Many American students are gearing up for their first day back to school.

While the start of the school year differs by country, the first day back is normally a big day no matter where you're from. It's usually marked by excitement — or perhaps some dread if you don't want to give up your vacation — and a bit of fanfare.

Take a look below to see the first day of school in 12 countries around the world.

Belarus: Students perform during an event for the first day of school in Minsk.

France: Kids enter the primary school Jules Ferry in Fontenay-sous-Bois, near Paris.

Gaza Strip: Palestinian children sit inside a classroom on the first day of school at al-Shafi'i school in Gaza City.

A few apps have been able to keep the top spots with one of the most sought after demographic right now: Gen Z.

For anyone building an app, marketing to Gen Z is one of the hardest things to do and requires a lot of experimentation, strategy, and overall close understanding of the demographic as a whole.

Let’s take a look at 5 of the most popular apps that Gen Z has been quick to take and willing to keep on their phone in 2017.

I’ll be skipping over the obvious apps such as Snapchat, Instagram, and YouTube, as those are to be expected.

Instead, I'll dig into some of the other unique apps that have recently become must-haves.

1. Bitmoji

The app started out as a simple concept of allowing people to create digital avatars of themselves and add different clothing, different accessories, and share those avatars to extend upon the already popular emojis. Bitmoji continues to offer constant updates to the wardrobe the avatars can have.

The company was acquired by Snapchat and is now well-integrated into the platform. At this point, there’s no chance you can miss it. Even profile pictures on Snapchat are set to show someone’s Bitmoji character by default. The app’s consistent stream of fun and integration with one of the biggest Gen Z apps out there continues to make it a hit and keep it high up on the app store.

2. GroupMe

Group chats are hands-down one of the most popular ways to communicate with friends today. GroupMe has come out on top as one of the top apps today for group chat.

Its largest differentiator from iMessage is its ability to create massive groups of people. It also has a relatively organized interface in comparison to other apps. It brings extra features such as polls, a group gallery, a group calendar, and the ability to like posts, all of which help make it stand out from the rest and continue to dominate the demographic.

3. musical.ly

This app, on its own, stands out as a unique app in comparison to some of the major social networking apps on the app store.

The app has continuous explosive growth, offering a simple way to create videos and the ability to add popular music to a video as well. This level of appeal is just right for a generation interested in knowing about the mainstream and always consuming content on their phones.

HSBC released its list of US stocks with the highest exposure to emerging markets.

The companies on the list have an average exposure of 65% of total revenues and the entire list has outperformed the broader US market by 20%. Much of that performance is driven by the fact that many of these stocks are from the IT sector.

The list includes many semiconductor companies such as Texas Instruments and Qualcomm, along with companies from the consumer services, utilities, and software sectors.

Here is HSBC's US stocks with the highest exposure to emerging markets.

Las Vegas Sands

Ticker:LVS

Industry Group: Consumer services

Emerging Market %: 58

Domestic Market %: 42

Miscellaneous %: 0

Source: MSCI, Thomson Reuters Datastream, HSBC

Philip Morris International

Ticker:PM

Industry Group: Food, beverage, and tobacco

Emerging Market %: 59

Domestic Market %: 31

Miscellaneous %: 11

Source: MSCI, Thomson Reuters Datastream, HSBC

Microchip Technology Inc.

Ticker:MCHP

Industry Group: Semiconductors and semiconductor equipment

Emerging Market %: 59

Domestic Market %: 41

Miscellaneous %: 0

Source: MSCI, Thomson Reuters Datastream, HSBC

It has been one year since the 2016 Rio Summer Olympics, two weeks that included numerous world records and famous green diving pools.

While most of the focus has now turned to abandoned venues and costs that have now reached $13 billion, it is easy to forget just how great the games were and the best way to recall the games is through the amazing photography.

The photos from every sport were terrific, and they captured the emotion, energy, and athleticism of the Games. That Rio is one of the most photogenic cities in the world helped, too. 

Below are some of our favorite photos from the Olympics. 

Enjoy!

Emmett Knowlton contributed to this post.

It's too easy for Usain Bolt.

Neymar after winning gold for the host nation.

An Australian archer takes aim with a Rio favela in the background.

A white nationalist rally in Charlottesville, Virginia, turned deadly on Saturday after a driver plowed into a crowd of counter-protesters, killing a 32-year-old woman and injuring many others.

Later that afternoon, two Virginia state police officers died in a helicopter crash that officials said was linked to the protests, although they did not clarify the connection.

The chaos originally began Friday evening at a “Unite the Right” rally called by white nationalists in response to a plan to remove a statue of Confederate general Robert E. Lee from a park in Charlottesville. 

The rally prompted counter-protests that continued throughout Saturday, ultimately ending in bloodshed after a driver rammed his car into pedestrians. Charlottesville Police Chief Al Thomas said the driver has been arrested and police are treating the incident as a criminal homicide investigation.

Here's how the day unfolded:

SEE ALSO: 3 dead following white nationalist rally in Charlottesville, Virginia

Hundreds of white nationalists, neo-Nazis, and members of the 'alt-right' began marching on Saturday.

After clashes with anti-fascist protesters and police, the rally was declared an unlawful gathering and people were forced out of Lee Park, where a statue of Confederate General Robert E. Lee is slated to be removed.

White nationalist Richard Spencer was among those who attended and clashed with police.

Europe's police agency has announced a new list of its most wanted fugitives, in the hope of flushing them out over the summer holidays.

Europol, an umbrella body which coordinates various police forces around the continent, named 21 runaways accused of crimes ranging from child sex offence and murder to armed robbery.

The men were chosen from the agency's larger "EU most wanted" list, which currently features 66 people.

Europol wrote a mocking vacation "postcard" to each man, expressing how eager they are to see them again after so long.

Business Insider analysed the entries and selected the 10 of most serious charge sheets on the list:

AUSTRIA: Murder suspect who escaped custody on a motorbike.

Tibor Foco, 61, a former motorbike racing champion, has been on the run for 22 years. His mugshot is a computer-enhanced image which attempts to show how he may have aged since escaping.

He was convicted in the mid-1980s for murdering a prostitute, whom he allegedly shot in the head with a revolver, according to Interpol. He served almost a decade in prison for the crime.

Foco's case was reopened, and during that time he was allowed to visit the University of Linz to study. During one visit he escaped, apparently with help. Police say a rented motorbike, a change of clothes, and food had been left for him in a toilet block.

Austrian authorities are offering a €2,900 reward (£2,600 / $3,400) for information leading to his capture.

ITALY: Neapolitan gangster who started a blood feud.

Marco di Lauro, 37, is part of the Camorra crime syndicate in Naples.

He is wanted on a slew of Mafia-like charges, including murder, arson, drugs trafficking, racketeering, and extortion.

Europol said he help start a bloody gang war with a rival organisation in the early 2000s, which became known as the "secondigliano feud."

He has been on Italy's most wanted list since 2005. He has been sentenced to at least 11 years in prison.

SWEDEN: Neo-Nazi murder suspect.

Simon Rolf Arnamo, 26, a neo-Nazi, is wanted over a murder in 2012.

His alleged victim, Joakim Karlsson, was found stabbed to death outside a supermarket in Stockholm, according to the Swedish Expressen newspaper.

Europol says he is a member of far-right group The Swedish Resistance Movement.

One person, a 17-year-old, was sentenced over the killing in 2013, but Arnamo has managed to stay one step ahead of the authorities.

In the summer of 2016, I decided to build my own computer — specifically one that can handle running high-resolution video games.

I could've just bought a ready-made PC from Asus or Alienware, two of the most well-known gaming PC brands. But I like the idea of choosing the parts that go into my computer so I know exactly how much they cost and I can pick them based on my personal preferences and needs.

Plus, building your own computer is actually easier than most people might think, and it's incredibly fulfilling and satisfying, too! All you need is the parts and a screwdriver.

I should note that this particular PC cost me a lot of money, as I needed powerful parts to play games smoothly at the sharp 1440p resolution, which is sharper than 1080p. But you can build a fantastic gaming PC for starting from around $400 if you plan on gaming on a 1080p monitor. 

More recently, I also decided to switch up the look of my PC pretty dramatically, which you'll see at the end. 

Here's how I built my very own high-end gaming PC, and how you can do it too.

SEE ALSO: 12 reasons why gaming on a PC is better than game consoles

See that big white case on the left? I'm going to put all these labeled parts into that case to make a super-powerful computer that will play video games in the 1440p resolution.

In case you want to build a PC exactly like mine, I'll list each component as they come up. There's also a full list of everything I used at the very bottom of this story.

This is the motherboard, which acts as the host to most of the parts.

This is the Gigabyte G1 Gaming GA-Z170X 7 motherboard — you can buy it here. It's specifically designed for gaming, as it has some extra features that gamers will appreciate, like better internet performance. Gaming motherboards are also often built at a higher quality than regular motherboards, which means they're often more expensive, too. 

To be honest, gaming motherboards are overkill for most gamers, including myself. However, I chose a gaming motherboard because I went for quality over value with this build.

I started by installing the CPU (the square thing I'm holding) into the motherboard. It's probably the easiest part of the whole build.

The CPU is the brain of a computer, as it's coordinating pretty much everything that's going on in the computer.

I bought the Intel Core i7 6700K processor — you can buy it here. It's one of the most powerful CPUs you can get at the moment and it's total overkill for today's gaming needs, as you can run games pretty smoothly with older and less powerful CPUs.

However, I'm planning to make this computer last a long, long time, so I wanted to future-proof it as much as I could with a powerful CPU that'll exceed specifications for several years.

We all have annoying habits, and travel tends to bring out the worst in people.

If you have any sympathy for your flight attendants, who, day in and day out, are privy to some of the most extreme human behavior, you'd make an effort to do better.

The first step is knowing just what you're doing wrong.

Luckily for you, we asked flight attendants everywhere to share the annoying things they wish passengers would stop doing, and more than 60 were happy to chime in.

Here are 25 things you may not have even known you were doing wrong, and one thing you can probably stop worrying about:

DON'T MISS: Flight attendants share 25 things they'd love to tell passengers but can't

SEE ALSO: Flight attendants share 13 of their favorite travel hacks

Hogging the overhead bins

"Put the suitcases in the overhead and put your small bags underneath the seat in front so we don't have to run out of space and have to check bags."

Not saying hello

"I wish passengers would acknowledge the crew when they board."

Poor timing

"Stop trying to hand us trash on the beverage cart or asking us to take your trash while we're handing out food."

Alfred Hitchcock is more than just the master of suspense.

Throughout his career, the legendary director transformed cinema as we know it today through his unique visual eye, masterful storytelling, and incredible showmanship.

In celebration of his birthday on Sunday, we look back on his most memorable works — ranging from the crowd-pleasing "Psycho" to a movie regarded as one of the best ever made, "Vertigo."

Here are the 13 Alfred Hitchcock movies you need to watch in your lifetime:

SEE ALSO: How a guy who injected PEDs to see the effects scored a Netflix deal and uncovered the biggest doping scandal in Olympics history

1. "The Birds" (1963)

Hitchcock uses the attack of birds on a small Northern California town to highlight the madness that overcomes people when thrust into extraordinary situations. Made three years after the hit "Psycho," and in the midst of the TV show "Alfred Hitchcock Presents," this is the high watermark of Hitchcock's prominence in popular culture in his lifetime.

2. "Dial M for Murder" (1954)

Perhaps the most famous "Hitchcock blonde," Grace Kelly stars in this crime thriller about a man who attempts to kill his wife after learning she's had an affair. And things get very complex from there.

3. "North by Northwest" (1959)

Another favorite of Hitchcock's, Cary Grant plays a New York advertising executive who is mistaken for a government agent and finds himself on a cross-country chase from police, and bad guys, to clear his name. The movie features the iconic plane-chasing-Grant shot, and the thrilling conclusion on Mt. Rushmore.

Photographer Carolyn Jones has a new respect for nurses after conducting more than 100 interviews with the medical professionals.

"They see us holistically and with an intimacy that few other people ever will," she told Business Insider. 

Jones first began to understand the nurses role in healthcare after being diagnosed with breast cancer in 2005.  "I always thought that nurses just take our temperature and blood pressure, or hold our hand and comfort us while we're waiting for the doctor to show up. But I was so wrong," she said.

So when given the opportunity by the health care company Fresenius Kabi to create a project that would celebrate nurses, Jones signed up. Her photographs and on-camera interviews have been collected in "The American Nurse." These images show a new side of the profession.

SEE ALSO: Stunning photos show what it's like inside a Chinese factory that makes American toys

Tonia Faust, Louisiana State Penitentiary, Angola, Louisiana

"Louisiana State Penitentiary is the only maximum security prison that we have in Louisiana. We have the death row that's here, and we have about 5,200 offenders here. In June 2011 they appointed me the as the hospice program coordinator. It's an exceptional program, we are the only accredited Louisiana DOC facility hospice program, and what makes our program so unique is our [inmate] hospice volunteers. [They] go through a 40-hour educational process, body mechanics, assisted daily living activities, and show them through the grief and dying process."

"[Studies] show that our anxiety medications and pain management medications were a lot lower here at the Louisiana State Penitentiary — and we feel that it's because through Warden Cain allowing this [hospice] program, that our patients' anxiety levels are much less because they have someone at their bedside. They're pain management is top priority, to make sure that when they do pass, it's as pain free as possible."

Goldie Baker Huguenel, Interim LSU Public Hospital, New Orleans, Louisiana

"I was born in New Orleans and have always lived here. I am probably the oldest nurse around here."

"[When] Hurricane Katrina hit, [she was] mean. Dealing with Katrina was like dealing with the death of a city. Some things die and never come back. What I remember most about being in the hospital during Katrina was that not one nurse would leave until each and every patient had been evacuated. The patients in the ICU on the twelth floor were carried down on spine boards in the hot, dark, slippery stairwells, and everyone did a hero's job of it. There was no panic, no one screaming to get out or anything like that. It was amazing."

Venus Anderson, Nebraska Medical Center / LifeNet, Omaha, Nebraska

"Four years ago, my father was in a motorcycle accident. He was injured badly...and another flight team [of nurses] went out to get him. He did not survive, he died at the trauma center. And that shook my whole foundation because my father was the most amazing man. When he died, it changed everything. That was the first time, when I came back to work, and everything was personal."

"I use to, when we would go somewhere, I would not want to know a name and make it personal. But after dad died, I made a point to talk to the families before I took their loved ones. I took those two minutes to go out and say 'My name is Venus, I'm going to be flying your husband, brother, mother, wife, to Omaha. This is what I'm going to do, this is how you're going to know we made it ok — I'll call you and let you know how it went.'"

"That's something I never did before. When I would get to the trauma center, I would call the family every time — because the one thing that killed me, when that whole process [with my dad] was going on, was not knowing what was going on with your loved one. It's a piece in transport nursing that gets missed a little bit, because we are so about moving fast — and it's important to move fast, but, before where I may have thought that was a little bit of a waste of time, after that point, it wasn't a waste of time anymore — it was important."

If you live in San Francisco, your Instagram has undoubtedly lit up in Technicolor in recent days. The city is going wild for a new pop-up museum, The Color Factory.

The candy-coated exhibit includes 15 interactive "experiences"— each centered on a different color — spread across two stories and 12,000 square feet. It runs through September, but good luck getting tickets. The Color Factory has sold out for the month of August, and scalpers on Craigslist are selling tickets, originally priced at $32, for as much as $175 a pop.

We stepped into The Color Factory to see what the buzz is about.

SEE ALSO: A preppy apparel startup is defying J. Crew's curse and dominating the millennial market

This is one museum where you won't be publicly shamed for taking photos.

Jordan Ferney, creator of lifestyle blog Oh Happy Day and the brains behind The Color Factory, told Business Insider that everything from the lighting temperature to the high-end cameras placed strategically across the exhibition, was conceived with Instagrammers in mind.

It comes on the heels of the Museum of Ice Cream, a pop-up exhibition that started in New York and spread to the West Coast over the summer. It sparked its own social-media mania.

We descended the rainbow-clad staircase and prepared to enter a world of color.

First, we registered with The Color Factory and received our polka-dotted ID cards. We could use the cards to active the cameras scattered throughout.

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships so we may get a share of the revenue from your purchase.

Now that it's the beginning of August, back-to-school and dorm shopping is really starting to kick up, and retailers know this.

Many retailers now offer dedicated college sections on their websites, making it easy to shop for everything on your list in one organized place. You'll find good deals on everything from bedding to home decor now through September as the excited members of the Class of 2021 get ready for the big move-in day. 

Having gone through the stressful process of packing and moving in ourselves, we've collected the best sites to shop for your dorm room essentials. It may be tempting to fall back on Amazon for its convenience, familiarity, and low prices (which is why we still included it in our list), but what these other retailers offer that Amazon can't are curated guides, inspiration, and school packing lists. On top of that, their deals often rival Amazon's. 

SEE ALSO: 14 ways to make your dorm room more comfortable

Target

Target's dedicated Back to College section contains products across all categories, at the affordable prices you can expect from the discount retailer.

Here are the pages you shouldn't pass up: 

• NCAA Fan Shop: Show your school pride with apparel you can't find at the campus store.
• Casper exclusives: Shop quality sleep products from the Internet's favorite mattress brand.
• Dorm room ideas: Let Target do the work for you with its curated guides.

Here are some of the best deals and our favorite products from Target's Back to College section: 

• Household essentials: Spend $50 on essentials like laundry detergent, cleaning supplies, and air fresheners, and save $15 when you use the code CLEAN.
• Bed and bath: Save up to 25% on bedding sets, comforters, bath towels, shower curtains, and more.
• Keurig K50 Coffee Maker, $69.99 (originally $109.99)[You save $40] 
• Whirlpool 3.1 cu. ft. Mini Refrigerator, $129.99 (originally $199.99)[You save $70]
• Sunbeam 2-Slice Toaster, $14.99 (originally $19.99) [You save $5] 
• 6-Cube Organizer Shelf, $34.99 
• Room Essentials Mesh Shower Caddy, $7.99 

PBteen

The home furnishing store's Dorm Room brand combines Pottery Barn quality with young and fresh designs. 

Here are the pages you shouldn't pass up: 

• PBDorm Ship-to-Store: Make the move easier by picking up your online order at a PBteen, Pottery Barn Kids, Party Barn and Williams-Sonoma near your campus.
• Dorm Lookbook: Get room inspiration for different themes and colors.
• Monogram Shop: Add a personal touch like your name or Greek letters to your belongings.
• No Nails Decor: Save the hassle of using pins to decorate your space. 

Here are some of the best deals and our favorite products from PBteen's Dorm Room section: 

• Student discount: Enter your .edu address to get 15% off your order. 
• Bundle and save: Cross multiple things off your list at once by buying sets (Ultimate Closet Storage Set, Feather Scallop Value Comforter Set, Travel Beauty Set)
• No Nails Fabric Wall Organizer, $39
• Superstudy Lapdesk, $39
• Emily + Merritt Shell Mirror, $159

Dormify

Dormify, as the name suggests, is a site dedicated to dorm room and small space decor. It makes functional, trend-driven products with the dorm room in mind. 

Here are the pages you shouldn't pass up: 

• College Planning Guide 2017: Start here and move from inspiration to shopping to move-in, picking up tips and tricks along the way. 
• Get a Free Design Plan: Browse pre-styled sets or customize your own look. 
• Bedding Basics Guide: Get all your bedding questions answered here before you begin shopping. 

Here are some of the best deals and our favorite products from Dormify: 

• Sale section: Find shams for as low as $5, bed skirts for $10, and pillowcase sets for $17.
• Jewelry Wall Organizer, $15
• Pinwheel Duvet Cover and Sham Set (Twin XL), $42 (originally $99)[You save $57]
• Venice Hand Woven Tassel Accent Rug, $29
• Ombre Knit Throw, $49
• Kate Spade Acrylic Desk Collection, price varies based on how you customize

No one knows for sure what the next decade, century, or millennium will look like.

But many writers have imagined the future in their work, inviting us to travel through time.

We asked Lynn Lobash, manager of the New York Public Library's Reader Services department, to recommend the books about the future that everyone should read.

Here are 11, and you can see more recommendations at the NYPL's site.

SEE ALSO: 15 books that will change the way you understand human behavior

"Children of the New World: Stories" by Alexander Weinstein

This novel features 13 short stories that imagine what the future could look like.

Much like the Netflix series "Black Mirror," the narratives are a bit unnerving, and include social media implants, memory manufacturers, immersive virtual reality games, and human-like robots.

Buy the book here »

"The Handmaid's Tale" by Margaret Atwood

"The Handmaid's Tale" is set in a dystopian future where an oppressive and religious organization takes over the US government. Young women are kidnapped, removed of their identities, and forced to bear children who are taken from them.

The story, published in 1985, touches on modern themes, like feminism, moral relativism, sexuality, and the manipulation of power. It was also recently adapted into a popular Hulu show.

Buy the book here »

"The Sixth Extinction: An Unnatural History" by Elizabeth Kolbert

Combining science and history, Kolbert highlights humans' impact on the environment in this Pulitzer Prize-winning book published in 2014.

By burning fossil fuels, we are impacting the atmosphere, oceans, and climate, forcing millions of species into extinction, she says. Kolbert combines vivid descriptions of natural wonders, like the Great Barrier Reef, and wild experiences, like venturing into a bat cave, to explain Earth's present and possible future.

Buy the book here »

On of the biggest challenges for Scott Beiser, the CEO of $2.4 billion boutique global investment bank Houlihan Lokey, is making sure the company's employees stay engaged and energized. 

The firm — which specializes in corporate finance business, restructuring, and financial advisory services — has grown significantly since it went public two years ago, boosting revenue from $681 million in fiscal 2015 to $872 in fiscal 2017.

That growth means Beiser, who has been at the firm 33 years, has more employees to retain and keep engaged, but also more opportunities for recruiting young Wall Street talent. 

So what does Beiser want from fresh college graduates? 

Business Insider recently sat down with Beiser, who highlighted three key elements that he looks for when hiring young investment bankers.

Responses have been edited and condensed for length and clarity. 

SEE ALSO: The CEO of a $2.4 billion investment bank explains what really keeps him up at night

1. You have to love finance — it has to be in your blood.

Talent and ambition can take you far, even if you're not in the perfect job. But if you don't truly live and breathe investment banking, there may be a ceiling on how far you can go.

"One, they have to actually want to at some level enjoy or love finance. It is what we do," Beiser said. "Whether it's you need to read the FT or the Journal or you need to want to care what's going on in the news, that just has to be part of your DNA and blood."

2. Data and computer wizardry are great. But can you articulate?

Being a whiz with Microsoft Excel can't hurt. But you won't last long in the world of investment banking if you don't know how to talk to people. 

Here's Beiser:

"Two, you need to have some level of presence. There are a lot of people we can hire that have much higher IQs than myself and other people and just brilliant people coming out of schools, and they're great behind the computers and they can do spreadsheets and analyst things all day long. But at the end of the day what we and our peers do is we take a lot of information and analysis and we need to be able to articulate it and communicate it to the other side. And whether that's the client, whether that's the seller versus the buyer, the lender versus the borrower, it's a judge ... or some other constituency. So you have to be successful in articulating what is important and how to convey that whether it's your side or the other side. And that's not necessarily a talent I believe they teach you in the schools anymore. So some people just have it, are born with it, or maybe they developed it through some other work experience."

3. How well do you work with people and answer to multiple bosses?

Investment banking is a service business, and you'll have to coexist productively — if not happily — with many different people, both on your own team and on the client side. 

Here's Beiser:

"And then I'd also say they need to be good to be able to work with other people. In the service industry ... you have multiple bosses. You typically working for multiple clients at any given time. You have multiple managing directors, you may be working for multiple VPs. So you have to have a talent to be able to juggle your schedule and work well with multiple people. And you may not get along with every single one of your fellow employees and every single one of your clients, but you need to be able to get along and in sync with the vast majority of them. And some people I don't think are geared to be in the service industry, because they're much better to work for one client, one boss, one task at a time."

Most parents intend to raise perfectly polished, well-mannered children — just like you see in all those movies about Victorian England.

But sometimes life gets in the way, and you’re just too busy or exhausted to remind little Johnny to chew his hamburger with his mouth closed, for goodness sake.

“Everybody’s so stressed out today,” said Barbara Pachter, a business-etiquette expert and the author of “The Communication Clinic.” “If you can get everybody at the table for dinner, it’s an accomplishment. Sometimes some of this stuff just falls by the wayside.”

We asked Pachter and Daniel Post Senning, the author of “Manners in a Digital World” and the great-great-grandson of Emily Post, to tell us about the seemingly old-fashioned manners that today’s parents might be forgetting about.

Don’t feel ashamed if you haven’t made these a priority for your kids — by adopting them yourself, you can still act as a role model.

SEE ALSO: 4 outdated etiquette rules no one needs to follow anymore

Saying 'you're welcome'

Most parents teach their kids to say "please" and "thank you." But learning to say "you're welcome" is just as important.

Here's Senning: "It's not always about minimizing the thanks — 'it was no problem,' 'it's nothing,' 'it was no trouble.' And it's not about trumping the thanks — 'oh, no, no, thank you.' It's really important to receive thanks well also and it's okay to say, 'you're welcome; it was my pleasure.'"

Senning said: "When you receive someone's gratitude well, you participate in their happiness."

Making eye contact

Instagram can wait.

"If you're talking to somebody, you need to look at them," Pachter said. "Regardless of whether you have your phone or not. And if you have your phone, then you definitely need to put the phone down and look at people."

Saying 'excuse me'

"We will make mistakes; accidents will happen," Senning said. "How we handle them says as much or maybe more about us than how we handle our successes."

Parents should teach their kids to use these words whenever they're guilty of a breach of etiquette — like leaving the table in the middle of dinner.

"You can really transform what would otherwise be a rude or impolite act into a chance to show some courtesy," Senning added.

Being bilingual can be helpful in business.

Researchers have uncovered that people who speak more than one language are better at something called inhibitory control, which involves being able to filter out irrelevant stimuli and to develop more measured responses to events.

In addition to an increased attention span, learning a new language can benefit your work in other ways, including being able to connect with a greater number of people, and gaining a new perspective on the world.

If you decide to learn a new language, you'll be in good company. Here's a look at some of the world's top business leaders who speak more than one language.

SEE ALSO: Tech billionaires want to give their money away to change the world — but they face a hurdle many people don't even understand

Mark Zuckerberg, Co-founder and CEO of Facebook

Mark Zuckerberg made headlines in 2014 when he surprised students at Beijing's Tsinghua University by answering every question during a thirty minute Q&A exclusively in Mandarin. While addressing the students, Zuckerberg stated that he studies the language daily, and his reasons for learning are personal; he wanted to be able to communicate better with the family of his wife, Priscilla Chan, including her grandmother, who he says speaks only Chinese. Of course, as many have noted, there are also business reasons for Zuckerberg's study of Mandarin — Facebook, and other websites including Google and YouTube, are blocked in China.

Jack Ma, Founder and Executive Chairman of Alibaba

Alibaba is China's largest e-commerce company, and the sixth largest Internet company in the world. The man at the head of this tech giant is Jack Ma, the visionary leader of an incredibly successful company that accounts for 80% of China's online shopping market and handled $248 billion in transactions last year — more than eBay and Amazon combined.

Ma also speaks two languages.  He grew up in Hangzhou, the capital of China's Zhejiang Province, and became interested in learning English at age 12. He rode his bike each day for 40 minutes to a hotel where a lot of foreign tourists stayed, and to practice his English, he would give free tours around the city to these visitors, which he did for eight years. Ma studied to become an English teacher, and would later be exposed to the Internet for the first time while working in Seattle as an interpreter for a trade delegation in 1995.

Sergey Brin, Co-founder of Google and President of Alphabet

The search company was founded in 1998 by Larry Page and Sergey Brin, who met as graduate students at Stanford University and later dropped out to pursue the vision they shared for Google.

Brin was born in Moscow, and moved to the United States with his family when he was six years old. Leaving Moscow wasn't an easy choice for his parents, but they made the decision because of the anti-Semitism they faced in the former Soviet Union. Brin continues to speak Russian at home with his parents.

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One of the major benefits of going digital with your reading habits is saving quite a lot of money over time.

I use the app Scribd, which gives me access to hundreds of thousands of books for less than the price of one hardcover (8.99/month).

Because reading and smart financial planning are both things I want to encourage, I’m more than happy to use an app or e-reader. Plus, it's saving me a lot of room in my apartment.

One concern I had about digital reading before I got into it was that the selection of books would be slimmer, less desirable, or not up-to-date; thankfully that hasn't been the case, at least with Scribd. 

There have been times where the book I wanted wasn't considered 'unlimited' but for the vast majority of my (very contemporary) wish list books, I've been able to search and start listening instantaneously. As a result, I've been reading a lot more and from way more diverse genres.

If you're interested in giving it a try — and you can find a personal review with better details on the app itself here— you can try it out for free for 30 days. Or, use our cheat sheet here of e-readers and apps to find what works best for you, if any.

Below, you'll find eight New York Times bestsellers from August 2017 that you can read in audiobook and/or e-book right now on Scribd.

Captions are as found on the Scribd app, edited for length.

SEE ALSO: These are Amazon’s picks for best books this August

"The Black Widow" by Daniel Silva

Bestselling author Daniel Silva delivers another spellbinding international thriller — one that finds the legendary Gabriel Allon grappling with an ISIS mastermind.

Gabriel Allon, the art restorer, spy, and assassin described as the most compelling fictional creation "since Ian Fleming put down his martini and invented James Bond" (Rocky Mountain News), is poised to become the chief of Israel’s secret intelligence service. But on the eve of his promotion, events conspire to lure him into the field for one final operation. ISIS has detonated a massive bomb in the Marais district of Paris, and a desperate French government wants Gabriel to eliminate the man responsible before he can strike again.

Read it on Scribd.

"Me Before You" by Jojo Moyes

They had nothing in common until love gave them everything to lose . . .

Louisa Clark is an ordinary girl living an exceedingly ordinary life-steady boyfriend, close family-who has never been farther afield than their tiny village. She takes a badly needed job working for ex-Master of the Universe Will Traynor, who is wheelchair bound after an accident. Will has always lived a huge life — big deals, extreme sports, worldwide travel — and now he's pretty sure he cannot live the way he is.

Will is acerbic, moody, bossy— but Lou refuses to treat him with kid gloves, and soon his happiness means more to her than she expected. When she learns that Will has shocking plans of his own, she sets out to show him that life is still worth living.

Read it on Scribd.

"The Woman in Cabin 10" by Ruth Ware

In this tightly wound, enthralling story reminiscent of Agatha Christie’s works, Lo Blacklock, a journalist who writes for a travel magazine, has just been given the assignment of a lifetime: a week on a luxury cruise with only a handful of cabins.

The sky is clear, the waters calm, and the veneered, select guests jovial as the exclusive cruise ship, the Aurora, begins her voyage in the picturesque North Sea. At first, Lo’s stay is nothing but pleasant: the cabins are plush, the dinner parties are sparkling, and the guests are elegant.

But as the week wears on, frigid winds whip the deck, gray skies fall, and Lo witnesses what she can only describe as a dark and terrifying nightmare: a woman being thrown overboard. The problem? All passengers remain accounted for — and so, the ship sails on as if nothing has happened, despite Lo’s desperate attempts to convey that something (or someone) has gone terribly, terribly wrong…

Read it on Scribd.

Autonomous Research, the research firm focused on the financial sector, is warning of a ticking time bomb in China's shadow financial system.

In a new video, the firm, which employs Charlene Chu, dubbed the "rock star" of Chinese debt analysis, said China's lenders piled up debt and repackaged much of it in the form of wealth-management products and asset-management plans.

By the end of 2016, WMPs and AMPs together amounted to 51% of China's gross domestic product, according to Autonomous Research.

"WMPs and Chinese banks more generally have become so large and complex that any major problems could be just as destabilizing to the global economy as what occurred in 2008," the video said.

China has shown signs it is aware of the risks that shadow banking presents. In a recent interview with Bloomberg, Chu said Beijing had shown a "surprisingly high appetite for pain" while trying to curb some of the more egregious shadow-banking practices.

Here's the video explaining shadow banking in China:

And here's a step-by-step explanation of the video:

SEE ALSO: McDonald's is going to nearly double its number of stores in China

"China's shadow finance system is often likened to a black hole, one that involves a confusing hodgepodge of acronyms and becomes more complex and opaque each year."

"There are two forms of shadow credit in China. The first involves small lenders who extend credit to borrowers who can't obtain regular loans."

"The second accounts for the majority of activity, and involves Chinese banks transferring credit from their own balance sheets into the shadows."

Every year, Fox's Teen Choice Awards celebrate the most popular music, TV, and movie performances. The awards show is also an opportunity for celebrities to have fun with fashion on the red — or in this case blue — carpet.

This year's event held at the Galen Center in Los Angeles on August 13 was no exception, with celebrities from Bella Thorne to Zendaya wearing an array of outfits in different styles and silhouettes.

In case you missed the show, here are 27 celebrity looks from the blue carpet.

Actress and singer Vanessa Hudgens opted for a '70s look in print flared pants and a turtleneck blush top with ruffle details on the sleeves.

Zendaya won the Choice Summer Movie Actress surfboard, accepting the award in a pair of sparkly striped pajamas that she made effortlessly glamorous.

"Stranger Things" star Millie Bobby Brown also wore ruffles in this bright yellow dress, adding a pair of statement sunglasses and a white clutch.

Warning: Huge spoilers for "Game of Thrones" season seven, episode five, "Eastwatch." If you aren't caught up on the series or the season, read at your own risk. 

After another long week, season seven episode five of "Game of Thrones" finally arrived with more scheming and reunions.

There's a lot to remember, between the fermented crab and the return of Gendry, so we highlighted the episode's biggest moments. 

Here's our recap of "Eastwatch:"

SEE ALSO: Here's the preview for the next episode of 'Game of Thrones'

Daenerys has Drogon burn Randyll and Dickon Tarly alive for failing to bend the knee.

Daenerys tells the survivors of the Loot Train Battle that they can bend the knee to her or die. But Randyll and Dickon Tarly are too stubborn to surrender, despite their fluctuating loyalties. 

Tyrion opposes her decision, but they did betray Olenna Tyrell, so they kind of deserved it anyway. Less Mad Queen, more punishing people for being rude. 

Jaime and Bronn manage to make their way back to King's Landing safely because they're really good at holding their breath.

Their stories aren't over yet. 

Tyrion doesn't love the wreckage Daenerys and Drogon caused in the Loot Train Battle, so he tries to make some kind of peace.

Tyrion arranges a meeting with Jaime in King's Landing in an attempt to get Jaime to convince Cersei that they need to prepare for a common enemy: the army of the dead.

The reunion between the two brothers is intense since Tyrion killed their father, Tywin, back in season four, but Jaime is probably willing to do anything to avoid another battle with a dragon at this point.