Quantcast
Channel: Features
Viewing all 61683 articles
Browse latest View live

7 things you can expect from the 8th and final season of 'Game of Thrones'

$
0
0

Jon Snow and Ser Davos Seaworth Game of Thrones season 7 episode 3 photos Helen SloanWarning: This post contains spoilers if you have not finished the seventh season of "Game of Thrones."

The season seven finale of "Game of Thrones" left viewers with a ton of questions

There's a never-ending number of theories circulating throughout the internet, trying to predict what will happen next season, and who will end up sitting on the Iron Throne. 

It's impossible to know for sure what we're going to see in the eighth and final season of "Game of Thrones"— but that doesn't mean there aren't some fairly clear clues.

Here are a couple of things you can expect from the final season of "Game of Thrones":

SEE ALSO: 31 important questions the 'Game of Thrones' season 7 finale left unanswered

Theon Greyjoy will try to rescue his sister Yara.

In the season seven finale, Theon rallied a group of his fellow ironborn to help him find and rescue his sister Yara from their uncle Euron.

The last time Theon saw Yara, his uncle had taken hold of her after seizing their ships. Theon, instead of attempting to rescue Yara, became overwhelmed and jumped ship, literally. 

It looks as though Theon is slowly starting to overcome the trauma he's endured the past couple of seasons, and we'll most likely see a very different version of him in the final season.



Jon Snow and Daenerys will head to Winterfell.

The last time we saw Jon and Daenerys, they were sailing north. We expect that their eventual arrival in Winterfell will cause some consternation.

It seems unlikely that Sansa and Arya will be thrilled that Jon has bent the knee to a woman they've never met, let alone a Targaryen, without consulting anyone.

And, lest we forget, there's some surprising information awaiting Jon regarding his identity when he returns to Winterfell.



Jon will learn his true parentage.

While there have been a number of hints at Jon's true identity since season one, it was finally confirmed by both Samwell Tarly and Bran Stark in the season seven finale that Jon Snow is in fact the legitimate son of Rhaegar Targaryen and Lyanna Stark.

Oh, and his real name is Aegon Targaryen

This makes Jon the true heir to the Iron Throne. It also makes Daenerys his aunt.

Bran and Samwell resolved to inform Jon that he's a Targaryen when returns to Winterfell. We can't imagine that this information will be great for his relationship with Daenerys.

But Targaryens have been known to wed their siblings, so perhaps this news won't be upsetting to the new couple. 



See the rest of the story at Business Insider

Wall Street's oldest steakhouse has a secret menu for billionaires — here's what's on it

$
0
0

delmonicos secret menu

Delmonico's, located just a few blocks away from the New York Stock Exchange in downtown Manhattan, opened in 1837 as one of the first sit-down restaurants in America. 

But while the restaurant is perhaps best known for its steaks, it also has a selection of food items you won't find on the menu. Called the "Secret Billionaire's Menu," these dishes will set you back quite a bit — there's a grilled cheese sandwich for $100, for example, and a golden twist on the classic black-and-white cookie for $50. 

"We have a lot of Wall Street guys down here and they're always looking to outdo one another," Executive Chef Billy Oliva told Business Insider.

We recently got to try out the menu in person — here's what it was like. 

SEE ALSO: We visited the new pizzeria that people are saying could be the next Shake Shack — here's why it won't follow in the burger chain's footsteps

Currently celebrating its 180th anniversary, Delmonico's is one of the oldest restaurants in America. Mark Twain (bottom left) and Abraham Lincoln both dined here in their day.



Here, you'll see Chef Charles Ranhofer, who headed up kitchen operations there for much of the late 1800s. Delmonico's credits Ranhofer with inventing Eggs Benedict, Baked Alaska, Lobster Newburg and Chicken A la Keene, all of which are still on the restaurant's menu today.



It's still a favorite with the Wall Street crowd.



See the rest of the story at Business Insider

The 11 worst movies of the summer, according to critics

$
0
0

emojimoviesony5

As summer begins to transition into fall, we bid farewell to the movies of summer. But not before we reflect on all of the major summer movie flops.

This summer we were treated to a number of spectacular films, like "Dunkirk,""Wonder Woman," and "The Big Sick."

But for every "Dunkirk" there was a "The Nut Job 2: Nutty by Nature."

We looked to the movie review site Rotten Tomatoes, to round up the worst films of the summer, according to critics.

Here are the 11 worst, along with their Rotten Tomatoes score:

SEE ALSO: 34 movies you have to see this fall — including 'Justice League,' 'It,' and 'Blade Runner 2049'

11. "Diary of a Wimpy Kid: The Long Haul"— 20%

This family-friendly road-trip film was one of the least enjoyable of the summer. Critic Katie Walsh for the Los Angeles Times explained the film's weaknesses best:

"Though ostensibly presented as a raucous family adventure — a 'Vacation' for the PG crowd — 'Wimpy Kid' is instead a dirge of unfunny scatological material, techno-anxiety and child endangerment masquerading as familial bonding. Settle in for the 'Long Haul,' because this is one bumpy and miserable ride."



10. "Birth of the Dragon"— 19%

The Bruce Lee biopic "Birth of the Dragon," attempts to encapsulate the life of action star Bruce Lee, and martial arts philosophy, "but the film never really gets fully juiced until the climax,"according to the New York Times' Glenn Kennt.



9. "Baywatch"— 19%

So many lifeguards in this film, yet none of them could save it. Skimpy swimsuits, weird jokes about male genitalia, and "The Rock" weren't enough to get critics on board with "Baywatch."

"Unlike the setup, the story founders and cramps like a tourist who swam too soon after an all-you-can-eat buffet, which is pretty much the only thing the filmmakers don't toss into the water by film's end,"said NPR film critic Bob Mondello.



See the rest of the story at Business Insider

12 stunning train rides you should take before you die

$
0
0

shongololo express train southern africa008

Whether you're writing the great American novel or taking a romantic getaway, a scenic train ride is one of the best ways to get around.

The August/September issue of National Geographic Traveler rounds up images of the best train trips in the world, according to one seasoned rail rider. It's available on newsstands now.

Here are 12 of our favorites.

 

SEE ALSO: California's lesser-known wine hotspot was named best small town to visit in America — take a look

The Belgrade to Bar railway takes passengers over 435 bridges and through 254 tunnels from Serbia's capital to the shores of the Adriatic in Montenegro, in about 10 hours.

Source: The Guardian



There's no better way to see the heartland of America than the California Zephyr, a railway that climbs the Rockies and the Sierra Nevada before descending to the Pacific Coast.



Passengers of the Canadian spend three days watching golden prairie fields, rugged lake country, and picturesque towns pass by their dome cars from Toronto to Vancouver.

Source: VIA Rail Canada



See the rest of the story at Business Insider

I travel the world for 3 months of the year — here are my 10 best tips to make trips less expensive

$
0
0

RTX3CUQEUp until 2011, my husband and I worked long, difficult hours in traditional office jobs. We had two kids, a house, and everything we could want — that is, everything except time.

While we enjoyed a comfortable lifestyle, our lives felt hurried. If we weren't at work, we were getting ready for work, doing chores or taking care of our kids. We only had 15 vacation days to burn each year — not nearly enough to account for sick days and to travel the way we wanted.

Fast forward to 2017 — we now travel the world around 12 weeks of the year. 

We bring our kids around half the time, and leave them at home the rest so they can stay in school. This year alone, we will have traveled to Jamaica, Ireland, Germany, Italy, Switzerland, Aruba, Bora Bora, the Dominican Republic, Spain, and France.

How did we get here? We started our own online business — ClubThrifty.com — in 2011 and worked tirelessly until we could work for ourselves and travel at our leisure.

Of course, traveling with kids in tow isn't cheap, nor is exploring far-flung corners of the world. We've learned to lean on savings strategies that make travel less expensive and more realistic for our budget.

Here are the 10 travel tips we use to see the world:

SEE ALSO: These 3 cities are becoming major destinations for millennials because of the job opportunities, easy commutes, and net income

1. ITA Matrix

If you're looking for a smart way to save money on airfare, there is no greater tool than Google's ITA Matrix software. This page makes it easy to search for the cheapest flights on any airline and from any airport.

Check for deals by date, departure airport and destination to find cheap routes you can't always find on the web. Once you find a deal on the ITA Matrix, you can head directly to the air carrier's website to book directly.



2. City passes

To save money when we travel to big cities abroad, we rely on city passes for sightseeing. With a city pass in destinations like Rome, New York City or Paris, you can see most of the top attractions for a single low price.

Sightseeing passes not only help you save money, they are also convenient. Many also let you "skip the line" at top attractions, letting you save both money and time.



3. Credit card rewards

Travel credit cards help you earn free airfare, free hotel stays and other travel perks. We've had anywhere from 12 to 40 cards for years, mostly so we could leverage their rewards and benefits to score free and discount travel across the globe.

While we pay for a lot of travel out-of-pocket, we use credit card rewards to stretch our travel budget and travel further than we may be able otherwise. Earlier this summer, for example, we used airline miles to take our kids to Italy and Switzerland for two weeks. Instead of paying $1,800 per flight, we used 50,000 Air France/Flying Blue miles and paid $90 per person.

To earn more rewards over time, we have also learned to get pretty creative. We not only sign up for new cards to maximize signup bonuses but also strategize spending based on bonus categories and take advantage of loopholes (like paying our mortgage with a credit card) to boost our reward balances.>



See the rest of the story at Business Insider

The Tie Bar has all the dress shirts you need for fall — and these prices are amazing

$
0
0

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

AllGingham HangingThe Tie Bar is best known for its wide selection of ties and tie clips. You can find the seven ties every man should own for just $19 each and plenty of fun tie bars to transform a boring outfit.

While the brand has all the accessories you'll ever need, it also has the essentials— dress shirts.

Dress shirts are an major part of every professional man's wardrobe year round, but with summer quickly coming to an end, it's time to prepare specifically for the next season. 

If you're looking to fill your closet with the right fall fashion dress shirts, The Tie Bar has you covered.

The brand recently launched its fall collection of shirts and offered to send me a few over to test. I've tried several of The Tie Bar's ties and clips, so I was very excited to finally pair them with some shirts.

My first impression of the The Tie Bar's shirts was that were good quality, especially given how much they cost. Each shirt is $55 and up to par with some more expensive options I've tried. At the same time, I've tried equally priced shirts that weren't even worth reviewing. 

Aside from the quality of materials, the fit is also amazing. As a guy with a slimmer build, regular-fitting dress shirts are too big. I went with trim fit and they're perfect — not too loose and not too tight.  

All of the shirts from the new fall collection are non-iron, so you won't have to worry about unsightly wrinkles. There is also a wide variety of styles. Whether you need the basics like solid white and blue or some bolder patterns like tattersall and gingham, you will be able to find it here.

You don't have to spend a fortune on new dress shirts every time the season changes. At just $55 each, The Tie Bar's shirts are super affordable and stylish. Save even more money by picking up three for $140.

Shop new Fall shirts at The Tie Bar now.

Check out my favorite picks below:

SEE ALSO: The most crowdfunded watch company ever is making $1,000+ luxury watches affordable for everyone

Burgundy Petite Gingham

Burgundy is the perfect color for fall, and this Petite Gingham shirt is probably the most unique shirt of the bunch. What I like most about this shirt is that it's a color you would go for as your first second or even third dress shirt. Still, the burgundy color pairs nicely with a burgundy or blue tie and a blue or grey wool suit.

Buy the Burgundy Petite Gingham now, $55 or 3 for $140



Green Multi-tone Gingham

Typically, green might be hard to work into your formal attire, but the this shirt makes it easy. The multi-tone gingham pairs well with a green tie and a blue suit.

Buy the Green Multi-tone Gingham now, $55 or 3 for $140



Blue Mini Houndstooth

I chose the Blue Mini Houndstooth shirt because you can never go wrong with a blue dress shirt. At the same time, it's a bit different than the average dress shirt. The houndstooth pattern adds texture and the semi-spread collar works well with large knot ties.

Buy the Blue Mini Houndstooth now, $55 or 3 for $140



See the rest of the story at Business Insider

6 websites that will help you build your résumé if you don’t know where to start

$
0
0

computer laptop tech working man

A slick, impressive résumé is a must-have for all job seekers.

But for people who are just entering or returning to the job market, it can be tricky to know where to start.

Fortunately, there are websites out there that'll do most of the résumé-related heavy-lifting for you.

I recently scoured the internet for résumé-building sites and compiled a list of my favorites. I gravitated toward the free options, but included some paid sites that I really liked. These sites all made the cut for me personally when it came to visuals, convenience, and usability.

Here are a few sites you can check out next time you find yourself struggling to put together the perfect résumé:

SEE ALSO: 5 key phrases your résumé is probably missing

SEE ALSO: These real résumé makeovers will teach you exactly how to fix your own résumé

1. Enhancv

Enhancv provides you with a bold and lovely template and is incredibly easy to fill out.

The clear-cut résumé builder allows you to customize fonts, colors, backgrounds, and sections. The three layouts — double column, single column, and compact — are all well-laid out. And if you're feeling brave, there's also an option to share your résumé on social media and get feedback from friends.

That being said, it's not for free after your initial 14 day trial. The site's basic package comes in at $4.99 a month.



2. VisualCV

You can choose between two free, well-formatted résumé design templates on VisualCV.

If you make a mistake, you can go back and see your revision history.

You also have the option to send your résumé via email to up to five friends to get feedback.

While you're filling in your objective, experience, and education sections, you can also play around with different fonts, colors, and looks.



3. Up To Work

For $4.99 a month, Up To Work will provide you with four, highly-customizable résumé templates to pick from. After choosing a template, you can adjust the template's color, font size, spacing, and date format.

Up To Work's résumé editor will prompt you to fill in each résumé section piece-by-piece and will tell you what information to enter. It then pops this information into the résumé template for you, saving you the hassle of formatting your résumé yourself.



See the rest of the story at Business Insider

Kate Middleton's 12 most royal maternity looks of all time

$
0
0

kate middleton maternity wrap dress

The INSIDER Summary:

  • Kate Middleton is expecting her third child with husband Prince William.
  • She's a style icon, and her maternity wardrobe is no exception.
  • Here are 12 of her best maternity looks.


Kate Middleton is a style icon known for always looking polished. Her looks have undergone an evolution over the years, and her wardrobe is about to make another shift with the announcement of her third pregnancy.

While she was pregnant with Prince George and Princess Charlotte, she wore tailored coats and print dresses with sky-high heels and didn't miss a step. Her maternity wardrobe is sure to impress this time around.

Here are 12 of her best maternity outfits.

Kate Middleton's maternity wardrobe features lots of coats.



She accessorizes them with fabulous hats.



And occasionally plants.



See the rest of the story at Business Insider

6 things successful people do when they return from a long weekend

$
0
0

suntanning sun tan beach vacation summer

A three day weekend makes snapping out of weekend mode that much harder.

There's a lot to be said about how you should — or shouldn't— spend long weekends.

But it's equally important to plan out the days that follow a three day weekend.

When you're coming back from some time off and you have a shorter week to get everything done, it usually helps to hit the ground running.

With that in mind, here are six things that successful people do first when they return from long weekend:

DON'T MISS: 11 things unsuccessful people do over long weekends

SEE ALSO: 8 things successful people do after getting back from vacation

They get to work early

When it comes to holidays like Labor Day, almost everyone has time off. So you won't be falling behind by showing up to work at your usual time.

But coming in early is a good idea if you want to be as productive as possible after a holiday weekend.

"That will mitigate the workload avalanche and give you a head start, sans distraction," Lynn Taylor, a national workplace expert and the author of "Tame Your Terrible Office Tyrant: How to Manage Childish Boss Behavior and Thrive in Your Job," tells Business Insider.



They scrutinize their to-do lists

Productive people know that long, unwieldy to-do lists are essentially useless. There's no better time to start cutting items from your list than the day you get back from long weekend.

"Now that you've spent a good bit away from your desk, you have tangible proof that those tasks you're always putting off aren't holding up your ceiling," freelance reporter Kevin Purdy writes in Fast Company.



They double check their schedules

Don't forget to double check your schedule. Remember, you'll likely be dealing with a shortened work week. Don't try to cram too many items onto your weekly schedule, or you might wind up burning yourself out.



See the rest of the story at Business Insider

4 world champions of public speaking explain how to deliver presentations your audience will love

$
0
0

Dananjaya Hettiarachchi public speaking

  • There are fundamentals all great public speakers master.
  • We spoke with the last four Toastmasters International world champions of public speaking.
  • Their advice applies to everything from a TED Talk to a presentation to a few colleagues.

Being a great public speaker requires much more than confidence.

It's about connecting to audience members on a personal level and leaving them with a satisfying message they can act on.

We spoke with some of the most talented speakers around the globe —the last four Toastmasters International world champions of public speaking: Dananjaya Hettiarachchi (2014), Mohammed Qahtani (2015), Darren Tay (2016), and Manoj Vasudevan(2017).

Each winner beat out around 30,000 competitors over a six-month-long competition, the largest of its kind.

They explained how anyone can become a better speaker by practicing several basic skills. These same tactics work whether you're giving a TED Talk to 2,000 people or a presentation to 10 of your colleagues.

Here are seven techniques they all agreed help them win their competitions.

SEE ALSO: The world champion of public speaking breaks down his winning speech, from word choice to body language

Determine your message and let it define your presentation.

Hettiarachchi said a common mistake beginners make is basing their presentation around a topic rather than a message.

Think of your message as a thesis statement, and make it as clear and concise as possible.

For example, when Tay was crafting his speech last year, he said he initially went into it wanting to tell an amusing story. "That really got my speech message very diluted and disconnected," he said.

His mentor told him he needed to start from the beginning and determine his message before writing another word. He settled on: "We are all our own worst bullies, and the best way to deal with that is by fully acknowledging the presence of negative thoughts in our mind rather than fighting or ignoring them." Tay said that the elements of an engaging speech flowed more naturally after he clarified this.

As Vasudevan told us, when developing a presentation, you should have every line you say pass the test, "Does this further my message?"



Focus on adding value to your audience.

Vasudevan explained that ahead of a presentation, there's an obvious question that easy to overlook: "Why should the audience members even listen to you?"

Whether you're giving a speech or showing PowerPoint slides to your colleagues, you should empathize with your audience. Determine what you can teach them and cut anything that could appear self-indulgent or redundant.

As Vasudevan said, your speech is not about your ego; it's about your message. Make sure that message is worth listening to.



Speak as if you are having a conversation.

Vasudevan said that for nearly the entirety of his winning speech, "I'm looking at someone and talking to them. It's a huge audience, but I keep picking some random person who's interested in listening to me and I look at the person."

He said that when you are in front of a large audience, you may need to add some drama to your gestures and delivery, but you should still speak as if you were talking to a friend across the table from you. It's about establishing a genuine connection with the audience.

As Hettiarachchi told us, "A speech should be conversational, not theatrical."



See the rest of the story at Business Insider

The highest-paid players on every MLB team

$
0
0

Clayton Kershaw

Salaries continue to soar in Major League Baseball as 36 players will make at least $20 million in total earnings this season, up from 21 players just three years ago.

However, unlike the other major sports in North America, when it comes to paying players, there are some stark contrasts in team payrolls and how much some teams pay their top players. 

Below we take a look at the highest-paid player on every tea, starting with the teams that have the lowest of the highest-paid players.

Salaries and contract information via Spotrac.com and BaseballProspectus.com.

Oakland A's: Ryan Madson — $7.5 million

Team: Oakland A's

Position: Relief pitcher

2016 WAR: 0.3 Wins

Contract: 3 years, $22.0 million (through 2018)

One thing to know: Only three teams have smaller payrolls than the A's, who were at $70.6 million on opening day.



Tampa Bay Rays: Evan Longoria — $13.0 million

Team: Tampa Bay Rays

Position: Third base

2016 WAR: 4.5 Wins

Contract:  years, $ million (through)

One thing to know: Nobody else on the Rays makes more than $5.3 million.



Pittsburgh Pirates: Andrew McCutchen — $14.0 million

Team: Pittsburgh Pirates

Position: Outfielder

2016 WAR: 0.7 Wins

Contract: 6 years, $51.5 million (through 2017 with a 2018 team option for $14.5 million)

One thing to know: McCutchen has rebounded offensively this season, but has become a liability in recent years defensively. There is a good chance he will be moved this year prior to the trade the deadline.



See the rest of the story at Business Insider

Stock pickers are piling into these 9 stocks

$
0
0

Amazon CEO Jeff Bezos

Bank of America Merril Lynch released its lastest equity and quant strategy analysts' list of the most overowned stocks held by active managers.

The list is part of a new report on active manager holdings that the bank sent to clients on Friday.

According to BAML, the "overowned" list includes companies that meet the following criteria:

"Stock is 1.5x or more than its weight in the S&P 500 in the fund manager composite, and more than 35% of funds in the sample hold the stock."

The list ranges from tech giants like Alphabet and Amazon to healthcare companies like Biogen and UnitedHealth.

Check out the list of nine stocks below:

9. Comcast

Ticker:CMCSA

Sector: Disc

Price: $40.80

Relative Weight: 1.52

% of Hedge Funds HoldingStock: 52.3%

YTD Performance: +18.45%

Source: Bank of America Merrill Lynch



8. Alphabet Class A

Ticker:GOOGL

Sector: Info Tech

Price: $943.60

Relative Weight: 1.57

% of Hedge Funds Holding Stock: 58.9%

YTD Performance: +18.48%

Source: Bank of America Merrill Lynch



7. Mastercard

Ticker:MA

Sector: Info Tech

Price: $133.80

Relative Weight: 1.66

% of Hedge Funds Holding Stock: 39.7%

YTD Performance: +27.15%

Source: Bank of America Merrill Lynch



See the rest of the story at Business Insider

Congress has 25 days to sidestep a government shutdown, deal with a mountain of deadlines, and avoid economic disaster

$
0
0

Mitch mcconnell donald trump paul ryan

It will be a wild and woolly September on Capitol Hill as Congress faces a massive number of legislative deadlines and initiative launches.

There's must-pass legislation — like a bill to raise the debt ceiling and a bill to fund the government — and some long-gestating projects like the Republican plan to overhaul the tax code and a bipartisan effort to stabilize the individual health-insurance exchanges.

Throw in unexpected issues like funding for the Hurricane Harvey recovery effort and it will most likely make September the most jam-packed month of the year.

We've got a breakdown of all the major legislative events Congress will address in the coming weeks, along with the current state of negotiations and the worst-case scenario if lawmakers come up short.

Here's everything Congress needs to do in checklist form

 



Pass a bill for Hurricane Harvey recovery

Deadline: ASAP.

What it means: The federal government typically shoulders a massive amount of the financial load in response to a major disaster, and the aid needed for Harvey recovery could have a price tag as high as $100 billion.

State of negotiations: The House drafted and posted a $7.85 billion bill on Sunday, and another larger aid bill will most likely sail through. The only hiccup could come if the bill is attached to a must-pass piece of legislation like the debt ceiling or a funding bill, but even then the chances are extraordinary high it gets through.

If it doesn't pass: There's a slim-to-none chance that a bill for disaster relief won't pass, despite the argument over Hurricane Sandy relief in 2013. But in the worst-case scenario, it would most likely mean state agencies and nonprofits would need to shoulder a monumental financial burden.



Fund the government

Deadline: Midnight between September 30 and October 1.

What it means: Fiscal-year 2017 is ending this month, and the government needs to pass a bill to continue to fund the federal government.

State of negotiations: A six-month continuing resolution is all but guaranteed on this one, which would fund the government at existing levels through December. Numerous issues must be ironed out, but the path appears to be much easier after reports that President Donald Trump will not demand funding for a wall along the border with Mexico as part of a bill.

If it doesn't pass: Nonessential federal resources would be shut down, so things like national parks and some federal offices would be closed. Federal employees at these offices would be furloughed, meaning they would not go to work or receive paychecks for the duration of the shutdown.



See the rest of the story at Business Insider

The 20 most beautiful countries in the world, ranked by travel guide readers

$
0
0

fintry, scotland unsplash Sean Afnan

Rough Guide has released an updated list of the most beautiful countries in the world, as voted for by their readers. 

The travel company— known for their guides, e-books, and blog — listed the top 20 destinations on their website on Monday.

The list includes everything from stunning tropical landscapes like Indonesia and Vietnam, to icy retreats such as Norway and Finland.

Surprisingly, the number one spot was claimed to somewhere a little closer to home — Scotland.

England, Ireland, and Wales also made the top 20 list thanks to their "romantic" rural landscapes and historic sites.

Scroll on to see the 20 most beautiful countries in the world, as votes for by Rough Guide readers, alongside stunning photos which justify each country's place on the list.

20. Vietnam

Vietnam's wild and impressive landscapes, including the terraced fields of the Sa Pa mountains, earn the Southeast Asian country a place in the Rough Guides readers' top 20.



19. Croatia

The terracotta skylines of Croatia's tourist traps like Dubrovnik and Split against the deep blues of the Adriatic sea make for great tourist snaps, and won over Rough Guides readers earning a place on the list. 



18. Ireland

Among its dewy hills and rocky coastlines, Rough Guides readers are rarely left disappointed — even if they are left a little wet.

One guide states that, "Among the romantic preconceptions visitors bring to Ireland, it is their expectations of the landscape that are most likely to be fulfilled.”



See the rest of the story at Business Insider

Inside the New York City offices of $45 billion hedge-fund firm Two Sigma

$
0
0

Two Sigma offices

What do you picture when you imagine a hedge-fund office? A noisy trading floor full of hedge-fund guys in fleece vests?

Two Sigma, a $45 billion hedge-fund firm that uses advanced technologies to find investment opportunities, is a little different. The firm, which says it has seen head count grow by more than 400% in the past seven years, is as much a technology company as it is a finance company, analyzing over 10,000 data sources to find patterns in markets.

That approach seems to have paid off. Two Sigma ranked as the fifth-biggest hedge fund in the world in Institutional Investor's Alpha's 2017 Hedge Fund 100 list, while cofounders David Siegel and John Overdeck each made $750 million last year, according to the magazine's list of the top-earning hedge-fund managers. The firm also runs an insurance business, Two Sigma Insurance Quantified, a market-making arm called Two Sigma Securities, and a venture-capital arm.

In August, Business Insider took a tour of the firm's two New York offices, which are across the road from each other in the SoHo neighborhood. The offices are stashed with arcade games, computing memorabilia, gyms, a hacker space, and a music room.

SEE ALSO: These before-and-after photos show tech billionaires' dramatic transformations

There was a teach-in on Python for Research when we visited 101 Avenue of the Americas, one of three talks the firm hosts weekly.



The kitchen was well stocked.

You may be able to see a Juicero machine on the left side. Two Sigma Ventures, the venture arm of Two Sigma, is an investor in Juicero, which recently announced a price cut and layoffs.



Across the road at 100 Avenue of the Americas, there's another kitchen, with staff taking time out to play games.



See the rest of the story at Business Insider

Serving in the US Air Force made me good with money forever

$
0
0

airforce commander salutes

When I first joined the U.S. Air Force, I was scared out of my mind.

I had just committed four years of my life to something I wasn't 100% sure I could do. Not to mention, I was getting yelled at and working harder than I ever had in my 19 years of life. There was a lot to process. Through it all, I learned many life lessons.

It wasn't just life skills I picked up in the military. I also learned financial lessons. Today I'm a financial coach helping others with money. My service in the military laid the foundation for my financial career. Some of the lessons I learned there were harder than others, but each contributed to how I handle money today.

Here are the financial lessons I learned while serving in the military.

SEE ALSO: A former Navy SEAL commander explains the surprising way he trained his troops to respond to failure

DON'T MISS: 5 things to do now so you don't have to think about money

1. Have control of your money at all times

Physical money management is taught early on in basic training. Every bit of cash you have needs to be accounted for and neatly organized. Our instructors asked us to write down the serial number of every dollar you earn. This reduces theft and teaches the habit of keeping track of the money you earn and spend. Not everyone keeps the serial number of all their bills, but you should know where your money is and how it's being spent, saved or invested.

If you don't have a handle on your money, who will? You are the one in charge of your money, not anyone else.



2. If you're on time, you're late

In the service, you quickly learn you need to be ahead of schedule for everything. Being late is not acceptable. If you're late, it could affect an entire mission. Planning to complete tasks early ensures you'll be on time even if something unexpected happens.

This applies to paying bills and saving as well — something could come up to make you late. Instead of waiting until late on the day your bill is due, take care of it in advance to ensure that even if problems come up, your financial life stays on schedule. Even better? Consider automated payments so you don't have to worry about being late.



3. Save money from every paycheck

Every supervisor I had while serving made it clear to me: Living paycheck to paycheck was not the way to live. For most young folks joining the military, it's their first time away from home and their first time earning a paycheck. The sudden influx of money and freedom can lead to crazy spending and zero saving. (Even if you don't serve, this is a common experience for recent graduates starting their first job and receiving their first salary.) Each supervisor I had encouraged me to live within my means and save part of each of my paychecks. By saving money from each check, you'll build up money for when the unexpected happens.



See the rest of the story at Business Insider

9 New York City CEOs share the morning routines that set them up for success

$
0
0

ben anderson

  • Business Insider asked nine New York City-based CEOs how they spend their weekday mornings.
  • Everyone's routine is different, but many squeeze in an early-morning workout.
  • Most check their email right away.

If you're looking for ideas about how to jump-start your workday, who better to consult than a bunch of successful CEOs?

We asked nine such executives, all of whom live or work in New York City, how they spend the time between waking up and showing up at the office. Some meditate, some work out, and most check email.

Here's how some of the busiest people you'll meet set themselves up for success daily.

SEE ALSO: 12 highly influential people share the morning routines that set them up for success

Ilir Sela, the founder and CEO of Slice, bounces ideas off his brother.

Slice is a mobile app that lets you order from local pizzerias.

I'm an early bird, so I'm typically awake by 5:30 a.m., or at the latest 6.

Within the first five or 10 minutes of waking up, I'll jump right to my phone and check to see how things are going with the business. Slice is a 24/7 operation and we cover all different time zones — there are people ordering pizza at all times of the night. I'm always excited to wake up and check on how things went while I was sleeping.

I live on Staten Island, and my office is in Manhattan. I commute in on a regular basis with my twin brother. Before 6:40 a.m., I'll have my brother waiting outside for me, and we drive in together.

It takes 35 to 45 minutes to drive in. That's when I'm usually checking all my email, reading some of the news, and at the same time chatting with my twin brother. He's a business owner himself, so he helps me out with some of the challenges that we're facing and vice versa. We're secretly in this competition to see who's going to find a way to be more successful that day.



Nadia Boujarwah, the cofounder and CEO of Dia&Co, clears her head and speed-dresses.

Dia&Co is a clothing subscription service for women who wear size 14 and up.

I've always been an early riser. If I'm going to an exercise class, I'm up by 6 a.m. If not, maybe 6:30.

I recently started using the meditation app Headspace. I use it for 10 minutes first thing in the morning. Carving out that time to help me get centered and clear my mind has proven to be incredibly valuable.

Two or three times a week I'll start my day with an exercise class. It's almost always spin classes.

Something I picked up while I was low on the totem pole in investment banking is getting ready very quickly in the morning. I'm usually ready in less than 15 minutes.

I live very close to the office, so I always walk to work. There's something special about New York City in the morning — being out and about while everyone's just starting their day has an energy that I really enjoy. I'm usually at the office by 8.



Kenny Dichter, the founder and CEO of Wheels Up, combines exercise, reading, and fueling up.

Wheels Up is a membership-based private aviation company.

I wake up somewhere between 5 and 5:30 a.m. I have three devices, and I check all three devices for email and for texts and for any sort of communication.

Then I have my trainer meet me at my house, and he stretches me from 6 to 6:45 while I'm reading the newspaper.

From 6:45 to 7:30, I'm trying to do 20 minutes of cardio and 20 minutes of anaerobic exercise. All the while, I'm drinking a Juice Press Mother Earth. I'm also drinking a black coffee at the same time.

At 7:30, I shower. While I'm showering, I turn on CNBC's "Squawk Box." I have the TV on in my bathroom, so I turn the volume way up, and I'm listening through the shower door. I also might sneak in a little bit of ESPN's "SportsCenter" while I'm drying off.



See the rest of the story at Business Insider

From a snowball to a Justin Bieber poster: The 10 best props members of Congress have brought to the floor, ranked

$
0
0

Rep. Ruben Gallego

C-SPAN might have a reputation for mind-numbing content, but once in a while lawmakers on Capitol Hill spice up the legislative debate with an eye-catching prop.

Highlights have included Sen. James Inhofe's snowball, which he brought to the floor as evidence that climate change is a "hoax" and Rep. Luis Gutierrez's poster of pop stars Justin Bieber and Selena Gomez, which he used to illustrate that racial profiling is ineffective in determining a person's immigration status.

To celebrate the end of the August recess, here are the 10 best props members of Congress have brought to the floors of the House and Senate in recent years:

SEE ALSO: Congress has 25 days to sidestep a government shutdown, deal with a mountain of deadlines, and avoid economic disaster

SEE ALSO: Congress has its own exclusive subway — here’s what it’s like

10. Sen. Angus King, an independent from Maine, attempted to sketch out the Battle of Gettysburg on the 150th anniversary of the famous fight in 2013.

Source: YouTube



9. In a speech denouncing GOP lawmakers' Obamacare repeal and replace legislation, Democratic Sen. Maria Cantwell used a poster printed with "War on Medicad," misspelling the name of the government healthcare program. The mistake prompted critics to dub the lawmaker "Sen. Cantspell."

Source: Fox News



8. In October 2013, Republican Rep. Doug Lamborn accused President Donald Trump of negotiating with non-democratic world leaders, including Russian President Vladimir Putin, Iranian President Hassan Rouhani, and Syrian President Bashar al-Assad, but not with Republican lawmakers in Washington, using this poster for reference.

Source: Congressman Doug Lamborn



See the rest of the story at Business Insider

How the world's superpowers are reacting to North Korea's latest nuclear test

$
0
0

Kim Jong Un

Over the weekend, North Korea claimed to have developed a new hydrogen bomb that it could fire as far as the United States.

South Korea's military said it believed the North's claim, and had detected seismic activity from the blast.

Last week, the Hermit Kingdom also launched a missile that passed over Japan and warned of more to come.

If its claims are true, the development would make North Korea far more dangerous to the global community than it has ever been before.

While Pyongyang's various provocations have prompted condemnation from almost the entire world, the most powerful nations involved seem unable to agree on what to do about them.

Scroll down to see what the key players in the North Korean issue have said.

The United States: More sanctions, more military action

Donald Trump's administration has repeatedly called for further sanctions and military action against the Pyongyang.

Following North Korea's claims of a sixth nuclear test, US Ambassador to the United Nations Nikki Haley told the Security Council that the country was "begging for war." The US is also preparing a draft UN resolution that would cut off all oil and fuel imports into North Korea, the New York Times reported.

Haley also hinted at military action: "Our country's patience is not unlimited. We will defend our allies and our territory."

Trump has made bolder threats. On Sunday, he tweeted that the US was "considering, in addition to other options," to stop trading with all countries with ties to North Korea. The US already announced sanctions against 16 Russian and Chinese companies and individuals, citing their ties with the North Korean regime, last month.

When asked whether he would attack North Korea, the US president also said: "We'll see."

In early August, the UN Security Council agreed to impose US-drafted sanctions on North Korea that would cut the country's export revenue by a third. Pyongyang called the decision a "heinous US plot to isolate and stifle" North Korea and threatened to exact "thousands-fold" revenge.



The United Kingdom: More sanctions, China should exert pressure

Britain's line on North Korea echoes that of the US.

Following Sunday's military test, UK Foreign Secretary Boris Johnson said, as cited by the Telegraph: "All options are on the table, but we really don't see any easy military solution.

"The distance between North Korea and Seoul is very, very small, and they [North Korea] could basically vaporise large parts of the South Korean population even with conventional weapons."

Johnson added that the idea of imposing harsher sanctions "still holds potential" and called on China to pressure the North Korean regime.

Prime Minister Theresa May also said last week that "China should be using its leverage with North Korea." She did not respond when asked whether the UK would commit troops to deter North Korea.

A House of Commons Library paper published last week noted that British troops could be deployed to help the US attack North Korea, even though it doesn't have to under NATO obligations.



South Korea: More sanctions, more talks

In light of Sunday's nuclear test, South Korea — which stands to lose the most in a North Korean war — has appeared to want more sanctions on Pyongyang.

The country also fired missiles into the sea to simulate an attack on the North on Monday, the Associated Press reported. But unlike the US, its president Moon Jae In has ruled out all-out war with the North.

"We can never tolerate another catastrophic war on this land,” his office said on Sunday evening, as cited by the New York Times. "We will not give up our goal of working together with allies to seek a peaceful denuclearization of the Korean Peninsula."

In a phone call that same day, Moon and Japanese Prime Minister Shinzo Abe affirmed their "understanding there must be the most powerful sanctions and pressure applied on North Korea" via the UN, a South Korean presidential spokesman told reporters.

The two leaders agreed that harsher sanctions would persuade North Korea to negotiate with the international community, the spokesman added.

In a separate phone call with Russian President Vladimir Putin on Monday, Moon also said the UN should "seriously consider to fundamentally block North Korea’s foreign currency sources by cutting off crude oil supplies and banning its overseas labour,"according to Bloomberg.



See the rest of the story at Business Insider

15 movies ruined by cringeworthy CGI

$
0
0

matrix reloaded

Computer generated imagery is a double-edged sword: it can create wonders or total disasters.

Some films use CGI very carefully to enhance practical effects, like in Mad Max: Fury Road. Other films rely very heavily on CGI, like the colorful fever dream that is The Adventures of Shark Boy and Lava Girl. CGI is an important tool that must be utilized with absolute care, and as many filmmakers have learned, poorly executed CGI can sink a movie, even if the movie has potential.

Digital effects have only improved as the years have passed. To avoid being too unfair, this list will only focus on films that are relatively recent, or ones that could have utilized more practical effects to achieve their visual goals. Not all of these films are completely meritless, but sometimes, truly ugly CGI can be hard to look past.

You’d be hard-pressed to meet someone who has never cringed in a movie theater before, but if you are somehow that person, maybe look into a few of the movies below. You may not like what you find.

Here are 15 movies ruined by cringeworthy CGI:

SEE ALSO: 34 movies you have to see this fall — including 'Justice League,' 'It,' and 'Blade Runner 2049'

15. "Hulk"

Ang Lee’s Hulk probably isn’t the worst entry on this list, but for a big-budget blockbuster starring a well-established superhero, these effects probably should have been better. Make no mistake, bad CGI isn’t this film’s only problem, but it certainly didn’t help it much.

The Hulk had been done practically before on television, with makeup and prosthetics. Naturally, this film chose to go big and give audiences what they believed would be a true adaptation of the Incredible Hulk, with a more authentic, giant-sized CGI Green Goliath. It soundes great in theory. Sadly, it may have come a little too early, as the effects just weren’t good enough. For many, this rubbery Hulk is a bit too cartoony to take seriously—and don’t even get us started about the Hulk-hounds.

CGI can be much worse, but this rendition of the Marvel hero was outdone with 2008’s The Incredible Hulk, and outdone again with his appearances in the MCU. And thankfully, Thor: Ragnarok has the Hulk looking better than ever.



14. "Tron: Legacy"

For all intents and purposes, Tron: Legacy actually looks quite good. The original Tron was ground-breaking in the special effects department, and its aesthetic needed to be both updated and recaptured in the sequel. While the world looked pretty decent, the most glaring special effects oddity came in the form of the film’s villain, Clu. With the CGI face of a young Jeff Bridges, it did not look good.

This CGI trick has been popping up more and more lately, and with each use, the de-aging effect has improved. Disney itself has used this effect quite a bit since their release of Tron: Legacy, in MCU movies like Ant-Man, Captain America: Civil War, and most recently, Guardians of the Galaxy Vol. 2. The de-aging effect has come a long way, but with this film back in 2010, it just wasn’t quite there yet. Clu looked rubbery, unnatural, and completely distracting. The movie itself was met with mixed reception anyway, but CGI Jeff Bridges did nothing to improve the film’s quality.



13. "The Hobbit: The Battle of the Five Armies"

The Battle of the Five Armies doesn’t feature flat-out awful CGI, so much as overwhelmingly mediocre CGI. This is only made worse by the fact that the original Lord of the Rings trilogy is littered with beautiful practical effects that still hold up today. It’s a shame that this franchise—one that looked breathtaking only a decade prior—took so many steps backward with its prequel trilogy.

So much of the makeup, costumes, prosthetics, and sets of the original trilogy have been replaced with green screens and CGI. While it isn’t all bad, the locations lack visual depth, some characters look way too bouncy in action, and the armies themselves look so fake that the battle lacks any real emotional affect. It took a lot of work to make those original films look so real, and not repeating those painfully difficult endeavors is completely understandable. It’s just hard to go from the jaw-dropping battle of Helm’s Deep to the mushy gray chaos that is the third act of this film.



See the rest of the story at Business Insider
Viewing all 61683 articles
Browse latest View live




Latest Images