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The latest news on Features from Business Insider

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    10. Fitzroy, Melbourne credit Graham Denholm.JPG

    Finding under-the-radar gems is one of the best parts of travelling — but unless you know a local, it can be hard to know where to go in popular tourist destinations.

    To mark the magazine's 50th anniversary, Time Out's editors and city experts have compiled a list of the 50 coolest neighborhoods around the world after surveying 15,000 people globally about which areas have the best buzz, cool new openings, are affordable to live in, are great for visitors, and feel like they're "on the up."

    The top places include lesser-known cultural and culinary hotspots, from Athens to Accra.

    Scroll down to see the top 25 coolest neighborhoods on the planet to visit in 2018.

    25. Hornstull, Stockholm, Sweden

    Located on Stockholm's Södermalm island, this neighborhood is buzzing with cafés, LGBT+ bars, and indie clubs, according to Time Out. It's also home to Tantolunden beach, where locals go for a swim or a BBQ in the summer. Bio Rio, a 1940s-era arthouse theater, also showcases Swedish indie films.

    24. Leith, Edinburgh, Scotland

    You may think you known Leith from the movie "Trainspotting," but it's much less rough now — it even had two Michelin-starred restaurants, and a vibrant, cultural bar and pub scene.

    23. Monti, Rome, Italy

    Once the red light district of ancient Rome, Monti feels like a small town, according to Time Out, and boasts wine bars, restaurants, and an "artsy crowd." One must try the "shabby-chic" Black Market Hall, which serves up craft cocktails and an "underground vibe."

    See the rest of the story at Business Insider

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    anonymous guy thinking

    • Sean, who goes by "The Money Wizard," is a 28-year-old blogger and financial analyst whose current net worth is nearly $270,000.
    • Sean grew his net worth by more than $100,000 in two years and is on track for an early retirement.
    • He says the key to growing your net worth is reducing three big expenses: Housing, transportation, and food.
    • Once Sean cut back on those things, he was able to increase his retirement contributions and investments.

    Last year, I vacationed to Alaska, Florida, Colorado, New Orleans, and San Francisco. Plus ski trips to Aspen, Colorado, and Whistler, Canada.

    More than I'd like to admit, I also spent aimlessly on concerts and events, spoiled my pets with way too many toys, and cannot remember a single time I turned down a night at the breweries with friends.

    Now's the part of the intro where I'm supposed transition to the bad news to let you know how much debt I've racked up, and how I'm living way beyond my means.

    But I have a curveball for you. Despite all those expenses, I only spent about $25,000 for the whole year.

    This level of frugality allowed me to grow my net worth by $73,000 last year. (Of which, about $35,000 was investment returns and the remaining $38,000 was from saving over 50% of my income, plus employer 401(k) contributions.)


    I focused on just three expenses.

    SEE ALSO: I'm 28 and I've saved over $240,000 — here's what I've learned about money from tracking my net worth for the past 2 years

    DON'T MISS: I've saved enough at age 28 that I'll be a multimillionaire by retirement, and I used Warren Buffett's favorite investing strategy to do it

    The three biggest expenses: Housing, transportation, and food.

    It turns out, even though we all have different salaries, different savings rates, and ultimately, different net worths, most people's spending patterns are remarkably similar.

    At least that's what the US Bureau of Labor Statistics found out in their comprehensive study on consumer spending. Those economics geeks spent years analyzing the numbers, and they found that nearly all of our spending is funneled towards just three categories:

    1. Housing
    2. Transportation
    3. Food

    (We know it took those geeks years, since, like any good government agency, they're a couple years behind — their most recent study is still from 2016.)

    How big are the big three? Well, that same study found those three categories account for nearly 70%of the average consumer's annual spending. (For some reason, the government includes social security contributions as spending. Since this is something we literally have zero control over, I've adjusted this out of the data.)

    And there lies my key to living a lavish lifestyle while saving a fortune.

    I work ruthlessly to cut the big three. Then, I spend guilt free on everything else, because I know the data shows that most often, all these other categories barely make a dent.

    1. Housing — 37% of the average budget

    Most people, namely realtors and landlords, will try to convince you this category is entirely out of your control. Of course, this is mostly nonsense.

    So, how can you tame this "uncontrollable" expense? Well, nobody knows your situation better than yourself, but here are a few steps that helped me:

    1. I realized I probably need less house than I think, since 68% of the average home's square footage goes entirely unused. As a result, I've lived in places noticeably smaller than my peers every year during my working career.

    2. I realized there's no need to compete with every HGTV episode I've ever seen, and it's okay for my financial security to put the Pinterest-worthy remodel on hold for a moment. Most notably, this meant renting an apartment with plain old white appliances, instead of stainless steel. Amazingly, I couldn't spot any ways this negatively impacted my life.

    3. I realized that in a world of rideshare apps, I could still live a similar lifestyle even if my zip code was in a less-trendy part of town. At a fraction of the cost!

    4. When all else fails, I know the United States is a huge place, and nothing is gluing anybody in one spot. While it wasn't the only factor, Denver's out-of-control real estate market was something I considered when I packed up shop and moved to Minneapolis a few years ago.

    2. Transportation — 18% of the average budget

    If housing is scapegoated as the most uncontrollable expense, even the most skeptical readers have to agree transportation might be our most easily managed cost.

    According to our study, the average consumer spends nearly $750 a month on vehicle related expenses! By any measure, that's a financial car crash just waiting to happen.

    When it comes to automobile spending, here's what I do to avoid falling asleep at the wheel:

    1. I kept my 13-year-old beater as long as it would continue to run. While my friends were blowing cash every month on a car payment, I knew every month old faithful stuck around, she was basically writing me a multi-hundred dollar check!

    2. When I finally had no choice but to upgrade my ride, I bought something cheap enough that I could completely avoid a car payment. This let me eliminate one of the biggest recurring expenses in the average budget.

    3. I know the IRS estimates that between maintenance, depreciation, and miscellaneous vehicle expenses, each mile driven indirectly costs us 54.5 cents. So, I do everything I can to limit how much and how often I drive. Including…

    4. Living close enough to work to limit the dreaded morning commute. At 54.5 cents a mile, a long commute is a silent budget killer, so I do everything in my power to avoid it.

    See the rest of the story at Business Insider

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    Big Mouth

    As the fall TV season gets underway, a few fan-favorite shows are returning with new seasons next month.

    To find out which returning series audiences are anticipating the most for October, the TV tracking app TV Time analyzed data from its 13 million global users to see which upcoming TV series viewers had followed the most frequently on its app.

    The list includes the upcoming seasons of Netflix shows like the animated comedy "Big Mouth" and "Marvel's Daredevil," along with the latest season of The CW's hit series "Riverdale."

    Here are the 5 returning shows that viewers are anticipating the most for October, according to TV Time:

    SEE ALSO: The 5 most anticipated new TV shows premiering in October

    5. "The Walking Dead" (Season 9) — Premieres October 7 on AMC

    Summary:"We see our survivors a year and a half after the end of the war, rebuilding civilization under Rick’s steadfast leadership. It is a time of relative peace among the communities as they work together, looking to the past to forge the future, but the world they knew is rapidly changing as man-made structures continue to degrade, and nature takes over, changing the landscape and creating new challenges for our survivors."

    4. "Castlevania" (Season 2) — Premieres October 26 on Netflix

    Summary:"A vampire hunter fights to save a besieged city from an army of otherworldly beasts controlled by Dracula himself. Inspired by the classic video games."

    3. "Riverdale" (Season 3) — Premieres October 10 on The CW

    Summary:"While navigating the troubled waters of sex, romance, school and family, teen Archie and his gang become entangled in a dark Riverdale mystery."

    See the rest of the story at Business Insider

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    • In general, your boss will love you if you do great work.
    • But sometimes it helps to use time-tested tricks to make your work stand out.
    • Those tricks include asking for advice, saying "thanks," and taking vacation time.

    Every manager and every workplace is different, but speaking generally, the best way to get your boss to like you is to do great work.

    That said, if you're looking to really bowl them over — and potentially even become their favorite team member— there are a few simple strategies you can use.

    Business Insider looked into scientific research and expert opinion and came up with 11 tricks to help you wow the higher-ups.

    SEE ALSO: These 9 behaviors separate star employees from everyone else

    Try to solve problems on your own

    In his 1948 book "How to Stop Worrying and Start Living," Dale Carnegie includes an anecdote about Leon Shimkin, who was then a general manager at publishing house Simon and Schuster.

    Shimkin told Carnegie that he'd devised a way to drastically cut meeting times: He informed his team that they couldn't present any problems unless they'd first tried to think of a solution.

    Impress your boss with your problem-solving skills (and spare everyone from hearing you drone on) and only bring dilemmas to meetings when they've proven absolutely unsolvable.

    Always demonstrate your value to the company

    Your boss doesn't need to hear about how you want a promotion because you want a more prestigious title. If you're asking for anything — a title bump, a raise, or more responsibility — show how it will benefit your boss, and the organization as a whole.

    As counterintelligence expert Robin Dreeke previously told Business Insider, you always want to ask yourself: "How can I inspire them to want me?" Sometimes it's not enough to do stellar work. If you want your boss to love you, you'll have to demonstrate how you're critical to their personal success — and the company's.

    Tweak your communication style to match theirs

    Again, part of your job is to make your boss' job easier.

    As professor Michael Watkins told the Harvard Business Review, it's on you to find out early on how your manager prefers to communicate. Is it Slack? Email? Face-to-face conversations? And how often should you check in?

    Watkins also said that if there's a mismatch between your style and your boss' style — for example, one of you prefers to check in more often — it's important to have an open conversation about that.

    See the rest of the story at Business Insider

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    Corvette ZR1

    • The Chevy Corvette ZR1 is the most powerful Vette General Motors has ever produced.
    • The 755-horsepower ZR1 is surprisingly easy to drive on public roads, but the car has the kind of specs that enable it to shame supercars on a race track.
    • I was staggered by the ZR1's power, but I actually found it pleasing for slo-mo cruising.

    If there's any true substance to all the rumors and spy-shoots flying around the internet, the next-generation of the Chevy Corvette — a car that's been in continuous production since 1953 — will not have the engine up front where it belongs but rather in the middle.

    This will make for a better race car — Corvette Racing has been notching prestigious victories for years — but if the motor moves, the eighth-generation Vette will be a whole new ball game.

    Things change and there's no point in defying progress. But until the new Vette arrives, we have a bevy of gen-seven Vettes to enjoy.

    There's the magnificent Stingray, Business Insider's 2014 Car of the Year. Then the Grand Sport, in my view the best bang for the buck in sports cars on planet Earth. For the fearless, there's the beastly Z06, Bowling Green's version of a supercar.

    And finally, the ZR1. If the Z06 turns Corvette up to 11 with 650 horsepower, the ZR1 takes it to 111, or, 1,111, or just trashes the amplifier dials altogether and creates a white-hot supernova of noise and power. The same V8 engine that provides the Z06 with its epic output, when modified and ridiculously intensified, generates a near-comical 755 horsepower in the ZR1.

    The ZR1 designation has come and gone in the Vette's history, first arriving in a special package in 1970 on the third-generation car. There was a gen-four ZR1, but no gen-five version. Gen six also saw a ZR1. Gen seven has been around since 2014, but the ZR1 arrived for the 2019 model year

    The latest ZR1 isn't for the faint of heart. If you don't like huge rear carbon-fiber wings and low front aero technology, you might want to look elsewhere — like at the Stingray or the Grand Sport. I did not look elsewhere when on a week-long visit to the Motor City, Chevy kindly loaned me a roughly $137,000 2019 ZR1 to sample.

    There was a surprise in store for me. Read on to find out what it was.


    You could barely tell that the ZR1 was a handsome "Elkhart Lake Blue Metallic" when I picked it up at nighttime near the Detroit airport.

    First challenge: Getting suitcase into the quite small truck — over the carbon-fiber wing. The trick? Load from the side!

    I got my really good look at the ZR1 under ideal conditions, as the Michigan sun rose in the East.

    See the rest of the story at Business Insider

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    woman drinking cup of coffee

    According to Reuters, 64% of Americans over 18 surveyed said that they had had a cup of coffee the previous day — a new high.

    Clearly, Americans love coffee. But where can they find the best cup? WalletHub released a study breaking down the best cities across the nation for coffee-drinkers. The report took the 100 most populated cities in the US, and examined them for 14 different factors.

    These factors include the average price per cappuccino, the number coffee shops per capita, the number of coffee shops per capita that offer free WiFi, average household spending on coffee, and Google search traffic for the term "coffee," to name a few.

    Keep scrolling to see the top 20 cities to get your caffeine fix in.

    20. Fremont, CA

    According to the study, the people of Fremont boast the highest spending on coffee per household at $186.85 per year.

    19. Oakland, CA

    Blue Bottle Coffee, one of the most recognizable names in the coffee game right now, originated in Oakland.

    18. Pittsburgh, PA

    Constellation Coffee is a local favorite.

    See the rest of the story at Business Insider

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    bride outdoor wedding bouquet

    Don’t get it twisted. Social media is awesome. It's especially useful in the often tedious wedding planning process. Social media applications provide a treasure trove of inspiration to couples hoping to make one of the biggest moments in their lives unforgettable. Unfortunately, for every great idea being shared in cyberspace, there are a few which have reached peak over-saturation.

    Of course, it's worth noting that no matter, you should do what makes you happy for your wedding, but INSIDER gathered intel from wedding planners and experts across the country and beyond to find out which trends they wouldn’t mind seeing disappear forever.  

    Photobooths have worn out their welcome.

    To be clear photo booths aren’t a terrible idea — if you’re going for that prom prop feel. It was an idea that started off as cute but is now entering kitschy territory, according to experts. Noelissa St. Catherine, owner of event design and coordination company Designed by Nelle in St. Lucia, has seen her clients gravitate toward more candid shots.

    “You don’t want to tell a bride or groom who likes the idea of a photo booth that’s not trendy so — you don’t want to do this," she told INSIDER. "But I would say most of my brides are moving away from it simply because they are really trying to personalize their wedding. They want to be able to take photos as part of the function rather than just having a designated place. I think [photo booths] are better as part of a mass crowd event.”

    Again, if that’s the intended vibe then have at it. But if not, consider a portrait booth.

    Favors should at least be practical

    It’s hard to pick one trinket that everyone will love as a keepsake from your special day. But we’re going to go out on a limb here and say that a random bell probably isn’t it. Experts recommend giving something that will let your nearest and dearest know that some real thought was put into it and is a reflection of your personality.

    St. Catherine weighed in. “If you’re not a beach person I don’t expect you to be giving away bottles of sand at your wedding. It doesn’t say anything about you and seems like a generic offering.”

    If you have an open bar, a hangover kit with some snacks might come in clutch.

    Over signage is a real thing

    Signs can be very helpful at weddings but when they’re overdone they come off as a massive do-it-yourself project. Even worse are the ones that are hard to read thanks to a poorly chosen font. The strategically placed staff at the venue can give directions when necessary so you can afford to use the crafty additions sparingly, experts implored.

    Gabriella Risatti, owner of Gabriella New York, agreed.

    “A well-done sign can be cute and memorable — we still have the large welcome sign from our wedding in our house, it always makes me smile,” Risatti shared. “However, having too many signs or signs that look a little too 'DIY' is never a good thing.  Give your guests some credit —they can definitely figure out where the wedding is and where they are supposed to be! A bunch of homemade signs is just going to detract from the main event.”

    See the rest of the story at Business Insider

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    Mattress Firm

    • Mattress Firm is the largest specialty mattress retailer in the United States, with around 3,400 stores. 
    • It has increasingly come under pressure as new startups such as Casper innovate the experience of mattress shopping and take market share. 
    • In October, Mattress Firm filed a lawsuit against two former employees, a broker, and a group of developers, accusing them of conspiring to push the company to aggressively expand. The company is  also reportedly considering filing for bankruptcy. 
    • Subscribe to Business Insider's new podcast "Household Name" to get the full story behind the lawsuit. 

    It has been an eventful few months for Mattress Firm. 

    In the span of a year, the mattress retailer has been accused by internet sleuths of running a money-laundering operation, announced it would be closing almost 200 stores, and watched on as its parent company's business practices have been investigated. In October, Mattress Firm filed a lawsuit against two former employees, a broker, and a group of developers, accusing them of conspiring to push the company to aggressively expand and open stores.

    Sources told Reuters in August that Mattress Firm was considering filing for bankruptcy. 

    With about 3,400 stores, Mattress Firm is by far the largest specialty mattress retailer in the United States. It's not uncommon to find many of its stores right across the street from each other. It has increasingly come under pressure as new startups like Casper find ways to improve the experience of shopping for this high-ticket item.

    We tested the experience of shopping at its stores. Here's what it was like:

    To hear more about the stories around Mattress Firm's stores, listen to "Household Name," a new podcast from Business Insider. Subscribe for free on Apple Podcasts, Stitcher, or your favorite podcast app.

    SEE ALSO: Mattress Firm claims in a lawsuit that its former executives accepted private-jet trips, expensive watches, and luxurious hotel stays from brokers in exchange for opening so many new stores that it spurred conspiracy theories

    How to: Subscribe to a podcast

    We visited a Mattress Firm store in Manhattan's Tribeca neighborhood in April. From the outside of the store, the focus seemed to be on luring shoppers in with deals and financing options.

    While our visit to the store was in the mid-morning on a Wednesday — definitely not prime mattress-shopping time — the store was noticeably empty.

    In January, a Reddit thread that accused the store of being a front for money laundering went viral. Reddit users claimed that Mattress Firm's stores are often empty, which they claimed could be a sign of something more dubious. Mattress Firm has denied these allegations.

    We also visited two other Mattress Firm stores in New York and found that each one was completely empty during the day. It was almost impossible to go unnoticed, and we were instantly approached by a pushy salesperson who asked lots of questions and was reluctant to leave us to browse.

    While some shoppers might find this helpful, their persistence was a little off-putting. 

    See the rest of the story at Business Insider

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    Traffic Brooklyn Bridge nyc fuel emissions

    We have no choice but to breathe the air around us.

    But the machines we use and policies that governments enact transform that air. Cars fill the air with the exhaust they pipe out, factories and power plants belch residue into the sky, and city apartment buildings pump out chemicals they use to heat and cool residences. In many places, trees that could help improve air quality have disappeared.

    All of this has effects on human health, and some of these effects can be scary. 

    Bad air does more than just making it harder to breathe. It can change the way children's brains develop and make older adults more likely to succumb to cognitive decline.

    This is an urgent, global problem — 98% of cities with populations over 100,000 in low- and middle-income countries don't meet the World Health Organization (WHO) air quality standards.

    Even in the US, with relatively high standards for air quality, there's evidence that people are breathing air that has a negative effect on their bodies and brains.

    Here's what air pollution does to your health, and why you should pay attention to the quality of the air around you.

    SEE ALSO: Fat in one part of your body is particularly dangerous for your health — here's what an exercise scientist says you can do about it

    Kids who are exposed to poor air early in life are more likely to develop asthma and struggle in school, and there are indications this early-life exposure may harm cognitive development.

    Studies conducted in China and Canada show that kids who breathe poor air are more likely to have breathing difficulties and asthma. Research conducted on New York City schoolchildren shows that ones who breathe poor air are more likely to need academic intervention.

    There are strong indications that air pollution affects kids before they are born if their pregnant mothers breathe polluted air.

    Preterm birth and infant mortality rates rise in places where mothers are exposed to high levels of air pollution. Research presented in September indicates that when pregnant women breathe sooty air, pollution particles make their way into the placenta and may reach the baby.

    Kids who breathe poor air do worse on academic tests.

    Research conducted in California shows that reducing pollution levels in lower income schools would raise academic test scores in a small but significant way. Even indoor air quality has an effect — one study found that improving air quality in schools could significantly improve standardized test performance.

    See the rest of the story at Business Insider

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    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

    best bootcut jeans

    • There's no shortage of jean styles and cuts, but bootcut jeans are an enduring classic.

    • The HUDSON Signature Bootcut Jeans have that classic, leg-lengthening silhouette that you need in your life. These are the jeans you can slip on without even thinking.

    Bootcut jeans live in a confusing liminal space between bell-bottoms and straight-legs. I always assume they get their name for their ability to accommodate, well, boots. But then again, does anyone wear tall boots under pants? I think not!

    Either way, bootcut jeans are a staple. But, like all jeans, they can be frustrating to shop for if you don’t know where to look. Great bootcut jeans have the right mix of figure-hugging and flared elements. They aren’t as skin tight as skinnies, nor as artfully disheveled as boyfriends. They’re a great choice for work or dressier occasions because they tend to be polished and look killer with heels.

    Whether you want a pair with dark wash or light, stretch or no stretch, cropped or full-length, you have options. As with any denim purchase, it’s best to do your research before you order online or hit the mall so you aren’t wasting precious hours on subpar options. Or, you can simply read on for the Internet’s favorite picks.

    Here are the best bootcut jeans you can buy:

    Read on in the slides below to check out our top picks.

    The best bootcut jeans overall

    Why you'll love them: HUDSON Signature Bootcut Jeans aren’t the cheapest, but they make up for it with quality and a clean silhouette. 

    Great denim can be found at the under-$100 mark, but if you’re looking for top quality that will really last, try HUDSON’s Signature Bootcut Jeans. The sleek, gently flared silhouette elongates the leg line and comes in a variety of washes. I’m partial to the look of “Patrol Unit 2,” which is a dark blue gently faded in the thighs. Perfect for pairing with a nice blouse or elegant sweater for a fancy dinner or brunch.

    Petite women, including Insider Picks editor Malarie Gokey, love these pants, too. “As a 5'2 woman, finding normal jeans that aren't about half a foot too long or petite jeans that aren't two inches too short is almost impossible,” Gokey writes. “Hudson's Signature Petite Bootcut Jeans are absolutely perfect.”

    A Zappos commenter noted that even the regular length is great for petites because they retain their silhouette nicely when hemmed: “[S]ome jeans I can't buy to hem bc taking off so much of the leg ends up looking funny.”

    The Signature Bootcut Jeans are highly rated online, with a 4.7 rating on Nordstrom and a perfect 5 stars on Zappos. There aren’t a ton of reviews, likely because of the higher price tag, but the ones that are available are glowing.

    “These jeans are some of the most comfortable jeans I've ever worn,” writes one Nordstrom shopper. “They are very soft and they stretch to fit your body, but don't get stretched out through the day.”

    Pros: Clean silhouette, slightly dressier than your average jeans, nice for a variety of heights

    Cons: Pricier than the other jeans on this list

    Buy the HUDSON Signature Bootcut Jeans for $130 to $205

    The best bootcut jeans with stretch

    Why you'll love them: For jeans that don’t feel like jeans, pick up the NYDJ Barbara Bootcut Jeans. They fit like a glove but with stretch that won’t pinch you in any of the wrong places.

    In college, my best friend would often talk about how comfortable she believed jeans to be. She didn’t view jeans as something to be tolerated for the hours between waking and slipping into pajama pants the way that I did; she actively looked forward to wearing them.

    The concept is still a little foreign to me — I change into stretchy pants the minute I get home — but the NYDJ Barbara Bootcut Jeans sound almost as comfy as my beloved pajama bottoms, only they are acceptable for wearing outside on the street.

    Made from a cotton, polyester, and elastane blend, they really conform to the curves of your body, and thanks to an ample amount of stretch, they move with you. With a variety of washes, from deep navy to ultra black, and a mid-rise, these are versatile enough to wear to work or on the weekend. The brand suggests you size down to find your ideal fit, so keep that in mind while ordering.

    Amazon shoppers give the NYDJ Barbara Bootcut Jeans a 4.2-star rating based on 463 reviews at press time, and Good Housekeeping named them one of the best pairs for women with wide hips, citing the “no-gap waist” and “special lift-and-tuck panel.”

    “I’m wide in the hips and thighs relative to the rest of my body. These accommodate without being loose in the waist,” writes one Amazon reviewer. “Given that they have a little stretch fabric, they hold their shape well.”

    Pros: Stretch material, curve-hugging fit, wide range of washes, mid-rise

    Cons: Will need to be hemmed on petites

    Buy the NYDJ Barbara Bootcut Jeans from $30

    The best vintage-looking bootcut jeans

    Why you'll love them: Fan of classic all-American denim? Pick up the Levi’s 517 Cropped Boot Cut Jeans for that super cool lived-in look.

    If you’ve ever uttered the words “They just don’t make denim like they used to,” you just might be a Levi’s woman. Specifically, the Levi’s 517 Cropped Boot Cut Jeans, which have that old school “Bruce Springsteen on the cover of 'Born in the U.S.A.'” vibe. Pair that with an utterly contemporary cropped and flared silhouette and you’re in business.

    I’m not sure you need to be convinced that Levi’s jeans are worth it, because they’ve been around forever. They are the jeans, especially for major denim fans. This particular pair comes in three washes. My favorite is the incredibly named “Kerouac Effect,” which is a light wash that fades to almost white at the center of the leg. There’s also a darker blue and a white option.

    The 517 Cropped Boot Cut is supposed to have an “ankle grazing inseam,” per the brand, but petites will likely find them closer to full-length. It’s a traditional five-pocket style with a high waist (low-rise lovers, beware!).

    “I usually scour the vintage racks for the perfect fit, but have found that the Levi’s Orange Tab 517 Cropped Boot Jeans also do the trick,” Breanna Warner of & Other Stories told NYMag’s The Strategist

    Pros: Vintage look, cropped style can be worn with various shoe styles

    Cons: Only one inseam length so they won’t be cropped on petites

    Buy the Levi’s 517 Cropped Boot Cut Jeans for $50 (originally $98)

    See the rest of the story at Business Insider

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    Photo 1   Heather Concannon (4)Disney's Castaway Cay is a private island located in the Bahamas exclusively for Disney Cruise Line guests on the Bahamian and Caribbean sailings.

    The private island is a huge favorite amongst cruisers. It has even been called the top-rated cruise line private island destination in Cruise Critic's annual Cruisers' Choice awards.

    The island is full of relaxing and beautiful beaches, and a variety of Disney-themed activities along the shore. 

    Here are 10 reasons Castaway Cay is worth visiting. 

    The views are stunning.

    Although Castaway Cay has plenty of man-made landmarks and public areas, the island's lush wildlife, balmy tropical weather and swaying palm trees are picture-perfect.

    Before you run off to the beach, take time to explore the island and enjoy the scenery. My personal favorite area is the walkway from the ship towards the family beach. There are beautiful views of the ocean, the cruise ship, and the picturesque palm trees.

    Serenity Bay is the adults-only escape.

    I've previously raved about the tropical adults-only escape, Serenity Bay. This exclusive area of the island is my personal favorite because it truly feels like a private oasis.

    Pull up a chair, lounge in a hammock, frolic in the light waves or work on your tan along the quiet and peaceful shores. I promise you will not have a more serene experience and you will never want to leave.

    Snorkeling Lagoon offers a once in a lifetime experience.

    One of my favorite activities on Castaway Cay is their massive snorkeling lagoon off of the Castaway Family Beach. Inside the lagoon, you can explore the turquoise waters to find a plethora of exotic sea life, enchanting reefs, and even some sunken treasures.

    This activity is perfect for all skill levels of swimmers. If you are more of a novice, you can enjoy the "discover trail" while more experienced swimmers can challenge themselves with the "explorer trail." This experience does cost a small fee, but I think it's worth it.

    My cousin and I decided to tackle the "explorer trail" during our last adventure on Castaway Cay. We spent hours exploring and got to see plenty of sea creatures. We also enjoyed finding all the hidden Mickeys along the trail.

    See the rest of the story at Business Insider

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    mystery science theater 3000Netflix still has a good deal of original content in store for the rest of this year.

    2018 has already seen the release of a long list of new original shows, including the sci-fi reboot "Lost In Space," the dark comedy "Maniac," and Matt Groening's animated series "Disenchantment."

    Among the shows still to come are new seasons of Netflix originals like "Making a Murderer,""Big Mouth," and "House of Cards."

    This week, the service announced that its acclaimed reboot of the comedy series "Mystery Science Theater 3000" will premiere its second season on November 22. 

    Netflix has said it will spend $8 billion on shows and movies by the end of 2018 — up from the $6 billion it spent in 2017. 

    To help you sort through the service's released and upcoming content, we've compiled a list of original shows that Netflix has confirmed are coming out in 2018. This excludes movies, kids' shows, and series that might not come out until 2019 or later.

    Here are all the shows we know Netflix is for sure putting out this year, along with their release date if available:

    SEE ALSO: All 73 of Netflix's notable original shows, ranked from worst to best

    "Lovesick" (Season 3) — Released January 1

    Netflix description: "In his quest for true love, Dylan found chlamydia. Joined by friends Evie and Luke, he relives past encounters as he notifies all his former partners."

    "The End of the F***ing World" (Season 1) — Released January 5

    Netflix description: "A budding teen psychopath and a rebel hungry for adventure embark on a star-crossed road trip in this darkly comic series based on a graphic novel.

    "Disjointed" (Season 1 - Part 2) — Released January 12

    Netflix description:"Pot activist Ruth Whitefeather Feldman runs a medical marijuana dispensary while encouraging her loyal patients to chill out and enjoy the high life."

    See the rest of the story at Business Insider

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    33China HuashanMountain MostDangerousHike

    • As Business Insider's international correspondent, I've spent the past six months traveling through Hong Kong, China, SingaporeGreece, Israel, and Russia, among other places.
    • Most countries these days have homegrown apps that are specifically tailored to the needs of the people who live there.
    • Knowing which apps are most used when visiting a country can make your trip more efficient and seamless. I decided it would be fun to reveal the homegrown apps I used in each country I visited.
    • Among the many, many apps I used were WeChat, KakaoTalk, Naver Maps, Go-Jek, and Grab.

    As Business Insider's international correspondent, I've spent the past six months traveling through Hong Kong, China, Singapore, Greece, Israel, and Russia, among other places.

    Traveling for a living is a fun, exhilarating, and, quite frankly, exhausting experience. But the best way to make it more fun and less exhausting is to have a digital toolkit — i.e., a smartphone loaded up with every app I need to get things done as efficiently as possible.

    When I get off a plane, I want to know how much money to take out of the ATM, how to hail a cab, where the best hole-in-the-wall restaurant is for dinner, and how to say, "I'd like to order 10 of those, please."

    But contrary to many Americans' expectations,  not every country uses GoogleMaps or Uber. Most countries these days have homegrown apps that are specifically tailored to the needs of the people who live there. Researching which apps are most used in each country I visited made traveling much easier.

    With 12 countries checked off on the trip so far (and who knows how many to go), I decided it was time to reveal the apps I used in each country. 

    Perhaps you'll find some inspiration for your next trip abroad.

    SEE ALSO: I've been traveling the world for 6 months, and these are the apps I can't live without

    Anywhere: ExpressVPN ($12.95/month)

    If you plan on traveling to China, Russia, or any other country with a limited internet, plan on getting ExpressVPN. VPNs, or virtual private networks, create a secure internet tunnel connecting where you are with some other place on the network, like the US. If you want to get over China's Great Firewall, VPNs are the way to do it.

    ExpressVPN is not the cheapest VPN around but, in my experience, it's the fastest and most reliable.

    Download ExpressVPN »

    Anywhere: Google Translate (free)

    Yes, Google Translate can teach you how to say "Nǐ hǎo"— but did you know you can download entire languages for offline translation, or hold it up to signs or menus for instant translation?

    Download Google Translate »

    Hong Kong: OpenRice (free)

    The quality of restaurant and other small business recommendations in any place you visit depends entirely on having an active community for a particular app. OpenRice doesn't have the best interface in the world, but it is what Hong Kongers use most to find that perfect bowl of noodles.

    See the rest of the story at Business Insider

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    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

    best gardening gloves

    • If you spend a lot of time in the garden, you need a good pair of gardening gloves. We've poured over expert reviews to find the best ones.

    • The Atlas Showa NT370 Nitrle Gloves suit most gardeners' needs and they're very affordable.

    Gardening isn't for the faint of heart — pulling weeds, tilling the earth, and digging up roots is sweaty work, and it really does a number on your hands. To protect yourself from dirt, thorns, chemicals, and other irritants; you need a good pair of gardening gloves. 

    Although just about everyone with a yard has a cheap pair of simple cotton gloves lying around somewhere, if you spend much time in your garden, you'll quickly find that they're not up to some of gardening's messier tasks. Cotton tears easily, it gets wet, and it doesn't last that long. It's a good idea to invest in a pair of Nitrle coated gloves or better yet, a leather pair.

    Nitrile is a type of synthetic rubber that's prized for being allergy safe, durable, resistant to chemicals, hard to puncture, and flexible. A lot of inexpensive gardening gloves are coated in the material.

    Leather gardening gloves are more durable and expensive than Nitrle-coated gloves. Many different kinds of leather can be used, but goatskin leather is generally considered the best for gardening because it's flexible and strong. If you work with thorny bushes or more intense conditions, you'll want to splurge on leather gardening gloves instead. There are also vegan, faux leather alternatives for those who are opposed to leather products.

    Here are the best gardening gloves you can buy:

    Updated on 09/27/2018 by Lulu Chang: Added two new picks and updated prices and formatting.

    Read on in the slides below to check out our top picks.

    SEE ALSO: 8 essentials everyone needs to start a garden from scratch

    The best gardening gloves overall

    Why you'll love them: The Atlas Showa NT370 Nitrle Gloves protect your hands from dirt and give you good grip for pulling out weeds, so you can garden in peace.

    The best gardening gloves make it feel like you're not wearing anything on your hands at all. The Atlas Showa NT370 Nitrle Gloves protect you from dirt and other debris with their durable nylon fabric and nitrle coating without adding unnecessary bulk or impeding your gardening.

    These gloves are thin enough to be comfortable and flexible, but they won't wear out easily. You can even throw them in the washing machine when you need to clean them up. 

    Overall, these gloves are great for almost any gardening task imaginable from pulling weeds, digging holes, potting plants, spreading seeds, shoveling, and so on. Showa makes these gloves in all sizes, too, so no matter how big or small your hands are, you're all set.

    They're also very affordable and come in a six-pack, so you don't need to be precious with them — If you lose a glove, just pull another one out of the package.

    Buyers on Amazon heap tons of praise on these gardening gloves, and the average star rating is 4.8 stars, which is very rare for any product on Amazon. Reviewers love how breathable and flexible the Atlas Showa gloves are, and many say it's like they're not wearing gloves at all. 

    As The Wirecutter's expert reviewer points out, it's important to have dexterity and flexibility when you are doing delicate gardening work, and these gloves deliver on that promise. 

    If you mainly need gardening gloves for pulling weeds and planting new seedlings and annuals, the Showa gloves will be just right for you. Those of you who need something more durable that can withstand thorns should read on to check out our other picks.

    Pros: Flexible, lightweight, fairly durable, affordable, comes in a six pack and multiple sizes, machine washable

    Cons: Thorns will pierce these gloves

    Buy a six pack of small Atlas Showa NT370 Nitrle Gloves on Amazon for $19.95

    Buy a six pack of medium Atlas Showa NT370 Nitrle Gloves on Amazon for $20.25

    Buy a six pack of large Atlas Showa NT370 Nitrle Gloves on Amazon for $18.20

    The best goat-skin gardening gloves

    Why you'll love them: The StoneBreaker Gardening Gloves guard your hands against thorns, dirt, rough weeds, and more to make gardening a breeze.

    If you work with thorny bushes every now and then or you just want a more durable pair of gardening gloves, you should consider goatskin gloves like the Stonebreaker Gardening Gloves

    The company uses a mix of goatskin and synthetic materials to make the Gardener gloves, and its Gardener Pro gloves are made entirely out of goatskin. The regular Gardener gloves are a bit less expensive and should be more than enough protection with the goatskin palm and synthetic top. The synthetic top portion allows for more breathability and flexibility while gardening.

    The leather is double stitched and reinforced at stress points, so you know these gloves are built to last. The Wirecutter named the Stonebreaker gloves its upgrade pick for gardeners with thorny yards. Its expert reviewer was impressed with the dexterity of her fingers while wearing the gloves and said that the gloves were fairly resistant to punctures from thorns.

    User reviews on Amazon are mostly positive, and the only criticism is that the sizes run small. The obvious solution to that is to order one size up to avoid a tight fit. The gloves also tend to become more flexible and soften up over time.

    These gloves are technically made for women, so there's extra space for fingernails in the length of the gloves' fingers. However, both men and women can wear these gardening gloves, so long as they buy the right size.

    Pros: Multiple sizes, strong goatskin is great for thorns, durable, light, flexible, and affordable

    Cons: Sizes run small and they're pricier than many gloves

    Buy the StoneBreaker Gardening Glove on Amazon for $22.49

    The best heavy duty gardening gloves

    Why you'll love them: The Bionic Women's Relief Grip Gardening Gloves prevent fatigue and pain while your garden and they protect your hands from dirt and debris.

    If you have arthritic or sensitive hands that tire during long bouts of yard work, you may want to buy a pair of the Bionic ReliefGrip Gardening Gloves. These gloves were designed by an orthopedic hand surgeon, so they're specially made to address the pain points people have with gardening gloves.

    Bionic's pad relief system gives you more grip by flattening your hand, and the terrycloth material inside the gloves keeps your hands dry even when they start to sweat. At the joints of the gloves, Bionic added Lycra for more flexibility and dexterity. For extra support at the wrist, there's a LightPrene wristband.

    These gloves are also very durable, thanks to the silicone coated fingertips, which add another layer of protection between your fingers and thorns or splinters. Bionic's gloves are machine washable, too, so you can always pop them in the wash when they get too dirty.

    Buyers on Amazon rate Bionic's gloves very highly, and one reviewer with hand problems says that the gloves are much more comfortable than others they've worn over the years. You can buy the gloves in versions for both men and women.

    The Independent, Best Products, and Gardening Products Reviews recommend Bionic's gloves for anyone who needs comfortable, durable gardening gloves.

    Pros: Designed for arthritic hands, extra durable, flexible, reinforced fingertips with silicone grips, adjustable wrist closure, machine washable

    Cons: Expensive

    Buy the Bionic Women's Relief Grip Gardening Gloves on Amazon for $33.41

    Buy the Bionic Men’s Relief Grip Gardening Gloves on Amazon for $33.41

    See the rest of the story at Business Insider

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    Hillsville Main businesses va

    • Currently, close to 50 million Americans live below the official poverty income of $25,100 a year, or less, for a family of four.
    • Poverty is the most extreme example of financial hardship, but the official poverty rate fails to capture tens of millions of additional Americans who also struggle to make ends meet.
    • Low-income Americans often struggle to afford even the most basic necessities — the towns on this list often have a high SNAP recipiency rates.
    • Centreville, Illinois is the poorest town in the United States, with a town median household income of $16,715.
    • New Square, New York has the highest poverty and SNAP recipiency rates of any town in the United States — 70% of the population lives in poverty.
    • In over half of all towns on this list, more than one in every four residents live in poverty, well above the US poverty rate of 15.1%. 

    Income inequality is a growing problem in the United States. Perhaps more evident now than in any time in recent memory, conspicuous consumption is juxtaposed with abject poverty in cities and towns across the country. While the rich and poor often live side by side, in some American towns, serious financial hardship is a daily reality for most who live there.

    In every state, there are towns where the median household income falls well below the state and national median incomes. In over a dozen states, there are towns in which the typical household earns less than half the income that a typical household statewide earns.

    24/7 Wall St. reviewed the median annual household income in every American town to identify the poorest town in each state. Even in wealthy states like Maryland and New Jersey there are towns that rank among the poorest in the country.

    SEE ALSO: Jeff Bezos is launching a $2 billion fund to support homeless families and education using Amazon's methods

    1. Selma, Alabama

    • Town median household income: $23,283
    • State median household income: $44,758
    • Town poverty rate: 41.4%
    • Town population: 19,650

    The poorest town in Alabama, Selma also ranks among the 10 poorest towns in the United States. The typical household in the town earns just $23,283 annually, about half the income a typical household in the state as a whole earns. Some 41.4% of Selma's 20,000 residents live below the poverty line, more than double the statewide poverty rate of 18.4% and the US rate of 15.1%.

    2. Ketchikan City, Alaska

    • Town median household income: $53,937
    • State median household income: $74,444
    • Town poverty rate: 13.6%
    • Town population: 8,189

    With a median annual household income of $74,444 — nearly $20,000 more than the median income nationwide — Alaska is a relatively wealthy state. Even in the state's poorest town, Ketchikan, the typical household earns $53,937 a year, in line with the typical American household income. Ketchikan's 13.6% poverty rate is below the 15.1% US poverty rate.

    3. South Tucson, Arizona

    • Town median household income: $20,241
    • State median household income: $51,340
    • Town poverty rate: 48.9%
    • Town population: 5,627

    South Tucson is the poorest town in Arizona and the fifth poorest town in the United States. The typical household in the town earns $20,241 a year, and nearly half of all town residents live in poverty. The town is one of only three in the United States in which over half of all households receive government assistance to afford groceries in the form of SNAP benefits.

    See the rest of the story at Business Insider

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    1200px Raj_Mandir_Cinema,_Jaipur_02

    There are only a few things that bring people together. Amongst these are cooking, traveling and, possibly most beloved, film. Across languages, cultures, and time, movies have brought people together in ways few other things can.

    Part of this connection comes from coming together in one place to enjoy a film. Movie theaters are a community staple around the world, serving as a cultural and social center. Whether outside, in 3D, or inside a dome, each movie theater has its own charm that draws people to it.

    Here's what a few unique movie theaters look like around the world.

    New York's Alamo Drafthouse brings the bar to the cinema in the US.

    Forget over-priced popcorn and soda, at Alamo Drafthouse, you’ll find beer sourced from local breweries, curated movie menus and service right to your theater seat. Started in 1997, the US chain grew out of Austin, Texas, and works to provide moviegoers with a luxury experience, on top of a great movie.

    An old slaughterhouse finds new life at Cineteca Matadero in Madrid.

    It’s not every day that you can say you’ve watched a movie at a former slaughterhouse. A visit to Madrid, however, gives you just that with Cineteca Matadero. Featuring experimental films and documentaries, the Cineteca, is part of a contemporary creation center.

    Take in views of Greece's Acropolis at the Cine Thisio.

    Outdoor movie theaters are a draw on their own, but Athenians get a special treat at Cine Thisio. Moviegoers face not only the screen but, also, the Acropolis and the Parthenon. Built in 1935, it’s the oldest outdoor movie theater in Athens.

    See the rest of the story at Business Insider

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    kardashians tao

    The lifestyles and career trajectory of celebrities are completely unpredictable. From fashion lines to liquor companies, there's no shortage of unique celebrity business ventures out there, but perhaps none riskier than publishing a novel. Other hustles like podcasts, startups, and memoirs are impressive in and of themselves, but it takes a certain level of creativity to write a novel, especially one that's engaging enough to become a bestseller.

    Although books aren't guaranteed to be hits, you have to give these celebs credit for going out on a limb. Find out which stars branched out of their chosen career paths to pursue a life in publishing.

    Naomi Campbell lamented about the modeling world in the early '90s.

    Modeling is no easy gig, and fashion icon Naomi Campbell gave fans an inside look into the fierce and competitive industry in her 1994 novel "Swan." Though entirely fiction, the book has some similarities to Campbell's career as she recounts the trials and tribulations of "the world's most successful model," Swan.

    Hilary Duff has an entire trilogy under her belt.

    Former Disney star Hilary Duff isn't just an international pop sensation, she's also an international literary sensation. The singer and actress has not one, but three novels under her belt with the "Elixir" series. The series follows photojournalist Clea as she encounters supernatural figures in her photographs, which opens her up to an intense bond with mystery man Sage.

    Kareem Abdul-Jabbar gave a nod to Sir Arthur Conan Doyle with "Mycroft Holmes."

    Who knew famed basketball star Kareem Abdul-Jabbar had such a fascination with Sir Arthur Conan Doyle? In his novel "Mycroft Holmes,"Abdul Jabbar puts his own spin on the famous "Sherlock Holmes" character with an original story of his own. If you're into classic mystery novels, this one is sure to tickle your fancy.

    See the rest of the story at Business Insider

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    brunei water village

    • Brunei is a tiny country in Southeast Asia that's home to one of the most interesting communities in the world — Kampung Ayer, or "Water Village."
    • Nearly half of the capital city's population lives in Kampung Ayer, where thousands of houses stand on stilts, as do schools, mosques, restaurants, and police stations.
    • The village stands in stark contrast to the rest of Brunei's capital city, which has glimmering architecture and pristine streets.

    The tiny nation of Brunei is incredibly wealthy. Its oil-based economy has propelled the Southeast Asian country to a higher GDP per capita than the United States, Japan, and Switzerland.

    That wealth is on full display in Brunei's capital, Bandar Seri Begawan, where opulent buildings and majestic mosques line the pristine streets.

    But that extravagance isn't reality for many of the residents of Bandar Seri Begawan. Nearly half of the city's entire population lives just outside the capital's downtown in a "floating village" on the Brunei River, where thousands of houses stand on tall stilts and residents drive water taxis to get around.

    Besides housing 13,000 people, Kampung Ayer, or "water village," also has mosques, schools, restaurants, police stations, and a fire department — all on stilts.

    Here's what it looks inside Kampung Ayer, one of the most interesting villages in the world.

    SEE ALSO: Inside the surreal capital city of Brunei, a tiny nation of unimaginable wealth where oil money pays for everything and half the population lives in a floating 'water village'

    Brunei is a tiny country on the island of Borneo in Southeast Asia.

    Source: CIA World Factbook

    Thanks to its oil and gas reserves, it's one of the richest countries in the world, with a GDP of $77,000 per capita.

    Source: International Monetary Fund

    Its wealth is on full display in its capital city, Bandar Seri Begawan, where glittering mosques and extravagant architecture appear around every corner.

    Source: Business Insider

    See the rest of the story at Business Insider

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    01 human skin cells keratin fluorescence van der broek nikon small world microscope image

    The Nikon Small World in Motion competition celebrates the best of biological processes captured under a microscope.

    On Thursday, Nikon announced the top five entries in this year's video competition, with 18 more honorable mentions. A group of independent judges selects the best photos and videos each year, with thousands of participants to choose from. 

    Take a look at this year's winners and some of the most impressive honorable mentions that made the cut.

    SEE ALSO: These award-winning microscope photos reveal a bizarre universe just out of reach

    This year's first-place finish shows a Zebrafish embryo growing its sensory nervous system like little tree branches.

    <div style='position:relative; padding-bottom:71.65%'><iframe src='' frameborder='0' scrolling='no' width='100%' height='100%' style='position:absolute;top:0;left:0;' allowfullscreen></iframe></div>

    Video by Elizabeth M. Haynes and Jiaye "Henry" He, University of Wisconsin-Madison, Madison, Wisconsin.

    A video of a beautiful laser shooting across a soap membrane came in second place.

    <div style='position:relative;padding-bottom:54%'><iframe src='' frameborder='0' scrolling='no' width='100%' height='100%' style='position:absolute;top:0;left:0' allowfullscreen></iframe></div>

    Video by Miguel A. Bandres and Anatoly Patsyk, Technicon — Isreal Institute of Technology, Haifa, Israel.

    In the third-place video, a bristle worm looks like it's playing a musical instrument.

    <div style='position:relative;padding-bottom:54%'><iframe src='' frameborder='0' scrolling='no' width='100%' height='100%' style='position:absolute;top:0;left:0' allowfullscreen></iframe></div>

    Video by Rafael Martín-Ledo, Conserjería Educación Gobierno de Cantabria, Santander, Spain.

    See the rest of the story at Business Insider

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    friends fall outfits

    Even though "Friends" ended over a decade ago, we can still take some fashion inspiration from the starring ladies of the show. 

    We've rounded up some inspiration for your fall wardrobe from each season of "Friends" and where you can find some similar styles today.

    Rachel mastered the sock, sweater and skirt combination.

    In the season one episode, "The One Where the Monkey Got Away," Rachel wears a cute sock and skirt combo. 

    This is a classic look, and probably one of your favorite Rachel outfits if you are a "Friends" fanatic. The turtleneck paired with a skirt and high socks is perfect for the weird, transitional weather that can accompany the start of fall.

    This mini skirt from Urban Outfitters is similar to Rachel's if you want to re-create this look.

    Monica kept her look classic in black and white.

    While Rachel’s turtleneck sweater with the plaid skirt was iconic, but we can't overlook one of Monica’s trendy outfits in this episode. Her dress-over-the-shirt look is in right now, and one that can be easily replicated.

    This dress from Urban Outfitters is similar to a modern take on Monica's look. 

    Phoebe’s long dress and scrunchie are perfect for fall.

    In season two's "The One After the Super Bowl: Pt 1," Phoebe rocks a long dress and scrunchie. 

    Who wants to think about pairing two pieces of clothing together when you can throw on a long, flowy dress, put your hair up with a scrunchie and look just as cute? You can look effortlessly chic with this inspiration from Phoebe.

    This maxi dress from Free People has a similar length and sleeve style as Phoebe's. 

    See the rest of the story at Business Insider

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