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11 thoughtful Father's Day gifts for dads who love to golf

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z45ufpum417j5j801zcx219qsw7li34wDads love golf.

Something about becoming a father makes most men fall in love with hitting the links.

If your Dad falls into this category, picking up a gift that will help him with his short game will ensure he uses what you get him this Father’s Day.

Golf is an expensive hobby, and once you're hooked it's easy to look for every opportunity to break out clubs for a weekend. 

If you get your dad something to help him knock a few strokes off his handicap, he'll appreciate your gift each time he's on the course.

SEE ALSO: 32 gifts your dad actually wants this Father's Day

A set of custom tees

A set of custom golf tees are a great gift that your Dad will actually use. And for only $15, it's quite affordable.

Personalized Golf Tees (Set of 100), $14.95



A golfer's multitool

With a ball cleaning brush, removable pen, ball marker, divot repair, and pocket knife, this multi-tool is an essential addition to any golfer's bag or keychain.

Journey's Edge Multi-Function Golfer's Tool, $9.99



A set of whiskey stones

Whiskey stones became a go-to gift for Dads two or three Christmases ago. If your Dad is both a golfer and a drinker, he'll probably get a kick out of these.

Golf Ball Whiskey Chillers, $24.50



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10 beer hacks you need to know about

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beerThe INSIDER Summary:

  • Beer can be used for more than just drinking.
  • Beer works as a great tenderizer for cheap meat. 
  • The hops in beer can help restore the pH balance of your skin making for a great DIY facial.

Okay, so. I didn't actually drink beer until my sophomore year of college, because I'd smelled it (y'know, frat party beer) and it made me want to puke. Since my nose and taste buds have matured a little more, I've discovered some of the many wonderful things you can do with beer, and here they are: 10 beer hacks students need to know.   

1. Make "beer cubes" to avoid watered-down brews

All you need is an ice tray, a freezer, and some beer. I'd recommend using flat beer, like the cans left out because you and your friends just couldn't finish them before your Uber arrived. Pour them into your trays, stick them in the freezer, and drop a few into your next beer to keep it ice-cold and super beer-y. 



2. Put it in your hair

Ballin' on a budget? Instead of an expensive deep conditioner, use a can or two of beer as a hair rinse in the shower. After shampooing and using your regular conditioner, pour the beer over your strands, and then do a final rinse with plain water. It guarantees smooth and luxurious locks. Make sure you wash out your tub after to avoid stickiness. 



3. No bottle opener? Use a piece of paper!

Yeah, a piece of paper. This is one of those beer hacks students need to know because while we've always got paper—graded essays, tests, failed math exams—we can almost never find a damn bottle opener. You'll just need to do some folding; fold the paper in half vertically, four times. Then, fold it horizontally once. You'll end up with a V shape. Using the pointed end of the V, apply upward pressure to the edge of the cap. Bam! 



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'Bad for the environment, bad for the economy:' Facebook, Google, and Amazon react to Trump's decision to withdraw from Paris climate agreement (AAPL, GOOG, GOOGL)

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donald trump climate paris

President Donald Trump announced on Thursday that the United States is pulling out of the Paris climate agreement, which was signed by 195 nations in December 2015.

The Paris agreement was intended to slow climate change by setting limits on carbon emissions and has been widely embraced by the business community. 

The tech industry in particular has supported the Paris Agreement, and many of the big tech companies are currently transitioning their giant, energy-guzzling data centers to using completely renewable energy.

After Trump announced his decision on Thursday afternoon, the pushback from the tech industry was swift. Some executives were more measured than others in expressing their dismay, but the tech industry's biggest voices all made it clear that they viewed Trump's move as a grave mistake.

SEE ALSO: Elon Musk bails on Trump's advisory councils after US withdraws from Paris climate deal

Google CEO Sundar Pichai

A Google representative also said that Google is on track to use 100% renewable energy for its global operations this year. 



Twitter and Square CEO Jack Dorsey

 



Lisa Jackson, Apple's Vice President of Environment, Policy, and Social Initiatives

 Jackson was previously the EPA Administrator under the Obama administration. An Apple representative said Apple's facilities are 100 percent renewable in 24 countries, and 96 percent of the electricity we use globally comes from renewable sources. 

Apple CEO Tim Cook hasn't said anything yet, but he reportedly called the White House to urge them not to pull out of the agreement. 



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5 claims Trump used to justify pulling the US out of the Paris agreement — and the reality

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Donald Trump

On Thursday, President Donald Trump announced that he will begin the process of pulling the US out of the Paris climate agreement. The accord, signed by all but two countries, aims to keep the world from warming more than 2 degrees Celsius above preindustrial levels, a threshold that scientists say could save the planet from the worst case scenarios of climate change.

During a White House press conference, Trump outlined his reasons for leaving the agreement. Many of them, however, were based on questionable data. Here are some of Trump’s main arguments for exiting the pact — and what the numbers say about them.

SEE ALSO: Trump is pulling the US out of the Paris agreement — here’s what that could do to the environment

Job losses

Donald Trump suggested that US compliance with the Paris accord could "cost America as much as 2.7 million lost jobs by 2025, according to the National Economic Research Associates."

The report on which that claim is based has been widely criticized by environmental groups. As the World Resources Institute pointed out, the NERA study uses a scenario in which the US industrial sector is forced to reduce the country’s overall emissions by nearly 40% in 20 years. That calculation doesn’t take into account the role of other sectors in reducing emissions.

The WRI also faults the NERA report for assuming a low rate of clean energy innovation. That rate was calculated by the Department of Energy as a minimal case that “may underestimate advances.” What’s more likely, the National Resources Defense Council suggests, is that the development of clean energy technologies will accelerate. Even since 2016, solar costs have decreased by about 8%.

Today, solar jobs vastly outnumber those in coal, and those numbers continue to grow — a recent report from the International Renewably Energy Agency estimated that employment in the solar industry expanded 17 times faster than the US economy overall in 2016.



Just a tiny temperature increase

Trump also suggested that the Paris agreement would only lead to a minuscule reduction in global temperature.

"Even if the Paris Agreement were implemented in full, with total compliance from all nations, it is estimated it would only produce a two tenths of one degree — think of that, this much — Celsius reduction in global temperature by the year 2100," he said. "Tiny, tiny amount."

A detailed analysis of the impact of the Paris goals by Climate Interactive suggests those numbers are off.

Global temperature is going to rise — there is no scenario in which there will be an overall reduction. But let’s assume that Trump meant a reduction from the projections of temperature increases that would happen without the Paris agreement.

Under a “business as usual” scenario in which past trends continue, the expected temperature increase in 2100 for this scenario is 4.2 degrees C (7.6 degrees F). If all nations fully achieve their Paris pledges, however, the average global surface temperature in 2100 is expected to be 3.3 degrees. That means the accord would lead to a reduction of nine tenths of one degree, not two.

Nine tenths of a degree on a global scale is huge. Since the industrial revolution, average global temperatures have risen 0.99 degrees Celsius, according to NASA. That's not so far from .90, and we’re already seeing plenty of dramatic changes around the planet. Even a reduction of two tenths of a degree would not be “tiny” — it’d be 20% of the increase we’ve already seen.

Trump went on: "In fact," he said, "14 days of carbon emissions from China alone would wipe out the gains from America — and this is an incredible statistic — would totally wipe out the gains from America's expected reductions in the year 2030."

That claim also does not appear to be accurate. With the US abandoning its commitments, Climate Interactive calculates that by 2025, the country will emit 6.7 gigatons of CO2 per year instead of the 5.3 gigatons of CO2 per year that the US would have emitted under the agreement. That’s a difference of 1.4 gigatons annually.

As of 2013, China emitted 9.2 gigatons of carbon dioxide per year— which comes out to 0.025 gigatons per day. 14 days' worth would be 0.35 gigatons — far less than the annual US decrease.



A negative economic impact on the US

In his speech, Donald Trump suggested that remaining in the agreement would cost the US economy “close to $3 trillion in lost GDP and 6.5 million industrial jobs, while households would have 7,000 less income, and in many cases, much worse than that.”

Trump didn’t cite a source for that statistic, but he suggested in a speech on April 29 that the cost would be $2.5 trillion — and non-partisan website Factcheck.org looked into that claim.

White House spokesman Steven Cheung told Factcheck.org that the number came from a report published by the conservative Heritage Foundation in April 2016.

Factcheck.org ran Heritage’s analysis by Roberton C. Williams III, a resource economist at the University of Maryland and a senior fellow at the economic analysis nonprofit Resources for the Future. Williams said the Heritage estimate was correct based on the methodology the foundation used.

But according to calculations done by Resources of the Future, the US could reach its Paris goals with a much lower carbon tax rate over less time (either a constant rate of $21.22 per year until 2025, or a rate that starts at $16.87 and increases by 3% each year in the same period). By those numbers, the US’ GDP would see a decrease between just under 0.10 percent and 0.35 percent per year from now until 2025.



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How world leaders are reacting to Trump's decision to leave the Paris climate agreement

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donald trump world leaders G7

World leaders have roundly criticized President Donald Trump, who announced that the US would withdraw from the Paris Agreement on climate change on Thursday.

"I don't want anything to get in our way," Trump said of his decision to pull the US out of the agreement. "The US will withdraw from the Paris climate accord, but begin negotiations to reenter either the Paris accord or a really entirely new transaction on terms that are fair to the United States, its businesses, its workers, its people, its taxpayers."

By withdrawing from the global climate pact, Trump fulfilled a campaign promise that his base supported; however, his decision was almost universally rejected by world leaders. 195 nations originally signed up to participate in the agreement.

Here are the world leaders who have spoken up about Trump's decision:

SEE ALSO: Canadian PM Justin Trudeau tells Trump he's 'disappointed' with US decision to quit climate agreement

Canadian Prime Minister Justin Trudeau: "We are deeply disappointed"

The Office of the Prime Minister released the following statement:

"We are deeply disappointed that the United States federal government has decided to withdraw from the Paris Agreement. Canada is unwavering in our commitment to fight climate change and support clean economic growth. Canadians know we need to take decisive and collective action to tackle the many harsh realities of our changing climate.

While the US decision is disheartening, we remain inspired by the growing momentum around the world to combat climate change and transition to clean growth economies. We are proud that Canada stands united with all the other parties that support the Agreement. We will continue to work with our domestic and international partners to drive progress on one of the greatest challenges we face as a world.

This is not only about the huge economic opportunities of clean growth and the need to address the pressing threats of climate change. This is about an ambitious and unshakable desire to leave a cleaner, healthier and more sustainable planet for our kids and for generations to come.

We are all custodians of this world, and that is why Canada will continue to work with the US at the state level, and with other US stakeholders, to address climate change and promote clean growth. We will also continue to reach out to the US federal government to discuss this matter of critical importance for all humankind, and to identify areas of shared interest for collaboration, including on emissions reductions."

Source: Office of the Prime Minister of Canada



From the office of UK Prime Minister Theresa May: "The Prime Minister expressed her disappointment"

The BBC reports that after Trump called Prime Minister Theresa May to discuss his decision, officials said:

"The Prime Minister expressed her disappointment with the decision and stressed that the UK remained committed to the Paris Agreement, as she set out recently at the G7.

She said that the Paris Agreement provides the right global framework for protecting the prosperity and security of future generations, while keeping energy affordable and secure for our citizens and businesses."

Source: BBC



German Chancellor Angela Merkel, Italian Prime Minister Paolo Gentiloni, and French President Emmanuel Macron: We "take note with regret of the decision."

A joint statement between Italian Prime Minister Paolo Gentiloni, French President Emmanuel Macron, and German Chancellor Angela Merkel was released following Trump's announcement:

"We, the Heads of State and of Government of France, Germany and Italy, take note with regret of the decision by the United States of America to withdraw from the universal agreement on climate change.

The Paris Agreement remains a cornerstone in the cooperation between our countries, for effectively and timely tackling climate change and for implementing the 2030 Agenda sustainable development goals.

We deem the momentum generated in Paris in December 2015 irreversible and we firmly believe that the Paris Agreement cannot be renegotiated, since it is a vital instrument for our planet, societies and economies.

We are convinced that the implementation of the Paris Agreement offers substantial economic opportunities for prosperity and growth in our countries and on a global scale.

We therefore reaffirm our strongest commitment to swiftly implement the Paris Agreement, including its climate finance goals and we encourage all our partners to speed up their action to combat climate change.

We will step up efforts to support developing countries, in particular the poorest and most vulnerable, in achieving their mitigation and adaptation goals."

Source: Government of Italy



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These are the winning words from every National Spelling Bee since 1925

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1978 spelling bee

The 90th Scripps National Spelling Bee kicked off on Wednesday with nearly 300 young spellers from around the country gunning for a $40,000 top prize.

The field of 291 children will be whittled down to one champion at Thursday's final in Oxon Hill, Maryland.

Since the inaugural competition in 1925, the words featured in the bee have become increasingly more difficult and obscure, requiring participants to have a commanding knowledge of root words, etymology, and world languages.

Scripps's list of "winning words" from previous competitions gives a glimpse at this evolution. Relatively simple words such as "knack,""therapy," and "initials" dominated earlier installments of the spelling bee, while modern-day champions have had to tackle humdingers like "feuilleton,""nunatak," and "gesellschaft."

The shift in difficulty can be partly attributed to ESPN's coverage of the bee, which has attracted more students to the competition, Scripps spokeswoman Valerie Miller said. This is the 24th year ESPN will air the spelling bee.

But the biggest reason is simply that the spellers have gotten better.

"Words are more difficult now because the skills of the students also have expanded," Miller told Business Insider. "These are the best of the best spellers, and the words they get in the national finals should be the greatest challenge."

Here are some of the championship-clinching words from previous spelling bees:

SEE ALSO: Here's the hardest word to spell in each state, according to Google

DON'T MISS: Trump and his White House have made some embarrassing spelling mistakes — here are the worst ones

1925 — gladiolus

The championship word from the inaugural National Spelling Bee in 1925 was "gladiolus," a flowering plant in the iris family.

Eleven-year-old Frank Neuhauser of Kentucky correctly spelled it to take home the top prize — $500 in gold pieces and a trip to the White House.

When he returned to Louisville, crowds greeted him with a ticker-tape parade and bouquets of aptly chosen gladiolus flowers, according to The Washington Post's obituary of Neuhauser, who died in 2011.

The New York Times called Neuhauser's winning word "a cakewalk by modern standards" that "harks back to simpler times."

In the photo to the right, sixth-place finisher Patrick Kelly poses with President Calvin Coolidge.



1936 — eczema

Jean Trowbridge of Iowa correctly spelled "eczema"— a skin condition — to clinch the 1936 spelling bee. She also had to correctly spell "predilection," which another finalist had missed.

Three decades later, "eczema" would resurface as the winning word at the 1965 bee.



1960 — eudaemonic

Henry Feldman of Tennessee correctly spelled "eudaemonic" to win the 1960 spelling bee. "Eudaemonic" means "producing happiness."



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11 Instagram fitness stars tell us exactly what's inside their gym bag

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fitness influencers

Whether it's to complete that final set or simply get out of bed and to the gym, Instagram's fitness stars help motivate us towards our goals.

But their gym visits and stunning workout locations take a little more work than it may seem.

Business Insider spoke to some of the world's biggest fitness stars to ask them what workout gear, snacks, beauty and grooming products, and gadgets they couldn't live — or exercise — without.

From The Body Coach Joe Wicks to 24-year-old personal trainer Zanna van Dijk, scroll down for a look at exactly what 11 of social media's fittest people are storing in their gym bags.

'The Body Coach' Joe Wicks

Instagram handle:@thebodycoach

Number of followers: 1.8 million.

Bio: Wicks has built a fitness empire on showing people how to get "Lean in 15." The concept is based on 15-minute recipes, which he shares through quick and snappy Instagram videos, as well as 20-minute HIIT (high intensity) workouts.

Must-have gym bag items:

1. A water bottle.

2. A post-workout protein shake. "I make it with water, oats, spinach, whey protein, and blueberries," he told Business Insider.

3. A skipping rope — "so that when I’m travelling I can do HIIT training."

4. A good pair of trainers. "I’ve just got new Nike Metcon Flyknits," he said.



Personal trainer Anna Victoria

Instagram Embed:
http://instagram.com/p/BTorMw7AVQS/embed/
Width: 658px

Instagram handle:@annavictoria

Number of followers: 1.3 million.

Bio: Personal trainer and fitness expert Anna Victoria has gained her loyal following for her 12-week Fit Body Guide programmes — and also by being honest about getting in shape.

Must-have gym bag items:

1. TriggerPoint GRID foam roller.

2. The Wet Brush hair brush.

3. Bumble & Bumble Prêt-à-Powder dry shampoo.

4. Enviro 2.2 gallon water jug. "In pink!"

5. Polar M400 heart rate monitor.

6. Triumph Triaction High Impact sports bra.

7. "Workout of the day from my Fit Body Guide."

8. Sephora Express cleansing wipes to remove makeup.



Fashion designer and lifestyle blogger Natasha Oakley

Instagram handle:@tashoakley

Number of followers: 1.9 million.

Bio: The co-creator of A Bikini A Day and designer for Monday Swimwear and Monday Active, the lifestyle blogger has become known for her passion for fitness.

Must-have gym bag items:

1. AirPod headphones.

2. Phone with Body by Gilles Guide.

3. Bottle of water.

4. Caudalie Grape Water spray.

5. Monday Active Brentwood t-shirt.



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This is Google's plan for an adventurous new UK headquarters with a pool and basketball court (GOOG)

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Google London King's Cross

Google has finally submitted plans for its long overdue UK headquarters in King's Cross, London.

The detailed plans show a Google building with a 3-lane 25 metre swimming pool, a 200 metre rooftop running trail, and a large sports hall with views over London. 

The 11-storey "landscraper" building — described and depicted in a planning application filed to Camden Council— will be Google's first wholly owned and designed Google building outside the US.

Referred to simply as "Building A" in the planning documents, the building has been designed by Olympic Cauldron architects Heatherwick Studios and Bjarke Ingels Group (BIG) around a "natural theme." It's unclear how much the building will cost.

Thomas Heatherwick, founder of Heatherwick Studios, said in a statement that the new building will be made from a "family of interchangable elements" that "ensure the building and its workspace will stay flexible for years to come."

Google hopes to start construction on the new 1 million sq ft building, which will be longer than the Shard is tall, in 2018, according to a press release on the King's Cross development website.

But Google's plans are well-behind schedule. The search giant announced in 2013 that it was planning to build a new UK HQ on the plot that it intends to build this new property on. At the time, it said the HQ would be ready by 2016. However, the initial £1 billion plans drawn up by AHMM were reportedly scrapped by Google cofounder Larry Page for being "too boring". Google then took a lease on 6 Pancras Square — an existing property less than 200m away — and started moving Googler's in last July.

The new building — combined with the current building at 6 Pancras Square and a mysterious third building — will create a Google campus in London with the potential to house 7,000 Google employees and is a clear indicator that the company remains committed to the UK, despite Brexit.

"We are excited to be able to bring our London Googlers together in one campus, with a new purpose-built building that we've developed from the ground up," said Joe Borrett, director of real estate and construction, in a statement. "Our offices and facilities play a key part in shaping the Google culture, which is one of the reasons we are known for being amongst the best places to work in the industry."

Designed to be low-energy and sustainable, the building sits on the northern fringe of Central London in an area that is now being referred to as the "Knowledge Quarter." Institutions such as University College London and the Wellcome Trust have buildings nearby.



The building occupies the majority of a 330 meter stretch of land that runs parallel with train tracks that feed into King's Cross Train Station.



Around 4,500 Googlers would be able to work at the building.



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25 free food days you need to put on your calendar right now

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cinnabon bitesThe INSIDER Summary:

  • Free food is always the best type of food, and some amazing chains special days where they're offering up their goods for free or little charge.
  • On June 2 get a free donut from Dunkin Donuts with a coffee purchase or free Slurpees on July 11 at 7-11.

They say the best things in life are free. This proves especially true when it comes to food. When it comes to the strict college budget and gross meal plan food that we are all too used to real food that is also free comes as a blessing. Sound too good to be true? Check out this guide to all the upcoming free food days that you will want to know about this year. 

April 30th: free chips and guac at Chipotle

BUT, there's a catch: this freebie requires the purchase of an entree as well as participation in a fairly easy game: Spot The Imposer. If you know your Chipotle, this should be a breeze. Plus free guac is huge because, yes, we all know that "guac is extra".



April 18: free Cinnabon bites at Cinnabon

Though solid confirmation was hard to find, rumor has it that each year on Tax Day (April 18th), select Cinnabon locations will be giving out free Cinnabon bites, as they have been doing the past few years. Even though your bank account may be taking a hit on this day, at least this sweet deal will spare your wallet. 



April 18th: free curly fries at Arby's

For the past few years Arby's has been gifting free value sized curly fries each Tax Day. What better way to spend your Tax Day related worries than to destress with greasy food. And what could be better than curly fries?? Free curly fries. 



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The 15 best donut shops in America, ranked

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Dough

It's National Donut Day, so of course you are thinking about where to buy donuts.  

Thankfully, Business Insider has teamed up with city-guide app Foursquare to find the top-rated doughnut shops across America.

Foursquare based its ranking on ratings, as well as the number of times users have either "liked" or "saved" the donut shops.

Keep scrolling to find out if your local donut shop made it to the list.

Emma Rechenberg contributed to an earlier version of this post.

SEE ALSO: Here's where to get free doughnuts on National Doughnut Day

15. Sugar Shack Donuts — Richmond, VA

1001 North Lombardy Street

Check out the artistic beauty in these doughnuts. Every pastry is hand-rolled, hand-cut, and handcrafted at Sugar Shack. 

Too pretty to eat? Nope. But definitely worth an Instagram post. 

 



14. The Holy Donut – Portland, ME

7 Exchange Street

The secret to the Holy Donut's success is its signature ingredient, Maine potatoes – the mashed up vegetable gives the donut a moist texture. If you visit the store, make sure to try out some of its more quirky flavors: Maple Bacon and Chai Glazed. 

 



13. Mr T's Delicate Donut Shop – Modesto, CA

3507 Tully Road

This donut shop is open round the clock but still manages to have queues of people waiting for its gourmet donuts. Prices are reasonable and there is plenty of styles to choose from, including cronuts, their version of the croissant-donut combo. 



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Disturbing photos of the toxic graveyards where your old gadgets go to die

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bit rot project

In 2014, the world produced more than 40 million metric tons of discarded electronic goods, or e-waste, according to a report from the United Nations research arm.

Many of our once-treasured gadgets end up in landfills where young men work in hazardous conditions to sort, recycle, and dispose of them.

Photographer Valentino Bellini documented the world's largest e-waste hubs in his series called The BIT ROT Project, which you can read more about here.

SEE ALSO: Alarming photos of the uninhabited island that's home to 37 million pieces of trash

Every few months, consumers hit the streets with the latest, fastest, smartest, and slickest gadgets in their pockets. But what happens when those shiny new toys go out of style?



Some end up in "e-waste" dumps like this one, in Lahore, Pakistan. In 2014, the world generated 41.8 million metric tons of e-waste, according to United Nations University.

Source: United Nations University

It is believed that less than one-sixth of the e-waste was properly recycled.



In some countries, legislation requires major corporations to collect, recycle, and dispose of e-waste in an environmentally responsible way. But these processes can be expensive.



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Renault's electric supercar was named the most beautiful concept car of the year — here's a closer look

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Renault Trezor

Renault's all-electric supercar, dubbed the Trezor, was recently voted the most beautiful concept car at Concorso d'Eleganza Villa d'Este, which is a prestigious competition for classic cars hosted annually on the shores of Lake Como in Italy.

The event, which took place May 26-May 28, is known for drawing some of the most expensive cars in the world. The Trezor won the top spot for best design in the prototype and concept category. In March, the vehicle was also named the 2016 Concept Car of the Year at the Geneva Motor Show. 

The Trezor, which was originally unveiled in September at the Paris Motor Show, is purely a concept vehicle for now. However, the company said it will inspire design elements in future Renault vehicles. 

Here's a closer look at the impressive supercar:

SEE ALSO: Mercedes created a luxurious $1.7 million yacht that only 10 people in the world will be able to buy

The Trezor is powered by two batteries, one located at the front and one at the rear. This helps give the vehicle equal weight distribution. Each battery also has its own cooling system.



The hexagonal vents on the hood are part of that cooling system. They move up and down as air circulates to give the impression that the car is breathing.



On the left-hand side of the body, there's an analogue gauge that indicates the vehicle’s charge level.



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UBS: There's about to be 'an inflection point' in the electric car market, and these 7 stocks could win big (TSLA)

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Chevrolet Bolt 6

Tesla is often the first company that comes to mind when thinking of electric cars. But, there are a lot of other players set to profit from the growing electric car market.

In a note to investors, UBS breaks down the seven companies set to soar as electric cars grow in popularity. The financial services company said the electric car industry is at an "inflection point" as the cost of ownership for electric cars reaches parity with tradition, internal combustion engines in 2018.

General Motors just released its 2017 Chevy Bolt, an affordable electric car marketed to the masses. The Bolt beat Tesla's Model 3 to market, as the electric car company plans to start shipping its affordable sedan later this year or early next.

GM is just one example of a company primed for launch. Read below to find out who else UBS analysts think are good bets, including a target price and an expected P/E multiple for each company.

Maxim Integrated Products (MXIM)

Sector: Semis

Current Price: $48.34

Target Price: $48.00 

Expected 2018 P/E: 20x

Click here for a live chart.



Albemarle (ALB)

Sector: Chemicals

Current Price: $113.44

Target Price: $112.00

Expected 2018 P/E: 22x

Click here for a live chart...



Lear Corporation (LEA)

Sector: Auto Supplies

Current Price: $150.92

Target Price: $158.00

Expected 2018 P/E: 9x

Click here for a live chart...



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12 American companies that are no longer American

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Made in America

At one time, there was nothing more American than sipping on an ice cold Bud or biting into a Whopper burger. But those days are gone. 

Times have changed and some of America's most famous brands have fallen into foreign hands. 

We put together a list of the most surprising and popular consumer companies that are no longer able to truly call themselves American. 

Take a look below:

Budweiser

Current owner: Anheuser-Busch InBev, Belgian brewers

Don’t be fooled by Budweiser’s re-brand. The cans may say “America” on them, but this beer is now owned by a Belgian company.

Budweiser beer dates back to the 1880s when a German, Adolphus Busch, moved to St. Louis and married the daughter of a local brewer, Eberhard Anheuser. The two became partners, but Busch eventually took over the business and created the light, crisp lager we have today and his brewery became the nation’s largest producer.

In 2008, August Busch IV sold the company to Belgium beer conglomerate InBev for $52 billion.



Ben & Jerrys

Current owner: Unilever, Dutch-British consumer goods company

America’s iconic ice cream brand Ben & Jerry’s was started by best friends Ben Cohen and Jerry Greenfield after they purchased an old gas station and turned it into a scoop shop in 1978.

In 2000, the brand was bought by multinational consumer goods company Unilever, for $326 million.



Burger King

Current owner: Restaurant Brands International, Canadian fast food company

In 1954 James McLamore and David Edgerton opened a small hamburger shop called "Insta Burger King" in Miami, selling 18-cent hamburgers and milkshakes. Three years later, they dropped the "Insta," added a gas grill, and created the signature "Whopper" burger.

In 1967, the duo sold the chain to the Pillsbury Company and it became the second-largest burger chain in the US after McDonald's. In the decades that followed, the chain changed hands several times after a series of mergers and acquisitions with its parent company, before going public in 2006. In 2010 it was sold to private equity firm 3G Capital and went back to being privately owned.

Today, it's part of Restaurant Brands International, a Canadian fast food company that was formed when Burger King merged with Canadian coffee and donuts chain, Tim Horton’s. It is still backed by 3G Capital.



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15 times you're perfectly positioned to ask for a raise

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Many employees dread asking for a raise, even if they deserve it. Knowing when you're in a perfect situation for salary negotiation can take the edge off, however.

"Negotiating a pay raise is about timing, belief in oneself, and ability to articulate and support the case for a pay raise," said Andrew Snyder, a psychotherapist and executive coach.

GOBankingRates spoke to a number of career experts about scenarios where the employee may have the upper hand in asking for a raise.

Learn the tips and tactics for negotiating a better salary.

SEE ALSO: The 5 best fields for recent grads to find a job right now

1. The market rate for your job is higher than you're being paid

You've done your homework on the pay rate for your position and realize you're underpaid. You can use the compensation rates to your advantage when you choose to have the pay discussion with your boss. Just make sure you're comparing apples to apples.

"When evaluating compensation, it is not just about money," said Kathy Downs, a vice president at Robert Half Finance & Accounting. "How much vacation time do you have? Do you have flexibility as a valued employee that you may not enjoy with another employer? What is your potential upward mobility over the next couple of years? Make sure you're looking at the full package."

Of course, just because the market rate for your position is higher than you are being paid doesn't mean you're going to immediately get a raise or that your employer can afford to pay you more. In that situation, it might be better to move to a city with more opportunities.



2. You've taken on additional job responsibilities

Have your job duties expanded substantially? Is your to-do list longer than your monthly grocery list? If so, it might be time to speak up.

"When you're asked to take on responsibilities not in your original job description or you're supervising more people, these can be good times to ask for a higher salary," said Downs.

Of course, it all depends how well you are doing at these added responsibilities. Even though this might add merit for a raise, Downs cautioned there is a balance between taking on additional tasks and gaining critical skills through your employment. You might want to tread lightly if you're learning invaluable lessons that give your resume a boost.

Furthermore, your boss might intentionally give you a more dynamic workload to gauge your ability to handle it when considering a raise or promotion.

The meeting to discuss your performance is happening whether you like it or not. If you know you're in good standing, it would be an ideal time to have the raise discussion, according to Mike McRitchie, a career coach, resume writer and business strategist.It should be quite easy to strike up the discussion if your boss is already raving about your work. You can easily pivot off a notable accomplishment that she brings up.Come prepared, however. Maybe your boss has never said a nice thing about anyone. McRitchie recommends logging your accomplishments over the year and have the information on hand at the meeting.If it's your first review with the company, he advises asking the manager ahead of time how the review meetings are typically handled. You can also ask trusted coworkers for an inside scoop so you're best prepared.



3. Your annual review is coming up

You've been hunting to see what other jobs are available, and there's an offer letter with your name on it. This can be your ticket for obtaining a raise, if you wish to stick around.

"Typically, this turns into your current company manager asking what it would take for you to stay and not take the other job offer," said McRitchie.

Of course, this will only happen if you are in fact a performer and valued employee. Or, if the offer you're getting is way beyond what your current company can afford to offer you, then they might just wish you the best, McRitchie said. It would be smart to prepare for both scenarios, and prepare your finances for a potential job change.



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The 34 most exciting TV shows this summer you need to see

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marvels the defenders netflix

There isn't a moment to breathe between the ending of the spring television season and the beginning of the summer one. We've never asked for year-round programming, but here it is.

Summer used to be a time when fans could catch up on shows they missed via reruns, but we have streaming-TV services and On Demand for that.

It also used to be a time when networks aired shows that wouldn't have a chance during the proper fall/spring schedules, but now summer shows are getting big ratings and netting awards (see: "Mr. Robot," which has actually graduated to the fall season).

From "Marvel's The Defenders" to "South Park," these are the coolest picks for the hot months.

Here are the 34 new and returning summer shows we're most excited about:

SEE ALSO: The 18 most exciting new TV shows you'll want to watch

DON'T MISS: The 20 most-watched TV show finales of all time, ranked

"House of Cards" season five (NBC), currently streaming.

The extreme lengths to which Frank Underwood (Kevin Spacey) will go to hold on to the White House always made for riveting television. But now the show has to contend with President Donald Trump. It will be interesting to see how its drama stands up to reality.



"The Carmichael Show" season three (NBC), airing Wednesdays at 9 p.m.

A critical darling, "The Carmichael Show" has been slow to catch on with viewers. It's a must-see for the frank comedy and some real focus on tough issues.



"Long Strange Trip" (Amazon), premieres Friday, June 2

This six-part documentary series will be the trip every Grateful Dead fan will want to take. Executive produced by Martin Scorsese, the series takes a deep look into what drove the band to great musical heights and how they held on to that for more than three decades.

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An engineering student with no close girlfriends asked her guy friends to be her bridesmaids — and the photos are delightful

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bridesmaids primping

The INSIDER Summary:

  • Rebecca Sinohara is a computer engineering student whose closest friends are all men.
  • For her wedding day, she asked her five best friends, all male, to be her bridesmaids.
  • They did a hilarious photoshoot with the guys primping in pink robes.


Rebecca Sinohara didn't have any close female friends to serve as bridesmaids on her big day. As one of four women in her class of computer engineers, all of her best friends are men.

But who says men can't be bridesmaids?

Photographer Fernando Duque helped Sinohara stage a hilariously unconventional photoshoot with her bridal party, and the photos have been shared more than 50,000 times on Facebook.

"When the bride doesn't have any girlfriends, it's time to call her bros," she captioned the photo album.

Rebecca Sinohara is a computer engineering student from Itajubá, Brazil.



She's one of four women in her class of 60.



When it came time to choose bridesmaids for her wedding, she didn't have any close female friends to ask.



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The best credit card rewards and bonuses

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The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

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The Insider Pick:

  • Credit cards with good rewards programs and great sign-up bonuses make it easier than ever to rack up a lot of points and use them to travel in style. These are the best credit card rewards programs and sign-up bonuses that are available now.

Last summer’s launch of the Sapphire Reserve credit card by J.P. Morgan Chase stirred up a frenzy usually reserved for the newest iPhone. Millennials and Gen X-ers jumped into the once-obscure world of credit card rewards and bonuses, drawn by Chase’s introductory offer of 100,000 bonus points if you spent $4,000 in your first three months of card membership.

Now that the big bonus is gone and many of the points likely spent, what’s the next move for someone seeking to boost their stock of credit card points and frequent flyer miles? Here are some of the top credit card sign-up bonuses still available.

But first, a word of warning: Credit cards play a big role in maintaining a healthy credit profile and score. Make sure you’re aware of the impact that opening a new card can have, especially if you’re planning to apply for a mortgage or finance a major purchase anytime soon.

It’s also important to practice financial discipline when targeting credit card rewards — paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay is the best course of action. After all, interest and late charges can cancel out the value you get from your rewards.

The Chase Sapphire Reserve card, the Chase Sapphire Preferred card, the Chase Unlimited Freedom card, the American Express Platinum card, the American Express Preferred Rewards Gold card, the Capital One Venture Rewards card, and various airline rewards credit cards offer the best rewards. 

SEE ALSO: 8 of the best wallets you can buy for under $30 right now

Chase Sapphire Reserve

Why you'll love it: The Chase Sapphire Reserve Credit Card makes it easy to earn rewards for travel and more with a great sign-up bonus.

Sign-up Bonus: 50,000 points (after spending $4,000 in the first three months)

The huge introductory bonus might have made way for a smaller incentive, but the Chase Sapphire Reserve is still a great card to keep in your wallet. Earning three times Ultimate Rewards points per dollar spent on dining and any travel, and one point per dollar on everything else, the Sapphire Reserve earns points quickly through your everyday spending, and it comes with a slew of perks. 

Points are worth 1.5¢ each towards travel booked through Chase, but can also be transferred to a number of frequent flyer and hotel loyalty programs. Benefits include access to airport lounges through the Priority Pass network, trip delay coverage, purchase protection, a Global Entry or TSA PreCheck credit, and car rental primary coverage.

However, while the airport lounge access can be great, most Priority Pass lounges are in international terminals, which isn't helpful when you're flying domestically.

The annual fee is a hefty $450, but that’s offset by a $300 travel credit each year, good for things like taxis, subway fare, parking, tolls, and flights.

There aren’t many downsides to this card. Chase has invested heavily in making the Ultimate Rewards program competitive. Booking flights by transferring points to frequent flyer partners is generally more lucrative — that’s usually how people use points to fly in first and business class — but it can be complicated because you have to decipher award charts, find availability, and work around complicated airline rules. 

However, because the Sapphire Reserve allows you to get 1.5¢ for each point, if you use them to book travel through Chase’s online or phone travel agent, there’s a simpler and still-valuable option. 

Pros: Solid sign-up bonus, easy to earn points, points work with frequent flier and hotel loyalty programs, good airport benefits

Cons: High annual fee, Priority Pass lounges are typically in international terminals 

Sign up for a Chase Sapphire Reserve Credit Card now



Chase Sapphire Preferred

Why you'll love it: The Chase Sapphire Preferred Credit Card has a lower annual fee than the Reserve card and it's easy to rack up points.

Sign-up Bonus: 50,000 points (after spending $4,000 in the first three months)

The Reserve’s older sibling, the Sapphire Preferred offers a number of similar features and an identical sign-up bonus for a lower annual fee. The card earns 2 times the Ultimate Rewards points instead of the Reserve’s 3 times the points on dining and travel, and one times the points on everything else.

Points are worth a lower 1.25¢ on travel booked through Chase, but can still be transferred to frequent flyer and hotel loyalty programs. There’s no annual travel credit, but there’s still car rental primary coverage, as well as slightly less-generous trip delay coverage and purchase protection. The annual fee is a more manageable $95, which is waived the first year.

The Sapphire Preferred was the all-around best card for a long time, but the Reserve has changed the landscape. The Preferred earns fewer points on bonus spending categories than the Reserve, and the value of the points on travel booked through Chase is less. The no-hassle travel credit on the Reserve makes the annual fee on that card effectively $150 (accounting for the $300 you get back through the credit), so — depending on your spending habits — it can be worth paying more up front for the Reserve.

Pros: Good sign-up bonus, transferable points, travel perks, lower annual fee than Sapphire Reserve card

Cons: Lower point value, no annual travel credit, no as good as Sapphire Reserve

Sign up for a Chase Sapphire Preferred Credit Card now 



Chase Freedom Unlimited

Why you'll love it: The Chase Unlimited Freedom Credit Card helps you earn points for normal purchases and get cash back with no annual fee.

Sign-up Bonus: 15,000 points/$150 (after spending $500 in the first three months)

If you already have the Sapphire Reserve and are saving your points for something, the Freedom Unlimited can give your balance a nice boost. While Chase markets the card as “cash back,” it actually earns Ultimate Rewards points that you can redeem for cash (1 point = 1¢). 

If you have a premium card like the Sapphire Reserve, you can pool your points from the two cards. The Freedom Unlimited earns 1.5 points per dollar spent, so paired with a Sapphire Reserve, it’s a great card to use for purchases that aren’t made on travel expenses or dining. 

Best of all, the card has no annual fee and often has zero percent APR for the first 15 months on purchases and balance transfers.

The Chase Freedom Unlimited is a fantastic all-around card. However, to get the most value when it’s time to spend your points, you need the Sapphire Reserve or Preferred card, too, so you can pool your points. Otherwise, points are only worth 1¢ each no matter how you use them and they can’t be transferred to airline or hotel partners.

Pros: Decent sign-up bonus, earn points on regular purchases, no annual fee, zero percent APR for first 15 months

Cons: One point only equals one cent for cash back

Sign up for a Chase Unlimited Freedom Credit Card now



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How the Walmart shareholders meeting went from a few guys in a coffee shop to a 14,000-person, star-studded celebration (WMT)

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There's nothing that comes close to the Walmart Shareholders Meeting, a 14,000-person celebration of all things Walmart held ahead of every summer.

Sure, Warren Buffett and Charlie Munger throw down every year with more than twice as many people at the annual Berkshire Hathaway Shareholders Meeting, but that event doesn't come close to matching the energy at Walmart's, and Buffett didn't invite pop stars Gwen Stefani and Blake Shelton to host this year's meeting, as Walmart did on Friday.

And though the Walmart Shareholders Meeting is always held on a Friday, it is a much bigger party for the employees, who arrive on Tuesday, for four days of events.

But before Walmart was the world's biggest retailer, it was an Arkansas company struggling to earn respect on Wall Street and compete in an industry dominated by Kmart.

When founder Sam Walton held his first shareholders meeting in 1970 (when its stock was trading around $15), he presided over five other people at a coffee shop table. With the help of Walmart's lead historian Alan Dranow and Walton's posthumously published memoir from 1992, "Sam Walton: Made In America," we took a look at how the Walmart Shareholders Meeting went from that to the spectacle it is today.

SEE ALSO: Here's what it's like to attend Walmart's 14,000-person shareholders meeting, a 3-day extravaganza

After that initial coffee shop meeting in 1970, Walton's financial consultant Mike Smith convinced him he needed to throw an actual event.

The first attempt was an utter failure — exactly zero people showed up for the 1971 meeting, held in a motel in Little Rock. Walton and Smith decided they should invite analysts and major shareholders to Walmart's home turf of Bentonville to show them how Walmart did business, and pay for their flights and accommodations.

It worked, but the meetings throughout the '70s were still low key, and several were held in the Bentonville High School auditorium.



For the third year of being a public company, Walton decided to start holding picnics following the meetings.

Walton wrote in his book that it took some time for New York financiers to get used to Walmart's heartland approach to doing things. "I remember one lady wore a formal gown to one of the dinners," he wrote. "It got quite a few curious looks."

Employees — or associates, as they're known at Walmart — took on an increasingly important role at the meetings in the '80s.



Walton grew up in Oklahoma and raised his family in Arkansas, and they were all fans of the outdoors. He held his first 'float trip' on canoes with analysts in 1976.

One year the float trip was followed with some camping.

"The wildest event I remember was when we all went camping overnight in tents on the banks of Sugar Creek," Walton wrote. "That was a real fiasco. Remember now, these are a bunch of investment analysts from the big cities. Well, a coyote started howling, and hoot owls hooting, and half of these analysts stayed up all night around the campfire because they couldn't sleep. We decided it wasn't the best idea to try something like this with folks who weren't accustomed to camping on the rocks in sleeping bags."



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11 things you should never throw away

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Decluttering your life is always a good idea. By paring down the stuff you own to the essentials, you can clean out the junk and focus on what's important.

But it's also easy to get overzealous. what, for example, should you not throw away?

One way to think about living a minimalist lifestyle is to buy high quality versions of the objects you need, and then throw out everything else. So after going through one big purge, the items you own will last a long time, and you'll never have to throw them out. Buy high quality boots and a winter coat, and you'll never have to think about buying those things again.

Here are 11 things you should never throw out.

A knife

A bad kitchen knife dulls quickly and makes cooking frustrating. A good one — with a good sharpening every once in awhile — can last a generation. According to Anthony Bourdain, you need only one knife in your life, anyway. Throw out all of your bad knives and buy a really good one instead.

Wüsthof Classic Ikon 8-inch cook's knife, $160



A slow cooker

Slow cookers all pretty much work the same way. You put your ingredients in, and they cook really slowly. You can set a timer to adjust the temperature or turn it off based on a schedule you want.

Perhaps because of their straightforwardness, they all tend to last a really, really long time. Like, years longer than any other kitchen gadget. And if you use parchment paper to protect the inside of the pot, you won't have to worry about the metal being scratched.

Cuisinart 3-In-1 Cook Central 6-Quart Multi-Cooker, $110



A blender

The other kitchen appliances that tends to last forever is the blender. Some work better than others for different purposes — some excel as doubling as food processors, or pureeing, for example— but you can safely buy one and expect it to last for decades.



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