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The 21 largest US cities ranked by ease of building wealth

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The best way to build wealth is to prioritize assets over income. But ensuring that your assets outweigh your liabilities can be impacted greatly by the city you call home.

This week, online personal finance consultant Bankrate.com released a report ranking America's best and worst metro areas for building wealth.

To create the list, Bankrate.com ranked the 21 largest metro areas in five categories that contribute directly to an individual's ability to build their wealth:

  • Savable income: average income after taxes and expenditures
  • Human capital: unemployment rate, educational opportunities, and productivity
  • Debt burden: non-mortgage debt per capita and average credit score
  • Homeownership: average annual change in home prices, foreclosure actions, and homeownership rate
  • Access to financial services: Percentage of workers with access to retirement plans

San Francisco came out on top as the best place to build wealth, followed by Minneapolis and Washington, DC.

“In some metro areas, like San Francisco, homeownership can be prohibitively expensive, but higher-than-average salaries can help residents stash more money away in tax-advantaged retirement accounts," wrote Claes Bell, a Bankrate.com analyst and the author of the study. "On the other hand, Minneapolis-area residents don't earn as much, but the area's affordable housing and recovering real estate market provide opportunities to build wealth over the long term through home equity."

Read on to see how the 21 largest US cities stack up for building wealth, as well as the average savable income, homeownership rate, and non-mortgage debt per capita for each city. 

SEE ALSO: 10 of the best American cities to live comfortably on $40,000 a year

SEE ALSO: The most expensive housing market in every state

21. Riverside-San Bernardino, California

Savable income: $9,790

Homeownership rate: 62.6%

Debt burden: $27,682



20. Miami

Savable income: -$3,613*

Homeownership rate: 58%

Debt burden: $25,645

*Analysis showed a negative average savable income for the Miami metro area. This may be attributable to the high population of retirees in the area who are spending more of their savings than they're earning.




19. Tampa-St. Petersburg, Florida

Savable income: $3,437

Homeownership rate: 62.7%

Debt burden: $27,015



See the rest of the story at Business Insider

Here are the Pokémon and items to save in 'Pokémon Go' now that 80 new creatures have been released

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espeon pokemon

More than 80 new Pokémon have been released in Pokémon Go as part of a massive, second-generation update.

Certain Pokémon that are currently in the game, like Eevee and Seadra, are now able evolve into unreleased second-gen Pokémon from the original game's Johto region.

You'll need special evolution items, like King's Rock and Metal Coat, from Pokéstops to evolve some creatures from the game's first generation into their second-generation counterparts. These special items will be rare and difficult to come by.

You'll also want to stockpile candies from existing Pokémon so you can evolve them and power them up.

We've used data compiled by the "Pokémon Go" experts from The Silph Road on Reddit, Bulbapedia, and official creature descriptions from the master Pokédex to put together the following list:

SEE ALSO: The 3 most requested features in 'Pokémon Go' are coming 'soon,' Niantic confirms

Eevee evolves into Espeon and Umbreon.

Eevee already has three powerful evolutions in Pokémon Go: Vaporeon, Flareon, and Jolteon.

Now that the second generation of creatures is out, Eevee can also evolve into Espeon and Umbreon.

The same naming trick for Eevee's current evolutions lets you choose which second-gen creatures to evolve into. You'll want to nickname your Eevee its respective trainer name from the original Pokémon show: "Sakura" for Espeon, and "Tamao" for Umbreon.

What you'll need for each evolution:

  • 25 Eevee candies

Here are their official descriptions:

"Espeon is extremely loyal to any Trainer it considers to be worthy. It is said that this Pokémon developed its precognitive powers to protect its Trainer from harm."

"Umbreon evolved as a result of exposure to the moon’s waves. It hides silently in darkness and waits for its foes to make a move. The rings on its body glow when it leaps to attack."



Slowpoke evolves into Slowking.

What you'll need:

  • 1 Kings Rock item
  • 50 Slowpoke candies

"Slowking undertakes research every day in an effort to solve the mysteries of the world. However, this Pokémon apparently forgets everything it has learned if the Shellder on its head comes off."



Seadra evolves into Kingdra.

Seadra's second-generation counterpart is Kingdra, a powerful water/dragon Pokémon.

What you'll need:

  • Dragon Scale item
  • 100 Horsea candies

"Kingdra sleeps on the seafloor where it is otherwise devoid of life. When a storm arrives, the Pokémon is said to awaken and wander about in search of prey."



See the rest of the story at Business Insider

NBA POWER RANKINGS: Where all 30 teams stand at the All-Star break

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john wall

This year, the NBA's most compelling races may come from the East, as opposed to the West.

The West is mostly locked up, with the Warriors leading the way, the Spurs trailing, followed by the Rockets, Clippers, Jazz, Grizzlies, and Thunder. There is a race for eighth place to see who will be knocked in four games by the Warriors in April.

But out East, things get interesting. The Cavs are vulnerable, with Kevin Love and J.R. Smith out and LeBron James shouldering a worrisome workload.

The Raptors just swung a deal to land Serge Ibaka to make things tighter. The second-place Celtics have chips to cash, and the Wizards have given the Cavs their toughest test of the season. Oh, and there are six teams within 4.5 games of each other jockeying for playoff position.

With the All-Star Break here and the season more than halfway over, take a look at where each team stands now.

30. Brooklyn Nets

Record: 9-47, 15th in East

Offensive rating: 101.3 (28th)

Defensive rating: 109.3 (28th)

One thing to know: The Nets will once again send their draft pick to the Boston Celtics this year, thanks to the infamous Kevin Garnett-Paul Pierce trade in 2013. They're reportedly trying to shop Brook Lopez for a draft pick this year, but may not get one.



29. Los Angeles Lakers

Record: 19-39, 14th in West

Offensive rating: 103.6 (24th)

Defensive rating: 110.4 (29th)

One thing to know: The Lakers recently hired Magic Johnson to a front-office role. It didn't take him long to say he wants to eventually call "the shots." Why does it feel like this may end poorly?



28. Phoenix Suns

Record: 18-39, 15th in West

Offensive rating: 104.0 (22nd)

Defensive rating: 109.0 (27th)

One thing to know: Though he's played in just seven games, Suns rookie Derrick Jones Jr. may be a star of the All-Star Weekend, as his impressive leaping ability has made him a dark horse to win the dunk contest.



See the rest of the story at Business Insider

2 tragedies intersected to give this man a face transplant — and the story that unfolded is powerful

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Face transplant Mayo Clinic

In June, the Mayo Clinic performed its first face transplant.

The medical feat, which is still a relatively uncommon procedure, was punctuated by the heartbreaking stories of two young men under very similar circumstances — one ending with a damaged face, the other in a death.

Here's how the decade-long story unfolded.

SEE ALSO: Researchers at Yale have taken steps toward a ‘completely unexpected’ new way to treat brain cancer

DON'T MISS: 6 factors that could increase your risk of Alzheimer's disease

In 2006 at the age of 21, Andy Sandness attempted suicide. A shot to his chin destroyed most of his face, but he survived. Once he was stable, doctors at the Mayo Clinic tried to repair his face as best they could, but there wasn't much they could do about his missing jaw, nose, and teeth.



Sandness eventually went home to Wyoming where he kept busy at his job. But in 2012, the Mayo Clinic brought up the idea of a face transplant. The procedure would be complicated, and there would be many risks involved.



But after some research, Sandness was still convinced it was the right call. "When you look like I looked and you function like I functioned, every little bit of hope that you have, you just jump on it," Sandness told the AP. "This was the surgery that was going to take me back to normal."

Source: AP via Stat News



See the rest of the story at Business Insider

I'm 23 years old and I've gone without eating at Olive Garden my whole life — here's why that was a huge mistake

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Every time I tell one of my friends I've never been to Olive Garden, I get a similar response: something along the lines of horror and shock.

So I finally decided to give the Italian American chain a try.

Keep scrolling to read about my first experience at the restaurant.

Olive Garden has two locations in NYC.



I ate at the Times Square location. The multi-story restaurant offers great views of the bustling square below.



When I walked in, I was greeted by the hostess and then had to take an escalator up to the top floor.



See the rest of the story at Business Insider

14 waiters describe the worst first dates they've ever seen at restaurants

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Being on a bad first date is awkward. But serving the two people on that bad first date might be just as awful. 

A recent AskReddit thread asked waiters to recount the worst first dates they'd ever seen while working. And while INSIDER can't independently verify any of these tales, they do make for some wild reading.

Take a look at these 14 horrifying first date stories as told by servers, and prepare to cringe. 

"I don't care what excuse you make up, I just gotta get the hell out of here."

"I work at a fairly nice Italian restaurant, where we do a lot of business. One night a man who I was not even serving came up to me [...] and hands me $20 and a napkin with a phone number on it. He proceeds to tell me, 'I am on the worst date of my life, this woman is horrendous and I have to get out of here. Take this $20 and please go to the nearest phone and call me and tell me that I have to get home right away. I don't care what excuse you make up, I just gotta get the hell out of here.'

"I promptly called that guy as soon as I had a free minute."– Redditor XelaKebert

 

 



"This guy orders a ton of ribs and refuses the girl her original order."

"It was an attractive young woman and an average-looking man [...] All goes well until it comes time for entrées. This guy orders a f--- ton of ribs and refuses the girl her original order of a house sirloin [...] The woman stops talking completely while the man talks about some crazy party he went to. The man guzzles a few Strawberry Quencher Iced teas, says, 'Seeya Friday, b----' and leaves her with the bill.

She said the guy seemed nice when they talked on Tinder, but was very uncomfortable with him in real life, and afraid to say something. A co-worker and I paid for her meal [...] later she and the same co-worker starting dating, and they are engaged now."– Redditor SovietSocialistRobot

 

 



"I see the guy take his phone out and start swiping through Tinder."

"Served a couple a few months ago. Every time I walked over, he would always be the one talking, and she would just be sitting there not having a good time. At the end, I asked if it was one bill or separate and she immediately piped up, 'SEPARATE.' I go and take his payment [...] and I see the guy take his phone out and start swiping through Tinder."– Redditor oversized_canoe



See the rest of the story at Business Insider

RANKED: The 10 highest-paying internships in Britain

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the internship 1 interns owen wilson vince vaughn google

For most people, internships aren't particularly glamorous — making photocopying, making coffee, desperately trying to get noticed by your boss, all on minimum wage or even less.

But at some of the top companies in Britain, it is very different.

The UK's top tier internships offer those lucky enough to win them responsibility, stimulating work, the possibility of a full-time job — and, of course, lots and lots of money.

Using data from Glassdoor, a site for reviewing employers, we've ranked the 10 highest-paying internships in Britain today. As you might expect, it's dominated by the financial industry, with monthly wages starting at the equivalent of £36,000 a year — and only going up from there.

Note: The salaries listed are average monthly base pay, in GBP. Data is taken from 2013 to today, and only companies with 10 or more intern salaries listed on Glassdoor are included. Salaries listed are for internships based in the UK; wages paid elsewhere in the world may vary.

T=9. UBS: £3,045 per month

A former intern said:

"Supportive, organised lots of different activities such as external speakers and different training to get a sense of different parts of the bank ... Long working hours, quiet environment, no team activities while on the desk, difficult to maintain network contacts."



T=9. Morgan Stanley: £3,045 per month

A former intern said:

"The events throughout the internship to make sure you get as rich an experience as you can in those 13 weeks. The responsibility you are given as you are put on real, ongoing projects. The help you get from everyone. You're always in the loop, you receive news about everything going on in the company and in the financial world. The HR team are lovely and are really great at getting back to you quickly and help you as much as they can ... It can be so busy at times, that you feel like you don't want to ask for help because you don't want to bother your superiors. Some teams are so demanding, that some interns could not get their holidays when they wanted."



8. RBC (Royal Bank of Canada): £3,125 per month

A former intern said:

"Good management and working environment, while it all depends on which specific group you are working for, but in general, people are pretty approachable. RBC is a very buy side friendly firm and put "client first" as their main business strategy. The biggest bank in Canada, offer the best opportunity in my opinion, especially in Capital Markets ... It's a really big company so it could be difficult to know what other groups are doing."



See the rest of the story at Business Insider

The biggest meteorites in history that have plummeted to Earth and survived

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shooting star

Often, when rocks from space hurtle towards Earth, they burn up in the atmosphere before actually reaching us. The ones that vaporise become a meteor — or a shooting star.

The lucky few that make the whole journey land on Earth as meteorites. Once on the surface, these meteorites can exist as a single rock for thousands of years, except for a little weathering. 

Asteroids are much bigger, such as the one 63 million years ago that wiped out the dinosaurs, and 2012 DA14 which narrowly missed the Earth in 2013

Here are some of the biggest space rocks ever to crash into us and survive.

Willamette is the largest meteorite ever found in the US, at 7.8 square metres long and with a weight of 15.5 tonnes.

The Willamette Meteorite is made up of iron and nickel and was acquired by the American Museum of Natural History in New York City in 1906. It has an interesting little story attached, because it was discovered by Ellis Hughes in 1902 who recognised that it was more than a piece of rock, and spent three months shifting it three quarters of a mile from land owned by the Oregon Iron and Steel Company, but he was caught. The photo above was taken at the American Museum of Natural History in New York City in 1911.



Mbozi was discovered in Tanzania in the 1930s. It's 3 metres long and weighs an estimated 25 tonnes, or almost twice that of Willamette.

Mbozi was once a sacred stone to the people of Tanzania, who call it kimondo. No crater was found, which means it probably rolled like a boulder when it hit the Earth's surface. Mbozi was partially buried when it was first discovered, so people dug the hillside around it, leaving a pillar of soil underneath, which was then turned into a plinth



The third largest meteorite in history, the Cape York meteorite, collided with Earth nearly 10,000 years ago.

The Cape York meteorite, or Agpalilik meteorite, was discovered in 1993 in Greenland and weighs about 20 tonnes. It's been around a long time, and Inuit living near it used other peces as a source of mental for tools and harpoons. It is currently on display in the Geological Museum of the University of Copenhagen, Denmark



See the rest of the story at Business Insider

This £250 million superyacht will be a 'floating private member's club for the global elite'

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01 MainStaircase

British luxury concierge company Quintessentially is building the world's largest superyacht.

It will "provide the opportunity for the global elite to tour the world and attend the world's most desirable events," such as the Cannes Film Festival and the Monaco Grand Prix, and plays host to mega parties with star performers

Due to make its first voyage in 2019-2020, Quintessentially One is billed as the "the world’s largest floating private membership club," but securing a spot onboard will be by invitation only.

Quintessentially has released some concept images of the superyacht. From an on-board theatre to a big name restaurant, scroll down to take a closer look at the Quintessentially One.

This is the Quintessentially One, a £250 million ship which will be the world's biggest superyacht at 220 metres.

It will be 40 metres longer than the Azzam, which is currently the largest yacht in the world.



It is set to be "the world’s largest floating private membership club," featuring an invite only members lounge with a restaurant, bar, beauty treatments, and a fitness studio, as well as a boutique hotel and permanent luxury residences.

The ship will boast an onboard theatre, business centre, library, shopping emporium, and the iconic The Wolseley restaurant.



The Club Reception will boast a glamorous 1920s style imperial staircase, as well as an oyster bar, a grand piano, and a chandelier.

Membership to Quintessentially One is currently by invitation only and up to a selection committee. It will provide access to the ship and all of its facilities and include "a number of" free nights in the onboard boutique hotel.



See the rest of the story at Business Insider

The most popular workouts in 25 cities around the world

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Going to a gym is no longer the default choice of exercise for many people around the world.

From ballet-inspired barre classes to indoor cycling studios, there is an increasing number of options to choose from.

Using data from ClassPass, the Google Ventures-backed gym membership startup, these are the most popular workouts in the 25 cities it is active in.

YOGA: Sydney, Australia; Austin, Seattle, Columbus, Ohio, Colorado, Minneapolis, USA.

Yoga dates back to 10,000 years ago, according to some researchers, and it is now popular worldwide. Dozens of studies have linked a regular yoga practice to stronger, more flexible muscles, a healthier heart and, in people with depression and anxiety, a decrease in negative symptoms.



STRENGTH TRAINING: London, UK; Toronto, Canada; Chicago, Nashville, San Francisco, USA.

Strength training involves your muscles resisting some kind of weight — heavy or light. According to the author of "Strength Training for Fat Loss" Nick Tumminello says: "If you're looking to lose fat, go with strength training." And if you needed more convincing, it's how model Kate Upton stays in shape!



CYCLING: Boston, Washington DC, Atlanta, Philadelphia, USA.

Indoor cycling studios have become increasingly popular as a way to burn a high number of calories. But experts have called the safety of cycling-studio brand SoulCycle's workouts into question. 

 

 



See the rest of the story at Business Insider

Meet the 31-year-old Pegasus Airlines pilot who has become an Instagram sensation

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Instagram pilot

Nobody knows travel better than a pilot.

And 31-year-old Eser Aksan Erdogan, a pilot for Turkish low-cost airline Pegasus, has garnered a following for sharing her jet-setting life on Instagram.

Some 29.4k followers track her and her husband Volkan's movements around the world, from photos in the cockpit to beautiful images of the destinations where her plane touches down.

She's using her exposure to draw attention to the lack of women in the industry, which is largely male-dominated, she told The Daily Mirror.

Take a look at the life of rising Instagram star Eser Aksan Erdogan below.

This is Eser Aksan Erdogan, the 31-year-old pilot who has 29.4k followers on Instagram.

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She flies a Boeing 737 aircraft for Turkish low-cost airline Pegasus.

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She shares selfies of herself in uniform in her cockpit...

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See the rest of the story at Business Insider

The incredible life of international human rights lawyer Amal Clooney

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Amal Clooney

Amal Clooney, born Amal Alamuddin, is one of the most powerful and respected international human rights lawyers in the world.

She also happens to be married to Hollywood actor George Clooney. Last week, the couple announced that they are expecting twins due in June.

From her education at Oxford and NYU to her career representing high-profile clients, including former Ukranian Prime Minister Yulia Tymoshenko to WikiLeaks founder Julian Assange, we took a look at the incredible life of Amal Clooney.

Scroll down for a look into the life of the renowned lawyer and fashion icon.

This is 39-year-old human rights lawyer and style icon Amal Clooney, born Amal Alamuddin.



She also happens to be the wife of 55-year-old Hollywood actor George Clooney. Last week, the couple announced they are expecting twins.



She was born in Lebanon, but her family fled to Europe during the war of 1982, meaning she identifies with many of the refugees she meets.

When she and George met Syrian refugees in Berlin, she said: '[My family] also ran away from a war and were lucky enough to be accepted by a European country in 1982 when the violence there was really bad."



See the rest of the story at Business Insider

Everything you need to know about the life and death of Kim Jong Nam

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kim jong nam young

Kim Jong-Nam, the half-brother of North Korean's leader Kim Jong Un, was killed on February 13.

A few days later, the first North Korean to be arrested in connection with the case was a man carrying Malaysian documentation issued to foreign workers, which identified him as 46-year-old North Korean citizen Ri Jong Chol. 

Malaysian detectives have also detained a 25-year-old Indonesian woman named Siti Aishah, her Malaysian boyfriend, and a woman carrying a Vietnamese passport identifying her as Doan Thi Huong, 28. 

Kim Jong-Nam, the eldest son of Kim Jong Il, was once the favourite to assume the leadership of the hermit-state North Korea. 

These are the key events in his life that led to his exile from North Korea and his death:

Kim Jong Nam is the exiled half brother of North Korean leader Kim Jong Un. Here he is pictured at Beijing airport in China in 2007.



He was the eldest son of Kim Jong Il and actress Song Hye Rim. From 1994 to 2001, he was considered the favourite to take over as the North Korean leader.



Here is the family tree.



See the rest of the story at Business Insider

26 stars who shockingly still don't have Oscars

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Will Smith Ali

There's no doubt about it: The Oscars are flawed. Sometimes movies that arguably deserve their due more than another, or movies that simply don't generate enough hype, go unnoticed and unrecognized with nothing more than a pity nomination. Or no nomination at all. We'll see all of that at this year's Oscars, airing on February 26.

Then there are the just terrible movies and performances that somehow manage to snag the envible trophy. 

There's a long list of actors, directors, and more who you probably think have an Oscar, but don't. Some of them have been nominated dozens of times. Some a few times. And some, tragically, not at all. 

Here we take a look at some of Hollywood's finest who somehow haven't won an Oscar already:

 

 

SEE ALSO: Hollywood stars who rejected their Oscars

Glenn Close

Between 1983 and 2012, Close has gotten herself six Oscar nominations. Her last nomination in 2012 was for “Albert Knobbs.”

 



Sigourney Weaver

Ripley herself got a best actress nomination for “Alien” but didn’t win. She also got a best actress nomination for “Gorillas in the Mist: The Story of Dian Fossey” and a best supporting actress nod for "Working Girl." Weaver has said that awards shows give sci-fi films "no respect."

 



Annette Bening

Three nominations, yet she always gets beat by another powerful performance. Her latest nomination was in 2011 for "The Kids Are Alright." She lost to Natalie Portman for her performance in "Black Swan." In 2017, she was snubbed with no nomination for her acclaimed work in "20th Century Women."



See the rest of the story at Business Insider

These are the 80 new Pokémon in 'Pokémon GO'

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"Pokémon Go" just got a lot bigger this week, by about 80 Pokémon or so!

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That's huge — like, Snorlax-huge — considering that the game started with only 142 of the original 151 Pokémon, the so-called "Gen 1" Pokémon. But in reality, there are hundreds of Pokémon, and the folks behind "Pokémon Go" are finally dipping back into the Pokédex for some new faces.

A new update is now live that finally allows you to catch the much-requested "Johto" region Pokémon from "Pokémon Silver & Gold" (aka "Gen 2" Pokémon). Of note: there are 100 Pokémon listed below, but some of these 100 aren't likely to appear in "Pokémon Go" (like all the Legendary Pokémon, for instance).

So, who are these mysterious new Pokémon? Let's find out, care of the official Pokédex (#152 to 251!):

SEE ALSO: 'Pokémon Go' is getting a huge new update that adds 80 new Pokémon

152. Chikorita

"It uses the leaf on its head to determine the temperature and humidity. It loves to sunbathe."



153. Bayleef

"Bayleef’s neck is ringed by curled-up leaves. Inside each tubular leaf is a small shoot of a tree. The fragrance of this shoot makes people peppy."



153. Meganium

"The fragrance of Meganium’s flower soothes and calms emotions. In battle, this Pokémon gives off more of its becalming scent to blunt the foe’s fighting spirit."



See the rest of the story at Business Insider

How Donald Glover went from unknown comedy writer to triple-threat Hollywood star

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donald glover

Donald Glover has a lot to be proud about. Not only is he the series creator for his hit FX show "Atlanta," but he's also been cast in not one but two huge movies that will rake in billions of dollars.

 

Not only was Glover cast as Lando Calrissian in the upcoming Han Solo "Star Wars" film, but he'll also voice of Simba, the rambunctious lion cub who becames the leader of the pride, in Disney's live-action remake of "The Lion King."

Since securing a job as a writer for "30 Rock" in 2006, Glover has used his diverse talents and signature humor to find success in a staggering number of industries, including television, stand-up comedy, music, and film. 

The former "Community" star's career trajectory is unlike any other. From his Grammy-nominated rap persona, Childish Gambino, to an impressive array of acting roles, Glover has defied expectations at every turn.

Check out Donald Glover's unique road to becoming an A-list star in the entertainment industry:

Donald Glover grew up in a strict Jehovah's Witness household in Stone Mountain, Georgia, a suburb of Atlanta. In high school, he was voted "Most Likely to Write for 'The Simpsons'"— a show that his mother wouldn't allow him to watch.

Source: Rolling Stone



Glover attended New York University and graduated in 2006 with a degree in dramatic writing. During his time at NYU, he joined several sketch-comedy groups, including Derrick Comedy, which produced a number of viral YouTube hits.

Source: Vulture



In his senior year of college, Glover caught his big break when his viral videos and performances in New York attracted the attention of the producers from NBC's "30 Rock." He was hired as a writer for the new sitcom in 2006 and would go on to make several cameos on the show.

Source: NYU



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Loads of Americans are moving to these 10 cities

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penske truck moving out

Americans prefer to flock to the South when they want a change of scenery. 

The truck-rental company Penske found that Atlanta was again the top city that people moved to in 2016. Florida and Texas were the only two states that had multiple cities on the list.  

While some of the moves would have been to rented properties, new home sales in the South have outpaced the rest of the country since 2010, as land is cheaper. 

Penske compiled the list based on one-way rental reservations. 

Here's the full list in ascending order:

 







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8 popular American foods that aren't what you think they are

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orange lobsterFood fraud is a $50 billion annual industry— and you're probably eating some of the evidence.

From Kobe beef to Parmesan cheese, restaurants and grocery stores are packed with foods that aren't quite what they seem.

Food makers and retailers cutting corners and hiking up prices can result in feeding consumers some less-than-truthful marketing. 

Now transparency is more important in the world of food than ever before. Consumers want to know what they're eating — and they don't respond well to being duped. 

Here are eight foods that might not be what you think they are. 

SEE ALSO: Papa John's just became the first pizza chain to make a massive change to its ingredients

1. Wasabi

About 99% of all wasabi sold in the US is fake, reports The Washington PostThe vast majority of wasabi consumed in America is simply a mix of horseradish, hot mustard, and green dye.

True wasabi is difficult to grow and extraordinarily expensive, costing $160 a kilogram at wholesale prices. If you're eating real wasabi, you're consuming the stem of a plant, grated and pulverized into a spicy paste. It reportedly has a more complex taste, but needs to be eaten immediately — within 15 minutes, the freshly grated wasabi begins to lose its signature flavor. 



2. Lobsters

More than one-third of restaurants, including Red Lobster, swap out lobster for more inexpensive substitutes in their dishes, reports Inside Edition. In February, the news organization ran DNA tests on lobster dishes from 28 restaurants across the country. Thirty-five percent of the samples contained cheaper seafood, such as whiting and langostino.

While langostino means "little lobster" in Spanish, the crustacean is more similar to a hermit crab — and less expensive than American lobsters. 



3. Kobe beef

While restaurants across the US offer menu items like the Cheesecake Factory's "Kobe burgers" and pricey "Kobe steaks," the vast majority of these claims are false. Only eight restaurants in the entire US serve real Kobe beef.

Since Kobe beef costs more than $20 an ounce, if you're purchasing something that is supposedly made of Kobe beef and isn't absurdly expensive, you're probably being scammed.



See the rest of the story at Business Insider

The top 12 rumors we're hearing about Apple's next iPhone (AAPL)

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iphone 8

Even die-hard iPhone fans have to admit that the AMOLED displays on other phones, particularly those from Samsung, look better than the LCD screens on iPhones.

But if the rumors are true, iPhone fans may no longer need to make that admission, as Apple is reportedly looking to use a form of OLED display on the next iPhone. Just prepare your wallet, because OLED isn't cheap.

But that's just one of the rumors we're hearing. Check out all the latest scuttlebutt surrounding Apple's next iPhone.

SEE ALSO: Here's why you should always hold your iPhone in your right hand when making a call

There WILL be an S model of the iPhone 7.

A Barclay's report obtained by MacRumors said Apple would skip the S model this year, which has historically followed each new phone version. The report claimed Apple would instead jump directly from the iPhone 7 to the iPhone 8 — possibly called the iPhone 10 — in 2017.

Now, however, it appears we could expect S models of the iPhone 7 next year with updates to the processor and a new red color option, according to Apple analyst Ming-Chi Kuo and the Japanese Apple blog MacOtakara, which are both highly reliable sources.



The iPhone 7 "S" models could have bigger screens.

Another Barclays report from November claimed that Apple is cooking up two iPhones with bigger screens than the usual 4.7- and 5.5-inch screens on the current iPhone 7 and 7 Plus.

Specifically, the analysts say the new screens will measure 5 inches and 5.8 inches.

That said, the report doesn't specify that the new screen sizes are for S models of the iPhone 7 line. However, considering the rumor contains details on two new screen sizes, and the premium iPhone 8 is rumored to only be sold in one size, we could deduce that the Barclays report is referring to two S models.



In addition to the new S models, Apple will sell a third "high-end" iPhone with a medium-sized screen and a wraparound design.

A report from Kuo predicted that Apple would release a "high-end" iPhone with a larger 5.8-inch screen compared with the iPhone 7 Plus's 5.5-inch screen.

Yet more recent reports and rumors claim the premium iPhone 8 will have a smaller 5.1- or 5.2-inch screen that will wrap around the edges of the device. It sounds like a similar design concept as the Samsung Galaxy S7 Edge.

Since 2017 marks the iPhone's 10th anniversary, it wouldn't be surprising if Apple does something special to mark the anniversary of its most important product.



See the rest of the story at Business Insider

The 21 best science movies and shows streaming on Netflix that will make you smarter

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Michael Pollan cooked

With holidays and cold weather arriving at the same time, it's the perfect time of year to curl up on the couch and lose yourself in a good movie.

And if you're looking for something entertaining and beautiful that'll also make you knowledgeable, there's an incredible variety of science- and nature-focused documentaries and TV episodes streaming on Netflix right now.

You can find compelling documentaries that'll captivate you with the beauty of the planet, you can delve into the details of how food arrives on your plate, or you can explore the mysterious and alien world that exists in oceans around the globe.

But there's a downside to all of that choice: It's a lot to choose from. So to make it easier, we've asked our colleagues to pick out some of their favorites from the Netflix documentary selection.

Here are our favorites, listed in no particular order:

This is an updated version of a post originally by Julia Calderone.

SEE ALSO: A treasure trove of shipwrecks has been revealed by a new mapping technology

"Cooked" (2016)

What it's about: Journalist and food expert Michael Pollan explores the evolutionary history of food and its preparation in this four-part docuseries through the lens of the four essential elements — fire, water, air, and earth. 

Why you should see it: Americans as a whole are cooking less and less, relying more on unhealthy, processed, and expensive and prepared foods. Pollan aims to bring viewers back to the kitchen by forging a meaningful connection to food and the joys of preparation. [Click to watch]



"Blackfish" (2013)

What it's about: This film highlights abuses in the sea park industry through the tale of Tilikum, an orca in captivity at SeaWorld in Orlando, Florida. Tilikum has killed or been involved in the deaths of three people while living in the park. 

Why you should see it: This documentary opens your eyes to the troubles with keeping wild animals in captivity through shocking footage and emotional interviews, highlighting potential issues of animal cruelty and abuse when using highly intelligent animals as entertainment. Sea parks make billions of dollars off of keeping animals captive, often at the expense of the health and well-being of its animals. This documentary played a huge role in convincing SeaWorld to stop their theatrical "Shamu" killer whale shows. [Click to watch]



"Particle Fever" (2013)

What it's about: This documentary follows six scientists as they prepare for one of the biggest and most expensive experiments in history: recreating conditions from the Big Bang with the launch of the Large Hadron Collider in Europe. Their aim is to unravel the mysteries of the universe and the origins of matter.

Why you should see it: Physics is often considered a forbiddingly dense subject, but 'Particle Fever' gives you a window into physics without breaking your brain. It documents the discovery of the famous Higgs boson particle that many physicists think holds the key to understanding the universe. Instead of getting bogged down with the complexities of particle physics, the film focuses more on the human drama of the discovery, and how it could change our understanding of the world around us. [Click to watch]



See the rest of the story at Business Insider
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