Quantcast
Channel: Features
Viewing all 61683 articles
Browse latest View live

'The Bachelor' mansion looks completely different when the show's not filming

$
0
0

NewFrontWithTrees

If you thought "The Bachelor" mansion was an ABC real estate holding, think again.

The house — called "Villa De La Vina"— is actually owned by a 59-year-old named Marshall Haraden and his family, who move out of the home (along with their furniture and belongings) twice a year for ABC to come in and film.

The 7,500-square-foot mansion sits on 10 acres of land in Agoura Hills, California. ABC will shoot inside the home twice a year for 42 days, once for "The Bachelor," and a second time for its spinoff "The Bachelorette."

The home was listed for $8.75 million in 2008, according to Berg Properties, but has stayed with Haraden and his family.

Real estate website Trulia rounded up some pictures of the home's interior to show viewers what it looks like inside. Keep reading to see how different it is inside the home.

"The Bachelor" usually films at a 7,500-square-foot mansion in Agoura Hills, California. It's been the base camp for the show since season 11 in 2007.

Source: Us Weekly



The house is called "Villa De La Vina" and was built in 2005.

Source: Villa De La Vina



That same driveway is where the bachelors greet the contestants in front of the house.



See the rest of the story at Business Insider

RANKED: The most expensive cities for businesses to operate in

$
0
0

Business people shelter from the rain under outside a luxury store in Tokyo, Japan, February 15, 2016. Japan's economy shrank more than expected in the final quarter of last year as consumer spending and exports slumped, adding to headaches for policymakers already wary of damage the financial market rout could inflict on a fragile recovery.

Upmarket property agent Savills has produced a ranking of the most expensive cities to live and work in.

The index measures the combined cost of residential and office rental per person per year across leading world cities to give an idea of how much a company to budget per employee in any given city.

For instance, staff in Johannesburg will cost a minimum of $20,000 ($16,445) per person to cover the cost of renting a desk there and enough pay for them to rent a flat locally.

Of course staff will likely earn more to cover food and other living expenses, but Savills index is a useful rule of thumb to compare cities.

While it is aimed at employers — giving them an idea of labour costs — the fact that it includes property prices means that it gives everyone a good idea of the relative cost of living in various cities.

Yolande Barnes, head of Savills world research, says in an emailed statement: "World cities can become a victim of their own success when rents rise to the point where affordability becomes an issue."

She continues:

"Rapid urbanisation demands supply elasticity — the test for the top Alpha cities is to supply new business quarters and residential neighbourhoods while capturing the characteristics that made the city attractive in the first place. Growth without social, economic, or environmental loss is perhaps one of the biggest challenges facing our world cities today."

The average total cost of office and housing accommodation per worker per year in the 20 cities measured is $56,855. Savills looked at a combination of established world cities and up-and-coming rivals, dubbed "upstarts" by Savills.

Check out the ranking of the most expensive cities below:

20. Rio de Janeiro — $16,500 (£13,592)

Savills world class city score: 37.5.

Population: 12.4 million.

Live/work cost per person per year: $16,500 (£13,592).

Increase in number of people living/working since last year: -9%.

Increase in the last 5 years: 18%.



19. Johannesburg — $20,700 (£17,052)

Savills world class city score: 55.3.

Population: 8.6 million.

Live/work cost per person per year: $20,700 (£17,052).

Increase in number of people living/working since last year: 4%.

Increase in the last 5 years: 30%.



18. Berlin — $27,700 (£22,819)

Savills world class city score: 55.4.

Population: 4.3 million.

Live/work cost per person per year: $27,700 (£22,819).

Increase in number of people living/working since last year: 3%.

Increase in the last 5 years: 20%.



See the rest of the story at Business Insider

Wall Street's best athletes share their training tips

$
0
0

David Lazarus

The annual Decathlon event, where the financial industry's finest compete in events inspired by the NFL Scouting Combine and the Olympic decathlon, is some way off. The New York event isn't scheduled until June.

But already many of the competitors are in training.

We caught up with a few of those planning to take part in the 2017 edition, to run through their training tips.

We spoke with:

  • Michael Greco, who works for KGS-Alpha in Boca Raton, Florida, and has an NFL championship ring with the Green Bay Packers. He ranked second in the 2016 edition of the event behind five-time champion Mark Rubin, and he is the early favorite for the 2017 edition.
  • Katie Davis is a debt capital markets associate at TD Securities who placed second in 2016.
  • Xavier Russo is a Bank of America employee who is hoping to take the team title.
  • David Lazarus heads up the Miami office at Trillium Trading, a digital trading firm. He won the 40-49 age category in the 2016 edition of the decathlon.
  • Carson Rohrbaugh is an associate in equity capital markets at Bank of America Merrill Lynch. He is taking part in the team event for the third year running.
  • Randy Giveans, a vice-president in equity research at Jefferies in Houston, placed third in 2016, winning the 400 meter event.

Here's what they had to say about their training for the 2017 event.

"The hardest thing is the diet. You sit in an office all day, you want to snack, to eat a lot."—Michael Greco, KGS-Alpha

"Mostly, I'm training all year around, just to be in shape and live a healthy lifestyle. I train at two different places, XPE Sports, a sports-performance facility where they train NFL combine guys and high-end athletes. That is more mobility-focused stuff. Then I go to LA Fitness to do some of my weight training.

"I'm in the gym six days a week — get in there after work and release some stress. Fortunately, they have this great event where we can raise some money for pediatric-cancer research.

"When I played football, my job was to get ready for practice, to get ready for the combine. Now I've got to work all day, from 7.30 to 5.30, and then after work, you've got to put your time in, train for an hour, an hour and a half, put the work in and work up a sweat."

"The hardest thing is the diet. You sit in an office all day, you want to snack, to eat a lot. The thing I have been doing, I make a few meals for the day, bring it to work, and try to not eat out so much. I'm not completely strict, but I eat healthy 70% of the time."



"There's no trick to fitness. My motto for 2017 is getting it done."—Michael Greco, KGS-Alpha

"When I go to the gym, I try to get a good hard sweat on. Everything I do, I super-set. I do one set of back and one set of chest, squats and legs, get my heart rate up, and then get it back down. I train fast and intense and move a decent amount of weight. I like to lift heavy, where I am struggling for 8 to 10 reps.

I'll get on the treadmill and do 10-15 sprints at 10 or 11 miles per hour for 30 seconds.

The 800m is when it drags on you. You've got to keep that pace for two laps. I didn't realize how good cardio shape you have to be in to do these 10 events.

"There's no trick to fitness. My motto for 2017 is getting it done."



"I try to keep my workouts on a schedule as best I can with the reality that things get jostled quite often."—Katie Davis, TD Securities

"Like most everyone in our industry, my schedule is busy and sometimes unpredictable. The decathlon challenged me to realize that some events I could excel in without much additional training while others required more practice to be competitive.

"I try to keep my workouts on a schedule as best I can with the reality that things get jostled quite often. Typically I do two to three sprint workouts each week. A straight run workout might include four each of 300-, 250-, 200-, 150-, and 100-yard sprints on the track or grass. In the winter, I’ll do sprint intervals on the treadmill if I can’t go outside. One of those workouts will consist of stadiums with plyometrics and agility drills to work on quickness. I usually do one longer run on Saturdays in Central Park or the West Side Highway between five and seven miles, which I find is a nice way to feel refreshed from the week."



See the rest of the story at Business Insider

7 hobbies that will make you a better employee

$
0
0

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

Woman writing reading campervanAs we grow up, there are less and less opportunities for us to have hobbies in our lives.

When we're kids, our parents sign us up to sports, or our friends go to an art class so we decide to tag along. 

As adults, it's easy to feel that we don't have the time, or the opportunities simply aren't there.

That said, research shows that having a hobby is a great way to relax and lower stress levels which could help avoid burnouts, and even improve productivity at work. Not to mention, your hobby could teach you some valuable lessons which can be used to be more efficient, and deal with problems more effectively during office hours. 

Right now, picking up a new hobby – playing a music instrument, running, or even yoga – is cheaper than ever. Popular online course provider Udemy is currently having a New Year sale which means all their courses are just £10

We picked out the best hobbies you can pick up on Udemy right now, but if none of them appeal to you, you can browse through their courses by following this link.

1. Learn how to code

Coding is a hugely valuable skill to have in the workplace, as it helps you work more efficiently. For instance, you can automate boring, mindless tasks to concentrate on more important and interesting work. That said, coding is also hugely fun to take up as a hobby as you can create loads of games. Who knows, maybe you'll even be the creator of the next Candy Crush?  

Learn to Code by Making Games - The Complete Unity Developer, £10 (originally £195)[95% off]



2. Pick up a new language

At Insider Picks, we're all about learning languages. Not only do they look great on a CV, but they also open a whole world (literally) of opportunities outside of the United Kingdom – not to mention it will boost self-esteem once you master the language of your choice. 

Conversational Spanish Made Easy, £10 (originally £145)[93% off] 

Browse more languages on Udemy here.

 



3. Creative writing

Communication is truly key in the workplace, and writing can help you hone that ability. After all, writing short stories means you need to share your views of the world, thoughts, and stories with your reader in an understandable way, a skill which comes in handy at work, as your colleagues and boss need to understand where you're coming from when pitching ideas, or presenting your work. 

That said, any creative outlet is great for you, whether it's knitting, cooking, photography, painting, or pottery

Writing Short Stories: The Essential Guide, £10 (originally £95)[89% off] 

Browse arts and crafts courses here and check out photography lessons here.



See the rest of the story at Business Insider

A brief history of the beloved Volkswagen microbus

$
0
0

volkswagen bus concept

Volkswagen gave its classic microbus a face lift — for the second time.

The German automaker unveiled a new microbus concept at the Detroit Auto Show on Monday. The electric bus is part of Volkswagen's goal to introduce 30 electric or hybrid vehicles by 2025, and to sell two to three million of them a year, in response to the Volkswagen emissions scandal.

But this isn't the first time Volkswagen has given its beloved bus a high-tech twist — it first did so at the Consumer Electronics Show in 2016.

Nothing could ever replace the retro bus, known as the Kombi, in our hearts. But it's worth looking at its evolution. Scroll down for a closer look.

 

SEE ALSO: Volkswagen just unveiled a self-driving, electric microbus concept with a range of 270 miles

On March 8, 1950, the Volkswagen Microbus went into production. Formerly known as the Volkswagen Type 2, the bus would quickly become a symbol of America's counterculture movement, transporting self-proclaimed hippies all around the country in the 1960s. The bus was designed by Dutch businessman Ben Pon.



It was such a symbol of the counterculture movement, that when legendary Grateful Dead guitarist Jerry Garcia died, Volkswagen ran an advertisement of the Microbus with a single teardrop.

The tribute ran in Entertainment Weekly and Rolling Stone, according to Ad Age.



Deadheads primarily used the Volkswagen Westfalia Campers, the official camper conversion of the Volkswagen Type II. The campers, dubbed "westies," were often painted psychedelic colors.



See the rest of the story at Business Insider

A set of 12,600-year old handprints means humans were roaming the Himalayas thousands of years later than anthropologists thought

$
0
0

chusang_handprint_2

An international research team has looked at human hand-and-footprints found in 1998 in Tibet and dated them to between 7,400 and 12,600 years old.

The prints were found in the Himalayan mountains, and now researchers have estimated that they were made by people thousands of years after they initially thought.

The findings were published in the journal Science.

SEE ALSO: Archaeologists have uncovered genetic evidence that rewrites a fundamental aspect of American history

DON'T MISS: Archaeologists are fuming over the alleged discovery of a 'lost city' in the middle of the Honduran rain forest

The prints were left in fossilized hot spring mud near what is now the Tibetan Monastery of Chusang. Scientists initially believed that they were made some 20,000 years ago by people living in the area.



The discovery was made near this chorten, or Buddhist shrine. The prints were not easy to spot, as they have been repeatedly smoothed and polished by pilgrims traveling to the site.



The new finding suggests that people made these prints much more recently — anywhere between 7,400 and 12,600 years ago. Genetic studies back up this hypothesis, since they suggest that a permanent population at the site dates to at least 8,000 to 8,400 years ago.



See the rest of the story at Business Insider

16 apps for your iPhone that are better than the ones Apple made (AAPL)

$
0
0

iPhone 6

Apple preloads every iPhone with a slew of its own first-party apps — but thankfully, the App Store is overflowing with alternative apps, many of which are better than Apple's.

Whether you're looking to organize your photos, get some work done, or get around town, we've scoured the App Store for the best apps that are better than the default ones on your iPhone.

SEE ALSO: I've owned an Amazon Echo for over a year now — here are my 19 favorite features

DON'T MISS: The top 50 video games of all time, ranked

Instead of Mail, use Microsoft Outlook.

In December 2014, Microsoft bought one of my favorite email apps, Acompli. Outlook is essentially that app with a new skin on it. Still, this is the most robust and most refined email app out there — you can create quick filters for your flagged and unread emails and check out all the attachments and files that have been emailed to you in one dedicated folder. It also gives you tabs for your calendar and contacts, which are nice additions that improve productivity.

(Microsoft Outlook, free)



Also: Instead of Mail, use Email (from EasilyDo).

I try new email apps all the time, but after using Outlook for awhile, I've fallen in love with another app called Email from EasilyDo.

It's incredibly fast, highly customizable, and most importantly, it's both smarter and more proactive than any other email app I've used. It automatically scans your emails for purchases, receipts, attachments, calendar dates and more, and it'll automatically put those emails into separate, appropriately-labeled folders that appear on your sidebar. It's super nifty — you can read my review of it here.

(Email from EasilyDo, Free)



Instead of Calendar, use Google Calendar.

I've used Google's calendar app on the desktop for years — but even if you haven't, you'll feel right at home on Google Calendar, which is beautiful to look at and easy to use.

Like Apple's Calendar app, it can pull in data from Google, Facebook, and iCloud, but it presents all the information in a much more useful way than Apple's default app does. The top half of the screen shows you the whole month, and the lower half of the screen shows you what's up next, basically: You can scroll down to see what's coming up, and you can tap the top right corner of the screen to jump back to the present day. It's all incredibly intuitive.

(Google Calendar, Free)



See the rest of the story at Business Insider

This beautiful credit-card-sized phone just might cure your smartphone addiction

$
0
0

LightPhone

The Light Phone is the anti-smartphone. It does two things and two things only: It sends calls and receives them.

It doesn't text, it doesn't connect to Twitter, and it doesn't have a camera. In fact, Light's founders say the phone is designed to be used "as little as possible."

So why would a company build a product it doesn't really want you to use? To help cure our smartphone addiction.

Here's where Light began — and how to use it.

SEE ALSO: This $130 ring is actually a panic button in disguise

DON'T MISS: What's 'hot' and what's 'not' for tech in 2017

Light works out of New Lab, a tech incubator with a manufacturing focus that's located in Brooklyn's historic Navy Yard.



The startup was founded by Joe Hollier, left, and Kai Tang.

Hollier's background is in art, design, and filmmaking, and he used to run a studio and skateboarding company called Five on That. Tang worked in product design and development and spent 10 years traveling the globe.



Light got its start in September 2014 with the mission to "bring a human voice back into this crazy world of technology,"according to its Facebook page. The company began working on its first product, the Light Phone, designed to be your "phone away from phone."

Instagram Embed:
http://instagram.com/p/BO5wxI9h50x/embed/
Width: 658px


Here's Tang working on an early prototype of the Light Phone.



See the rest of the story at Business Insider

The 15 best fitness retreats in Europe

$
0
0

YogaRosa Retreat Ibiza

Many people end the holidays feeling lethargic, heavy, and, frankly, a little bit burnt out.

But getting out of an early January rut doesn't have to involve strict diets and workout plans. Instead of locking yourself to an unrealistic resolution, why not take a detoxing and relaxing holiday that you'll actually enjoy?

Europe is full of wellness and fitness retreats, active holiday options, and rejuvenating spas, that are sure to bring you back to your pre-Christmas self.

We've tapped into personal experience and combed through rankings and reviews from Conde Nast Traveler, The Telegraph, The Independent, Wellbeing Escapes, and The Healthy Holiday Company to pull together a list of the best places to go to detox from the holidays.

From an all-vegan yoga retreat with animals in the woods of Ibiza, to a juice fasting detox in Portugal or a surfing holiday on the Morrocan coast, see our pick of the best places to stay in Europe for the refresh your body needs below, ranked by average price per night from cheapest to most expensive.

Middle Piccadilly, Dorset — from £132.50 a night.

The Live Smart Live Clean retreat at the rural holistic rural Middle Piccadilly spa in Dorset allows you to pinpoint any health or other issues you'd like to address this year.

For four, seven, 10, or 14 nights, you'll get accommodation, juices, raw food, and vegetarian meals, as well as massage, mud body wraps and other treatments. From £1,855 per person for 14 nights.



Oceano, Tenerife — from £137 per night.

The team at Oceano on the stunning north side of Tenerife believe the intestine is the "foundation for good health" and their Detox programme, based on F. X. Mayr Medicine, aims to get you back to a state of relaxation and balance. This is done through light food, assorted treatments, and training to get your metabolism going again. From £1,205 for a 14 day detox programme.



Amchara Malta Retreat — from £142 a night.

The Amchara Malta Retreat claims to be "for anyone who wishes to change their physical health, emotional well-being and lifestyle that drives these in a positive, sustainable way."

Book a visit and you'll enjoy a personalised nutrition plan, conditioning exercise classes, spa facilities, health screenings, optional treatments, educational talks, organic juices, yoga, meditation, and aqua aerobics in the summer — not to mention the stunning location, with the Azure Window only a 15-minute walk away. From £994 for seven nights in a shared room.



See the rest of the story at Business Insider

14 of the best photos of US military life during 2016

$
0
0

US military life air force band guitar

Scattered across hundreds of bases in scores of countries around the world, US military personnel often find themselves in mundane, even austere, surroundings.

There's no shortage of things for them to do while on station, but military life isn't all marching and scrubbing.

The 14 photos below, compiled by the US Defense Department, depict some of the lighter moments enjoyed by soldiers, sailors, Marines, airmen, and coast guardsmen during 2016.

SEE ALSO: 19 of the best photos of the US military at work in 2016







See the rest of the story at Business Insider

The 15 cheapest universities to study at in Britain

$
0
0

uni of chester

Choosing a university to study at is no easy task and, as the deadline for UCAS applications looms on January 15, everything from academic reputation to affordability is a crucial factor in selecting the right place to spend the next three years.

Price comparison website Gocompare.com recently developed a tool to show just how much studying at university can really cost in the UK.

Go Compare combined the pricing of tuition fees, catering, university gym memberships, academic books, social spending, and even laundry, producing an estimate of how much students could spend in one year at each institution.

We used the data to list the 15 cheapest universities in Britain. While the majority of the UK's most expensive universities are in London, the cheapest come from all over the country, from the University of East Anglia in Norwich to Stirling in Scotland.

From Warwick to Wrexham, here are the cheapest places to study in Britain, ranked by their average price per year:

15. Keele University, Keele — £17,090 per year

Keele University in Staffordshire has some of the cheapest accommodation in the country, with students spending just over £4,300 per year on their halls of residence. One year of undergraduate study can cost up to £17,090 in Keele — more than £20,000 less than Regent's University, which is the most expensive in the country.



14. University of Leicester, Leicester — £17,052 per year

Leicester is one of the UK's best institutions when it comes to academics, according to the latest QS World University rankings, and it's also one of the most affordable. At £17,052 per year, it narrowly beats Keele to 14th place.



13. University of Chester, Chester — £17,010

The University of Chester's accommodation is even cheaper than Keele's at £4,220 per year. This, combined with an affordable annual gym membership of £156, means it is 13th on our list.



See the rest of the story at Business Insider

Here's what it looks like when Acura turns Business Insider's Car of the Year into a race car

$
0
0

Acura NSX GT3 Detroit auto show 2017

The Acura NSX was Business Insider's 2016 Car of the Year. This jaw-droppingly beautiful, high-tech reboot of Acura's cult classic landed at a time when supercars were thick on the ground. In fact, the NSX was launched at roughly the same time Ford debuted its 24 Hours of Le Mans-conquering GT.

Fast cars want to test themselves against other fast cars, and in a few weeks, the race-car version of the NSX will make its competitive debut at the Rolex 24 in Daytona, FL, in the GT3 class.

To make this possible, Acura Motorsports had to make some serious modifications to the NSX, in order to satisfy the racing rules. The GT3 racer loses the road car's innovative hybrid-electric drive train, with its three electric motors, and goes with just a 3.5-liter turbocharged V6, mounted between the driver and the back wheels. The gearbox drops from nine gears to six. And the all-wheel-drive system goes — the NSX GT3 is rear-wheel-drive.

Michael Shank Racing and RealTime Racing will bring four NSX GT3s to the IMSA WeatherTech Sports Car Championship at Daytona International Speedway on Jan. 28-29, where they will mix in with exotic prototype cars, as well as Corvettes, Ferraris, and Ford GTs.

Acura brought its new GT3 race car to the 2017 Detroit Auto Show, and we checked it out:

The glorious Acura NSX was BI's Car of the Year for 2016. What a magnificent machine!



Here it is on the show floor at the 2017 Detroit auto show. I don't know, what do you think? Does it look better dry?



And behold, the NSX GT3 race car. While it might sort of look the same, it's been substantially modified to hit the track.



See the rest of the story at Business Insider

Audi just unveiled a stunning hybrid SUV concept that hints at what will come in 2018

$
0
0

Audi Q8 Concept 2017 Detroit auto show

Audi just gave us a glimpse of its electric car plans.

The Volkswagen subsidiary unveiled its new SUV concept, the Q8, at the Detroit Auto Show on Tuesday. The hybrid SUV will serve as the basis for a production model slated to arrive in 2018.

Scroll down for a closer look:

SEE ALSO: Volkswagen just unveiled a self-driving, electric microbus concept with a range of 270 miles

Behold, Audi's Q8 hybrid concept.



The Q8 is not a compact SUV. Measuring 16.5-feet long with a wheelbase of 9.8 feet, the car was designed to offer plenty of interior space.



The car doesn't come with many extraneous flourishes, giving it a sturdy and powerful look. Audi stripped the window frames from the door to give it a flat roofline, and the car comes with defined wheel arches.



See the rest of the story at Business Insider

After writing about money for half a decade, here's the spreadsheet I built to keep track of my spending

$
0
0

Screen_Shot_2017 01 05_at_11_00_02_AM

Over the past five years, I've written about money a lot.

A lot.

I don't pretend to be a financial expert or hold any kind of certification, but between writing, editing, and reading hundreds (thousands?) of stories about money, I've picked a few things up.

Chief among them is that the best, most critical first step you can take to improve your finances is to track your spending.

If you think about it for 30 seconds, it makes perfect sense. If you don't know where your money goes today, how are you going to realistically plan where it should go tomorrow? Unless we start writing things down, we're all going to continue lying to ourselves about how much we spend on bagels, anyway.

For a few years, I let LearnVest (where I used to work) track my spending automatically, by connecting my accounts. That was fine, and I recommend it, or a similar service like Mint or You Need a Budget, over doing nothing. But I couldn't get granular enough. I couldn't manipulate the numbers. I couldn't project anything. And I found having 40 category folders in a drop-down list to be tedious. 

I started interviewing real people about their budgets for Business Insider, and found myself getting jealous of their spreadsheets. How nimble! How detailed! How customizable!

So I made my own.

Since its creation, I've shared it with a handful of friends, some of whom have shared it with their friends in turn. They've found it useful, so I got to thinking: maybe you would, too.

A few disclaimers before we get to the spreadsheet itself:

• These are not my actual spending numbers. I repeat: These are example numbers. They are not mine. They are arbitrary numbers I chose to demonstrate how the spreadsheet works. I don't want everyone knowing the truth about how much money I spend on chocolate or blowouts. That shame is mine alone.

• The sheet is not that complicated. That's part of its charm. The formulas in the sheet are pretty straightforward: adding, subtracting, dividing. Nothing wild. Consider it a beginner's spreadsheet. If you have impressive Excel skills, go ahead and trick it out.

• It is for tracking your spending, not keeping to a budget. If you want to set up a budget in the traditional sense, imposing spending limits on each category, this sheet will help you establish those limits. However, you'll need to make some of your own additions if you want to track your spending in relation to a budget rather than to get an idea of where your money goes.

• If you want to use it, you'll have to make a copy. It's a plain old Google Sheet, and it's view-only. So make a copy, then enter your numbers. (File > Make a Copy)

Now, to the spreadsheet. Here's how it works:

If you don't want to read about it, skip straight to the spreadsheet »

SEE ALSO: Here's the budget of a 29-year-old who's almost done paying over $100,000 of student loans

Each column is a month, each tab is a year.

Plus, I added an extra "test" tab, where I copy over the formulas and play with the numbers. What would happen if I saved an extra $500 this month? What about if I didn't buy any chocolate? You'd be surprised at the difference that makes (don't judge).



Each January, I plug in my fixed expenses for the entire year.

I know what my mortgage and maintenance payments will be. I know what my phone and internet costs will be.

Plus, plugging in all the numbers in January just means one less field to fill out going forward.



I add those fixed expenses to see what it would cost me to live every month, bottom line.

Planning out my fixed expenses ahead of time, I can see that if I didn't spend a single penny in a month, it would cost me — in the example, anyway — $2,670 to live. That isn't even counting food, or gas, or commuting costs.

If I were to notice that my income was dangerously close to, or even below this number, I would know that my lifestyle was unaffordable and I'd need to make a major change.



See the rest of the story at Business Insider

The best MBA programs for less than $15,000 a year

$
0
0

university of wisconsin madisonThe master’s degree in business administration (MBA) is one of the traditional education choices for people seeking high-powered careers with a lot of earning potential.

But MBAs aren’t cheap. A year of tuition at a top business school can easily exceed $50,000, and many programs last for two years.

Given that students are highly likely to have education debt from their undergraduate degrees, graduates’ student loan debt can easily reach six figures.

That can create a lot of pressure to find a lucrative job, because that pricey MBA probably won’t seem as valuable if you can’t afford your student loans, fall behind on payments and damage your credit.

(Keep in mind, there are income-driven repayment plans that federal student loan borrowers could use to help make loan payments more manageable. You can see how your student loans may be affecting your credit score by viewing your free credit report summary, updated each month, on Credit.com.)

Still, not every MBA requires you take on an obscene amount of debt. In-state tuition is probably the most common way to get a great degree for the least amount of money, though some private and out-of-state schools are still much cheaper than, say, Columbia University, which costs $65,988 per year.

Using U.S. News & World Report’s MBA rankings, we rounded up the top MBA programs you can attend for less than $15,000 in tuition each year (full-time).

SEE ALSO: The 19 best online MBA programs

University of Wisconsin—Madison

U.S. News Rank: 27 (four-way tie)
Tuition: $14,476 per year in-state, $29,293 per year out-of-state



Brigham Young University

U.S. News Rank: 31 (three-way tie)
Tuition: $11,970 per year for Latter-day Saints’ members, $23,940 per year for non-members



Texas A&M University—College Station

U.S. News Rank: 31 (three-way tie)
Tuition: $11,100 per year in-state, $24,416 per year out-of-state



See the rest of the story at Business Insider

This relatively unknown town in Florida has become a playground for the richest of the rich

$
0
0

rider 1 wef

Every winter, the small town of Wellington, in southeast Florida, experiences a tremendous influx of some of the wealthiest people in the world.

From the Springsteens to the Bloombergs, to the families of Steve Jobs and Bill Gates, to Arab sheikhs and South American billionaires, it's a congregation of people with spectacular quantities of money.

No, they aren't gathering for some sort of business affair. They're coming for WEF: the Winter Equestrian Festival, which takes place every year from January to April on the hallowed grounds of the Palm Beach International Equestrian Center. The 12-week WEF has been the longest equestrian event of its kind for several years running, and it attracts riders at all levels of the sport.

Because of the costly nature of all things equestrian, it's no surprise that rich people and horses go hand in hand. But while some wealthy riders and owners are just in it for the glamour and prestige, some — like Georgina Bloomberg and Jessica Springsteen — are serious and successful competitors.

As WEF has grown over the years, it has turned Wellington into a winter oasis for the upper crust, who come to ride, mingle, and bask in the warm weather. But while the human amenities are nothing to sneeze at, the real luxuries are reserved for the horses. Here's an inside look at this star-studded fantasy world, where celebrities come to play and their four-legged companions reign supreme.

Brittany Kriegstein contributed reporting to an earlier version of this article. 

SEE ALSO: The 20 best ski resorts in America

DON'T MISS: New York City's most iconic hotel is closing indefinitely — take a look back at its star-studded past

Wellington, Florida, is a community of about 60,000 people in southeast Florida, about 15 miles west of West Palm Beach.



Without a doubt, horses rule in Wellington.

Instagram Embed:
http://instagram.com/p/BPDR_lWB9dT/embed/
Width: 658px



Many roads and neighborhoods are equestrian-themed.

Instagram Embed:
http://instagram.com/p/BDOyv5fQ7o_/embed/
Width: 658px



See the rest of the story at Business Insider

Fans will be able to vote on all new 'Monopoly' pieces — here are all 56 options ranked from worst to best

$
0
0

monopoly token madness boardgame

Monopoly is offering fans a chance to change up the iconic game this month. 

Starting Tuesday, January 10, fans will be able to vote for any eight tokens they would like to see in the next generation of the popular board game.

Fans will be able to vote to keep or discard the eight current tokens or replace them with one of over 50 new options. The selection of new tokens will range from a penguin and racecar to a cowboy hat and horse.

monopoly piecesmonopoly new tokens

Fans can vote for what tokens they want to see in the game at VoteMonopoly.com. Voting will end January 31. The results of the vote will be announced March 19 on World Monopoly Day.

INSIDER has also had the opportunity to check out eight of the new pieces in person and get a peek at the 56 new pieces that the public will be voting on. 

Keep reading to see all of the new token options.

56. Cufflink letter M

If you're going to be replacing the iconic tokens, it has to be with something better than the letter M.



55. Money Clip with the letter M

This feels too similar to the last option. I wouldn't want to be stuck with this piece if I was playing with a large group. Money clip doesn't exactly scream fun.



54. Hashtag

There are some things that are better left on social media.



See the rest of the story at Business Insider

This brand makes the most stylish phone cases out there

$
0
0

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

Native UnionThe primary goal of a phone case is to protect your device, but that doesn't mean you can't make an impression. 

After all, there are companies out there which make phone cases to protect your phone during falls, but also look great. 

Native Union is one of them, and arguably makes some of the classiest phone covers out there. 

The company actually has a reputation for making beautifully crafted tech accessories, from knotted lightning cables to iPhone docks made from marble.

Don't be fooled by the aesthetically pleasing designs, though — Native Union's products are also durable, and won't let you down when you need them. 

Their iPhone cases are no different. From wooden covers to real marble phone cases, these covers will truly make an impression in any kind of setting — not to mention they are also equipped with drop technology to prevent your precious device from breaking. 

We rounded up five of our favourite cases by Native Union. Check them out below:

Marble cover

If you want to make an impression in any circumstance, this is the phone case you need. After all, what says fancy like a phone case handcrafted from real marble?

Native Union CLIC Marble Case (for iPhone 7), £79.99

Native Union CLIC Marble Case (for iPhone 7 Plus), £84.99



Wood cover

If you're a minimalist, this wooden phone case is a great choice. Crafted from oak wood, this particular phone case is also drop proof, which means your phone will be protected no matter what. 

Native Union CLIC Wooden Case for (iPhone 7), £34.99

Native Union CLIC Wooden Case for (iPhone 7 Plus), £34.99



Canvas cover

If you want a great-looking phone case which has a slightly more casual feel to it than marble or leather, Native Union also makes this waxed canvas phone cover. If you're the clumsy type, fear not. It's also been certified military grade drop proof, so it will protect your phone even in the gnarliest fall. 

Native Union CLIC 360 Case (for iPhone 7), £34.99

Native Union CLIC 360 Case (for iPhone 7 Plus), £34.99



See the rest of the story at Business Insider

11 interview questions from bosses like Elon Musk and Larry Ellison that seem to have nothing to do with the job

$
0
0

Elon Musk Tesla Spacex

The last thing you want to deal with in your job interview is a curveball.

However, if you're interviewing with some of the most successful people in business today, you'd better come prepared for one.

That's because many top execs like to ask interviewees questions that seemingly have nothing to do with the job at hand.

There seems to be a simple reason behind this tactic:

If you've interviewed enough times, you've probably gotten pretty good at selling yourself. Questions like these force you to dig deeper and get honest, think creatively, or even display your logical prowess.

Here are 11 of those questions.

SEE ALSO: 9 things hiring managers should never ask about in a job interview

DON'T MISS: Here are the personal interview questions one CEO asks during every job interview

'Are you the smartest person you know?'

As Dartmouth business professor Sydney Finkelstein describes in his new book, "Superbosses," Oracle executive chairman and CTO Larry Ellison makes a point of only hiring exceptionally talented and extremely intelligent employees, and consequently coached his coached his recruiters to ask new college graduates this question.

If the candidate answered "yes," they'd get hired. If they answered "no," the recruiter would ask, "Who is?" Then they'd try to hire that other person instead, Business Insider previously reported.

According to Finkelstein, superbosses like Ellison are confident enough in their own abilities that they aren't worried about employees outshining them, and they aim to hire people who are more intelligent than they are because those employees will challenge them to come up with better ideas and solutions to problems.



'On a scale of one to 10, how weird are you?'

One of Zappos' core values is to "create fun and a little weirdness," Tony Hsieh, CEO of the company, tells Business Insider.

To make sure he hires candidates with the right fit, Hsieh typically asks the question: "On a scale of one to 10, how weird are you?" He says the number isn't too important, but it's more about how people answer the question. Nonetheless, if "you're a one, you probably are a little bit too straight-laced for the Zappos culture," he says. "If you're a 10, you might be too psychotic for us."

Another question Zappos usually asks candidates is: "On a scale of one to 10, how lucky are you in life?" Again, the number doesn't matter too much, but if you're a one, you don't know why bad things happen to you (and probably blame others a lot). And if you're a 10, you don't understand why good things always seem to happen to you (and probably lack confidence).



'You are standing on the surface of the Earth. You walk one mile south, one mile west, and one mile north. You end up exactly where you started. Where are you?'

According to the biography "Elon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future," the Tesla and SpaceX CEO likes to ask candidates this riddle to test their intelligence.

There are multiple correct answers, and one is the North Pole.



See the rest of the story at Business Insider

17 photos of the stunning inaugural ball gowns worn by first ladies over the last 50 years

$
0
0

Mark Wilson GettyImages

While we still don't know all the details of what's in store for President-elect Donald Trump's inauguration day, it has been confirmed that there will be three official inaugural balls, along with the usual unofficial balls held around Washington. 

Inaugural balls are a long-standing American tradition. The black-tie events that celebrate the new first family have been conducted since George Washington, and they only paused during World Wars I and II and the Great Depression. 

The ball is also a first lady's moment to step out, demonstrate her style, and set the tone for her role in the White House. Everything about her outfit, including the color and designer choice, will be critiqued, analyzed, and eventually memorialized as part of theFirst Ladies Collection at the Smithsonian's National Museum of American History.

And though Trump inaccurately claimed in an interview with The New York Times Monday that "all the dress shops are sold out in Washington" and that "it's hard to find a great dress for this inauguration," Melania Trump is sure to be dressed to the nines come January 20. 

Below, see 17 photos of gorgeous inaugural ball gowns from 12 first ladies, beginning with Helen Taft, the first to donate her dress to the Smithsonian.

SEE ALSO: New York City's most iconic hotel is closing indefinitely — take a look back at its star-studded past

DON'T MISS: 24 photos that show why Michelle Obama will be remembered as the most stylish first lady of all time

First lady Helen Taft gladly supported the establishment of the Smithsonian's First Ladies Collection in 1912. The first to donate her inaugural ball gown, Taft began the tradition of having these dresses archived and put on display.



However, due to the Great Depression and World Wars I and II, it wasn't until 1949 that another inaugural ball was held. Bess Truman wore a black velvet dress, and it was reported that music played until 2 in the morning.

Source: The New York Times



Dwight D. Eisenhower was the first president to celebrate his election with not one, but two inaugural balls. In 1953, first lady Mamie Eisenhower's inaugural ball gown was a light pink peau de soie gown with more than 2,000 rhinestones sewn into it. A week before the event, Mamie released photographs and descriptions of the dress to the press.

Source: The Joint Congressional Committee



See the rest of the story at Business Insider
Viewing all 61683 articles
Browse latest View live




Latest Images