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These 6 'Game of Thrones' characters were recast — and you probably didn't even notice

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Tommen Baratheon Game of Thrones

"Game of Thrones" fans should know by now not to get too attached to their favorite characters, but they might want to keep an eye on the rotating actors as well. 

In the span of five seasons, several cast members have been replaced. Some of the characters are minor enough that fans probably missed the change, while others were slyly replaced with similar-looking actors.

From princes to mercenary soldiers, let's take a look at which "Game of Thrones" characters have reappeared with new faces. 

Princess Myrcella, sister to Joffrey, was originally played by Aimee Richardson in seasons one and two.



Actress Nell Tiger Free took over for season five, when Myrcella was a little more grown up.



Tommen Baratheon was also recast. Here's Callum Wharry as the youngest of Cersei's children in season one.



See the rest of the story at Business Insider

12 everyday stretches to stay flexible and fit at any age

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When it comes to stretching out your muscles, there are a lot of options to choose from.

To boil it down, we turned to Marilyn Moffat, a professor of physical therapy at New York University and the author of "Age Defying Fitness." She took us through the best basic stretches that work for practically everyone.

Use these illustrations as your guide and try some of the stretches that'll help keep you flexible and fit at any age.

Remember: Don't do these stretches if they make you uncomfortable or if you have existing muscle problems. Instead, consult a physical therapist.

SEE ALSO: The 12 best everyday stretches to keep you flexible and fit

DON'T MISS: Americans are eating less of one fruit, and it could signal a bigger problem in our diets

First things first: Get seated with good posture. Having that will help you do these stretches correctly.

posture



To start, we'll go through some neck rotations. Be sure to hold each side for 30 to 60 seconds. This applies to all stretches.

neck rotation



For the neck tilt, be sure to pull your left arm down toward the floor, either holding onto the chair or just pulling down.

neck tilt



See the rest of the story at Business Insider

Here are 15 jobs at Microsoft that will pay you more than $170,000 a year

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ms money

Microsoft is on the upswing, thanks to CEO Satya Nadella.

Customers love Microsoft, Wall Street loves Microsoft, and, importantly, developers and engineers increasingly love Microsoft.

Which means that it is attracting some top talent — and continues to pay them the big bucks to keep them around.

Here are the top-earning jobs at Microsoft, with data taken from Glassdoor.

To keep things fair, we chose jobs with only six or more salaries reported on the jobs site, plus a few odd-jobs here and there that are worth spotlighting:

SEE ALSO: Microsoft CEO Satya Nadella's next big payday depends on Windows and the cloud

Software Architects design Microsoft's tools to meet the needs of its customers. They make $179,535, or $256,933 with total compensation, which includes things like stock, bonuses, or profit-sharing benefits.



If you're a Creative Director, you're helping Microsoft define the look and feel of its software. You can make $180,789, or $190,869 in total compensation.



Microsoft Principal Development Managers have climbed their way up the ladder among Microsoft's engineering teams, and make $180,812, or $292,500 in total compensation.



See the rest of the story at Business Insider

10 things you can learn about money in 10 minutes that will change your life

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On Inc., Ilya Pozin wrote about 10 things anyone can learn in 10 minutes to make them more productive for the rest of their life.

More productive is one thing — but how about richer?

Only 10 minutes won't teach you everything there is to learn about managing your money and building wealth, but setting aside some time to learn one of these 10 things can only improve your financial know-how.

SEE ALSO: 9 signs you'll never be rich

How to calculate your net worth

Your net worth is the financial value of everything you own — it's something we should all know, yet tend to overlook.

As Business Insider's Sarah Schmalbruch writes,

A negative net worth — when you've spent more than you've earned — can be the wake up call you need to make some serious financial adjustments. A positive net worth, on the other hand — when you've earned more than you've spent — can be a confirmation that you're doing well, and can help you plot out how much longer you need to reach your next financial goals.

How exactly do you determine your net worth?

Certified financial planner Sophia Bera provides a simple equation in her book, "What You Should Have Learned About Money, But Never Did":

Your net worth = what you have — what you owe

Here's the exact method she uses:

I have a spreadsheet that I pull up, I log into my accounts online, and I enter the balance of each of my retirement accounts, savings, investments, and so on. Then I enter any debts and subtract this number from my assets to determine my net worth.

If you own a home you can pull the approximate value of your house on Zillow.com, and then subtract your mortgage balance to determine how much home equity you have.

How often should you revisit your net worth? Twice a year, Bera suggests.



How to figure out where all of your money is going

Most of us know how much cash is flowing into our bank accounts each month — but just how much is flowing out? Do you know how much you spend eating out, on monthly subscriptions, or on coffee? Chances are it's more than you think.

If you redirect smaller, everyday expenses towards a retirement account, it can accumulate and grow into thousands of dollars over time, thanks to the power of compound interest.

Where can you cut back? First, you'll need to figure out where all of your money is going. There are plenty of apps out there that will automatically track and categorize your expenses for you, such as Mint, You Need a BudgetPersonal Capital, and LearnVest.

If apps aren't for you, try keeping a spreadsheet on your computer or writing down your daily purchases in a notebook.



How to change your mindset about money

Contrary to popular belief, finishing rich isn't necessarily dependent on the size of your paycheck— and it has more to do with psychology and mindset than you may think.

This should strike you as good news, since anyone can change their thoughts, beliefs, and habits to reflect those of the rich.

Start by thinking of money as something to invest, rather than something to save or spend. As self-made millionaire Grant Cardone writes on Entrepreneur:

The only reason to save money is to invest it. Put your saved money into secured, sacred (untouchable) accounts. Never use these accounts for anything, not even an emergency. This will force you to continue to follow step one (increase income). To this day, at least twice a year, I am broke because I always invest my surpluses into ventures I cannot access.

Next, start making choices like the rich and developing "rich habits." As self-made millionaire T. Harv Eker says"The fastest and easiest way to create wealth is to learn exactly how rich people, who are masters of money, play the game."



See the rest of the story at Business Insider

Russia controls this strategic slice of territory in the heart of NATO-allied eastern Europe

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Russian military exercises Kaliningrad

The Russian exclave of Kaliningrad is a political and geographic anomaly. Separated from Russia and situated on the Baltic Sea, the region is surrounded by NATO-member states Poland and Lithuania. It's closer to Berlin and Prague than it is to Moscow and St Petersburg.

On Tuesday, two Russian warplanes repeatedly carried out aggressive flight maneuvers against a US destroyer in the Baltic Sea. The Russian jets were operating out of Kaliningrad, which was 70 miles away from where the incident occurred.

Throughout the Cold War, Kaliningrad was as a dagger pointed at Scandinavia and Central Europe. That part of the Baltic coast was one of the most heavily militarized regions in the USSR. The exclave still has great military and strategic value for Moscow, especially given Russian president Vladimir Putin's appetite for stirring up trouble with his neighbors.

Russia's current military doctrine named Kaliningrad as one of three fronts for militarization and Moscow has previously sent nuclear capable missiles to the region as part of war game exercises.

SEE ALSO: The Soviet Union wanted to use this bizarre plane to hunt American nuclear submarines

Annexed in 1945, Königsberg's primarily German population either fled or was deported after World War II in a policy of Russification.

Source: The Moscow Times



The city was soon renamed Kaliningrad in honor of Mikhail Ivanovich Kalinin, who was one of Stalin's top lieutenants. His statue still stands in the city.



Statues of Lenin also decorate the city. Here's one posed in front of a former German Baltic resort building in Kaliningrad.



See the rest of the story at Business Insider

13 movies you should see this summer

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captain america civil war

Each year Hollywood is bringing us big summer movies earlier and earlier. "Batman v Superman: Dawn of Justice," unofficially kicked off the season at the end of March and it's just the beginning of a jam-packed superhero slate for summer 2016.

However, the next few months will be filled with more than just heroes in flight. We'll see a few long-awaited sequels years in the making, including a return to the sea with a fish named Dory. Sony will also bring us an update to an '80s classic.

Here are the movies you should check out from now until August.

"The Jungle Book"

Release Date: April 15

Why to see it: Incredible visuals aside, the adaptation of the Rudyard Kipling classic features a score of A-list actors: Bill Murray, Ben Kingsley, Idris Elba, Lupita Nyong'o, Scarlett Johansson, Giancarlo Esposito, and Christopher Walken. Young actor Neel Sethi will star as Mowgli, a spirited young boy raised in the animal kingdom. He's guided by a wise and caring motherly wolf (Nyong'o), and the joyful bear, Baloo (Murray), but he also crosses paths with much more dangerous animal companions in his journey.  

Watch the trailer.



"The Huntsman: Winter's War"

Release Date: April 22

Why to see it: Marvel star Chris Hemsworth and Oscar winner Charlize Theron return in this prequel/sequel to 2012's "Snow White and the Huntsman." Hemsworth will reprise his role as the axe-wielding huntsman, while Jessica Chastain joins the cast as his former flame and a skilled warrior herself. Theron is back as the wicked sorceress, Ravenna, locked in a magical battle against her sister, Freya, played by Emily Blunt. The trailer promised an exciting mix of action and romance in this twist on the well-known fairy tales. 

Watch the trailer



"Keanu"

Release Date: April 29

Why to see it: After five hilarious seasons hosting their own show on Comedy Central, Jordan Peele and Keegan-Michael Key are starring in their feature debut, "Keanu." It has nothing to do with actor Keanu Reeves or "The Matrix." It's actually about a cat. After Rell (Peele) loses his precious kitten, Keanu, he and his cousin, Clarence (Key), set out on to find him. They end up on the wrong side of gang members played by Method Man and Will Forte, agreeing to join the gang in an effort to rescue Keanu. As both are complete dorks, it's destined to fail, but in the most hilarious way possible. 

Watch the trailer. 



See the rest of the story at Business Insider

23 intense questions you'll have to answer if you want to work at the world's largest hedge fund

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ray dalio

Bridgewater Associates is the largest hedge fund in the world.

It's also known for an intense corporate culture of radical truth and radical transparency.

"I'm sure our reputation on the Street is that we're completely insane," one employee told New York magazine's Kevin Roose back in 2011.

That reputation comes from the top.

In his legendary manifesto, "Principles," Bridgewater founder Ray Dalio asks, among other things, that employees "humiliate themselves" in pursuit of truth, and he also compares the process of self-improvement to "when a pack of hyenas takes down a young wildebeest," Roose reports.

It's an understatement to say that Bridgewater Associates is not right for everyone. So how do they find the perfect young hyenas for the job? That starts with a grueling interview process.

"We ask people questions that actually don't have a right or wrong answer, such as: Should there be a market for transplant organs?" Dalio tells Bloomberg. "The answer doesn't really matter. It's totally great if the person's thinking on the subject ends in a different place than the beginning, because moving forward together to get at the best answer is more important than being right from the outset."

We sifted through reports from Glassdoor to find some of the diciest, trickiest, and most intense interview questions Bridgewater could throw your way. Whether you're applying to be a summer associate or a manager (or just looking to spice up your conversation at dinner parties), here are a few questions worth mulling over in advance:

This is an update of an article originally written by Rachel Sugar.

SEE ALSO: Ray Dalio, head of the world's largest hedge fund, explains his succession plan for Bridgewater and how its 'radically transparent' culture is misunderstood

DON'T MISS: The 27 jobs that are most damaging to your health

"Would you sell cigarettes to a smoker even if it was bad for them?"— Reporting associate candidate



"Are there any circumstances under which torture is justified?"— Facilities manager candidate



"If you had to push a button to eliminate death, will you push it?"— Management associate candidate



See the rest of the story at Business Insider

This incredible process is how automakers make extremely fuel efficient cars

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wind tunnel

Aerodynamics is one of the biggest things car companies have to keep in mind for automotive design, speed, handling, and fuel efficiency.

For nearly 100 years, automotive engineers have thought to model cars so that they can cut through wind better.

Now, we have production cars with extremely low drag coefficients, road cars that can travel over 700 miles on a full tank, and race cars that can corner at over 200 MPH. It's likely none of these feats would be possible if it wasn't for the aerodynamic testing capabilities automotive manufacturers have access to today.

Good aerodynamics leads to great fuel mileage.

The better a car can cut through air, the less power will be needed to propel the car, which also leads to less fuel being used. Engineers refer to this resistance aerodynamic drag.



Though it's no longer in production, the VW XL-1 is capable of getting an insane 261 MPG primarily because of how drag-free it is.



Downforce is also a big reason behind aerodynamic testing.

Downforce is the force that keeps cars pushed to the ground allowing them to corner better. Body pieces like diffusers and spoilers are often used to create downforce.

More downforce being produced allows cars to corner at higher speeds.



See the rest of the story at Business Insider

The world in photos this week

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A selection of photos from some of this week's biggest news that you might have missed.

SEE ALSO: Russia controls this strategic slice of territory in the heart of NATO-allied eastern Europe

Migrants stand on the dock after disembarking from the Norwegian vessel Siem Pilot in the Sicilian harbor of Palermo, southern Italy, April 13, 2016.



Firefighters check a collapsed house after an earthquake in Mashiki town, Kumamoto prefecture, southern Japan, on April 15, 2016.



A supporter of Republican US presidential candidate Donald Trump fights with protesters demonstrating against Donald Trump in midtown Manhattan in New York City, April 14, 2016.



See the rest of the story at Business Insider

16 people who helped with the Chernobyl cleanup share their devastating first-hand accounts

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Chernobyl workers

April 26 will mark the 30-year anniversary of one of the world's largest nuclear disasters — the catastrophic explosion that took place at the Chernobyl nuclear power plant in Ukraine in 1986.

More than 500,000 soldiers, firefighters, and plant workers rushed to the scene in the days and months following the explosion to contribute to the massive clean-up efforts.

Without proper protection against the radiation, many suffered immediate and severe nosebleeds, vomiting, and even collapsing. The lasting side effects from the exposure have been immense.

Getty photographer Sean Gallup had the chance to speak with a number of the workers who are still living — ahead, see their stories.

SEE ALSO: 30 years after the Chernobyl disaster, no people can live in the area — but the animal population is thriving

Petro Kotenko, 53

Petro Kotenko was a maintenance worker at the Chernobyl power plant. He spent 11 months performing repairs after the accident. When he was sent into areas with high levels of radiation, he wore a lead-lined coat, work clothes, and only a cotton mask for protection. After he left the area, his heath quickly declined and continued to get worse.



Andrii Mizko, 56

Andrii Mizko was the pilot of an MI-6 helicopter in the Soviet air force. He was sent to participate in clean-up efforts after the disaster. In total, he spent 22 days at the disaster site. He remembers spending two weeks at the hospital after, and they had to take all of his clothes because they were radioactive — even clothes he didn't wear, but just had packed with him.



Taron Tunyan, 50

Taron Tunyan served in the Soviet 25th Chemical Brigade and arrived at the disaster site one day after the explosion. He spent 25 days participating in the clean-up effort. According to his official discharge paper, he received a total dose of 233 millisiverts of radiation. Since then, he has suffered from headaches and blurred vision caused by high blood pressure in his head.



See the rest of the story at Business Insider

8 daily habits millionaires have in common

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Old Man Reading Newspaper

Last week, as I prepared for my daily three-mile run, a friend shook his head and sighed, “I wish I had your discipline.” I told him: “It’s not discipline. It’s just a habit.”

Thomas Corley, president of Cerefice & Company Accounting in Rahway, studied both millionaires and the poor for over five years. The result is his book: “Rich Habits: The Daily Success Habits of Wealthy Individuals.”

Not surprisingly, Mr. Corley found that millionaires are different than average people. What might surprise you, however, is the traits that set millionaires apart have little to do with money.

In fact, the most common things many millionaires share are simple daily rituals which, over time, lead to improved productivity, health, relationships, knowledge and—consequently–wealth.


Here are eight daily rituals many millionaires share, and how you can easily adopt them in your own life.

SEE ALSO: The single most effective way to get rich, according to a 90-year-old personal-finance classic

Millionaires have a daily must-do list

When Corley asked about to-do lists, 81 percent of rich people said they kept to-do lists, compared to 19 percent of those in poverty. Two-thirds of wealthy listers complete 70 percent or more of their daily tasks.

Need help making the most of your to-do list? Before you go to bed, try writing down between three and six (no more) of the most important things you need to do tomorrow. Prioritize them, then start with your number one to-do and don’t stop until it’s complete.



Millionaires don’t watch TV

This action item (or non-action item) has more to it than “Judge Judy” reruns being hazardous to your mental health. It’s about productive use of time, Corley says.

Only 23 percent of millionaires watch more than an hour of TV a day, compared with 77 percent of everybody else. That leaves time for wealthy folks to do other things that broaden their financial horizons.

We’re not saying you have to cancel your Netflix subscription, but if you watch on the regular and you’ve ever claimed you don’t have enough time to do something, well, you have your answer.



Millionaires read The Financial Times

Go ahead, make fun of those sissy, salmon-colored newsprint pages; the FT crowd is laughing all the way to the bank. Last year, Harvard’s Neiman Foundation ran an article on the Financial Times’ supposed struggles.

But it appears some folks are counting the wrong numbers. The piece also cites FT’s own stats, which estimate average subscriber income at $250,000—while 13 percent of readers are millionaires.

Now, The Financial Times may not be for everybody, but reading a global business publication—especially one that might challenge you to learn new things about business and finance—is a good wealthy habit. The Wall Street Journal and The Economist are others to consider.



See the rest of the story at Business Insider

11 TED Talks that will help you strengthen your relationships

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couple eye hug

Relationships are never easy. By definition they entail connections between people, and people, as we all know, are eternally complicated creatures.

Relationships also come in all sizes and colors — there are romantic relationships, work relationships, and friendships, just to name a few. 

Regardless of what kind of relationship you want to strengthen, each is fundamentally similar to the next in a number of ways.

In all healthy relationships, we are able to listen well, empathize, connect, resolve conflict, and respect others.

The following TED Talks are a great refresher course in doing all that. 

Andrew Solomon's 'Love, no matter what'

Through interviewing parents of exceptional children for several years, the author of "Far From the Tree: Parents, Children, and the Search for Identity" says he has come to understand that everyone is different in some fundamental way, and this core human condition of being different is, ironically, what unites us all.

Solomon explains that all people who love each other struggle to accept each other and grapple with the question, "What's the line between unconditional love and unconditional acceptance?"

Using a number of poignant anecdotes, he helps unpack this question.

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Yann Dall'Aglio's 'Love — you're doing it wrong'

Dall'Aglio, a French philosopher and author of "A Rolex at 50: Do you have the right to miss your life?" and "I love you: Is love a has been?," says love is the desire of being desired. But in a world that often favors the self over others, how can people find the tenderness and connection they crave?

It may be easier than you think: "For a couple who is no longer sustained, supportedby the constraints of tradition, I believe that self-mockeryis one of the best means for the relationship to endure," he says.

In this surprisingly convincing talk, Dall'Aglio explains how acknowledging our uselessness could be the key to sustaining healthy relationships.

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Jenna McCarthy's 'What you don't know about marriage'

Fiction and non-fiction author McCarthy writes about relationships, marriage, and parenting in books including "If It Was Easy, They'd Call the Whole Damn Thing a Honeymoon," and in her TED Talk, shares some surprising research on how marriages really work.

One study might even entice husbands to do more housework.

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See the rest of the story at Business Insider

15 questions to ask to make sure your financial adviser is working in your best interest

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On Wednesday, the US Department of Labor announced a new fiduciary rule, which will require investment advisers to put client interests above their own when it comes to overseeing retirement accounts.

For investments other than retirement accounts, it's important to know that every financial adviser isn't required to always act in your best interest. Conflicts of interest such as products that carry higher commissions can influence an adviser's advice unless they're acting as a fiduciary, meaning they must recommend products and strategies that are in the client's best interest.

"When you think about it, it's amazing how much control financial advisors have over our lives," writes Liz Davidson in her book, "What Your Financial Advisor Isn't Telling You.""Choose one who is actually a criminal, and it is possible to lose your entire nest egg."

That being said, you shouldn't write off financial advisers completely. "To completely eschew using an advisor can be as big a mistake as picking the wrong one," Davidson says. "When you need financial advice, they can be a tremendous help — it's just a matter of finding the best one for your situation (and being able to spot the Bernie Madoffs of the world before you hand over your life savings)."

To help you sniff out the good from the bad, we rounded up 15 questions to ask prospective advisers, from the Department of Labor's guide for consumers on how to tell if your adviser is working in your best interest.

SEE ALSO: The Obama administration's new $12 trillion-dollar rule highlights a major misconception people have about financial advice

1. Do you consider yourself a fiduciary?

A fiduciary has a legal duty to act in your best interest and can be sued for taking actions otherwise.

Those not working to the fiduciary standard are held only to a suitability standard, meaning their advice must be suitable for the clients' financial situation, but is not necessarily in their best interest.

"Very few financial advisors hold themselves out to be fiduciaries, and even fewer will sign an agreement that states, in no uncertain terms, that they are operating in a fiduciary capacity as your advisor," Davidson explains. "However, if you can find one who is willing to do this, you are automatically putting yourself in a safer position."

More specific questions you can ask:

• If not (a fiduciary), why not?

• Are you willing to act as a fiduciary with a duty to act solely on my behalf?

• Are you willing to disclose to me any conflicts of interest that may interfere with your acting solely on my behalf?

• Are you willing to put this commitment in writing?

It's important to be specific when asking about whether or not they're a fiduciary, since many advisers are dually registered as a broker (only subject to the suitability standard) and a fiduciary. Dually registered advisers can switch roles, thereby blurring the broker-fiduciary line.

As Harold Pollack and Helaine Olen explain in their book, "The Index Card,""You need to ask and ask quite specifically: Do you work to the fiduciary standard at all times? This last part, 'at all times,' is important. As the fine print on brokerage forms indicates, the fact that an adviser commits to a fiduciary standard for some of her dealings with you does not hold her to this standard in others."



How are you compensated?

This is one of the most important questions to have in your back pocket. Unbeknownst to many, a lot of advisers earn commissions by recommending certain financial products and services to you.

"The problem is that this system incentivizes advisors to sell high-fee investments, annuities, and insurance," Davidson explains. "High-fee mutual funds, annuities, and insurance policies typically perform worse than lower-fee options because the fees eat into your return."

You'll want to ask your adviser if they're allowed to sell investments outside of what their employer offers, Davidson says: "If the answer is no, chances are that you should decide not to limit your financial success by working with these advisors. If the answer is yes, find out exactly how selling outside investments affects each advisor." For example, will they get a lower commission for selling outside investments?

More specific questions you can ask:

• Do you earn fees or commissions based on the number of products that I buy or the size of my investment?

• Will you earn a higher fee or other type of compensation if I invest in certain products you recommend or will you receive fees for services related to specific investment products?

• Will you provide a list of the fees and commissions you receive either directly from me or from other sources in writing?



Are you a licensed or registered investment adviser?

"Financial planning requires proper training," Davidson explains. "Like a surgeon who is not properly trained and prone to make mistakes, your financial advisor may simply not have the training, knowledge, or experience to deliver sound advice to you."

Davidson recommends looking for an adviser with at least 10 years of experience in financial planning and who has a CFP (certified financial planner) designation, which is considered the "gold standard" for financial planning. To give you an idea of the training required for this designation, "the pass rate for the exam to become a CFP certificant is about the same as the pass rate on the bar exam that law school grads are required to take in order to practice law," she explains.

Ask your adviser about their experience and certifications — and then verify it. Davidson recommends using www.finra.org: "Type your adviser's name into the FINRA database and you'll learn what securities licenses this person actually has and, even more important, whether or not any complaints, disciplinary actions, suspensions, or very frequent changes of employment appear on his or her record ... You'll want to see a completely clean record ... Even a single complaint, and certainly any disciplinary action, is a major red flag."

More specific questions you can ask:

• Are you registered with the State, US Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or the CFP board?

• For how long? What is your experience?

• Who supervises you, or, are you a sole practitioner?

• If a sole practitioner, do you have professional liability insurance?

• Have you (or your firm) ever been disciplined? For what?

Read the DOL's full guide for consumers on how to tell if your adviser is working in your best interest.



See the rest of the story at Business Insider

The burger chain that's taking on Five Guys and McDonald's reveals the 'archaic technique' it uses to create its burgers

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 and the buffalo and blue cheese burger with a side of fried pickles both burgers were surprisingly cheap for better burgers in nyc each burger is 729The fast-casual better-burger business is thriving, as companies like Shake Shack, Five Guys, and Smashburger expand across the US. But to succeed in the burger industry in 2016, you need to have a special something.

With locations in 32 states and seven countries, Smashburger is preparing to take over the burger business from coast to coast. The one thing that sets Smashburger apart from the competition: the smashing process that allows the chain to make a hamburger completely different than anything else on the market.

The company uses what Smashburger founder and McGriddle creator Tom Ryan calls an "old, archaic technique on modern equipment." Instead of just grilling a prepackaged patty, the company uses a smashing technique that has been around for more than a century.

At a recent event in a New York City Smashburger location, Ryan took Business Insider behind the scenes to see exactly how the chain creates the burger that sets the chain apart:

SEE ALSO: We tried the wildly popular better-burger chain founded by the genius inventor of the McGriddle

Smashburger starts with a loosely packed ball of Angus beef, prepared earlier in the day. The company takes pride in the fact that the meat is never frozen or from preformed patties.



The hot — 385-degree — grill top is coated with unsalted butter, so the burger won't stick to the grill.



Now for the key moment: the smash. Smashburger uses a specialized "smasher" to smash the burger into the grill for exactly 10 seconds, searing the bottom into a caramelized shell that seals in the juices.



See the rest of the story at Business Insider

6 ways to make money on your daily commute

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commute

Unless you work right down the street from your office, or you work from home, then you are forced to suffer through a daily commute.

If you commute by car, you're probably spending a decent amount on gas, as well as adding wear and tear to your vehicle. And if you're convinced that car commuting is the only way for you, then calculating the cost of your commute might just be enough to make you change your mind.

Commuting via public transportation isn't that much fun, either. It might save you gas money, but you're swapping that for longer travel times and being surrounded by crowds of strangers. But what if you could make some extra cash during that travel time?

Here are six smart ways to boost your income, as well as saving on the equivalent journey by car.

SEE ALSO: 6 money-making side jobs for book lovers

1. Buy and sell on eBay

You've got clutter or unwanted items to clear away. You're thinking of selling them through eBay or a similar site, but getting around to listing sales is exactly the sort of fiddly task that often gets pushed to the bottom of the to-do list.

Switch your mindset and use listing your spare stuff as a way to turn dead commute time into an earner. Make sure you have quality photos of your items taken in advance and use the commute to research the market, perfect your listing, and respond to bidder questions. For bonus points, use the 10-day listing option on a Thursday, and bidders will have two full, high-traffic weekends to view and bid.



2. Write

If you enjoy writing, then why not use your commute time to develop a freelance writing side hustle? Online magazines and blogs frequently look for freelance contributions from subject matter experts, so pick your niche and find the sites that fit. Many have a "Write For Us" page which explains their freelance contributor policy, to help you figure out how to move forward. Don't think too hard about how to commercialize this sideline, though, just get writing to perfect your craft and find your voice.

Scoring paid work is easier if you have already developed an online presence, which can be done by writing your own blog or contributing articles for free to high traffic sites who will credit you. It's not going to turn you into an overnight millionaire, but can be a fun way to explore your creative side while making a little cash.



3. Coach online

The advent of digital coaching means that not only can you access the services of a coach much more easily, you only need a smartphone to become a paid coach in your area of expertise.

Coach.me is a goal tracking and coaching app that is forging a new future for digital coaching. And people who have already succeeded in achieving a particular goal can coach others to replicate their success.

After taking a digital coaching certificate, you can get started in text-based coaching, creating a profile page to attract clients, and getting access to the platform's marketing support. In return, Coach.me takes a cut from coaching earnings. Check out the competition, as some goals have many active coaches already. But with app users wanting support with everything from diet advice to language learning, you could cut your own niche here, and communicate with your clients during your commute on the bus.



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What Richard Branson, Bill Gates, and 11 other successful people do on weekends

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richard branson necker island

For some, the weekend's a sacred retreat from the hustle and bustle of work.

For others, the weekend is a myth — Saturday and Sunday are mere extensions of the workweek and a chance to get ahead of the competition.

Judging from the ways successful people spend their — at least theoretical — time away from work, there really is no right or wrong way to structure your weekends. It's all about striking the right balance for you.

Here's how some successful people do it.

Richard Branson hangs out on his island in the Caribbean.

While Branson tells the Telegraph he spends half the year traveling the world on business trips, he says he spends the other half on his tiny private Caribbean island, Necker.

"I know I shouldn't, but I still like to party on Friday nights," he admits. The business mogul says he dances until the wee hours of the morning to the sounds of the island's band, the Front Line, and heads to the crow's nest on his roof around 2 a.m. to watch the stars.

Despite being up late, Branson says he still wakes up early, usually before everyone else, and goes for a swim around the island.

"It's exquisitely beautiful; I'll see spotted eagle rays, giant leatherback turtles and a number of species of shark, such as nurse sharks and lemon sharks,"he tells the Telegraph. "It's not frightening; if you're swimming with sharks they don't tend to bother you at all, it's only if they mistake you for a seal that they might have a nip."

His morning swim is usually followed by a healthy breakfast of fruit salad or natural muesli, though on occasion he spoils himself with kippers or an English breakfast.

The day's activities could include tennis, kitesurfing, scuba diving, or hanging out with dolphins and whales in his tiny submarine. But Branson says afternoons are always spent on the beach, oftentimes playing chess with his kids. 

Saturday evenings consist of more partying, and Sundays include rock jumping, paddle boarding, and boat races, Branson tells the Telegraph



Elon Musk spends time with his children.

Musk, the billionaire CEO of SpaceX and Tesla, has five sons, with whom, he told Mashable, he hangs out on the weekends.

But he also admitted at South by Southwest in 2013 that some of this "quality time" is spent sending emails.

"Because they don't need constant interaction, except when we're talking directly," he said. "I find I can be with them and still be working at the same time."



Jack Dorsey hikes and prepares for the week.

In 2011, when Jack Dorsey was running Twitter and Square full-time, the cofounder told the audience at Techonomy 2011 that, to get it all done, he gave each day a theme. This allowed him to quickly recall and refocus on the day's task once distractions were out of the way.

Dorsey said he would take Saturday off to hike and spend Sunday focusing on reflections, feedback, strategy, and getting ready for the rest of the week.

Now that he's back running both companies, there's a good chance theme days could come in handy again.



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A hanging garden can grow inside this lamp — no sunlight or water required

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mygdal_lamp_09_web_©ErwinBlock Photography

If you live in a city apartment without a lot of sunlight, starting a garden can be a challenge.

The Mygdal lamp by Nui Studio, a design collective in Halle, Germany, looks like the perfect solution.  It's completely maintenance-free — it can grow plants without any sunlight or water.

Take a look at the prototype.

The LED lamp can grow any type of small plant, the studio's co-founder, Emilia Lucht, tells Tech Insider. The aluminum base stores water and periodically feeds it to the bed of soil.



The team designed one 13 x 10-inch version that hangs and one 27 x 19-inch version that sits. The handmade glass has an electrically conducive coating, which makes it look like it's glowing from all sides.



The studio experimented with a few different models to get the shape just right.



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18 choices millionaires make that the rest of us don't

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wealthy cheering crowd

Getting rich isn't reserved for a lucky, select few.

"Like most things in life, becoming good at attracting money is no different than becoming good at anything else, be it being a sub-par golfer, losing weight, or mastering a second language,"writes self-made millionaire Steve Siebold, author of "How Rich People Think."

Almost anyone can make it happen— and it often begins with your thoughts, beliefs, and choices. Here are 18 choices the wealthiest people make on a daily basis that most of us fail to emulate.

SEE ALSO: 11 daily habits keeping you from getting rich, according to a man who spent 5 years studying millionaires

Rich people choose to be in control of their success.

"Rich people believe, 'I create my life,' while average people think, 'Life happens to me,'" writes T. Harv Eker in "Secrets of the Millionaire Mind."

You have to be in control of your financial life, he emphasizes: "You have to believe that you are the one who creates your success, that you are the one who creates your mediocrity, and that you are the one creating your struggles around money and success. Consciously or unconsciously, it's still you."



Rich people choose to think big.

If not you, then who? That's how rich people think, Eker writes: "Big thinking and big actions lead to having both money and meaning."

"Most people choose to play small," he continues. "Why? First, because of fear. They're scared to death of failure and they're even more frightened of success. Second, people play small because they feel small. They feel unworthy. They don't feel they're good enough or important enough to make a real difference in people's lives."

As Siebold writes, "Expect to make more money. For this one you have to think big. $100,000, $500,000, or why not $1 million?"



Rich people choose to commit to attaining wealth.

Rather than wanting to be rich, wealthy people consciously commit to being rich.

"Getting rich takes focus, courage, knowledge, expertise, 100% of your effort, a never-give-up attitude, and of course a rich mindset," writes Eker. "If you are not fully, totally, and truly committed to creating wealth, chances are you won't."

The rich are able to fully commit because they have precise goals and a clear vision.

"The number one reason most people don't get what they want is that they don't know what they want," he continues. "Rich people are totally clear that they want wealth. They are unwavering in their desire ... As long as it's legal, moral, and ethical, they will do whatever it takes to have wealth."



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5 types of questions you should never ask at work

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Donald TrumpI can’t believe he asked me who I was going to vote for. We have a private ballot box for a reason!

It can be tempting to ask provocative, challenging or personal questions. What’s the harm in finding out who your colleagues think should win the election, or asking their opinions about the death penalty?

Don’t do it. I know that asking questions is one of the ways to engage with people. Yet, if you ask certain types of questions, you could embarrass people or get an answer you didn’t expect, or want. The discussion that follows can quickly escalate into an argument, and easily become heated. 

Avoid asking the following types of questions: 

SEE ALSO: 23 intense questions you'll have to answer if you want to work at the world's largest hedge fund

1. Questions involving money

These include anything along these lines:

—“How can you afford that handbag (or those fancy shoes)?”
—“How much money do you make?”
—“What did you pay for your house?”

The answers to questions like these are not your business, and by asking them, you are likely to make the other person uncomfortable.



2. Political questions

These include, “For whom are you going to vote?” or “How can you vote for...?” Your opinion of the person you’re questioning can be altered, often negatively, if he or she is not voting for your candidate. And the other person’s opinion of you may change, too.



3. Questions on controversial topics

These are similar to political questions. If you ask someone about his or her opinion on the death penalty, animal rights, abortion, etc., you may get an answer you weren’t expecting. You could subsequently get into an unpleasant exchange, as these are the kinds of topics on which people try to change other’s beliefs.



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Why people are calling 'The Jungle Book' the most visually stunning movie of the year

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The Jungle Book disney final

On Friday, Disney releases its latest retelling of "The Jungle Book," which is still best known for its 1967 cartoon version that included memorable songs like "The Bare Necessities" and "I Want to Be Like You."

The tale follows the journey of "man-cub" Mowgli through the jungle. In this version, directed by Jon Favreau ("Iron Man,""Cowboys & Aliens"), what stands out are the incredible computer graphics used to bring the animals that Mowgli encounters to life.

With a 93% rating on Rotten Tomatoes and the announcement of a sequel already in the works, this one looks like a winner, whether you take your kid or not.

That's been confirmed with a healthy $4.2 million take in the Thursday preview screening, with projections of the film taking in $70 million this weekend.

Here we break down what critics really enjoyed about the movie.

SEE ALSO: Critics are already in love with "Captain America: Civil War"

The visuals are obviously the biggest draw.

The talking animals interacting with Mowgli (played by newcomer Neel Sethi) are flawless. 

"The beguilingly credible CGI rendering of real-life animals takes its biggest leap forward since 'Life of Pi,'"The Hollywood Reporter wrote.

"I don’t know where the fakery stops and the real animals, waterfalls, and veldts begin in this movie, and I don’t really want to,"The Wrap said.



But there’s also a great story — not to mention those songs.

This certainly doesn't have the tame feel of the cartoon, "but in a wonderful tale in which a boy learns the importance of friendship and loyalty," as Us Weekly puts it, "perhaps this is the perfect opportunity for young cubs to earn their moviegoing stripes.

The placement of the songs that parents grew up on is also executed the right way.

"It’s not a musical and yet the deployment of two famous songs — 'The Bare Necessities' and 'I Wanna Be Like You' — feels easy and natural,"The Guardian said.



And the celebrity voices of the animals give the movie an added kick.

Part of the fun watching "The Jungle Book" is trying to figure out who is voicing the animals. Some will be hard to identify, like Garry Shandling (in his final role before his death last month). But then there are some obvious ones.

Like Bill Murray as Baloo. "Murray makes 'The Bear Necessities' fit into his laid-back existence as he hums and sings the song with Mowgli as they float down a serene river," the Associated Press wrote.

Christopher Walken as King Louie, according to The Washington Post, "seems to channel both Marlon Brando and Louis Prima."

Scarlett Johansson, as the large snake Kaa, "reinforces the notion, begun with Spike Jonze's 'Her,' that she can totally transfix audiences with her voice alone," the LA Times wrote.

And then there's Idris Elba, who plays the villain, Shere Khan, and will definitely frighten some of the younger audience members.

"Idris Elba’s Shere Khan is the best villain of the year so far,"Uproxx said.



See the rest of the story at Business Insider
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