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You Have To Meet The Nice Guys Of OkCupid

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guys of okcupid USE THIS

When it comes to dating, tech savvy singles use OkCupid to find potential mates.

It's typical to assume that nice guys finish last, and if you were to meet the gentlemen that Tumblr blog Nice Guys Of OkCupid has carefully selected, you'd quickly understand why that statement is true.

The blog takes quotes from men's profiles, then compares them to questions they answered. The juxtaposition is pretty funny. 

(Take a look at the photo here to see what we mean.)

We pulled together some other great examples submitted to Nice Guys Of OkCupid for you to check out.

This guy knows why he's never had a girlfriend



"Falling into the friend zone" seems to be a common trend. Maybe it's because he's not sure if he'd ever film a sexual encounter without his partner knowing.



This guy seems to have a lot going for him. He's a scientist, philosopher, engineer, and storyteller. A true gentleman, his belief that there are circumstances in which a person is obligated to have sex with him may be the reason he hasn't found love yet.



See the rest of the story at Business Insider

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14 Incredibly Famous People You Never Knew Started In Advertising

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hugh hefner playboy

What do Hugh Hefner, Jim Henson, and the guy who invented the Egg McMuffin have in common? They all got their start in advertising.

Some of the world's most famous authors, actors, directors, and pornography mavens got their start in advertising. They just didn't stay in the business.

While many approached it with gusto — rising to the C-suite and creating some of the most iconic slogans of all times — and others saw it as a means to an end until they got their first big break in another field.

Salman Rushdie

Salman Rushdie might have received numerous awards for his literature, but he failed a copy test at JWT 40 years ago.

"The only question I remember was they asked you to imagine that you met a Martian who mysteriously spoke English and you had to explain to them in less than 100 words how to make toast," he told the IAPI during the Advertising Effectiveness Awards.

But Rushdie did snag freelance copywriter gigs for a decade at Charles Barker and Ogilvy & Mather, creating the tagline "That'll do nicely" for American Express and "Irresistibubble" for Aero bars.

John Hegarty of BBH critiqued Rushdie for not talking about his ad career during his success as a writer, adding,  "He did write crap ads ... admittedly."



Here's an ad for Fresh Cream Cake's "Naughty but Nice" advertisement. Rushdie came up with the tag line.



James Patterson

The thriller writer spent his early career as a bigwig in the ad world.

Patterson worked at J. Walter Thompson and rose from copywriter to become the agency's youngest creative director, and was eventually CEO of JWT North America.

He also came up with famous ad slogans including "I'm a Toys 'R' Us Kid."



See the rest of the story at Business Insider

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The 8 Best Dim Sum Restaurants In New York City

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Pacificana, Dim Sum, Dumplings, Chinese Food

New York is home to the most authentic Chinese restaurants outside of China, many of which serve dim sum.

New Yorkers love their dim sum — the morning smorgasbord of dumplings, buns, and other small plates served on pushcarts— and love to argue over their favorite dim sum spots.

Fortunately, the editors at Zagat settled the argument for us. They put together a list of the eight best dim sum restaurants in New York City, and we've got them here for you.

#8 Ping's Seafood

22 Mott St.

Food: 21

Decor: 13

Service: 15

Cost: $31

Ping’s is a Chinatown institution that serves authentic and flavorful dim sum, with a focus on seafood.

Be prepared to wait for a table on Sundays, when the place is packed.



#7 Golden Unicorn

18 East Broadway

Food: 21

Decor: 14

Service: 15

Cost: $27

This Cantonese-style dim sum restaurant is mobbed on weekends with families and large groups.

They serve an endless array of dim sum dishes that change with the seasons.



#6 Nom Wah Tea Parlor

13 Doyers St.

Food: 22

Decor: 13

Service: 18

Cost: $22

Opened in 1920, Nom Wah was the first dim sum restaurant in New York City.

It retains its original neighborhood charm while operating with a more modern kitchen and an updated-yet-traditional menu.



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The 14 Politicians You Need To Watch In 2013

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heitkamp dewey truman

Last year's rollercoaster year in politics has paved the way for an even bigger 2013 for several politicians who burst onto the national stage over the past 12 months.

These lawmakers and executives are now poised to shape the country's landscape for the next year, setting the scene for two big election cycles in 2014 and 2016.

Whether they are dominating the halls of Capitol Hill or governing in the nation's midsection, we've compiled a list of the top 14 politicians you should definitely be keeping an eye on this year.

Sen. Ted Cruz (R-TX)

Cruz, a Tea Party favorite, was swept into victory in Texas' 2012 Senate election, and now figures to be a major part of Republican resistance against President Barack Obama in the next four years. Cruz, 42, is young, Latino, and he is practical about the challenges the GOP faces in attracting voters from both demographics.

Cruz already had a busy first day in Congress, coming out against Sen. Dianne Feinstein's planned reintroduction of the assault weapons ban and signaling a challenge to Obama on raising the debt ceiling. The Texas Republican is also poised to play a big role in GOP politics, as a vice chairman of the National Republican Senatorial Campaign Committee. 



Sen. Elizabeth Warren (D-MA)

Warren, one of Wall Street's worst nightmares, walked through the doors of Capitol Hill Thursday and officially became a U.S. Senator after winning one of the most highly publicized election battles over Republican Scott Brown. 

In the wake of the 2008 financial crisis, Warren served as the chair of the Congressional Oversight Panel and helped create the Consumer Financial Protection Bureau. She has already been handed a spot on the Senate Banking Committee, and she'll play a major role in oversight of financial institutions.



New Jersey Gov. Chris Christie

Christie had a big end to 2012, and his presence should only grow as he runs for re-election and the spotlight on him gets even brighter. 

A Republican firebrand with a penchant for saying exactly what's on his mind, Christie has irked both Democrats and even members of his own party, some of whom claim his last-week campaign embrace of President Barack Obama during Hurricane Sandy cost Mitt Romney the 2012 election. But it has also paved his path to national prominence.

This year, Christie is up for re-election, but he doesn't figure to have much of a challenge — Newark Mayor Cory Booker, his most prominent potential Democratic challenger, decided last month not to take on Christie in the gubernatorial race. 




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Here's Your Financial Horoscope For 2013

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fortune future crystal ball

We place a lot of value on creating a budget, establishing an emergency fund and foreseeing financial challenges as best we can.

But what if there are circumstances beyond our control that can influence our finances? And by "circumstances," we mean astrological forces.

Hey, it could happen.

Astrology writer and counselor Judi Vitale, C.A. (NCGR), shares with us her best insights on what 2013 means for your money — no matter what your zodiac sign. So settle in, open your mind and prepare to get the download on your money horoscope for the coming year.

Capricorns will be on the move

December 22 - January 19

You rarely worry about money, because you usually can acquire it without any visible effort. You have an exceptionally strong talent for getting to the top of your field, no matter what you do.

Even if you’re not a huge earner, you still manage to keep yourself afloat, and usually in a rather nice vessel, too! Your skill at seeing the big picture almost guarantees you’ll be safe through retirement.

In 2013, however, be prepared to move out of your comfort zone and into territory that will allow you to reach a zip code that once only belonged in your wildest dreams.

You’re probably getting quite comfortable with the powerful force of Pluto in your sign, and now you can use it to get what you want.

The only danger? Becoming so domineering that you put others off.

Use the charm and grace of Venus to help you channel your powers of persuasion in ways that will be better appreciated, and you’ll be more effective. Your best times for this: January, May and July.



Acquarius will have to master a healthy balance

January 20 - February 18

You have a concern for the collective that allows you to see beyond the selfish motivations people might have for earning money, but you also have enough sense to know that you must cover your basic needs.

You will work very hard — often driving yourself into a state of exhaustion — in order to make sure that you have everything you require to survive, and even more so if it means that you can finance various visionary projects that could benefit the community or your circle of friends.

This year, outside events will bring your attention to the importance of balancing the process of striving for success with a healthy, happy home and family life.

Avoid allowing yourself to become detached from emotional bonds because loved ones will pursue you relentlessly until you come to realize how much you rely on them to bring you comfort and security.

The eclipses that take place on May 24th and November 3rd will provide the impetus you need to cover all the bases, so accept some help, love and affection from those who care about you.



Pisces have all makings of a financial success story

February 19 - March 20

Many brilliant financiers claim this zodiac symbol, so remember that no matter how many people say you’re “clueless” when it comes to money, you have the potential to be highly successful.

You’ll always achieve the most when you follow Andrew Carnegie’s adage: “My heart is in the work.”

The key that unlocks your passions can be found in serving some higher purpose — or pursuing a career for the fun and creativity of it.

In 2013, you’ll be in a phase of dreaming big, thanks to Neptune. While most would be baffled by this otherworldly influence, you’ll take to it — pardon the pun — like a fish to water.

In February, particularly, you’ll be motivated to make changes that allow you to take steps toward taking charge of your financial life.

Use the brute force of Mars to help you push your agenda in February, March and April.

Then, over the summer, Saturn will add discipline and structure, so you can take your wildest ideas and transform them into big money-makers. Roll up your sleeves and get to work.



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WALL STREET: Here's What The S&P 500 Will Do This Year

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tarot cards fortune

No one knows for sure what will happen next in the stock market.

But there is no shortage of people who get paid to make a prediction

Fourteen of Wall Street's best sell-side equity strategist have published their 2013 year-end targets for the S&P 500.

Some calls were bearish, like Wells Fargo's Gina Martin Adams who sees the S&P falling to 1,390.

Others were bullish, like Citi's Tobias Levkovich who sees the S&P heading to 1,615.

A few veterans, legends, and graybeards like Byron Wien, Richard Bernstein, and David Rosenberg also submitted their forecasts.

We've also heard from money management behemoths BlackRock and Federated Investors.

Even the bond gods Bill Gross and Jeff Gundlach made stock market predictions.

Click Here To See What They All Forecast For The S&P 500 >

Below is a round up of what the big Wall Street houses are predicting.

 

HouseS&P 500 Target   EPS
Wells Fargo1,390$103.00
UBS1,425$108.00
Morgan Stanley1,434$98.71
Deutsche Bank1,500*$108.00
Barclays1,525$105.00
Credit Suisse1,550$104.90
HSBC1,560--
Jefferies1,565$112.90
Goldman Sachs1,575$107.00
BMO Capital1,575$106.25
JP Morgan1,580$110.00
Oppenheimer1,585$108.00
BofA Merrill Lynch 1,600$110.00
Citi1,615$108.00
AVERAGE1,534$106.90

NOTE: Almost all forecasts were published in December.  We suspect many will make adjustments as the details of the fiscal cliff dealings get ironed out.

Wells Fargo Securities - 1,390

2013 EPS: $103

Strategist: Gina Martin Adams

Comments: "The U.S. economy will likely continue to struggle with the ongoing impacts of debt deleveraging in 2013, suggesting policy is likely to be the dominant driver of market sentiment for the fifth year running. However, there is evidence that global deleveraging is progressing along to a new phase in its evolution. The first four years of the process were characterized by private sector debt reduction, the vast majority of which was absorbed by public coffers. Now, as the private sector unwind of debt nears completion, the onus is shifting to the public sector to address bloated debt balances in the year ahead."

Source: UBS



UBS - 1,425

2013 EPS: $108

Strategist: Jonathan Golub

Comments: "Our cautious stance is predicated upon a belief that a number of macro uncertainties — the most important of which stem from long-term U.S. fiscal imbalances — will hamper earnings growth and constrain valuations in 2013. ... [O]ur sense is that the most important structural issues will be pushed off into the future, leaving significant uncertainty about the long-term direction of the economy and corporate profits."

Source: UBS



Morgan Stanley - 1,434

2013 EPS: $98.71

Strategist: Adam Parker

Comments: "We recommend increasing China exposure, as China-centric US equities have lagged and are cheap vs. US-centric equities"

Source: Morgan Stanley



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JP MORGAN'S COMPLETE GUIDE TO THE MARKETS

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JP Morgan Guide To Markets

David P. Kelly, chief global strategist at JP Morgan Funds and his team have published the latest quarterly  Guide To The Markets.

As investors head into the first quarter, Kelly and his team put together charts that look at the long-term trends in equities, returns of various asset classes, changes in the U.S. economy, and the performance of global markets.

Here is their guide updated for the first quarter.







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More Than Two Months Since Hurricane Sandy, Here's What It STILL Looks Like On Rockaway Beach

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sandy rockaways

After days of tension political infighting and public eruptions, Congress finally voted Friday to approved $9.7 billion in disaster relief funds to provide flood insurance for victims of Hurricane Sandy.

The vote temporarily quells the bipartisan outrage over Republican House Speaker John Boehner's earlier decision to pull the plug on the bill. But lawmakers in New York and New Jersey are not fully placated, and are bracing themselves for a bigger battle over the remainder of the relief package that still awaits approval in Congress. 

Click here to see the photos >

That's because the bill that passed the House of Representatives on Friday is only a small part of the $60 billion in disaster relief funds sought by the states affected by Hurricane Sandy. The bulk of that money will pay for more visible recovery efforts that will be felt broadly in devastated communities — road repairs, rebuilding public infrastructure, and providing disaster relief funding to families and businesses. 

We headed out to Rockaway Beach this week to get a firsthand view of how critical this relief money will be to communities affected by Sandy. More than two months after Sandy hit, this blue-collar beachside community is still struggling to recover from the superstorm, which devasted homes, businesses, and civic life up and down the shoreline. 

The Rockaways, an isolated 11-mile peninsula in Queens, was one of the New York communities hit hardest by Hurricane Sandy.



We saw this military convoy leaving when we arrived. The Army Corps of Engineers is working on a study of shoreline protection for the Rockaways.



Life along the beach has been completely destroyed. This sports court was ripped apart by the storm.



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7 TV Shows That Were Saved By Their Fans

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Arrested Development

Never doubt the power of a devoted audience: Time and again, adoring fan bases have brought television shows back from the brink of cancellation—or actual cancellation.

See the TV shows >

Shows like Family Guy and Futurama were resuscitated long after cancellation by the indirect fan actions of DVD purchases and the ratings of reruns on other networks, but sometimes fans take a much more direct role in rescuing their favorite programs.

Here are some of the most fantastic examples of shows saved by their passionate audiences.

More From Mental_Floss:

11 Internet-Related Plots From '90s TV Shows

10 TV Shows That Changed The Course Of History

11 Charts And Graphs About TV Shows

"Chuck" fans created a campaign with a 3-part strategy.

If you ever want to head a campaign to save your favorite show, the one that kept Chuck on the air should be the first place you look for inspiration. The campaign—which was launched after the show received low ratings in its second season—involved a strong three-prong strategy that hit the minds, hearts, and pocket books of network executives.

Petitions and letter-writing campaigns were just the first part of the successful plan. Fans also started a “Have a Heart, Renew Chuck” program, which asked fans to donate money to the American Heart Association on behalf of NBC. By the time the effort ended, over $17,000 was donated to the charity.

Lastly, fans reached out to Subway, one of the show’s biggest sponsors, to help show that their financial support of the show was worth it. Fans organized to head to Subway to buy a footlong sub on the day of the second season finale and to drop comment cards at the restaurant saying they visited to support Chuck. This movement became so big that even the star of the show, Zachary Levi, participated by leading nearly a thousand fans to a Subway in England.

If there is one thing network executives love more than viewers, it’s money, so when Subway announced that it would become an even bigger sponsor of the show, it was pretty hard for the powers-that-be to deny the show a third season. Eventually, the show lasted a total of five seasons and won two Emmy awards and three TV Guide Awards.



"Star Trek" the most successful letter-writing campaign in TV history.

After the second season of Star Trek aired in 1967, rumors began to circulate that the show was going to be canceled. Trekkers/Trekkies jumped into action, creating arguably the most successful letter-writing campaign in television history.

Young fans even held protests at their schools. The largest was at Caltech, where 200 students marched from campus to NBC’s studio in Burbank carrying signs with such great slogans as “Vulcan Power” and “Draft Spock.”

NBC denied the cancellation rumors. In fact, after the March 1st episode, the network aired the following message: “And now an announcement of interest to all viewers of Star Trek. We are pleased to tell you that Star Trek will continue to be seen on NBC Television. We know you will be looking forward to seeing the weekly adventure in space on Star Trek.”

One season later, Star Trek was actually canceled. But the show thrived in syndication, even occasionally attracting more viewers on rerun nights than on the days the original episodes had aired. As the show continued to gain fans, eventually it inspired an animated series, many movies and spin-off television shows, and developed one of the most dedicated fan bases in geekdom.



"Jericho" fans sent 20 tons of nuts to CBS studio execs.

If you’ve ever wondered how residents of a small town would survive after a nuclear war, then you should definitely check out Jericho. When you get to season two, thank the fans who kept the show on after one of the silliest campaigns to save a program.

When Jericho was canceled after its first season, the show’s fans—inspired by the main character shouting “nuts” during an epic battle in the season finale—sent over 20 tons of nuts to CBS studio executives, who then decided to review the show’s ratings. Network researchers looked at the numbers and announced that the show actually had quite a few more viewers than Nielsen reported because the show received so much online streaming and was viewed so often on DVRs.

As a result, Jericho was renewed for one more season, but when ratings still declined, it was canceled for good—even after a second “nuts” campaign. The show’s storyline was continued in a six-part comic book series though, which allowed creators to wrap up the plotlines. In fact, some fans call the comics the “third season” of the show.



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Say Goodbye To Your iPhone's Alarm App

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Sunrise

Setting an alarm on your iPhone shouldn't involve navigating between several different screens, turning on switches, and scrolling through a seemingly endless roll of numbers.

We've been looking for a way to ditch Apple's built-in alarm app because it's a bit too complicated. That's why we were very excited when we saw Rise.

The minimal alarm clock app is beautifully designed and takes advantage of gestures, making it very easy to pick and choose a time to wake up. Even better, you have the ability to set progressive alarms, repeating alarms, and even wake up to your own music.

If you're having a spell of insomnia Rise has you covered too, you can set a sleepy playlist from iTunes that turns off automatically.

Rise is available in Apple's App Store for $1.99 you can use it with your iPhone or iPad.

After downloading from the link we provided, tap the app to open it.



We love how simple Rise is. Its minimal design isn't overwhelming or frustrating.



While the app is powering up you'll see the logo. It's pretty simple.



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These Are Most-Loved — And Most-Hated — Brands Of The Year

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love

Which brands most improved their reputations in social media in 2012? And which companies made them worse?

We asked the Dachis Group, a social media measurement agency, to tell us which brands got the biggest increases in consumer love, and which lost the most ground.

Dachis maintains a "Social Business Index," which monitors user sentiment on platforms like YouTube, Facebook, Twitter, Renren, and signals from wikis and blogs. That covers 10 billion social actions and 50 million+ social signals in real-time across 30,000 brands.

We weren't interested in the brands that are the most or least-loved overall. Coca-Cola and Delta Air Lines will always be among consumers' top and bottom brands. Rather, we wanted to know which companies got the biggest increase in love — or hate — over the year.

So Dachis measured the amount of "very positive" social media activity from the first three months of 2012 for each brand, and then did the same calculation for the last three months. The result is a ranking of the five companies that gained the most love, and the five that lost the most love.

First, the companies that gained the most consumer love ...

The 5 biggest social media winners of 2012 (next) →



5. Starbucks. Brand love: +26% / Social Business Index Rank: 26

Dachis says: 
Starbucks is a perennial top-performer in social and 2012 was no exception. The company’s social savvy earned it 19 million new fans and followers in 2012 and its push into at-home and on-the-go products gave all those people something fun to talk about. 




4. Adidas. Brand love: +35% / Rank 25

Dachis says: Adidas added more than 34 million new fans and followers in just 12 months this year. The company put that audience to good use and benefited from high levels of positive discussion all year long.




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One Of These Hilarious Ads Will Be Doritos' Super Bowl Spot

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doritos crash super bowl

For the sixth year in a row, Doritos is crowdsourcing its Super Bowl ad.

Hundreds of videos from anyone with a camera and an idea were submitted, and the choices have been whittled down to five funny finalists.

While all of the ads' creators have already won $25K and a trip to New Orleans to see the Super Bowl, only two winners' ads will be played for 111 million viewers during the game.

And you get to vote on who wins one of the spots. (Doritos execs pick the other one.) If the ad makes it to the No.1 spot on the USA Today Ad Meter, the creator will get $1 million and the chance to work with Michael Bay on the next Transformers flick.

Tell us which ones you think are the best. We're voting for the one with the goat.

Goat 4 Sale: In which a goat eat chips.



Road Chip: In which a little girl tries to kill her dog.



Fetch: In which a man and a dog play fetch.



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The 5 Best Hotel Spas In America

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Spa Vitale at Hotel Vitale

Most of us spent New Year's Eve popping bottles of (cheap) champagne, passing cheese platters, or ordering in MSG-loaded Chinese food.

Regardless of which indulgence you chose, there’s definitely at least a tinge of holiday hangover still – alcoholic or otherwise.

Start the year off right by heading to one of these super-sleek spas in a city near you to detox 2012 away.

The Spa at the Beverly Hills Wilshire, Los Angeles

The Detox Treatment: The Detox Massage ($180 for 60 minutes)

The Deal: As if complimentary use of the 8,000-square-foot spa’s saunas, steam rooms, and experience showers (which feature the likes of colored lighting and variable pressure) wasn’t rejuvenating enough, every treatment at the Beverly Hills Wilshire is top-notch, which is why we’d head straight for a Detox Massage. Therapists at the Rodeo Spa use specific massage techniques to flush out kidney, liver, and other bodily toxins that will relax your mind, too.



Spa at the Ritz-Carlton Chicago

The Detox Treatment: Organic Skin Renewal Wrap ($150 for 50 minutes)

The Deal: If you’re sensitive to the touch, give a luxe body wrap a try at the Ritz-Carlton Chicago— you’re literally enveloping yourself in a warm blanket. (Warning: Don’t do this if you’re claustrophobic!) Kick off the year with renewed, glowing skin thanks to varying antioxidants, jojoba oils, and butterfly-bush extract.



Spa Vitale at Hotel Vitale, San Francisco

The Detox Treatment: The Bathing Ritual ($60 for 25 minutes)

The Deal:Who wouldn’t want to simply luxuriate outdoors amidst a rooftop bamboo garden? An esthetician will draw you a private whirlpool tub at Hotel Vitale's spa with seasonally-sourced ingredients while you sip on fruit-infused water (lemon aides in the body’s natural detox process). Bonus? Your bloodshot peepers will be soothed thanks to a cucumber eye wash.



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13 Money Lies You Should Stop Telling Yourself By Age 30

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working

I'm not quite 30 yet, but I'm more than familiar with the notion that this age is the new benchmark for people to get their lives together.

There are books, blogs and Twitter accounts dedicated solely to helping people cross that line in the best shape for their future. They do this by telling you to get rid of debt, stop shopping so much, start a 401(k) and brace yourself for wrinkles. 

But in my opinion, it takes a lot more than a healthy bank account and nice skin to live a full and happy life, whether you're 29 or 59. Most of us know how to succeed, we just happen to let ourselves –– and a few convenient lies –– get in the way.

So long as my job pays well, it's OK if I hate it.

The job market may not be what it used to be, but by age 30 no one should be toiling away at a job that leaves them stressed out and dissatisfied with life.

We were inspired by a young woman who wrote about turning her back on a lucrative job on Wall Street when years of 14-hour work days made her overweight, burnt out and miserable. 

"I’m a few months into my new job [as an asset manager for a nonprofit] and it’s made my life richer. I’m making an effort to breathe, smile, eat healthier and have positive thoughts about my future," she wrote.

"I took a pay cut of about 30% to change positions, but I don’t think that I should be applauded for making the choice to accept less pay – I don’t view it as a sacrifice."



If I turn a blind eye, somehow my finances will figure themselves out.

The worst thing I did in my early 20s was ignore financial red flags when I saw them.

I didn't check my bank account for fear of how low the number would be; I left my credit report untouched for five years; and I didn't realize my first job even offered a matching 401(k) until I quit because I stuffed that folder in my desk and never looked at it. 

Look: If you're broke, you might as well know it and own it. It's the only way you'll ever truly be able to do something about it. 



I should get married because it's the 'next step.'

I'm a few years shy of 30 myself and it baffles me how many couples –– men AND women alike –– tell me they're planning on tying the knot by 30. 

There are few people my age who can actually afford the $27,000 the average American wedding costs these days. 

Why kick off your lifetime union with a massive pile of debt that will only cause stress and inevitable arguments down the line? If you're truly in love, chances are The One will still be around by the time you're both financially fit to face those bills together. 



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Everything We Know About The Super Bowl Ad Lineup So Far

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Tim Tebow didn't want picture with Kate Upton, Chrissy Teigen

As the countdown begins for Super Bowl XLVII, it's time to focus on one of the most important parts of the game: The ads.

We might not know what teams are playing yet, but this is one of the most watched television events in the world, so there's already a pretty solid advertiser lineup.

These are the companies that shelled out $3.8 million for each 30-second time slot that will play to 111 million people.

From Kate Upton for Mercedes to Skechers famous French bull Mr. Quiggly, here's what you have to look forward to.

If you have any Super Bowl ad updates, email LStampler@businessinsider.com.

Anheuser-Busch InBev

The Budweiser parent company has a lot planned as the Super Bowl's exclusive beer advertiser. In fact, hip hop legend Jay-Z will appear in a spot that he actually did some of the creative work on for Black Crown. This isn't a huge surprise considering that A-B dumped McGarry Bowen on its Bud Light accounts in favor of Translation, which is run by Jay-Z's friend Steve Stoute. Last year, Anheuser-Busch InBev had four minutes and thirty seconds worth of ads.



Audi of America (VW)

All we know so far is that Audi bought a 60-second commercial that will be made by agency Venables, Bell and Partners. The shop was also responsible for the car company's vampire-inspired spot last year. After the vampires were killed by the S7's LED headlights, the ad ended with the hashtag #SoLongVampires. So expect a social component this year, too.



Axe (Unilever)

Axe is another newcomer to the Super Bowl this year. BBH London will create a 30-second spot in a TBD quarter. Although Axe has relied heavily on risqueé ads in which women jump men after one spritz of body spray, it has recently produced more complex work. It got attention for a spot in which Keifer Sutherland laments the one that got away (screenshot of ad on right). The press release reminds fans to follow Axe on Facebook and Twitter for more updates.



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EURASIA GROUP: Here Are The 10 Biggest Risks The World Faces In 2013

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ian bremmer

"Political risk has entered our vocabulary," writes Ian Bremmer pointing to the fiscal cliff, the eurozone crisis, and the turmoil in the Middle East.

Every year, Bremmer, the head of Eurasia Group, publishes a list of the top 10 risks the world faces.  He also includes a couple of red herrings of which we should be mindful.

Believe it or not, Bremmer actually thinks that the world may be a little too worried about what's going on in geopolitics.

"Looking to 2013, political risk in the developed world is now overstated," he writes. "Despite the chaos in Congress--which we'll surely see much more of in the coming year--concerns about the fiscal cliff in the United States have been overplayed. So too the fragmentation of the eurozone.  And the impact of continued zero growth in Japan."

But this doesn't mean we should be dismissive of the risks.

What follows are Bremmer's top 10 risks for 2013, key excerpts from his report, and a list of the red herrings.

Click Here To See The Risks And Red Herrings >


Follow the Eurasia Group on Twitter: @EurasiaGroup.

1 - Emerging Markets: Not less risky

"Emerging markets will still have more volatility and instability than the advanced industrial democracies. Some still make good (if not safe) bets for the same reasons they have in the past--outsized growth potential makes "tail risk" more acceptable, but the era of emerging market abundance is finished. So in 2013, it's critical to understand that emerging market downside differs wildly from country to country, and in many of them, in marked contrast to developed markets, that risk is "unbounded.""

Bremmer breaks down the emerging market into three categories: becoming developed, still emerging, and backsliding.

Source: Eurasia Group



2 - China Vs. Information

"Over the past few months, we’ve seen the implications of an information society growing exponentially more rapidly than most expected. In the United States, nobody has the privacy they used to. Not New York residents with gun licenses having their addresses published after the Newtown tragedy; not ever larger numbers of leaders (CIA director David Petraeus and a host of congressmen) suddenly ousted following scandals that broke online; not Facebook CEO Mark Zuckerberg's sister randi when private family photos get posted online.

In the developed world, that's an annoyance, but the same trend in China has far more serious implications. In a Chinese economy that's increasingly information driven, a larger, better educated middle class needs access to information at work and expects it at home. Some of that info is directly undermining the political legitimacy of China's top leaders."

Source: Eurasia Group



3 - Arab Summer

"Rising tensions over Iran’s confrontation with Israel and the west are significant enough to merit their own top risk. But beyond Iran, the Middle East is now plagued with various overlapping tensions: sectarianism, especially an increasingly violent confrontation between Sunni and Shia both within and between countries; rising extremism, especially the resurgence of Sunni extremism in the form of jihadist and al Qaeda-related groups; regional great power tensions, as the traditional western powers, especially the united states, remain mainly on the sidelines and new actors jostle for influence; and continued political tension and the lack of economic progress in the states that were at the forefront of the “Arab spring."

Source: Eurasia Group



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HOUSE OF THE DAY: Jerry Bruckheimer Could Drop $23 Million On A Fashion Mogul's Beverly Hills Pad

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guess cofounder $24 million beverly hills mansion

Film and TV producer Jerry Bruckheimer is ready to drop $23 million on a Beverly Hills mansion built by late Columbia Pictures founder Harry Cohn, TMZ reports.

But the deal isn't quite finished.

Bruckheimer reportedly made an offer on the home, which is being sold as part of the bankruptcy proceeding of Guess? founder Georges Marciano, who put it on the market for $24.5 million in May.

Though the judge approved his offer, interested buyers can still try and outbid Bruckheimer at an upcoming hearing, according to TMZ.

The home is located just north of the Beverly Hills Hotel on North Crescent Drive. It has seven bedrooms, nine bathrooms, and 19,590 square feet of living space.

The estate was designed in 1927 by Robert D. Farquhar.



It was built by Harry Cohn, the legendary founder of Columbia Pictures.



Georges Marciano, the founder of Guess?, had lived here for years.



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These 16 Companies Are Leading A Retail Revolution

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shopping cart ecommerce

Morgan Stanley's internet and retail research teams led by Scott Devitt just published a big report on global eCommerce, which they project will be a $1 trillion market by 2016.

eCommerce and retail are engaged in a zero-sum game: one company's gain in eCommerce is another's lost retail sales. As such, the team refers to eCommerce in the context of "retail sales disruption."

The analysts made five conclusions:

1) Fulfillment infrastructure is critical.
2) Some categories (e.g. groceries, personal care products) are resistant to change.
3) Third-party marketplaces can prosper.  For example, Amazon's third-party volumes are growing faster than its first-party business.
4) Mobile eCommerce is an untapped opportunity.
5) Big players (e.g. Walmart, Amazon) will get bigger thanks to footprint and scale.

The team estimates that eCommerce currently comprises about 6.5 percent of total retail sales globally, and expect that figure to rise to just under 10 percent by 2016.

Morgan Stanley identified 16 companies best-positioned for this ongoing disruption.

Amazon

Ticker: AMZN

1-Yr Return:
+41.9 percent

Most disruptive force in eCommerce; continued share gain

Source: Morgan Stanley Research



Blue Nile

Ticker: NILE

1-Yr Return:
+1.3 percent

Leader in engagement; opportunity in non-engagement

Source: Morgan Stanley Research



eBay

Ticker: EBAY

1-Yr Return:
+72.3 percent

Largest global marketplace; accelerating GMV growth

Source: Morgan Stanley Research



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CREDIT SUISSE: 8 Key Indicators Suggest A Stock Market Selloff Is Near

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Credit Suisse Strategist Andrew Garthwaite

Credit Suisse Global Equity Strategist Andrew Garthwaite and his team are taking a bit of stock market exposure off the table after the recent run-up in the S&P 500 over the past month.

Garthwaite warns clients in a new research note out this morning, "Many of our tactical indicators point to a consolidation phase in the equity markets, in the near-term."

In the note, Garthwaite highlights nine charts that show how, just as the stock market has taken a turn upward since mid-November, investor sentiment toward stocks has soared higher in that short amount of time.

Many of the charts show sentiment indicators now at multi-year highs, suggesting elevated risk of a market selloff.

Thanks to Credit Suisse for giving us permssion to feature these charts.

There has been a sharp turn in risk appetite in only a month



And credit risk appetite has soared to record highs recently



General sentiment toward stocks is close to a two-year high



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Apple Is Already Late To The Smartwatch Game (AAPL, GOOG)

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iwatch 4

Apple is reportedly looking into developing a watch product.

This is only one in a line of other wearable tech that people have been buzzing about, most notably Google Glass.

We suspect that this will be a device to complement the iPhone, not to kill it.

Analysts say that the watch, if Apple decides to sell it, will appear in 2014 at the earliest.

But this is by no means the only smartwatch that will be out there. There are already a number available today.

MetaWatch STRATA

Connect this watch with your phone to see incoming calls, SMS messages, email, Facebook and Twitter updates, calendar events, and even weather. The company recently raised over $300,000 on Kickstarter to make its watch compatible with iOS 6.

Price:starts at $159



Pebble

Another Kickstarter runaway success, Pebble crowdfunded over $10 million and sold almost 69,000 watches in the process. The watch is pretty customizable, letting you load your own watch faces into it. And of course, it functions with caller ID, SMS updates, and can even control your music.

Price:$150



Leikr

Currently in development by former Nokia engineers in Denmark, the Leikr's 2" color screen is a full-blown GPS unit that stores its maps offline. It's a perfect watch for runners, cyclists, or people who simply get lost easily.

Price:starting at $279



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