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The Queen at 92: The most important photo from every single year of her remarkable life

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queen elizabeth prince philip

On Saturday, Queen Elizabeth II celebrates her 92nd birthday.

In her 92 years, the record-breaking monarch has pretty much seen it all — she has undertaken more than 260 official overseas visits and has lived through 20 British prime ministers and 16 US Presidents.

This year's celebrations will include a birthday party held on Saturday night at London's iconic Royal Albert Hall, where several members of the royal family are set to watch performances from Kylie Minogue, Shaggy, Craig David, and Sir Tom Jones.

In celebration of her 92nd birthday, we've found a photo from every single year of her remarkable life.

Scroll down for a look at the most important photo from each year since Her Majesty was born.

This is an updated version of a story by Charles Clark.

1926: The Queen was born at 2:40 a.m. on April 21, 1926, at 17 Bruton Street in London. This photo shows the newly born Princess Elizabeth with her father and mother, the Duke and Duchess of York — later King George VI and Queen Elizabeth.



1927: She was the couple's first child and was christened Elizabeth Alexandra Mary in Buckingham Palace's private chapel. She was named Elizabeth after her mother, Mary after her grandmother Queen Mary, and Alexandra after her great-grandmother Queen Alexandra.



1928: No one ever thought Elizabeth would become queen. This became apparent only once her father's elder brother Edward abdicated, putting her father on the throne and making her first in line.



See the rest of the story at Business Insider

23 iconic photos from every year of Arsène Wenger's record reign at Arsenal

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Arsene Wenger

Arsène Wenger will wave goodbye to Arsenal at the end of the season.

After 22 years of service at the North London club, Wenger made a surprise announcement on Friday confirming he has resigned.

Wenger will leave as Arsenal's longest-serving boss, with three Premier League titles and seven FA Cup trophies tied to his name.

From 1996 to 2018, Wenger's tenure at Arsenal has produced insane highs and lows. If you keep scrolling, you can see the most iconic images from his record reign at the club.

SEE ALSO: The Premier League's longest-serving manager Arsène Wenger has dramatically quit Arsenal after 22 years

Arsène Wenger arrived at Arsenal in 1996 after coaching in Japan. He was not a popular appointment and club captain Tony Adams said: "What does this Frenchman know about football? He wears glasses and looks more like a schoolteacher." But his unique attacking philosophy and belief in nutrition would help transform the English game.

Source: Henry Winter.



Wenger inherited a good squad, including prolific striker Ian Wright. The English centre forward broke the club's all-time goalscoring record of 187 goals in 1997 when he netted a hat-trick against Bolton Wanderers at Arsenal's then home ground of Highbury.



Wenger silenced his critics when the Premier League and FA Cup in 1998. Dutch forward Dennis Bergkamp and wing wizard Marc Overmars both excelled.



See the rest of the story at Business Insider

The rise and fall of Elizabeth Holmes, who started Theranos when she was 19 and became the world's youngest female billionaire before it all came crashing down

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Elizabeth Holmes

These days, blood-testing startup Theranos is on its last legs. 

But in 2014, the billion-dollar company and its CEO, Elizabeth Holmes, were on top of the world. Back then, Theranos was a revolutionary idea thought up by a woman hailed as a genius who styled herself as a female Steve Jobs. Holmes was the world's youngest female self-made billionaire, and Theranos was one Silicon Valley's unicorn startups. 

Then it all came crashing down.

The shortcomings and inaccuracies of Theranos's technology were exposed, along with the role Holmes played in covering it all up. Theranos and Holmes were charged with massive fraud, and the company was forced to close its labs and testing centers. 

This is how Holmes went from precocious child to ambitious Stanford dropout to embattled startup CEO. 

SEE ALSO: Leaked video shows Theranos employees playing the video game they created where you shoot at the reporter who exposed the startup's problems

Elizabeth Holmes was born on February 3, 1984 in Washington, D.C. Her mom, Noel, was a Congressional committee staffer, and her dad, Christian Holmes, worked for Enron before moving to government agencies like USAID.

Source: Elizabeth Holmes/TwitterCNN, Vanity Fair



Holmes' family moved when she was young, from Washington, D.C. to Houston.

Source: Fortune



At the age of 9, Holmes wrote a letter to her father: "What I really want out of life is to discover something new, something that mankind didn't know was possible to do."

Source: CBS News



See the rest of the story at Business Insider

Walmart employees share 8 insider facts about shopping at the big box store

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Walmart worker smiling

  • Walmart store employees know all about the chain's inner workings.
  • Some shopping hacks, savings tips, and store policies might not be readily apparent to shoppers.
  • Here's a look at some insider tips from employees that you should know if you're going to shop at Walmart.


Walmart stores are everywhere.

The retail chain reports that it currently operates 11,700 retail locations in 28 countries.

It's safe to say that the 1.5 million Walmart employees in the US — as well as their eight million international colleagues — know a thing or two about the chain's inner workings.

Whenever you're preparing to go on a shopping spree, it pays to come in armed with as much information as you can get. That way, you can keep an eye out for the best possible deals and shopping strategies the next time you visit your local Walmart.

Walmart employees know all of the tricks of the trade, from how to spot mark-downs to finding clearance items in the store. They also know all about store policies that might not be immediately apparent to shoppers.

Here's a look at a few tricks of the trade that only Walmart employees and long-time customers know about:

SEE ALSO: Employees explain how to read the price tags at Costco to get the best deal

DON'T MISS: Costco employees share their 9 best hacks for getting an even better deal

SEE ALSO: Walmart's Jet.com is offering employees outrageous perks in the talent war with Amazon

Don't be afraid to ask to see the store's clearance items

Clearance items aren't always easy to find. So when you're on the look out for deals, just ask for help.

"Over the course of the years, I've managed to find good deals because I looked and asked at the right times," a Reddit user who said they were a Walmart employee in 2016 wrote.

The employee described looking for electronics at their local Walmart. They asked the employee working in the electronics section to point out any clearance items. The Reddit user said they were "blown away with the deals I found. I saw Samsung tablets, GPS units, high-end external hard drives, and Bluetooth speakers."



The Savings Catcher app can really add up overtime

How helpful is Walmart's mobile app Savings Catcher?

Quora user and former Walmart employee Ward Miller wrote that customers shouldn't "expect boatloads of money to come rolling in" from the app because "Walmart goes to a lot of work to maintain its competitive price points."

The mobile app doesn't give shoppers cash back. It instead accrues store credits and dispenses e-gift cards that can be spent on Walmart's website or in its stores.

"That being said, I paid for a $140 dehumidifier using nothing but Savings Catcher rewards," Miller wrote.



Sales prices contain clues about hidden deals

Always check the price tags carefully at Walmart.

According to the site TipHero, sales prices ending in 7 are full-price, prices ending in 5 denote first markdowns, and prices ending in 1 indicate a final markdown.



See the rest of the story at Business Insider

Disney World cast members share the 7 annoying things they wish park-goers would stop doing

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Walt Disney World princess rapunzel tangled

  • Walt Disney Worldemployees, also known as cast members, are trained in the art of creating a positive experience for guests.
  • But some visitors to the famed Orlando park don't make things easy for the people who work there.
  • Business Insider spoke with eight former Disney World cast members to get an idea of the most annoying guest behaviors.
  • From overly aggressive pin-hunting to blaming cast members for bad weather, these are the things sure to annoy or concern Disney World cast members.

Walt Disney World cast members interact with a ton of guests every year — as many as 20.4 million people visited the park in 2016.

But for employees, also known as cast members, not every interaction with a guest is going to be positive and seamless.

John Quagliano, a former cast member, told Business Insider that most guests were perfectly nice to cast members.

"But at the same time, a lot of people can be really testy," he said.

Quagliano, who worked in the Magic Kingdom, added that he understood why some Disney visitors might be on edge at the park.

"People have just spent this much money to have this wonderful vacation and come to Florida, and then all of a sudden they get to the park and they realize 'Whoa, my family and I maybe have to stand in line for 20 minutes,' or 'It's raining, and now the ride's closed down,'" Quagliano said. "A water's $3, so they get thirsty and they say, 'I just spent four grand on a hotel — how is the water $3?'"

But former cast members say there are some things visitors can avoid doing to avoid antagonizing them.

Business Insider recently spoke to eight people who participated in the Disney College Program at Disney World. Here are the annoying guest behaviors they said they wished would stop.

SEE ALSO: A look inside the daily routine of Walt Disney, who wandered through the office after hours and always carried snacks in his pockets

DON'T MISS: 11 insider facts about working at Walt Disney World only cast members know

READ MORE: 20 cities are left in the running for Amazon's second headquarters — and the story of Disney's secret hunt for land nearly 60 years ago could predict how Amazon's HQ2 will change its home city

Getting mad while waiting in line

At Disney World, the lines can get long, and heat and boredom can cause tempers to flare.

But one former cast member who operated rides like The Many Adventures of Winnie the Pooh and The Mad Tea Party, told Business Insider that now that she had worked at the park, she'd "never get upset at a merge point, when a cast member lets all of the FastPass line go and not standby."

"There's a certain expectation in terms of how that is done — and knowing that, I am more than willing to be patient with the cast member at merge because I know they're just doing their job," she told Business Insider.



Ignoring cast members' instructions — especially when it comes to safety precautions

"A lot of guests sort of ignored safety-related directions," Devin Melendy, a former cast member who wrote "Devin Earns Her Ears: My Secret Walt Disney World Cast Member Diary," told Business Insider.

Melendy, who worked in Frontierland, said she often helped with crowd control during park parades. She said she felt uncomfortable when she had to ask guests to move to a better location and often got attitude in response.

Quagliano agreed, saying he sometimes encountered guests who were reluctant to comply with requests like moving strollers to the side to avoid blocking foot traffic.

"We don't tell people what to do just for the sake of doing it," Melendy said. "Disney is very devoted to safety and making sure that guests are happy and in a safe zone. We don't do it for fun — it's so everyone can enjoy the park and the parades in a safe manner."



Debating height requirements for rides

"You'll have guests try to argue about the height requirement when they're at the front of the line," Christina Hartless, a former Disney cast member, told Business Insider. "You'll have guests who try to stuff their kids' shoes."

Hartless worked at the Epcot attraction The Sum of All Thrills, which allowed guests to design a simulated roller-coaster experience.

The ride had two height requirements: You had to be 48 inches tall to ride and 54 inches tall to use the feature that would flip the attraction upside down.

As a result, Hartless said, she often encountered people who'd try to persuade cast members to look the other way when it came to height requirements.

"I once had a family tell me that they had come all the way from Brazil just so their 3-year-old could ride that ride," she said, "which I kind of doubted."

Fortunately, Disney World's website allows you to check which rides have height requirements before you waste your time waiting in line and bugging cast members.



See the rest of the story at Business Insider

The states where people get the most money from Social Security, ranked

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retired couple

  • Social Security retirement benefits average about $1,400 a month across the US.
  • Florida has a lot of retired people — over 3 million — but the average Social Security check in the sunshine state is lower than the national average.
  • Delaware, Connecticut, and New Jersey are the only states where the average Social Security retirement benefit is above $1,500.

Millions of Americans rely on Social Security retirement benefits.

Data released by the Social Security Administration in April revealed that throughout the US, over 42 million retirees receive Social Security checks totaling $59.6 billion every month. That averages out to a monthly payment of about $1,400 per person.

But not everyone takes home the same amount in Social Security benefits. In 24 states, the average retiree receives a monthly Social Security check worth less than $1,400. Three states have an average Social Security retirement benefit above $1,500, but none surpass $1,600. 

The differences between some states are stark. For instance, Montana has about 15,000 more retirees than Delaware, but Delaware's total Social Security retirement benefits exceed Montana's by about $7 million. The average retiree gets roughly $125 more each month in Delaware than in Montana. Delaware has the third highest average Social Security retirement benefit amount, while Montana is in the bottom five states.

Below, see the average Social Security retirement benefit in every state and Washington DC, ranked from the lowest to the highest.

SEE ALSO: The 50 worst US cities for retirement

DON'T MISS: 50 places in the US where retirement is affordable, healthcare is excellent, and life is good

51. Louisiana

Average Social Security retirement benefit: $1,311.72

Total Social Security retirement benefits: $687,058,000

Number of retirees: 523,785



50. Maine

Average Social Security retirement benefit: $1,314.22

Total Social Security retirement benefits: $298,898,000

Number of retirees:227,434



49. Mississippi

Average Social Security retirement benefit: $1,319.06

Total Social Security retirement benefits: $534,016,000

Number of retirees:404,846



See the rest of the story at Business Insider

Costco employees explain how reading price tags can help you save money

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Costco employee crabs

  • Costco price tags sometimes reveal hidden deals.
  • Look for Costco prices tags that end in .97, .88, .00 — or ones that feature asterisks.
  • These denote products that have been marked down or won't be restocked.


Costco price tags occasionally reveal deals that are hidden in plain sight.

Business Insider recently asked 38 Costco employees from around the country to share their best tips for getting the best deal, and several of these employees said that members should check price tags carefully when shopping.

Certain symbols and sales prices can signify which products are about to run out, which ones have been marked down, and which items the store is desperate to get rid of.

Once you know this subtle secret code, you can use it to shop smarter and find better deals at your local Costco.

Here's are some tips on how to read the price tags at Costco:

SEE ALSO: Costco employees share the 20 things they wish shoppers would stop doing

DON'T MISS: Costco workers reveal 14 things they'd never buy from the store

DON'T FORGET: Why Costco food courts have charged $1.50 for hot dogs since 1985, according to employees

Asterisks indicate that the product won’t be around for long

A Costco employee of 15 months told Business Insider that seasonal items "that are the last quantities in stock are marked with an asterisk on signage." They added that such products "can be marked down quite a bit."

But, according to The Kitchn, asterisks don't necessarily indicate that the item has been marked down. It's just not going to be restocked — so, if it's a favorite, you should grab it before it's gone.

"Your favorite item may be seasonal, so buy it if you see it," one employee who's worked at Costco for 29 years told Business Insider.



Look carefully at sales prices ending in .97

An employee who's been with Costco for 12 years told Business Insider that items with a sales price ending in .97 are clearance items and have have been marked down from the regular price.

In an article for Tough Nickel, a website dedicated to frugal living, Lee Rapoport wrote, "Unlike all other retailers, Costco doesn't like you to know this, so they don't put the original prices with a slash and then the new price as many stores do."

The website Costco.97 notes that the clearance price could go even lower if the product has been sitting on the shelves for a while at this price. The way to tell is to look at the date code, usually in the bottom right corner of the price tag, and if the last time the price was updated was a few weeks ago, "there's a good chance another round of discounts are coming soon."

 



Sales prices ending in 9 — other than .99 — may or may not indicate a deal

Rapoport reported that most regularly-priced items have a sales price ending in .99.

But sales prices ending in .89, .79, .69, .59, or .49 can indicate a special deal that Costco got from one of its manufacturers.

The website Costco.97 reported that these sales items "may or may not be a good deal" and that they are "likely products new to the store that are being tested by the manufacturer, so they offer pricing that may be lower than what you'd normally see elsewhere."



See the rest of the story at Business Insider

Retail defaults are at an all-time high — here are all the bankruptcies and liquidations so far in 2018

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bonton closing



Retailers are filing for bankruptcy at record-high rates as Americans' changing shopping habits, along with years of overly aggressive store growth, continue to shake up the industry. 

Just four months into the start of 2018, 11 US retailers have already filed for bankruptcy or announced liquidations.

Here's the retail carnage so far this year:

SEE ALSO: Retail bankruptcies just hit an all-time high — and these 18 companies could be the next to default

Nine West

Nine West Holdings filed for bankruptcy in April.

The women's clothing and footwear company said it filed for Chapter 11 bankruptcy protection to help facilitate the sale of its Nine West and Bandolino businesses. The company listed debts of more than $1 billion.

"This is the right step to address our two divergent business profiles," Nine West Holdings' CEO, Ralph Schipani, said in a statement. "Once we complete the reorganization process, our company will have meaningfully reduced debt and interest costs and be well positioned for the future."



Claire's

The jewelry chain Claire's filed for bankruptcy in March. The company said plunging customer traffic to shopping malls led to its decline.

"The retail industry as a whole has been challenged by shifts in consumer purchasing preferences and habits," Claire's said in a bankruptcy filing.

The retailer plans to close 92 stores, most of which are located in malls.



The Walking Company

The shoe seller The Walking Company, which operates 208 stores in the US, filed for Chapter 11 bankruptcy protection in March.



See the rest of the story at Business Insider

A look inside Boston Marathon champion Des Linden's daily routine, which features at least 16 miles of running and 2 breakfasts

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Des Linden Marathon run Boston

  • Boston Marathon champion Des Linden is the first American woman to win the event since 1985.
  • Linden told Business Insider about the daily routine she sticks to when she's training for a race.
  • The marathoner's average day revolves around long runs, but she leaves plenty of time for recovery too.

Boston Marathon champion Des Linden wasn't always drawn to her signature event.

"Actually, when I first started watching marathons, I was, like, 'That's insane. Crazy. I would never do that,'" Linden told Business Insider. "So it wasn't love at first sight by any means."

But when the professional runner joined the Hansons-Brooks Original Distance Project, she saw the transformative effect that training for the marathon had on her teammates.

"They just came out the other side as different people," she said.

Linden was sold. Since then, she's represented the US at the 2012 London Olympics and the 2016 Rio Olympics. Linden made history in April by becoming the first American woman to win the Boston Marathon since 1985.

She told Business Insider that running marathons has taught her that she's capable of handling adversity.

"When we think we're down and out, there's still a little bit more," the runner said. "It's figuring out where the very bottom of your well is. And every time you're, like, 'Wow, that was a little more than I thought.' You can keep pushing that threshold. It's kind of the same lesson over and over, but it's just going a little further each time."

Here's a look at Linden's daily routine when she's training for a marathon:

SEE ALSO: You're probably running all wrong

DON'T MISS: US Olympian Mikaela Shiffrin just won gold in Pyeongchang — here's the grueling morning routine that helped her do it

When she's in training mode, Linden packs a ton of mileage into each day. She said that training for a marathon is "really teaching your body how to run when it's really fatigued."



Linden said she wakes up around 6 and starts off the day by reaching for the coffee.



She'll also eat a light breakfast — a bagel or a piece of toast with some peanut butter.



See the rest of the story at Business Insider

Costco employees share their 9 best tips for getting an even better deal on your next run to the store

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Costco employee chicken

  • Costco deals are a great way to save money — but they're not always obvious.
  • Business Insider asked Costco employees to share their top tips for saving money and making the most of your experience at the store.
  • From learning how to navigate the store to figuring out how to identify clearance items, here's some advice from Costco employees.

Costco's deals are a huge draw for many members.

The retail chain is known for hawking just about everything — and selling it in bulk.

Business Insider reached out to Costco employees to learn more about their top shopping tips, because it pays to shop armed with insider information. Thirty-five ended up sharing their best strategies.

One employee of four years suggested shopping for everything at the chain, which isn't that far-fetched of an idea, considering Costco sells cars, vacations, food kits for the apocalypse, yummy fast food, and even caskets.

"The deals are amazing," a Costco employee of four years told Business Insider. "Always think Costco first. From auto insurance, travel, mortgages, return policy, warranties — if you can get it through Costco, you absolutely should."

Here's what Costco workers had to say about how you can instantly improve your shopping experience.

SEE ALSO: Costco employees reveal the worst, grossest, and most bizarre things they've seen on the job

DON'T MISS: Why Costco food courts have charged $1.50 for hot dogs since 1985, according to employees

READ MORE: Costco employees share the 20 things they wish shoppers would stop doing

Buy Kirkland

Kirkland products are the way to go, according to Costco employees.

Kirkland Signature — named for the chain's former headquarters in Kirkland, Washington — is Costco's private label.

"Buy Kirkland — it's cheaper and the same product as the name brand," a Costco employee who has worked for the store for five years told Business Insider.

An employee who's been with the store for 25 years agreed.



Don't hesitate

See something you like at Costco? Buy it. Don't hesitate.

That's what eight Costco employees told Business Insider. Seasonal items often disappear forever. If you decide to sit on your hands, you might end up regretting it.

"Too many people come back looking for something we phased out," an employee of 10 years told Business Insider. "Buy it when you see it."

You can always return it later if you decide you don't want it.



Spring for the executive membership

A standard membership at Costco is $60 a year. An executive membership will cost you $120 a year and net you an annual 2% reward of up to $1,000 on your purchases.

Five Costco employees who've worked at the store for six, two, four, 12, and six years, respectively, told Business Insider that they advised that customers spring for the executive membership.

"Come on," said one employee who has worked at the chain for six years. "You get 2% back on travel. Go to Hawaii. Make money."



See the rest of the story at Business Insider

RANKED: The best-looking iPhone designs, from the original iPhone to the iPhone X (AAPL)

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Original iPhone and iPhone X comparison

Apple has made a lot of gorgeous smartphones over the years.

While the iPhone has evolved plenty over the years, particularly with regards to functionality, we thought it'd be fun to just focus on how the exterior of the phone has changed over the years, and rank our favorite looks.

Here are the best-looking iPhone designs of all-time, from the original iPhone to the iPhone X:

12. The original iPhone

We've written extensively about how terrible the very first iPhone was from a technical standpoint when it was launched in 2007.

From a design perspective, though, it was a good-looking phone that was intuitive to use, with buttons and the mute toggle on the side, and the power button on top. With its silver trim and matte back, it looked like a more premium version of the iPod Touch. More beautiful iPhone models came along, but this was the model the launched the smartphone wave that defined the last decade. 



11. The iPhone 6S and iPhone 6S Plus

The iPhone 6S and 6S Plus were very similar to the iPhone 6 and 6 Plus. The phones were slightly thicker, slightly heavier, and made of a stronger aluminum that made it tougher to bend. It also had a finish that made it slightly less slippery to hold.

Other than that, Apple kept all the design choices from the iPhone 6, for better or worse. The display was still the star of the show, but details on the back of the phone — like the awkward antenna lines and the rear camera bump — left much to be desired.

 



10. The iPhone 6 and iPhone 6 Plus

Apple ditched the glass portions from the iPhone 5S and went whole-hog on aluminum with the iPhone 6 and 6 Plus. The all-aluminum design made those phones much thinner and much lighter than previous iPhone designs, which had an unintended consequence where people tested the phone's flexibility by bending it, leading to the much-publicized #BendGate.

The iPhone 6 and 6 Plus featured a new rounded look, compared to the flat edges of the iPhone 5 and 5S, making them look more like iPod designs from way back when. But the biggest improvement in the iPhone 6 line was the display: Apple upgraded from the 4-inch screens of the iPhone 5 era to a larger 4.7-inch screen for the iPhone 6, and a much larger 5.5-inch screen for the iPhone 6 Plus.

The iPhone 6 phones were the first inkling that Apple wanted to create a phone that was mostly display. Still, those antenna lines on the back were not very appealing, and this was the first iPhone to introduce the rear camera bump: The lens is raised slightly off the back of the device, which meant the phone couldn't lie perfectly flat on a table.



See the rest of the story at Business Insider

15 tips and tricks to play and win at Fortnite Battle Royale, the most popular game in the world right now

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fortnite

In just about seven months, "Fortnite Battle Royale" has become the hottest game in the world.

The game is not only free-to-play for anyone, it's also everywhere you could possibly play a video game: It's a free download for PlayStation 4, Xbox One, PC, but also iOS. It's coming soon to Android.

The gist of "Fortnite Battle Royale" is simple: 100 players are dropped onto an island with a constantly-shrinking "safe zone." There are weapons and special items scattered all over the island. The goal is to be the last person standing at the end.

"Fortnite Battle Royale" may seem straightforward, but it's actually a very nuanced game with plenty of depth. And knowledge, in addition to fast reflexes, is crucial to surviving and winning the 100-person battle royale.

And so, here are 15 tips and tricks to win at "Fortnite Battle Royale":

1. Take advantage of the training area before the game starts.

Before every game, all of the players are loaded into a lobby of sorts, where you'll be able to pick up a few weapons and materials to practice shooting and building, respectively. If you're feeling unsure about controls, use this time to get familiar.



2. Use your pickaxe on everything you can, especially at the start of each game.

Every character in "Fortnite Battle Royale" carries an indestructible pickaxe, and almost every object in the game can be destroyed with your pickaxe. Just hit it repeatedly to gather its materials — wood, metal, or brick — which you'll use to build forts, ramps, walls, and defenses.

Gathering materials early on is the key to a good defense in "Fortnite Battle Royale." The best players break everything apart from the very start of the game, from trees to boxes and even walls and floors.



3. Learn to build. Building is the key to your defense, and defense often means survival.

This is crucial for newcomers. Practice making quick buildings and ramps around your character in just a few seconds, which can save your character if you're getting shot at. Practice building to climb mountains and buildings quickly. Keep practicing. Building is your best mode of transport in "Fortnite," but it's also your very best defense aside from the potions and Med Kits you'll find strewn around the island.



See the rest of the story at Business Insider

Heathrow Airport just auctioned off the contents of an entire terminal — here's some of iconic aviation junk that sold for thousands of pounds

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Heathrow terminal 1

People took home a slice of aviation history on Saturday, as the entire contents of Heathrow Terminal 1 began being auctioned off in London.

The British airport is the second biggest in the world, and Terminal 1 was opened in 1968 by Queen Elizabeth II. It was closed in 2015 as part of an upgrade to Heathrow Airport. 

Lots sold for thousands of pounds in a frenetic auction, organised by CA Global Partners, at Heathrow Terminal 5 on Saturday morning.

Enthusiasts turned up to secure memorabilia, while other airports were expected to bid on functional lots including security cameras. Scroll on to see some of the aviation history that found a new home.

Note: Thanks to Ivan Macquiston, who advised CA Global Partners on the auction, for helping us source how much money many of the lots fetched.

The "iconic" Terminal 1 building was one of the day's best-selling lots. It sold for £6,750 ($9,453). You can see the appeal.



Those back-breaking airport chairs? The perfect choice for your living room at £2,700 ($3,781).



The sign every teenager wants on their bedroom door. Yours for £1,000 ($1,400).



See the rest of the story at Business Insider

21 companies that give stock pickers their best shot at crushing the market, according to Goldman Sachs

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FILE PHOTO: Traders work on the floor of the New York Stock Exchange, (NYSE) in New York, U.S., February 6, 2018. REUTERS/Brendan McDermid

When stocks trade too similarly, it's tougher for stock pickers to profit from unique opportunities.

The average three-month stock correlation on the S&P 500, a gauge of how uniformly stocks on the index trade, jumped from 9% in January to 52% last week. That was the largest and fastest increase outside 1987, according to David Kostin, Goldman Sachs' chief US equity strategist.

But there's some good news for stock pickers: Kostin expects correlations to fall, as regulation on tech companies and other policy risks create more individualized opportunities.

"We expect correlations for these stocks would likely revert to historical averages and present potential buying opportunities given their underperformance since March," Kostin said.

The list below highlights 21 buy-rated stocks that Kostin says are more likely to have heightened responses to individual news and offer the best opportunities for stock pickers to beat their benchmarks.

"Consumer Discretionary and Health Care currently offer the best stock-picking opportunities," Kostin said.

SEE ALSO: GOLDMAN SACHS: Tech stocks face a looming risk that would make them less appealing

MGM Resorts International

Ticker: MGM

Sector: Consumer Discretionary

Market cap: $19 billion

Upside to Goldman Sachs' target: 28%



Amazon

Ticker: AMZN

Sector: Consumer discretionary

Market cap: $691 billion

Upside to Goldman Sachs' target: 28%



Nucor Corp.

Ticker: NUE

Sector: Materials

Market cap: $19 billion

Upside to Goldman Sachs' target: 28%



See the rest of the story at Business Insider

9 quotes from Queen Elizabeth II on love, family, and the monarchy


I built my net worth to over $500,000 in 4 years — here are the 10 best pieces of advice I can give you about money

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man suit relaxing retirement

  • Drew is a 28-year-old commercial real estate professional living in Washington, DC, and the blogger behind Guy on FIRE.
  • Drew built a $500,000 net worth in four years and plans to become financially independent by age 30.
  • He follows a three-step formula for building wealth: Spend less than you make; save and invest the difference; repeat.

 

When I was 23, I found myself $25,000 in debt.

I graduated college with $20,000 in student loans, which will be paid off later this year, and $5,000 in credit card debt. I signed up for the card on a whim during a spring break trip. Thankfully, the card had a 0.0% interest rate. Paying off the credit card was a high priority after graduating. I did this by living at home for a couple months, working a few part time jobs, and eating at home.

After school, I got into commercial real estate. By age 25, my net worth was over $100,000. I was earning a mid five-figure salary working as an entry level analyst.

By age 27, I had built a net worth of $500,000 in four years, which is about 65% real estate, 30% stocks, and 5% cash. From my experience, I've developed a simple three-step formula for building wealth that anyone can follow:

  1. Spend less than you make
  2. Save and invest the difference
  3. Repeat

I'm now 28 and will be financially independent when I'm 30. To me, financial independence means unlimited flexibility. Achieving financial independence removes money from decision making and allows us to do what matters. I'll have the luxury to keep working but the flexibility to travel full-time without a job.

I'm an average guy who didn't graduate high school on time, failed out of college twice (but eventually graduated), and never received an inheritance or windfall. That's how I know others can do this too.

The simple three-step formula works, and we can break it down into more specific tips. Below are my top-10 money tips that have specifically put me on the path to financial independence.

SEE ALSO: 11 signs you're going to be wealthy, even if it doesn't feel like it

DON'T MISS: 6 signs you're richer than you think, according to a wealth adviser for millionaires

1. Make a budget and track your spending

Tracking your spending and creating a budget is a must. Most people don't know where their money goes. It's difficult to spend less than you make if you don't know how much you are spending or what you spend on.

A free tracking tool like Personal Capital is a great way to track your spending and build your wealth.

 



2. Pay yourself first

The average American saves only 5.7% of their income. Most people pay all their bills then spend the remainder. If there is anything "leftover" it is typically saved.

Paying yourself first is a great way to build wealth. What does it mean to pay yourself first?

Automate a portion of your paycheck to go towards savings and investing. Then, focus on paying your essential bills like rent and groceries. Enjoy spending some of the remaining money on whatever makes you happy. This guarantees you will save money and create wealth.



3. Avoid credit card debt

Albert Einstein famously said, "Compound interest is the Eighth Wonder of the World. He who understands it, earns it. He who doesn't, pays it."

Compound interest works either for you or against you. It works for you when you invest — your money will grow exponentially. Likewise, when you have credit card debt, your debt compounds and grows exponentially.

Credit card debt destroys wealth. The credit card companies usually charge high interest rates. The average interest rate is around 16%, but some cards charge over 25%.

Historically, the stock market averages about 10% return annually.

Since credit card debt compounds faster (at a higher rate) than traditional investments, your debt will grow more quickly than your savings and investments. Avoid credit card debt. It's OK to use credit cards, but only if you pay the balance off every month.



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The 22 top Marvel Cinematic Universe sidekicks and supporting heroes, ranked from worst to best

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When you think about the Marvel Cinematic Universe, popular heroes like Captain America, Iron Man, and Black Panther probably spring to mind first. Or you might even think about the notable villains like Loki and Killmonger.

But the MCU is also rich with memorable supporting characters that have made their mark on their respective movies. Standouts like the rock-man Korg in "Thor: Ragnarok" or Black Panther's technologically savvy sister Shuri stole the show in great movies.

Business Insider has gathered 22 of the most memorable (some more than others) supporting heroes and "sidekicks" in the MCU and ranked them worst to best. These are the characters that aren't necessarily "Avengers" (yet) but could be; or they are regular people who have provided immense support.

Love interests like Natalie Portman's character in "Thor" and Rachel McAdams in "Doctor Strange" were left off the list because the MCU unfortunately casts talented actresses in wasted, underwritten roles. There are, though, a couple exceptions, like Gwyneth Paltrow's Pepper Potts in the "Iron Man" movies and Lupita Nyong'o's Nakia in "Black Panther," who have memorable roles that stand apart from the main character.

Below are 22 notable supporting heroes and sidekicks in the Marvel Cinematic Universe, ranked:

SEE ALSO: All the Marvel Cinematic Universe details you need to remember before seeing 'Avengers: Infinity War'

22. Ned ("Spider-Man: Homecoming")

Played by Jacob Batalon

Ned, Peter Parker's best friend, doesn't really do much in "Homecoming" aside from providing comic relief. He does help Parker unlock some cool features in his Spider suit, but that's about it.



21. Erik Selvig ("Thor" and "The Avengers")

Played by Stellan Skarsgård

The astrophysicist Selvig was first introduced in 2011 in "Thor" and reprised his role in "The Avengers," and then the sequels to both of those movies. You probably wouldn't realize that he's shown up that much in the MCU, even though he's been a big help to Thor and the Avengers, because he's kind of forgettable. And he spends much of "The Avengers" brainwashed. 



20. Harley ("Iron Man 3")

Played by Ty Simpkins

Harley is a very, very supporting character who shows up in "Iron Man 3" and helps Tony Stark after his armor shuts down and leaves him stranded. The movie is so divisive, though, that perhaps the one thing most people can agree on is that this kid is the best part of the movie. 



See the rest of the story at Business Insider

8 common mistakes startup founders make, according to former executives at Facebook and Foursquare

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Oceans Venture Group

  • Startup founders get gobs of cash, but little guidance.
  • Three former executives with experience working at companies like Facebook, Google, Apple, and Foursquare are providing a mentorship program that's tailored to the startup set, called Oceans.
  • Here, they break down the most common mistakes they see founders making. 

In the past few years, startups have received an unprecedented influx of capital.

While entrepreneurs might have an easier time getting funding, they're often confronted by problems that aren't solved by money. Indeed, so much interest from investors can actually cause more problems. 

One new program called Oceans is hoping to guide startup founders in building successful companies. Founded by three tech veterans, who between them have experience working early on at companies like Facebook, Google, Apple, and Foursquare, Oceans is attempting to help entrepreneurs steer clear of common mistakes.

In an interview with Business Insider, Ocean co-founders Josh Rahn and Steven Rosenblatt outlined the errors that they see entrepreneurs making most often.

Here's the top eight mistakes they said they see the most:

They're chasing high valuations instead of building real businesses.

"This is a really slippery slope," said Josh Rahn, a former group agency lead at Facebook. Rahn said that most  of the founders he speaks with are focused on solving funding problems, rather than fixing the flaws within their companies. 



They try to do too many things at once.

While being an entrepreneur can often require dabbling in many different roles, Rahn said that founders should always play to their strengths. "It's not about being mediocre at three things, it's about gaining expertise in really individual areas of focus," said Rahn. "When you do that and you scale that, you can conquer just about anything."



They hire the wrong people.

Rahn said that entrepreneurs should never underestimate the importance of putting the right person in the right role. Rahn, who said he's hired close to three hundred people in his former position at Facebook, said that bringing mediocre people onboard can destroy a product, even if that product is inherently great. However, said Rahn, this works the other way, as well: "The best people on the best teams can still make a mediocre product spectacular." 



See the rest of the story at Business Insider

26 incredible US national parks every nature-lover should visit

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  • Travel + Leisure spoke with park employees at 26 of America's 417 National Park Service locations for tips on traversing the natural surrounds.
  • Each park has different peak times to visit — for instance, Yellowstone is best in the spring or fall as the crowds are smaller.
  • There were more than 6 million visitors to the Grand Canyon National Park in 2017.

Each of theNational Park Service's417 locations, from national parks and monuments, has unique sights and activities — that can be best appreciated with a few insider tips.

To help travelers get the most of out their next visit to one of the sites, 'Travel + Leisure' spoke to National Park Service representatives for the inside scoop on 26 locations. From the hidden gems you won't want to miss, the best time of year to visit and the biggest mistakes to avoid, here are tips from park rangers, chiefs, and public affairs officers.

SEE ALSO: 13 places with the bluest water in the world

Sleeping Bear Dunes National Lakeshore — Michigan

Sleeping Bear Dunes National Lakeshore's beaches and emerald forests are great to visit in the fall, according to chief of interpretation and visitor services Merrith Baughman. That's because the park's beaches are full of colorful fall leaves, temperatures are still warm enough for swimming, and the park is less crowded.

One hidden gem, Baughman said, is Port Oneida Rural Historic District, which is filled with turn-of-the-century farmhouses, beautiful views of Lake Michigan, and secluded beaches.



Carlsbad Caverns National Park — New Mexico

Those who want to see CarlsbadCaverns National Park's flying bats and blooming cacti, will want to visit in the spring or summer.

"Spring is fun because the desert is alive with blooming flowers and cacti — it's gorgeous," public affairs specialist Valerie Gohkle said of the scene.

One tip: Walk the Natural Entrance Trail to descend some 750 feet down Carlsbad Cavern. Gohkle says you'll miss 50 percent of the cavern's beauty if you take the elevator.



Hawaii Volcanoes National Park — Hawaii

Created by more than 70 million years of volcanic activity,Hawaii Volcanoes National Parkhas more than 155 miles of hiking trails, including the popularKilauea Iki Trail, a 4-mile hike that starts in a rainforest near the volcano's summit area and takes you on a 500-foot descent to see the Mars-like terrain of the Kilauea Iki Crater. As for views, nothing "compares to the jaw-dropping beauty of watching the sun rise over the Kilauea Caldera from the Jaggar Museum overlook, with the erupting lava lake glowing a mile and a half away, and the immense size of the caldera is revealed as the stars succumb to daylight," Jessica Ferracane, a public affairs specialist at the park, said.While this vantage point is the busiest location in the park come sunset, get there at 5 a.m., Ferracane said, and you'll feel as though you have the entire volcano to yourself. You'll want hiking boots, pants, and light rain gear when visiting the park since the crater's summit can get chilly, according to Ferracane.



See the rest of the story at Business Insider

The 17 worst sequels to great movies, ranked

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Whenever a critically acclaimed movie does well at the box office, Hollywood studios are eager to throw money into a follow-up picture or even a series of sequels.

But some movie premises aren't meant to be extended.

And many, many sequels aren't executed with the thought or care of their far-superior original films, especially in series that have stretched over many years — as one sees in the chasm of quality between "The Terminator" (1984) and "Terminator Genisys" (2015). 

We adapted this ranking from our list of the worst sequels of all time, selecting the films that had a vast discrepancy in Rotten Tomatoes critic scores between their terrible sequels and great originals. 

Here are 17 of the worst sequels to great movies, ranked by the increasing discrepancies in their critical reception:

SEE ALSO: The 44 worst movies made by iconic directors — from Spielberg to Scorsese

17. "Friday After Next" (2002)

Critic score: 26%

Sequel to:"Friday" (1995) — 74%

Discrepancy: 48%

What critics said:"The jokes are sophomoric, stereotypes are sprinkled everywhere and the acting ranges from bad to bodacious." — San Francisco Chronicle



16. "Batman & Robin"

Critic score: 10%

Sequel to:"Batman" (1989) — 72%

Discrepancy: 62%

What critics said:"A sniggering, exhausting, overproduced extravaganza that has virtually all of the humanity pounded out of it in the name of an endless parade of stunt sequences."— Chicago Tribune



15. "The Fly II" (1989)

Critic score: 27%

Sequel to:"The Fly" (1986) — 91%

Discrepancy: 64%

What critics said:"It's got nothing on Cronenberg's original - or the Vincent Price classic" — Sunday Times



See the rest of the story at Business Insider
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