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Here’s how I spent a weekend eating and sightseeing in New York City for less than $50

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Weekend in NYC compilation

Between Broadway shows, towering department stores, and $200-a-head tasting menus, New York City has no shortage of ways to blow all your cash.

But, luckily, the city is also home to plenty of affordable activities that make it possible to live here without going bankrupt. So when my friend Kelly came up from Philadelphia for a recent weekend visit, I intended to strike a balance between showing her the magic of New York and sticking to my budget. 

Kelly agreed. Thanks to multiple weddings, bridal showers, and bachelorette parties on both our schedules for the fall, we knew we wanted to keep our weekend together cheap. 

Despite aiming to keep our expenses low, we still managed to fit in plenty of food, exploring, and classic New York sightseeing. In total, we spent less than $50 per person on food and activities for the entire weekend.

Here's everything we were able to fit in.

SEE ALSO: I moved to New York City 2 years ago — here’s what I tell my friends who say they can’t afford to

SEE ALSO: The 12 most affordable countries for Americans to travel to right now

Kelly arrived around 8 p.m. on Friday night, and we headed straight to dinner. We met up with a few friends at Artichoke Basille’s Pizza, where we filled up on the joint’s classic artichoke slice.

Known for its late-night crowd and huge, creamy pieces of pizza, Artichoke is a must-try for anyone visiting New York. We went to the one in Park Slope, but there are locations throughout the city, including the original on 14th Street.   

Cost: $5 per slice … but trust me, one slice is more than enough.



From dinner, we headed to a nearby dive bar called High Dive.

You can’t beat the prices at $6 per beer, and it was a fun way to see some of Park Slope’s local flavor.

I had an early morning run planned for the next day, so I stuck to one drink.

Cost: $7 with tip



I’m training for a half marathon, so I got up with the sun to go running, and Kelly decided to join.

While I don’t advocate forcing guests to exercise against their will (she volunteered!), going for a run or walk is far and away the best way to see a city in my opinion.

As we cruised through the tree-lined streets of picturesque neighborhoods like Park Slope and Brooklyn Heights, I got to show Kelly all the little things that make New York — and Brooklyn in particular — great, such as historic brownstones and cute coffee shops.

Cost: Free!



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44 pictures of the incredible bromance between President Obama and Vice President Biden

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obama biden

On August 23, 2008, then Sen. Barack Obama introduced Sen. Joseph R. Biden Jr. as his running mate for the 2008 presidential election.

On Election Day, more than 69.4 million Americans voted for Obama to become the 44th president of the US — and the first African-American to hold the position.

It's been more than eight years since. And on Obama's last birthday in office, Biden delivered him a birthday message that called Obama a "best friend forever."

As their time in office nears a close, here are 44 images of their time as America's president and vice president:

SEE ALSO: 44 iconic images of Barack Obama's tenure as president

US President-elect Sen. Barack Obama (D-Illinois) and Vice President-elect Joe Biden (D-Delaware) wave to supporters during their election-night rally after being declared the winners of the 2008 US presidential campaign in Chicago on November 4, 2008.



Obama and Biden walk to the motorcade on the South Lawn of the White House for departure en route to the US Capitol for a St. Patrick's Day lunch.



Biden and Obama look at an app on an iPhone in the Outer Oval Office.



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5 tech gadgets that can help you achieve your New Year's resolution

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The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.    

exercise running fitnessNew year. New you. 

After a holiday season where many of us overindulge, most of us do the same thing: make resolutions.

Whether you want to lose some weight, save some money, or learn something new, tech can help.

How much you get accomplished will ultimately depend on your own self discipline, but nobody improved without a little help.

 

 

DON'T MISS: I’ve written about a lot of great tech, but these are the gadgets I use every day

SEE ALSO: I've written about a bunch of great smart-home tech, but these are the gadgets I use every day — here's why

If you want to work out more

January is the month where everyone has fitness on the brain. If you'd like to get more active, buying a fitness tracker can be very helpful.  

FitBit's Charge 2 tracks how many steps you've taken, calories you've burned, how well (and long) you've slept, and your heart rate.

This data can then be synced to your smartphone or computer, so you can keep track of your progress. 

FitBit Charge 2, $149.99, available at Amazon



If you want to read more

Most people (myself included!) wish they read more. 

An ideal time to read is during a commute, but that's not always possible. Audible makes it easier, though. It has the largest selection of audiobooks on the internet, with titles from any era or genre. 

I've subscribed on and off for almost five years, and I've always found something new to check out. A gold subscription grants you one "credit" a month, that can be redeemed on any book.

The best part is, if you end up with a backlog of books, you can cancel your subscription, and keep the books.

Audible Gold Subscription, $14.95 a month, available at Amazon



If you want to learn how to code

If you'd prefer to work on your mind, instead of your body, why not learn how to code?

In our computer-driven world, having a better understanding of how they work can be a huge leg up. 

Udemy, the online course marketplace is having a sale on all of their courses. Learn how to code from a high quality instructor, who will walk you through Python (a popular programming language), step by step.

If you see another course you'd like to try, apply the same discount code below for the same discount.

Infinite Skills The Ultimate Python Programming Tutorial, $15 (originally $50), available at Udemy.[70% off with the promo code "BESTOFU"]



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Successful people share 11 ways to make 2017 your most productive year yet

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laptop cafe girl blonde

If you pay close attention to Business Insider's Strategy vertical, you'll notice we frequently share productivity tips from an expert we've just interviewed, a book we've just read, or new research we've just scoured.

And we admit it can be a little daunting to keep up with all the advice out there.

So, since you're here to learn how to make better use of your time, we thought we'd save you some and round up the best productivity tricks out there.

To do this, we asked some of the experts we trust to share how they get it all done.

Here's their favorite productivity advice:

SEE ALSO: 18 bad habits you should break in 2017 to be more productive

DON'T MISS: 11 TED talks that can help you become insanely productive

Associate something you love with something you want to accomplish

"Pick a ritual that you love — for me this ritual is the morning coffee — and connect it to a productivity-related activity — in my case it has to do with writing.

"So I connect something I love, which is the coffee ritual, to something else that I love in principle, but not every moment of it, which is writing. It's an almost conditioned response, where I start working and I'm enjoying the coffee and the writing at the same time."

— Dan Ariely, a professor of psychology and behavioral economics at Duke and author of "Payoff"



Be more compassionate

"My top productivity tip? Compassion. Wait, what? Aren't productivity tips typically about shifting mindset, single tasking, deep focus, working in pulses, and a host of other useful tools? Yes. And all those tools can help us be fantastically productive, effective, and even more creative.

"But what compassion recognizes is that we're human. We're going to have stupid days, when nothing seems to go right. We just will. There will be times when we're going to be distracted, unmotivated, scattered, when some crisis at work or in life kept us up all night, or when we're feeling just plain overwhelmed.

"But rather than beat ourselves up, sink into paralyzing negativity, or ruminate endlessly on what went wrong or how we failed, compassion enables us to forgive ourselves, to learn what we can, to see that it's all about practicing, to let go of perfection, and, lightly and with grace, move forward and try again."

— Brigid Schulte, author of "Overwhelmed: Work, Love, and Play When No One Has the Time" and director of The Good Life Initiative/ Better Life Lab at New America



Make accomplishing your task a necessity

"A key to maximizing productivity is to forget about what you already know — or think you know — about motivation. We typically assume that there's a direct correlation between how much we want to achieve a given outcome and how likely we are to actually achieve it.

"However, there's a much more constructive way to think about motivation: that's to think of it as something you must 'custom manufacture' for each and every goal you wish to achieve. By custom manufacture, I mean to deliberately and creatively put yourself in situations that make you urgently feel like it's necessary

"Here's my favorite example: After failing time and time again to stick with his good intention to exercise daily, Joe custom manufactured a situation that changed everything. He simply agreed to from now on own only one stick of underarm deodorant and keep that one stick of deodorant in his locker at the gym. So the only way he could spare himself from the mortifying embarrassment of stinking all day was to go to the gym. Once he was there, he would feel too foolish about just using his deodorant and leaving, so he would stay and exercise. Joe essentially tricked himself into doing what he intended to do, and eventually exercising daily became a self-sustaining habit."

— Steve Levinson, clinical psychologist and author of "The Power to Get Things Done"



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10 things that will be less expensive in 2017

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American Airlines

In 2017, the list of predictions for what will cost more is long. You'll even spend more without even leaving home, as rent and house prices are expected to increase.

However, there's some good news. Plenty of items will drop in price this year, including avocados — which had become so expensive, they were actually being stolen from orchards. You can also expect to pay less for items like beef, eggs, MacBooks, 4K TVs, and travel.

SEE ALSO: 45 ways to make more money in 2017

MacBooks (Bonus: Possibly iPad Pros)

If you've in the market for a MacBook, it's probably best to wait until the second half of 2017 to buy one. Mac Rumors and the Next Web cite predictions from KGI Securities analyst Ming-Chi Kuo, who predicts Apple will drop prices for all MacBooks, including new MacBook Pros and 12" MacBooks in the latter half of the year. In other Apple rumors worth noting, word is that Apple will launch three new iPad Pro models, including a 9.7" low-cost tablet.



4K TVs

A few years ago, 4K televisions cost as much as $4,000 to $6,000. A year ago, when high-definition 4K TVs were in the $1,000 range and higher, a New York Times article advised waiting at least a year to purchase a 4K TV. So is it time to buy now?

Yes, according to our deal data: Prices have dropped below $1,000 (to as low as $348). Thanks to 4K media streamers and companies like Amazon and Netflix, there are now more 4K movies and TV shows to watch.



Avocados

A growers strike and short supply this past summer caused the price of individual avocados to spike to as much as $3. In New Zealand, there was even an avocado crime wave, as thieves broke into orchards to steal the fruits off the trees. However, according to the Avocado Producers and Exporting Packers Association of Mexico (APEAM), prices are finally set to drop.



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15 simple ways to relax, according to scientists

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The Big Lebowski, bowling

It's easy to get bogged down in the day-to-day grind and let the stress pile on.

And getting rid of that stress often seems exponentially difficult. 

So if you're looking for a way to escape, here are some science-backed ways to decompress — even if you can't get away from the things that are stressing you out.

SEE ALSO: 15 healthy eating habits that work according to scientists

DON'T MISS: Science-backed ways to stay focused all day

Get a massage.

Yes indeed, getting a massage may be a great way for some of us to relieve stress and relax. 

One small study looking at the effect of back massages on Japanese students preparing for exams found that people who got them had less muscle stiffness and lower levels of cortisol, a hormone associated with stress. Some caveats though: the study was small, and it didn't have a control group. In other words, there's no way to know if they'd sent another group of people into a quiet room and not given them massages that they wouldn't have seen similar results, perhaps just from being isolated from their studies.



Meditate.

Meditation is often seen as a great way to relax, and many studies back up that idea. In a meta-analysis looking at several studies of relaxation training in people with anxiety, the observed effects of meditation were greater than those observed for other intentional relaxation techniques, such as autogenic training (a process that involves making your body feel heavy and warm) and applied relaxation. Other studies have also outlined its effect as an anti-anxiety and antidepressant method.

Want to learn how to meditate? Check out this nifty graphic.



Exercise regularly.

The key to a relaxed mind is a relaxed body, according to the Harvard Medical School"The relaxed body will, in turn, send signals of calm and control that help reduce mental tension."

One way to relax the body is by exercising. It may sound counterintuitive, but working out can help the body release mood elevating hormones, like endorphins, and reduce levels of stress hormones, like adrenaline and cortisol.



See the rest of the story at Business Insider

15 things every guy needs for winter

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winter man

Winter is an extreme season in many climates, so regardless of where you live, you should be sure your wardrobe can handle a dip in the mercury.

We've put together a list of 15 of the most important pieces no guy should even think of braving the year's coldest season without. From sweaters to scarves to woolen socks, these are the items that will have you looking appropriately stylish without feeling the need to mutter "it's cold" every few minutes.

Keep in mind that these are only the basics — there are no deep cuts here. If you don't have all of these, we suggest scooping up the holes in your closet quick.

SEE ALSO: 8 New Year's style resolutions every guy should make

DON'T FORGET: Follow Business Insider's lifestyle page on Facebook!

A seasonally appropriate tweed sport coat.

Cold weather and rougher fabrics go hand-in-hand, which means a tweed sport coat is an absolute necessity.

This smart blazer from Brooks Brothers is perfect for when you need an extra layer during a night out on the town.



A go-to sweater that goes with everything in your closet.

A good example is this one form Everlane. It's ribbed pattern adds personality, and the wool and cashmere blend is both comfortable and practical.

You'll want to throw it over everything.



A warm and cozy flannel will be the most comfortable item in your closet.

If you think flannels are just for lumberjacks, you might want to think again.

This Steven Alan flannel is beautiful and minimalist. It goes equally well under a blazer or a denim jacket.



See the rest of the story at Business Insider

The 10 highest-grossing movies of 2016, ranked

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Captain America Civil War disney final

The movie industry had another banner year as it took in over $11.1 billion in global ticket sales, surpassing last year's record figure. Some reasons for that included Marvel, a guy in red tights, and animated movies.

Disney was the biggest contributor to the record-breaking year, taking in over $7 billion at the worldwide box office thanks to titles like "Captain America: Civil War,""Finding Dory," and "Zootopia," which all earned over $1 billion in worldwide earnings.

Five of the top 10 worldwide box-office earners of 2016 are Disney titles (domestically it gets six out of the top 10).  

Outside of the house that Walt built, 20th Century Fox's "Deadpool" was the biggest shock, taking in huge coin. And though they had lousy reviews, Warner Bros.' DC Comics movies "Batman v Superman: Dawn of Justice" and "Suicide Squad" still took in impressive figures. 

Below are the 10 biggest worldwide box-office earners of 2016, and why "Rogue One" will climb up this list daily through the new year.

Note: All figures are from Box Office Mojo

SEE ALSO: The 10 biggest box office bombs of 2016

10. "Rogue One: A Star Wars Story"— $675 million worldwide (estimate)*

*"Rogue One" is still a new release in theaters and will climb higher even by the end of the year.

US domestic: $400 million (by end of weekend)

With over $635 million worldwide at the time of this writing, we had to pull out the crystal ball for this one, since the latest "Star Wars" movie is rising up the box-office charts on a daily basis.

Though "Doctor Strange" is currently in 10th place with a $656.4 million worldwide take, "Rogue One" will surpass that within the next day.

As with "The Force Awakens" last year, Disney has masterfully made the last few weeks of the year its time to dominate the movie business with a "Star Wars" release. It should be just under first place at the domestic box office by the time the new year hits.  



9. "Suicide Squad"— $745.6 million

Domestic: $363 million

Despite bad reviews, this DC title from Warner Bros. continued to plug away at the box office. After having the biggest opening weekend of all time for an August release and then sales dropping almost 67.5% in its second weekend domestically, the movie found its groove. And it certainly helped that it took in over $400 million internationally. 



8. "Fantastic Beasts and Where to Find Them"— $746.1 million

Domestic: $217.3 million *Still in theaters

Though the "Harry Potter" spin-off movie isn't making the enormous figures that Warner Bros. saw with the "Potter" franchise, it still came in as the studio's third-highest earner of the year domestically. 



See the rest of the story at Business Insider

28 photos that show how Taylor Swift's beauty looks have evolved through the years

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Taylor Swift

Taylor Swift's music has evolved over time and so have her beauty choices.

From long ringlets to sleek bobs, Swift has become a beauty icon. And it's not just red lips and smokey eyes for this pop super star — the 27-year-old Swift has also tried platinum locks and some experimental makeup.

See how Taylor's beauty has evolved over the past 10 years:

Taylor Swift wore her hair loose and curly to her first Academy of Country Music Awards ceremony in May 2006, about five months before her album debut.



In these early days, Swift was known for her natural curls. Here she is at her first ever CMA Awards with a smokey eye and nude lip.



Taylor won her first CMT award for video of the year with "Tim McGraw." Her beauty look was simple and prom-like with pronounced ringlets.



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8 books that will change your life in 2017

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reading big text

If your New Year's resolution is to read more, have we got some recommendations for you.

And if your New Year's resolution isn't to read more ... well, have we got some recommendations that will make you change your resolution.

The following eight books will help you stop worrying, stop being tired, and stop feeling overwhelmed — and start excelling in your field, embracing life's opportunities for adventure, and being happier every day.

In other words, they'll change your life. Check out our top picks below.

SEE ALSO: I read 15 books this year on happiness, productivity, and success — here are the most meaningful insights I've taken away

'Emotional Agility' by Susan David

David is a psychologist at Harvard Medical School; she's consulted with organizations including the United Nations and Ernst and Young.

In her book "Emotional Agility," she teaches readers to reckon with their feelings — instead of fearing them, suppressing them, or acting out on them immediately. In fact, David argues that you can mine your feelings for important information about your personal values, which in turn will help you create a fulfilling life.

The book teaches readers to talk to themselves almost like they'd talk to a child. Case in point: When you think you're angry, or sad, or whatever, ask yourself: "What are two other options for what I'm feeling?"

And when you're generally not happy, she says, the worst thing you can do is try to force yourself to be happy. Instead, you'll want to sit with your negative feelings and accept them without judgment. Because the more you resist, the more powerful those negative emotions become.



'Peak' by Anders Ericsson and Robert Pool

In "Peak," Ericsson, a psychologist at Florida State University, lays out decades of scientific and anecdotal evidence for the idea that there is only one path to becoming the best in any field.

That path is what Ericsson and his colleagues call "deliberate practice": working with a teacher who helps you step outside your comfort zone and try activities beyond your current abilities.

The really controversial part of Ericsson's argument is that talent and genetic factors are more or less irrelevant to your progress. Some psychologists disagree.

Perhaps the most intriguing part of "Peak" is Ericsson's assertion that practice isn't supposed to be enjoyable.  If you're having fun, you're not doing it right. The point is to fail, and get frustrated, and then, get back up again anyway.



'I Know How She Does It' by Laura Vanderkam

Vanderkam is a prolific writer, and "I Know How She Does It" is her most recent investigation into the best ways to manage your time and craft a meaningful life.

In what she calls the "Mosaic Project," Vanderkam reviewed the time logs of dozens of high-earning women and looked for patterns in how they spent their days. In the book, she distills those patterns into practical lessons for readers of any gender or income level.

One lesson: Be realistic about how much you're working — it's probably less than you think. (Keeping a time log can help with that.) Another lesson: Working on the weekends can make you more productive and more relaxed, because you'll have more time during the week to spend with your family.

The overarching theme is that you do have time for the things and people you love — you just have to work at it, and sometimes get creative.



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9 mind-blowing comparisons that put huge numbers into perspective

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universe

"Mindblowing" has become a shorthand for "pretty cool," but the science suggests it's true: There are plenty of tasks that are simply too overwhelming for the human brain to handle.

Comprehending size is one of them.

Sure, the Empire State Building is big, but so are the Earth and the solar system. And all of those things are big at wildly different magnitudes.

That's where scale models come in handy.

Sometimes the only way to understand the world at its extremes is to put it in terms we use every day.

SEE ALSO: 22 Charts That Put All Of Time Into Perspective

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The 2016 ranking of the 10 most innovative universities in the world

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Stanford students

The US university system is an innovation powerhouse, according to Reuters' 2016 Top 100 list.

The US claimed 46 of the top 100 universities on the list, followed by Japan with nine and France and South Korea, both with eight universities.

While "innovation" is a ubiquitous buzzword, it can also be a bit ambiguous. Reuters, however, used objective data, like the number of patents and research papers coming out of an institution, to compile the ranking. Read the full methodology here.

See below for the 10 most innovative universities in the world:

SEE ALSO: Former Ivy League admissions officer reveals how schools pick students

10. Northwestern University

Located in Evanston, Illinois.

• 295 patents filed between 2009 and 2014

• 45.4% were subsequently granted

• Notable alumni: Mayor of Chicago Rahm Emanuel and former House Majority Leader Richard Gephardt

 



9. KU Leuvan

Located in Belgium

• 301 patents filed between 2009 and 2014

• 37.2% were subsequently granted

• Notable alumnus: CEO of Nestle Paul Bulcke



8. University of Pennsylvania

Located in Philadelphia, Pennsylvania.

• 517 patents filed between 2009 and 2014

• 33.5% were subsequently granted

• Notable alumni: American president-elect Donald Trump and American businessman and philanthropist Ron Perelman



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The 16 best Netflix original shows of 2016, according to critics (NFLX)

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the crown netflix review

Netflix is pumping out so many shows these days, it's hard to keep track of which ones are worth your time.

To help out, we put together a list of the best Netflix series that released new episodes in 2016. This list included old favorites that had new seasons this year, like "Orange Is the New Black," or blockbuster newcomers like "The Crown."

It left off some popular Netflix shows that are still going but didn't get any updates in 2016 — "Marvel's Jessica Jones" for instance.

How did we construct the ranking?

To get a sense of how Netflix's 2016 shows stacked up against one another, we turned to the reviews aggregator Metacritic, which pulls in critic (and audience) reviews from all over the world. We looked only at dramas and comedies Netflix had originated (not co-produced or taken over). Then we picked 16 ones that got the best combined critics ratings.

There were a few surprises in the data. Cult mega-hit "Stranger Things" was only in the middle of the pack, while "Lady Dynamite," which has relatively little buzz, was a critical darling.

Here are the shows that made the cut, along with their rating, and a description:

SEE ALSO: Hackers are selling lifetime access to stolen Netflix accounts for less than $1

No. 16: 'The OA' — 61/100

Average critic score: 61/100

Audience score: 7.0/10

Netflix description: Seven years after vanishing from her home, a young woman returns with mysterious new abilities and recruits five strangers for a secret mission.



No. 15: 'Sense8' — 63/100

Average critic score: 63/100

Audience score: 8.2/10

Netflix description: Their gift of telepathic communication made them targets for extermination. But it's the one thing keeping them alive.

Note: Sense8's first season came out in 2015, but Netflix released a Christmas special so it was eligible.



No. 14: 'Bloodline' — 67.5/100

Average critic score: 67.5/100

Audience score: 8.1/10

Netflix description: The Rayburns seem to have the perfect life in their lovely Florida town. But nobody's perfect — especially the Rayburns.



See the rest of the story at Business Insider

8 tricks for reading people's body language

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jessica alba suit

This post from LinkedIn Influencer Travis Bradberry appeared originally onLinkedIn.

Body language provides an amazing amount of information on what other people are thinking if you know what to look for. And who hasn't wanted to read people's minds at some point?

You already pick up on more body language cues than you're consciously aware of. UCLA research has shown that only 7% of communication is based on the actual words we say. As for the rest, 38% comes from tone of voice and the remaining 55% comes from body language. Learning how to become aware of and to interpret that 55% can give you a leg up with other people.

When you're working hard and doing all you can to achieve your goals, anything that can give you an edge is powerful and will streamline your path to success.

TalentSmart has tested more than a million people and found that the upper echelons of top performance are filled with people who are high in emotional intelligence (90% of top performers, to be exact). These people know the power that unspoken signals have in communication, and they monitor body language accordingly.

Next time you're in a meeting (or even on a date or playing with your kids), watch for these cues:

SEE ALSO: The 7 worst body language mistakes job seekers make

DON'T MISS: The 27 jobs that are most damaging to your health

Crossed arms and legs signal resistance to your ideas.

Crossed arms and legs are physical barriers that suggest the other person is not open to what you're saying. Even if they're smiling and engaged in a pleasant conversation, their body language tells the story.

Gerard I. Nierenberg and Henry H. Calero videotaped more than 2,000 negotiations for a book they wrote on reading body language, and not a single one ended in an agreement when one of the parties had their legs crossed while negotiating. Psychologically, crossed legs or arms signal that a person is mentally, emotionally, and physically blocked off from what's in front of them. It's not intentional, which is why it's so revealing.



Real smiles crinkle the eyes.

When it comes to smiling, the mouth can lie but the eyes can't. Genuine smiles reach the eyes, crinkling the skin to create crow's feet around them. People often smile to hide what they're really thinking and feeling, so the next time you want to know if someone's smile is genuine, look for crinkles at the corners of their eyes. If they aren't there, that smile is hiding something.



Copying your body language is a good thing.

Have you ever been in a meeting with someone and noticed that every time you cross or uncross your legs, they do the same? Or perhaps they lean their head the same way as yours when you're talking?

That's actually a good sign.

Mirroring body language is something we do unconsciously when we feel a bond with the other person. It's a sign that the conversation is going well and that the other party is receptive to your message. This knowledge can be especially useful when you're negotiating, because it shows you what the other person is really thinking about the deal.



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25 'dogs of the S&P 500' that could outperform in early 2017

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belgium stocks good

If you are looking to make money in the stock market next month, your strategy should be to buy the S&P 500's worst-performing stocks of 2016.

That's according to Nautilus Investment Research which measured the "Dogs of the S&P Effect," or "the tendency of the prior year’s laggards to outperform the prior year’s leaders."

The laggards tend to outperform leaders by an average of 4.84% in January "as tax loss selling abates and bottom fishers enter the scene," says Nautilus.

However, Nautilus warns, "the effect is very short-lived and reverses completely in February" when laggards tend to underperform leaders by an average of 4.76%.

The 25 biggest laggards of 2016, according to Nautilus, are presented below.

1. Endo International

Ticker: ENDP

Sector: Health Care

Stock price: $15.67

2016 YTD return: -74.4%



2. First Solar

Ticker: FSLR

Sector: Information Technology

Stock price: $32.62

2016 YTD return: -50.3%



3. TripAdvisor

Ticker: TRIP

Sector: Consumer Discretionary

Stock price: $46.74

2016 YTD return: -45%



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The 17 best colleges for the value

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Vanderbilt University

The best education isn't necessarily the most expensive one.

As Kiplinger details in its 2017 ranking of the best colleges for the value, which accounted for acceptance and graduation rates relative to debt, some of the most worthwhile schools are cheaper and less well-known than their Ivy League counterparts.

These schools don't all have the same brand recognition, but they may be smarter choices in the long run.

SEE ALSO: The 24 best universities in the world

17. Rice University

Admission rate: 16%

Total cost per year: $58,448

Avg. need-based aid: $36,025

Avg. debt at graduation: $25,528



16. Wesleyan University

Admission rate: 22%

Total cost per year: $66,062

Avg. need-based aid: $41,244

Avg. debt at graduation: $24,860



15. Williams College

Admission rate: 18%

Total cost per year: $66,280

Avg. need-based aid: $46,007

Avg. debt at graduation: $16,593



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15 quotes from self-made billionaires that will change your outlook on money

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Jeff Bezos

Your beliefs about money can play a huge role in whether or not you finish rich. 

So why not look to those who have been there, done that for inspiration? 

Business Insider rounded up quotations about money from self-made billionaires that will shift your perspective on business, investing, and success. 

From investor Warren Buffett to tech mogul Jeff Bezos, here's what some of the world's richest men and women have to say about money. 

SEE ALSO: 2 pieces of increasingly popular money advice could ruin your chance at getting rich, according to a self-made millionaire

DON'T MISS: Here's how much you should be investing by your 30s, according to former Wall Street executive Sallie Krawcheck

“My goal was never to just create a company. A lot of people misinterpret that, as if I don't care about revenue or profit or any of those things. But what not being just a company means to me is not being just that — building something that actually makes a really big change in the world.” —Mark Zuckerberg, CEO of Facebook



“When a small business grows like eBay did, it has a multiplier effect. It creates other small businesses that supply it with intellectual capital, goods and services.” —Meg Whitman, CEO of Hewlett Packard Enterprise



"I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful."—Warren Buffett, chairman and CEO of Berkshire Hathaway



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18 celebrity names you might be mispronouncing

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rihanna

Celebrities aren't immune to mispronounced names, even if most of us have heard them correctly at one point or another. 

Some names might be more difficult because of the accent on the letters, while others have some silent letters that could throw you off.

Here's a helpful guide to saying those celebrity names right: 

JK Rowling never seems to take a break from writing and helping with film adaptations of her best-selling books.



Her name isn't "r-OW-ling," it's pronounced "ROLL-ing." But she answers to both, since many people in the US still put emphasis on the "ow."

 



Gal Gadot is Wonder Woman.



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16 books that every introvert should read

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girl reading woman bookIf you're an introvert, one of the best ways to recharge is with a good book.

There's nothing better than a storyline that really speaks to you, so we rounded up 16 books with themes and characters that introverts will really appreciate.

Read on for literature real introverts need to read.

SEE ALSO: Here are 18 books Wall Street will be reading this spring

1. Wild

Introverts will relate to Cheryl Strayed's need for a solo journey to find herself and face her demons in her novel "Wild."



2. Perks of Being a Wallflower

Stephen Chbosky's narrator in "Perks of Being a Wallflower" is quiet, introverted, socially awkward, and completely brilliant.



3. The Brief and Wondrous Life of Oscar Wao

Junot Díaz's novel "The Brief and Wondrous Life of Oscar Wao" contains elements of magical realism, and tells the story of a overweight Dominican boy who is a hopeless romantic growing up in New Jersey.

He's a quirky and unlikely protagonist who loves to read science fiction and fantasy books, and is obsessed with what he believes to be a family curse.



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A former US Army Ranger shares his advice for braving the extreme cold

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US Army 2015 winter training

Squinting my eyes in the near white out conditions was mildly annoying, and, sure, I was worried about the 30-mile-per-hour winds beating against the few inches of skin I’d arrogantly left exposed. But, still, I felt at home.

For my out-of-state friends, however, the situation was a little more dire. It was December in the Dakotas, and none of them had ever experienced weather like that before. Miserable as they were, I couldn’t help but remind them that this was “toboggan” weather — the sort of weather local children break their sleds out for.

Growing up in South Dakota, I gained a healthy respect for what the winter season is capable of. We send our kids to school in this weather, we go to work in this weather, and, hell, we even go out to the lake in this weather just to drill a hole in the ice and sit around it all day. For fun.

That’s just life on the high plains in the winter. It takes a special breed to live and thrive in subzero conditions for weeks at a time. It also takes some common sense and a little bit of know-how to prevent cold weather injuries.

Every year, cold weather injuries claim countless people who ventured into the unforgiving elements unprepared and untrained. Don’t be one of them.

If, this winter, you’re going to lose your mind and head out to the Dakotas, or any other place where freezing to death (literally) is possible, first do yourself a favor and memorize the Army’s KOLD acronym: Keep it clean, avoid Overheating, wear clothing Loose and in Layers, and keep clothing Dry. That’s a good start, but here are a few more key tips to help you stay warm and, more importantly, alive.

SEE ALSO: 5 challenges the Trump Pentagon will face in 2017

Cover every inch of your skin, literally.

Exposure to these elements can be a sure way to find yourself in a bad situation. In addition to the obvious — covering your feet, legs, arms, and core like you would in normal winter conditions — you will also need to have something for your hands, face, and head.

The skin on your face will be brutalized in the piercing wind, and your hands will go numb within a minute or two if unsheathed. I personally like my Marmot Randonnee gloves as they have a moisture-wicking liner and cinch close at their opening to keep driving winds out.

Every bit of bare skin is a crack in your armor, don’t give the enemy an opening to attack you! Pack accordingly.



Dress in layers that make sense.

Extreme temperature swings are possible in remote environments, so you’ll need the ability to quickly add to or take away from your wardrobe. A wicking material, such as synthetic polyester or merino wool, should always be used as the base layer against your skin.

This will help keep your skin dry when performing vigorous activities, and will be comfortable when you shed your other layers to crawl into a sleeping bag at night. After that, you will need 2-3 light to medium layers (almost any material is acceptable, but at least one layer should be insulated), and they should all be loose fitting.

Finally, your winter parka will be your exterior shell. I have worn the Beyond Clothing Level 7 Parka in some of the most extreme environments possible without suffering so much as a shiver – you absolutely cannot go wrong with the L7 as your outer layer. Follow a similar scheme for your legs (but not as many layers) for best results.



Chapstick and sunglasses are a must.

It’s often the small things that make the difference between comfort and injury. I’m a Blistex kind of guy myself, but as long as you are using some sort of chap-stick, you should be in the clear.

I’ve seen people forego this measure and have cracked, bleeding lips by the end of the afternoon. As far as sunglasses go, almost anything will do. They serve two purposes. One, they act as a barrier between your eyes and the driving wind.

And two, they prevent straining your eyes against the bright white environment. In some environments, you’ll need specialized glasses for prolonged outdoor activity, so do your research and plan accordingly.



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