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The latest news on Features from Business Insider

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    retired couple

    • When deciding where to retire, there are several factors to bear in mind.
    • US News & World Report recently released its annual best places to retire in America list for 2019.
    • We highlighted the 50 best places to retire in the US — Florida cities popped up several times.

    Visions of retirement often come with sandy beaches and palm trees, but that doesn't mean that's what the best places to retire always look like.

    US News & World Report recently released its annual best places to retire in America list for 2019. To determine the list, it looked at the 100 largest metropolitan areas in the US. Each area was given a retirement score scored on a 10-point scale and based on a weighted average of housing affordability, happiness, desirability, retiree taxes, job market, and healthcare quality.

    This included data from a public survey of pre-retirees (age 45 to 59) and retirement-age (age 60 and up) folks across the country as well as data from the US Census Bureau, the Bureau of Labor Statistics, and other US News ranking lists.

    You can read the full methodology here.

    Below, see the top 50 places to retire in America, featuring several cities in Florida. We included the overall score, housing affordability index, and healthcare index.

    SEE ALSO: Florida is one of the best places to retire in America — here's exactly how much it costs for a dream retirement in the Sunshine State

    DON'T MISS: What 8 people wish they knew before retiring in their 20s and 30s

    50. Des Moines, Iowa

    Overall score: 6.6

    Housing affordability: 7.1

    Healthcare: 5.6

    49. Los Angeles, California

    Overall score: 6.6

    Housing affordability: 4.6

    Healthcare: 7.5

    48. Knoxville, Tennessee

    Overall score: 6.6

    Housing affordability: 7.7

    Healthcare: 6.3

    See the rest of the story at Business Insider

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    ugly betty america ferrera abc

    The television graveyard is full of shows that were buried in their prime. And for fans, no matter how few, it's always devastating to lose a great show before it's time.

    In most cases, cancellations come down to low ratings. And while many networks would kill for the numbers shows generated while they were airing in the pre-streaming, pre-DVR world, we can't turn back time (although networks are definitely trying with a host of reboots and remakes over the past several years). 

    Regardless, there are so many good shows that were ripped from existence way too abruptly for their fans.

    Here are 13 great shows that were canceled too soon.

    "Caprica" ended in 2010 after one season.

    For those of us who absolutely devoured every episode of "Battlestar Galactica," this prequel spin-off explaining just how robots came to rule was everything. With a mix of dueling family drama, teen angst, and gamer nerdiness, "Caprica" fits the bill for many of us.

    But for Syfy, the bill was too expensive. The ambitious drama was too expensive to justify continuing with the show with its low ratings — arguably a problem Syfy brought upon itself.

    Source: UPROXX

    See the rest of the story at Business Insider

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    woman reading book

    • It was hard to keep up with all the great books published in 2018 — but a few stood out as insightful, entertaining, and helpful.
    • We've defined "business books" as reporting on businesses and the economy, as well as career and finance guides.
    • Highlights include "Bad Blood" by John Carreyrou, "Imagine it Forward" by Beth Comstock, and "Big Debt Crises" by Ray Dalio.

    If you've got some time off to finally catch up on your reading, or you're still looking for a last minute holiday present, now's a great time to look through the best business books of 2018.

    A bonus just for you: Click here to claim 30 days of access to Business Insider PRIME

    This year's highlights include a corporate tale of deception that seems too good to be true, an executive's memoir that's also a comprehensive career guide, and investing insights from two of the greatest to ever do it.

    Here are our favorites.

    SEE ALSO: I spent 2018 speaking with CEOs, billionaires, and a Nobel laureate, and there are 15 lessons I just can't seem to forget

    'Bad Blood' by John Carreyrou

    The medical device startup Theranos was once the world's hottest startup, its founder Elizabeth Holmes— deemed the "youngest self-made female billionaire"— a revolutionary. But after some digging into the company, it all unraveled.

    Wall Street Journal reporter John Carreyrou has the definitive account of what happened at Theranos, and how it was revealed to have been built on lies, secrecy, and an oppressive culture.

    It's a story that sometimes sounds too wild to even be true, but Carreyou's narrative is an excellent piece of journalism.

    Find it here »

    'Imagine It Forward' by Beth Comstock with Tahl Raz

    "Imagine It Forward" is Beth Comstock's memoir of her near 30-year career as an executive at General Electric and NBC.

    It's full of juicy tidbits, like the time Comstock interviewed with Steve Jobs for a position at Apple and her meetings with Jack Welch. But the book also features practical advice for people at any level of an organization, like the idea that you can't expect a promotion to fall in your lap if you never expressed that you wanted it.

    The book inspires readers to be creative and innovative, constantly pushing boundaries, regardless of their level in the corporate hierarchy. Comstock writes that she used to hand out "permission slips" to managers, so they would feel free to take risks that could potentially benefit the organization. The idea is to stop making excuses about why you can't take on big challenges and start holding yourself accountable.

    Find it here »

    'Principles for Navigating Big Debt Crises' by Ray Dalio

    Ray Dalio is the founder and co-CIO of the world's largest hedge fund, Bridgewater Associates. Last year, he offered his account of the firm's highly unusual culture and how it's an extension of his life philosophy with "Principles: Life and Work," but this year he released a book on the economy.

    "Principles for Navigating Big Debt Crises" arrived on the tenth anniversary of the financial crisis, and shows how Dalio and his team learned from and navigated it.

    It's a dense book, not unlike an economics text book, but you've got Dalio as your guide throughout, keeping the material as clear as possible. It's essential reading if you want to truly understand what happened in the last crisis and what to expect from the inevitable next one.

    Find it here »

    See the rest of the story at Business Insider

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    jerry Seinfeld

    • Netflix has given a big boost to some of the world's highest-paid comedians.
    • The majority of the comedians on Forbes' annual list have worked with Netflix this year or last, from Jerry Seinfeld to Chris Rock. 


    Netflix has focused on stand-up comedy the last few years, and will even debut 47 new stand-up specials on New Year's Day.

    Many comedians have seen big paydays thanks to Netflix, and that's evident in Forbes' list of the year's highest-paid comedians in the world, which was released this week. 

    The majority of the comedians on the list have starred in Netflix specials this year or last, such as Chris Rock, Jerry Seinfeld, Dave Chappelle.

    Gabriel Iglesias released a Netflix special in 2016 called "I'm Sorry For What I Said When I Was Hungry," and will star in another sometime in 2019 called "One Show Fits All." Sebastian Maniscalco will also star in a special on Netflix that premieres January 15, called "Stay Hungry."

    Forbes made the list based on estimated, pre-tax earnings from June 1, 2017 to June 1, 2018. Below are the top 10, with those who starred in Netflix specials this year or last in bold:

    10. Sebastian Maniscalco

    9. Jeff Dunham

    8. Jim Gaffigan

    7. Terry Fator

    6. Gabriel Iglesias

    5. Ricky Gervais

    4. Chris Rock

    3. Dave Chappelle

    2. Kevin Hart

    1. Jerry Seinfeld

    And below are the comedians on the list who worked on original content with Netflix this year or in 2017, including their earnings according to Forbes:

    SEE ALSO: Stephen King was 'riveted' by Netflix's new thriller, 'Bird Box,' and slammed critics for suffering from 'Netflix Prejudice'

    Jeff Dunham — $16.5 million

    Dunham starred in Netflix special called "Relative Disaster" last year. 

    Jim Gaffigan — $17.5 million

    Netflix released Gaffigan's fifth special last year, called "Cinco." This year, he passed on Netflix to release a new special, "Noble Ape," to a variety of on-demand services because it would be  "available to everyone at the same time,"he told Business Insider in August. "You didn't just have to have Netflix."

    Ricky Gervais — $25 million

    This year, Netflix released Gervais' first special in seven years, called "Humanity." Forbes estimates that he made $15 million for "Humanity."

    See the rest of the story at Business Insider

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    Friends eating during holiday

    •  Staying healthy over the holidays is easier than you think, and much easier than having to start your health regimen all over again in the New Year.
    • It is possible to indulge a little while still feeling good about yourself.
    • Here are a few tips, such as using smaller plates at parties, choosing holiday activities that keep you active, and eating mindfully.
    The Conversation

    Before the holidays ruin your wellness plan and make you turn as green as the Grinch, try these 10 ways to help you stay on track and keep your festive spirit.

    Often we feel if we can't stick to our regular routine, then why bother? As researchers in nutrition and physical activity behaviors, we know that maintaining wellness over the holidays is easier than starting over again in the new year.

    Going into the holidays with a plan to overcome adversity (think dessert tray!) is more effective than no plan at all. Indulge, a little, while still feeling good about yourself.

    1. To start, cut yourself some slack!

    Exercisers who show self-compassion after an interrupted routine do better at getting back on track with their exercise goals. If you over-indulge at a holiday party, give yourself a break, and plan to regain control the next day.


    2. Plan (and make a backup plan)

    Planning is key to healthy eating and staying active. If the great outdoors inspire you, plan a few outdoor activities each week, but have a few indoor activities as a backup should Mother Nature have plans of her own.

    If numerous parties threaten to derail your healthy eating habits, plan on a small, protein-rich snack before heading out. It may seem silly to eat before, but a pre-party snack will keep you satisfied and less likely to overeat when you're there.

    3. Choose wisely at the food table

    Using a small-sized plate for snacks may actually trick your brain into thinking you're eating more and leave you feeling fuller compared to using a large plate.

    Youtube Embed:
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    Height: 355px

    If there's only one size of plate available and it's huge, don't despair! Pick four or five foods you'd really like to try, and take the smallest portion necessary to satisfy your cravings.


    See the rest of the story at Business Insider

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    Tom Brady and his dog

    • There are few things humans collectively like more than pets, and superstar athletes are no exception.
    • When the world's most impressive sports stars are not training or competing, we often see them spending time with their furry friends.
    • In this day and age, social media makes famous athletes more accessible than ever, and as a result, some of their pets have taken on cult followings of their own.
    • Now check out the 55 best pets of superstar athletes below.

    Tiger Woods with Yogi, Bugs, and Taz.

    Golf legend Tiger Woods has three furry friends at home. Their names are Yogi, Bugs, and Taz.

    Marosca and Cristiano Ronaldo

    Instagram Embed:
    Width: 540px

    Five-time Ballon d'Or winner Cristiano Ronaldo has a yellow labrador named Marosca. The Juventus star is a known dog lover who made news in 2017 for helping 80 pups in a kennel.

    Wrigley, Rasta, and Elena Delle Donne

    Washington Mystics superstar Elena Delle Donne and her wife, Amanda, have a Great Dane named Wrigley and a mutt named Rasta. Wrigley even has his very own Instagram account.

    See the rest of the story at Business Insider

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    migrant crisis year news

    • Major news moments in 2018 included victories for the #MeToo movement, President Donald Trump's scandals, and deaths of past presidents and musical legends. 
    • Through exhaustive news coverage of the year's biggest moments, thousands of pictures capture tragedy and triumph in sports, entertainment, and on the international stage. 

    Major news moments in 2018 included victories for the #MeToo movement, President Donald Trump's scandals, and confrontations in sports, entertainment, and on the world stage. 

    Here are iconic photos that capture some of the year's biggest stories.

    January 20: Hundreds of thousands of people across the globe marched, chanted and protested for women's empowerment. Demonstrations also focused on President Donald Trump's views on immigration, abortion, LGBT rights, and women's rights on the anniversary of his inauguration.

    Read our coverage: 

    January 30: Trump delivered his first State of the Union address in which he touted new beginnings for the economy and supposed US victories in the wars against extremists abroad.

    Read our coverage: 

    February 14: 17 people were killed at Marjory Stoneman Douglas High Schoo in Parkland, Florida when student Nikolas Cruz opened fire. The attack inspired a national gun-control conversation headed by student leaders who survived the shooting.

    Read our coverage: 

    See the rest of the story at Business Insider

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    Donald Glover attends the 2018 Diamond Ball at Cipriani Wall Street on September 13, 2018 in New York City.

    • INSIDER has decided on its best-dressed men of 2018.
    • The list is full of actors, musicians, models, and anyone who has had an influence on the everchanging winds of men's fashion.
    • Scroll down to see who made the list and why.

    2018 has been a turbulent year in many ways.

    With Brexit raging on and the Trump administration continuing to make headlines at a rate of knots, it can be easy to forget the positive advancements we've made in society — however small. Culture and, more specifically, fashion is a good place to turn to notice these advancements.

    This year has seen the return of '70s style; bold prints; air ties; turtlenecks; corduroy, and so much more.

    As ever, it's thanks to some very stylish trailblazers that many of these trends have come to the fore.

    INSIDER looked over its style coverage from the past year as well as many others' to decide on its 25 best-dressed men of the year.

    Scroll down to see who made the list and why.

    25. Tom Hardy

    Hardy deserves a place in this list purely for the outfit above, where he expertly showed how to pull off a monochrome outfit without looking like a noughties-era Justin Timberlake.

    Read more:Tom Hardy made the biggest fashion faux pas by wearing all white — here’s how he pulled it off anyway

    24. Stephen Curry

    Chef Curry has great taste in wristwear, it turns out.

    Curry was spotted breaking traditional NBA style to wear a $57,000 Cartier watch courtside earlier this year.

    Read more:Stephen Curry broke traditional NBA style to wear an elegant $57,000 Cartier watch courtside

    Curry's elegant timepiece is a refreshing break from the louder timepieces worn by his NBA colleagues, who tend to opt for Hublot Big Bangs, Audemars Piguet Royal Oak Offshores, and garish Richard Milles.

    23. Kit Harington

    Harington relinquished his 'worst-dressed man' title this year when he nailed his wedding look.

    Previously named GQ's "worst dressed man," Harington proved the naysayers wrong with an immensely stylish three-piece morning suit when he married "Game of Thrones" co-star Rose Leslie in June.

    Read more:Kit Harington relinquished his 'worst-dressed man' title to nail his wedding look

    See the rest of the story at Business Insider

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    PlayStation 9 (advertisement)

    • 2019 is rapidly approaching, and there's a lot to look forward to in the coming year.
    • Both Microsoft and Sony are expected to begin revealing the next versions of the Xbox and PlayStation consoles.
    • Nintendo says the next major main series "Pokémon" game is arriving this year on the Nintendo Switch.
    • Will this finally be the year that Apple, Google, and/or Amazon start competing with Nintendo, Sony, and Microsoft? 

    In 2019, the next versions of the Xbox and PlayStation are likely to be revealed — and one or both might even arrive in the next 12 months.

    And that's just the beginning!

    Next year, the first-ever Pokémon game for a home Nintendo console is scheduled to arrive, and Microsoft's Netflix-like streaming service for gaming — Project xCloud — is likely to light up. How about a new game based on Harry Potter made by the infamous studio that created "Pokémon Go"? That's also in the works!

    Here's a rundown of everything we expect from the world of video games in 2019:

    SEE ALSO: The next Xbox is expected to arrive in 2020 — here's what we know

    1. New game consoles from Microsoft and Sony.

    Indeed, it's that time once again: Both Microsoft and Sony are gearing up to announce new versions of the Xbox And PlayStation platforms.

    In the case of the next Xbox, things are a bit more clear — Xbox chief Phil Spencer has outright announced Microsoft's ongoing work on new Xbox consoles. 

    "The same team that delivered unprecedented performance with Xbox One X is deep into architecting the next Xbox consoles," Spencer said on stage in Los Angeles on June 10, "where we will once again deliver on our commitment to set the benchmark for console gaming."

    The latest rumors point to multiple tiers of Xbox console, similar to the current line-up with the Xbox One S and Xbox One X consoles. Rumors also say the new Xbox will be compatible with all previous generations of Xbox; the codenames are reportedly "Lockhart" (for the less powerful/less expensive version) and "Anaconda" (for the higher-end version). 

    Sony has also announced its ongoing work on a successor to its current game console, the PlayStation 4. Starting as early as May 2018, Sony executives have been discussing work on what many expect will be the "PlayStation 5." And with PlayStation skipped the game industry's annual June trade show, E3, for the first time ever, it's entirely possible that the company will hold its own event specifically to announce the next PlayStation. 

    That said, we know little about what the console will be. We do know that it might not arrive until 2021. "We will use the next three years to prepare the next step," PlayStation head John Kodera said in May.

    2. A huge new Pokémon game for the Nintendo Switch.

    Pokémon is coming to the Nintendo Switch — prepare yourself!

    Nintendo says a "core RPG Pokémon title" is coming to the Nintendo Switch. Not a spin-off, like "Pokémon Stadium" and "Pokémon Snap" way back on the Nintendo 64, but a full-on main series entry.

    The beloved Pokémon series of games has always been a portable affair. With few exceptions, the only way to engage with the long-running series was on Nintendo's handheld consoles. But with this new entry, that's about to change.

    Nintendo says the next main entry in the long-running Pokémon game franchise — the successor to "Pokémon Ultra Sun" and "Pokémon Ultra Moon"— will arrive in "late 2019." For now, that's all that we know.

    3. The continued crumbling of barriers between game platforms.

    Microsoft's Xbox One and Sony's PlayStation 4 are competitors, and each runs its own paid online service. Those services don't work with each other, and thus you're unable to play games across the two competing platforms.

    But things began changing earlier this year, and it's all because of "Fortnite."

    "Fortnite" is one of very few games that you can play with friends across every platform it's on — and that's a lot of platforms.

    Xbox One, PlayStation 4, Nintendo Switch, PC, Mac, iPhone, and Android all run "Fortnite," and all seven versions of the game work together. Players on iPhone can play with players on Xbox One and Nintendo Switch and every other combination of those platforms that you can imagine.

    And now, "Fortnite" maker Epic Games is releasing the tools it uses to make its game work across all those platforms. Better yet: It's making those tools completely free to any game developer who wants to use them.

    It's a huge move with massive implications for the larger game industry. The most important impact is clear: The end of siloed off gaming platforms. In some utopian vision of the future, it's not so hard to imagine a world where owning one copy of a game means you own it on every gaming platform! 

    See the rest of the story at Business Insider

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    Jeep Gladiator

    It's been a great year for the automotive industry. Sales in the US are once again expected to top 17 million cars. SUVs remain all the rage. According to data compiled by Kelley Blue Book, US consumers have purchased or leased more than 7.2 million crossovers and SUVs over the first 11 months of the year.

    That represents more than 46% of all passenger vehicles sold in the US.

    The single largest segment of the market, even larger than full-size pickups, is the compact crossover/SUV with nearly 2.9 million units sold so far this year. 

    Read more: We drove a $211,000 Porsche Panamera to see if it's a hybrid supercar with room for the whole family. Here's the verdict.

    Aside from the sales figures, there have also been some outstanding individual performers. For example, the Kia Stinger surprised us all and nabbed Business Insider's Car of the Year Award. The Stinger's eye-catching looks, powerful engine, and expertly-tuned suspension proved to the world that South Korea can, indeed build a world-class sports sedan. 

    On the electric front, Jaguar became the first traditional carmaker to launch a luxury electric crossover SUV while Tesla's Model 3 finally ramped up to deliveries. 

    As 2018 comes to an end, it's time to look forward to 2019. Here's a closer look at some of the hot new and revamped cars, trucks, and SUVs we can't wait to check out in the coming year.

    SEE ALSO: The 10 best used cars you can buy to get the most bang for your buck

    FOLLOW US: On Facebook for more car and transportation content!

    Audi is doing a complete revamp of its large sedan lineup with the debut an all-new A6,...

    ... A7, and...

    ... A8.

    See the rest of the story at Business Insider

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    Outdoor Voices

    • 2018 has been an exciting year for innovation in retail.
    • We've highlighted 18 companies that are making the biggest changes to how we shop. See the full list below.

    Retail is changing rapidly, and many industry leaders are realizing that they have the choice to either adapt or die.   

    We've highlighted 18 companies — from online startups to some of the biggest and most established companies in the United States — that are making the biggest changes to how we shop.

    Keep scrolling to see the full list:

    SEE ALSO: These 10 fashion and beauty brands are poised to have a huge 2019

    Amazon is creating the store of the future.

    Headquarters: Seattle, Washington

    Year founded: 1994

    Why it's revolutionary: In January,Amazon opened its first cashierless store, Amazon Go, in Seattle, which promised to create a completely slick shopping environment by using cameras and sensors to enable customers to purchase items without having to go to checkout or wait in line. Shoppers are automatically charged when they leave the store with an item.

    There are now four of these locations in the US; Amazon reportedly plans to open 3,000 more in the next few years.

    Read more:I shopped at Amazon's cutting-edge convenience store without registers or lines, and now I'm convinced it's the future of retail — for better or for worse

    Walmart is building an e-commerce arsenal.

    Headquarters: Bentonville, Arkansas

    Year founded: 1962

    Why it's revolutionary:Walmart has been on an acquisition spree in the past few years, buying up popular e-commerce brands in an effort to woo millennial shoppers. In 2018, these included online lingerie site Bare Necessities, plus-size retailer Eloquii, and

    A Walmart spokesperson told Business Insider that "one of the drivers for customers to continue coming back to your brand is going to be finding products and experiences that they just can't get anywhere else." With these new trendy brands, it hopes to do just that.

    Walmart's e-commerce president and CEO Marc Lore also said the retail giant needs to acquire 40 to 50 "successful digitally native retailers" in order to "resonate with millennials," so consumers can expect more to follow. 


    Everlane is turning plastic bottles into winter jackets.

    Headquarters: San Francisco, California

    Year founded: 2010

    Why it's revolutionary: Apparel brand Everlane has built its business around "radical transparency" and creating high-quality clothing through ethical processes. 

    In October, it took this a step further by launching a collection of jackets that are made entirely from repurposed plastic bottles.

    Everlane founder and CEO Michael Preysman said that the brand plans to completely eliminate non-repurposed plastic from its supply chain by 2021. 

    See the rest of the story at Business Insider

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    google cofounders larry page sergey brin

    • Google is a global superpower worth some $685 billion. 
    • But it wasn't always that way.
    • Below are 40 photos of Google's rise from a Stanford dorm room to world domination. 

    Google is a global superpower. 

    Not only is Google the most-visited website in the world — it also makes Android, the most popular operating system in the world, an Google Chrome, the most popular web browser. It operates at least 15 massive data centers worldwide.

    And on the back of its incredibly profitable advertising business, Google is worth some $685 billion. 

    But it wasn't always that way.

    Here's a look at the history of Google, from its roots in a pair of Stanford dorm rooms, to Larry Page and Sergey Brin's attempt to sell the company, all the way through the explosive announcement that Google was becoming Alphabet and this year's worldwide employee walkout. 

    SEE ALSO: 31 photos of Facebook's rise from a Harvard dorm room to world domination

    Google got its start in 1996, when two Stanford PhD students named Larry Page (left) and Sergey Brin (right) had the idea for "BackRub," a revolutionary search engine that used a technology called "PageRank" that would rank web pages based on how many other web pages linked back to them.

    Page and Brin's first office was actually their two Stanford dorm rooms. The "BackRub" name didn't last long, as they decided that a "googol," or the number one with a hundred zeroes after it, better reflected the amount of data they were trying to sift through. The slightly friendlier name "Google" was chosen for the fledgling company.

    The first-ever Google server was built in a custom case made out of Legos and housed on the Stanford campus. At first, it was just at, but the domain name was registered on September 15th, 1997.

    See the rest of the story at Business Insider

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    China Earthquake

    • Earthquakes kill roughly 20,000 people each year, on average.
    • A new global mapping project shows which regions of the world are most at risk of earthquakes. 
    • 15 countries account for most of the death and destruction caused by quakes.

    Earthquakes kill, on average, about 20,000 people every year.

    When a quake strikes, there's very little time to prepare, and survival has a lot to do with luck: Building codes, the time of day, and even the weather (which can trigger avalanches and mudslides) can play a role in how much destruction an earthquake causes.

    It has generally been tough to determine where in the world people are most at risk, since there was no standardized, comprehensive way to compare the consequences of shaking around the world.

    But now, a new mapping project led by the Global Earthquake Model Foundation (GEM) has done just that.

    "No one's ever created a global earthquake risk map at this level of detail before, and certainly not for the public," GEM Secretary General John Schneider told Business Insider.

    GEM scientists pinpointed which parts of the world are most at risk of earthquakes and where people can expect these disasters to do the most damage. They factored in the latest earthquake science, like ground-shake potential, as well as the human element: how exposed and vulnerable people are to earthquakes in different areas of the world. They took into account how fragile people's homes, schools and workplaces are; how densely populated earthquake-prone regions are; and, to some extent, what previous fatality numbers have been. The effort included hundreds of collaborators from public, private, and academic institutions around the world who worked together on what's now an open-source collection of maps

    "This allows one to get much more detailed information about the types of buildings, the population density, the potential for fatalities, the potential for damage, and economic loss essentially anywhere in the world," Schneider said.

    After working on the maps for many years, the scientists realized that 15 countries account for most of the death and destruction wrought by earthquakes. They calculated that quakes cost us about $93.7 million globally, when expenses are normalized on a per-meter-squared basis (the researchers accounted for differences in construction costs across countries ).

    Of that $93.7 million, the following 15 countries rack up nearly all the damage: more than $71.5 million, the researchers estimate. Here's who's most at risk of a coming quake, according to the experts, in order from highest potential for loss to lowest.

    SEE ALSO: Why San Francisco is a nightmare, according to science

    China, a seismically active country with the world's largest population, accounts for roughly half of all earthquake deaths.

    "Whether it's over the last 50 years or the last 500 years, they've had half the deaths," Schneider said. 

    It's cheaper to rebuild after an earthquake in China than it is in nearby Japan, but with more than 1.3 billion people in the country, the potential for loss of life and property is huge. One of the most brutal Chinese earthquakes in recent memory, the 7.5-magnitude quake that hit Tangshan in 1976, killed 242,769 people. 

    The new GEM maps give the public an unprecedented way to see detailed, local data on Chinese earthquake risks. GEM's global seismic risk map, for example, allows viewers to zero in on average annual economic losses around different cities and towns, and it's normalized to account for differences in construction costs. 

    Japan sits in one of the most active earthquake zones on the planet: the Pacific Ring of Fire. Fortunately, earthquake-warning systems in the country are second to none.

    Japan debuted a system in 2007 that detects early shock waves via a network of more than 1,000 seismometers around the island nation. The system then pings phones, TVs, and radios across the country, stopping trains and providing people with a few extra seconds to prepare for the tremors.

    That time isn't always enough, though. A quake that hit the northern island of Hokkaido in September killed at least 39 people, as CNN reported

    That 6.7 magnitude tremor was far from the worst the Japanese have seen. A 7.9 quake hit Tokyo in 1923, killing 142,807 people. 

    Iran straddles the spot where the Eurasian and Arabian tectonic plates butt heads, which is why it sees such frequent quakes.

    A magnitude-7.3 earthquake that hit the country in 2017 killed more than 400 people. Rescue workers scrambled into action, but mudslides triggered by the quake made their work difficult.

    People as far as Baghdad, 200 miles from the epicenter in Iraq, felt the shaking.

    "I was sitting with my kids having dinner and suddenly the building was just dancing in the air," Majida Ameer told Reuters at the time. "I thought at first that it was a huge bomb. But then I heard everyone around me screaming, 'earthquake!'" 

    The Iranian capital of Tehran, which sits near the base of the country’s highest peak, Mount Damavand, is the area of the country that's most at risk.

    See the rest of the story at Business Insider

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    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

    2019 product trends 8

    Everything about online retail is changing: how you look for products, how social apps influence what you actually buy, and how a product gets to your front door not long after you place your order. 

    But it's not only how you shop that's rapidly innovating. It's also what you're shopping for. 

    In every industry, companies are becoming more creative, sustainable, and smart about their products. With shoppers enjoying the vast choice and convenience of the internet, brands have no alternative but to stay on their feet and think a couple steps ahead of the competition. 

    These changes and trends are all good news for shoppers. As both product writers and regular shoppers, we predict that in 2019, the following product trends are set to take the stage and have their moment. 

    Based on their growth in the past couple years and their future potential, these 7 types of products should be on your radar in 2019.

    Clothing made from sustainable and recycled fabrics

    In every facet of your life, you have opportunities to be a more responsible consumer and do your part to reduce your impact on the planet. You can wash your hair without lining your tub with bottles, pack up your leftovers in a beeswax wrap instead of plastic, and invest in long-lasting clothes made from alternative materials. 

    The movement against fast fashion is led by startups like ADAY, Everlane, and Reformation, where sustainability is woven into their DNA. Larger companies like Patagonia and Adidas are also doing their part. Next year, it'll be easier than ever to find closet staples like cashmere sweaters and work flats that use repurposed materials — and you won't be able to feel the difference. 

    Healthy, ready-made meal kits

    Meal kit delivery services often tout convenience as one of their main draws. After all, you don't have to think about what to make, spend time at the grocery store, or leave your house. However, much to the chagrin of anyone who doesn't love cooking or doesn't have 30 minutes to an hour to spare, you do in fact still have to cook the food.

    Ultimately, the fastest way to feed yourself is a ready-made meal. Snap Kitchen and Veestro are two online companies that are appealing themselves to customers who realize traditional meal kit delivery services aren't for them by delivering healthy meal plans and a la carte meals that you can simply microwave or heat in the oven. Preservative-free and made with organic, natural ingredients, they're a large step up from the microwave dinners you're thinking of. 

    CBD — in everything

    While 2018 saw the introduction of many products containing CBD, 2019 is when this industry will really flourish. In December 2018, Congress passed a bill legalizing hemp, a key source of the non-psychoactive cannabinoid CBD. That means you're going to see CBD infused into every possible product you can imagine, from food to skincare.

    Already, you can buy small-batch olive oil from California, moisturizing body lotion, and even vitamin gummies, all harnessing the restorative power of CBD to treat chronic pain, insomnia, and anxiety.

    See the rest of the story at Business Insider

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    Super Smash Bros Ultimate Mural

    • "Super Smash Bros. Ultimate" is out now for the Nintendo Switch, and players are already starting to get competitive – less than two weeks since release. 
    • The world's number one ranked "Super Smash Bros." player, Gonzalo "ZeRo" Barrios, has ranked all 74 characters in the game based on his early impressions.
    • The best 11 characters are regarded as "top tier" by the competitive community, meaning they have moves and abilities that make them stand out against the rest of the cast.
    • While tier lists like Zero's may reflect players' opinions on the strongest characters, it will always be possible for the worst characters to win if they employ the right strategy.

    Like most fighting games, "Super Smash Bros. Ultimate" can inspire a competitive drive in even the most casual of video game players.

    The Super Smash Bros. franchise has a long and storied history of grassroots tournaments and esports events dedicated to findind the best players around the world, and the games evolve constantly as players develop new strategies and techniques.

    Gonzalo "ZeRo" Barrios was named the best overall player over the four-year life span of "Super Smash Bros. for Wii U" by Panda Global, a leading organization within the Smash esports community. After taking a break from competition for most of 2018, ZeRo has been working hard to reclaim his mantle in "Super Smash Bros. Ultimate," helping out other players along the way with video guides and early impressions of the game.

    Earlier this week ZeRo released his first tier list for the game, ranking all 74 characters from best to worst.

    "Super Smash Bros. Ultimate" is still just a few weeks old so the overall ranks will shift over time, but ZeRo has seperated the characters into four primary tiers; Top tier characters are considered the best; high-tier characters are strong with some flaws; mid-tier characters are solid but may lack strong tools, and low-tier characters struggle to stay competitive.

    It's important to note that just because a character is high tier they wont always win; matchups between specific characters will sway based on the strategy of the players and the way their moves interact. A better player using a low- or mid-tier charater will be able to overcome a weaker player using a "better" character, if they stay sharp and make best use of their skills. 

    However, understanding why top tier characters are considered the best is one of the most important steps towards building a sound strategy and learning how to win. If you're curious as to where the rest of the characters land on the tier list, be sure to watch ZeRo's full video and hear the explanations for yourself.

    Here are the 11 top tier characters in "Super Smash Bros. Ultimate," according to the world's number one Smash player, ZeRo.

    SEE ALSO: These 7 'Super Smash Bros. Ultimate' tips will help you dominate your friends like a pro

    SEE ALSO: 'Super Smash Bros. Ultimate' brings more than 70 characters to the Nintendo Switch — here they all are


    The Inkling joins "Super Smash Bros." series from one of Nintendo's newest franchises, Splatoon. Despite being a totally fresh character in "Ultimate," Zero and other top players consider Inkling to be the best overall.

    Inkling can slow enemies and deal additional damage by coating them with ink, a unique mechanic inspired by "Splatoon." With multiple moves that can cover the opponent in ink, a strong Inkling player can maintain an advantage thoughout the match.

    Even without the ink giving an extra edge, the Inkling has strong basic attacks, and can use their Ink Roller special to guarantee kills on weakened enemies.


    As the mascot of Pokémon, Pikachu is one of the original "Super Smash Bros." characters, and has had one of the most balanced designs throughout the series. Pikachu has tons of mobility, a great move for returning to the stage, and a solid pair of ranged attacks to force enemies to react from a distance.

    ZeRo claims that Pikachu has some of the best moves for guarding the edge of the stage, including multiple moves to spike players as they recover from a big hit. With quick normal attacks and tools for just about every situation, Pikachu is a strong all-around character.



    Hailing from Nintendo's "Pikmin" series, Olimar is an astronaut with a team of colorful alien creatures, the titular Pikmin, as his allies. Olimar's greatest strength is throwing Pikmin at his enemies to maintain a good distance. 

    Differently-colored Pikmin have different effects on an opponent: Some do heavy damage, while others may poison or temporarily stun an opponent. Olimar's other moves are fairly safe too, allowing him to slowly wear away at the patience and health of other player while staying out of range of their reprisals. 

    See the rest of the story at Business Insider

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    best of visuals 2018_2x1

    Business Insider's photo and graphics teams captured a lot of 2018's ups and downs through original visuals.

    Our coverage included everything from the floor plans of Jeff Bezos mansion, to Kim Jong Un's family tree, to photos of our Border Patrol ride-along at the US-Mexico border.

    While we've created thousands of graphics and photos this year, these are our highlights from 2018: 

    SEE ALSO: US gun laws, Thai cave divers, and the price of beer around the world: What 2018 looked like in maps

    The space between Earth and the moon is mind-boggling. This graphic reveals just how big it is — and what's out there.

    See the full graphic here.

    7 big health myths that were debunked in 2018

    See more photos here.

    How solstice works and why it starts both summer and winter

    See the full graphic here.

    See the rest of the story at Business Insider

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    • Every week, Parrot Analytics provides Business Insider the most in-demand TV shows on streaming services.
    • This week includes DC Universe's "Titans" and Netflix's "Voltron: Legendary Defender."


    DC Universe's "Titans" has surged since last week in the aftermath of its first season finale, and Netflix's animated "Voltron: Legendary Defender" has debuted on the list thanks to the recent premiere of its eighth season. 

    Every week, Parrot Analytics provides Business Insider with a list of the seven most "in-demand" TV shows on streaming services. The data is based on "demand expressions," the globally standardized TV demand measurement unit from Parrot Analytics. Audience demand reflects the desire, engagement, and viewership weighted by importance, so a stream or download is a higher expression of demand than a "like" or comment on social media.

    Other streaming shows this week include Netflix's "Narcos: Mexico" and "Chilling Adventures of Sabrina," which was just renewed for seasons three and four.

    Below are this week's seven most popular shows on Netflix and other streaming services:

    SEE ALSO: Stephen King was 'riveted' by Netflix's new thriller, 'Bird Box,' and slammed critics for suffering from 'Netflix Prejudice'

    7. "Voltron: Legendary Defender" (Netflix)

    Average demand expressions: 25,903,568 

    Description:"In an all-new series, five unlikely heroes and their flying robot lions unite to form the megapowerfulVoltron and defend the universe from evil."

    Rotten Tomatoes critic score (Season 8): N/A

    What critic said:"There's no love or warmth here, and it feels like the series retroactively tried to pony up a relationship in apology for the Shiro drama. But it's another debacle that feels fake, forced and patronizing."— Renaldo Matadeen, CBR

    Season 8 premiered on Netflix December 14. 

    6. "Marvel's Daredevil" (Netflix)

    Average demand expressions: 26,877,370

    Description: "Blinded as a young boy, Matt Murdock fights injustice by day as a lawyer and by night as the Super Hero Daredevil in Hell's Kitchen, New York City."

    Rotten Tomatoes critic score (Season 3): 96%

    What critics said: "When D'Onofrio is allowed to be Fisk, to really embody the cruelty and spirit of the villain, he taps into a strain of excited fear, like the tingle you feel after lightning flashes but thunder hasn't yet struck."— Alex Abad-Santos, Vox

    Season 3 premiered on Netflix October 19. The show was recently canceled.

    5. "The Marvelous Mrs. Maisel" (Amazon)

    Average demand expressions: 29,578,746 

    Description: "After Midge's triumph at the Gaslight, the fallout from her takedown of Sophie Lennon looms large, making her climb up the comedy ladder more challenging than ever. As the actual grind of being a comic begins to take its toll on Midge, the pressure to come clean to her family weighs on her - especially as her choices have a ripple effect on everyone around her."

    Rotten Tomatoes critic score (Season 2): 91%

    What critics said: "The second season of Amazon's subversive screwball comedy The Marvelous Mrs. Maisel shows that if the show is succeeding, going bigger sometimes means better."— Dominic Patten, Deadline Hollywood

    Season 2 premiered on Amazon December 5.

    See the rest of the story at Business Insider

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    Brussels Griffon

    • Pugs and Yorkshire Terriers are both typically under 13 inches tall.  
    • Pomeranians, Brussels Griffons, and toy poodles are small dog breeds.
    • Chihuahuas are the smallest dog breed.

    Although they may not take up much space, small dogs can have giant personalities and are perfectly sized for cramped living quarters. The pint-sized pooches below are some of the tiniest canines in existence.

    Based on data from the American Kennel Club (AKC), here are 15 of the smallest dog breeds in the world.

    Russian Toy Terriers have striking ears and long legs.

    Russian Toy Terriers are active and intelligent dogs that usually weighunder 6.5 pounds and stand between eight and 11 inches at the shoulder. They were originally bred in Russia to be companion animals to members of the aristocracy and still love to spend time with their human owners.

    Yorkshire Terriers have beautiful silky coats.

    "Yorkies" are known for their glossy long coats and feisty temperaments. According to the AKC, they typically weighunder seven pounds and stand about seven to eight inches at the shoulder.

    Yorkshire Terriers are popular pets among apartment dwellers due to their small size. Their coats are actually hypoallergenic and more similar to human hair than animal fur.

    Affenpinschers are lesser-known toy dogs.

    According to the AKC, Affenpinschers are often called "monkey dogs" and are sometimes said to resemble Wookies or Ewoks from "Star Wars." They usually weigh betweenseven and 10 pounds and stand around nine to 12 inches at the shoulder. Affenpinschers are known for being extremely outgoing and friendly.

    See the rest of the story at Business Insider

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    Indonesia tsunami

    More than 370 people are dead after tsunami waves of up to 10 feet crashed into several towns along Indonesia's coast, crushing buildings and dragging people into the sea. 

    The tsunami arrived without warning, caused by a landslide when the Anak Krakatau volcano erupted.

    Rescuers are trawling through towns and beaches, searching for survivors, while the death toll is expected to keep rising.

    More than 1,400 people are injured, and many are waiting in temporary shelters and hospitals.

    The Medecins Sans Frontiers is assisting on the ground.

    These photos show the devastation caused by the tsunami.

    The Anak Krakatau volcano erupted on Saturday, officials say that it set off under-the-sea landslides that created tsunami waves.

    Because the tsunami was caused by a volcano and not an earthquake, officials did not get any early warnings and residents weren't able to see or feel any warning signs.

    The waves hit the Sunda Strait without warning, crashing into the country's two most populated islands.

    More than 1,400 people are injured and officials say that 128 people are reported as missing as of 5 p.m. local time on Monday. That number is expected to rise.

    See the rest of the story at Business Insider

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    man thinking happy optimistic work

    • If your 2019 plans include looking for a new job at a hot startup, we've got you covered.
    • It's once again time for Business Insider's annual picks of enterprise startups poised to flourish in 2019 and beyond.
    • We selected a variety of startups at a variety of stages and locations.

    As the New Year approaches, many of us find this is a natural time for self-reflection on our lives.

    If you've come to the conclusion that you're ready for a new job and want to go to a startup that plays in the $3.8 trillion world of enterprise tech — selling wares to other businesses, not to consumers — we've got you covered.

    Here's our annual list of promising enterprise startups who did so well in 2018, they are poised for future success in 2019 and beyond.

    We looked at a variety of factors when selecting this list including the experience of leaders and founders, the reputations of investors and the amount of funding raised along with valuations, based on data from online finance database Pitchbook, keeper of such records. We also selected startups at a variety of stages from just starting out to well established.

    Here are the 44 enterprise tech startups to bet your career on in 2019:

    SEE ALSO: From Elon Musk to Satya Nadella: Here are the 29 top tech CEOs of 2018, according to employees

    Zapier: The plumbing that connects the internet

    Valuation: Unknown
    Total raised to date: $2.56 million
    Year founded: 2011
    HQ: Sunnyvale, CA

    What it does: Zapier helps users easily connect apps together through integrations. In other words, it will automatically connect one piece of workplace software to another

    Why it's hot: This six-year-old company has raised a total of $2.56 million, but this year, it announced that it already has a $35 million annualized run rate, a key measure of revenue. Oh, and by the way, at Zapier, you can work in pajamas from the comfort of your bedroom, if you really wanted to. This all-remote company even started a delocation package of $10,000 to move away from the pricey San Francisco Bay Area

    Platform Science: a telematics bigwig is back with a new company

    Valuation: Unknown
    Total raised to date: $14 million
    Year founded: 2015
    HQ: San Diego

    What it does: Platform Science does what it calls "enterprise IoT fleet management" which is a lot of buzzwords that means it puts a specialized computer into each truck (or other fleet vehicle) stuffed with all kinds of apps, communications, mapping, fuel economy, driver performance. Plus it allows other software developers to write apps for the device, too.

    Why it's hot: CEO John Kennedy is a former Qualcomm bigwig, who sold his last telematics company for $800 million. Now he's back with a new telematics company that uses all the latest tech to take on the legacy players.

    BigID: help for GDPR

    Valuation: $26.06 million
    Total raised to date: $46.16 million
    Year founded: 2015
    HQ: New York

    What it does: BigID offers a way for companies to find and identify their most sensitive data.

    Why it's hot: Data privacy software became a hot category after European GDPR data privacy rules were mandated in May. This helped the company raise $30 million this year from investors like Scale Venture Partners and the investment arms of Comcast and SAP. Founder and CEO, Dimitri Sirota, also sold his previous security startup to CA in 2013.

    See the rest of the story at Business Insider

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