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4 of the best weekend bags you can buy

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We're always on the hunt for the perfect weekend bag — one that's sturdy but stylish, light-weight but spacious. These 8 meet all our needs ... and more.

SEE ALSO: A pair of former Warby Parker execs have raised $8.5 million to create the perfect suitcase

Bespoke Post Weekender

This tote's unique shape is inspired by the tool kits originally used by stonemasons. It has a thick canvas exterior and a heavy-duty reinforced frame, so it’s durable enough to carry all your weekend essentials (here are a few of our must-haves). Chose from four versatile colors (olive, gray, natural and navy) to customize your look according to where you're headed!



H&M Leather Weekend Bag

There’s nothing more timeless than a leather weekender, but most genuine leather styles cost a pretty penny. Not this H&M carrier — a relative steal at $249. It has all the bells and whistles (detachable shoulder straps, adjustable buckles, a spacious inner compartment with zip) and a buttery leather finish you’d expect from a bag five times its price.

RELATED:America's Best Long Weekend Getaways



Herschel Supply Co. Settlement Backpack

Planning a city escape? This Herschel Supply Co. backpack is the embodiment of street-ready fashion. It's compact and clean-lined and yet spacious enough to fit two-to-three days worth of outfits (if you're a pro packer, that is).



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8 of the most dangerous adventure sports

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snowboarding

When we talk about brain injuries in sports, we talk a lot about football. We mention boxing and mixed martial arts and might talk about repeated head trauma in soccer or hockey, but we mostly talk about football.

There's good reason for that, but that doesn't mean that less traditional sports are incident free or brain injury free. The adventure sports world was rocked by the revelation earlier this year that the autopsy of BMX biker Dave Mirra, frequently described as a "legend" or "icon" of the sport, who died by suicide, showed signs of the degenerative brain condition chronic traumatic encephalopathy, or CTE, something we normally associate with football.

A recent study tallying head and neck injuries in "extreme sports"— the sorts of activities featured in the X Games— found that as participation in these sports continues to rise, so does the incidence of concussions and head and neck injuries.

As a September Outside Magazine feature notes: "Mirra’s diagnosis, along with mounting scientific and anecdotal evidence, has many pros wondering if we’re on the verge of a CTE epidemic among action-sports athletes. More shocking are the signs of widespread health consequences from concussions in the amateur ranks — people like you and me."

This is a real concern. 

Based on the aforementioned study (which analyzed 4 million extreme sports injuries that occurred between 2000 and 2011, 11.3% of which were head or neck injuries) and some other available data, here are the some of the risks for injuries that adventure athletes face, with a particular focus on head and neck injuries.

A note: This isn't meant to discourage participation in these sports. But awareness of risks should encourage people to properly prepare, motivate people to seek medical attention in case of an accident, and hopefully provide a reason to put on a helmet.

SEE ALSO: These are the worst stings in the world, according to a guy who's experienced them all

Skiing: People who ski report high numbers of concussions, according to the study, though part of that is due to the large number of skiers. Skiers also face an especially high risk for ACL tears and other knee injuries.

Source: Sharma et al., Orthopaedic Journal of Sports Medicine, January 2015; Kim et al., American Journal of Sports Medicine, January 20, 2012



Snowboarding: Snowboarders face the highest concussion risk of the athletes in the study, with a risk per-hour spent riding that's triple that of skiers.

Source:Sharma et al.



Snowmobiling: Snowmobilers didn't have particularly high injury rates in this study, though risks of skull fractures were higher than for other winter sports. Other studies have shown risks for serious injury and death, often related to snowmobiling after drinking.

Source:Sharma et al., Hoey, Canadian Medical Association Journal, March 2003



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10 items that lose value the more you spend on them

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TRUMP WINERY 5

There's an old adage that says, "You get what you pay for."

But strangely, paying more doesn't always mean you get more.

In many product categories, you're actually better off buying the cheaper version of an item.

Depending on how you measure value, higher-priced items can actually be a big disappointment when compared against their bargain counterparts.

If you want to avoid diminishing returns on your next big purchase, we've rounded up 10 items that rarely provide a lot of added value over a certain price point.

SEE ALSO: My online business earned $67,000 in 5 days, and it was much simpler than you'd think

1. Wine

Multiple studies have found that people can't tell the difference between cheap wine and the "good stuff." The New Yorker even points out that some wines from New Jersey were almost indistinguishable from premium French wines, even though the Jersey wines cost a mere 5% of the expensive French stuff.

There's another danger in overpaying for wine: risk of spoilage. You can even get into trouble when paying a premium price for old vintages. If the wine has been stored improperly, or just happens to be past its prime, then you've shelled out hundreds for a corked bottle that doesn't taste nearly as good as the $9 bottle you could have picked up at the supermarket.



2. Audio equipment (especially audio cables)

While some people say they can pick up on minute differences in sound quality, many consumers just can't hear the difference between "audiophile"headphones and cheap headphones. Why pay more for a difference that isn't audible to you?

Let's be honest: A $39,000 speaker will give you serious luxury cred, but is it really going to give you as much "bang for your buck" as buying a new car or putting a down payment on a house?

And if speakers and headphones are bad, audio cables are an even worse culprit in the game of diminishing returns. Famous skeptic and TED Talk-giver James Randi famously offered a $1 million prize for anyone who could prove that a pair of $7,250 Pear Anjou audio cables were noticeably better than ordinary audio cables. Needless to say, the makers of those cables never did step up to earn the prize.



3. Medical care

The health care system in the U.S. is complex, and fraught with confusing complications. Unlike almost everything else that Americans buy, health care services don't come with a simple price tag, and paying a higher bill doesn't necessarily mean you're getting a higher level of care.

A recent article in The Dallas Morning News highlighted the fact that freestanding emergency room clinics often cost thousands of dollars to visit, while urgent-care center visits cost much less for the same treatment.



See the rest of the story at Business Insider

How to efficiently travel to as many countries as possible

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train travel

I have been to all 198 countries in less than 10 years, while maintaining a full-time job throughout — and managing to write a book about the mad and often outrageous experiences.

In Norway that means 5 weeks of holiday annually plus around 2 weeks worth of national holidays.

So, how in the world is it possible to visit every country in such a relatively short amount of time?

1. You can travel quite far on a weekend. And there are 52 weekends a year. I have, at the busiest of times travelled over 30 weekends in a year. Even I enjoy the odd weekend at home.



2. Take time off work instead of accepting overtime pay. Then take out those hours before or after a weekend or a holiday trip to extend your available traveling time.



3. Heading back Sunday night is great, especially if you can sleep on the plane (if not, consider taking a sleeping pill). You will then land back home early in the morning, and you can pop by your house for a shower (unless there are such facilities in the office) and go straight to work.

I have had trips where I have visited Seoul, New York and Sydney for less than 24 hours before returning to Norway. Of course the journey to and from Australia took much longer than the stay itself, but it was exhilarating to do such a crazy trip just for a weekend. I have naturally been there before and after to explore the country properly.



See the rest of the story at Business Insider

The 16 best entry-level jobs in 2016

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grads

If you graduated this past spring and are still trying to figure out what you want to do with your life, don't fret. 

To help those entering the job market figure out where the greatest opportunities lie, personal-finance site WalletHub used data from the US Bureau of Labor Statistics, the Oxford Martin School at the University of Oxford, Indeed.com, and Salary.com to find the best and worst entry-level jobs.

To compile its ranking, WalletHub analyzed 109 entry-level occupations to determine their immediate opportunity, growth potential, and job hazards. It assessed these factors based on 11 metrics, including median starting salary, unemployment rate, projected job growth by 2024, income-growth potential, probability of the job being replaced by a computer, and number of fatal occupational injuries.

Each of the 11 metrics were given a value between 0 and 100 — 100 represents the most favorable conditions for a specific entry-level position and 0 the least. WalletHub then calculated the score for each position using the weighted average across all metrics and ranked the jobs accordingly. Read more about the methodology here.

Below are the 16 best entry-level jobs for the class of 2016:

SEE ALSO: 13 high-paying side jobs for people in their 20s

16. Industrial engineer

Median annual salary (at the entry level):$62,812

Immediate opportunity rank: 27

Growth potential rank: 50

Job hazards rank: 38



15. Aerospace engineer

Median annual salary (at the entry level):$68,613

Immediate opportunity rank: 33

Growth potential rank: 29

Job hazards rank: 38



14. Certified nursing assistant

Median annual salary (at the entry level):$25,392

Immediate opportunity rank: 25

Growth potential rank: 56

Job hazards rank: 24



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15 incredible photos of Russia's latest military exercise in annexed Crimea

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Following its massive International Army Games, Russia is staging a series of worrisome military exercises for neighboring Ukraine and other global powers. 

The drills began early this week in southern Russia and Crimea, the peninsula that was annexed from Ukraine in 2014. With their cruise missiles, tanks, aircraft, and naval ships deployed to the contested area, Russia put on an impressive display of their military might.

Here are several photos from the military exercise:

 

SEE ALSO: 23 jaw-dropping photos from Russia's massive International Army Games

A Russian navy ship and helicopters take part in a landing operation during military drills at the Black Sea coast, Crimea, Friday, September 9, 2016.



Cruise missiles from submarines were also reported to have been launched for the exercise.



The size of Russia's navy in 2015 was estimated to be 172 ships.

Source: Contemporary Issues and Geography



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7 ways your dysfunctional relationship is affecting your kid's success

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The Breakup couple fighting

One of the biggest factors in determining whether kids grow up to be healthy, successful adults, is the relationship of their parents.

While there isn't a set recipe for ensuring achievement and happiness, psychology research has pointed to a handful of factors about marriage, divorce, and the interaction within a relationship that can predict a child's success.

Often, dysfunctional relationships are found to have negative effects.

Here's some of what we know based on research:

SEE ALSO: Science says parents of successful kids have these 16 things in common

SEE ALSO: 19 things teachers say parents should do at home to help their kids succeed

Destructive conflict between parents can be detrimental to a child's psychological and physical well-being

E. Mark Cummings, a developmental psychologist at Notre Dame University, and his colleagues say there are a number of examples of destructive conflict, including: verbal aggression like name-calling, insults, and threats of abandonment and physical aggression like hitting and pushing.

Various research, Cummings tells Developmental Science, links homes with high levels of conflict to children having more physical health problems, emotional problems, and social problems later in life including vascular and immune problems, depression and emotional reactivity, substance dependency, loneliness, and problems with intimacy.



Passive fighting can cause a myriad of developmental problems, as well

According to the researchers, destructive conflict can also take on more passive forms, like avoidance, walking out, sulking, withdrawing, or capitulation.

Cummings said kids pick up on when a parent is giving in to avoid a fight or refusing to communicate, and their own emotional response is not positive.

"Our studies have shown that the long-term effects of parental withdrawal are actually more disturbing to kids' adjustment than open conflict,"he says. He explains the children in this instance can perceive that something is wrong, which leads to stress, but they don't understand what or why, which means it's harder for them to adjust.

Chronic stress from repeated exposure to destructive conflict can result in kids that are worried, anxious, hopeless, angry, aggressive, behaviorally-challenged, sickly, tired, and struggling academically.



If you go through a nasty divorce when your kids are young, they're more likely to have poor relationships with you when they're adults

If you split up with a spouse when your kids are between three and five years old, your kids are more likely to have an insecure relationship with you when they're adults, especially if you're their father, according to a University of Illinois study. However, the divorce of parents doesn't predict insecure romantic relationships when kids become adults.



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29 jobs to avoid if you hate feeling stressed

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emergency room

Do you crack under pressure? Crumble when you're stressed? If so, you'd be better off pursuing a career in science or education than you would in healthcare or law enforcement.

Using data from the Occupational Information Network (O*NET), a US Department of Labor database full of detailed information on jobs, we found the 29 professions you should avoid if you really don't like stress.

O*NET assigns a "stress tolerance" score (0-100) — which measures how frequently workers must accept criticism and deal effectively with high stress on the job — for each of the almost 900 jobs in its database. A lower rating signals less stress; a higher rating signals more.

Here are jobs that earned a stress tolerance rating of 94 or higher. If you're the type of person who thrives under pressure or can stay cool, calm, and collected in high-stress situations, these jobs may be perfect for you. If you're the crack-or-crumble type, you may want to avoid them:

SEE ALSO: 24 high-paying jobs for people who don't like stress

29. Probation officers and correctional-treatment specialists

Stress tolerance: 94

Average annual salary (2015):$54,080



28. Ship pilots

Stress tolerance: 94

Average annual salary (2015): $83,150



27. Patient representatives

Stress tolerance: 94

Average annual salary (2015): $36,920*

*Patient representatives are not listed on the BLS. This is the salary for "Healthcare Support Workers, All Other."



See the rest of the story at Business Insider

BARCLAYS: Bond trading has undergone a fundamental shift

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bond trader

The business of trading corporate bonds has changed. 

The business is much less profitable than it once was.

More and more trading is being conducted through electronic channels, rather than by humans. There are fewer traders involved in the business and it is harder for investors to trade in and out of big positions.

And, trading has shifted away from principal trading— where banks take bonds on to their balance sheets for extended periods — toward agency-like trading, where they only serve as a go-between for clients.

Barclays analysts led by Jeffrey Meli had a big note out in June on this topic, which garnered a bit of buzz on Wall Street. Now they're out with a follow-up. 

The most recent note, published September 8, doesn't just set out how trading has changed, but when it did so. 

"The changes in the credit trading environment have occurred in stages," the note said.

Keep scrolling to see how it played out:

Stage 1 - 2006 to 2010

The first stage was an increase in transactions costs, but not a change in trading patterns.

"In 2010, the average bid-offer on investment grade block trades had risen to 3.2bp, double the 1.6bp average from 2006," Barclays said. "However, the only major change in trading behavior was a modest decline in turnover – from 108% to in 2006 to 97% in 2010."

To recap, the bid-ask spread is the difference the price at which dealers are willing to buy (bid) and the price at which dealers are willing to sell (ask).

This increase in costs was especially pronounced for bonds where dealers took principal risk. Agency trading is where a bank is sitting in the middle of two counterparties that are ready to trade, whereas principal trading is where the bank takes a bond on to its own balance sheet for an extended period.

"Between 2006 and 2010, the average bid/ask across block trades where dealers act as “agent,” ie, those with offsets in less than 15 minutes and those where they take principal risk, ie, with offsets in 1-5 days, increased significantly," the note said.

"The increase of more than three times was particularly stark for older vintage bonds."

 



Stage 2 - 2010-2015

"Between 2010 and 2015, realized bid-offer remained relatively constant, but trading behavior changed significantly," Barclay said.

For example:

Turnover, or trading volumes as a percentage of total bonds outstanding, has fallen from 97% in 2010 to 72% in 2015. 

The percentage of trading completed on an agency basis has jumped, with the fraction of block trades (trades above $5 million in size) increased from 31% to 42% of activity. This is especially the case for older bonds, with 28% of block trades involving a bond that is five years old having an offsetting trade within 15 minutes, up from 19% in 2010. 

Trades with principal risk, where there isn't an offsetting transaction in five days, have fallen from 47% of the market in 2010 to 36%.

 



Why the change?

There are a couple of reasons why this evolution in bond trading took place in two stages.

First, it may have taken investors time to come up with new trading strategies, according to Barclays.

"Investors faced with higher transaction costs may have taken time to devise new trading strategies to minimize realized transaction costs and to modify their portfolios and approach to investing in response," the note said. 

Second, they have hoped that the increased transaction costs was a temporary effect following the financial crisis. 

"They may have expected the changes in liquidity to be temporary and that dealers would eventually become less reticent about warehousing inventory," the note said. "In fact, the regulatory restrictions on dealers intensified with the passage of Dodd-Frank in 2010, and the change in dealers’ ability to provide balance sheet has only become more limited."



See the rest of the story at Business Insider

5 flops from the world's most famous inventors

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thomas edison

You can thank risk-taking inventors for their numerous contributions to modern living. But behind many of these inventions were fantastic flops — things that either worked and didn't make succeed in the market, or just flat out failed.

Here are some failed inventions from names you're probably familiar with.

SEE ALSO: The Unknown Geniuses Behind 10 Of The Most Useful Inventions Ever

Thomas Edison tried to make mass-produced concrete buildings.

Looking back, Thomas Edison couldn't be blamed for believing mass-produced concrete buildings were going to be big — after all, the original Yankee Stadium owes its construction to the Edison Portland Cement Company.

But cement wasn't popular or known for being economical in 1899 when Edison founded the company. And even though he refined the rotating kiln and made strong cement houses, the molds proved way too expensive and complex with over 2,300 pieces. This made the model unpopular with developers.

After the company completed Yankee Stadium, it folded during the Great Depression.  



Nikola Tesla tried to make a thought camera.

In the 1930's, Nikola Tesla, who is known for creating the induction motor and refining AC currents, imagined a machine that would allow you to project a mental image in real life and play back your thoughts like a slideshow.

In 1933, the Kansas City Journal-Post wrote about Tesla's reasoning at the time. In short, he said if you had a mental image, your body would also produce a corresponding retinal image, which could be photographed by a machine to be projected onto a viewing screen.  

"In this way every thought of the individual could be read. Our minds would then, indeed, be like open books," Tesla told the Journal-Post.

The invention didn't work as Tesla hoped. But scientists now are making progress toward making mind photography a real thing.

 



Henry Ford's first few automobiles were a bit too early and a little too hard to reproduce.

Henry Ford is known for many things — the most prominent being mass-manufactured cars and paying workers respectable wages. 

But his first automobile, made in 1896, was powered by ethanol, had four bicycle wheels, and went at a top speed of 20 miles per hour. The vehicle resembled a horseless carriage.

Fast Company writes that the $200 vehicle (approximately $5800 today) was too small and too incomplete to be mass-manufactured.

Around 7 years later, Ford would make the Model A, paving the way for his continued success.



See the rest of the story at Business Insider

We went on the final public tour of the BBC's headquarters

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BBC tour

The BBC has shut down public tours of its London headquarters after a safety review found that they increased the risk of a terrorist attack.

Guided walks around Broadcasting House have been running since 2012. To mark the closure, the BBC organised one last tour in collaboration with charity The Media Society. 

Business Insider went along to get a look inside the historic headquarters of a British broadcasting institution. 

Here is what we found.

The BBC's London HQ is essentially divided into two. There is the original 1932 Broadcasting House on the left. The newer development on the right was completed in 2012 and is known as New Broadcasting House.



We started at Broadcasting House, the BBC's original London headquarters. The Art Deco building is adorned by a statue of Ariel and Prospero from Shakespeare's "The Tempest."



In case there is any doubt, the BBC's full name is spelled out on a sign by the entrance to Broadcasting House.



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These are the 15 safest cities in Britain

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chelmsfordcathedral

Generally Brits are lucky to live in a very safe society, where they can feel safe and secure wherever they choose to live. However some places in the UK are obviously safer than others. But where in Britain do people feel the safest?

As part of it's "Unbroken Britain" survey — a look into how friendly, welcoming, and polite Britain's cities are — personal finance firm Provident Personal Credit took a look at which British cities are the safest.

Provident asked thousands of people in cities across the UK to rate how safe their hometown is. The responses were tallied, and each city was given a score out of 10, with one being the worst possible score.

Perhaps unsurprisingly, London didn't score highly when it comes to safety, but some of the UK's biggest cities did end up close to the top of the list. Check out Britain's safest cities below.

15. Liverpool — 7.1. Famous for the Beatles and football, Liverpool is also one of the safest places in the UK. Liverpudlians aren't massively invested in the city from a personal perspective. Just 23% said that they get "involved with activities" in their communities



14 (joint). Chelmsford — 7.18. Essex's county town is one of the safest in Britain according to Provident. The latest statistics show that there were 928 crimes in the city in June.



14 (joint). Swansea — 7.18. UK Crime Stats says there were just 1,850 crimes in the city during June this year. Around 20% of those crimes involved anti-social behaviour.



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25 things you may be saying at work that can ruin your career forever

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Andy Bernard Ed Helms the office

We all make mistakes at work. Most of the time, we're able to bounce back and move on from these silly gaffes. 

But as it turns out, there are some easy ways to ruin your career for good.

For instance, there's a handful of words, phrases, and questions you may be using at work that can seriously damage your reputation forever.

Some of these are fine in certain contexts. However, if you're already a bit of a problem employee, repeating them over and over again can be toxic for your career development.

Here are 25 phrases (aside from the obvious, like cursing out your boss) that you should probably avoid in the workplace:

SEE ALSO: 14 signs you're in the wrong job

DON'T MISS: 26 signs you're about to be fired

'It's not my fault'

If you make a mistake, own it. Don't conjure up lame excuses. Consistently shirking responsibility for your mistakes and failures will catch up with you. It's a terrible career habit to get into. Bosses want accountability and competence, not excuses.



'I have a bad feeling about this'

If you're habitually sporting a bad attitude, you become a nuisance to your boss and can drag down your team. Constantly whining and complaining won't make you pleasant to be around, and certainly won't entice your boss to keep you around for long.



'I'll do it later'

Putting off projects until the last minute not only puts stress on you, but it hinders the progress of every other person relying on your portion of the work. If something goes wrong, you'll likely be the first one blamed.



See the rest of the story at Business Insider

RANKED: 10 best car innovations of 2016 so far

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Rolls-Royce vision 100

Cars are becoming more like giant computers on wheels everyday.

We're not just talking about advancements in driverless tech, either. Automakers know that cars today have to be smart and easy to use, and that means including innovative features like virtual displays or even drone landing pads.

A lot of these innovations can still only be seen in concept cars, but they offer a glimpse of how companies are working to radically change the car of the future. Scroll down for a closer look.

SEE ALSO: These 5 flying taxis could revolutionize your commute

10. This concept car is loaded with innovative features, but the one we can't stop talking about is its wheels.

RAW Embed

The wheels on the BMW Vision Next 100 concept are essentially one with the car, allowing them to make this beautifully sleek movement when the steering wheel is turned. It's a really tiny detail, but it shows a new interesting in rethinking the general design or aesthetic of a car. We just hope changing a flat tire isn't too cumbersome if that ever comes to fruition.



9. OK this one is a little far-fetched, but we would be remiss not to give Toyota some credit for building a car made almost entirely out of wood that can, in fact, drive.

The two-seater is made up of 86 handmade panels that were assembled using a method called  okuriari, meaning they were put together using joints instead of nails. It's obviously not street legal since it's made of wood, but it can actually drive.

The car doesn't speak to the future like the other cars on this list, but it does reminisce on the past, which is why Toyota built it. Toyota said it went with wood because as it ages it will bend and darken, symbolizing the passage of time. The dashboard will also count the passing years up to a century. It's a nice reflection of engineering ingenuity that tips its hat to automotive progress.



8. This concept SUV offers a sneak peak of an inevitable future of cars driving around without any mirrors.

Lexus recently leaked a photo of its UX concept SUV, and it shows that the sideview mirrors have been replaced with cameras.

This isn't the first time we've seen a concept car without mirrors, but it's worth paying some extra attention to the feature showing up on a Lexus. Japanese automakers got the OK in June to make and sell mirrorless cars, making it one of the first countries to embrace the technology. Considering Lexus is owned by Japanese automaker Toyota, we're likely to see more of this tech in use going forward.



See the rest of the story at Business Insider

SOCIETE GENERALE: These 5 issues will define European stocks going forward

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Cash money

Now that the summer is over, and the relatively dull markets that we saw in August look to be a thing of the past, with major indexes in Europe finally starting to move significantly during trading days

The European Central Bank on Thursday was a disappointment for the markets, as ECB President Mario Draghi's press conference came and went without any explicit promises of an extension of its quantitative easing program.

Draghi's lack of any assurance seems to have shaken markets out of their complacent view that stimulus is a given these days. Markets are now looking for a little more direction.

In a note circulated to clients on Thursday evening, French bank Societe Generale shared its five biggest calls for the European equity markets going forward, illustrating what we should be looking out for in the coming months. Among the things we should be watching, consumer spending, fiscal stimulus, and Brexit feature highly.

Check out SocGen's key calls below

1. The European consumer will be key

In America, the consumer has long been the driver of economic growth, and SocGen argues that things will likely move that way in Europe as well in the next year. "Eurozone consumption will likely be supported by a lower unemployment rate and lower savings rate," the bank notes.

What equity investors should do: Long auto and retail stocks, short industrial goods and services.



2. Fiscal stimulus is going to make a comeback

Fiscal stimulus is cool again. After nearly half a decade of tight fiscal policy and super loose monetary policy, we're once again looking to government's to stimulate growth by borrowing heavily to fund infrastructure projects. Germany will lead the way in this regard, SocGen notes.

What equity investors should do: Long the construction sector.



3. Inflation looks to have bottomed

After a significant period of near zero inflation in Europe, and a globally subdued inflation picture, CPI now looks to have bottomed out. This has been helped by oil prices, which will continue to rise over the next year, the bank argues. "We expect oil prices to continue to rise and reach $60/bbl (Brent) by end-2017." 

What equity investors should do: Long oil, gas, insurance, and retail stocks.



See the rest of the story at Business Insider

These are 20 of the top songs people listen to in the shower

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ferris bueller singing in the shower

Spotify users like to sing along in the shower — or at least that's the implication of a fun fact shared by Spotify CEO Daniel Ek.

At a conference late last year, Ek revealed that there were 39,000 active playlists named "Shower."

But what songs are these people listening to in the shower?

Business Insider reached out to Spotify at the time to find out which songs go best with suds. Spotify's data team crunched the numbers for us, and came up with a playlist of the top 20 songs from users' shower mixes.

These are 20 jams people love to play in the shower.

 

SEE ALSO: ESPN's digital boss has strong words for people who think ESPN is in decline

20. Maroon 5 - “Unkiss Me"

I lied to my heart 'cause I thought you felt it
You can't light a fire, if the candle's melted
No, you don't have to love me if you don't wanna
Don't act like I mean nothing
But if you're gonna, well, then you better



19. Bon Iver - “Skinny Love”

I told you to be patient
I told you to be fine
I told you to be balanced
I told you to be kind
Now all your love is wasted?
Then who the hell was I?



18. Earth, Wind & Fire - “September”

Do you remember the 21st night of September?
Love was changing the minds of pretenders
While chasing the clouds away



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8 habits that make 20-somethings anxious and unproductive

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young women smartphones texting

According to the American Psychological Association (APA), millennials experience more stress and are less able to manage it than any other generation. More than half of us admit to having lain awake at night during the past month from stress.

Not surprisingly, millennials are also more anxious than older Americans. The APA reports that 12% of millennials have a diagnosed anxiety disorder—almost twice the percentage of Boomers.

On a non-clinical scale, a BDA Morneau Shepell white paper discovered that 30% of working millennials have general anxiety, while a 2014 American College Health Association (ACHA) assessment found that anxiety regularly afflicts 61% of college students.

Anxiety not only harms our wellbeing but also sabotages our productivity. The ACHA assessment found that the top two tolls on students’ academic performance were stress and anxiety. Two-thirds of millennials interviewed by BDA attribute declining work performance to anxiety.

Sources of millennial anxiety may include a tough job market and student debt as well as psychological causes I’ve covered previously, such as ambition addiction, career crises, and choice-overload. But even our day-to-day behaviors can incite anxiety. Here are eight common habits that instigate stress and compromise our potential:

SEE ALSO: 5 behaviors that will burn you out before you turn 30

1. Bad sleep habits

Perhaps the most prevalent contributor to anxiety is poor sleep. A study by the University of California at Berkeley found that lack of sleep “may play a key role in ramping up the brain regions that contribute to excessive worrying.” Common causes of insufficient sleep include going to bed at different times, not making sleep a priority and spending time on phones or laptops right before bed.

Instead:

Calm Clinic, an online magazine dedicated to anxiety management, suggests forming a long, boring nighttime routine free from technology, keeping a journal by your bed to write down thoughts that keep you awake, and exercising during the day to wear out your body.



2. Skipping sustenance

Eating consistently regulates not only our metabolism and insulin levels but also our mental stability.

"Waiting too long to eat or missing out on breakfast may lead to unsteady blood sugar levels, which can cause anxiety-like sensations, including shakiness, dizziness, confusion, and difficulty speaking," writes Body and Health. Dehydration has a similar effect. Because food and water are biological needs, anxiety naturally follows hunger and thirst.

Instead:

Eat meals regularly. Keep granola bars or nuts at your desk or in your purse. Bring a water bottle to work and sip it throughout the day. Have a glass of water right when you wake up and before you go to sleep.



3. Drinking coffee

Drinking coffee makes us more alert and, in many cases, helps us perform better on short-term tasks. But it can also make people jittery, irritable and nervous, especially if they’re already predisposed to anxiety.

Sensitivity to caffeine is, in fact, heightened in people with panic disorder and social phobia, and caffeine can provoke panic attacks in some individuals. Caffeine is also diuretic, which can cause dehydration — an anxiety trigger established above.

Instead:

Try weaning off coffee by switching to just one cup a day, decaf, or black tea. If you feel calmer and more in control after a couple weeks without it, commit to quitting and pull out all the stops.



See the rest of the story at Business Insider

These are the 9 best banks to work for on Wall Street

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wall streetThere has been big shift on Wall Street.

Vault.com just released its annual ranking of the best banks to work for, examining factors like culture, satisfaction, work/life balance, training, compensation and overall prestige. 

The career site asked about 3,000 banking professionals to rate their peer firms on a scale of 1 to 10, and used a weighted formula of their responses to come out with the list.

This year, Goldman Sachs came out on top, a spot it hasn't held since 2011. This is largely due to the swath of changes it's made to improve working conditions, which includes a no-working-past-midnight policy for interns, earlier promotions for its junior bankers and a more qualitative feedback system.

A number of boutique firms also moved up on Vault's list.

Here's the full ranking:

SEE ALSO: An acquisition to form one of the world's largest energy infrastructure companies will make bankers nearly $100 million

9. Moelis & Company

Moelis & Company jumped 7 spots to No. 9 in this year's ranking. It also broke into the top 10 most prestigious banks, jumping three spots to No. 10. 

Pros:
  • “Learning opportunities: a lot of deal and client exposure”
  • “Great pay”
  • “Exit opportunities”

Cons:

  • “Long hours”
  • “Work/life balance”
  • “Infrastructure”
The Buzz:
  • “Smart people, complicated engagements”
  • “Sweatshop; very hardcore and intense”
  • “Strong middle-market deal flow”
  • “Hires MDs left and right and left but not sure about their quality”


8. Perella Weinberg Partners

Perella Weinberg Partners was No. 1 for the best banking firms for benefits, and No.2 for the best banking firms for vacation policies. 

Pros:

  • “Smart, dedicated, high caliber colleagues that you enjoy spending time with and learning from”
  • “Fantastic small-firm culture means analysts and associates feel more connected to senior members”
  • “Working on challenging, high profile deals”
Cons:
  • “Hours can be grueling and unpredictable”
  • “Amount of responsibility can be stressful”
  • “Not well known internationally”
The Buzz:
  • “Great boutique”
  • “Just lost their restructuring team but still good in M&A”
  • “Good competitors”


7. Greenhill & Co.

Greenhill was No. 3 for best banking firms for hours, and No. 5 for best banking firms for LGBT individuals.

Pros:

  • “Tremendous amount of responsibility”
  • “Blue-chip clients”
  • “Excellent exit opportunities”
Cons:
  • “Hours can be long”
  • “Fewer back-office resources than larger institutions”
  • “Little opportunity for promotion at the analyst level”

The Buzz:

  • “Great boutique with a high quality M&A advisory business”
  • “Trending downward after a great run”
  • “Smart people, complicated engagements”
  • “Have fallen off in last few years”


See the rest of the story at Business Insider

The 29 most dominant high school athletes in America

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mone davis little league world series

These 29 high-school-aged athletes are some of the very best in the entire country.

They're breaking records, raising the bar in their respective sports, overcoming physical setbacks, and serving their communities — sometimes all at once.

Prepare to be inspired by some of sports' brightest young stars.

Two years ago, Mo'ne Davis became the first girl to earn a win and pitch a shutout in a Little league World Series Game — but her favorite sport is basketball.

Davis, now 15, plays varsity at Springside Chestnut Hill Academy in Pennsylvania.

Source: ESPNW



Sydney McLaughlin, 17, ran for Team USA in Rio, and even though she didn't medal, she had the honor of being the youngest US track and field Olympian since 1972.

She's now a senior at Union Catholic Regional High School in New Jersey.

Source: Team USA



ESPN currently ranks DeAndre Ayton as the best high school basketball player in the entire country.

In fact, college recruiters and NBA draft experts have been buzzing about him since the summer before his sophomore year. Ayton is now a senior at Hillcrest Academy in Arizona. 

Source: ESPN, SB Nation



See the rest of the story at Business Insider

This bizarre $15,000 electric car could transform your commute

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A new all-electric car just hit the market, but it looks a little different than other electric cars you can buy.

Solo driving

Made by the Canadian company Electra Meccanica, the 2017 Solo car boasts three wheels instead of four and is built for just one passenger, hence its name, Solo.

The car is not aimed at replacing your current vehicle; rather, it’s meant to supplement your driving needs and serve primarily as a commuting car.

Here’s a closer look at the tiny Solo car. 

SEE ALSO: 16 high-tech features you need in your next car

The Solo's chassis is made from a carbon-fiber composite, making the vehicle super lightweight and quick. It can go from zero to 60 mph in just eight seconds.



It can also reach a top speed of 80 mph.



The Solo has a 16.1 kWh lithium-ion battery, giving it a range of about 100 miles per charge, which should be plenty of range to cover your daily commuting needs and any errands you have around town.



See the rest of the story at Business Insider
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