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The latest news on Features from Business Insider

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    At the Met Gala in early May, a surprising new couple showed up on the red carpet: billionaire tech CEO Elon Musk and Canadian musician and producer Grimes.

    While Musk has long been known to date successful and high-profile women, the two made a seemingly unlikely pairing. Shortly before they walked the red carpet together, Page Six announced their relationship and explained how they met — over Twitter, thanks to a shared sense of humor and a fascination with artificial intelligence.

    Since they made their relationship public in May, the couple has continued to make headlines: Grimes for publicly defending Musk and speaking out about Tesla, and Musk for tweeting that he wants to take Tesla private, sparking an SEC investigation.

    But shortly after Musk's run-in with the SEC, Grimes and Musk unfollowed each other on social media, igniting rumors that the pair had broken up. 

    Now, it appears that the couple is spending time together again: they were spotted with Musk's five sons at a pumpkin patch in Los Angeles last weekend. 

    For those who may still be wondering who Grimes is and how she and Musk ended up together, here's what you need to know about the Canadian singer and producer.

    SEE ALSO: How to dress like a tech billionaire for $200 or less

    Grimes, whose real name is Claire Boucher, grew up in Vancouver, British Columbia. She attended a school that specialized in creative arts but didn't focus on music until she started attending McGill University in Montreal.

    Source: The Guardian, Fader

    A friend persuaded Grimes to sing backing vocals for his band, and she found it incredibly easy to hit all the right notes. She had another friend show her how to use GarageBand and started recording music.

    Source: The Guardian

    In 2010, Grimes released a cassette-only album called "Geidi Primes." She released her second album, "Halfaxa," later that year and subsequently went on tour with the Swedish singer Lykke Li. Eventually, she dropped out of McGill to focus on music.

    Source: The Guardian, Fader

    See the rest of the story at Business Insider

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    india gay law

    Gays and lesbians throughout India rejoiced last month when a landmark court ruling made homosexuality legal in the country.

    While the decision may seem like a long time coming for those in the LGBTQ community, gay sex is still illegal in nearly 40% of countries in the United Nations, according to statistics released last year by the International Lesbian, Gay, Bisexual, Trans and Intersex Association (ILGA).

    To understand how gay rights vary around the world, Business Insider created a set of maps that visualize which countries have legalized gay marriage and the countries where gay people can still be put to death, among other questions.

    The results show that while homosexuality is no longer outlawed in the majority of the world, there's still a long way to go in terms of acceptance and equality for LGBTQ people.

    Religion is an un-ignorable factor in the maps. While the majority of the world has legalized homosexuality, the countries where it is still outlawed are concentrated in the Middle East, Southeast Asia, and Africa — areas with majority-Muslim nations.

    According to the Associated Press, "Islamic scholars overwhelmingly teach that same-gender sex is a sin."

    The Quran teaches that homosexuality should be punished but doesn't detail how. The Prophet Muhammad is alleged to have been more explicit that homosexuals should be killed in some of his teachings. That's why some countries that implement sharia law (rules based on Islamic teachings) make homosexuality a capital crime.

    Source: Associated Press

    In fact, nearly all of the countries where homosexuality is technically still a capital crime are majority Muslim.

    Nigeria is split between Christians in the south and Muslims in the north. Homosexuality only carries the death penalty for some states in the north.

    Source: ILGA

    In some countries where homosexuality is legal, there are still several laws in place that make living openly difficult.

    In Russia for example, a federal law passed in 2013 makes it illegal to distribute "propaganda of nontraditional sexual relations." The country also makes it difficult for sexual orientation-related non-governmental organizations to operate in the country.

    Under the 2012 foreign agent law, all organizations that receive any sort of funding from abroad must register as a foreign agent or else be fined.

    Maximum, an organization that operates in the country to help the LGBT community, was fined about 300,000 rubles (about $4,500 USD) in 2015 for refusing to heed the law because they thought it undermined the work that their employees do.

    Sources: Wall Street Journal, IGLA

    See the rest of the story at Business Insider

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    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

    grocery delivery main

    In New York City, it's easy to find a grocery store to shop fresh produce, packaged foods, and household essentials. Locating a store is probably the only easy part of grocery shopping in a city of 8.6 million people. 

    When everyone else has the same brilliant idea to shop after work, and less crowded or popular stores upcharge customers on items, grocery shopping in person becomes a major time, energy, and money suck that doesn't seem worth it (and undoubtedly contributes to an uptick in GrubHub and Seamless orders). 

    Enter online grocery delivery, the service that helps us maintain our sanity in a world where we already have enough things on our mind and to-do lists. This modern innovation frees you up to focus on your other priorities, and you don't even have to step away from your bed or desk to enjoy it. 

    There are a handful of major grocery delivery services that are available nationwide or serve New York City inhabitants specifically, all with different shopping experiences, delivery fee structures, and special promotions. Read on learn which one is best for you. 

    Fill your carts at these six convenient online grocery delivery services in New York City:

    FreshDirect: The best balance of value, convenience, variety, and ease of shopping

    Shop groceries at FreshDirect here

    How it works: Create a free account in under a minute, then start shopping and adding items to your cart. The site is organized clearly into different categories, and it makes it easy to create shopping lists and re-order your frequently shopped items. 

    For a morning or early afternoon delivery (two-hour time slots), you must place your order by 6 p.m. the day before. For a late afternoon or evening delivery (two-hour time slots), you must place your order by 11 p.m. the day before. 


    • Free to create an account 
    • $5.99 delivery fee, with a minimum order of $30 

    Grocery offerings: FreshDirect gets its produce, dairy, and meat straight from the source, but it also carries popular grocery brands such as Pillsbury, Stonyfield Organic, and Boar's Head. You can find everything you normally shop at the store (including alcohol), whether you browse the categories, search exact items directly, or filter by labels like organic, kosher, and top-rated. 

    Price comparison:

    • Fuji apple: $0.99/ea
    • Boneless chicken breast: $5.99/lb 
    • One dozen large white eggs: $3.59 

    Special programs and discounts: Chef's Table is FreshDirect's loyalty program. To become a member, you must place 12 orders or spend an average of $500 or more each calendar month during any 3-month period. Benefits include preferred delivery access, dedicated service specialists, and exclusive discounts. 

    DeliveryPass membership gets you unlimited free deliveries. It costs $79 for six months or $129 annually, and if you're a frequent customer, it'll save you on the fees that can add up quickly. 

    You can also check out the Fresh Deals, coupons, and sale sections to save on products every week. 

    Peapod: The best shopping assistants, rewards programs, and discounts

    Shop groceries at Peapod here

    How it works: Create a free account, then start shopping and adding items to your cart. You can browse by aisle and curated categories, or take advantage of features like Order Genius and Express Shop. Order Genius analyzes your past purchases to recommend products you'll like, and Express Shop quickly generates product results for you based on your grocery list. 

    Peapod offers special discounts of up to $5 off during certain two-hour delivery slots throughout the week, so if you're flexible with when you receive your order, take advantage of this feature. It also lets you schedule deliveries up to two weeks in advance. 


    • Free to create an account
    • $9.95 delivery fee, with a minimum order of $60
    • $6.95 delivery fee on orders of $100 or more 

    Grocery offerings: Peapod carries a large assortment of your favorite brands as well as its own in-house brand. The organic selection is robust, and its seasonal curations are also worth a look. 

    Price comparison:

    • Fuji apple: $1.10/ea 
    • Boneless chicken breast: $3.79/lb 
    • One dozen large white eggs: $2.09 

    Special programs and discounts: First-time customers get $20 off and 60 days free delivery. In addition to weekly promotions, these programs help you save money: 

    The VIPea Club rewards shoppers who spend $2,000 in a six month period with exclusive offers, customer care priority, and an extra $10 referral bonus. 

    PodPass is a program that saves on monthly delivery fees. The best value option is a $55/year pass that's valid for Tuesday through Thursday deliveries. 

    Stop & Shop store members should connect their account to Peapod to earn gas and school rewards. 

    Instacart: The best place to shop local markets and shop as a group

    Shop groceries at Instacart

    How it works: Instacart brings together local supermarkets on one platform. Create a free account, then choose your store to start shopping. In New York, options include Costco, Fairway, Whole Foods, Morton Williams, and CVS. 

    The platform allows you to select back-up items in case the ingredient you want is sold out or unavailable, and you'll have a dedicated shopper who communicates with you via text to let you know when items aren't available or when they've been swapped.

    Delivery is available in as little as an hour, but you can also schedule it up to a week in advance. Delivery fees may increase during popular times of the week and delivery hours depend on your local store hours.

    Instacart is a great grocery delivery option for groups like apartment roommates or families because you can create group carts to shop together. 


    • Free to create an account
    • $11.99 delivery fee on orders under $35, with a minimum order of $10
    • $7.99 delivery fee on orders of $35 or more
    • $13.99 one-hour delivery fee on orders under $35, with a minimum order of $10 
    • $9.99 one-hour delivery fee on orders of $35 or more 

    Grocery offerings: The online prices can differ from in-store prices, but you can find each store's policy regarding price adjustments under the store name. 

    Price comparison:

    • Fuji apple: Varies by individual store
    • Boneless chicken breast: Varies by individual store
    • One dozen large white eggs: Varies by individual store

    Special programs and discounts: Instacart compiles each store's coupons on to the store page so they're easy to find and use.  

    Instacart Express is a $149 annual membership for free delivery on all orders of $35 or more. You can take advantage of a free two-week trial before committing to the program. 

    See the rest of the story at Business Insider

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    warren buffett

    Warren Buffett is the most famous value investor around.

    His approach requires investors to look past the news and instead focus on the fundamentals of a company when deciding where to put their money. Simply put, value investing is the practice of investing in a company that is trading at less than its intrinsic worth and then holding onto shares until the price catches up, under the belief all companies will eventually be fairly valued.

    In his 2014 letter to shareholders, Buffett laid out six criteria he applied to measure a company's fundamentals. He said he was normally interested in big companies with at least $75 million of pretax earnings; companies that could demonstrate consistent earning power and were not in need of a turnaround; companies that earned good returns on equity while using little or no debt; companies with strong management already in place; companies with simple business models, rather than those with lots of technologies that are hard to understand; and companies offer clear asking price to be acquired.

    While most people don't have the wealth to acquire a whole company, they can still consider Buffett's suggestions when investing in equity markets by buying stocks that are being undervalued by the market.

    Inspired by Buffett, Well Fargo analyst Colleen Hansen listed seven indicators and filtered nine stocks whose fundamentals may look attractive to Buffett.

    Here are the seven indicators:

    • Five-year average return on equity (ROE) greater than 15%;
    • Five-year average return on invested capital (ROIC) greater than 15%;
    • Debt-to-equity (D/E) less than or equal to 80% of the industry average;
    • Five-year average pretax profit margin (PM) 20% higher than the industry average;
    • Current price-to-earning ratios(P/E) below ten-year historical and industry average P/E ratios(by consensus);
    • Current price-to-book value multiples(P/B) below historical and industry multiples;
    • Current price-to-cash flow (P/CF) ratios below the industry average

    And here are nine companies that Hansen thinks Buffett could target:


    Ticker: (MO)

    Sector: Tobacco

    5-Year Average ROE: 139.8%

    5-Year Average ROIC: 37.6%

    D/E versus Industry D/E: 82.5% vs. 184.4%

    5-year average pretax PM versus 5-year average industry PM: 57.8% vs. 30%

    Current P/E versus Industry P/E: 15 vs. 18.5 

    Current P/B versus Industry P/B: 7.2 vs. 9.6

    Current P/CF versus Industry P/CF: 16.7 vs. 21.7 

    Market Cap: $113.22 billion


    Source: Wells Fargo


    Foot Locker

    Ticker: (FL)

    Sector: Retail

    5-Year Average ROE: 19.2%

    5-Year Average ROIC: 18.2%

    D/E versus Industry D/E: 5% vs. 19.5%

    5-year average pretax PM versus 5-year average industry PM: 10.6% vs. 6.1%

    Current P/E versus Industry P/E: 11 vs. 18.6

    Current P/B versus Industry P/B: 2.3 vs. 3.2

    Current P/CF versus Industry P/CF: 6.0 vs. 8.7

    Market Cap: $5.71 billion


    Source: Wells Fargo

    Micron Technology

    Ticker: (MU)

    Sector: Technology

    5-Year Average ROE: 28.4%

    5-Year Average ROIC: 19%

    D/E versus Industry D/E:  11.7% vs. 43.9%

    5-year average pretax PM versus 5-year average industry PM: 15.1% vs. 9.6%

    Current P/E versus Industry P/E:  4.0 vs. 22.2

    Current P/B versus Industry P/B: 1.5 vs. 4.6

    Current P/CF versus Industry P/CF: 2.8 vs. 18.2

    Market Cap: $49.26 billion


    Source: Wells Fargo

    See the rest of the story at Business Insider

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    pixel 3 galaxy s9

    We're pretty lucky smartphone buyers, you and me: we have an amazing array of smartphones to chose from with different features and design.

    And yet, you can only pick one. 

    Let's take the Galaxy S9 and the brand-new Pixel 3, two stand-out devices from Samsung and Google, respectively. Both are excellent, high-end smartphones, which makes for a tough choice.

    So let's dig into the Galaxy S9 and Pixel 3 phones and check out their differences, similarities, pros, and cons:

    SEE ALSO: Google's Pixel 3XL is for people who want the best smartphone, not the best design

    In terms of overall design, it's clear that the Galaxy S9 is a better-looking phone.

    Both the Galaxy S9 and Galaxy S9 Plus, the larger-sized device, share the same design, with narrow bezels on the top and bottom and curved edges, which play a major role in the Galaxy S9's ultra-premium look. There's little doubt that the Galaxy S9 phones both look better than either the Pixel 3 or Pixel 3 XL, Google's larger phone. 

    The smaller Pixel 3 is the most similar to the Galaxy S9 phones, as it doesn't come with a notch on the display. But its bezels are larger, and there's no extra "flair" like the curved edges on the Galaxy S9.

    The larger Pixel 3 XL has quite possibly the ugliest notch on any smartphone, which immediately makes it less appealing than the Galaxy S9 phones. 

    One area where the Pixel 3 phones excel in terms of design is the back. It's a gorgeous, all-glass, two-tone design with both glossy and matte finishes — it looks and feels fantastic. 

    pixel 3

    As for screen size, resolution, and how they perform, the Galaxy S9 and Pixel 3 XL are not all that different.

    The Galaxy S9 has a 5.8-inch screen while the Pixel 3 has a 5.5-inch screen.

    The Galaxy S9 Plus has a 6.2-inch screen while the Pixel 3XL has a 6.3-inch screen

    All phones except the smaller Pixel 3 have a sharp, 1440p resolution, and all of them have OLED displays that deliver deep blacks, beautiful contrast between light and dark, and rich colors. The regular Pixel 3 has a 1080p display that's plenty sharp for a screen it's size.

    The Galaxy S9 phones, however, support HDR for supposedly better color and contrast. But after using both devices, I can't say that HDR matters all that much at all. 

    As for cameras, the Galaxy S9 and Pixel 3 phones are surprisingly well-matched. But the Pixel 3 wins overall.

    The Galaxy S9's camera is truly great and it keeps up with the Pixel 3 camera most of the time.

    Other times, however, the Galaxy S9 will overly process the photo as it tries to even out the lighting in a shot to reveal detail in shady areas. That's usually a good thing, but the Galaxy S9 does this too much, and photos look flat as a result.

    The Pixel 3's camera will make the shady areas darker than the Galaxy S9 while managing to keep much of the detail that's there. It makes for better contrast on photos, which gives Pixel 3 photos more depth.

    The Pixel 3's camera also has more natural colors, whereas they look overly processed on the Galaxy S9. 


    See the rest of the story at Business Insider

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    maggie walking dead

    Warning: There are spoilers ahead for Sunday's episode of "The Walking Dead,""Warning Signs."

    The mystery of the missing Saviors may have come to an end on Sunday's episode of "The Walking Dead," but a larger war may be brewing up underneath the surface between Rick and Maggie. The two have very different ways of dealing with problems in their respective communities. 

    Plus, Father Gabriel looks like he's going to get whisked away by Anne on that mystery helicopter. From the Oceanside men to another look at Hershel's watch, there were a lot of  nods to previous seasons this week. Keep reading to see what you may have missed.

    Sunday's opening of "The Walking Dead" teases a threatening sign, "Final Warning."

    As Justin reanimates into one of the undead, pay attention to the screen and you'll notice the ominous message. After watching the episode, it seems to be a message to the Saviors from the Oceanside women. There were also some thoughts this may be a message from upcoming villains, The Whisperers. 

    If you've been watching the season closely, this isn't the first time we've seen this message. 

    You can see the same message very briefly on the show's new opening credits.

    Showrunner Angela Kang said there are a lot of callbacks and Easter eggs waiting to be found in the new opening. Not all of them are nods to past events on the show like Carl and Glenn's death. 

    The noose hanging from the barn and the words "Final Warning" all hinted at moments to come on season nine. 

    It's also worth noting that we've seen writing on walls like this before on the show. During season five when the group went back to Noah's community, a warning sign could briefly be seen behind Michonne saying, "Wolves Not Far." That sign teased the eventual introduction of a gruesome group who referred to themselves as the Wolves, who attacked Alexandria. 

    Rick heads down the stairs at the episode’s start and touches a panel with two handprints.

    Did your eyes tear up as you realized Rick took the old deck from his house at Alexandria with his children's handprints and hung it up on a wall?

    Carl spent his good last day making sure that he spent some time with his little sister before saying goodbye to Michonne and Rick. 

    The entire scene with Rick is even more emotional when you think about how he was going from room to room checking in on all of his loved ones before he began the day. Carl was the last one he passed before starting his day.

    See the rest of the story at Business Insider

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    red heart breakup

    Leaving a narcissistic relationship is likely to be one of the hardest things you'll ever do. Narcissists depend on their supply — the people they emotionally, financially, and psychologically drain. They need someone to abuse and manipulate to fulfill their needs and to constantly prove to themselves they are better, stronger, and smarter than everyone else. 

    Through the love bombing, the gaslighting, and the constant battles, you'll already be exhausted, so leaving an abusive relationship with a narcissist is tough. But it is possible as long as you trust your gut and have firm boundaries, and keep reminding yourself why you need to walk away. 

    Here's what you need to know to make sure you can get out of the potentially dangerous situation, and what to do to finally leave the abusive narcissist behind forever.

    Don't give them "one more chance."

    It takes the average person seven times to leave an abusive relationship, said doctor of psychology and therapist Perpetua Neo, who runs Detox Your Heart.

    "If you leave them, they might try and seduce you back so they can dump you," she told INSIDER. "Because everything needs to be on their terms, and if they are physically violent, there is no telling if they will be even more violent with you."

    If the narcissist isn't ready for you to leave yet, they will probably turn on the waterworks and plead with you, telling you how sorry they are. But Neo said you shouldn't risk giving them another chance to hurt you again.

    "You never know when in those seven times your nine lives will be gone," she said.

    Don't tell them you're leaving.

    You shouldn't tell the narcissist you want to end the relationship right away, according to therapist Shannon Thomas, author of "Healing from Hidden Abuse."

    "That might seem counterintuitive, but the toxic person will absolutely follow with one of two things," she said. "They will either start love bombing you to keep you emotionally trapped in the relationship through trauma bonding or their behaviors will become even more poisonous and potentially damaging to your overall wellness, physical safety or reputation. Sometimes all three."

    Make a copy of all your documents.

    This is especially important if you are from a different country, as the abuser might hide your documents so you can't escape.

    "Narcissists are very known to take your stuff away," said Neo. "So if they have your passport, track it down."

    At the very least, try to locate it, take some photos, and send them to your email. Get ahold of anything you can, including proof of address, bank details, and anything else official. Either wait until they are out, or trick them by saying you need your documents to fill out an application, Neo said.

    See the rest of the story at Business Insider

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    trump xi china

    Fears over escalating trade tensions with China and rising US interest rates helped trigger a brutal stock-market sell-off that caused the S&P 500 to lose as much as 7% in October, and both of those issues are showing no sign of slowing down.

    President Donald Trump on Wednesday took his latest shot at China, announcing that he is seeking to pull the US out of the Universal Postal Union, which allows Chinese producers to ship items to the US at significantly low rates even compared to some US domestic shipping rates. 

    Meanwhile, the Federal Reserve's minutes from its September meeting were released on Thursday, showing that policymakers broadly agreed this year's fourth interest-rate hike is coming in December. The Fed's tightening has strengthened the dollar, which has made it more expensive for companies to bring overseas revenue back into the US.

    But you don't have to panic. Armed with the right information, you can steer clear of those firms that will be hit the hardest by the stronger dollar and Trump's tariffs. That means identifying and staying away from companies that have high revenue exposure to China. 

    Goldman Sachs is here to help. The banks maintains an index of US companies that get a large percentage of their sales from China, and filtered 20 stocks it says should take biggest hit in the event of a prolonged trade war.

    Here are 20 companies that Goldman listed, in an order from sales least exposed to China to the most.

    20. Apple

    Ticker: AAPL

    Industry: Technologies

    Market cap: $1.06 trillion

    % of China sales: 20%

    Source: Goldman Sachs

    19. Avery Dennison


    Industry: Materials

    Market cap: $8.68 billion

    % of US sales: 20%

    Source: Goldman Sachs

    18. Agilent Technologies


    Industry: Healthcare

    Market cap: $21.19 billion

    % of US sales: 20%

    Source: Goldman Sachs

    See the rest of the story at Business Insider

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    carrie 1976

    Halloween movies range from comedic gems to horrifying thrillers. Depending on what you're in the mood, there is always something to watch. 

    We've compiled a list of 29 of the best Halloween movies, from family-friendly classics to films that require you leave the lights on.

    All of these movies are available to rent and buy through companies like Amazon and Apple, but if it's streaming, we've included a link. 

    "Halloween" launched a successful franchise spanning 11 movies — two of which were a reboot and a sequel.

    Michael Myers is introduced as a troubled man who escapes from a sanatorium to hunt and murder teenage babysitters. Wearing a terrifying mask, the serial killer maniac stalks Laurie Strode and her friends on Halloween. 

    Jamie Lee Curtis reprised her role as Laurie Strode for the 2018 sequel, also called "Halloween."You can learn more about the original movie here.

    Stream: Shudder


    "Sleepy Hollow" is a Tim Burton masterpiece.

    Johnny Depp plays constable Ichabod Crane who goes to the town of Sleepy Hollow to investigate decapitations. Stories say that the murders are being committed by an undead man known as the Headless Horseman, and Crane soon learns that the stories are true. 

    Stream: Starz


    "Hocus Pocus" is celebrating its 25th anniversary this year.

    Max, his little sister Dani, and his crush Allison find themselves on the run from the resurrected Sanderson sisters— Winifred, Mary, and Sarah — after Max, a virgin, lit the Black Flame Candle. The witches are surprised to wake up in a modern world 300 years after being killed, but their hunt to suck the life out of kids is still the same. There's also an immortal black cat named Thackery Binx. 

    Stream: Freeform


    See the rest of the story at Business Insider

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  • 10/22/18--12:50: 7 signs you may have lice
  • head lice checking for lice

    Seasoned parents know that a lice infestation can mean weeks of washing bedding and towels daily, treating mattresses and other furniture with special sprays, and likely purchasing new pillows and hairbrushes.

    Treating your child for lice can take hours, especially if their hair is long or thick. Because one louse can lay about six eggs per day, according to the Centers for Disease Control and Prevention (CDC), each louse and nit must be removed to prevent re-infestation.

    Even if you think you got them all, it's important to retreat seven to 10 days after the initial treatment. And as for yourself, you should have another adult check for lice because it is nearly impossible to adequately treat yourself.

    Are you feeling itchy already? Here are some signs you or your child may have lice.

    Your head is itchy.

    The most common symptom of lice is having an itchy head. According to the Mayo Clinic, the itchiness is caused by an allergic reaction to louse saliva and may not occur for two to six weeks after you've contracted lice.

    An itchy scalp is the most obvious symptom of head lice, but that alone does not mean you have head lice. Other more common things like dandruff and eczema also can make the scalp itch.

    You feel like something is crawling on your head.

    If you have lice, you might actually be able to feel the bugs crawling on your scalp. According to Healthline, lice can cause the sensation of something moving on or tickling your head

    If you're concerned your child has lice, ask them if they notice this sensation.

    You spot a louse.

    The American Academy of Dermatology (AAD) described lice as looking like "light-brown sesame seeds crawling on the hair, skin, or clothing." 

    Typically, if you see one louse, you are likely infected with several living lice, as well as their eggs, also known as nits.

    It takes a little over a week for a nit to hatch into a nymph (an infant louse), and about nine to 12 days for the nymph to mature. If you spot a louse, you've probably been infected for a few weeks.

    See the rest of the story at Business Insider

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    cruise shipIf the idea of traveling by boat is romantic or adventurous to you, but you’re not really jazzed by the prospect of laying on sandy beach after sandy beach, you're in luck. A lot of cruise lines offer trips to destinations with a variety of weather conditions and experiences.

    If you're craving a cruise with a fun twist, here are 12 unique commercial cruises to consider booking for your next trip. 

    If you prefer snow-capped mountains to white sandy beaches, you can cruise around Alaska.

    Many popular cruise lines, like Royal Caribbean and Carnival, offer tours of the northernmost state. A cruise around Alaska’s ports-of-call is excellent for nature lovers looking to see spectacular arctic views up close.

    See the stunning glaciers and mountains that make up the natural landscape. On excursions, you may be able to partake in some whale watching or even dog sledding.

    Cruising the Nile is a luxurious way to experience the wonders of the ancient world.

    If you want to ancient structures firsthand, but still want your trip to the desert to feel like a vacation, a cruise along the Nile might be right for you.

    Sanctuary Retreats and Memphis Tours are two of multiple companies that offer an array of Nile cruises, taking you to see the natural and historic beauty of Egypt while keeping you well-fed and relaxed in between excursions.

    Experience Russian art and culture by the nation’s waterways.

    Viking River Cruises and Disney Cruise Line are among the travel companies who stop in Russia, bringing visitors down Russia’s Volga River and its other scenic lakes.

    If you’re more of an arts and culture traveler, happier in a museum than touring landscapes and monuments, one of these Russian riverboat cruises is a great way to fit lots of cultural experiences, like a visit to the ballet or the Hermitage Museum in St.Petersburg, into your luxurious getaway.


    See the rest of the story at Business Insider

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    HMS Karlstad comes alongside in Trondheim prior participating in Exercise trident juncture 18.

    NATO is about to kick off its largest military exercises since the Cold War, which will include more than 50,000 troops from 31 countries.

    The military exercises, known as Trident Juncture 2018, will be held from Oct. 25th — Nov. 7th in Norway.

    One of the countries participating in the exercises is non-NATO member Sweden, which has grown increasingly concerned about neighboring Russia, especially after Moscow apparently targeted it during a simulated nuclear strike in 2013.

    In May, Sweden handed out a pamphlet to its citizens titled "If Crisis or War Comes," instructing them how to defend the country in case of war. It also purchased $1.3 billion worth of Patriot missile defense systems in November 2017, and even held a large joint military drill with the US two months before that.

    Now, Sweden is bringing about 1,900 troops to Trident Juncture 2018, along with two stealthy Visby-class corvettes, the HMS Karlstad and HMS Nyköping.

    The two corvettes will be integrated into Standing NATO Maritime Group One, which is basically NATO's standing frigate force, Lt. Jimmie Adamsson, a public affairs officer for the Swedish Navy, told Business Insider.

    Here's what the corvettes can do.

    SEE ALSO: 9 photos of Russia's new stealth frigate, a small warship that's much better armed than the US Navy's LCS

    SEE ALSO: We toured the heavily-armed and stealthy warship that may be the US Navy's next frigate

    Sweden has five Visby-class corvettes, with the first being delivered in 2002 and the last two, the Karlstad and Nyköping, in 2015.

    The corvettes are mainly designed for anti-submarine warfare and mine countermeasures, but the Karlstad is used more as an attack and anti-surface warfare vessel.


    Adamsson said that the Karlstad and Nyköping will conduct anti-sub, anti-surface and anti-aircraft warfare exercises during Trident Juncture 2018.

    The corvettes are armed with eight RBS 15 Mk2 anti-ship missiles, and four 400mm Type 45 torpedo launchers. They also have a maximum speed of more than 40 mph.

    See the rest of the story at Business Insider

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    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

    bookcase headboard

    Design shouldn't only look pretty — it should also solve a problem, and one problem that plagues college students, renters, and small homeowners is how to make the most of their space.

    It's just not conducive to our tiny quarters to have one piece of furniture for every function. No matter how nice the piece looks, I'd still like enough space to actually move around and not feel stifled. 

    When a piece of furniture can perform double or even triple duty by going beyond the singular use it's usually advertised to do, I know I'm getting major bang for my buck. Multi-functional furniture is a smart choice for those situations when you might need a large tabletop one day, but not others, or you feel like sitting today and going horizontal tomorrow. 

    Your furniture doesn't have to work harder, just smarter. These well-designed pieces of multi-functional furniture will transform and adapt to fit your changing needs, so you can save both space and money. 

    A one-stop shop for your entryway

    With 20 hooks and three shelves, this rack can keep your entryway uncluttered and put your essentials top-of-mind so you don't forget them as you go out the door. 

    HOMFA Metal 3-tier Entryway Coat and Shoe Rack, $49.99, available at Amazon

    An extendable dining table

    Fold down the sides to turn this table into a desk or console, or extend them to create a casual dining setting. The angular legs provide a modern twist to the classic dinner table. 

    Holly & Martin Driness Drop Leaf Table, $220.49, available at Overstock

    Also available at Amazon for $234.01

    A mirror that holds your jewelry

    Get a full-body glimpse of your outfit for the day before you finish it off with accessories. Unlike a hanging mirror armoire, this one has no chance of falling and creating a tangled mess of your jewelry.

    Hives & Honey Trinity Jewelry Mirror, Espresso, $120.99, available at Houzz

    See the rest of the story at Business Insider

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    sex and the city wedding

    When planning your own wedding, you might look to some of your favorite movies to see how those weddings were done — who hasn't fantasized about getting a custom designer dress like Carrie Bradshaw in "Sex and the City," or booking a surprise band like in "Love Actually?"

    But how much would that actually cost in real life? Kaleidoscope, a British design blog, worked with a wedding planner, dress designer, and cake designer to suss out how much these fairytale weddings would set people back IRL.

    From "Mamma Mia's" Greek destination wedding to the titular wedding in "My Best Friend's Wedding," see how much these fetes would really cost. However, take these estimates with a grain of salt, as they only take venue, dress, flowers, and music into account.

    The Greek island wedding at the end of "Mamma Mia" could cost a very reasonable $6,378. Everything was pretty inexpensive, except for the venue, which was estimated at over $5,000.

    Even though the wedding doesn't actually go down as planned in "Mamma Mia"— a jukebox musical about a girl, Sophie, trying to figure out who her dad is so he can walk her down the aisle — it doesn't mean the cliff-side church in which the ceremony takes place is any less beautiful.

    However, the price of the average Greek wedding is around $19,337, so Sophie and Skyler's wedding seems surprisingly inexpensive.

    Kaleidoscope estimated that the costs of the wedding would roughly be...

    Venue: $5,230

    Dress: $396

    Flowers: $158

    Band: $594

    The titular wedding in "My Best Friend's Wedding" could have wracked up a respectable $21,938 — the dress alone, worn by Cameron Diaz's character, was estimated to cost $15,000.

    Even though we're supposed to root for Julianne, who spends the entirety of "My Best Friend's Wedding" actively trying to ruin the wedding of her best friend Michael and his bride-to-be Kimmy, we're still obsessed with them and their wedding, which took place at Chicago’s Fourth Presbyterian Church.

    Some of the estimated costs of the reception...

    Venue: $3,044

    Dress: $15,287

    Flowers: $178

    Band: $3,429

    Even though "I Love You, Man" is mostly about the friendship between two guys, there is a beautiful wedding at the end, which could have set the happy couple back $35,655. The venue, Belmond el Encanto in Santa Barbara, CA, is what ate the budget up.

    "I Love You, Man" is a rare bro-centric rom-com about the blossoming friendship between Paul Rudd's Peter and Jason Segel's Sydney. Peter and Zooey's wedding, held at the Belmond el Encanto Resort in Santa Barbara is really just the back-drop for these two dudes to hug it out.

    Peter and Zooey's big day cost around...

    Venue: $26,271

    Flowers: $455

    Dress: $356

    Band: $8, 573

    See the rest of the story at Business Insider

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    emilia clarke daenerys targaryen

    Just a few short years ago, actress Emilia Clarke had just two filming credits on her résumé: walk-on roles on a soap opera and a made-for-TV movie. Now the Mother of Dragons earns a reported $500,000 per episode on "Game of Thrones," the most-watched show in HBO history.

    Let's take a look back at how Clarke rose to fame.

    Melia Robinson contributed to a previous version of this post. 

    Born in the fall of 1986, Emilia Clarke grew up in the picturesque county of Buckinghamshire, in the south of England.

    She was born October 23, 1986, and given the full name Emilia Isabelle Euphemia Rose Clark.

    As a child, she developed an obsession with Audrey Hepburn in "My Fair Lady."

    She would later play Holly Golightly from "Breakfast at Tiffany's" on Broadway in 2013, another role that Hepburn made iconic.

    "There’s not much I can do about all the people who come in and hope for Audrey Hepburn," she said at the time to the New York Times. "I just hope they’re not terribly disappointed."

    Clarke attended the famed Drama Center London.

    She was originally rejected by the Royal Academy of Dramatic Art in 2005 before applying to the Drama Center London a year later (and getting off the waiting list).

    "There were a lot of beautiful, blond, gorgeous girls in my year who got the Juliets and the like," she told the NY Times. "I got the Jewish grandmothers and all the farcical parts, which was actually really, really good because it made me aware of my capabilities as an actor."

    The school's famous alumni include Colin Firth, Michael Fassbender, and Tom Hardy.



    See the rest of the story at Business Insider

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    SamsClub 6836

    • Costco and Sam's Club are similar membership-based warehouse stores that offer a wide variety of products and services, from eye exams to photo printing.
    • The only significant difference between the stores is the cost of membership, with Sam's Club costing $15 less annually than Costco.
    • I went to a Costco and Sam's Club in New York and found that the cost and quality were comparable enough that the deciding factor between the two stores might just be how close you live to each one.

    Costco and Sam's Club are membership-based warehouse stores selling groceries, clothing, furniture, and, well, lots of other stuff. Both stores offer eye and ear exams, a pharmacy, one-hour photo services, and a food court at affordable prices. Even the return policies are similar, with bothstores accepting most items with or without a receipt.

    After visiting both stores in succession, I found there was really only one major difference between them: the cost of membership. Costco charges $60 annually for a basic membership and $120 for an executive membership, while Sam's Club charges $45 annually for a basic membership and $100 for a premium membership.

    According to a grocery-store ranking from Consumer Reports, the higher membership costs at Costco might be worth it — it ranked higher than Sam's Club in cleanliness, meat and produce quality, customer service, store-brand quality, and prices of organic items.

    To see for myself which store offers a better deal, I went to Costco and Sam's Club stores in Westchester County, New York. This is what I found:

    SEE ALSO: How to shop at Costco without a membership

    First, I went to Costco. I got there about five minutes after it opened, and I was surprised by how many people were there so early. Even though it's a members-only store, no one was at the door checking for memberships.

    At the front of the store was a one-hour photo station.

    There were rows of TVs ranging in price from $500 to $2,000.

    See the rest of the story at Business Insider

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    The Crown Netflix

    It's a great time to be a TV fan. We are in a golden era of television, with networks and streaming services dishing out big bucks to create fresh, impressive content. That means high production values, star-studded casts, and an overall quality cinematic viewing experience.

    From "The Crown" to "Game of Thrones," here's a look at the 10 most expensive TV shows of all time based on per-episode cost. 

    "Camelot" didn't last long, but at $7 million per episode, it sure was expensive.

    The Emmy-nominated costume drama "Camelot" on Starz, which focused on the legend of King Arthur and had a star-studded cast, cost about $7 million per episode, according to The Wall Street Journal. 

    The network announced the series' end with the following statement: "Due to significant production challenges, Starz has decided not to exercise the option for subsequent seasons of 'Camelot' with our production partners GK-tv, Octagon Films and Take 5 Productions."

    The Wachowski sisters' "Sens8" on Netflix cost an estimated $9 million per episode.

    The Wachowski sisters' ambitious Netflix series, "Sense8," cost an estimated $9 million per episode, according to The Verge, thanks to its grand scope and lush production.

    The show was canceled after two seasons.


    Popular fantasy series "Game of Thrones" costs an average of $10 million per episode.

    Given its giant cast, action-packed episodes, and high production value, it's no surprise that HBO's mega-hit "Game of Thrones" costs an average of $10 million per episode.

    In an exclusive "Game of Thrones" feature in the April print edition of Entertainment Weekly, reporter James Hibberd mentions the latest bank-breaking budget for season six of the series: "The show easily costs north of$10 million per episode at this point — not that you'll hear HBO complain."

    See the rest of the story at Business Insider

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    i'm a mouse duh

    The cat costume is a Halloween classic. But it's also overdone. I'm not judging, that was literally what I did last year. But it doesn't have to be that way. 

    Aside from convenience, there are plenty of adorable animals in the animal kingdom that you can channel this Halloween. From a magical unicorn to an adorable giraffe, there are so many animal costumes you could try out this October 31.

    Pastel unicorns are all the rage.

    Mythical and magical, what's not to love about dressing up as a unicorn? Essentially a onesie with a fancy hood, this costume is a great option for those who live in a cooler climate.

    Squirrels are underrated.

    You can embrace Marvel's superhero Squirrel Girl and replicate her unique look. To be fair, this costume actually looks pretty chic.

    Skip the vampire look this year and just be a bat.

    Vampires? Skip this Halloween cliché and attend your costume party as a transformed vampire in bat form. It's unique, clever, and no one will be expecting it. Plus, you can make this costume look chic or absolutely terrifying with a healthy amount of fake blood.

    See the rest of the story at Business Insider

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    autumn weddingThere are so many things to think about when it comes to planning a wedding. How many people will come? What venue will you choose? What food will you serve? But before you can answer any of those questions, you probably want to decide when the big day is going to be.

    According to wedding planners, there are actually better times of the year to get married than others — it all depends on what your priorities are.

    INSIDER spoke to Lisa Kahn, owner of Lisa Kahn Events in Southern California, Renny Pedersen, owner of Chicago's Bliss Weddings and Events, and Tessa Brand, owner of Southern California-based Tessa Lyn Events, to figure out what the best seasons are to get married in.

    If you want comfortable weather, the best season is probably autumn.

    The problem with searching for the best seasons weather-wise is that weather is very location-specific, Renny Pedersen told INSIDER.

    The good news? There is one season that the wedding planners all agree is usually the best: autumn.

    "In Chicago, I would say the best times for people to get married are either September or October in the fall because the weather is always nice," Pedersen said.

    "September is probably the best time because it's on that cusp of the end of summer. You can still have a summery feel, but if you really want to have a fall feel, you can still do a transitional fall look as well. The weather is always great. It's not too hot, it's not cold, and it's not snowing yet."

    Both Kahn and Brand agreed, saying that autumn is a great time for weddings in Southern California as well.

    "I think the perfect time to get married is September and October in Southern California because you have great sunsets, predictable weather, and usually the temperature is right in the middle, which is where you want it," Brand told INSIDER. 


    Even if you choose an autumn wedding, you'll want to research local weather patterns.

    If you're in a different area and you're not sure when the "good" weather is happening, Kahn recommended doing a little research.

    "I would say always talk to a planner," she told INSIDER. "Weather apps are hard. I would say also look at the history of weather in the city that you're getting married in — like in an almanac — and see what the weather has been like in previous years. Every city and every state has different weather patterns, but the patterns are usually similar."



    But, autumn weddings can get pricey.

    However, all three wedding planners noted that booking a wedding during those temperate normally means that venues, planners, photographers, videographers (and everything else) may be a little more expensive since many people want to get married during that time.

    See the rest of the story at Business Insider

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    hong kong bridg 16.JPG

    After nine years of construction and controversy, China is set to officially unveil the world's longest sea bridge on Tuesday at a ceremony in Hong Kong.

    At more than 34 miles long, the Hong Kong-Zhuhai-Macau Bridge is part of a master plan to create a global science and technology hub by connecting two Chinese territories, Hong Kong and Macau (the world's largest gambling center), to nine nearby cities.

    With an economic output of $1.5 trillion, the new mega-region — known as the Greater Bay Area — is positioned to rival Silicon Valley. The plan also includes the construction of an $11 billion bullet train, which opened in September.

    The bridge is expected to open to traffic on Wednesday, though only certain vehicles — shuttles, freight cars, and private cars with permits — are allowed to cross. Pedestrians and bicyclists are prohibited.

    While some have criticized the structure as a waste of taxpayer dollars, others tout its ability to connect up to 70 million people in the region.

    Take a look at its remarkable design below.

    The $20 billion structure is 20 times as long as the Golden Gate Bridge.

    The title of world's largest sea bridge previously belonged to the Jiaozhou Bay Bridge, which stretches 26.3 miles.

    Source: BBC

    The Hong Kong-Zhuhai-Macau Bridge is designed to last for more than a century, with the capacity to withstand major storms and earthquakes.

    The structure should hold up in the face of 211 mph winds. That claim was put to the test in September, when Typhoon Mangkhut swept through Hong Kong, destroying roofs, shattering windows, and toppling trees.

    See the rest of the story at Business Insider

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