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12 apps you need to plan the perfect wedding

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breach wedding

Planning a wedding can be one of the most stressful, fun, exhilarating, and hair-pulling experiences you'll ever go through.

The months leading up to your big day involve juggling all kinds of responsibilities, and the actual event has its own special set of logistics to work through.

Luckily, there are some great apps and hacks you can use to make planning your wedding a little easier.

The first app you should download is WeddingHappy. It will change your life.

Think of it like your ultimate wedding checklist. Plug in your ceremony date, and the app will break down all the tasks you need to have completed, from booking a photographer to buying a cake, with estimated dates you should plan on completing them by.

Cost: Free

Available on:iPhone



Get your toned wed bod with Sworkit.

Your wedding is the perfect motivation to get you in shape. The best fitness app for most people is Sworkit, which combines aerobic, strength, resistance, and flexibility workouts in a friendly interface.

Cost: Free (In-app purchase removes ads, lets you save multiple custom workouts)

Available on:iPhone, Android



Make your wedding's website with Squarespace and you'll save a lot of time.

Squarespace is a great website building tool for people who don't know how to code HTML and all of the technical skills required to make a site from scratch.

There are plenty of platforms out there to choose from, like Wordpress, but Squarespace has a lot of gorgeous themes designed for weddings. You can also customize a theme easily to make new pages and tweak the design to give it more of a unique look.

Cost: $8 per month for hosting with a free trial

Squarespace.com



See the rest of the story at Business Insider

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The world's 16 best cities for design

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Beijing China design

Eleven years ago UNESCO launched the Creative Cities Network to recognize cities around the world whose creativity has an impact on their social, economic, and political development.

Of the seven creative fields that name over 69 cities in the network, we've decided to take a look at the cities where design takes center stage. 

From incredible architecture in Bilbao, Spain, to international art and culture festivals in Kobe, Japan, these 16 cities are dedicated to the advancement of creativity through design.

SEE ALSO: Take a tour of the hottest new neighborhood in Berlin

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Beijing, China is recognized as China's cultural capital. With 119 design colleges and more than 30 Creative Cluster Areas throughout the city, Beijing has a sharp focus on creative economy. As home to the newly built Nairobi Innovation & Design Research Center, the city has set out to enhance women's employment in the design sector through more than 270 creativity workshops.



Berlin, Germany, is home to more than 5,000 design students that belong to five arts universities. Projekt Zukunft has had a key role in promoting the creative economy of Berlin through developing networks, implementing innovative projects, and building platforms for cultural exchanges. Design Mai, The Berlin Photography Festival, and Walk of Fashion are cornerstones of Berlin's burgeoning design scene.



Bilbao, Spain's architecture, industrial and interior design, new technologies, fashion, audio-visual, video games, and crafts industries all belong to the Bilbao Bizkaia Design and Creativity Council (BiDC), a 150-member body that fosters design and creativity through projects, initiatives, and exhibitions. Creativity has led this city in northern Spain to new heights as it continues a decades-long economic and community transformation.



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5 clues that Apple is working on something big

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Apple VR headset PatentMove over Facebook and Google. There’s mounting evidence that Apple is also getting into augmented reality.

On Monday, Piper Jaffray's analyst Gene Munster cited in a research note a few other signs that the iPhone maker may have plans to dive into the space.

Augmented reality (AR) is the concept that puts digital images on top of real-word images. Some believe AR and virtual reality (VR) could represent the next step in personal computing after mobile devices likes smartphones and tablets.

In fact, it could be the final form of computing because it essentially eliminates the need to use devices with screens. You'd just need to wear a special set of glasses that adapt with software to show you whatever you need.

Here's a look at five signs that indicate Apple will make moves in the AR/VR sooner than later. 

Apple is buying VR related companies

Earlier this year, Apple acquired the German company Metaio, which developed augmented reality technologies.

9to5 Mac has reported that the company may be planning to use the tech for an augmented reality feature in its Map App. Users would be able to hold up their iPhone or iPad in the Maps app and point it to a location to get a virtual overlay of information about that venue. 

 

 

 



It's securing patents

In February, the tech giant won a patent for a head mounted display that would incorporate placing another “portable electronic device,” like an iPhone, into the headset for viewing. The company originally filed for it in September 2008. 

Munster points out that with Apple’s purchase of Metaio it now has 171 worldwide patents tied to augmented reality, ranking it as 11th place for AR and head mounted display patents.



Apple acquired the 3D sensing company that helped Microsoft

Back in 2013, Apple bought an Israeli company called PrimeSense, which develops 3D sensing tech. The company is known for licensing its chip technology and hardware design to Microsoft for use in its Kinect motion-sensing system for the Xbox 360.



See the rest of the story at Business Insider

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13 surprising ways your name affects your success

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david beckham

What's in a name? Potentially your future.

A host of research shows just how much your name can affect your lifetime success, from your hireability to your spending habits.

We took a look at the research and have highlighted some of the surprising findings below.

Maggie Zhang contributed to an earlier version of this article.

SEE ALSO: Science says parents of successful kids have these 9 things in common

If your name is easy to pronounce, people will favor you more.

In a New York University study, researchers found that people with easier-to-pronounce names often have higher-status positions at work. One of the psychologists, Adam Alter, explains to Wired, "When we can process a piece of information more easily, when it's easier to comprehend, we come to like it more." In a further study, Alter also found that companies with simpler names and ticker symbols tended to perform better in the stock market. 



If your name is common, you are more likely to be hired.

In a Marquette University study, the researchers found evidence to suggest that names that were viewed as the least unique were more likable. People with common names were more likely to be hired, and those with rare names were least likely to be hired. That means that the Jameses, Marys, Johns, and Patricias of the world are in luck.



Uncommon names are associated with juvenile delinquency.

A 2009 study at Shippensburg University suggested that there's a strong relationship between the popularity of one's first name and juvenile criminal behavior. Researchers found that, regardless of race, young people with unpopular names were more likely to engage in criminal activity. The findings obviously don't show that the unusual names caused the behavior, but merely show a link between the two things. And the researchers have some theories about their findings. "Adolescents with unpopular names may be more prone to crime because they are treated differently by their peers, making it more difficult for them to form relationships," they write in a statement from the journal's publisher. "Juveniles with unpopular names may also act out because they ... dislike their names."



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8 classic Wes Craven movies you have to watch now

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Wes Craven Frederick M. Brown Getty

With the sudden passing of filmmaker Wes Craven on Sunday evening due to brain cancer, movie fans have lost one of the masters of the horror genre.

Thankfully Craven, who was 76, left behind some incredible works that pushed the boundaries of what could be done in scary movies.

His best work ranges from a movie about a demon who invades our nightmares to a serial killer who was obsessed with horror movies. 

SEE ALSO: "Scream" producer reveals 3 things to expect from MTV's new reboot

"The Last House On The Left" (1972)

Craven's debut feature film would become an instant classic. Following two teenage girls who are taken to the woods and tortured by psychotic thugs, the film was a box office hit. But due to the film's gore, it was banned in several countries, only giving Craven more cred in the horror film community.



"The Hills Have Eyes" (1977)

Craven pushed the envelope further with "The Hills Have Eyes" and ended up getting an X rating on the film along with cult status. We watch a family vacation to the Nevada desert turn horrific when they come across a group of savages. The movie would launch actor Michael Berryman into a horror film icon. 



"Swamp Thing" (1982)

With this adaptation of the DC Comic character, Craven shifted a little closer to mainstream moviemaking. But the film's low-budget feel still gives it an edge that can be enjoyed by horror traditionalists and fanboys alike.



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Remembering Princess Diana: 30 iconic photos of the Princess of Wales

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princess diana child

August 31 marks the 18th anniversary of the car crash that killed Diana, princess of Wales and the "Queen of People's Hearts."

The year of her death, 1997, was highlighted by trips to Angola and Bosnia in her high-profile campaign against land mines and Mediterranean holidays with her sons and companion, Emad Mohamed "Dodi" Al-Fayed.

Eighteen years after her death, Princess Diana is remembered for her compassion and commitment to her causes. These photos display her endless supply of charm and generosity.

Lady Diana Spencer as a toddler on the Norfolk, England, property where she grew up. Her parents divorced when she was young, and her father, an earl, won custody.



Riding in style at the Park House in 1962. Her family rented the property, owned by Queen Elizabeth II, and arranged occasional playdates with Princes Albert and Edward when Diana was young.



She kept a Shetland pony, Souffle, at her mother's Scotland home.



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25 photos of luxurious private islands you can rent for your next vacation

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Great Exuma Villa

If you're planning a tropical getaway with a large group, it may make sense to find a beach house to rent. 

If you can afford the upgrade, however, a private island makes for an infinitely more luxurious vacation. 

Our friends at vacation rental site HomeAway helped us curate a list of five private islands you can rent right now.

From a Bahamian island where you can dine on white sandy beaches to a cottage for two in the Virgin Islands, these islands beat an ordinary beach house any day. 

SEE ALSO: Here's the $11 million private island 'Shark Tank' star Barbara Corcoran is rumored to be buying

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Renting at $124,000 a night, Calivigny Island in Grenada has 25 suites and cottages that can accommodate up to 30 people.

Click here for the listing »



French-inspired furnishings fill the elaborate residences, and each of the 15 bedrooms is equipped with a king-sized bed.

Click here for the listing »



There's plenty of living space, like this room with a hot tub, plus an air-conditioned gym and a wine cellar.

Click here for the listing »



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Comedian Tracy Morgan just bought this $14 million New Jersey mansion to share with his new wife

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Tracey Morgan House

Tracy Morgan just took another step on his long road to recovery.

He just purchased a new mansion in Alpine, New Jersey — a small town along the Hudson River across from New York — for $13.9 million.

He will share it with his new wife, Megan Wollover, who he married this August.

Dennis M McCormack of Prominent Properties handled the listing.

SEE ALSO: The 15 most expensive houses for sale in America

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Here's the impressive façade of Morgan's newly bought New Jersey mansion.



The grandeur continues as you enter the foyer, which is enormous, and features meticulous detailing on the walls and ceilings.



A room this big demands two chandeliers.



See the rest of the story at Business Insider

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If these 12 YouTube and Vine stars were elected president, here's who they say would be VP

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Oprah WinfreyYouTube and Vine celebrities are known for the wacky ways they entertain their viewers, so we decided to put their creative minds to the test. 

We asked a crew of popular YouTuber and Vine stars (like Us the Duo and Brittany Furlan) to answer the following question:  "If you were president, who would be your VP?"

Their answers included celebrities, family members, and even a few animals. 

Here are the top picks for vice president from 12 of our favorite YouTube and Vine personalities. 

YouTube prankster Jack Vale would choose another funny guy, Jerry Seinfeld, to be his VP.

"Jerry Seinfeld. We need a different type of humor in the white house and Jerry has a good outlook on life so why not," Vale told Tech Insider of his pick.

Check out Vale's YouTube channel here.



Best known for his work in "Epic Rap Battles," Peter Shukoff would team up with Oprah Winfrey.

For Shukoff, this would be an easy decision. "Oprah. Duh." he told TI. 

Check out Shukoff's YouTube channel here



Vine musicians "Us the Duo" would also want to team up with the legendary television show host.

"We'd have to go with Oprah," the couple explained. 

Check them out Vine here



See the rest of the story at Business Insider

21 brilliant pieces of advice for Burning Man rookies from the festival's most hardcore attendees

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burning man

Each year, thousands of people flock to Nevada to celebrate the annual Burning Man Festival, a weeklong celebration of art, philosophy, education, and social enterprise held in the Black Rock Desert.

Everything from sweltering days and frosty nights to dust storms and even chemical burns await those who do not do their homework before setting out for Black Rock, or "the Playa" as it's known by Burners. 

Though you won't find any WiFi at the festival, the internet is a great resource to plan your adventure. From the official Burning Man Survival Guide to dozens of blogs and Reddit threads, veteran Burners are eager to help newcomers. 

Without their guidance, you might end up a "Sparkle Pony," a term reserved for people who show up completely unprepared for the festival. 

Think you could handle a week at Burning Man? Keep reading to learn everything you'll need to know to spend an exciting week in the desert. 

1. Water — gallons of it

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No water is provided for you on the Playa, so you'll be responsible for bringing your own. Given the heat on the Playa and the elevation in Nevada, the Burning Man Survival Guide recommends one and a half gallons of water per person per day.



2. A cup

To help with staying hydrated, always have a drinking cup handy. "Even if it's only a short walk to the porta-potty you never know how hard it can be to find your way back home,"explains another Redditor

 

 

 



3. A photo ID

 

"Photocopy your ID and stick it to the side of the cup with some nice wide clear tape,"recommends this innovative Redditor. This way, you'll always have it with you. 



See the rest of the story at Business Insider

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A San Francisco home that comes with its own Tesla charging station just sold for $9.9 million

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tesla house

After multiple price chops in more than a year on the market, a Mediterranean-style mansion in San Francisco's Telegraph Hill neighborhood has finally sold for $9.98 million, according to Curbed SF.

It first listed for $16 million in May 2014, property records show. The price dropped to $14.89 million in October, then to $13 million in February before falling even further to $11 million in May. 

With lots of Italian-inspired art throughout, the house is beautiful, but its detached garage and motor court is what makes it truly unique.

According to the listing, it comes with its very own Tesla charging station, though there's no word on whether the car is part of the package. 

Hopefully the new owner already has a Tesla. 

SEE ALSO: Netflix exec Ted Sarandos is selling his $9.3 million storybook mansion in Beverly Hills

The Villa de Martini sits on a triple-wide lot on the top of Telegraph Hill.



It dates back to 1929 and was reportedly the first building in the city to be built using concrete.



Here's a look at the detached garage, where you'll find a Tesla charging station already built in.



See the rest of the story at Business Insider

A San Francisco home that comes with its own Tesla charging station just sold for $9.9 million

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tesla house

After multiple price chops in more than a year on the market, a Mediterranean-style mansion in San Francisco's Telegraph Hill neighborhood has finally sold for $9.98 million, according to Curbed SF.

It first listed for $16 million in May 2014, property records show. The price dropped to $14.89 million in October, then to $13 million in February before falling even further to $11 million in May. 

With lots of Italian-inspired art throughout, the house is beautiful, but its detached garage and motor court is what makes it truly unique.

According to the listing, it comes with its very own Tesla charging station, though there's no word on whether the car is part of the package. 

Hopefully the new owner already has a Tesla. 

SEE ALSO: Netflix exec Ted Sarandos is selling his $9.3 million storybook mansion in Beverly Hills

The Villa de Martini sits on a triple-wide lot on the top of Telegraph Hill.



It dates back to 1929 and was reportedly the first building in the city to be built using concrete.



Here's a look at the detached garage, where you'll find a Tesla charging station already built in.



See the rest of the story at Business Insider

6 MBA students share their top tips for making the most of business school

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unc business school

Thousands of students are starting their first day of business school over the next few weeks, beginning the arduous journey to an MBA.

Every b-school has its own unique curriculum and culture, but there are common experiences that all students go through.

Alex Dea, who graduated from the University of North Carolina at Chapel Hill's Kenan-Flagler Business School in 2015, shared with us a collection of the best advice for new students he gathered from fellow MBAs and second-year students. Dea runs the site MBASchooled, a resource for business school students, applicants, and alumni.

Here's what they recommend for surviving the often overwhelming first semester and then making the most of your remaining time at school.

SEE ALSO: 7 things everyone should know before starting business school

Take the "three pillar" approach.

In your undergraduate years, you may have made a mistake of neglecting your classwork to party on a weeknight or overwork yourself with an internship. Things are a bit different in business school.

Ben Thayer, Kenan-Flagler MBA '16, says that business school isn't about studying 24/7 in a classroom or library, and that comes with its own challenges. He developed what he calls a "three-pillar approach" to categorizing his responsibilities: academic (reports and tests), social (clubs and fun events), and career (interviewing with job recruiters). "You have to build up each pillar to succeed," he says.

Thayer believes it's necessary to constantly be conscious of giving each pillar equal importance, and that you learn to balance sacrifices you may make in one area with those you make in the other two.



Prioritize with the understanding that it's impossible to give everything your best effort.

Jill Gramolini, New York University Stern School of Business MBA '16, says she felt prepared for a rigorous schedule because she had already spent four years as a consultant at Deloitte. She needed to learn to accept, however, that at business school it's not possible to achieve every one of your goals.

"Prioritize, because as much as I wanted to do it all, I learned I couldn't," she says.

She determined in her first semester that she wanted to enter the retail industry after graduating, and so settled on using her first year networking and learning about the industry through Luxury and Retail Club events and a part-time internship. Because Stern doesn't disclose grades to potential employers, Gramolini decided to make the most of her time by learning as much as she could without worrying about getting perfect grades.

 



Give yourself a break.

Regardless of their professional or educational background, most students feel some degree of anxiety or go through moments of self-doubt. There is also a tendency for students to become so busy that they spend two years within a business school bubble.

You need to learn to relax, says Philip Blackett, Harvard Business School MBA '16. "Keep things in perspective: Don't have a heart attack before you graduate," he says.

When things start to feel out of your control, remind yourself that you wouldn't be on campus if you didn't have the ability to succeed. Set aside time in your week to de-stress through your desired method, whether that's working out, attending a yoga class, or grabbing a few beers with friends. Blackett says that it's tremendously helpful to spend at least some of this time with friends you make at school, since they'll understand what you're going through better than anyone.



See the rest of the story at Business Insider

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These crazy photos show how fast China is building megacities

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chinese construction worker

If all goes to plan, in 11 years China will have 250 million people — equivalent to the entire population of Indonesia — into its burgeoning megacities.

The move is massive, and so are the stakes involved.

China unveiled the plan in 2014 as the “National New-type Urbanization Plan (2014-2020)”. The goal was to make China even more urban, so that it could finally make and sell its own goods instead of relying on shipping clothes and electronics overseas to make money. 

But that kind of migration requires building highways, bridges, and rail lines — and destroying homes or entire neighborhoods. 

China has launched a project too big to turn its back on. The only direction is forward.

 

Henan province, China, 1867. Already at 363 million people, the country was poised for a boom.



Within a century, China started to export hundreds of billions worth of electronics goods and manufacturing equipment. Shanghai's budding financial district is seen below.



As early as 1991, however, the Chinese government began envisioning a cleaned-up urban environment. The demolition of the Walled City in Hong Kong displaced 30,000 people so the government could build a park.



See the rest of the story at Business Insider

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The 15 best cruise ships in the world

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9. Wind SpiritSummer is high cruise season, but not just any ship will do.

Here are the ships that Condé Nast Traveler readers gave the highest scores.

 

SEE ALSO: Step inside one of the world's most luxurious river cruise ships

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15. National Geographic Explorer

Overall Rating: 87.103

Line: Lindblad Expeditions - National Geographic

Passengers: 148 



14. Nieuw Amsterdam

Overall Rating: 87.615

Line: Holland America

Passengers: 2,106

 



13. River Splendor

Overall Rating: 87.987

Line: Vantage

Passengers: 176



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I tried the buzzy San Francisco restaurant where ‘robots’ serve you quinoa and it blew my mind

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eatsa robot restaurant san francisco thumbnail 2975

I just had a dining experience straight out of "The Jetsons."

Futuristic fast-food chain Eatsa opened today near San Francisco’s Embarcadero Center. The vegetarian restaurant, which specializes in quinoa bowls that cost about $7, uses technology to automate the ordering and pick-up processes.

Customers can dine in or out without interacting with a single human. Yes, it's a little scary.

Eatsa is backed by techie David Friedberg, who sold his big-data weather-prediction startup The Climate Corporation for about $1 billion in 2013.

For those expecting Rosie, the Jetson family's robot maid, to roll out from behind the kitchen doors and deliver a quinoa bowl to your table — prepare to be disappointed. There are some smoke and mirrors at play.

But still, Eatsa is worth a visit for the sheer awe of its automation and quality of its food.

I arrived at Eatsa, located near San Francisco's bustling Embarcadero, shortly before noon, and there was already a line out the door.



Almost immediately, the illusion was shattered. A very human employee greeted me and my coworker Jillian to introduce us to the restaurant's app.



It was very intuitive. The menu is split into quinoa bowls, sides, and beverages. There's a build-your-own bowl option for folks with specific tastes.



See the rest of the story at Business Insider

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FANTASY FOOTBALL RANKINGS: Here's the expert consensus on the top-50 players

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leveon bell

With Week 1 of the NFL less than two weeks away, we're fast approaching fantasy football draft season. With so many sites, experts, and draft strategies, it can be difficult to know who you should actually pick, and when. 

To help you, we looked at 10 different fantasy football experts' top 50 picks and averaged where each player ranked. What's clear is that wide receivers are more important than ever — as the league makes strides to better protect quarterbacks and receivers, they're primed to rack up more points than ever.

And yet, the consensus top-five picks are all running backs.

The experts we surveyed: Matthew Barry (ESPN), Tristan H. Cockcroft (ESPN), Field Yates (ESPN), Andy Behrens (YAHOO! Sports), Scott Pianowski (YAHOO! Sports), Sablich Brothers (NYT), Jamey Eisenberg (CBS Sports), Dave Richard (CBS Sports), Justin Boone (The Score), and Michael Beller (SI).

Happy Drafting!

1. Le'Veon Bell — RB, Pittsburgh Steelers

Average Rank: 2.7



2. Adrian Peterson — RB, Minnesota Vikings

Average Rank: 2.7



3. Eddie Lacy — RB, Green Bay Packers

Average Rank: 3.1



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Amazon's crazy new crystal dome headquarters is under construction — here's what it will look like when it's finished

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Amazon is building a new headquarters in Seattle. The company scrapped original plans for a rectangular design and replaced it with three connected domes.

The structure's design inspiration comes from buildings all over the world, including a zoo in Germany and gardens in Singapore. It will be tall enough to accommodate fully-grown trees inside. 

The domes could take more than six years to build and the headquarters would take up 3.3 million square feet, but construction has finally begun. 

Here is what it looks like now:

 

But look below to see how gorgeous it will look when finished — renderings were put together by NBBJ.

 

Here's what the proposed Amazon dome headquarters will look like when it's finished.



And an aerial view of the surrounding Seattle buildings.



Here's the headquarters that was previously proposed and approved.



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10 photos show the quiet beauty of train stations when they're completely empty

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NF_Munich_subway_0005For 16 years, Nick Frank served as an art and creative director in advertising.

It wasn’t until late 2013 that he switched his career path to become a professional architecture and landscape photographer.

Frank's graphic design background, combined with his fascination of symmetrical elements, led him to a lifelong project exploring and documenting Europe's many beautiful train stations. A Munich native, Frank started in his hometown.

His fascination with the subway system comes from the simple idea that they "connect us all."

"No matter what kind of person you are — rich or poor, student or businessman — we are using those trains to get to work or to our loved ones,” Frank told Business Insider.

Keep scrolling for a peek at more of Frank's mesmerizing work.

SEE ALSO: These cameras in a Japanese train station can tell if you're too drunk to ride

Frank's ideal time to photograph a station is on a Sunday morning, around 5:30 a.m., before people begin to flood the space.



Shooting the stations while they're empty puts the focus on the architecture. “People would distract the viewer from the core element of the image," he says. "[I try] to reduce my images until the essence of what I want to show becomes visible."



He chooses his locations mostly by online research.



See the rest of the story at Business Insider

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The 9 smartest things to do with your money in your 20s

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happy girl smiling laughing

Your 20s come with a bunch of firsts: your first apartment, first job, and of course, your first consistent paycheck.

While it can be tempting to start spending your newly earned money in all the same places, that may not be the best option for your financial future.

We spoke to Jonathan Meaney, a certified financial planner and wealth manager at Carter Financial, about the smartest things 20-somethings who are just starting out their careers can do with their money.

Consider these important purchases and investments before hitting the town or shopping on Fifth Avenue:

SEE ALSO: The 9 worst money mistakes to make in your 20s

1. Pay off student debt.

In 2013, a full 70% of college students graduated with debt, averaging $30,000 in student loans.

Student loan debt in particular is often blamed for preventing young people from buying homes and growing their wealth, so the sooner you can start living debt-free, the better.

If you have debt, it's usually in your best interest to pay more than your minimum payment, thereby reducing the length of your loan and the amount you pay in interest. If you aren't sure where to start, consider the advice from 13 real people who paid off thousands.



2. Enroll in your company's 401(k) plan.

"Pay yourself first," says Meaney. "It's one of the smartest pieces of advice you can get." This means, first and foremost, contribute to your 401(k) if your employer offers one, and take full advantage of your company's 401(k) match program — which is essentially free money — if it has one.

Also, get in the habit of upping your contribution on a consistent basis — just 0.5% of an increase can make a difference — either once a year or every time you get a raise. Check online to see if you can set up "auto-increase," which will automatically increase your contributions every year.



3. Contribute to a Roth IRA.

Another retirement account worth investing in is a Roth IRA, says Meaney. Contributions to this type of fund are taxed when they're made, so you can withdraw the contributions and earnings tax-free once you reach age 59 1/2.

There's an income cap ($116,000 a year or less for individuals; $183,000 or less for married couples filing jointly), so they're particularly well-suited to younger people.

"Typically, when you're starting off in the workforce, you have an income level that would not disqualify you from doing a Roth IRA, which is a very attractive retirement savings vehicle," explains Meaney.



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