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Meet The Wealthiest Person In Every US State

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Wealthy Americans wide

Wealth-X, an international wealth intelligence firm, has just released its annual list of the richest person in every US state.

Bill Gates, Warren Buffett, and Larry Ellison all grabbed the top spots for their home states of Washington, Nebraska, and California, respectively — no big surprise, considering they're three of the wealthiest men on the planet and were on the list last year, too.

Of the 50 states, nine did not have a single billionaire living there, including Utah, New Mexico, Mississippi, Maine, Delaware, Hawaii, South Dakota, Alaska, and Wyoming.

There were also a few shake-ups this year. T. Denny Sanford of South Dakota lost over half of his wealth, dropping from $1.3 billion to $580 million. Christy Walton was one of six women to make the list in 2014, ousting her brother-in-law Tim Walton as the wealthiest person in Arkansas.

WYOMING: Jonathan Ledecky is worth $340 million

Jonathan Ledecky is the chairman of the board and chief accounting officer for Kitara Media Corp.

The 56-year-old is also a big hockey fan. He sold his minority ownership in the Washington Capitals to current owner Ted Leonsis in 2001, but now has a deal in the works to become the majority owner of the New York Islanders after the 2015-16 season.

Source: Wealth-X



ALASKA: Robert Gillam is worth $480 million

68-year-old Robert Gillam is McKinley Capital’s founder, and currently serves as its president and CEO.

He's known as the "Peter Lynch of the Northwest,"according to BusinessWeek, and is a graduate of Wharton and UCLA.

Source: Wealth-X



SOUTH DAKOTA: T. Denny Sanford is worth $580 million

78-year-old T. Denny Stanford is the chairman and CEO of United National Corp. He made his fortune as the owner of First Premier Bank and Premier Bankcard.

He has two children and is also known for his philanthropy. Sanford famously told Forbes, "I want to die broke."

Source: Wealth-X



See the rest of the story at Business Insider

These Are The 5 Burgers Brits Said McDonald's Should Make Next — And McD's Is Doing It (MCD)

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McDonald's UK campaign 'big uno'

We all know that picky McDonald's customer: the one that throws the gherkin straight into the trash, or the one that asks for no lettuce on their Big Mac, or the hipster that wonders out loud why their local McD's hasn't introduced wooden serving blocks like the upmarket menu in McDonald's Australia.

In the UK, McDonald's has decided to give those customers a voice.

Skip directly to the new burgers >

Earlier this year it asked consumers to submit ideas for the types of burgers they'd like to see in-store.

They created their perfect burgers online and the rest of the UK could vote on their concoctions (some of which look tasty, others downright bizarre), made up from a choice of 80 different ingredients. 

McDonald's has now picked five of the crowd-sourced burgers to sell in stores. The first burger went on sale in 1,200 restaurants across the UK today and will be on sale for one week, until the second winning burger comes out on October 22. Each week for the next five weeks the fast food chain will release one new burger, accompanied by a nationwide advertising campaign starring the proud "chefs" behind the recipes.

The Big Uno, created by Tammy Rose, will be on sale from October 15-21.

The Big Uno is topped with cheese, bacon, red onion, lettuce, ketchup, and cool mayo.

It's the first burger to be released and will be on sale from October 15-21. 



The Sweet Chilli Fiesta comes out on October 22-28.

The Sweet Chilli Fiesta burger comes courtesy of Harry Lloyd. It's topped with cheese with peppers, maple cured bacon, lettuce, red and yellow peppers, crispy fried onions, and Habanero sweet chilli sauce on a paprika bun.



The Ultimate Supreme burger will be on sale from October 29-November 4.

The third crowd-sourced burger creation is called The Ultimate Supreme. The burger comes topped with maple cured bacon, Emmental cheese, red onion, lettuce, ketchup, and pepper mayo.

It was created by Dave Wright and will be in select UK stores from October 29-November 4. 



See the rest of the story at Business Insider

The 15 Best Dining Halls On College Campuses

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Bowdoin College

While the food usually pales in comparison to other aspects of the college experience, some schools have really stepped up their game in recent years.

And we're talking, locally-grown, vegan-friendly, lobster-on-the-reg type of game. 

We looked college-centric sites like Princeton Review, and lists from food publications like The Daily Meal and Thrillist to get the most comprehensive idea of which schools are truly gourmet.

Bon Appétit.

Bowdoin College hosts a lobster bake for students at the beginning of every school year.

Even though the school has only two dining halls, their options are plenty gourmet. They top nearly every list with meals like, "mussels in butter sauce, haddock with jalapeños, squash fettuccine, and roasted root vegetables with polenta."

Rated #4 on Princeton Review for best campus dining, their salad bar features fruits and veggies from the campus’s organic garden, with other ingredients from local providers. Finally, Bowdoin students are invited to the Down East Lobster Bake to celebrate the start of each school year.

They even post their recipes online and have their own app



Cornell has an awesome brunch with a make-your-own pancake station.

Cornell hosts a ton of delectable events.

They host a "Night at Hogwarts," which features British fare, butterbeer, chocolate frogs, and live owls from the Cornell raptor program.

Their Sunday brunch includes a create your own pancake bar with fillers like M&M's, fruit, and sprinkles and batters like pumpkin and blueberry. They also have a create your own omelet bar.

In their Cornell Dairy shop, they sell ice cream, milk, yogurt, pudding, and Big Red Cheddar produced from Cornell's dairy processing plant. 



Johns Hopkins University offers classy options like a brunch with live jazz, and food and wine pairing events.

Snagging the #2 spot on The Daily Meal rankings this year, Johns Hopkins’ hosts food and wine pairings for seniors and cooking classes in right residence halls that focus on healthy eating. 

They're also another school that takes its brunch seriously. Once a month they host a fancy feast with with a live jazz band, with meals that include baked brie, shrimp cocktail, bananas foster, cinder-brined pork, and butternut squash & leek frittata.

The coffee shop, Chesapeake Bay Roasting Company, on campus offers locally-roasted fair trade coffees and teas as well as a host of refreshing smoothies. 



See the rest of the story at Business Insider

The 13 Most Entertaining Apps That Aren't Games

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Bandsintown Concerts App

In the age of smartphones and tablets, today's apps act as a direct line into the world's music and media.

With a few taps on a touchscreen, you can fire up your favorite movie or TV show, or plan a night out by seeing what bands are playing nearby.

There's even an app for experiencing the latest video game (without buying it), or creating a one-man band.

Whatever you're looking to listen to or watch, these apps have you covered.

Pocket Casts is a beautiful way to listen to your podcasts.

Pocket Casts is the best podcast app around. The app is straightforward and simple, and with automatic downloads, you'll only have to open the app when you're looking to listen. There's a smart filtering system for seeing the podcasts you haven't listened to yet, and if you're watching a video podcast, you can quickly switch to audio-only if you're headed out and about.

Price: $3.99 (iOSAndroid)



HBO Go gives you access to HBO's entire library.

HBO Go is great for watching "Game of Thrones" and other HBO shows like "True Detective." You'll need to already be an HBO subscriber to sign into the app, but you'll get access to the network's entire original series TV catalog and a ton of movies. You can access it via iOS, Android, Kindle fire, Roku, some Samsung TVs, Xbox 360, and Apple TV.

Price: Free (with an HBO subscription)

Available on: AndroidiOS



SoundCloud is where modern artists share their music.

SoundCloud started as a destination for you to share the sounds you've created, and the platform has quickly evolved into a diverse ecosystem of free music from both established and up-and-coming artists. It's great for finding new music, comedy, and podcasts, and SoundCloud's new look for its app is simple and stunning. If you're looking to discover new music, SoundCloud's algorithm is great at making suggestions.

Price: Free (iOSAndroid) 



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Why Grocery Stores Like Trader Joe's Throw Out So Much Perfectly Good Food

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dumpster diving

Every year, the United States throws away one-third of all the food it produces — 133 billion pounds of food. And grocery stores are responsible for tossing 10% of that food.

Last week, we headed to major grocery retailers in the New York City area with a couple of “dumpster divers” and saw the food waste first-hand. It turns out food waste may be built into the business model of supermarkets. Doug Rauch, the former president of Trader Joe’s, laid out the dilemma plainly in a study by Jose B. Alvarez and Ryan Johnson at the Harvard Business Review. 

“The reality as a regional grocery manager is, if you see a store that has really low waste in its perishables, you are worried. If a store has low waste numbers, it can be a sign that they aren’t fully in stock and that the customer experience is suffering,” wrote Rauch, who recently founded The Daily Table, a supermarket that re-purposes expired food.  

DD1 (33 of 33)The general business model of supermarkets dictates that stores be fully stocked with whatever customers want at any time so they don't run to a competitor. This strategy affects operations from the top down.

However, there are other reasons grocery stores let so much good food go to waste. The National Resources Defense Council did a study in 2012 identifying some of major factors that contribute to supermarket food waste. 

1. Overstocked product displays:

Most grocery stores operate under the assumption that customers are more likely to buy produce if it's from a fully stocked display. This assumption leads to overstocking, as well as damage to items on the bottom of those perfectly constructed produce pyramids.DD1 (15 of 33)

2. Expectation of cosmetic perfection:

Customers have been trained to expect perfect, identically shaped produce. Retailers stock their produce according to that expectation — even if the shape, size, and color have nothing to do with quality.

This preference leads farms to avoid selling the so-called “B” stock to supermarkets. Whatever does make it through the cracks to store floor is taken out of stock.

Thankfully, organizations like Feeding America, Food Finders, and CityHarvest have been trying their best to take over this “B” stock and provide it to those in need.DD1 (6 of 33)

3. Sell-by dates:

Most consumers have no idea what expiration dates, sell-by dates, use-by dates, or best-by dates mean. Consumers (and many sellers) wrongly assume that food is no longer good after these days. Instead, sell-by dates are guidelines for sellers to indicate peak freshness. Most foods are good long after the sell-by date.

Fearing consumers will either not buy the food or think the stores are carrying old products, most grocery stores pull the items out of stock several days before the sell-by date.

4. Damaged goods, outdated promotional items, and unpopular items:

Often, product packaging gets damaged during shipping, leading supermarkets to toss products even though the food hasn't been compromised. The stores assume, perhaps rightly, that no consumer is going to buy a dented box of cornflakes if a pristine one is right next to it.

In addition, items that fail to sell like overstocked holiday foods or unpopular new items are often tossed.

Who's to blame?

As you may have noticed, not all of these explanations are the grocery stores’ fault. A lot of the problem lies with consumers, whose picky tastes dictate what grocery stores sell.

These issues have parallels in consumers' homes. In general, consumers buy too much food, throw it away too quickly, and pay little attention to waste. Food waste on the consumer level is double that of the retail level (90 billion pounds of food versus 42 billion pounds).

A lack of education of both consumers and sellers on food safety and food waste has led to bad habits and wasteful selling practices.

A huge percentage of food waste could be mitigated if more Americans were willing to buy bananas with brown spots, or if they understood they can eat yogurt two weeks after its sell-by date.

French supermarket chain Intermarchè recently started an advocacy campaign to fix perceptions about misshapen fruit. The program has been a huge success, selling millions of tons of the weirdly shaped fruit

In the US, grocery giant Stop and Shop ended its practice of overstocking displays in a trial to mitigate waste back in 2008. Customer satisfaction actually rose in response to the reduced stocked displays, as did sales. Many customers reported that produce was three days fresher than before.


NOW WATCH: Ikea Says Its New Furniture Takes Only 5 Minutes To Assemble — Here's The Truth

SEE ALSO: There's An Insane Amount Of Good Food In Dumpsters Outside Trader Joe's, Starbucks, And Other Major Brands

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29 Eye-Tracking Heatmaps Reveal Where People Really Look

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They say the eyes tell all. Now thanks to eye-tracking technology we can tell what they're saying. Tracking eye movements can give us fascinating insights into advertising and design and reveal a few things about human tendencies.

We've picked out some of our favorites below:

Everyone focuses on Scarlett Johansson's face in this Dolce & Gabbana ad.

scarlett johansson ad

Here you can see how the eyes follow a few different animations.

cokead

goat

animation2

In this package of meat, people look at the meat right away. Then, they read the label and check out the sticker.

beef heatmap

This one shows the differences between men and women. Men spend more time looking at the woman, while women read the rest of the ad.

heatmap1

Notice how the men are not looking at the shoes at all.heatmap 2

In this viewing of The Last Supper, people are looking at Jesus and the apostles. The eyes also seem to naturally fall on that space between two of the back windows.

heatmap 16

Grocery shoppers are mostly looking for prices.

heatmap 18

This is a gaze plot. It shows how people are checking out a shelf full of shampoo.

shampoo_gazeplo5t

No one seems to care about this Porsche. They'd rather read.

porsche

Men focus on a baseball player's torso more than women, who look only at the face.

heatmap 8

Viewers of both genders are more likely to look at the woman's face. On the guy's profile, they're reading the text.

heatmap 17

Despite the really long beard, people still focus on the face in this one.

PR Study Enhanced Buzzwide Heat Map

Place a product slightly left of center in a store display to get it the most attention.

heatmap 17

There's a lot going on on this version of The New York Times homepage. Images and special text boxes won out.

heatmap 18

This Smartwater ad does a pretty good job of getting people to notice the bottle of water. But they're also checking out the model's shoulder.

PR study Smart water Heat Map

These Sunsilk ads show that just putting a pretty face on a copy isn't enough. It matters where she's looking.

heatmap 3

This Pepsi can is just as eye-catching as the woman's face.

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Notice how much people focus on the jewelry.

main6

This image shows "banner blindness," revealing a potential problem with banner ads.
heatmap 4

On Google, the top five listings on the page get the majority of eyeballs. Everything else can be considered below the fold.

99

On Facebook, photos catch the most eyes.

heatmap 8

Here's what people look at during a soccer match. They're focused on the player throwing in the ball and the area he's facing.

heatmap 8

Even though there's a large picture of a man's face on this billboard, more people were looking at the words on the left.

heatmap 9

Women tend to focus on the face and the torso...

heatmap 10

While men focus more on the groin...heatmap 10

What do people look at when they see the Vegas strip? The eye looks straight ahead and then veers back to the left.

u

In the six seconds they spend on a resume, recruiters focus on name, current and past position titles and dates, and education.

heatmap 11

A few of these images were contributions from Sticky. Sticky lets companies to conduct their own biometric online eye-tracking.


NOW WATCH: This Is Exactly What A Hiring Manager Scans For When Reviewing Resumes

 

SEE ALSO: 19 Things That Heatmaps Reveal About The Internet

Join the conversation about this story »

E-COMMERCE AND THE FUTURE OF RETAIL: 2014 [SLIDE DECK]

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BII percent of retail online

The retail industry is undergoing a dramatic shift: E-commerce is capturing a larger share of sales than ever before. 

We've created a slideshow highlighting the retail categories where e-commerce is having the most impact, and where there is still opportunity for disruption. The shift away from physical retail toward digital retail is happening faster than many observers expected. 

BI Intelligence is a research and analysis service focused on mobile computing, digital media, payments, and e-commerce. Only subscribers can download the individual charts and datasets in Excel, along with the PowerPoint and PDF versions of this deck. Please sign up for a free trial here.

 







See the rest of the story at Business Insider

Here's Why You Shouldn't Trust The Pictures On Hotel Websites

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the resort_445x367

Hotels aren't always completely honest when it comes to the photos they post on their websites.

Professional reviewers from the hotel review website Oyster visited vacation properties from Barbados to Boston, and the photos they took didn't quite match up with the online fantasy.

If you're thinking of booking a warm getaway as the cold weather sets in, let these "photo fakeouts" serve as a cautionary tale against relying solely on hotels' marketing materials. Some are so egregious, you'll think you are looking at pictures of two completely different properties.

FANTASY: A rooftop haven at New York City's Dream Downtown.



REALITY: That's one skinny pool.

Read about the Dream Downtown at Oyster >



FANTASY: The Sugar Cane Club in Barbados looks like the perfect spot for romance.



See the rest of the story at Business Insider

How To Spot A Fake Luxury Watch

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woman holding a Rolex watch

Collecting luxury watches is an expensive hobby.

With some brands costing upward of $1 million, it can be tempting to try to find the best deals out there.

But collectors have to be very careful — counterfeit watches are not only flooding the market, but they keep getting more and more convincing.

“The prices of counterfeit watches seem to be getting more expensive all the time,” Timothy Gordon, a generalist appraiser and a consulting expert for the global online marketplace Lofty, told Business Insider. “As with anything fine, if there’s money involved, the counterfeiters are certainly on the trail.”

Gordon has been in the appraisal business for 25 years and even runs his own company, Timothy Gordon Appraisers. Below are his top tips for spotting and avoiding counterfeit luxury watches.

Do Your Research

A Patek Philippe wristwatch from the collection of musician Eric Clapton is on display at Christie's auction houseBefore you even think about buying a luxury watch, you need to do ample research on the brand and the models you’re interested in buying.

“When you’re looking at potential counterfeit watches, you have to inform yourself as to what a real one is like,” Gordon told Business Insider. “You need to know what it feels like, looks like, how much it weighs, and what it sounds like.”

You can easily search top brands and models online to get a feel for the watch, but another great resource is the records from top auction houses, whose bread and butter is spotting fake watches. 

“When you look at the records of Christie’sSotheby’sHeritage Auctions, or Bonhams, those people have been in the business for decades and decades,” Gordon said. “Go into their auction result databases because you’re going to find past watch models that you can familiarize yourself with alongside photos and pricing. That will give you an accurate idea of what to expect from the real thing.” 

Gordon advises buyers to be ready to match and identify these five factors:

  1. Material. The material, finishing, and color of counterfeit watches will sometimes be slightly off. Gold watches should also be hallmarked (you can always ask to get the watch tested to be safe).
  2. Weight. Counterfeit watches are usually made with cheaper materials and are lighter than the original.
  3. Type faces and engravings. Engravings on fine watches are generally sharper and more distinct. Type faces can differ in size and shape, too, and the really bad counterfeit watches will have spelling errors. 
  4. Movement. The most important thing to look out for is the watch’s movement. No matter how good a counterfeit watch looks, it’s not going to have better movement than the real thing. Consult with a watch expert and have him or her examine the watch and its internal mechanisms. 
  5. Sound. Another factor that can tell you how good the movement is can be the sound of the watch. Most really fine watches have extremely smooth mechanisms, which means there won’t be the ticking sound you expect with cheaper watches. If the watch ticks loudly, don't buy it.

Know The Seller

watch auction seller Gold watches and jewelry confiscated from Peru's former head of Intelligence Vladimiro MontesinosObviously if someone leads you into a dark ally and tries to sell you a Rolex, chances are that watch is a fake.

But it can be harder to spot a shady deal from seemingly trustworthy sellers. Not only do you have to research the watch itself, but it’s imperative that you research your dealer, too. 

“Look for an established dealer with a good reputation,” Gordon said. “Buying a watch from a reputable business that’s more expensive is always better than buying a cheaper version from an untrustworthy merchant.”

At the end of the day, it’s the seller’s guarantee that matters.

Paperwork Is Important 

A rare pink gold perpetual chronograph by Patek Philippe is displayed during an auction preview at Christie's in Geneva watchNot every vintage watch will come with a certificate of authenticity, but you’ll feel a whole lot better if it does.

“When watches don’t have paperwork, that could be because in the past buyers of watches have separated the paperwork from the timepiece,” Gordon said. “But I always like to see watches with certificates, matching serial numbers, and boxes.” 

Not only does the paperwork provide a tangible history of the piece, but it can quantify the value of the watch and make it worth much more in the long run, too.

Learn The History Of The Watch’s Ownership

RolexSpeaking of the watch’s history, if your seller doesn’t know the vintage watch’s provenance (history of ownership), that’s a bad sign. 

“Check into the history of the watch’s ownership,” Gordon said. “If it’s coming from a private dealer or collector, is it an estate piece? Ask who had it before, or where it was located. Some dealers will want to be confidential, but every authentic vintage watch has a past.”

Final Red Flags

Patek Philippe ref. 1527 watch with perpetual calendar and chronograph during an auction preview at Christie's in GenevaLow Prices:"Let’s say that you’re being offered a watch, and the price is way below what those auctioneers are getting,” Gordon told us. “Ask yourself, 'Why is it so low?' If a beautiful Cartier sold at an auction house for $100,000 and you’re being told $50,000, question why you're getting such a good deal."

Quick Deals: Don't ever feel rushed into making a luxury watch purchase. If a seller seems in a hurry, that's a bad sign. "You don't want to go buy a watch from a Saturday night liquidation sale without doing your due diligence," Gordon said. "Slow down and don't just pull the trigger without doing any research."

And as always, when it seems too good to be true, it probably is.

"Sure, there's a one and a million chance that you might walk into an antique mall and find a super valuable watch just sitting in there, but buyer beware," Gordon said.

SEE ALSO: The 24 Most Expensive Watches Ever Sold At Auction

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Patek Philippe Has Created The Most Complicated Wristwatch In History For $2.5 Million

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Patek Philippe

$2.5 million for a watch may seem like a pretty hefty price tag, but this limited-edition Patek Philippe is arguably the most complex wristwatch that has ever been made. 

For its 175th anniversary, the luxury Swiss watchmaker invented a collection of limited-edition commemorative timepieces called The Grandmaster Chime with 20 complications, two dials, and 214 parts.

The watch measures 47.7 mm in diameter and has 1,366 individual components. It took a whopping eight years and 100,000 man hours to develop, 60,000 of which were spent just on the watch's movement. 

Patek Philippe calls the Grandmaster Chime an “intelligent watch” with features such as a minute repeater, instantaneous perpetual calendar with a four-digit year display, and a second time zone.

It also has two deluxe features that are a world-first for chime watches, including an acoustic alarm that strikes the alarm time and even a function that chimes the date.

Patek Philippe The Grandmaster Chime is the first double-face wristwatch to be presented by Patek Philippe, meaning that it can be worn with either dial facing up — one shows the time, while the other shows the calendar. The “swivel case,” which enables the watches smooth reversal, took an astounding four years to perfect.

Both sides are equally stunning. The 18k rose gold 16.1 mm thick clasp was fully engraved by hand. Even the strap is meticulously designed — hand-stitched and made from alligator.

Patek PhilippeOnly seven of the Grandmaster Chimes will be produced, and Patek Philippe will keep one in the company’s museum in Geneva where it can be admired by the public. 

And for those who want to purchase the remaining six, it's not enough to have $2.5 million in the bank. Lucky customers must also be interviewed by Thierry Stern, the chairman of the watchmaking brand.

"I would like to chat with the client and make sure he's a watch lover and make sure he's going to enjoy the watch for many years,"Stern told CNBC.

Patek Philippe

SEE ALSO: This Wrist Watch Has 876 Parts And Costs $2.5 Million

DON'T FORGET: Follow Business Insider's Life on Facebook!

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10 Things Every Man Should Add To His Wardrobe After College

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drinking frat bros young guys gen yJustin Jeffers is the editor of The Fine Young Gentleman.

For some, graduation is only a few weeks away.

Whether that's a good thing or bad thing is unimportant — it's inevitable.

For some guys that means it's time to dress up and work for the man, and if you do have to dress up you should definitely do it right.

Here are 10 things you should look to have in your wardrobe if you're heading out into the real world.

It may not be feasible to buy them all at once but in short order they can all be had.

Along with each item is a list of 3-5 places to acquire it, or at least a place to start your search. Most of the places are not as well known as the places you would find walking up and down 5th Avenue. However, they all provide a better value for your money.

A custom suit

The day will come for every man where he has to wear a suit. Remember, women view men in suits like guys view women in lingerie. So you may want to do this one right; go custom or made to measure.

Derek Tian of Black Lapel, a New York based made to measure suit brand, says "Nothing says college like hoodies, vintage tees, ripped jeans and flip flops. And similarly, nothing says you're a grown man like a flawlessly fitting custom suit. It tells the world you've got sense and a sense of style. And most importantly, it tells the world (and your boss) that you've got an eye for the details. After all, attention to detail is without a doubt on that job description whether explicitly stated or implied."

Suggestions: Black Lapel, Indochino, MyTailor, Martin Greenfield, Knot
Standard, SuitSupply



A navy blazer

You can dress one up or down and it can be worn just as easily in the summer as in the winter. Best to go custom on this but nearly every single brand out there has their version.

Suggestions: Black Lapel, Indochino, MyTailor, Martin Greenfield, Knot
Standard, SuitSupply



Custom shirts

For all the same reasons as a custom suit. Custom shirts become even more important if you do not wear a jacket because you shirt will be showing all day everyday. Remember, the two most important parts of a shirt are the collar and the shoulder fit. Start with the basics and build out from there.

Suggestions: CottonWork, Luxire, MyTailor, Alexander West, Cego



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The 10 Best Coffee Shops in New York City

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12 Corners coffee shop counterNew York City is flooded with coffee shops all vying to become your number one choice when it comes to satisfying your daily caffeine craving. There seem to be a plenty of options, so the real question is: Which one do you pick?

With help from Yelp reviewers, we give you the best coffee New York City has to offer.  

You will find everything from large cafes with plenty of room for you to read a book or get some studying done, to holes in the wall that, while small, are must-stop coffee shops.

10. La Colombe Torrefaction

319 Church St.
Tribeca

When you walk into La Colombe Torrefaction, you know that the main focus is the farm direct blends it brews and serves to its customers. The cafe is merchandise free, meaning you won't find any CDs or mugs cluttering the cafe, and offers comfortable seating.

Yelp user Xavier S. commented, "If you really want real coffee from a place that focuses on coffee and knows what they're doing, then this is the place for you." 

Note: Yelp's search results are based on an algorithm that is designed to provide the best results based on a number of different factors including review text, ratings, and number of reviews. Because several factors are taken into account, this is why you may see a 3.5-star restaurant with 500 reviews showing above a 4-star one with 15 reviews.



9. Box Kite Coffee

115 St. Marks Pl.
East Village

Box Kite Coffee perfects its presentation when it comes comes to its food and drink offerings.

Yelp reviewer Michelle L. stated, "Everything at Box Kite is awesome — the coffee, food, ambiance, and really friendly people!" 

Note: Yelp's search results are based on an algorithm that is designed to provide the best results based on a number of different factors including review text, ratings, and number of reviews. Because several factors are taken into account, this is why you may see a 3.5-star restaurant with 500 reviews showing above a 4-star one with 15 reviews.



8. Crema BK

182 Driggs Ave.
Greenpoint

It's no surprise that Crema BK made the list with its sought-after cold brew, expertly crafted espresso drinks, and delicious treats. 

"Impeccable coffee every single time," said Yelp user Jo H. "The owner couldn't be nicer and the other staff always serve up the perfect shot. Excellent flavor and depth to both hot and cold drinks."

Note: Yelp's search results are based on an algorithm that is designed to provide the best results based on a number of different factors including review text, ratings, and number of reviews. Because several factors are taken into account, this is why you may see a 3.5-star restaurant with 500 reviews showing above a 4-star one with 15 reviews.



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A Washington DC Restaurant Is Charging $1 Extra For ‘Handcrafted’ Ice Cubes In Cocktails

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14314883264_3413779e02_oThere has been a resurgence of artisanal products in the past decade, from crafted beers to gourmet cheese.

And now we can add handcrafted ice cubes to the mix.

A restaurant called Second State in Washington, DC will soon open with an extensive cocktail list and prices ranging from $11 to $17.

But there's a catch: If you want a classic Manhattan, it will set you back $14 dollars, unless you also want it on ice, in which case it will cost an extra $1.

Actually, don't even call it "ice"— the drink is “served on a rock.” 

The manager, Phil Clark, told the Washington City Paper that the ice is worth the extra charge because it doesn’t have the “minerally taste” of other lesser ice cubes. It's also “unclouded,” meaning it doesn’t have the bubbles and cracks of normal ice cubes that Clark says can change the experience of a cocktail.

The ice served at Second State will come from a boutique ice company called Favorite Ice, which makes “hand cut ice for cocktails and spirits.”

Second State is not the first restaurant to use artisanal ice cubes as many have been experimenting with ways to make unclouded ice. Half Step in Austin specializes in artisanal ice making and Rye Bar in New York has even done a “thorough investigation into the best bottled water for its two-inch ice spears,” according to the Washington City Paper. 

But, so far, Second State does seem to be the only establishment with an entirely separate surcharge for its fancy ice. Only time will tell if people are willing to pay an extra dollar for frozen water.

SEE ALSO: The 10 Best Cocktail Bars In New York City

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18 Signs You Have A Terrible Boss

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Horrible Bosses

National Boss Day, which is celebrated in the US on October 16 each year, is a day for employees to show appreciation for their managers. But if you have a nightmare of a boss, you probably have little to thank them for this year. 

And as it turns out, a terrible boss doesn't just impact the way you work in the office. It affects your entire life.

Merideth Ferguson, assistant professor of management at Utah State University and coauthor of a study conducted by Baylor University, calls this the "spillover effect," meaning your work life also affects your marriage and other intimate relationships.

According to another survey commissioned by Lynn Taylor Consulting, a whopping 19.2 hours are wasted each week worrying about what a boss says or does — 13 of which occur during workweek, and 6.2 over the weekend.

But, fortunately, you can take measures to mitigate the stress and take greater control, says Lynn Taylor, a national workplace expert and the author of "Tame Your Terrible Office Tyrant: How to Manage Childish Boss Behavior and Thrive in Your Job."

"A bad boss will likely jeopardize your career growth and impact your personal life," she explains. "A good manager will help you thrive and bring out the best in you. While it's rarely top of mind, you can empower yourself with a terrible boss, especially if you watch for red flags."

It's important to identify these signs early on, before you get too involved, especially if you spot them during the job interview. This way, you can decide if it's something you actually want to deal with (or you can figure out if you'll need to start looking for a new job).

Using the book "Bad Bosses, Crazy Coworkers & Other Office Idiots" by Vicky Oliver and an interview with Lynn Taylor, we've compiled 18 signs your boss will eventually crush all happiness you're clinging to — and steps you can take along the way.

This is an update of an article written by Vivian Giang.

Your boss is never, ever wrong.

Learning to admit that you're wrong is one of the best things you can do for your colleagues. If your boss refuses to admit that they're wrong, this means they're not willing to go out of their comfort zone for you.

A national independent study by Lynn Taylor Consulting found that 91% of employees said that owning up to one's mistakes as a manager was an important factor in employee job satisfaction.

"Admitting to mistakes sends a message to your employees that it's a safe environment to take smart risks — and without that, you're sapping innovation," Taylor says.



Your boss over promises.

An over-promising boss is an untrustworthy boss. "You might have been promised a series of promotions, increased responsibility, or a raise, but all you get is silence," says Taylor. "It's often helpful to get to the truth through emails, if one-on-one discussions are getting you nowhere. If the responses aren't coming via email, or at all, be wary." 



Your boss expects you to be just like them.

Most people like others who are similar to them. But good bosses know that different types of personalities can improve their team. If your boss is constantly trying to cast their image onto everything you do, try following one or two of their suggestions and thank them for the rest. Stay true to your colors, but also show that you value your boss' suggestions.



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17 'All-American' Foods That Foreigners Find Gross

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The US has a bad reputation abroad when it comes to food.

From State Fair monstrosities like deep-fried lobster on a stick to fattening fast food, we're viewed as gluttons who can't get enough fat, sugar, and salt.

But it's not all deep-fried butter and Papa John's garlic sauce that disgusts our foreign friends.

An AskReddit thread asked non-American Reddit users which American foods they considered gross or weird, and some of the responses were kitchen staples that many Americans would consider normal.

Check out some of the top Reddit responses below.

1. Cheese Whiz

“It tastes like plastic and cancer.” - Screech-

cheese whiz in a can easy cheese

2. Grits

“I was in a diner in the south, maybe Mississippi. I asked the waitress what it was, and the look she gave me was uncertain and troubled. All I know is, the man next to me had a penchant for it, and the sound he was making while chewing was uncannily similar to that of a child slapping a bowl of porridge.” - yummy_yummy_red_wine

grits

3. Velveeta Cheese

"I know a lot of folks have already mentioned American cheese, but Velveeta is right up there with Cheeze Whiz on the list of fake 'foods.'" - TheMadBotanist

Velveeta Cheese unwrapped

4. Hershey's Chocolate

"U.S. chocolate or candy is pretty unpleasant to me. Hershey bars have this dusty texture (like 5 weeks after Easter when you come across an uneaten egg) and the taste isn't very rich. Cadbury Dairy Milk used to be awesome, but Kraft bought Cadbury a couple years ago and the recipe seems to be gradually changing." -Protonbeamface

Hershey's chocolate

5. Red Vines

"I tried Red Vines, expecting them to be red ropes of glory. They taste like soap." - CthulhusWhore

red vines liquorice

6. Supermarket Bread

"I still can't stomach the standard supermarket bread here. It's so sweet. Same goes for average burger or hot dog buns." - tigersmadeofpaper

wonder bread

7. Casseroles

"Casseroles made with 'cream of' anything soup. Green bean casserole, tuna casserole, mushroom casserole. I know what those Campbells soups are like, we get them over here, and the idea of using them as a constituent ingredient in a main meal makes me shudder just from the idea of the sodium bomb. Especially those casseroles that are suggested to be topped with crushed chips." - InquisitorVawn

green bean casserole with mushroom soup

8. Root Beer Floats

"My old college friend from Austria thought root beer floats were disgusting." - pokeySoakins

Root beer float

9. Twizzlers

"Twizzlers are so weird. They don't even taste like red liquorice. They taste like cardboard. I was so disappointed when I finally tried them." - movealittlecloser

twizzlers

10. Pop-Tarts

"A friend of ours sent over some Pop Tarts. They were revolting. People actually eat them for breakfast?? I couldn't even stomach two bites." - homovore

Pop Tarts Frosted Strawberry

11. Snow Cones

"Ice with syrup passes for food?" - nanlayo

Obama snow cone

12. Beef Jerky

"Tried this stuff a few months ago. It tasted like plastic and had the texture of worn shoe sole. Impressive how they took a bit of cow and made it entirely inedible." - stw1313

beef jerkey

13. Corn Dogs

"I had one bite of one when I was in Florida and couldn't eat any more. I will never understand why people think they taste good." - Biwton

corn dogs state fair american food

14. Biscuits and Gravy

"I have American cousins. Took me out for breakfast one morning and made me try biscuits and gravy. That gravy is disgusting! The waitress told me that its just lard mixed with flour salt and pepper. Who can eat that in the morning?" - ilovenewtons

Biscuits and gravy

15. American Bacon

"American bacon looks weird to me, it's too thin and every time I see a picture of bacon that someone who lives in America has made they've always cremated it. Juicy bacon is far better!" - RtardDAN

"It's thin, streaky, and tough. It's the one food I miss from the U.K." - bloodyhellalex

bacon sandwich

16. Meatloaf

"Why would I want a loaf of meat? Granted I haven't had it, but it looks gross." - BoChiggedyBoDiddley

meatloaf

17. Breakfast Cereal

"It has all these different colors and weird tastes, and there are marshmallows in some of it too. That's not ideal for a breakfast meal. No wonder why many kids struggle with obesity." - TheInsaneDane

fruity cheerios sugar cereal breakfast


NOW WATCH: Here's The Science Behind How LeBron James Lost All That Weight

 

SEE ALSO: The Best Dessert From Every US State

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The 25 Most Successful MIT Business School Graduates

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Carly Fiorina

The Sloan School of Management at the Massachusetts Institute of Technology has powerful connections throughout the world, as evidenced by the 92% of the Class of 2013 with job offers within three months of graduation. 

Sloan was founded in 1914 and is named for Alfred Pritchard Sloan, the MIT grad who drove General Motors to dominance in 23 years as a CEO.

The school turns out private and public sector leaders like former United Nations Secretary General Kofi Annan, Israeli Prime Minister Benjamin Netanyahu, and Microsoft chairman John W. Thompson.

Here are 25 of the most successful Sloan grads.

John S. Reed, Class of '65, served as the CEO of Citigroup and the chair of the New York Stock Exchange. Today he's the chair of the MIT Board of Trustees.



William A. Porter graduated from Sloan in 1967, and he changed market history in 1982 when he founded ETrade.



A 1971 Sloan grad, Donald Fites served as CEO of Caterpillar, Inc. from 1990 to 1999.



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Meet The Photographer Who Has Shot Alaska's Iditarod Sled Dog Race For 34 Years Straight

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Iditarod

Photographer Jeff Schultz has always loved adventure. In 1978, he moved from California's Bay Area to Alaska with dreams of log cabins and self-sufficient living. Since then, he has traveled and photographed all over the state, seeking thrills and great images.

And there's no Alaskan event more thrilling than the Annual Iditarod Race, which pits dog sled racers, known as "mushers," and teams of 16 sled dogs against each other in a slog across more than 1,100 frozen miles of Alaskan wilderness.

Schultz began photographing the event in 1981 and become the Iditarod's official photographer in 1982. He has taken over 50,000 images of every musher, checkpoint, and weather condition imaginable. Next year will be Schultz's 35th time covering the event, and he is releasing a book, titled "Chasing Dogs: My Adventures As The Official Photographer Of Alaska's Iditarod," which includes many of his race photos, as well as stories from the trail. 

We asked him to share with us some photos and insight into the legendary race. More can be seen at his extensive photo website.

Jeff Schultz has been photographing the Iditarod since 1981. He had moved to Alaska three years earlier "seeking adventure," he tells Business Insider.



Schultz first began shooting the race after he took the portrait of Joe Redington Sr., known as the "Father of the Iditarod Trail Sled Dog Race," who helped found the first Iditarod in 1967.



At first, Schultz knew very little about the Iditarod. "I had no idea where the trail really was and how the mushers navigated the trail or how the trail was put in," he says.



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13 Things Samsung's New Galaxy Note 4 Can Do That The iPhone Can't (AAPL)

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samsung galaxy note 4

Samsung's new phablet, the Galaxy Note 4, launches in the US this week.

It's the best phone Samsung has ever made, and easily one of the best phones you can buy.

The Note 4 is also packed with a lot of extras and features that the iPhone doesn't have.

There's a heart rate monitor embedded in the back of the phone. It can take your pulse when you rest your finger on it.



The back cover comes off so you can replace the battery.



There's also a slot for a microSD card in case you want to add more storage.



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Meet VMware, The Scrappy Company That Everyone Wants To Buy ... Or Crush (VMW)

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VMware Andre Andriolli Vegas Tattoo

In the multibillion-dollar world of enterprise computing, all eyes these days are on a company you may only be vaguely familiar with: VMware.

VMware is both a publicly traded company and a subsidiary of computer storage giant EMC, which owns 90% of VMware's shares.

It is the crown jewel of EMC's famous "federated strategy," in which EMC owns controlling interests in a wide variety of tech companies.

Jump straight to the pictures of VMware's campus>>

And it's at the center of a big fight.

Activist investor Elliott Management is pressuring EMC to break itself up and spin VMware out, which the investor says is worth a lot more money on its own. (VMware's stock trades for about $89, with a $38.5 billion market cap. EMC trades for about $27 with a market cap of $55.3 billion.)

Hewlett-Packard was contemplating buying EMC in a mega merger, in part to get its hands on the undervalued VMware. Meanwhile, Cisco wants to crush VMware before VMware pulls the rug out from Cisco. And Microsoft has been trying to crush VMware for years, with Red Hat competing, too.

All of this is because VMware is the leader in a bunch of enterprise technologies known as "virtualization."

VMware's flagship product is something called "server virtualization" which tricks a computer server into being able to run multiple operating systems. It lets a single computer run different versions of Windows (and many Windows apps), different versions of Linux (and many Linux apps), Unix (and Unix apps), and so on.

This allows an enterprise to buy fewer servers and use each one its max.

Imagine it this way: What if you could buy one PC and use it to run Windows XP, Windows 8, Mac, iOS, and Android apps all at the same time?

VMware's tech caught on like wildfire in its early days, catching the wrath of Microsoft. Microsoft didn't want people keeping their old Windows operating systems and apps. Its business model relies on people upgrading every few years.

Diane Greene Mendel RosenblumVMware's board got so worried about Microsoft, it ousted the company's brilliant cofounder Diane Greene, married to famous Stanford professor and cofounder Mendel Rosenblum. Rosenblum quit the company in a gesture of solidarity with his wife.

The board installed former Microsoft exec Paul Maritz as CEO. Maritz led VMware from 2008 to 2012 when he left to do another "federated" company; and EMC's No. 2 exec, Pat Gelsinger, is now CEO. (Greene never lost her stature in the Valley. She is a behind-the-scenes powerhouse angel investor who sits on the boards of Google and Intuit.)

Under Greene and Maritz, VMware server software became wildly popular and is now used by most companies in the world. So VMware has turned its attention to other areas looking for growth. It created software that makes computer storage systems work more efficiently (called "storage virtualization").

That's what attracted EMC's attention. EMC acquired VMware in 2004 for $625 million, and sold a 10% stake in an IPO three years later.

$625 million
$625 million

And now, VMware is going after Cisco's market, with a tech called "software-defined networking" (SDN).

SDN makes it easier to build and run huge computer networks. Companies still need network equipment, but they need less of it, and less expensive versions, not good for the market leader, Cisco, which is firing back with its SDN products, and wants to crush VMware's efforts.

VMware has over 16,000 employees worldwide. Its main campus is in the the famed Stanford Research Park in Palo Alto, California.



This campus is huge! 100 acres. 18 buildings.



The land is still owned by Stanford, where VMware got its start, and was leased by founding CEO Diane Greene.



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JPMorgan's Complete Guide To Everything Happening In The Markets

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jpm funds

It's been a tough few weeks for the stock market. 

Over the last three months, each of the major averages has lost ground, and as of Friday's close, the Dow turned negative for the year. Additionally, the Federal Reserve is set to wind down its quantitative easing program at end of the month, after which investors will prepare for the Fed's first interest rate increase since 2006. 

Also in the background are continued indications that Europe's economy is slowing down, as well as unrest in the Middle East and Ukraine. 

Here to help investors navigate these market factors is JPMorgan's quarterly market guide, compiled by David Kelly and the Global Market Insights Strategy Team. 

This 67-slide presentation gives investors an overview of what to watch out for in stocks, bonds, real estate, and the rest of the investable universe. 

Thanks to JPMorgan Asset Management for giving us permission to feature this presentation.

JPMorgan's Q4 Guide To The Markets



JPMorgan's Q4 Guide To The Markets



JPMorgan's Q4 Guide To The Markets



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