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Don't move to any of these 13 cities if you want a big starter home

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tiny houses

You've heard of tiny houses, the small homes, sometimes on wheels, whose occupants have to creatively build to live comfortably.

Most first-time homebuyers aren't looking for a tiny home when they first set out, but buyers in the following cities may end up with one anyway.

Trulia.com gathered a list of the cities with the smallest starter homes. These cities are spread across the US, and even though size isn't everything, it is nice to have a bit of elbow room.

13. Denver

Median Starter Home Size: 1,056 sq ft

Median Premium Home Size: 2,318 sq ft

Average Home Size: 1,941 sq ft

Data provided by Trulia



12. Minneapolis

Median Starter Home Size: 1,053 sq ft

Median Premium Home Size: 1,920 sq ft

Average Home Size: 1,588 sq ft

Data provided by Trulia



11. Salt Lake City

Median Starter Home Size: 1,052 sq ft

Median Premium Home Size: 1,962 sq ft

Average Home Size: 1,663 sq ft

Data provided by Trulia



See the rest of the story at Business Insider

A refugee who was swimming for her life to escape Syria one year ago is now swimming in the Olympics

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Yusra Mardini

One year ago, Syrian refugee Yusra Mardini was swimming for her life as she fled Damascus, Syria with her older sister. Today, she is a member of the Olympic refugee team competing in Rio.

The 18-year-old is one of ten athletes competing for the Refugee Olympic Athletes in three sports. 

Below, read about Mardini's tenacious and heroic journey, via Alexander Hassenstein of Getty.

SEE ALSO: Top US Olympic athletes open up about the music they use for inspiration and motivation

During the opening ceremony of the Rio Olympics, Mardini walked with the refugee team.



Before that, Mardini and her sister have been swimmers for many years. They were known as shining stars at their swimming club in Syria, until the war disrupted their training.



Their parents tried their hardest to keep them away from the intense war zones — they moved multiple times to avoid the conflict, but the war shortly became too dangerous. They decided to pick up and move all together after their house was destroyed.



See the rest of the story at Business Insider

19 signs you're a horrible boss, even if it doesn't feel like it

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office

All your employees love you. You're known around the office for being the nice, fun, cool manager.

Congratulations! You've won a popularity contest.

But here's the bad news: This doesn't necessarily mean you're a great boss.

That's right: Being well-liked, and being an effective, respected leader do not always go hand in hand. 

You might think you're the world's greatest boss — but here are some signs you're not:

SEE ALSO: 24 signs you have a terrible boss

DON'T MISS: 14 signs you're a terrible employee — even if it doesn't feel like it

Being liked is your No. 1 goal

If being well-liked tops your list of priorities as a manager, you may not be the right person for the job.

One of the most important rules to keep in mind as a boss: Being liked is never as important as being respected.

If you can figure out a way to be both, good for you! But until then, focus on building a great team and being the most effective, efficient manager you can be. Earn your employees' trust and respect before you try to win them over.



You lie to or withhold information from your employees to 'protect' them

You may think you're doing everyone a favor by keeping bad news from them, but this is no way to manage a team. Honesty is always the best policy, and if you want your employees to trust and respect you, you have to be open with them.



You don't enforce the rules

You hate playing bad cop. Sure, we get it. That's no fun, and you desperately want everyone to like you (see sign No. 1). But you're the boss, and without abusing your power, you need to enforce company enforce rules and policies.

You don't have to run around snooping on everyone, but if you notice an employee doing something that goes against company policy — something you can both get in trouble for should the higher-ups find out — it's your responsibility to confront the employee and stop the bad behavior.



See the rest of the story at Business Insider

Morgan Stanley addressed its interns' most pressing career questions, and every young employee can learn from the answers

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Student raising hand asking question girl

If you're a Wall Street intern about halfway through your first stint in finance, you've probably got tons of questions.

Of course, you might be worried about asking them without seeming naive or underqualified.

Morgan Stanley went ahead and did the dirty work for you — collected questions from current interns and brought them to a group of managing directors and recruiters.

It shared the answers on its website.

We've got the nine most frequently asked questions and answers for you below.

SEE ALSO: A step-by-step guide on making a critical career move to land the Wall Street job of your dreams

How do I differentiate myself from equally qualified summer analysts?

"A key differentiator is how well you work in a team, as teamwork is an integral part of our firm's culture.

"Another is how much of a self-starter you are. It's important to complete an assigned task thoroughly, but it's differentiating if you go the extra mile.

"For example, do more analysis than your manager expects for the project and an additional task no one asked you to do but that you think could help the team.

"This demonstrates your interest, understanding of the product, how you can fit into the team, and how useful you can be."



Is there a fine line between being helpful and being overly eager and annoying? How can you know if you've crossed that line?

"Yes, there is a fine line, but not to worry — there are ways to help keep it in balance.

"Firstly, be mindful of other people's time. Email and ask your manager if you can chat at some point about an idea you think might add value, or pick a time when he or she doesn't look too busy.

"Another tip is to prep yourself before you talk to a manager. For example, write down the points you want to get across ahead of time so you know what you want to get out of that meeting."



When should I speak up at a meeting and when is it just better to pull my manager to the side and quietly ask a question or offer an idea?

"Tough question — the answer differs very much from business to business and group to group.

"The best thing is to spend the first few weeks of your internship observing and getting a feel for how the team works. Many of our businesses actively seek out summer analysts' views because they benefit from having a fresh set of eyes looking at a process, or coming from a totally different angle.

"But if you're just not sure, then err on the side of caution and pull your manager aside after the meeting to offer up an idea."



See the rest of the story at Business Insider

Working a 9-5 job, buying a home, and saving in a 401(k) will no longer make you rich

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susie mooreIn her new book, "What If It Does Work Out?," Susie Moore interviewed James Altucher about why you should work for yourself.

Susie: What facts do you tell people who still believe in the old world order (safe corporate job, 401(k), single paycheck)?

James: I don't like to tell people they are wrong. Nobody listens when you tell them that.

We want to believe (I want to believe) that I am right all the time.

So I don't tell people when I think they are wrong. I just point out the times I realized I was wrong.

SEE ALSO: After more than a year of earning up to $4,000 a month on the side, here’s what I can tell you about starting a side hustle

1. 401(k)s

I thought it was good to save away every month in a 401(k). Little did I realize the amount of fees and wrong decisions 401(k) managers constantly make. Nor did I realize that even when the company matches, I would have been far better off investing in myself, or simply having my own cash in the bank rather than waiting until I am near 60.



2. Owning a home

I get it. Many people want "roots." Many people think rent is throwing money out. But you never really own your home. Try missing a mortgage payment, or a property tax payment, and see how quickly the land from underneath you is taken away. And I learned the hard way that the amount of equity I build is no match for maintenance, renovation, and the thousand other little nicks and expenses that owning a house entails.

Sure, some of the time (and there are a million anecdotes), homeownership works. But as an investment, it has all the worst qualities. You would never invest in a company/stock, for instance, where:

• You use 400% leverage.

• It can go down as much as 50% while you hold it.

• It is totally illiquid. (You can't sell it during the times you most NEED to sell it.)

• It requires constant payments to hold onto the investment.

I could go on.



3. Jobs are "safe."

Many people go to college thinking that even if they can't do their highest passions in life, they at least can have a "Plan B" that includes a safe job.

Unfortunately, incomes have been going straight down while inflation is going up.

The average salary for people ages 18-35 has gone from $36,000 in 1992 to $33,000 now, and it's only getting lower.

Meanwhile, the people I know who are doing the best financially have multiple streams of income, do not have a single job, and often the work they do is 100 percent related to their experience and not their education.

"But what about the arts?" I get it. You can learn the arts and humanities in school. And you can have many social experiences in school.

But the reality is, with $1.3 trillion in student loan debt (and rising), there are many other, cheaper, safer ways to learn these things.

Ways that would be just as enriching, valuable for your future (even more valuable since you will not have debt), and positive socially.



See the rest of the story at Business Insider

The XT5 is the Cadillac we've all been waiting for — and we got to try it twice (GM)

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Cadillac XT5

Cadillac has a bit of a crossover problem. While other luxury brands have been selling these versatile vehicles left and right, Caddy has been playing catch up, marketing its portfolio of brash, high-performance sport coupes and sedans under the "V" designation, alongside the regular versions of these cars.

But Johan de Nysschen, the executive who runs the marque, wanted crossovers, to compete with BMW, Mercedes, Audi, Porsche, Lexus, Acura, Infiniti, Lincoln, Volvo — heck, pretty much everybody in the luxury space.

True, Cadillac has the mighty Escalade, but that's a large-and-in-charge mega-SUV. It's not really designed for most suburban families. It also had the SRX, a crossover that evolved from a wagon, but it was getting long-in-the-tooth and wasn't an effective modern combatant in battles against the premium crossovers from the Germans and Japanese.

De Nysschen's goal is to shift the portfolio away from aggressive, near-exotic designs and platforms and bring Caddy into alignment with the rest of the luxury market. That means more crossovers, starting with the XT5, the SRX's replacement and the most important Cadillac in years.

We sampled the future when we received not one but two versions of the XT5, one in Florida and one in the New York-New Jersey area. Transportation Reporter Ben Zhang tried the black XT5, which came with a slightly higher-level trim package and tipped the price scales at about $64,000, while Senior Transportation Editor Matt DeBord investigated a $58,000 "crystal white" XT5.

Here's what we thought:

SEE ALSO: The Alfa Romeo 4C Spider is one of the oddest and most memorable cars we've ever driven

The new XT5 is undeniably sharp, but it's proves that Caddy is shifting away from its at-time divisive "art and science," Stealth-fighter design vocabulary toward a more globally appealing approach.

Cadillac altered its identity about two decades ago, shifting from creating large, floaty American luxury sedans to building snappy, aggressive vehicles defined by edgy angles and slablike surfaces. 

It worked — the courtly era of old-school Caddys came to and end — but overnight Cadillac went from being a recognizable luxury brand to being an exotic brand, closer to Corvette in the GM hierarchy than Buick.

Cadillac intensified the Art and Science idea for over ten years, but as the brand has become more globally important for the leaner, meaner, post-bankruptcy GM, it's been dialed back. The XT5 isn't wimpy in appearance, but it's lost some that proudly arrogant Caddy swagger.



There's a smooth sweep of lines from front to back, with an integrated spoiler completing the roof line, and a bold — but not too bold — chrome-trimmed angle on the rear windows picked up and extended by the large rear tail lights. A pair of chromed exhaust ports delivers a sporty vibe.

It's all fairly low-key and should attract a lot of buyers who've been waiting for Cadillac to offer a solid crossover to tempt them away from BMW, Mercedes, Lexus, and Audi.

Notice that the XT5 isn't a chrome-a-palooza. Also notice that the Cadillac badge is tastefully scaled. By far the most hulking thing about the vehicle — from a marque that still sells that very hulking Escalade SUV — is the tail-light design. 

Everything else is calculated for broad popularity.



Ben tested a slightly higher trim level than Matt — and Ben got to enjoy the vehicle in sunny Florida. Matt made do with New Jersey.

The interior of the car is, in a word, fantastic. It's roomy. It's luxurious without being too much. It isn't an orgy of topstitching and bright chrome. The materials are all excellent, premium, supple. The leather feels really good.

You could argue that interiors are really where the action is these days with upscale crossovers. On the outside, it's questionable whether there's much to be gained by going with a crazy design idea — everybody who wants to buy one of these vehicles seems to be seeking the same thing.

 



See the rest of the story at Business Insider

13 science-backed ways to appear more attractive

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DiCaprio_high-statusAttractiveness relies on much more than your physical appearance.

It's in the way you carry yourself, the folks you hang out with, and how you talk to people — plus a whole lot more.

Read on to find out what you can do to make yourself more appealing.

 

In that study, a psychologist asked three men to tell a joke to their friends at a bar while a woman sat at a nearby table. Then those men were instructed to approach the woman and ask for her number. After the man had left, an experimenter approached the woman and asked her to rate the man on attractiveness and intelligence and to indicate how much she would want to date the man long-term.

Results showed that the guys who told jokes were three times as likely to get the woman's number as the men who didn't. They were also rated more attractive and intelligent.

"The effect of a great sense of humor on women's attractions might be partially explained by the fact that funny people are considered to be more social and more intelligent, things that women seek in a mate,"anthropologist Gil Greengross writes.



In one experiment featured in the study, 25 male and female undergrads looked at 300 photos of women's faces, once in a group photo and once in an isolated portrait. Another experiment repeated the same procedure with 18 undergrads looking at photos of men's faces. Results showed that participants rated both men and women significantly more attractive when they were pictured in a group.

"Having a few wingmen or wingwomen may indeed be a good dating strategy, particularly if their facial features complement and average out one's unattractive idiosyncrasies," study authors Drew Walker and Edward Vul write.



In a 1997 studyState University of New York psychologist Arthur Aron and colleagues separated two groups of undergrads and paired them off, giving each duo 45 minutes to answer a set of questions. 

One question set was small talk, and the other was increasingly probing. The people who asked deeper questions felt more connected. One couple even fell in lovean intriguing, though probably insignificant, result.



See the rest of the story at Business Insider

10 of the worst foods to eat on a first date, according to an etiquette expert

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awkward first date

First dates can be hard. You're nervous, you don't know what to wear, and you hope you haven't been Catfished. When you finally do settle on an outfit choice and head out to the restaurant, you're desperate to make a good first impression.

Luckily, things seem to be going well. Caught up in conversation, you order a spaghetti dish with marinara sauce before truly thinking through the consequences. When it arrives, you realize you've set yourself up for an additional challenge: the spaghetti strands aren't twirling well onto your fork, and you're being forced to slurp up stray, dangling ends that invariably leave a few drops of red sauce on your white shirt in the process. It's not a pretty sight. 

How can you avoid a situation like this? Perhaps if you had considered your menu choice a bit more, you would have saved yourself a whole lot of awkwardness. We spoke to international etiquette expert Jacqueline Whitmore to get an idea of the top foods to stay away from on a first date. Read on for her full list of messy meals that could turn your night from great to grim. 

SEE ALSO: How to dress for a date when it's miserably hot outside

DON'T MISS: Follow Business Insider's lifestyle page on facebook!

Anything with a red sauce

As mentioned above, red sauce can lead to all kinds of unsightly issues. Instead of marinara, it might be wise to go for a light cream sauce or a touch of oil — just be sure to spare the garlic. 



Lobster

This upscale dish may sound like a good idea, but the challenges involved in eating a full lobster are not ones you want to have to deal with on a first date. "Be mindful that someone else is watching your table manners," Whitmore said. It's not exactly easy to be graceful at the table when you're cracking, ripping, and digging your way through a tangle of lobster legs. 



Corn on the cob

This might seem like an obvious no-no, but the problem with corn is that it sometimes arrives as an unexpected side dish. Fortunately, you can side-step the horror of corn in your teeth in a few different ways: you can (politely) cut the corn off the cob, or just "eat everything except that," Whitmore advises. 



See the rest of the story at Business Insider

An MBA explains what life is like a year after business school

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alex dea

It's hard to believe, but it's been a year since I graduated from business school, packed up my boxes, moved out west to San Francisco, and reacclimated into the working world. They told us that things would move fast, but there's always some shock when you look up and realize how quickly time goes by.

The past year has been rewarding, challenging, exhausting, and fulfilling, all at the same time. As a naturally reflective person, I wanted to share some thoughts on what it's like one year out.

SEE ALSO: The best MBA programs for less than $15,000 a year

Transition sucks, until you reframe the opportunity

Reality checks suck. But reframing your mindset to understand the opportunities ahead will help you pull through.

I was always nervous about life after business school. I won't sugarcoat it — there is definitely a transition period and it sucks. I remember the first few weeks after I started work staring at my computer screen while I was in training and thinking to myself "how am I going to survive the next 30 years?!"

Fortunately, we as humans adapt and evolve. There are so many opportunities that lie ahead of you that spending too much time reminiscing on the past only makes you miss valuable experiences. Accepting the past for what it is and giving its due acknowledgement is fantastic. So is experiencing in the present all that life has to offer.



The mix of confidence and humility  

I value and appreciate what an MBA gives me, while acknowledging the importance of other backgrounds.

Each year, about a few thousand people graduate from top MBA Programs, and I am fortunate to be one of those people. I don't take that for granted and understand the inherent privilege and responsibility that comes with it. As such, I have developed a mindset that blends confidence and humility.

Confidence means that I have a set of skills and knowledge that enables me to envision a unique perspective along with the tools to execute that vision.

Humility means being self-aware enough to know that that the best thing I know is that I don't know everything, and there are plenty of other insightful perspectives and approaches out there.

Prior to business school, I often would develop ideas or thoughts but wait to share them until I felt like everyone in the room respected me. While there are merits to this, it also meant I missed out on potentially sharing and impacting the greater good of the team.

Now, I feel confident in sharing my opinions and ideas, regardless of how junior or senior in the room, even if it means in some cases, being the one to say that I don't have the right answer, but I'll find someone who does.



An (even deeper) appreciation for relationships

Business school accelerates the bonds and relationships you form. It's exciting to watch them evolve and grow.

When you are in business school, you're in a bubble, surrounded by the same people every day for two years. That  shared purpose gave everyone the opportunity to form relationships and relatively quickly.

In the real world, building and sustaining relationships doesn't come easily. I am glad I took the time to build meaningful relationships when I was in school.



See the rest of the story at Business Insider

RANKED: The 43 most active dog breeds

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whistle gps collar pit bull dog labeled dave mosher

When people ask me how energetic my dog Oreo is, I tell them about the Block Island bike ride.

I attached Oreo, a pit-bull mix, to my bicycle using a special leash. But instead of leisurely jogging alongside me, she pulled my bike — and 160-pound body — for nearly 8 miles around the island like a tiny nuclear-powered horse. And the next day she was ready for more.

But that's just a fun anecdote.

Are pit bulls really the most active, high-energy dog breeds? What about huskies or malamutes, the great powerhouses of the Iditarod? Or your deranged Boston terrier?

To find out, Tech Insider asked Whistle— a company that makes a GPS and activity-tracking dog collar— what the most active dog breeds are based on the data they see from the roughly 150,000 Americans who've used its products. (Like all data, this set has limitations — see our notes at the end.)

Here are the top 43 of the most active breeds in the US, ranked by average minutes of activity a day.

MORE: Scalding-hot temperatures above the solar system's largest storm might solve a longstanding mystery about Jupiter

UP NEXT: Fast food has way more sugar than you'd think, but the worst offenders might surprise you

#43: Great Dane

Active an average of 67.24 minutes a day.



#42: Airedale Terrier

Active an average of 67.26 minutes a day.



#41: Rat Terrier

Active an average of 67.42 minutes a day.



See the rest of the story at Business Insider

The 10 best colleges for a job on Wall Street

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NYU Stern graduation

Ever wonder where Wall Streeters come from?

It turns out that many of them — at least the ones based in New York City — went into finance from one of 10 schools.

That's according to Emolument, a salary benchmarking website that collects self-reported pay data.

Emolument surveyed 2,800 NYC-based front- and back-office investment banking professionals. It did not include staff like those working in HR or communications.

Here are the top colleges.

SEE ALSO: A step-by-step guide on making a critical career move to land the Wall Street job of your dreams

10. University of Michigan & Ross School of Business — Ann Arbor, Michigan (1.6%)



9. Rutgers University — New Brunswick & Newark, New Jersey (1.7%)



8. MIT & Sloan School of Management — Cambridge, Massachusetts (1.9%)



See the rest of the story at Business Insider

A man who worked for the CIA for 15 years tells us what it was really like to have a top-secret job

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The lobby of the CIA Headquarters Building in McLean, Virginia, August 14, 2008.

As a kid, Brian Goral was fascinated with the CIA.

"I started keeping a journal and a folder of news articles on US and Soviet forces," he told Business Insider. "I would copy terms and acronyms from the backs of military-spy novels and try to understand the World Book Encyclopedia's explanation of how nuclear weapons worked.

"I remember at one point during a math class my sophomore year in high school, my multi-year unrequited crush, Denise, and I decided we should go work for the CIA."

Denise, he says, pursued a different career path. But Goral realized his dream when he landed an internship with the CIA — the civilian foreign-intelligence service of the US federal government — as a college student.

We recently talked to Goral, 39, who spent 15 years with the agency, about what it's really like to work for the CIA — a career that brought him to over 30 countries.

Not surprisingly, he couldn't share all the details of the hiring process, his classified jobs, or his experiences, but he did give us a glimpse into his life at Langley.

This interview has been edited for length and clarity.

SEE ALSO: Here's what it’s REALLY like to work for the FBI

Jacquelyn Smith: Can you tell me about your background?

Brian Goral: I was born and raised in Milwaukee. I went to an inner-city high school and was a minority in more ways than one. I studied chemistry for two hours every day all four years and graduated with honors in chemistry from Michigan State University. Later, I attended UNC Kenan-Flagler for my MBA.

I have always been fascinated by why people make the choices they do and how our brains process information — part of that, no doubt, because both my parents were counselors.

I grew up knowing I wanted to do something really positive but also really cool with my life. I knew I was a smart kid, and quite frankly, knew it too well when I was becoming a teenager.

High school was great for exposing me to others' lives — ones much harder than I'd ever known. It also showed me that I wasn't nearly the athlete I thought I was, though my football teammates helped me get there.

My future career thoughts oscillated between being a brain surgeon and a soldier of some sort — yes, it was an odd specificity. I always thought the civilian life was probably a better path for the energetic nerd in me by the time I made it to college. I figured I was on the way to becoming a doctor with a specialty in neurology. However, I realized I wasn't ready to commit to attending medical school right out of college, so I started thinking about other career options instead.

My freshman year at Michigan State, a good friend of mine — with the help of the University's student services — introduced me to the idea of taking an internship at CIA. That's when the idea became real.



Smith: What sort of experience did you need before applying for your first job at the CIA?

Goral: For the internship program, it's just like many others: They are searching for people who are sharp and loyal, with a real desire to be there.

Unlike many places, it's tougher to know exactly what you're in for in terms of the work. I had a solid advantage over many other candidates in one key (and unplanned) way: I was a chemistry/biochemistry guy. Many other applicants were political science or criminal justice. Even today, not many people think of the natural sciences when they think of the agency — though at least now people do recognize the broader technology part of the CIA more frequently.

However, 1996 was around the time "The Rock" came out, and inspectors in Iraq were looking for chemical weapons while others were analyzing potential connections between Saddam's chemical munitions being "destroyed" during the first Gulf War and Gulf War illnesses.

My qualifications were that I came in with a great academic record in an area of specific interest at the time, and I had a personal interest in the agency and a fair understanding of how the CIA fit into the bigger picture.

And so, as an intern, I was able to aid technical analysis of potential illicit chemical weapons being developed by other nations.



Smith: Can you tell me more about the application process, and the job you applied for and ultimately landed?

Goral: Unfortunately, I'm not able to share that much. However, I can say that after speaking with a recruiter on a couple of occasions, I received an absolutely massive application packet in my dorm room during finals week one semester.

The whole thing had a time-stamp and deadline for return, which did not make studying for finals any easier. Several months later, I received a call inviting me for interviews and testing.

I applied for a position as a co-op/intern in 1996. I received permission from the university to defer my scholarship for a semester to work at the agency from May 1996 straight through the end of the year for my first "work tour."

Once the tour was over, I would go back to campus for a semester, then back to DC, then back to campus, and so on.



See the rest of the story at Business Insider

13 spectacular meteor showers that you won't want to miss

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geminids kris williams

We call them "shooting stars."

That's because they streak across the sky leaving behind thin glowing trails of light.

But meteors aren't really stars at all. They're actually cosmic debris: Tiny specks of dust and ice released from comets that pass too close to the sun.

As Earth passes through this debris, the specks get pulled into our atmosphere, where they rub up against air molecules, then burn up. This creates the streaking that we see in the sky.

Here are the annual meteor showers that you won't want to miss.

SEE ALSO: Here's what you're actually seeing during Thursday night's beautiful meteor shower

DON'T MISS: Tonight, a meteor shower created by a mysterious comet will reach its peak — here’s how to watch

The Quadrantids

The Quadrantids are usually active in January. Usually, you can see an an average of about 25 meteors shoot through the sky every hour in dark skies. The radiant point, or the point in the sky that the meteors seem to be shooting from, is the northern tip of the Boötes constellation, near the Big Dipper. This meteor shower is best seen from the northern hemisphere.

Source: EarthSky, American Meteor Society



The Lyrids

The Lyrids are active in April. During the shower's peak, about 10 to 15 meteors can be seen every hour in dark skies. But there can also be rare surges that can boost the rate up to 100 per hour. The radiant point is the star Vega in the constellation Lyra. The Lyrids are best seen from the northern hemisphere.

Source: EarthSky, American Meteor Society



The Eta Aquarids

The Eta Aquarids are active from April to May. Depending on where you are, you could see anywhere from 10 to 60 meteors every hour. The radiant for this shower is the star Eta, in the constellation Aquarius, the Water Bearer. The Eta Aquarids are best seen from the southern hemisphere.

Source: EarthSky, American Meteor Society



See the rest of the story at Business Insider

5 decisions I made as a teenager that helped make me rich today

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Dr. Vicki Cook

There have been a few milestones reached in our family this summer. We just returned from my son's first college visit, and my daughter turned 20.

With the start of his senior year of high school approaching and reflecting on her last days as a teen, I've done some thinking about my younger days, too.

I've thought about how decisions I made as a teen have influenced my life — rather than focusing on how I learned from my mistakes. (And yes, I made plenty of mistakes — and had a lot of learning to do, but that's another post!)

Today I want to focus on five good decisions I made, and how they helped make me rich.

But before we go on, let's clear up this idea of being rich. Even at FI (Financial Independence), I am not rich at all based on society's definition of the term — (as a matter of fact, I'd be FAR from rich by most people's standards). We don’t live in a big house or drive expensive cars, and our investment accounts are nowhere near seven figures. (And I've always said if someone breaks in our house, they will be very sad about what's not there!)

So I’ll side with author Harvey Mackay, that "Being rich isn’t about money. Being rich is a state of mind." And I think having a rich state of mind comes a lot easier when you’ve made a few smart decisions as a teen. It'll likely lead you to the kind of rich that everyone else thinks of, too …

So what did I do as a teenager that helped make me rich?

1. I worked different part-time jobs

I delivered papers, babysat, taught swim lessons, lifeguarded, bussed tables, and waitressed. Those jobs helped me learn to be responsible, to manage my time, and to work with people of all ages and backgrounds. And these were all things that helped me be successful in my first teaching job, too.

Having a variety of jobs as a teen helped me develop a rich state of mind, and the money I earned bought some freedom to make choices, too.



2. I worked with kids

Babysitting and teaching swim lessons were the introduction to my future career. If I had not spent those summers learning how to work with kids (even when they refused to do things and cried — and yes, there were many tears at that pool), I'm not sure that I would have found my passion for teaching.

The passion became my career, and my career financed my future!



3. I played different sports

I swam from first grade through college, but I didn't do what many kids do today — focus on one sport. I tried volleyball and tennis, softball and skiing. I was good at swimming, but I could play almost anything.

How does that help make me rich? I'm not afraid to try new things now. I'll hike and kayak, and I've even finished two marathons. (If you've ever thought of running a marathon, I highly recommend it as a "bucket list" goal – and I am not much of a runner at all!)

In addition to keeping healthy, I've also monetized my activities by doing things such as officiating and coaching.

Interesting side note: I coached swimming with Olympian Ryan Lochte's mom when Ryan was little! It is AMAZING to watch him swim and see his parents cheering in the stands! Go Ryan and Team USA!

Being active will grow your rich state of mind, but it can help grow your finances, too. Plus, you never know who you might meet along the way!



See the rest of the story at Business Insider

Every character in 'Suicide Squad,' ranked

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It’s time to finally see “Suicide Squad,” one of the most anticipated movies of the summer. But we have to warn you, there are a lot of characters to digest.

From some that show up for what seems like seconds, to others that are on-screen for way too long, and one we wish we could have seen more (we’re talking to you, Panda Man), the latest DC Comics movie throws a lot at you in two hours (don't get us started with all the music queues).

Here we break down all the characters and rank them from worst to best.

Mild spoilers ahead.

SEE ALSO: Here's the biggest problem with "Suicide Squad," and how it could've been fixed

21. Slipknot (Adam Beach)

With one of the most distasteful introductions in movie history as he walks out of an SUV and immediately decks a female guard with a right hook, there's really nothing else memorable from the guy who can climb anything. Might have been best to leave him on the cutting-room floor.



20. Enchantress (Cara Delevingne)

The evil witch who likes to shake her hips is the cause of all the trouble in the movie. But played by an actress who is still learning her craft, the character feels forced.



19. The Flash (Ezra Miller)

One of the last-second additions to the movie, The Flash literally says one line and, like his power, is gone. Just teasing us for Erza Miller coming in "Justice League." 



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The Porsche 911 is a great car — but its cupholders are pathetic

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DeBord Porsche 911 Targa

We recently borrowed a Porsche 911 Targa 4S, and I greatly enjoyed spending a weekend in what I consider to be the perfect car driving from the New Jersey suburbs to Lime Rock Park to watch the IMSA WeatherTech Northeast Grand Prix, in which Porsches were racing.

The 911 is a masterpiece of German automotive engineering: Introduced in 1963, it's been steadily improved for over 50 years. If you want a great sports car, you really need to look no further.

This simple truth is brought home whenever I spend any time with a 911. I like to call it my "drive for your life" car — if I had to drive to stay alive, not knowing what the threats would be, I'd take the 911 without hesitation.

But there's a place where five decades of German know-how really comes into play: the 911's cup-holders.

Just look at the austere majesty of these things!

SEE ALSO: The Alfa Romeo 4C Spider is one of the oddest and most memorable cars we've ever driven

Who wants cupholders in the usual spot, like between the seats?



It's much better to have them stowed in a slot above the glove compartment!



They swing out and can be adjusted to hold cans, bottles, cups of assorted sizes.



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​Zika has reached the US mainland — here's how bad experts say it could get

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Zika virus has finally made its way to the US mainland, and the virus is now spreading locally in Miami. That means people are getting the virus from American mosquitoes, not just ones that have bitten them while they're abroad.

The Centers for Disease Control and Prevention (CDC) has even warned pregnant women not to travel to the Miami neighborhood where local cases have been detected.

That may sound scary, but it's not a surprise. Experts expected that the virus would start circulating in Florida.

The question now is: How far will Zika spread across the US?

The most likely answer is that it will spread through southern Gulf states where the mosquitoes that spread the virus are most active.

But the extent of the spread cannot be predicted precisely. It depends on how well public health officials can contain this first outbreak to Miami, and keep imported travel cases from turning into more outbreaks, David Pigott, a global health expert at the University of Washington, told Tech Insider.

"Never say never, but [a local outbreak is] a lot less likely to happen in New York or Washington, D.C. given our current knowledge than it is in Houston, or some cities across Louisiana, or other places in Florida," he said. "In terms of comparative risk, it's the southern states that are going to be the places where you're most likely to see it."

The current state of Zika in the US

Officials have identified 14 people in Miami so far who caught Zika from local mosquitoes, and over 1,600 people across the country who got the virus traveling to infected areas like Brazil. Zika has spread quickly through Puerto Rico, where it's infected a reported 4,600 people since it appeared there in November 2015.

Only one in five people show symptoms, making Zika a particularly hard virus to track. It also only debuted in the Americas last year, so there's a lot we still don't know about the virus. The US Centers for Disease Control and Prevention only concluded that Zika was causing the birth defect microcephaly in April 2016.

The virus is spread by the Aedes aegypti mosquito, which thrives in tropical areas and bites during the day. The Aedes albopictus mosquito can likely spread the disease, too, but that hasn't been observed in the Americas yet.

Keep scrolling for some maps illustrating where exactly Zika might spread.

MORE: A photographer swam with sharks for 10 years to capture these stunning photos

UP NEXT: The entire continent of Australia has shifted — and it's causing problems for GPS systems

Here's where those two Aedes mosquitoes are present in the US:

What really matters are the states shaded in blue, since we haven't seen A. albopictus actually spread Zika yet.

And this map shows the maximum seasonal range of the mosquitoes. So in the winter, most states further north likely won't have to worry about Zika because the mosquitoes will die in the cold.



Taking these environmental factors into account, a team of researchers including Pigott modeled the possible global spread of Zika, based on where the A. aegypti mosquitoes that transmit it thrive:



As you can see, the experts expect Zika to stick to Florida, parts of Georgia, Alabama, Mississippi, Louisiana, and Texas. Any other transmission across the US would likely be sporadic.



See the rest of the story at Business Insider

12 hobbies that look great on your résumé, and one that doesn't

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As the traditional career advice goes, you usually shouldn't include your hobbies on your résumé because they take up valuable space and waste the precious few seconds a recruiter spends skimming through your history.

But in some situations, they can actually add value to your résumé and help you stand out in a good way.

If you're looking for an internship at a company like Google, for example, one previous intern says hiring managers want to see interesting personal details on your résumé. "This is your time to shine and share some of the quirkier aspects of your personality that other, more traditional companies may not appreciate,"she writes.

Other companies may appreciate seeing a hobby on your résumé if it's somehow related to the job you're pursuing. And if there's a chance your hobby makes you stand out as a more attractive candidate, you'd be wise to include it, Alyssa Gelbard, the founder and president of the career consulting and personal-branding firm Résumé Strategists, tells Business Insider.

"When a potential employer sees a candidate's hobbies, it provides insight into personality traits, industry knowledge, and can make you more attractive for a role," she says.

"But remember: Anything you include on your résumé is fair game during an interview, so make sure you can really talk about your passion for the hobby and why you included it on résumé," Gelbard says.

Here are 12 hobbies you should consider including on your résumé if you actively pursue them, as well as one you definitely shouldn't:

SEE ALSO: 31 things you should remove from your résumé immediately

DON'T MISS: 21 unprofessional habits that could cost you a job

Yoga

Yoga demonstrates your ability to stay calm and in control, Gelbard says: "If you're seeking a role in very busy, high-energy environment, like an advertising or PR agency, it can make you more attractive because you can better handle pressure."



Extreme adventure sports

Extreme sports like ultramarathons, racing mountain bikes, or skydiving can show potential employers that you're comfortable pushing boundaries, you're disciplined, you don't fear the unknown, and you are a calculated risk-taker, Gelbard says. "These traits are desirable for any leadership role, especially in younger, growing organizations," she says.



Video production

Video production as a hobby can make you an appealing candidate for a role in production or event planning. Broadcasting and live streaming are often components of events or conferences, so your knowledge or interest in video production can be helpful in the job. It also shows that you are precise, highly detailed, and focused — all key to events positions.



See the rest of the story at Business Insider

10 'bad' habits that aren't always as bad as you think

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Here's the thing about bad habits.

Many of them can hurt you when taken to the extreme. But in small doses, those same "bad" habits can be part of a healthy lifestyle.

As in, you don't want to live like a total slob — but a desk in slight disarray could make you more creative. Who knew?

Below, we've rounded up 10 supposedly negative behaviors that can — contrary to what your mom, your teacher, and your know-it-all coworker said —  be good for you.

SEE ALSO: 10 fresh ways to trick yourself into breaking bad habits — and building better ones

Procrastinating

There's a growing body of literature dedicated to why people procrastinate — and how to stop it.

But Wharton professor and "Originals" author Adam Grant argues that we should expand our conception of procrastination to include not just laziness, but also waiting for the right time. In other words, procrastination can help boost creativity because you give yourself a chance to develop your big idea.

In an interview with Business Insider's Rachel Gillett, Grant pointed to Apple's Steve Jobs as an example of someone who benefited from delaying certain tasks:

"The time Steve Jobs was putting things off and noodling on possibilities was time well spent in letting more divergent ideas come to the table, as opposed to diving right in with the most conventional, the most obvious, the most familiar."



Biting your nails

Researchers recently followed about 1,000 kids starting when they were five years old. When the kids were five, seven, nine, and 11, the researchers asked their parents whether they bit their nails or sucked their thumb. About one-third of the kids displayed one or both habits.

When the kids were 13 and then 32 years old, the researchers performed allergy tests. Sure enough, the group that had habitually bit their nails and/or sucked their thumb as kids were less likely to have developed allergies.

At the same time, one of the study authors advised parents not to encourage nail-biting or thumb-sucking in their kids.

While nail-biting doesn't typically cause long-term damage, it can damage the skin around the nail, making you more susceptible to infections. Meanwhile, if thumb-sucking continues past when a kid's permanent teeth come in, it can change how the teeth line up.



Running late

Being chronically tardy can interfere with both your personal and professional relationships, making you look disorganized or worse, disrespectful.

At the same time, an oft-cited tidbit from Diana DeLonzor, author of "Never Be Late Again," sheds some light on the upsides of lateness. As The New York Times reports:

"Many late people tend to be both optimistic and unrealistic, she said, and this affects their perception of time. They really believe they can go for a run, pick up their clothes at the dry cleaners, buy groceries and drop off the kids at school in an hour."

In other words, late people hope for and expect the best — which can be a double-edged sword in daily life.



See the rest of the story at Business Insider

This photojournalist visited a remote arctic research town — here are her stunning photos

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03_AFIn the Arctic Ocean, halfway between mainland Norway and the North Pole, lies Ny-Ålesund, the most northerly settlement in the world.

Once a mining town, this island town on the Norwegian Svalbard archipelago is now home to the largest permanent laboratory for modern arctic scientific research in the world. Researchers living here conduct a number of environmental and earth science studies all year round. 

To keep the area surrounding the town largely untouched, access is limited and the town is mainly designed for scientists. But photojournalist Anna Filipova went to photograph life at this remote research station.

While this wasn’t the first arctic place that Filipova has visited and photographed — she has spent much of her career working on projects above the arctic circle — it is certainly the most northern spot in which she has ever worked, being located above the 79th parallel.  And this barren landscape was also one of the most wild places she had ever been to.

“It was with surprise and trepidation that I learned that I must pass a firearms safety course in order to venture out of the settlement in case of an encounter with a polar bear,” Filipova told Business Insider. Polar bears live and breed in Svalbard, according to the Norwegian Polar Institute, and in the summer, bears sometimes wander close or even into the settlement. “The community has a rule that no one can lock the doors of any building in case a bear appears inside the settlement and there is an urgent need for refuge.”

But despite the harsh environment and risk of polar bears, Filipova arrived home from Ny-Ålesund with the stunning photographs of her series "Research at the End of the World." Here are just a few of these images.

SEE ALSO: These 10 natural phenomena happen every summer on our planet

“The Arctic is one of the most fascinating places on earth, but also one of the most endangered,” Filipova said. “It is constantly moving and shifting, melting, reforming, appearing and disappearing.”



This is why the town of Ny-Ålesundit is such a prime location for scientists to observe and study post-global warming conditions. Even though the town is remote and far from human civilization, it is still threatened by polluted air from Europe and North America that is brought by atmospheric circulation.



“From the day I arrived, I was immediately fascinated,” Filipova said. “Everything in the settlement is designed to identify, assess, and track changes within the environment.”



See the rest of the story at Business Insider
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