Samsung officially unveiled its newest flagship phone, the Galaxy S5, today at the Mobile World Congress in Barcelona.

We got to check out the phone ahead of time and play around with some of its new features. Check out the photo gallery below for a closer look at the Galaxy S5.

This is the Samsung Galaxy S5. It looks similar to last year's Galaxy S4, but it has a slightly larger, 5.1-inch screen.

The back is made out of a rubbery, textured plastic. It snaps off so you can swap out the battery or add more storage with an SD card.

The camera shoots photos at 16 megapixels. The camera flash doubles as a heart rate monitor. You place your finger on the flash and the Galaxy S5 can read your pulse.

Going on a cruise is a great fix for the winter blues. 

But you shouldn't have to skimp on luxury even when you're in the middle of the ocean. 

The experts at CruiseCompete used their extensive database of traveler reviews to help us compile a list of the most luxurious cruise ships in the world. 

Forget the corny magic shows and nightclubs — these cruise ships offer five-star accommodations for an elite group of travelers. 

10. Silversea: Silver Shadow

Each onboard suite includes butler service, down comforters, and a refrigerator stocked with the snacks and drinks of your choosing. Voyages to Asia and Alaska are highlights on the Silver Shadow's itinerary for 2014. 

9. Seabourn Cruise Line: Seabourn Sojourn

The Sojourn's spa is the largest onboard any luxury cruise ship in the world, taking up 11,400 square feet of indoor and outdoor space over two decks. There are also six jacuzzis and two pools for their 450 guests to enjoy.

8. Crystal Cruises: Crystal Symphony

The 982-square-foot penthouse suite aboard the Crystal Symphony has an elegant dining area, floor-to-ceiling windows, and a pedestal sink made completely out of crystal. 

Come June, New Yorkers will have access to sound-proofed bathrooms installed along the street, including luxury toilets and showers that attendants clean after each use.

“I always found myself in a situation where I needed a restroom [while out in the city] and I knew I wasn’t alone in placing a high value on privacy and cleanliness,” Wayne Parks, founder of the company rolling out these new toilets, told The Wall Street Journal's Market Watch.

But luxury comes at a price: a $15 annual fee, plus $24 for a three-day pass. That's way more than the $5 you could spend at Starbucks to get their bathroom code, or the 25 cents you pay to use one of the Bloomberg administration's public toilets. 

Parks' New York-based company Posh Stow and Go says the first option lacks privacy and The New York Post points out only three basic facilities — at Madison Square Park in Manhattan, Grand Army Plaza in Brooklyn and ­Corona Plaza in Queens — have been constructed since Bloomberg first announced the public restroom initiative in 2005, which called for 20 toilets.  

Posh plans to open its first pay toilets this summer in Midtown between Grand Central and Penn Station. In addition to private bathrooms, the facilities will also feature storage lockers, laundry machines and a place to sit and relax. That's all included in the yearly membership and day-pass price.

If the Midtown location catches on this summer, Posh will open another luxury storage and bathroom facility in lower Manhattan. But the emphasis on exclusive membership-based bathrooms in a city like New York, where wealth inequality is already so present, have some public restroom advocates in a tizzy.

SEE ALSO: 14 Mega Mansions On Sale With Insanely Luxurious Bathrooms

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Every fitness goal I met this past year I owe to someone wearing a headset and barking orders over some of the vilest pop remixes ever heard you ever heard outside of an Alvin and the Chipmunks movie. And still, I am grateful.

This year I discovered the fitness class, that schedule group workout loathed and derided by many, and the path to fitness for countless others.

I am of both camps: I resent the barking, the music, the forced enthusiasm, and still find myself lying to lunch dates and catering my weekend so I can get down on the floor and do burpees or throw kettle bells around with thirty strangers to a turbo-charged Katy Perry remix.

I'm not alone. Though men remain wary of most group activities that don't feature either charred meat or draught beer, thanks to Crossfit, and the yoga classes they secretly enjoyed a few years ago, they're opening up to the idea.

RELATED: Is Sex Really Exercise?

And gyms are offering more weight resistance classes and group workouts that hit heart rates slinging iron instead of through step moves.

Lashaun Dale, who heads up Equinox's group classes, credits some of the boom to a broader definition of interval training.

"Since the beginning of time we've known that it was a great way to train," she says. "But it used to be there was one type – very dance, high reps – that was the traditional group class. Now the growth is happening and more group resistance training is catching on because more men are doing it."

I'm one of them, and here's why.

Somebody Made a Plan

The guy or girl with the psycho shoulders and the headset came prepared to give you a solid workout.

This morning, for example, I went to a conditioning class that hit all the major muscle groups, cranked my heart rate up into the gasping range more than a few times, enhanced flexibility and agility and balance and somehow tricked me into doing about ninety or so push-ups I wouldn't have done on my own.

Would I have bothered to do a quick stretch before and after? Probably not. Would I have spent as much time on my hips and quads and back as I would have on my upper body? Of course not. Would I have made myself do lunges and squats? Uh, squats?

RELATED: 10 Habits of Highly Successful Athletes 

No Thinking, No Cheating

There's a certain brainlessness I experience in a conditioning class. After all, they are held in a gym. All that's required is for you to show up and make an effort.

You don't have to keep time, count the sets, or wonder if what you're doing is generating any real benefits.  (Yes, you have to be conscious of form but there are enough teacher's pets in the mirror along the front row to provide examples.)

You can let your mind wander while still busting your ass in a way you wouldn't when you're on your own. Because, no matter how low our estimation of our fellow classmates, you're less likely to cheat, slack, or blow off a set in a room full of people making an effort.

Besides, you never have to wait for some gigantour to get off the bench press or find the right set of dumb bells to keep working. It's all there for you.

RELATED: How Exercise Can Cure Everything

You Can Pick Up Some Tricks

Tedium is the key to a soul-crushing workout, and ultimately a chronically unused gym membership. There are literally thousands of ways to work out, we all know now – from innovative body weight workouts to sand bag routines and kettle bell sequences – but you have to know about them first.

Instructors spend their lives thinking and learning and swapping secrets about this very thing. (I go to Equinox where the instructors consistently keep the workouts varied and challenging and you should ask the same of whatever class you go to.)

All of which means that whatever funky ass move you learned in class can enhance the workouts you do on your own.

RELATED: 6 Habits That Are Aging You 

Okay. They're Sort of Fun

Humans are fundamentally social creatures, and even if you find it ridiculous and somewhat emasculating to shadow boxing while holding light dumbbells and kicking in sync with fifty other people, there's something cool, even militaristic, about working out in unison with a group.

Even though at times it's a little more Bob Fosse, than Lieutenant Murphy, it's a motivating.  

RELATED: How Inactivity Damages The Brain

It's Practicing Humility

Every worthwhile workout involves a little humility, and the secret to whatever success I've had in adopting a pretty regular and satisfying routine, I owe to humility, the faux hawk with the headset, and the time-warping pop troika of Katie Perry, Madonna, and Gloria Gaynor.

That's right, Gloria Gayor, because you don't know humility until you've looked across the room into a mirror and seen yourself doing a synchronized step, squat, kick routine in a packed, mostly female room to an "I Will Survive" dance remix and had to dig deep and breathe hard just to keep up and felt a burst of sweat and watched it actually splash down on the floor. 

SEE ALSO: The Best Public Golf Courses In The World

Join the conversation about this story »

Samsung made a few product announcements today, including a new water-resistant phone, the Galaxy S5. But the coolest announcement of all may be its new fitness tracker, the Gear Fit.

The Gear Fit is entering a crowded market. Nike, Fitbit and Jawbone have been innovating on wearable fitness tech for years.

But the Gear Fit's sleek design, curved glass, robust set of features and multi-color screen make it more alluring than any fitness device that's currently available. The battery lasts 3 – 4 days. 

We got our hands on the Gear Fit at the Mobile World Congress conference in Barcelona. It won't be available until April 2014, but you can check out big beautiful pictures of it now.

Today, Samsung unveiled a new phone and arguably something even cooler — The Gear Fit Fitness tracker.

The Gear Fit is about the same size as the Fitbit clip, or the length of a thumb.

It has a large color screen, which makes it different than all of its pre-existing competitors.

Grammy award-winning singer Rihanna recently celebrated her birthday at a gorgeous $45 million mansion in Aspen, according to real estate website Trulia.

The home — which is currently on the market with Aspen Homes Realty Group— is within walking distance of downtown Aspen with ski access to Aspen Mountain.

The singer posted ample pictures of herself on Instagram enjoying the slopes, as well as partying at the 18,750-square-foot cabin, which has a pool, movie theater, bowling alley, and seven bedrooms.

The open-air style home is perfect for entertaining, with a 40-foot-high foyer entrance, 5 car turntable garage, and even private elevator access to the master suite.

And if Rihanna's snaps of the weekend are any indication, she had a great time turning 26.

Welcome to 1011 Ute Avenue in Aspen, Colorado — the $45 million mansion where Rihanna celebrated her 26th birthday.

Source: Aspen Homes Realty Group

The home sits on .75 acres in CO, and is the perfect place for entertaining.

Source: Aspen Homes Realty Group

It has ski access to Aspen Mountain, which Rihanna took ample advantage of.

Source: Aspen Homes Realty Group

Bhutan, the tiny Himalayan kingdom tucked between India and China, is becoming a popular tourist destination, but its only international airport is surrounded by 18,000-foot mountains.

That airport is called Paro, and like the rest of the mostly Buddhist kingdom, it is nestled among the Himalayas, which make getting there a tricky proposition.

Partly due to an unusually short runway, takeoffs and landings are among the world's most difficult, and very few pilots are qualified to land there, according to the Daily Mail.

But for those who can get their hands on a tourist visa (not the easiest task) and handle their fear, a trip to Paro also offers breathtaking views of some of the world's most beautiful mountains, and one of the only ways to visit one of world's happiest countries.

The country held its first general election just a few years ago, after converting from an absolute monarchy to a constitutional one.

Yet it has preserved much of its traditional Buddhist culture, a big draw for the tourists who come from around the world to explore its majestic mountains and centuries-old monasteries. 

The runway is short, with little space on either side.

The Google Maps satellite view shows it is nestled among the Himalaya Mountains.

One Google reviewer says there's one duty free shop and a small beverage counter, but "sweet and hospitable security and one of the most charming airport buildings ever."

[Source: Google Review]

October 27 is Navy Day in the United States, celebrating the world's largest fleet, with 317,054 active duty personnel, 109,671 reserves, and 285 ships and more than 3,700 aircraft in active service.

It is the force that gives America the ability to project military power around the world. Although the Navy has been out of the spotlight after a couple of decades of land wars, it is expected to play a bigger role given America's Pacific pivot and growing reluctance to deploy troops.

"You're going to see a much greater emphasis on using sea-based forces to produce an effect,"Admiral Gary Roughead told Reuters. "You're seeing it in the Mediterranean, with Syria, and you're seeing it in the Pacific and the Middle East."

To celebrate America's Navy, we've pulled out some of the coolest photos from the archives.

After Reconstruction from the Civil War, America began a new era of foreign intervention, with the Navy leading the way. This 1899 photo shows sailors eating on the USS Olympia, which was America's flagship during the Spanish-American War of the previous year.

The USS Holland was the Navy's first commissioned submarine, as seen in this 1900 photo.

President Theodore Roosevelt ordered a fleet of U.S. ships to circumnavigate the world from 1907-1909.

Tom Anderson, co-founder of early social networking site MySpace, has led a lavish life since leaving the company in 2009.

Anderson co-founded MySpace in 2003. Because he became everyone's first automatic default friend, his picture became iconic around the Web. In 2005, Anderson sold MySpace for $580 million.

He eventually decided to retire and travel across the world taking photos. In fact, his goal is to post at least one interesting photo a day on Instagram.

Turns out, he's really good at it.

Scrolling through Tom Anderson's Instagram, you'll quickly realize how much of a jet-setter he is. Here is a Friday night in Bangkok, just across the river from Wat Arun, a Buddhist temple.

Here's a "Spooky Halloween in the Philippines."

After a little while in Philippines, Thailand was his next stop.

Almost 13% of the U.S. population is foreign-born, for a total of more than 40 million people, according to The Brookings Institution.

The belief that anyone can pull themselves up by their bootstraps in America still resonates today and drives many immigrants to come to the States to try their luck. And while success is rare and never guaranteed, some notable examples have managed to not only get ahead in America, but achieve extraordinary success.

We've compiled a list of 12 immigrants who came to the U.S. with practically nothing and realized the American Dream — with more than enough money and acclaim to show for their efforts.

Sergey Brin, co-founder of Google

Born in Moscow, Russia, when it was still part of the Soviet Union, Google co-founder Brin and his family emigrated from the U.S.S.R. when he was just 6 years old. While enrolled in a computer science Ph.D. program at Stanford University, Brin met Larry Page and eventually dropped out to start Google.

Today, Brin is responsible for Google's special projects like Google Glass and self-driving cars. He owns 16% of the company and has an estimated net worth of $24.4 billion.

Gurbaksh Chahal, founder of Gwallet

Chahal's family comes from Punjab, India, where he was born in 1982. He and his family moved to San Jose, Calif., in 1986 with just $25. 

Chahal dropped out of high school at 16 and started his own company, ClickAgent, which he sold for $40 million less than two years later. 

BlueLithium, his second company, was bought by Yahoo for a cool $300 million in cash. He's worth more than $100 million today, and has had the opportunity to meet President Obama. 

Do Won Chang, co-founder and CEO of Forever 21

Do Won and Jin Sook, the husband-and-wife team behind Forever 21, didn't always have it easy. After moving to America from Korea in 1981, Do Won had to work as both a janitor and gas station attendant to make ends meet. They opened their first clothing store in 1984.

Forever 21 is now an international, 480-store empire that rakes in around $3 billion in sales a year.

Much like the rest of the country, America's richest neighborhoods continue to evolve in terms of racial diversity.

In his latest Higley 1000, a list of the highest income neighborhoods in the U.S., Stephen Higley, a professor emeritus of urban social geography at the University of Montevallo, found that the top neighborhoods are home to more Asian and Latino residents than ever before. 

Higley ranked the most expensive neighborhoods in America based on American Community Survey 2006 - 2010 data. He aggregated contiguous block groups (subdivisions of Census tracts) with a mean income over $200,000. You can read his complete methodology here.

#25 Purchase in Harrison, N.Y.

Mean household income: $464,955

Purchase is a more rural area of the town of Harrison. It features winding roads and lots of wooded areas. 

National corporations like MasterCard and PepsiCo have established their headquarters in Purchase along I-287, which is known as "Platinum Mile."

In the 1970s, some residents in Purchase pushed for the neighborhood to secede from Harrison and become its own village over concerns about over-development. But the plan did not come to fruition.

Purchase is 95.1% white, 3.4% Asian, 4.9% Latino, 2.0% black

#24 Chevy Chase Village in Chevy Chase Village, Md.

Mean household income: $466,049

This village, less than a half square mile, sits on the line between Maryland and the District of Columbia. The Chevy Chase Land Company transformed the farmland into a carefully planned suburb.

The founders disdained the city aesthetic and envisioned houses with broad verandas, patterned shingles and decorative cornices.

Chevy Chase Village is 93.4% white, 1.6% Asian, 2.8% Latino, 0.5% black

#23 Everglades Club in Palm Beach, Fla.

Mean household income: $467,715

Palm Beach was established by Standard Oil Tycoon Henry Flagler in 1902 when Flagler completed construction of two luxury hotels and built himself a luxury mansion.

Within Palm Beach, the Everglades Golf Club has long been a bastion of exclusive Southern prestige and a fair bit of scandal for its membership requirements.

The club was originally built by Paris Singer, son of the sewing machine inventor, to serve as a hospital for returning World War I veterans. When the hospital failed to open, Singer turned the sprawling building into Palm Beach's first private club.

Everglades Club is 89.9% white, 0.8% Asian, 6.3% Latino, 1.4% black

A few months ago, I spent some time with the XFR-S, the mouth-breathing black sheep of the Jaguar family that makes up for its chunky profile with terrific performance.

Now Jaguar has followed up with the XFR-S Sportbrake, the station wagon (they say "estate") version of the car.

But Jaguar isn't bringing the wagon to the U.S. So I'm packing my bags for England.

That's because Jaguar promises even bigger performance in the Sportbrake than the sedan XFR-S, plus enough trunk space to let you live in the thing without throwing out any major possessions.

So here's hoping my tax refund will cover a one-way flight to London and the £82,495 ($138,000) price tag.

The XFR-S Sportbrake will make its world debut at the Geneva Motor Show in early March, along with the rest of the 2015 XF range.

This is Jaguar's third R-S branded performance car, and the first station wagon (they prefer the term estate car).

Jag retuned the chassis of the XFR-S sedan to account for the extra weight at the rear of the car.

Three years ago photographer Thomas Alleman drove past a sexy American Apparel billboard awkwardly juxtaposed above an auto repair shop in East Hollywood. 

"I found the dialogue between the simple, clean, and direct presentation of a hip fashion fantasy and the urban environments that surround theses ads really striking," Alleman wrote via email.

And so he began capturing the infamous ads, which often feature scantily clad women, as they appear all over Los Angeles, where the company is based.

Alleman shared his photo series, entitled "The American Apparel," with us along with his thoughts on each photo.

"This is the photograph I usually begin with because it really establishes all the basic elements of the ad campaign. The disarming directness amongst the razor wire and brittle desert foliage," Alleman wrote via email.

“This is one of my favorite images, because it clearly achieves the balance of narrative, design and serendipity that I strive for in these pictures.”

"I’m drawn to the vacant lots, auto body shops and junkyard street corners where these billboards tend to thrive," Alleman wrote via email.

When the 86th Academy Awards air this Sunday, you’ll tune in to watch presenters tear open 24 little envelopes to deliver the night’s Oscar trophies.  

While we only get to see the outside of a golden envelope, presenters get to see much more than just a winner's name.

The envelope and inside nominee card were simply cream up until four years ago when the Academy hired Marc Friedland, CEO of Couture Communications, to liven up the stationery.

Since then, the winner's names are housed inside a golden envelope. We spoke with Friedland to find out more about the creation of the envelopes.

3 sets of 24 envelopes and 121 nominee cards will be made for this year’s Academy Awards.

Here's how we'll see the envelope Oscar night.

And here are what this year's award envelopes will look like from presenters' points-of-view:

The A-10 Thunderbolt II, endearingly referred to as the Warthog for its snubbed-nose design, is set for retirement in the 2015 budget as deep cuts to military funding will go into effect.

This planned retirement is deeply unpopular. The Warthog has a tried and true track record of providing close air support to ground troops. Critics of the retirement maintain that the Air Force is simply trying to retire the plane to make way for more exciting, but unproven, future aircraft like the F-35.

The Air Force says it has no choice but to retire the aging plane. It expects that retiring the total fleet of A-10s by 2020 will save an estimated $3.7 billion.

Still, the move is deeply unpopular with both policy-makers and soldiers.

The Warthog was first developed in the early 1970s by Fairchild Aviation with the sole aim of providing close air support against tanks and other armored structures for ground troops.

Central to the A-10's design is the GAU-8 Avenger, a 30 mm rotary cannon, which functions as the plane's main offensive weapon.

The rotary cannon uses depleted uranium rounds due to their extreme effectiveness at tearing through armor. These rounds also self-ignite when exposed to oxygen after hitting a target.

Airline and hotel loyalty programs fish for repeat business by dangling benefits, including free upgrades, wider seats, bonus points, and waived fees, in front of frequent flyers.

Unfortunately for the earthbound, most perks are only available to travelers who put on over 50,000 miles a year and spend weeks on the road. Here's how to get treated as a V.I.P. without having elite status. 

RELATED: 12 Travel Mistakes To Avoid 

1. Get a Travel Credit Card

Almost every U.S. airline and hotel has a credit card – like the American Express Jet Blue Card or the Southwest Airlines Rapid Rewards card from Chase – that offers extra benefits when you use it to fly.

Airlines may provide one or two free checked bags, priority boarding to secure space for carry-on bags, and discounts on in-flight purchases and lounge access. Be sure to check the card’s terms since some benefits apply to the cardholder only and others to the entire family.

RELATED: How To Maximize Your Airline Miles

Many hotels effectively sell mid-tier elite status and its accompanying benefits by providing it to cardholders instead of creating a separate list of benefits. Some of these cards also include a free night each year that can be worth more than the annual fee.

2. Remember Who's at Fault

One of the great benefits of elite status is that airlines are often happy to waive fees and accommodate you when problems arise. But the general public can also get special treatment when an airline is at fault.

RELATED: The 10 Best Ways To Beat Jet Lag

You may have a lot of flexibility to request a new flight or even cancel the ticket for a full refund if you’re not happy with a schedule change. Re-booking can even put you on a more convenient flight. The important thing is to ask.

Avoid paying fees for a cancelled flight by waiting until the last minute since unexpected weather might lead your airline to issue a travel waiver. Two exceptions to this rule are Southwest Airlines and Alaska Airlines, which let customers keep the full value of their tickets as long as they credit it toward a future flight and provide notice 10 minutes or 60 days before departure, respectively.

RELATED: The Best Advice For Frequent Flyers

3. Ask Nicely

Airlines and hotels don't make any money on seats and rooms that sit empty, which is why discounted upgrades are regularly available at check-in.

Airlines usually have a fixed discount that is non-negotiable, but hotels are much more flexible and twenty bucks can accomplish wonders on the Las Vegas strip if it’s late enough. A positive, friendly attitude helps win over harried employees.

RELATED: The Best Airport For A Layover

4. Drink Wisely

One of the major perks of elite status is free drinks in airport lounges and on the plane. Save on the latter by buying small bottles in a liquor store before arriving at the airport. Mini bar-style bottles genuinely hold less than three ounces of boozes and are allowed through security.

Once you've been scanned, head toward the bar and order a well drink. It won’t come in a nice glass, but it will likely be the same stuff you’d get in the lounge.

SEE ALSO: The World's Most Overrated Travel Destinations (And Where To Go Instead)

Join the conversation about this story »

Healthy quick-service restaurant chains are experiencing explosive growth across the U.S. as consumers are increasingly opting for more nutritional alternatives to traditional fast food.

We have compiled a list of the most popular and fastest-growing healthy chains that specialize in salads.

For between $7 and $11, these chains offer hundreds of varieties of leafy greens with dozens of add-ons and homemade dressings. Many of them, like Tender Greens, source ingredients from local farms and offer a changing menu of seasonal salads.

Sweetgreen

Why it's great: Sweetgreen sources its ingredients from local organic farms. The chain offers a new specialty salad every month featuring seasonal ingredients that are unique to each region. It also sponsors a popular outdoor music festival in Maryland every year called Sweetlife.

What's on the menu: Salads include the Spicy Sabzi with quinoa, tofu and carrot chili vinaigrette and the Santorini with citrus shrimp and cucumber basil yogurt dressing.

How much: Salads cost between $9 and $12.

Where: Sweetgreen has 22 locations in D.C., Maryland, Virginia, New York, Massachusetts and Pennsylvania. 

Souplantation & Sweet Tomatoes

Why it's great: Fans of the restaurant rave about the freshness of the ingredients in the massive buffet, which is at least 45 feet long in most locations — though many patrons have complained on Yelp that its popularity leads to long lines at the register.

What's on the menu: The restaurant features a massive buffet where customers can pick and mix their own ingredients. The salad bar also features soups, pastas muffins and breads.

How much: Cost is based on the physical weight of a customer's plate.

Where: Souplantation & Sweet Tomatoes has more than 120 restaurants in 15 states.

Tender Greens

Why it's great: Tender Greens, which advertises itself as "slow food done fast," was recently named as one of America's most promising companies by Forbes. Most of the restaurant's produce comes from Scarborough Farms in Oxnard, Calif. For produce that Scarborough doesn't offer, "we work with a handful of small local farms that use sustainable farming practices," the company writes on its website. 

What's on the menu: Tender Greens' salads include Southern Fried Chicken with radish dill dressing and Salami & Kale with roasted garlic vinaigrette. "From the grill" meat options — including Chipotle Barbecue Chicken and Herb Brushed Albacore Tuna — can be served on a hot plate with sides, on a sand which, or on a salad.

How much: Most salads cost $11.

Where: The restaurant has 13 open locations and five more on the way, all located in California.

There's a reason people in the U.S. can get children's toys for so cheap.

About 75% of the world's toys come from China, where migrant workers are paid an average salary of $240 a month.

Extreme poverty in China's rural areas drives many people from the countryside into the cities to look for these types of jobs. 

German photographer Michael Wolf has documented what he calls "The Real Toy Story" that shows what workers' lives are like as they make the world's toys.

Wolf visited five toy factories in mainland China and has given us permission to share his photos with you here.

Alaina McConnell and Kim Bhasin contributed to this report.

Every day, the workers have to arrive 15 minutes before the regular work shift begins for a work assembly.

Source: Sacom

Their living conditions are prison-like. Up to six people share small, cramped dormitories and up to 50 people share one bathroom.

Source: War On Want

Schools send student workers to these factories to do “internships."

Source: Sacom

High above the gambling floor at the Borgata Hotel Casino & Spa in Atlantic City are a few select enclaves, the likes of which most visitors will never see.

To stay in one of the Borgata's two exclusive Residences, a guest must not only possess a high net worth, he or she must also have a predilection for gambling at high stakes. The comped suites are a luxury reserved for the casino's "whales," the types of gamblers that can take a slow month of revenue on the casino floor and thrust the casino's bottom line from red to black.

Not even headlining talent is offered a stay in the Residences — only gamblers — and the casino pulls out all the stops to draw them in, as the following photos reveal.

Welcome to one of the Borgata's Residence suites, where the casino's mega high-rollers stay and that can't be rented at any cost.

Of course, it has amazing views of Atlantic City from its living room.

There's also a separate, more comfortable living room with a TV and plush couches.

When it comes to retirement, the Europeans prove once again that they know something the United States doesn't, according to the recently released Natixis Global Retirement Index. 

For the second year in a row, the U.S. barely made it into the top 20 in its capacity to meet retirees' financial needs and expectations. European nations, meanwhile, took eight of the top 10 spots.

The index, now in its second year, is put together by Natixis Global Asset Management and CoreData, and measures the ability of 150 countries to care for their retirees. 

The index examines 20 key performance indicators grouped into four broad categories: health, including life expectancy and access to quality health services; material well-being, or the means to live a comfortable life in retirement; quality of life, including factors like crime rates and air pollution; and finances, including the strength of the nation's financial system and its tax rates.

We've highlighted the 20 highest-ranking countries for retirement, according to the index.

20. Israel

Health: 7.9/10
Finances: 6.3/10
Quality of life: 8.1/10
Material well-being: 7.0/10

Rounding out the top 20, Israel scores high on quality of life but dropped eight spots from last year, weighed down by its comparatively low financial score. A recent report by the IMF found that the Israeli economy is dealing with significant challenges, such as high risk in the real estate market and a high fiscal deficit.

19. United States

Health: 8.1/10
Finances: 6.5/10
Quality of life: 8.0/10
Material well-being: 6.8/10

The U.S. placed 19th out of the 150 nations analyzed for the second year in a row, though it scored higher year over year in all four broad categories. Despite ranking sixth highest in per capita income and first in per capita health care expenditures, the U.S. ranks 33rd for life expectancy and relatively low (81st) for income inequality. 

18. United Kingdom

Health: 8.1/10
Finances: 5.8/10
Quality of life: 8.7/10
Material well-being: 7.2/10

The U.K. hopped two places this year and managed to improve its quality of life despite experiencing its wettest January since 1766, thanks to massive flooding in the Thames Valley west of London.