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What to watch for on Election Day

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After nearly two years, the most grueling and contentious election in modern history is finally coming to a close.

Tuesday night will see a steady stream of polls closing in states across the country, and as votes are counted, results will start coming in. 

To give a sense of what to expect, here's a list of when polling ends in each state and DC, as reported by The Green Papers, as well as a guide of which states to watch closely. All times listed are in Eastern Standard Time.

SEE ALSO: 22 maps that explain America

6:00 PM: Eastern Indiana and Kentucky

The first polling places to close are the parts of Indiana and Kentucky that fall in the Eastern Time Zone. While both of these states are very likely to go for Republican nominee Donald Trump, it's worth noting that Gary, Indiana, which falls in the Central Time Zone and so has its polls close an hour later, has traditionally been a Democratic stronghold.



7:00 PM: The first big swing state

At 7:00 p.m., several eastern states will start counting their votes. Georgia and South Carolina will likely come in for Donald Trump, although the former is a perennial target for a Democratic surprise. 7:00 p.m. also marks the end of voting in the western parts of likely-Republican Kentucky and Indiana.

Meanwhile, Vermont is favorable territory for Hillary Clinton, and the former Secretary of State has consistently held a narrow lead in Virginia.

Professor Sam Wang of the Princeton Election Consortium told Business Insider that he's not focusing on the latter swing state: "The last two elections, the Virginia counts did not reflect polls, the polling was accurate but if you actually wanted counties to tell you what was happening, you had to stay up until midnight. So I specifically do not watch Virginia on Election Day."

The big prize at this point in the night is Florida. The overwhelming majority of the state that falls in Eastern Time begins its vote count at 7:00 p.m. Florida is the largest of the true swing states, with 29 electoral votes and as of Monday morning a tossup with Real Clear Politics' polling average showing Clinton ahead of Trump by just a single percentage point in a four-way race.



7:30 PM: Two more swing states

At 7:30 p.m., the key swing states of Ohio and North Carolina begin counting their votes. Polls also close in West Virginia, where Trump is very heavily favored.

Professor Wang said of North Carolina, "A state I'm going to be watching really closely is North Carolina, because it's going to be interesting at three levels. Right, president, Senate, and governor. Gerrymandering has taken it off the table at the House level, but at the other levels it's a really interesting state to watch."



See the rest of the story at Business Insider

Here are all the major newspapers that have endorsed Donald Trump for president

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At this point, we all know 2016 is no typical election cycle. This fact is further evidenced by the lopsided endorsements of newspaper editorial boards across the country.

While Democratic nominee Hillary Clinton has garnered the support of more than 240 editorial boards, her Republican rival Donald Trump has only received 19.

TheLibertariancandidateGaryJohnsonhasreceivednineendorsements, and independent conservative candidate Evan McMullin has one.

In 2012, by contrast, President Barack Obama received 99 endorsements from daily newspapers, and Republican Mitt Romney received 105. Editorial boards have historically favored Republicans.

This year, several newspapers have even cautioned voters against putting Trump in office, and one small paper in Ohio has encouraged its readers not to vote for Clinton. A surprising 63 daily papers didn't make an endorsement at all, often because they didn't like any of the choices.

On the eve of Election Day, here are all the daily newspapers with circulations over 20,000 that endorsed Trump:

SEE ALSO: Here are all the major newspapers that have endorsed Hillary Clinton for president

DON'T MISS: In unprecedented move, USA Today says don't vote for Trump — but it doesn't endorse Hillary Clinton either

Las Vegas Review-Journal: "Mr. Trump represents neither the danger his critics claim nor the magic elixir many of his supporters crave. But he promises to be a source of disruption and discomfort to the privileged, back-scratching political elites for whom the nation’s strength and solvency have become subservient to power's pursuit and preservation."

Source: Las Vegas Review-Journal



Santa Barbara News-Press in California. The paper didn't provide further explanation.

Source: Santa Barbara News-Press



The News-Sentinel in Indiana: "What we do endorse, and in the strongest possible terms, is the Republican Party platform. ... We wish there were a better representative of that platform – we really do; almost any of the 16 other GOP candidates would have done. But Trump is the one left standing, so he’s the platform salesman we have."

Source: The News-Sentinel



See the rest of the story at Business Insider

6 new photos teasing next week's 90-minute episode of 'The Walking Dead'

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AMC has released half a dozen photos for next Sunday's 90-minute episode of "The Walking Dead," and, once again, it's not looking great for Rick. 

Titled, "Service," we'll finally see the fallout from the season seven premiere and Rick and the Alexandrians will get a visit from Negan himself at their community's front door. Man, can't that guy let them grieve?

The photos for next Sunday's episode aren't too revealing. Keep reading to see what's in store.

Rosita and Spencer, along with the rest of the group, will be processing the losses of both Glenn and Abraham. Maybe the two are having their own little skirmish.

Remember, Rosita and Abraham were together for a long period until he dumped her for Sasha last season. Rosita then sought comfort in Spencer's arms. It looks like they're having a good ol' couple's spat.



Father Gabriel will be back in the mix next week. The last time we saw him he was taking care of Rick's youngest child, Judith. After the season seven premiere, he may still be on daycare duty.



Speaking of Rick, the group's once fearless leader looks like he's trying to process everything that's going on ... or he's sensing some Saviors aren't too far away.



See the rest of the story at Business Insider

9 horrible body language habits that are hard to quit

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BI_GRAPHICS_Horrible_body_language

It's not what you say, it's how you say it.

It's an old cliché, but it's true. That's why body language is such a crucial part of communicating. The way you act can warp the entire meaning of what you're saying.

That being said, bad body language habits are the often hardest ones to break. We become so accustomed to slouching, averting our eyes, or folding our arms that we barely even notice what we're doing.

Here are several body language mistakes that are going to be tough to ditch. Still, if you're able to quit them, you'll definitely thank yourself later.

Fidgeting

If you've gotten into the habit of fidgeting, it can be difficult to snap out of it. However, it's important to take steps to reigning in this nervous habit.

Fidgeting demonstrates nervousness and a lack of power, as body language expert and "The Power of Body Language" author Tonya Reiman previously told Business Insider.



Playing with your hair

Leave your hair alone. Constantly running your hands across your scalp and twirling your locks is pretty distracting. Plus, as ABC reported, it can damage your hair overtime. It can
be hard to quit, so try playing around a stress ball instead of your hair.



Adopting a defensive pose

Many people naturally cross their arms or hunch over a bit just because they don't know what to do with their hands.

However, this posture can make you look uncomfortable, defensive, or untrustworthy.

"You should always keep your hands in view when you are talking," Patti Wood, a body language expert and author of "SNAP: Making the Most of First Impressions Body Language and Charisma," previously told Business Insider. When a listener can't see your hands, they wonder what you are hiding."



See the rest of the story at Business Insider

THE FUTURE OF RETAIL 2016 [SLIDE DECK]

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The retail industry is on the cusp of a fundamental transformation driven by digital technologies. And as retailers adapt to the digital age, the line between physical and digital commerce is becoming increasingly blurred.

BI Intelligence has created a slide deck exploring the most disruptive trends in e-commerce.  Access the full deck now for free by clicking here.

Some of the topics covered include:

  • The size of the retail and e-commerce markets.
  • The breakdown of e-commerce sales by product category.
  • How legacy retailers are adapting to digital.
  • Which e-commerce companies are leading the way.
  • What omnichannel strategies retail companies are adopting.
  • And much more.

The companies mentioned in this year's presentation include:  Sports Authority, Amazon, Best Buy, Apple, Wayfair, Target, Dollar Shave Club, Instacart, Walmart, CVS, and Sam's Club.

Below are 8 sample slides from the 65-page deck.  Want the full deck? Access it here for FREE >>

Want the full 65-page slide deck?  Access it Here - FREE >>



Want the full 65-page slide deck?  Access it Here - FREE >>



Want the full 65-page slide deck?  Access it Here - FREE >>



See the rest of the story at Business Insider

Here are all the major newspapers that have endorsed Hillary Clinton for president

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This presidential election may have the most lopsided batch of newspaper endorsements the US has ever seen.

While Democratic candidate Hillary Clinton has garnered the support of a long list of editorial boards, her Republican rival Donald Trump has only received 19.

TheLibertariancandidateGaryJohnsonhasreceivednineendorsements, and independent conservative candidate Evan McMullin has one.

Several editorial boards have even cautioned voters against putting Trump in office, and a number of conservative-leaning papers have said they too are "with her."

Some of the papers, including The Desert Sun and The Houston Chronicle, rarely endorse Democrats — but 2016 is no regular election cycle.

A wave of endorsements came in after a lewd tape of Trump from 2005 leaked on October 7. And another series of non-endorsements followed the news on October 28 that the FBI was looking into more of Clinton's emails that may be relevant to an investigation into her use of a private email server while Secretary of State.

FBI Director James Comey told Congress November 6 that the review of new emails didn't find reason for charges, however, and Clinton's final endorsement tally crested 240 editorial boards.

On the eve of Election Day, here are all the daily newspapers with circulations over 20,000 that endorsed Clinton:

SEE ALSO: Here are all the major newspapers that have endorsed Donald Trump for president

DON'T MISS: In unprecedented move, USA Today says don't vote for Trump — but it doesn't endorse Hillary Clinton either

The New York Times: "Our endorsement is rooted in respect for her intellect, experience, toughness and courage over a career of almost continuous public service, often as the first or only woman in the arena."

Source: The New York Times



Los Angeles Times: "Perhaps her greatest strength is her pragmatism — her ability to build consensus and solve problems. As president, she would be flexible enough and experienced enough to cut across party lines and work productively with her political opponents."

Source: Los Angeles Times



The Washington Post: "Hillary Clinton has the potential to be an excellent president of the United States, and we endorse her without hesitation."

Source: The Washington Post



See the rest of the story at Business Insider

Here's how to split the restaurant bill in any situation

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Whether you're taking a client to dinner, grabbing lunch with a new friend, or sharing a meal with your in-laws, awkwardness can immediately settle in when the bill comes and everyone stares, silently wondering, "Who pays?"

Several potential scenarios can play out: Should you split the check evenly? Should everyone pay for their own meal? Is it expected that your father-in-law will pick up the check?

Every dining situation, from a birthday dinner to a double date, commands its own nuances when it comes to handling the check. We spoke with three experts — Diane Gottsman, national etiquette expert and the owner of The Protocol School of Texas, David Weliver, founder of financial advice website Money Under 30, and Patricia Napier-Fitzpatrick, founder and president of The Etiquette School of New York— to definitively decide how to handle the bill in 10 common situations.

"Other than business meals, there are no hard and fast rules for splitting the check," Napier-Fitzpatrick told Business Insider. "In business, it's protocol for the person extending the invitation to pay. In terms of all other different scenarios, I would say there are certain guidelines, things one would do to make sure they didn't feel taken advantage of and that they're being considerate when it comes to paying for meals."

Read on to check out who's turn it is to pick up the bill when, and avoid those awkward "How do you wanna do this?" conversations for good.

SEE ALSO: 13 smart 10-minute money decisions our coworkers wish they'd made sooner

DON'T MISS: A financial planner reveals the best money habit for 30-somethings







See the rest of the story at Business Insider

These are the 100 new Pokémon coming to 'Pokémon GO'

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It looks like Pokémon Go is about to get a lot bigger, by about 100 Pokémon or so!

Pokedex

That's huge — like, Snorlax-huge— the game currently features the original 151 Pokémon, the so-called "Gen 1" Pokémon. But in reality, there are hundreds of Pokémon, and based on code hidden within the game's most recent update, it looks like the 100 "Gen 2" Pokémon are heading to Pokémon Go at some point in the not-so-distant future. 

So, what are these mysterious 100 Pokémon? Let's find out, care of the offical Pokédex (#152 to 251!):

SEE ALSO: Here is every single Pokémon currently in Pokémon Go

152. Chikorita

"It uses the leaf on its head to determine the temperature and humidity. It loves to sunbathe."



153. Bayleef

"Bayleef’s neck is ringed by curled-up leaves. Inside each tubular leaf is a small shoot of a tree. The fragrance of this shoot makes people peppy."



153. Meganium

"The fragrance of Meganium’s flower soothes and calms emotions. In battle, this Pokémon gives off more of its becalming scent to blunt the foe’s fighting spirit."



See the rest of the story at Business Insider

7 mental tricks to stop worrying about what other people think

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Caring about what other people think of you is part of being a normal human being.

In fact, scientists in one study found that the reward center in people's brains was active when they were told that someone approved their taste in music.

It's only a problem when you're consumed by worries about your reputation — when every decision about what to wear, who to hang out with, and even what career to pursue are based on the fear of looking stupid.

Unfortunately, this habit is hard to shake. To help you out, we consulted the Quora thread, "How can I stop worrying about what other people think?" and highlighted the most compelling responses.

Read on to embrace the full experience of being yourself.

SEE ALSO: 7 ways to stop over-thinking everything in your life

1. Remember that people aren't that interested in you

Several Quora users mentioned that people generally don't care about you as much as you think they do.

Sibell Loitz, for example, prompts readers to consider how much time they spend thinking about others and their behavior: "not that much time."

Psychologists call the tendency to overestimate how much other people pay attention to you the "spotlight effect." In a 2000 study, highlighted on Tech Insider, people were asked to attend a party wearing a t-shirt with a picture of Barry Manilow on it (it was supposed to be embarrassing).

Sure enough, those people significantly overestimated how much the other people at the party noticed their t-shirt.



2. Tell yourself a different story

No one can make you think or feel a certain way — it's all about the way you interpret their behavior. So by changing that interpretation, you might be able to make yourself think and feel more positively.

Karen Renee gives an example. Maybe you habitually tell yourself: "Today I [action] and everyone laughed. They must think I'm stupid. I'm stupid. Everyone knows I'm stupid. I can't face them again!"

Instead, Renee says you might tell yourself: "Today I [action] and everyone laughed. I think I cheered up a couple people who were having a bad day, even if it was by accident …"

Renee cites Brene Brown's research on getting over shame, and worrying what other people think of you. Brown recently told Tech Insider that her No. 1 "life hack” for lasting relationships is to recognize that your perception of your partner's behavior is "the story I'm making up."

"Basically," she said, "you're telling the other person your reading of the situation — and simultaneously admitting that you know it can't be 100% accurate."



3. Meet more people

Marie Stein recommends diluting someone's strong negative opinion of you by getting lots of other perspectives.

"The more people you meet, the more you will realize that every one has a different opinion," she writes. "The only opinion about you that matters, that sticks with you for your whole life, and that you can control, is your own."



See the rest of the story at Business Insider

29 celebrities who love and endorse Donald Trump

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Since announcing his bid for the presidency in June 2015, Donald Trump has steadily accrued (and lost) a number of endorsements from celebrities — some of whom are more notable than others. 

In the aftermath of his lewd comments from a 2005 "Access Hollywood" video that leaked in October, Trump lost the support of a few entertainers, including singer Aaron Carter, rapper Azealia Banks, and actress Kirstie Alley

With Election Day at hand, however, the Republican presidential nominee has managed to retain a variety of endorsements in the entertainment world — from former sports stars like Mike Tyson and Dennis Rodman to major musicians like Kid Rock and Ted Nugent, the latter of whom performed for Trump at one of his final campaign stops on Sunday.

Check out the 29 celebrities who still endorse Donald Trump for president:

DON'T MISS: 41 celebrities who are taking a strong stand against Donald Trump

Jon Voight

In a statement to Breitbart, the actor said that he is supporting Donald Trump because "he's an answer to our problems." Voight also called Trump "funny, playful, and colorful, but most of all, he is honest."

He added, "There are many Republicans fighting to keep him from winning the Republican nomination. You know why? Because he has no bull to sell, and everyone will discover the bull most politicians spew out is for their own causes and benefits."

Voight doubled down on his support of the Republican nominee recently by calling for Trump supporters to express their outrage over Robert DeNiro's rebuke of Trump

 



Scott Baio

The "Happy Days" and "Joanie Loves Chachi" star has previously said he likes how Trump communicates. ("He speaks like I speak," he told FoxNews’ Judge Jeanine Pirro.)

In his speech at the RNC in July, Baio said, "We need Donald Trump to fix this. Is Donald Trump a messiah? No, he’s just a man, a man who wants to give back to his country, America, the country that has given him everything.

"Hillary Clinton wants to be president for Hillary Clinton. Donald Trump wants to be president for all of us,” he added. “So, of course, let’s make America great again, but let’s make America, America again."



Omarosa Manigault

One of the most famous "Apprentice" alums is not only a supporter of her former reality-show host, but she has also been named Trump's director of African-American outreach.

In an interview for a recent PBS documentary, Omarosa Manigault said that Trump's detractors will have to "bow down" to him when he becomes president.  

Omarosa has also been vocal in defending Trump's stance on women, telling CNN, "Donald Trump does not have a woman problem... Yes, he's said things off the cuff, but to take them and use them and try to apply them to all women, just because he doesn't like Rosie O'Donnell, doesn't mean he hates all women."



See the rest of the story at Business Insider

Here are the newest stars of 'Stranger Things' who have joined for season 2

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Several new faces are joining Netflix's hit "Stranger Things" for its second season.

A few of the actors you'll probably recognize — especially if you were a fan of the '90s sitcom "Mad About You" or the "Lord of the Rings" movies. Others you'll probably meet for the first time on the show's sophomore season.

But what we're most sure about is that the show's creators and writers, brothers Matt and Ross Duffer, will deliver another thrilling, blast-from-the-past, sci-fi adventure.

All the actors whose characters survived last season are expected to return. (And Millie Bobby Brown will reportedly reprise her role as Eleven.) The series is set to return in 2017.

So while you're waiting, why not get acquainted to the new kids on the block?

Here are the newest additions to "Stranger Things":

SEE ALSO: Here's what the young breakout stars of Netflix's 'Stranger Things' look like in real life

DON'T MISS: Everything you need to know about 'Stranger Things' — the Netflix show people are obsessed with

Sean Astin (whose "Goonies" is a reference point in "Stranger Things") as Bob Newby, a former nerd who went to high school with Joyce (Winona Ryder) and Hopper (David Harbour). He now manages the local Hawkins RadioShack.

Best known for: "The Goonies" (1985), "Rudy" (1993), and the "Lord of the Rings" trilogy.

Source:Entertainment Weekly



Paul Reiser as Dr. Owens, a high-ranking member within the Department of Energy. He's tasked with containing the events of last year.

Best known for:"My Two Dads" (1987-1990), "Mad About You" (1992-1999), and "Aliens" (1986).

Source: The Hollywood Reporter



Linnea Berthelsen as Roman, a young woman who suffered a big loss as a kid. Though Roman doesn't live in Hawkins, she's somehow connected to the events that occurred at the Department of Energy lab during the first season.

Best known for: From Denmark, she is a newcomer with no major credits.

Source: Variety



See the rest of the story at Business Insider

The best cure for election anxiety is watching 'Planet Earth II' videos

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Planet Earth II

If you turn on your TV or open up any particular news website right now, there's probably one thing dominating everything else: coverage of the 2016 election (unless you happen to be watching the safe haven offered by The Weather Channel).

But you've almost certainly made up your mind about who you are voting for already — and you may have already voted. If you haven't made it to the polls yet, make time to do that. If you are trying to get the vote out, great. But those of us that are relentlessly reading or watching the latest on Trump or Clinton (or worse, looking at social media posts discussing the election) are just stressing ourselves out. It's so hard to look away, but this behavior takes a real toll on mental health.

Fortunately, if you want to distract yourself and clear your head with something amazing, a perfect solution is out there. The first episode of the BBC's "Planet Earth II" nature documentary series aired in the UK on Sunday, and between that and some other already-released clips, there's hopefully enough out there to take your mind off the election, even if it's just for a few minutes at a time. It's pretty wonderful.

SEE ALSO: Where Hillary Clinton and Donald Trump stand on climate change

If you haven't yet, you have to watch the extended trailer. Isn't this a million times better than cable news right now?

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Check out this sloth, who embarks on a swimming and climbing journey across the beautiful island of Escudo in search of a mate.

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Or this video from the first episode, where an iguana hatchling tries to escape a terrifying group of racer snakes.

 



See the rest of the story at Business Insider

The 50 best law schools in America

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2x1 best law schools in america

While it can be tough to get into elite law schools, the real challenge happens post-graduation: securing a good job.

Law-school enrollment remains high — 39,984 students graduated in the class of 2015— but the prestigious degree no longer holds the same clout that it once did, and an oversaturation of lawyers has left graduates struggling in the job market.

For the class of 2010, only 40% of graduates were working at law firms by 2015, and 20% of the class held jobs that didn't even require a law license.

Even many who do land at a law firm can struggle to pay off the crushing debt. Law students incur an average loan burden of $84,000 by the time they graduate from a public school and $122,158 by the time they graduate from a private school, according to the American Bar Association.

But only about 17% of 2014 graduates employed at law firms full-time were making the coveted $160,000 salary, while half reported salaries of $40,000 to $65,000.

So, to determine which law schools stand as the best in the country, Business Insider focused on the institutions that lead to top jobs in the legal world. Using data from the ABA, the ranking primarily homed in on the percentage of graduates who land full-time, long-term, highly coveted jobs, which includes positions at big law firms that pay well — those with over 251 employees — and federal clerkships, which are difficult to secure and frequently set up successful careers.

The ranking also took into consideration the percentage of graduates with full-time, long-term jobs that require passing the bar, the percentage that are unemployed but seeking employment, bar-passage rate, tuition, and median LSAT scores. You can read more about our methodology here

Placing a higher weight on jobs — and no weight on selectivity or reputation — yielded unexpected results. The University of Pennsylvania earned the top spot, followed by the University of Chicago at No. 2. The law programs at Yale and Harvard, perennially ranked Nos. 1 and 2 in other rankings, came in 10th and third, respectively.

Continue on to check out the full list.

Additional reporting by Kaitlyn Yarborough and Alexa Pipia.

Edited by Alex Morrell and Sara Silverstein.

SEE ALSO: The 50 best business schools in the world

DON'T MISS: The 50 best colleges in America

50. Seton Hall University

Location: Newark, New Jersey

Percent of graduates with highly coveted positions: 7%

Bar passage rate: 83%

Median LSAT score: 157

The only private law school in New Jersey, Seton Hall offers instruction in the areas of health, intellectual property, public interest and public policy, and social justice. About 80% of graduates secured full-time, long-term jobs requiring bar-exam passage.



49. Louisiana State University

Location: Baton Rouge, Louisiana

Percent of graduates with highly coveted positions: 6%

Bar passage rate: 84%

Median LSAT score: 155

In addition to a traditional law degree in common law, Louisiana State University's Paul M. Herbert Law Center also gives students the option to earn an additional degree in civil law, which the school describes as a "blend of Roman, Spanish, and French legal traditions." After graduation, 70% of LSU law students secure full-time, long-term jobs that require passing the bar.



48. University of Kansas

Location: Lawrence, Kansas

Percent of graduates with highly coveted positions: 10%

Bar passage rate: 86%

Median LSAT score: 156

Law students at the University of Kansas can complete dual-degree programs in several areas, including business, journalism, and communications. Tuition for the public school is the third-lowest on our list at $35,328.



See the rest of the story at Business Insider

21 books every woman should read by 35

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Depending on your current age, 35 may seem like a youthful midpoint or a scary, faraway number that makes you think of The Golden Girls. Well, I’m here to tell you 35 is young, and it’s a prime time to reassess priorities, get in touch with your inner goddess/wild child/badass (or all three — preferably), and celebrate how cool you turned out to be in your third decade. Because believe it or not, that is possible.

If you’re not convinced, just look at Sonic Youth’s Kim Gordon— she’s 61 and still cooler than most of us could ever hope to be. Sandra Bullock is 50, and People just named her the most beautiful person in the world. When I was in the midst of my post-college/early 20s existential meltdown, I asked my mom what her favorite decade had been so far. She said it was her 40s because, “Your twenties are all about trying to figure things out; by your thirties hopefully you figured out what you want and who you are so you’re going after those things, and so in your forties you just enjoy it.” I think that’s pretty good advice.

So to help you along that path to 35, here are 21 books that’ll make you think, laugh, cry, contemplate the universe, and appreciate where you’re at in life, whether you just turned 28, or you’re celebrating your last night as a 34-year-old. Hopefully you’re ushering it out with champagne.

'I Feel Bad About My Neck' by Nora Ephron

OK, so, your 30s can be great, but you also might be thinking about things like anti-wrinkle creams and miracle anti-aging remedies a little more often than you were at 21. Nora Ephron’s hilarious, touching, and very honest book of essays will make you feel like you’re talking to a good friend after a tough day at work. She writes about purses, relationships, beautiful apartments, and, of course, her neck. And she manages to make you laugh through it all.



'Bossypants' by Tina Fey

Fey’s book is kind of like a comedic celebrity feminist text for the new millennium. Her stories and advice about crying (or not) at work, female friendships, career, love, and breastfeeding are must-reads (and they happen to be hilarious, too). Bossypants should be declared required reading for every woman by the time she’s 35.



'Invisible Man' by Ralph Ellison

This National Book Award winner is one of the most important books of the last century. It’s a classic about an unnamed black man struggling to find a place in the world, and it’s a universal story of feeling lost, finding your way, and trying to figure out your place in the world — all things that probably feel pretty familiar on the road to 35.



See the rest of the story at Business Insider

Get ready to vote: Answers to 10 practical Election Day questions

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early voting lines voters polling place

It's been called one of the most divisive elections in American history and perhaps the most important election of our lifetime.

But whatever you want to call the 2016 presidential election, one thing is clear: Now is not the time to make easy but costly mistakes.

To help make Election Day as seamless for you as possible, we've rounded up some of the most frequently asked questions concerning the more practical side of voting in this election.

SEE ALSO: Here's when all the polls close and what you should watch for on Election Day

DON'T MISS: This map tells you the best places to eat after you cast your vote on Election Day

How do I find my polling place?

To figure out where you vote, Google it!

Google, Facebook, and Twitter all have features this Election Day that allow you to put your address in, and it will find your polling place.

Make sure you put in the address where you're registered to vote.



How do I know who will be on my ballot?

Rock the Vote has a comprehensive, easy to understand guide you can customize.

Under "What's on my ballot?" you put the address in where you are registered to vote (you have to provide an email address but you can uncheck the "contact me" box), and the site spits out what choices you have to make.

For the national presidential and congressional races, the site provides short bios of the candidates, and gives you links to their campaign pages and social media accounts. If you create a profile, you can even save which candidates you want to vote for and send them to yourself so you have a reference for Election Day.



Do I need ID to vote?

This Election Day, 32 states will have ID laws in effect, and seven require strict photo IDs, according to the National Conference of State Legislatures.

To look up requirements specific to you, select your state from the drop-down menu on Rock the Vote's website under "What do I bring?" It'll tell you if you need ID, and if so, what kind.

Proponents of voter ID laws insist they aim to prevent voter fraud, although research has concluded it is incredibly rare. But critics argue the laws disenfranchise low-income and minority voters who may have trouble getting ID.

If you have any more questions about what kind of ID you may need or how you can get one, give the hotline from VoteRiders, a non-profit organization dedicated to helping eligible citizens vote, a call at 1-844-338-8743.



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Political scientists lay out 9 ways Donald Trump is endangering American democracy

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donald trump

The unprecedented nature of Donald Trump's campaign has political scientists abandoning their commitment to remain nonpartisan.

Political scientists normally remain objective, but a group of hundreds of political professors from some of the top universities in the country have signed a letter warning that the Republican presidential candidate has shown reckless disregard for Democracy in America. 

They acknowledge that it is their duty to remain impartial for the benefit of Democracy, but they felt compelled to voice their opinions about this election because they are "deeply concerned about the prospect of a Trump presidency."

"Throughout the course of the U.S. presidential campaign, Trump has repeatedly questioned and attacked the core institutions and norms that make democracy work. Such attacks by a major presidential candidate are unprecedented in American history but they are entirely familiar to those of us who study other parts of the world," the letter said. 

The letter goes on to outline several of Trump's controversial statements on the campaign trail as evidence that he has endangered the political fabric which our country operates on. 

Here are the 9 ways political scientists are saying Donald Trump is jeopardizing American democracy:

1) He has cast doubt about the presidential election with unfounded claims that voting is "rigged."

Trump has repeatedly made claims that there will be widespread voter fraud on Election Day that may ultimately cost him the election. In addition, he has accused Hillary Clinton and the "mainstream media" of conspiring against his campaign in an effort to "rig" the election. 

"I'm telling you, November 8, we'd better be careful, because that election is going to be rigged," the GOP nominee told Fox News host Sean Hannity in an interview. "And I hope the Republicans are watching closely or it's going to be taken away from us."

The GOP nominee's claims are not only unfounded, but have been widely criticized as "irresponsible" and "dangerous" because of their potential to erode trust in the US Democratic process. Others have noted that his allegations may actually deter voters from casting their ballot for the Republican candidate if they lose confidence in the power of their vote. 

 



2). He has not said whether he will accept the results of the election.

Donald Trump stunned observers at the final presidential debate when he refused to say whether he would accept the results of the election if he were to lose. 

"I will look at it at the time. I'm not looking at anything now. I'll look at it at the time," Trump told debate moderator Chris Wallace.

Trump's suggestion that he may not honor a defeat by his Democratic opponent, Hillary Clinton, on Election Day led to speculation that the election may be thrown into chaos if Trump refused to concede the election. 

Trump later clarified his comment with the qualification that he would accept the results of the election "if I win."



3) He is encouraging his supporters to employ voter suppression tactics on election day at the polls by intimidating voters.

As a solution to unfounded claims of rampant voter fraud, Trump has encouraged voters watch polling places in cities like Philadelphia, St. Louis, and Chicago on Election Day and observe voters to ensure the election is not compromised. 

In a Boston Globe story, Steve Webb, a Trump supporter, admitted he would use "racial profiling" to confront voters suspected of committing fraud. 

“I’ll look for . . . well, it’s called racial profiling. Mexicans. Syrians. People who can’t speak American. ... I’m going to go right up behind them. I’ll do everything legally. I want to see if they are accountable. I’m not going to do anything illegal. I’m going to make them a little bit nervous," Webb said. 

Last month Democrats filed a lawsuit accusing the Republican party of coordinating "vigilante voter intimidation" over Trump's "poll watchers." 

 

 

 



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There's only one place in the world to be an investment banker

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American flag suit

American investment banks are dominating.

After US banks across Wall Street reported strong third-quarter results, some analysts questioned whether the uptick in revenues was a result of healthier markets or US banks gaining more market share.

Now the results are in from their European rivals and the picture is pretty clear — European banks are losing share to their US counterparts, big time.

Credit Suisse's Susan Roth Katzke painted the picture in a recent note to clients.

The trend is most pronounced in equities trading and investment banking, though it's clearly evident in fixed income trading too, she found.

Have a look.

SEE ALSO: One chart provides a grim outlook for Wall Street bonus season

Here's total trading revenue market share. Look at the divergence.



There is a similar divergence in investment banking.



Here's the trend in fixed income trading.



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A man who worked for the CIA for 15 years tells us what it was really like to have a top-secret job

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The lobby of the CIA Headquarters Building in McLean, Virginia, August 14, 2008.

As a kid, Brian Goral was fascinated with the CIA.

"I started keeping a journal and a folder of news articles on US and Soviet forces," he told Business Insider. "I would copy terms and acronyms from the backs of military-spy novels and try to understand the World Book Encyclopedia's explanation of how nuclear weapons worked.

"I remember at one point during a math class my sophomore year in high school, my multi-year unrequited crush, Denise, and I decided we should go work for the CIA."

Denise, he says, pursued a different career path. But Goral realized his dream when he landed an internship with the CIA — the civilian foreign-intelligence service of the US federal government — as a college student.

We recently talked to Goral, 39, who spent 15 years with the agency, about what it's really like to work for the CIA — a career that brought him to over 30 countries.

Not surprisingly, he couldn't share all the details of the hiring process, his classified jobs, or his experiences, but he did give us a glimpse into his life at Langley.

This interview has been edited for length and clarity.

SEE ALSO: Here's what it’s REALLY like to work for the FBI

Jacquelyn Smith: Can you tell me about your background?

Brian Goral: I was born and raised in Milwaukee. I went to an inner-city high school and was a minority in more ways than one. I studied chemistry for two hours every day all four years and graduated with honors in chemistry from Michigan State University. Later, I attended UNC Kenan-Flagler for my MBA.

I have always been fascinated by why people make the choices they do and how our brains process information — part of that, no doubt, because both my parents were counselors.

I grew up knowing I wanted to do something really positive but also really cool with my life. I knew I was a smart kid, and quite frankly, knew it too well when I was becoming a teenager.

High school was great for exposing me to others' lives — ones much harder than I'd ever known. It also showed me that I wasn't nearly the athlete I thought I was, though my football teammates helped me get there.

My future career thoughts oscillated between being a brain surgeon and a soldier of some sort — yes, it was an odd specificity. I always thought the civilian life was probably a better path for the energetic nerd in me by the time I made it to college. I figured I was on the way to becoming a doctor with a specialty in neurology. However, I realized I wasn't ready to commit to attending medical school right out of college, so I started thinking about other career options instead.

My freshman year at Michigan State, a good friend of mine — with the help of the University's student services — introduced me to the idea of taking an internship at CIA. That's when the idea became real.



Smith: What sort of experience did you need before applying for your first job at the CIA?

Goral: For the internship program, it's just like many others: They are searching for people who are sharp and loyal, with a real desire to be there.

Unlike many places, it's tougher to know exactly what you're in for in terms of the work. I had a solid advantage over many other candidates in one key (and unplanned) way: I was a chemistry/biochemistry guy. Many other applicants were political science or criminal justice. Even today, not many people think of the natural sciences when they think of the agency — though at least now people do recognize the broader technology part of the CIA more frequently.

However, 1996 was around the time "The Rock" came out, and inspectors in Iraq were looking for chemical weapons while others were analyzing potential connections between Saddam's chemical munitions being "destroyed" during the first Gulf War and Gulf War illnesses.

My qualifications were that I came in with a great academic record in an area of specific interest at the time, and I had a personal interest in the agency and a fair understanding of how the CIA fit into the bigger picture.

And so, as an intern, I was able to aid technical analysis of potential illicit chemical weapons being developed by other nations.



Smith: Can you tell me more about the application process, and the job you applied for and ultimately landed?

Goral: Unfortunately, I'm not able to share that much. However, I can say that after speaking with a recruiter on a couple of occasions, I received an absolutely massive application packet in my dorm room during finals week one semester.

The whole thing had a time-stamp and deadline for return, which did not make studying for finals any easier. Several months later, I received a call inviting me for interviews and testing.

I applied for a position as a co-op/intern in 1996. I received permission from the university to defer my scholarship for a semester to work at the agency from May 1996 straight through the end of the year for my first "work tour."

Once the tour was over, I would go back to campus for a semester, then back to DC, then back to campus, and so on.



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A complete history of Nintendo consoles, by the numbers

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Nintendo is a juggernaut in the video game world, having created iconic characters like Super Mario and Donkey Kong. 

Super Mario

Nintendo is, in many senses, the Disney of video games.

But for all of Nintendo's strengths, the Japanese company's game consoles have consistently sold worse across the past 30 years. And Nintendo's latest, the Wii U, is an outright flop — Nintendo's only managed to sell 13 million since launching in holiday 2012. 

That could all change with the Nintendo Switch, which is planned for a March 2017 launch:

Nintendo Switch

Before the new console arrives, we're taking a tour of the company's past game consoles — successes and failures alike. This is the history of Nintendo as a video game console-maker, by the numbers:

SEE ALSO: Nintendo Switch is its most traditional console in 15 years — and that's a brilliant move

10. Wii U

Launch date: November 18, 2012

Lifetime sales to date: 13.36 million units

Launched in 2012 — an attempt to beat both Microsoft and Sony to the market — the Wii U took the name of the highly-successful Wii console and ran it into the ground. Through a mix of unclear messaging and underpowered hardware, Nintendo failed to sell console buyers on the new system. Consumers instead turned to the likes of Sony's PlayStation 4 and Microsoft's Xbox One for their gaming consoles. 

And that's a tremendous shame, because the Wii U is home to some of Nintendo's best games in recent years: "Splatoon,""Super Mario 3D World,""Bayonetta 2," and much more. Unfortunately, those games weren't enough to sell the system; the hook of the Wii U is its tablet-like controller, which feels like a toy and, compared with something like Apple's iPad, looks like a toy, too.



9. GameCube (GCN)

Launch date: September 14, 2001

Lifetime sales to date: 21.74 million units

Nintendo's GameCube helped launch the dawn of the modern era of video games.

As the video game industry transitioned from the battle between Nintendo, Sega, and Sony to a battle between Nintendo, Sony, and Microsoft, Nintendo launched its last "traditional" game console. The GameCube was a straightforward living room console that connected to your TV, and used a relatively standard gamepad for control — a relatively "normal" system compared to what would come next. 

Unfortunately, against the likes of Sony's PlayStation 2, the GameCube stood little chance. Beyond the fact that the PS2 had breakthrough games like "Grand Theft Auto 3" and "God of War," it was the least expensive DVD player on the market by a wide margin. Microsoft also put up a formidable challenge with its first Xbox, showing a willingness not only to compete in the video game market but to dump billions in cash in the process. That investment paid off in the long run for Microsoft, and Nintendo's inability to compete with behemoths like Sony and Microsoft was just beginning to show.



8. Nintendo 64 (N64)

Launch date: June 23, 1996

Lifetime sales to date: 32.93 million units

For many of you reading this, the Nintendo 64 years were the last "golden years" of Nintendo's past. For better or worse, it's the console that most millennials grew up with — games like "Super Mario 64,""The Legend of Zelda: Ocarina of Time," and "GoldenEye 007" are new classics, still beloved by millions. 

It's also when Nintendo made a decisive choice to split from the competition. Instead of using digital media for games (compact discs), the N64 was the last Nintendo console to use cartridges. This severely limited the Nintendo 64 technologically against the likes of the PlayStation 1 — cartridges were unable to deliver many of the technological advantages bestowed on the PlayStation 1 (like video playback, for instance).



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What Hillary Clinton, Donald Trump, and 23 other successful people were doing at age 25

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Hillary Clinton

Everyone's path to success is different.

For some, it's mostly linear.

Others encounter more twists, turns, and uphill climbs along the way.

To illustrate how no two paths to success are alike, we've highlighted what 25 highly successful people were doing at age 25.

Vivian Giang and Max Nisen contributed to earlier versions of this post.

SEE ALSO: Here's the state-by-state rundown on if you can take time off from work to vote

DON'T MISS: Get ready to vote: Answers to 10 practical Election Day questions

Hillary Clinton had just graduated from Yale Law School

Clinton began received her law degree from Yale Law in 1973, just before turning 25. Her boyfriend of two years, fellow Yale Law student Bill Clinton, proposed marriage after graduation, but she declined.

That same year, Clinton began working at the Yale Child Study Center. Her first scholarly article, "Children Under the Law," was published in the Harvard Educational Review in late 1973, when she was 25.

After law school, Clinton worked as a staff attorney for the Children's Defense Fund and then for an investigative committee advising the House on Watergate.

After moving to Arkansas in 1975 and agreeing to marry Bill, Clinton taught criminal law, criminal procedure, and trial advocacy at the University of Arkansas and ran the legal aid clinic and prison projects. Before running for president of the US in 2016, she'd go on to become the first lady of Arkansas, the first lady of the US, a US Senator, and Secretary of State.



Donald Trump took over his father's real-estate-development company

At 25, the young real-estate developer was given control of his father's company, Elizabeth Trump & Son, which he later renamed the Trump Organization, according to Bio.

He soon became involved in large building projects in Manhattan, as well as a high-profile housing-discrimination lawsuit brought by the US The Department of Justice.

Before running for president of the US in 2016, Trump would go on to develop the Grand Hyatt next to Grand Central Station in Manhattan, build his real-estate empire, and eventually star in NBC reality series "The Apprentice."



Steve Jobs took his company public and became a millionaire

By the end of its first day of trading in December 1980, Apple Computer had a market value of $1.2 billion, making its cofounders very rich men. Jobs, one of the three cofounders, was 25.

He later told biographer Walter Isaacson that he made a pledge at that time to never let money ruin his life.



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