Quantcast
Channel: Features
Viewing all 61683 articles
Browse latest View live

An Amazon Prime annual membership is $119 — here's how to decide if it's worth the cost

$
0
0

amazon prime

  • Amazon Prime has over 100 million members globally, according to Jeff Bezos.
  • In April, Amazon increased the price of its Amazon Prime membership to $119.
  • Paying for a membership allows you to shop online quickly with free delivery.
  • Whether Amazon Prime is worth it depends on how you weigh the pros and cons.

Amazon Prime increased the cost for an annual membership, from $99 to $119, in April. The $20 hike matches the increase from $79 Prime customers saw in 2014.

Yet, over 100 million people worldwide think Amazon Prime is worth the cost.

In his latest letter to shareholders, CEO Jeff Bezos shared that Amazon Prime has more than 100 million members globally. The news was the first time the company revealed how many people paid for the premium service. 

The 100 million figure is significant for Amazon Prime, the service which costs $12.99 a month or $119 for an entire year. With their membership, users get free and fast shipping on Amazon purchases, a large collection of books, songs, and movies, and other deals and exclusive offers.

However, that doesn't mean Prime's perks are worth it for everyone. It may not be for you, but it may also be perfect for you.

Below, weigh the pros and cons to see if joining the 100 million members of Amazon Prime is worth the cost.

SEE ALSO: Amazon Prime members can upload their outfits and get a fashion expert's opinion — here's what it's like to use in person

Pro: Free shipping

One of the initial perks of Prime and a cornerstone of the brand is the free shipping. For people who shop online a lot, shipping fees can really pile on. But Prime membership eliminates that cost for over 100 million items, with just a few exceptions.



Pro: Fast shipping

While two-day shipping is the Prime standard, other options can get your package home even sooner. Amazon has one-day and same-day shipping for millions of products in many cities and two-hour delivery for groceries and essentials. Prime users also get release date delivery for many new entertainment products.



Pro: Stream Prime Video

If you are bored with Netflix's offerings, you can check out Prime Video which is included with an Amazon Prime account. Streaming is available on any device for hundreds of movies and TV shows including Prime originals like "Transparent" and "Mozart in the Jungle."



See the rest of the story at Business Insider

The 22 American cities with the most million-dollar homes

$
0
0

San Francisco

  • Million-dollar homes are most likely to be found on the East or West coasts of America.
  • LendingTree collected real estate data from more than 155 million properties across the United States to calculate which cities have the highest concentration of homes worth $1 million and up.
  • Four cities in California have more than 10% of homes valued over $1 million.

America's coasts are bursting with million-dollar homes.

To pinpoint exactly where million-dollar homes are located — and how close they are to each other — LendingTree collected real estate data for more than 155 million properties in the United States. The home values are based on public taxes, deeds, mortgages, foreclosure data, and proprietary local data.

LendingTree then calculated the concentration of million-dollar homes in each city by dividing the number of homes valued at $1 million or higher by the total number of homes in the statistical area, according to the report.

The data shows that expensive properties are more likely to be on the coasts than inland America with the exception of Denver, Colorado. California is home to the top three spots with the most million-dollar homes, thanks in part to the high concentration of startups and tech giants in the area. Four cities in California have more than 10% of homes valued over $1 million, and San Jose is the only place where the median home value (among all homes) is above $1 million.

Below, check out which US cities have the highest share of million-dollar homes in America.

SEE ALSO: What a $1 million home looks like in 25 major American cities

SEE ALSO: Millennials aren't buying starter homes — they're splurging on million-dollar places instead

22. Charlotte, North Carolina

Percent of million-dollar homes: 1.02%

Median value of homes: $187,000

Median value of million-dollar homes: $1,295,000



21. Baltimore, Maryland

Percent of million-dollar homes: 1.07%

Median value of homes: $270,000

Median value of million-dollar homes: $1,214,000



20. Riverside, California

Percent of million-dollar homes: 1.12%

Median value of homes: $332,000

Median value of million-dollar homes: $1,339,000



See the rest of the story at Business Insider

I tried Tesla's Autopilot for the first time — and it was nerve-racking at first (TSLA)

$
0
0

tesla autopilot

  • Tesla's Autopilot can assist drivers by keeping a car in its lane and adjusting its speed based on surrounding traffic, among other features.
  • In June, I tried Autopilot for the first time in a Model 3 on crowded, New York City streets.
  • Using Autopilot was scary at first, as I had trouble letting the system handle any amount of driving without my input, even with my hands on the wheel and eyes on the road.
  • But I eventually realized how it could ease some of the foot and ankle fatigue driving on crowded streets can cause.


As the auto industry moves toward self-driving vehicles, it finds itself in an uncomfortable position. Today's consumer cars can't drive themselves — and aren't close. But they can give drivers enough assistance that some become too comfortable and overestimate their car's autonomous driving capabilities.

Tesla's Autopilot was a pioneer among semi-autonomous systems. In its current iteration, it can keep a car in its lane and adjust its speed based on surrounding traffic, among other features, but it has attracted controversy due to a series of high-profile accidents.

Tesla has pointed to statistics that link Autopilot with lower accident and fatality rates and said it has made clear to customers that they must be alert when using the system. Critics say Tesla's favorite statistics don't isolate Autopilot's effect on safety and argue that, despite Tesla's warnings, the system breeds complacency in drivers who eventually place too much faith in it.

In June, I tried Autopilot and drove a Model 3 for the first time on crowded, New York City streets. I spent under 30 minutes with the feature in a single environment, so I wasn't able to come to a definitive conclusion about how effective it is, but in my brief time with the feature, I got a sense of how it can be useful in heavy traffic, and how even limited, semi-autonomous driving systems represent a big shift in automotive technology.

Here's what happened when I drove a Model 3 and tried Autopilot for the first time.

 

SEE ALSO: I took a $163,000 Tesla Model X SUV on a road trip and discovered Tesla's greatest weapon isn't its cars

The Model 3 is Tesla's first mass-market car.



Tesla launched the Model 3 in July 2017 and has struggled to ramp up production. On July 2, the company announced that it hit a production milestone CEO Elon Musk previously said it would meet by the end of 2017.



The Model 3 starts at $35,000, though only higher-priced versions are currently available.



See the rest of the story at Business Insider

7 reasons you should buy a PlayStation 4 instead of the Nintendo Switch

$
0
0

nintendo switch vs playstation 4

Let's say you want to buy a modern video game console, and you have $300 to play with: What should you buy?

For $300, you can buy a PlayStation 4 or a Nintendo Switch — both cost exactly $300, and offer unique gaming experiences.

If you're on the fence, though, here are 7 reasons you should buy a PlayStation 4 instead of the Nintendo Switch:

SEE ALSO: We compared Spotify and Apple Music subscriptions — and the winner is clear

1. The PlayStation 4 has a larger library of games. There are about 1,800 PlayStation 4 games you can buy, compared to around 1,200 Nintendo Switch games.



2. You can buy a PlayStation 4 — the PS4 Pro — that supports visuals for your 4K HDR TV. The Nintendo Switch only supports visuals up to 1080p HD.

It's a small thing, but if you own a 4K HDR TV and want to get the most out of it, the PlayStation 4 has games that support this stunning visual format, including "Horizon Zero Dawn" and "God of War."



3. Both consoles have incredible exclusive games, but the PlayStation 4 has more of them.

The Nintendo Switch has several must-have exclusive games, such as "Legend of Zelda: Breath of the Wild,""Super Mario Odyssey," and "Mario Kart 8 Deluxe."

But the PlayStation 4 benefits by having been around longer, and has built up a larger library of incredible exclusive titles, including "God of War,""Bloodborne,""Horizon Zero Dawn,""Uncharted 4,""Shadow of the Colossus,""The Last of Us," and the "MLB: The Show" series, among others.

As it stands right now, the PlayStation 4 has roughly double the number of exclusive games compared to the Nintendo Switch.

The Nintendo Switch has plenty of great-looking exclusives on the way, like "Super Smash Bros. Ultimate,""Metroid Prime 4," and a bevy of new Pokémon games, but the PlayStation 4 also has the exclusive Spider-Man game coming out soon, the next game from Hideo Kojima called "Death Stranding," and plenty of other great-looking exclusives like "The Last of Us Part II" and "Ghost of Tsushima."



See the rest of the story at Business Insider

Fitness experts agree that sit-ups are worthless — here are 9 moves they recommend instead

$
0
0

Sit ups

From celebrity trainers working in the trendiest Manhattan gyms to the National Institute for Fitness and Sport in Indianapolis and US Army training exams, sit-ups are getting a bad reputation. 

Scientists have discovered that the moves, once a staple of basic workout routines, don't reduce waistline circumference or trim middle belly fat. Sit-ups are also not the best way to strengthen your core, and keep it flexible and strong for the long run. 

Earlier this week, the US Army announced that after decades of two-minute sit-up requirements, they're phasing out that portion of their fitness test by the end of 2020. Instead, the Army says it'll make room for some fitness tasks that are more useful for soldiers' combat readiness, like deadlifts, power throws, and drag-and-carry moves, the Washington Times reported. 

It's a change that Tony Maloney, a trainer and exercise physiologist at the National Institute for Fitness and Sport in Indianapolis, can get behind. 

"I'm not a huge fan of sit-ups," Maloney told Business Insider earlier this year. "Reason being, it can cause some spinal problems, especially if they're not done properly." 

Here are some other expert tips for getting a stronger, more flexible core:

SEE ALSO: A celebrity fitness trainer reveals 3 dynamic ab, arm, and glute moves you can do at home for a summer beach bod

Celebrity fitness trainer Anna Kaiser says many people are doing their crunches wrong, and it's making their bellies bulge.

"When they do a crunch, they push their abs out," Kaiser told Business Insider recently. "Which actually will assist in that rounded lower belly shape." 

The key to a strong core, Kaiser says, is a fit transverse abdominus — that's a deep-layered muscle that sits between your ribcage and your hips.

 



If you want your abs to appear flatter and be stronger, you have to strengthen those deep core stabilizers, Kaiser says. Try this move:

core

Sit on the floor with your knees bent, feet flat. Take hold of the area behind your knees with your hands and pull in your abs while tilting your pelvis forward. This will create a c-shaped curve in your spine. 

Now, raise your arms and press them towards the back of the room in little pulses.



Push-ups are also a great multi-purpose exercise that gets at your core, and other parts of your body, too.

Maloney said the benefits of push-ups are unbeatable. From your arms and shoulders down into your core, they strengthen the entire spine:

"You're getting that upper body toning effect, but you're still working the trunk," he said. 



See the rest of the story at Business Insider

Inside Gusto's brand-new San Francisco headquarters, where employees work on living room furniture and take off their shoes at the door

$
0
0

gusto software hr startup shoeless office hq san francisco 10

Gusto's founding is a classic Silicon Valley tale.

In 2011, Joshua Reeves and a few techie friends launched the company out of a house in Palo Alto, where the founders had access to top coding talent and proximity to the most powerful VC firms in America.

That's where the startup stereotype ends for Gusto, a billion-dollar enterprise that makes human resources software for small businesses.

Reeves takes pride in helping small businesses do great work, but he also wanted Gusto to be a great place to work. It's avoided the reckoning on fratty company culture by providing a homey environment, transparency in the way they work, and "ridiculously generous" benefits. Fortune magazine named Gusto one of the 100 best workplaces for millennials, and employees write glowing reviews on Glassdoor.

The company opened a new headquarters in the once industrial, now ultra hipster Dogpatch neighborhood of San Francisco earlier this year. We took a look inside.

SEE ALSO: A Silicon Valley startup founder drove 4,000 miles across America in an RV — here's what he learned

Welcome to Gusto. It's inside a former Union Iron Works machine shop, a high-ceilinged building that survived the 1906 earthquake.



When you walk inside, the receptionist invites you to remove your shoes and store them in a cubby. Gusto socks may be provided.



Gusto has had a no-shoes policy since the company was founded in a home. Reeves was raised to take his shoes off at the door.



See the rest of the story at Business Insider

An Air Force pilot took a U-2 spy plane to the edge of space — and the photos are incredible

$
0
0

Best Selfie with flag U 2

Ross Franquemont is a U-2 pilot and instructor at the 1st Reconnaissance Squadron, based at Beale Air Force Base, California. Fortunately for the rest of the world, he is also a great photographer.

In fact, the incredible images you can find in this post were taken by Ross during missions flown at high altitude (something around 70,000 feet) in the Dragon Lady aircraft.

If you want to learn more about the iconic spyplane click here to read our recent article or use the search button on the right hand side of the site (type U-2 and find all the stories we have published on the U-2).

Meanwhile, enjoy this unbelievable collection of photographs taken at the edge of space that Ross has allowed us to share with our readers.

SEE ALSO: We climbed into an Apache helicopter's cockpit and saw why it's one of the most difficult aircraft to fly

Here is Franquemont taking off from Beale AFB.



California as seen from the cockpit of a U-2.



Front view, heading to the San Francisco Bay.



See the rest of the story at Business Insider

I retired at 52 with a $3 million net worth — here's what a week of my spending looks like

$
0
0

ESI Money

  • John, aka ESI Money, was a business executive for 28 years before he retired at age 52 with a $3 million net worth.
  • He writes about his journey to early retirement and everything that comes after it on the blog ESI Money — it stands for earn, save, invest.
  • For Business Insider's "Real Money" series, John shares how he spent his money during a week in May.
  • Want to share a week of your spending? Email your money@businessinsider.com.

I retired at 52 in August 2016 after a 28-year career as a business executive.

My wife and I are what some would call "fat FIRE"— we live off the income our assets produce, not having to drawdown the assets themselves.

Our income-earning assets include real estate (14 units we bought after the housing crash in Michigan), websites (both ESIMoney.com and RockstarFinance.com, which I bought this past December), dividends from our Vanguard index funds, and interest from cash.

My wife works — it started as a job for fun and they wanted to pay her for the 15 hours a week she puts in — and my daughter is in her last year of college, and we have a son at home who works full time.

We moved to Colorado Springs, Colorado, three years ago and love it. I wish we had moved here 20 years ago. We have lived all over the country including Pittsburgh, Nashville, Grand Rapids, and Oklahoma City, all low cost-of-living cities.

Here's what a week of my spending looks like:

SEE ALSO: I retired at 52 with a $3 million net worth — here are the 10 worst money mistakes anyone can make

DON'T MISS: It's been 2 years since I retired at 52 with a $3 million net worth — here are some of the biggest challenges of early retirement

College for our daughter is our largest expense, but the money for that comes out of a 529 plan. We paid off our mortgage over 20 years ago, so we only pay utilities, taxes, and insurance.

College for our daughter is our largest expense, but the vast majority of these costs are reimbursed from a 529 plan we started when she was very young. So when looking at monthly spending, we only included the non-reimbursed (i.e. out-of-pocket costs) portion of the college costs.

I think it's appropriate that "travel" is our largest single-item expense in retirement. We took two major trips in the past 12 months (Grand Cayman and Seattle) plus several small ones.

Medical costs were mostly driven by the ten (yes, ten) cavities that my daughter had filled this past year. In addition we had costs for my wife's eyes (new glasses and contact issues), cost of my gym trainer, and the annual fee for our dental plan.

We have two big entertainment costs: our gym membership and movies. More on movies later. We don't eat out much and when we do it's usually a lower-cost restaurant.

Good news: We got a car for $10. Bad news: it needed a lot of work — almost $2,700 worth of work to be exact (about half of that was spent in the past year). 

We paid off our house over 20 years ago and haven't had a mortgage since, except for a short bridge loan when we moved to Colorado. This obviously makes living a bigger lifestyle easier.

We give roughly 20% of our income away to various charities, but do so out of assets (index funds with accumulated capital gains) to minimize taxes (we use a donor-advised fund to do this). That's why the expenses for giving are low ($103), because they only include our cash outlays.



This week we spent $1,095.93 — just about 13% of our monthly income.

This week I flew with my daughter to Washington, DC, to get her set up for her summer internship. Our biggest spending days were Saturday and Sunday in DC.

For perspective, our monthly income averages $8,257 so we have what I like to call a margin of safety.

 



On Monday my wife braved the Memorial Day crowds and made a $22.95 trip to the grocery store.

Monday is usually my favorite day of the week since everyone is at work. All the stores, theaters, gyms, etc. are clear. It's amazing!

But not on Memorial Day. Nope, today was like a weekend day on steroids.

And since we live in Colorado, it means EVERYONE was out today. Which means I was inside. I hit the gym early, wrote a bit, and took a couple walks with my wife.

One great thing about staying in: you don't spend much money!

My wife did visit the grocery store to buy food for some friends visiting for a few days.



See the rest of the story at Business Insider

Watch a CH-47 rescue a climber and 6 rescuers with impressive steep-slope pinnacle landing

$
0
0

Mount Hood rescue CH-47

For the third time in four weeks a U.S. military aircraft has participated in the rescue of a civilian in life-threatening circumstances. This time it was in the United States and the incident was a direct rescue of a 27-year old male victim from a dangerous, high altitude location on Oregon’s 11,249-foot Mt. Hood.

Two helicopters including an Oregon Air National Guard CH-47 Chinook heavy lift helicopter responded to an emergency 911 phone call from the mountain at approximately 14:30 LT on Friday, July 13, 2018. According to reports, one of the aircraft that initially responded was a single main rotor UH-60 Blackhawk. Because of the altitude of the rescue, well above 10,000 feet in thinner air where rotary wing aircraft can have difficulty maintaining lift, the larger twin-rotor CH-47D Chinook was used for the rescue.

The CH-47D belonging to the 168th Aviation Regiment, based in Pendelton, Oregon, performed a so-called “Pinnacle Landing” or “Pinnacle Maneuver” (often seen in theaters like Iraq or Afghanistan) making the rescue possible.

In addition to the thin air at high altitude, dangers in alpine helicopter rescues include unpredictable mountain winds with powerful up and down drafts on steep terrain and unstable glaciers with common avalanche, crevasse and icefall risks.

In the alpine region of the Pacific north west, high, glaciated mountains including Mt. Rainier in Washington state at 14,410 and Mt. Hood in nearby Oregon account for a disproportionate number of alpine fatalities because of their close proximity to large urban populations and their easy access for recreational use.

SEE ALSO: We got inside the massive CH-47 Chinook helicopter — the US Army's transport workhorse

The dangers of helicopter rescues on Mt. Hood were underscored in a tragic May, 2002 attempted rescue of four injured climbers on Oregon’s Mount Hood, when an HH-60G Pave Hawk of the Air Force Reserve Command’s 304th Rescue Squadron crashed on live television, rolling down the mountain after losing lift in shifting mountain winds.

During that 2002 incident, three people died and four others were critically injured after they fell into a crevasse on the mountain near Timberline Lodge.



One member of the rescue team was also critically injured when the helicopter rolled over him as it tumbled down the mountainside after crashing:

Youtube Embed:
//www.youtube.com/embed/fhfJDq_I1HA
Width: 800px
Height: 450px

And Friday's rescue was already the second helicopter rescue from Mt. Hood in 2018. The first rescue took place on Tuesday, February 13, 2018.



A climber fell approximately 1,000 feet into the Hogsback area on Mount Hood and did not survive. Rescuers guided down two others who were stranded and rescued a third by sled evacuation that Tuesday night. In that rescue, a UH-60 Blackhawk helicopter was used.

Youtube Embed:
//www.youtube.com/embed/wNU3_HaIUO0
Width: 800px
Height: 450px

Lifelong mountain guide Brent Okita of Rainier Mountaineering Inc. (RMI) told us, “These are the only high mountains with glaciers in the world that have a freeway exit. Because of that, you get a lot of inexperienced people in a situation can deteriorate quickly.”

In a potentially tragic twist to this latest story, the man rescued reportedly climbed Mt. Hood to commit suicide but later reconsidered and then phoned 911 emergency responders. “The Clackamas County Sheriff notified us that [the climber] had gone to the summit of Mount Hood because he was going to end his life up there, and then he changed his mind,” Scott Lucas of the Oregon Office of Emergency Management told media on Friday.

The man was initially thought to be lower on the mountain following the 911 emergency call, but Army National Guard search and rescue crews located him closer to the summit of the mountain.



See the rest of the story at Business Insider

9 trends that are keeping IT spending at record highs, according to top IT execs — and it's good news for Amazon and Microsoft

$
0
0

computers hacking hackers

Budgets continue to grow for the IT department as chief information officers continue to prioritize investments in digital transformation and cloud computing, according to Morgan Stanley's Q2 2018 CIO survey, published Tuesday.

Researchers interviewed 100 CIOs — 77 in the US and 23 Europe — and found strong budgets across the board. While annual growth remains strong, CIO's were slightly less optimistic this quarter, and their expectations how much they will spend in 2018 were slightly lower than they had been in Q1. 

These are 9 of the key takeaways Morgan Stanley found from its survey. 

SEE ALSO: Broadcom will acquire CA Technologies for $18.9 billion, just 4 months after Trump blocked its acquisition of Qualcomm

US IT budgets are growing faster in 2018

CIOs indicated "modest acceleration" in terms of their IT budget growth, according to the report. The survey found that budgets will grow around 5.3% in 2018, compared to 5.2% growth in 2017.

When looked at regionally, growth in the US could actually reach 5.5% in 2018, up from 5.3%, while in Europe budgets are expected to grow by 4.6%, which is flat from 2017.



...but CIOs were more optimistic about growth last quarter.

CIOs in both the US and Europe were more optimistic in the first quarter of the year compared with this last quarter, according to the survey.

Estimated budgets for 2018 were 0.1% lower in the Q2 survey than they had been in the Q1 survey. In the US, estimates declined from 5.6% to 5.5% growth, while in the EU they declined from 4.7% growth to 4.6%.



Software is king — and services are on the decline.

CIOs expect software spend to be their biggest area of growth in 2018, with spending increasing by 5.5%, compared to just 5.3% in 2017.

That's at the expense of services, however, which CIOs expect to decelerate to 3.3%, in 2018, from 3.9% in 2017. 

Growth in hardware and communication spending is expected to stay the same, according to the report. 



See the rest of the story at Business Insider

11 seemingly bizarre sports most Americans haven't even heard of

$
0
0

sepak takraw

  • Americans love their sports, but there are many popular sports that aren't known in the United States.
  • They include variations on soccer and basketball, and unusual hybrid sports like sepak takraw.
  • Some of these sports are gaining popularity in America, but they have a ways to go.


America has a passion for sports. They entertain us, they teach us lessons, and they form a huge part of our national identity.

Between our five most popular sports— football, basketball, baseball, ice hockey, and soccer — we have one for every season and every taste.

But there are plenty of other fascinating sports that we're missing out on in the United States. In many cases, some of the most compelling sports are ones that many Americans haven't even heard of.

Take sepak takraw, for example. It's the volleyball/soccer hybrid that is extremely popular in Southeast Asia, but unlikely to come up on American airwaves.

Read on to learn about 11 popular international sports that most Americans don't know the first thing about.

SEE ALSO: 11 things you'll hardly ever see in the United States

Kabaddi is like high-stakes red rover — you don't want to get caught on the other side of the court.

Where it's popular: India, Pakistan, Bangladesh, Nepal, Iran

How it's played: Kabaddi is sort of like a combination of red rover, tag, and wrestling. Teams take turns sending one raider across the court. That player scores one point for each member of the other team he tags, so long as he returns safely to his side of the court. But if the defending team manages to tackle the raider before he cross back to his side, the defense gets a point.

As for the length of each round, Kabaddi players have a unique way of keeping time: The raider must continually chant "kabaddi" without taking a breath — if the referee sees them inhale, their turn is automatically over.

How big is it? Pretty big. There are several professional kabaddi leagues in Asia, and it's been a regular at the Asian Games since 1990.



Sepak takraw is a high-flying sport combining volleyball and soccer.

Where it's popular: Southeast Asia, especially Thailand, Malaysia, Indonesia, Singapore, and Myanmar

How it's played: Sepak takraw is like a combination of soccer and volleyball. Like volleyball, players serve a ball over a net and try to ground it on the other team's side of the court. However, there are no hands allowed: You can only use your feet, head, knees, and other body parts. The ball is made out of a hard fiber called rattan.

How big is it? It's been a staple of the Asian Games since 1990.



Futsal is an indoor variation of soccer popular all over the world.

Where it's popular: Every continent

How it's played: Futsal is a variation of soccer played on a small, indoor court with a hard surface and a smaller, heavier ball. Unlike in soccer, futsal teams have five players each and can make unlimited substitutions. 

How big is it? Futsal has a strong international presence, with world championships taking place every four years and continental championships roughly every two. It's becoming increasingly popular in American cities, as futsal courts are often easier to install than soccer fields.



See the rest of the story at Business Insider

25 cool new products only Prime members can get their hands on before Amazon Prime Day

$
0
0

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

Screen Shot 2018 07 05 at 11.07.58 AM

If you missed the news, Amazon just announced that Prime Day 2018 will be a 36-hour event: starting at 3 p.m. ET on Monday, July 16 and ending on Tuesday, July 17. 

However, there are already some early Prime Day deals that Prime members can take advantage of — and one of them is Prime Day Launches (a Prime Day addition unique to 2018).

Prime Day Launches are a selection of new products that are only available to Prime members for a limited time. You can check here for an updated list, but below are 25 of the best products currently being offered to Amazon Prime members.

Prime Day deals as a whole are only available to Prime members, but you can sign up for a 30-day-trial here to get full access to Prime Day and the many other benefits of a membership. You can also see what other Insider Picks readers scooped up last year on Prime Day 2017 and review all the best deals from Prime Day 2017 to get a sense of what will be discounted this year. Amazon even has a How To Shop guide.

SEE ALSO: Amazon Prime Day is expanding to a full day and a half this year — with deals starting on July 16

A first-of-its-kind box lock for your packages that lets you know when and if they've been dropped off

BoxLock: The World’s First Smart Padlock to Protect Deliveries, $129

BoxLock is the first smart padlock specifically designed to protect your deliveries. Attach it to a box equipped for padlocks (and that can hold your deliveries), and your delivery driver grabs the Boxlock, presses the button on the top to scan the tracking number, and the BoxLock will unlock so they can drop your package safely inside.

BoxLock will only open for packages addressed to you that are out for delivery, gives you real-time delivery notifications, and automatically collects and monitors what packages are being delivered. You can share a barcode with friends or family or any delivery service to access your box, and the BoxLock Home App will send a notification as soon as it has been used. 



A portable tabletop propane grill with two adjustable burners

Coleman RoadTrip 225 Portable Tabletop Propane Grill, $159.99

This portable tabletop propane grill has two adjustable burners for precise temperature control and up to 11, 000 BTUs of grilling power and 225 sq. in cooking area. It has an easy push-button ignition and matchless lighting, and a pan that catches cooking grease.



A Vitamix with 10 variable speeds

This Vitamix allows you to blend everything with culinary precision — from purées to hearty soups — by offering ten variable speeds. It has aircraft-grade stainless steel blades designed to handle tough ingredients, and with a drop of dish soap and warm water, the Vitamix machine can self-clean in 30 to 60 seconds.



See the rest of the story at Business Insider

We visited a cult-favorite Texas taco chain that's trying to take over America. Here's why Chipotle should be terrified.

$
0
0

Torchy's

  • Torchy's Tacos has won over a loyal following throughout Texas with its top-notch queso and tacos with names like "The Republican" and "The Trailer Park." 
  • The taco-centric chain's expansion could cut into the business of Big Burrito — especially as Chipotle struggles to regain its footing.
  • We visited Torchy's to see if it lived up to its hype and were amazed to find a rare chain that was even better than its cultish fans told us it would be. 

 

We believe tacos are our future. 

For too long, the burrito has ruled supreme over the world of Tex-Mex, at least since Chipotle's tentacles spread across the United States with the promise of a mainstream Mission-style burrito. But now, the burrito's reign is coming to an end— if Torchy's Tacos has anything to say about it. 

The taco chain started in a trailer in Austin, Texas, in 2006. Since then, it has grown a cult following in Texas and expanded to more than 50 locations. 

To topple Big Burrito, however, it's going to take more than some Texan pride. Torchy's needs to back its heady expansion goals with food that lives up to its enviable reputation. 

We visited a Torchy's location in Dallas, Texas, to see if the chain lives up to the hype. What we found is a chain that could transform the Tex-Mex landscape forever:

SEE ALSO: I visited Whataburger, a Texas chain with a cult following, for the first time. Here's what it's like.

We arrived at Torchy's near Southern Methodist University — a prime location for a chain built for hungry students seeking some reasonably priced tacos.



We were initially paralyzed with indecision while trying to take in the long list of tacos. Torchy's serves 20 traditional tacos, plus breakfast tacos, sides, and a handful of other entrées. And, there's a full bar! Clink, clink.



Before noon, the restaurant was already packed. Hungover college students were inhaling tacos alongside families and World Cup fans sipping beers.



See the rest of the story at Business Insider

22 books Wall Streeters think everyone should read this summer

$
0
0

wall street book recommendations 4x3

Everyone needs a good beach read.

We asked three Wall Streeters for the books they are having trouble putting down as the weather warms up. 

Along with titles about finance and successful figures, we also received recommendations for thrillers, novels, and historic non-fiction that make the list of perfect page-turners.  

SEE ALSO: 12 books you should read before starting a business

SEE ALSO: 12 books that forever transformed America as we know it

'Sapiens: A Brief History of Humankind' by Yuval Noah Harari

Wall Streeter: Dave McKay, President & CEO, Royal Bank of Canada

"I couldn't stop talking about Sapiens after reading it. It's an ambitious but breezy history book which puts forward some big theories about how humanity came to dominate the world."

Find it on Amazon »

 



'Bad Blood' by John Carreyrou

Wall Streeter: Dan Cummings, Head of Corporate Advisory, IEX

"It’s rare that you get such a deep look at how a company can go wrong on so many levels. From executives to employees to investors, Carreyrou’s extensive reporting gives everyone something to think about. Not to mention it’s a riveting read."

Find it on Amazon »

Read more about John Carreyrou »



'Extreme Ownership – How U.S. Navy SEALS Lead and Win' By Jocko Willink and Leif Babin

Wall Streeter: Pepper Whitbeck, Head of US Fixed Income & Lead Portfolio Manager for US High Yield, AXA Investment Managers (AXA IM)

"Having married into a military family, I have developed a deep respect for the values and level of commitment demonstrated by the men and women in our armed forces. The challenges depicted in this book are certainly more extreme than anything I will encounter professionally, however, the lessons learned are relatable and conveyed in a way that make their application in the business world quite clear.

"The thoughtful and introspective approach to this book inspires me to believe that proper preparation and the right mindset really can have a significant impact on the outcomes that we achieve. It's amazing how much more you can accomplish when you approach each day with clear intentions and a sense of purpose."

Find it on Amazon »

Read more from Jocko Willink »



See the rest of the story at Business Insider

Historic photos show every time American presidents met British Kings and Queens

$
0
0

Queen Elizabeth Jimmy Carter

President Donald Trump finally met Queen Elizabeth II on a four-day visit to the United Kingdom this week.

Trump's trip is the latest installment of the "special relationship" the US and UK share, which has been a decades-long diplomatic and political bond.

Take a look back at every time American presidents met British royals:

SEE ALSO: A balloon of Trump as a 20-foot-tall angry baby has been cleared to fly over London for his diplomatic visit next week

SEE ALSO: We asked 20 people in London how they feel about Trump's visit. Here are their reactions.

Former Presidents John Adams, Thomas Jefferson, and James Monroe all met King George III, who they had called a tyrant, after the American Revolution while they served as diplomats for the new republic.

Source: BBC



The first visit of a sitting US president to England was Woodrow Wilson in December 1918, when he met with King George V after signing the Treaty of Versailles ending World War I.

Source: US Embassy in the UK



The first time British royalty made an official visit to the US was King George VI in June 1939. He and his wife Queen Elizabeth met President Franklin Delano Roosevelt and first lady Eleanor Roosevelt in Hyde Park, New York.

Sources: US State DepartmentBBC



See the rest of the story at Business Insider

Trump, guarded by snipers, golfs at his course in Scotland before his big meeting with Putin

$
0
0

trump scotland waves to protesters

President Donald Trump went golfing at one of his resorts in Scotland over the weekend, ahead of his big face-to-face meeting with Russian President Vladimir Putin on Monday.

"I have arrived in Scotland and will be at Trump Turnberry for two days of meetings, calls and hopefully, some golf - my primary form of exercise!" Trump said on Twitter Friday.

Trump said his expectations for the meeting with Putin in Helsinki meeting are low, but he also told CBS News that it's a "good thing" to meet with Putin.

"Nothing bad is going to come out of it, and maybe some good will come out," Trump said.

Foreign policy experts aren't so sure.

"I'm afraid," a former State Department official told The New Yorker. "Our guy here is like an amateur boxer going up against Muhammad Ali."

Before the meeting between Trump and Putin gets underway on Monday, the American president enjoyed a few rounds of golf on Saturday and Sunday, surrounded by protesters, police on horseback, and snipers. Take a look:

SEE ALSO: Trump could be even more vulnerable in a summit with Vladimir Putin than he was with North Korean leader Kim Jong Un

DON'T MISS: Bolton says Mueller's indictment of 12 Russian intelligence officers 'strengthens' Trump's hand in his meeting with Putin

Security was tight as Trump headed out on Saturday, club in hand.



Trump's 2018 financial disclosure form shows he pocketed an extra $6 million in revenue from the club he re-opened in 2016 during his first year in office.

Source: Business Insider 



Snipers patrolled the seaside resort from above as Trump golfed.



See the rest of the story at Business Insider

WHERE ARE THEY NOW? The 1999 U.S. Women's National Team

$
0
0

Brandi Chastain Shirtless Championship

The 1999 Women's World Cup remains one of the most seminal sporting events in American history.

The United States Women's National Team, playing on home soil, in front of a packed crowd at the Rose Bowl in California, gave women's soccer a match for the ages against China, one that went all the way to penalty kicks. U.S. goalkeeper Briana Scurry came up with a crucial save on China's third penalty kick, clearing the way for Brandi Chastain to clinch the World Cup trophy with a successful penalty kick.

The image of Chastain celebrating on the field afterward has since become one of the most iconic in women's sports. And with Tuesday being the anniversary of the U.S. victory, now is the perfect time to look back on the women who participated in that legendary match. 

Carla Overbeck was a defender and the captain of the 1999 team, as well as a seasoned veteran who had already won one Women's World Cup, in 1991. She made the first penalty kick.



Overbeck finished her career with over 150 caps for the U.S.W.N.T. is currently an Assistant Coach for the Duke Blue Devils Women's Soccer team.

Instagram Embed:
//instagram.com/p/Ba9NgnPDkDt/embed
Width: 658px

Source: Go Duke



Joy Fawcett was a defender and another veteran of the 1991 World Cup team. She made the second penalty kick.



See the rest of the story at Business Insider

What Trump and Putin hope to get out of their big Helsinki summit on Monday

$
0
0

Trump Putin

  • President Donald Trump will head into his first summit with Vladimir Putin without a clear agenda and little preparation.
  • Lawmakers have called on Trump to cancel the summit after 12 Russians were indicted in the investigation of Russian meddling in American elections, a process Trump has called a "witch hunt."
  • Putin looks to warm relations with the US and seek economic opportunities, but talk of Russia's annexation of Crimea from the Ukraine is off the table.

HELSINKI (AP) — The outcome of the first summit between the unpredictable first-term American president and Russia's steely-eyed longtime leader is anybody's guess.

With no set agenda, the summit could veer between spectacle and substance.

As Donald Trump and Vladimir Putin head into Monday's meeting in Helsinki, here's a look at what each president may be hoping to achieve.

SEE ALSO: Congress to Trump: Cancel Putin summit after new Mueller indictment

DON'T MISS: The US is pulling out all the stops ahead of a highly anticipated Trump-Putin summit, but Putin may eat Trump's lunch anyway

What Trump wants

What Trump wants from Russia has long been one of the great mysteries of his presidency.

The president will go into the summit followed by whispers about his ties to Moscow, questions that have grown only more urgent since the Justice Department last week indicted 12 Russian military intelligence officers accused of interfering in the 2016 election in an effort to help Trump.

And while most summits featuring an American president are carefully scripted affairs designed to produce a tangible result, Trump will go face-to-face with Putin having done scant preparation, possessing no clear agenda and saddled with a track record that, despite his protests, suggests he may not sharply challenge his Russian counterpart over election meddling.

"I think we go into that meeting not looking for so much," Trump told reporters last week.

Trump has strenuously insisted that improved relations with Russia would benefit the United States. But much of the appeal of the Finland meeting is simply to have the summit itself and to bolster ties between Washington and Moscow and between Putin and Trump, who places his personal rapport with foreign leaders near the heart of his foreign policy.

"The fact that we're having a summit at this level, at this time in history, is a deliverable in itself," said Jon Huntsman, the U.S. ambassador to Russia. "What is important here is that we start a discussion."

Trump has been drawn to the spectacle of the summit and has expressed an eagerness to recreate in Helsinki the media show of last month's Singapore summit when he met with North Korean leader Kim Jong Un.

Even as many NATO leaders made supportive noises this week, the Helsinki summit has raised fears in many global capitals that Trump will pull back from traditional Western alliances, allowing Putin to expand his sphere of influence.

Back home, too, there is wariness on Capitol Hill, with a number of Democrats and a handful of Republicans urging Trump to cancel the summit in the wake of the explosive indictments.

But Trump has vowed that he can handle Putin, whom he has taken to referring to as a "competitor" rather than an adversary.

And Trump in recent days has outlined some of the items he'd like to discuss, including Ukraine. Though the president has said he was "not happy" about Russia's annexation of Crimea from Ukraine, he puts the blame on his predecessor and says he will continue relations with Putin even if Moscow refuses to return the peninsula.

Trump also said he and Putin would discuss the ongoing war in Syria and arms control, negotiations that White House officials have signaled could be fruitful.

"I will be talking about nuclear proliferation," the president said alongside British Prime Minister Theresa May on Friday. "We've been modernizing and fixing and buying. And it's just a devastating technology. And they, likewise, are doing a lot. And it's a very, very bad policy."

But it is the matter of election meddling, including fears Russia could try to interfere in the midterm elections this fall, that could play a central role in the summit talks or loom even larger if not addressed.

In neither of Trump's previous meetings with Putin — informal talks on the sidelines of summits last year in Germany and Vietnam — did the president publicly upbraid the Russian leader, prompting questions about whether he believed the former KGB officer's denials over his own intelligence agencies' assessments of meddling.

Trump repeatedly has cast doubt on the conclusion that Russia was behind the hacking of his Democratic rivals and disparaged special counsel Robert Mueller's investigation into possible links between Russia and his campaign as a "witch hunt." But he said in Britain that he would raise it with Putin even as he downplayed its impact.

"I don't think you'll have any 'Gee, I did it. I did it. You got me,'" Trump said, invoking a television detective. "There won't be a Perry Mason here, I don't think. But you never know what happens, right? But I will absolutely firmly ask the question."



What Putin wants

For Putin, sitting down with Trump offers a long-awaited chance to begin repairing relations with Washington after years of spiraling tensions.

Putin wants the U.S. and its allies to lift sanctions, pull back NATO forces deployed near Russia's borders and restore business as usual with Moscow. In the longer run, he hopes to persuade the U.S. to acknowledge Moscow's influence over its former Soviet neighbors and, more broadly, recognize Russia as a global player whose interests must be taken into account.

These are long-term goals, and Putin realizes that no significant progress will come from just one meeting. More than anything else, he sees Monday's summit as an opportunity to develop good rapport with Trump and set the stage for regular high-level contacts.

"Russia-U.S. ties aren't just at their lowest point since the end of the Cold War, they never were as bad as they are now," said Fyodor Lukyanov, who chairs the Council for Foreign and Defense Policies, an influential Moscow-based association of policy experts. "It's unhealthy and abnormal when the leaders of the two nuclear powers capable of destroying each other and the rest of the world don't meet."

Moscow views Trump's criticism of NATO allies and his recent comments about wanting Russia back in the Group of Seven club of leading industrialized nations with guarded optimism but no euphoria. Initially excited about Trump's election, the Kremlin has long realized that his hands are bound by the ongoing investigations into whether his campaign colluded with Moscow.

Konstantin Kosachev, the Kremlin-connected head of the foreign affairs committee in parliament's upper house, wrote in his blog that Russia won't engage in vague talk about "illusory subjects," such as the prospect of lifting Western sanctions or Russia's return to the G-7.

Putin knows it would be unrealistic to expect U.S. recognition of Russia's annexation of Crimea or a quick rollback of sanctions approved by Congress. Instead, he's likely to focus on issues where compromise is possible to help melt the ice.

Syria is one area where Moscow and Washington could potentially reach common ground.

One possible agreement could see Washington give a tacit go-ahead for a Syrian army deployment along the border with Israel in exchange for the withdrawal of Iranian forces and their Hezbollah proxies, whose presence in the area represents a red line for Israel.

There is little hope for any quick progress on other major issues.

Kosachev said it would be "pointless" to discuss Russian meddling in the U.S. election, which Moscow firmly denies. He also warned that demands for Russia to return Crimea to Ukraine or revise its policy on eastern Ukraine would be equally fruitless.

The Kremlin sees Crimea's status as non-negotiable and puts the blame squarely on the Ukrainian government for the lack of progress on a 2015 plan to resolve the conflict in eastern Ukraine.

Putin has held the door open for a possible deployment of UN peacekeepers to separate the warring sides, but firmly rejected Ukraine's push for their presence along the border with Russia.

On arms control, one area where the US and Russia might reach agreement is a possible extension of the New START treaty, set to expire in 2021, which caps the number of deployed nuclear warheads at 1,550 for each country.

The Intermediate-Range Nuclear Forces Treaty, signed in 1987 by President Ronald Reagan and Soviet leader Mikhail Gorbachev, is supposed to last indefinitely but has increasingly run into trouble. The US has accused Russia of violating the terms of the treaty by developing a new cruise missile, which Moscow has denied.

Russia has pledged adherence to both treaties, but it has become less focused on arms control agreements than in the past, when it was struggling to maintain nuclear parity with the US.

After complaining about US missile defense plans as a major threat to Russia, Putin in March unveiled an array of new weapons he said would render the US missile shield useless, including a hypersonic intercontinental strike vehicle and a long-range nuclear-powered underwater drone armed with an atomic weapon.

"Russia was much weaker, and the weak always try to appeal to international law," Lukyanov said. "But the atmosphere is different now, and Russia is much more self-confident."



See the rest of the story at Business Insider

I compared Google's Chrome browser with its No. 1 competitor — and the winner was clear

$
0
0

chrome vs firefox 2

My web browser of choice is Google Chrome, but I'm always on the hunt for a better browser.

After all, it's the app I use most often on pretty much any computer. If a browser can perform faster and more efficiently than Chrome, I'd absolutely consider it.

Mozilla, the company behind the Firefox browser, makes some pretty enticing claims about its browser, such as that it uses 30% less RAM than Chrome, which is particularly interesting. That means Firefox might not slow down my computer as much as Chrome does when I have a ton of open tabs.

Another tasty claim is that Firefox loads websites faster than Chrome.

I tried Firefox to see how well it stacks up against Chrome:

SEE ALSO: I barely noticed a difference while I was using this $250 smartphone after using $800 phones for years

Design

Above, Firefox is on the left, and Google Chrome is on the right.

Design-wise, both web browsers are pretty similar. Firefox, however, has the edge for ease of use.

Things like a larger back button, customizable menu bars, and simpler settings options make Firefox more user-friendly overall.

firefox customize



Internet speeds

I tested my internet speeds both on the popular SpeedTest.net and on Google's speed test, and both browsers showed similar results.



Which one slows down your computer faster?

Mozilla touts that its Firefox browser uses 30% less RAM than Chrome.

RAM is essentially your computer's short-term memory where it stores apps you're using for quick access. For browsers, more RAM on your computer means you can have more browser tabs, add-ons, and extensions without your computer slowing down. If your computer slows down and you're running just a web browser, chances are that web browser is eating up all your computer's RAM.

I found that Firefox used more RAM than Chrome, which not only debunks Mozilla's claims but comes as a huge surprise considering Chrome's reputation as a computer performance killer.

With this in mind, Firefox is likely to slow down your computer faster than Chrome is.

For the sake of clarity: I started with fresh versions of Chrome and Firefox and loaded the same websites on both browsers. I tried it on both Mac and Windows machines and still found that Firefox used more RAM than Chrome.

I've also tested this before, when Mozilla first made the claim about its new Firefox browser in late 2017, and found the same result.



See the rest of the story at Business Insider

11 things you'll hardly ever see in the United States

$
0
0

USA women

  • America has plenty to offer, but there are many things you can only find outside the United States.
  • They include food items like brown sauce and bizarre sports like sepak takraw.
  • We chose 11 of our favorite things you usually won't find in America.

The United States has plenty of good things going for it — from food to sports to culture — but it doesn't have everything.

Most Americans have never tasted the wonders of brown sauce from the UK, for example, and they've probably never seen a high-flying match of sepak takraw, a sport popular in Southeast Asia.

Here's a sampling of 11 things that you usually won't find in America:

SEE ALSO: I've been to 25 countries, and there are 16 things you'll almost never find outside the US

DON'T MISS: 13 places to visit in August for every type of traveler

Brown sauce

People from the United Kingdom are familiar with brown sauce, a condiment similar to American steak sauce that's available at many restaurants. HP Sauce's brown sauce, a tangy variety made from tomatoes and vinegar, is especially popular.



Sinks with two faucets

In most places, including the United States, sinks have just one faucet. In the United Kingdom, it's common for them to have two, one for hot water and one for cold. 



Subway delay certificates

In the United States, you can blame public transportation delays for making you late to work, but that doesn't mean you'll get any sympathy from your boss.

But in two countries, Germany and Japan, railway companies issue official delay certificates to passengers who were delayed by five minutes or more during their commutes. The documentation can then be presented at work or school as a valid reason for one's tardiness.



See the rest of the story at Business Insider
Viewing all 61683 articles
Browse latest View live


Latest Images