Quantcast
Channel: Features
Viewing all 61683 articles
Browse latest View live

The 10 best US cities for the class of 2016 to start their lives

$
0
0

madison wisconsin

What comes after you receive the diploma and toss the graduation cap?

To help the class of 2016 with that decision, real-estate marketplace Zumper analyzed and ranked the 260 largest metro regions in the US across six main factors: millennial population, young professional income, access to amenities and nightlife, employment rate, population of unmarried inhabitants, and rent prices.

Madison, Wisconsin — with its vibrant economy and moderate rent prices — topped Zumper's list of best US cities for recent grads.

Read on to see what other spots cracked the top 10. We also included the percentage of millennials in each metro area (from the US Census Bureau), the gross income of those between age 20 and 29 (from the US Census Bureau), and the median rent of a one-bedroom apartment (from Zumper).

Still unsure where to move? The American Institute for Economic Research (AIER) put out a similar report that may help students make the call.

SEE ALSO: Here's the income you need to comfortably pay rent on a 2-bedroom apartment in 15 of the largest US cities

10. Oklahoma City, Oklahoma

Percentage of millennials: 15.5%

Median income (20 to 29 years old): $44,677 

Median rent (1-bedroom): $641 per month



9. Washington, DC

Percentage of millennials: 14.3%

Median income (20 to 29 years old): $72,737

Median rent (1-bedroom): $2,203 per month



8. Omaha, Nebraska

Percentage of millennials: 14.2%

Median income (20 to 29 years old): $50,102

Median rent (1-bedroom): $769 per month



See the rest of the story at Business Insider

These will be the up-and-coming neighborhoods in 30 major US cities in 2016

$
0
0

seattle washington

In the market for a home?

If yes, then you may want to consider looking in the hottest neighborhoods out there, where your home value could continue to grow over the next several decades.

Real-estate site Redfin released its annual list of the 10 hottest neighborhoods nationwide, a prediction based on the most recent growth in page views and favorites per home on their site.

Their experts also chose three neighborhoods in 30 of the largest US cities that are expected to break through as the most desirable places to buy a home in 2016.

Here, we've highlighted the top neighborhood for each city, along with the median number of days a home is on the market in that neighborhood and the median sale price, from Redfin. We also included the median sale price of homes in the metro area for the month of December, also from Redfin, to give you a price comparison.

SEE ALSO: How long you have to live in 15 major US cities to make buying a home worth your money

Atlanta, Georgia: West End

Median days on the market: 48

Median sale price, West End: $122,000

Median sale price, Atlanta: $195,000

See more West End real-estate trends.



Austin, Texas: Hyde Park

Median days on the market: 29

Median sale price, Hyde Park: $449,000

Median sale price, Austin: $273,000

See more Hyde Park real-estate trends.



Baltimore, Maryland: Hampden

Median days on the market: 32

Median sale price, Hampden: $198,000

Median sale price, Baltimore: $235,000

See more Hampden real-estate trends.



See the rest of the story at Business Insider

8 killer arm workouts you can do virtually anywhere

$
0
0

Arm Exercises 15

Having strong arms is no easy feat. 

From your triceps to your palms, there's a lot of muscles to put to work. 

Now that we've tackled stretching and leg exercises, we asked New York University physical-therapy professor Marilyn Moffat, who also wrote the book "Age Defying Fitness," to help guide these tips.

To keep things simple, she gave us the best exercises for your arms that you can use virtually anywhere with minimal equipment. No weights required.

These workouts are great on their own but they're even better in combination, so feel free to mix and match. Repeat or hold each exercise until it gets to be too much, building up at your own pace. And remember: If you have any unusual pain or problems with the exercises, please stop doing them and consult a physical therapist. 

NEXT: 12 everyday stretches to stay flexible and fit at any age

CHECK OUT: 13 exercises to keep your legs strong at any age

Exercise #1: Let's get started in a plank. A standard plank works more than just your arms, but it's key to activating everything from your forearms to your deltoids.



For a modified plank, go onto your forearms. You'll still feel the exercise along your arms. It might be worth using a yoga mat for this one.



If you want to take your plank to the next level, lift up one leg for a few seconds. Then do the other one.



See the rest of the story at Business Insider

12 ways to become a charismatic leader

$
0
0

george clooney

They say "you either got it, or you don't." But when it comes to charisma, you don't have to have it — you can learn it. 

According to Olivia Fox Cabane's book "The Charisma Myth: How Anyone Can Master the Art and Science of Personal Magnetism," people aren't born with charisma. They acquire it through knowledge and practice.

Charismatic leaders are more influential, persuasive, and inspiring. People are magnetically drawn to them and more willing to perform above and beyond the call of duty to support them.

So how can you become more charismatic? We've compiled the most useful tips and tricks from the book below.

This is an update of an article originally written by Vivian Giang.

SEE ALSO: A Harvard psychologist says people judge you based on 2 criteria when they first meet you

DON'T MISS: 9 things you're doing that make people dislike you immediately

Loosen up; you don't have to be the most attractive person in the room.

Yes, we all agree that being attractive certainly has its advantages, but it's definitely not a requirement. 

Winston Churchill wasn't a sex symbol, but he's still considered one of the most influential leaders in history.



Make people feel like they're the most intelligent, impressive, and fascinating person you've ever met.

To make someone feel as if they're the only person that matters, do these three things during conversations:

1. Lower the intonation of your voice at the end of sentences.

2. Reduce how quickly and often you nod.

3. Pause for two full seconds before speaking.



Always be present.

A study conducted by Harvard professor Daniel Gilbert estimated that 46.9% of the mind is spent "wandering."

"Being present means simply having a moment-to-moment awareness of what's happening," Fox Cabane writes. "It means paying attention to what's going on rather than being caught up in your thoughts."

In the middle of a conversation, if your mind is somewhere else, your eyes will glaze over and your companions will notice. Make an effort to be in the moment.



See the rest of the story at Business Insider

7 red flags not to overlook at an open house

$
0
0

real estate agent

When you’re on the hunt for a new house, weekends spent touring open houses can quickly veer from fun to daunting by house number three. Keeping track of which home had that great kitchen (but terrible master bath) versus the home with a terrible backyard but a great floor plan can be tough. And while no house is likely to be perfect, when it comes to your budget, some updates are harder to swallow than others.

Unfortunate paint colors, though hard to see past, shouldn’t sway your decision because they’re easily changed. But other issues should give you pause because they’ll require costly repairs, or they indicate larger, underlying problems that simply can’t be fixed.

SEE ALSO: 10 renovations that can increase your home's resale value, according to the HGTV's 'Property Brothers'

1. How old is the roof?

“You really need to look beyond the new kitchen and bathroom and consider the bones of the home,” says Adam Waggoner of Generator Real Estate in Denver, CO. One of the biggest “bones” of a house? The roof.

The typical life span of a roof is up to about 20 years, but the average cost to replace one runs into the five-figure range, averaging about $12,000 but going up as high as $25,000 or more. That’s why Omaha, NE, real estate agent Robert Jensen suggests paying close attention to the age and condition of the roof before making an offer.

 



2. Are there issues with the home’s foundation?

This is what everything is resting on — literally. While superficial blemishes might not matter enough to affect a sale, if there are wide cracks in the foundation, says Waggoner, it’s most likely not worth the time and anguish that can come with fixing it.



3. What is the state of the sewer system?

When it comes to sewer and septic systems, many people are in the dark on a few elements: first off, their level of responsibility. If something goes wrong, it’s the homeowner, not the city, who must cover damages (frequently through homeowners’ insurance).

The condition of the sewer lines is also something that is not part of a regular home inspection, so a few hundred dollars for a dedicated sewer inspection could prove to be a worthy investment.



See the rest of the story at Business Insider

How to access the dark web, where all sorts of illegal stuff goes down online

$
0
0

hackers

So you want to know what happens in the dark alleyways of the internet?

The "Dark Web" or "deep web" was created by online activists who were trying to share content using the most private methods. Without a doubt, there are a bunch of places in this bizarre grove of the web that people should avoid at all costs.

But it's quite easy for people to access and is also a good lesson in how to best anonymize your web surfing. 

What is the deep web?

Wired describes the deep web most succinctly as a "collection of thousands of websites that use anonymity tools like Tor and I2P to hide their IP address." The key is decentralization, meaning that no regular browser (Chrome, Safari) can access these websites. Instead, the user must obfuscate their online identity in order to be granted access.

To many, the deep web is simply a place to buy bizarre and potentially illegal things. Silk Road was the first website to popularize this method. It trumpeted Tor browsing as the best way to avoid online surveillance. It wasn't just a way to buy illegal goods, but it also deanonymized web browsing as a political ethos.

Beyond illicit marketplaces like Silk Road, there's much more to see. For instance, it's the best way for privacy activists to communicate with each other. There are also numerous online boards, wikis, and chats for people trying to divulge information they don't want associated with their identity.

The best kinds of dark web content are the privacy and ideological discussions.



The deep web has led to some giant news stories, like the Snappening

The deep web first entered the mainstream thanks to the now defunct underground marketplace known as Silk Road. At the time, it was the first online market where people could buy nearly anything — drugs, guns, you name it.

The Snappening — a 2014 scandal where Snapchat users' private photos were put online — was first posted on deep web websites. And the film "Citizenfour" documented how filmmaker Laura Poitras, journalist Glenn Greenwald, and whistleblower Edward Snowden communicated using online deep web-esque tools.



Get on the Tor network

The easiest way to obfuscate your IP address — a precondition for operating the deep web — is to use a tool known as a Tor browser. It was built by a group of volunteers who dub themselves the Tor project. The browser looks similar to any other normal web browser, but it works by sending any online request (i.e. what website you want to browse) to another person's network, which is then sent to another person's network, which is then finally sent to the intended recipient. This means that it's difficult to track precisely who is viewing what website. It also means that the internet runs much slower because every request is being routed to more places than usual.

To download Tor you go to the Tor Project's website and follow the instructions. There are also a bunch of other interesting articles and forums about what the Tor project does and online anonymity in general.



See the rest of the story at Business Insider

5 things you didn't know you could negotiate

$
0
0

Happy Man on Phone

"You don't get what you don't ask for."

Many of us have heard the phrase, but most of us never think to ask for a price break while shopping.

According to a 2013 Consumer Reports study, only 48% of people even attempt to bargain for a better deal on the products and services they buy every day — even though a whopping 89% of those who said they did haggle were able to nab a discount at least once.

So why are we so hesitant to even ask?

For starters, "many people think that negotiation is reserved for the big boardroom-type deals and don't realize how many day-to-day things, such as retail [items], groceries and medical bills, they could negotiate," says Eldonna Lewis Fernandez, a corporate trainer and author of "Think Like a Negotiator: 50 Ways to Create Win-Win Results by Understanding the Pitfalls to Avoid."

Additionally, the mere thought of haggling can feel intimidating to many people, notes Ed Brodow, a negotiation-skills trainer and author of "Negotiation Boot Camp: How to Resolve Conflict, Satisfy Customers, and Make Better Deals."

"People are either afraid to ask for a better deal or are convinced it can't happen," he says. "They become their own worst enemy if they don't try. You have to have the 'negotiation consciousness': [the willingness] to challenge everything, be assertive and say, 'This is too much,' or 'This is not reasonable,' or 'Can you help me out?' "

Of course, your chances of success will be helped if you know what surprising products or services are actually negotiable. So we rounded up five things you may not have realized you could haggle over, along with some insider tips that could help you move from too-scared-to-ask to negotiating-ninja status.

SEE ALSO: 7 mistakes too many women make when it's time to negotiate their salary

1. Haggling hints for appliances and electronics.

Missed the big-box sale on that washer-dryer set, or need a new big-screen TV for the rec room but don't want to pay an arm and a leg? One smart tactic is to ask about floor models, returns and overstocks, says Kyle James, owner and founder of coupon and bargain-hunting site Rather-Be-Shopping.com.

"Store managers typically want them sold immediately so they don't take up valuable real estate," he says. "These items will typically be marked with a special tag. Start the negotiating at 20% off the asking price and be prepared to meet in the middle." While you're at it, it doesn't hurt to ask if they can throw in an extended warranty or delivery for free.

And if you're in the market for more than one big-ticket item, bundling those purchases may help you gain even more leverage.

James discovered the lure of the bundled sale when he was in the market for a new HDTV and DVD player a few years ago. He walked into a major electronics chain and asked the salesperson to knock off $100 if he bought both right then and there.

"He went and asked his manager, and within a minute, he came back and said they could reduce the overall price by $75," James says.

RELATED: 7 Tricks to Help You Save Cash on Your Utility Bills This Winter



2. Haggling hints for interest rates.

We've all felt the pinch of interest rates, whether on our credit cards, auto loans, mortgages or student debt — but how much leeway do you actually have to negotiate for a lower one?

One of the biggest factors, of course, is your credit rating and history. "If you've made late payments or have a bad credit score, you're more of a credit risk, so the lender may not lower the rate," says Priyanka Prakash, a finance specialist for FitBiz Loans, an online platform that helps business owners find financing. On the flip side, having a high credit score and a positive payment history only works in your favor.

Additionally, the kind of borrowing you're dealing with is important; the more regulated a particular type of loan or line of credit tends to be, the less likely you'll be able to negotiate the interest rate. "Credit card rates are relatively easy to negotiate compared to rates on other [types of] debt," Prakash says. "Student loans are difficult to negotiate because the rates are set at the federal level." Business loans, home loans and auto loans probably fall somewhere in between, she adds.

Showing that you've been shopping around also helps prove how serious you are about finding a lower interest rate. For instance, you could tell your credit card issuer that you're thinking of taking advantage of another company's 0% balance-transfer offer. Or perhaps you have a quote from a lender for a personal loan that you're hoping another bank matches. "Having the quote in writing shows you're serious," Prakash says. Additionally, if there's a timely reason why you're trying to lower your interest rate—maybe a job loss or medical crisis means finances are tight — she recommends having that documentation on hand.

Still unsuccessful? Then try your hand at getting loan fees reduced. Prakash says you'll have more leeway with fees that are charged directly by the lender, such as origination fees, application fees and closing costs, rather than those charged by a third party, such as appraisal fees or credit-report fees.

RELATED: Your Financial Frenemy: Compound Interest



3. Haggling hints for groceries.

Maybe you're already a master coupon clipper — but it's always a win when you can pay even less at checkout, right?

James highlights the deli and meat counters as great places to haggle. "In particular, look for hams and roasts that are less than a pound in size and politely ask for a discount," he says. That's because they may be too small to slice and sell, so the store may be willing to sell them for much less. "Start by asking for 50% off and negotiate from there."

James adds that meats nearing their sell-by date are potentially another good bet, since the store will lose money on them once they expire. "This works best if you're buying more than one cut, so stock up and take it all off their hands for a discount," he says. "Then you can freeze what you can't use in the next day or two."

If your neighborhood has a local farmers' market, you're in luck: They're ripe for heavy discounts if you buy toward the end of the day, says John Vespasian, the author of "The 10 Principles of Rational Living."

"Farmers much prefer to get rid of any remaining vegetables or fruit at a low price, rather than having to haul them back," he says. "This is the perfect opportunity not only to save money by negotiating but also to purchase healthy food."



See the rest of the story at Business Insider

India just launched a mini space shuttle on top of a rocket and the photos are amazing

$
0
0

india space shuttle

India joined the US and Russia May 23 as one of the onlynations to launch a space shuttle.

The RLV-TD, short for India’s Reusable Launch Vehicle-Technology Demonstrator, blasted off at 7 a.m. local time on Sriharikota island, and landed about 13 minutes later.

Although it didn't carry a crew (and never will), it was a crucial test for India's first reusable rocket that can deploy payloads.

Prime Minister Narendra Modi praised the team on Twitter:

See the incredible photos India's Space Research Organization provided of the event:

The RLV-TD is relatively tiny. Its 21-foot length makes it much, much smaller than NASA's retired fleet of 122-foot-long, 100-ton space shuttles.

Source: NASASpaceflight.com



Shuttles can significantly reduce the cost of getting satellites and astronauts to space since they can be reused over and over again instead of building a whole new spacecraft every time.



Indian Space Research Organization scientists think the shuttle could cut costs by as much as 10 times — bringing the total down to $2,000 per kilogram.

Source: The Hindu



See the rest of the story at Business Insider

Our favorite photos so far from the Giro d'Italia, the world's most beautiful bike race

$
0
0

mountains Giro d'Italia stage 14 2016.JPG

The Giro d'Italia is the most beautiful bicycle race in the world. The 99th edition started in the Netherlands on May 6, and we're following the race as it makes its way around Italy to the finish in Torino on May 29. You can also watch the Giro live.

Scroll on to see some of our favorite pictures, and check back for updates.

SEE ALSO: Our favorite way to watch the Giro, the world's most beautiful bike race

DON'T MISS: Aussie cyclist has an incredible streak going that we may never see again

Spectators got to see former Giro winner Vincenzo Nibali of Sicily up close in the mountains on stage 14.



Stage 14 was one of the most picturesque. TV copters like this one here help broadcast the gorgeous live images around the world.



Although riders don't have much time to take in all the beauty around them.



See the rest of the story at Business Insider

These retro BMW concept cars are seriously stunning

$
0
0

BMW Hommage collection

BMW loves showing off its classic cars and for good reason. The automaker has been behind some of the most iconic and innovative cars ever made. 

These include BMW's M1, E30 M3, 2002 Turbo, E39 M5, and a number of other amazing cars that never even made it to market.

So it's not surprising that BMW showcased a slew of impressive vehicles from its Hommage Series at the historic car show Concorso d’Eleganza in Italy over the weekend. 

This group of concepts consists of cars and motorcycles that were designed to act as modern interpretations of iconic cars from the company's past.

The company's history is definitely one to look back on, so let's take a look at the cars it showed off. 

SEE ALSO: The artist who turned his dead cat into a drone is building a helicopter out of a cow

As we saw on Friday, BMW brought out a completely new BMW 2002 Turbo throwback car called the BMW 2002 Hommage.

It's based on the M2 and was designed to embrace the original amazingness of the 70's coupe



Personally, I'm a bigger fan of the original 2002 Turbo, but that's just me.



BMW Motorrad's R 5 Hommage bike was unveiled alongside the 2002 Hommage.



See the rest of the story at Business Insider

5 important things we still don't know about Google Home (GOOG, GOOGL)

$
0
0

google home

Google Home, which was unveiled last Wednesday, is designed to be a direct competitor to Amazon Echo.

Amazon Echo has become extremely popular since its initial debut two years ago. It's a big Bluetooth speaker with a ton of built-in microphones, which lets Echo hear you and speak to you. Just plug it into a wall and it's always on.

You can use Echo to play music, set alarms, and add items to your shopping list, but you can also ask it questions about movies, culture, sports, and more. It's constantly getting new features all the time.

Google Home will work almost exactly like Amazon Echo: Just plug it into a wall and boom, you have a personal assistant that's always on and ready for your command. Google Home looks like a pretty cool product, but there's still much we don't know.

Here are the five most important things we still don't know about Google Home.

SEE ALSO: This $1.5 billion PC gaming company's first US store stole some of the spotlight from the new Apple Store in San Francisco

How much does it cost?

This is a biggie.

Amazon Echo costs $200, but Amazon recently unveiled two new Echo products that will give you a similar experience. The $90 Echo Dot lets you connect a small hockey puck-sized Echo to any speaker you have in your home; the Echo has all the microphones you need, and the speaker you already own provides the audio output. There's also the $130 Amazon Tap, which is an Echo speaker you can take with you wherever you go. You can connect it to WiFi or a mobile hotspot to play music, give you the weather, or even order a pizza or an Uber.

We're hoping Google Home costs less than the $200 Echo, but frankly, it probably won't cost less than the Echo Dot. In my opinion, spending $90 to get the Echo Dot — essentially the full Echo experience sans speaker — is an incredible deal, so hopefully Google doesn't price its Home speaker too high.



When will it come out?

We imagine Google Home will be ready by later this year, but when is "later"? Will it be available before the holiday rush, in September or October? Or will it be difficult to actually get one of these units until early next year?

If customers need to wait ample time to buy a Google Home, they might start looking elsewhere (and to be frank, Amazon Echo already has a pretty big head start when it comes to features and consumer awareness).



What's the microphone situation like?

Microphones are by far the most important aspect of Amazon Echo.

The Amazon Echo is packed with seven different long-range microphones so it can hear you anywhere in your home. I've routinely used Amazon Echo in my bathroom with the shower running and the door closed. That's pretty impressive stuff.

If Google wants Home to be useful, it will need a similar microphone structure so it can properly hear commands. Microphones are part of the reason why Apple's Siri assistant isn't very good or reliable: It often has trouble hearing what you're saying, which leads to a frustrating experience that's far from natural-feeling. Hopefully Google Home doesn't skimp in the microphones department; it'll need this if it hopes to compete with Echo.



See the rest of the story at Business Insider

Here's why Google's Chromebooks are so awesome (GOOG, GOOGL)

$
0
0

google chromebook pixel

Google's Chromebooks just hit a huge milestone. For the first time, they outsold Macs in the US, a sign that a lot of people are looking for cheap, capable computers.

And soon, they're getting a huge update that'll let them run Android apps.

Here's why Chromebooks are so great, and why you'll probably want to buy one soon.

SEE ALSO: This $1.5 billion PC gaming company's first US store stole some of the spotlight from the new Apple Store in San Francisco

They're cheap.

You can get a really great Chromebook for around $200, or about one-fifth the cost of a 13-inch MacBook Air. Don't let the price fool you though. Just because Chromebooks are cheap doesn't mean they're bad. All the major computer brands like HP, Asus, and Samsung make excellent Chromebooks.

However, Google's own Chromebook Pixel, which has a sharp touchscreen and beautiful design, costs over $1,000. It's nice, but you probably don't need to spend that much to get the full Chromebook experience.



They're versatile.

Chromebooks come in all shapes and sizes, so you can find the right form factor to fit your needs. For example, some models, like the Asus Chromebook Flip (pictured here), have touchscreens and can fold over into a "tablet mode."

You can also get Chromebooks with any screen size, ranging from 10-inchers to 15-inchers.



They're perfect if you use Google services.

If you use Google's services for email, chatting, calendar, cloud storage, or anything else, the Chromebook is a great computer for you.

The Chromebook's operating system is a modified version of the Chrome web browser, which means it uses Google apps for all the standard stuff you want to do. Just sign into your Google account once and you're good to go.



See the rest of the story at Business Insider

4 ways Elon Musk's proposed Hyperloop will change how we travel

$
0
0

Hyperloop one Pod in motion

If you are like most, you probably find air travel to be a stressful experience.

There’s the commute to the airport, the long lines to check your bag, the security check, and then once you’re finally on the plane, there’s the tight squeeze of sitting for several hours with barely any legroom.

And yet, air travel is really our only option for traveling hundreds of miles quickly. But the Hyperloop could change that.

The Hyperloop is a tubular transport system that carries passengers in capsules at speeds reaching more than 700 miles per hour. Tesla and SpaceX CEO Elon Musk first proposed the idea in a white paper published in 2013 and made his research public so others could pursue developing the concept. The LA-based startup Hyperloop One is doing just that.

But Hyperloop One doesn’t just want to build a system that is as fast as a plane. The company wants to create an entirely new travel experience, one that is a lot less stressful and a lot more convenient.

"It's not about getting somewhere, it's about being somewhere. We're not trying to optimize the transportation experience, we are trying to eliminate it," Brogan BamBrogan, Hyperloop One’s co-founder and chief technology officer, said at a company event earlier this month

How exactly does it plan on doing this? 

BamBrogan shared with Tech Insider four ways the Hyperloop will revolutionize all aspects of transportation.

SEE ALSO: This $1.5 billion PC gaming company's first US store stole some of the spotlight from the new Apple Store in San Francisco

It will be more accessible and more efficient.

For starters, Hyperloop One wants to put stations in the middle of cities so that there's no annoying commute to an airport-like hub outside metropolitan areas, Brogan BamBrogan, Hyperloop One’s co-founder, told Tech Insider.

“Effectively, the Hyperloop will move people about the speed of an airplane. But we can do it city center to city center as we integrate ourselves into tunneling, so that’s really a value add,” BamBrogan said.

That's right, effectively you'd get to say goodbye to that $30 cab ride to and from the airport outside the city. 

What's more, because the Hyperloop is in a controlled environment and is completely autonomous, you will never be delayed because of weather or because of an operator's error. 

 



No more ticket lines.

BamBrogan also said the company wants to introduce a streamlined ticketing system so that lines are a thing of the past. 

“Certainly, as we move forward, there’s going to be autonomous ticketing systems and you’re going to have an absolute elevator experience that is going to seamlessly deliver you to your destination.”

BamBrogan didn't elaborate on how exactly this would work, but he did mention that part of the process could be through your smartphone.

In Musk's white paper, he stated that all ticketing and baggage tracking would be handled electronically, effectively doing away with printing boarding passed and luggage labels. 

 



The seats will actually be comfortable.

As for the seating, BamBrogan said the company is working to design passenger pods that are not only comfortable, but also spacious enough to allow people to keep their luggage with them at all times. 

The company aims to share some renderings of potential pod designs sometime during the next three months, BamBrogan said.

 



See the rest of the story at Business Insider

7 things to consider before buying one of those kits that lets you 'test your genes'

$
0
0

all packed up

Ever considered getting a peek inside your genes?

Today, it seems easy. Find a personalized gene-testing service — there are more than a dozen companies in the US alone — spit in one of the tubes the company sends you, pop it in the mail, and check out your results online.

But how much can the average person learn from one of these tests?

We chatted with Columbia University professor Dr. Robert Klitzman, a bioethicist and psychology professor and the author of the recent book "Am I My Genes?" to find out:

SEE ALSO: Scientists have discovered 5 personality traits linked with a long life

NEXT: I sequenced my DNA at a community lab in Brooklyn — and what I learned surprised me

They can't predict the future.

No evidence-based process for assessing personal genetic tests yet exists. Nevertheless, according to EGAPP, an CDC-backed initiative launched in 2004 to come up one such system, more than 1,000 genetics tests are available today.

So what can the average person find out from one of these tests? Not a whole lot, it turns out.

"For the vast majority of people who take personalized genetics tests, their results will have no predictive value," said Klitzman. In other words, while some rare diseases like Tay-Sachs or Huntington's have been linked with mutations on a few specific and identifiable genes, many illnesses and traits are much more complex. For most of these, scientists haven't come close to identifying all the genes the conditions might involve.



Some diseases are linked with just one or two specific genes.

Some diseases are directly caused by specific mutations.

Tay-Sachs, a fatal disorder that destroys the nervous system, for example, is caused by a mutation in a gene that's responsible for making a special protein that blocks that gene from doing its job.

People who inherit just one defective copy of this gene are healthy (their other healthy copy can do the work of the mutated one), but they can still pass on the defective gene to their children, raising their chances of developing the disease. To develop Tay-Sachs, you have to inherit two defective copies of the gene. So, if a genetic test tells you you're carrying the Tay-Sachs gene, it means you could pass it on to your kids.

Other diseases like Huntington's. can develop with only one copy of a faulty gene.



With other diseases, the connection is looser. For instance, having a gene "for" breast cancer does not mean you will get breast cancer.

Saying you have the gene "for" an illness typically means that one or both copies of a gene (you have two copies of each gene, one from each parent) has a mutation that's been linked with that illness. But having a mutated gene does not necessarily mean you'll develop that illness.

In 2013, Angelina Jolie wrote an article in the New York Times about her decision to have her breasts removed after she'd discovered she had a genetic mutation that dramatically raised her risk of developing breast cancer (she also had a family history of breast cancer). About 10% of all breast cancers in the US are linked to the mutation Jolie had. About 90% of all breast cancers are not.

In other words, having the mutation doesn't necessarily mean you'll get breast cancer, but it does mean that you're significantly more likely to get it — especially if you also have a family history of it. And not having the mutation doesn't mean you're risk-free. In other words, "you could have the mutation and not get it, or you could not have the mutation and get it," said Klitzman.



See the rest of the story at Business Insider

16 things you're better off buying used

$
0
0

biking

Certain things are absolutely worth buying new.

But in some cases, you could save hundreds or thousands of dollars if you go with the just-as-durable secondhand version.

Here are 16 things to consider buying used.

Mandi Woodruff contributed to an earlier version of this article.

SEE ALSO: 8 ways to make extra cash selling your old clothes online

Textbooks

Textbooks can cost upwards of $200 for some science courses, and for a pre-medical student with a full class schedule, that could mean dropping up to a grand on reading material — per semester.

When possible, renting, borrowing, or buying books secondhand are the simplest ways to save.

A few of our favorite sites to save on textbooks: Amazon's Book Rental, Chegg, and Half.com.



Children's clothing

We wouldn't recommend going the used route on important items like car seats or strollers, but when it comes to children's clothing — which they'll grow out of quickly and is likely to get wrecked by smashed carrots anyway — there's no shame in saving.

Try browsing reputable thrift shops in your neighborhood or, of course, asking friends and family for hand-me-downs.

If all else fails, try reseller sites like Swap.com or ThredUP.



Maternity wear

Outside the few months of pregnancy, maternity wear won't get much use, so skip the brand-new options and use the savings to buy clothes that you can wear all the time.

Look for gently used maternity clothes at reputable thrift shops, and again, ask friends and family for hand-me-downs.



See the rest of the story at Business Insider

You can still buy flights for Memorial Day weekend — here are the cheapest from 10 major US cities right now

$
0
0

girl beach read summer vacationIf you still don't have any plans for this Memorial Day weekend, it's not too late to book a flight. 

Airfare prediction app Hopper has rounded up the best deals for round-trip flights departing from 10 major cities across the US this weekend.

The data was determined by analyzing more than 6 million domestic flight searches conducted between May 16 and 22. These searches were for trips departing on Friday, Saturday, or Sunday of this upcoming Memorial Day weekend.

The round-trip prices reflected below were updated yesterday to reflect what is currently available. Whether you're planning to take a trip from New York City, Chicago, San Francisco, or Miami, here are some-last minute deals to consider.

SEE ALSO: Here's how far in advance you should book your flight

DON'T FORGET: Follow Business Insider's lifestyle page on Facebook!

If you're flying out of New York City:

Chicago, Illinois: $185 (Spirit Airlines, flying out of LGA)

Charlotte, North Carolina: $201 (American Airlines, flying out of JFK)

Durham, North Carolina: $232 (American Airlines, flying out of JFK)

Buffalo, New York: $241 (American Airlines, flying out of LGA) 

Boston, Massachusetts: $250 (American Airlines, flying out of LGA)

Dallas, Texas: $260 (Spirit Airlines, flying out of LGA) 

Detroit, Michigan: $261 (American Airlines, flying out of LGA) 

New Orleans, Louisiana: $264 (American Airlines, flying out of JFK) 

Fort Lauderdale, Florida: $266 (Spirit Airlines, flying out of LGA) 

Tampa, Florida: $267 (American Airlines, flying out of LGA) 



If you're flying out of Chicago's O'Hare International Airport:

Minneapolis, Minnesota: $80 (Spirit Airlines)

Portland, Oregon: $102 (Frontier Airlines)

Boston, Massachusetts: $116 (Spirit Airlines)

Atlanta, Georgia: $116 (Spirit Airlines)

Las Vegas, Nevada: $128 (Frontier Airlines)

Baltimore, Maryland: $146 (Spirit Airlines)

Dallas, Texas: $162 (Spirit Airlines)

Detroit, Michigan: $180 (United Airlines)

New Orleans, Louisiana: $196 (American Airlines)

Miami, Florida: $202 (American Airlines)



If you're flying out of Miami International Airport:

Tampa, Florida: $76 (American Airlines)

Orlando, Florida: $83 (American Airlines)

Dallas, Texas: $134 (American Airlines)

Baltimore, Maryland: $148 (American Airlines)

Philadelphia, Pennsylvania: $152 (American Airlines)

Las Vegas, Nevada: $168 (Frontier Airlines)

Atlanta, Georgia: $184 (American Airlines)

Cleveland, Ohio: $196 (American Airlines)

Detroit, Michigan: $198 (American Airlines)

Jacksonville, Florida: $219 (American Airlines)



See the rest of the story at Business Insider

The 15 professions with the largest gender pay gaps in the US

$
0
0

Aviation_Ordnanceman plane engineer

On average, American women earn 77 cents on every dollar their male counterparts make.

But the gender pay gap can actually be wider depending on your profession, according to a new analysis from The Wall Street Journal. In fact, women in elite career paths like medicine or aviation have the largest disparities, with female financial specialists earning an appalling 56% of men's salaries on average.

The reporters, Paul Overberg and Jane Adamy, compared the median salaries for men and women in 446 professions, using data from the US Census Bureau. They found that the gender pay gap exists across the board — women make less than men in 439 of those 446 careers. Nutritionists, crane operators, and highway maintenance workers are among the few professions in which women are paid the same or more than their male counterparts.

Overall, the wage gap has narrowed over the last 50 years, but that progress has flatlined in the past decade, according to the US Department of Labor. And if you're a woman of color, your pay gap is typically even wider than the median numbers indicate.

Here are the 15 professions with the largest gender pay gaps. You can look up your job using the interactive graphic by WSJ designers Lam Thuy Vo and Jessia Ma, which shows all 446 professions they analyzed.

15. Dentists

Women earn: 76%

Median earning for men: $155,706

Median earning for women: $118,819



14. Visual artists

Women earn: 75%

Median earning for men: $52,652

Median earning for women: $39,583



13. Transportation inspectors

Women earn: 70%

Median earning for men: $58,247

Median earning for women: $40,907



See the rest of the story at Business Insider

7 things financially successful people refuse to do

$
0
0

wealthy

Sometimes, it’s easy to put limitations on ourselves. We think that because of this or that circumstance, we’ll never reach our goals. Why think like that? Is that helpful? Of course not.

The truth is, ordinary people can do extraordinary things. But it’s not just what they choose to do that matters, it’s what they refuse to do that matters as well.

Let’s take a look at some things enormously successful people refuse to do.

SEE ALSO: One of the reasons anyone should learn to manage money in their 20s might be just as scary as going broke

1. They refuse to dwell on their success

Imagine you’ve done something and seen some success. Maybe you started a business and are making decent money. Perhaps you built something nobody has ever built before. You might have even landed your dream job.

It can be tempting to dwell on success to the point that innovation comes to a screeching halt. After all, you’ve made it, right? Well, not quite yet. If your goal is to be enormously successful with your finances, it’s best to take this advice from Steve Jobs:

I think if you do something and it turns out pretty good, then you should go do something else wonderful, not dwell on it for too long. Just figure out what’s next.

The founder of Apple certainly lived up to his advice. He also built an incredible team at Apple that was motivated to work on the something new all the time – motivated to innovate and not settle for even for the great success they discovered.



2. They refuse to let disappointment destroy their dreams

When you are disappointed, do you feel like giving up? Probably. Should you feel that way? No way!

Let disappointment encourage you to try harder at becoming successful.

Jerry Seinfeld has been said to have been booed off stage the first time he walked out in front of an audience at a comedy club. Imagine that! This is Jerry Seinfeld, someone who today is enormously successful because he refused to give up. Amazing.

What are your dreams? What would you love to do in your life? Chances are, you can think of a couple of disappointing circumstances that might discourage you from reaching your goals — but why let them weigh you down?



3. They refuse to become disorganized

Look around at your office right now. Is it organized? Is it nice and tidy, or is it a mess?

Organizing your office space – and your home – can help clear your mind and allow you to focus on reaching your ultimate goals.

Think about it. When you sit down to write a masterpiece, are you distracted by clutter? The truth is, when you have a pile of papers on your desk or your email inbox is a mess, it’s difficult to focus on the things that matter most.

You might be wondering why it’s difficult to focus when you’re surrounded by clutter. Good question.

You see, if you’re thinking to yourself that you should really be cleaning up the clutter or you’re wondering what that stack of papers on your desk means (because it might represent unknown work to do), it’s going to be tremendously difficult to push those thoughts aside and focus on the task at hand. They’re distractions.

In other words, you need mental space to think.

David Allen, author of "Getting Things Done," often talks about the importance of capturing everything on your desk and in your mind that needs attention and organizing it. Many successful entrepreneurs have followed this advice and found success. You probably would too.



See the rest of the story at Business Insider

We tried a startup that serves strangers a gourmet meal in random houses when the owners aren't home

$
0
0

Place Invaders 5228

Enjoying dinner cooked by a Michelin-starred chef inside a photographer's Park Avenue loft is not how I typically spend my Friday nights. But at a recent event I attended with PlaceInvaders — a traveling pop-up dining experience that takes place in private homes while its owners are away — that became a reality. 

Chef Danny Brown had been looking for a place to serve his meals since his Michelin-starred Wine Bar & Kitchen shuttered late last year due to disagreements with the landlord. So when PlaceInvaders asked Brown to collaborate on their weekend-long New York City run, he couldn't say no.

The event took place in a gorgeous Flatiron loft, and we got the invite. Ahead, see what our experience with PlaceInvaders was like. 

SEE ALSO: We spent an afternoon with the man who keeps power lunch running smoothly at one of New York's most prestigious restaurants

PlaceInvaders was founded by couple Hagan Blount and Katie Smith-Adair, who connected over their mutual love for both food and real estate. "We were inspired to find a way to travel and live in the world's most amazing apartments," they told Business Insider.



Together, they find prime real estate spots in various cities around the US and rent them out for short periods of time. They host ticketed dinners or brunch parties of between 15 to 25 people. They've even called themselves "the ultimate real estate tourists."



Locations and guest chefs are not revealed to attendees until 24 hours before the event. The goal is to keep guests on their toes and create an element of surprise.



See the rest of the story at Business Insider

7 tips from a hostage negotiator that will help you be more persuasive

$
0
0

fbi agents

We all have to have difficult conversations. And they’d be easier if you knew how to be persuasive. Whether it’s dealing with family members, buying a car or negotiating a raise, persuasion is always a useful skill.

But much of what you read doesn’t work in tough scenarios. So I decided to call someone who has handled the most challenging scenarios imaginable — ones where lives are on the line …

Chris Voss was the FBI’s lead international hostage negotiator and he’s the author of an excellent new book: "Never Split The Difference."

Think you know what really influences people? Maybe you’ve read some stuff on the subject before? Well, you’re probably making a lot of mistakes. Chris has some of the most counterintuitive — and effective — techniques you’ve never heard about.

Chris focuses on emotions. And this completely changes the game. His methods get people to solve your problems for you — in ways that will make both sides happy.

Let’s get to it …

SEE ALSO: A CEO explains how to overcome your fear of public speaking

1. Don’t be direct

Straightforward and honest are good qualities. But when you’re too direct in a negotiation or heated discussion, it can come off as blunt and rude. You sound like you don’t care about the other side and just want what you want.

Skipping listening, empathy, and rapport is what turns an easily resolved dilemma into a fight. And you never want to turn a discussion into a war. Be nice and slow it down. Here’s Chris:

Don’t think, “I’m a very direct and honest person. I want people to be direct and honest with me, so I’m going to be direct and honest with you.” Well, that happens to come across as being very blunt and overly aggressive. If I’m not aware that my direct and honest approach is actually offensive to you, then I’ll be mystified as to what your problem is. Meanwhile, dealing with me might feel like getting hit in the face with a brick.

“Cutting to the chase” can feel like an attack. So slow down. Smile. Use a friendly tone or a calm voice.

(For more FBI behavioral techniques on how to get people to like you, click here.)

So what do many negotiation books tell you to do that is totally wrong?



2. Don’t try to get them to say "yes"

You hear a lot of advice telling you that getting people to say “yes” multiple times will make them more likely to say “yes” to whatever you want. Chris feels this may have been a good idea in the past, but people are on to it.

You’ve probably had people try it on you. And you knew what they were doing. And how did it make you feel? Exactly. Icky and manipulated. Trust and rapport just went out the window.

People are reluctant to say “yes” because it makes them commit to something. It makes them defensive. Here’s Chris:

When people say “no,” they feel they’ve protected themselves. “No” is protection. “Yes” is commitment. People worry about what have I just committed to by saying yes. But when you say “no”, you don’t commit to anything. Since you just protected yourself, you have a tendency to relax. People actually become a lot more open if they feel they’ve protected themselves.

So what does Chris recommend? Phrase the exact same questions in a way to get them to say “no.” Here’s Chris:

People will do things that aren’t in their best interest, just to prove to you that they have autonomy. If you make it clear to them that it’s okay to say “no”, then you help them feel autonomous which makes them more collaborative. You call somebody up on the phone and say, “Have you got a few minutes to talk?” That will make anybody tighten up. Immediately they want to say “no” to that, because they know if they say “yes”, they’re going to get hooked in and be kept on the phone. The opposite is to say, “Is now a bad time to talk?”

Chris prefers to use phrasing such as, “Would it be a bad idea if…?” People don’t feel locked in, and they’ll often affirm what you’re proposing by saying something like, “No, that’s not a problem.”

There’s a very powerful way to implement this when you’re trying to resolve a situation and you’re being ignored. What does Chris say works magic? Just ask one simple question designed to trigger a “no.”

From Never Split The Difference:

Have you given up on this project?

More often than not the response is a fast, “No, we’ve just been really busy. Sorry about the delay…”

(To learn the methods Chris recommends to lower your bills, click here.)

So you’re no longer being blunt and you’re not trying to trick people into saying “yes.” Great. What other mistakes are you probably making?



3. You need to do an "accusation audit"

If it’s an argument with a loved one or a business negotiation that’s headed south, the other side probably has made some accusations about you. “You don’t listen” or “You’re being unfair.

And the common response is to start your reply with “I’m not ____.” You deny their feelings. Boom — you just lost the patient, doctor. They now assume you’re not on the same page. That they can’t trust you.

So what does Chris say to do instead? List every terrible thing they could say about you.

From Never Split The Difference:

The fastest and most effective means of establishing a quick working relationship is to acknowledge the negative and defuse it.

Don’t be afraid of sounding weak or apologizing. Unless you’re holding all the cards, making them feel you’re on the same page produces more concessions in the long run than making them feel you don’t care or understand. Here’s Chris:

Denying an accusation enhances the accusation. Saying, “I don’t want it to seem like I don’t care about you,” is denying a negative and that’s a poor tactical choice. Say, “I know it seems like I don’t care about you.” That defuses the negative.

(For more FBI hostage negotiation methods that can get you what you want, click here.)

So you’re doing a lot of things that on the surface might sound crazy: trying to get them to say “no”, acknowledging all their accusations about you … What completely insane-sounding thing does Chris also recommend?



See the rest of the story at Business Insider
Viewing all 61683 articles
Browse latest View live




Latest Images