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Warren Buffett is the world's third-richest man — see how the notoriously frugal billionaire spends his fortune

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warren buffett

  • Warren Buffett's estimated net worth is $87 billion.
  • But you wouldn't know the investor is America's third-richest man by his frugal lifestyle.
  • Buffett lives modestly and is one of the world's most generous philanthropists, opting to give away most of his billions to charity.

Warren Buffett, America's third-richest man, has increased his net worth by around $10 billion in the past year, according to the Forbes 400. But what else would you expect from the "Oracle of Omaha," who began building his wealth at age 11? 

Now 88, Buffett's estimated net worth stands at $87 billion — but you wouldn't know it by Buffett's frugal ways.

Still living in the house he bought in the 1950s and driving an equally modest car, Buffett prefers to keep and grow his money rather than take it out of the bank. Not one for lavish purchases, he spends relatively little of his billions — except when it comes to philanthropy. 

Buffett is regarded as one of the most generous philanthropists in the world, having donated more than $46 billion since 2000.

However he uses his money, not much is spent on himself. See how Buffett spends — or doesn't spend — his billions.

SEE ALSO: 24 mind-blowing facts about Warren Buffett and his $87 billion fortune

DON'T MISS: Bill Gates is worth $95 billion and he plans to give most of it away — here's how he spends his money now, from a luxury car collection to incredible real estate

Warren Buffett has a net worth of $88.3 billion, making him the world's third richest person.

Source: Forbes



He began building his wealth by investing in the stock market at age 11 and currently runs Berkshire Hathaway — but you wouldn't know he's a billionaire by the way he spends his money.

Source:Forbes



He previously told CNBC and Yahoo Finance's "Off the Cuff" that he's "never had any great desire to have multiple houses and all kinds of things and multiple cars."

Source:CNBC



See the rest of the story at Business Insider

WHERE ARE THEY NOW? The players from Peyton Manning's legendary 1998 NFL Draft

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nfl draft 1998

The 1998 NFL Draft was one of the biggest hit-or-miss drafts in recent memory.

While many of the players taken in the first round made at least one Pro Bowl during their careers, several others quickly washed out of the league.

Some of these players are still involved in football in some capacity, while others have gone on to do other things.

One player founded a church, another started a country-music band, and one has gone into comedy.

Ari Gilberg contributed to this post

Peyton Manning was picked No. 1 overall by the Indianapolis Colts.



Manning enjoyed an illustrious career and will go down as one of the best quarterbacks in the history of the NFL. He won two Super Bowls in his 18-year career before retiring in 2016.



Ryan Leaf was picked No. 2 overall by the San Diego Chargers.



See the rest of the story at Business Insider

The 10 worst places to live if you're single

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couple dating app

If you're single and ready to mingle, your location could factor into your chances of finding love. Recently, WalletHub compared 182 cities across the United States, using 34 different indicators of "dating-friendliness" to rank them. Factors like the number of nightlife options, online dating opportunities, and the cost of various dates (think dinner out or a trip to the movies) were used to rank the 180 cities, with one being the best place to live if you're single and 182 being the worst.

Read on to learn more about the worst cities for singles.

Laredo, Texas

As the 10th worst city for singles, Laredo, Texas had the second fewest online dating opportunities out of the 182 cities that Wallethub analyzed. According to the US Bureau of Census, 203,212 people live in Laredo.

In terms of date-night activities, TripAdvisor ranked the Mall del Norte, Laredo's shopping mall, as the top tourist destination for the city.

 

 



Yonkers, New York

WalletHub found that Yonkers has some of the highest restaurant meal costs out of the 182 cities being analyzed, so going on lots of dinner dates could really rack up a bill. It makes sense: Yonkers is located in the second richest county in New York state, Westchester County.

That said, Yonkers is also home to Empire City Casino, Palisades Interstate Park, and LEGOLAND Discovery Center. So although your singledom might cost you, there are a handful of date activities to choose from in Yonkers.



Lewiston, Maine

Lewiston is Maine's second largest city after Portland. One TripAdvisor user characterized Lewiston as a "former mill town that is struggling to reinvent itself." The New England city is home to Bates College, Thorncrag Bird Sanctuary, and a downtown area with a handful of bars, restaurants, and breweries.



See the rest of the story at Business Insider

9 of the best jobs for people who love dogs

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parks and rec champion

There are many people who love animals but who are not sure how to implement that passion into choosing a career path. Fortunately, there are a wide variety of job options for dog lovers, from defending them in court to directing a dog on a film set.

Here are the 10 of the best jobs for people who love dogs.

Veterinarians take care of animals' health.

Veterinarians make a career out of caring for animals and remedying all kinds of ailments and injuries. In the United States, prospective veterinarians must attend a four-year degree program at veterinary school after achieving their Bachelor’s degree at an undergraduate college. According to Glassdoor, the average base pay for a veterinarian is $108,218 a year.



Movie animal trainers handle animal actors on film sets.

Behind every Lassie, Winn Dixie, or Cujo there is a patient animal coordinator on set giving cues and taking care of the animal star. In the world of animal jobs, animal movie trainers have a rather niche job. College experience is not required but very much encouraged, with many animal trainers equipped with degrees in animal behavior, zoology, and biology. According to a 2017 study by the Bureau of Labor Statistics, the average annual salary for an animal trainer is $34,760 a year.



Service dog handlers provide canines with the training they need to help others.

There are only a few dozen colleges in the country that train service dog handlers. Though there is no federally recognized certification for a dog trainer, most trainers gain their experience through apprenticeships and the American Kennel Club recommends obtaining the AKC Advanced Canine Good Citizen certification for the dogs you are training.

Handlers train service dogs to work with individuals with disabilities and can also prepare certain dogs to work in the military and police force. ZipRecruiter lists the annual pay for service dog trainers at $35,644 a year.



See the rest of the story at Business Insider

All the TV shows that have been canceled recently

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orange is the new black

A slew of TV shows were canceled in 2017, and the list of shows canceled in 2018 has grown rapidly since May as networks decide their schedules of new and returning shows, and figure out what they're doing in 2019.

The most recent cancelation comes from CBS, which canceled summer series "Salvation" after two seasons. 

Despite slightly better reception for its second season that dropped in September, Netflix has canceled "Iron Fist" after two seasons, a show that wasn't a hit with critics. Days later, Netflix canceled Marvel's "Luke Cage," leaving many wondering why these seemingly successful superhero shows are getting the axe. And the week after that it, canceled satire series "American Vandal."

So far in 2018, networks have canceled fan favorites like "The Last Man on Earth" and "Quantico." Fox also canceled its quirky cop comedy "Brooklyn Nine-Nine," but NBC picked it up for another season less than two days later.

ABC also canceled the previously renewed "Roseanne" revival, after Roseanne Barr posted a racist tweet about former Obama adviser Valerie Jarrett. However, ABC announced a spin-off called "The Conners" without Barr that premiered in October.

In 2018, the streaming giants are canceling more shows than ever as well, with many getting cut on Amazon, Hulu, and Netflix

So if you're wondering why a show you love hasn't returned in 2018, it might have been canceled. (You can also use this list to see what shows are not returning in the fall or in 2019.)

Here are all the shows that were canceled in 2017 and 2018, including those from networks and streaming services like Netflix, Hulu, and Amazon:

SEE ALSO: All the confirmed original shows coming to Netflix in 2018

Canceled in 2018:



"The Mayor"— ABC, one season



"Chance"— Hulu, two seasons



See the rest of the story at Business Insider

All the TV shows that have been canceled in 2018

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iron fist

As the year flies by, the list of canceled TV shows piles up.

While there's been somewhat of a quiet period since May, some networks have cut shows throughout the summer and fall.

CBS recently canceled "Salvation," a summer series that aired for two seasons. 

Other recent cancelations come from Netflix. Netflix recently canceled "Iron Fist" after two seasons, and announced that "Orange is the New Black" will end with its upcoming seventh season. Netflix also canceled the excellent satire series "American Vandal" after two seasons. 

ABC canceled the previously renewed "Roseanne" revival in late May, after Roseanne Barr posted a racist tweet about former Obama adviser Valerie Jarrett. However, ABC debuted a spin-off called "The Conners" without Barr.

In other notable cancellations, USA's critically acclaimed "Mr. Robot" will end with its upcoming fourth season, and CBS' "The Big Bang Theory" is ending after 12 seasons. 

We'll update this list as more are announced.

Here are all the shows that have been canceled this year, including those from networks and Netflix:

SEE ALSO: The worst TV show of every year since 2000, according to critics

Amazon



"Jean-Claude Van Johnson"— Amazon, one season



"I Love Dick"— Amazon, one season



See the rest of the story at Business Insider

17 brands that had a great year thanks to Meghan Markle

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Meghan Markle

Meghan Markle, Duchess of Sussex, has what's known as the "Markle Effect." After she wears an item of clothing from a certain designer or brand, everyone flocks to buy it in an attempt to emulate her "sparkle."

Since marrying Prince Harry earlier this year and officially assuming her royal duties, all eyes have been on the Duchess — or rather, her wardrobe choices. Though she wears many well-known designer duds, Markle has chosen to showcase many lesser-known brands throughout 2018, too.

Outland Denim was able to employ new staff members because Markle was pictured wearing their jeans in Australia. Boutique designers like Karen Gee and Martin Grant are now being flooded with orders (and Instagram followers) simply because Markle wore their dresses.

Keep scrolling to see 17 brands that had a fantastic year, all thanks to the "Markle Effect."

Aritzia is one of Markle's longtime favorites, and the brand's consumer searches have increased by 68% in the past year because of the Duchess.

Aritzia is an affordable, ready-to-wear Canadian retailer that Meghan Markle has been a longtime fan of. According to what Aritzia told investors, the brand experienced a sales boost during the quarter following Markle being photographed wearing their clothing.

According to Business Insider, fashion search engine Lyst says consumer searches for Aritzia have increased by 68% within the last year. The biggest surge of Aritzia searches occurred in April 2018, specifically the day after Markle donned their Babton Lawson green trench coat (shown above).



Canadian brand Mackage got 1.6 billion media impressions hours after Markle was photographed wearing one of their coats.

Mackage is a Canadian clothing company that specializes in luxury outerwear. According to a report by Women's Wear Daily, in the hours after Markle wore Mackage's Mai coat on a trip to Northern Ireland, the brand got nearly 1.6 social media impressions. On another day when Markle wore Mackage, their site traffic quadrupled. 



Markle carried a chic Oroton bag, and it may save the brand from bankruptcy.

Oroton is a luxury fashion accessories company from Australia that is especially known for its leather handbags. The Duchess of Sussex turned heads wearing one of their black and white bags at London's Commonwealth Heads Of Government Meeting this spring. 

The $221 Avalon Zip Top bag sold out immediately, and the boost could save the brand from bankruptcy, as it had entered "voluntary admission" (an early form of bankruptcy) last year due to low sales.

Oroton CEO Ross Lane spoke out, expressing his excitement about Markle's love of the brand: "Meghan is a modern style icon and this is a huge endorsement of our new creative direction." 



See the rest of the story at Business Insider

The 26 US states with the lowest sales tax, ranked

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black friday shopping

  • With Black Friday and Cyber Monday looming, it's time to budget for holiday shopping.
  • Depending on where you live, state and local sales taxes can affect how much money you're paying at the register.
  • Using data from the Tax Foundation, we ranked the 26 states with the lowest combined state and local sales tax.

With Black Friday just around the corner and Cyber Monday on its heels, it's time to prep your wallet.

Depending on where you live, state and local sales taxes can increase how much money you're paying at the register.

According to the Tax Foundation, every state in America can determine which goods and services to apply their statewide sales tax. Some states don't tax groceries or clothing, while others tax those products at a reduced rate. On top of that, some cities impose local taxes, which are determined by local governments.

To find out where residents pay the least in sales tax, we consulted the Tax Foundation, which listed state sales tax rates and calculated average local sales tax rates.

It's important to note that this ranking does not take into account state income taxes. Delaware, Montana, New Hampshire, and Oregon don't have sales taxes or local taxes, but that does not mean residents there pay the least amount in taxes overall, as their state income tax rates may be higher.

Below, see which states have the lowest combined sales tax, including Washington, DC.

SEE ALSO: 10 things you probably didn't know you could deduct on your taxes

DON'T MISS: 11 insider facts most Black Friday workers know — and you probably don't

24 (TIE). North Dakota

Combined state and local sales tax: 6.8%

State sales tax rate: 5%

Average local sales tax rate: 1.8%



24 (TIE). Iowa

Combined state and local sales tax: 6.8%

State sales tax rate: 6%

Average local sales tax rate: .8%



24 (TIE). Florida

Combined state and local sales tax: 6.8%

State sales tax rate: 6%

Average local sales tax rate: .8%



See the rest of the story at Business Insider

I saved a ton of money on an international flight by flying a top-rated airline most people would never think to take, and it was one of the best economy trips I've had yet

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TurkishAirlines3

  • Turkish Airlines is the flag carrier of Turkey, operating in over 300 destinations in Europe, Asia, Africa, and the Americas.
  • Considered one of the largest airlines in the world, Turkish Airlines is consistently ranked in the top 20 airlines in the world by consumer aviation website Skytrax.
  • Key to the airline's strategy is offering American passengers one-stop flight itineraries to far-out destinations in the Middle East, Africa, and India.
  • I decided to fly Turkish Airlines' economy-class cabin on a flight from New York to Dubai. Taking the flight, which included a stopover in Istanbul, saved me $500 on airfare, and included a free tour of the city. And the flight was one of the best economy experiences I've had yet.

One rule I follow when flying internationally: When in doubt, fly wih a flag carrier.

One look at rankings of the best airlines in the world confirms that wisdom. Up and down the list are flag carriers like Qatar Airways, Singapore Airlines, Emirates Airlines, and Etihad Airways, among others.

In my experience, flag carriers tend to go above and beyond other airlines. They usually have state backing and an implicit mandate to serve as an advertisement for the country they hail from. 

Qatar Airways, Emirates Airlines, and Turkish Airlines all offer stopover programs that include free hotels or tours if you have a long layover. If you've ever been curious about Doha, Dubai, or Istanbul, those programs are a great way to get a glimpse.

When I was booking a recent trip to Dubai, I spotted that some of the best airfares in terms of both price, departure time, and length were with Turkish Airlines, one of the largest airlines in the world and one of the highest ranked by consumer aviation website Skytrax.

I'd never been to Istanbul before so I decided to pick one of the economy-class itineraries that had a 18-hour layover in the city, enough time to run to all of the main sites.  It cost me around $800 round trip. Other flights to Dubai were around $1300.

Read on to see what I thought of my flight on Turkish Airlines, departing from New York's John F. Kennedy International Airport to Istanbul's Atatürk Airport and then onward to Dubai International Airport, operated on an Airbus A330-300 and a Boeing 777-300ER.

SEE ALSO: I flew 16 hours nonstop in economy class on one of United Airlines' busiest international routes. Here's what it was like.

DON'T MISS: I flew 13 hours nonstop on the world's biggest passenger plane, the $446 million Airbus superjumbo jet, and it's about as good as economy can get

Turkish Airlines is the flag carrier of Turkey, operating in over 300 destinations in Europe, Asia, Africa, and the Americas. It flies to more countries than any other airline.



But I'd never thought to take it before. These days the big flag carriers that everyone flies are Emirates and Qatar Airways. But Turkish Airlines offers many of the same benefits — great service, fairly new planes, and one-stop itineraries to far destinations.



My flight to Dubai (via Istanbul) was due for a little after 1 p.m. Boarding went relatively quickly.



See the rest of the story at Business Insider

I love my new MacBook Air, but these are the 7 worst things about it

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Macbook Air

Apple's first major MacBook Air update in years is finally here, and it's really great! Don't get it twisted: I bought one of these bad boys and I'm all about it.

But is it perfect? No, of course not.

It’s not the first Apple product to include a few baffling design mistakes, and that's certainly the case with the 2018 MacBook Air. Why, for instance, would anyone think USB-C is a suitable replacement for the MagSafe adapter? Why would Apple only include 128 GB of storage in a $1,200 laptop? 

These are just two of my least favorite things about Apple's best laptop in years.

SEE ALSO: Apple's new MacBook Air is a revelation, and I'm glad I bought it — even though it's too expensive

1. The price.

At $1,199 to start, the new MacBook Air costs $200 more than the previous base model of the MacBook Air.

Why does it cost $200 more? It's certainly not a measure of the internal specs, or the new screen — it's because Apple can.

There are comparable Windows-based laptops with great screens and more powerful internals than the new MacBook Air, and I could've bought those. I thought a lot about buying an HP x360— they're quite nice!

But my workflow is based around the Apple operating system, OS X, and I've been using Apple laptops for over 10 years. I have a PC at home and, frankly, I prefer OS X. So my options are slim.

I'm not saying the new MacBook Air isn't worth the money — I'm beyond happy with my purchase. I'm saying that it's worth the money to me emotionally, but on paper I know it's a ripoff. Paying $200 for 8 GB of RAM is highway robbery. Don't even get me started on what Apple's charging for more internal storage!



2. The limited built-in storage.

Charging $1,200 for a laptop that comes with 128 GB of internal storage — 30 of which is taken up by the operating system — is ridiculous. As is offering to up that to 256 GB for $200.

Apple could put a micro SD card reader in the Air and offer expandable storage. Apple could simply outfit the Air with more storage to start — a far more standard and acceptable 256 GB at minimum, if not 500 GB. 

In September, I spent $38 dollars on a 128 GB micro SD memory card for my Nintendo Switch. Thirty eight dollars. Charging $200 for 128 GB of storage is ludicrous. It honestly almost stopped me from buying the laptop because I was so offended.

Why "offended"? Because Apple is intentionally limiting the base level storage as a means of incentivizing a very expensive storage upgrade. It's something Apple did in the past with the iPhone, and it was just as offensive then. For a company that already charges a huge premium for its products, it's bizarre that Apple nickels-and-dimes customers on storage. 



3. Force Touch is a needless addition.

Apple touted "Force Touch"— a silly marketing term that somehow has nothing to do with "Star Wars"— as a big addition to the touchpad. I'm not sure if I'll ever use it. It seemingly performs functions I never do, like preview all windows of an application before choosing one. 

It's perhaps too strong to say Force Touch is a bad feature; it just feels like a needless gimmick. Force Touch wasn't super useful on the iPhone, and it doesn't appear to be very useful on the MacBook, either. 

There is one exception: Using Force Touch in Chrome to look up the definition of words is pretty sweet (but it's something I could already do pretty quickly by right-clicking on a word).



See the rest of the story at Business Insider

Kate Spade's Frances Valentine brand just opened its first-ever physical store — take a look inside

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  • Kate Spade's brand, Frances Valentine, opened its first physical store in Manhattan last week. 
  • Kate and Andy Spade started Frances Valentine in 2015 with their business partners Elyce Arons and Paola Venturi.
  • The store, a pop-up that will be open only for a limited time, carries handbags, shoes, and jewelry from the Frances Valentine web site. It also has select products from the "Love, Katy" collection, which takes inspiration from the designer's personal wardrobe.   

Frances Valentine, the handbag and accessories brand cofounded by the late Kate Spade, opened its first physical store in Manhattan last week. 

Kate and Andy Spade started Frances Valentine with their business partners Elyce Arons and Paola Venturi in 2015.

After Kate Spade's death in June, fans of Frances Valentine were uncertain what would happen to the brand. But Arons, a close friend of Spade's who had worked as head of operations at her namesake handbag brand and later became a managing partner at Frances Valentine, told Business Insider's Mary Hanbury that the company was determined to honor Spade's legacy.

"We don't know what the future holds for us, but we are determined to continue to make her beautiful work live on through Frances Valentine," Arons said in an email to Business Insider in June. "We will be stronger for her, more connected to each other through her." 

Arons also said that Spade left behind four seasons of completed and designed work, along with an "abundant library of her concepts." 

Frances Valentine's first physical store opened as a pop-up shop in New York City on November 15, carrying handbags, shoes, and jewelry from its web site. It also has select products from the "Love, Katy" collection, which takes inspiration from the designer's personal wardrobe.   

The pop-up shop will be open through January. Here's what it's like to shop there: 

SEE ALSO: Kate Spade's close friend and business partner says the late designer left 4 seasons of completed work for her handbag company

The Frances Valentine pop-up opened on November 15, across the street from a Kate Spade store in Midtown Manhattan.

Kate had not been part of her namesake handbag label for more than a decade at the time of her death.



The accessories label, which sells luxury handbags and shoes, was founded by the late designer and her husband in 2015.



In the front of the store was a simple display with a few handbags and pairs of shoes.



See the rest of the story at Business Insider

These are the 25 most powerful militaries in the world in 2018

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With its National Defense Strategy released earlier this year, the US detailed its shift from small-scale operations like counterinsurgency and toward a potential fight with a rival like Russia or China.

Countries around the world have made similar moves, refocusing on large-scale conflict.

Amid those changes, head-to-head comparisons of military strength are hard to come by. Global Firepower's 2018 Military Strength Ranking tries to fill that void by drawing on more than 55 factors to assign a Power Index score to 136 countries — adding Ireland, Montenegro, and Liberia to last year's list.

The ranking assesses the diversity of each country's weapons and pays particular attention to their available manpower. Geography, logistical capacity, available natural resources, and the status of local industry are also taken into account.

While recognized nuclear powers receive a bonus, their nuclear stockpiles are not factored into the score. Landlocked countries are not docked for lacking a navy, but countries with navies are penalized if there is a lack of diversity in their fleets.

NATO countries get a slight bonus because the alliance theoretically shares resources, but in general, a country's current political and military leadership was not considered (though financial health and stability is).

The top power index score is 0.0000, which is "realistically unattainabile" for any military according to Global Firepower. The closer they are to this number, the more powerful their miltary is.

Per these criteria, these are the 25 most powerful militaries in the world:

SEE ALSO: Step aboard the USS Kearsarge, the US Navy workhorse that takes Marines to war

25. Canada

Power Index rating: 0.4356 (NATO member)

Total population: 35,623,680

Total military personnel: 88,000

Total aircraft strength: 413

Fighter aircraft: 60

Combat tanks: 80

Total naval assets: 63

Defense budget: $16.4 billion



24. Taiwan

Power Index rating: 0.4331

Total population: 23,508,428

Total military personnel: 1,932,500

Total aircraft strength: 843

Fighter aircraft: 286

Combat tanks: 2,005

Total naval assets: 87

Defense budget: $10.725 billion



23. Algeria

Power Index rating: 0.4296

Total population: 40,969,443

Total military personnel: 792,350

Total aircraft strength: 528

Fighter aircraft: 97

Combat tanks: 2,405

Total naval assets: 85

Defense budget: $10.57 billion



See the rest of the story at Business Insider

These 7 states have the worst homelessness crises in the US. They also have some of the most expensive housing.

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Talk of homelessness in America tends to center on the most visible crises: open-air drug markets in San Francisco, crowded encampments in Los Angeles, cardboard shelters in New York, and tent cities in Seattle. 

But even these harrowing conditions don't capture the full scope of homelessness in the US. 

Although homelessness is declining by around 14% nationwide, 16 states have seen their homeless populations increase since 2007. In that time, states with a relatively small number of homeless residents like Wyoming and South Dakota have seen an increase of more than 62%. North Dakota, meanwhile, has seen a troubling 71% rise in its homeless population. 

Read more: San Francisco's 'cruel and inhuman' homelessness crisis is a human rights violation

One way to evaluate the extent of homelessness in America is to look at the share of homeless residents relative to a state's population size. This controls for the fact that states with more residents tend to have higher homeless populations. It also gives an indication of some of the nation's worst crises, where restrictive policies or a lack of affordable housing may contribute to the large number of people living on the streets. 

We crunched the data for the share of homeless residents across all 50 states in America. Here's what homelessness looks like in the seven states with the worst crises (which also have some of the highest housing costs in the US).

District of Columbia

When it comes to the overall share of homeless residents, no state can compare to Washington, DC. Of the district's 694,000 residents, around 7,500 are homeless — a share that amounts to more than 1%. While this may not seem like a lot, it's more than three times the share in California, a state with nearly 57 times the population size.

An analysis from a local homeless services organization, Thrive DC, finds that three-quarters of their clients in DC have been homeless for more than a year. Though many of the people they serve are victims of domestic violence or sexual assault, the organization points to a lack of affordable housing and rising rental prices as the two biggest obstacles to ending homelessness in the district.



Hawaii

In 2015, Hawaii's rising homelessness crisis prompted Governor David Ige to proclaim a state of emergency. As part of the proclamation, Ige made it illegal to sit or lie down on sidewalks and commissioned social workers to move homeless residents off the streets and into shelters. 

The policy hasn't done much to curb homelessness in Hawaii, which has the second highest share of homeless residents relative to its population size. From 2007 to 2017, Hawaii saw a 19% increase in its number of homeless citizens — one of the biggest upticks in the country. 



New York

With around 89,500 homeless residents, New York's overall share is the third highest in the country. The majority of the state's homeless — around 77,000 residents — hail from New York City, where a lack of affordable housing has left many citizens without a permanent place to live.

Though the city has seen a 43% increase in homelessness in the last decade, not all of its homeless residents are living on the streets or in makeshift dwellings like cars and tents. An official city count found that only one in 20 New York City homeless residents sleep without a roof over their heads. The rest are housed in the city's numerous shelters, which contain more homeless residents than shelters in California, Oregon, and Washington combined.

 



See the rest of the story at Business Insider

Everything coming to — and leaving — Netflix in December

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Netflix has released all the titles that will be arriving and leaving the streaming platform in December.

There are new originals like a "Chilling Adventures of Sabrina" holiday episode and the Jennifer Aniston-starring "Dumplin.'" Alfonso Cuaron's "Roma" is hitting the streaming service, as well as old favorites like "The Big Lebowski." Plus, Marvel fans can get pumped for "Avengers: Infinity War" later in the month. 

But some folks will be disappointed to see that "Moana,""Pirates of the Caribbean: The Curse of the Black Pearl," and "Troy" will be getting the boot.

Here's a list of everything coming and going on Netflix in December. 

Arriving in December:

Available 12/1/18

"8 Mile"

"Astro Boy"

"Battle"— NETFLIX FILM

"Bride of Chucky"

"Christine"

"Cloudy with a Chance of Meatballs"

"Crossroads: One Two Jaga"— NETFLIX FILM

"Friday"

"Friday After Next"

"Hellboy"

"Man vs Wild with Sunny Leone" season 1

"Meet Joe Black"

"Memories of the Alhambra" (Streaming Every Saturday) — NETFLIX ORIGINAL

"My Bloody Valentine"

"Next Friday"

"Reindeer Games"

"Seven Pounds"

"Shaun of the Dead"

"Terminator Salvation"

"The Big Lebowski"

The Great British Baking Show: Masterclass"  season 5 

"The Last Dragon"

"The Man Who Knew Too Little"

Available 12/2/18

"The Lobster"

Available 12/3/18

"Blue Planet II" season 1

"Hero Mask"— NETFLIX ORIGINAL

"The Sound of Your Heart: Reboot" season 2 — NETFLIX ORIGINAL

Available 12/4/18

"District 9"

Available 12/6/18

"Happy!" season 1



Available 12/7/18

"5 Star Christmas"— NETFLIX FILM

"Bad Blood"— NETFLIX ORIGINAL

"Dogs of Berlin"— NETFLIX ORIGINAL

"Dumplin'"— NETFLIX FILM

"Free Rein: The Twelve Neighs of Christmas"— NETFLIX ORIGINAL

"Mowgli: Legend of the Jungle"— NETFLIX FILM

"Nailed It! Holiday!"— NETFLIX ORIGINAL

"Neo Yokio: Pink Christmas"— NETFLIX ORIGINAL

"Pine Gap"— NETFLIX ORIGINAL

"ReMastered: Who Killed Jam Master Jay?"— NETFLIX ORIGINAL

"Super Monsters and the Wish Star"— NETFLIX ORIGINAL

"The American Meme"— NETFLIX ORIGINAL

"The Hook Up Plan (Plan Coeur)"— NETFLIX ORIGINAL

"The Ranch" part 6 — NETFLIX ORIGINAL

Available 12/9/18

"Sin senos sí hay paraíso" season 3

Available 12/10/18

"Michael Jackson's This Is It"

Available 12/11/18

"Vir Das: Losing It"— NETFLIX ORIGINAL

Available 12/12/18

"Back Street Girls: Gokudols"— NETFLIX ORIGINAL

"Out of Many, One"— NETFLIX ORIGINAL



Available 12/13/18

"Wanted" season 3 — NETFLIX ORIGINAL

Available 12/14/18

"Chilling Adventures of Sabrina: A Midwinter's Tale"— NETFLIX ORIGINAL

"Cuckoo" season 4 — NETFLIX ORIGINAL

"Dance & Sing with True: Songs"— NETFLIX ORIGINAL

"Fuller House" season 4 — NETFLIX ORIGINAL

"Inside the Real Narcos"— NETFLIX ORIGINAL

"Inside the World's Toughest Prisons" season 3 — NETFLIX ORIGINAL

"Prince of Peoria: A Christmas Moose Miracle"— NETFLIX ORIGINAL

"ROMA"— NETFLIX FILM

"Sunderland Til I Die"— NETFLIX ORIGINAL

"The Fix"— NETFLIX ORIGINAL

"The Innocent Man"— NETFLIX ORIGINAL

"The Protector"— NETFLIX ORIGINAL

"Tidelands"— NETFLIX ORIGINAL

"Travelers" season 3 — NETFLIX ORIGINAL

"Voltron: Legendary Defender" season 8 — NETFLIX ORIGINAL

Available 12/16/18

"Baby Mama"

"Kill the Messenger"

"One Day"

"Springsteen on Broadway"— NETFLIX ORIGINAL

"The Theory of Everything"



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4 things former Starbucks employees would never tell you while working there

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Starbucks baristas

  • Starbucks has a fair share of operational quirks, from having an outside company clean its stores like a "fire drill" to its reputation for misspelling names on orders.
  • Author Emily Bloch spoke to several former Starbucks employees to get these behind-the-scenes details on the company.

 

After two and a half years working as a barista for Starbucks, Jonathan Diener tossed his green apron aside and walked out of the Grand Blanc, Michigan, location that gave the touring musician some semblance of stability. The drummer worked his last shift on September 6, 2018.

Until then, Diener was one of the $79 billion coffee company's roughly 277,000 employees. And like most former employees of a massively popular food-service chain, he had some percolating secrets to share about the company.

We caught up with Diener, as well as other former Starbucks employees, to reveal five things they would never tell you while working for Starbucks:

SEE ALSO: 7 things you should consider before working for a startup founder

1. You can say 'medium'

Despite the brand's signature, Italian-inspired size names— tall (12 ounces), grande (16 ounces), venti (24 ounces), and trenta (31 ounces) — Starbucks employees won't care if you order a frappuccino as a  "small,""medium," or "large."

"Without exaggerating, 90% of our customers were either too intimidated or confused by our sizes and would actually omit the information so we have to ask, 'which size,'" Diener said. "Baristas don't mind if you say traditional size names when ordering."



2. Food waste is still a problem

Food waste isn't a new problem in the food industry, and it's not something that has gone unnoticed by Starbucks. The company said earlier this year that it had fed 10 million people by donating its unsold food to food banks through the FoodShare program, which 22 of its markets participate in. By 2020, the company plans to have donated 50 million meals.

A company representative told Business Insider that "when not part of our FoodShare program, which has helped donate 10-million-plus meals since launching in 2016, many of our stores work with their local food banks to set up food donations."

But Alex Cote, who was a Starbucks barista for five years, told Business Insider that there were still issues at his store in Massachusetts, despite its participation in the FoodShare initiative.

"We would waste over 100 sandwiches a week because you have to make sure you don't sell out," he said. "Many managers would over-order because sales were valued over waste."

 



3. An outside company cleans Starbucks locations like a 'fire drill'

"They have this company that comes as a surprise to make sure everything's clean, so I feel like that always made sure we were tidy," Julia Avenriep, who worked at a South Florida Starbucks location, said.

A current Starbucks shift manager from a New England location — who asked not to be named — confirmed to Business Insider that the company really does harp on cleanliness.

Starbucks has EcoSure, a food safety and public health company, conduct surprise audits at locations. "It's like a clean standard fire drill every time they come in," the current employee said.

"I never saw bugs," Avenriep continued. "They are just really on top of keeping the back just as clean as the front." And it better be clean, because managers' jobs and potential bonuses depend on those audit scores, according to the shift manager we spoke to.

"We take great pride in creating, a warm and welcoming environment where customers and partners (employees) can gather and connect," a Starbucks representative told Business Insider. "As part of that, all of our stores have regular processes in place to ensure the store is clean. In the instance where an issue arises, a partner has a protocol they can follow to address it immediately."



See the rest of the story at Business Insider

The best 'Monday Night Football' game of all time produced 29 gorgeous photos including one of Jared Goff's epic layup celebration

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Pharaoh Cooper Los Angeles Rams

In one of the most highly anticipated matchups of the entire NFL season, the Kansas City Chiefs and the Los Angeles Rams faced off in a "Monday Night Football" matchup for the ages.

Both teams boasted a 9-1 record heading into the game and two young, prolific quarterbacks leading high-octane offenses that had taken the rest of the league by storm through the first 10 weeks of the season. The game quickly became a shootout between third-year Rams quarterback Jared Goff and MVP hopeful Patrick Mahomes, and by the end of the night, the duo had amassed a combined 891 passing yards and 10 touchdowns between them.

Los Angeles ultimately came out on top in an incredibly exciting, down-to-the-wire 54-51 affair. The teams' combined 105 points were the third-highest total ever in an NFL game. It also marked the first time two teams had hit the 50-point benchmark in a matchup.

Aside from producing some mind-boggling stats and highlight-reel-caliber plays, Monday night's marquee matchup at Los Angeles Memorial Coliseum produced some truly incredible photos. Check out some of the best of the historic night here:

Los Angeles Memorial Coliseum was absolutely electric even before kickoff of one of the most highly anticipated NFL matchups of the season.



Since the game was moved from Mexico City's Estadio Azteca due to poor field conditions, Los Angeles Rams fans were out in full force for what had been tabbed the game of the year.



Many celebrities — including rapper Jay Z — also made their way to the Rams' home field to take in the marquee matchup.



See the rest of the story at Business Insider

The 10 best things to buy from Ulta Beauty's Black Friday sale

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Ulta Beauty bags

Black Friday is mostly known as the day bargain-hunters camp out for discounted electronics and toys. However, beauty lovers know it's also one of the best times to stock up on makeup and skin-care goodies. 

Ahead of the shopping holiday, Ulta Beauty has released the details of its online and in-store Black Friday offerings. The store will have a few Black Friday-exclusive gift sets from brands like Too Faced and MAC, as well as full-sized items for much less than their retail value. 

Like most retailers, Ulta Beauty is starting its Black Friday sale a day early on Thursday. The deals start at 5 p.m. online and 6 p.m. in stores.

From half-price palettes to hair dryers, here are some of this year's best Ulta Black Friday deals.

Urban Decay's Naked Petite Heat palette will be $15 during the sale.

Cost: $15 (reduced from $29)

This travel-friendly version of the Naked Heat palette includes six neutral shades. 

Find out more about the Urban Decay Naked Petite Heat palette here >



A superhero-inspired palette from IT Cosmetics will be over 50% off.

Cost: $20 (reduced from $42)

The palette features 12 shades that are advertised to be "universally flattering." 

Find out more about IT Cosmetics Superhero Eye Transforming Anti-Aging Super Palette here >



Anastasia Beverly Hills Glow Kits will be 40% off.

Cost: $24 - $27 (reduced from $40 - $45) 

The Sun Dipped and Sugar kits have four shimmering powder formulas, while the Dream, Moonchild, and Aurora kits come with six apiece.

Find out more about Anastasia Beverly Hills Glow Kits here >

Read more:Anastasia Beverly Hills is selling 4 eye-shadow palettes for the price of 2 on Black Friday



See the rest of the story at Business Insider

The new 'Fallout' game is a boring mess that you shouldn't play — here's why

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Fallout 76

I want to like the new "Fallout" game, but I can't. I want to tell you about all the environmental storytelling and quiet exploration, but so much of that is marred by a vast emptiness.

"Fallout 76" is a jumble of disparate video game elements set loose in an online world, held together by a string of pointless fetch quests and experience points. It is a bad game — full stop.

It is a "Fallout" game without a main story, without major characters, and without a memorable, iconic city. Previous "Fallout" games offer players a rich world full of interesting characters, bizarro sidequests, and distinct, memorable experiences. 

To that end, "Fallout 76" feels like a "Fallout" game in name and theme alone. Let's say you're willing to look past all of that — here's why you shouldn't:

SEE ALSO: Here are the 16 biggest video games launching this holiday, from an all-new ‘Fallout’ to the hotly-anticipated ‘Red Dead Redemption 2'

What is "Fallout 76"?

"Fallout 76" is an online-only successor to single-player predecessors including "Fallout 3,""Fallout: New Vegas," and "Fallout 4." You control a character of your creation in a massive, open-world environment, either from a first- or third-person perspective. 

The environment is the star of the show: A post-apocalyptic wasteland full of mutated animals and people. There are "radroaches" and "supermutants" and all manner of other irradiated nightmares.

In the case of "Fallout 76," you're exploring the post-apocalyptic America as one of the first survivors out of a protective vault. To that end, the game is a bit of a prequel to the last few "Fallout" games, which take place later in the fictional timeline. 



What makes it different from previous "Fallout" games?

What "Fallout 76" adds in an online-only world — the ability to play with other people — it loses in nearly every other way.

Gone are the myriad characters that make "Fallout" so memorable. Gone is the main narrative thread leading through the game. Gone is any semblance of cohesion — this is a game about taking on fetch quests, completing those fetch quests, and then maybe listening to an audio log that's supposed to stand in for an actual story with written characters. 

Let me be completely clear: In the 20-ish hours I spent with "Fallout 76," I encountered one non-player character in the big open world. He was a supermutant merchant named "Grahm," and he said almost nothing. Every other character I encountered was through leftover audio logs and notes. 

Where do quests come from? A computer. What do you do when the quest is done? You report back to the computer and check it off from a list. Literally every quest I've completed in "Fallout 76" feels like exactly that: Checking off a task from a list. 



As Jean-Paul Sartre famously said, "Hell is other people."

It makes sense that the world of "Fallout 76" would be empty based on the premise of the game:  You're one of the first people out of the vaults — the apocalypse-resistant bunkers built by Vault-Tec, according to the franchise's story — and as such you're one of the first people exploring the post-apocalyptic world.

That feeling of isolation might be effective if it weren't for the fact that "Fallout 76" is an online game. There are loads of people in the world — instead of written characters, they're just random people like me. And yes, they're almost always leaping around, as people do in online games. If you're looking for a feeling of desolate isolation, look elsewhere; the world of "Fallout 76" is populated by people acting as silly as possible.



See the rest of the story at Business Insider

A nutritionist reveals how to make your Thanksgiving meal healthier without sacrificing the good stuff

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Thanksgiving

Thanksgiving, for many, is the time of year to enjoy food, family traditions, and memories.

But the holiday season can also be a time when people worry about weight gain.

To get professional tips on how to enjoy Thanksgiving while keeping up with a healthy eating regimen, we turned to Lisa Sasson, a New York University nutrition professor who's researched successful dieting strategies.

Here's her advice for making the healthiest — but still delicious — choices on Thanksgiving Day.

This post was initially published in 2016 and has been updated. 

SEE ALSO: Here's what 200 calories of every Thanksgiving food looks like

DON'T MISS: The simplest advice for anyone who wants to eat healthy or lose weight

Come hungry, but not starving.

It may seem like a good idea to save your appetite for the main event, but Sasson warned against showing up ravenous for Thanksgiving dinner. When you're that hungry, your willpower tends to disappear, and you're likely to eat whatever's in sight.

Instead, Sasson suggested, eat a satisfying snack before starting your Thanksgiving festivities. Nuts, yogurt, a salad with avocado, or eggs are all good options to consider during the morning before the meal.



Keep your appetizers light.

Instead of filling up on heavy appetizers, go for lighter fare, such as fresh veggies, salads, chips and salsa, or a vegetable-based soup like butternut squash soup.



Make sure your plate is colorful and full of veggies.

A good rule for filling up your plate at any kind of buffet or large meal, Sasson said, is to go heavy on vegetables. If you can, choose an array of fresh, grilled, or roasted vegetables like beets, carrots, Brussels sprouts, or cauliflower.

Turkey is also a healthy part of the Thanksgiving meal, especially if you avoid the skin.



See the rest of the story at Business Insider

The most iconic toy store in the world just reopened after suddenly shutting down 3 years ago — take a look inside

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fao schwarz 2666

  • FAO Schwarz, the iconic toy retailer that closed its Fifth Avenue flagship store in 2015, reopened its doors at 30 Rockefeller Plaza last week.
  • The store is known for its upscale toy selection and has been around for over 150 years. 
  • In addition to the giant toy selection, FAO Schwarz has a Build-A-Bear Workshop, candy store, and its famous walk-on piano. Here's what it's like to visit. 

FAO Schwarz, the world's most iconic toy store, is back in New York.

Founded in 1862, FAO Schwarz was known in New York City for its upscale and expensive toys. The Fifth Avenue flagship store first opened in 1986 as a tourist attraction, complete with a theme song, musical clock tower, and doormen dressed as palace guards. 

In 2009, FAO Schwarz was purchased by the now-defunct Toys R Us, which sold the entire FAO Schwarz brand to Threesixty Group, a product developer and distributor, in 2016. But in 2015, the iconic store announced that it would shut down due to rising rental costs.

The new store, which opened on November 16, was developed by Threesixty GroupThe three-floor, 20,000-square-foot space at 30 Rockefeller Plaza is complete with larger-than-life stuffed animals and the walk-on piano keyboard seen in the 1988 movie "Big" with Tom Hanks. Threesixty did not disclose the terms of the new store's lease, but it was previously reported to be long-term.

In addition to its huge selection of Barbie dolls, plush toys, puzzles, and countless other toys, the space also offers shoppers in-store experiences like a Build-A-Bear Workshop station, a mini nail salon, and a Discovery science station. The first floor is also home to a massive candy shop.

We visited the store in its opening week. Here's what it was like. 

SEE ALSO: Here are the most over-the-top gifts on Neiman Marcus' guide for billionaires

FAO Schwarz re-opened on Friday at 30 Rockefeller Plaza, about five blocks south of its previous location.



When I visited the store on Monday, the line to get in stretched more than halfway down the block.



I had to wait almost 40 minutes to get into the store.



See the rest of the story at Business Insider
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