Here's Your Financial Horoscope For 2013

We place a lot of value on creating a budget, establishing an emergency fund and foreseeing financial challenges as best we can.

But what if there are circumstances beyond our control that can influence our finances? And by "circumstances," we mean astrological forces.

Hey, it could happen.

Astrology writer and counselor Judi Vitale, C.A. (NCGR), shares with us her best insights on what 2013 means for your money — no matter what your zodiac sign. So settle in, open your mind and prepare to get the download on your money horoscope for the coming year.

Capricorns will be on the move

December 22 - January 19

You rarely worry about money, because you usually can acquire it without any visible effort. You have an exceptionally strong talent for getting to the top of your field, no matter what you do.

Even if you’re not a huge earner, you still manage to keep yourself afloat, and usually in a rather nice vessel, too! Your skill at seeing the big picture almost guarantees you’ll be safe through retirement.

In 2013, however, be prepared to move out of your comfort zone and into territory that will allow you to reach a zip code that once only belonged in your wildest dreams.

You’re probably getting quite comfortable with the powerful force of Pluto in your sign, and now you can use it to get what you want.

The only danger? Becoming so domineering that you put others off.

Use the charm and grace of Venus to help you channel your powers of persuasion in ways that will be better appreciated, and you’ll be more effective. Your best times for this: January, May and July.

Acquarius will have to master a healthy balance

January 20 - February 18

You have a concern for the collective that allows you to see beyond the selfish motivations people might have for earning money, but you also have enough sense to know that you must cover your basic needs.

You will work very hard — often driving yourself into a state of exhaustion — in order to make sure that you have everything you require to survive, and even more so if it means that you can finance various visionary projects that could benefit the community or your circle of friends.

This year, outside events will bring your attention to the importance of balancing the process of striving for success with a healthy, happy home and family life.

Avoid allowing yourself to become detached from emotional bonds because loved ones will pursue you relentlessly until you come to realize how much you rely on them to bring you comfort and security.

The eclipses that take place on May 24th and November 3rd will provide the impetus you need to cover all the bases, so accept some help, love and affection from those who care about you.

Pisces have all makings of a financial success story

February 19 - March 20

Many brilliant financiers claim this zodiac symbol, so remember that no matter how many people say you’re “clueless” when it comes to money, you have the potential to be highly successful.

You’ll always achieve the most when you follow Andrew Carnegie’s adage: “My heart is in the work.”

The key that unlocks your passions can be found in serving some higher purpose — or pursuing a career for the fun and creativity of it.

In 2013, you’ll be in a phase of dreaming big, thanks to Neptune. While most would be baffled by this otherworldly influence, you’ll take to it — pardon the pun — like a fish to water.

In February, particularly, you’ll be motivated to make changes that allow you to take steps toward taking charge of your financial life.

Use the brute force of Mars to help you push your agenda in February, March and April.

Then, over the summer, Saturn will add discipline and structure, so you can take your wildest ideas and transform them into big money-makers. Roll up your sleeves and get to work.

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