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10 sad, sad facts about your Thanksgiving turkey

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Each Thanksgiving, we cut, tear, and rip apart roasted, glistening turkeys like it will be our last meal on Earth. And we love doing it.

For those of you eating turkey this Thanksgiving, there are some facts you should know, first. Facts about flying turkeys, frozen turkeys, and the sad secret of the lucky pardoned turkey that might not be so lucky.

SEE ALSO: The most Googled Thanksgiving recipe in every state

DON'T MISS: The turkey you're about to eat weighs twice as much as it did a few decades ago

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11 beauty products that will make make you look refreshed, even when you feel your worst

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The INSIDER Summary:

• Winter is a difficult time for you skin.
• Bring a little moisture and dewiness back to your skin.


 

'Tis the season to be jolly, but it's also the time of year you may catch a bug. Blame it on the changing temperatures, harsh elements, or a boost in your social calendar — illness finds a way in. Beauty products that'll help you look like you're not sick will be a necessity if you find yourself coming down with something. Because even though you may feel like a zombie, you probably don't want to look like one when it's not Halloween, unless you're a huge The Walking Dead fan.

Of course, no amount of makeup or skincare products will make you look healthy if you're seriously ill, but if you're perched frustratingly on the brink of just being well enough to function, you may want to look a little less sick than you feel. Illness always strikes at the most annoying of times — like when you're meeting your S.O.'s parents for the first time, you've got a killer meeting at work, or you're attending a special event you've been excited about for weeks.

So if you really don't want to miss out or you need to look a little less poorly, check out these beauty products that'll help you look like you're not sick. FYI, these products don't work miracles and if you are really suffering, you should probably take a sick day and recuperate. But, if you're powering through like a warrior, take a peek at these items.

1. The Moisturizer

Celestial Moisturizer, $25.95, lushusa.com

Specifically designed for sensitive skin, this moisturizer will help to hydrate even the most painful of flu suffering faces.



2. The Hangover Primer

Hangover Primer, $32, toofaced.com

Sometimes when you're feeling sick, it feels like you've got a hangover, but sadly, you didn't get to have fun in the process. Prep your poorly face with this nourishing primer that proclaims to give a "healthy looking finish."



3. The Tinted Moisturizer

OCC Tint: Tinted Moisturizer, $29.50, occmakeup.com

When you're feeling under the weather, the last thing you want to be doing is caking your face full of heavy makeup. Opt for a tinted moisturizer instead, like this hydrating OCC Tint that's free from nasties such as phthalates, parabens, and more.



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Here's what it's like to take a $10,000 flight on Etihad Airways' First Class Residence

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Etihad first apartment interior

Etihad Airways offers its passengers one of the world's most extravagant First Class cabins.

Founded in 2003, the Middle-Eastern airline has cemented its status as one of the best airlines in the world in an impressively short amount of time. 

First Class passengers enjoy a complimentary chauffeur service, an onboard shower and spa, and one of the largest in-flight apartments available.

Daniel Gillaspia, a prolific travel-hacker from Texas, flew from Abu Dhabi to New York in one of Etihad's famous First Class "Residences"— a 3-room private luxury cabin.

Thanks to meticulous planning and some serious credit card crunching, he managed to accumulate over 1 million air miles and pay just $52.80 for the $10,000 journey, and he explains how he did it on his blog, UponArriving.

Gillaspia provided us with photos of his experience in one of the best First Class cabins in the world. 

With Etihad, the premium experience begins before you even arrive at the airport. With a complimentary chauffeur service which travels across the entire United Arab Emirates, you can arrive in style.



Upon arrival, First Class passengers have their own private entrance. From here, your bags are immediately taken from you and you're escorted to the First Class check-in desk.



The desks even have leather seats in front of them, just in case you need to sit down during the two-minute check-in​ process.



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13 of the most successful men who attended Eton, the school that educated 19 British Prime Ministers

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Eddie Redmayne

Eton is one of the UK's most exclusive boarding schools, famous for producing politicians like former Prime Minister David Cameron and Foreign Secretary Boris Johnson.

Its connection to royalty is well known — with Princes Harry and William both attending the £37,602 per-year school — but Eton also has a reputation for producing some of the most successful creatives in the world.

Authors from Henry Fielding to George Orwell started their education at the elite private school, and it is also where internationally-renowned actors and singers have found their feet.

From economic theorists to singer-songwriters, here are 13 of the most successful people you may not have realised had an Etonian education, ranked by the year they were born.

Henry Fielding (1707-1754)

Restoration writer Henry Fielding is famous for his satirical novels like "Joseph Andrews" and "Tom Jones," but less known for his education. The author studied at Eton from 1719-1724, where he forged a lifelong friendship with soon-to-be British Prime-Minister William Pitt the Elder.



John Maynard Keynes (1883-1946)

The famed British economist (pictured left) won a scholarship to study at Eton at the end of the 19th century. Unsurprisingly, Keynes excelled in Mathematics, winning the school's Senior Mathematics prize twice between 1899 and 1990.



George Orwell (1903-1950)

Before he became a political thinker and author, the "Animal Farm" writer was born Eric Blair, and attended Eton on a King's scholarship. 

In fact, the only known video footage of Orwell is this clip from 1921, where he is seen playing the 300 year-old "Wall Game" at Eton as a young boy. It was unearthed in 2003, on the author's would-be 100th birthday.

 

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The 11 best cheap alternatives to expensive everyday items

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The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships so we may get a share of the revenue from your purchase.

Fire HD 10 TabletSometimes, it's worth splurging on expensive products, but other times, it just isn't.

Everyday necessities are just one of those things where spending tons of money isn't a must. Actually, most inexpensive brands will do the same job as their pricier counterparts, with the advantage of saving you hundreds of pounds. 

If you want to save some cash, we rounded-up the best alternatives to the everyday products we all need, but which won't leave a hole in your wallet. 

Sturdy Phone Case

As far as sub-£10 sturdy phone cases go, this Anker one is the best by a mile.

Sure, the LifeProof Fre is more aesthetically pleasing and slightly more durable as it's snowproof, waterproof, dirt-proof as well as being drop-proof. That being said, the Anker is a no-fuss, no-frills case which will protect your phone against pretty much whatever life throws at it. It's so good, that we included it in a round-up about the most rugged phone cases you'll ever use, as it can hold its own against much pricier options. 

Anker actually tested their phone case by dropping it six times from three feet onto its corners and back on a hard concrete floor. Needless to say, the case (and the phone) didn't sustain any damage, which is fairly impressive.

Anker Ultra Protective Case iPhone 6/6s, £9.99.

Anker Ultra Protective Case iPhone 6 Plus, £9.99.

LifeProof Fre iPhone 6/6s, £56.99

LifeProof Fre iPhone 7, £69.99.



Cast Iron Pan

Cast iron pans are probably the most versatile items in your kitchen. Whether you want to stir fry vegetables, sear chops perfectly, bake the perfect mac'n'cheese in the oven, or create the perfect sauce, they are the one indispensable item everyone should own.

If you cook a lot, if would make sense to invest in a £90 top of the shelf Le Creuset skillet with a lifetime warranty, but the price tag might be a bit much for the occasional cook. When it comes to quality without the exuberant price tag, Lodge is the perfect alternative. For under £30 you get quality cook wear at a bargain price which is all anyone could really ask for. 

Lodge Cast Iron Round Skillet/Frying Pan (26.04 cm), £29.49.

Le Creuset Cast Iron Skillet Pan (23 cm), £90.



Coffee Machine

We wrote about the humble, sub-£30 AeroPress before and we're still huge fans of this upgraded French Press. While it's design may be simple, ynlike others, Aero uses a micro filter which means that the particles which make your coffee bitter or gritter won't get through. If you don't have almost £200 to splurge for an amazing coffee experience, AeroPress will do the trick perfectly. 

Aerobie AeroPress Coffee Maker with AeroPress Filter Papers (Pack of 350), £27.13.

Nespresso CitiZ and Milk by Magimix M190 Coffee Machine, £179.



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Inside the 'modern day Machu Picchu' that was just named the world's best new building

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UTEC Universidad de Ingenieria y TecnologiaThe Universidad de Ingeniería y Tecnología (UTEC) in Lima has been named winner of the Royal Institute of British Architects' (RIBA) inaugural International Prize.

Coined "the modern day Machu Picchu," RIBA jurists called the building "an exceptional example of civil architecture - a building designed with people at its heart."

UTEC was designed by Irish architecture firm Grafton Architects in collaboration with local partners Shell Arquitectos.

Grafton beat off hundreds of entries then six finalists from around the world, including work from the late Dame Zaha Hadid.

The award's grand jury was chaired by the illustrious Lord Richard Rogers — the mastermind behind Lloyd's of London's famous "inside-out" building and Heathrow's Terminal 5.

Scroll down to see why the latest addition to the Peruvian skyline was named RIBA's best new building.

Grafton Architects directors, Yvonne Farrell and Shelley McNamara, are no strangers to silverware — in 2008 they won the World Building of the Year Award for their Bocconi University building in Milan.



The RIBA jury described the university building as "a series of landscaped terraces with clefts, overhangs and grottos, a modern day Machu Picchu."



The concept was inspired by Lima's craggy landscape. Grafton call it the city's "new cliff."



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The 16 richest people in advertising, ranked by income (WPPGY, OMC, HAV, PUB, IPG, MDC)

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martin sorrell

Global ad spend growth may have slowed slightly in 2015, but top advertising agency executives' compensation packages remained high.

This year's ranking of the richest people in advertising, according to their annual take-home, sees most of the same familiar faces from last year.

However, there are a couple of notable exceptions: The only female in last year's list, MDC Partner Network CEO Lori Senecal, just missed the cut this year as her $1.9 million compensation was outside of our $2 million threshold. And MDC Partners' former CEO Miles Nadal only received $1.9 million from the company in 2015 (he took home a massive $14.7 million the year before).

Methodology: Our ranking looked at annual reports and SEC filings, taking account of total annual 2015 compensation, including salary, stock awards, option awards, and other incentives. That's an obvious flaw because a lot of people on this list hold a lot of their net worth in stock they have accumulated over previous years, and through other assets and investments.

This list is by no means extensive: We chose to look at public companies only. We also only looked at pure-play advertising agencies: Otherwise advertising execs at tech companies like Google and Facebook, or brand marketers would surely make the list too. Our rankings also begin with those who earn $2 million and above (there are plenty of execs in advertising who earn around $1 million.)

SEE ALSO: The 13 biggest executive perks packages in advertising, ranked by extravagance

16. Alfonso Rodés Vilà, deputy CEO of Havas and CEO of Havas Media Group

Compensation: $2,277,474

Notes: Rodés Vilà's compensation was down 19% year-on-year, but it was still almost double that of Havas CEO Yannick Bolloré's $1.2 million package.

 



15. Andrew Bonzani, IPG general counsel and secretary

Compensation: $2,411,663

Notes: In 2014, Bonzani's pay rose 51% year-on-year. This year, he received a more modest bump of 5% on the previous year.



14. Mark Read, global chief executive at Wunderman and CEO of WPP Digital

Compensation: $2.8 million (£2,219,000)

Notes: Read's total compensation was down 35% on the previous year. In February 2015 he stepped down from the WPP board to focus on his "increased executive responsibilities" at digital ad agency Wunderman, when he moved from the global chairman to the CEO position.



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Wall Street is finding ways to make money off your every move

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Britain's Prime Minister David Cameron poses for a selfie with young entrepreneurs, during an event with members of StartUp Britain at Number 10 Downing Street in London, Britain, in this June 23, 2015 file photo. REUTERS/Stefan Wermuth/Files

Wall Street is finding ways to make money off your every move

Investment firms like hedge funds are big buyers of so-called "alternative data." That's data that comes from the apps we use, the online shops we buy from, and the GPS tracking within our smartphones.

This info helps investors figure out where to put their money and gives insight into, for instance, how stocks will perform – which companies will continue to rake in cash, and which ones are likely to flop.

The market for this data is expected to double in the next five years in the US, from $200 million today to $400 million, according to a recent TABB Group report. The amount of data that can be packaged into investment insights is expected to increase as our devices and apps glean more info from us. 

"The deployment of billions of sensors that can monitor any type of device, from fridges to gas tanks, will significantly increase the quantity and quality of data that is made available for analysis," the report said.

Below are some of the ways vendors are tracking your spending and tastes, according to the report.

SEE ALSO: There's a new breed of trader on Wall Street, and they're becoming the new 'masters of the universe'

Satellites are tracking cars in store parking lots

It's already common for satellites to track the number of cars in shops' parking lots. This helps investors figure out which stores are popular – or which companies may be having layoffs if fewer cars are showing up.

Investors used to track this kind of data manually, so satellite imagery is a big step up in terms of efficiency.

This imagery is also expected to get better, with better detail of objects on the ground. Drones and airplanes are expected to provide higher resolution images, too.

The photos can even help determine the health of the soil and agriculture on the ground. That's particularly valuable to commodities investors that bet on factors like crop yields.



Shopping receipts in your email inbox are being monitored

They say nothing in life is free. That goes for the apps that organize our emails, send us coupons and help process refunds. In turn, those free apps may sell the data that we produce.

One of the big sources in this category is receipts. Investors are already using anonymous data gleaned from credit card statements, but the rise of online shopping, and the digital receipts we get in our email, is a boon. That's because emailed receipts are usually itemized, giving investors greater detail into what people are buying.

This type of data sharing should increase, since online shopping is expected to grow. At the same time, brick and mortar stores are also increasingly sending digital receipts.

The data doesn't come without its challenges. For one, receipt data may be biased to a particular demographic or age group – i.e. those that are most likely to shop online. This type of tracking is also harder to implement in Europe, which has stricter privacy rules than the US.



Your phone is tracking the shops you're going to

More than 90% of purchases are still made in brick and mortar stores.

Cell phones, and the location tracking within them, can help investors figure out who is shopping where.

Social media apps like FourSquare have already predicted earnings results, by tracking how many people were going in to a store.



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The 5 most-liked holiday ads of 2016

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coca cola holiday ad

While it may feel like the commercial breaks have been dominated with festive ads leading up to Thanksgiving, there have actually been fewer holiday-themed ads from retailers this year than last.

Data from research firm Ace Metrix found there were just 47 holiday retail ads airing on US TV by the Monday before Thanksgiving, compared to 111 by the same point in 2015.

There may be fewer ads on air, but retailers that have opted for holiday spots have been producing creative that is going down well with consumers. Of the 85 holiday-themed ads Ace Metrix tested, scroll down to see the most-liked.

Methodology:

Each ad was scored by a panel of at least 500 consumers, demographically balanced according to the US census. The results were presented on a scale from 1-950, based on on metrics including likeability, desire, information, change, and attention.

5. Kohl's — "Give A Little More: The Dinner." Ace Score: 732

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This spot is one of a series of eight, all around the theme of giving "a little more."

The ad sees Kohl's mischievous elf characters jumping through the kitchen window attempting to give a flustered mom a hand with a Thanksgiving dinner, before her teenage son steps in and offers to help.

The campaign was created by Anomaly and Huge.



4. Walmart — "Giving Thanks." Ace Score: 743

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Walmart's holiday spot shows a diverse array of families and service people giving thanks.

It finishes with a snippet of a cover of The Beatles' "Come Together."

 



3. Coca-Cola — "A Coke for Christmas." Ace Score: 748

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Coke's festive spot shows a boy carrying a wooden crate stuffed with ice and bottles of Coca-Cola, gifting them to people preparing for the holidays. 

It ends with the boy giving his last Coke to Santa.

The global ad was created by SRA Rushmore-Madrid.



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Dramatic photos show Israel's giant wildfires engulfing whole streets

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Israel wildfire

Dramatic photos have begun to emerge of the wildfires tearing through Israel.

Reuters reported that tens of thousands of residents were ordered to flee Israel's third largest city Haifa on Thursday. 

Press Association has also published a sequence of images of locals carrying their possessions as they escape the blaze. Around 300,000 people live in Haifa, which is in the north of Israel.

Police said they don't know what caused the fires and had no hard evidence at this stage that arson is to blame.

Scroll on to see the scale of the emergency.

Wildfires broke out near Jerusalem and in the of north Israel earlier this week. They wreaked havoc in the town of Zikhron Ya'akov.



Around ten homes were burned and about 15 people sustained light injuries, according to Press Association. Here, Relly Golan looks at her destroyed house.



Windy and hot weather helped fan the flames. They reached Haifa on Thursday, where locals have been told to evacuate.



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I've written about a bunch of great smart-home tech, but these are the gadgets I use every day — here's why

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The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we may get a share of the revenue from your purchase.

Druid drive knox house tn1As a kid who grew up with futuristic video games, reruns of "The Jetsons" on TV Land, and an overactive imagination, I'm more than ready for the "house of the future."

But with so many smart-home products on the market, it's hard to separate the good ones from those that aren't quite ready for primetime.

I've used all the products on this list, except for the last one, and all of them have made my apartment smarter, and my life easier.

SEE ALSO: 20 must-have tech accessories under $20

DON'T MISS: 9 tech gadgets that’ll make your everyday life easier

Amazon Echo

Every smart home needs a hub. Whether you opt to use Apple's HomeKit and Siri, Samsung's SmartThings and an app, or the Amazon's Echo and Alexa.

After going back and forth for almost a year about whether I was comfortable having an "always listening" device in my apartment, I decided to take the plunge. It's been great. In addition to being able to ask the Echo a whole bunch of questions about the news or weather, it gives you the ability to interact with smart-home products using only your voice. It's amazing.

Voice operation removes a layer of friction between me and my smart-home devices that I didn't know would be there. It's so much more natural and fluid than fumbling through an app. All of the devices on this list are Echo-compatible, and honestly, I wouldn't buy a smart-home product if it wasn't.

Amazon Echo, $179.99, available at Amazon



Philips Hue bulbs

My first post-Echo purchase was Hue bulbs. At first, they seem absolutely unnecessary, and while they're a definite luxury, they're extremely useful. My apartment only has one source of light — a ceiling lamp. It got annoying to get up and cross the room to flip the light switch before going to sleep each night. Instead, I say, "Alexa, turn off my bedroom lights," and boom, they're off.

I can also set the bulbs to rotate between different colors, which is nothing more than a fun party trick, but hey, it's nice to have fun once in a while! These bulbs were the smart-home device I was looking forward to trying the most, and they haven't disappointed.

Philips Hue Starter Kit, $179.99, available at Amazon



A Philips Hue Lightstrip

In the same family as the Hue Bulbs, the Hue Lightstrip is a very thin, but very bright light strip. Once you have one set of Hue devices set up, it's dangerously simple to add more. This light strip lives in my kitchen, underneath a set of cabinets. Having these on all night (and able to be turned off with a single voice cue) has saved me a bunch of stubbed toes during nighttime trips to my bathroom.

Like Hue's bulbs, the power strip can be dimmed, which is great because I need these to be a room-filling nightlight, not a beacon.

Philips Hue Lightstrip Plus,$89.99, available at Amazon



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14 things that are harder to get into than Harvard

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harvard business school hbs graduation

Harvard is one of the most prestigious universities in the world.

The Cambridge, Massachusetts, school accepted just 5.2% of roughly 39,000 applications for its class of 2020. As Harvard President Drew Gilpin Faust said in 2014, "We could fill our class twice over with valedictorians."

The school seeks out students who not only have high grades, but also have outstanding achievements under their belts — from overcoming homelessness to starting their own nonprofits. The students who manage to catch the attention of admissions officers overcome exceptional odds, but they should maintain some perspective.

Many things in life — like landing a job at some Wal-Mart locations — are harder to achieve than getting into that prestigious university.

Ben Winsor and Christina Sterbenz also contributed to this story.

A spot at one of New York City's top elementary schools

The elementary admissions process in New York City is utterly grueling. Among exemplary schools, one stands out as the gold-standard:Hunter College Elementary School.

Each year, Hunter chooses 25 girls and 25 boys from all of Manhattan to be admitted to its incoming kindergarten class.

They're hand-selected from a pool of about 2,500 applicants, according to the website Inside Schools. That makes the acceptance rate for Hunter 2%. 

 



A job as an NBC page

Landing an internship-like role in the National Broadcasting Company's page program is competitive to say the least. Famously, the character Kenneth Parcel was a page on 30 Rock.

For example, in 2016 there were 2,600 applicants for 120 positions, for a 4.6% acceptance rate.

The NBC page role is a year-long entry-level role where employees perform PR responsibilities among other tasks depending on their department.



A spot at an innovative startup college

College startup Minerva Schools has received 16,000 applications for 306 available places this year, the Financial Times reported.

Its model vastly differs from what four years of school at other prestigious colleges resemble. Students don't stay in one place during their four-year education.

They spend time in up to seven residence houses in San Francisco, California; Berlin, Germany; Buenos Aires, Argentina; Seoul, South Korea; Bangalore, India; Istanbul, Turkey; and London, England.

At 1.9%, the acceptance rate for the unconventional college is far lower than at Stanford.



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I'm a lawyer, and here are 7 ways attorneys think about money that everyone should emulate

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Lawyer Court Case Briefcase Walking Businessman

In our society, certain professions enjoy a general perception of affluence (if not the reality). After all, who hasn’t heard the well-meaning parent urging their child to “become a doctor or lawyer,” so they can live a rich life and enjoy success?

Why is it that lawyers are considered to be one of the wealthier professions? After all, most attorneys don’t make annual salaries in the mid-six figures like movies and television might have you believe.

In actuality, conservative estimates such as Payscale.com peg median attorney salaries in the range of $46,517 – $152,887. Yet, according to Dr. Thomas Stanley’s The Millionaire Next Door, over 8% of millionaire households are headed by a lawyer.

If lawyers aren’t all raking in the dough and relying on oversized salaries to pad their bank account, how is their profession so strongly synonymous with wealth? Perhaps it has more to do with the way they work and earn their money than the paycheck itself — which means that you and I can follow their lead.

SEE ALSO: How to save more money with less effort

Know the value of your time

Telephone call from client regarding issues arising from **insert legal issue** =  $50 (.2 hours @ $250/hr)

“$50 for a phone call? But I only talked to the guy for 12 minutes! What gives?”

Chances are, if you have ever had to hire an attorney (or know someone who has), the scenario above sounds pretty familiar.

The truth is, nobody likes paying their attorney bills, but that doesn’t mean you can’t learn something from them.

Attorneys know what their time is worth and aren’t afraid to charge for it. When it comes down to it, everybody’s time has value. Most of us have to work for a living, and whenever we perform work for someone else, we are accepting a certain value for our time.

But what is your time worth? When we first start out in our careers, our time is generally valued less than someone with more experience or education. We usually begin our working lives by letting other people tell us what our time is worth, whether that’s $11 per hour, $50,000 per year, and so on. As time goes on, and as we develop our talents and skills, our time becomes more valuable.

Regardless of your job, there are ways of helping you get an idea of what your time is really worth. Websites such as Glassdoor or Salary.com can be useful tools to gauge what other people with similar jobs and skills are earning. Joining trade associations or industry social groups may give you an opportunity to form relationships with others in your field, allowing you the chance to get a feel for going pay rates in your industry.

For freelancers and entrepreneurs, another way to determine the value of your time is good old supply and demand. Say you are a freelance wedding photographer and you charge couples $300 for a 2-hour engagement photo session. If you have so many appointments that you are constantly rushing from session to session, it may be that you are charging too little.

Try raising your rate and gauging whether you book more or fewer appointments, so you can get an idea of how much people are willing to pay for your time. Then, you can adjust your rate up or down as warranted. Coincidentally, this is how many attorneys set their hourly rate.

Related: 16 Tools Every Home-Based Business Should Use

Attorneys keep track of their time. Many attorneys, myself included, work on the traditional hourly billing system. This means attorneys will usually bill their time in fractional-hour increments. For most, this means increments of one-tenth of an hour (hence the .2 hours example above).

Sixty minute hours, of course, means that .1hr is equal to six minutes. Yes, most attorneys will keep track of their workdays in six-minute increments.

While I don’t necessarily recommend that you keep such close tabs on time spent at work, I think everyone could benefit from some increased conscientiousness about how they spend their day. After all, most fiscally responsible people track their money in some form or fashion, whether by budgeting every dollar or just checking their bank statements for a few minutes every month. Why not do the same with your time?



Know when to delegate

Attorneys know which tasks to complete themselves, and which to delegate. In fact, there is a whole profession (paralegal) which is largely devoted to assisting attorneys with completing tasks, scheduling meetings, filing documents, and much more.

A lot of people, professionals and entrepreneurs in particular, tend to struggle with delegation. They might think, “I don’t need help” or “I can do that better or faster.” It can be hard to let go. But delegation is more about knowing how to make the best use of your time. It can free up your time to focus on more important tasks, or even just give you space to relax or get some distance and perspective.



Advocate and negotiate (for yourself)

Attorneys argue. Your attorney argues on your behalf, and has a fiduciary duty to act in your best interest. If the ads on late night television and bus benches are any indication, some lawyers even go so far as to “fight for you.”

Most people tend to avoid conflict in most aspects of their lives. This is doubly true when it comes to money issues. Examples of this abound: employees afraid to ask for a well-deserved raise, spouses hesitant to address household budget issues, and would-be investors too timid to question an advisor’s fee structure.

Trending: How advisors kill your retirement like the Walking Dead

Learning to advocate on your own behalf can lead to a considerable increase in your financial well-being over the course of your lifetime. Failing to do so, likewise, can cost you.

Conflict can be intimidating. As with any skill, however, it gets easier with practice. There are a few basic starting points for effectively advocating for yourself:

• Know what you want
• Believe in yourself (speak with confidence)
• State the facts
• Be firm and persistent.

While preparing, it can sometimes be helpful to imagine that instead of advocating for yourself, you are doing it on behalf of a close friend or family member. Often times, people feel more comfortable standing up for others.



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15 reasons why it's the perfect time to buy a PlayStation 4

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The PlayStation 4 is a fantastic video game console.

PlayStation 4 Slim

Maybe you already have one? Over 40 million people already do, and that's because it's a great system: It's fast and easy to use, it's got great games, and it does lots of cool stuff!

Maybe you're not convinced? That's possible: $299 is a lot of money to drop. But that price includes more than the console — you'll also get a great game like "Uncharted 4: A Thief's End."

uncharted 4

In case that doesn't push you over the edge, here are 14 great reasons to pick up a PlayStation 4 right now.

REVIEW: The new PlayStation 4 Pro is only for three very specific groups of people

1. It's less expensive than ever.

This is the number one reason to buy a PlayStation 4 right now: it's currently on sale for Black Friday weekend. Normally this bundle costs $299, as does the PlayStation 4 in general, but it's dropping to $249 for this weekend only.

This deal only lasts until November 28, so it's time to make moves if you're going to make moves.



2. PlayStation Plus continues to be the best deal in gaming.

Do you like awesome games? 'Course you do. That's why you're considering buying a PlayStation 4 in the first place! How about awesome, free games? Because that's exactly what you'll get every month with a subscription to Sony's PlayStation Plus service.

It enables online play, sure, but more importantly you get free games every single month through the program. You keep the games for as long as you stay subscribed. The service literally pays for itself in two months. It is the biggest no-brainer of all no-brainers.

This should be your first purchase after buying the PlayStation 4 itself.



3. "Bloodborne."

Listen, "Bloodborne" is not for the faint of heart. You see that monster up top? That's not concept art. You're the comparatively diminutive hunter in the foreground in this equation, and that giant monster is surprisingly fast. Do the math. "Bloodborne" is gorgeous/gruesome, tremendously challenging, and easily one of the best games on PlayStation 4. Oh, and to be clear: You can only play "Bloodborne" on the PlayStation 4.



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7 reasons shopping on Black Friday isn't worth it

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Black Friday crowds

Black Friday isn't all it's cracked up to be. 

While the day after Thanksgiving has long been considered the biggest shopping day of the year, in recent years Black Friday has lost its luster. And shoppers are catching on.

Last year, Black Friday sales fell 12% to $10.2 billion compared to a year before, according to ShopperTrak. Looking at the entire four-day weekend, brick-and-mortar retail sales fell by 10.4%, to $20.4 billion last year.

Here are seven reasons why you should feel free to kick back and skip the lines on Black Friday this year. 

Many Black Friday deals simply aren't worth it.

While there are some opportunities to save money on Black Friday, you can often find some of the most popular Black Friday items at lower prices at other times during the year, according to Kyle James, founder of Rather-Be-Shopping.com. 

James says fitness equipment and winter clothing will always be cheaper later in the winter, with fitness deals peaking in January and winter apparel prices plummeting as the weather gets warmer. Toys are actually significantly less expensive nine to 10 days before Christmas. And, though you may see dozens of television deals, now isn't the best time to get a new TV. 

"The problem is the brands you’ll find on sale are typically unrecognizable," James said. "If you’re a college student and looking for a disposable TV from Best Buy for your dorm room you’ll want to head out Black Friday morning. If you’re looking for a quality TV that will hold up for the long run, you’ll want to look for deals right after Christmas through Super Bowl Sunday."



Doorbusters are overrated.

Doorbusters are those heavily-hyped deals retailers offer on a limited number of products for a brief period of time. But those go really fast.

"If you're walking into the store at 8am on Black Friday looking for a very limited 'doorbuster' deal, you'll think it's completely overrated as the door-busters will be long gone," James said.

If you're into doorbuster deals, you need to be strategic and arrive early to claim the items you want. Otherwise, you'll probably miss the deals and end up spending more money on items you hadn't intended to buy. 



Retailers sell the same things every year.

Stores like Target, Best Buy, and Walmart recycle the same deals — down to the prices — year after year, the Wall Street Journal reported. As a result, there's little to look forward to for Black Friday regulars. 

"It’s as if they aren’t putting any time or effort into the Black Friday circulars, and just expect people to come out and shop no matter what," Ashlee Jackson told the Journal. 



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These 15 features sell homes the fastest and at the best price (Z)

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It turns out homebuyers are really into barn doors.  

When Zillow looked at design features that sell homes at the best price and with the shortest listing time, that feature topped the list. 

Anything craftsman-style, like rectangular farmhouse sinks, also got homes off the market at a premium. 

Zillow Digs screened over 2 million listings for homes sold between January 2014 and March 2016 and looked for the keywords that had the best effect on how much more than the expected price and how much faster they sold.  

Here are the top 15 design features:

Outdoor kitchen

Percent of homes that sell for above expected values: 3.7%

How many days faster than expected the home sells: 19

Most common metro: Tampa, Florida



Tankless water heater

Percent of homes that sell for above expected values: 4%

How many days faster than expected the home sells: 43

Most common metro: Los Angeles, California



Backsplash

Percent of homes that sell for above expected values: 4.1%

How many days faster than expected the home sells: 46

Most common metro: Philadelphia, Pennsylvania



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15 jobs that are impossible to explain to your parents

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woman sewing clothesMany parents have no idea what their adult kids actually do every day. But they want to understand.

In LinkedIn's 2016 global study, more than two thirds of the 16,529 parents surveyed admitted they aren't very confident in knowing what their child does for a living

To help bridge the gap, here are 15 of the most misunderstood jobs in America, according to LinkedIn's survey, and how you could explain them to struggling parents.

SEE ALSO: 13 jobs you should avoid if you don’t want to work a lot

DON'T MISS: The 13 lowest-paying jobs that require a master's degree

15. Laboratory executive

Parents who don't get it: 47%

They ensure that laboratories are fully supplied and up to standards so that scientists can run their tests and experiments.



14. Lumberjack

Parents who don't get it: 49%

They harvest timber from forests to provide the raw material for many consumer goods and industrial products.



13. Auditor

Parents who don't get it: 51%

They prepare and examine financial records.



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THE FUTURE OF RETAIL 2016 [SLIDE DECK]

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future of retail deck slide 10

The retail industry is on the cusp of a fundamental transformation driven by digital technologies. And as retailers adapt to the digital age, the line between physical and digital commerce is becoming increasingly blurred.

BI Intelligence has created a slide deck exploring the most disruptive trends in e-commerce.  Access the full deck now for free by clicking here.

Some of the topics covered include:

  • The size of the retail and e-commerce markets.
  • The breakdown of e-commerce sales by product category.
  • How legacy retailers are adapting to digital.
  • Which e-commerce companies are leading the way.
  • What omnichannel strategies retail companies are adopting.
  • And much more.

The companies mentioned in this year's presentation include:  Sports Authority, Amazon, Best Buy, Apple, Wayfair, Target, Dollar Shave Club, Instacart, Walmart, CVS, and Sam's Club.

Below are 8 sample slides from the 65-page deck.  Want the full deck? Access it here for FREE >>

Want the full 65-page slide deck?  Access it Here - FREE >>



Want the full 65-page slide deck?  Access it Here - FREE >>



Want the full 65-page slide deck?  Access it Here - FREE >>



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The 2016 ranking of the 10 best universities in the world

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Unidentified Harvard University students celebrate by blowing bubbles during Harvard University Commencement exercises June 9, 2005 in Cambridge, Massachusetts. Actor John Lithgow, a Harvard alumnus, was awarded an honorary degree. (Photo by William B. Plowman/Getty Images)

Harvard University again tops the list of the world's best universities, according to a new list from the Center for World University Rankings.

For the top 1,000 universities in the world, 224 are in the US, 90 are in China, 74 are in Japan, and 65 are in the United Kingdom.

CWUR uses eight indicators to determine its rankings, including quality of education, alumni employment, and influence. The organization also credits itself as the only ranking that doesn't rely on survey or university data.

See the top 10 universities in the world below:

SEE ALSO: English teachers have been assigning Elie Wiesel's memoir of the Holocaust for 30 years — here's why

No. 10 — Yale University



No. 9 — Princeton University



No. 8 — University of Chicago



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18 sneaky tactics to figure out what other people are thinking before they say a word

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Most everyone has been in a situation where the person you're dating, or interviewing, or arguing with makes a comment and something just feels ... off.

Perhaps it's less about what they said explicitly and more about how they looked while they said it. As in, their gaze was freakishly fixed on your face or their left leg kept jiggling.

Scientists have spent decades trying to figure out what these nonverbal displays really mean.

And while sometimes they mean absolutely nothing, in other cases they can reveal a lot about what the person is thinking or feeling. Maybe they're super nervous, or maybe they're trying to trick you.

Below, we've rounded up 18 of the most useful scientific insights into the significance of body language, pulled from Psychology Today, research journals, and a few awesome books.

Keep in mind that context is really important — for example, you can interpret crossed arms to mean that someone's closed off, or that they're cold. Use your own judgment.

This is an update of an article originally posted by Drake Baer and Max Nisen.

SEE ALSO: 8 body language tricks to instantly appear more confident

The shoulder shrug is a universal signal of not knowing what's going on

According to Barbara Pease and Allan Pease, authors of "The Definitive Book of Body Language," everybody does the shoulder shrug. 

The shrug is a "good example of a universal gesture that is used to show that a person doesn't know or doesn't understand what you are saying," they write.

"It's a multiple gesture that has three main parts," they continue. "Exposed palms to show nothing is being concealed in the hands, hunched shoulders to protect the throat from attack, and raised brow, which is a universal, submissive greeting." 



Open palms are an ancient display of honesty

Ever notice how when someone swears to tell the truth in a court of law, they put one hand on a religious text and raise their other hand into the air, palm facing whoever they're speaking to? 

That's because, the Peases write in "The Definitive Book of Body Language," an open palm has been associated with "truth, honesty, allegiance, and submission" throughout Western history. 

"Just as a dog will expose its throat to show submission or surrender to the victor," they write, "humans use their palms to show that they are unarmed and therefore not a threat." 



If their voice goes up or down, they're likely interested

Whether you know it or not, your vocal range shows your interest.

"Once a conversation begins, besotted women slip into sing-songy voices,"Psychology Today reports, "while men drop theirs an octave." 



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