Quantcast
Channel: Features
Viewing all 61683 articles
Browse latest View live

15 healthy eating habits that work according to scientists

$
0
0

sugar

With options as varied as the Paleo diet and the 21-day challenge, there's a fad diet for practically everyone.

But as fun as the diets may seem, it's often difficult to stick with them for more than a few weeks, and as a result few people actually see any long-term results.

Rather than trying one of those, here are 15 science-backed habits that can help boost your health and may help with weight loss as well.

RELATED: 11 fitness 'truths' that are doing more harm than good

NEXT: An exercise scientist told us the biggest mistake people make when they decide to eat healthy

Eat food you enjoy.

It may seem as if the easiest way to lose weight is to stop eating the foods you overindulge in. But this can be short-sighted, Lisa Sasson, a New York University nutrition professor, told Business Insider. "If you pick a diet with foods you don't like, you're doomed to fail," Sasson said. Food is a pleasurable experience; if you cut out all the foods you like, you probably won't stick to your plan.

And as studiescontinue to show, coming up with an eating regimen you can stick with is critical.



Portion sizes are key.

There's a psychological component to eating, especially when you have weight loss in mind. Being conscious of losing weight and sticking to the right portion sizes is half the battle, Sasson said. This phenomenon is why most people in studies lose weight, regardless of whether they're in the group assigned a special diet. Simply being studied can lead to people being more conscious of what they're eating.

But overall, keeping an eye on portion sizes is a great way to help avoid overeating— especially with portion sizes rising since the 1970s.



Skip the restaurant and pack your lunch.

Portion sizes in American restaurants have increased by as much as three times in the past 20 years, and it is changing what we think of as a normal meal.

"One way to keep calories in check is to keep food portions no larger than the size of your fist," Elizabeth G. Nabel, director of NIH's National Heart, Lung, and Blood Institute, writes.

If you're trying to control your portion sizes, it is best to pack your own lunch because restaurants will give you more calories than you need.



See the rest of the story at Business Insider

20 college majors where the pay goes nowhere

$
0
0

lecture

While salary-growth potential shouldn't necessarily discourage students from pursuing a particular major, it's an important consideration to make when thinking about the future.

PayScale recently looked at salary data from this year's College Salary Report and analyzed the difference between starting (less than five years of experience) and mid-career (10 or more years of experience) pay by college major.

"The majority of majors with the smallest increases in pay from early to mid-career median are in health, social services, and education," says Gina Bremer, PayScale's lead data analyst and data-visualization specialist. "These fields of study typically lead to careers focused on helping others, but are more suited for people who prioritize making a difference over a large salary."

Here are the 20 college majors with the smallest salary growth:

SEE ALSO: The 20 highest-paying jobs for women

20. Respiratory care

Most common jobs: Respiratory therapist, respiratory-services supervisor, registered polysomnographic technologist

Starting median pay: $47,800  

Mid-career median pay: $64,000

Increase in pay: $16,200 / 33.9% 



19. Environmental management

Most common jobs: Environmental health and safety manager, environmental manager, environmental health and safety specialist

Starting median pay: $51,300 

Mid-career median pay: $68,600

Increase in pay: $17,300 / 33.7% 



18. Parks and recreation management

Most common jobs: Parks and recreation director, recreation supervisor, executive assistant

Starting median pay: $37,100

Mid-career median pay: $49,500

Increase in pay: $12,400 / 33.4% 



See the rest of the story at Business Insider

Here are 31 photos of people who are carrying an amazing amount of stuff

$
0
0

overloaded

In most western nations, goods are transported on trains, ships, and trucks.

But in areas where those vehicles are less available, people and goods move from place to place by some rather creative means.

These photos from Reuters reveal how people from all over the world use bikes, carts, boats, and animals in amazing ways to get themselves and their stuff where they need to go.

[Alex Davies and Julie Zeveloff contributed to an earlier version of this story.]

This man in India is biking around with a huge number of plastic balls.



These folks and some livestock in the Central African Republic have taken hitchhiking to a whole new level.



One moped, two riders, and lots of fluffy cushions in Cambodia.



See the rest of the story at Business Insider

Here’s why the Air Force’s B-52 has only gotten better with age

$
0
0

B 52H_static_display_arms_06

If the B-52 was a person it’d be old enough to retire and collect social security, but instead we’re using it to bomb America’s enemies in the Middle East.

As the cliché saying goes — it’s like a fine wine, it only gets better with age. And in the case of the B-52, it’s true. Boeing’s B-52 Stratofortress was made in 1952 and was supposed to be in service for only a decade. But constant updates have made it a relevant weapon 60 years later.

Its low operating costs have kept it in service despite the advent of more advanced bombers, such as the canceled B-70 Valkyrie, B-1 Lancer and the B-2 Spirit.

With a payload of 70,000 pounds and a wide array of weapons, including bombs, mines and missiles, the B-52 has been the backbone of the manned strategic bomber force for the U.S. for the past 40 years, according to the U.S. Air Force. The B-52 is expected to serve beyond the year 2040.

Here’s the B-52 Stratofortress throughout the years:

 

 

 

 

 

 

 

SEE ALSO: 9 weapon systems that troops absolutely love

The first B-52H Stratofortress delivered to Minot Air Force Base



B-52D dropping 500-lb bombs



A B-52H Stratofortress of the 2d Bomb Wing takes off from Andersen Air Force Base, Guam



See the rest of the story at Business Insider

13 steps anyone can take to get rich, according to a journalist who spent his career studying millionaires

$
0
0

wealthy racegoers

Prompted by legendary businessman Andrew Carnegie, who turned a few nickels and dimes into a fortune, journalist Napoleon Hill researched more than 500 self-made millionaires over 20 years before releasing his 1937 best-seller "Think and Grow Rich."

"It was Mr. Carnegie's idea that the magic formula, which gave him a stupendous fortune, ought to be placed within reach of people who do not have time to investigate how men make money," Hill wrote in the preface.

The 13-step "magic formula"— which involves no mention of "money" or "wealth," but focuses instead on breaking down the psychological barriers that hold us back from attaining our own fortunes — is just as relevant today, 78 years later.

Here are Hill's 13 steps, in his words and ours:

SEE ALSO: 6 timeless money lessons from a nearly 20-year-old personal-finance classic

1. Desire: You have to want it

All of the super wealthy started with a certain amount of dreaming, hoping, planning, and desiring before they became rich. They imagined riches before they saw them in their bank accounts, Hill explains:

Wishing will not bring riches. But desiring riches with a state of mind that becomes an obsession, then planning definite ways and means to acquire riches, and backing those plans with persistence which does not recognize failure, will bring riches.

This is not so different from the modern-day concept of visualizing a savings goal with a specific price tag.



2. Faith: Believe that you can achieve your goal

Growing rich starts with your mindset — with the belief that you can accumulate wealth. Hill writes:

Riches begin in the form of thought! The amount is limited only by the person in whose mind the thought is put into motion. Faith removes limitations!

As self-made millionaire and author Steve Siebold writes, "Being rich isn't a privilege. Being rich is a right. If you create massive value for others, you have the right to be as rich as you want."



3. Auto-suggestion: Use affirmations to reach your goal

Turning desire for money or success into reality requires sending your subconscious mind phrases and mantras that support your goal. You have to repeat out loud what it is that you want, and how you plan to get it, so you become obsessed with your purpose.

Hill explains:

Your ability to use the principle of auto-suggestion will depend, very largely, upon your capacity to concentrate upon a given desire until that desire becomes a burning obsession.

For example, if you aim to save $1 million for retirement by putting away money every week, you would repeat, "I will set aside money this week to have $1 million in retirement savings," as many times as possible each day.



See the rest of the story at Business Insider

The perfect 'mixed case' of wine for your Thanksgiving table

$
0
0

thanksgiving

Whether you're hosting a Thanksgiving dinner or attending as a guest, a great wine is always a nice addition to the meal. But the diversity and volume of the dishes on the typical Thanksgiving table means that the simple pairing rules most people know and follow just don't hold up well for this meal (for example, steak and a Cabernet Sauvignon or fish and a bright white wine.)

I have found over the years that some wines work better than others on Thanksgiving.

Here is what I've learned

There are many, many wines that will compliment the meal nicely. As a rule I avoid very heavy wines that can easily overwhelm your traditional Thanksgiving meal. Sill others won't offend but probably won't improve the meal. Below you will find a number of my suggestions which are in the sweet spot between too heavy and too bland.


Most of these wines are wide
ly available but I've provided links to Wine.com for easy purchase.  I chose Wine.com only because they can ship to nearly every state that allows the sale of alcohol online and you can easily replace with your favorite online source.

Or go to your favorite wine shop and simply say "I'm looking for something like this..." while showing them the picture of any one of these wines. A good wine shop employee will find that wine or an alternative pretty quickly.  

What to look for: 

abrunier.vieuxtelegraphe.red.resizedAcidity - Food friendly wines typically have high acid levels. The acid wakes up your palate and helps produce more saliva which helps with any marathon Thanksgiving meal. 

Lower alcohol levels - I look for wines with 14% alcohol or lower.  Don't get me wrong, I love a BIG wine but the higher alcohol typically weighs you down.  And there are enough things weighing you down at this meal. All wine sold in the US must detail the percentage of alcohol in the bottle, so with a little searching you will find it 

Character - You are celebrating the things and people you are thankful for and one of those things should be a unique wine. I realize one person's character may be another's nightmare. I've pulled together the list below as a starting point. I hope you find something you love that adds to your meal.  

Scharffenberger Brut Excellence

Price: ~$20 

Available on Wine.com

Sparkling wines are a really great compliment to Thanksgiving dinner. The bubbles stimulate the palate, and the acidity brightens up the meal. The Scharffenberger is an excellent compliment to the meal and offers tremendous value. 



Pol Roger Vintage Brut 2004

Price: ~$100

Available on Wine.com

If your budget allows, Champagne provides that special touch to the meal. I love Pol Roger, which has a really complex flavor profile and lots of crisp acid.   

 



Gruet Grand Rose 2007

Price: $30 

Available on Wine.com

White or red for Thanksgiving?  Go pink! And not just pink, but Sparkling Rose. I love Gruet's entire lineup of sparkling wines, but the Grand Rose is my favorite. This will compliment almost any dish. Bonus fun fact: this wine is grown and made in New Mexico.  



See the rest of the story at Business Insider

9 weapon systems that troops absolutely love

$
0
0

A-10 thunderbolt warthog cannon

Troops in contact with the enemy have a few awesome weapons that they like to hear firing in support. Any weapon firing on the enemy is a good weapon, but these 9 have become hallowed in military culture.

SEE ALSO: The biggest human-made explosion ever happened 54 years ago this week

1. M2 .50 cal machine gun

Quite possibly the favorite weapon of troops from World War II to today, the .50 Cal is largely unchanged after over 90 years of service. It fires half-inch rounds at up to 550 rounds per minute, taking down low-flying aircraft, hostile infantry, and light vehicles.

It’s so reliable that after the Army began overhauling M2s in 2011, they found a weapon that served for more than 90 years and still fired perfectly.

 



2. AH-64 Apache

One of the world’s premier attack helicopters, the AH-64 Apache can fly at over 173 mph, climb at 2,000 feet per minute, and carries Hellfire missiles, 30mm grenades, and 70mm rockets. Designed for an anti-tank role, Apaches are also great at covering and supporting infantry on the ground.



3. TOW Missile

Tube-launched, optically tracked, wire-guided or wireless-guided missiles are great against armored and fortified targets at a range of nearly three miles. There are portable launchers that can be carried by infantry, and the missiles can also be mounted on helicopters and vehicles.



See the rest of the story at Business Insider

Meet the 44 models walking in the Victoria’s Secret Fashion Show this year

$
0
0

victoria's secret show

The long-awaited Victoria's Secret Fashion Show will take place next week (but you won't be able to watch it until December 8). In advance of the show, the company has released its list of 44 top models who made the cut.

Landing a modeling contract with Victoria's Secret is considered a top job within the industry, whether you're a brand favorite like Adriana Lima and Allessandra Ambrosio or a celebrity like Kendall Jenner and Gigi Hadid.

All the models this year unsurprinsingly have active Instagram accounts, so mega-fans can follow them for behind-the-scenes shots of the show before it officially premieres on December 8.

Of the 44 women, the first 15 listed here are the designated "Victoria's Secret Angels"— the ambassadors of the brand who travel the world promoting Victoria's Secret year-round. The other 29 women are models who were chosen to walk in this year's Fashion Show.

Keep scrolling to meet them all. 

Brazilian model Adriana Lima is one of the returning Angels. She’s been a Victoria's Secret Angel since 2000 and is one of the highest paid models in the world.

Instagram Embed:
http://instagram.com/p/83ScV9s6jU/embed/
Width: 800px

 

Follower Count:5.7 million



Brazilian model Alessandra Ambrosio wore the Victoria’s Secret Fantasy Bra last year. She’s also an ambassador for the National Multiple Sclerosis Society.

Instagram Embed:
http://instagram.com/p/9uXbSOqbrs/embed/
Width: 800px

 

Follower Count: 4.7 million



Behati Prinsloo is a Namibian model who has been an Angel since 2009.

Instagram Embed:
http://instagram.com/p/8KGE_Xwlla/embed/
Width: 800px

 

Follower Count:2.6 million



See the rest of the story at Business Insider

The incredible story of the scientist who launched a nuclear age

$
0
0

marie curie

Above all else, Marie Curie was a scientist with remarkable insight. But to the science contemporaries of her time, Curie was a woman, who happened to study science.

At times she was overlooked for her achievements, which were laying the foundation for what we understand about radioactive behavior that, today, runs nuclear reactors, powers deep-space exploration, and drives an entire field of medicine, called radiology.

Through the shameful, sexist-derived neglect, Curie's intellect, wit, and drive pushed her toward miraculous discoveries that even the scientific community could not ignore for long.

Curie became the first scientist to earn two Nobel Prizes, had three radiology institutes erected in her honor, saw her eldest daughter win a Nobel Prize, and was revered by the most brilliant minds of our time, including Albert Einstein.

Today, she's celebrated as one of the greatest scientists in history. In honor of Madame Marie Curie's birthday this month, here's the incredible story of her struggles and victories in a world where women were shunned.

READ MORE: The amazing life of Albert Einstein, an underestimated genius whose childhood nickname was 'the dopey one'

SEE ALSO: This amazing 25-year-old woman helped bring Apollo astronauts back from the moon

Maria Salomea Skłodowska was born in Warsaw, Poland on Nov. 7, 1867. Here's one of the earliest known photos of her at the age of 16.

Born in Warsaw, Poland as Maria Salomea Skłodowska, her middle name originates from the Polish word "Salome," which is traced to the Hebrew word for "peace."

Maria would later adopt her husband's last name as well as the French translation of her first name, to become known as Marie Curie.

Source: NobelPrize.org



The Curie sisters were determined to study despite government bans on higher education for women.

Russia-dominated Poland was in the midst of a feminist revolution, but changes were slow-going.

Since women were still banned from higher education, Curie and one of her sisters joined the Flying University — an educational institution that admitted women— in the mid 1880s.

Source: American Institute of Physics



She eventually moved to Paris in 1891.

To continue her studies in chemistry, math, and physics, Curie studied at Sorbonne — the University of Paris at the time — where she eventually became head of the Physics Laboratory.

Source: NobelPrize.org



See the rest of the story at Business Insider

The US military took these incredible photos this week

$
0
0

BGM-71 lava viper marines missile fire

The military has very talented photographers in its ranks, and they constantly attempt to capture what life as a service member is like during training and at war. This is the best of what they shot this week:

 

SEE ALSO: 9 weapon systems that troops absolutely love

AIR FORCE: Airmen from the 33rd Aircraft Maintenance Squadron load a missile-guided bomb into an F-35A Lightning II at Eglin Air Force Base, Fla., Oct. 16, 2015. Flightline munitions load training allows crews to practice in a realistic work environment.



Staff Sgt. Christopher Rector, a 459th Airlift Squadron special missions aviator, keeps his eyes on the water off the coast of Tokyo Oct. 28, 2015. The crew delivered simulated medical supplies to Miakejima Island, showcasing Yokota’s ability to augment the Tokyo Metropolitan Government’s disaster relief efforts.



ARMY: U.S. Army Soldiers, assigned to 1st Battalion, 4th Infantry Regiment, act as opposing forces during react-to-contact training, part of Exercise Combined Resolve V at U.S. Army Europe’s Joint Multinational Readiness Center in Hohenfels, Germany, Oct. 29, 2015.



See the rest of the story at Business Insider

Here's what you'd look like in the face of 200 miles per hour winds

$
0
0

High Speed Selfies

If your mother ever warned you that if you made a funny face long enough, your face might just get stuck, you might not want to show her these pictures. 

UK based photography company #Hashtag created an insane high speed selfie booth that snaps pictures of people while they have their faces blown backwards by winds moving at hundreds of miles per hour, roughly the equivalent of one g-force. 

Check out 24 of our favorite "G-Force Faces" courtesy of #Hashtag photography

The High Speed Selfie blower has evolved since #Hashtag started working on the project over a year ago, a #Hashtag representative told TI.



Originally, they weren't using a custom blower.



Instead, they used something you might have in your garage.



See the rest of the story at Business Insider

These charts show that a big global slowdown is coming

$
0
0

thumbs downThe Organisation for Economic Cooperation and Development released its twice yearly Economic Outlook on Monday, and it makes for pretty gloomy reading.

Angel Gurria, the OECD's secretary general spoke in Paris on Monday morning, and he reflected the OECD's generally pessimistic tone.

"The slowdown in global trade and the continuing weakness in investment are deeply concerning. Robust trade and investment and stronger global growth should go hand in hand,” said Gurria. 

Alongside the Economic Outlook, the OECD releases a huge amount of information, including a boat load of charts and graphs, some of which show just why the organisation thinks that the current economic situation is so worrying. 

First up, global economic growth has slowed to roughly 3% this year, pushed down by China's slowdown, the commodity price crash, and recessions in Brazil, and Russia.



Next, growth in global imports has dropped to less than 2%. Imports by OECD countries have grown by about 4%, but a there's been a fall of more than 2% in non-OECD countries.



Growth will return slowly in the next two years, against what the OECD calls "a background of subdued inflationary pressures."



See the rest of the story at Business Insider

How real women have evolved since 1900

$
0
0

real 100 years

Videos comparing the most popular styles from the past 100 years have been making the rounds online lately, whether they deal with women's beauty looks or men's hairstyles.

But now a new video is being passed around, with a twist: this one is showing not only the most glamorous women of each time period, but also what the typical woman would have looked like.

It's a departure from Cut Video's typical "100 Years of Beauty" videos, which show the ideal woman from each decade. Read on to see how the videos compare.

 

Cut Video's "100 Years of Beauty" videos show how hair and makeup have changed over the past century.

RAW Embed

Source: 100 Years of Beauty in 1 Minute - Episode 1: USA

 



The production company has made videos about beauty standards in numerous countries, including Brazil, shown below.

RAW Embed

Source: 100 Years of Beauty - Episode 11: Brazil



The minute-long videos provide a fascinating look at how beauty standards change over time, and they're racking up millions of views.

RAW Embed

Source: 100 Years of Beauty - Episode 3: Iran



See the rest of the story at Business Insider

This electric bike could change the way we commute in cities

$
0
0

There's nothing like that feeling of whizzing by on a bike during rush-hour standstill.

Dutch company Biomega recently designed an electric bike with a sleek design that could finally convince more people to ditch cars and adopt bikes. It's not just functional. Like a Mercedes or BMW, it speaks to the stylish identity of the rider.OKO_White_08.JPGWhile most e-bikes look clunky, the OKO bike looks cool. All of its parts are streamlined, and the motor hides inside its carbon frame.

To create it, Biomega worked with KiBiSi, a company co-founded by designer Jens Skibsted and architect Bjarke Ingels. For $2,295, you can pre-order the OKO from Austere, with shipping slated for December.

The 40-pound bike includes a 2,500-watt motor that powers as you pedal. For hills and long distances, the bike provides extra power. Riders can travel up to 25 miles with a single charge.



The motor is located in the center of the frame, instead of the back (like most e-bikes), distributing the weight evenly.



The stylish bike features an aluminum handlebar and integrated fender in the frame. Its body is made of the same material as Formula 1 race cars.



See the rest of the story at Business Insider

Over and over again, the military has conducted dangerous biowarfare experiments on Americans

$
0
0

San Francisco

On September 20, 1950, a US Navy ship just off the coast of San Francisco used a giant hose to spray a cloud of microbes into the air and into the city's famous fog. The military was testing how a biological weapon attack would affect the 800,000 residents of the city.

The people of San Francisco had no idea.

The Navy continued the tests for seven days, potentially causing at least one death. It was one of the first large-scale biological weapon trials that would be conducted under a "germ warfare testing program" that went on for 20 years, from 1949 to 1969. The goal "was to deter [the use of biological weapons] against the United States and its allies and to retaliate if deterrence failed,"the government explained later. "Fundamental to the development of a deterrent strategy was the need for a thorough study and analysis of our vulnerability to overt and covert attack."

Of the 239 known tests in that program, San Francisco was notable for two reasons, according to Dr. Leonard Cole, who documented the episode in his book "Clouds of Secrecy: The Army's Germ Warfare Tests Over Populated Areas."

Cole, now the director of the Terror Medicine and Security Program at Rutgers New Jersey Medical School, tells Tech Insider that this incident was "notable: first, because it was really early in the program ... but also because of the extraordinary coincidence that took place at Stanford Hospital, beginning days after the Army's tests had taken place."

Hospital staff were so shocked at the appearance of a patient infected with a bacteria, Serratia marcescens, that had never been found in the hospital and was rare in the area, that they published an article about it in a medical journal. The patient, Edward Nevin, died after the infection spread to his heart.

Bacillus_subtilis_endospore_stain

S. marcescenswas one of the two types of bacteria the Navy ship had sprayed over the Bay Area.

It wasn't until the 1970s that Americans, as Cole wrote in the book, "learned that for decades they had been serving as experimental animals for agencies of their government."

San Francisco wasn't the first or the last experiment on citizens who hadn't given informed consent.

Other experiments involved testing mind-altering drugs on unsuspecting citizens. In one shocking, well-known incident, government researchers studied the effects of syphilis on black Americans without informing the men that they had the disease — they were told they had "bad blood." Researchers withheld treatment after it became available so they could continue studying the illness, despite the devastating and life-threatening implications of doing so for the men and their families.

But it was the germ warfare tests that Cole focused on.

"All these other tests, while terrible, they affected people counted in the hundreds at most," he says. "But when you talk about exposing millions of people to potential harm, by spreading around certain chemicals or biological agents, the quantitative effect of that is just unbelievable."

"Every one of the [biological and chemical] agents the Army used had been challenged" by medical reports, he says, despite the Army's contention in public hearings that they'd selected "harmless simulants" of biological weapons.

"They're all considered pathogens now," Cole says.

Here are some of the other difficult-to-believe germ warfare experiments that occurred during this dark chapter in US history. These tests were documented in Cole's book and verified by Tech Insider using congressional reports and archived news articles.

From Minneapolis to St. Louis

The military tested how a biological or chemical weapon would spread throughout the country by spraying bacteria as well as various chemical powders — including an especially controversial one called zinc cadmium sulfide. Low flying airplanes would take off, sometimes near the Canadian border, "and they would fly down through the Midwest," dropping their payloads over cities, says Cole.

These sprays were tested on the ground too, with machines that would release clouds from city rooftops or intersections to see how they spread.

In the book, Cole cites military reports that documented various Minneapolis tests, including one where chemicals spread through a school. The clouds were clearly visible.

To prevent suspicion, the military pretended that they were testing a way to mask the whole city in order to protect it. They told city officials that "the tests involved efforts to measure ability to lay smoke screens about the city" to "hide" it in case of nuclear attack, according to Cole's account.

The potential toxicity of that controversial compound zinc cadmium sulfide is debated. One component, cadmium, is highly toxic and can cause cancer. Some reports suggest a possibility that the zinc cadmium sulfide could perhaps degrade into cadmium, but a 1997 report from the National Research Council concluded that the Army's secret tests"did not expose residents of the United States and Canada to chemical levels considered harmful." However, the same report noted that research on the chemical used was sparse, mostly based on very limited animal studies.

These air tests were conducted around the country as part of Operation Large Area Coverage.

"There was evidence that the powder after it was released would be then located a day or two later as far away as 1,200 miles," Cole says. "There was a sense that you could really blanket the country with a similar agent."



City tests were conducted in St. Louis, too.

In 2012, Lisa Martino-Taylor, a sociology professor at St. Louis Community College-Meramec, released a report theorizing that the army's experiments could be connected to cancer rates in a low-income, mostly black neighborhood in the city where zinc cadmium sulfide had been tested. She said she was concerned that there could have been a radioactive component to some testing, though she did not have direct evidence for that possibility.

Her report, however, prompted both senators from Missouri to write to the Army secretary, "demanding answers," the Associated Press noted at the time.

While Martino-Taylor's suggestion remains purely hypothetical, "the human dimension is never mentioned" in most Army documents, Cole writes in the book. Instead there's just a discussion of how well the particulates spread and what they learned about the possibility of biological attacks from them.



1966: "A Study of the Vulnerability of Subway Passengers in New York City to Covert Attack with Biological Agents"

The New York subway system experiments are among the most shocking in terms of the numbers of people exposed, according to Cole.

In a field test called"A Study of the Vulnerability of Subway Passengers in New York City to Covert Attack with Biological Agents," military officials tried to see how easy it would be to unleash biological weapons using the New York City subway. They would break light bulbs full of bacteria on the tracks to see how they spread through the city.

"If you can get trillions of bacteria into a light bulb and throw it on the track as a train pulls into a station, they'll get pulled through the air as the train leaves," Cole says, travelling through the tunnels and into different stations.

Clouds would engulf people as trains pulled away, but documents say that they "brushed their clothing, looked up at the grating apron and walked on." No one was concerned.

In a 1995 Newsday story, reporter Dennis Duggan contacted retired Army scientist Charles Senseney, who had testified about the experiments to a Senate subcommittee in 1975. In his testimony, he explained that one light bulb full of bacteria dropped at 14th Street easily spread the bacteria up to at least 58th Street.

But he declined to reveal anything to the Newsday reporter. "I don't want to get near this," Senseney said to Duggan. "I [testified], because I was told I had to by the people at the Department of Defense ... I better get off the phone."

Experiments continued in New York for six days using Bacillus subtilis, then known as Bacillus globigii, and S. marcescens.

A paper from the National Academy of Sciences analyzing military experiments notes that B. globigii is "now considered a pathogen" and is often a cause of food poisoning. "Infections are rarely known to be fatal," the report said — though fatal cases have occurred.



See the rest of the story at Business Insider

18 stunning photos from the night the Berlin Wall came down 26 years ago

$
0
0

East German citizens climb the Berlin wall at the Brandenburg Gate as they celebrate the opening of the East German border, November 10, 1989. REUTERS/File

The Berlin Wall was built in 1961 to divide East and West Berlin. Constructed by the eastern, Soviet-ruled portion of the city, the wall was meant to keep Western "fascists" from invading the East — but it also served as a barricade to those Easterners attempting to migrate to the West, capitalist territory.

The barbed-wire-topped wall divided families and took away basic human rights, keeping the population of East Berlin trapped inside Soviet territory. At 12 feet tall and 4 feet wide, the wall and its surrounding security systems were known as "The Death Strip," as nearly 100 people were killed in their attempt to cross its miles of trenches and trip-wire machine guns.

On November 9, 1989, it was announced by the East German Communist Party that citizens of the German Democratic Republic, or East Germany, could cross the border whenever they pleased. That night, mayhem ensued at the border. Many who lived in the East crossed freely to the West for the first time in nearly 30 years, and citizens even began chipping away at the wall.

We've compiled Reuters images from that infamous night and the nights that followed as the Berlin Wall finally came crashing down.

SEE ALSO: Here's how crazy things got on the night the Berlin Wall came down

East German soldiers act as a barricade, blocking West Berliners waiting to welcome East Berlin citizens at the Allied guardhouse "Checkpoint Charlie" November 9, 1989.



When the clock struck midnight, all the checkpoints along the wall were forced to open.



Berliners carried hammers and chisels to begin chipping away at the wall.



See the rest of the story at Business Insider

10 pieces of furniture every man should buy for his apartment

$
0
0

eames_desk

We’ve all seen them, those bachelor pads belonging to the rich and famous; you know, the ones that make you want to play the lottery?

Odds are, most of them include one or two of the pieces listed below. And of course, like most things so readily available to celebrity types, these chairs and tables and sofas aren’t cheap.

But, just like affordable style on Primer, it’s important to know what’s sought after so you can find frugal versions in other places.

SEE ALSO: 10 things every man should have in his home

LEM Piston Stool

Let’s begin with a classic that’s relatively new to the scene, a stool designed in the year 2000 by husband and wife team Shin and Tomoko Azumi. The streamlined silhouette makes it a versatile choice for many different interiors, and the low back allows it to be easily tucked underneath the countertop. The real deal can cost $700, but cheaper ones will set you back between $100 and $200 depending on the style.



Eames Eiffel Chair

The Eames Eiffel Chair dates back further, to the year 1948, when another husband and wife team Charles and Ray Eames developed the Eiffel chair using the newly popular material fiberglass. They were interested in creating new shapes using updated technology, so this rounded plastic seat was born. These beauties cost $300 and up, depending on whether you get a new one or a vintage piece. Replicas can be found on Amazon for around $60.



Wassily Chair

The chair that was later coined the “Wassily,” was designed by Marcel Breuer in 1926, and produced by German-Austrian furniture manufacturer Thonet in the late 1920’s. Inspired by the handlebars on his bike, Breuer used bent tubular steel and canvas fabric, which were revolutionary at the time. Like many of these iconic pieces of furniture, the Wassily chair is still in production today and an authentic one costs $2,000+. Reproductions can be had for $260.



See the rest of the story at Business Insider

The gorgeous concept art of 'Fallout 4'

$
0
0

The world of "Fallout 4" is gorgeous in its own sad, destroyed kind of way. We're talking about the post-apocalypse here.

Just look at this:

Fallout 4

The world is dripping with style, even in advertisements:

And all of that beautiful art is born of the concept art created years earlier. This art provides a stylistic backbone to the world of "Fallout 4," and showcases the massive, destroyed world you'll get to explore when the game launches on Tuesday for Xbox One, PlayStation 4, and PC.

The world of "Fallout" is anachronistically stuck in the post-World War II era of American history. These images represent the retro-futuristic world of 2077, when the game begins.



You can see this style in everything from homes to automobiles. These hulking beasts are representative of the over-consumption that leads to the nuclear apocalypse (according to the lore of "Fallout," that is).



The "Fallout 4" version of an iPhone is a massive, wrist-mounted computer called a "Pip-Boy." It displays a monochromatic menu, naturally.



See the rest of the story at Business Insider

GOLDMAN: Here are 14 great stocks with fat dividends and huge buyback plans

$
0
0

coins money stacked

Companies are sitting on record piles of cash, and that's good news for investors in certain companies.

According to David Kostin at Goldman Sachs, S&P 500 companies will spend $2.2 trillion in excess cash in 2016 and 46% of that will be returned to shareholders in the form of dividends ($432 billion) or buybacks ($608 billion).

Additionally, the stocks of companies returning large amounts of cash to shareholders have done well over the past few years.

"Investing in companies returning cash to shareholders via a combination of buybacks and dividends has proven to be an effective long-term strategy relative to the market and other uses of cash," wrote Kostin. "Since 1991, a sector-neutral basket of the S&P 500 stocks with the highest trailing combined dividend and buyback yields has returned an annualized 15.7% versus 13.8% for the top capex + R&D spenders and 12.8% for S&P 500." 

To help capture this trend, Goldman has assembled a list of the 50 top stocks for shareholder cash returns called the Total Cash Return basket.

We've compiled the top 14 stocks returning more than 12% yield to their investors. Each stock also includes the breakdown of returns from buybacks and dividends, as well as a comment on the returns from the company's most recent earnings call.

Check out the companies dumping cash to investors below.

Marriott International: 12.0% total yield

Ticker: MAR

Industry: Consumer Discretionary

Buyback Yield: 10.7%

Dividend Yield: 1.3%

Executive Comment: "Given the considerable amount of capital recycling this year, combined with strong operating cash flow, we expect to return more than $2.25 billion to shareholders through share repurchases and dividends this year, a new record. Year-to-date through today, we've already returned over $2 billion to shareholders," said CFO Carl Berquist.

 

Source: Goldman Sachs



VeriSign Inc.: 12.2% total yield

Ticker: VRSN

Industry: Information Technology

Buyback Yield: 12.2%

Dividend Yield: 0%

Executive Comment: "Our $2.75 per share dividend in 2011 was a 100% tax-free return of capital. We believe the long trend lines of growth in the top line and bottom line, along with the consistent track record in returning generated value to our shareholders through effective capital allocation and an efficient capital structure are what matter most to our shareholders," said CEO James Bidzos.

 

Source: Goldman Sachs



Deere & Co.: 12.4% total yield

Ticker: DE

Industry: Industrials

Buyback Yield: 9.6%

Dividend Yield: 2.7%

Executive Comment: "As a closing thought, John Deere is well on its way to another good year and doing so in the face of some pretty significant headwinds. Our performance highlights our success establishing a wider range of revenue sources and a more durable business model," said Susan Karlix, head of Investor Communications.

 

Source: Goldman Sachs



See the rest of the story at Business Insider

5 common mistakes to avoid when refinancing your student loans

$
0
0

college graduation caps crowd

Refinancing your student loans can make repaying them more manageable and potentially score you a lower interest rate, effectively saving you thousands of dollars in interest.

Sounds like a dream, right?

Not so fast.

While refinancing can be beneficial for student loan borrowers, you may want to avoid the following common mistakes to save yourself time, money and hassle.

SEE ALSO: The 2 biggest mistakes recent grads make when it comes time to start repaying student loans

1. Not doing your research.

One mistake borrowers can make is not doing their research on the various student loan refinancing companies out there. There are many options available, so it's key to find the best fit for you.

For example, refinancing may be a great way to cut down on how much you'll pay in interest during the life of the loan. Interest rates for federal student loans are set by Congress and vary by type, ranging from 4.66 to 8.5 percent as of September 2015 for loans originally disbursed on or after July 1, 2006, and before July 1, 2015. On the other hand, private student loan interest rates can exceed 18 percent, according to Federal Student Aid.

Whether you have federal loans or private loans, if you're at the higher end of these interest spectrums, you may be a good candidate to save money by refinancing. Also, if your credit score has greatly improved since you first took out private student loans, you may stand to save.

When researching, you should make sure the types of loans you have are eligible for refinancing and compare repayment terms as well as any additional perks, such as career support or unemployment protection, that you may lose or gain.

Aside from looking at the terms and conditions, you may also want to check out reviews about the lending company. Refinancing isn't reversible, so consider doing your research and choosing the right company for your situation.



2. Not weighing the cost of losing important federal protections.

There are some advantages you may give up when refinancing your student loans. If you refinance your federal loans, for example, you might forfeit federal student loan protections such as income-based repayment and loan forgiveness, as well as longer repayment terms offered through the Graduated Repayment or Extended Repayment plans.

If you pursue refinancing and opt for a shorter repayment term, you could save money on interest, but it may well result in higher monthly payments. Choosing a longer repayment term will mean a lower monthly payment, but you'll probably pay more in interest.



3. Jumping into refinancing without preparing for it.

Refinancing may make a lot of financial sense, especially if you have private student loans. However, rushing into refinancing is a mistake that could cost you time and money.

Before refinancing, you may want to take few preliminary steps to prepare. Consider checking your credit score and the eligibility requirements of each lender to start. Typically, lenders offer the best interest rates to people with excellent credit so if your credit score is fair or poor, you may want to reassess whether you want to apply for refinancing now or later if you have the time and capability to improve your credit score.

If you're ready to proceed, consider compiling your financial paperwork, such as your W-2, pay stub and current loan servicer information before you apply. Being prepared may help save you money by expediting the process, which could help you lock in a low rate before interest rates rise.



See the rest of the story at Business Insider
Viewing all 61683 articles
Browse latest View live




Latest Images