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New York City’s first official esports team hosted a Brooklyn pop-up shop with celebrity appearances and tons of video games, and fans couldn’t get enough of it (ATVI)

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NYXL Pop Up

  • New York Excelsior (NYXL) is a team of professional gamers playing in the Overwatch League.
  • The esports organization recently took over a retail space in Brooklyn, New York for a 6-week pop-up event.
  • In addition to letting fans meet the team in person, the pop-up shop offered weekly competitions, the chance to get up close and personal with Grammy-nominated artist Zedd, and NYXL swag from exclusive brands.

For six weekends in a row, fans of the New York Excelsior (NYXL) stormed the Brooklyn storefront hosting the esports team's pop-up shop.

Each weekend brought something new to the space: Visitors were treated to meet-and-greets with the team, an exhibition match with musical artist Zedd, cosplay competitions, exclusive fashion, and, of course, lots of video games.

Excelsior is New York City's first official esports franchise, and the team will begin their second season of competition in the Overwatch League this February.

 

While Overwatch League matches are played in Los Angeles, the team enjoys a dedicated fanbase at home. It shouldn't be surprising; NYXL had the best record during the league's inaugural season, and the pop-up helped build even more excitement for the year to come.

Here's what it was like on the scene at the New York Excelsior's Brooklyn pop-up shop:

SEE ALSO: Overwatch League – Everything you need to know about season 2

SEE ALSO: What it's like to play in the Overwatch League

NYXL's pop-up took over this Atlantic Avenue retail space, near Brooklyn's Barclays Center.



Each weekend, fans of the Excelsior piled in to play "Overwatch" (and other games, like "Super Smash Bros. Ultimate), and participate in special events.

 



All 10 players on the NYXL roster are from South Korea...



See the rest of the story at Business Insider

14 things you may not know about Oscar-winning actor Eddie Redmayne

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eddie redmayne

  • Eddie Redmayne is an Oscar-winning actor.
  • At 37 years old, Redmayne has starred in multiple acclaimed movies, including "The Theory of Everything" and "The Danish Girl."
  • He now stars as Newt Scamander in the "Harry Potter" spinoff series "Fantastic Beasts."
  • Here are 14 things you may not know about him.

Eddie Redmayne is rapidly becoming a household name — particularly thanks to his blockbuster, five-movie contract for the "Fantastic Beasts" franchise.

But the Oscar winner, who began acting in plays when he was a teenager, is not quite ubiquitous just yet. After all, he still rides the subway.

Here are 14 things you may not know about the famous actor.

While he was raised in London, he's "weirdly obsessed" with New York City.

"When I was 13 or 14, I had a calendar of black and white New York photos and was endlessly trying to do drawings of them,"Redmayne told Gotham magazine.

"And then my mum took me to New York, and we were lucky enough to stay in this hotel on the 21st floor. I opened the windows and the curtains, and there was St. Patrick's Cathedral, with all the high-rise buildings flying up above it. I kid you not, my knees buckled. I find New York the most electric, enlivening place." 

During an interview with The Guardian, Redmayne called himself "a full-on London man," however. He also said he'd like to live in Paris and described Derbyshire in England as "the most beautiful place in the world."



He was classmates and rugby teammates with Prince William.

Redmayne told Glamour that he and Prince William were on the same rugby team at Eton College.

"He's a wonderful man," Redmayne said. "I always felt slightly sorry for him because everyone wanted to tackle the future king of England. He took all the hits."



He graduated from Trinity College, Cambridge with an art history degree.

Redmayne told Gotham magazine that if he hadn't become an actor, he would have pursued a career as an art curator.

Fellow actor Andrew Garfield, who conducted the interview, said it's "awesome" to walk around a museum with Redmayne: "I was with a top-class tour guide because your knowledge and passion are so deep," Garfield told Redmayne. "You were a man at the exact right place in his life, doing exactly what he should be doing."



See the rest of the story at Business Insider

We compared Chick-fil-A with Raising Cane's to find the best chicken chain — and the winner is clear

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Chicken sandwich chick fil a raising cane's comparison

  • But on the flip side is another fast-growing opponent: the Louisiana-based Raising Cane's, with its no-nonsense chicken-finger-centric menu and deliciously mysterious sauce.
  • Business Insider recently visited Raising Cane's and Chick-fil-A to compare apples to apples ... or rather chicken to chicken. Here's why we thought Chick-fil-A was better.

SEE ALSO: We ate at dozens of fast-food chains in 2017 — here's the best

First up was Raising Cane's.



We visited a location in Austin, Texas, near the University of Texas campus. It's one of the chain's more than 400 nationwide stores.

Source: USA Today



Longhorn paraphernalia fills the space.



See the rest of the story at Business Insider

I've driven every Tesla model you can buy. Here are my favorite features. (TSLA)

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Tesla Nav on Autopilot

  • Over the years, I've driven every car Tesla has ever produced.
  • They've all been good, but features of individual models have stood out.
  • Here's a rundown of what I love about the Tesla original Roadster, the Model S and the Model X, and the Model 3.

I wrote my first words about Tesla in January 2008. In the ten years since, the company has gone from selling one car to selling three, and from delivering a few thousand vehicles the early 2010s to 250,000 in 2018.

As it turns out, I've driven every model the company has ever sold, starting with the now-discontinued original Roadster to the highest-spec version of the new Model 3 sedan.

Read more: Tesla's $2,000 price cut doesn't mean it has a demand problem.

Each of the vehicles has its particular charms, quirks, and appealing features. I found myself reflecting on them at the beginning of 2019 as we look forward to some new machines from Elon Musk's plucky automaker: the Model Y SUV, a new Roadster, and perhaps even a pickup truck.

Here are all my favorite features on all the Teslas I've driven:

FOLLOW US: On Facebook for more car and transportation content!

SEE ALSO: Tesla's core business of selling Model S and Model X vehicles is holding up, but no one is paying attention

1. Original Roadster. The first Tesla to hit the road, this straightforward electric sports car captured hearts and changed minds — an EV didn't have to be a glorified golf cart! Now discontinued, the original Roadster can still be picked up used.

Read the review »



It's still my favorite Tesla, although the Model 3 has me rethinking that position. I love its open-air style.



But what I truly adore is the simple joy of driving it. The speed is electric lightning: 0-to-60 mph in under 4 seconds. And the feedback-heavy steering is point-and-shoot. Driving this car of the future is surprisingly old-school.



See the rest of the story at Business Insider

4 things you're doing to help someone with an addiction that could be doing more harm than good

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  • It's hard when someone you love has an addiction. 
  • It can be difficult to know where to draw the line with helping them.
  • Giving them money or taking on their responsibilities may seem like a good idea, but you may actually be enabling the addict's behaviour.
  • Here are four signs you're hindering someone's recovery instead of aiding it.

Having supportive friends and family is incredibly important for anyone trying to recover from addiction. But there is sometimes the risk of a healthy relationship becoming codependent.

According to Lawrence Weinstein, chief medical officer for the American Addiction Center, this is detrimental to someone with an addiction, because knowing someone is at their beck and call gives an addict excuses to act without consequence.

"Often, the codependent partner of someone with addiction receives validation for tending to the addict's every need," Weinstein told INSIDER. "Whether the underlying problem is related to self-image, self-esteem or self-worth, the codependent partner is fulfilled when the addict is taken care of emotionally and/or physically, even while neglecting other important aspects of their own lives."

If a relationship crosses the boundary into being codependent, the addict will have very little motivation to make changes in their life that will aid in their recovery. It may feel like you're helping them in the short term to turn their life around, but in reality enabling their behaviour isn't the best thing for them.

Sometimes, it can be hard to tell if you're helping or hindering a loved one on their recovery journey. Weinstein pointed out four signs you might actually be enabling them, and need to change your tactics.

Read more:This 14-question test will tell you if you're an enabler

1. You're taking on their responsibilities

It's not a good idea to take on all the responsibilities of the addict, Weinstein said, like paying their overdue phone bill, buying their groceries, filling up their car, and going to events or appointments on their behalf.

"Asuming the responsibilities that are incurred by them through their own actions makes it easier for them to dismiss these obligations," Weinstein said.



2. You keep making excuses for them

It's not your responsibility to cover for the addict, Weinstein said, like dismissing their irritability as stress when really it's withdrawal symptoms. It's not up to you to phone their work day after day and say they are ill when really they were using drugs or alcohol extensively the previous day.



3. You don't stick to your boundaries

Healthy boundaries are incredibly important in any relationship, and a relationship with an addict is no different. You shouldn't let them slip just because someone needs help. For instance, if your loved one is caught using in your home, you should remove them from the premises, not just issue a warning, Weinstein said.

"Not following through with boundaries indicate that reprimanding will not take place if rules and agreements are broken and the person with addiction feels free to dismiss any empty threats of punishment," he said.



See the rest of the story at Business Insider

Apple is about to have a big year — here's what to expect it to launch in 2019 (AAPL)

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Tim Cook looking at iMac Retina display

  • Apple has a big year in store for 2019. 
  • We're expecting new iPhones, iPads, Macs, and more. 
  • But there are a few wildcards to watch out for, including a new pair of noise-cancelling Apple headphones. 

Apple had a big 2018 from a product perspective, releasing new iPhones, iPads, MacBook Airs, and Apple Watches.

But that was last year. 

Right now, in Apple's $5 billion headquarters, Apple Park, engineers, marketers, and executives are working on the hardware and software the tech giant will release this year. 

Apple never comments on future products, but thanks to a robust ecosystem of journalists, analysts, and rumormongers, we can put together a pretty good preview of what to expect from Apple in 2019. Of course, these are rumors, and they could be wrong, or details might be off.

But it gives us a pretty good idea of what to expect.

Here's what we think Apple is cooking up: 

SEE ALSO: The solution to Apple's problems is easy: Release a cheaper iPhone

AirPower

Apple said that it planned to release the AirPower wireless charger in 2018 when the iPhone X came out, but the calendar year came and went without an official launch or comment.

But if the product hasn't been killed, there's a good chance we see a wireless charger from Apple this year that can charge an iPhone, Apple Watch, and AirPods at the same time. We'd expect Apple to launch a new version of AirPods at the same time that allows the wireless earbuds to charge on AirPower. 

 



An iPhone X battery case.

Apple makes its own cases for older iPhones that effectively increase the battery life of the device at the expense of thinness. But it's never released one for new "X-series" devices, including the iPhone X and iPhone XS. 

But 9to5Mac found hints inside Apple code that the company is working on these products, and they could be released soon.

 



New iPhones

Apple will release new iPhones in 2019. This hasn't been confirmed by the company, but it's released a new iPhone every year since it came out. The launch is typically in September. 

According to Ming-Chi Kuo, an analyst for TF International Securities with a track record of correctly predicting upcoming products, Apple looks poised to release three new phones with the same screen sizes and bodies as the current models. 

They're expected to have updated processors, potentially a triple-lens camera on the back, and a new kind of sensor that would allow the rear camera to sense how far it is away from walls and other objects. 

 



See the rest of the story at Business Insider

Meet the 20-year-old 'king' of Jaipur, India, a polo star who spends his multimillion-dollar fortune traveling the world and studying in NYC and Rome

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Maharaja Padmanabh Singh

 

At 20 years old, Padmanabh Singh controls a fortune of between $697 million and $855 million and is called a "king."

Padmanabh Singh, full title Maharaja Sawai Padmanabh Singh of Jaipur, is the young monarch of Jaipur, a city in northwestern India famous for its pink architecture and imperial palaces.

Singh's royal title is not officially recognized by law, as India is a federal parliamentary democratic republic with a president and a prime minister. But it "still inspires respect in this deeply hierarchical country where the aristocracy is venerated despite rapid social change," according to the Guardian.

The wealth of the royal family is estimated to be between $697 million and $2.8 billion.

Singh spends his time playing polo, studying liberal arts, walking in fashion shows, and traveling the world.

Here's a look at the young royal's life.

SEE ALSO: Meet the Ambanis, the richest family in Asia, who live in a $1 billion skyscraper and mingle with royals, politicians, and Bollywood stars

DON'T MISS: The top 10 trips Americans wanted to take in 2018, according to Google

Padmanabh Singh is the 20-year-old king of Jaipur, India. His full title is Maharaja Sawai Padmanabh Singh of Jaipur.

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Source: Elle India

 



Singh, whose family and friends call him "Pacho," is the 303rd descendant of the royal family of Jaipur.

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Source: Elle India



He became king in 2011 after the death of his grandfather, Sawai Man Singhji Bahadur, who was called "the last Maharaja of Jaipur" when he died because he ascended to the throne soon before royal privileges stopped being recognized in India.

Source: The Guardian, Getty Images



See the rest of the story at Business Insider

What is 5G, how fast is it, and when is it coming?

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CES 2018

Talk about "5G" has been circulating for years now, but it's only recently that the next-generation, super-fast wireless technology has become a real, tangible thing that people can actually use.

Right now, only a tiny number of people across a very limited spread of locations have access to 5G. For most of us, 5G is still a mystery, full of tantalizing promise but few details.

But that's going to change as more carriers and device-makers start rolling out 5G products and service that can deliver blazing internet speeds to your smartphone and to your home. And we're likely to learn a lot more about what 5G technology can do during the Consumer Electronics Show — one of the largest tech conferences in the world — that kicks off in a few days.  

Here's everything you need to know about 5G, the wireless technology that will be in the spotlight at CES 2019:

SEE ALSO: 5G wireless service is coming, but don't expect it to super-charge your smartphone's internet anytime soon

What is 5G?

5G is the "evolution" of 4G LTE, which is what currently lets us stream videos, music, browse the web and social media, and use data-intensive apps on our mobile devices. 

As an evolution of something that already exists, 5G is set to be better than 4G LTE. It promises incredibly fast wireless communication for mobile devices, and the ability to handle heavier loads of traffic. That means less of the dreaded network overload that slows your phone's data to a crawl in highly congested areas. 

In addition to mobile networks, 5G will be used to bring faster internet services directly into your home.

5G is fast enough that it could also become an alternative to cables for transmitting all sorts of data. It won't replace cables entirely, but for some applications and industries, it could replace the need for them. It's also suited for new and experimental innovations, such as providing a continuous stream of speed-sensitive data that's required for many self-driving-car systems.



How fast will 5G be and how much will it cost?

We have an idea of what kind of speeds to expect with 5G home internet based on Verizon's 5G home internet service, called Verizon 5G Home, that rolled out in October 2018.

The company promises internet speeds of up to 300 megabits-per-second for a price of $50 per month for existing Verizon customers, or $70 per month for non-existing Verizon customers. That's actually slower than Verizon's top-tier landline internet service Fios — which provides gigabit (1,000 mbps) speeds — and it's not that much cheaper. On top of that, Verizon's 5G Home service is only available to a very limited number of cities. 

Still, not everyone uses Verizon's Fios gigabit internet service. The average internet speed in the US as of 2018 was 96.25 mega bits per second — essentially a third of what Verizon's 5G Home internet speeds can deliver. 

As for mobile wireless, the verdict is still out, but the general message from the telecommunications industry is that it's much faster and more responsive than the current 4G LTE networks. 

AT&T has rolled out its 5G network in 12 cities so far, with a cost of $75 per month for a 15GB data plan. The only issue right now is that no one can really use AT&T's mobile 5G network, as no commercially available mobile devices actually support 5G as of yet. Only in the spring of this year will AT&T customers be able to buy a $500 5G mobile hotspot, to which customers will have to connect their smartphones to use AT&T's 5G network. 



How does it work?

For mobile devices like smartphones, 5G service will be transmitted much like 4G LTE is today — with antennas dotted throughout a city (rooftops, utility poles, etc).  

For home internet, you'll be able to get 5G service through an antenna installed outside of one of your home's windows, that's connected to a WiFi router inside your home. That antenna will pick up one of 5G's "millimeter wave" wireless signals transmitted from millimeter-wave cell towers.

Starry Point



See the rest of the story at Business Insider

The 11 coolest cars we can't wait to see at CES

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Bosch autonomous concept shuttle

  • The International Consumer Electronics Show (CES) runs from January 8-11 in Las Vegas.
  • The event has become an increasingly important venue for automakers to show off their ideas for the future of transportation.
  • This year, automakers like Mercedes-Benz, Audi, and Honda are bringing concept and upcoming production vehicles to the event.

 

As the auto industry moves toward electrification and autonomy, the International Consumer Electronics Show (CES) has become an increasingly important venue for automakers to show off their ideas for the future of transportation. Last year, Toyota unveiled a concept for a self-driving delivery vehicle and Ford outlined its efforts to create communication technology for autonomous vehicles.

This year, automakers like Mercedes-Benz, Audi, and Honda are bringing concept and upcoming production vehicles to the event, which runs from January 8-11 in Las Vegas.

These are the 11 vehicles we're most excited to see at CES.

SEE ALSO: The 31 coolest concept cars revealed in 2018

Audi E-Tron

Audi will bring its upcoming E-Tron electric SUV to CES.



Honda Autonomous Work Vehicle

Honda will show off an autonomous, multi-purpose vehicle.



Hyundai Elevate

Hyundai will unveil its Elevate concept vehicle, which will have wheels attached to legs the automaker says will allow the vehicle to drive, walk, or climb depending on the environment.



See the rest of the story at Business Insider

A gorgeous remake of a PlayStation gaming classic is almost here — and it looks incredible

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Resident Evil 2 (remake)

  • Over 20 years ago, an iconic PlayStation game launched: "Resident Evil 2."
  • In late January, that game is getting a majorly updated re-release for the PlayStation 4, Xbox One, and PC.
  • Besides looking significantly better, the remastered game is also updating the control system to feel more modern.


Over 20 years ago, in 1998, a blockbuster debut game on the PlayStation turned into a blockbuster franchise with the launch of "Resident Evil 2." 

Unlike the first game in Capcom's horror franchise, "Resident Evil 2" took players out of the confines of a nightmare-ridden mansion and into the chaotic streets of Raccoon City. It introduced major new players in the franchise — both Leon S. Kennedy and Ada Wong — in addition to expanding the concept of what a horror game could be. 

And now, in 2019, "Resident Evil 2" is getting gorgeously remastered for modern consoles.

Here's the deal:

SEE ALSO: The 12 hottest video games you shouldn't miss in early 2019

The game is called "Resident Evil 2," just like the original:

This isn't a re-imagining or a spiritual sequel or whatever else — this is a direct remaster of the original "Resident Evil 2," which launched in 1998 on the PlayStation 1. That means it's the same game — with the same story, the same characters, and the same setting — albeit with dramatically improved visuals.



"Resident Evil 2" stars two main playable characters — here is Leon S. Kennedy, a rookie cop who's struggling to figure out what's going on in Raccoon City.



The other playable character is Claire Redfield — a woman from out of town who arrives in Raccoon City looking for her brother, Chris Redfield (who stars in the original "Resident Evil").



See the rest of the story at Business Insider

This is what today's historic swearing-in of the 116th Congress looked like

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GettyImages 1076709050

  • The most diverse Congress in US history was sworn in on January 3, 2019. 
  • New Speaker of the House Nancy Pelosi led the swear-in ceremony for House members. Vice President Mike Pence led the ceremony at the Senate. 
  • More than 100 women were sworn in as members of Congress today, a historic record. 

SEE ALSO: What to watch for as the new Congress begins

Nancy Pelosi was handed back the gavel by House Republican Leader Kevin McCarthy.



She then administered the oath to the members of the 116th Congress.



Pelosi received 220 votes and reassumed her role as Speaker.



See the rest of the story at Business Insider

5 everyday hand gestures that can get you in serious trouble outside the US

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hugh jackman peace sign

  • Some hand gestures that are innocent in the United States are offensive in other countries.
  • The thumbs up, the "OK" sign, and crossing your fingers are all examples of gestures that are vulgar in certain places outside the US.

Not every hand gesture is universal.

And sometimes, making what you think is an innocent gesture in one country can land you in hot water somewhere else.

Just ask any traveler who's given a thumbs-up in Afghanistan. Or someone who's crossed their fingers in Vietnam or signaled "OK" in Brazil. All those gestures have offensive connotations away from American soil.

Read on, or watch the video, to see the hand gestures you definitely don't want to make overseas.

SEE ALSO: The 17 least safe cities in America

DON'T MISS: The highest point in every US state

The 'V' sign represents peace …

The 'V' sign, made by holding up the index and middle fingers, initially was used to signal victory by Allied nations during World War II. Anti-war activists later adopted it as a symbol of peace, and today the gesture is known as "the peace sign."



… but flip it around, and in some countries it's like giving someone the finger

In certain Commonwealth countries, including the United Kingdom, Ireland, Australia, New Zealand, and South Africa, an outward-facing V sign is an obscene gesture equivalent to giving someone the middle finger.

The gesture is often performed by flicking the V up from the wrist or elbow. 



You might throw up the devil's horns at a rock show, but in some countries you're telling someone their wife is cheating on them

Heavy metal fans are familiar with the so-called "sign of the horns" or "devil horns," made by extending the index finger and pinky.

But in many European and South American countries, including Italy, Spain, Greece, Brazil, Argentina, and Colombia, the gesture has a more obscene meaning.

There, it's used to mock cuckolds — husbands whose wives are unfaithful. The connection is obvious to people from those countries: the word for "cuckold" in Italian, Spanish, and Greek is the same word for "horned."



See the rest of the story at Business Insider

LuLaRoe's founders have been linked to 31 LLCs set up during the last 3 years — and a lawsuit alleges they're attempting to shield assets like a Gulfstream jet, a ranch in Wyoming, and a world-record-breaking supercar named Ruthie

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lularoe founders own multiple llcs 2x1

  • A lawsuit alleges that the LuLaRoe founder and CEO Mark Stidham and several associates are hiding money and assets in a web of LLCs.
  • Stidham and his associates have been connected to at least 33 LLCs set up since 2015, according to documents reviewed by Business Insider. Thirty-one of those LLCs are still active.
  • The majority of these LLCs also list LuLaRoe's "hub" in Corona, California, as a principal office.
  • In its lawsuit, the manufacturer Providence Industries claimed that several of these LLCs were linked to assets such as a world-record-breaking car worth over $2 million and a lush ranch in rural Wyoming.
  • "We believe the claims in this case are completely without merit and will fight vigorously against them," a LuLaRoe representative told Business Insider in a statement.

LuLaRoe's manufacturer has filed a lawsuit against the legging empire, alleging that the company and its leaders are playing a shell game to avoid paying creditors.

Providence Industries, LuLaRoe's clothing supplier, is seeking $49 million in the lawsuit, which alleges that LuLaRoe's founders, Mark and DeAnne Stidham, along with their business associates and relatives, have transferred "substantial assets" to both themselves and their family members to support "lavish lifestyles" and avoid paying creditors.

The lawsuit identifies 17 limited liability companies, which Providence Industries claims are used to hide assets like "exotic race cars, airplanes, warehouses, residences, and raw land."

"We believe the claims in this case are completely without merit and will fight vigorously against them," a LuLaRoe representative told Business Insider in a statement. "Given this is pending litigation, we cannot comment on the specifics."

Mark Stidham submitted a sworn declaration to "address some of the patently false statements" in Providence Industries' filing, saying the limited liability companies mentioned in the lawsuit were real-estate and investment holding companies with "no nefarious or improper purpose."

Business Insider has reviewed documents linking LuLaRoe and its founders to 33 LLCs established in the past three years. Two of the LLCs based in Wyoming — Varldspela LLC, established on April 10, and Bradham Investment Holdings, established on September 18, 2017 — were dissolved on June 18.

Here's a look at the web of LLCs and luxurious assets surrounding LuLaRoe, its founders, and their associates:

SEE ALSO: LuLaRoe's CEO tearfully addresses inventory problems in leaked audio

DON'T MISS: LuLaRoe is facing mounting debt, layoffs, and an exodus of top sellers, and sources say the $2.3 billion legging empire could be imploding

READ MORE: LuLaRoe supplier sues for $49 million and accuses the company's founders of hiding assets in 'shell' companies

Mark Stidham appears on the paperwork filed for some of these entities, but business associates and family members are mentioned in the majority of the LLCs.

Location is the factor that ties together this batch of companies.

Twenty-eight active LLCs — including LuLaRoe LLC, which was established five years ago — list the address of LuLaRoe's "hub" in Corona, California, as their principal address. A 2017 assessment record for the property says that its "land use" pertains to light manufacturing and that it encompasses 7.42 acres.

Two other LLCs claim to share a Wyoming address with the Bronze Buffalo Club LLC, an "exclusive club" with business ties to Mark Stidham. Another LLC, of which Stidham is CEO, lists a residential property in Corona as its principal office. And one LLC's principal address is listed as that of a corporate-services company in Delaware.



Several of the LLCs attached to LuLaRoe and the Stidhams are linked to the business itself, according to documents reviewed by Business Insider.

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James Vogt, a San Diego State University lecturer and certified fraud examiner, told Business Insider that LLCs frequently serve a "very legitimate purpose" for businesses and people.

And Kate Andresen, a lawyer specializing in intellectual property at Nilan Johnson Lewis, told Business Insider that businesses with a franchise-based model or corporations dealing with different levels of risk across functions also tend to rely on LLCs to create a "complex business structure."

And several of the earlier LLCs linked to LuLaRoe and the Stidhams appear to serve a clear business-related purpose.

LuLaRoe was set up as an LLC in California in 2013. The organization was then incorporated as LLR in Wyoming in 2015, under the names of the Stidhams and LuLaRoe's chief financial officer, Noall Knighton.

As far as the company's intellectual property, Lennon Leasing LLC — a Wyoming limited liability company formed on September 23, 2015, under Mark Stidham's name — holds the trademark on LuLaRoe's logos.

And 2000 Carolina Pines Dr. LLC reflects the address of the company's 470,000-square-foot distribution center in Blythewood, South Carolina. The State reported that the company bought the property for $16 million in April 2017.



LuLaRoe, the Stidhams, and their associates are linked to 19 LLCs set up in December 2017 alone, according to a review of documents by Business Insider.

Providence Industries alleged in its lawsuit that 17 LLCs linked to LuLaRoe and its founders were established in December 2017 alone. According to documents reviewed by Business Insider, a total of 19 active LLCs with links to LuLaRoe were established in that month.

Providence Industries claims in its lawsuit that many of these limited liability companies were established to help LuLaRoe and the Stidhams hide money and assets from creditors. The lawsuit also says Providence Industries learned that its client was in "a precarious financial situation" toward the end of 2017.

And those LLCs appeared to have been established at a particularly rapid-fire pace. Four were established on December 8, 2017, while three were established three days later, on December 11, according to documents reviewed by Business Insider. Six were established on December 14.

Among that December crop of limited liability companies, two entities were set up in Wyoming, while the rest were created in California.

Experts told Business Insider that establishing numerous LLCs in one month could be a time-consuming process and might be a red flag.

"When you start forming even a single limited liability company, it takes time to put all the materials together," Andresen told Business Insider. "It takes the effort of actually getting the filings put in place, and it costs money because there are filing fees associated with that."

Vogt said he'd also seen people use LLCs to hide or move around assets in situations like bankruptcy cases or contentious divorces. He said he couldn't weigh in on the specific allegations Providence Industries made against LuLaRoe, the Stidhams, and their associates. But he did say that the number of LLCs in this case, as well as the timing of the filings, could come across as "suspect" and could serve as a "red flag."

"It's certainly not an indictment," he said. "But if I was involved, I would definitely want to investigate further."



See the rest of the story at Business Insider

H&M is struggling to keep up with its sister stores Cos and & Other Stories. We shopped at all three and saw why.

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  • Though H&M's business has been struggling as of late, other H&M group brands have been doing well, according to the company's CEO, Karl-Johan Persson.
  • Cos, which launched in 2007, is focused on timeless, minimalist designs sold in a modern setting. 
  • & Other Stories, launched in 2010, offers shoes, bags, accessories, beauty products, stationery and women's clothing. 
  • H&M tries to follow trends and sells an abundance of styles in stores, but its sister stores tend to be more timeless and high-end.
  • We compared H&M with its sister stores and saw why Cos and & Other Stories are helping keep H&M afloat. 
H&M may be struggling, but its more high-end sister brands and thriving. 

H&M is the largest brand owned by H&M group, with 4,353 stores worldwide. The brand struggled throughout 2017, and it has spent this year trying to correct issues like high prices and low-quality clothing. 

"Customers have responded positively to the changes we are making, for example, in those H&M stores where we are trying out various adjustments to the selection, product presentation and store image to better suit the taste and shopping patterns of the local customers," CEO Karl-Johan Persson said in the brand's most recent earnings call in September. 

It also has struggled with inventory — in June, the brand had over $4 billion worth of unsold clothing. Persson said in September that inventory is still higher than planned, but the brand is  "increasing automation" and "optimizing the logistics network," putting H&M in a better position than it was in this time last year.

While H&M is struggling to fix its brand issues, its sister stores appear to be on a better track.

Cos, short for Collection of Style, is known for its high-quality, thoughtful, and timeless designs meant to "last beyond the season," according to its website. While the philosophy is similar to that of H&M in terms of creating relatively affordable fashion, the brand has previously stated that "Cos prices start where H&M's finish." 

& Other Stories, launched in 2010, offers shoes, bags, accessories, beauty products, stationery and women's clothing. According to its website, & Other Stories is a "a one-stop styling destination filled with collections from three design ateliers in Paris, Stockholm and Los Angeles." As with Cos, the brand is typically more expensive than H&M. 

Cos currently has 255 stores, and & Other Stories has 63. 

"We keep expanding our brands online through our own channels as well as through digital marketplaces. Later this year, Cos will open its online store in China," Persson said.

"Our new brands benefit from the group’s economies of scale and infrastructure, enabling them to grow successfully – and we can already see several examples of this, such as Cos, & Other Stories and Monki.”

We shopped at H&M, Cos, and & Other Stories to see why H&M is struggling to keep up:

SEE ALSO: Lululemon is jumping on the cozy trend by opening a homey library space in one of its stores. Here's what it's like to visit.

The first store we went to was H&M.



The front of the store held a lot of business casual clothes...



... but a lot of the clothes were wrinkled and cluttered together.



See the rest of the story at Business Insider

7 reasons I'd choose a hotel over Airbnb any day

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  • I've found that Airbnb combines the negative aspects of being at home with none of the amenities of a hotel. 
  • Comparing check-in processes and other aspects, here are seven reasons why I'd rather stay at a hotel than an Airbnb.

 

Airbnb was founded to allow homeowners and tenants to make extra money by renting a room or a whole apartment when they were away.

Ideally, travelers could find a place to stay for a fraction of the price of even a cheap hotel.

It seemed like a good idea, but, like so many tech startups, the online rental platform has had unintended negative consequences.

On that note, here are seven reasons why I'd choose a hotel over Airbnb any day:

SEE ALSO: I've been using the personal-finance app Digit for nearly 3 years, and it's helped me save $20,000

1. Hotels have an easier check-in

To check into a hotel, you just walk into the lobby any time of the day or night.

I've found that checking into an Airbnb is more like a treasure hunt. You likely won't know the address until a couple of days before your stay. And you'll have to be in detailed communication with the room's host to figure out the variables of your check-in situation, which can lead to directions that involve lock boxes and combinations.

Personally, this is not what I want to deal with when I'm exhausted and jet lagged.



2. With a hotel, what you see is what you get

With Airbnb, the photos for a room could look great online but appear completely different in person. The space may not be as advertised or the neighborhood could be a nightmare.

My last Airbnb stay, at a small apartment in Chicago, was advertised as work-friendly, but there was no desk and the only table was outside, on the balcony. The kitchen was so narrow that the fridge door couldn't completely open. The furniture looked like it had come from the dumpster behind a Goodwill. And the air conditioner sounded like a freight train. A hotel – any hotel – would have been better.



3. Hotels won't cancel on you with short notice

Airbnb penalizes hosts who cancel reservations, but it happens, and it can ruin your vacation. One traveler reported to Consumer Affairs that he was stranded in Shinjuku, Japan, when his host cancelled without notice, and his story is just one of many.

In addition, the platform's cancellation policies for guests aren't particularly flexible. That's why I prefer a hotel: the hotel won't cancel on me, and I can change my reservation on short notice.



See the rest of the story at Business Insider

A step-by-step guide to get richer, healthier, and happier in 31 days

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  • Forget old-school self-help.
  • With this 31-day guide full of sage life advice, you can head into the new year feeling confident to tackle anything.
  • Tasks include overhauling your LinkedIn, practicing a new language, and setting a savings goal based on your age.

2019 is upon us. Meaning it's time to stop thinking about how to improve your health, job, relationships, and life in general — and time to start doing. And we're here to help.

Above is our 31-day guide to starting off a healthy, wealthy, happy year. Each day is accompanied by a task, along with a quick explanation of why it's important.

Read on to find out how to set yourself up for success.

SEE ALSO: 13 experts share their favorite tips so you can make 2019 your most productive year yet

January 1: Ask yourself: What do I want that I already have? What else, if anything, do I truly want?

Katherine Schafler, a New York psychotherapist, wrote about the "ambition trap" in a post for Thrive Global. It's the tendency for getting everything we want to make us unhappy.

"The more self-aware you are, the easier it'll be for you to distinguish between what you like, and what you actually want to acquire," she writes. "But how do we make that distinction? As human beings, we're so used to wanting more as a default mode. More food, more money, more friends, more sex, more stuff, more time, more attention. So how do we start wanting less?"

It starts with the questions posed above.



January 2: Stop hitting the snooze button.

It might feel as though pressing the snooze button in the morning gives you a little bit of extra rest to start your day, but the truth is that it does more harm than good.

That's because when you wake up, your endocrine system begins to release alertness hormones to get you ready for the day. By going back to sleep, you're slowing this process. Plus, nine minutes doesn't give your body time to get the restorative, deep sleep it needs.



January 3: Start keeping track of your net worth.

One of the easiest ways to keep track of your financial progress is to monitor your net worth: everything you own minus everything you owe.

As a financial planner in New York, Business Insider's Lauren Lyons Cole says one of the first tasks she asks clients to complete is their current financial snapshot, an overview of every aspect of their financial situation, including account balances. Once you can see all your money in one place, you can start figuring out what you want to do with it.

Bonus: Getting organized frees up brain space so you don't have to think about money nearly as much.



See the rest of the story at Business Insider

We shopped at the UK's favorite grocery store and saw why it has celebrity fans like Kate Middleton

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  • Waitrose is a grocery chain in the UK. It was recently ranked first on a list of seven chains, including well-known stores Tesco and Sainsbury's, in a survey done by Market Force Information in May 2018.
  • 4,300 consumers were surveyed for the report and asked questions about their experiences shopping in these stores.
  • Here's what it is like to shop at Waitrose. 

The UK grocery wars are heating up as Aldi and Lidl continue to grow rapidly and take market share, working their way up the ranks to become the fifth and seventh largest grocery chains, respectively. Now they have their sights set on the US

Waitrose, the posh UK grocery chain that is beloved by Kate Middleton and is said to boost property prices when it opens in new areas, has increasingly found itself losing market share to these discount players. However, according to a recent survey done by Market Force Information, it still ranks best in class when it comes to consumer perception. 

4,300 consumers aged 18 and over were surveyed for the report, which was released in May 2018. Waitrose scored highest of the seven main chains — Tesco, Sainsbury's, Asda, Morrisons, Lidl, and Aldi — on assortment, layout, and cleanliness of its stores.  

With this in mind, I visited one of its stores in the UK:

SEE ALSO: We compared grocery shopping at stores in the US and the UK, and it was shockingly clear which country does it better

I visited a Waitrose store near Milton Keynes, a large town that's around 1.5 hours from Central London. This location opened in 2013. Disclaimer: I am a Brit, and this was not the first time that I had shopped at a Waitrose store.

It's around 30,000 square feet in size, which is about a third of the size of a typical Walmart and just smaller than the average Whole Foods store in the US.



Passing through the double doors, the first thing I noticed is that the store was modern and bright.



The entrance area was enticing — fresh fruit and vegetables were front and center, and there was a coffee station to the left.



See the rest of the story at Business Insider

I visited a tiny NYC nightclub that has a $150 cocktail and was designed to look like a water tower, and it didn't take long to see why it's a hotspot for models and influencers

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  • I visited The Water Tower in Brooklyn, New York, a brand-new rooftop lounge and nightclub designed to look like a water tower.
  • Cocktails start at $20 — and one special white truffle-infused beverage costs $150, while a grilled-cheese sandwich will run you $70.
  • Although the views were stunning, and the space was beautiful, I don't see myself ever going there again because of the high prices.

One of New York City's newest bars is perched on top of a Brooklyn hotel and designed to look like one of the many industrial-looking water towers that dot the borough's rooftops.

The Water Tower, which opened in November 2018, is super-exclusive: It's reservation-only and seats only 45 people. Cocktails at the club, which is open from 10 p.m. to 4 a.m. and features a rotating set of international DJs, start at $20 — and one specialty drink, infused with white truffles, will cost you $150. 

The food menu includes items such as a $70 white-truffle grilled cheese, an $80 seafood platter, and caviar service ranging from $95 to $525. 

Berton Rodov, the club's creative director, said they aim to cultivate a specific vibe at The Water Tower.

"We have a fun, diverse crowd," he told me when I went to check out the club one afternoon. "Honestly, we try to curate the experience here, being that it's a small space, and it's the most luxurious extension of this brand."

But, he added, that's "not saying you have to be rich to come in." He said the crowd tends to be, "cool kids, models, people just here to have fun," and they "try to look out for locals, too."

After visiting the club one early December afternoon, I can't say I was entirely convinced that their target audience isn't just rich people.

Here's what The Water Tower looks like inside.

SEE ALSO: I visited New York's new Playboy Club, where Playboy Bunnies serve drinks in their iconic costumes and members pay up to $100,000 a year — and it wasn't at all what I expected

DON'T MISS: 5 restaurants in NYC earned the highest Michelin rating for 2019 — and 2 of them have topped the list every year since the ranking started

The Water Tower is perched on the rooftop of Brooklyn's Williamsburg Hotel, which already includes an outdoor bar and a pool.



It was built as an "homage" to the iconic water towers that dot many Brooklyn rooftops.



Rooms at the Williamsburg Hotel start at around $200 per night, according to its website.

Source: The Williamsburg Hotel



See the rest of the story at Business Insider

I tried a science-backed eating plan tied to a better mood and longer life — and never felt like I was dieting

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  • I tried the Mediterranean diet, a whole-foods meal plan based on vegetables, fish, and healthy fats like those from olive oil and avocados.
  • The plan has been linked to benefits like a lower risk of disease, a healthier mind, and reduced symptoms of depression.
  • I learned a lot while trying the regimen, and I'd like to stick with it for a long time. 

You could say I've been around the diet block. I've been vegan, restricted my eating to an eight-hour window as part of an intermittent fast, and given the ketogenic diet a try — all in an attempt to give myself more energy, feel healthier, and power through the activities I enjoy, like yoga, hiking, and rock climbing.

The one regimen I've never tried, however, is the one I write about most: the Mediterranean diet.

The plan's cornerstones are vegetables, fish, olive oil, beans, nuts, and whole grains. Items like processed foods, red meat, poultry, and dairy get slashed. 

Studies suggest that people who eat this way have a reduced risk of diseases like heart disease, diabetes, and some types of cancer, so it's no surprise that dietitians and clinicians say the approach is a great way to fuel the body. An expert panel convened by U.S. News & World Report also called the Mediterranean diet the best overall diet, for the second year in a row.

Leafy greens provide key vitamins and minerals needed for healthy skin, hair, and nails, while whole grains support good digestion, and fish and nuts provide protein to maintain muscle and keep energy levels steady. The Mediterranean diet is also rich in several ingredients that may be critical to a healthy mind, and one recent study found that people with depression who were put on the diet saw a significant reduction in symptoms.

Two types of healthy fat — monounsaturated and omega-3 fatty acids — are staples of the plan, as well as several antioxidants found in berries and dark chocolate. Previous studies have found a link between both of these ingredients and a lower risk of dementia and higher cognitive performance.

Research has also suggested that two other Mediterranean ingredients — leafy greens and berries — could help protect against a phenomenon called neuro degeneration, which often characterizes diseases including Alzheimer's and Parkinson's.

I'm a sample size of just one person, so it's worth taking my experience of the diet with a grain of salt. That said, I learned a ton on the plan. Here's a glimpse.

DON'T MISS: There's even more evidence that one type of diet is the best for your body and brain — and it could save you money, too

SEE ALSO: The best ways to lose weight and keep it off, according to science

I initially thought that adopting the Mediterranean diet wouldn't involve dramatic changes to my existing habits. I love crunchy veggies like broccoli and put avocados on everything. But I also eat a lot of ready-made items full of ingredients that the plan shuns, like white rice.

One of my favorite go-to meals at the end of a busy day is a Trader Joe's chicken tikka masala frozen dinner. With a big helping of white rice and chicken as the main ingredients, however, it's not very Mediterranean-diet-friendly.



So I hit Trader Joe's for basics: olive oil, frozen and fresh produce (depending on what was on sale), several kinds of frozen fish (half the price of fresh), canned beans, lemons, Greek yogurt, whole-grain bread, brown rice, and roasted nuts.



Research suggests I'm not the only one who's found the Mediterranean diet easy on the wallet. People put on the plan as part of a recent study saved roughly $26 per week — or $1,344 per year — compared to those who stuck to a traditional diet.

Source: There's even more evidence that one type of diet is the best for your body and brain — and it could save you money, too



See the rest of the story at Business Insider

44 enterprise startups to bet your career on in 2019

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  • If your 2019 plans include looking for a new job at a hot startup, we've got you covered.
  • It's once again time for Business Insider's annual picks of enterprise startups poised to flourish in 2019 and beyond.
  • We selected a variety of startups at a variety of stages and locations.

As the New Year approaches, many of us find this is a natural time for self-reflection on our lives.

If you've come to the conclusion that you're ready for a new job and want to go to a startup that plays in the $3.8 trillion world of enterprise tech — selling wares to other businesses, not to consumers — we've got you covered.

Here's our annual list of promising enterprise startups who did so well in 2018, they are poised for future success in 2019 and beyond.

We looked at a variety of factors when selecting this list including the experience of leaders and founders, the reputations of investors and the amount of funding raised along with valuations, based on data from online finance database Pitchbook, keeper of such records. We also selected startups at a variety of stages from just starting out to well established.

Here are the 44 enterprise tech startups to bet your career on in 2019:

SEE ALSO: From Elon Musk to Satya Nadella: Here are the 29 top tech CEOs of 2018, according to employees

Zapier: The plumbing that connects the internet

Valuation: Unknown
Total raised to date: $1.2 million
Year founded: 2011
HQ: Sunnyvale, CA

What it does: Zapier helps users easily connect apps together through integrations. In other words, it will automatically connect one piece of workplace software to another

Why it's hot: This seven-year-old company has raised a total of $2.56 million, but this year, it announced that it already has a $35 million annualized run rate, a key measure of revenue. Oh, and by the way, at Zapier, you can work in pajamas from the comfort of your bedroom, if you really wanted to. This all-remote company even started a delocation package of $10,000 to move away from the pricey San Francisco Bay Area



Platform Science: a telematics bigwig is back with a new company

Valuation: Unknown
Total raised to date: $14 million
Year founded: 2015
HQ: San Diego

What it does: Platform Science does what it calls "enterprise IoT fleet management" which is a lot of buzzwords that means it puts a specialized computer into each truck (or other fleet vehicle) stuffed with all kinds of apps, communications, mapping, fuel economy, driver performance. Plus it allows other software developers to write apps for the device, too.

Why it's hot: CEO John Kennedy is a former Qualcomm bigwig, who sold his last telematics company for $800 million. Now he's back with a new telematics company that uses all the latest tech to take on the legacy players.



BigID: help for GDPR

Valuation: $26.06 million
Total raised to date: $46.16 million
Year founded: 2015
HQ: New York

What it does: BigID offers a way for companies to find and identify their most sensitive data.

Why it's hot: Data privacy software became a hot category after European GDPR data privacy rules were mandated in May. This helped the company raise $30 million this year from investors like Scale Venture Partners and the investment arms of Comcast and SAP. Founder and CEO, Dimitri Sirota, also sold his previous security startup to CA in 2013.



See the rest of the story at Business Insider
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