Wearable tech is all the rage these days.

Fitbit and Jawbone recently launched new digital wristbands that motivate you to stay active.

These devices track how many steps you've taken in a day, how many calories you've burned, and the distance you've traveled.

The Fitbit and Jawbone stand out from other fitness bands by tracking your sleep. The devices then help you to figure out how to wake up more rested. An added bonus is the vibration motor that can silently wake you up from sleep so you don't disturb your partner.

Both the Fitbit Flex and Jawbone Up have their positives and negatives. But which one is better and why?

The Jawbone Up has the best battery life.

The Fitbit Flex's battery is said to be in the five to seven day range. In my experience, I got about five days of use before I had to recharge.

The Jawbone Up is said to last 10 days. So far my device is at 75% after two days and the app tells me I have eight days left. I spoke with a more experienced Up user who told me that she typically only gets about five to six days of battery on a charge.

Winner: The Jawbone Up wins this round simply because it doesn't sync with your phone via Bluetooth, which saves on battery.

Score: Jawbone: 1, Fitbit: 0

The Jawbone Up has a better smartphone app.

The Fitbit mobile app is available for iPhone and select Android phones. It provides useful information about how many steps you've walked, distance, calories burned, your sleep cycle and even tracks how active you've been. The app is easy to use and works as you would expect it.

The Jawbone Up's app just looks better. It's more visual, provides more information, and is easy to use. 

Winner: Jawbone. While the Fitbit app isn't bad, the Jawbone app wins for its better design and more features.

Score: Jawbone: 2, Fitbit: 0

The Fitbit can sync with your phone wirelessly.

The Jawbone has to be plugged into your phone whenever you want to sync it. That can get annoying and there is a huge chance you'll lose the end cap, which covers the headphone jack.

The Fitbit syncs wirelessly several times a day. You basically don't have to do anything and your data is stored either on your computer or smartphone.

Winner: Fitbit takes all the work out of having to sync your data.

Score: Jawbone: 2, Fitbit: 1

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So you did your time interning at Goldman or Credit Suisse after your junior year of college, and realized that you just weren't cut out for the finance world.  

Still, we can't forget about all of those psycho-competitive economics majors from college who are now working downtown and rolling in the dough.

If your plan is to mingle with these Type A's over a martini (or three), check out these bars that heavily cater to the Wall Street types..

Ulysses Folkhouse, 95 Pearl Street

Ulysses is a great place to check out during the summer, due to its expansive outdoor seating area. Popular amongst the men and women of many of the larger firms, drinks are not the only attraction, as the food is reasonably priced. Enjoy the laid-back vibe that attracts non-Wall Street types as well!

Dorrian's Red Hand, 1616 2nd Ave

A preppy Upper East Side staple for decades, Dorrian's is a haven for those clad in Lilly Pulitzer and Vineyard Vines. An excellent place for ogling the sons and daughters of both new and old-moneyed types, Dorrian's is always a good time. Some of the bartenders even work in finance!

Cipriani, Wall Street, 55 Wall Street

Another very popular summertime hangout, Cipriani Wall Street is a pricier drink den in the heart of the Financial District. Regulars include bankers at Goldman Sachs and Deutsche Bank. Cipriani Wall Street is not only a great place to meet investors, but it's also an ideal spot to see celebrities, designers, famous athletes, and the like. This lavish place also offers a distinguished food menu!

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The Raspberry Pi is a Linux computer that costs just $35, making it a perfect computer for the electronics hobbyist or tinkerers. Kids are learning to program on them.

Although a little basic on its own, people are interfacing it with other devices and technology to really unlock some potential.

Over at Reddit, users took turns sharing what they actually use the robust little device for.

Brave DIY types, take note!

One user sets up his Raspberry Pi to function as an uncensored WiFi hotspot to share with others.

"I use mine as a display for my daughter's total allowance and things she can buy with her allowance."

"I'm using it to control a robotic prosthetic knee in my research at the MIT Media Lab."

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Meetup was born out of the tragedy of 9/11, created as a way to help people in online communities connect in the real world and do meaningful things together. Over the past 10 years it has evolved into a network of almost 14 million members across 196 countries, organizing about 400,000 meetups a month.

This isn't to say the company hasn't hit some roadblocks. The company lost 95% of its activity when it started to charge for organizing a meetup, but co-founder and CEO Scott Heiferman has helped lead Meetup successfully through its new strategy.

The company is growing and doing interesting work, so we decided to check out where and how they do it. 

Welcome to Meetup!

The office immediately gives off a fun and quirky vibe, perhaps this mannequin with a lizard mask helps contribute to that.

The company's motto is Do It Ourselves, which is mounted on a wall near the entrance. (Their joke here is that this is also the logo of '80s metal star Ronny James Dio.)

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At Business Insider, we read a lot of investment research and market commentaries, and we talk with a lot of analysts and economists.

Of course, the best insights always come from the people who really know their stuff – and that knowledge and experience typically lends to a unique perspective that is hard to find anywhere else.

We've compiled a list of the analysts, economists, and managers we consider to be some of the smartest people in finance – the "must reads," if you will – and what they are saying now.

David Woo, BofA Merrill Lynch

Where He Works:

BofA Merrill Lynch

What He Does There:

Head of Global Rates & Currencies Research

Why He Matters And What He's Saying Now:

As head of global rates and currencies research at BAML, David Woo has to keep track of a lot of different things at once – and for those interested in global macro, Woo's perspective is a must-read. Recently, he flagged developments across major world markets as inconsistent, warning of a global slowdown and a major market re-alignment. Woo remains cautious on the outlook for the U.S. economy in the short term, along with its implication for risk assets. However, he says that if the economy begins to improve along the lines of what stocks are already pricing in, then the euro could be the biggest beneficiary.

Edward Morse, Citi

Where He Works:

Citi

What He Does There:

Global Head of Commodities Research

Why He Matters And What He's Saying Now: 

Ed Morse is a veteran. He taught at Princeton, worked at the State Department, and then worked in the oil industry before getting into the research side of things on Wall Street. He's an authority on the oil market – he recently declared peak oil theories "dead" and called the end of the commodity supercycle. Commodity investors would be wise to consider his analysis.

Jeffrey Currie, Goldman Sachs

Where He Works:

Goldman Sachs

What He Does There:

Head of Commodities Research

Why He Matters And What He's Saying Now:

Goldman Sachs clients are some of the biggest players in the oil market, which makes Jeffrey Currie's comments on oil and other commodities a must-read. Currie and his team were out front on the short gold call, and now, he says that the recent turn upward in natural gas prices from their long-term trend suggests that natgas may be the "new safe haven."

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The iPhone is supposed to make our lives easier.

This little device keeps us connected with the people around us. It also provides a wealth of information at your fingertips.

Apps enhance the iPhone and make the experience even more enjoyable.

Because there are hundreds of thousands in Apple's App Store its hard to figure out exactly which ones actually make things easier instead of just pretending to.

Check out this list of 13 apps that are guaranteed to make your life easier and more productive.

Waterin changes your life because it helps you to remember to drink more water. You can always use more water.

Price: Free

Sleep Pillow helps you get to sleep by playing soothing ambient sounds and mixes.

Price: $1.99

Burner creates a disposable phone number, so you never have to give your real number out.

Price: Free

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Kazuki Yamamoto may only be 26 years old, but his latte creations at Japan's Osaka cafe 10g have made him famous on the internet.

The barista began working in a Tokyo café when he was 20, and initially experimented with making leaves out of steamed milk, he told Business Insider in an email.

One day, a friend challenged him to try drawing an anime character in the foam. After his initial success, Yamamoto realized his talent and expanded to elaborate designs that he began to post to his Twitter account.

Yamamoto now has more than 100,000 followers, and the young barista updates his account frequently with illustrations of cartoon characters, actors, musicians, and landscapes.

And in case you thought the coffee would be cold by the time it gets to the customers, Yamamoto assures us that each creation takes him at most four minutes to complete, and that the drinks are still hot when served to patrons.

Kazuki Yamamoto started with simple leaves, but after a friend encouraged him he began "drawing" cartoon characters.

He excels in 3D latte art where he uses the foam to create his designs.

Here's Stitch from Lilo & Stitch looking up at you from your cup.

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Military service can be a life-changing experience. As a thread on Reddit asked:

"What *subtle* habits do you still have, even years after leaving the military?"

This proves that military culture and training sticks with you.

Some answers have been edited slightly for clarity.

Whistling on the toilet

MrVonBuren, who posted the thread, kicked things off with a bang.

“For as long as I can remember, if I can hear people talking outside a bathroom door, I start whistling. It was only today ...  that it occurred to me that I started doing that in Iraq because none of our bathrooms had locks and most didn't have latches, so its how I let people know I was in there.”

Keeping your appearance tight

“I’ve been out of the Navy for 16 years now and I still check my gig line,” writes JesterOne.

The gig line is the alignment of your cover, shirt buttons, tie, belt, and zipper when you are in dress uniform.

Minding your language

Shipmatewarrior is a bit of a potty mouth.

“Using the word f--- as a noun, pronoun, adjective, verb, adverb, subject, and or predicate ... such as asking my father to pass the f--ing salt at Thanksgiving last year...”

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Serena Williams gets criticized all the time for her temper tantrums.

But those freak outs are a byproduct of her insane competitiveness. You don't stay at the top of the tennis world at age 31 unless you have an insatiable desire to win.

She has destroyed racquets, fought with young proteges, and played through gross injuries.

She told a line judge, "I'd take this ball and shove it down your f***ing throat" at the 2009 US Open

Source: Daily Mail

She destroyed a racquet at the 2013 Australian Open

Source: Buzzfeed

She allegedly unfollowed 20-year-old Sloane Stephens on Twitter after she beat her at the Aussie Open

Source: SI

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There are two ways to buy ads on Facebook: directly, through Facebook's own tools; or through Facebook Exchange (FBX).

FBX allows advertisers to target Facebook users based on their non-Facebook web browsing histories. Most people outside the world of adtech don't know how this works.

But an FBX ad sales pitch deck was displayed during a live stream event in which Facebook Exchange product marketing manager Scott Shapiro told advertisers why they need to get on the network.

It breaks down exactly what FBX is, for confused marketers.

One amazing fact: Facebook believes it serves 28% of all display advertising on the web.

There are three things that make FBX really stand out: It reaches 1.1 billion people worldwide, the relevance of its ads (since marketers can use Facebook's data or their own), and the efficiency of the process, as Facebook is just one publisher.

Here's what FBX looks like to advertisers: If an advertiser has collected user data (from tracking cookies deposited by search engines, subscriptions, or online shopping), they can now target those users on Facebook.

Advertisers using Demand Side Platforms (DSPs) can extend ad buys across various channels and into Facebook via FBX. ComScore says that Facebook accounts for 28% of overall display advertising on the web, a huge level of reach.

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It's nearly impossible to be a good mother when you're stuck behind bars.

For incarcerated mothers around the world, the best they can hope for are nursury programs, which let children live with their mothers while they're young. Beyond that they are limited to occasional visits.

There are few provisions for mothers in prison in the U.S., where more than 120,000 imprisoned women have children under 18, according to a 2010 Pew Research report. Only nine states in the U.S. have prison nurseries.

Photos of mothers behind bars around the world were collected in a recent Reuters photo series.

A prison in Lima, Peru opened a new nursery this month to offer better care for the 40 children there who are allowed to stay with their imprisoned mothers until they turn 3.

Research has shown prison nursery programs prevent developmental issues caused by a baby's early separation from its mother. Mothers involved in these programs also commit fewer disciplinary violations.

Women's Prison Association

Here in Peru, the majority of women in prison are serving time for drug-related offenses. Research suggests this is true in other countries as well, including the U.S.

NTDTV

Quaker United Nations Office

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News broke last week that Mets pitcher Matt Harvey is dating Sports Illustrated swimsuit model Anne V.

Anne V has been modeling with SI for nine years, and Harvey, who is 24, was drafted by the Mets in 2010.

But Harvey isn't the only lucky athlete dating a model — in fact it's a very common combination.

So in case you needed another reason to try and become a pro, here are nine.

Matt Harvey is dating Anne V.

Derek Jeter is dating swimsuit model Hannah Davis.

Tigers pitcher Justin Verlander is dating Kate Upton.

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This is possibly one of the most compelling picture stories we've seen on Imgur.

It's about a surfer who got tired of "lazing" around, and decided to do something about it. What followed was a journey that took him from surfing in Hawaii to fighting in Afghanistan, from post-war restlessness in Texas to the 9/11 memorial in New York.

We contacted him via Imgur-mail, and he was really excited about telling his story.

So here it is, written in his own words (lightly edited for clarity) ...

So here I am. Having the life. Iʻm originally from Hawaii.

Iʻve done everything ... Traveled to MANY places. Surfed. Played soccer. Cliff jumping. Cross country(island). MMA...

Even Snowboarding! It became a big hit because of my surfing background. (Bear Valley, CA)

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Produced by Daniel Goodman 

While the world fights over the fate of 166 detainees held at Guantanamo Bay, around 5,500 U.S. troops at the base are just doing their job.

It's not an easy tour of duty, despite the idyllic conditions found at the southern tip of Cuba.

Troops feel isolated, with no civilian cell phone towers and barely adequate bandwidth for video chat. They face severe restrictions on social media and are prohibited from talking about much of their work. It doesn't help that their work is so little understood back home.

They work long hours, under intense and sometimes dangerous conditions, where one misstep can cause an international controversy.

The military offers recreation, entertainment and a lot of physical training to keep morale high. It can only do so much.

For a closer look at troop life at GTMO, check out our exclusive video (above) and photos.

It's a 90-minute flight from Florida to Guantanamo Bay, Cuba.

This airstrip is where troops will land at the base, which America has operated for 110 years.

From the airstrip it's a short drive to the ferry that comes about once an hour.

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Fifty-six percent of the top 25 tech companies were founded by first or second generation Americans, according to a new report from Kleiner Perkins Caufield & Byers.

That includes companies like eBay, Google, and Apple. 

We decided to take a look at some of the most influential immigrants in the U.S. who are launching innovative companies, creating jobs, and growing our economy.

Their stories are impressive: One was forced to fight as a child soldier in Mao's Red Army. Another taught himself to read as a child in a Turkish village with only one teacher. And a third slept in a Taco Bell parking lot in Silivon Valley rather than try to launch his business in Japan.

Taro Fukuyama wants to bring Google-like perks to every company in the U.S.

Born and raised in Tokyo, Taro Fukuyama got his first taste of America when he studied abroad during high school. In 2011, Fukuyama and his team decided to leave Japan and come to Silicon Valley to further grow their dating startup called Mieple. They spent the first three days sleeping in a minivan in a Taco Bell parking lot. But today, Fukuyama and his team are running a hot new startup called AnyPerk. 

Eren Bali is trying to democratize online education.

Eren Bali was born in a small village in Turkey. Bali essentially had to teach himself, since his primary school only had one room and one teacher trying to teach 5 different grades at once. Bali went on to earn a degree in both computer science and mathematics at the Middle East Technical University in Turkey. 

It was his personal education experience that led to online learning platform Udemy. Today, Bali is the CEO at Udemy, which has raised $16 million from investors including Insight Venture Partners, Lightbank, MHS Capital, 500 Startups, and others.

Mike Galarza wants to make accounting pain-free.

Originally from Mexico, Mike Galarza left in 2009 to pursue an internship in San Jose, Calif. Galarza later went on to work at a larger company, where he was in charge of accounting.

In 2010, Galarza attended a talk by PayPal co-founder Peter Thiel at Stanford University, where he shared the story of founding PayPal. Galarza decided it was time to pursue entrepreneurship.

"[...] After that, I could not see the future the same way I was seeing it before," Galarza said via email. "That's when I decided to take the rocky path of entrepreneurship."

Last February, Galarza graduated from The Founder Institute in Silicon Valley and now runs an accounting service called Entryless. 

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Tablets have killed the netbook market and are fast transforming the traditional PC.

Apple's iPad gets most of the credit for that, but the tablet computer was not Steve Jobs' idea. Tablets actually began decades before the iPad was launched in 2010.

SEE ALSO: Microsoft Invented A Tablet A Decade Before Apple And Totally Blew It

First came the Linus Write-Top in 1987.

The is one of the first handwriting-recognition tablets. By using it's stylus, you could write on the green screen.

Pretty revolutionary for 1987.

The GridPad launched two years later.

In 1989, Jeff Hawkins, the founder of Palm Computing, created the GridPad.

Some call this the first tablet computer. It ran MS-DOS and the military bought a few but consumers mostly ignored it. It was pricey and heavy compared to laptops of the era.

Apple's first "tablet" was the MessagePad in 1993.

Apple's Newton MessagePad from 1993 was an attempt to create a new category of device that didn't replace the PC, a so-called "personal digital assistant" or PDA, for taking your calendar/todo list and a few apps with you.

With a stylus, you could write on it and it would recognize your handwriting (though it wasn't particularly good at that).

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The staff at AskMen.com recently created a list of the world's 50 best road trips.

Ranging from the mountains of Montana and Wyoming to a breathtaking salt flat in Bolivia, the drives aren't to miss.

Beartooth Highway - Wyoming and Montana, USA: Once thought impassable, the Beartooth Mountains were first crossed in 1881.

Its stunning vistas had many early fans, who lobbied the government to pave a route  after the advent of the motor vehicle. It took 55 years from the first crossing, but Congress relented in 1936, much to the delight of contemporary and future motorists. 

Cabot Trail - Nova Scotia, Canada: Some residents of Cape Breton Island still speak Gaelic and Acadian French as their first languages, and their cultural influence is apparent in the small seaside fishing villages you find as you follow the Cabot Trail around the island.

However, it’s the massive cliffs that plummet into the ocean and the hilly forested interior full of moose and bear that will leave the most indelible memories.

Mongolian Steppe - Mongolia: A road trip to Mongolia has become something of a thing for eager young European travelers, who have virtually naught to do but drive east for a long time.

Lucky them: Traversing Mongolia’s high grasslands by vehicle is – and all respect to Genghis and his horses – the best way to see the vastness of the country.

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On Monday, a startup called BeyondVerbal is launching a fun new Web app that can decode your emotions just by listening to your voice.

The company gave Business Insider an exclusive first look at the app.

To try it yourself, you'll need a computer or tablet with a microphone (most have one). Simply fire up your Web browser, head to the Beyond Verbal website and click on the Moodies app. You'll have to grant permission for the app to access your microphone.

Talk about your thoughts for 20 seconds and Moodies will reveal how you really feel.

It doesn't analyze the meaning of the words, doesn't even listen to them. It listens to the intonations and non-verbal clues behind the words.

That's why it works with almost any language (26 of them so far). Human emotion is universal.

The algorithm was developed from 18 years of research from scientists and psychologists spearheaded by founder, Yoram Levanon. He's a senior fellow at Wharton University with degrees in physics, math and statistics. The team has four patents on the tech.

Moodies is just a game at this point, a little like reading Tarot cards, only it predicts your mood, not your future.

But it has a serious side. By using it, you'll contribute to their research and improve its emotion-reading ability. The algorithm is already the result of a lot of research: 60,000 test subjects and 26 languages, Beyond Verbal's VP of marketing, Dan Emodi, told us.

The company is licensing the app to software developers and device makers, with the first third-party app coming out in a few weeks. It's a self-improvement app.

And the company is working with voice-controlled gadgets, too. Eventually they envision things like your iPhone automatically picking mood-matching music for you; your car knowing the difference a joking, "Oh help me, Lord" and a real call for help.

"Imagine if Siri really understands our emotions," Emodi told me. "Emotional analytics can impact any vertical [industry] you can think of."

I had fun trying the app. At first, I played the first 20 seconds of President Obama's second debate with Gov. Romney. He was talking about Romney's proposed tax plan. You can listen to the first 20 seconds for yourself:

And the Moodie app said this was how the President was feeling.

It gives you a chance to agree or disagree with the findings. I thought it was spot on.

Then, I played it the first 20 seconds of a bit from Colbert about the IRS Tea Party tax scandal:

And Moodies replied:

It didn't pick up the irony in Colbert's voice, but then real people have trouble with that, too.

Then I asked it some personal questions. I asked if I should cut my hair radically short and talked about that for 20 seconds. This is how I apparently really feel about that:

I'm not sure if that means I really want to cut my hair or not.

I then asked it about a lot of stuff in my life (which I'll decline to share) and found it to accurate more times than not.

So, if you want to experience an emotionally sensitive computer, check out Moodies.

SEE ALSO: Check Out The New 'Snapchat For Work' App That Let's You Gossip With Your Coworkers

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No matter how many times embarrassing Wall Street emails, conversations, or tirades get made public, it never seems to stop. 

Even the most respected Wall Streeters can put their foot in their mouths from time to time at events such as investor days or panels at colleges and universities.    

So we've decided to compile a rundown of Wall Street's most embarrassing words they probably wish were never made public.

'That's why I'm richer than you.'

JPMorgan's CEO Jamie Dimon told CLSA bank analyst Mike Mayo during the bank's Investor Day why he's richer than him. 

Mayo: UBS is required to have 10 percent common equity and they've chosen to have 13 percent common equity because they say it's a competitive advantage. Their customers appreciate that. So how much higher would you go above 9.5 percent? And would you view higher capital as a competitive advantage?

Dimon: You know, so here's a company I've run with higher capital my entire life. Ok so [when] we went into this crisis we were at 7 percent Basel I, which was higher than most other people. And I do this chart ... 7 percent quarter by quarter '08, '09, never went down. It was clearly adequate for us. The equivalent of that 7 today is 14. So 9.5 Basel 3 is the is equivalent to 14 under Basel 1. Double. I personally think it's plenty of capital. ... We have to meet the regulator requirement and we want you to be completely comfortable. I personally think they'd be comfortable the way we are today.

Mayo: I think what I hear UBS saying in the presentation is that if I'm an affluent customer I'll feel a lot better going to UBS if they have 13.5 capital ratio than another big bank with a 10 percent ratio. Do you agree with that? 

Dimon: You would go to UBS and not JPMorgan?

Mayo: I didn't say that. That's their argument. 

Dimon: That's why I'm richer than you. 

Source: Business Insider

'We will kill him. The jail sentence will be worth it.'

"If anyone at Cerberus has his picture in the paper and a picture of his apartment, we will do more than fire that person. We will kill him. The jail sentence will be worth it," Cerberus's Stephen Feinberg told shareholders back in 2007.

Source: Rolling Stone

'As soon as that baby's lips touched that girl's bosom, forget it.'

Paul Tudor Jones speaking on a panel at the University of Virginia on why women will never be as successful at macro trading as men:

"Take a girl that was my age at that point in time, particularly back in the '70s. I can think of two that actually started E.F. Hutton with me.  Within four years, by 1980, right when I was getting ready to launch my company they both got married. Then they both had — which in my mind is as big of a killer as divorce is — they both had children. And as soon as that baby's lips touched that girl's bosom, forget it. Every single investment idea, every desire to understand what's going to make this go up or go down is going to be overwhelmed by the most beautiful experience which a man will never share about a mode of connection between that mother and that baby. I just see it happen over and over. I'm talking about trading, not managing ..." 

Source: Business Insider

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Author Rachel Shteir recently caused an uproar in Chicago after ripping into her adopted city.

Writing in The New York Times Sunday Book Review, Shteir accused Chicago of being stiflingly conformist, regularly electing crooks and idiots and generally clinging to outmoded cliches about itself. 

"[T]he city is trapped by its location, its past, and what philosophers would have called its facticity — its limitations, given the circumstances," she wrote. "Boosterism has been perfected here because the reality is too painful to look at. Poor Chicago, indeed."

Indeed, Chicago has to confront some harsh truths. It is not the place it once was, even a decade ago, let alone a century.

Yet, its heyday was recent enough that to sense its floundering stings all the more intensely. 

We wanted to survey how bad it's gotten, and whether there's any hope for the city that PBS bittersweetly still refers to as "The City Of The Century."

And home prices are lagging the rest of the country.

The city lost more than 200,000 people last decade. Of the 15 largest cities in the United States in 2010, Chicago was the only one that lost population.

Source: City Journal

This year, Forbes named Chicago the country's fourth most-miserable city. Its residents suffer from long commutes ...

The city ranks No. 4 in the country.

Source: Forbes, Marketwatch

Foreclosures plague the city ...

To the tune of 1 in 229, compared with 1 in 418 nationally.

Source: Realtytrac

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