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9 credit card and money scams that you should watch out for

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credit card

Credit card scams can affect anyone, and they’re lurking everywhere from hotel rooms to blockchain sites.

Here are some credit card scams that’ll make you think twice about giving out your numbers.

Beware any instructions that follow your computer's blue "screen of death."

One woman in Marin County, California, reports that she was scammed by a fraudster who pretended they could fix her computer, according to ABC 7 News. She also alleges that even though she flagged the fraudulent charges, her bank failed to stop the transaction.

While she was online shopping, the shopper says, her computer's screen went blue and a message appeared saying there was a virus. The message on the screen advised her to call Microsoft, so she did. She claims the man on the other end of the phone told her to scan a $500 check, which she did, according to ABC 7 News.

She soon realized her mistake and called her bank. But the money still came out of her account, she says, and it took an intervention from ABC 7 News' 7 On Your Side to get the money back.



Some scammers impersonate hotel desk workers to nab your credit card info.

While you're staying in a hotel room and receive a call from the front desk, never give your credit card information over the phone. The caller might not be a hotel employee at all.

This is a popular scam, according to Vermont's Bennington Banner. The culprit will claim there's a problem with your credit card in order to extract your information. Tell them you'll resolve the issue at the front desk in the morning.



Menus left in hotel rooms should also be double-checked.

Sometimes, scammers leave fake room service menus in hotel rooms, the Bennington Banner reports. Always look twice for signs that a menu wasn't really placed there by the hotel and if it doesn't seem right to you, bring it to the front desk.



See the rest of the story at Business Insider

Waymo could be worth $175 billion — here's the history of the Google Car project (GOOGL)

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waymo google self-driving car

  • Waymo, formerly the Google Car project, is almost ten years old.
  • After more than 8 million self-driving miles, Waymo is preparing to commercialize in 2018 and 2019.
  • Morgan Stanley has pegged Waymo's value at $175 billion.

Waymo is almost a decade old. What started as secretive Google X lab undertaking is now on the verge of being a commercial business, planning to launch in limited markets this year and expand in 2019.

Since 2009, Waymo has amassed over eight million self-driving miles, using a variety of platforms. Along the way, a who's who of autonomous pioneers has worked on the project: Sebastian Thrun, Chris Umson, Anthony Levandowski. Spunoff from Alphabet, Google's parent company, in 2016, Waymo is now run by John Krafcik, a seasoned auto-industry executive.

Morgan Stanley recently pegged Waymo's potential value at a stunning $175 billion (the $50 billion-$75 billion range was what many analysts had previously suggested). That was due largely to Krafcik's ambitious go-to-market objectives, which include not just an autonomous ride-hailing service of the type currently being piloted in Phoenix, AZ, but also a logistics/delivery arm and a technology licensing structure.

Having followed the Google Car project and later Waymo with a mix of enthusiasm and skepticism over the years, I've been captivated of late by how quickly Krafcik and his team have turned the grand experiment into a major business effort. A big question since around 2015 has been "What's Waymo really going to do with all those millions of miles driven?"

Now we know. 

At this point, it's worth it to take a look back on how Waymo evolved. It's the story of an absolute commitment to a future technology — Alphabet always wanted Waymo to get it right and was willing to patiently nurture and invest on a surprisingly long timeline.

SEE ALSO: Waymo and Jaguar just teamed up to develop a fleet of luxury all-electric self-driving cars

Thrun and his team at Stanford win the DARPA Grand Challenge.

Thrun and his colleagues from Stanford captured the victory in 2005, taking on a difficult offroad course. For many observers, this was the beginning the self-driving car era.



Google X lab undertakes the project.

The X lab focuses on Google's most out-there ideas, from Glass to Waymo. The projects are called "moon shots."



The Google Car project starts to put self-driving tech on Toyota Priuses ...

The 2012 period was the Google Car's early days. Toyota vehicles were used to support the hardware technology needed to explore the numerous challenges of self-driving vehicles.



See the rest of the story at Business Insider

Wildfire smoke from California is so extreme that it's reached the East Coast — here's what it looks like from space

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carr fire

The wildfires tearing through California have scorched hundreds of thousands of acres of land, destroyed thousands of structures, and forced evacuations across the state.

The Mendocino Complex Fire, currently burning in northern California, is the largest in the state's history. The Carr Fire is already the sixth-most destructive in the state's history, having claimed six lives and burned through thousands of structures around the city of Redding. 

Firefighters are working to contain the blazes. Though they've made progress since the fires were first ignited in July, air pollution from the smoke and burning embers is still a serious concern for California residents. 

According to the National Weather Service, smoke from the fires has actually made it's way across the country — all the way to the East Coast. 

While these smoke particles are not harmful by the time they waft eastward, it's notable just how much smoke the fires in California and across the West Coast are producing.

The fires are so large they can be seen from space: 

SEE ALSO: California is suffering from a devastating wildfire season — here's where fires are tearing through the state

SEE ALSO: The fire that caused widespread devastation in Northern California was started by a flat tire

Astronauts aboard the International Space Station captured the fires last week.



Cruising over 250 miles above the Earth gives astronauts a unique perspective on the fires.



In this image, you can see the smoke from the fires north of the San Francisco Bay Area.



See the rest of the story at Business Insider

8 people share hilarious stories about their dating lives as 30-somethings living with their parents

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dating

  • Dating in your 30s while living with your parents can be a challenge.
  • The keys to dating in your 30s while living with your parents are communication, setting boundaries, and getting creative when it comes to bringing someone home.
  • Here, eight people living under their parents' roofs in their thirties share hilarious stories about their dating lives.

 

Dating isn't easy, especially when you you're living at home with your parents, like 23% of millennials, as Zillow reported in May 2018.

"Living at home can create multiple issues related to dating," David Bennett, counselor and relationship expert at Double Trust Dating, told Business Insider.He said it may feel like high school dating all over again.

"The main challenge it causes is logistical — it's much easier to have a fun and romantic date if you have your own place, with multiple rooms at your disposal," he said. "Also, nothing can kill romance like knowing your parents are sleeping a few feet away."

Here, eight 30-somethings who live with their parents share hilarious stories about their dating lives (the responses have been edited for length and clarity):

SEE ALSO: 6 signs your relationship is going to last

1. Steph, 30

After grad school, I moved in with my parents for a while. We were having a big party, and I invited my boyfriend, Adam. I knew we would be drinking, and he lived more than an hour away, so I suggested he spend the night.

He hesitated — probably because my dad is an imposing figure — but I told Adam he could sleep in the guest room. When we came downstairs in the morning, my parents looked at me questioningly and I made it clear that Adam slept in the guest room.

I thought all was fine … until I saw Adam a few days later and he told me that my dad took him aside when I was in the kitchen and said, "Things like that don't happen in this house — unmarried people don't spend the night at each other's parents' homes." I was absolutely mortified — and clearly oblivious.



2. Tara, 31

I went out with some girlfriends, and we struck up a conversation with a group of British guys. One of them and I really hit it off. He said he wanted to hang out more, but he was sharing a hotel room with two other guys.

I got the bright idea that he could come back to my place, even though I was living back at my parent's place. I never brought guys home, ever. I told him he could come over, but I'd have to drive him home super early in the morning. He agreed.

We stayed up so late that I forgot to set an alarm and, before I knew it, I was hearing noises in the kitchen! I joined my parents for our usual coffee-and-small-talk ritual as though I didn't have a guy hiding in my room. He waited there an hour before my parents went back upstairs and I snuck him out to take him back to his hotel!



3. Brooke, 32

When it comes to intimacy and wanting to spend the night with a date when you live with your parents, you definitely have to get creative — or sneaky.

Now, I'm a master at sneaking my boyfriend out, but when I first moved back in with my parents, I had a close call. My ex was in my room, and I suddenly heard my mom coming up the stairs, calling out that she had my clean laundry.

My then-boyfriend got so scared, he literally squeezed himself under my bed right as my mom opened the door. Luckily, I had draped part of my comforter over the side of the bed where my boyfriend was, and I pretended to be half-asleep as my mom came into the room.

Shortly after that, I set up some "rules" with my parents, such as not to walk into my room with just a few seconds' notice — and to stop doing my laundry! I also put a lock on my door.



See the rest of the story at Business Insider

6 little things you can do every day to feel less stressed

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woman stressed calculator taxes

Stress can be incredibly detrimental to your well-being. A survey by psychologist Robert Epstein found that 25% of your happiness depends on how well you manage stress, according to TIME. Sleep troubles, headaches, irritability, and changes in appetite are some physical signs that you're under too much stress.

Unfortunately, you can't always drop everything and take a nap or go to a yoga class to calm your mind. But if you're feeling overwhelmed and tense, there are some quick fixes, backed by science, that can help you trick your body into feeling more zen.

Here are six easy ways to feel less stressed in your everyday life.

1. Talk to someone about what makes you stressed.

If something is stressing you out, science says you'll probably feel better after venting to a sympathetic friend. 

A 2000 study using 256 college students as subjects found that those who talked to someone about their stressors — and had their feelings validated — had lower levels of "intrusive thoughts" later and less stress the next time they had to face whatever was stressing them out.



2. Do some coloring.

Perhaps it's no surprise that the popularity of coloring books for adults is booming. 

Coloring activates two different parts of our brain, according to psychologist Gloria Martínez Ayala.

"The action involves both logic, by which we color forms, and creativity, when mixing and matching colors," she told HuffPost. "This incorporates the areas of the cerebral cortex involved in vision and fine motor skills [coordination necessary to make small, precise movements]. The relaxation that it provides lowers the activity of the amygdala, a basic part of our brain involved in controlling emotion that is affected by stress."



3. Take a quick walk, preferably in nature.

There's really no substitute for physical activity when it comes to beating stress.

Physical activity actually reorganizes the brain to reduce its response to stress, according to researchers at Princeton University.

But that doesn't mean you need to go to the gym. Just getting outside for a quick walk on your lunch break will do you good.

A 2015 study published in the Scandinavian Journal of Medicine and Science in Sports found that "even gentle lunchtime strolls can perceptibly — and immediately — buoy people's moods and ability to handle stress at work," Gretchen Reynolds wrote in The New York Times.

If you can take your stroll in nature surrounded by trees, you'll see an even greater benefit to your mental and physical health. Studies conducted in Japan and Korea have found that spending time in forests can decrease stress and lower your blood pressure.



See the rest of the story at Business Insider

We pitted Ben & Jerry's new 'light' ice cream against the trendy company that is trying to compete with it — here's the verdict

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halo top ben and jerrys ice cream 8663

  • Ben & Jerry's released a low-calorie ice cream line in early 2018. 
  • The low-calorie Ben & Jerry's ice cream competes directly with Halo Top, a trendy ice cream company that sells low-calorie flavors and was the top-selling ice cream brand in American grocery stores last year.
  • We tried a pint of low-calorie ice cream from each brand and found that one was clearly better than the other.

Halo Top offering low-calorie ice cream was one of the trendy brand's biggest assets in competing against more established ice cream companies like Ben & Jerry's.

But Ben & Jerry's is responding to the growing popularity of Halo Top, which launched in 2012, with a low-calorie ice cream of its own.  

As Halo Top's "light" ice creams have become more and more popular, Ben & Jerry's released a low-calorie ice cream of its own in February. Ben & Jerry's version comes in three flavors: P.B. Dough, Caramel Cookie Fix, and Chocolate Milk & Cookies. The pints each have under 160 calories per serving and are low in fat, with no artificial sweeteners or sugar alcohols. 

Though Ben & Jerry's may have more name recognition, Halo Top surpassed it to be America's top-selling ice cream brand in grocery stores last year. Unlike Ben & Jerry's, all of Halo Top's ice cream flavors are low-calorie, with many flavors having under 350 calories per pint — half of what the low-calorie Ben & Jerry's flavors have per pint.

We put both low-calorie ice creams to the test. Here's the verdict: 

SEE ALSO: Costco is surprisingly packed with vegan foods. Here are some of the best options.

Ben & Jerry's only makes three flavors of low-calorie ice cream. We tried the P.B. Dough flavor and compared it to Halo Top's non-dairy Peanut Butter Cup, its most similar flavor.



The premise of both ice creams is similar: all the flavor of ice cream, with half as many calories.



We tried Ben & Jerry's P.B. Dough first.



See the rest of the story at Business Insider

13 celebrities with a unique hidden talent

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kesha 2017 MTV Video Music AwardsAt the end of the day, celebrities really are just like us, at least in some ways. When they’re not busy being fabulous, they spend their time doing the same things that we do. They eat, they sleep, and they even have hobbies to do in their spare time.

While some of our hobbies are as simple as scrapbooking and knitting, these celebs are into the more adventurous side-hustles of life — think tattooing, lion taming, and much more. We rounded up some celebrities with the most surprising hidden talents. 

Mike Tyson races pigeons.

When he’s not busy battling it out in the ring, professional boxer Mike Tyson races pigeons. According to Newsday, Tyson has been racing pigeons since he was a child growing up in Brooklyn. He’s so devoted to professional pigeon racing that Animal Planet created a show focused on his love for the sport.

 



Justin Bieber is a master at the Rubik's cube.

Justin Bieber is seriously talented at this favorite toy of the '80s. The singer solved the nearly impossible puzzle within a mere two minutes. Watch the video and see for your own eyes.



Margot Robbie is an amateur tattoo artist.

Ok, “artist” may be a stretch, but the “Wolf On Wall Street” actress does have quite a habit of tattooing people. Robbie told The Cut that she’s done over 100 tattoos, including a group tattoo with her cast-mates of "Suicide Squad." She also noted that she even owns a tattoo gun.



See the rest of the story at Business Insider

The most popular dog names in every state

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pug dog puppy looking up

Naming your new best friend is easily one of the best benefits of owning a pet. Whether their name is inspired after a favorite singer, landmark or superhero villain, dog names allow their human owners to exercise another level of creativity.

From the most popular breeds and names coast to coast,HomeAdvisor rounded up a comprehensive list for readers looking for inspiration behind naming their newest furry family member. Not sure if your pup "looks like" a particular name you have in mind? You might find a more fitting, alternative one within their 50,000 dogdatabase.

Alabama, Alaska, Michigan, Mississippi, Nevada, Pennsylvania, South Dakota, Tennessee, Wisconsin, and Wyoming: Lucy

Not just a popular sitcom character from the 1950's, residents in 10 states also love Lucy! In Alabama, Lucy is themost popular dog and cat name.



Arizona, Illinois, Indiana, Massachusetts, Oregon, and Washington: Charlie

In 2015,18 of the 20 dog names were also human names. Naturally, Charlie landed on this list in 2015, 2016 and 2017.



Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Kansas, Kentucky, Louisiana, Minnesota, Missouri, Montana, New York, North Carolina, Ohio, Texas, and Virginia: Bella

Bella is a name for the ages, and for dog owners in 18 states.



See the rest of the story at Business Insider

I'm a 30-year-old living off of disability checks — here's what I spend in a week

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mother daughter

  • A 30-year-old woman is living on disability in St. Paul, Minnesota.
  • Money is tight while her husband is in school with only enough time to work a part-time night job.
  • Her financial situation doesn't stop her from making sure her children are involved in activities like ice skating. 

Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking millennials how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar.

Want even more Money Diaries, plus $$$ advice from a kick-ass, all-female team of financial advisors, and tips on how to save more than $500? Pick up our new book: Money DiariesOrder here!

Today: a woman living off of disability checks who spends some of her money this week on glitter gel pens for her daughter. This is one of the diaries that we considered including in the Money Diaries book, but ultimately didn't make the final edit — it wasn't an easy decision. (You'll notice the diary was written in winter.) Tune in tomorrow for a follow-up Q&A with the OP. (Or, if you're a member of our Facebook group, you can get a sneak peek at the Q&A this evening.)

Occupation: On Disability
Age: 30
Location: St. Paul, MN
Salary: $25,000 for disability (It was $32,000 before I became disabled.)
Disability Check (Weekly): $367
Husband’s Part-time Paycheck (Weekly): $120 (He is also a student.)

We also live off of student loans and our tax-refund as well.

Monthly Expenses
Mortgage: $1,015 (I live in a modest house with my husband and two kids.)
Student Loan Payment: $0 (I'm on an income-based repayment plan.)
Cell Phone: $0 (My in-laws cover us on their family plan. Thanks, in-laws!)
Internet: $44
Ooma Internet Phone: $5
Utilities: $260
Car Payment: $148
Gym Membership: $60 (We have a 50% scholarship.)
Preschool: $0 (Thanks to a scholarship.)
After-School Care: $140
Credit Cards: $350 (We earn less than our expenses, so we have significant debt. It sucks.)
Savings: Ummmmm, yeah right.

Day One

7:45 a.m. — Time to take the kindergartener to school. It’s so amazing that there’s a public environmental magnet school just under three miles from our home, and my daughter is thriving there. However, she's terrified of breakfast time in the school cafeteria, which would be free, so I always have to make her breakfast. We keep a lot of yogurt and granola stocked.

10:30 a.m. — I pack a lunch for my three-year-old. It’s the same every day: half a sun-butter-and-jelly sandwich, string cheese, crackers, Craisins, and three chocolate chips. I put in a bento box to reduce waste. I make myself two eggs with toast and salsa real quick before taking him to school.

11:30 a.m. — I drop my son off at his preschool. It’s fantastic — they go hiking every day, and he loves his teachers so much. This preschool costs $420 a month for three half-days, however, Minnesota offers early learning scholarships to three- and four-year-olds who meet income guidelines. For a family of four, the income limit is $44,000 a year. We are so grateful that our son gets to have an incredible preschool experience.

12 p.m. — I stop by Play it Again Sports to get my kids’ skates sharpened. I bought a credit for 10 sharpenings last year. I also get skate blade covers because I got cut trying to get the skates on my three-year-old last week. $27.80

1 p.m. — I have an appointment with one of Minnesota’s approved medical cannabis providers. PTSD is an approved medical condition, so I meet with a pharmacist, discuss symptoms, and purchase products. This is the only relief I’ve gotten from six months of near-constant panic, nausea, and vomiting due to a traumatic event. It’s very expensive for us, but finally, something helps. Thankfully, they offer a 15% discount for people who have state insurance. $134.57

2 p.m. — Mondays, Wednesdays, and Fridays are great because both kids are in school, so my husband and I can go to appointments. My husband took his 2004 Camry with 204,000 miles on it to the dealership for an oil change. We try to keep up the maintenance on it, as it’s completely paid for and liability-only insurance isn’t too bad. $37.62

3 p.m. He stops by a utility worker’s store to buy new work gloves ($6.37), as his are shredded from working nights. The money isn’t good now, but the holiday bonuses were nice while they lasted. Next on his list is a stop at Walgreens to pick up prescriptions and pull-ups for our three-year-old ($15.61). $21.98

Daily Total: $221.97



Day Two

8 a.m. — I had a terrible migraine Wednesday night, and I spent a significant amount of the early morning hours on the bathroom floor. I couldn’t go anywhere or do anything, and my husband didn’t go anywhere except work and school drop-off, since I couldn’t drive.

10:15 a.m. — I get a call from the dealership asking if we want to trade in our 2004 Camry for 2018 with 0% financing. I say no. She persists. I start crying and blubbering: “No, I don't, this car is paid off, and I'm on disability and have no down payment money, and this phone call is completely out of line. We’ll find another place to do oil changes.”

2:30 p.m. — My daughter wants to color after school with my sparkly glitter gel pens, and this sounds therapeutic to me. All of our favorite colors are out of ink or nearly there, so I order a new pack of 30 glitter gels pens with refills. I apply $23 in Amazon rewards points. $10.70

Daily Total: $10.70



Day Three

10 a.m. — Both the kids have school today. My health condition has meant that for the most part, I panic when I try to go to busy places with a lot of people, so I’m often homebound. However, the cold weather is driving us all crazy, so I decided that, armed with my medical cannabis, we would surprise the kids and take them to the Children’s Museum. It's open until 8 on Friday nights, and it's a reliably quiet time to go.

4 p.m. — I fill out the All Play scholarship application to cover the Children’s Museum $129 annual membership, and we decide to eat dinner at the museum to simplify our evening. Two kids meals, a personal Hawaiian pizza for me, and a club sandwich for the husband. $28

7:30 p.m. — We’re done playing, so we head out. Parking in the ramp in downtown St. Paul costs $7. $7

Daily Total: $35



See the rest of the story at Business Insider

Ruth Bader Ginsburg has been a Supreme Court Justice for 25 years — here's a look at the trailblazer's life and career

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The Notorious RBG.

  • Ruth Bader Ginsburg is a left-leaning Associate Justice on the Supreme Court. And a a pop culture icon.
  • She has been on the Supreme Court for 25 years.
  • Here's how she went from the daughter of an immigrant without a high school degree to one of the most important legal influences of her time. 

 

Ruth Bader Ginsburg spent decades as a trailblazer in gender equality law before she became an Associate Justice of the Supreme Court— and a pop culture icon.

She's been on the nation's highest court for exactly 25 years, ever since she took her oath on August 10, 1993.

Keep reading below to find out more about how the daughter of an immigrant in the fur business became one of the most important legal influences of her time. 

SEE ALSO: Justice Ruth Bader Ginsburg wants 5 more years on the Supreme Court, and people are offering their organs to keep her healthy

Joan Ruth Bader was born in 1933 in Brooklyn. She became known by her middle name because there were too many "Joans" in her elementary school.

Source:Achievement, "My Own Words"



Ruth's father, who was born in Russia and never attended high school, worked in fur. Her mother, Celia, was highly intellectual but wasn't able to attend college or pursue her own career.

Source:Achievement



Celia took Ruth to the library every week and encouraged a love of education in her daughter. But, after struggling with cancer for years, Celia died before Ruth graduated from high school.

Source:Achievement



See the rest of the story at Business Insider

Here's how each zodiac sign shows they're in love

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michael scott holly

Editor's Note: Astrology is just for fun and is not supported by scientific evidence.

It isn't always easy to tell when a person is in love.

But if you believe in astrology, you may think a person's zodiac sign can help you figure it out.

Of course, there are many factors that might determine how a person behaves when they are in love. Additionally, astrology is, for many, simply a fun way to examine someone personality and shouldn't be taken too seriously. 

But it can definitely help create a handy blueprint in a relationship. Here, astrology expert Linda Furiate explains how each sign behaves when they are in love. 

 

An Aries will make sure their partner is aware of their commitment level.

People born under the Aries sign are daring and spontaneous. So when an Aries is in love, they feel no doubt about it — and they'll make sure their partner feels the same way. 

"Aries is open and honest about their feelings," Furiate told INSIDER. "They will quickly and impulsively tell you they love you. They are passionate and playful and rarely will take no for an answer even when their partner is more hesitant to commit."



A Taurus will pamper their partner.

"Taurus is patient when it comes to finding the right partner," Furiate told INSIDER. "For them, it's all or nothing. When in love, a Taurus mate will become a lasting and loyal companion."

Furiate also said people born under the Taurus sign are "sensual" and rely on physical touch to communicate affection. Because of this, you can expect a lot of pampering if a Taurus is in love with you.

"Taurus will adorn you with small gifts of love," Furiate told INSIDER. "A box of chocolates or a dozen red roses, a candlelit dinner for two sharing an exquisite bottle of champagne."



A Gemini expresses their love with emojis.

Geminis are sociable, quick-witted, and generally fun to be around, but they can also be restless and inconsistent.

"Gemini may be hard to pin down," Furiate told INSIDER.

But when they're in love with you, they'll make sure you know.

"They will call or text a lot, sending numerous emojis to express their affections," Furiate said.



See the rest of the story at Business Insider

6 food brands that have had different names across the country

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ice creamThere are many things that differ from coast to coast: weather, fashion, pace of life. But did you know that there are food products that have different brand identities depending on your location in the United States?

Familiarity with Hellmann’s is a dead give away that you grew up on the East Coast or the Midwest. And knowing Dreyer’s Ice Cream indicates you’re likely from the West Coast. Here are some food brands that go by more than one name across the country.

Hellmann’s and Best Foods share a recipe.

West Coasters will be most familiar with Best Foods, while East Coasters know their mayonnaise of choice as Hellmann’s.

The name differentiation dates back to1913 when Richard Hellmann began mass-producing his New York famous deli mayo.

In California, Postum Foods had introduced their own mayo known as Best Foods Mayonnaise. The two brands were brought under the same company in 1927 when Postum Foods bought the Hellmann’s brand, both products still to maintain their own recipes and brands.

Today, the British company, Unilever, owns both products which now have the same recipe only with different names written across the famous blue ribbon logo.



Arnold’s, Brownberry, and Oroweat are owned by the same company.

The famous bread is known under three names depending on where you happen to be in the US. Arnold started in Connecticut in 1940, Oroweat began in California in 1932, and Brownberry got its start in 1946 in Wisconsin.

Based on where the bread brands were originally produced, Arnold can be found on East Coast shelves, Brownberry is sold in the Midwest, and Oroweat on the West Coast.

All three brands were purchased by Bimbo Bakeries USA, a Mexico-based company, with Arnold being the last acquired back in 2009.

 



Dreyer’s and Edy’s are just in different places.

Edy’s Grand Ice Cream was founded by candy maker, Joseph Edy, and ice cream maker, William Dreyer in 1928.

The two partners separated in 1947 when Edy decided to pursue business in the candy industry. Dreyer continued the ice cream business and appropriately renamed it Dreyer’s Grand Ice Cream, Inc. with a new plant in Oakland, CA.

When the company expanded to the East Coast, that’s where the name change came back into play. To avoid any confusion with the East Coast-based Breyers Ice Cream brand, the ice cream was rebranded Edy’s Grand Ice Cream, while Dreyer’s can be found west of the Rockies and in Texas.



See the rest of the story at Business Insider

The life and career of Bethenny Frankel, a reality TV star and businesswoman who sold her company for $100 million

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bethenny frankel real housewives

  • Bethenny Frankel is a reality TV star and a successful businesswoman.
  • She stars on the show "Real Housewives of New York," and has been in other Bravo series.
  • Her exact net worth is unknown. But in 2011, she sold Skinnygirl Cocktails for a reported $100 million. Since then, she's expanded Skinnygirl into a global lifestyle brand.
  • Frankel is currently in the news because of the sudden death of her on-again, off-again boyfriend Dennis Shields.

On Friday, Bethenny Frankel's on-again-off-again-boyfriend, Dennis Shields, was found dead in his apartment, of a suspected overdose.

Shields had made multiple appearances on "The Real Housewives of New York," the reality TV show in which Frankel stars. Frankel had said of their relationship, "It's like a partnership where if we're not being teammates and it's not working and one man is down, then the other man is down."

A self-professed "hustler," Frankel is best known for her starring role on the reality-TV show "Real Housewives of New York;" for founding Skinnygirl Cocktails and selling it for a reported $100 million; and for writing bestselling books. She's also mother to an eight-year-old girl.

Below, take a look at Frankel’s path to success, as well as a peek into her personal life.

SEE ALSO: Skinnygirl CEO Bethenny Frankel explains how she used 'Real Housewives' to build a brand worth $100 million

Bethenny Frankel, 47, isn't just a reality TV star — she's also a successful businesswoman.



Frankel was born in 1970. Her late father was a horse trainer; he left the family when she was four. Frankel has described her childhood as dysfunctional, citing "gambling, drinking, drugs, eating disorders, and physical abuse."

Source: The New Yorker



"I was an adult as a child," Frankel said. "I saw so much as a very young child that I think it matured me in an unnatural and unusual way."

Source: Business Insider



See the rest of the story at Business Insider

THEN AND NOW: The cast of 'The Princess Diaries' movies 17 years later

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Lana Princess Diaries Movie Mandy Moore

Warning: Minor spoilers ahead for the "Princess Diaries" franchise.

Disney's two movie adaptations of Meg Cabot's book series "The Princess Diaries" are among the most iconic live-action films from the early 2000s era of filmmaking. The first movie, starring Anne Hathaway as Mia Thermopolis, premiered in 2001 and its lovable sequel following just three years later, "The Princess Diaries" franchise was home to many now-iconic stars. 

With both movies now streaming on Netflix, let's look back at the star-studded cast of "The Princess Diaries" and "The Princess Diaries 2: Royal Engagement."

From Mandy Moore to Chris Pine and more, keep reading to see what the cast of "The Princess Diaries" movies are up to now. 

"The Princess Diaries" is a book-to-movie adaptation about the story of a high school girl who discovers she's part of a royal family tree.

Mia Thermopolis (or Princess Amelia Mignonette Grimaldi Thermopolis Renaldi) finds out she's next in line for the crown in the fictional land of Genovia. Anne Hathaway was 18 years old when she starred in this Disney breakout hit.



Seventeen years later, Hathaway is an Oscar-winning star who was a highlight in the recent movie "Ocean's 8."

In 2013, Hathaway took home the Academy Award for best supporting actress for her role in "Les Misérables." 



Queen Clarisse Renaldi, Mia's grandmother, was the one who broke the news of her royal heritage during an unexpected afternoon tea.

When her son died unexpected, Queen Clarisse stayed out of Mia's life until she was nearly 18 years old.



See the rest of the story at Business Insider

UBS: These are the companies most at risk from President Trump's trade war

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  • UBS rounded up the most at-risk companies in every industry with regards to President Donald Trump's ongoing trade war with China, Europe, and others.
  • Analysts warn these companies could see their earnings per share hit with double that of the market average.

President Trump's trade war is showing no signs of stopping, and it's already taken a toll on markets.

In the face of further escalation, UBS asked its equities analysts in each sector to identify the three companies under their coverage that were most at risk if the trade war if it continued.

"Given tariffs are at the product level, it is important to understand how firms may react as these decisions will impact prices, investment, and supply chains, which will in turn reverberate through the economy," said the team of analysts lead by Keith Parker, the bank's US chief equity strategist.

The 32 stocks listed by the bank have already seen a 4.5% underperformance compared to the benchmark S&P 500 index. The losses could worsen as companies are forced to either pass on increased costs to consumers or shoulder the extra burden, lowering margins.

Here's what the team asked company analysts in order to come up with the list:

  • What percentage of your companies' cost base would be impacted?
  • Would they pass on increases/decreases in costs to clients, and by how much?
  • How much would they decrease/increase capex?
  • Would firms adjust supply chains?
  • Use substitute goods? Relocate production?
  • What's priced in?

"Companies/industries most affected could see an EPS hit 2x+ larger than the S&P overall, suggesting trade escalation is not priced," UBS warned.

Here's their list of most at-risk names:

SEE ALSO: 2 Wall Street banks made millions selling the collapsing shares of MoviePass’ parent company, as their analysts kept ‘buy’ ratings on the cratering stock

Rockwell Automation

Ticker: ROK

Industry: Electrical equipment and multi-industry

Year-to-date performance: -10.4%

"Exposure to global capacity build-out, autos," fueled the risk to Rockwell, UBS said. 



SPX Flow

Ticker: FLOW

Industry: Electrical equipment and multi-industry

Year-to-date performance: 0.0%. 

UBS cites "higher cyclicality,international exposure, and leverage" as to why SPX may be more at-risk. 



Deere & Co. (John Deere)

Ticker: DE

Industry: US machinery

Year-to-date performance: -10.9%

"Ag machinery companies could be negatively impacted in the near term by falling soybean prices and weaker demand if Chinese imports decline," UBS warned in the report. "They could also be negatively impacted by weaker hog exports."



See the rest of the story at Business Insider

5 myths about iPhone battery life you might mistakenly believe — and what you should do instead (AAPL)

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iPhone Battery

You're not alone: everyone wants to eke out more time from their iPhone battery.

But you might not be going about it the right way. Because so many people have iPhones, a lot of conventional wisdom about iPhone battery life can be similar to folk wisdom. 

But that's not to say there aren't ways you can improve your battery life by changing specific settings or the way you use your iPhone.

Here are five common myths about iPhone battery life, what you can do about them, and sources where you can find additional information: 

Myth #1: Closing apps you're not using can save battery life

It's a safe bet that at some point you know someone who compulsively shuts off apps on their smartphone to save battery.

They hit the home button twice, and then swipe up on various apps they've used in the past until the carousel is cleared.

In fact, this does not save battery, and may actually use extra power when you re-open apps you've totally switched off. Apple's top software executive even confirmed this in an email to a user

"You should force an app to close only when it’s unresponsive," Apple wrote in a support page

You can read a more thorough debunking of this myth here



Myth #2: Charging your phone overnight can hurt the battery

For years, some users have insisted that plugging your smartphone in while you sleep can harm the battery.

Maybe this made sense years ago, but it's overblown today. Instead, your battery lifespan depends on "cycle count," or how many times you've charged it over its lifetime. 

Modern smartphones, including the iPhone, have advanced power management that means that they won't take in more current than is necessary to charge them — meaning that leaving it plugged in after it reaches 100% won't have any effect. 

"All rechargeable batteries are consumables and have a limited lifespan — eventually their capacity and performance decline so that they need to be replaced," Apple writes in a support document

There's more information about why it's safe to charge your phone overnight here



Myth #3: Apple's $29 battery replacements are guaranteed to improve your device's battery life

There was a minor scandal last year when it was discovered that Apple sometimes reduced the power to iPhone processors with old and spent batteries.

Basically, Apple did make some iPhones appear to run slower. It fixed the issue in a software update and offered $29 replacement batteries to users.

But just because you can get a battery for $29 doesn't mean it will solve all your battery life issues. For some people, it could. But if you go to an Apple store and the technician said your battery seems fine, it probably is. 

"I would say less than 10% of the phones we have ordered batteries for actually need a battery, based on diagnostics," a Genius at a Midwestern Apple store told Business Insider earlier this year. 

To check if your battery needs a replacement, go to Settings > Battery > Battery Health (Beta).

If you don't see it, you probably need to update your iPhone software.

If your "maximum capacity" is under 80%, you might want to change it. Otherwise, if you're only missing a few percentage points, you can probably wait. 



See the rest of the story at Business Insider

7 things you need to look for when buying a new computer

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There are tons of lists online that suggest what computer you should buy, but there are so many great computers out there that any list is incomplete.

You're better off knowing what will cater to your specific needs. That way, you can look for the right computer for you, even if it may not be found in the hundreds of roundups online. 

Below, I've listed what kind of specs you should consider based on what kind of user you are, whether you're a professional, power user, casual user, or use a computer purely for email. Everything below applies to both laptops and desktops, as well as Windows and Mac machines. 

Check it out:

SEE ALSO: 5 reasons I still use a big, heavy desktop that sits in one room while everyone else is going mobile

High-end specs: Smooth, fast performance for professionals, power users, and those who don't want to wait for things to happen on their computers.

Who it's for: Professionals. Anyone who wants the smoothest performance no matter the cost. Power users who have lots of open web browser tabs, run several apps at the same time, or use power-hungry apps like Photoshop. Anyone with low patience for waiting for their computer and apps to work.

Price: Around $1,500 and up. More for Apple computers.

CPU: Core i7 processor and up

RAM:  16GB of RAM and up

Storage: 250GB SSD and up

Size and weight for laptops: Can be thin and light, but usually cost more and could have less power. Can be big and heavy, but don't cost as much with more power



Mid-range specs: Good for professionals and power users on a budget, and probably "most users" in general.

Who it's for: Professionals on a budget. Power users on a budget. Those with patience who run lots of open web browser tabs and apps. Casual users who don't use computers that often but want smooth performance when they do.

Price: Between $500 and $1,000. More for Apple computers.

CPU: Core i5 processor

RAM:  8-16GB of RAM 

Storage: 250GB SSD and up

Size and weight: Can be thin and light, but usually cost more and could have less power. Can be big and heavy, but don't cost as much with more power



Low-end specs: Decent performance for casual users and people who don't really use computers that often.

Who it's for: People who don't use computers that often. And when they do, it's for things like emails, general web browsing and shopping, and home-related tasks like tax apps and so on. Can work for power users on a budget, but they'll need to have patience for the computer and apps to work. 

Price: Between $400 and $700

CPU: Core i3 processor

RAM:  4-8GB of RAM 

Storage: 120-250GB SSD and up

Size and weight: Can be thin and light, but usually cost more and could have less power. Can be big and heavy, but don't cost as much with more power



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A day in the life of a Miami matchmaker, who charges $15,000 for 6 months and takes meetings at a private beach club

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  • Miami-based matchmaker Claudia Duran spends her days trying to find love for each of her clients.
  • Below, see snapshots from one of her typical workdays.
  • Throughout the day, Duran bounces from working at home to private yachts — but she's always home by midnight.


From the moment she wakes up until the moment she goes to bed, Claudia Duran has love on her mind.

Duran is a Miami-based matchmaker with dating service Elite Connections, and she works with the city's more affluent singles (she charges $15,000 for a basic six-month membership and $75,000 for a global membership).

Duran said the growing frustration with dating apps has driven more and more people to her door. It's a "nice excuse to hide behind," Duran said of online dating. She encourages people to make themselves vulnerable both in dating and in relationships, for example by telling someone you like them even if you're not sure how they feel.

Her workday can seem glamorous — clients often take her on yachts and she holds meetings at fancy clubhouses. But work is work, and Duran is always on the clock.

Below, take a look at a typical day in Duran's life.

SEE ALSO: A matchmaker says the right sentence at the wrong time can put the kibosh on a budding romance

Duran wakes up at 8. "I've never been one of those 6 a.m. people and at this point I just accept it!" she said. She always chooses a song to get her ready for the day: "Fun chill music for the days I work from home early, or pumped up jams if I have happen to have a morning meeting or very packed day."



Right away, she heads out onto her balcony overlooking the downtown Miami skyline and meditates. "I swear by and credit mediation for my intuition and clarity, which is essential for reading all different types of people and situations every day," she said.



Duran fires up the Nespresso, whips up a protein smoothie, and settles down to work from home, which involves matching and recruiting clients and setting up private consultations with prospective clients. Of her work uniform, she added, "I wear shorts because it's Miami!"



See the rest of the story at Business Insider

We drove a $35,000 Mazda CX-5 SUV to see how it stacks up against rivals from Honda and Toyota — here's the verdict

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Mazda CX 5

  • The Mazda CX-5 is one of the most popular compact crossover SUVs on the market.
  • The 2018 Mazda CX-5 is powered by a 2.5-liter, 187 horsepower, naturally aspirated, SKYACTIV four-cylinder engine.
  • The CX-5's main rivals include the Honda CR-V, Toyota RAV4, and Nissan Rogue.
  • The 2018 Mazda CX-5 starts at $24,150 while our top-of-the-line all-wheel-drive Grand Touring model starts at $30,945. With fees and options, the as-tested-price came to $34,685.

It's been an eventful ten years for Mazda. The decade opened with not only the trauma of a global recession but also Ford's decision to end a fruitful 30-year partnership.

As a result, Mazda had had to contend with survival without access to Ford's resources.

This meant the development of a new family of engines, a new home-grown platform, and a modern infotainment system.

Done. Done. And Done.

Not only has Mazda recovered from the loss of Ford and the recession, the Hiroshima-based carmaker has acquitted itself rather well to the single life. 

In the fiscal year that ended in March, Mazda's global sales increased 5%, selling more than 1.6 million units. 

In addition, Mazda has positioned itself as the go-to brand for those looking for some driving pleasure. Fortunately, they've delivered that dynamic feel in everything from its iconic MX-5 sports car to the seven-passenger CX-9 family SUV.

But the company's biggest success over the past few years is the CX-5 compact crossover. It's Mazda's entrant in what is arguably the hottest segment of the market. The first generation CX-5 debuted in 2012 while an updated second generation arrived for the 2017 model year. Over the first half of 2018, the CX-5 accounted for 49% of the more than 122,000 cars and SUV Mazda sold in the US. 

Business Insider had the chance to spend a few days with a 2018 Mazda CX-5 Grand Touring AWD wearing an eye-catching Soul Red Crystal Metallic paint job.

The base CX-5 Sport starts at $24,150 while the top spec all-wheel-drive Ground starts at $30,945. With options and fees, our CX-5 carried an as-tested-price of $34,685.

Here's a closer look at the 2018 Mazda CX-5: 

SEE ALSO: We drove a $42,000 Toyota Highlander and a $40,000 Volkswagen Atlas to see which was the better family SUV — here's the verdict

FOLLOW US: On Facebook for more car and transportation content!

The Mazda CX-5 is a compact crossover SUV that slots in between...



... The subcompact CX-3 and...



... The midsize CX-9.



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34 US cities where people can barely afford homes

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  • The cost to buy a home is more expensive than it's ever been.
  • SmartAsset recently released a new report ranking the US cities with the most severely cost-burdened households — households who spend at least half of their income on housing.
  • In 34 cities, at least 13% of households are severely cost-burdened — almost half of the cities are in California.

The housing market is on the climb.

The value of homes has increased by 73% since the 1960s, when adjusted for inflation, Business Insider previously reported, citing a Student Loan Hero report.

It's so expensive that, in some cities, the average home outweighs the average income by so much that it can take nearly a decade to save for a 20% down payment, according to a SmartAsset report released earlier this year.

Now, SmartAsset is back with new data that highlights the high cost of homeownership: the US cities with the most severely housing cost-burdened households (defined as households who spend more than 50% of their income on housing).

To determine this list, SmartAsset gathered US Census Bureau data for the percentage of severely housing-cost burdened households among homeowners in 167 cities, ranking each city by the amount of people spending at least half of their income on housing.

In 34 cities, 13% or more households spend at least half of their income on housing. Of these cities, 15 are in California, making it the state with the most severely housing-cost burdened cities. Florida ranks second, home to four of the most severely housing cost-burdened cities.

See which other cities made the ranks below.

SEE ALSO: Millennials are waiting longer than ever to buy homes — here's how many years it takes to save for a down payment in 25 major US cities

DON'T MISS: The salary you need to afford rent in every state, ranked

34. Detroit, Michigan

Percentage of severely housing cost-burdened households: 13.06%



33. Shreveport, Louisiana

Percentage of severely housing cost-burdened households: 13.12%



32. West Covina, California

Percentage of severely housing cost-burdened households: 13.17%



See the rest of the story at Business Insider
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