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Another collection of Porsches is going to be auctioned and it could be a test of the classic car market

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1989 Porsche 930 Turbo Cabrio

For the second time in as many months, the headline-grabbing make at a major collector car auction will be Porsche. 

A Barrett-Jackson sale in Palm Beach starting April 8 will includes two Carrera GT supercars and several 930 Turbos.

But while the event is an opportunity to see some of the finest Porsche's of the past 40 years, it's also going to be a test of demand for collector cars.

The auction comes after an unprecedented collection of Porsches owned by comedian Jerry Seinfeld crossed the block to mixed results. It means the Barrett-Jackson auction may be another data point in a burgeoning trend: after years of explosive growth, collector car prices may finally be settling.

These are some of the cars going on the auction block.

SEE ALSO: My favorite car from the New York Auto Show is an underestimated Italian convertible

The Porsche 930 Turbo, like this 1977 model, was a powerful sports car in an era before any driver aids ...



... with 52,000 original miles and a few owner upgrades, it is a very drivable example of a very desirable Porsche.



Add some sunshine with this very rare 1989 930 Turbo Cabrio "Slant Nose"



See the rest of the story at Business Insider

17 icebreakers to use at uncomfortable networking events

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If your go-to conversation topics revolve around work and weather, then you probably don't enjoy going to networking events. 

But talking to new people doesn't have to be such a drag.

There are ways to get the conversation going without resorting to irritating clichés.

Check out these 17 icebreakers that will help ease you into an engaging conversation with people you've never met before.

SEE ALSO: How to talk to anyone at a networking event

'Hello.'

A smile, a name, and a confident handshake can sometimes go a long way, says Ariella Coombs, content manager for Careerealism.com. 

"Sometimes, the easiest way to meet someone is to offer a handshake and say, 'Hi, I'm Peter.'"



'Are you originally from [wherever the event is], or did your business bring you here?'

This question will help you jumpstart an engaging conversation with ease because "it doesn't feel like you are asking for a stiff elevator speech," Diane Gottsman, national etiquette expert and owner of The Protocol School of Texas, tells U.S. News & World Report

The conversation will allow both parties to talk about themselves, which is the ultimate goal of career-savvy people attending a networking event, Gottsman says.  



'What kind of volunteer work do you do?'

Asking people about their volunteer work will open up "a world of wonderful conversation," writes strategy consultant Alice Korngold on Fast Company

Korngold says she especially enjoys meeting people who work on nonprofit boards because she gets to learn about how an organization was founded, how the person got involved with it, and about the "fascinating group dynamics of boards." 



See the rest of the story at Business Insider

Inside London's high-end dental boutique where patients are taken to appointments in Bentleys

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Concierge loungeMost people dread going to the dentist's for a check-up.

But the London-based dental boutique YourDentist.co.uk is changing dentistry's reputation by offering nervous patients a luxury experience that includes a Bentley car service, a concierge lounge, and accommodation in 5-star hotels.

The high-end practice — which claims to be one of the world's only 7-star dental boutiques on its website— was established in 2013, and moved to its flagship location on Harley Street in 2015. 

The surgery also partners with clinics across the UK that "fit within a luxury private practice environment," and considers its business model as "very similar to Uber or Airbnb."

YourDentist.co.uk specialises in general, cosmetic, and implant dentistry, and unsurprisingly only accepts private patients — many of whom are celebrities.

By November 2016, the dental boutique plans to operate out of 13 extra locations in the UK, according to its website. A company spokesperson told Business Insider that the clinic also has aspirations to take its upscale service worldwide, with hopes to expand to the US.

Take a look at photos inside the clinic below. 

Wealthy patients are taken to and from appointments in Bentleys, otherwise known as "Patient Concierge Vehicles.""We put these Bentleys in place not just to help ease some of the anxiety that our patients are feeling but so that they can arrive for their treatment and get home again knowing that they are in safe hands," the surgery's website explains. Some patients are escorted on personal shopping trips to Harrod's for retail therapy, and driven to accommodation in 5-star hotels.



"We feel that modern dentistry needs to be focused more on a concierge experience where patients are treated like VIPs," the spokesperson for YourDentist.co.uk said. The concierge lounge, where patients can relax while they wait to be seen by a dentist, is a key part of the experience.



Patients — including celebrities — are made to feel comfortable in the lounge's leather armchairs. "We have many famous patients who range from Hollywood to TV celebrities," a spokesperson for YourDestist told Business Insider over email. The clinic also caters to a number of international royal families, the representative said. Of course, the dentist's surgery is unable to disclose the names of its famous patients for confidentiality reasons.



See the rest of the story at Business Insider

'Batman v Superman' still isn't Ben Affleck's worst movie by far — here's what is

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ben affleck as batman final

Chances are you have some opinion about the body of work of Ben Affleck.

He has been inescapable. The actor has close to 50 credits to his name over a career that has quite a few highs and as many lows.

And in a career not lacking for sharp criticism (whether over his questionable ascent to leading-man roles or his work opposite onetime fiancée Jennifer Lopez), his latest dive into superhero-dom, "Batman v Superman," must be giving him flashbacks of earlier critical pans.

Sad Ben Affleck shouldn't worry, though. He still hasn't topped his worst. Here are Ben Affleck's worst — and to be fair, best — performances in his career:

SEE ALSO: RANKED: Every actor who's played Batman, from best to worst

WORST: 5. "Reindeer Games" (2000)

In what can be explained only as a favor to the Weinsteins for making "Good Will Hunting" (this was released by the company's genre arm, Dimension), Affleck stars in this campy thriller/love story in which he plays an ex-con who is forced into robbing a casino.  



WORST: 4. "Surviving Christmas" (2004)

When a movie with "Christmas" in the title comes out in October, you know something is wrong. In fact, this comedy starring Affleck as a millionaire who spends Christmas in the house he grew up in (along with the family that currently lives there) was supposed to come out around Christmas 2003, but it got pushed back.

We're guessing test screenings weren't favorable, because there's a reason you don't see Affleck in comedies like these anymore: He's just not good at them.



WORST: 3. "Runner Runner" (2013)

It's understandable why Affleck was drawn to the role of a crooked entrepreneur who runs an offshore betting site: He's a big fan of poker. But why Justin Timberlake or anyone else followed along is anyone's guess. Perhaps because the movie was written by the same guys who did "Rounders," but the end result this time is a messy story with laughable dramatic moments.



See the rest of the story at Business Insider

Here's who would win if Russia, China, and America all went to war right now

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bless IT

With the rhetoric about global trade deficits heating up on the campaign trail, it might appropriate to momentarily shift our focus away from the asymmetric threats of the Taliban and ISIS and look at the world of conventional warfare.

Here’s how the world’s three most powerful militaries stack up in 4 major categories:

SEE ALSO: How the world's largest military stacks up to the US armed forces

1. Stealth fighters

While America holds the current stealth jet lead with the only fielded fifth-generation fighter, Russia and China are both gunning for it.

There are only 187 F-22s, and the F-35 that is supposed to be joining them is running into all sorts of problems in the test phase, including the hi-tech helmet that is supposed to put all kinds of info in the pilot’s visor that doesn’t work right yet.

J-20

Meanwhile, China is developing four stealth fighters.

The J-31 debuted in air shows in 2014 and is the most advanced current threat, and the J-20, which may have just entered full-scale production, is probably a match for the F-35 if not the F-22. 

The two newest designs, the J-23 and J-25, are mostly rumors and Chinese propaganda right now.

Russian PAK FA T-50

Russia is developing only one stealth fighter but it has capabilities that some put on par with the F-22.

The T-50 will likely enter service in late 2016 or early 2017. Also known as the PAK FA, it’s less stealthy than the Raptor but more maneuverable. The F-22 would likely get a jump on the Russians in a war, but would be in serious trouble if it was spotted first.

Likely winner: As long as the other planes are still more hypothetical than real, the F-22 remains the clear victor.

Still, Raptor drivers can’t rest easy knowing that multiple aircraft are being developed with the primary mission of bringing them down, and those planes are being developed with engineers who have the F-22’s schematics.



2. Tanks

The US Army fielded the first M-1 Abrams in 1980.

But the tank has undergone so many upgrades, including those to the armor, drivetrain, and weapons systems, that everything but the shell is new.

It has a 120mm main gun, great electronics, remote-operated weapon stations, and an armor configuration that incorporates uranium, kevlar, reactive, and Chobham armor layers.

t-90 russia tank

Russia is developing the prototype T-14 on the Armata platform, but right now it relies on the T-90A, which is still an awesome tank.

One even survived a direct hit from a TOW missile in Syria. Originally fielded in 2004, the T-90A features an autoloader, reactive armor, a remotely-operated machine gun, and a 125mm cannon. The crew can fire anti-tank guided missiles from the main gun.

type 99 china tank

Like Russia, China fields a few varieties of tanks and has new ones in development. It’s go-to for tank-on-tank engagements is the Type 99. It features a 125mm smoothbore gun with auto-loader that can also fire missiles.

The tank has been upgraded with reactive armor and is thought to be nearly as survivable in combat as Western or Russian tanks.

Likely winner: Strictly looking at the gear in a one-on-one fight, it’s a draw. But America has more top-tier tanks and a better history of training crews, plus (Ukraine notwithstanding) US forces have more recent combat experience than their rivals.



3. Surface ships

With the largest Navy in the world, America has any surface fight in the bag if it happens in the middle of the ocean.

The crown jewels are the Navy’s 10 full-sized aircraft carriers and 9 landing helicopter docks. But the Navy’s technological advantages and sheer size might not be enough to overcome China’s missiles or Russia’s diesel subs if it had to fight in enemy waters.

Russia navy krivak

Russia still struggles with force projection, but the launch of Kalibr cruise missiles at ground targets in Syria proved that Russia has found a way to give even their small ships some serious bite.

An anti-ship version of the missile is thought to be just as capable and, if fired in a large enough salvo, may be able to overcome US ship defenses like the Phalanx. Russia also fields the Club-K missile system, a land-attack and anti-ship cruise missile system that can be hidden in shipping containers.

china navy destroyer pearl harbor

China is pushing for a maritime revolution in both its Coast Guard and the People’s Liberation Army Navy. The Coast Guard is used to establish sovereignty in contested waters and is getting the world’s largest and most heavily armed Coast Guard ships. The Navy features hundreds of surface ships with advanced missiles and other weapons in addition to great sensors.

Likely winner: The US Navy is still the undisputed champ across the world but it would take heavy losses if it fought China or Russia at home. A full-scale invasion might even fail if planners aren’t careful.



See the rest of the story at Business Insider

From NYC to Zürich, Tesla addicts have lined up to reserve their Model 3 (TSLA)

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On Tuesday, we saw the first sightings of Tesla addicts lining up in front of Tesla stores for the new Model 3 sedan, which will be the most affordable car Tesla has ever created.

It's now Thursday, pre-order day is here, and those addicts are more excited than ever. 

Social media is blowing up with people from all over the world sharing pictures shots from their places in line. They haven't even seen what the car looks like yet or know the confirmed details of what it can do!

I'm not doubting Tesla on this one, but at least that $1,000 pre-order deposit is refundable.

Tesla will unveil the Model 3 on Thursday night. You better not let those line-goers down, Tesla!

Here in New York City, the Chelsea showroom has drawn a massive crowd.

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It was a similar sight in Göteborg, Sweden.

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Up in Calgary, Canada, Tesla fans claimed this mall as their temporary home.

 



See the rest of the story at Business Insider

6 brilliant ideas Zaha Hadid included in one of her final building designs

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hadid

Architect Zaha Hadid passed away on Thursday at the age of 65, the BBC reports. Hadid is known around the world for her incredible designs, including the Aquatic Center from the London Olympics. 

Before her death, Hadid designed her first high-rise apartment building in New York City. It is set to open by early 2017 and the apartments will overlook the High Line and come with a slew of high-class amenities. 

We recently toured one of the model apartments and left drooling over all the cool design ideas and smart home gadgetry. Hadid's amazing legacy of innovative design will certainly live on in this building. 

Here are some of the most exciting innovations at 520 West 28th Street, where units will sell for up to $50 million.

Floors that interlock.

The 39-apartment complex will rise to 11 stories — with 21 floors that interlock like a jigsaw puzzle.

Each unit has its own floor, but the apartments interlock where they meet in the middle. As illustrated on the photo above, the fifth and sixth floors are still on the same story, maximizing the building's use of space.

The interlocking floors are a unique architectural design feature and fit into Hadid's futuristic style, Related Companies' spokesperson, Heather McDonough, told Tech Insider.

 



Fresh air that's filtered.

Before residents even move in, oxygen will be filtered four times in every apartment unit, McDonough said.

New York City's air quality technically meets national standards, but it still measures more than double the recommended level of PM 2.5  air particles that can lodge in the lungs and cause chronic diseases.

More luxury developers are starting to filter their building's air multiple times. Read more here.



Four elevators that run in two shafts.

It's unusual for NYC apartments to include elevators — let alone four.

In Hadid's new building, the four elevators will run next to each other in two elevator shafts. Residents will hardly ever wait, and the elevators will open right into each apartment.



See the rest of the story at Business Insider

I shipped my spit to AncestryDNA to see how much I could learn from my genes — and found out my family history is more complex than I thought

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hello

I have to admit: I've become a bit of a genetics geek. 

Ever since I sent my first saliva sample to get analyzed by consumer genetics company 23andMe, I've been obsessed with what I can find out from a sample of my DNA.

After trying out 23andMe's $199 test, I wanted to see how one of its competitors' tests stacked up.

For $99, AncestryDNA will sequence your genes to help trace your geographic roots. It doesn't provide health and wellness information, though the company recently partnered with Alphabet's biotechnology company Calico to launch a program aimed at tracking family health history called AncestryHealth. 

Here's what it was like to use AncestryDNA:

RELATED: I tried 23andMe's new genetics test — and now I know why the company caused such a stir

SEE ALSO: The 7 best science-backed fitness apps

Shortly after ordering it online, my AncestryDNA kit arrived in the mail in a small box the size of a hardcover book.



Opening it up, I found a collection tube (and a bag to seal it in once I was done), a set of instructions, and a smaller box to send it all back in.



No stranger to collection tubes, I wasn't quite looking forward to spitting up to the top of the line on this tube. As I learned previously, generating enough spit for the collection process (which helps ensure the company has enough DNA to run it a second time in case of errors) can be hard work.



See the rest of the story at Business Insider

Here's what a top Silicon Valley VC firm says you need to do before offering a job to any executive

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handshake

Finding the right person to fill a senior-level position is hard for any company.

You have to identify the right candidates, find out if your needs are aligned, and come up with an enticing salary package.

It's why in a lot of cases executive-hiring becomes a long and delicate process.

Jeff Markowitz, a partner at VC firm Greylock Partners, recently published a slide deck titled "Blueprint for Executive Hiring" to help explain what needs to be done before making a final offer to executive candidates.

Here's a summary of it:

Read the full deck here>>

SEE ALSO: 17 charts that show just how scary Amazon's $275 billion business really is

Create a 12 to 18 month road map.

Start early and think about all the key hires you'll need in advance. Meet and learn what other people in similar positions are like. Develop a priority list and be prepared for any surprises.

Ask yourself: "Why are you looking to fill this role?"



Take control of the whole process.

Maintain a good balance between buying and selling candidates. Identify what attracts the candidates to your company and what makes them want to leave their current positions.

Ask yourself: "Is this candidate closeable?"



Read what the candidate wants.

Listen to what the candidates say and try to uncover all questions and concerns they might have about making a move. You may want to ask the candidate to make a list of all the reasons why he/she may want to move.



See the rest of the story at Business Insider

Meet the stars of Snapchat: These kids have thousands of followers and make eye-popping amounts of money

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Snapchatters

When 671 people in banana suits packed into a concert venue in Austin, Texas, at this year’s SXSW technology festival, it broke the world record for most people dressed as fruit in one location.

"And we're breaking the record for most Snapchatter’s at one event!" 26-year-old Cyrene Quiamco cheered into her smartphone camera, as a group of banana-clad social-media stars hooted and bounced behind her.

The clip, of course, showed up in @CyreneQ’s Snapchat Story as she took her followers behind the scenes of the bash, which tripled as a startup launch party, corporate publicity stunt, and Quiamco’s birthday celebration.

Even hundreds of miles from her friends and family in Arkansas, she felt surrounded by some of her closest allies and confidantes.

“The Snapchat community is incredibly tight,” she tells Business Insider. “People drove 22 hours to be there. We’re so close because we grew from each other.”

They're also close because there are so few of them: Quiamco is part of an elite handful of Snapchatters who make their living on the disappearing photo service.

Quitting the day job

Once dismissed as a sexting app, Snapchat has swelled into a messaging and digital-video powerhouse valued at $16 billion. The app's young audiences and its opt-in, in-the-moment experiences has major brands, such as Burger King and Walmart, partnering with creators like Quiamco.

Snapchat stars get paid to temporarily take over a brand's official account on the app, or to create original programming and interactive campaigns, which the brands sponsor.

Quiamco makes between $10,000 and $30,000 a project on average and booked an income in the low six-figures last year, even though she only focused on Snapchat part-time. That potential convinced her to quit her 9-to-5 gig as a graphic designer for Verizon in October.

When she’s not collaborating (or having banana-suited dance parties) with other Snapchatters in real life, she stays connected to a core community through a secret Facebook Group where fellow Snapchat stars swap tips, advice, and the occasional gripe.

One topic that riled many of the group’s roughly 30 members was a recent interview with the CEO of social-media events company DigiTour who said on stage that "there are no Snapchat stars." Sure, there are the DJ Khaleds and Kylie Jenners — already famous people who amassed enormous followings — but she said that digital celebrities won't come from the app. 

Snapchat StarsUnsurprisingly, the group of artists and storytellers who had built their own huge followings on the social network bristled at the statement, and Quiamco quickly fired off a response on her own Snapchat-centric website.

Not easy to go viral

But even in that post she concedes that Snapchat's platform really does make it nearly impossible to grow an organic audience. With no user suggestion page, no content-discovery portal outside of Snapchat's Discover hub for publishers, and no easy way to share Snaps, users like CyreneQ can’t exactly go "viral" in the typical sense. 

Snapchat itself makes money by inserting ads into media brand's Discover stories, letting brands sponsor "Live" feeds, and charging for custom geofilters or $750,000-a-pop branded Lenses. Snapchat sees itself as a messaging tool between friends combined with a storytelling platform, but there’s none of the influencer-company alliance that you see on YouTube or Vine because it’s not relying on their content to bring in ad dollars.

Even Snapchat’s biggest native stars haven’t had anything beyond the most cursory official contact with the company, if that.

But despite the downsides, the high barrier to discoverability is also part of what makes people like Quiacamo so valuable to brands. Getting big on Snapchat requires creativity and authenticity and users essentially build their followings by word of mouth. So those audiences are often rabidly dedicated, staying engaged through a star’s sponsored content and willing to follow as they ping across corporate accounts.

And because it's really hard to get popular, those who have gotten their names out there have become a kind of exclusive squad, consisting of less than a dozen native creators who can actually make a living from the app. 

As the service swells into a behemoth, we talked to a handful of top Snapchat creators who are actually getting hefty payouts to ask them how they got started and what the life of a full-time Snapchat star is really like:

SEE ALSO: Facebook won a bidding war against 2 other companies for a hot new app that could help it fend off Snapchat

Christine Mi assumed she'd use her economics degree from Yale to go into finance or consulting. Instead, she's a Snapchat artist.

Mi first started creating elaborate Snapchat doodles as a way to procrastinate on her homework and amuse her friends. But a few months after some artwork she'd posted on Tumblr went viral in March 2014, an agency reached out and asked her if she'd be interested in working with brands. 

By the beginning of her senior year in college, she had already started to see the cash flowing in, but still applied to a bunch of "traditional jobs," sealing an offer at a respected consulting firm in New York City. But she turned it down to focus on Snapchat full-time when she graduated last fall. 

"It seemed like a once-in-a-lifetime opportunity," Mi tells Business Insider. "I wasn't sure how much of a fad this would be — whether it would be relevant for about two years and then just go away — so I really didn't want to regret not riding this wave as it was happening." 



So *is* it going away?

Not if you ask one of the handful of agencies and networks now touting a specialty in Snapchat marketing, including Giant Spoon, Naritiv, or VaynerMedia

Nick Cicero, the CEO of creator-network company Delmondo, which specializes in Snapchat analytics, says that he’s seen an incredible increase in advertiser interest, with his startup partnering with more than a dozen new major brands in the last month, including Spotify, AT&T, and Unicef.

“We’re in the top of the first inning with Snapchat,” he says. “We haven’t even gotten into the big wave of influencer campaigns yet.”



As for Mi, she says that in the last year she's made an income in the low-six figures — "definitely more than I would have if I had taken the consulting offer"— through projects with the likes of Bloomingdales, Coca-Cola, and DreamWorks.

She's had one-day gigs that earn a bit over $10,000, but that's juxtaposed with her work for VH1, for example, which spanned an entire season of their TV show "Scream Queens." (She took over their account to post each time it aired.) 

Above is a set of Snapchat geofilters that Mi designed for the DreamWorks movie "Kung Fu Panda 3."

She and other Snapchat stars say that the metrics that brands care about are number of views, how far viewers get in their Stories, and the number of screenshots. 

Where to find her: @Miologie 



See the rest of the story at Business Insider

Here's everything Tesla's new Model 3 can do (TSLA)

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tesla model 3

Tesla finally unveiled its highly-anticipated Model 3 electric car on Thursday night. 

Prior to the event, we'd known about many of the car's specs and features, like its 200+ mile range and $35,000 starting price (sans tax exemptions). But the main thing we wanted to see at this event was the car itself.

When Tesla CEO Elon Musk finally pulled the wraps off the Model 3, we were not disappointed. Take a look at this stunning car in big, beautiful photos.

This is the Model 3.



It's Tesla's most affordable car yet.



The Model 3 starts at $35,000, not including federal tax exemptions.



See the rest of the story at Business Insider

'General, sir, we shouldn't go outside': Powerful true-war stories told in 6-word poems

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The "Six-Word War" project is the first crowdsourced war memoir collecting experiences from veterans of the Iraq and Afghanistan wars.

In six-word poems, veterans describe the complexities of modern warfare in their own words.

The results are at times humorous, agonizing, reflective, and profound.

Submissions for "Six-Word War" are accepted on Tumblr, Facebook, and #SixWordWar.

Here's a selection of 21 powerful poems from the "Six-Word War" memoir.

"What's the forecast today? Steel Rain."

Source: @JohnRegan12



"General, sir, we shouldn't go outside."

Source: sixwordwar.com



"I'll never be this cool again."

Source: sixwordwar.com



See the rest of the story at Business Insider

18 meaningful jobs that pay very well

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Physician assistant patientIt seems like there are only two options when it comes to choosing a career: We can either pursue a meaningful job and make next to nothing, or we can pull in a pretty penny working insanely long hours in an uninspiring, high-pressure role.

But we've got some good news for you: There's a third option.

According to a report from PayScale, there are plenty of jobs out there that offer both a fat paycheck and satisfying work.

PayScale, the creator of the world's largest database of individual compensation profiles, containing more than 40 million today, asked 374,000 workers: "Does your job make the world a better place?"

After analyzing job meaning for 454 jobs from the Occupational Information Network (O*NET), PayScale then examined median pay, job satisfaction, job stress, and typical education level for each occupation, and compiled its list of the Most and Least Meaningful Jobs in America.

Katie Bardaro, PayScale's vice president of data analytics, says workers in these meaningful jobs are "typically driven by an interest to better society and by philanthropic initiatives, rather than purely money or subject matter interest."

We sifted through PayScale's list and found the highest-paying jobs (median pay of $65,000 or more) in which at least 85% of employees called the profession "meaningful." 

The following 18 jobs are ranked by median pay, from lowest to highest:

SEE ALSO: The 17 highest-paying jobs for people who are great at multitasking

18. First-line supervisor/manager of fire fighting and prevention workers

Median pay: $65,600

85% of employees say this job is meaningful. 



17. Speech-language pathologist

Median pay: $65,700

90% of employees say this job is meaningful. 



16. Epidemiologist

Median pay: $69,000

91% of employees say this job is meaningful. 



See the rest of the story at Business Insider

The biggest hipster hotspots in the US, according to a major real estate company

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There are three things you can count on in America: death, taxes, and hipsters in your cities. 

In honor of April Fools' Day, the real estate service Trulia analyzed the most hipstery spots in major American cities (so, their blog post says, you don't have to live near them). 

To determine these hipster hoods, Trulia looked for criteria including: 

  • Hip stores: Madewell, Warby Parker, and Urban Outfitters provide the primary hipster garments.
  • Swanky barbershops: For the mustaches.
  • Consignment stores: Because they get their Chanel second-hand. 
  • Healthy places: They love Soul Cycle.
  • Dive Bars: $2 PBRs and pork belly banh mi sandwiches.
  • Dogs: Hipsters love labradoodles and French bulldogs, preferably with a name like Olive or Stella.

Onto the hotspots.

Bay Area hipsters cluster in the Mission and — you guessed it — Oakland.



Hipsters in Phoenix are centralized, though Glendale is a notably hip pocket.



Capitol Hill is Seattle's hipster headquarters.



See the rest of the story at Business Insider

27 more insanely difficult 'Harry Potter' trivia questions

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Harry Potter and Ron Weasley Warner Bros.

After collecting a list of the toughest "Harry Potter" trivia questions we could track down online, we were itching to find more impossibly challenging questions to ask the fandom. So we scoured the books ourselves for fun nuggets, and attended a master-level trivia class put on by the NYC chapter of the Harry Potter Alliance.

We've compiled a new list sure to challenge the average "Harry Potter" fan. Before diving in, know these questions are sourced from the books only. 

Scroll down to test your wizardry. The questions are above the photos, and the answers are below the photos.

What's the name of the Dursleys' dinner guest who has a pudding dropped on her head by Dobby?

Answer: Mrs. Mason.

Harry's Uncle Vernon hoped to place a large order of drills with her husband, Mr. Mason, but Dobby ruined any chance of that happening.



In "the Sorcerer's Stone," Harry's final exam for Charms includes making this object tap dance across a desk:

Answer: A pineapple.

In the same series of tests, Professor McGonagall has the students turn a mouse into a snuffbox, and Snape instructs them to brew a Forgetfulness potion.



When Harry's Nimbus 2000 is destroyed by the Whomping Willow, what broomstick model does he borrow from the school?

Answer: Shooting Star.

Harry describes the borrowed broom as "ancient," and is stunned when a new Firebolt arrives mysteriously in the mail.



See the rest of the story at Business Insider

17 incredible facts you probably didn't know about Apple (AAPL)

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steve jobs

Apple is the most valuable company in the world — and on Friday it officially turned 40 years old.

But even before the iPhone revitalized the company in 2007, Apple had a rich and storied history as one of the first companies to make it really big in Silicon Valley.

Here are 17 things you probably didn't know about Apple, from its clothing line to Bill Gates to its serious financial trouble.

SEE ALSO: 11 mind-blowing facts about Apple that show just how massive the company really is

Apple was founded on April 1 — April Fool's Day — in 1976. It wasn't until 2011's posthumous biography "Steve Jobs" that we found out where it got its name: Turns out, Steve Jobs had been on a "fruitarian" kick and just really liked apples.



Apple had a third cofounder named Ronald Wayne, who left the company less than a year later in 1977. Wayne designed the company's first logo, seen below. He ended up selling Jobs and Wozniak his stake in Apple for $800.



Apple's first computer, the Apple 1, was actually a "do-it-yourself" kit that required people to build their own case. It retailed for an extremely devilish $666.66.



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Apple is flying a pirate flag over its headquarters — here's why (AAPL)

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Friday is the 40th anniversary of Apple's founding, and to celebrate, Apple flew a pirate flag over its headquarters.

Jolly Roger flying today!

A video posted by Joey Hagedorn (@joeyhagedorn) on Mar 31, 2016 at 6:35pm PDT on

Here's why: The pirate flag has a special place in Apple's history. During a 1983 meeting, CEO Steve Jobs told the Macintosh team:

1. "Real artists ship."
2. "It's better to be a pirate than join the navy."
3. "Mac in a book by 1986."

Based on those now iconic "sayings from Chairman Jobs," the Macintosh team members started to style themselves as pirates. In fact, the phrase "Pirates of Silicon Valley" later became the title of a 1999 Anthony Michael Hall biopic about the early days of Apple.

("Mac in a book" refers to the team's efforts to make a laptop. It shipped the 15-pound Mac Portable in 1989.)

As it turns out, the Macintosh team was so inspired by Jobs that it asked designer Susan Kare, who created the icons on the original Macintosh, to create an adapted pirate flag.

According to a post on Folklore.org written by former Apple engineer Andy Hertzfeld, Jobs loved the flag:

Steve Capps, the heroic programmer who had switched over from the Lisa team just in time for the January retreat, had a flash of inspiration: if the Mac team was a band of pirates, the building should fly a pirate flag.

A few days before we moved into the new building, Capps bought some black cloth and sewed it into a flag. He asked Susan Kare to paint a big skull and crossbones in white at the center. The final touch was the requisite eye-patch, rendered by a large, rainbow-colored Apple logo decal. We wanted to have the flag flying over the building early Monday morning, the first day of occupancy, so the plan was to install it late Sunday evening ...

We weren't sure how everyone would react to the flag, especially Steve Jobs, but Steve and almost everyone else loved it, so it became a permanent fixture of the building. It usually made me smile when I caught a glimpse of it as I came to work in the morning.

SEE ALSO: PHOTOS: Here's all the progress Apple's made on its spaceship campus — the 'best office building in the world'

Here's a picture of Jobs with the flag:

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These 3 maps explain North Korea's strategy

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Kim Jong Un To understand North Korean strategy today, we must first understand the implications of its geography.

Korea is a peninsula jutting southward from Manchuria surrounded by the Yellow and Japan seas. It shares a 880-mile-wide border with China and has a 30-mile frontier with Russia.

Korea’s northeastern border is about 70 miles from Vladivostok, Russia’s major eastern port. The southeast corner juts to within 100 miles of Japan to its south, and the peninsula’s southwest shore angles westward only about 300 miles from Shanghai.

The Korean Peninsula and surrounding area

The Korean Peninsula, therefore, poses a potential threat to three major powers—not because of what any government on the Korean Peninsula might do, but simply because of its geographical position.

Korea could threaten Japan’s access to the East China Sea and the Pacific from the Sea of Japan. Korea can also potentially interfere with China’s access to the Yellow Sea and potentially to Shanghai.

Japan and China have invaded the Korean Peninsula on several occasions. Its geographical position and size relative to Japan and China made these incursions inevitable.

For that reason, it has been invaded by both China and Japan at various points throughout history—and later by the Soviet Union and the United States in the 20th century.

The motivation behind the invasions has not been so much to capture the wealth of Korea, which was minimal, as it has been the fact that the country can provide strategic springboards or blocks to major powers.

Korea was a critical piece in any Chinese or Japanese strategy.



China, Russia, and the US divided Korea after World War II

The end of World War II did not reduce Korea’s importance. It simply eliminated one player, Japan, and introduced a new one, the United States. The American presence in Korea was not actually new, though.

The defeat of Japan in World War II ended Japanese hegemony over Korea. The Yalta Conference created a four-power joint government in Korea, but that coalition failed, as did a similar joint government in Berlin.

As in Berlin, Korea was divided—with Soviet troops and their Korean supporters occupying the land north of the 38th parallel and the Americans and their Korean supporters occupying the south.

The United States did not see South Korea as a critical strategic asset, but the Soviets and the Chinese saw an opportunity. The Soviets had suffered a defeat in Berlin when their blockade failed because of the American airlift. They also saw Korea as a threat to Vladivostok should the US regain interest.

The Chinese were similarly concerned about a later shift in American interest and wanted to expel the Americans from the peninsula. Again, it was Korean geography that mattered.

The North Korean invasion of South Korea in June 1950 took the United States completely by surprise: US intelligence had failed to detect North Korea’s act of aggression on the ground.
President Harry Truman faced a critical decision. Technically, Korea was not critical to US national security. But Truman calculated that Korea’s strategic position would protect Japan, and defending South Korea would make clear that the United States would resist open aggression.

Truman’s decision, made in a weekend, created modern northeast Asia by making the United States the guarantor of South Korean national security.

War, however, was extremely difficult to wage on the Korean Peninsula. One of the main reasons was the terrain of the Korean Peninsula. It is narrow—about 200 miles wide at its narrowest—and about 500 miles long. It is also covered with very rugged hills.

A relatively small force, using the rugged terrain cleverly, can hold off a larger force, retreating slowly and inflicting casualties on the attacker, who has to come out from under cover.

During temporary positions of surprise or imbalance, it is possible to drive the defender back. But the Korean War showed that, while it is possible to drive the enemy back, it is not possible to simply wipe it out.

Another reason is the strategic reality that no major regional power can afford to allow the peninsula to fall completely into the hands of a hostile power.

This set of dynamics created the current situation in Korea. The peninsula is divided into two states—one with the full support of the United States, the other at the moment in a much more complex relationship with China, its traditional patron.



North Korea became a puppet of the China-Russia Alliance

South Korea has emerged as one of the major industrial powers in the world. One reason for its economic success is the American grand strategy of maintaining a long-term commitment to defend South Korea.

However, a strategic relationship with the United States carries with it both benefits and risks. The major risk is war. The major benefit is that the US tilts the table in favor of the client state.

North Korea’s relationship with China and Russia has not resulted in similar benefits.

The map above displays light visible from space at night. South Korea is ablaze, China less so, but with intense areas. North Korea, on the other hand, is virtually without light, or to be more precise, without enough clustered lighting to be seen from space.

Both South Korea and North Korea were devastated by the Korean War. But while South Korea has transformed into a modern industrial power, North Korea appears to be pre-industrial—or so it appears, based on nighttime lighting.

How did this disjuncture occur? The Chinese and Russians had fewer resources to invest in North Korea than the US had to invest in the south. But the complete answer must be somewhat more complex.

Even on their own, the North Koreans should have been able to generate greater economic growth than they have. And certainly, after the fall of the Soviet Union, the Chinese could have aided North Korea more fully had they wished to do so.

The rest of the answer has to do with the nature of the North Korean regime. The first strategy of any state is its preservation. North Korea was faced with a major US force and an increasingly powerful South Korean force. The logical thing would have been for the Chinese and Soviets to create an equivalent force. They chose not to.

The Chinese and Russians did not want a powerful North Korea because it could turn against them. They wanted a buffer state between themselves and American forces in the south. Therefore, the Russians and the Chinese together created a paradox in North Korea.

Both the Soviets and Chinese understood that simply being communist was no longer sufficient grounds for an alliance. The Soviets and Chinese had become enemies in spite of a shared ideology. Neither wanted the other to use North Korea as a tool against it.

We should add that South Korea and the United States themselves were not eager to see the North Korean regime fall. South Korea did not want to bear the expense and risks involved in reintegration. The United States was content with the status quo in the Korean Peninsula, as its primary interest there was minimal conflict.

And out of this paradoxical strategy emerged the contemporary North Korean state.



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7 rookie investing mistakes — and how to avoid them

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frustrated

In the wake of the Great Recession, being a little wary of Wall Street is understandable. But it shouldn't keep you from investing in the stock market. In fact, not investing means you may be missing out on one of the greatest instruments for wealth-building out there.

But steering clear of stocks is just one of the potentially costly mistakes new investors make. Here are seven others, and how you can avoid them.

SEE ALSO: 12 things everyone should know before investing

1. Not investing enough

Maybe you're sold on the power of investing, and you know that starting early is key. So you're in, but only a couple toes are wet. When you signed up for your 401(k) at work, you followed conventional wisdom and elected to save just enough to receive your company match, or went along with whatever the default percentage was.

If you did, you certainly aren't alone. A study last year by T. Rowe Price found that about 63% of automatically enrolled employees elected to contribute 3% of their salary or less, and nearly a quarter said their default contribution rate was just 1%. The problem? That's way below the level most financial planners recommend you contribute in order to have enough to live on when you decide to stop working.

Their advice: Start working your way up to saving 10% of your salary. While that may sound like a lot, remember, retirement contributions often come out of your check before taxes are taken out, so it will feel more like a 6 or 7% difference in your paycheck. (You don't pay taxes on the money in your 401(k) account until you start making withdrawals in retirement, when your tax bracket is likely to be lower. Just don't take any of that money out before you're 59½ years old or you will have to pay taxes plus a 10-percent early withdrawal penalty.)



2. Not risking enough

You've probably done at least one of these at some point in your life: dyed your hair, sung karaoke songs on stage, told someone you loved him (or her) or gone after a big job you wanted.

In other words: you've taken risks in your life. But when it comes to investments, you may be behaving the opposite way.

In a UBS survey, far more millennials between 18 and 34 years old (43%) said they were willing to take investing risks post-crash than Gen Xers (21%) or Boomers (12%). However,  their average cash holdings (41%) are double Baby Boomers, which is precisely the reverse of risky.

Sure, cash may seem like the ultimate safe investment. But the fact is: Money left under the mattress — or in a savings account earning 0.55% a year (the current average) — could actually lose value because of inflation, the rate at which the general level of prices for goods and services in the U.S. is rising. So the longer you sit on it, the worse off you'll be.



3. Not asking for help

According to a Capital One Investing survey, 87% of young investors say they trust themselves to make investment decisions. But only 15% of millennials told UBS that they're happy with their portfolios, which suggests a disconnect.

Smart investors realize that many people offering financial advice stand to profit via commissions or other fees, but that doesn't mean all advice is bad or wrong.

Just like personal training or nutrition counseling, it's certainly possible to make progress on your own. But plenty of people benefit from paying a professional for guidance or at least picking up a book (or reading — ahem — a personal finance site), particularly if it helps you get started and stay on track.



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9 facts about the ‘Nuclear Club’

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nuclear bomb

The “Nuclear Club” is a term used informally in geopolitics for the group of nations who possess nuclear weapons. The Nuclear Non-Proliferation Treaty (NPT) of 1968 was designed to prevent the spread of nuclear weapons and limit the Nuclear Club to five members. A few countries declined to sign the treaty and have since joined the club.

Though the NPT restricts weapons tech, it does reserve the right of the peaceful uses of nuclear technology for any country, for things like energy production and medical and scientific advancements.

A lot of energy.

Here are 11 more interesting facts about the world’s most exclusive (and potentially destructive) club.

 

SEE ALSO: How the world's largest military stacks up to the US armed forces

1. There are eight, maybe nine, members controlling at least 15,600 warheads.

The list of confirmed countries with nuclear weapons includes the United States, Russia, France, China, United Kingdom, India, Pakistan, and North Korea. Israel may or may not have nukes, as they have a policy of making their weapons capabilities purposely ambiguous to the rest of the world. 

The first five are permanent members of the UN Security Council. The NPT treaty recognizes these states as weapons states. The latter four aren’t signatories to the NPT.



2. Five other countries host foreign nuclear weapons.

Belgium, Germany, The Netherlands, Italy, and Turkey host American nukes under NATO agreements. 30 other states use nuclear technology to generate energy under the terms of the NPT.



3. South Africa is the only country to dismantle its nuclear arsenal.

Bomb casings at South Africa’s abandoned Circle nuclear bomb production facility near Pretoria. These most likely would have accommodated a gun-type nuclear package for air delivery

From the 1960s through the 1980’s, apartheid South Africa pursued nuclear weapons. It was able to assemble six weapons with (alleged) help from Israel. Soviet spies discovered their capabilities, which the South Africans denied. When the apartheid government fell and the African National Congress (led by Nelson Mandela) was set to take power, South Africa dismantled its stockpile. It remains the only country ever to destroy its entire WMD program.



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