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MORGAN STANLEY: Buy these stocks post-Brexit

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traders stocks london

According to a new note from Morgan Stanley, certain big American companies are likely to see their stock prices perform well in the wake of the surprise EU referendum result in which the UK voted to leave the EU.

Morgan Stanley recommends these stocks because they're either unlikely to be affected too much by the Brexit or because they reacted strongly at first and are due for a recovery.

Acceleron Pharma

Ticker: XLRN

Industry: Healthcare

June 24 Closing Price: 33.46

Price Target: 58.00

"Acceleron is at a development stage with no near-term commercial exposure... We view XLRN as a relatively safe growth story within small-/mid-cap biotech as the company's lead assets advance into Phase 3."



Alexion Pharmaceuticals

Ticker: ALXN

Industry: Healthcare

June 24 Closing Price: 112.99

Price Target: 189.00

"While Alexion has ~32% of its business in the EU, we expect the top-line impact to be less than 1-1.5%. Thus, we believe ALXN could rebound as the market better digests the limited impact the company potentially faces."



Allergan

Ticker: AGN

Industry: Healthcare

June 24 Closing Price: 225.72

Price Target: 300.00

"We expect the impact of Brexit to be immaterial to Allergan's financial results. Only 1% of Allergan’s total revenue comes from the UK."



See the rest of the story at Business Insider

Google invented a new way to teach kids how to code using blocks

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Project Blok

Children learn through playing and interacting with one another, with everything around them. Google is tapping into the natural ways children learn by making code physical -- something they can touch and manipulate collectively rather than a string of code on a screen to be worked with in issolation.

Project Bloks, the initiative behind making physical code, is part of a research partnership between Google, a Stanford University professor and design firm Ideo, the search engine's research arm announced in a blog post Monday.

So far, demonstrations include sending signals over Bluetooth or Wi-Fi from a string of assembled bloks to control the movement of a nearby toy robot or producing music. Here's what it looks like:


SEE ALSO: The CEO candidate of $3 billion Docusign bailed at the last minute to join Google

The "brain board", a Raspberry Pi Zero through which all signals travel, serves as the head of operations.



The "pucks" are the physical representations of a single piece of code.



The "pucks" communicate instructions such as "go forward", "turn left" or a direction to repeat the previous command, back to the "brain board."



See the rest of the story at Business Insider

27 fascinating facts that make you think twice

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Old library

The world is a fascinating place, and it's full of weird and interesting facts that you might have never realized were true.

Luckily, the folks over at Reddit have collections about the true facts of life and fun facts that will blow your mind, and we've combed through them to find our favorites.

From a creature that can survive the harsh vacuum of space to the odd state sport of Maryland, you're bound to learn something that makes you think twice.

SEE ALSO: These are the 11 weirdest things humans have launched into space

There are more trees on earth than there are stars in the Milk Way Galaxy. While the Milk Way boasts 100 billion stars, Earth tops that numbers with its 3 trillion trees.

Source: Reddit/resissavfc



The largest living organism is the honey fungus, a giant mushroom that spans 2.4 miles (underground) across Oregon's Blue Mountains.

Source: Reddit/Rampant_Durandal



Miss Piggy from The Muppets and Yoda of Star Wars were voiced by the same person: actor and puppeteer Frank Oz.

Source: Reddit/cold_in_the_south



See the rest of the story at Business Insider

These photos show why no one shops at Kmart anymore

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Kmart (69)

Kmart was once one of America's leading discount retailers.

But its sales have been tanking for years, and now it's closing dozens of stores.

At its peak in 2000, Kmart raked in $37 billion in sales and had 2,156 stores.

Since then, Kmart's sales have dropped 72% to $10 billion. It now has just 941 stores, with plans to close nearly 70 more by next month

We went to a Kmart store in Richmond, Virginia to find out why it's losing customers.

SEE ALSO: We went to Sears and saw why the company is imploding

The store looked giant from the outside, and the parking lot was busy.



Walking inside, it's impossible to see where this Kmart ends. It's huge.



First I visited the apparel sections. It looked like the walls in the children's clothing department could use some repairs.



See the rest of the story at Business Insider

7 big investment mistakes you're probably making

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It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent. - Charlie Munger

You don’t have to be incredibly smart to be a good investor. The steps you need to take to invest well are actually fairly simple.

In fact, one of the most powerful things you can do to get ahead is simply avoid making big mistakes. Good investing is less about making great investments and more about not doing the things that trip up most people.

Here are seven of the biggest, most common investment mistakes people make, and what you can do to avoid them.

SEE ALSO: A simple calculation finally made me realize why it's so important to start saving for retirement right now

Mistake No. 1: Not saving enough

While the sexier aspects of investing get most of the press, there’s no part of your investment plan that’s even remotely as important as your savings rate.

Jumping from a 5% savings rate to 10% can cut 15 years off your working life. Bump it up to 20% and that’s another 14 years sooner you’ll be free.

There’s no other investment decision that has that kind of impact.

Unfortunately, most people aren’t saving enough. The average U.S. citizen saves about 5.4% of his or her monthly income, according to the Federal Reserve Bank of St. Louis. Even assuming all of that money is going toward retirement (unlikely), that translates to a 66-year working career.

So before you even think about anything else, make sure you’re either already saving enough or you have a plan to get there over time.



Mistake No. 2: Not automating your savings

If your savings aren’t happening automatically, you likely aren’t saving enough, and you probably feel more stressed about it than you should.

Automating your savings does two huge things for you:

1. It ensures that you’re consistently meeting your savings goals, month after month.
2. It allows you to stop stressing about how you spend the rest of your money, since you know your savings goals are already handled.

You can automate savings to your 401(k) or other company plan through payroll deductions. And you can automate savings to an IRA or other investment account by linking it to your checking account.

Either way, that automation will ensure that you stick to your plan every single month.



Mistake No. 3: Leaving free money on the table

You’ve undoubtedly heard this one before, so I’ll keep it short: If you’re not taking full advantage of your 401(k) employer match, you’re giving away free money that you’ll never have the chance to get back.

If your workplace matches the first 6% of your 401(k) contributions, make sure you’re contributing at least 6%. If they’ll match up to 10%? Find a way to hit that 10%, and congratulate yourself on the raise you just earned.



See the rest of the story at Business Insider

14 surprising psychological reasons someone might fall in love with you

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Jay Z Beyonce

Love is many things: butterflies and giggles, happiness and comfort, commitment and best friendship.

But love, alas, is not easy to find.

How and why do two people click? We dug into years of psychological research to find some answers. And in the process, we busted some myths and learned that certain clichés turn out to be actually true.

This is an update of an article written by Drake Baer for Tech Insider.

SEE ALSO: 17 science-backed ways men can appear more attractive to women

If you care about the environment

It's easy being green – but only if you're seeking something serious.

A 2016 study found that men and women who make eco-friendly purchases are perceived as more desirable for long-term relationships, while those who make luxury purchases are perceived as more physically attractive and more desirable for short-term relationships.



If you play hard to get

A 2014 study found that men in a speed-dating experiment wanted a woman more when she played hard-to-get by acting disinterested in the men's questions. But these findings only applied in certain situations.

Specifically, the men had to feel "committed" to the woman, which in this study meant that they'd chosen her as their partner, instead of being assigned to her.

It's also worth noting that, even though the men wanted the woman more when she played hard to get, they liked her less. Alas, love is complicated.



If you display the right facial expression

Happiness is generally attractive on women — but not so much on men.

In 2011, researchers conducted experiments on more than 1,000 people, showing them photographs of members of the opposite sex and asking them how attractive the people in the photos were.

Results showed that men rated women most attractive when they looked happy and least attractive when they displayed pride. Women, on the other hand, rated men most attractive when they displayed pride and least attractive when they looked happy.

Interestingly, shame was pretty attractive in both men and women.



See the rest of the story at Business Insider

We checked out the Indian alternative to Harley-Davidson that's fueling a new American motorcycle rivalry

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Indian Motorcycle 27

Since Polaris Industries acquired the storied Indian Motorcycle nameplate in 2011, the Minnesota-based powersports company has been working hard to revive Indian, which was founded in 1901 and has seen more than its share of ups and downs in the past 115 years.

Indian recently swung by Business Insider's New York headquarters (it wasn't the first time) to show off a couple of its most visually impressive bikes: the Springfield and the Chieftain Dark Horse, both "bagger" cruising or touring bikes that aren't designed for single-day weekend rides, but rather for extended getaways. These are the SUVs of the motorcycle world, and both bikes can carry a passenger.

If you're into fast sport bikes or some of the newer cafe-racer-type rides, these motorcycles are going to see too "old guy" for your tastes.

But if you just want to roll large down the highway or across some scenic back roads, hefty machines like these are the ticket. Interestingly, as big as they are (around 700 pounds), they're designed to be easy to handle. And they're a lot more relaxing that your average Yamaha or Suzuki sport rocket.

Check 'em out:

Photos by Hollis Johnson.

SEE ALSO: These 3 Awesome Motorcycles Rolled Up In Front Of Our Offices And Stopped Traffic

Neither motorcycle is subtle. These are big, bad cruisers — powerful, old-school bikes that are comfortable for the long haul and designed to attract attention wherever they go. They drew a crowd on the sidewalk in front of our New York City headquarters.



First up is the Springfield, named for the Massachusetts town where Indian was founded. This is a throwback classic touring motorcycle, intended to carry one or two riders on a serious road trip.



This is a familiar setup for the windscreen, headlights, and turn signals. But wow — check out all that chrome! The screen can be quickly removed, by the way.



See the rest of the story at Business Insider

Meet the badass Bella Twins who are dominating the WWE

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Bella Twins 3Identical twins Nikki and Brie Bella are becoming some of the most well known faces in the World Wrestling Entertainment (WWE).

The standout cast members on E! reality show "Total Divas," the 32-year-old sisters will get their own spinoff show this fall featuring their romantic relationships with fellow WWE superstars, John Cena and Bryan Danielson.

While both Bella Twins have previously held the title of Divas Champion in the ring, their careers in wrestling and Hollywood are just getting started.

This is Nikki Bella. She's a two-time WWE Divas Champion and dating WWE superstar John Cena.



This is Brie Bella. She's married to WWE World Heavyweight Champion Bryan Danielson and is also a Divas Champion.



Known as the "Bella Twins," Nikki and Brie are identical 32-year-olds. They're dominating the WWE in the ring and on the E! reality show "Total Divas."



See the rest of the story at Business Insider

13 things you should do after a job interview

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hailing a cab taxi

We already know that the 15 minutes before a job interview can be crucial, and there's a lot we should and shouldn't do during the interview to make the best impression.

But what exactly should you be doing during those moments after a job interview, after you've breathed your sigh of relief?

"How you handle the post-interview process is just as important as how you performed during the actual interview," says Amanda Augustine, a career-advice expert for TopRésumé.

"I know clients who point-blank were told they didn't get the job because they didn't follow up after the interview," she says. "Don't be that person!"

Here are 13 things you should do after a job interview to close the deal:

SEE ALSO: 15 things you should do right before a job interview

DON'T MISS: 18 unprofessional habits that could ruin your job interview

1. Ask how you should follow up

Before you head out the door, Augustine suggests asking your interviewers or the recruiter in charge of filling the open position two important pieces of information:

· What is the hiring manager's timeline for making a decision?

· Whom should you follow up with, when should you do so, and how?



2. Get your interviewers' contact information

Before you leave the building, you should also make sure you've gathered your interviewers' business cards, Augustine says. If not, ask the receptionist or your point of contact for the names and email addresses of everyone you met with.



3. Get some distance

Get out of the building and walk for a few blocks so you can get some emotional distance and so that there's no chance of bumping into the interviewer, suggests Vicky Oliver, the author of "301 Smart Answers to Tough Interview Questions " and"301 Smart Answers to Tough Etiquette Questions."



See the rest of the story at Business Insider

7 electric cars that could challenge Tesla's Model S (TSLA)

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porshe mission e doors

Tesla continues to dominate when it comes to long-range electric vehicles. But that may not be the case for long. 

A slew of automakers have plans to roll electric vehicles with a range of 200 miles or more by 2020. And many of these upcoming vehicles are high-end, luxury vehicles, making them direct competitors with Tesla's Model S. 

Here's a look at the electric cars in the works that could challenge Tesla's Model S . 

SEE ALSO: The most successful tech IPO of the year is skyrocketing today

Porsche's fully electric Mission E will be on the road before the end of the decade.

Porsche confirmed in December that it would be investing some $1.09 billion in new facilities to begin production of its first all-electric car.

The car will be based on a concept car Porsche revealed last September, dubbed the Mission E. 

Like the concept car, the production vehicle is expected to have a range of about 310 miles per charge and is capable of charging about 80% in just 15 minutes. However, it's worth noting the range is likely based on European testing and not EPA standards, so its range might be closer to around 240 miles.

In addition to the long range and quick charging time, the car will also be capable of going from zero to 60 miles per hour in just 3.5 seconds.



Audi will begin production of its fully electric SUV by 2018.

Audi confirmed in January that it was planning to begin production of its first all-electric SUV at its Brussels plant in 2018. The new vehicle will be heavily inspired by the company's e-tron quattro concept, which the company originally unveiled at the International Motor Show in Frankfurt in September.

The new SUV will have three motors, a range of 310 miles on a single charge, and quick charging capabilities, the company also confirmed in January.

The name of the new car has not been officially announced; however, it is rumored to be called the Q6.



Aston Martin will develop its RapidE concept by 2018.

British luxury car maker Aston Martin said in mid-February that it is teaming up with the Chinese technology firm LeEco (formerly LeTV) to develop a production version of its all-electric Aston Martin RapidE Concept by 2018.

The RapidE concept, which is based on the company's Rapide S sedan, is expected to have a range of 200 miles per charge and price between $200,000 to $250,000.

The company will also be collaborating on "a range of next-generation connected electric vehicles" with the electric car start-up Faraday Future, which is also in a partnership with LeEco.



See the rest of the story at Business Insider

3 things you can learn from the most effective leaders on 'Game of Thrones'

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Jon Snow and Daenerys Targarean

Warning: "Game of Thrones" spoilers ahead.

Our last ranking of the best leaders on Game of Thrones turned into a real song of ice and fire. That's because Jon Snow and Daenerys Targaryen topped the list for best leaders in Westeros.

Yeah, it's cliché as seven hells, but predictability isn't always a bad thing. The girl who played with fire and our favorite brooding, undead fur coat model each had a relatively successful season.

Plus, their abilities line up well with Gallup's findings on leadership, as revealed in Tom Rath and Barry Conchie's "Strengths Based Leadership."

Here are a few lessons in leadership you can apply to your own life, courtesy of the Mother of Dragons and the new King in the North.

SEE ALSO: Here's how the remaining 'Game of Thrones' characters rank by leadership abilities

DON'T MISS: 6 effective leadership styles we can learn from 'Game of Thrones'

They invest in individuals' strengths

Gallup found that when an organization fails to focus on individuals' strengths, employee engagement plummets to 9%. Meanwhile, when leaders make individuals' strengths a priority, employee engagement surges to 73%.

Jon Snow and Daenerys Targaryen may lead thousands, but they don't take those they command for granted. Whether they're commanding Free Folk or the Unsullied, these leaders take into consideration the individual strengths, preferences, and goals of each group.



Their team is crucial to their success

Good leaders are nothing without the backing of a strong team.

By the season finale of "Game of Thrones," the Targaryen heir has a powerful squad in the form of Tyrion, Missandei, Grey Worm, Varys, Daario, Yara, and Theon. Without their hard work and expertise, she wouldn't currently be sailing to conquer Westeros.

Up north, Jon Snow's got Sansa, Davos, and now the newly loyal Northern houses. Sansa provided the motivation and means to retake Winterfell. Davos is a source of reasonable, rational counsel. Now that the other lords are back in line, the North may actually stand a chance of surviving winter.

Gallup finds that the best leaders surround themselves with top-performing teams that are adept in "executing, influencing, relationship building, and strategic thinking."



They understand the needs of others

Gallup's poll found that followers react positively when their leaders exude "trust, compassion, stability, and hope."

Daenerys Targaryen and Jon Snow both foster strong emotions in their followers.

Daenerys set out to abolish slavery and break the wheel of history. Jon's main goal is helping the North — and humanity at large — survive the winter and the wars to come.

They both have a compelling story and innate charisma that allows them to connect with their growing number of followers.



See the rest of the story at Business Insider

Meet the 30 top Vine stars in the world

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King Bach, Lele Pons, and Jiffpom the dog pose backstage at The 8th Annual Shorty Awards in April, 2016.Forget 15 minutes of fame. Ever since its launch three years ago, Vine's stars have used its six-second videos to make a name for themselves, and now some are experimenting with the social network's new 140-second video limit.

To help you get a sense of why people love Vine, we collected and ranked the most popular Vine stars in the world, based on their number of followers and total vine loops — the number of times a vine has been played by viewers. Most are comedians, while others are musicians or actors.

These Vine users have risen from relative obscurity and are now followed by millions of people. Some have even landed record deals or TV show and movie deals because of Vine.

SEE ALSO: How an email to Marc Benioff landed this luxury speaker company a spot in Apple stores around the country

30. Reggie COUZ

Followers: 3.91 million

Originally from New Jersey, Reggie Cousar is now 21 and living in Los Angeles. His Vines are full of funny characters, and he likes to sing, too.   

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29. Anwar Jibawi

Followers: 3.66 million

Anwar Jibawi is a 24-year-old Viner based in California. His content is comedic, frequently featuring collaborations with KingBach, Jerry Purpdrank, and other popular Viners. 

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28. JÉRÔME JARRE

Followers: 8.63 million

Jerome Jarre dropped out of business school and moved to China, where he created his first startup before becoming a Vine sensation and garnering over 8 million followers. 

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See the rest of the story at Business Insider

17 high-paying side jobs you can do in your spare time

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photographer

Trying to make some extra cash? Have free time you don't know what to do with? Trying to develop or hone a new skill? You should consider getting a side gig.

FlexJobs, an online service specializing in telecommuting and remote work, recently put together a list of 17 high-paying jobs you can do on the side. To qualify for the list, each job had to be considered "flexible" (and not full time), and had to pay at least double the federal minimum wage of $7.25 an hour, according to the job posting on FlexJobs.

Brie Reynolds, the director of online content for FlexJobs, says "side jobs" are defined as anything part time, including freelance, temporary, short- or long-term, work-from-home, or in-person flexible gigs.

Here's FlexJobs' list of high-paying side jobs you might want to consider:

SEE ALSO: The 13 most meaningful jobs in America

Curriculum writer

Pay: $50 an hour

Type of flexibility:Temporary, part time

Description: Education professionals with experience in curriculum writing will find a variety of part-time and/or temporary positions to assist educational institutions and organizations with curriculum development, writing, and adaption. These jobs seek people who have excellent teamwork skills and who work well under deadlines.

 

 

 

 

 



City-guide writer

Pay: $50 to $100 a project

Type of flexibility: Freelance, telecommute

Description: Travel and tourism businesses, as well as real-estate companies, often hire writers to write city and/or neighborhood guides with information about population size, shopping, recreation, culture, entertainment, things to do, climate, transit, and more.



Business consultant

 Pay: $48 an hour

Type of flexibility: Part time, telecommute, freelance

Description: Consultants may work with one local business or a variety of nationwide or international companies to handle questions, review processes, and improve performance. Extensive previous management experience is typically required.

 



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Look inside the swanky New York City bachelor pad where 2 of Sweetgreen's cofounders live

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Homepolish Esparros 10

Sweetgreen — the salad spot with a cult following for its fresh, seasonal, and locally-sourced meals — has grown considerably over the past six years. Armed with $75.5 million in venture capital and 43 salad chains all over the US, it doesn't look like it'll be slowing down anytime soon.

Sweetgreen's plans to rapidly expand its presence in New York City led two of its three cofounders to set up an official home base in Manhattan. Jon Neman and Nathaniel Ru — who already have homes in Washington, DC and Los Angeles  — chose a bright, cheerful SoHo loft to stay in when they're visiting New York on business.

To help design their new home, Neman and Ru called on Homepolish, a startup that has designed spaces for other startups and homeowners. Ahead, take a look into the two friends' swanky pad.

SEE ALSO: Etsy just moved into an office that's nearly twice as big as its old one — and the perks are incredible

DON'T MISS: Follow Business Insider's lifestyle page on Facebook!

Homepolish founder Noa Santos designed the space, drawing inspiration from pieces Neman and Ru already owned. "The living room rug was from Jon's family, and it served as a starting point for the living room color palette," Santos told Business Insider.



Santos wanted to create a dining area that felt separated from the living room — a challenge given the open floor plan.



To Santos, the vibe the of the apartment is "California meets Lower East Side."



See the rest of the story at Business Insider

Witness the moment US soldiers find themselves in close-quarters combat

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Michael Yon is a former US Army Green Beret who covers combat troops from both Iraq and Afghanistan. During one of his journeys with an Army unit, he managed to document the exact moment they were hit with hostile fire. 

After an intense car chase, Yon and the soldiers dismounted and attempted to chase the suspects on foot. During this ordeal, even Yon found himself in possession of a weapon and returned fire.

What follows is not only his harrowing images that illustrate the intensity many servicemembers go through in combat, but also the exemplification of the military's mantra for developing leaders: "lead from the front."

Warning: the following images may be graphic to some.

US soldiers and an interpreter run towards the direction of the shooting from a marketplace.



The moment the bullets struck.



Three rounds hit the front soldier — one of them snaps the thigh bone in half.



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The 12 best games that aren't about killing stuff

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Sometimes, you need a break from shooting zombies or fleeing from axe-wielding trolls. These are the best non-violent games for when you just need to chill.

"Gone Home"

Originally released in 2013, "Gone Home" is a first-person video game about exploration. At least, that's "Gone Home" on paper — in reality, it's a genre-defying experience unlike anything else in video games. 

In "Gone Home," you play as Kaitlin, a young woman recently returned home from a trip to Europe. You're the only one home, and as you wander the house's various rooms, you'll find diary entries and see photographs that give you increasingly clear ideas about this family and their secrets.

Platforms: PlayStation 4, Xbox One, PC/Mac/Linux

 



"Desert Golfing"

If you really, really want to play a game that's as stripped down as they come, check out "Desert Golfing."

As our own Ben Gilbert put it, it's just "infinite golf." You flick your finger across the screen, sending a teeny white golf ball across a randomly generated stage.

There's no losing. There's no scary trolls. Just some peaceful physics-based puzzles to take your mind off the cruel realities of the real world.

Platforms: Mobile devices



"Flower"

"Flower" isn't a traditional video game in any sense of the word. You press buttons and move around a little joystick, but it's more of a meditative experience than anything. An interactive poem, maybe. "Flower" is one of those games that's hard to describe, but incredible to experience first hand. And it probably goes without saying that it's amazing to look at.

Platforms: PlayStation 4, PlayStation 3, PlayStation Vita

Buy it on Amazon



See the rest of the story at Business Insider

Here's how fishermen in Taiwan use fire to catch hordes of fish

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In Taiwan, men catch fish with fire.

taiwan fire fishing

It's an ancient practice called "sulfuric fire fishing." Here's how they do it:

SEE ALSO: The dangerous and unbelievable lives of fisherman on Alaska's Bering Sea

There are only a handful of boats that still fish with fire. This is one of them.

Source: Fisheries and Fishing Port Affairs Management Office of the New Taipei City Government



The fire fishing season only lasts a few months every summer in the Jinshan District of New Taipei.

Source: Fisheries and Fishing Port Affairs Management Office of the New Taipei City Government



So few people practice this method that the Taiwanese government recently deemed it a cultural asset.

Source: Fisheries and Fishing Port Affairs Management Office of the New Taipei City Government



See the rest of the story at Business Insider

11 things no man should wear to the office in the summer

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business casual summer

Summer is a time for casual dress — but that doesn't really apply to the office.

Just because everyone is stripping down and heading to the beach on the weekends doesn't mean you can clock out of your weekday warrior ensemble. It's still important to remain professional even as the mercury rises.

Here are 11 items that men try to sneak into their summer wardrobe, but shouldn't. These items go for every dress code in every company based in an office without a uniform.

SEE ALSO: 7 outdated men's style 'rules' that you can now ignore

DON'T FORGET: Follow Business Insider's lifestyle page on Facebook!

Graphic T-shirts.

Just because it's the summer doesn't mean you can let all pretensions go out the window. Short-sleeved shirts are fine. Even plain, well-fitting, in-good-condition T-shirts can work well if your office is casual.

What won't work in any environment: ripped, torn, dirty, stretched-out, faded, or otherwise messy-looking T-shirts with any kind of graphic on it. That includes: colleges, bands, or anything else.



Flip flops.

Men shouldn't wear flip flops in the city at all, much less at work. Most men don't take care of their feet like women do. They don't get pedicures, and they don't wash their feet as often as they should.

No one needs to see that. Keep your feet inside during the summer, and your workmates will thank you.



Sandals.

For the same reason flip flops are a no-go, sandals aren't acceptable either. No one should be able to see your toe fungus.



See the rest of the story at Business Insider

Meet the pro baseball player who scored a $2 million signing bonus and lives in a van he bought for $10,000

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daniel norris

MLB pitcher Daniel Norris has always marched to the beat of his own drum.

The 23-year-old lefty was baptized in his baseball uniform; he has never tasted alcohol or tried drugs; and the first thing he bought with his $2 million pro baseball signing bonus was a $14 T-shirt.

He also chooses to live in a Volkswagen camper during the offseason. Read on to meet the pitcher, cancer survivor, outdoors enthusiast, and self-proclaimed nonconformist:

SEE ALSO: An MLB pitcher who scored a $2 million signing bonus chose to live in a van in a Walmart parking lot

Norris, the youngest of three, grew up in the mountains of Johnson City, Tennessee. 'My parents hadn't raised a boy before,' he wrote in the Players' Tribune. 'So when I was about two years old, they were like, I guess we'll put him in ... sports?'

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Source: The Players' Tribune



He excelled at football and basketball in high school, but baseball — particularly pitching — suited his personality most. As he told ESPN, 'it can get quiet and lonely out there when you're pitching, which drives some people crazy. But that's my favorite part.'

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Norris, right, as a sophomore in high school.

Source: ESPN



Much of Norris' lifestyle was influenced by his father (pictured), who owned a bike shop in Johnson City and raised his kids to embrace the outdoors and live simply. 'We would always go mountain biking or on family bike rides,' Norris wrote in the Tribune. 'We were always outside. So my love for the outdoors comes from how and where I was raised.'

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Source: The Players' Tribune



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5 ways that basic income could actually work

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It seems that basic income is on the lips of everyone today. From Finland to the NetherlandsSwitzerland to Canada, governments and cities have embraced the idea as one worth testing. Although talk of basic income has been around for some time, it seems that now there is a real push, an unwavering drive and motivation to see how the idea could work in practice.

Beyond the hype, however, lie some crucial questions that need to be addressed. With support from all sides of the political spectrum and interest from cities and states all over the world, it is evident that the discussion on basic income is painstakingly broad in scope and variety.

What do we even mean when we talk about basic income? Are we all talking about the same thing?

As the following years will undoubtedly be vital stepping stones in the testing and development of one of the most important social innovations of the 21st century, the need to focus on the nuances is growing. While it is unbelievably exhilarating that so many have begun to see basic income as something worth trying, now is not the time to stop. Rather, it is time to start the conversation, to go from abstract to concrete: What kind of basic income are you advocating for and why should it be implemented?

To help start this discussion, we asked some prominent basic income proponents what their answers are. Yes, these are deceptively simple questions and no, we did not give them nearly enough room to fully flesh out all the nuances that come along with the deal.

Nevertheless, this is a beginning, a spark to the needed public discussion on what a basic income could be and should be. With these visionaries showing the way, next it is your turn. Join the discussion and tell us what your answers are!

SEE ALSO: The biggest startup farm in Silicon Valley now wants to build a brand new city from the ground up

Basic income could bridge the income gap between those left unemployed or underemployed due to technology.

"Ultimately, I would like to see a full universal basic income for all American adults, paid each month, at a sufficient level to eliminate poverty in the United States. However, to reach that point, I think it will likely be necessary to first introduce a smaller universal income — still paying out money every month, but not as much as a full basic income.

Once Americans have had a chance to experience this program and appreciate its benefits, and once sufficient funding sources can be identified, we can work to transition to a full basic income in the US.

For me, the main reason to push for basic income is to counter the rising inequality that’s being driven by technological unemployment and underemployment. The nature of work is changing, and we need a new social safety net that’s suited to these changes. Basic income will allow us to gracefully transition to a society where full employment is no longer the expectation."— Jim Pugh, CEO of ShareProgress (US)



It could be a weekly payment for personal allowances, but it wouldn't be a magic bullet. You'd need to work hard to pay to feed and house a family.

"Basic income should be a simple weekly payment to replace all income-related benefits and personal allowances. It will not replace housing, disability or childcare support. We advocate a more progressive tax system to help fund it and boost support for children under the age of five.

Basic income is a wedge of freedom allowing people significantly more choice over the life choices they are able to make in support of their well-being, that of their families, and of their communities. It’s not utopia or a magical solution but it would help all – considerably."— Anthony Painter, Director of Policy and Strategy RSA (UK)



Social security would need to be seriously reformed to make a basic income plan work.

"I support the Life Account model [a personal welfare account that records the charges paid and benefits received during one’s lifetime]. It flexibly clears away welfare traps during different phases of life for low, middle and high income groups. It puts faith in the individual and the liberty and responsibility of humans to make choices concerning their own finances.

The Life Account would update social security to meet the labor markets of today and the future. Without a comprehensive reform, the public system of transfer payments cannot be financed. In addition, the change would be philosophical: Empowering people to make decisions that concern their own lives, taking care of everyone’s basic security together and helping those who cannot make it on their own even better than today."— Elina Lepomäki, Member of Finnish Parliament, National Coalition Party (Finland)



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