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This is what 11 of the biggest stars in football looked like at the start of their careers

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FIFA team of the year

FIFA has named its 2017 Team of the Year, and it contains devastating strikers, creative midfielders, and ball-playing defenders.

The Wire actor Idris Elba presented the Team of the Year prize at an awards ceremony in London on Monday — and the selfie Elba took of the team could become the most iconic football picture of the year.

The team — which features Real Madrid forward Cristiano Ronaldo, FC Barcelona attacker Lionel Messi, and Paris Saint-Germain striker Neymar — has an average age of 31 years old.

It's fair to say that these players all look pretty different now than they did when their careers started.

Scroll down for before-and-after peek at how some of the biggest football stars on the planet looked in their rookie years — compared to today.

Title-magnet Cristiano Ronaldo is a modern day fashion icon.



But when he moved to Manchester United in 2003, he dyed his hair and wore David Beckham-style Alice bands.



39-year-old goalkeeper Gianluigi Buffon has helped Juventus win 8 Serie A championship titles in 16 years with the club.



See the rest of the story at Business Insider

Inside America's best high school — a boarding school that costs $53,900 a year and feeds students into the Ivy League

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Phillips Academy AndoverPhillips Academy, a prestigious boarding school located in Andover, Massachusetts, is the best high school in America.

It's founding dates back to the American Revolution — where its roster of early supporters reads like a "who's who" of American exceptionalism. George Washington, Paul Revere, and John Hancock all have ties to Andover, which the school is called for short. 

That history, and the fact that the school originally educated students as a feeder school into Yale, likely contribute to the stereotype that Andover is a school for effete academics and wealthy families set on receiving a country-club style education, complete with uniforms, sports coats, and ties.

And yet, for all it's stereotypes of elitism, the Andover of today — formerly all male and all white — would be unrecognizable to the forefathers of America. More girls than boys that attend the school, 48% of the class are students of color, and the school's mission is driven by a charge to actively recruit even students who can't pay their full way.

So Business Insider toured the school's idyllic New England campus to see what makes Phillips Academy the best school in the nation.  

SEE ALSO: Inside Léman Manhattan Preparatory School, the New York City boarding school that costs more than Harvard

We arrived at Andover on a sunny morning in October and were struck by how much the high school resembles a college.

The 500-acre campus was perfectly manicured, and students hustled across the school's quad to get to their morning classes.

Within 10 minutes of arriving on campus, a security guard came over and inquired about who we were and what we were doing, because she had gotten a few calls about our presence. But she was friendly and welcoming, and let us go on our way once she confirmed we had the proper accesses. 

 

 



We started walking toward our first-period class, and learned a bit more about the make up of the student body.

There are currently 1,154 students who attend Andover in grades nine through 12. Of those students, 851 are boarders and 303 are day students.

Students of color make up 48% of the class, 45 countries around the world are represented, and 11.5% of students are internationally born.

Annual tuition to attend the school rivals the cost at elite-private colleges, with boarding tuition running families $53, 900-a-year, and day tuition running $41,900.

But not everyone pays the full amount, a benefit of Andover's more than $1 billion endowment and need-blind admissions policy. More on that later.

 



Our class was in Samuel Phillips Hall, the building students told us is the most iconic feature on campus. Graduation services happen on the grass in front of the hall.



See the rest of the story at Business Insider

These 11 Amazon Echo jokes and features show off the company's unique sense of humor

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amazon echo

You probably knew Amazon's Alexa was smart. But did you know it has a great sense of humor too?

The voice assistant inside the company's line of Echo smart speakers, Alexa can set timers, play music, order a car, and even read to you at night.

That's pretty impressive, but a know-it-all assistant could get irritating after awhile. Luckily the whizzes at Amazon decided to lighten up Alexa with a sense of humor.

Alexa's jokes often veer dangerously close to ones your dad might tell, but at times she can be pretty cheeky too. Amazon also seems to enjoy holidays — just in time for Halloween, it's added some seasonally spooky jokes.

Here are 11 of our favorite Alexa jokes, spooky and otherwise:

SEE ALSO: I've owned an Amazon Echo for over a year now — here are my 19 favorite features

“Alexa, what should I be for Halloween?”

Alexa has several ideas for Halloween costumes. It'll also suggests going as an Echo or a box of Count Chocula cereal. 



“Alexa, what are you going to be for Halloween?”



“Alexa, what’s your favorite horror movie?”

That's a clever allusion to Amazon's own package delivery options. 



See the rest of the story at Business Insider

Take a look inside 'The Rook' — an armored vehicle SWAT teams use to tear through vehicles, block an active shooter, or bust through a riot

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The Rook armored Caterpillar SWAT police

Dozens of defense contractors showed off their latest gear and technology at the annual International Police Chief Association conference and exhibition this past week in Philadelphia. 

Everything from lethal and non-lethal weapons, body armor, drones, policing software, uniforms, and even vehicles were on display, including a new armored vehicle called "The Rook."

The Rook, designed by Ring Power Corporation, a heavy equipment company that modifies vehicles, is essentially an armored Caterpillar vehicle that has been modified for SWAT and other police units. 

It comes with four attachments and can be used for all kinds of scenarios, including hostage rescue, barricaded suspects, riots, and natural disasters.

At least 25 different police departments across the US have purchased one, and many more are interested, a Ring Power Corporation sales manager, Shaun Mitchell, told Business Insider Tuesday. 

Check it out below:

 

SEE ALSO: We spent 3 nights in the NYC underbelly with a crime reporter to see how safe the 'safest big city' in the US really is

SEE ALSO: Trump just reauthorized police to use high-tech military gear — Here's what they can get

The Rook is built off a Caterpillar chassis that has been modified with armor, night vision, thermal imaging, multiple cameras, a wireless remote control and four attachments.

The Rook is named after the chess piece, meaning checkmate, Miller said. 



It was designed by a man named Jeremy Eckdahl about 10 years ago, but wasn't marketed much until Ring Power Corporation bought the design 5 years ago.

Source: Shaun Mitchell, Ring Power Corporation. 



It retails for about $315,000 and has been sold to 25 police departments so far

The Rook was even used by the San Bernardino Police to take down Syed Rizwan Farook and Tashfeen Malik, the married couple who carried out the terrorist attack in 2015. 

Here are some other police departments using The Rook:

  • New York Police Department
  • New Mexico State Police
  • Albuquerque Police
  • Pennsylvania State Police
  • Mississippi State Police
  • Jacksonville Police 
  • Boca Raton Police


See the rest of the story at Business Insider

Inside the swanky offices of TED, the company behind the internet's viral 18-minute talks

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Ted Talks HQ

TED has been around since 1984, but it's only been within the last several years that the company's thought-provoking, lecture-style talks have exploded into the mainstream.

The 18-minute-or-less talks cover everything from psychology to the environment to finance to business, and they often rake in millions of views online.

All of that success originates in TED's New York City headquarters. 

The office has a 100-plus-person amphitheater, a stop-motion studio, plush viewing tents, single-person workspaces, and too many plants to count. Here's what it's like inside.

SEE ALSO: Bain & Company was just named the best workplace of 2017 — step inside its New York office

TED occupies two floors in an office building located in New York's SoHo neighborhood. It looks into the atrium, so TED installed high-reaching plants to shield people from the view.

The company moved there in March 2016. Susan Zimmerman, TED's special projects manager, said it was a huge upgrade from the last space.



Adorning the walls are framed photographs taken by TED staff.



On the lower floor is the server room. The doors display the daily TED talk video views in real-time. Just after lunch on a recent Wednesday, the views were closing in on 1.3 million for the day.



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The 9 biggest questions we have after watching 'Stranger Things' season 2

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Stranger Things 2Warning: Major spoilers for season 2 of "Stranger Things" lie ahead. Read at your own risk. 

The second season of "Stranger Things" was somehow loaded with even more monsters, characters, Eggo waffles, teen romance, and Upside Down drama than the first season. 

So, obviously, we have a lot of questions that may or may not keep us up at night until the inevitable season three arrives on Netflix, which could take well over a year. 

Here are all of our biggest questions after watching "Stranger Things" season 2:

SEE ALSO: I watched all of 'Stranger Things' season 2 — and the best thing about it is it never tries to top season 1

Can the shadow monster break the gate between the Upside Down and the real world?

The gang contains the shadow monster when Eleven closes the gate to the Upside Down, but they definitely don't defeat it. The tease at the end of the season shows that this is definitely not the last we'll see of the shadow monster. 

The shadow monster is coming for the people of Hawkins, but how, and why? With the gate to the Upside Down closed and Hawkins Lab abandoned, how can the shadow monster break into the outside world? Does the shadow monster just want to kill (eat) everybody?



Will the Upside Down ever affect anyone outside of Hawkins? Or anyone in Hawkins who doesn't already know about it?

"Stranger Things" is at its best when the events and the characters are confined to the town of Hawkins, Indiana. At this point, Hawkins appears to be the only town in the world affected by these supernatural events. And, more specifically, the people affected by them seem to be the ones who know about it, or the people close to them.

Bob sacrifices himself the the demodogs (or stupidly just stands there when he knew he was being hunted), but he knew about the Upside Down for at least a day, and was dating Joyce Byers, who knew about it.

We also see the tunnels affect farmers in the area. But at what point does the very dangerous Upside Down become an actual life or death threat to other people outside of the main cast? For the threat to feel believable, it will have to grow moving forward.  



Is there anyone left to hunt down Eleven? AKA: Is Dr. Brenner alive or dead?

The last we see of Dr. Brenner in season one, the Demogorgon attacks him, implying that he doesn't survive. But on Eleven's trip to Chicago, Eight implies that he could be alive, and uses her powers to make Eleven see him. 

Pretty much everyone except Dr. Owens is dead, and he's helping Hopper protect her. So who's after Eleven, now that all employees at Hawkins Lab are demodog meat? Dr. Brenner might be out there somewhere, conducting more experiments outside of Hawkins. And he could be coming for Eleven and Eight next. Eleven believed Dr. Brenner was dead as Barb, but after visiting Eight in Chicago, she's not so sure. And we're not, either. 



See the rest of the story at Business Insider

5 little-known things that are just deadly as smoking, according to science

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tanning bed

Cigarette smoking, one of the least healthy habits out there, is quickly disappearing in the United States.

The rate of American adults who smoke has declined from 42% in 1965 to 15% in 2015.

However, there are a number of risk factors taking its place, many of which stem from people's growing preference for sedentary, isolated lifestyles.

As smoking makes its exit in the US, here are the risk factors science says to keep an eye on.

SEE ALSO: Loneliness may be a greater public health hazard than obesity — and experts say it's getting worse

Loneliness

The growth of social media and waning in-person contact has led Former Surgeon General Vivek Murthy to label loneliness a worldwide epidemic. And it could be lethal.

Julianne Holt-Lunstad, a professor of psychology at Brigham Young University, has found in her research that loneliness reduces people's life spans by the equivalent of smoking 15 cigarettes a day.



Sitting

Sitting all day increases risk for a raft of different cancers, a 2014 study found.

Researchers included in their meta-analyses — the gold-standard for research — data from four million people involving how often they sat to watch TV, do work, and commute.

Each two-hour increase in sitting time upped people's risks for colon, endometrial, and lung cancers, regardless of whether they still exercised during the day.



Sleep loss

The Centers for Disease Control and Prevention have called sleep deprivation a public health problem, as some 50 to 70 million people in the US have sleep or wakefulness disorder.

Professor Valery Gafarov, of the World Health Organization, noted in 2015 that insufficient sleep raises the risk of stroke and heart attack to similar degrees as regular cigarette use.

"Poor sleep should be considered a modifiable risk factor for cardiovascular disease along with smoking, lack of exercise, and poor diet," he said.



See the rest of the story at Business Insider

The best value plays in your DraftKings lineup for Week 8 of the NFL season

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Nelson Agholor 2

Daily fantasy presents a new challenge every week, with football fans looking to put together the best lineup possible from a menu that offers literally every player taking the field on Sunday.

Last week was another hit-or-miss week for our value plays — Adrian Peterson fell apart after his hot start, but Evan Engram finished as a top-5 tight end on the day, and Allen Hurns as a top-15 receiver.

This week, we're back at it, trying to identify the best, affordable players for your DraftKings lineup. Everyone wants to load their teams with studs sure to light up the box score, but it's finding the undervalued players that allows you to max out your budget on the likes of A.J. Green and Tom Brady this week.

Below we've picked some of our best value plays for daily fantasy this week. Consider them when trying to find a few extra dollars to upgrade elsewhere in your lineup.

QB: Josh McCown, $5,600

Despite proving a capable quarterback game after game, Josh McCown is still getting no respect from whatever algorithm sets the prices at DraftKings. At home against the Falcons this week, he'll have plenty of chances to pad the stat sheet.



RB: Joe Mixon, $4,700

With the Bengals expected to roll on the Colts this week, Joe Mixon emerges as a solid play in the backfield. He's been running stronger in recent weeks and will be facing an Indianapolis defense that's been allowing 125 yards per game.



RB: Tarik Cohen, $4,600

While the Bears offense has failed to inspire fear in the hearts of opposing defenses, Tarik Cohen is one player who has the ability to be a game-changer on the field. Bad offensive stretches like the Bears are currently going through don't last forever, and when the curse breaks it's likely Cohen will be the catalyst.



See the rest of the story at Business Insider

These are the most prominent allegations to surface as part of the #MeToo campaign around sexual abuse

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Terry Reintke

  • As dozens of women have accused top Hollywood producer Harvey Weinstein of sexual assault and harassment, women across many industries have been speaking out about their own experiences. 
  • Joining the #MeToo campaign, lawmakers, journalists, and athletes are telling their stories of sexual abuse and calling for change. 


In the aftermath of a flood of sexual assault and harassment allegations against top Hollywood producer Harvey Weinstein, thousands of women all over the country — and across the world — spanning diverse industries are speaking out about their experiences as victims of workplace sexual abuse. 

Actress Alyssa Milano, an outspoken Weinstein critic, encouraged women to write "Me Too" in social media posts to indicate that they had been sexually abused as a way to "give people a sense of the magnitude of the problem." 

Milano's #MeToo campaign — a version of one initiated by activist Tarana Burke a decade ago— resulted in millions of social media posts by female lawmakers, athletes, and journalists, and others.  

On Tuesday, Milano wrote, "One tweet has brought together 1.7 million voices from 85 countries. Standing side by side, together, our movement will only grow. #MeToo."

Here are a handful of the stories that have been told so far: 

SEE ALSO: Here's why hundreds of thousands of women are writing 'me too' on their Facebook walls

SEE ALSO: #MeToo: sexual harassment stories sweep social media after Weinstein allegations

Women lawmakers in the European parliament

Members of the European Parliament joined the #MeToo campaign last week, standing up in front of their colleagues to denounce the "widespread problem" of sexual harassment in European politics.

"Me too, I have been sexually harassed, just like millions of other women in the European Union," Terry Reintke, a Green Party MEP from Germany said from the parliament floor, continuing, "and I think it's about time that we say that we should not be ashamed, but that the perpetrators should be ashamed."



Women in Hollywood

The allegations against men in Hollywood keep coming. 

During a speech at a women in Hollywood event, Oscar-winning actress Reese Witherspoon revealed that she was sexually assaulted by a film director when she was 16 years old. 

Hundreds of women, including top Hollywood actresses, have come forward to accuse director and screenwriter James Toback of sexual assault or harassment. Amazon Studios chief Roy Price was forced to resign after allegations surfaced against him. 

The A.V. Club put together a more comprehensive list of women in Hollywood who have come forward with stories of sex abuse. 



Female senators and congresswomen

Female lawmakers across the country — and the world — have spoken out against sexual harassment and abuse in politics and government.  

Four female Democratic US senators— Sens. Elizabeth Warren, Claire McCaskill, Mazie Hirono, and Heidi Heitkamp — told stories of being propositioned, assaulted, or harassed. 

"I was a very young state legislator and in my 20s and I was single — and I was nervous about getting my first bill out of committee,"McCaskill told NBC News' "Meet the Press.""So I cautiously approached the dais and went up to speak to the very powerful speaker of the Missouri House of Representatives. And I explained to him the bill I had, and did he have any advice for me on how I could get it out of committee?"

McCaskill went on, "And he looked at me, and he paused, and he said, 'Well, did you bring your knee pads?'"

Rep. Jackie Speier, a California Democrat who shared her own story of sexual assault, told Politico that Congress's Office of Compliance, which handles sexual harassment claims is "toothless" and "a joke" and that she will introduce legislation to reform it. 



See the rest of the story at Business Insider

I tracked my spending every day for a week — these are the costs that made me cringe

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drinking coffee starbucks

I pride myself on being a pretty frugal guy. I have a reputation among friends of turning down any event that costs over $30. I used my last laptop for nine years, only replacing it after it died. I still use a 10-year-old classic iPod that I got for Christmas in 2006. I am a pro at denying myself large purchases.

Still, I thought it'd be a useful experiment to track my spending for a week, if only to get confirmation that I'm so great at resisting a purchase. Right? Right.

SEE ALSO: My first apartment destroyed my budget. Here’s how I turned it around

Sunday

Sundays are when I stock up on groceries for the week, so they're typically my most expensive spending day.

The first stop of the day brings me to Starbucks, where I buy a venti Americano for $3.25. While there, I also pick up a pound of ground coffee for $14.95 so I can brew it at home, bringing my total bill to $18.20. Off to a great start.

After my coffee, I go to Stop & Shop for my weekly groceries. I tend to eat the same thing for breakfast (a protein shake with oatmeal) and lunch (a salad with salmon) every day, so it's a relatively quick trip. Also in my full cart: a gallon of milk ($3), a tin of oatmeal ($3.49), two boxes of black bean spaghetti ($9.38), a six-pack of romaine lettuce ($5.99), two cucumbers ($1.98), two pounds of chicken breast ($6.58), a package of sandwich wraps ($2.99) and two boxes of salmon burgers ($25.98). I realize that I've forgotten my obligatory avocados, and run back to grab two ($2.94) before checking out — what kind of millennial would I be without them?

That brings my total grocery bill to $62.33, which I know is high for one person, and for what is really not a lot of food. But I'm OK with paying extra for some premium items (like the spaghetti and salmon burgers) because they are healthy and taste good. To me, they are worth it, but I try to stick to generic brands for the rest.

Total spent: $80.53



Monday

I've already bought all of my groceries for the week, so I don't have any reason (or inclination) to stop in a store today. That being said, while at work I walk over twice to the local coffee shop near the office and get myself a large Americano ($3.14 each). That's it. For the entire day. Not so bad!

Total spent: $6.28



Tuesday

I get my morning and afternoon coffees from the coffee shop near work (again, $3.14 each) and then head to a training session with my personal trainer, which is $90 a month and includes today's in-person session, workouts he assigns me via an app and help tracking my diet.

After the session, he starts talking about the different kinds of supplements I should really be using to get the most out of my exercise routine. It's the same spiel he gives me each month, so I know to expect it. I don't really buy into all that, but for some reason I cave and buy a bottle. Maybe it was because I've been seeing results and I'm happy about them, so I subconsciously want to throw him a bone. Either way, when I walk out of the gym my wallet is $30 lighter than I expected.

Total spent: $126.28



See the rest of the story at Business Insider

Tom Brady is the Apple of the NFL — 7 quarterbacks and their tech company equivalents (AAPL, APRN, TSLA, TWTR, BABA, AMZN, FB)

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Tom Brady and Aaron Rodgers

Tech companies and NFL quarterbacks have a surprising amount in common.

While tech stocks carry outsize influence, often dictating the direction of the whole market, professional football teams are also at the whim of their signal-callers. The market would crash if tech stocks started failing — the dot-com bubble anyone? — just in the way an injury to an NFL team's starting quarterback usually spells certain disaster.

Now, as the NFL season kicks off, many casual football fans are trying to get up to speed on which players and teams to watch. And there's no better place to start than with the guys who are throwing the passes.

Below is a breakdown to help make sense of it all, with a special focus on the tech companies that best embody some of the league's most notable quarterbacks.

Aaron Rodgers is Amazon

Remember when Amazon was just an online bookstore? Well, before Green Bay Packers quarterback Aaron Rodgers was an MVP and Super Bowl champion, he was just NFL legend Brett Favre's backup.

It took Amazon and Rodgers years of quietly toiling away at their respective trades, plotting world domination, for them to break out and realize their immense potential. Amazon is now disrupting every industry in sight, while Rodgers is continuing his reign of terror over opposing defenses and once is again expected to carry his team to a fantastic season. And, like Amazon, Rodgers is showing no signs of slowing.

Also notable is how both Amazon and Rodgers faced their share of doubters during their respective ascents. Short-sighted pessimists first questioned Amazon's initial foray into online bookselling and then scratched their heads when the retail juggernaut broadened its scope. Rodgers suffered the indignity of slipping to the 24th pick in the NFL draft, despite being projected as a top selection, and then was stuck as Favre's understudy for three full seasons.



Tom Brady is Apple

The two undisputed kings of their respective fields. New England Patriots quarterback Tom Brady is a five-time Super Bowl champion and a two-time NFL MVP, and he is widely considered to be one of the best to ever play the game. Apple is the biggest company in the world, is still growing rapidly, and holds more cash than many small nations.

Both Brady and Apple got where they are today because of legendary leadership. Brady has benefited greatly from the tutelage of Patriots coach Bill Belichick, one of the greatest and winningest coaches in NFL history. Apple prospered under the visionary guidance of CEO Steve Jobs, who designed such landscape-altering products as the iPhone during his tenure.

That's not to say the two have always had it easy. Brady tore an ACL in his team's first game in 2008 and missed the rest of the season. Similarly, Jobs was fired in 1985, a move that almost destroyed the company. Needless to say, both entities bounced back, and today they are viewed as unstoppable forces.



Cam Newton is Facebook

Carolina Panthers quarterback Cam Newton experienced almost immediate success upon entering the NFL in 2011, winning the Offensive Rookie of the Year award and eventually carrying his team to the Super Bowl. Facebook initially had a little tougher time gathering steam, but it still managed to grow its market cap by roughly 50% over its first two years after going public in 2012. It has since become one of the most valuable companies in the world.

Further, Newton is already one of the elite few to have been named an NFL MVP (in 2015), while Facebook CEO Mark Zuckerberg is one of the richest people in the world, with a net worth of roughly $70 billion.

That's not to say their respective ascents were without hiccups — both were accused of stealing early in their careers. Newton was suspended from the University of Florida football team in 2008 after he was arrested on suspicion of stealing a laptop from another student, while Zuckerberg was sued over claims that he stole the idea for Facebook from the Winklevoss twins.

They both recovered swiftly. Newton transferred to Auburn, where he won a national championship and the Heisman Trophy as the country's top player, while Zuckerberg was able to move past the lawsuit to become the highly respected billionaire CEO he is today.



See the rest of the story at Business Insider

The 15 European cities with the worst traffic

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traffic

Traffic is a growing problem in cities worldwide.

Some cities have taken steps to cut congestion. Among those cities is London, which puts a fee on most vehicles driving in a designated congestion charge zone. But others have yet to find a real solution.

TomTom, a navigation and mapping company, has ranked the European cities it says have the worst traffic. The company collected data over nine years and gave each city a congestion score out of 100. The annual score, most recently updated with 2016 data, shows how much extra travel time it takes to get around a particular city.

Scroll down to see which European cities have the worst traffic:

SEE ALSO: The 15 US cities with the worst traffic

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15. Nizhny Novgorod is the fifth most populous city in Russia. It received a score of 32%, meaning it takes drivers 32% more travel time to get to their destination in the city.



14. Hamburg, Germany received a score of 33%, a 3% increase from the year before.



13. Naples, Italy, received a score of 33%, which is 2 percentage points higher than its one from the year prior.



See the rest of the story at Business Insider

The 27 best scary movies on Netflix

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The Bad Batch Netflix

It’s time to dive into the best horror movies currently on Netflix.

With Halloween around the corner, we’ve come up with the best on the streaming giant so you can enjoy the rest of the month scaring the heck out of yourself and your friends.

Check out the 27 scary movies below.

Note: Numerous Netflix titles drop off the streaming service monthly so the availability of titles below may change.

Brett Arnold contributed to an earlier version of this story.

SEE ALSO: 100 movies on Netflix that everyone needs to watch in their lifetime

1. "The ABCs of Death" (2012)

26 horror directors are each given a letter of the alphabet as a starting point to create a scary short.



2. "The Babadook" (2014)

A single mother struggling to keep up with her rambunctious son begins to lose it after a strange children's book comes to her doorstep.



3. "The Bad Batch" (2016)

Set in a dystopian future where the bad are thrown into a cannibal-filled wasteland in Texas, a girl (Suki Waterhouse) tries to survive. Movie stars Jason Momoa, Keanu Reeves, and an unrecognizable Jim Carrey. 



See the rest of the story at Business Insider

ClassPass is so much cheaper than a gym membership — and it will motivate you to work out more too

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The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships so we may get a share of the revenue from your purchase.

classpass thumb(1)

  • Participation in fitness studio group classes is on the rise because they add rigor, fun, and variety to your exercise routine, but they're usually pretty expensive. 
  • ClassPass is a monthly service that lets you join the fitness studio trend for $15 or less per class, which is half the traditional cost. 
  • By letting you "shop around" hundreds of fitness studios in your area, ClassPass lets you discover your new favorite way to sweat. 

We all know that exercising regularly offers countless physical and mental benefits, but that doesn't make it any easier to do. Over the years, I've discovered that I need someone else to push me when I'm working out. As much as I love to think of myself as a person who is very strong and motivated all the time, the reality is that when I workout at home or by myself at the gym, it's tempting and easy to give myself a break I don't actually need or just stop the workout early. Sometimes I don't even make it onto a mat or machine at all. 

I grew up swimming and playing basketball in my hometown's youth leagues, and in college my favorite things to do at the gym included the cardio kickboxing and core workout group classes, so it occurred to me that I didn't hate exercising, period. What I did dread was being bored out of my mind as I went through the same uninspired and unchallenging movements, without anyone by my side to keep me going. 

If you're in a similar fitness rut, begging for the variety and motivation missing from at-home workouts or exercising at large fitness clubs, you're not alone.

Participation at smaller fitness studios that offer more unique activities like spin, barre, and boxing is on the rise precisely because people like you and me are looking for change. These classes are led by trained professionals who will push you to no end, often with smiles on their faces. Sure, in the moment you'll hate the teachers for being so chipper, but you'll ultimately be grateful for the amount of coaching and motivation that's difficult to muster up on your own. Another benefit is the small group setting, which reminds you that you're not alone in your exercise endeavors. You might even make some friends, having bonded over these sweat-inducing, heart-pumping workouts.

Despite the many clear advantages of boutique fitness studios, perhaps the greatest barrier to join is the steep cost of classes. Depending on the location and type, they can often put you back $20 to $30 per one-hour session. If you wanted to take these classes regularly, you'd better be ready to pay up. 

That's why the introduction of ClassPass four years ago breathed new life into the fitness studio world, opening up fun and challenging fitness classes to a much larger group of participants who previously couldn't afford to buy into them. With ClassPass, you get to "shop" around and take classes across a variety of activities, for a much cheaper price. It's flexible, affordable, and trust me, much more interesting than hopping on the treadmill. 

If you want to learn more about how ClassPass works and how it will shake up your fitness routine, keep reading. 

DON'T MISS: 26 smart workout accessories you can get for under $50

SEE ALSO: People are so obsessed with these $200 leggings from Bandier that they've developed a cult following

The fitness studio world is your oyster once you sign up for ClassPass.

Enter your zip code here to see the studios available around you. You can use ClassPass in major cities nationwide. In the New York City area, there are more than a thousand eligible fitness studios, and hundreds in the near vicinity of the Business Insider office alone. You can sort by specific activities if you already know what you're looking for, or just see what's out there that will pique your interest.

Activities include: Cycling, Pilates, Dance, Boxing, Running, Yoga, Barre, Strength Training, Martial Arts, and Rowing. I've never tried many of these activities, and chances are you haven't either.

With ClassPass, you'll be exposed to new opportunities you might not have encountered or seriously considered otherwise. Because studios specialize in these activities, you know you'll be getting effective training and you won't just playing around. 



Once you've determined that your area has classes that interest you, choose a plan that fits your unique needs and preferences.

Pricing differs based on location and how many classes you want to take per month. Depending on your city, the cost of three classes, for example, can range from $30 to $45 per month.

At first glance, the 10-class deal is obviously the most worth it, with each class coming out to $13, but also take into consideration how likely you'll actually go to all 10 classes. Be realistic about factors like how busy your own schedule is or whether these classes are just a supplement to an existing fitness regime. In the end, $15 is still a better deal than paying full price at the studio. 



Once you're signed up, your cycle will start immediately and you can start adding classes to your roster.

Some studios will reserve certain classes for their own members, but you'll be able to access the full schedules for the majority of studios. Spots and classes are shown as they become available, so always refresh the search results page and reserve your spot quickly if you see something you like. 

You won't be able to drop into classes without a reservation. However, with the mobile app, you can still make a reservation up to five minutes before the class starts, for those days when you get out of work early or just need a spontaneous fitness pick-me-up.



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The 25 highest-paid players in NFL history

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Peyton Manning and Tom Brady

In the NFL, lots of players sign big contracts. But unlike other sports, NFL deals are rarely guaranteed and few players see all of the money in those large deals.

But a select few have gone on to make big money in their careers as there are now 26 players who have made at least $100 million.

The list of the 25 players with the most career earnings includes 17 active players, 17 quarterbacks, 1 Tom Brady, and 2 Mannings.

Using contract data obtained by Spotrac.com, here are the 25 highest-paid players in NFL history.

25. Champ Bailey, CB — $102.8 million

Seasons: 15

Highest single-season earnings: $16.5 million (2010; included $3 million roster bonus)

Championships: 0

Pro Bowls: 12

First-team All-Pro: 3

One thing to know: Bailey's largest contract came after the 2003 season, when he signed a seven-year, $63 million deal.



24. Alex Smith, QB — $106.5 million

Seasons: 12

Highest single-season earnings: $19.0 million (2014; included $18 million signing bonus)

Championships: 0

Pro Bowls: 2

First-team All-Pro: 0

One thing to know: Often referred to by the pejorative "game manager," Smith is on pace to lead his team to the playoffs for the fifth time in the last seven years.



23. Calvin Johnson, WR — $113.8 million

Seasons: 9

Highest single-season earnings: $25 million (2013; includes $20 million option bonus)

Championships: 0

Pro Bowls: 6

First-team All-Pro: 3

One thing to know: Johnson retired after the 2015 season because he was "in pain." He walked away from the final four years and $67.7 million on his contract.



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What bedrooms look like across the US

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american bedroom Belle Avey

  • Barbara Peacock photographs people in their bedrooms for a series called "American Bedroom."
  • Her subjects range in age, gender, and relationship status.
  • Each image is accompanied by a quote from the person featured about what their bedroom means to them.

 

For some, their bedroom is a place where they retreat to relax. For others, it's a lonely room that feels too empty. For families with little ones, bedrooms are rarely quiet or still. 

With her series "American Bedroom," photographer Barbara Peacock seeks to provide an intimate glimpse into the private dwellings of people across the country.

"The goal is for the photographs to look as if you peeked into their bedroom," she told INSIDER.

Her subjects range in age, gender, and relationship status, and every room is entirely different. Peacock has photographed people on the East Coast and in the South, but she plans to continue the series throughout the US.

"I find the whole process fascinating because I have new subjects and often an unknown space and source of light with which to create something," she said. "It's like a gift and a puzzle to solve every time."

Keep scrolling to see her photos of bedrooms across America and meet the people who occupy them.

"My fish is died."— Avery, age 3

 



"My husband died. I smoke in the house now."— Betty, age 88



"I have these thoughts that culminate in my head, it took me years to get these souvenirs. I just moved into this place and all I have is an air mattress, but I stack up pillows and read and write."— Brent, age 52




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These photos of couples in coincidentally matching outfits are serious #couplegoals

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couples matching

  • Photographer Stefan Draschan noticed that couples tend to dress alike.
  • He started taking pictures of people on the street dressed in similar outfits.
  • He thinks that dressing alike indicates that a couple is in sync.

 

There are many ways to say "I love you." According to photographer Stefan Draschan, one way is to dress the same as your partner.

Draschan takes pictures of couples in matching outfits that he encounters on the street or in museums and posts them to his Tumblr page. 

Here are 12 endearing photos of couples dressed like each other.

As he was riding his bicycle along the French Riviera, Stefan Draschan noticed that couples often dress alike.



He decided to document this phenomenon and share the photos on Tumblr.



A few of the pictures are posed.



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20 amazing travel-inspired tattoos you'll want

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skyline tattoo

While vacations always end, the memories can last a lifetime — especially with an inked reminder.

Whether you like tiny tattoos, or prefer something big to really show off, tattoos are a fun way to express your passion for travel, or to simply carry a reminder of your favorite destination with you.

We've rounded up the best travel inspired tattoos on the internet. From vast city skylines to tiny paper airplanes, these tattoos are guaranteed to spark the wanderlust in anyone.

Keep scrolling to see our favorites.

A compass.

This compass tattoo done at Jaguara Tatuado in Brazil definitely sparks wanderlust.



Coordinates.

This group all got the coordinates of where they met, tattooed by artist Joel Jalayahay in Hollywood, California.



A colorful world map.

We adore this floral world map tattoo made by artist Luiza Oliveira from Blackbird Atelier tattoo shop in Brazil.



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The 20 top-earning horror movies of all time

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stephen king it

This fall, fervor for the latest take on Stephen King's "It" has pushed the film near the top of the highest-grossing horror films in history.

To find out where "It" sits on the worldwide list, we turned to Box Office Mojo for its international box office data on the highest-grossing horror movies.

With a late push around Halloween, "It" could soon be the top-earning film in the history of the genre, but it still has one classic to surpass in worldwide totals.

Here are the 20 highest-grossing horror films of all time: 

Note: We have not adjusted the grosses for inflation.

SEE ALSO: The 20 actors who have made the most money at the U.S. box office

20. The Ring (2002) — $249.3 million



19. "Get Out" (2017) — $252.4 million



18. "The Village" (2004) — $256.6 million



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These are the top 9 investment bank internships

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Interns jobs searching

Investment banking is one of the most competitive areas of finance. 

In order to break in, young Wall Streeters need smarts, tenacity, and the wherewithal to handle the work load and notoriously long hours. Internship experience is also a must. 

To help you find the best internships on the StreetVault.com has surveyed 12,000 investment banking interns to compile a list of best internship programs for 2017.

The respondents were asked to rate and review their own internship experiences based on various factors, including compensation and meaningfulness of assignments. On a scale of 1 to 10, respondents rated their internship experiences in five main areas: interview process, quality of life, career development, compensation and benefits, and full-time employment prospects.

Vault then averaged those five factors for each company and ranked them in order. Following are the rankings for the top nine investment banking intership programs along with comments about the internship we gleaned for each bank.

Goldman Sachs Global Summer Internship

Score: 8.280

Pros: "The best aspects of this internship were the people I worked with, the work I was given, and the opportunities within the firm. Everyone was willing to answer my questions and work with me on projects that I was working on. There was never a time that I felt like I was completely on my own and struggling to an unreasonable extent. The work I was given was meaningful, and I didn't feel like I was doing a bunch of mundane tasks. As far as opportunities go, I felt like there were many opportunities to talk with individuals all over the firm from analysts to associates to learn about their jobs. Mobility is encouraged through the firm, which I find appealing."

Cons: "The lack of social events. My coworkers never organized social events (i.e. dinner or drinks) unless they were sponsored by the dept/company."

Advice to potential interns: "The best advice I have would be to make sure you read through potential interview questions before you start the process and practice answering them in front of the mirror. Also, for the most part they are not looking for extremely technically skilled interns, so don't be afraid to go for it and apply."



RBC Capital Markets Summer Analyst/Associate Program

Score: 8.341

Pros: "RBC had great people, a welcoming community, and there was a sense of family. Everyone that was part of my team was extremely helpful and we had a lot of fun."

Cons: "I felt like the structure could have been a little more rigid - it felt as if they just put us on desks (that we wanted) and then the rest was up to us. That aspect of it being up to us has its pros and cons, but if you are not prepared for this style it could be detrimental."

Advice to potential interns: "Pay the utmost care to the tiny details because they all contribute to the overall goal of giving the client the most reliable information for their financial position. Aim to be the person that supports the team and catches the little things that sometimes get overlooked like font size/footnotes -- the client notices and you never want your team to say "we should have caught that"--even if it means comment on someone else's work."



Barclays Investment Bank (Americas) Front Office Summer Analyst and Associate Programs

Score: 8.468

Pros: "The culture and people is the best aspect of Barclays. The people, from junior to senior bankers, go out of their way to be helpful and care more about your success than holding lofty expectations. They really want you succeed and support you in the process. Otherwise, the exposure to many different companies, financial analysis and modeling, working on live deals and with clients was a high point as well."

Cons: "There can be down-time at times where there is nothing specific to work on which can make the hours drag by, but most of the time this isn't the case. However, I prefer to be working on something constructive and would often find things to keep me busy."

Advice to potential interns: "The internship is what you make of it, do not be afraid to step up and continually ask for more ways to get involved/ take initiative in tackling tasks you feel you may want exposure to during your 10 weeks."



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