• Using data from RENTCafé, we found the most expensive and most affordable neighborhoods in nine major US cities.
• The findings show a sharp contrast in rent across different neighborhoods in the same city.
• The average monthly rent in San Francisco's most affordable neighborhood is higher than rent in the most expensive neighborhoods of six cities on this list.

There's arguably nothing as grueling as searching for a new place to live — especially if you're an urban-dwelling renter on a budget.

Rent in the US is up 7% this year, albeit at a slower pace of growth, and rents as a percentage of income are at a historic high of 29.1%. It's no surprise, then, that renters spent a record amount of money on housing in 2017, paying $485.6 billion to landlords, Business Insider's Akin Oyedele previously reported. 

Still, many Americans are struggling to afford housing. New research from the National Low Income Housing Coalition shows that a minimum-wage worker needs 2.5 full-time jobs to afford to rent a one-bedroom apartment in most of the US.

Needless to say, the neighborhood you live in matters when it comes to keeping your housing costs in check.

We recently compared the most expensive and most affordable neighborhoods in nine major US cities using the average monthly rent data for all rentals from RENTCafé.

Not only did our findings highlight extreme differences across different neighborhoods in the same city, they also emphasized just how high rent really is, even in some of the most affordable neighborhoods.

Look at San Francisco, one of the most expensive cities in the country. The average monthly rent in its most expensive neighborhood, Mission Bay, is $4,060. In Hayes Valley, the city's most affordable neighborhood, the average monthly rent is $2,764. That's lower for San Francisco, but higher than the average monthly rent in the most expensive neighborhoods of six cities on this list — Atlanta, Chicago, Houston, Miami, Phoenix, and Washington, DC.

Manhattan has the most expensive neighborhood overall, with average rents in TriBeCa at $5,586. Of all the most affordable neighborhoods, Houston's Greater Fifth Ward is the least expensive with an average rent of $653.

Manhattan has the highest disparity of any city between its most expensive neighborhood, TriBeCa, and most affordable neighborhood, Washington Heights, with a $3,411 difference.

Now, take a look at the most expensive and most affordable neighborhood in each city.

SEE ALSO: A minimum-wage worker needs 2.5 full-time jobs to afford a one-bedroom apartment in most of the US

DON'T MISS: See inside the 15 most expensive penthouses for sale in America

Atlanta, Georgia

Most expensive neighborhood: Ansley Park

Average monthly rent cost for all rentals: $1,827

Most affordable neighborhood: Browns Mill Park

Average monthly rent cost for all rentals: $700

Chicago, Illinois

Most expensive neighborhood: River West

Average monthly rent cost for all rentals: $2,424

Most affordable neighborhood: West Garfield Park

Average monthly rent cost for all rentals: $759

Washington, DC

Most expensive neighborhood: West End Washington

Average monthly rent cost for all rentals: $2,577

Most affordable neighborhood: River Terrace

Average monthly rent cost for all rentals: $1,101

• Stores of all kinds use tricks to encourage shoppers to spend more money.
• Some of these tricks include using calming music and placing pricey items at eye level.
• You can become a better shopper by knowing these tricks and avoiding spending more than you plan to.

Supermarkets, restaurants, department stores and boutiques all use similar techniques to get customers to spend more.

Stores are all very carefully designed. Every aspect, from the music playing to where items are placed, is specifically chosen to prompt customers to spend more money. 

To become a more savvy shopper and save some money next time you head to the mall, pay attention to these tricks that stores use to get you to spend more money: 

SEE ALSO: These photos reveal what it's like to shop at Walmart in Japan

They put a big, bold "sale" sign in the window.

Stores use big, bold "sale" signs to bait shoppers and draw them into the store, even if they weren't planning on going in.

They tell you it's a "limited-time offer."

By stating an offer is limited or won't last long, it prompts shoppers to act right away, causing them to buy things they weren't necessarily planning on. 

Source: US News

They greet you with big shopping carts.

It's easier to overspend when you can put everything in a big shopping cart instead of having to carry it all.

• Whole Foods and Sprouts are popular grocery giants that market healthy, fresh foods.
• I visited Whole Foods and Sprouts in Oakland, California, to compare prices and quality to see which store came out on top.
• Although both had good deals, Whole Foods had cheaper prices on more items, and Amazon Prime members can benefit from additional discounts.

I recently visited the Whole Foods on Bay Place in Oakland, California, and the Sprouts on Broadway, just a few blocks away. I did a (completely unscientific) price comparison between 14 products from each store. To my surprise, Whole Foods came out the winner, with lower prices on eight of the items.

Amazon bought the Whole Foods chain in 2017, and it seems to be trying to shake the store's "Whole Paycheck" image. Signs throughout the store advertised special lower prices for Amazon Prime members.

Sprouts has a genuine Oakland vibe: mellow, friendly, and laid back. The reusable bags at the Sprouts counter said Turnip For What. (If you don't get it, continue your musical education here.)

The Oakland Whole Foods is larger than Sprouts, but not by much. Whole Foods has a better selection and more stock on the shelves, but the aisles at Sprouts felt more spacious. Even though this Sprouts is the newer of the two stores, it had the look and feel of an older grocery store.

Here's a breakdown of pricing and availability of 14 products at the two stores:

SEE ALSO: We visited the grocery store chain that's an alternative to Whole Foods — here's why it's better

DON'T MISS: 9 items you should always buy from Costco's Kirkland Signature brand

1. MaraNatha peanut butter

Sprouts: $6.99

Whole Foods: $5.99

Whole Foods wins on peanut butter price and selection —and jelly, too.

2. Prosecco

Sprouts (Lamarca): $14.99

Whole Foods (Presto Prosecco Brut): $12.99

This isn’t an exact apples-to-apples comparison because the brands are different, but I have to declare Whole Foods the winner in the cheap prosecco category.

I like prosecco better than champagne, and I love that both Sprouts and Whole Foods had it on sale at the same time. Prosecco is the right drink for summer dinners at outdoor tables in an Italian vineyard — or in your backyard in Oakland.

3. Organic watermelon

Sprouts: $4.99 per melon

Whole Foods: $4.99 per melon

This one’s a tie on the price. Sprouts only had a few melons in stock, while Whole Foods had a large display, so more melons to thump to find one that’s perfectly ripe.

• Early retirement may sound like a dream life, but there's more to it than meets the eye.
• Eight people who retired early shared with Business Insider the things they wish they would have known before retiring in their 20s or 30s.
• Some wished they had retired even earlier, while others wished they would have been more prepared to face criticism from friends, family, and people online. 

Early retirement sounds like a dream. Not waiting until your 60s to escape the daily grind? Traveling the world with no end in sight? Sign us up.

But clocking out for good comes with some challenges beyond simply saving enough money to get there — for example, people may criticize you for retiring early, or it might take a while to relax afterward. There's also a mindset shift you may need to make when you're no longer working toward a huge financial goal.

Some of these realizations don't hit until you're well into the early-retirement game, spending your days leisurely, traveling throughout Europe for months on end, or blogging about your new lifestyle with a mountain view before you.

From the good to the bad, real people who managed to retire early shared with Business Insider what they wish they would have known before embarking on early retirement.

SEE ALSO: Forget early retirement — people who saved enough money to travel for weeks or years say a 'mini-retirement' is just as rewarding

DON'T MISS: What a dream retirement plan looks like for 12 of the richest CEOs in America

It takes a while to slow down after retiring early

"I wish I knew that it would take me at least six months to calm down, relax, and slow down,"Justin McCurry, who retired at 33 as a millionaire and runs the blog Root of Good, told Business Insider.

"It took me at least that long to feel comfortable doing nothing," McCurry said. "I felt like I had to be productive for at least part of the day. Eventually, I realized that this is the rest of my life — time to enjoy it! I upped the time I spent in my hammock, caught up on my Netflix queue, and read a bunch of books."

He added: "I put together a rough outline of what a typical week looks like for me, and I realized I felt happy and fulfilled when I had a whole lot of leisure activities plus a small amount of 'work' and intellectual stimulation during the week."

Your goals and dreams will probably change — and that's OK

"I wish I knew that retirement isn't the goal — having more time is,"Grant Sabatier, who retired at 30 with $1.25 million, told Business Insider. "And that retirement can really be anything you want it to be.

"You need to define what it means to you, not society or your parents. To me, early retirement simply meant having enough money so that I didn't have to worry about money and could finally follow my passions and find new passions.

"Also, I wish I had known how much I was going to change," said Sabatier, the author of the book "Financial Freedom: A Proven Path to All the Money You Will Ever Need" who runs the blog Millennial Money. "I spent five years and three months pretty much working nonstop to reach financial independence, and once I got there at the age of 30 and could retire early, I realized that I had changed a lot since I started — meaning my dreams, goals, and the things I liked to do were different than at 24.

"Do the best you can, and remember today is all you really have, so enjoy it while making sure to still invest in your future self. Money only matters if it helps you live a life you love."

You can still make money after you retire early

"I wish I knew you will very likely continue to earn money once you're retired,"J.P. Livingston, who runs a personal finance blog called The Money Habit and built a nest egg of more than $2 million before retiring at 28, told Business Insider.

"When I was contemplating early retirement while working, I was very burnt out," she said. "I imagined I would want to sit on the couch and eat bonbons, sleep in late, that kind of thing. I did do that, but it gets boring eventually, and I ended up getting active again with different hobbies and projects. Eventually, one or more of those projects yielded income. It's hard to be awake for 60-plus hours a week and not find a single enjoyable way to earn some money."

Livingston said she also wished she started a side hustle.

"I assumed any project that could make money would require loads of time — time that I didn't feel like I had, given how burnt out I was at work," she said. "But with less than five hours a week, I was able to build a $60,000-plus income stream in less than a year doing things I enjoyed."

• Cerro Gordo, an abandoned mining town in Lone Pine, California, that looks straight out of Westworld is currently for sale for just under $1 million.
• It boasts nearly 300 acres of land, historic buildings, many of which are being restored, and a history that's both violent and rich in economic growth.
• The ghost town perfectly captures the essence of the Wild Wild West, frozen in time.

In some wild news from the Wild Wild West, a historic ghost town in Lone Pine, California, is for sale for just under $1 million.

A 19th-century mining town, Cerro Gordo boasts more than 300 acres of land and 22 buildings, many of which are being restored — and maybe a ghost or two, considering the town's violent history dating back to the 19th century. 

Established in 1865, Cerro Gordo was once the largest producer of silver and lead in California and helped spur economic growth in Los Angeles. The abandoned settlement is basically a history lover's dream.

"For those looking to acquire a piece of American West, Cerro Gordo is for you," reads the real estate listing, held by Jake Rasmuson of Bishop Real Estate. 

The deserted land of Cerro Gordo looks like something straight out of Westworld. See for yourself in the photos below. 

SEE ALSO: 30 photos of abandoned amusement parks around the US that will give you the chills

DON'T MISS: Nobody wants to buy 'Versailles in Manhattan,' a $19.75 million Upper East Side townhouse that has been on and off the market for 15 years

Cerro Gordo is a 19th-century mining town set in Lone Pine, California, in the Inyo Mountains on 300 acres of land. It's currently for sale for $925,000.

Source:Mental Floss

It has 22 structures on site, comprising 24,000 square feet of buildings including a historic hotel, bunkhouse, saloon, chapel, museum, and the Belshaw bunkhouse. Many of the buildings are being restored.

Source:Mental Floss, Ghost Town for Sale

Even artifacts are included.

• Costco's food court is home to a number of cheap and tasty menu options that members and food critics love.
• Costco employees themselves have some favorites, too.
• Business Insider reached out to 47 Costco workers and scoured the web to figure out what meals are considered standout hits with employees.

Costco food courts are famous for having cheap, yummy grub.

The food court menus are static in terms of price and offerings. You'll have to travel if you want to find any serious discrepancies between Costco food court menus.

They're definitely a good option for shoppers looking to grab a quick, post-shopping spree meal. And some Costco employees are fans too.

"Everything at the food court is a good deal and a favorite of all who stop by to eat," a seasonal Costco employee from New York told Business Insider. "It is a great convenience for everybody, no matter what time of day it is."

Business Insider recently asked a number of Costco employees to share their favorite food court menu options. We also scoured the internet for employee reviews of the food court items on social media.

"I eat at the food court more then I would like too," one Ontario-based Costco employee told Business Insider. "It's so good. The cheapest menus I have ever seen."

Here are the food court menu options Costco employees love:

SEE ALSO: 30 Costco food court items you'd never guess were on the menu

DON'T MISS: Costco employees share their best food court secrets and hacks

DON'T FORGET: 11 insider facts about shopping at Costco only employees know

Pizza

"Costco's pizzas are pretty incredible considering the price," Costco worker Stefan Winter wrote on Quora. "Crust is yummy, toppings are good quality, what's not to love?"

A total of 2o other Costco employees told Business Insider that the pizza was their favorite food court item. Of those, three employees preferred the pepperoni pizza, while three went with the combo pizza.

"You get sick of the food after awhile, but the combo pizza is always my go-to," one Costco worker in Florida told Business Insider.

"I love the pepperoni pizza," another employee said. "It's very cheesy with nice and juicy crispy pepperonis."

The rest just chose "pizza."

"Fun fact: If you are ordering a whole cheese pizza pie it actually has just over a pound of cheese on it," said one employee who said they ate at the food court on a weekly basis.

The hot dog-and-soda combo

"The hot dog soda combo for $1.50 is a classic," one San Diego-based Costco employee told Business Insider.

Two other Costco employees concurred that the hot dog was their favorite food court item. An Oregon-based employee added that it was the best deal in the whole store.

Bratwurst

One Costco employee in Illinois told Business Insider that they liked the bratwurst and felt disappointed when their store got rid of it for chili.

Another worker who's been at Costco for 12 years told Business Insider that, while they didn't often eat at the food court, when they did, they opted for the bratwurst.

• FIFA on Wednesday awarded the 2026 World Cup to the United States, Canada, and Mexico.
• Of the 80 matches, 60 are scheduled to be played in the US, with Canada and Mexico each set to host 10.
• Canada and Mexico have already cemented their three host cities, while the US has revealed a list of 17 cities that will be cut down to 10.

North America on Wednesday won a joint bid to host the 2026 World Cup.

The soccer tournament will be hosted by the US, Canada, and Mexico, with the US scheduled to host 60 of the 80 matches. FIFA plans to expand the number of teams to 48 from 32 for that tournament.

Canada and Mexico have already named three host cities each. Matches in Mexico are set to be played in Mexico City, Monterrey, and Guadalajara, while games in Canada are scheduled for play in Toronto, Montreal, and Edmonton, according to Pro Soccer Talk.

The US has submitted 17 cities to host matches, but that list is to be narrowed down to 10 by 2021. Each US city would host at least five matches.

Some big-name cities also opted out of hosting, citing uncertainty over cost. They included Chicago, Minneapolis, and Tampa in the US and Vancouver in Canada.

Here are the cities that have been proposed to host matches:

New York (East Rutherford, NJ) — MetLife Stadium

Capacity: 82,500

Year opened: 2010

Past World Cup experience: None

Los Angeles, CA (Pasadena) — Rose Bowl

Capacity: 90,888

Year opened: 1922

Past World Cup experience: Hosted 1994 World Cup Final

Atlanta, GA — Mercedes-Benz Stadium

Capacity: 71,000

Year opened: 2017

Past World Cup experience: none

From floral touches to smoke and fog, there seems to always be a new trend in the world of booze — but some cocktails simply stand the test of time.

Drinks International has released its list of the best-selling cocktails around the world in 2018, and it proves that most of today's popular drinks are new takes on the classics.

The website compiled the list by asking 106 of the best bars in the world — using the results of the World's 50 Best Bars list — to rank their 10 best-selling cocktails.

From Sidecars to Sazeracs, scroll down to see the 30 best-selling cocktails in the world, ranked in ascending order.

SEE ALSO: The 25 best-selling cocktails in the world in 2017

SEE ALSO: The biggest mistake people make when drinking wine is choosing the wrong glass — here's exactly how to drink Bordeaux, sauvignon blanc, chardonnay, and pinot noir

30. Gimlet. Down 14 places since last year, this drink is essentially gin and juice — a 75/25 gin-to-lime-cordial ratio is what's most common.

29. Champagne Cocktail. There are variations of this drink, but they all aim to make fizz even more fancy. To make it, cover a sugar cube with bitters then pour Champagne over that.

28. French 75. Up two places since last year, this cocktail — made popular in Paris in the 20s — is made with London dry gin, lemon juice, sugar, and Champagne.

Tech investors are throwing money at Front, a five-year-old startup that aims to change the way teams get work done. The startup makes a shared inbox app that lets teams handle messages from email, texts, Slack, and social media, all in one place.

This year, the 28-year-old cofounder and CEO of Front, Mathilde Collin, went on a five-day fundraising sprint to raise a Series B round. She pitched 11 investors, received 10 term sheets, or investment offers, and walked away with $66 million from Sequoia Capital and several others.

Collin later wrote a blog post to share the pitch deck she used to raise venture (and it's not the first time she's opened up Front's books a little bit to help other entrepreneurs).

With her permission, we're republishing the pitch deck to show how Silicon Valley startups win over investors. Some of the data has been censored for public viewing, but the pitch deck is still worth a look for any startup seeking investment of their own.

SEE ALSO: A 28-year-old entrepreneur reveals how she snagged $66 million and 10 term sheets in 5 days

The deck starts simple and sweet.

The next slide shows the problem Front is trying to solve.

And then explains how it could be fixed.

Tiny homes aren't anything new. Tiny homes that look like spaceships might be, though. 

Take, for example, one such dwelling in Central Washington, modeled after a lunar lander — a spacecraft used by astronauts to descend onto the moon's surface, most famously during the historic Apollo 11 landing. 

This one will have a slightly less cosmic purpose. 

Kurt Hughes took his three decades of boat designing and tried his hand at home building to produce the 250-square-foot white hexagonal hut. He runs a ship design business full-time in Seattle, so the lunar module will be used for weekend trips and creative respites, Hughes told The Seattle Times. He hasn't been to space so far, but who knows what the future holds?

Take a look inside his intergalactic pied-à-terre.

SEE ALSO: Designed for a community of tech elites, these tiny homes are 3D printed, run by Tesla batteries, and cost $250,000

Hughes got the idea to build his lander home 10 years ago, when his daughter attended space camp at Seattle's Museum of Flight. Hughes sketched a lunar lander for her, and she ended up getting it signed by Apollo 13 astronaut Fred Haise.

Haise reportedly described the accommodations of the real-life lunar lander as "pretty comfortable." And so the idea was born.

Source: The Seattle Times

Hughes wanted to honor that era of wonder and space exploration with his tiny home. Mid-century touches and color schemes are found inside.

For the house number, Hughes even used a font called American Captain Patrius that mirrors the lettering on the original Apollo vessels.

Source: The Seattle Times

He positioned the 3,000-pound, hexagon-shaped home on the Columbia River bank in Central Washington, aiming to make as little impact on the environment as possible.

A small deck on the upper level overlooks the river bank.

It might be time to give your dad some credit.

Because, according to a recent study conducted by the Pew Research Center, chances are he's doing a pretty good job.

While experiences and cultural standards about fatherhood vary, it's still one of the hardest jobs a man can have in his lifetime. 

The traditional American family is changing in surprising ways, and the role of the modern father is evolving as well. Today, dads are more involved, more engaged, and less concerned about the "Brady Bunch"-style vision of the American dad.

In honor of Father's Day, here are 6 ways that fathers have been stepping it up in America in big ways.

SEE ALSO: A tech CEO's experience as a single dad convinced him to overhaul his $3 billion company’s benefits

They spend more time with their kids, but still say it's not enough

According to the report, 46% of fathers say they spend more time with their kids than their parents did with them. That means that just one generation of fatherhood has drastically changed the amount of engagement between father and child.

And 48% of fathers in the study still thought they didn't spend enough time with their kids in general, suggesting they are more concerned with fostering a healthy relationship through bonding time and shared interests, apparently even enjoying shopping together.

They are more concerned about work-life balance

Many working fathers feel the struggle of balancing work and parenting, with 52% of fathers saying it's a challenge to juggle the responsibilities of work and family and 29% saying they always feel rushed to fit it all in. In 1977, only 35% of fathers reported having problems balancing work and family.  

It's still relatively new for companies to offer decent parental leave for fathers after becoming parents, but some companies are leading the way in providing new dads with some quality time with their newborns. 

They aren't always the sole breadwinner anymore

About two-thirds of households today are dual-earner families. In 1970, there were about 25% less than that. Having two income earners has allowed parents to more comfortably split their time raising their children and working, allowing dads to spend more time with their kids than 50 years ago.  

The percentage of working mothers has steadily risen in the past 10 years, challenging the idea that women should stay home and men should be the primary breadwinner. The American Psychological Association found that two-income families can be happier and healthier due to a more balanced lifestyle.

• More fathers in the US are taking on a greater share in the raising of their children than ever before.
• So it follows that some companies are using this to their competitive advantage.
• The following US companies offer some of the best paternity leave policies and flexible work arrangements out there.

The US is one of the worst countries for parental leave— and it's especially bad for new dads. 

According to the Society of Human Resources Management (SHRM), less than a quarter of American companies provided paid paternity leave in 2017.

The good news is that American companies are increasing their flexible work arrangements — SHRM reports 14% of organizations increased flexible working benefits in 2017.

Overall, 62% of organizations allowed some type of telecommuting, and 57% offered flextime.

And these kind of benefits can be invaluable for new dads.

For a fourth time, Fatherly, an online parenting resource for men, set out to find the Best Places To Work For New Dads. 

But unlike previous years' rankings, which weighted paid leave time heftily, this year's list focuses more on childcare, ramp-back time, and flex time, perks Fatherly Editor-in-Chief Andrew Burmon said employees tend to use.

"For this year's list, we wanted to look both at benefit packages and at new fathers' experiences within companies — given that many men don't take full advantage of their perks due to pressures or perceived pressures, these are different things," Burmon told Business Insider.

Only 36% of dads used their full parental leave benefits in 2017, according to SHRM.

"This shook the rankings up a bit," Burmon said.

New to this year's list: Lenovo, Unilever, Lyft, and NBA.

"We were heartened to see some organizations climbing the list or making it for the first time due to substantive changes to their policies, many of which will help thousands of families," Burmon said.

Keep reading for the top 20 companies on Fatherly's list of the best companies for new dads, and head over to Fatherly to see the complete list of all 50 employers.

SEE ALSO: The science behind why paid parental leave is good for everyone

20. Genentech

Paid paternity leave: Eight weeks

Perks for new dads: 

Onsite childcare

Childcare subsidies

Flextime

Onsite dental, gym, medical care, dry cleaning and a concierge service

19. NBA

Paid paternity leave: 12 weeks

Perks for new dads: 

Backup emergency childcare

A dependent care flexible spending account

Access to Cigna’s Healthy Babies Program

18. NVIDIA

Paid paternity leave: 12 weeks

Perks for new dads: 

Eight weeks of flex-time to ease back into working

Flex time

Seven days of sick leave that can be used for children

Support groups

It's no secret that Google Chrome is often the culprit behind a slow computer, even if your computer is relatively new. 

Open enough tabs in Chrome and you can easily eat up all your RAM, which doesn't leave much for other things you might be doing on your computer. Extensions can use up your computer's processor (CPU), too. 

One way to check whether Chrome is to blame for slowing down a perfectly good computer is to check your computer's processes. On Macs, that means checking Activity Monitor. For Windows PCs, check the Task Manager. 

If you're seeing that Chrome is hogging a bunch of your resources like RAM and CPU, you could go one step further and check exactly which tabs, websites, and extensions are causing the biggest slow-downs on your computer.

Check it out: 

SEE ALSO: The 20 best smartphones in the world

In Chrome, click the button with the three dots towards the top right of the Chrome window > More tools > Task Manager.

The Chrome Task Manager shows you exactly what's using up your computers RAM and CPU, the two biggest parts that make your computer work smoothly.

If your computer gets hot and its fans are spinning audibly fast, it could mean that something is using up your CPU resources.

Click on the "CPU" tab at the top to organize the list in order of CPU usage. Here, a 4K YouTube video is clearly using up a ton of CPU power. Normal 1080p HD videos don't use up nearly as much CPU power. 

You can stop and close an unused Chrome tab that's working your CPU too hard by hitting "End Task" at the bottom right of the Chrome Task Manager. 

Chrome extensions can also hog your CPU. You can stop an extension the same way you can stop a Chrome tab. But it's also a good idea to go through your Chrome extensions and disable or remove those you don't use by heading to the Chrome settings > More Tools > Extensions. 

The worst case scenario is if some kind of malware was installed in Chrome on your computer that's using up a bunch of your CPU power. If that's the case, you'll need to use anti-malware software. Check out anti-malware software with the highest ratings from PCMag. 

• Medicare doesn't cover every health cost — retirees need to save for Medigap plans, extra health insurance policies that help pay for some of the health care costs traditional Medicare doesn't cover.
• HealthView Services provided Business Insider with average annual cost projections for Medigap Plan F, the most popular level of Medigap coverage, in every state.
• Medigap plans are most affordable in Hawaii and most expensive in Washington, DC.

Saving for retirement seems to be never ending. 

It's twice as expensive to retire today as it was 25 years ago, writes James Moore in MarketWatch. And according to one financial planner, millennials need more than $1 million saved by the time they retire.

One cost often overlooked when it comes to saving for retirement? Medigap plans. Because Medicare doesn't cover everything.

Medigap plans are extra health insurance policies sold by private companies that help pay for some of the health care costs traditional Medicare doesn't cover, such as copayments, coinsurance, and deductibles. Some Medigap plans even cover services, such as medical care when traveling outside the US.

Retirees must have Medicare Part A and Medicare Part B to have a Medigap plan.

HealthView Services provided Business Insider with the average annual cost projections for Medigap Plan F, the most popular level of Medigap coverage, across every state.

The national average cost for Medigap Plan F is $1,712 annually, which is around $143 a month. 

Medigap Plan F is the most affordable in Hawaii, with an average annual projected cost of just $1,310 a year, or around $109 a month. In Massachusetts, it's much higher: The average annual projected cost of Medigap Plan F is $1,947, which is equivalent to roughly $162 a month.

Scroll through below to see how much Medigap Plan F costs in every state, plus Washington, DC.

SEE ALSO: What 8 people wish they knew before retiring in their 20s and 30s

DON'T MISS: Forget early retirement — people who saved enough money to travel for weeks or years say a 'mini-retirement' is just as rewarding

51. Hawaii

Average annual Medigap plan cost: $1,310

Average monthly Medigap plan cost: $109.16

50. New Mexico

Average annual Medigap plan cost: $1,464

Average monthly Medigap plan cost: $122

49. Iowa

Average annual Medigap plan cost: $1,468

Average monthly Medigap plan cost: $122.33

• Applebee's is gunning for a comeback after a sales slump. The chain closed 99 locations in 2017. 
• The casual-dining chain is doubling down on deals and limited-time offers, like the $1 Long Island Iced Tea, to bring back customers. 
• We visited Applebee's to see how the menu revamp was going and were impressed by the deals — and the cheap drinks. 

Applebee's is desperate for a comeback. 

The casual-dining chain has struggled to grow sales in recent years and closed 99 locations in 2017. Inauthentic ads turned off customers while expensive redesigns cut into restaurants' profits. Applebee's — and the wider casual-dining industry — seemed to be fighting a losing battle to win over younger customers and beat out fast-casual chains and independent restaurants. 

Now, things might be looking up. 

In May, parent company Dine Brands reported that Applebee's grew sales in the United States by 3.3% in the most recent quarter. According to the company, increased traffic drove the sales increase, meaning customers are finally coming back to the chain. 

In an effort to see how Applebee's was winning over customers, Business Insider decided to pay a visit to the chain. Here's what we found:

SEE ALSO: Applebee's CEO slams reports that millennials are killing the chain as 'false news'

At the door to a Brooklyn Applebee's, a sign greets us with the promise of $1 Long Island Iced Teas.

Applebee's began its $1 drink deals in October 2017. While sales didn't immediately skyrocket, the deals served as a crucial cornerstone to the chain's turnaround — something that convinced customers to consider visiting Applebee's again. 

"When it first started, we were looking at social media and millennials were like, 'I don't like Applebee's. But dollar margaritas? I'm in,'" Dine Brands CEO Stephen Joyce told Business Insider in May. 

At first, others at Applebee's were worried by the negativity. Joyce took the opposite approach, telling executives to use the $1 drinks to "get 'em in" and convince millennials to reconsider Applebee's.

Sliding into our booth, we decide it's our journalistic duty to order the L.I.T.s. They were... fine.

Reporters were mixed on the booze levels of the drink. While one reporter said it was weak but definitely contained alcohol, the other felt the beverage was significantly more tipsy, falling asleep on her couch at 6 p.m. after two L.I.T.s.

As we sipped our cocktails, heartier fare beckoned. We started with the classic combo platter — a smattering of iconic appetizers.

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

Finding a Broadway show to see can feel like an overwhelming proposition with so many fantastic options to choose from.

I’ve worked in theater for the past five years, and I’ve seen plenty of plays both on and off Broadway. Some shows I’ve liked, some shows I’d rather forget, and some shows have changed my life. They’ve stayed with me forever, instilling within me a love of theater that has led me to choose to make my living amongst it.

Maybe none of these recommendations will cause you to fall head over heels in love with theater, but I hope I can at least steer you towards a memorable evening. See you at the show!

Before it’s too late, check out “Angels in America”

Find tickets to part one "Angels in America: Millennium Approaches" from $75

Find tickets to part two "Angels in America: Perestroika" from $80

"Angels in America" is toward its end of a limited Broadway run featuring tour-de-force (and newly Tony Award-winning) performances from Andrew Garfield and Nathan Lane. Written by Tony Kushner during the AIDS Crisis in the early 90s, this two-part, 7.5-hour marathon theatrical event places audiences inside the uncertainties of life as a gay man amidst the terrifying unknown that was the early days of HIV/AIDS.

This production commemorates the 25-year anniversary since "Angels in America" first ran on Broadway in its entirety, and it’s a triumphant celebration of how far we’ve come in both the destigmatization of HIV and acceptance of the LGBTQ community. It provides a sobering reminder of who we’ve lost along the way and how far we still have to go. Plus, if you see the show in June, you’ll get a special rainbow Playbill to celebrate Pride Month.

Note: You'll need to purchase tickets for both parts of the show.

If you want your faith in humanity restored, check out “Come From Away”

Find tickets for "Come From Away" from $69

On September 11, 2001, 38 planes containing 7,000 passengers were ordered to land in the tiny town of Gander, Newfoundland. “Come From Away” tells the true story of strangers coming together to make sense of tragedy. It’s a story of hope, compassion, generosity, and the strength of the human spirit in a time of confusion, desperation, and loss.

If it sounds like heavy subject matter, in a way, it is, but “Come From Away” will leave you feeling the most hopeful and joyous you’ve felt in a long time. It’s a cliche to say “I laughed, I cried!” but this remarkable ensemble cast of 18 performers — most of whom have been with the show since its debut at La Jolla Playhouse in 2015 — will take you through the emotional gamut in 100 riveting minutes.

If you’re a nostalgic millennial, check out “SpongeBob SquarePants”

Find tickets for "SpongeBob SquarePants" from $49

"Are ya ready kids?" If you instinctively answered, "Aye aye, captain!" then this show is for you. Every '90s kid’s favorite cartoon has been adapted for the stage where all your Bikini Bottom pals must save the city from being swallowed up by a volcanic eruption.

With music by the likes of David Bowie, Panic! At the Disco, and rapper T.I., to name only a few off the star-studded list of composers, there’s plenty of artistic credibility to keep "SpongeBob" afloat. Plus, you won’t want to miss Squidward’s four-legged, show-stopping tap number. Just don’t be too disappointed that a certain character’s titular pants aren’t exactly right-angled.

"Cyberpunk 2077," from CD Projekt Red, is one of the most anticipated video games in the world right now.

Fans finally got to see the latest trailer for "Cyberpunk 2077" at Microsoft's E3 press conference on Sunday — after a 5-year wait since the last trailer — and it was one of the highlights of the whole multi-day expo.

But unless you were physically in Los Angeles and attending E3, you didn't get to witness CD Projekt Red's apparently jaw-dropping 50-minute uncut gameplay demo of "Cyberpunk 2077" that was held behind closed doors and away from cameras. According to those who were there, the demo revealed several major aspects of the mysterious game — and journalists from Eurogamer, Gamespot, and other outlets were there to take notes on what they saw. Here, we've gathered the most important details from those reports.

Here's what we learned from the "Cyberpunk 2077" gameplay demo held at E3 behind closed doors:

YOUR CHARACTER

In Cyberpunk 2077, you play as V, an urban mercenary and cyberpunk who takes on dangerous jobs for money.

You create your own version of V: You can choose to be male or female. It's unclear if your gender changes the story you experience, but it does affect who you can romance. Many characters are bisexual but not all of them are.

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

• Ralph Lauren is best described as American-inspired clothing that's both sporty and classic.
• Its latest release, the CP-93 Collection, encompasses each element with clothing inspired by yacht racing.
• The collection includes highly collectible re-issues from the original 1993 collection as well as newly-reimagined designs.
• With bright colors and nautical themes, the CP-93 Collection is perfect for summer.

Going far beyond the classic Polo shirt, Ralph Lauren's clothing is the pinnacle of sport, fashion, and Americana. Outfitting Team USA in the 2018 Winter Olympics might be the latest example of their influence and hold over the American imagination, but one of the brand's most iconic collections is actually inspired by a lesser known sport — yacht sailing.

In 1992, the brand was the official sponsor for the San Diego Yacht Club's America₃ boat (pronounced America cubed) in the America's Cup yacht racing competition. The following year, Ralph Lauren celebrated their win with the CP-93 Collection, which drew inspiration from the team's uniforms and other nautical elements like sailboats, regatta flags, anchors, and bold color blocking.

Now, 25 years since the original release, the brand is bringing back the CP-93 Collection just in time for summer. The collection includes re-issues of classic pieces from the original 1993 collection as well as re-imagined designs inspired by the originals.

The collection includes polos, t-shirts, windbreakers, sweaters, sweatshirts, shorts, swimsuits, and more — and with pieces for men, women, and children, the entire family can get fitted.

Whether you're a die-hard Polo collector or someone simply searching for fashionable, timeless pieces to wear on the boat or beach this summer, you'll find exactly what you're looking for in the Ralph Lauren CP-93 Collection. 

Shop the entire Ralph Lauren CP-93 Collection here.

Also available on Macy's >>

Check out some of the best pieces from the collection, below:

Men's CP-93 Cross Flags Regatta Rugby

CP-93 Cross Flags Regatta Rugby, $145, available on Ralph Lauren

Men's CP-93 Cotton Windbreaker

CP-93 Cotton Windbreaker, $298, available at Ralph Lauren

Men's CP-93 Classic Fit Polo Shirt

CP-93 Classic Fit Polo Shirt, $98.50, available on Ralph Lauren

Every iPhone comes with a slew of Apple's own first-party apps.

Thankfully, though, the App Store is overflowing with alternative apps, many of which are better than Apple's.

Whether you're looking to organize your photos, get work done, or get around town, we've scoured the App Store for the best apps that are better than the default ones on your iPhone.

SEE ALSO: I've owned an Amazon Echo for over a year now — here are my 19 favorite features

DON'T MISS: The top 50 video games of all time, ranked

Instead of Mail, use Edison Email.

I try new email apps all the time, but after using Outlook for a while, I've fallen in love with another app, Edison Email. 

It's incredibly fast, highly customizable, and, most importantly, it's both smarter and more proactive than any other email app I've used. It automatically scans your emails for purchases, receipts, attachments, calendar dates, and more, and it'll automatically put those emails into separate, appropriately labeled folders that appear on your sidebar. It's super nifty — you can read my review of it here.

(Edison Email, free)

Instead of Calendar, use Google Calendar.

I've used Google's calendar app on the desktop for years — but even if you haven't, you'll feel right at home on Google Calendar, which is beautiful to look at and easy to use.

Like Apple's Calendar, it can pull in data from Google, Facebook, and iCloud, but it presents all the information in a much more useful way than Apple's default app does. The top half of the screen shows you the whole month, and the lower half of the screen shows you what's up next. You can scroll down to see what's coming up, and you can tap the top right corner of the screen to jump back to the present day. It's all incredibly intuitive.

(Google Calendar, free)

Instead of Notes, use Evernote.

Apple's Notes for iOS has gotten better in recent years, but Evernote is still the best way to create different types of notes and keep them organized across all your devices.

With Evernote, you can create notes out from photos or text, flag notes to revisit later, set reminders for yourself, and tag your notes in various ways to stay organized. Better yet, if you take pictures of documents and upload them to Evernote, its powerful search function can even scan those PDFs and other documents. And, of course, Evernote syncs across all devices — phones, tablets, laptops, and desktops.

(Evernote, free)

These are the movies that you can never escape — and that's not a bad thing.

They are the movies that you stop everything to watch, can get sucked into even if it's halfway through, and know every single line of.

These are the best rewatchable movies.

From Steven Spielberg classics, like "Jaws" and "Raiders of the Lost Ark," to romantic comedies, such as "How to Lose a Guy in 10 Days" and "Hitch," to classics, like "The Godfather" and "Toy Story," these are the titles that keep us in love with movies.

Here are the 29 most rewatchable movies of all time:

SEE ALSO: 'The Staircase' is Netflix's latest addictive true-crime series that will keep you guessing

"A Christmas Story" (1983)

Perhaps it's because of the 24-hour marathon of the movie on TV every Christmas, but Bob Clark's adaptation of Jean Shepherd's stories is a nostalgic look at the holidays and childhood that never gets old no matter how many times you watch it (even in one sitting during Christmas Day).

"Back to the Future" (1985)

From the premise to the performances to the soundtrack, everything about Robert Zemeckis' classic makes it a movie that you can never get tired of.

"Big" (1988)

The playfulness of Tom Hanks playing a teenager in an adult's body is the essence of this movie and a joy to watch, even decades later.