Only 17 states in the US require that students at public high schools take a personal finance class before they graduate.

"At the end of the day, kids are not being taught the fundamentals in school. As much as we think or hope they are, it's not happening," says Gregg Murset, certified financial planner and founder of MyJobChart.com, a free tool that teaches kids about money.

That means parents are the ones that have to assume responsibility — and the earlier you start teaching money basics, the better.

"Even if they have personal finance being taught in high school, that's too late," explains Murset. "They're quasi-set in their ways by the time they're 17, so you really have to start a lot earlier."

Every kid learns at a different pace, but you can start laying the groundwork as early as five years old, Murset says.

Here are seven money lessons you can introduce to your kids as early as kindergarten. The more interactive and fun you can make it, the more they'll absorb, so we've also included strategies to help convey the basics suggested by Murset and Peggy Mangot, CEO of SparkGift, a new platform that helps parents teach kids to start investing early.

Of course, we can't guarantee they'll grow to be millionaires, but if you can hammer home these concepts from a young age, they'll be ahead of the curve.

SEE ALSO: 12 things to teach your kids about money before age 12

The concept of earning.

The earlier parents establish the concept of earning, the better, says Murset. Kids need to understand where money comes from, and that it requires a job and work ethic to get money in your wallet.

Strategy: Introduce the concept of an allowance, and give them specific jobs around the house that will earn them a bit of money each week.

Note that giving an allowance the wrong way — not having discussions about how to use the money and simply handing over a certain amount each week — can do more harm than good. Check out the most effective way to give your kids an allowance so they're actually learning about money.

Another option is to encourage them to participate in a bake sale or lemonade stand — something that requires them to put in work in exchange for earnings.

What it means to save, share, and spend.

Once your kids understand the concept of earning money, teach them the three things they can do with their earnings: save, share, and spend.

"If you can relay the concept of earning and then splitting it up — I save for the future, I share with charities or causes I care about, and I spend on things I want or need — that's powerful stuff," says Murset. "It's really personal finance 101."

Strategy: Once your kids have earned money from a bake sale or having completed jobs around the house, explain that in addition to being able to spend it, they need to save and share some.

"Open a savings account for your child," recommends Mangot. "Even a small amount ($20) is a great start. The key is to get in the practice of saving for the long-term." Then, make it a habit, she says: "Make it a monthly practice with your child to make additional deposits to their savings account so they can watch it grow."

As for sharing, help them find a charity or cause that interests them and pick a day each month to donate. 

When it comes to spending, take them to the store with you so they can see what $5 or $10 can buy — let them know that they don't have to spend it right away and that waiting will mean more savings in the future, but let them make the final decision.

How debit and credit cards work.

The concept of debit and credit cards are more difficult than ever for kids to grasp, explains Murset: "We used to be able to pull out our purse or wallet and there would be a wad of money. Now, it's always a card or phone — something invisible — which makes it even more difficult to teach kids about money."

It's important for them to understand that the swipe of a card means money is being removed from an account, Murset says.

Strategy: When you're checking out at the store with your debit or credit card, let them help you enter your PIN number and use it as a chance to explain how the card works. You can also show them the different cards you have and explain how using one card — the debit — will take money out from an account right away, while the credit card will send a bill at the end of the month.

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With stocks on their wildest ride in a while, the volatility may worry some investors into dumping or at least not buying stocks. 

UBS, however, thinks now is an opportunity to snap up some potential winners while they're down.

In a note to clients earlier this week, UBS strategist Julian Emanuel said that companies holding lots of cash on hand are morely likely to weather the diffculties.

"Cash enables canny corporate managers to be convex to volatility, raising the value of that cash, particularly should the Fed begin raising rates," said Emanuel. "Nowhere is this effect more noticeable than in the Health Care, Technology and Financial sectors, which have hefty warchests."

For his stock screen, Emanuel applies the "Rule of 15" : companies that have 15% of their assets in cash, whose stock has declined at least 15% since their highest point in 2015 and have a 15% or more upside based on UBS analysts' price targets. This yielded 22 stocks.

We have compiled the 7 stocks with more than 35% potential upside, and we include the percentages for the other "Rule of 15" categories.

SEE ALSO: Here's the No. 1 mistake investors can make right now

EMC Corp

Ticker: EMC

Industry: Information Technology

Price as of Wednesday close: $24.18

Decline from YTD high: 24.0%

Percentage of assets in cash: 18.1%

Upside to UBS price target: 36.7%

Executive Comments: "To help ensure we improve our performance, we are going to execute on our growth strategy, reduce our cost base and take additional steps to manage the trends in our traditional storage business. We are implementing significant actions in each company and across the Federation to drive greater operating leverage, additional synergies and increased customer relevance," said CEO Joe Tucci.

Source: UBS

Celgene Corp

Ticker: CELG

Industry: Healthcare

Price as of Wednesday open: $119.23

Decline from YTD high: 18.9%

Percentage of assets in cash: 43.5%

Upside to UBS price target: 38.4%

Executive Comments: "We've also made excellent progress advancing the potential of our portfolio. In the first half of the year, we achieved six approvals in major markets for our key products. We're only beginning to see the returns from these regulatory actions," said CEO Bob Hugin.

Source: UBS

Intuit Inc.

Ticker: INTU

Industry: Information Technology

Price as of Wednesday open: $83.29

Decline from YTD high: 26.1%

Percentage of assets in cash: 34.2%

Upside to UBS price target: 46.5%

Executive Comments: "Looking beyond the current period results, we are playing from a position of strength. We’re fully committed to winning in the cloud, and we’re focusing our attention and investments on assets that accelerate our ability to deliver our two strategic goals, first, to be the operating system behind small business success, and second, to do the nations’ taxes," said CEO Brad Smith.

Source: UBS

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Apple just sent out press invitations for its annual fall iPhone event, which will take place on September 9.

Though the limelight is often reserved for new iPhones, it might be shared this time with a new Apple TV.

The last time we saw a new Apple TV was way back in 2012, so we're expecting a lot of rather monumental changes.

Here are some of the most plausible rumors about the next Apple TV upgrade.

It'll have a new sleeker, thinner design.

John Paczkowski of BuzzFeed reports that the new Apple TV design will be "more polished." That could mean that it'll have a sleeker look, with a potentially thinner profile. 

This is entirely likely, especially when we consider the size difference between the first Apple TV and the current model, which is a lot smaller and sleeker.

It might come with a new remote with a touchpad.

Back in May of this year, Brian X. Chen of The New York Times reported that the new Apple TV might come with a new remote with a touchpad that would give you a similar way to navigate around the Apple TV as the touchpad on a laptop.  

The report suggested that the new remote will still have the two main buttons for the play/pause and menu functions, but that it would be slightly thicker than the current remote. 

It might have Siri for voice commands.

Apple's iPhone event invite looks like it could be dropping hints about the new Apple TV.

This helps fortify the BuzzFeed report and several rumors before it suggested that Siri could also be included.

Siri on the new Apple TV may allow you to navigate around the user interface using your voice. For example, you could command the Apple TV to go to the Netflix app without touching the remote. 

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For the last month or so, I've been running an ongoing experiment: Seeing how long I can use Windows 10 (and only Windows 10) before I give up and go back to my Mac. 

So far, so good. 

Here are the apps, tools, and utilities I've found to be most useful in making the Mac-to-Windows transition just a little easier.

It's worth noting that most of these are actually Windows 7 or 8 apps that run just fine in Windows 10 — Microsoft's Windows Store still hasn't really taken off. 

And if you have suggestions for any Windows apps that do the job better than what I'm listing here, send them to me. This is an ongoing experiment.

SEE ALSO: There's one glaring flaw in Microsoft's Windows 10 strategy

Pushbullet: Install Pushbullet on your smartphone (including iPhones) and your computer, and you can send files and text snippets across devices lickety-split. It's not quite as quick as Apple's Airdrop, but it works.

Get Pushbullet free here.

Google Chrome: I tried to love Microsoft Edge, the new, superfast browser included in Windows 10. But for all its many strengths, I kept having weird issues running web apps (like Business Insider's own backend), plus it doesn't support browser extensions yet. And, as an added bonus, Google Chrome already remembered all my passwords, making the cross-operating system switch a little easier.

Get Google Chrome here.

Apple iTunes: Windows 10 comes with a "Phone Companion" that lets you at least see how much memory you're using on your iPhone. But iTunes is still the best (and only official) way to manage an iPhone on a PC (even if it hasn't gotten an upgrade that makes it nice, shiny, and touch-sensitive in Windows 10).

Grab iTunes for Windows here.

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Food is undoubtedly a huge part of any trip.

But for some people, food is the only reason for the trip. 

From a Puerto Rican highway famous for its pork to an Italian forest filled with white truffles, we've found some of the most epic foodie trails and destinations around the world.

SEE ALSO: The 25 best cities for foodies around the world

FOLLOW US: BI Travel is on Twitter!

Spain's jamón is the stuff of legend — it wasn't even available in the US until 2007. The iconic cured ham, the most expensive ham in the world, is cut from an Iberian pig's hind leg and also known as pata negra, black hoof. According to Spain's food laws, jamón ibérico must be made from black Iberian pigs, though pigs may be crossbred as long as they're at least half ibérico. The ham will then be labeled according to the percentage of the pigs' Iberian heritage. These special pigs live mostly in western and southwestern Spain, and some parts of Portugal, and are in many cases fed a pretty strict diet of acorns to ensure the best flavor. This jamón is the primary export of the Andalusian village of Jabugo (its main square is even called La plaza del Jamón), and is said to be be the world's best, making Jabugo the Holy Grail of ham.

La Ruta del Lechón in Puerto Rico is literally a highway lined with strip mall-like shacks. While not exactly scenic, it just might be hog heaven. Pork Highway, as it's known, is a stretch of road around 45 minutes from San Juan, packed with lechoneras selling the island's unofficial national dish: Lechón asado, crispy skinned, spit-roasted whole suckling pig. Nowhere does it better than Route 184 to Guavate, in the Sierra de Cayey mountains, where you can essentially pick the exact piece you want simply by pointing at the roasting pork. Eaten with other local dishes like arroz, pasteles, and morcilla, and to the tunes of local bands, eating here is as much a culinary experience as it is a cultural one.

Tokyo's Tsukiji market just might be world's most famous fish market. It's certainly the world's busiest, as around 2,000 tons of fish change hands here daily. It's worth a trip simply to see enormous fish thrown around like footballs, as well as the famous 5am tuna trade. Afterwards, grab a bite to eat at the onsite market, which has hundreds of food stalls and restaurants. For a sushi-for-breakfast adventure, visit Sushi Dai, which is right near the market and thus serves some of the freshest rolls in town. Or, you could head to Sukiyabashi Jiro, the three Michelin-starred sushi joint of Jiro Dreams of Sushi fame, said to be one of the best sushi restaurants in the world.

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Your first paycheck is an exciting and motivating thing — it gives you the sense of accomplishment and fuels your drive to succeed. How you spend your paycheck is an entirely different matter.

But have you ever wondered how some of the world’s richest people spent their first paychecks? Read on to find out what Warren Buffett, Mark Cuban and other successful millionaires spent their first paychecks on.

SEE ALSO: 6 things 'Shark Tank' investor Kevin O'Leary says you should do with your money

1. Warren Buffett: his first stock

Investor extraordinaire Warren Buffett got an earlier start on his wealth than most. He had already bought his first stock by 11 years old, and he was a newspaper delivery boy who was able to make $175 a month.

Buffett's net worth is an estimated $67.3 billion, according to Forbes, placing him among the three richest people in the world.

2. Mark Wahlberg: A Mercedes

Early on in Mark Wahlberg’s entertainment career, he splurged on a new car. “I spent it all on the Mercedes Benz — and didn’t have money for registration, insurance or gas,” he said, according to MadameNoire.com. 

After gaining success in the music, film, and food industries, he is worth a cool $225 million, according to CelebrityNetWorth. And, the actor came in at No.10 on Forbes' list of the world's highest-paid actors of 2015.

3. Mark Cuban: a pair of basketball shoes

Mark Cuban, billionaire owner of the Dallas Mavericks, started making money at age 12 by selling garbage bags door-to-door. He wanted a pair of basketball shoes, but his father told him that if he wanted them he’d have to make money and buy them himself, according to DaveRamsey.com.

The young Cuban did just that and never quite slowed down. He is now worth an estimated $3 billion.

The successor to the iPhone 6 is due to release in September.

In recent weeks and months, we've learnt much more about the upcoming iPhone's rumored new features.

We've compiled a list of everything we know about the next iPhone.

Here's what (we think) we know so far.

It will probably look identical to the iPhone 6.

Leaked photos of the alleged "iPhone 6s'" shell were obtained by 9to5Mac. They show that the next iPhone is probably going to look the same as the iPhone 6. 

Every "S" model of Apple's iPhones have been physically identical to its non-S predecessors, so the accuracy this leak is entirely likely.

There will be two different sizes again.

After apparent discussions with Apple's suppliers, The Wall Street Journal reported that the next iPhone will be available in the same 4.7-inch and 5.5-inch variations that are currently available.

There might be a pink edition ...

The same Wall Street Journal report claims that Apple's supposed suppliers said there would be a pink option for the iPhone's aluminum casing. 

These pictures from a Chinese social media network make it look more pink than it does “rose gold,” and these pictures could easily be faked. Still, it’s in the rumor mill.

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Men have needs, you know? I won’t get into most of them now, but when it comes to going on vacation, we often travel with items that are a little difficult to pack, from suits to size 12 shoes.

And the reality is that while most guys will make do with any old suitcase (or that tattered duffel bag from college), carry-on luggage isn’t always designed with the traveling man’s needs in mind.

Here are a few general factors to consider when shopping around for a masculine and man-friendly carry-on:

Men’s Shoes are Big and Clunky: Whether you’re packing running shoes or chunky boots, not all bags are big enough to accommodate your size 11s.

Simplicity Goes a Long Way: Guys run the gamut, but it’s fair to say that most of us both care about organization and often pack at the last minute. So a bag with plenty of pockets for cramming and ad hoc organization is key.

It’s OK to Care About Style: Lots of guys claim to prioritize function over form, but it’s possible to have both, so why not? Get something that looks good and that you’ll be excited to see it with each new trip.

Not All Luggage is Designed for Tall People: If you’re 6 feet tall or more, be warned that some extendable handles may not come up to a comfortable height for you. Test drive your luggage if possible, or check the return policy before you order.

Fortunately, several companies sell carry-on bags with innovative guy-friendly features. Here are a few we think should be on every man’s radar.

SEE ALSO: 26 tips to help you survive a long haul flight

DON'T FORGET: Follow Business Insider's Lifestyle page on Facebook!

If You Take Shoes Seriously: The Shrine Sneaker Duffel

With two large dedicated shoe compartments, the Shrine Sneaker Duffel boasts plenty of space for dress shoes, boots, or sneakers.

Best of all, the compartments are sealed off from the main area, meaning your shoes and clothes won’t mix. Other features include a mesh pocket perfect for chargers and other small items, a small watch pocket, and an exterior pocket for your passport and travel documents.

If You’re Tall: The North Face Overhead

The great all-around North Face Overhead comes with numerous features men will find handy. First off, one of our testers (a 6’4” gentleman) noted that the longer handle meant he didn’t have to hunch over to steer it through the airport.

The Overhead accommodates a 15-inch laptop in a built-in padded sleeve along with sturdy, lightweight construction and durable custom wheels.

If You say “Ciao” Every Time You Board a Plane: Vespa Fairing Trolley Suitcase

Italian style plus rugged construction? I mean, I guess that sounds good if, you know, you don’t mind being mistaken for a GQ model next time you’re in O’Hare.

The Vespa Fairing Trolley Suitcasealso features a lightweight plastic construction and a built-in TSA-approved lock, plus internal compartments to keep your gear organized.

LeBron James has sold his Miami estate for $13.4 million, ESPN's Darren Rovell reports.

That's $4.4 million more than he bought it for when he joined the Miami Heat in 2010.

It was originally priced at $17 million when it went on the market last October. It was later reduced to $15 million, and sold for $13.4 million.

The mansion was listed by Opulence International Realty, which called the it "the most opulent estate in Miami."

It has an infinity pool that overlooks Biscayne Bay, a maze of terraces, a movie room, and a massive master suite. The photos make it look incredible.

The outdoor space is the best part.

The concrete dock has room for two 60-foot yachts.

The infinity pool overlooks Biscayne Bay.

I normally use my living room almost exclusively for watching Netflix and eating takeout.

But this week, it was turned into a dentist's office thanks to the Manhattan Whitening Company, an on-demand teeth whitening service. 

Founded by Dr. Eric Novison, the Manhattan Whitening Company offers same treatment you could get at a traditional dentist's office. MWC's $600 per treatment price tag is comparable too, Dr. Novison told Tech Insider. 

The company launched in July, and its client list includes stars like Aviva Drescher and Jill Zarin from "The Real Housewives of New York City."

If you're in the New York City area, you can order up a treatment on the MWC website and Dr. Novison or one of his associates will whiten your teeth anywhere that is convenient for you, even a living room in a tiny New York apartment. 

Keep reading to find out what it's like to have your teeth whitened using MWC's on-demand service. 

Meet Dr. Eric Novison, the founder of the Manhattan Whitening Company. Here he is unpacking his equipment after arriving in my apartment.

Dr. Novison brought the same tools and equipment you might have seen in your dentist's office.

He even brought a reclining chair, complete with an iPod and speakers so I could play D.J. during my treatment.

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Yolanda Dominguez is a visual artist from Madrid, Spain, who focuses on creating social situations and inviting viewers to be part of it.

Dominguez's work aims to bring more awareness to social issues, particularly with regard to women's rights and inequality. 

Her most recent project exposes the vastly different ways that men and women are portrayed in high fashion photography. 

The images she chose for the project show female models in their typical high fashion scenarios, and male models in theirs. As you'll notice, the difference is drastic. 

Instead asking adults to respond to the photos, she recorded a group of 8-year-olds reacting to images from Prada, Louis Vuitton, and other fashion powerhouses.

Keep scrolling for their blunt but astute commentary. 

SEE ALSO: Men are facing a huge double standard in the fashion industry

The premise of Dominguez's experiment is simple: children are shown a fashion editorial image and asked to describe what they see. This woman struck them as "scared,""poor,""drunk,""in need of a first aid kit," or "sick." Said one child, "I'd ask my mom how we could help her so she could be in a shelter for a while and not out in the streets."

These two boys said they'd try and help the Vogue magazine models pictured get to a doctor.

Here's how two girls described the inset photo here: the woman on the right has been crying; all of them have been fighting; and the woman on the bottom left has passed out.

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Instagram just announced a new, long awaited feature that is definitely worth Instagramming about.

The popular app for photography is now allowing users to post full horizontal and vertical images. Previously, only square-formatted images were permitted. This game-changing update has several of the app's talented photographers already posting big, bold, and beautiful images.

Keep scrolling to see some of our favorite finds.

SEE ALSO: A Tibetan monk is communicating with the world through his stunning Instagram feed

A photo of the tallest building on earth— the Burj Khalifa— in honor of @Instagram now allowing non-square photos. This is so exciting! (Update your app if you haven't already! Let me know if it's working for you. And let me know if you posted a cool vertical or landscape photo I should check out!)

A photo posted by Branden Harvey (@brandenharvey) on Aug 27, 2015 at 10:20am PDT

So excited about the new feature on @instagram. I'm now able to share the full image without missing the Autoras!

A photo posted by Daniel Taipale (@dansmoe) on Aug 27, 2015 at 12:37pm PDT

A fantastic update means we can now post portrait & landscape! @instagram You little beauties! Here's a latergram from Kerala that didn't really work as a square.

A photo posted by ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀MATT PIKE (@mattpike) on Aug 27, 2015 at 10:31am PDT

NOW WATCH: There is a secret US government airline that flies out of commercial airports

The US economy is rolling along. 

In a note to clients following the market close on Thursday, Deutsche Bank economist Torsten Sløk, who has been notably bullish on the US economy over the last year, circulated a chart showing that when you look at R&D spending trends, the economy appears solid. 

Sløk writes that the, "US expansion continues and R&D growth in the US is on a steady uptrend and at levels last seen in 2006 and in the late 1990s. Combined with GDP and jobless today and durable goods and consumer confidence earlier this week, this doesn't look like a slowing economy to me."

SEE ALSO: There are 2 big problems with blaming China for the stock market sell-off

R&D spending is at the peaks seen during recent economic cycles.

While GDP growth is stable.

Initial jobless claims remain near post-crisis lows.

NOW WATCH: RED EVERYWHERE: It’s a global market meltdown

Apple is known for having fun with the invitations to its big media events. It's at these events that the huge tech company lifts the curtain on new products like the next iPhone and Apple Watch.

The next Apple event is happening September 9, and the tagline on the invitation is "Hey Siri, give us a hint." It could hints at voice controls coming to a redesigned Apple TV, but we won't know for sure until that day.

Apple is also expected to announce refreshed versions of its iPhones, which likely will be called the iPhone 6S and iPhone 6S Plus.

While we wait until September 9, let's take a look back at some of Apple's playful invites over the years — and what they turned out to really mean.

This was a pretty appropriate tease for the iPod nano in 2005, with a throwback reference to the original iPod announcement in 2001.

This teaser was fitting given at this event in 2006 Steve Jobs introduced the first iPod with video capability, movies in the iTunes Store, and gave a sneak peak at the "iTV," which was later renamed the Apple TV.

The first iPhone event in 2007 had a pretty grandiose tease. It turned out to be appropriate for a product that not only transformed Apple, but the tech world in general.

NOW WATCH: It's harder than you think

There's a new "Pac-Man" game and it's out of control. OUT OF CONTROL. You are not ready for the thrill that is "Pac-Man 256." It's endless "Pac-Man!" On your phone! For free!

See? You're probably sitting there in shock, not sure what to do with yourself. Do I rush to download the game on my mobile device? Yes. Yes you do. And it's free! So you have no excuse.

If you're not already sold, you can head below for more arguments. And if you are already sold, you can head below for a bunch of totally sweet GIFs. Either way, really.

You remember "Crossy Road?" It's "Frogger," but it's not called "Frogger," and it's on your phone? It's an endless runner in the style of "Frogger," basically. And it's awesome. "Pac-Man 256" is that same concept, by the same developer, applied to "Pac-Man." Really!

The top image is "Crossy Road." The bottom image is "Pac-Man 256." They share a pixelated art style among many, many other things. Both games are made by the same developer: Hipster Whale.

It's got the traditional "Pac-Man" gameplay that you've come to expect over the years:

RAW Embed

It has the same fruits you're used to eating for the same score multipliers that they've always imbued:

RAW Embed

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Open a cold car door and get shocked, rub a balloon on someone's hair to make it stand up, or run for cover during a lightning storm — we've all had our run-ins with nature's strange electrical powers.

Those displays are familiar, but a whole host of other, weirder electrical phenomena occur, specifically in Earth's atmosphere — including a recent event astronauts photographed from space.

We started looking into other rare or unheard-of light shows that occur in the air around us, and we were surprised by what we found.

Scroll down to see some of the planet's more elusive and mysterious electric, atmospheric phenomena.

1. Sprites

Sprites are giant electrical discharges that "spark" high above storm clouds. They happen regularly but are rarely photographed, since they are so fleeting and giant clouds usually block our view.

Source

Sprites are red because they excite nitrogen in the atmosphere. Astronaut Scott Kelly snapped a photo of this sprite from the International Space Station in August.

Source

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Ten years ago, Hurricane Katrina devastated New Orleans and other parts of the Gulf Coast. It wasn't the first storm to hit the Crescent City, but the failures of the city's protection systems were so dramatic that engineers have revamped the way they prepare for natural disasters.

That's essential, especially since New Orleans faces even greater risks in the future. 

Most of the city is already below sea level, protected by an unreliable system of levees.

Flood risk will grow more severe as rising sea levels and sinking coastal land produce a local increase of at least four feet by the end of the century. And then there's the inevitable increase in major storm surges caused by extreme weather events.

We've created a guide to the crises ahead and the city's best hope for survival.

More than 50% of New Orleans is already below sea level. The only things keeping the city safe are levees and flood walls.

But sea levels are projected to rise by around 4.5 feet this century as global warming causes water to expand and land ice to melt.

Sea levels are rising faster in Louisiana than almost anywhere else due to rapid sinking of marshy coastal land (orange shows land that disappeared between 1937 and 2000).

Cheese Posties is a London-based startup that claims to be the "world's first grilled cheese subscription." The company offers dozens of different combinations of gourmet cheese toasties — like mascarpone and biscuit butter, Gruyere and caramelized onion, and goat cheese and pesto — to chomp on each week.

For £3.99 (around $6) a pop, Cheese Posties sends all the cheese, bread, condiments, and other ingredients to your door in a package that snugly fits through the letterbox. Inside each package is a surprise toastie — based on preferences you type in at your registration (whether you have any allergies, or prefer sweet to savory, for example.)

All you need to do when your delivery arrives is butter the bread, pop your creation into the provided toastie bag, and then cook it in your toaster.

Cheese Posties' Kickstarter campaign was supported by 308 backers, raising £3,809 ($5,862) — way over the company's original £2,000 ($3,077) crowdfunding target.

Cofounders Dave Rotheroe and Danny Jennings plan to send out the first Cheese Posties from their factory in Essex to customers anywhere in the UK next month. But before they could get the show on the road, they needed to test their cheesy concoctions out with volunteers.

I valiantly stepped forward to give them a hand.

SEE ALSO: ManServants lets you rent a man for $125 an hour to wait on you hand and foot — here's what it's like to use

The brains behind Cheese Posties are Brits Danny Jennings, left, and Dave Rotheroe. Jennings has a background in logistics, while Rotheroe was an IT contractor who left his day job earlier this year to form another subscription food company.

Rotheroe launched "Lick My Dip," a subscription hot-sauce startup back in March. It's a similar deal to Cheese Posties: For £12.49 ($19) a month, the company delivers a box of spicy treats, such as pepper sauces, rubs, and piri piri biltong.

While the idea of delivery snack boxes and cook-at-home meal boxes is nothing new, sending grilled cheese is a surprisingly difficult logistical feat. Jennings says: "It's easier to coordinate the movement of oil rigs around the world than it is to master sending a cheese sandwich in the post."

Friday, August 28, marks the 10-year anniversary of the costliest natural disaster in US history. 

Hurricane Katrina leveled entire neighborhoods, destroyed livelihoods, and brought thousands of lives to an abrupt end across the Gulf Coast.

Even with the $81 billion in property damage, there is also ample opportunity for growth. Towns rebuild, relationships strengthen.

Keep scrolling to see the transformation for yourself.

Ten years ago on Friday, Hurricane Katrina arrived on the Gulf Coast.

The storm tore through 90,000 square miles of land in New Orleans and Mississippi, an expanse of land larger than the entire state of Minnesota.

It left nothing but destruction and loss in its wake. The best estimates suggest 1,833 people died and 124,000 more lost their jobs.

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Google — and its new parent company, Alphabet — love their engineers.

So it's not much of a surprise that engineers top the list of Google's highest-paying positions. 

But there's a lot more to running Google than just programming. And Google is willing to pay top dollar for the best candidates, regardless of the field, according to annual salary data we pulled from Glassdoor.

Salary data on Glassdoor is an average based on anonymous reports that were voluntarily shared by both current and recent employees. 

Note: All figures refer to base salaries and do not include bonuses. Salaries also vary based on experience. We also didn't include some redundant or mislabeled entries on the list.

This is an update of a post originally written by Karyne Levy and Matt Lynley. 

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20. Staff hardware engineer

Salary: $183,948

As Google moves to build more stuff like the new OnHub router, Nexus phones and tablets, and other hardware goodies, it needs to pay a competitive salary to attract the best. 

19. Technical program manager IV

Salary: $188,229

Google’s technical program managers are tasked with ushering projects through their entire life cycle, which includes managing project schedules, identifying any risks involved, and communicating project goals to stakeholders.

18.Corporate counsel

Salary: $189,262

Corporate counsels are lawyers who usually advise companies on legal matters in and out of the courtroom.