The 2015 car show season is kicking off in style with the Frankfurt Motor Show. Automakers from around the world have gathered in Germany to show off their latest and greatest. Some of the cars presented to the public provide a glimpse into the companies' upcoming product offers, while others are simply flights of fancy.

This year's show offers a wide range of vehicles that range from production-ready sedans and supercars to electric cars and video-game icons.

The 2015 Frankfurt Motor Show runs from September 15 to 27.

SEE ALSO: Porsche's Tesla Model S competitor has arrived — and it's packed with some incredible technology

Thus far, the biggest star of the show is Porsche's high-tech Mission E electric concept car.

The four-door, four-seat electric sports car concept is Porsche's answer to Tesla's groundbreaking Model S sedan.

Audi also unveiled its Tesla rival: the E-Tron Quattro electric SUV concept.

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On Tuesday, Snapchat introduced "Lenses," which are essentially fancy animations you can put on your selfies in the app.

Snapchat addicts can also pay $0.99 to unlock three snap replays — a way to turn back time and see a juicy photo or video that would have otherwise been gone forever.

The coolest part of this latest Snapchat update are the the seven selfie lenses you can use. I tried them all, and found a few other big changes in the Snapchat app along the way.

The way you enable Snapchat's lenses is a little tricky. When your phone's selfie camera is enabled, just tap and hold on your face.

You'll know it's working when a skeletal scan of your face appears on the screen. A slideable row of Lenses will appear to the right of the button you press to record a selfie.

It can be difficult to make the lenses interface appear, so don't get disgruntled if it takes a few presses of the screen to make it work.

The first lens gives you lovey-dovey eyes. Perfect for when you're snapping with bae.

You can look like a Terminator.

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We love Waikiki as much as the next person, but its crowded, resort-studded shore isn’t exactly what you’d call tranquil.

If it’s serenity and solitude you’re after, head to one of Hawaii’s many secret, off-the-beaten-path beaches.

SEE ALSO: The 8 friendliest cities in the world

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Secret Beach, Kauai

Though its real name is Kauapea, this empty, half-mile stretch of sand is better known among locals as Secret Beach. The name fits: Nestled between Kalihiwai Bay and Kilauea Point, it’s located far off the tourist track and accessible only by a rocky unmarked trail.

Lava rocks border the beach on both sides and jutting red cliffs cloaked by lush vegetation and cascading waterfalls form a dramatic backdrop. Be warned: though public nudity is illegal in Hawaii, the far east side of the beach is unofficially clothing-optional.

Waipio Valley Beach, Big Island

Of all the beaches on the Big Island, the unspoiled crescent of black sand at the base of Waipio Valley is easily the most secluded: it’s sheltered by 2,000-foot cliffs and it’s a grueling three-mile hike down. But don’t be dissuaded: you’ll be rewarded handsomely for your efforts with superfine, inky sand and calm, clear turquoise water.

Look to the east, and you’ll spot the spectacular Kaluahine Waterfall (pictured) and the larger Waiulili Falls, which can be accessed by a rocky trail along the surf. Due to its remote location, you’ll likely have this secret paradise all to yourself.

Halona Cove, Oahu

Tucked in between Halona Point and the Halona Blowhole, the small, rocky Halona Cove is so dramatically picturesque you’ll swear you’ve seen it in a movie. Chances are, you have; it’s been featured in flicks like From Here to Eternity, Pirates of the Caribbean, and 50 First Dates.

Somehow, despite its silver screen fame, it remains sparsely visited, perhaps due to the rocky, somewhat treacherous hike required to reach it. Be extremely cautious when swimming—the current is mellow inside the cove itself, but rough once you venture outside of it.

The tech industry is famous for its high salaries and insane perks.

To get to that land of plenty, employees often have to endure a series of brutal job interviews.

But it turns out some tech companies don't put their prospective employees through the wringer when trying to hire.

In the latest survey from job hunting site Glassdoor, they've uncovered the 10 tech companies that have the best job interview experiences, based on interviews conducted in the last year.

Each company had to have at least 100 interview ratings shared by job candidates.

SEE ALSO: What tech workers hate about their jobs

No. 10, Microsoft: 64% rate it a positive interview experience

• 64% positive interview experience
• 17% neutral interview experience
• 11% negative interview experience

"My overall process was very positive. They flew me out to Seattle and took care of a lot of expenses. I really connected with the interviewers and found that they were genuinely very interested in learning more about me and not just my technical skills. I had four onsite interviews and found out within two days." - Program Manager Interview

No. 9, eBay: 64% rate it a positive interview experience

• 64% positive interview experience
• 19% neutral interview experience
• 15% negative interview experience

"Very pleasant, and genuinely enjoyed talking to my hiring manager. Actually, it was surprisingly non-technical considering the role I was interviewing for. Mainly just background and personality questions to get a feel for culture fit I guess." - Software Engineer Interview

No. 8, Cisco: 64% rate it a positive interview experience

• 64% positive interview experience
• 20% neutral interview experience
• 12% negative interview experience

"Had 5-6 rounds of interviews. The aptitude and problem solving was looked upon. The interview was arranged in 2 rounds. The interviewers were very friendly. Each interview lasted for about 45 mins to an hour. Different rounds covered different topics like OS, Networking, Data Structures etc. A lot of algorithms questions were asked to test the aptitude," - Software Engineer Interview

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TripAdvisor just released its list of the 25 best museums around the world.

The list is based on millions of TripAdvisor reviews from travelers.

From Yad Vashem Holocaust Memorial in Jerusalem to the Louvre in Paris, here are the world's best museums.

SEE ALSO: The 25 most popular tourist attractions in the world

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25. Museum of New Zealand (Te Papa Tongarewa), Wellington, New Zealand

Click here to learn more about the Museum of New Zealand >

24. Museum of Latin American Art of Buenos Aires (MALBA), Buenos Aires, Argentina

To learn more about the MALBA, click here >

23. The Museum of Qin Terra cotta Warriors and Horses, Xi'an, China

Click here to learn more about the Museum of Qin Terra cotta Warriors and Horses >

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Leap Transit, the startup that served fresh-pressed juice to commuters on its luxury buses, has filed for bankruptcy. The rest of its buses are now up for sale, starting at $5 each.

Signs that Leap was headed toward a shut down started in May. The company suspended its service, although at the time it was supposed to be temporary.

In June, two of its buses were up for auction. More buses were auctioned off in July. Now there are two left, up for sale in an October auction.

The company officially filed for bankruptcy July 15, but the filing wasn't spotted until Tuesday by the San Francisco Examiner. In the filing, Leap estimated that it had between $100,000 and $500,000 of debt, as well as $100,000 to $500,000 in assets. The company could identify more than $129,000 in owed back wages and other claims, but it had a long list of creditors and investors that it had to notify about its bankruptcy.

In contrast, its gross income in 2015 was only $20,748, according to the bankruptcy records.

Rocky from the start

When Leap relaunched in March, it was heralded and blasted for its private-bus approach. The critics in San Francisco claimed it was just another way for rich techies to get to work — the city already has an extensive network of commuter shuttles. One headline said "San Francisco gets the ridiculous luxury bus it deserves." A city supervisor reportedly called it a "crock of s---" and criticized it for creating a two-tier transit system in the city when it first launched in 2013.

Leap's proponents, though, saw it as a problem-solver and a way to get more cars off the street. The high-end line of buses were equipped with Wi-Fi, coffee, snacks, power outlets, and leather seats. It unabashedly catered to those who could afford its $6 ticket each way.

The company attracted money from some of the top venture capital firms in Silicon Valley, including Andreessen Horowitz, SV Angel, and Salesforce CEO Marc Benioff.

Despite being the second-largest shareholder after Leap's CEO, Kyle Kirchhoff, Andreessen Horowitz no longer lists Leap as a portfolio company.

Kirchhoff and Leap did not return requests for comment.

Its debut in 2013 was a test run, and the company profited $13,567 from its trial period, according to the bankruptcy documents.

Leap Transit took some time off to get its permits, but then ran into problems from the state, which denied it a permit since it only operated in San Francisco. The city, in turn, did not require it to have a permit either, according to the San Francisco Chronicle.

The company relaunched in March 2015 without any permits from the city or state, a problem that continued to dog it. It was told it needed to add wheelchair accessibility after it purposely yanked the gear out during the bus remodelling.

The startup also ran into complaints from its launch. When Business Insider reporter Matt Weinberger rode it during the first week, the Leap "attendant" on the bus said that it had already changed its stop locations twice after the bus blocked a homeowner's driveway and then a convenience store.

A look back at luxury

After it took what was supposed to be a temporary break in May, the startup never rolled again.

Here's a look back at when Weinberger took his first and only trip on a Leap bus:

SEE ALSO: California regulators continue to put pressure on transportation startups

From the outside, Leap looks like your normal, everyday city bus, just in a bright shade of blue. Before you get on the bus, you have to pull up the app, which provides a real-time arrival estimate as well as a number for how many seats were left. You can either check in with a QR code or activate an "express" check-in option, which uses Bluetooth to check you in automatically. I went with the second option.

Leap stops were demarcated by blue-and-white poles with the Leap rabbit icon on top.

I was skeptical, but as soon as I stepped onto the bus, my phone buzzed, and Richard, the Leap "attendant" on duty, confirmed that I was checked in. True to expectation, it was just me and Richard on this bus. Given free rein to choose my seat, I sat down at what looked like the counter at your everyday coffee shop and sat on the leather stool, facing the window so I could watch the masses not on a private bus go by. On the other side of the bus were rows of black leather armchairs.

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Symphony, the messaging service backed by more than a dozen Wall Street banks, launched Tuesday.

Business Insider's finance desk tried out some of the basic features of the system, and the messaging product itself immediately drew comparisons to another big name in the space: Slack.

That may be because at Business Insider we're a Slack newsroom, but that's not where the comparisons end.

Whereas the Bloomberg terminal — the multifaceted data provider that dominates Wall Street thanks to its secure chat tool — costs north of $20,000, Symphony costs a cool $15 a month per user.

Symphony's also drawing some comparisons to other big names.

"The platform is really easy to use," says Kevin McPartland, Greenwich Associates' head of market structure and technology research, who attended Symphony's unveiling in New York Tuesday. "Especially if you're a Twitter user, it's super intuitive. But to get really interesting it needs a critical mass of users."

Al Silverstein, head of marketing and communications at Symphony, told Business Insider via the Symphony chat tool that different features will be rolled out over the coming months, and that some companies are already able to integrate their own content.

The company has said that it'll integrate functions from a number of partners in the fourth quarter.

Symphony announced Tuesday that it had teamed up with startup Selerity, which monitors social media and online chatter for real-time data and trading cues; Dow Jones, which will publish thousands of articles on the platform; and McGraw-Hill Financial, which operates S&P Capital IQ and will integrate the data provider onto the Symphony platform.

Symphony users can invite colleagues to the system

Once you've built a roster of contacts, Symphony is similar to other social networks.

You can also follow users in much the same way you would on Twitter.

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The gossip among HP employees is that HP wants to clean up and sell its troubled Enterprise Services business unit, multiple employees have told us.

But HP execs are saying something different, telling investors that the the unit is "essential" to the new HP Enterprise (HPE) company, which will split off from HP on November 1, led by CEO Meg Whitman.

At HPE's first analyst meeting on Tuesday, CEO Meg Whitman and the unit's general manager Mike Nefkens used the word "essential" to describe the unit multiple times.

Whitman sees the unit as the linchpin to the whole company's success. She sees businesses hiring HP's consultants to help them move apps into the cloud, turn paper processes into digital ones, update their data centers and networks, secure their networks and data all while selling HP's other products and services along the way.

She's right. HP needs a healthy consulting unit. But ES has been anything but healthy for years. Revenues have been shrinking. Profit margins, unstable. Costs, high. 

ES has taken the brunt of HP's multi-year ongoing layoffs that has shed over 51,000 people from HP's enormous payroll, with 5% more to go. HP has even resorted to some unusual tactics to shed workers, including  turning groups of them into contractors.

On Tuesday, HP offered investors detailed plans on turning this "essential" ship around. Here they are:

SEE ALSO: HP is now trying to rescue some employees involved in its unusual layoff

This unit has undergone constant layoffs since 2008 when it was formed as HP bought EDS. Whitman promises the current restructuring, which will cost $2 billion, is the last big one.

Execs promise that HP ES's revenue will stop shrinking in Fiscal year 2018. It has reduced its expenses by $1.4 billion, most through layoffs, automating more tasks, and shifting workers from expensive locations like the US to low-cost locations like Manilla, Costa Rica, and Bangalore, Whitman and Nefkens explained.

HP promises ES will deliver 7% to 9% profit margins. Much of that comes from eliminating workers in high-cost-of-living parts of the world like US, Canada, and Europe. In 2013 36% of ES workers were in low-cost offshore locations. By 2018, 60% of them will be low-cost offshore locations. The company is currently at 40%, Nefkens said.

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From vibrant cities to gorgeous peaks, Colorado offers terrific experiences that should be on every traveler’s list.

Here are Fodor’s top picks for a memorable trip.

SEE ALSO: 17 breweries to visit in your lifetime

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Rocky Mountain National Park

This premier national park teems with lush forests, alpine lakes, snowcapped peaks, and more than 350 miles of hiking trails.

With any luck, you’ll spot bighorn sheep, elk, and mule deer here.

Mesa Verde National Park

Wandering through some of the nearly 600 ancient Puebloan dwellings carved into high sandstone cliffs at this park is truly awe-inspiring.

Microbrews Colorado

Coloradoans craft some superb microbrews. Pop into local establishments for tours and tastings, or take away a growler for an outdoor picnic.

While saving money is almost always a good thing, there are a few circumstances where frugality can end up costing you money.

In the following 10 circumstances​, thrifty ambitions can actually end up backfiring – and hurting you financially. ​

SEE ALSO: 6 wealth-building strategies of the rich anyone can use

1. Buying used baby products.

When it comes to cribs, car seats and high chairs, it's safer to spend more than buy the cheapest items you can find. Although baby products are heavily regulated by the U.S. Consumer Product Safety Commission, recalls often occur and the standards on what is considered safe change.

The high chair you found at a garage sale or thrift store may look sturdy, but for all you know, it was recalled three years ago because the screws sometimes come loose. Not only could you end up endangering your child, but you might have to buy a replacement.

2. Skimping on footwear.

Cheap and uncomfortable shoes not only hurt, but they can lead to blisters and calluses. You want to find a good fit with a high quality shoe to avoid future trips to the podiatrist's office. Cheap shoes also tend to fall apart more quickly. Save yourself money, and buy a quality pair the first time.

3. Buying health insurance with the lowest premium.

Of course, it's better to have not-so-great health insurance than no health insurance at all. But if you're comparison shopping between plans, don't automatically select the one with the cheapest premiums, because doing so could end up costing you in the end. If you end up paying more for doctor's visits, or even worse, skipping visits because you don't like the in-network health care providers, then that cheap policy will cost you.

Savers haven't had much cause to celebrate for years now, but soon it might be time to take out the party hats.

After the Federal Reserve for the 1st time since 2006 increases a key short-term interest rate it controls -- either this week or at a future Federal Open Market Committee meeting -- rates on savings accounts should begin to rise.

But will banks immediately boost interest rates? And which institutions are likely to offer the best return?

If you're considering moving your savings account in search of higher yields, do some research. It just might pay. Here are 7 steps you should take to select a savings account as interest rates begin to rise.

SEE ALSO: Here are some things to consider before paying down debt

Shop around

You may have had a savings account at the bank down the street since you were a child, but that doesn't mean it's the best place to keep your cash when interest rates rise.

Financial institutions already pay different rates on savings -- 1 bank may offer a 0.01% interest rate, while another pays 1%. And just because the Fed raises interest rates, there's no guarantee your bank will do so, as well.

That means you need to compare rates among a variety of banks and credit unions, says Sue Davis-Gillis, senior vice president of consumer banking at Synchrony Bank, an online bank. "Without comparing rates, you may be shortchanging yourself."

A good starting point is Bankrate.com, which allows you to check national and local savings account rates.

Many consumers have "a really difficult time divorcing themselves from their bank," says Willie Schuette, a financial adviser with the JL Smith Group in Avon, Ohio.

But this may be the right time to make that move.

Bypass brick-and-mortar banks

Often, online banks offer far higher rates than brick-and-mortar banks.

While some savers might be concerned about the safety and security of these banks, these aren't fly-by-night operations.

The accounts are insured through the Federal Deposit Insurance Corp., or FDIC, just like a traditional bank, and many are owned by major players in the financial services space, such as American Express Bank, Discover Bank and GE Capital Bank. Others are the online divisions of brick-and-mortar banks.

Because they don't have branches, online banks cost less to operate and can pass some of that savings on to you in the form of higher interest rates. And many will accept customers from throughout the country.

Schuette says some of his older clients are hesitant to make the switch to an online-only bank, but "millennials these days don't even want to walk into a bank."

Look local

If you want a financial institution you can actually visit, consider a credit union or community bank.

These "small institutions raise rates faster than the behemoths," Schuette says. "They want to bring deposits in a little quicker."

Though their rates may be higher, credit unions and community banks often have a limited number of branches, says Patricia Seaman, a spokeswoman for the nonprofit National Endowment for Financial Education in Denver. That could be an issue if you travel frequently and want access to a branch or fee-free ATM while you're on the road.

But many credit unions are part of a network that lets you do your banking at any credit union that's a member and use its ATM at no cost.

Apple is very good at making phones, computers, and tablets. 

But it doesn't make the best apps.

If you have an iPhone, you know this. You're stuck with certain apps — like Stocks, Tips, Game Center, Calendar, Weather, and Newsstand, among others.

You can't delete them from your phone— the best you can do is hide them in a folder, far, far away from your homescreen. 

But there's some good news. Apple may soon let you delete some of those pesky apps, which would free up storage and screen space on your phone. Apple's CEO Tim Cook told BuzzFeed's John Paczkowski the company is working to "figure out a way" for you to delete some of the apps that come with your phone. 

In the meantime, however, here are 10 great apps to use instead of the ones that come on your iPhone.

Instead of Safari, use Chrome

Replace Safari, Apple's browser that comes with your iPhone and iPad, with Google's Chrome, especially if you use Chrome on your PC. The browser syncs with Chrome on your other devices, so your history and recent searches from your laptop or desktop are available on your phone.

Instead of Apple Music, use Spotify.

Apple's brand-new music service, Apple Music, is pretty good, but Spotify has Apple beat when it comes to finding new music. This summer, Spotify has unveiled a host of new features to help you find new artists and songs — Discover Weekly is one of them. It gives you a new two-hour playlist each week filled with music the company thinks you'll like, and Spotify's new "Now" feature, which tries to deliver the perfect song for the moment. 

Spotify also has a free version that allows you to listen to music on-demand, while Apple Music only allows people who don't pay to listen to its 24-hour per day live radio station.

Instead of Weather, use Dark Sky.

Dark Sky isn't free, but it's definitely worth $3.99. The app tells you what the weather will be like throughout the day, giving you the exact time it's supposed to rain, snow, or be clear. It aggregates data from multiple sources, and even from other Dark Sky users, making the forecasts super accurate.  

It also sends you alerts when it's about to rain, so you'll never walk out of the house of office without an umbrella. 

For those who want a great free option, check out Yahoo! Weather, which is visually nothing short of stunning. 

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Seven years ago, the US economy went into recession.

Lehman Brothers, the giant investment bank, collapsed after the housing-market crash came to a head.

A sharp plunge in the stock market followed.

The US economy's collapse came right in the middle of the 2008 presidential election, and Barack Obama was elected less than two months later with an imperative to turn things around.

Seven years later, he's arguing that he did.

As Congress squabbles over how to keep the government funded ahead of a September 30 deadline, Obama offered Tuesday a vehement defense of his economic record.

Obama argued against what he has referred to as "self-inflicted wounds" ahead of key deadlines to keep the government from shutting down, keep funding transportation and construction projects, and raise the nation's debt ceiling.

Here's a look at how Obama defended his record in a tweetstorm:

Hiring, which was declining when Obama took office, has picked up steadily. "When I took office, 800,000 Americans lost their jobs each month. Our businesses have now added 13.1 million jobs over 66 straight months," Obama said.

Obama noted the unemployment rate has fallen dramatically from a high of 10% in October 2009 to just 5.1% now.

Obama didn't mention this, but since we're on the topic of jobs, wage growth has been somewhat disappointing. It hit a record low in the second quarter, and those urging the Federal Reserve to hold off on hiking interest rates have pointed to the lack of wage growth as a reason to proceed with caution.

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You might not recognize Mill Hill Farm at first glance, but it has an Oscar-nominated film credit to its name.

A scene from 2013's "The Wolf of Wall Street"was shot at the seven-acre equestrian estate. For those who saw the movie, the house makes a cameo as Jordan Belfort (Leonardo DiCaprio) is encouraged to make a deal and leave Wall Street.

The spacious property is now on the market for $3.8 million — a steal by Long Island Gold Coast standards.

Jason and Rudy Friedman of The Friedman Realty Team Real Estate have the listing.

Keep scrolling to take a tour of the interiors and the sprawling grounds.

SEE ALSO: A former Apple executive is selling his incredible $35 million California smart home

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The Mill Hill Farm is a seven-acre equine estate on the Gold Coast of Long Island.

A gated entrance blocks prying eyes and offers plenty of privacy.

The main home is a 5,000-square-foot, five-bedroom mansion.

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"I used to play a narcissistic conservative pundit. Now I'm just a narcissist."

Throughout his career, Colbert has been a man of many faces and personas. 

His incredible talent spans comedy, music, and theater. Long before "The Colbert Report," Colbert was already a seasoned TV veteran. But his years on "The Daily Show" and "Strangers with Candy" were just a hint at what was to come.

Colbert recently started his stint as host of "The Late Show" on CBS. So far, he has shown his abilities to interview both celebrities and politicians. Colbert has given us a good reason to once again watch late-night television.

Check out Stephen Colbert's incredible path from improviser to actor to "Colbert Report" stardom.

Stephen Colbert was born on May 13, 1964, in Washington, D.C. He is the youngest of 11 children.

Colbert and his family moved to Charleston, South Carolina, where he spent the rest of his childhood and teenage years.

Colbert was raised Catholic. To this day, he is a dedicated churchgoer.

Colbert's faith also informed his comedy.

"I was raised to believe that you could question the church and still be a Catholic. What is worthy of satire is the misuse of religion for destructive or political gains. That’s totally different from the Word, the blood, the body, and the Christ. His kingdom is not of this earth.” Colbert said in the book "And Nothing But the Truthiness: The Rise (and Further Rise) of Stephen Colbert."

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The NFL is just one week old but Tom Brady and Marcus Mariota are up and Jameis Winston, Andrew Luck, and Peyton Manning are not.

Using two different advanced stats and the popularity of each quarterback in fantasy football, we came up with a formula to rank all 32 NFL starters after Week 1.

The formula uses Football Outsiders' DYAR metric, ESPN's total QBR metric, and the percentage of teams that own each quarterback in ESPN's Fantasy Football game. Think of the latter as a job approval rating, an indication of how fans think of the quarterback's potential moving forward.

Here is how the projected 32 starters for Week 2 are ranked so far.

32. Brian Hoyer, Houston Texans

Team record: 0-1

DYAR rank: 26

QBR rank: 31

ESPN Fantasy Owned: 2.8%

One thing to know: Brian Hoyer was benched midway through the Texans' Week 1 game and his status as the starter is now in doubt. [UPDATE: Ian Rapoport is reporting that the Texans are now preparing to have Ryan Mallett start in Week 2.]

31. Blake Bortles, Jacksonville Jaguars

Team record: 0-1

DYAR rank: 30

QBR rank: 28

ESPN Fantasy Owned: 7.9%

One thing to know: "Quarterback Blake Bortles operated the Jaguars’ offense in the preseason like it was a well-oiled machine,"The Florida Times-Union wrote. "By contrast, in the regular season opener Sunday, he ran it as if it were sputtering and needed some new parts"

30. Jameis Winston, Tampa Bay Bucs

Team record: 0-1

DYAR rank: 31

QBR rank: 32

ESPN Fantasy Owned: 32.6%

One thing to know: Jameis Winston's debut was a disaster and his first pass was a touchdown, for the Titans, on an interception return. It gave fuel to the fire of those who thought the Bucs should have drafted Marcus Mariota. Things can only get better from here, right?

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So you missed your chance for that epic summer road trip, that languid island holiday, that family ranch vacation you’d been dreaming of all winter long. And now, suddenly, summer is over.

Or is it?

In a few of our favorite retreats, September, October, and sometimes November are in fact better—dare we say, even summerier—than June through August. The crowds are fewer, the prices are lower, and the weather is perfect.

Of course, for many of us, fall is also the busiest time of year, which is why we polled our editors and travel specialists for trips that maximize your experience in the shortest time possible (okay, along with a few longer breaks). Consider this your green light to slip away—and have another round of summer on us.

SEE ALSO: 38 things every New Yorker should do this fall

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1. Channel Islands, California

Unadulterated natural beauty and nearly year-round warm weather just three hours from L.A.

Why Now: Despite having some 145 plant and animal species found nowhere else in the world, this five-island archipelago just off the Southern California coast has stayed oddly under-the-radar (Channel Islands National Park ranks 41st out of the 59 designated national parks for visitation). It’s especially great in fall, when water temperatures can reach a comfortable 70 degrees for snorkeling, diving, kayaking, and even swimming. Nature also gets into full swing in autumn as birds migrate and elephant seals arrive to mate.

What’s New:The National Park Service has big plans for low-impact expansion of trails, transport, and lodging thanks to $62 million in funding. Meanwhile, park biologists just tagged their hundredth bald eagle.

Action Plan: Add the islands onto a long weekend in L.A. by driving 90 minutes northwest to Oxnard and boarding a 70-minute Island Packers ferry for a day-trip to Anacapa Island. Or sign up for one of the company’s kayaking journeys or camping overnights.

2. Jackson Hole, Wyoming

Deep shoulder-season action, without the crowds, for the outdoor adventurer.

Why Now: These days, Rocky Mountain resorts can feel as overrun in summer as in winter, with climbing, fishing, and wildlife-watching as much of a draw as skiing and snowboarding. That makes relatively quiet September ideal for checking out Yellowstone and Grand Teton national parks and the nearby national forests.

What’s New: The rustic-cool Hotel Jackson opened in June off Jackson Hole’s town square. For live bands and dancing, hit the iconic Silver Dollar Bar at the Wort Hotel and its just-expanded music space. The area’s famed trail system has also gotten more expansive: Key routes (like the southwest portion of Jenny Lake) have been reopened and improved.

Action Plan: Take a four-day jaunt in September or early October, devoting a full day to each of the two national parks as well as the nearby Bridger-Teton National Forest, leaving you one extra day to explore downtown Jackson Hole.

3. San Isidro del General, Costa Rica

A hacienda-style resort in Central America’s inland mountains.

Why Now: Far from the coastal areas that bear the brunt of the season’s storms, Costa Rica’s rain-forested southern mountains have just-right temperatures in the fall. The arrival of the 864-acre, 50-villa resortAltaGracia this June has also brought luster to the rugged terrain. Ride horses on the resort’s private trails, take a flight in an ultralight, and make time for a hot-stone treatment at Central America’s largest spa.

What’s New: After operating independently, AltaGracia came under the management of Auberge Resorts (famous for Napa Valley’s beloved Calistoga Ranch) this summer; that means plenty of upgrades, including a food festival in October featuring guest chefs from Auberge’s other properties.

Action Plan: Make a long weekend of it: Fly to San José or Liberia, then take a three-hour drive to AltaGracia and settle in for three nights.

Anheuser-Busch InBev, the world's largest beer maker, is looking to acquire rival SAB Miller.

A deal would be the year's biggest and combine two companies that control beer brands ranging from Fosters to Corona.

AB InBev can trace its origins to a merger between a pair of Brazilian brewers in 1999. After a string of deals that followed, it has grown to more than $47 billion in annual sales.

Those deals now total nearly $115 billion in value, according to data from Dealogic. The biggest was InBev SA's $60 billion takeover of Budweiser-maker Anheuser-Busch in 2011.

Even the smaller SAB is a product of a series of deals, starting with the combination that gave the company its name, a 2002 deal to merge South African Breweries and Miller Brewing.

If they reach a deal, it would combine two companies that control about 58% of the industry's $33 billion in global profits, according to Bank of America Merrill Lynch analysts. That could lead regulators to push them to sell off some of the brands they acquired over the years.

Here's a run through the biggest deals that created both companies.

It all started with a $1 billion deal in 1999 to combine two Brazilian brewers and create AmBev.

In 2004, AmBev and Belgium's Interbrew merged to create the world's largest brewer. Carlos Brito, who now runs the combined company, was CEO of AmBev.

In 2002, South African Breweries merged with Phillip Morris' Miller Brewing in a $5.6 billion deal.

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Apple started rolling out the latest version of its mobile operating system, called iOS 9, on Wednesday.

But if you've tried downloading the update and got an error message either because Apple's servers are slammed or you don't have enough free space on your device, you can still get it by updating through iTunes.

Follow the steps below to see how to update your iPhone to iOS 9 using iTunes:

1. When you plug your iPhone into your computer, a popup notification appears telling you to that a new version of iOS is available, go ahead and click Download and Update.

2. Click "Continue" when this popup about purchased items appears. You won't be able to update if you click cancel.

3. Click "Back Up" on the next popup to make sure your stuff is safe in case something goes wrong.

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In the nine years since the Federal Reserve's last rate hike, the US has gone through a housing-bubble burst, a financial crisis that nearly destroyed the global banking system, the worst recession since the Great Depression, and a slow but steady recovery marked by moderate, consistent growth.

During the darkest days of the crisis, the Fed dropped its benchmark interest rate to near zero in its emergency effort to bring liquidity to the financial markets and stimulate growth.

Now the Fed is considering a rate hike by the end of this year. The last time the Fed raised rates was in June 2006, and rates have been kept as close to zero as possible since December 2008.

Here's how 28 major financial and economic indicators have evolved in the era of zero-interest rates.

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The Federal Reserve last raised interest rates on June 29, 2006. As the economy began deteriorating in late 2007, the Fed started cutting rates, eventually reaching a target rate of zero on December 16, 2008, where rates have remained for the last six and a half years.

During the Great Recession, real GDP fell by about 4% from just under $16 trillion in Q2 2008 to $14.4 trillion in Q2 2009. Since that time, the overall economy has rebounded, with Q2 2015 GDP estimated at $16.3 trillion.

Manufacturing was hit hard in the recession. The value of manufacturers' new orders dropped from $487 billion in June 2008 to $330 billion in spring 2009. New orders recovered over the next three years, but have largely remained flat since 2012, with the exception of an abnormally large spike in July 2014.

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