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9 companies that pay employees to go on vacation

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A woman on vacation.

  • Some companies will help employees pay for vacation.
  • Glassdoor recently released a list of companies that give financial support to employees who want to travel.
  • From that list, FlexJobs pulled out nine companies that also offer remote or part-time opportunities.
  • These nine companies will help employees pay for their trips while also offering flexible job opportunities so they can work on the road.


These companies really help you customize your work-life balance.

Believe it or not, there are some companies that will actually help their employees pay for vacations. If this seems like a wild pipe dream to you, maybe it's time to reconsider your career path...

Anonymous job review site Glassdoor recently put out a list of companies that offer financial support to employees planning a trip, including stipends, discounts, and reimbursements. From that list of companies, FlexJobs — a website that helps you find less structured work than a typical 9-to-5 desk job — pulled out nine that not only contribute to your trip fund but also offer flexible job opportunities, like remote or part-time.

Here are the nine "flexible companies" that pitch in financially to their employees' trips–but read at your own peril because the benefits will make you seriously question how amazing those free Monday morning bagels in your office are.

Airbnb encourages employees to travel.

The accommodation site Airbnb has helped countless travelers find a place to stay, and it turns out employees have a little assistance when it comes to traveling, too. The company grants $2,000 a year in travel coupons to the people who work there.



BambooHR offers "paid paid vacation" to employees.

Similarly to Airbnb, BambooHR — a tech company focused on improving human resources through software — gifts employees $2,000 a year toward travel. The company calls it "paid paid vacation."



Evernote gives employees unlimited vacation days.

As a product, Evernote is an app that helps people organize their work and collaborate on projects. As a company, Evernote helps people travel by giving them unlimited vacation days and a $1,000 yearly travel stipend.

 



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11 careless ways you're wasting money every day — and how to stop

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New Year's food is usually all fried appetizers instead of real food.

Who doesn't waste money? We all pay too much at times because we want something right now.

And on occasion, if we’re being honest with ourselves, we buy things we don't really need.

Sometimes, though, we aren't completely aware of all the ways we're throwing away money.

Here are some common ways people waste money, and what you can do instead.

1. Paying full price for groceries

Did you know you can get cash back just for taking a picture of your receipt? Here’s how it works:

  1. Sign up for Ibotta here. (You just need a name and email address to start.)
  2. Browse through the cash-back offers in your area and take note the next time you go to the grocery store (the offers change every week). Some cash-back deals we’ve seen include:
    • 25 cents back on strawberries
    • 50 cents back on frozen fruit snacks
    • $1 back on a box of tea
    • $5 back on a case of Shiner Bock beer

Notice a lot of those aren’t tied to a brand — just shop for the staples on your list and earn cash back! Once you’ve reached at least $20 in earnings, you can request payment via Paypal or Venmo.

Right now, Ibotta is giving new users a $10 sign-up bonus.



2. Paying banking fees

Traditional banks are notorious for hitting you up with fees whenever possible. In fact, two of the five most hated companies in America last year were well-known banks: Wells Fargo and Bank of America.

Thankfully, some smart companies are starting to offer solutions — online bank accounts designed in direct response to every complaint we've ever had about our traditional banks.

Samuel Demeny, who recently switched an online bank account with Chime, cited fees as a big reason he left Wells Fargo. He was paying $25 a year just to keep his checking account active and would've had to pay another $45 a year to add a savings account.

Chime charges no monthly fees, no overdraft fees and no foreign transaction fees.

With Chime, ATMs are fee-free at MoneyPass locations. For Demeny, on the rare occasions when there's no fee-free ATM nearby, the app finds him businesses where he can get cash back at checkout.



3. Paying credit card interest

Paying interest on consumer purchases is a bad — and expensive — habit. Every dollar of interest is a dollar less for retirement, traveling, education or for enjoying an extra meal out now and then.

How much money are you wasting on credit card interest?

In 2017, the average U.S. household with revolving credit card debt carried a balance of more than $6,000, according to a NerdWallet analysis. Assuming an interest rate of 14.87% — the current average — they're paying about $900 per year just in interest charges.

Make a plan to pay down your credit card debt as quickly as you can, and then start a policy of paying in full every month.



See the rest of the story at Business Insider

One trip to Rome's airport and I'm convinced it has the most beautiful restrooms I've seen in my 30 years of travel

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Rome Airport Men's Room

  • An often unpleasant aspect of air travel is dealing with airport restrooms.
  • Air travel and airport restrooms are particularly difficult for parents traveling with babies and small children.
  • Let's be honest: airports do their best to maintain restroom cleanliness, but in a place like Rome's Leonardo da Vinci-Fiumicino, where millions of passengers arrive and depart every year, restrooms can be kind of gross.
  • But this wasn't the case for me on my last trip through Rome FCO.
  • The Roman airport's bathrooms impressed with its stylish decor and ingenious design. 

At Business Insider, we review airline travel and airports all the time. We write about airport lounges. We write about airline paint jobs. We write about planes.

But in our entire existence, I believe we have never reviewed an airport restroom. 

That might sound like a gag, but restrooms are an inevitable part of the air-travel experience. More so if you're a parent and have to deal with changing diapers or attending to small children. For years, and through three kids and a lot of flights, I've struggled with changing, with finding a way to safely let my daughter use the facilities, and with simple stuff like getting a 5-year-old to be able to wash his hands. 

For my own part, I've seen it all, from truly repulsive men's restrooms to relatively spiffy ones. 

Obviously, we can't really review restrooms because we typically post photos with our reviews and nobody would like it very much if we were snapping pictures in semi-private public space. It would be rude and ethically unacceptable. 

But I recently found myself, briefly, in a position to check out that rarest of things: a completely empty men's restroom at Rome's Fiumicino airport, on a return trip from Italy to the US.

I quickly seized the opportunity. Here's what I saw.

SEE ALSO: I flew domestic first class on American Airlines to see how it compares with coach — here's what I discovered

FOLLOW US: On Facebook for more car and transportation content!

Rome Leonardo da Vinci-Fiumicino is the city's biggest airport, gateway to tens of millions of passengers annually. I left from Terminal 3 at FCO for an early evening flight back to the New York area.



At the end of the luxury mall — Rolex, Diesel, Montblanc — I found a clearly marked location for the men's and women's restrooms. OK, some gender stereotypes as far as the identifiers go. But they got the job done.



The organization of the space was simple and graphic.



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7 popular chain restaurants that offer vegan options

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Anyone with dietary restrictions understands the difficulty of finding a meal that fits their specific needs. This is especially true for anyone following a strict vegan diet. But rest easy vegans because these vegan-conscious restaurants will make your dining out experience hassle-free.

Chipotle offers many vegan ingredients.

Chipotle is great for vegans because you can combine ingredients in countless different ways to keep your meal interesting. Luckily, many of these ingredients are vegan.

Of course, Chipotle’s guacamole, veggies, beans, rice, and salsas are all vegan, but many people don’t know that their tortillas and chips are as well. There are even talks of a new quinoa option joining the menu soon, so keep an eye out for that tasty development. Not to mention their sofritas, which are made of tofu in a pepper sauce.



From its bread to its salad bar, Panera has plenty of vegan choices.

Panera is known for its healthier fast food options. That goes for vegan fans of the bread company as well.

Aside from endless salad options, Panera also offer vegan black bean soup and delicious broth bowls. Go ahead and order a French baguette for your side, because those are vegan too.

Panera is a bread company after all, so what about carb-loving vegans? Well, they can rejoice too, because Panera’s black pepper focaccia, sea salt focaccia, country, rye, sesame semolina, and sourdough bread are all vegan-approved. And as for bagels, vegans can choose from plain, blueberry, cranberry walnut, poppy seed, and sesame. Their French baguettes are even vegan. So hit up Panera if you’re a vegan looking for a carb fix. 



Bruegger's Bagels has vegan bagels.

Breakfast is the most important meal of the day, but between cheesy eggs and buttery pancakes, it can be hard for vegans to find something when they’re eating out. Bruegger's, however, has a whole slew of bagels and bread that are completely vegan. We’re talking over 15 varieties here.

Top your favorite bagel with hummus and their many veggie options, or tap into your inner child and get a peanut butter and jelly bagel.



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7 money goals to hit by the time you're 35 that are actually achievable

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insecure molly hbo

Chances are, you've seen the advice floating around that advises 35-year-olds to have twice their annual salary in savings if they plan to retire by 67 "and live a similar lifestyle."

If you are 35 years old and you have just one year's annual salary shored up, congratulations a million times over — you're well ahead of the game.

In 2017, the median salary for Americans aged 35 to 44 was $50,752 annually, based on figures from the Bureau of Labor Statistics. By contrast, the Federal Reserve found that the same age demographic had a median $5,000 in a savings account. All Americans, on average, had just over $33,766 saved, and one-third had $0 saved for retirement in 2016. Obviously, the double-your-salary-by-35 figure isn't realistic for many working people in the U.S. — especially those in their mid-thirties.

"This was predicated on a Fidelity study that assumed that you've been saving 15% of your income directly to retirement every year starting at age 25 [through] age 65, and it was looking more at how a 65-year-old today would get there if they had a constant saving throughout their working career," explains Alison Norris, a strategy manager and CFP at SoFi. "It was not taking into account that this is 2018 and circumstances are far different than they were when a retiree was 35."

Today's 35-year-olds have come of age amid the housing bubble and with a greater student loan burden than today's 65-year-olds could ever imagine. With that in mind, here are more realistic goals Norris says you should work toward — en route to that golden, double-salary nest egg.

1. Have a growing net worth.

If you're desperate to focus on one savings metric in order to assess your context, Norris advises comparing your net worth to your expenses, rather than comparing your income to your savings.

"Otherwise, you're really penalizing those who have worked hard to get a higher salary throughout the recent years, and that's the opposite behavior that I would want to promote as a financial planner." (Think about it: You can only pinch pennies so much! If you've worked hard and fought for a higher salary over the years, that victory deserves to be part of your financial narrative.)

Use whatever earnings you have, and aim to "increase your net worth by a few percentage points every year by investing wisely and making recurring deposits into your accounts," she suggests. Analyze how much you're contributing to a 401(k) or other investment vehicles, what you're putting into a short-term savings account, and if that is growing over time.



2. Be paid your value.

The everlasting struggle! Laws that bar prospective employers from asking job seekers about their salary histories acknowledge the perpetuating cycle of being underpaid. If you start out underpaid, it becomes exponentially difficult to catch up to your market value.

For example, Norris says, "Let's assume a 35-year-old woman works for an additional 30 years and has a salary that increases 5% year over year. Making an additional $5,000 today would net her roughly $330,000 more over the remainder of her career than if she didn't ask for that raise. But if she waits 10 years before making the same $5,000 ask, she'll lose out on ~$200,000 of lifetime earnings."

That's an unspeakable amount of money for most people — enough to pay down all kinds of debt, put money down on a home, and be well on the way toward a stable retirement.

No one is born knowing how to negotiate. But the more you practice and get in the habit of researching, the easier negotiating will be, and the better the chance you won't be chasing bills down the line when you most need them.

"People get scared by the word 'negotiation,' but it's just a conversational skill," Norris assures. "Raise decisions often don't happen in isolation, so approach your boss months before decisions are made. Bring examples of how your work has benefited the company, using language that expresses shared goals and your excitement to continue adding value."

Also, understand that benefits comprise of 30% of your total compensation, she advises. Discuss boosting your base salary, but "don't neglect stock compensation, insurance, vacation days, and the multitude of other factors that impact your quality of life."



3. Be able to float yourself for three to six months.

A sweet goal in your mid-thirties is to have a greater degree of relief from everyday stressors. A financial cushion is essential as you move into middle age. (Especially for younger adults today, many of whom will never experience a pension.)

"Depending on how many income sources you have in your family, you generally want to be between three and six months of expenses," Norris says. "If you just have one income source — you're the sole provider — closer to six months is a better rule of thumb. And if you have a two-income household or you have a couple of different jobs, three months may be a better frame of reference."



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37 celebrity couples that got married this year so far

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Prince harry and meghan markle

There are couples that welcomed bundles of joy this year, couples that called it quits, and new couples that no one saw coming. For some stars, 2018 is marked by another milestone — getting married. 

Stars like Kit Harington and Rose Leslie walked down the aisle for the first time, while actors like Richard Gere have been previously married.

From Kaley Cuoco and Karl Cook to Ellen Page and Emma Portner, these are the celebrity couples that revealed their weddings this year. 

Ellen Page and Emma Portner

Page and Portner kicked off 2018 by sharing that they quietly tied the knot. It's unclear when they got married, but they revealed the news with fans on January 3.

"Can't believe I get to call this extraordinary woman my wife. @emmaportner," Page wrote on Instagram.

Porter echoed similar sentiments on her Instagram post.

"I get to call this incredible woman MY WIFE! @ellenpage I LOVE YOU," the dancer wrote. 



Marcus Grodd and Ally Lutar

The former "Bachelorette" and "Bachelor in Paradise" stars got married in Vancouver, Canada



Ricky Martin and Jwan Yosef

During an interview with "E! News," the "American Crime Story" star said that he and Yosef got married. 

"It feels amazing," Martin said. "I can't introduce him as my fiance. I can't. He's my husband. He's my man."



See the rest of the story at Business Insider

7 pieces of beauty advice your grandma followed that are still a good idea today

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mascara makeup using makeup applying make up beauty

In 2018, it’s easier than ever to become an amateur makeup artist without leaving your home. Thousands of beauty tutorials on YouTube and even Instagram make it easy to learn new tricks to applying your foundation perfectly, see what new concealers look like on skin before actually buying them, and figure out how to contour by watching someone else do it, step by step. But there are plenty of old school beauty advice that definitely still works — just ask your grandma.

Don’t get us wrong; we’re definitely not knocking how awesome it is that so many new products and makeup hacks exist. But, who knows? Some of these tricks might actually be worth adding to your normal beauty routine.

Always wash your face before bed.

At some point, your mom or grandmother probably told you that you shouldn’t go to bed with makeup still on your face, no matter how tired you are, and they’re telling you the truth. One of the best things you can do to keep your skin young and healthy is to wash your face before you go to bed every night — just make it part of your regular routine.

"Sleeping in your makeup can result in unnecessary exposure to the free radicals in the environment, which the makeup holds on to," dermatologist Dr. Eric Schweiger told HuffPost. "Free radicals cause the breakdown of healthy collagen, which results in fine lines on the skin. Additionally, makeup can clog the pores while you sleep, resulting in the development of acne."



Red lipstick is timeless.

The most classic look in old movies and for Hollywood stars in the ‘40s? Red lipstick, of course — and it still stands up today.

If you’re ever in doubt, you can’t go wrong with red lips. All you have to do is invest some time (and probably a little money) in finding the exact right formula for you. Depending on your skin tone, you may look better in a red with blue undertones or a red with more orange undertones. This guide from InStyle is a good place to start.

And don’t forget the lip-liner. It’s what your grandmother would have wanted.



Use rollers while you sleep for volume.

Chances are, during your childhood you probably watched at least one of the older women in your family tie her hair up in rollers before bed, and there’s a good reason for it — sleeping in rollers is an easy way to wake up with tons of volume while saving yourself time in the morning.

These days, you don’t have to use soda cans or rags to roll your hair up, though; squishy, comfortable rollers are available almost anywhere beauty products are sold and might end up being your new favorite hair hack.



See the rest of the story at Business Insider

23 celebrities who had surprisingly low-key weddings

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It's hard to avoid ogling at the opulence and excitement of celebrity weddings— but while an all-out affair is certainly fun to look at (and attend, if there's an open bar), it's often the private, intimate ceremonies that feel more relatable and heartwarming

Here are 23 of the most low-key celebrity weddings of all time.

Cardi B and Offset were already married by the time he publicly proposed to her.

Just two weeks ago, writing "Cardi B is expecting a baby with her fiancé, rapper Offset" would have been presumably accurate. But in June 2018, Cardi B revealed unceremoniously that she and Offset had already gotten married — before he publicly proposed to her.

The revelation came after TMZ unearthed the couple's secret marriage certificate, prompting Cardi B to literally say "f--- it" and confirm the news.

"There are so many moments that I share with the world and then there are moments that I want to keep for myself! Getting married was one of those moments!" she wrote on Twitter. "One morning in September we woke up and decided to get married. We found someone to marry us, and she did, just the two of us and my cousin."

The "I Like It" songstress also revealed that she didn't wear a wedding dress or any makeup. The couple hadn't even gotten rings yet.



Emily Ratajkowski and Sebastian Bear-McClard smelted their own wedding rings.

Model and actress Emily Ratajkowski wore a mustard-yellow suit and a black hat for her courthouse wedding with Sebastian Bear-McClard.

"We decided we were going to get married in January and then were kind of waiting for the right moment," she told Vanity Fair's "In the Limelight" podcast in 2018. "I can't even imagine what having a 300-person wedding is like, because it still felt kind of hectic to plan ours."

She announced her surprise marriage on her Instaram story, revealing that just a few close friends were present at the civil ceremony.

"Everyone wore suits or sweatsuits," she told Jimmy Fallon, before adding that the couple also hammered and blow-torched their own rings.



Nobody knew that Ellen Page and Emma Portner were engaged.

Ellen Page surprised fans with an Instagram post in 2018 announcing her marriage to Emma Portner. In the photo, which Portner also shared on Instagram, the two are gently touching hands while showing off their minimalist wedding bands.

"Can't believe I get to call this extraordinary woman my wife," Page wrote.

Portner echoed the sentiment, writing, "I get to call this incredible woman MY WIFE! @ellenpage I LOVE YOU!"

The posts also included photos of the newly married couple sporting some adorable hats, cuddling in a natural, woodsy setting. While no details about the actual wedding have been released, it seems safe to assume that this low-maintenance couple kept it fairly spare.



See the rest of the story at Business Insider

14 fashion 'faux pas' that Americans make that French women don't

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paris fashion

There’s something about "French-girl style" that is endlessly intriguing to anyone who is not from France. Many Americans, in particular, seem to fawn over the wardrobe choices of stylish French women like Marion Cotillard, Clémence Poésy, and Carine Roitfeld. There are countless magazine articles and books on how to "dress like a French girl" and nail that seemingly effortless look even while living in the US.

When it comes down to it, of course, French women are like anyone else — they each have their own unique sense of style. That said, there are certain things that many French women seem to do when getting dressed that are seemingly unique. If you want to put a French spin on your own outfits, you can do that by avoiding some of the fashion "mistakes" Americans often make.

Of course, at the end of the day, you should be wearing what feels good on you and what makes you happy. These mistakes could work for some people, and there’s nothing wrong with that. Still, if you want to infuse some Parisian chicness into your own wardrobe, you may want to avoid the following mistakes. 

Americans wear super flashy logos.

One of the things that makes French style stand out is how it is more of a quiet luxury than a "Hey, look how expensive my shirt was!" type of luxury.

Blogger Tokyobanhbao of The World of Tokyobanhbao told Who What Wear: "I would avoid wearing clothes or accessories with the name of the brand shown very distinctly. I think luxury is the way you wear your clothes, not by showing the name of the brand."

French fashion editor Carine Roitfeld echoed the same sentiment when speaking to Acne Paper.

"[French style is] more the way you mix the clothes and how you move, how you open your bag, how you cross your legs — just little things that make a difference," she said. "With French women, you first see the woman and then you see the clothes. In France, you cannot see what labels we are wearing. It is very snobby."



Americans look too "perfect" and put-together.

In America, many women put a lot of effort into looking extremely put-together and done-up. French style is less about appearing perfect and more about appearing effortless.

French actress Léa Seydoux told Into The Gloss: "It’s true that the French are not very sophisticated in the sense that they don’t dress up for dinners. They are not like Americans where they are always perfect — the girls are not very sporty; they don’t take care of themselves as much as Americans, who always have very white teeth, and are so fit. The French are a little more chic, very classic. I think it can be boring too, because they don’t take any risks. They don’t wear too many colors."



Americans wear super trendy items.

Many Americans enjoy following trends, which is why fast fashion is so big. French women are often more into classic pieces. French model Julia Roitfeld told Vogue: "Please don't ask me about trends. I’m into buying clothes that make me feel pretty, that flatter me, but I have never cared about having the latest thing."

French style star Anélle Coetzee told The Local something similar: "French women are not fashion slaves but rather style followers. They will carefully review the new season’s trends and select one or two items to update their look, giving solid basics a new twist." It seems to be more about a basic wardrobe than a wardrobe full of flashy items.



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We teamed up with Paul Evans to give readers an exclusive 25% off discount on men's dress shoes — these are the most stylish pairs to buy on sale

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The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

Paul Evans

  • You can save 25% sitewide at Paul Evans by using the Business Insider-exclusive promo code "BI25" at checkout.
  • In addition to shoes, you'll find premium Italian made belts and wallets included in the sale.
  • Some of its more popular items are selling out fast. If the items you want are sold out, you can still use the promo code on your preorder.

Dress shoes are like underwear  — every guy owns them (or at least he should), and you really do get what you pay for in terms of quality.

Sure, you can get decent-looking dress shoes for less than $150, but they'll probably hurt your feet and wear out far sooner than you'd like. If you're looking for dress shoes with impeccable style and premium materials designed to only get better with age, then Paul Evans is the right choice.

Paul Evans is a direct-to-consumer company, so there's no major retail markup like you'd find at a department store. Its shoes are mostly priced around $450, but spending the same amount elsewhere would almost certainly leave you with an inferior pair. To get shoes of similar quality from other brands you could easily shell out $1,000.

In the past, the Insider Picks team tested the Paul Evans Martin Wholecut Oxford, naming it one of the best investments you'll ever make for your feet.

Despite being a great value for the money, the shoes are still pretty pricey — so Business Insider teamed up with Paul Evans to create an exclusive discount for our readers. Right now, you can use the promo code "BI25" to save 25% on your entire order with no exclusions. 

In addition to the premium Italian dress shoes the brand is known for, you'll also find luxurious belts and wallets on the site, too. The money you'll save serves as the perfect reason to complement your new shoes with high-end matching accessories.

Keep in mind that Paul Evans dress shoes sell out very fast even without discounts, so you'll want to take advantage of the sale immediately. If the style you love is out of stock, you can still apply the promo code to preorders — don't wait for them to be restocked, as they'll likely sell out again before you get a chance to secure a pair and you'll have to wait even longer.

To help you shop quickly, we rounded up eight of our favorite designs. You'll find everything from stylish loafers that are great for the summer, to year-round oxfords, and boots for the fall and winter.

Shop all Paul Evans shoes here.

Check them out, below:

The Stewart Penny Loafer

Paul Evans Stewart Penny Loafer, $337.50 (Originally $450), available in five colors [You save $112.50]

Penny loafers are an American classic. The Paul Evans Stewart uses premium materials for an amazing fit and finish, and the Oxblood color is great for all occasions. You can dress them up with slacks for the office and other formal settings or down with jeans for more casual events.



The Van Damme Belgian Loafer

Paul Evans Van Damme Belgian Loafer, $337.50 (Originally $450), available in five colors [You save $112.50]

If classic Penny loafers are a bit too traditional for you, the Van Damme Belgian Loafer is a great alternative. With elongated toes and tassels, the shoes give off a high-end European look.



The Cagney II Stitched Cap-Toe Oxford

Paul Evans Cagney II Stitched Cap-Toe Oxford, $337.50 (Originally $450) [You save $112.50]

The brown oxford is a staple shoe that can serve as most men's everyday dress shoe. Paul Evans' pair uses premium Italian calfskin and a leather lining that will last for years.

 



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I went on a Border Patrol ride-along in one of the most heavily crossed areas on the US-Mexico border — here's what happened

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MCALLEN, Texas — I was in Southern Texas covering the immigration crisis and separation of families for nearly a day when I got word that I had secured a Border Patrol ride-along.

"The Rio Grande sector accounts for about 40% of the apprehensions in the United States," a Border Patrol agent named Chris Seiler told me as we drove away from the station a few days later. "The McAllen station specifically is about 20% of the entire nation, and we catch about 300 individuals a day just in this 50-mile span of border."

For nearly five hours last Monday morning, I followed Seiler and another agent, Rene Quintanilla, around as they patrolled on and around the Rio Grande, which separates the US and Mexico.

Here's what happened:

SEE ALSO: Smugglers, floating bodies, and victims: Border Patrol agents describe what it's like working in the busiest sector on the border

Seiler and Quintanilla first took me on a boat where I met a few more agents.



For a couple of hours, we drove up and down the Rio Grande, periodically disembarking to walk along the trails. The agents said the boats, which are loud and fast, act as a deterrent against illegal crossings.

Cartels and smuggling organizations often have spotters posted along the river to make sure the coast is clear before they send people across. 



Sometimes spotters even post up in abandoned houses or other structures like the one seen below.



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Nuclear weapons are as confusing as they are deadly — here's what 14 terms that you keep hearing actually mean

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hwasong nuclear ballistic missile icbm test launch north korea kcna

Nuclear weapons are humankind's most fearsome creations.

In a matter of minutes, one nuclear-armed nation can level dozens of cities, spread radioactive fallout for hundreds or thousands of miles, and wreck Earth's climate.

Most people are familiar with the basics: Slap together enough uranium or plutonium and — kaboom! — you have a nuclear blast. But the details of how these complex devices are made, delivered, and controlled can make the difference between keeping the peace and sparking a cataclysm.

It doesn't help that there's more than 60 years' worth of convoluted terminology surrounding the complex policies and politics of nuclear weapons. There are words like isotopes, tritium, and yellowcake; abbreviations such as HEU, LEU, SSBN, and CVID; and the subtle yet striking difference between uranium-235 and uranium-238.

As US Secretary of State Mike Pompeo resumes talks with North Korea over its nuclear weapons program, we've defined some of the most important (and misunderstood) words, phrases, and acronyms here.

That effort could take years to pan out, and it's guaranteed to get very, very complicated.

SEE ALSO: A nuclear explosion in the US is a real possibility. Here are the scripts government officials might use if it ever happens.

DON'T MISS: Your retirement account probably funds nuclear weapons — here are the top 20 biggest companies and investors

Nuclear weapon

A conventional explosive device rapidly burns up a chemical to cause a blast. A nuclear weapon, meanwhile — such as a bomb or warhead — splits atoms to release thousands of times more energy.

Yet the term "nuclear weapon" can also refer to a vehicle that's able to deliver a nuclear attack, such as missiles, fighter jets, stealth bombers, and truck-like mobile launchers. (If flying dinosaurs were alive today and trained to drop nuclear bombs, the creatures may be considered nuclear weapons.)

During weapons inspections like the ones between the US and Russia, nuclear warheads are actually concealed with a piece of cloth; it's the vehicles, missiles, and launch or bombing bays that are the focus. Without them, a warhead can't get anywhere quickly.



Intercontinental ballistic missile (ICBM)

An ICBM is a space rocket that can launch a destructive device on top and carry it from one nation to another in a high arc.

Technically speaking, an ICBM is any missile capable of delivering a warhead from more than 3,415 miles away. The missile silos in the US in which they're stored are sprinkled around the country, with most stationed in middle America.

As of 2018, the US has 800 ICBMs in its stockpile, and Russia has nearly 1,140 ICBMs.



Fallout

Fallout describes the dangerous leftovers of a nuclear weapon: a cloud of dust, dirt, sand, pebbles, and bits of debris that an explosion has irradiated.

Bombs or warheads detonated near the ground vastly increase the amount of fallout by sucking up soil and debris, irradiating it, and spreading it for dozens if not hundreds of miles. Very fine particles can circle the globe and be detected by special airplanes.



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50 haunting photos of abandoned shopping malls across America

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Cloverleaf mall

  • American malls are closing all over the US.
  • A report done by Credit Suisse estimates that 20% to 25% of malls would shutter over the next five years, largely because of store closures.
  • In 2017, 6,400 stores closed – a further 3,600 are expected to close in 2018. 
  • These photos show how malls were forced to shutter as key anchors such as Sears and Macy's left. 


American malls are dying out.

Retail complexes all over the US are being clobbered by store closures sweeping the country.

In 2017, more than 6,400 stores closed and another 3,600 are expected to shutter in 2018. According to a report done by Credit Suisse, this will result in 20% to 25% of malls closing in the next five years.

A national retail apocalypse has crippled US malls as anchor stores such as Macy's and Sears, which take up large retail spaces and drive foot traffic, have shuttered stores and left malls with enormous gaps to fill. 

For many malls, this is an impossible task. 

Take a look at some of these haunting photos below that show how badly America's malls have been hit:

SEE ALSO: These photos of empty stores show why Mattress Firm could be on the verge of closing hundreds of locations

This is the Carousel Mall in San Bernardino, California, which closed in 2017. The mall had been hanging by a thread after it lost its two main anchors, Montgomery Ward and JC Penney, several years before.

Source: Business Insider



Euclid Square Mall in Ohio had a similar fate and shuttered in 2016.



It was temporarily used by religious congregations who held services in old stores. In September 2017, Amazon announced plans to build a 1.7 million square foot fulfillment center in its place.

Source: Crain's



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If you ever thought you could build a better dinosaur theme park than they did in the Jurassic Park movies — with fewer deaths and catastrophes — this is the game for you

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What if the Jurassic Park movies were void of corrupt, questionable characters, and the parks flourished instead of crumbling into catastrophic failure?

Well, for one, there wouldn't be any Jurassic Park movies. And two, it gives the opportunity for video games that will let you do what Jurassic Park characters couldn't: create the perfect dinosaur theme park.

I've been playing "Jurassic World Evolution" for the last couple of weeks for many, many hours, and anyone who has a hint of fondness towards dinosaurs and the Jurassic Park movies will surely share my enjoyment. 

Check out "Jurassic World Evolution" in a nutshell:

(Hint: To watch the GIFs below in higher resolution, click the gear icon on the bottom right of the GIF and select "HD.")

SEE ALSO: Forget the PlayStation 4 — at least 2 major games are already being made for 'next generation' game consoles

You can build your own dinosaur theme park that doesn't make the same mistakes in the movies, where hundreds of people die as a result of questionable actions.

You can design absolutely everything in your theme park, like the dino enclosures, what type of fences you use, and what dinos you incubate. But you have to manage your dino's happiness, as well as your guests'.



There's a campaign mode where you need to complete contracts and missions for three different divisions — Science, Entertainment, and Security — to unlock building upgrades and special dinosaurs like the Indoraptor.

There's no real story in the campaign mode, and it only serves to make you work to unlock all the dinosaurs you can possibly get in the game, as well as building upgrades to make your parks better. 

I'd absolutely complete the campaign mode to get all those unlockable extras. That way, you can build the best possible park on Isla Nublar, the original Jurassic Park island. It's a large island with lots of open space to let your creative juices freely flow for your perfect park.

It's also a good way to learn how the game works to build your ultimate park.  



To make dinosaurs, you have to use your Expedition Center to find fossils around the world, then extract the DNA to get a more complete dino genome. The higher the genome, the higher your dino's star rating, and ultimately, the higher your park's star rating.



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The most iconic TV show of every year since 2000

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Face Off Breaking Bad

Every year has a TV show that defines it.

When you watch a certain show  or a certain season of a TV show  you can't help but think about where you were when it aired, and what people were saying about it.

There are some shows that dominated pop culture so much that you associate them with a certain time in your life, even if you've never seen an episode. "Lost" premiered in 2004 and instantly took over the small screen (and the water cooler), so even people who never saw it knew it.

We took a look back at the past 17 years in TV and selected the most iconic show from that year, from "The O.C." to "Big Little Lies."

Here's the most iconic TV shows every year since 2000:

SEE ALSO: The 23 best road trip movies of all time that are perfect to watch during the summer

2000 — "Dawson's Creek"

The season three finale of "Dawson's Creek," one of the most iconic teen shows ever, is one that changed television for the better. The episode features the first gay kiss in television history, which was a major milestone that paved the way for more storylines like it in TV and in pop culture. 



2001 — "Alias"

The acting, clever writing, and ambitious action sequences made "Alias" an instant favorite. Its star Jennifer Garner, who was brilliant as double agent Sydney Bristowe, helped the series from a way less famous J.J. Abrams get the attention it so deserved. 



2002 — "American Idol"

Everyone watched "American Idol," and if you didn't, you couldn't really be involved in most conversations, but you still knew Simon Cowell was mean. The show's first season introduced the world to the incredibly talented Kelly Clarkson, who quickly became more than a reality TV show winner: she became a pop icon. 



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This $18.5 million, 112-year-old 'secret' hilltop estate in San Francisco has an elevator, multiple outdoor decks and sweeping 360-degree views of the city — take a look inside

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Perched atop a hill in San Francisco's upscale Nob Hill neighborhood lies a hidden estate — listed for sale at a cool $18.5 million, pricey even by the city's ridiculously high standards.

The brown-shingled home sits on a 0.27-acre lot and boasts three stories, five bedrooms, an elevator, a wine cellar and multiple outdoor decks for viewing the sweeping sights of the cityscape.

But despite its many luxe amenities, the historic home's rich history and character is its most standout quality.

Take a look inside.

SEE ALSO: Silicon Valley's housing crisis is so dire that this 897-square-foot Palo Alto home is selling for $2.59 million — take a look inside

Though the house sits on a hilltop, it's easily obscured by tall, dense shrubbery. Make your way through the trees to find the historic Boggs-Shenson house, listed for sale at $18.5 million.



Named after the home's two previous owners, the Boggs family and the Shensons, the present-day historic home was not the first structure on the lot.

San Francisco residents Angus and Mae Boggs purchased the lot and its original structure in the March of 1906, one month before the infamous earthquake and subsequent fire ravaged the city. The Boggs had barely moved in when the original structure was destroyed.

Months later, the Boggs built the existing Boggs-Shenson house on the lot. Realtor Dale Boutiette told Business Insider that by 1914, almost a decade later, the Boggs wanted better views from their home. So they had it rotated 90 degrees and placed on a new foundation.

In the 1940s, Mae Boggs sold the home to brothers Ben and Jess Shenson, both doctors. Mae befriended the Shensons after they bought the house — they became her personal physicians and hosted her 100th birthday party in the home in 1963.



The house is one of the last single-family residences in Nob Hill. It's lined with dark wood panels, matching the railings on the multiple decks and the pergola on top.

Both brothers have since passed away, leaving the legacy of this home behind them.

 



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Costco has another type of store that stocks almost completely different products, and some say it's even better than a regular Costco (COST)

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Costco Business Center Water Bottles

  • Costco Business Centers are Costco stores that cater to small businesses.
  • There are only 17 Costco Business Centers in the US, and nearly 70% of what they carry can't be found in a traditional Costco.
  • But many Costco members say the business centers are even better than traditional Costcos. 

Costco, the beloved one-stop shop for all things bulk, has a different type of store that some shoppers like even more.

Costco Business Center, a branch of the warehouse giant tailored to small businesses, is open to all paying Costco members. There are only 17 of them in the United States, and nearly 70% of the products they sell can't be found in a traditional Costco, according to the Star Tribune.

"This is not your every day shopping Costco unless 40 lb bags of potatoes are on your grocery list,"one shopper wrote in a Yelp review of a business center in Westminster, California.

The business centers typically don't have gas stations, liquor stores, free samples, pharmacies, optical and hearing centers, photo services, clothes, toys and books, home goods, electronics, or jewelry.

However, some shoppers say the business centers are even better than traditional Costco stores.

"Hear me out: no lines, not crowded at all, has everything a regular Costco would and more, they don't bother you with the ridiculous 'show your card as you enter the doors' policy, and better service in general,"one customer wrote about the Costco Business Center in Hackensack, New Jersey.

Another commented: "Costco has always been like my second home!!"

Here's what a typical Costco Business Center is like.

SEE ALSO: We compared the 'Costco for millennials' with the real Costco, and one had a clear advantage over the other

There are only 17 Costco Business Centers in the United States.

Source: Star Tribune



The hours differ slightly from a normal Costco, which opens at 10 a.m. Sunday through Friday and at 9:30 a.m. on Saturdays.



Though the business centers don't have free samples, many still have a traditional Costco food court.



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The 34 colleges that produced the most US presidents

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It's a question that any American history buff — or future White House hopeful — is bound to ask. Which college has the distinction of producing the most US presidents?

That'd be Harvard University. It's an unsurprising win, considering Harvard is the oldest school in the country.

But a number of other schools also happened to help shape the minds of the 44 men who served as president of the US. Ivy League institutions, small Christian colleges, and state research universities all made the list.

Keep in mind, these presidents didn't necessarily graduate from all of the schools on this list. A number, like the ever-nomadic William McKinley, John F. Kennedy, and Jimmy Carter, bounced around between a number of institutions due to financial reasons, health difficulties, or changing preferences. But the people who went on to become US presidents did study at an undergraduate level at all of these institutions.

But don't take any of this as an unabashed endorsement of collegiate-level study. Plenty of other presidents, including George Washington, never even attended college.

Here's a look at which undergraduate schools have produced the most US presidents:

SEE ALSO: From spending 7 years in prison to battling a yellow fever epidemic, here's what the Founding Fathers were doing before their act of rebellion made them famous

DON'T MISS: A look at the zodiac signs of all the US presidents

SEE ALSO: The 17 weirdest jobs of US presidents

Fordham University: One president

Donald Trump attended this Bronx-based Jesuit school before transferring to the University of Pennsylvania's Wharton School.

According to "The Trumps: Three Generations of Builders and a Presidential Candidate," the president's sister Maryanne said that Trump chose to attend the college because "That's where he got in."



Occidental College: One president

Before attending Columbia University, Barack Obama studied for two years at Occidental College in Los Angeles.



Columbia University: One president

Obama transferred to Columbia University as a junior. There, he studied political science with a specialty in international relations, as well as English literature.



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WHERE ARE THEY NOW: Every winner of 'The Apprentice' and 'Celebrity Apprentice'

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donald trump the apprentice press

Before President Donald Trump entered the White House, the former businessman gained popularity hosting a pair of reality TV shows, "The Apprentice" and "The Celebrity Apprentice".

Each show ran for seven seasons with Trump leading the way before he announced his plans to run for president. "The New Celebrity Apprentice" continued for one more season with former California Gov. and actor Arnold Schwarzenegger as the face of the show, but it was canceled after the season concluded.

In the early days, "Apprentice" contestants who didn't hear "You're fired!" from Trump got to work as an executive vice president of the Trump Organization for a year.

It's been 14 years since the show premiered on NBC. Here's what all the winners of "The Apprentice" and "Celebrity Apprentice" are up to now.

SEE ALSO: How 'The Apprentice' made Donald Trump's presidential campaign possible

DON'T MISS: Why Trump’s sycophantic Cabinet meetings seem so oddly familiar

'The Apprentice' Season 1: Bill Rancic

Rancic became a motivational speaker and a brand ambassador for Rogaine.

He has also hosted and appeared on several TV shows talking about entrepreneurship and has written four books, including a New York Times best-seller called "You're Hired".

Rancic is also a restaurant owner, philanthropist, and real estate developer.

He and his wife, E! host Giuliana Rancic, started an app called Pear to provide parents with answers to their questions and concerns about raising children.

Sources: Hollywood LifeBill RancicABC



'The Apprentice' Season 2: Kelly Perdew

Perdew now serves on the advisory board of The Code of Support Foundation, which provides assistance to members of the military and veterans.

He has been a life-long entrepreneur and is currently the CEO of Moonshots Capital, a hedge fund that invests in technology startups and companies started by veterans.

Perdew also serves on several other company boards, and frequently gives public speeches on leadership, technology, and career development.

Sources: Code of Support FoundationMoonshots Capital



'The Apprentice' Season 3: Kendra Todd

Todd currently operates her own realty group based in Seattle.

Realtor Magazine named her one of the Top 30 Under 30, and she once hosted a TV show called "My House Is Worth What?" on HGTV.

She has also written a best-selling book on creating wealth called "Risk & Grow Rich".

Sources: The Kendra Todd GroupChristian Broadcasting Network



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The 23 best icebreakers to use at a party where you don't know anyone

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summer party

  • Parties where you know virtually no one can be awkward, especially if you're not sure how to start a conversation.
  • You could rely on the classic, "So what do you do for a living?" But then you run the risk of coming off as the least interesting or original person at the party.
  • The following icebreakers should help you get an interesting conversation going with ease.


Maybe you're interested in making a new professional contact, or perhaps you simply want to make a good impression on a friend of a friend.

Whatever the reason, busting out the clichés upon the first introduction is never a good idea.

To mix the conversation up a bit, try using one of these 17 icebreakers. They should help ease you into an engaging conversation with people you've never met before.

SEE ALSO: 11 festive things to do in New York City over the holidays that look fun — but aren't

'Hello'

This one may seem simple, but a smile, a name, and a confident handshake can sometimes go a long way, Ariella Coombs wrote for Careerealism.com.

"Sometimes the easiest way to meet someone is to offer a handshake and say 'hi,'" she wrote.



'I'll be honest, the only person I know here is the bartender, and I just met him two minutes ago. Mind if I introduce myself?'

Humor is a good method to put another attendee at ease and jump-start a lighthearted conversation.



'What do you do for fun when you're not working?'

Asking personal questions about people's activities outside of work can help solidify a connection, Shan White, owner of Women's Peak Performance Coaching, told Refinery29.

Asking about someone's after-work hobbies is "semi-personal, yet still professionally acceptable to ask," White said. "This can bring some levity and humor into the conversation while also letting you see what lights them up — what brings them real joy."



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