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The latest news on Features from Business Insider

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    traders

    • President Donald Trump has once again upped the stakes of a trade showdown with China, which could put pressure on US equities — particularly stocks with high overseas exposure.
    • Goldman Sachs has identified 17 stocks it thinks should outperform the broader market in the event that trade tensions continue to escalate.

    President Donald Trump is back at it again with his tariffs on China. And if recent history is any indication, the stock market is in for a turbulent period.

    But you don't have to fall victim to any future losses. Armed with the right information, you can invest in stocks that are built to stay insulated from threatening geopolitical headlines.

    That means identifying and loading up on stocks that aren't internationally exposed. After all, protectionist behaviors from Trump have boosted the US dollar in the past, which favors more domestically focused companies.

    On the flip side, escalating trade tensions hurt multinational companies, since a stronger dollar hurts exports. During times like that, it's best to steer clear of those kinds of firms.

    It's not always easy to identify which stocks fit into these two categories, but Goldman Sachs is here to help. It maintains an index of companies that get a large percentage of their sales from the US.

    Below is a list of 17 domestically dependent stocks that Goldman says should outperform in the event of a prolonged trade staredown. These stocks are listed in random order, as all 17 of them get 100% of their sales from within the US.

    17. Southern Co.

    Ticker: SO

    Industry: Utilities

    Market cap: $47 billion

    % of US sales: 100%

    Source: Goldman Sachs



    16. Verizon Communications

    Ticker: VZ

    Industry: Telecom

    Market cap: $218 billion

    % of US sales: 100%

    Source: Goldman Sachs



    15. Public Storage

    Ticker: PSA

    Industry: Real estate

    Market cap: $38 billion

    % of US sales: 100%

    Source: Goldman Sachs



    See the rest of the story at Business Insider

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    flight attendant

    When it comes to traveling on planes, it's always best for passengers to have a backup plan just in case. Though it's rare for flights to turn around mid-flight for no reason, it can happen — sometimes under bizarre circumstances.

    Read on for a look at some of the strangest reasons flights have had to stop their journey and return to the airport they departed from.  

    A British Airways flight reportedly had to turn around due to a clogged toilet.

    In March 2016, a British Airways plane flying from Heathrow to Dubai was forced to turn around after passengers began complaining of a "smelly poo in the toilet," customers said. According to the Telegraph, the crew wasn't able to fix the problem, leading the plane to return to its original location for health and safety reasons.

    That's not the only time a bathroom issue caused a flight disruption. In 2014, a Virginia Austria flight from Los Angeles to Sydney returned to the US three hours after departure because of a "fresh water overflow system," according to the airline.



    Nuts served in a packet instead of a bowl drove one first class passenger into a fury.

    In 2014, the daughter of Korean Air's chief executive, Cho Hyun-ah, reportedly became outraged when she was served macadamia nuts from a packet instead of a bowl while flying in first class. Her nut-fueled fury caused the pilot to return the plane to the gate in New York.

    Hyun-ah was later found guilty of obstructing aviation safety, according to the Telegraph.



    A laser once forced a Virgin Airlines plane to turn around.

    A 2016 Virgin Airlines flight to New York had to stop mid-journey and return to London's Heathrow airport after "a laser incident," the airline said. According to reports, a laser beam was aimed at the cockpit and made the first officer feel unwell.

    In 2010, a law was passed in the UK that said people could be charged with "shining a light at an aircraft in flight so as to dazzle the pilot." It is also illegal in the US to shine a laser at an aircraft.



    See the rest of the story at Business Insider

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    donald trump hat

    President Donald Trump enacted tariffs on $200 billion worth of Chinese imports Monday, prompting Beijing to follow through with retaliatory taxes on $60 billion worth of American items. The two countries had already placed tariffs on $50 billion worth of each other's products. 

    The move was part of a broader effort by the Trump administration, which has also imposed duties on Canada, Mexico, and the European Union, to reform trade practices perceived as unfair. In a statement, Trump asserted tariffs will ultimately help protect Americans from Chinese actions that "plainly constitute a grave threat to the long-term health and prosperity of the United States economy."

    But economists and public officials warn import taxes will cause financial strain for American companies and consumers, pushing up costs and reducing access to foreign markets. The US Chamber of Commerce, a private lobbying group, said in a report that 14 states could suffer "extremely significant damage" after the latest round of tariffs. Here are their results, drawn from US Department of Commerce data.

     

    SEE ALSO: THE BIG ONE: Trump slams China with tariffs on $200 billion worth of goods, taking the trade war to the next level

    Hawaii

    Total exports threatened by trade war: $94 million

    Total exports to China targeted by retaliatory tariffs: $93 million (98.9%)

    Total jobs supported by global trade: 205,800

    3 hardest hit exports to China: Petroleum oil, hydrocarbon mixtures, light oils



    South Dakota

    Total exports threatened by trade war: $129 million

    Total exports to China targeted by retaliatory tariffs: $14 million (10.9%)

    Total jobs supported by global trade: 130,000

    3 hardest hit exports to China: Whey, offal, milk and cream



    Idaho

    Total exports threatened by trade war: $192 million

    Total exports to China targeted by retaliatory tariffs: $43 million (22.4%)

    Total jobs supported by global trade: 202,200

    3 hardest hit exports to China: Whey, peas, products of natural milk constituents



    See the rest of the story at Business Insider

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    BMW iNEXT

    • BMW recently unveiled an electric concept SUV, the Vision iNEXT, with plans for the vehicle to enter the market in 2021. 
    • The vehicle will feature technology that includes autonomous driving, voice control activation, single-touch input response technology, and a projector light that can beam out images, moving content, or interactive video graphics. 
    • BMW says the car will be highly automated, fully connected, and completely emission-free.
    • "The iNEXT project will provide our building blocks for the future, from which the entire company and all of its brands are set to benefit," said Harald Krüger, Chairman of the Board of Management at the BMW Group. 

    BMW recently unveiled an electric concept SUV, the Vision iNEXT, with plans for the vehicle to enter the market in 2021. 

    The BMW Vision iNEXT is the German carmaker's next step in intelligent-drive development, as the car will be highly automated, fully connected, and completely emission-free.

    In a public statement at an annual BMW General Meeting in May, Harald Krüger, Chairman of the Board of Management at the BMW Group said, "The iNEXT project will provide our building blocks for the future, from which the entire company and all of its brands are set to benefit."

    The Vision iNEXT follows the line started by BMW "i" in 2007 and BMW "i3" from 2013, two models which used electric powertrain technology.  

    More than anything, it is the three "Shy Tech" visionary applications that will make the BMW Vision iNEXT a trailblazer in the future development of automobiles

    First, there is the Intelligent Personal Assistant, an integrated digital world linked with smart devices that respond to voice commands by the driver. There is also Intelligent Materials, a single-touch functionality that allows the car to respond to various hand or touch gestures a passenger makes upon the seats with their fingers as if they were inputs. Finally, there is Intelligent Beam, a projection light that beams images, moving content, or interactive video graphics at the simple command of the driver or passenger. 

    The BMW Vision iNEXT will be equipped with other impressive aspects. Cameras will take the place of exterior mirrors, and touch-sensitive graphics will take the place of door-handles. iNEXT drivers can choose to either use "Boost" mode to drive themselves or "Ease" mode to be driven by the car's technology. BMW says that "Boost" mode is a virtually silent driving experience that exerts zero-emissions from the car. 

    While in "Ease" mode, the steering wheel retracts slightly into the dashboard, and the display panels change into "Exploration Mode" which allows passengers to digitally explore activities in their surrounding environment as the car cruises along. 

    "The BMW Vision iNEXT represents a new era of sheer driving pleasure," Krüger said in the public statement. "It underlines the leading role Germany plays in the future of mobility."

    Let's take a look at some photos below. 

    SEE ALSO: BMW just unveiled a new electric SUV concept to take on Tesla's Model X — take a closer look

    FOLLOW US: on Facebook for more car and transportation content!

    The BMW Vision iNEXT SUV is just around the corner.



    The car is painted in a "Liquid Greyrose Copper," which changed shades from warm copper to dark rose depending on the light.



    Here it is in dark rose. The dynamic sculpted forms and two-box proportions with a long roofline highlight the ample space inside the passenger cabin.



    See the rest of the story at Business Insider

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    Labor, union, workers, hardhats, France

    • Low unemployment should mean fast wage growth — but we haven't seen that in recent years.
    • Three economists shared with Business Insider their insights as to why pay hasn't gone up much. 
    • The leading reason: Companies are prioritizing shareholder interest over their employees.
    • Unemployment also isn't as low as we believe it to be. Part of the reason more people aren't participating in the workforce is, again, because wages are too low. 

     

    The US economy is growing at its fastest pace in four years. Unemployment recently sank to an 18-year low. That's all led President Donald Trump to deem America as "the economic envy of the entire world."

    But, you wouldn't know that by looking at your pay stub. Wage growth has been "sluggish," as Business Insider's Rich Feloni recently reported.

    us wage growth

    Even our nation's top economists are baffled. Such low unemployment should mean that employers are kicking up pay in order to lure in workers. Yet, they're not. 

    There's no single reason for why wage growth has been dismal. Business Insider spoke to three economists to shed light on their theories on the conundrum: Jake Rosenfeld of the University of Washington in St. Louis, Economic Policy Institute senior economist Heidi Shierholz, and Brookings Institution senior fellow Jay Shambaugh.

    Here's what they shared:

    SEE ALSO: Truck drivers' salaries are experiencing an 'unprecedented' jump, but it's not enough to end the driver shortage that's making everything more expensive

    Productivity gains have been minimal

    A lack of productivity growth could explain the fall in wages, Shambaugh said. 

    Growth in productivity, which is the output we get from every hour of work, has been declining in the US, as well as across advanced economies globally. 

    Labor productivity grew at an average of 2.1% from 1987 to 2004, when it began falling, according to one McKinsey report. But since 2011, labor productivity growth has fallen to an average of 0.7%.

    Still, wages haven't followed productivity gains in the longer run, according to the Economic Policy Institute. Productivity is up 243% since 1948, but wages are only 109% higher. 



    Companies are increasing their spending on benefits

    Employers have been increasing their spending on benefits — particularly health insurance, as Pew Research Center reported. There's also retirement-account contributions, transit subsidies, tuition reimbursement, and the like to take into consideration. 

    Wage and salary costs have grown 5.3% costs since 2001, adjusted for inflation, while benefit costs are up 22.5%. 

    While this is, as Shambaugh said, "a pretty small part" of the full picture, it may be keeping down workers' pay in these past few years of economic growth. 



    Corporations are directing more of their money to shareholders and executives, not everyday workers

    For decades, corporate profits and employee wages grew at a similar pace. But since 2002 or so, corporate profits have surged past worker compensation.

    As The New York Times reported in July,"Corporate profits have rarely swept up a bigger share of the nation’s wealth, and workers have rarely shared a smaller one."

    Jared Bernstein, an economic adviser to former Vice President Joseph R. Biden Jr., told the Times that workers would have significantly more cash in their pockets had their share of the country's wealth not shrunk so much. In total, that amounts to about $532 billion, or $3,400 per person per year.

    Meanwhile, the majority of corporate profits have been going to corporate investors and chief executives, whose compensation is often based on stocks, or foreign mergers and acquisitions.



    See the rest of the story at Business Insider

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    soho retail startups 0262

    • Allbirds recently opened its first flagship store in SoHo.
    • It's the most recent of many e-commerce startups to open up in that neighborhood, including popular retail startups like Everlane and Casper
    • According to Nicole LaRusso, Director of Research & Analysis for CBRE Tri-State, there are a few reasons that brands keep choosing this neighborhood, from attracting the customers that they're targeting to the dropping rent prices. 
    • We went to SoHo to see how prevalent this trend was for ourselves.

    Allbirds, once an online-only shoe retailer known for making "the world's most comfortable shoe,"  just opened up its first permanent flagship store in NYC. 

    It isn't the only store to do so. In the past year, it seems like more and more online-only stores have been opening up in downtown Manhattan. Retail startups like Everlane, Allbirds, Casper, and others which started as e-commerce only brands have been opening up their first physical retail stores in SoHo and the surrounding neighborhoods like NoHo and Nolita. 

    "Being in the SoHo neighborhood makes our brand experience accessible to New Yorkers, and also to visitors from around the country and the world," Allbirds told Business Insider. "Our first SoHo store was a concept store — it was meant as a learning opportunity for us and a way to interact with customers in our largest market." 

    The neighborhood tends to draw a lot of startups that are willing to invest more in their physical stores, according to Nicole LaRusso, Director of Research & Analysis for CBRE Tri-State. She explained to Business Insider that SoHo attracts sophisticated and thoughtful millennials that these brands are targeting. What's more, the varied mix of brands in the area keeps the shopping experience interesting for customers. 

    This wasn't always the case. Between 2010-2014, there were countless empty storefronts in SoHo. Rents were high, and shoppers were starting to shift towards online shopping instead of shopping in physical stores. 

    According to data CBRE shared with Business Insider, rents began to drop in early 2016, and e-commerce startups began filling the spaces either permanently or as pop-ups. In some cases, like with Everlane, stores will start out as a pop-up shop, and if the shop is successful, the brand will move in permanently. 

    We recently went shopping in SoHo, and saw how prevalent this trend was for ourselves:

    SEE ALSO: J.Crew is trying out a new look, but it still hasn't fixed one of customers' biggest complaints. Here's what it's like to shop there now.

    To track rents and study real estate trends in different parts of NYC, CBRE divides the city into neighborhoods, and then divides each neighborhood into different corridors.



    In SoHo, there are three main corridors CBRE looks at: Prince Street...



    ...Spring Street...



    See the rest of the story at Business Insider

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    alex trebek jeopardy

    • "Jeopardy!" is a game show watched by millions of people in the US. It first aired in 1964.
    • 14 contestants have won $250,000 or more. 
    • Brad Rutter is the highest-earning contestant on "Jeopardy!" ever, with a whopping net earning of $4,385,702.
    • "Jeopardy!" will celebrate its 35th anniversary season with its first-ever All-Star Game from February 20 to March 5, 2019. 

    From its catchy music to its charming host (Alex Trebek has hosted the show since 1984), "Jeopardy!" has been a beloved classic for almost 35 years. In fact, "Jeopardy!" will celebrate its 35th season with its first-ever All-Star Game from February 20 to March 5, 2019.

    The show centers around three contestants competing to win cash by answering general knowledge questions, which are each worth a different dollar amount. The top scorer not only wins the value of their winnings in cash, they get to return for the next match.

    Fourteen contestants from the popular game show have won $250,000 or more. Brad Rutter currently holds the top spot, having made around $4.3 million on the show.

    Keep scrolling to see some of the show's biggest winners.

    Alex Jacob: $250,000

    Jacob took home the grand prize in 2015 after competing in the Tournament of Champions. 

    Prior to becoming a contestant on "Jeopardy!,"Jacob was a professional poker player and the winner of the 2006 United States Poker Championship. 



    Buzzy Cohen: $250,000

    Buzzy Cohen, a music executive, won the Tournament of Champions in 2017, taking home the $250,000 grand prize. He was the underdog after ending game 1 with a total of $0. 

    In an interview with Vanity FairCohen revealed that he studied Trivial Pursuit cards, and would watch "Creed" every time his morale was dipping.



    Bruce Seymour: $250,000

    Bruce Seymour, a writer from Piedmont, California, was the Super Jeopardy! winner in 1990, earning $250,000. 

    The final Jeopardy! round question came from the category "The 20th Century." The question: "He was vice president of the US for just 82 days before becoming president." Seymour answered correctly: "Who is Harry Truman?"  

    Seymour wrote a biography on 19th century Spanish dancer Lola Montez in 1996, titled "Lola Montez: A Life."



    See the rest of the story at Business Insider

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    private ski resort

    • A new private club in Colorado may be one of the most exclusive ski resorts in the world.
    • The Cimarron Mountain Club is only open to 13 members who pay at least $2.65 million plus annual fees of $62,000 for private access to the 1,750-acre wilderness area.
    • Members also get a 35-acre piece of land on which they can build a chalet — but no "mega-mansions" are allowed.
    • The membership will also include access to a lodge with dining areas, a bar, an outdoor spa, a fire pit, and a warming hut.

     

    At one of the world's most exclusive ski resorts, a lucky 13 members pay an initial fee of at least $2.65 million for private access to the 1,750-acre wilderness area — plus a spot to build a personal chalet.

    The Cimarron Mountain Club in Colorado was founded by Jim Aronstein, a retired natural resources lawyer, and his wife, Patsy, with the goal of creating "a sanctuary for 13 families who want to ski untracked powder and preserve a beautiful wilderness setting for future generations to enjoy," a representative for the Club told Business Insider.

    "I was simply tired of the ski resort experience and dreamed for decades about creating the world's only, intimate and private wilderness club with skiable terrain to rival the best," Aronstein told Business Insider. "My wife and I identified more than a dozen potential sites, located in six Rocky Mountain states and provinces, and visited every one. In the end, just one met all the criteria."

    The Aronsteins bought the property in 2004 and the Club officially launched in July 2018, with six member families already signed up and seven remaining spots.

    "What has and continues to make CMC so special is our commitment to preserving the powder, protecting the wilderness, and sharing it all with just 13 member families and their friends," Aronstein added.

    Here's a look at the super-exclusive resort.

    SEE ALSO: This luxury resort on Maine's largest island costs up to $2,000 per night and is a gateway to one of the country's most stunning national parks

    DON'T MISS: Are 'luxpeditions' the new glamping?

    Cimarron Mountain Club sits in the San Juan Mountains, a rugged mountain range in southwestern Colorado that makes up part of the Rocky Mountains. It's about a 4.5-hour drive from the winter resort town of Aspen.

    Source: Cimarron Mountain Club, Colorado Encyclopedia, Google Maps



    So far, six families have paid $2.65 million for their memberships and cabin sites, leaving seven memberships up for grabs at $2.8 million each. The annual fees are between $62,000 and $67,000 and include 115 days of skiing per member family, Club labor, operations, and other fixed expenses.

    Source: Cimarron Mountain Club



    The current members are all "powder hounds," according to a resort representative. "Highly successful entrepreneurs or titans of industry. They all have kids and they all want CMC to be a place to impart lasting memories and values. Skiing has been a part of their families' lives for some time."

    Source: Cimarron Mountain Club



    See the rest of the story at Business Insider

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    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships so we get a share of the revenue from your purchase.

    playstation 4 system

    Sony has sold over 75 million PlayStation 4s since the console launched in November of 2013, outperforming both the Xbox One and Nintendo Switch. The system's library of great games is a key reason for its long lead, but getting a few accessories allows you to take advantage of all of its features. 

    For example, you can load the PlayStation 4 up with dozens of digital games, but you'll probably need to upgrade its internal hard drive to fit them all. You can get free access to a couple of PlayStation 4 games, and deeper discounts during digital game sales, but you'll need a subscription to PlayStation Plus.

    Everything below will make the experience owning and using the console better, unlocking functionality you wouldn't be able to get from it on its own. 

    SEE ALSO: 10 accessories under $50 to help you get the most out of your Nintendo Switch

    An extra controller so you can play local multiplayer games with your friends

    DualShock 4 Wireless Controller, $42, available at Amazon

    Most people play multiplayer games against others online, but if you still like gathering your friends to game together around a living room TV, you'll need more than one controller. Sony's DualShock 4 is the official PlayStation 4 controller, and the one I recommend getting if you need an extra. 

    It's Bluetooth and has rechargeable batteries, so you won't have to worry about plugging a cable into your system to play games, or keeping a stock of AAs around your place for when it dies.



    A compact multi-controller charger so you don't have to worry about charging cables

    PowerA DualShock 4 Charging Station, $17.63, available at Amazon

    If you have multiple controllers, you're going to want a convenient way to keep them all charged at once, which is why I recommend PowerA's charging station. The small dock has two cutouts designed to perfectly fit the DualShock 4 controller, charging both at once.

    Using this dock is a lot more convenient than plugging each controller into a separate power adapter or the PlayStation 4 when they need to be charged.



    A bigger hard drive to hold more of your digital games

    Seagate 1TB BarraCuda 2.5-Inch 7mm Internal Hard Drive, $47.99, available at Amazon

    Newer PlayStation 4s come with a 1TB hard drive, but if you bought the console before 2017, you probably have one with a 500GB drive instead. If you have an older PlayStation 4, and have started running out of room on its internal hard drive, you can easily and inexpensively replace it with this one from Seagate. 

    Sony has step-by-step directions for replacing a PlayStation 4's hard drive on the official PlayStation website, and as someone who's performed this upgrade himself, I can vouch for how simple it is. Once the new drive is installed, you'll have double the amount of storage for digital games than before.



    See the rest of the story at Business Insider

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    brett kavanaugh

    • President Donald Trump nominated Judge Brett Kavanaugh to replace the retiring Justice Anthony Kennedy on the US Supreme Court.
    • Kavanaugh was born and bred in the Washington, DC area and has a long history in conservative circles.
    • His journey to the US Supreme Court has been so star-studded, one senator once called him the "Forrest Gump" of Republican politics.
    • Kavanaugh's nomination seemed like a sure thing, until two women came forward to publicly accuse him of two separate incidents of sexual assault, one in high school and one in college. He has denied the allegations.

    President Donald Trump nominated Judge Brett Kavanaugh, 53, to replace the retiring Justice Anthony Kennedy on the US Supreme Court.

    "There is no one in America more qualified for this position, and no one more deserving," Trump said at the announcement in July, joining the many Republicans who praised the Ivy League-educated veteran of George W. Bush's administration.

    But Kavanaugh has a tough confirmation process ahead of him. Republicans' 51-49 hold on the Senate puts Kavanaugh in a precarious spot.

    He has so far had to weather stiff resistance from Democratic lawmakers, scores of protesters who disagree with his views on issues including gun and abortion rights, and now multiple sexual misconduct allegations.

    Christine Blasey Ford, 51, accused a teenaged Kavanaugh of forcing himself on her at a high school party in the early 1980s. Deborah Ramirez, a former Yale University classmate of Kavanaugh's, said Kavanaugh exposed himself to her without her consent at a dorm-room party during his freshman 1983-84 school year.

    Kavanaugh categorically denied Ford and Ramirez's accounts in separate statements.

    Top Democratic Sen. Dick Durbin once called Kavanaugh the "Forrest Gump of Republican politics", because he was present for so many key moments in modern political history.

    As Kavanaugh continues his confirmation process, here's a look at how the Washington, DC born-and-bred conservative rose to become the court's most pivotal nomination in decades:

    SEE ALSO: Here are all the sexual misconduct allegations against Brett Kavanaugh

    DON'T MISS: Here's an evolving count of which senators are voting for Trump's Supreme Court pick

    Brett Kavanaugh was born Feb. 12, 1965, in Washington, DC.

    Source: NPR



    He attended Georgetown Preparatory School, an all-boys school in Rockville, Maryland. He was staff for the school newspaper, played on the school's varsity football team, and was captain of the basketball team.

    Source: Washingtonian



    Trump's first Supreme Court nominee, Associate Justice Neil Gorsuch, also attended Georgetown Prep and graduated two years before Kavanaugh.

    Sources: Washingtonian, Business Insider



    See the rest of the story at Business Insider

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    roku ultra 2018

    Using a Roku to stream 4K, ultra-HD TV and movies  just got a lot cheaper. 

    The company just announced three new additions to its lineup of streaming devices — the Roku Premiere, Premiere+, and Ultra. These members of the Roku family were technically already on the market before, but these new models announced on Monday have notable upgrades, not to mention slashed prices. 

    By offering 4K streaming for as cheap as $40, Roku is taking on competitors like Google and Amazon, which both offer their respective 4K streaming devices for around $70 each. The Roku Premiere, its flagship 4K streaming device, was offered at that same $70 price point, but that's now down to $40 with this new model. 

    All three devices are available for pre-order, and will be shipped in October. 

    Here's what they're like: 

    The Roku Premiere is the company's cheapest 4K streaming device, at $40.

    The Premiere features streaming in 1080p, 4K, and HDR, with up to 60 frames per second. The device uses a standard infrared remote, with no voice controls. However, Roku's free mobile app lets you search for TV, movies, and other videos with your voice.

    This newer version of the Premiere features a smaller body than the previous, and its price was lowered from $70 to $40. 



    The Premiere+ is nearly identical to the Premiere, but it's only available at Walmart. However, the $50 device features a voice-enabled remote.

    The Premiere+ is a Walmart exclusive. It's identical to it cheaper cousin, with the notable exception that the remote has a microphone so you can search Roku content with your voice.



    The Roku Ultra is the most feature-packed and expensive member of the Roku family, priced at $100.

    The Roku Ultra isn't receiving any significant upgrades from its previous iterations. But it will now include a pair of JBL headphones for free, usually priced at $40.

    Those headphones will come in handy, too: One of the main differences between this model and the cheaper devices is that users can plug headphones into the Ultra's remote. That allows them to quietly listen to streamed shows or movies without bothering or waking anyone else in their home.

    here's also a "lost remote finder" feature, which plays a sound from the remote after you press a button on the Ultra device. Like the Premiere+, the Ultra features voice control via remote. 

    Aside from a nicer remote, the Roku Ultra also supports 1080p and 4K streaming, additional storage through micro SD cards or USB, and a "night listening" mode that levels out the sound by lowering high-volume moments and raising low-volume moments. You can also connect the Ultra to the internet via an ethernet port, if the wifi in your home isn't optimal for streaming — a feature that the Premiere lineup lacks.

    All three Roku devices are advertised as having access to more than 500,000 movies and TV shows. 

     



    See the rest of the story at Business Insider

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    cold brew

    Gone are the days where you need to stop at a coffee shop to pick up your favorite cold brew coffee. You can now swing by your supermarket to stock up on the caffeinated morning beverage for your daily dose of java.

    Supermarkets like Trader Joe’s, Publix, Whole Foods, and ShopRite carry brands of cold brew that you can pick up on your weekly grocery outings. At some, you can even purchase boxes that have cold brew concentrate – which you can dilute with milk, water, or dairy drink substitutes.

    Continue for thebest cold brews to pick up at your grocery store.

    Trader Joe’s offers cold brew concentrate, which will last longer than standard cold brew since you have you dilute it.

    You can count on good ole Trader Joe’s for your cutely-packaged groceries. Its Cold Brew Coffee Concentrate makes 12 eight fluid ounce servings of cold brew coffee. This version is made from 100% Arabica Beans, and will surely save you money by not spending your cash on four to five dollar versions of the same beverage. You can buy it on Amazon, too.



    Publix has a quick cold brew option you can take when you’re on-the-go.

    This southern-based grocery store offers Stok Coffee, which is dubbed “Not Too Sweet.” It’s made from 10 hours of cold brewing, and you can stock it in your fridge for an easy brew on your way out the door in the morning. You can purchase a single eight fluid ounce serving (or multiple, of course!) or stock up for the week on 48 fluid ounces.



    Stock up on Stumptown Cold Brew coffee at Wegmans.

    Stumptown Cold Brew has an impressive 12-hour brewing time, and it’s so good it even has the website ColdBrew.com snatched up. Wegmans offers the brand’s original flavor which comes in a 10.5 fluid ounce bottle. It contains water and coffee, so feel free to mix in your milk and sugar preferences as well.



    See the rest of the story at Business Insider

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    weight loss

    Many people are quick to assume that "natural" weight loss tricks are easier and healthier than following standard diet advice.

    Whether it’s guzzling coconut oil or sipping on spicy lemonade, there are plenty of natural diet methods that are based more on fads than facts.

    Here are a few natural weight loss remedies you've likely heard about that don’t actually work.

    Sipping only lemon water and cayenne pepper isn’t an effective diet and can be dangerous.

    Known as the Master Cleanse, this natural weight loss trick involves consuming a mixture of water, lemon juice, water, cayenne pepper, and maple syrup for a period of three to 10 days. Endorsed by celebrities and models, it claims to rid your body of toxins and help you lose weight. However, experts agree that it can be a dangerous way to shed pounds.

    According to Livestrong, the Master Cleanse isessentially a starvation crash diet that can cause fatigue, nausea, dizziness, and headaches. Not only that, but Livestrong says it can deprive your body of essential nutrients and lead to muscle loss.

    "A crash diet once won’t hurt your heart," cardiologist Isadore Rosenfeld told CNN Health. "But crash dieting repeatedlyincreases the risk of heart attack."



    Going on a juice cleanse won’t help you keep weight off.

    Everyone seems to have a friend who lost weight on a juice cleanse. They sound healthy – after all, how could downing endless cups of vegetable and fruit juice be bad for you? However, nutritional experts aren’t sold on the benefits of juice cleansing for weight loss.

    Registered dietitian Tanya Zuckerbrot told Reader’s Digest that, yes, you will likely lose weight at first, but "immediately after finishing a cleanse,people go back to their regular eating habits and inevitably gain their weight back."

    Zuckerbrot also pointed out that juice cleanseshave more sugar than several bowls of sweetened cereal.

    By juicing fruits and vegetables instead of eating them whole, you’re missing out on hunger-satiating fiber. Juice cleanses alsolimit your protein intake, which can leave you feeling drained and weak.



    Eliminating gluten might help you lose weight, but it can seriously backfire.

    Going gluten-free is a growing diet trend among people who haven’t been diagnosed with gluten sensitivity or celiac disease.

    It makes sense that cutting out foods like pasta, bread, cookies, crackers, and pastries would help most people lose weight. However, eliminating gluten without a medical reason can have serious consequences.

    "Going gluten-free might work for a little while, butyour whole GI tract will change as a result," licensed and registered dietitian Shayna Komar told Reader’s Digest. "If you go back and add gluten into your diet again, you may find you’ve actually developed a gluten sensitivity."

    This means that besides missing out on the beneficial (and delicious) effects of whole grains, unnecessarily restricting glutenmight actually give you an intolerance.



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    Cooking Mushrooms

    You've probably heard that washing your food before you cook it is a good way to prevent food poisoning and keep from munching down on dirt.

    That's definitely true in most cases, but there are actually a few foods that can be made unsafe or unpalatable by a well-intentioned rinsing.

    Here are some foods that you should never wash before cooking.

    Washing mushrooms can seriously harm their flavor.

    Mushrooms are super absorbent and almost impossible to dry after they've been wet. Bon Appetit cautioned that washing mushrooms will allow them to suck up large amounts of water (and potentially soap),leading to a soggy, unappetizing dish.

    If your shrooms are looking a bit dusty, wipes them well with a dry paper towel and shake off any loose dirt or debris.



    You can skip rinsing pre-washed salads.

    If the label on your package of leafy greens says they were washed, you can go ahead and save time and water by not dousing them again.

    "Pre-washed greens are treated witha mix of water and a food-grade sanitizing agent, like hydrogen peroxide or chlorine," professor of food science Randy Worobo told Real Simple.

    This chemical bath prevents the growth and spread of bacteria on the greens, so you're unlikely to get sick from eating them straight out of the bag. Of course, if you don't like the idea of eating the residue of these sanitizers, go ahead and give your greens an extra wash.



    Eggs in the US have already received a very intense scrubbing.

    Eggs in the United States have already been through a very thorough scrub down before they hit your breakfast table, according to NPR.

    Chicken eggs naturally have a nearly visible protective coating. This coating is a very effective guard against bacteria. In the US,eggs are washed using a machine that shampoos them with soap and water. This removes the protective coating along with salmonella bacteria, which means that American eggs need to be refrigerated to keep them fresh.

    Most European countries skip washing their eggs in favor of vaccinating chickens against salmonella. This means that European eggs are usually stored at room temperature and keep fresh much longer.

    If you live in Europe, rinsing your eggs before you eat them might remove traces of dirt and debris. In America, however, it's an unnecessary step.



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    harvard business school hbs graduation

    • The best business schools in the world are ranked each year by education specialists QS Quacquarelli Symonds.
    • QS has released its 2019 Global MBA Ranking, evaluating 251 of the best business schools in the world.
    • QS based its ranking on surveys of employers, academics, and business school programs, and evaluated MBA programs on employability, alumni outcomes, students' return on investment, thought leadership, and diversity.
    • Here are the top 50 global MBA programs, according to the QS rankings.

     

    Higher- and business-education specialists QS Quacquarelli Symonds has released its 2019 Global MBA Ranking, evaluating 251 of the best business schools in the world.

    QS ranked programs on employability for graduates, entrepreneurship and alumni outcomes, students' return on investment as measured by post-graduation increases in salary, academic thought leadership, and class and faculty diversity.

    QS based its rankings on three surveys: One survey of global employers to ascertain the reputation of MBA programs among top firms, one survey of academics to get a sense of schools' academic and thought leadership reputations, and a survey of the business schools themselves to gather basic information on programs and student outcomes.

    See the full list of 251 business schools on TopMBA.com. Here are the top 50 global MBA programs, according to QS rankings

    SEE ALSO: The most expensive college in every state

    50. Virginia (Darden)

    Location: Charlottesville, VA

    Tuition: $100K to $149K

    Average post-graduation salary: $120K to $129K

    Read more about Virginia at TopMBA»



    48 (tie). Emory (Goizueta)

    Location: Atlanta, GA

    Tuition: $100K to $149K

    Average post-graduation salary: $110K to $119K

    Read more about Goizueta at TopMBA»



    48 (tie). IIM Ahmedabad

    Location: Ahmedabad, India

    Tuition: $20K to $29K

    Average post-graduation salary: Under $49K

    Read more about IIM Ahmedabad at TopMBA»



    See the rest of the story at Business Insider

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    ulta interior

    The cosmetics store Ulta Beauty is arguably right up there with Sephora as a makeup lover's paradise.

    Look one way and you see tons of high-end cosmetics calling your name. Look the other way and you're met with aisles of drugstore favorites. Walk towards the back and you'll find hair-care products and brands you never knew existed. And don't even get us started on the coupons.

    It can be difficult to know exactly where to look when you're surrounded by all these options. We previously asked Sephora and Lush employees to pick out their favorites, so we decided to talk to people who work at Ulta Beauty to find out their picks for the best products in the entire store.

    Here are their recommendations.

    SEE ALSO: 33 Sephora employees reveal the one product you should buy

    Too Faced — Hangover Replenishing Face Primer

    Cost: $32

    Ulta employee Lydia thinks this coconut water-infused primer is a "must have" first step for any beauty routine. "I honestly notice a difference in my makeup application and longevity," she told INSIDER. She also thinks it's perfect for any skin type because she finds it adds just the right amount of hydration without feeling too oily.

    Find out more about Too Faced Hangover Replenishing Face Primer here >



    Benefit Cosmetics — The POREfessional Face Primer

    Cost: $31

    This oil-free primer is Allison's pick for her favorite product because of its lightweight and smooth consistency. She's not the only one who seems to love this product — it holds the title of the top-selling prestige face primer in the US.

    Find out more about Benefit Cosmetics The POREfessional Face Primer here >



    Real Techniques — Miracle Complexion Sponge

    Cost: $5.99

    This affordable beauty tool has developed quite a loyal following, and Ulta employee Valerie is one of its biggest fans. "I use it everyday and will never not use one again," she told us.

    Find out more about Real Techniques Miracle Complexion Sponge here >



    See the rest of the story at Business Insider

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    DC KAvanaugh protests

    On Monday, people across the US walked out of schools and workplaces in solidarity with the women who have accused Supreme Court nominee Judge Brett Kavanaugh of sexual assault

    The nationwide protests — represented by the hashtag #BelieveSurvivors — came just a day after new allegations of an assault involving Kavanaugh came to light. 

    At least two women have directly accused Kavanaugh of sexual assault in high school or college.

    California professor Christine Blasey Ford claims Kavanaugh attempted to force himself on her at a party in high school when they were teenagers. Ford was the first person to come forward with allegations against the Supreme Court nominee. 

    On Sunday, The New Yorker dropped a bombshell story with an additional allegation against Kavanaugh from Deborah Ramirez, who attended Yale at the same time as him. Ramirez alleges Kavanaugh shoved his penis in her face and exposed himself to her at a party in college. 

    Kavanaugh has fervently denied both allegations and says he's prepared to defend himself before the Senate Judiciary Committee. Both Kavanaugh and Ford are set to testify before the committee on Thursday. 

    Republican Sen. Chuck Grassley, the committee’s chairman, said on Sunday the committee will “evaluate” Ramirez's allegations against Kavanaugh.

    Additionally, Michael Avenatti, the attorney for Stormy Daniels, claims he has evidence Kavanaugh participated in multiple gang rapes in high school. 

    The #BelieveSurvivors walkout on Monday was initially planned after Ford's allegation against Kavanaugh was known publicly. Ramirez's accusation seems to have emboldened participants.

    The demonstrations on Capitol Hill were especially intense. Here's how the day's events unfolded. 

    Eliza Relman contributed reporting.

    The #BelieveSurvivors walkout occurred across the US on Monday, but perhaps most notably on Capitol Hill in Washington, DC.



    Hundreds of protesters demonstrated in congressional office buildings and outside of the Supreme Court building.



    Protesters wore black and carried signs that said #BelieveSurvivors.



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    USS Enterprise CV-6

    The USS Enterprise (CV-6) was the most decorated US Navy ship in World War II, receiving a Presidential Unit Citation, a Navy Unit Commendation, and 20 Battle Stars.

    Commissioned in 1938, the Enterprise took part in several naval battles, such as the Battle of the Philippine Sea and the Battle of Leyte Gulf.

    Throughout its service in World War II, the Enterprise was struck several times — but the Big E just wouldn't die.

    In fact, on three separate occasions, the Japanese mistakenly thought they had sunk the Enterprise and announced it had gone down, inspiring one of the ship's many nicknames, The Grey Ghost.

    Check out the photos below of the Enterprise's amazing survival.

    NOW READ: 9 photos of the USS Wolverine, a strange WWII aircraft carrier that was originally a luxury paddlewheel steamer

    SEE ALSO: These are the world's 7 worst aircraft carriers that are currently in service

    CHECK OUT: Photos show the Battle of Savo Island, a brutal US Navy defeat that stranded thousands of Marines on Guadalcanal

    The Enterprise in 1939, before it went through the World War II wringer.



    Japanese bombs exploding off the Enterprise's port side during the Battle of the Santa Cruz Islands in October 1942.

    The carrier was hit twice during the battle, killing 44 and wounding 75.



    An F4F-4 Wildcat crash lands on the Big E's flight deck while the carrier was under aerial attack during the Battle of the Santa Cruz Islands.



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    passport

    Losing your passport when you’re traveling can quickly turn into a real-life nightmare. Fortunately, there are several steps you can take to swiftly handle an unexpected obstacle while avoiding major interruption to your original itinerary and travel plans. Here’s what to do if your passport is lost or stolen while you’re abroad.

    Collect up your remaining personal documents.

    Once you realize your passport is lost or stolen, check to see that your other personal documents are still secure — you’ll need them during the passport replacement process.

    Be prepared to present a copy of your passport if you have one, a birth certificate, driver’s license or non-driver ID, and a copy of your travel itinerary. If you have plane tickets, train tickets, or hotel confirmation and/or receipts, round those up too.

    Get a new passport photo taken ASAP.

    Wondering if there’s anything you can to do speed up the process after losing or having your passport stolen while abroad? Good news: You can take action immediately by snapping a new passport photo before you visit the nearest embassy or consulate to fill out paperwork for a replacement. This will be an especially valuable step if you’re in a rush or need to get home quickly.

    Pay attention to the passport photo requirements outlined on the US Department of State website while taking new pictures. According to the information presented online, passport photos must be 2x2 inches in size and printed in color on matte or glossy photo quality paper. Your head must be between 1-13/8 inches from the bottom of your chin to the top of your head, and you may not wear glasses, a hat, or headphones.

    Find and visit the nearest embassy or consulate.

    You’ll be required to replace your passport before returning to the United States and to do so, will need to visit the closest U.S. embassy or consulate for help. You can find the nearest embassy or consulate in the digital, searchable directory.

    Once you locate and visit an embassy or consulate, ask to speak with the Consular Section to report your passport as lost or stolen; you’ll receive info about the steps you’ll need to take to get a replacement.

    If you haven’t brought a new passport photo with you, the Consular Section can help you find a place to take a new one. They can also help you understand which forms you’ll need to fill out, what the process entails, and how long you’ll need to wait for a replacement.

    If you can’t get to an embassy or consulate immediately, you can contact the Office of Overseas Citizens Services at 1-888-407-4747 for clarification about the process or answers to other questions you might have. In all instances, you’ll need to apply for a new passport in-person.



    Consider filing a police report.

    If your passport was stolen, one of your first instincts might be to file a police report. Though usually a good idea, this may not actually help you when applying for a replacement process. In fact, it may do just the opposite and slow things down.

    Andre Arriaza, the co-founder of Barcelona Eat Local, told Brit + Co, “Only if safe, report your lost or stolen passport to the local police. Be aware that in certain countries local corruption might play against you, so better get to know the pros and cons of the place you are visiting in advance.”

    Have you been a victim of a violent crime? The best thing you can do is consult with the Consulate Section during your visit for specific advice about filing reports and involving local law enforcement.



    Apply for a new passport.

    With your new passport photos in hand, you’ll be set to fill out the two forms you need to complete to replace your passport. Expect to tackle a standard application for a US passport and a statement regarding a lost or stolen passport. The second form will invalidate your old passport, which means no one else will be able to use it.

    The Consular Section will be able to help you address any questions you might have about the forms, as well as verify that your passport photos are acceptable for your new passport. Expect to pay the $140.00 replacement fee on the spot.

    Though wait times for a replacement passport in the U.S. average around six weeks, you’ll likely receive an emergency passport within 24 hours so you can return home according to your immediate travel plans. You’ll need to get a full-validity passport once you’re back on US soil.



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    stock market finance

    • Companies who were flush with cash started to buy back shares after the S&P 500 started to recover from the global financial crisis.
    • Buybacks cut a company's total share count, and spread the profits over fewer shares, boosting their per-share earnings.
    • Over the past decade, S&P 500 companies bought back $4.4 trillion shares, including the record-breaking buybacks from Apple that totaled $226.6 billion.
    • Share buybacks are expected to continue growing for the coming months, according to an analyst from S&P Dow Jones Indices. 

    For the 9-1/2-year equity bull run, share buybacks have been a solid backbone of the stock market's continued growth. Buybacks cut a company's total share count, and spread the profits over fewer shares, boosting their per-share earnings and satisfying Wall Street.

    After the S&P 500 started to recover from its financial crisis low in March 2009, companies that were flush with cash started to buy back shares. According to S&P Dow Jones Indices, S&P 500 companies have bought back $4.4 trillion shares over the past decade, including the record-breaking buybacks from Apple that totaled $226.6 billion. No company has bought back more shares than Apple, which announced in March 2012 it would use a large chunk of cash to make the purchases. 

    The amount in share repurchases executed by S&P 500 companies hit a record of $190.6 billion in the second quarter, a 58.7 % year-over-year increase, and that number is expected to keep growing for the coming months, according to S&P Dow Jones Indices. 

    “Given the record earnings, strong cash-flow, investor demand and corporate statements, the indications are that the high level will continue for the rest of the year,” said Howard Silverblatt, senior index analyst at S&P Dow Jones Indices.

    Here are the top eight companies that contributed $689.4 billion, or 16% of the total S&P global 500 companies buybacks, mostly from the information technology and financial sectors.

    8. Home Depot

    Ticker:HD

    Sector: Consumer Discretionary

    Market cap: $243.5 billion

    10-year buybacks: $50.7 billion

    Source: S&P Dow Jones Indices



    7. Intel

    Ticker:INTC

    Sector: Information Technology

    Market cap: $216.9 billion

    10-year buybacks:  $55 billion

    Source: S&P Dow Jones Indices



    6. Wells Fargo

    Ticker:WFC

    Sector: Financials

    Market cap: $272.1  billion

    10-year buybacks:  $56.4 billion

    Source: S&P Dow Jones Indices



    See the rest of the story at Business Insider

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