At the beginning of the year, not many predicted the stock market would blast to new highs like they did. Almost no one predicted interest rates would stay this low. And few would've guessed oil prices would rally and crash the way they did.

Looking forward, the analysts at Goldman Sachs have been rolling out their 2015 forecasts through a series of notes. They've already offered their top eight trades for the year while forecasting that the S&P 500 would climb modestly to 2,100.

All of their forecasts fit in the context of their "Top Ten Market Themes For 2015."

In a new 23-page report, analysts led by Dominic Wilson predict there will continue to be divergences in central bank policy as the Fed remains likely to raise rates next year while central banks in Japan and Europe loosen policy to stimulate their economies. Major asset classes will see low returns next year, and currency hedging will become an increasingly important component of investing.

We pulled some nuggets from Goldman's report.

1. A broadening recovery

The US will lead the global economic recovery, while growth in developing markets will be boosted by low oil and commodity prices.

"We also have more confidence in our view that the US expansion has several years to run and in the resilience of the US economy to weak overseas demand," the analysts wrote.

Source: Goldman Sachs

2. Developed market divergence lives on

The disparity between both growth and monetary policy around the developed world will continue into next year, with the Fed likely to begin raising rates while the European Central Bank and Bank of Japan keep easing.

The analysts wrote: "This divergence has both an absolute and a relative dimension. In absolute terms, within DM economies, the continuation of softer growth and lower inflation in much of the non-US DM world will continue to keep the US yield structure lower than it would otherwise be. That force is likely to be less intense than it was in 2014, when Bund yields have helped to drag UST yields lower. But it is one reason to be confident that the rise in US yields will continue to be relatively moderate. On a relative basis, we think there is still scope for front-end rate differentials between the US and many others to widen further, which is a key driver of our view of a stronger USD."

Source: Goldman Sachs

3. The new oil order

Lower oil prices (a 5% - 15% deflation) will linger and provide a boost for consumers' disposable income. But this may be a headwind for energy stocks, and commodities like copper and aluminum that use oil in their production.

"The disinflationary impulse from lower commodity prices sweeping across the world is likely to be manifested first in lower headline inflation rates," the analysts explained. "But, by boosting disposable income, there is also likely to be a positive impact on GDP growth in EM and DM oil importers that should become visible as the year progresses."

Source: Goldman Sachs

Poker is a fantastic game, particularly alluring to competitive, creative types who love numbers. Business Insider's Eugene Kim has profiled some of Silicon Valley's biggest poker fans, and the game is also huge draw with the Wall Street crowd. 

While I'm far from a serious, professional poker player, I do occasionally get a chance to enjoy a game with friends. And I also love math and statistics.

So I decided to look at some of the basic mathematics of the game. Here, I go through the probabilities of drawing each five-card poker hand from a deck of cards. These probabilities are handy to have in the back of your head in a poker game, and they are the reason why hands are ranked the way they are: a straight flush is way less likely than a pair, so this is why the straight flush wins.

SEE ALSO: Why Silicon Valley's Elites Are Obsessed With Poker

How To Find Probabilities

Finding The Number Of Hands

Order Doesn't Matter

Thanksgiving is a wonderful holiday where food, football, family, and friends all converge.

But hosting Thanksgiving can be a nightmare. Between cooking all the sides, roasting your bird, and talking to your guests, it's almost impossible to remain on schedule. 

Luckily there are a few easy hacks for cooking the best Thanksgiving meal of your life — and saving you from a few pitfalls. Keep reading to see our tips.

PREP

1. Peel garlic faster by microwaving it. Stick it in the microwave for 10 seconds and then peel the garlic with your hands — the cloves will slip right out of their casings.

2. Peel an entire bucket of potatoes in under 50 seconds. Earlier this summer, a Danish man discovered he could peel an entire bucket of potatoes in less than a minute by using a hose, a clean toilet brush, and a power drill. You can watch the whole video here.

3. Do all your chopping a day before. Carrots, celery, onions, and potatoes can all be pre-chopped and stored in the fridge overnight without losing any of their flavor. Keep the cut potatoes in water so they don’t turn brown and put the rest in Ziploc plastic bags. 

SIDES/DESSERTS

4. Make stuffing the night before. You can make and chill stuffing in the fridge for 24 hours before taking it out and baking it the day of.

5. Add baking soda to potatoes for a fluffy texture. Just a pinch will do. The reason it works is because the baking soda reacts to the heat of the potatoes and forms tiny air pockets.

6. Make and freeze your pies ahead of time. Not only is it incredibly convenient to bake your frozen homemade pies, but it also makes for a better, non-soggy crust. Wrap the pie in plastic wrap or foil before freezing and add 20-45 minutes of extra cooking time to your recipe.

Note: This works well for all fruit pies, but for pumpkin pie, freeze the custard mix separately from the crust. Defrost the custard a day before in the fridge and thoroughly whisk it before adding back to the crust and baking.

7. Use a slow cooker for some sides to save oven space. Dressing, stuffing, casseroles, potatoes, and more can all be made in a slow cooker to save room in the oven (and cook to perfection without any oversight). Just search “slow-cooker Thanksgiving side dishes” and you’ll find a lot of good ideas.

8. Keep warm, finished items in a cooler. When you’re done making your sides but want to keep them warm while the turkey cooks, stick them in an empty cooler. You can also warm a brick in an oven, wrap with a dish towel, and stick that in there too to keep everything warm until serving time. 

TURKEY

9. Buy a meat thermometer. If you want to cook a turkey perfectly, a meat thermometer is all you need to avoid dry meat. Turkey needs to cook to 170 degrees. Insert the thermometer into the thickest part of the turkey’s thigh (making sure you don’t hit the bone). When it’s 8 to 10 degrees away from your target temperature, remove the turkey and let it rest for a half an hour. It will keep cooking just enough to make it done without drying out the meat. 

10. Get a second turkey, not a bigger turkey.  A big turkey takes longer to thaw, longer to cook, and cooks less evenly. You’re more likely to get dry meat with a larger bird and it’s hard to carry, position, and carve a huge turkey. Instead, buy two smaller turkeys  — it won’t change the cooking time and they'll be much easier to manage.

Rule of thumb says you should have a pound of turkey for each guest. For 15 people, two 10 pound turkeys should do just fine (with ample leftovers).

11. Dry brine your turkey— it will save time and effort. Brining a turkey used to be the classic way to prepare your bird, but it’s a messy, arduous process. The easier method is to dry brine your turkey, which essentially means you just rub it down with all of your herbs, salt, and pepper. Find out how to do it here. 

12. Rub butter and herbs over and under the skin. Lift the skin up and slide little pads of butter between the skin and the meat. Rub in some herbs (thyme, rosemary, sage), add a little oil, put some salt on there, and add more butter on top. This will really make the skin crispy on the outside and the meat succulent.

13. Roast the turkey while you sleep. This is perhaps the easiest way to cook the turkey and you barely have to do anything. Season the turkey, drizzle in oil, and then roast at 450 for 45 minutes to an hour, until it becomes a golden brown. Then turn down the heat to 170 and let it roast away to the perfect doneness. At this level, it’s roughly an hour per pound (so a 20 pound turkey would take 20 hours). 

14. Spatchcock your turkey. Spatchcocking (essentially butterflying your turkey) will cook the bird faster, more evenly, and is pretty simple to do. You can either have the butcher spatchcock it or you can do it yourself with some poultry scissors and a knife. Watch and learn how to do it here:

It also makes carving a breeze. 

15. Forgot to defrost your turkey? You can still roast it. Let’s say you forgot to thaw your turkey in the fridge. It happens, but you should start roasting that turkey immediately. Take the recommended cooking time for a thawed turkey of your size and add 50% more time (so a turkey that should take 5 hours will now take 7.5 hours). You can baste, butter, and salt the turkey as you go along.

PRESENTATION 

16. Make dinner a potluck to save table space. The concept of the Rockwell Thanksgiving table is tempting, but it’s so inconvenient and crowded. Instead, set up a potluck station in the kitchen and have everyone grab their plates before sitting down. This will streamline the entire process.

17. Carve your turkey the right way. Remove the legs and thighs first, then the drumsticks, then the wishbone, then the breasts, then the wings. Then slice up all the meat and transfer to a platter. Add a little bit of gravy to add more moisture and flavor, and serve.

SEE ALSO: How To Set A Perfect Thanksgiving Table

DON'T FORGET: Follow Business Insider's Life on Facebook!

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What do you do when you want to travel but can't afford the costs? Spend a lot of time on Google Street View, of course!

That's what the creator of ordinarily named "Street View Photographs" does— but the photos are anything but ordinary.

Paired with a sponsorship from a photo-editing tool called Polarr, the blogger processes beautiful images he finds from Google Street View, and turns them into gorgeous photographs.

"I wanted to travel and I love taking pictures so I decided to just to do virtual tours. I also love to retouch photos to make them more legit, and Polarr is currently sponsoring their tool for me," he writes.

The photos are from all over the world.

From Japan...

to Ireland...

The images are stunning.

.

Join the conversation about this story »

As Russian military supplies continue to pour into Ukraine, it becomes harder by the day for Putin to deny that Moscow is providing arms to the separatists. 

Since the conflict in eastern Ukraine began last spring, the separatists have become increasingly well equipped and capable of resisting the Ukrainian military. Some of the supplies the separatists use have been captured or looted from governmental personnel.

However, a number of pictures prove that the separatists are armed with Russian weapons that have extremely rarely, if ever, been exported outside of Russia. 

The Armament Research Services has released their third report on the arms and munitions being used by both the Ukrainian government and the rebels in the ongoing conflict. Complete with photographic evidence, it is clear that Moscow has been covertly supplying an assortment of older Soviet weaponry along with recently introduced Russian equipment to the separatists. 

Self-Loading Rifles

Self-loading rifles are a popular weapon of the separatist forces. 

Aside from a number of AK rifle varieties, the separatists also sport a host of recreation hunting and sport firearms. In one case, a separatist was documented using VSS rifles. These are Russian-made marksman rifles that are analogous to those used by Russian forces during the annexation of Crimea. 

The self-loading rifles used by the separatists include: 

Soviet AK-74
Soviet AKS-74U
Soviet AR-10 and AR-15 hunting rifles
Russian VSS designated marksman rifle 

Light Machine Guns

Light machine guns make up some of the most common weaponry of the separatists.

The light machine guns utilized by the separatists include weaponry used by the Ukrainian military, as well as Russian-produced guns that are not in service with Ukrainian forces. The PKP 'Pecheneg' light machine gun, for example, is not used by the Ukrainian forces and has been exported outside of Russia in only minimal quantities.

The light machine guns used by the separatists include: 

Russian RPK-74
Russian PK and PK GPMGs
Russian PKP 'Pecheneg' 

Shotguns And Bolt-Action Rifles

The use of shotguns and bolt-action rifles have been documented as being used by separatists who are incapable of accessing better quality small arms. 

Some older bolt-action sporting rifles have also been documented being used by the separatists. These rifles are in some cases antiques, dating to use with the Russian infantry from World War II or earlier. 

The shotguns and bolt-action rifles used by the separatists include:  

Russian semi-automatic Saiga 12 shotguns
Turkish semi-automatic Akkar Altay shotguns
Philippino Armscor Model 30 pump-action shotgun
Russian infantry Mosin M91 rifle 

The Landsat program involves a series of successive satellites that each take tens of thousands of pictures of Earth over their life time.

The first Landsat satellite was launched into orbit in 1972, which makes the Landsat program the longest-running project to collect photos of Earth from space.

In total, the Landsat satellites have acquired millions of images of Earth that provide an unprecedented look at how the face of our planet is changing in recent decades.

NASA launched the latest member of the team, Landsat 8, into orbit on February 11, 2013.

With powerful cameras on board, Landsat 8 can resolve a region of Earth as small as 100 feet long. This means the satellite can take a clear picture of a baseball field, which is impressive considering the satellite orbits 438 miles above Earth's surface.

At this height Landsat 8 moves at about 4.7 miles per second and orbits Earth 15 times each day. Between Landsat 8 and the still-operational Landsat 7, the two satellites observe every spot on the globe at least once every eight days.

From space, the Grand Canyon looks like a treacherous crack across Earth's surface.

This glacial chunk has almost completely detached from the larger Antarctic Pine Island Glacier and is large enough to fit 8 Manhattan-sized cities on it.

This false-colored image of Western Australia shows sediment and nutrient flow patterns (blue/yellow/red) in the mouth of a nearby river.

If you can make it onto ABC's hit show "Shark Tank," you'll have an audience of about 10 million people to show your product. It's why even entrepreneurs who lose out on a deal often report a notable uptick in sales following their appearance on the show, which portrays negotiations between small-business owners and a panel of potential investors dubbed "Sharks."

But for those who do get a deal, "Shark Tank" can change the trajectory of their business, turning a fledgling company into a national brand.

We asked Carolyn Baumgarten, a writer for Andrew Figgins' fan blog In the Shark Tank, to identify the show's greatest success stories based on sales after their "Shark Tank" appearances.

The following entrepreneurs took a successful pitch and maximized the potential of the Shark they partnered with through focus and determination.

Wicked Good Cupcakes

Danielle Vilagie and Tracey Noonan are a mother-daughter duo from Boston with a company that makes cupcakes in a jar. In season 4, they made a deal with Kevin O'Leary in which he invested $75,000 for royalties instead of equity. He made $1 from every cupcake sold until he made his money back, and then began receiving 50 cents per cupcake sold.

Since its appearance on the show, Wicked Good Cupcakes has expanded to a new production facility and a couple of new locations, and it is planning to bring in $3 million in sales by the end of this year, WCVB Boston reports.

Lollacup

Husband and wife entrepreneurs Mark and Hanna Lim created the Lollacup as an improvement on the standard sippy cup for toddlers. Their product is BPA-free and spill-proof, and its straw is designed to catch every last drop of a drink. In season 3, the Lims partnered with both Mark Cuban and Robert Herjavec for a $100,000 deal in exchange for 40% equity.

The Lims have brought in almost $1 million in sales, making the Lollacup the most successful children's product to come out of "Shark Tank."

Simple Sugars

Lani Lazzari was just 18 years old when she entered the tank in season 4 to pitch her skincare company Simple Sugars. She ended up making a deal with Cuban for $100,000 in return for 33% equity.

Within just 24 hours of her episode's premiere, Lazzari's sales jumped to $220,000 from $50,000, and she hit $1 million six weeks later. Today Simple Sugars products are in more than 700 retail locations and ship internationally. This year, the company has already brought in over $3 million in revenue.

The last woolly mammoth roamed the earth 4,500 years ago. He and the rest of his brethren died off after the end of the most recent ice age. 

Researchers have found woolly mammoth remains in dried up rivers and lakes across the globe, but the vast majority are simply bits and pieces of dried-out bones or fossils. Only a fewremnants have been discovered with soft tissues like skin, flesh, and organs intact. 

Scientists still don't know what ultimately drove the animals extinct.

But the discovery in 2013 of an astonishingly well-preserved carcass of a mammoth named Buttercup is leading to new insight into these ancient and amazing creatures. Buttercup is the first woolly mammoth to have been discovered with some of her blood still intact.

The fossilized carcass of Buttercup was dissected in a new Smithsonian documentary, called "How To Clone A Woolly Mammoth." The film follows the scientists as they find out more about these ancient beasts than ever before. The one-hour special premieres Saturday, Nov. 29, at 8 p.m. ET on the Smithsonian channel.

The team of experts are also talking about resurrecting these incredible creatures — a hugely controversial idea. Read on to learn more about Buttercup, why her body was so well-preserved, and what scientists hope to do with the remains.

When a group of scientists heard rumors that the remains of a long-extinct mammal had been unearthed from the frozen ground on an island in northern Siberia, they rushed to the scene to see for themselves.

Source: Smithsonian's "How To Clone A Woolly Mammoth."

Yet as they arrived, the only evidence scientists found of an ancient beast lurking somewhere beneath the ground were parts of two giant tusks poking out of the icy Earth.

Source: Smithsonian's "How To Clone A Woolly Mammoth."

Over the next three days, as the ice surrounding the carcass slowly began to thaw, the scientists realized what an exciting find they had come across. The surprisingly well-preserved bones, muscles, teeth, and even some blood told the story of a woolly mammoth, a gargantuan beast that roamed the frosty tundra some 40,000 years ago.

Source: Smithsonian's "How To Clone A Woolly Mammoth."

No job and no degree? Don't fret. There are plenty of great opportunities out there.

CareerBuilder recently partnered with Economic Modeling Specialists Intl. (EMSI) to compile a list of the hottest jobs for 2015 that don't require a college degree.

The list features professions for which the number of jobs companies post each month significantly outpaces the number of people they actually hire — showing where companies are most hungry for talent.

"While the job market is growing stronger, employment hasn't necessarily returned to pre-recession levels for a number of occupations," says Rosemary Haefner, CareerBuilder's vice president of human resources. "Workers have had to explore new possibilities and reinvent their careers. This list highlights occupations that are in demand, have a wide range of pay, and are accessible for most workers."

The list was compiled using EMSI's extensive labor market database, which pulls from over 90 national and state employment resources.

CareerBuilder and EMSI looked at the average number of people hired per month in more than 700 occupations from January 2013 through August 2014 and compared that to the number of job postings for each occupation aggregated from online job sites for the same period. They also looked at growth projections, average pay for each job, and education requirements.

"Education will always benefit workers in terms of providing more opportunities and better-paying opportunities," Haefner says. "However, there are many people who don't have a college degree and who make a good living working in jobs that match their interests. Education is the preferred path, but not the only one."

Truck Driver, Heavy and Tractor-Trailer

Gap between postings and hires: 110,498

Job growth (2010 - 2014): +9%

Average annual pay: $40,940

Merchandise Displayer and Window Trimmer

Gap between postings and hires: 14,682

Job growth (2010 - 2014): +5%

Average annual pay: $29,930

Orderly

Gap between postings and hires: 5,208

Job growth (2010 - 2014): +4%

Average annual pay: $26,340

Over the course of our lives, we only get a few thousand weekends. The most successful people know better than to squander them by laying around or scrubbing the floors.

In her book, "What The Most Successful People Do On The Weekend," time management expert Laura Vanderkam outlines how to make the most of this sacred time off from your harried workweeks.

She outlines how you can take control of your weekends by planning ahead, being selective with your time, and finally indulging what you love most.

This is an update of an article written by Carolyn Cutrone.

The first step to controlling your weekends is making conscious choices.

It's so easy to plop down on the couch on a Friday night or Saturday morning and watch TV, but falling into these routines will suck away the few free hours you have. Instead of doing something by default, choose to decide how your time is spent. 

Vanderkam writes, "In a world of constant connectivity, even loafing time must be consciously chosen, because time will be filled with something whether it's consciously chosen or not — and not choosing means that the something that fills our hours will be less fulfilling than the something our remembering selves will likely wish we'd elected to do."

Make appointments for yourself, even if it's only to read a book.

Former Arkansas Governor Mike Huckabee says you need to have a plan for the weekend, setting specific hours or minutes aside for activities you want to do.Then you have to commit. 

Huckabee advises: "If you know you want to read a book, then get the book out and have it set aside and make plans to read it. Say it's going to be at 1. When that starts, get on it. Don't wait until that afternoon, then think — could I read? Or listen to some music? Or take a walk? Then you'll sit about wasting an hour of what little time you have figuring out what to do with the rest of it."

You have to be disciplined and commit to the decisions you make. 

Planning actually makes weekends happier, and unlocks a key mechanism of joy.

Vanderkam cites Harvard psychologist Daniel Gilbert's 2006 book, "Stumbling on Happiness." In it, Gilbert argues that "the greatest achievement of the human brain is its ability to imagine objects and episodes that do not exist in the realm of the real." 

Gilbert is talking about anticipation. Anticipation accounts for a huge chunk of happiness, which comes from thinking about the events we plan. Vanderkam writes, "As you look forward to something good that is about to happen, you experience some of the same joy you would in the moment. The major difference is that the joy can last much longer."

Professional economists spend lots of time mulling over government stats on the economy. Popular indicators include the consumer price index and the nonfarm payrolls report.

However, these official reports are always revised, sometimes by amounts so large we wonder why we pay attention to them at all.

Fortunately, we live in an era where massive amounts of information flows freely. And some savvy economists have flagged some seriously unorthodox indicators that reveal the truth about what's really going on in the economy.

Many of us are familiar with some of these indicators like the Big Mac Index and the lipstick indicator.

However, there are even weirder indicators like Kenyan Coca-Cola revenues, alligator populations, cheap romance novel sales, and the intensity of military recruitment ads that are arguably sound in their economic revelations.

Business Insider has compiled a list of the 54 most unusual ones. Take a look.

Eric Platt, Matthew Boesler, and Steven Perlberg contributed to an earlier version of this article.

The romance novel Indicator

The Concept: Bodice-ripping romance novels fly off the shelves during bad times.

The Proof: In 2008, the mega romance novel publisher Harlequin reported that sales were up 32% in 2008. "The publisher credits the increase to its uplifting stories that offer a haven, and to the low prices of the books relative to other entertainment. Harlequin saw a similar sales increase during the recession of the early '90s."

Bike-fatality rates

The Concept: This one's pretty gloomy: During hard times, the number of bicycle fatalities increases. Perhaps this has something to do with the fact that as the economy tanks, people try to save money on gas and switch over to bikes.

The Proof: In the UK, the Department for Transport said fatalities jumped 12% year on year as austerity measures took effect in 2011. Cycling deaths also surged 58% during the Great Depression.

The MaMa index

The Concept: The MaMa Index is a unique economic indicator in the Thai market, which suggests that Thai instant noodles are such an integral part of the economy that they reflect what's going on.

The Proof: Preeyanuch Manomathaya conducted a study on the correlation between Thai instant noodles and the Thai economy. During the peak economics recession, when the Thai economy shrunk by 4%, there was a record drop in instant-noodle sales. And, in 2009, Thai President Foods PCL saw the first drop in sales of instant noodles for the first time in 38 years. 

If your New Year's resolution is to land a new gig, you may want to consider one of CareerBuilder's top 10 jobs for 2015.

CareerBuilder partnered with Economic Modeling Specialists Intl. (EMSI) to compile its new list of the hottest jobs, which is based on supply and demand.

It features professions for which the number of jobs companies post each month significantly outpaces the number of people they actually hire — showing where companies are most hungry for talent and how much the positions pay.

"Whether you're a seasoned worker or a college student deciding on a career path, this list provides insights on where employers are hurting for talent and where they may be more willing to pay a premium for that talent," says Rosemary Haefner, CareerBuilder's vice president of human resources.

The list was compiled using EMSI's extensive labor market database, which pulls from over 90 national and state employment resources. CareerBuilder and EMSI looked at the average number of people hired per month in more than 700 occupations from January 2013 through August 2014 and compared that to the number of job postings for each occupation aggregated from online job sites for the same period.

They also looked at growth over the past four years, as well as median pay, for each job.

Marketing Executive

Gap between postings and hires: 22,996

Job growth (2010 - 2014): +10%

Median annual pay: $119,433

Software Developer, Applications

Gap between postings and hires: 21,084

Job growth (2010 - 2014): +15%

Median annual pay: $92,892

Registered Nurse

Gap between postings and hires: 21,084

Job growth (2010 - 2014): +15%

Median annual pay: $92,892

FactSet has released its report on the 50 largest hedge funds and their holdings during the third quarter.

These funds increased their exposure to stocks by 3.8% as the market extended its 5-year old bull run. FactSet's John Butters noted that the most popular stocks to buy were in the in the information technology sector, followed by consumer discretionary and energy sectors.

Shares of Shire PLC were the most bought in the third quarter, even as the biopharmaceutical company negotiated acquisition offers by Abbvie that eventually fell through. 

The largest funds owned stocks with a combined market value worth $790 billion. Using FactSet's data, we've compiled a list of the 50 most widely held stocks and ranked them by the dollar value held by the funds.

50. Twenty-First Century Fox, Class B, is held by 11 funds.

Sector: Consumer Discretionary

Market value held by funds (in millions): $2,483

Weight of stock in Top 50's aggregated portfolio: 0.3%

% of shares outstanding: 9.3%

Comment:"We continued our focus on driving long-term value through our planned investments in a number of our growing brands, most notably our new channels FXX, Fox Sports 1 and STAR Sports," said Chairman and CEO Rupert Murdoch in the company's first quarter earnings release.

Source: FactSet

49. Pioneer Natural Resources is held by 12 funds

Sector: Energy

Market value held by funds (in millions): $2,563

Weight of stock in Top 50's aggregated portfolio: 0.3%

% of shares outstanding: 9.1%

Comment: "Looking beyond 2014, Pioneer plans to continue to prudently develop our industry-leading position in the Spraberry/Wolfcamp," said Scott D. Sheffield, chairman and CEO, in the company's fourth quarter earnings release.

Source: FactSet

48. Danske Bank is held by 3 funds

Sector: Financials

Market value held by funds (in millions): $2,569

Weight of stock in Top 50's aggregated portfolio: 0.3%

% of shares outstanding: 9.4%

Comment: "Our overriding ambition is to maintain and developed a new C&I as a large wholesale bank with strong competences and a unique offering that benefits our customers," said CEO Thomas Borgen during the Q3 earnings call.

Source: FactSet

Do you have a dollar bill in your wallet right now? Chances are, the answer is yes.

But did you know how much work went into creating that bill? It's likely more than you ever expected.

Hundreds of hours of labor go into making a dollar bill, from the special process used to create the paper it's printed on, to the printing, analyzing, cutting, packaging, and shipping to banks.

Join the conversation about this story »

A memorable meal can define a destination and keep you salivating for years to come.

From unpretentious fried fish tacos in Baja, Mexico, to the foraged tasting menu at Copenhagen's Noma (the best restaurant in the world), we found 43 meals that are worth traversing the planet for.

Foodies will want to put these spots on their travel bucket list.

Slurp up a bowl of steaming hot Pho, a tangy beef noodle soup, in Hanoi, Vietnam.

Feast on a juicy, dry-aged steak from the famous Peter Luger Steakhouse in Brooklyn, New York.

Read more on Peter Luger >

Bite into a chewy, gooey slice of Neapolitan-style pizza in Naples, Italy.

Fall TV season is well underway. 

While a few new series are coming to air, a few have already received the ax.

If you're bored with the current crop of TV shows, we've picked ten of the best series from around the world that you really shouldn't miss.

Most are available to stream on Netflix, Hulu, or Amazon.

"Misfits" (UK)

What it's about: The dramedy follows a group of lower-class teenage felons who have been sentenced to community service. On their first day, they develop super powers after getting struck during an electrical storm.

Why you should watch: The strange, dark, risqué and hilarious world of "Misfits" has been a secret among Europeans and Australians for years airing for five seasons through 2013 making for some of the best supernatural TV since "Heroes."

The series won Best Drama Series at the BAFTA Television Awards in 2010. 

Where to watch: Hulu

Watch the trailer.

"Please Like Me" (Australia)

What it's about: The dramedy follows twenty-something Josh Thomas as he comes to the realization he's gay.

Why you should watch: Gently navigating between touching and hilarious, the Australian series is quirky and refreshingly genuine. While it only reached small audiences in Australia, the series has been critically acclaimed in America with reviews referring to it as the "best new TV comedy you've never heard of" and "one of the year's best shows." Millennial network “Pivot" picked it up for at least another two seasons.

Where to watch: Pivot TV

Watch the trailer.

"Luther" (UK)

What it's about: Gritty, dark, and hauntingly cinematic, Luther follows the investigations of Detective Chief Inspector John Luther (Idris Elba).

Why you should watch: The performance by Elba is enough reason to tune into the series. Luther is a blunt instrument consumed by his cases. His best friend for much of the series is a charmingly insane serial killer, Alice Morgan (Ruth Wilson), who he meets in the series' premiere.

The series' pacing and cinematography knows when to let periods of horror breathe without interruption. 

Where to watch:  Netflix

Watch the trailer.

"If it has to happen, then it has to happen first," writes Laura Vanderkam, time management expert and author of "What the Most Successful People Do Before Breakfast."

Those among us who have managed to find professional success and eke out a life actively embrace this philosophy. They must set aside their first hours of the day to invest in their top-priority activities before other people's priorities come rushing in.

Science supports this strategy. Vanderkam cites Florida State University psychology professor Roy Baumeister's famous finding that willpower is like a muscle that becomes fatigued from overuse. Diets, he says, come undone in the evening, just as poor self-control and lapses in decision-making often come later in the day. On the other hand, early mornings offer a fresh supply of willpower, and people tend to be more optimistic and ready to tackle challenging tasks.

So what do successful executives and entrepreneurs do when they are rested and fresh? From Vanderkam's study of morning rituals, we outline the following 12 things that the most successful people do before breakfast.

They wake up early.

Successful people know that time is a precious commodity. And while theirs is easily eaten up by phone calls, meetings, and sudden crises once they’ve gotten to the office, the morning hours are under their control. That’s why many of them rise before the sun, squeezing out as much time as they can to do with as they please.

In a poll of 20 executives cited by Vanderkam, 90% said they wake up before 6 a.m. on weekdays. PepsiCo CEO Indra Nooyi, for example, wakes at 4 a.m. and is in the office no later than 7 a.m. Meanwhile, Disney CEO Bob Iger gets up at 4:30 to read, and Square CEO Jack Dorsey is up at 5:30 to jog. 

The bottom line: Productive mornings start with early wake-up calls.

They exercise before it falls off the to-do list.

The top morning activity of the rich and powerful seems to be exercise, be it lifting weights at home or going to the gym. According to Vanderkam, Xerox CEO Ursula Burns schedules an hour-long personal training session starting at 6 a.m. twice a week; Christie's CEO Steve Murphy uses the mornings to do yoga; and Starwood Hotels CEO Frits van Paasschen runs for an hour every morning starting at 5:30.

“These are incredibly busy people,” says Vanderkam. “If they make time to exercise, it must be important.”

Beyond the fact that exercising in the morning means they can’t later run out of time, Vanderkam says a pre-breakfast workout helps reduce stress later in the day, counteracts the effects of high-fat diet, and improves sleep.

They work on a top-priority business project.

The quiet hours of the morning can be the ideal time to focus on an important work project without being interrupted. What’s more, spending time on it at the beginning of the day ensures that it gets your attention before others (kids, employees, bosses) use it all up.

Vanderkam uses the example of business strategist Debbie Moysychyn, who dealt with so many ad hoc meetings and interruptions throughout the day that she felt she couldn’t get anything done. She started thinking of the early mornings as project time, and chose a top-priority project each day to focus on. Sure enough, not a single colleague dropped in on her at 6:30 a.m. She could finally concentrate.

Finding a new job can be a long and difficult process, and it can sometimes feel as if you don't have much time for anything else.

Fortunately, you can now do your job search on the go.

We've highlighted seven super-helpful mobile apps that you can use to network, apply to jobs, and even prepare for an interview.

Here's what you need to know about them:

Coffee

What it is: Tinder for networking. You select your interests from a wide range of choices (anything from "HTML/CSS" to "skating") and then get shown a series of potential matches who are looking to meet like-minded people. When both parties opt in to communicating, you can set up a meeting for coffee or a drink.

Why you need it: It's important to be submitting résumés and applying for jobs, but oftentimes networking can be more fruitful. Even if the people you meet can't get you a job right away, they might be able to put you in touch with someone who can, or serve as a reference later on.

Available on iOS.

LinkedIn

What it is: The world's largest professional social network, with more than 300 million users. These days, your LinkedIn profile is basically your online résumé, and almost anyone who will consider you for a job will look you up on the site.

Why you need it: Use the LinkedIn mobile app to update your profile on the go, reach out to influential people in your field, and see whether any of your favorite companies are hiring. And if you have a job interview coming up, it never hurts to look up the person you're meeting with to get a sense of his or her background.

Available on Android and iOS. 

Indeed Job Search

What it is: A mobile app put out by Indeed.com, a website that aggregates job postings from thousands of websites across the internet, posting upward of 30 million new job opportunities each day. The app allows people to filter listings by keyword, company, job title, and location. You can also post your résumé for recruiters to see.

Why you need it: They say looking for a job can be a full-time job in itself, and Indeed's mobile app will help you keep an eye out for the right gig, regardless of whether you're near a computer. 

Available on Android and iOS.

Imagine escaping the confines of bureaucracy and founding your own state, where you make all the rules.

Sounds like the stuff of fantasy novels. But some people actually make it a reality by creating their own "micronations."

A micronation is a piece of land that claims to be an independent or sovereign nation, but is not recognized by world governments. They are founded for many reasons, some as protests, some to boost tourism, and some just for fun.

Reports put the number of current micronations at over 400.

Photographer Leó Delafontaine found himself fascinated by these places and began photographing them in 2012, visiting six countries and three continents to capture 12 unique micronations.

While the photographs are humorous at times, Delafontaine hopes viewers come away from the series with both "the desire to laugh and the need to think about the geopolitical, national, and cultural questions that micronations generate," he tells Business Insider.

Delafontaine shared the following images with us. You can see more on his website or purchase the book of the series, out now on Diaphane Editions.

The first micronation that Delafontaine discovered and photographed was the Principality of Sealand. Located on an abandoned WWII military platform about 8 miles off the coast of Great Britain in international waters, the micronation was first established in 1967 by Paddy Roy Bates in order to emit pirate radio broadcasts.

Prince Michael, seen below, is Paddy Roy Bates's son and took over control of Sealand in 1999. Sealand has its own flag, its own currency, and even issues passports. After an electrical fire damaged the facility in 2006, Prince Michael attempted to sell the platform for $906 million, sources say.

Finding no buyer, Sealand's government and the Bates family have decided to renovate the base and keep it for themselves, making sure the Principality lives on. It currently has a population of four.