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This 'pool' is actually a sculpture made out of solid marble

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Marble Pool

This pool might look like the perfect relief on a hot summer day, but think twice before diving in.

It's not really a pool, and that's not really water.

It's a piece of art in France made out of marble. The polished green stone looks uncannily like rippling water, so you'd be forgiven for thinking you're about to cool off. 

The installation is the work of French designer Mathieu Lehanneur, who made the piece for the Domaine de Chaumont-sur-Loire Centre D’Arts et de Nature, located just south of Paris.



The polished green marble was carved using a 3D software, giving it the appearance of a body of water that's just been "gently ruffled by the wind," according to a press release.



It's part of Lehanneur's ongoing "Liquid Marble" series. This particular installation is called "Petite Loire," after the nearby river that inspired the artist.



See the rest of the story at Business Insider

30 photos that prove Beyoncé is the fashion icon of our time

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Beyonce

Beyoncé is an icon.

In addition to dominating the music world, she was honored by the fashion industry and received the Fashion Icon award at the 2016 CFDA Fashion Awards.

During her acceptance speech, she spoke about fashion's influence on her life. Her grandmother was a seamstress, and her mother and uncle designed many of Destiny's Child's first costumes and dresses.

"When we were starting out in Destiny's Child, high-end labels didn't want to dress four black country girls," she said. "We couldn't afford designer dresses. My mom was rejected from every showroom in New York. But like my grandmother, she used her talent and creativity to give her children their dreams."

From her start in Destiny's Child to her most recent Met Gala appearance, it's hard to narrow down Beyoncé's best — or most iconic — outfits.

Nevertheless, here are 30 photos that prove Beyoncé is the fashion icon of our time:

In 2001, Destiny's Child (Michelle Williams, Beyoncé Knowles, and Kelly Rowland) posed in sparkly blue outfits resembling the ones worn by the Destiny's Child dolls they were holding up.



Beyoncé was working on her solo career in 2002 and donned this sparkly gold ensemble for a performance on "The Tonight Show with Jay Leno."



She slayed at the 2003 Golden Globes with this flowery number.



See the rest of the story at Business Insider

Astronauts are taking incredible photos of the Himalayan mountains from space

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It's no secret that astronauts have some of the best social media feeds on and off Earth.

Scott Kelly, for example, blew us away with his #EarthArtseries on Instagram, Twitter, and other services. Like this shot of a Himalayan lake:

scott kelly photos from space himalayan lakes twitter.JPG

But now Expedition 47, the current crew of the International Space Station (ISS), is garnering the internet's attention with its own incredible views of the world's tallest mountain range.

These photos, many of them by NASA astronaut Jeff Williams, reveal just how amazing the Himalayas look from space — and how crucial they are to billions of people.

In this photo by NASA astronaut Jeff Williams, Mt. Everest (center) looks like a small bump against the rest of the Himalayan mountains:

Source: Facebook



Yet standing at 29,029 feet (5.5 miles) above sea level, Mt. Everest is the highest peak on the planet.

Source: PBS



The mountains stretch roughly 1,500 miles and span six countries: India, Pakistan, Afghanistan, Bhutan, China, and Nepal.



See the rest of the story at Business Insider

If you have the latest iPhone, Google has a new app that will make your photos look way better (GOOG, GOOGL)

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If you have one of Apple's latest iPhones — the 6S, 6S Plus, or SE — then you should check out Google's newest app, Motion Stills, an auto-editing app which will make your Live Photos look way better. 

With Live Photos, iPhones capture the moments before and after you take photos, storing them as little moving photos. Google's new app can stabilize them, automatically decide their best start and end points (getting rid of blurry frames at the beginning and end), create still backgrounds that looks cinematic, and turn them into easily sharable GIFs. 

For example, look how this scene looks better after running through Motion Stills: 

MotionStills3

The app also lets you stitch together Live Photos to create short videos. 

Google explains how the tech works in a blog post:

Our algorithm uses linear programming to compute a virtual camera path that is optimized to recast videos and bursts as if they were filmed using stabilization equipment, yielding a still background or creating cinematic pans to remove shakiness. Our challenge was to take technology designed to run distributed in a data center and shrink it down to run even faster on your mobile phone. We achieved a 40x speedup by using techniques such as temporal subsampling, decoupling of motion parameters, and using Google Research’s custom linear solver, GLOP. We obtain further speedup and conserve storage by computing low-resolution warp textures to perform real-time GPU rendering, just like in a videogame.

Check out some examples:

SEE ALSO: Google's new parent company Alphabet just passed its first big test

MotionStills2



Google's technique works by classifying parts of the photos as foreground (red) and background (green):

MotionStills4



MotionStills5



See the rest of the story at Business Insider

The 10 most valuable brands in the world

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Larry Page Google

Google has overtaken Apple to become the "most valuable global brand" this year, according to brand consultancy Millward Brown's annual BrandZ rankings.

Just like last year, technology brands dominated the top 10.

The ranking is based on interviews with more than 3 million consumers plus data on the financial and business performance of each company, using data from Bloomberg and Kantar Worldpanel.

These are the top 10 most valuable brands in the world and an analysis of what happened over the last 12 months to shift those companies into their respective rankings.

10. IBM

Brand value: $86.2 billion

Percentage change from last year: -8%

Last year's rank: 4

What happened: Millward Brown says that IBM is "investing in its future," particularly with its cognitive-computing system Watson, which is working across areas such as advertising, healthcare, education, and retail.

The company has also quietly built the world's largest digital agency: IBM iX.

Millward Brown doesn't give a reason why IBM's brand value dropped from the previous year, but it is probably IBM's move away from consumer products that has seen the company drop down the rankings.

Millward Brown says that "consumer perception of a brand is a key input in determining brand value."



9. McDonald's

Brand value: $88.6 billion

Percentage change from last year: +9%

Last year's rank: 9

What happened: Millward Brown says that McDonald's has made a number of improvements to the business this year.

It is making efforts to separate its drive-thru offerings — based on convenience and speed — from its in-store experience, where it has been rolling out customization, premium products, and improving hospitality.

Meanwhile, Millward Brown also notes the success of its healthier and lifestyle-focused McCafe offerings.



8. Verizon

Brand value: $93.2 billion

Percentage change from last year: +8%

Last year's rank: 7

What happened: Millward Brown says that Verizon is another company that is investing in its future.

Verizon has expanded its business into the digital and video content and advertising markets, thanks to the $4.4 billion acquisition of AOL in May 2015. It also launched its Go90 mobile video-streaming app in October 2015.



See the rest of the story at Business Insider

Keurig's cold drink maker was a wildly complicated, multi-million dollar piece of tech — and that's why it flopped (GMCR)

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Keurig Kold

Keurig Green Mountain once hoped the next big thing would be its cold-drink maker.

Less than a year after it launched, the brand is discontinuing the machine. Consumers who already purchased a Keurig Kold — a $370 machine that creates carbonated, chilled beverages — can get a full refund from the company. 

The Kold's ability to deliver a carbonated, chilled beverage in 90 seconds without using a CO2 canister was intended to give it an edge over rivals like SodaStream.

There was lot of technology – and money – behind the device. Keurig filed more than 50 patents over the course of five years as it developed the system. The company invested about $100 million in the device in fiscal 2015, and said in September it planned to spend a similar amount in 2016.

But critics of the Kold were been quick to point out some big flaws in the device: it's expensive, large, needs to get warmed up, and isn't any more convenient than popping open a soda, according to complaints on Keurig's website and Facebook page.

Business Insider took a closer look at the device in December to see just how complex the Kold is. A look back also helps explain why it cost so much, and why Keurig was never able to fully solve the problems that plagued the product.

It starts with a chiller.

While much of the press surrounding Keurig Kold has focused on the machine's carbonation features, the process starts with chilling — a complex process in and of itself.

"There are a lot of ways to make something hot quickly, but there are few options to make something cold quickly," Keurig spokesperson Suzanne DuLong told Business Insider in December. 

As soon as users insert a pod with the flavor of soda they are after, and start the machine, water is drawn into a chiller from the external water tank. The chilling process begins as an impeller spins, cooling the water. 

If the water isn't cold enough, it will not absorb carbonation as well. Plus, the changing temperature of the water is responsible for setting off the chain of events that follows in the next 90 seconds. 



The cold water then flows into the pod.

As the chiller does its job, a small amount of water is brought to the cartridge chamber, where the flavor pod is located. 

The drawings in this August, 2014 patent by Keurig's Thomas Novak, Ross Packard, Peter Peterson and Shawn Gulla for a "Method and apparatus for cartridge-based carbonation of beverages" are not the exact schematics for the Keurig Kold machine. However, they do show the tech that underpins it, as water moves from one chamber to another. 

 



The carbonation comes from "beads" in the upper chamber.

The flavor pod is divided into the two chambers. One contains beads that are made with a blend of minerals – primarily aluminum silicate – with tiny porous spaces that hold carbon dioxide captive until they're exposed to water. Keurig calls them "Karbonator" beads. 

The second chamber contains the beverage syrup, which comes into play later.

Once the system registers the water in the chiller has reached the optimum temperature of approximately 37 degrees, the Keurig Kold releases the small amount of water into the top of the pod, wetting the beads and releasing the carbon dioxide. 



See the rest of the story at Business Insider

The 20 most beloved CEOs in America

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Mark Zuckerberg

Can't stand the big boss at work?

Try getting a job at Facebook, LinkedIn, or Apple.

Employees at these companies have three of America's most beloved CEOs.

That's according to a new report by Glassdoor, an online jobs and careers community. The 2016 Highest-Rated CEOs report relied solely on the input of employees who elected to participate anonymously in an online company review survey.

Respondents were asked to rate their CEO and say whether or not they approve of the way he or she is leading the company.

To be eligible for the final ranking, each CEO had to run a company with at least 1,000 employees, and had to have at least 100 approval ratings, senior management ratings, and company reviews between May 2015 and May 2016.

Below are the top 20. Click here for the top 50.

SEE ALSO: 33 things you should never say to your boss

1. Bob Bechek, Bain & Company

CEO approval rating: 99%

"Strong leaders are willing to take the time to do the right thing and support developing employees." —Bain & Company Associate Consultant



2. Scott Scherr, Ultimate Software

CEO approval rating: 99%

"Scott (the CEO) is the sweetest man alive and that's why the company has such amazing culture … he takes care of anyone and everyone around him."—Ultimate Software Outside Sales Employee 



3. Dominic Barton, McKinsey & Company

CEO approval rating: 99%

"Good infrastructure, strong leadership, continuously improving, career growth is high, lot of motivation, care taken by leadership team, your ideas will be taken." —McKinsey & Company Employee



See the rest of the story at Business Insider

16 hot UK fintech startups that could one day be worth $1 billion

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Donal Smith and Mark Faulkner, Credit Benchmark

Financial technology — also known as fintech — is one of the hottest areas of investment at the moment and one of the scariest developments for banks.

Many lenders are losing business to more innovative and customer-focused startups offering cheaper, quicker, online services.

London is leading the way in Europe, with two fintech startups there already reaching "unicorn" status — the coveted $1 billion (£650 million) valuation. They are international money transfer business TransferWise and peer-to-peer business lending firm Funding Circle.

Here are the other fintech startups based in the UK that we think are most likely to join the club — ranked by what BI think their odds are.

16. Azimo — Mobile money transfer for migrants that's targeting​ Asia

Founded: 2012.

Founders: Michael Kent, Ricky Knox, Marta Krupinska.

Headquartered: London.

Funding to date: $46.6 million (£31.9 million).

Headcount: 90.

Azimo lets migrants and immigrants quickly, easily, and cheaply send money to family and friends back home, sending to and from a mobile. The company has around half a million customers on its platform across 190 customers. 

The startup raised $15 million in May from Japanese e-commerce giant Rakuten to break into Asia and has recently relaunched its app with new branding. Azimo was reportedly valued at $100 million in an earlier round but cofounder Marta Krupinska would only say that the new valuation is a "significant" uplift on the last round when asked by BI.



15. eToro — Lets you follow top traders and automatically copy their moves

Founded: 2007.

Founders: Yoni Assia, Ronen Assia, David Ring.

Headquartered: Canary Wharf, London/Tel Aviv, Israel.

Funding to date: $62 million (£42.5 million).

Headcount: 325.

This 'social' trading platform allows you to follow top traders and even automatically copy the trades they make on things like currency and stocks.

The company has offices in the UK, Israel, Russia, Cyprus and Australia, and is currently launching a push into Russia and China. eToro has been running a prominent display advertising campaign across London recently, including taking over Waterloo station.



14. Ebury — Trade finance for small businesses doing global trade

Founded: 2009.

Founders: Juan Lobato, Salvador Garcia.

Headquartered: Victoria, London.

Funding to date: $112 million (£76.8 million).

Headcount: 336.

Ebury is a finance company built for small and medium-sized companies who want to do business globally. The branchless company helps arrange complex, bespoke financing for companies online.

Cofounder Juan Lobato told BI last November:"What we’re doing with Ebury is bringing products for companies that have turnovers of over £1 billion to companies that have turnovers of £5 million."



See the rest of the story at Business Insider

15 things successful people don't do in their 20s

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stressed upset frustrated

The best part about your 20s is that you can recover quickly from the inevitable mistakes you'll make as you figure out how to make it in the real world.

That said, there are some poor choices that have lasting effects — like not starting to save money and neglecting your health — that are easily avoidable.

We've sorted through a variety of advice from entrepreneurs and writers on Quora and found recurring themes.

Here are 15 things successful 20-somethings don't do:

SEE ALSO: 18 things successful people do in their 20s

They don't think education and talent are enough to become successful.

High intelligence, natural talent, and degrees from elite universities are all good things to have, but they do not guarantee that you will land a great job — and they mean nothing when not paired with hard work.

"I spent my 20s in corporate environments, and I remember them for working nights and weekends," says Sylvie di Giusto, founder of Executive Image Consulting. "Sweat, hassle, pain, as well as diligence, perseverance, and an enormous amount of effort and energy characterize my career at this point. I've learned that there are very little short cuts when it comes to career success. Success doesn't 'just happen.' Never."



They don't neglect their health.

As you get older, you'll learn pretty quickly that you can't party like you did in college.

"Your hangovers will be so bad at 28 that the idea of staying out drinking all night will be hilarious to you,"Meggie Sutherland Cutter writes on Quora.

And the more years out of school you get, the more excessive drinking, smoking, and even an unhealthy diet go from acceptable behavior to dangerous habits.

Communications professor Michael Weston says that 20-somethings also need to pay attention to their mental health, since any potential issues usually arise in your 20s.



They don't spend all of their disposable income.

A 2014 survey of 1,003 people from Bankrate found that 69% of those ages 18 to 29 had no retirement savings.

Your retirement may seem far off, but you're doing yourself a major disservice if you don't recognize the importance of saving as soon as possible.

Entrepreneur Aditya Rathnam says that there's no need to start investing too much, since you're just starting out, but it's essential to take advantage of your company's 401(k) matching program, if one is available, and/or open a Roth IRA account.

 



See the rest of the story at Business Insider

The best dessert from every state

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Milk Fruity Pebble Macaron Ice Cream Sandwich

We believe in always saving room for dessert, which is why we've rounded up the one must-try dessert in every US state.

From custard on the boardwalk in Rehoboth Beach, Delaware, to gooey butter cake on the streets of St. Louis, Missouri, here are the treats worth making a trip for.

ALABAMA: Moon pies have long been a favorite in Alabama, and Felix's Fish Camp Grill in Mobile is the place to try one, considering it's served a la mode. The mini chocolate-dipped pie consists of marshmallow sandwiched in between graham cracker cookies.

Click here to learn more about Felix's Fish Camp Grill >



ALASKA: Chances are you've never seen anything like the chocolate that's served at Sweet Chalet in Anchorage. The shop's top-notch aurora chocolate bonbons are true works of art and come in an array of flavors that range from passion fruit to salted butter caramel to Earl Grey tea.

Click here to learn more about Sweet Chalet >



ARIZONA: Yes, Phoenix's Urban cookies serves some killer cookies, but the cupcakes are the real crowd-pleaser here. The winner of Food Network's "Cupcake Wars," Urban offers flavors that range from German chocolate to coconut.

Click here to learn more about Urban Cookies >



See the rest of the story at Business Insider

Amazing photos of the $5.25 billion Panama Canal expansion project

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Panama Canal Expansion

The Panama Canal, the narrow but essential shipping lane that has for over a century connected the Atlantic and Pacific oceans, is undergoing a $5.25 billion expansion effort.

The project will allow for ships of 2 1/2 times the size of current restrictions to pass through the canal, loosening a long standing bottleneck on international commerce.

It is an immense effort by any scale, requiring 5 million cubic meters of high-strength concrete — enough to build a highway from New York to St. Louis — and some very impressive engineering.

Unlike the current system, the new locks — scheduled to be completed this month — alongside the current, century-old ones, are designed to recycle more than 60% of the water used via a series of basins built alongside the channel.

Mike Newbery, a Vice President at MWH, the water engineering firm responsible for the new design, told Business Insider that the project was filled with some serious challenges.

"I don't think I've ever come across a design specification where the concrete had to last for a hundred years," Newbery said.

"Maybe nuclear." 

SEE ALSO: The new Panama Canal is opening soon and will cause an 'evolution' in a vital US industry

These are the old locks. For a century, they have restricted ships to 106 feet of width. Larger ships coming from Asia are forced to either sail their cargo around South America or to the West Coast where it would be transported by rail.



The class of ships that can fit through the current canal is referred to as "Panamax." The width of "New Panamax" ships will now be expanded to 180 feet.



While not as visually exciting as the lock gates or water-saving system, finding the right concrete formula to withstand a century of seismic activity and corrosive salt water was a huge engineering hurdle, Newbery said.



See the rest of the story at Business Insider

These 11 metro areas have the highest percentage of underwater homes

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underwater picture

The burst of the housing bubble led to quite a few homes with negative equity, and in some areas of the country, that hasn't changed.

Negative equity occurs when a home owner owes more on their loan than their home is worth. When the housing bubble burst, a lot of home owners found themselves with negative equity, also known as being underwater.

"For years, Las Vegas has been the prime example of the housing bubble and bust, with nearly three-quarters of mortgaged homeowners underwater when the market bottomed out in the first quarter of 2012," Zillow said in its recent "Negative Equity Report."

It continued: "But Chicago now has the highest negative equity rate among large U.S. markets, surpassing Las Vegas in the first quarter of 2016."

The number of underwater homes started to thin in recent years, but several markets in the US are not faring as well as others.

Read on to see which metro areas have the highest rate of underwater homes:

11. Indianapolis, Indiana

2016 Q1 Negative Equity Rate: 14.90%

2015 Q4: 14.60%

2012 Q1: 28.80%



10. Philadelphia, Pennsylvania

2016 Q1 Negative Equity Rate: 14.90%

2015 Q4: 15%

2012 Q1: 25%



9. Washington, DC

2016 Q1 Negative Equity Rate: 15.10%

2015 Q4: 15.30%

2012 Q1: 32.40%



See the rest of the story at Business Insider

17 reasons why I love Emily Ratajkowski's Instagram account

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Emrata

Emily Ratajkowski isn't just a pretty face.

The 25-year-old model and actress is using her Instagram account to state her political beliefs, discuss female sexuality, and show off her art-filled home in Los Angeles.

Ratajkowski also isn't afraid to give a peek into her personal life or post a #TBT, which may explain her 6.5 million followers. Though photos of her perfect abs don't hurt, either.

Emily Ratajkowski rose to fame in Robin Thicke's "Blurred Lines" music video. This is pretty much all we can show you from her nearly nude appearance.



But Ratajkowski is more than just a pretty face.

Instagram Embed:
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(Even though she does have a flawless face.)

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See the rest of the story at Business Insider

This abandoned town in Namibia has been filling with sand for 50 years

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Kolmanskop

Kolmanskop was once full of life. The former diamond mining town, located in the Namib desert in the south of Namibia, was home to over 1,000 people.

They had a ballroom, a hospital, and a bowling alley among other amenities, but by 1954, it was completely abandoned.

Australian photographer Emma McEvoy visited what's left of the town in November 2015 and took stunning photos of the empty homes filled with sand in her series "Sandcastles." 

Keep scrolling to see inside the ghost town.

SEE ALSO: I spent a day at a Costa Rican sloth sanctuary, and it was one of the most magical moments of my life

DON'T MISS: 14 seemingly harmless things you eat, drink, and use all the time that could kill you

"From the outside, the buildings actually look rather unremarkable," McEvoy tells Tech Insider in an email. "They blend into the bleak and barren landscape."



But she explains that once you get inside the homes, the walls are vibrant and colorful.



"The wallpaper is different in each room and the contrast of these incredibly colorful, old, peeling wallpapers and the sand is so surreal," she says.



See the rest of the story at Business Insider

Amazon just announced 5 new shows it will test online

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Amazon Announces Set Top Video Device

If you’re a fan of Guillermo del Toro, Gilmore Girls, stand-up comedy, or science fiction, stay tuned for Amazon's next pilot season.

Amazon Studios has just picked up 5 potentially addictive new pilots— from paranormal phenomena to real-life superheroes—for a future pilot season. While the next pilot season is set for June 17th, Amazon is continuing to bring big talent into the fold on the television side. An exclusive report over at Deadline had the scoop on the latest pickups for Amazon’s Prime Video streaming service. Here are some early details on the new pilots… 

No word on premiere dates yet, but which one (if you can pick just one) will you be binge-watching?

SEE ALSO: Amazon has some unexpected competition

"Strange New Things"

Michel Faber’s critically acclaimed sci-fi novel The Book of Strange New Things, eerily praised as “Heart of Darkness in space,” will light up the screen in an adaptation directed by Kevin MacDonald from a screenplay by Matt Charman.

MacDonald, Charman and Andy Harries will executive produce the epic series about a pastor whose ministry takes him into the the depths of uncharted space. He grapples with the wrenching reality of being a universe apart from his wife as he ministers to the delusional inhabitants of the planet Oasis—while Earth is dying light years away. 



"Tropicana"

No, not that Tropicana—think pre-revolutionary Cuba instead of Vegas. Josh Goldin, Rachel Abramowitz and Andrea Simon executive-produced the series, written by Goldin and Abramowitz, about the legendary Cuban nightclub that has been an audience to stage luminaries such as Carmen Miranda and Josephine Baker and a witness to mob violence, pro-and-anti-Castro radicals and even the CIA. 



"The Legend of Master Legend"

Proof that superheroes do exist (sans the superpowers), this straight-out-of-a-comic-book series is based on Joshua Bearman’s Rolling Stone article that unmasks real-life caped crusaders. Written by Micah Fitzerman-Blue and Noah Harpster, who are co-producing with Bearman, it follows Master Legend and his sidekick Ace as they combat crime on the streets of Orlando with the Justice Force. 



See the rest of the story at Business Insider

Here's what it was like to be Mansa Musa, thought to be the richest person in history

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mansa musa

African King Musa Keita I is thought to be the richest person of all time — "richer than anyone could describe,"reports Time.

Literally. His fortune was incomprehensible, Time's Jacob Davidson writes: "There's really no way to put an accurate number on his wealth."

He ruled the Mali Empire in the 14th century and his land was laden with lucrative natural resources, most notably gold.

"His vast wealth was only one piece of his rich legacy," reports Jessica Smith in a TED-Ed original lesson. Read on to learn more about the legendary king and see what it was really like to be the richest person in history:

SEE ALSO: How old 17 self-made billionaires were when they made their first million

Musa Keita I came into power in 1312. When he was crowned, he was given the name Mansa, meaning king. At the time, much of Europe was famished and in the middle of civil wars, but many African kingdoms were thriving.



While in power, Mansa Musa expanded the borders of his empire tremendously. He annexed the city of Timbuktu and reestablished power over Gao. All in all, his empire stretched about 2,000 miles.

Mansa Musa was in charge of a lot of land. To put it into perspective, he ruled all (or parts) of modern day Mauritania, Senegal, Gambia, Guinea, Burkina Faso, Mali, Niger, Nigeria, and Chad.



The rest of the world caught wind of his great fortune in 1324, when he made the nearly 4,000 mile pilgrimage to Mecca. He didn't do it on the cheap.



See the rest of the story at Business Insider

11 things you can do today to get up earlier tomorrow

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get up earlier graphic

Judging by the number of Quorathreads dedicated to sharing tricks for waking up earlier, there are a lot of people who struggle to get out of bed in the morning.

That's too bad, considering that rising early can set you up for success: You have time to work with fewer distractions from family and coworkers and to exercise before appointments get in the way.

The good news is that some of the easiest strategies for waking up earlier are ones you can employ tonight. We browsed those Quora threads and highlighted ways you can prepare in advance to rise and shine.

Try them all and see which ones work for you.

SEE ALSO: 7 things not to do when you first wake up

1. Place your phone or alarm clock across the room

One survey found that the majority of Americans sleep with their phone right next to them. If you use your phone as your alarm clock, that makes it all to easy to hit "snooze" or turn off the alarm entirely.

Instead, take a tip from Ho-Sheng Hsiao: "I put the charger of my phone and my glasses in a place that forces me to get up and walk across the room to turn off. I had noticed that moving the body and physically getting out of bed helps start transitioning from sleep to being awake."



2. Limit your caffeine intake in the late afternoon and evening

"Some people are extremely sensitive to caffeine,"says Kevin Jon, "and don't understand how it can still keep them awake much later."

One study found that consuming 400 milligrams of caffeine (that's about how much is in a Starbucks Venti coffee) even six hours before bedtime disrupted sleep. Specifically, those who consumed a caffeine pill six hours before bed slept about an hour less than they slept when they didn't consume caffeine.

The researchers suggest that people limit their caffeine consumption to before 5 p.m., at the latest. You can do your own experiment to see if cutting yourself off earlier helps you get a better night's rest, and wake up feeling rejuvenated.



3. Have something to look forward to

If the only thing you have planned for the early morning is showering and trekking to the office, it's no wonder you can't find the motivation to get out of bed.

That's why Quora user Paul DeJoe says, "You have to be excited about something to do in the morning. If you're not, then sleeping in as an option is always gonna feel better."

DeJoe breaks it down further, telling readers to take some time at night to write down five things they'd like to get done the next day.

Whether those goals include reading a chapter of a new novel, going for a run, or simply eating a nutritious breakfast, knowing that you have a bunch of pleasurable activities lined up may make it easier to greet the day.



See the rest of the story at Business Insider

5 reasons why this is starting to look a lot like 2000

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2000 new yearsAt this year’s Strategic Investment Conference, my good friend Mark Yusko poured cold water on whatever bullishly warm feelings the most optimistic folks may have clung to.

You might think someone who manages real money would have a more enlightened view than those bearish economists. Mark, however, was hardly bullish. He listed ten plausible scenarios that could send markets down to the basement.

Here I’ll focus on his “Surprise #6: Déjà vu, Welcome to #2000.2.0.”  That’s right: Mark says it’s year 2000 all over again. That was when the tech bubble popped and sent us to an ugly bear market and recession.

Here are four major parallels he pointed out that make it clear we are heading for another ugly recession—or are already in one without realizing it.

 

Parallel #1: The Fed’s urge to raise rates

One of the major catalysts for the recession was the Fed’s move to withdraw the liquidity it had pumped into the system for those who expected a payment system breakdown and thus hoarded physical cash.

Alan Greenspan took the fed funds rate from 5.4% on Y2K day to 6.5% in October 2000.

(Younger readers will do a double-take on those numbers. Yes, borrowing overnight money once cost more than 6%. Furthermore, the Fed is perfectly capable of hiking rates 100 basis points or more in less than a year. Or at least it used to be.)

The bear market that followed was the most significant anyone had seen since the early 1980s. High-flying tech stocks crashed, one after the other; and Bill Clinton’s move to release Human Genome Project data sent the biotechnology sector up in flames.

It was a painful time that no one who lived through it wishes to repeat—but Mark Yusko thinks we will repeat it, starting now.



Parallel #1: Continued...

Here’s one of the 100 or so slides from his presentation.

In the 2000–2003 period, we had the tech bubble bursting, corporate scandals like Enron, the 9/11 attacks, and an honest-to-God, old-fashioned, job-killing recession.

I remember how everyone kept thinking at that time, “Ok, this has been bad, but it’s over now.” But it wasn’t over.

After repeated fake-outs and final capitulation, we finally emerged from the muck (just in time to start an unsustainable housing bubble, but that’s another story).

One thing people forget is that we had a very accommodative Fed during that time. Greenspan pushed short rates up to 6.5% in September 2000. Just a year later, he had them down to 3% and ultimately to 1% in mid-2003.

That Fed was willing to move at light speed if they thought it necessary, unlike more recent regimes.



Parallel #2: Negative corporate earnings

Another eerie parallel Mark noted was in corporate earnings. Observe the red dashed line in this chart.

The shaded areas are the last two recessions. We see that earnings peaked a few quarters ahead of each recessionary period then slid deeply into negative territory before recovering as the recession ended.

This time around we seem to be about halfway down to the trough. It’s entirely possible we are in a recession right now and don’t know it yet. The start date is discernible only in hindsight.



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These redesigned junk food packages will make you think twice about snacking

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cookie monster

This new Instagram account might be your worst snacking nightmare ... or your best fitness motivation. 

The person behind @CalorieBrands redesigns the logos on well-known products to show the exact number of calories they contain (they aren't all exact, but they're in the ballpark).

One pint of Ben & Jerry's ice cream contains more than half of the daily calories recommended for women by the USDA — imagine if the label said as much.

SEE ALSO: People are obsessed with this traditional Indian spice with huge health benefits

DON'T MISS: The White House is going after salt

"Half the bag is air and it's still 162 calories."

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"Red Bull gives you wings...and belly bloat."

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"Introducing Oreo-not-so-Thins."

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41 powerful photos of Hillary Clinton's storied career

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Hillary Clinton

Hillary Clinton just made history by snagging the Democratic presidential nomination. She is the first woman in the 240-year history of the United States to lead a major party's presidential ticket.

She's come a long way from being First Lady, and these 41 pictures show just how far.

Hillary Clinton, First Lady of the United States, throws a thumbs-up during a presidential election victory celebration in 1992. Her husband might be doing the same for her, 24 years later.



Here she is talking to kids at the Children's Memorial Hospital in Chicago, October 21, 1993.



As First Lady, she did a lot of traveling, like to Bosnia in 1996 to meet US soldiers.



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