With Ferrari's multi-billion dollar IPO just around the corner, fans of the prancing horse will finally have a chance to own their piece of the legendary sports car maker without having to pony up a few hundred thousand dollars. 

But for many, there's no substitute to the raw power and emotion of a living, breathing Ferrari. Since the company launched its road car business in 1947, it's reputation has grown from that of a respected racing team to a creator of automotive legends. 

In fact, the company has managed to maintain a waiting list for many of its models without engaging in any forms of traditional advertising. 

Ferrari's parent company, Fiat Chrysler Automobiles, is offering more than 17 million shares of stock with the value of the Maranello, Italy-based automaker expected to approach $10 billion. 

Other the years, Ferrari has been responsible for a long line of fast, powerful, and evocative sports cars and supercars. Anyone who has ever encountered a Ferrari has his or her personal favorite. However, there certain select group of cars from the company's past and present that hold a special place in Ferrari's history books. Which is why Business Insider compiled a list of the 10 most important Ferrari's in company history.

These are the Ferraris that made a difference.

SEE ALSO: The McLaren 650S is the high-tech supercar that you just can't stop looking at

Auto Avio Construzione 815: Although the 815 doesn't carry the Ferrari name, the road racer is the product of Auto Avio Construzione — a company Enzo Ferrari set up in 1939. Ferrari launched AAC just one week after leaving Alfa Romeo as its head of racing.

AAC built two 815 cars in 1940, which were prohibited from carrying the Ferrari name due to a non-compete agreement between the Enzo and his previous employers. The agreement prohibited Ferrari from using his name in relation to races or race cars for at least four years.

Ferrari 125S: Launched in 1947, the 125 was the first car to carry the Ferrari name.

Steve Spurrier shocked the college football world this week when he announced that he was stepping down as the head football coach at the University of South Carolina, effective immediately.

While the football world lost one of their great coaches, we all lost one of the sports' more entertaining personalities, unless of course your school was on the receiving end of one of his sarcastic jabs.

Through the years, it seemed like none of his schools' rivals were safe from Spurrier's comments. Here ten of the best, as collected by the Denver Post, SB Nation, and Lost Letterman.

Spurrier once had fun at the expense of Auburn's education.

The University of Tennessee was a common target for Coach Spurrier.

Even Peyton Manning wasn't safe from Spurrier's jabs.

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Chances are you'll never get to go to Niger. I never thought I'd get to go there either.

It's landlocked and mostly desert. The only non-African cities that offer direct flights are Paris and Istanbul. The desert northeast used to get tourists who wanted to see the sand-dune oceans and oases of the central Sahara, but security concerns related to Libya and Niger have wiped out most voluntary travel.

I went to Niger as part of an International Reporting Project fellowship. I never would have traveled there without a professional reason for going. But the country's mix of peoples, cultures, topography, and wildlife made me wonder what else I might be missing on a planet that's too vast, and too diverse, to see in whole.

The world is full of Nigers: Places that you might not really think about, but that are entrancing and utterly fascinating all the same. Just being able to see one of them was an incredible experience.

Armin Rosen reported from Niger on a fellowship from the International Reporting Project.

SEE ALSO: Here's how people make ends meet in one of the poorest places in the world

The country gets its name from the Niger River, which flows past Niamey, the capital ...

... but the Niger only flows for a few hundred miles in Niger, along the country's southwestern edge. The rest of it is dry savannah ...

... or desert that's as sandy, flat, and desolate as the ocean floor.

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Dr. Seuss' political leanings are well known — the writer was a liberal Democrat who opposed fascism in the 1940s and President Nixon in the 1970s. The movie of his book "The Lorax" is a fairly unsubtle pro-environment allegory.

Less well celebrated are Theodor Seuss Geisel's early advertising and political cartoons from the 1920s through the 1940s, which had a racist streak.

In the ads (from the collection of the library of the University of California at San Diego), black people are presented as savages, living in the tropics, dressed in grass skirts. Arabs are portrayed as camel-riding nomads or sultans.

The images reveal that one of America's most original artist-authors had the same views of nonwhites as many of his contemporaries.

More optimistically, Seuss later changed his mind and began drawing cartoons that criticised people with prejudiced ideas. Here's a look at that journey, as seen in images that never featured in his children's books.

Warning: Readers may find the following images offensive or upsetting.

Seuss inveighed against the Japanese in his political cartoons during World War II; he drew them bucktoothed with squinty eyes.

This was an ad for Flit, a brand of insect repellent.

Many of these drawings are from the collection of the Springfield Library and Museums Association.

Student-loan debt in the US continues to skyrocket. And at $1.2 trillion, it now exceeds car loans and credit-card debt figures.

Between 2001 and 2012, the average sticker price for tuition rose 46%, according to a report by the Federal Reserve Bank of New York, which adjusted its figure for inflation.

Now more than ever, it seems that college students must think carefully about choosing college majors that ensure their future earning power.

With that in mind, The Center on Education and the Workforce published a report called "The Economic Value of College Majors," that used Census Data to analyze wages for 137 college majors. The report has the median earnings for a bachelor's degree broken out by state.

Here is the most lucrative college major in every state along with the average salary. 

SEE ALSO: The 20 most powerful Harvard graduates alive

Alabama: Electrical Engineering — $98,000

Alaska: Business Management and Administration — $65,000

Arizona: Electrical Engineering — $91,000

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It is a critical time for the global economy.

On the one hand, countries are seeing higher unemployment and lower growth. On the other hand, some economists believe we might be on the edge of the "fourth industrial revolution," with new developments and new ways of consuming.

"Whether economies get trapped in the new normal or harvest the benefits of the latest innovations for their societies will crucially depend on their levels of competitiveness," writes Richard Samas of the World Economic Forum.

With that in mind, the World Economic Forum's founder, Klaus Schwab, and Columbia University professor Xavier Sala-i-Martin put together its 2015-2016 Global Competitiveness report, ranking the competitiveness of 140 countries.

Countries were ranked according to the "12 pillars of competitiveness," such as infrastructure and innovation.

We put together a list of the top 33 most competitive countries in the world, including various scores. Each number represents the country's rank in the world out of 140.

33. Spain

How Spain holds up in basic requirements:
Institutions: 65
Infrastructure: 10
Macroeconomic environment: 116
Health and primary education: 32

Its standout factors: Infrastructure (10) and market size (15)

The most problematic factor for doing business: Access to financing

Source: World Economic Forum

32. Thailand

How Thailand holds up in basic requirements:
Institutions: 82
Infrastructure: 44
Macroeconomic environment: 27
Health and primary education: 67

Its standout factors: Market size (18) and macroeconomic development (27)

The most problematic factor for doing business: Government instability and coups

Source: World Economic Forum

31. Czech Republic

How Czech Republic holds up in basic requirements:
Institutions: 57
Infrastructure: 41
Macroeconomic environment: 21
Health and primary education: 27

Its standout factors: Macroeconomic environment (21) and financial-market development (24)

The most problematic factor for doing business: Inefficient government bureaucracy

Source: World Economic Forum

Imagine this: You're traveling around the world, staying a month at a time in new and exciting cities, all without watching your bank account dwindle down to nothing.

That dream might seem too good to be true years ago, but with the growing popularity of working remotely and advances in budget travel options, it has never been easier.

Australian app developer David McKinney, for example, converted his van into a mobile office complete with electricity and internet.

With a certain set of apps and services, and a little imagination, more people are finding ways to live out their traveling fantasies without breaking the bank.

These 17 apps can help you find work while on a beach in Thailand, and get you a room for the night for free. They can help you find the cheapest travel between two locations and connect you with locals who will show you around the city.

Remote OK helps you find lucrative remote jobs anywhere in the world.

Remote OK is a daily aggregator of remote jobs that is especially useful for those in the tech industry. You can find jobs in web development, design, and also non-tech jobs — though these are admittedly not the focus.

Tech jobs are becoming one of the most easily-outsourced sectors, and Remote OK can be a goldmine for a tech worker looking to tour the world while staying afloat financially.

Price: Free (Web)

Couchsurfing lets you pay absolutely nothing to find a place to sleep.

Couchsurfing is the ultimate lodging tool for anyone on a shoestring budget. The app connects people who want to crash on someone’s couch — or spare room — with someone willing to host them for free.

Gifts are appreciated, but no money ever changes hands. The worldwide community has over 10 million members and functions on the goodwill of its users. If you've never tried it, it is a remarkable feat that this type of community is possible.

Price: Free (iOS, Android, Web)

Airbnb can find you affordable housing — even up in the trees.

Airbnb has become an international phenomenon and is swiftly replacing hotels for many travelers. The company has 600,000 listings in over 34,000 cities and is often more affordable than hotels of similar quality — though without the room service.

Depending on your luck, your host might also be willing to share tips like the best places to get public Wi-Fi. And you can even stay in creative abodes like tree houses or yurts.

Price: Free (iOS, Android, Web)

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Budweiser owner AB InBev said Tuesday morning that it had reached an "agreement in principle" with SABMiller on one of the biggest mergers in history.

The deal will value SABMiller at £44 ($67.62) a share, or around £71.2 billion ($109.4 billion).

Data provider Dealogic values the deal at $122 billion, including debt, which would make it the third biggest deal by size in history.

Business Insider compiled what are currently the 9 biggest deals in history, based on rankings by Dealogic.

9. Royal Dutch Shell — BG Group

How much?$81.5 billion

In April 2015, the oil and gas company Royal Dutch Shell bought the British oil and gas BG Group in a deal totaling> $81.5 billion.

According to Forbes' world's biggest public companies list, Royal Dutch Shell is the 14th biggest public company in the world and has a $195.4 billion market value as of May 2015. The company is headquartered in The Hague, Netherlands.

Sources: Dealogic, Forbes

8. Exxon — Mobil

How much?$85.6 billion

In December 1998, the American oil and gas company Exxon and the American oil and gas company Mobil merged after signing an agreement to form ExxonMobil.

According to Forbes' world's biggest public companies list, ExxonMobil is the 7th biggest public company in the world and has a $357.1 billion market value as of May 2015. The company is headquartered in Irving, Texas.

Sources: Dealogic, Forbes

7. Royal Bank of Scotland Group — ABN AMRO Holding

How much?$95.6 billion

In April 2007, the British banking and insurance holding company Royal Bank of Scotland Group bought the Dutch bank ABN AMRO in a deal totaling $95.6 billion.

According to Forbes' world's biggest public companies list, RBS is the 430th biggest public company in the world and has a $60.2 billion market value as of May 2015. The company is headquartered in Edinburgh, Scotland.

Sources: Dealogic, Forbes

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Your life is busy. Work/life balance is a challenge. You feel like you’re spreading yourself so thin that you’re starting to disappear.

Most of us feel that way. But not all of us. The most organized people don’t.

As NYT bestselling author and neuroscientist Daniel J. Levitin explains, the VIP’s he’s met don’t seem scattered and frantic.

They’re calm, cool and “in the moment”, not juggling nine things and worried about being done by 7PM.

It’s not hard to figure out why: they have help — aides and assistants to take care of these things so the VIP can be “in the moment.”

Via "The Organized Mind: Thinking Straight in the Age of Information Overload":

In the course of my work as a scientific researcher, I’ve had the chance to meet governors, cabinet members, music celebrities, and the heads of Fortune 500 companies. Their skills and accomplishments vary, but as a group, one thing is remarkably constant.

I’ve repeatedly been struck by how liberating it is for them not to have to worry about whether there is someplace else they need to be, or someone else they need to be talking to. They take their time, make eye contact, relax, and are really there with whomever they’re talking to. They don’t have to worry if there is someone more important they should be talking to at that moment because their staff — their external attentional filters — have already determined for them that this is the best way they should be using their time.

Must be nice since you and I have to multitask and cut things short to try and get everything done, stressing the whole time.

But here’s the thing: You can be like that too. And it doesn’t require a staff of 10.

So who is your assistant? You are. Then who’s the VIP? You are. (Yes, I am actively encouraging you to develop a split personality.)

With enough planning ahead of time, you can make sure you’re as calm and organized as the president of the United States.

(For more on what the most productive people do, click here.)

We just need to get a few systems in place ahead of time. What’s the first step?

SEE ALSO: 6 signs you aren't cut out to be an entrepreneur

1. The VIP’s brain is empty. And that’s a good thing.

The president of the United States is not desperately trying to remember his to-do list.

He has outsourced to his staff all the things that come next so he can focus 100% on what’s in front of him.

No, you don’t have a group of aides but there’s still a key principle you can use: Get it out of your head.

Via "The Organized Mind: Thinking Straight in the Age of Information Overload":

Shift the burden of organizing from our brains to the external world … Writing them down gets them out of your head, clearing your brain of the clutter that is interfering with being able to focus on what you want to focus on.

Everything you’re worried about, every to-do, every concern gets written down in one place.

One. Not scattered across a notepad at home, your iPad in the office, your email inbox, sticky notes on your monitor, and your unreliable memory.

That scattering makes you wonder if you’ve forgotten something — and research shows it produces anxiety.

So get it out of your head and on one list. Afterwards, "Getting Things Done" author David Allen says break it up into 4 categories:

1. Do it
2. Delegate it
3. Defer it
4. Drop it

Once you have those 4 lists you know what you actually need to do and it’s all in one place. Just having that list is a big step toward VIP cool.

Why does this work? There’s some neuroscience behind it. Writing things down deactivates “rehearsal loops.”

Via "The Organized Mind: Thinking Straight in the Age of Information Overload":

When we have something on our minds that is important — especially a To Do item — we’re afraid we’ll forget it, so our brain rehearses it, tossing it around and around in circles in something that cognitive psychologists actually refer to as the rehearsal loop, a network of brain regions that ties together the frontal cortex just behind your eyeballs and the hippocampus in the center of your brain …

The problem is that it works too well, keeping items in rehearsal until we attend to them. Writing them down gives both implicit and explicit permission to the rehearsal loop to let them go, to relax its neural circuits so that we can focus on something else.

Research shows that when you leave things unfinished and worry, it actually makes you stupid. Solution? Write it all down.

(For more on how the great geniuses of history leverage notebooks, click here.)

So you got all the to-do’s out of your brain and onto a list. You know what can be delegated, deferred and dropped — and what you actually need to do.

Now how do you get through the day like a calm VIP?

2. “Mr. President, your next meeting is about to begin”

The President of the United States doesn’t check his watch. He’s scheduled down to the minute and aides tell him when it’s time to go.

You may not have assistants but any smartphone has alarms and reminders.

Via "The Organized Mind: Thinking Straight in the Age of Information Overload":

Time management also requires structuring your future with reminders. That is, one of the secrets to managing time in the present is to anticipate future needs so that you’re not left scrambling and playing catch-up all the time.

Ironically, your phone probably interrupts you with unimportant texts, emails, and status updates — but not about the key priorities for your day.

Few of us have our calendar so organized ahead of time that we can let it dictate all our actions moment to moment.

What’s the key? Alarms don’t work with to-do lists.

As Cal Newport recommends, assign every to-do a block of time on your calendar. Then can you gauge how much you can actually get done:

Scheduling forces you to confront the reality of how much time you actually have and how long things will take. Now that you look at the whole picture you’re able to get something productive out of every free hour you have in your workday. You not only squeeze more work in but you’re able to put work into places where you can do it best.

You’re less like to procrastinate when an activity has an assigned block of time, because the decision was already made.

And once it has a time block, you can be the VIP. Alarms allows your mind to be calm knowing you’ll be reminded about the next thing.

(For more on the schedule successful people follow every day, click here.)

I know what some of you are thinking: But I get interrupted. I get distracted.

But there’s a way to deal with interruptions — even if you don’t have a Secret Service detail to keep people out of your office.

3. Set up filters

Every morning the president gets a top secret document with everything he needs to know from the agencies beneath him.

What’s key isn’t what the document contains, it’s what it doesn’t contain: 50 status updates, 100 tweets, 10 cat pictures and 1,000 unimportant emails.

He can focus on what matters because he isn’t distracted by what doesn’t. Meanwhile, you probably feel overwhelmed by information.

Via "The Organized Mind: Thinking Straight in the Age of Information Overload":

Today, our attentional filters easily become overwhelmed. Successful people — or people who can afford it — employ layers of people whose job it is to narrow the attentional filter. That is, corporate heads, political leaders, spoiled movie stars, and others whose time and attention are especially valuable have a staff of people around them who are effectively extensions of their own brains, replicating and refining the functions of the prefrontal cortex’s attentional filter.

“I have information overload!” you scream. But as technology visionary Clay Shirky says, “It’s not information overload; it’s filter failure.”

Your attention is limited and valuable. You need less information. You need good filters.

Via "The Organized Mind: Thinking Straight in the Age of Information Overload":

Our brains do have the ability to process the information we take in, but at a cost: We can have trouble separating the trivial from the important, and all this information processing makes us tired. Neurons are living cells with a metabolism; they need oxygen and glucose to survive and when they’ve been working hard, we experience fatigue …

A good low-tech solution is to hide for part of the day. I’m as serious as a heart attack. Go where people cannot reach you and get solid work done.

That’s not an option for everyone. I get it. No problem. But people who feel technology has left them overloaded with information are using it wrong.

Use technology like a DVR to time-shift your communications. People should reach you when you want them to, not when they want to.

Handle all communications in specified “batches“: a set time when you check email, voicemail, etc.

Some people say, “I can’t do that.” But you probably can more than you think, especially early and late in the day.

Maybe your boss wants you ridiculously responsive. Fine. Setup an email filter so only the boss’s emails get through immediately.

Via "The Organized Mind: Thinking Straight in the Age of Information Overload":

… you can set up e-mail filters in most e-mail programs and phones, designating certain people whose mail you want to get through to you right away, while other mail just accumulates in your inbox until you have time to deal with it.

And for people who really can’t be away from e-mail, another effective trick is to set up a special, private e-mail account and give that address only to those few people who need to be able to reach you right away, and check your other accounts only at designated times.

(For more on how to achieve work/life balance, click here.)

So you’ve got reminders and filters and you’re not running around worried anymore.

But when you sit down to work you realize there is still just too much to do. How can you keep calm when there are so many decisions to make?

Our 20s fly by before we know it, and we want to make sure we did the decade justice.

Did we worry about the right things? Are we where we should be now?

The best way to prepare for those questions and answer them to the best of our abilities, is to make sure spend time on what really matters and what may help us in the future.

We took a look at a Quora thread that had great advice for people in their 20s who may be wondering what some of the important things to invest time in may be, and here is what we found.

SEE ALSO: 5 ways to improve your relationships, backed by neuroscience research

Network.

If you form a solid mainstay of people, you are exposed to more opportunities and potential for success in both your career and in your personal life.

Build bridges, because you never know when you might be looking to cross them.

As Karan Jaiswani put it, "the 20s are all about utilizing your today and structuring your future."

Read. A lot.

There is nothing more productive than taking the time to read. Read whatever you can get your hands on — current news, nonfiction, fiction, career advice, self-help books — anything!

The more you know and understand about people around you, yourself and the world, the more easily and successfully you can navigate those very things.

"This will keep your mind stimulated and open to ideas. You will get a number of ideas for each author that you can implement in your life. You will also get opinions from across the globe,"Rizwan Aseem says.

Take care of your body.

Making time at night to wash your face, exercise, and remembering to apply (and reapply) sunscreen may not be on the top of your priority list, but it should be.

General health care is something that, later in life, you will be glad you considered in your 20s.

As Aseem points out, "No matter what you do in your life, you will do it in your body. You cannot replace it, get a new one, or trade it in. This is your body and you will live in it."

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Air pollution already kills 3.3 million people a year.

And that number could double by 2050.

The most harmful pollutant to human health is called PM 2.5, short for particle matter that's less than 2.5 microns in diameter. It's found in soot, smoke, and dust and lodges in the lungs causing long-term health problems like asthma and chronic lung disease.

PM 2.5 starts to become a health problem when there is more than 35.5 micrograms of PM 2.5 per cubic meter (written like 35.5 µg/m3) of air, according to the Environmental Protection Agency. But the World Health Organizations recommends that PM 2.5 shouldn't even exceed 10 µg/m3.

The most polluted cities on Earth have anywhere from 9 to 15 times that amount – based on information from the WHO – and you might be surprised which make the top 10 list. Check them out:

CHECK OUT: China's air is so bad breathing it is like smoking 40 cigarettes a day in some areas

READ NEXT: Before-and-after photos of China's air show just how terrible its air pollution is

10. Lucknow, India - 96 µg/m3 of PM 2.5

Lucknow, a city in northern India, starts off the top 10 cities with the worst air pollution levels list. It still significantly has a high average air pollution level that falls into the "unhealthy" category. Vehicle emissions are a major factor in Lucknow's air pollution problem.

9. Ahmedabad, India - 100 µg/m3 of PM 2.5

India's western city Ahmedabad gets its air pollution in part from the major construction happening in the city.

8. Khorramabad, Iran - 102 µg/m3 of PM 2.5

Khorramabad, a city in western Iran, had the country's highest air pollution levels. One of the most populous cities in Iran, Khorramabad is an agriculture hub, which likely contributes to its air pollution problems.  

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Revlon revealed its latest ambassador, Alejandra Espinoza, a Mexican TV host who most Americans don't know.

This is a huge compliment — she now sits among other Revlon ambassadors, including Emma Stone, Halle Berry, and Olivia Wilde, as Buzzfeed points out.

So who is she?

Get to know the gorgeous model with a wild rag-to-riches story before you start seeing her on a more consistent basis.

SEE ALSO: This former Abercrombie & Fitch model is about to become one of the biggest stars of Victoria's Secret

"I came from nothing," the 28-year-old Espinoza said to the Daily Mail. "I am the American dream."

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Source: Daily Mail

When she was just 16, the Daily Mail notes she moved from her home in Tijuana to the US. Her ten siblings came along.

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 Source: Daily Mail

She used to work three jobs just to help her parents pay the rent.

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 Source: Daily Mail

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Everyone needs a hobby.

While running a multibillion-dollar company requires spending a lot of hours in the office, even the busiest CEOs need to do something other than work.

Here are the hobbies that engage some high-profile executives.

SEE ALSO: 3 hobbies that will make your resume more impressive

Steve Wozniak plays Segway polo.

The Apple co-founder is often credited as one of the creators of the high-tech sport, in which participants ride Segways instead of horses.

Wozniak most recently played in July's Segway Polo World Cup in Cologne, Germany.

Marissa Mayer bakes cupcakes.

A 2008 San Francisco Magazineprofile of Mayer, now the CEO of Yahoo, revealed that she has a penchant for baking cupcakes — and creating spreadsheets for all of the ingredients she needs.

Warren Buffett plays the ukulele.

CEO of Berkshire Hathaway learned to play the ukulele when he was in college to impress a girl, and now dazzles shareholders with his skills from time to time.

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As we move into the final months of the year, credibility is on the line in many parts of the globe.

The United States knew its credibility with Middle Eastern allies would be at stake as Washington tried to distance itself from the region's most consuming conflicts, but it also had to do so in order to regain credibility with its allies in other sensitive areas, such the Russian and Chinese peripheries. 

Russia, not happy with the United States creeping too close in its backyard, is now escalating its presence in Syria and potentially Iraq, attacking the credibility of the United States in leading the fight against the Islamic State while using that obtrusiveness to draw Washington into a serious dialogue.

Simultaneously, Moscow will keep the calm in eastern Ukraine, restoring its credibility among major European powers who would much rather negotiate with than confront the Russian bear. 

Russia is playing a complex game with the United States this quarter, but Washington will not be coerced to the negotiating table. And as the United States reinforces its allies, the standoff with Russia will only deepen.

The credibility of the Chinese Communist Party is also at stake as the economic slowdown persists and as the limitations of Beijing's interventions become more apparent. Commodity prices will remain depressed as China contends with tremendous oversupply in the housing market, making a major boost in new construction unlikely before the end of the year. 

Caught between an irresolvable migrant dilemma and a Greek bailout program that is sure to get snagged again when the reforms fall short, German Chancellor Angela Merkel will meanwhile fight to maintain her credibility at home. When the European Commission gives breaks to Spain, Italy and France for missing their budget deficit targets, the reform mandate from Brussels will be further compromised.

The credibility of two very troubled governments going into elections this quarter is already at an all-time low, but that does not mean either will concede power easily.

In Turkey, the ruling Justice and Development Party will be stuck with another hung parliament, prolonging the political limbo at the same time Russia is mucking up Ankara's plans for northern Syria. In Venezuela, the ruling United Socialist Party of Venezuela will do what it can to undermine the opposition vote at a time when the opposition still sorely lacks the energy to take to the streets.

This will also be the quarter when the biggest global climate change deal since the 1997 Kyoto Protocol will be signed, though its credibility will still be questioned. While the United States and Europe push for more aggressive emissions targets, developing countries will resist targets on overall emission levels, opting instead for targets on emissions intensity tied to GDP to avoid stymieing their economic development. A lack of enforcement, however, will reduce the deal's impact.

Read the region by region forecasts below:

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Europe

The main theme for Europe in the fourth quarter will be a recurring one: fragmentation. Indeed, the next three months will bring political and even territorial fragmentation to the Continent. The European Union will be dealing with three main issues, the migration crisis and political developments in Spain and Greece.

Germany will be increasingly hemmed in by domestic factors. Pressure from conservative forces within her government will force Chancellor Angela Merkel to continually seek accommodation. This will be the case, for example, with the migration crisis. On the one hand, Germany will introduce reforms to make it easier for refugees to join the workforce. On the other hand, it will toughen its asylum policies to slow the flow of refugees into Germany.

Conservative pressure will also be felt in Merkel's handling of the Greek bailout. Berlin will give Greece's new administration enough time to come up with a governing plan. However, Berlin will also push Athens to honor its bailout commitments and will be willing to delay the disbursement of money in the likely case the reforms calendar is not respected.

Merkel's position as chancellor is not under threat, but dissidents within her party will remain very vocal, forcing Merkel to seek the middle ground.

The Immigration crisis

The arrival of asylum seekers will remain problematic for Europe during the quarter, but measures by EU members to enhance land and maritime controls and colder weather will temporarily reduce the influx of migrants into the Continent. During the quarter, Europe will focus its efforts on measures designed to prevent people from entering the Continent, especially by seeking to cooperate with countries in the Middle East and Africa.

However, European efforts to prevent migrants from reaching EU territory will have modest success. The European Union will provide more funds for countries in the Middle East and North Africa. This will only be modestly effective: In countries such as Libya, there is not a central government to negotiate with.

The European Union's naval operation in the Mediterranean Sea will start boarding, searching and seizing vessels in international waters. This will increase the chances of violent clashes between EU forces and human traffickers. In addition, money will not be enough to keep migrants in countries like Turkey or Lebanon, where asylum seekers find legal barriers to work.

Under pressure from conservative forces at home, Germany will toughen its position on asylum, trying to become less attractive for asylum seekers. Access to asylum benefits will be made harder while repatriations will be made easier for certain groups (especially migrants from the Western Balkans). Sporadic border controls will remain in place across the Continent aimed at disrupting migration routes.

The Greek crisis

During the fourth quarter, the Greek government will introduce just enough measures to receive funds from its bailout program, but the entire schedule of reforms and disbursements of money will be delayed. Because of the general elections that were held in September, Athens postponed the approval of many of the reforms included in its bailout package. As a result, the creditors will probably delay their assessment of the bailout and the disbursements of money (both were originally scheduled for mid-October).

The creditors are likely to give Greek politicians some extra time to come up with a government program and a plan for reform. But several governments in Northern Europe, including Germany, the Netherlands and Finland, invested significant political capital in approving the Greek bailout and promised conservative lawmakers at home that they would keep constant pressure on Athens. This means that the lenders will have some patience with Greece, but pressure will return by the end of the year.

The delays in the reviews and disbursement of money will also delay the International Monetary Fund's decision on whether to participate in the program. The Greek government will push for debt relief, but the creditors will not make any concrete moves. Talks on debt relief will start during the quarter but will probably not bear any fruit before the end of the year.

After making substantial debt payments to the European Central Bank in July and August, Greece faces a somewhat calmer calendar of debt maturities for the rest of the year. This means that Athens can probably survive a delay in the disbursement of bailout money. However, Greece is not out of the woods.

The longer the implementation of the program is delayed, and the longer the disbursement of money is deferred, the greater the fear of a Grexit and the more political frictions within Germany are bound to escalate.

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We haven't had a weekend like this in a long time.

One where a string of movies comes out the same weekend that will satisfy you, whether you love a big Hollywood epic or an intimate indie.

Some of them are made by legends and others by rising stars who are just starting to make names for themselves.

Let's break down five movies you should run to see at your local theater beginning Friday.

SEE ALSO: The 25 best horror movies you can stream on Netflix to get ready for Halloween

1. "Bridge of Spies"

The latest teaming by Tom Hanks and Steven Spielberg is a Cold War drama. Hanks stars as a lawyer recruited by the CIA who helps get a US pilot back from the Soviet Union.

Reviews are off the charts with this one, as it currently has a 92% rating on Rotten Tomatoes.

2. "Goosebumps"

If you're into something lighter, there's a Jack Black comedy in which he plays young adult author R.L. Stine. When the imaginary demons he has created come to life, Stine and a group of kids go on an adventure to make things right.

3. "Beasts of No Nation"

The much-anticipated next movie from "True Detective" Season 1 director Cary Fukunaga does not disappoint. Set in an unnamed African country, we follow a young boy, Agu (Abraham Attah), whose only way of survival during the civil war is to join the rebels as a fighter. The group is headed by a twisted Commandant (Idris Elba).

If the movie isn't playing near you, don't worry. You can watch it now on Netflix.

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Vice President Joe Biden is a self-proclaimed "genuine lover of ice cream."

"I don't drink, I don't smoke, but I eat a lot of ice cream," Biden has been quoted as saying.

There's even a Tumblr dedicated to the vice president's affinity for frozen dairy products. 

The good thing about being vice president is that you get to travel around quite a bit. And Biden has used this as an opportunity to visit a handful of ice-cream parlors.

So while Democrats wait to see if Biden will jump into the 2016 presidential fray, here are 10 important pictures of the vice president enjoying his favorite frozen treat.

Biden double-fisting cones outside Windmill Ice Cream Shop in Aliquippa, Pennsylvania.

Biden gets a mouthful of Salted Oreo and Cookie Monster ice cream at the Little Man Ice Cream Parlor in Denver.

Biden going to town on his vanilla-chocolate double scoop from Wolfie's Ice Cream Parlor in Winstom-Salem, North Carolina.

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London startup Monese is a banking app that lets migrants sign up for bank accounts in just 3 minutes

It makes a difficult task for people arriving in a new country much easier. 

The 2-year-old startup can verify your identity with just a picture of your passport and a selfie, using a custom built platform.

Monese told BI that it now has 56,000 people on its waiting list wanting to sign up (it is invitation only at the moment).

Check out how the app works and what it looks like inside.

To sign up, all you need is your passport and a selfie. The custom-built identity verification service will then do the rest.

Once your applicaton is approved, Monese will send you a Visa debit card.

You can then link that card to the app, allowing you to doing things like block the card, order a new one, or check your pin number.

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LinkedIn Influencer Jeff Haden published this post originally on LinkedIn.

Incredibly successful people share a number of perspectives and beliefs.

Here are some of those beliefs... no. Wait.

Before you comment that my point of view is shallow and materialistic, read this to see why I feel this is the only definition of success that matters.

(Hint: success has nothing to do with fame or fortune.)

With that out of the way, here are some of the core beliefs of incredibly successful people:

SEE ALSO: 3 Beliefs Of Extremely Successful People

"I can choose myself."

Once you had to wait: to be accepted, to be promoted, to be selected ... to somehow be "discovered."

Not anymore. Access is nearly unlimited; you can connect with almost anyone through social media. You can publish your own work, distribute your own music, create your own products, attract your own funding.

You can do almost anything you want — and you don't have to wait for someone else to discover your talents.

The only thing holding you back is you — and your willingness to try.

"Success is inevitable only in hindsight."

Read stories of successful entrepreneurs and it's easy to think they have some intangible entrepreneurial something — ideas, talent, drive, skills, creativity, whatever — that you don't have.

Wrong. Success is inevitable only in hindsight. It's easy to look back on an entrepreneurial path to greatness and assume that every vision was clear, every plan was perfect, every step was executed flawlessly, and tremendous success was a foregone conclusion.

It wasn't. Success is never assured. Only in hindsight does it appear that way.

If you're willing to work hard and persevere, who you are is more than enough. Don't measure yourself against other people.

Pick a goal and measure yourself against that goal — that is the only comparison that matters.

"I am not self-serving. I am a servant."

No one accomplishes anything worthwhile on his own. Great bosses focus on providing the tools and training to help their employees better do their jobs — and achieve their own goals. Great consultants put their clients' needs first. Great businesses go out of their way to help and serve their customers.

And as a result, they reap the rewards.

If you're in it only for yourself, then someday you will be by yourself. If you're in it for others, you'll not only achieve success — you'll also have tons of friends.

In the past six months, I've paid off all of my student loan debt — about $48,000 — quit my prestigious, yet passionless, corporate day job, and booked a trip to see my dad in Chenequa, Wisconsin (a 10-day trip, nonetheless!).

I left graduate school with almost $50,000 in student loan debt, and no clue what to do about it.

I launched forward on the typical corporate career path with a prestigious Fortune 500 company. I became president of the company's young professional group, obtained certifications in Six Sigma & Supply Chain as an efficiency expert, and in my spare time was racing as a USA triathlon competitor.

I did all the things I was "supposed" to do … and I still felt like I was drowning.

Like most people, I felt strapped to even make minimum payments on that debt for a solid three years after graduating. At $450 a month, it was an additional rent payment, and I knew I would carry it around with me like a small puppy in a purse for the next 25 years.

I was searching for a way to get rid of the debt that I felt was constantly hanging over my head. I felt tons of shame and guilt surrounding my debt and I wanted out. I decided it was time to get serious and took Dave Ramsey's Financial Peace University class.  

Dave’s course is a nine-week program that shows you how to get rid of debt, manage your money, and save wisely. It’s the foundations of personal finance for people who have been avoiding their money problems or feel stuck and unsure on how to make things better (i.e. me). Dave covers topics about our relationships with money, cash flow planning, budgeting, dumping debt, insurance, and retirement in this class.

I created a budget, which showed me exactly what was possible when I got aggressive with this debt freedom goal. After trimming expenses, increasing my income, and purposefully giving every single dollar a place to go, I was able to put about 85% of my total income towards my debt each month. It took me from a 25-year repayment plan down to a one-year repayment plan when I factored in just my corporate income. Once I started the side business, things escalated quickly!

Six months later, I had started my own business, paid off all $48,000 of my debt, and quit my corporate day job. I now use my own experience and strategies to help other entrepreneurs grow their business, ditch their debt, and achieve real success through personal freedom and fulfillment — and on the weekends I teach Dave Ramsey’s Financial Peace University course locally.

The five main things that you must do to become financially free include:

SEE ALSO: How one couple paid off $100,000 of debt in 2 years

1. Make a decision

If you want to achieve any big goal you set in your life, you need to get focused. That means making a decision and understanding the real why behind your goal. This creates real internal motivation that's going to keep you moving in the right direction. This means making a decision to not take anymore debt on, to tighten the budget, to stay focused when you're frustrated, and to make some sacrifices in the short term to live free for the long term.

I made a decision that I wanted to pay off my debt, and I made another decision that I desired to leave my corporate day job. I didn't worry so much about the how, it was more about the what and the why. I wanted the freedom to have more than five vacation days per year. I craved the financial stability to hop on a plane to see my dad without stressing about overdrafting my bank account. And I desperately wanted to do something I really felt passionate about.

2. Believe you can

You need hope. If this article does nothing more for you than give you hope that this is possible, then mission accomplished. You must believe you can do this or you'll lose focus quickly.

Whether you think you can or you think you can't — you're right.

— Henry Ford

Belief is a powerful tool. At first, I totally didn't believe this was possible. Who would? But when I actually listened to other people's debt-freedom stories on Dave Ramsey's podcast, and worked out the numbers for myself, I saw that I actually could do this!

When you don't believe things are possible, you won't take the action to make it happen. You must believe in yourself and in the goal, if you want it to become a reality.

3. Create a budget.

Every dollar needs to have a place to go. If you've been avoiding looking at your bank statements, it's time to pull your head out of the sand and give each dollar real intention. You can spend money while you get out of debt, but make sure you're spending it intentionally on things you really value.

For months … OK, years … I thought I was living on a budget because I wasn’t overdrafting and I had real dollars in my account at the end of every month, but what I realized after putting together a real budget was that there were some leaks in my bank account that needed to be plugged. I was letting my money control me instead of the other way around and the budget allowed me to take that control back.

If you're not sure where your money is going, it's difficult to make it go where you want it to go. Paying down my debt was not rocket science. I was just in avoidance mode for a long time.

The most successful people follow daily rituals that keep them aligned and consistent, and free their minds to think about more important things.

But some of their habits, particularly eating habits, are downright strange.

Actor Nicholas Cage only eats animals that he considers to have "dignified sex." Apple's Steve Jobs ate only carrots for so long that his skin took on a bright orange hue. Business magnate Howard Hughes used spoons with a protective covering that included two layers of tissue paper and cellophane tape.

We pored through years of biographies and interviews, as well as "What the Great Ate" by Matthew Jacob and Mark Jacob, to find out what the super-accomplished subsist on. 

Here's a look at the most bizarre eating habits of highly successful people.

This is an update of an article originally written by Vivian Giang.

SEE ALSO: 11 things successful people do right before bed

Nicholas Cage won't eat pork because he doesn't think the animals have 'dignified sex.'

In a 2010 interview with The Sun, Cage said that he chooses which animals to eat based on their mating habits.

"I think fish are very dignified with sex. So are birds. But pigs, not so much. So I don’t eat pig meat or things like that. I eat fish and fowl," said Cage.

Renee Zellweger snacks on ice cubes throughout the day.

Zellweger has been quoted as saying she snacks on ice cubes to feel full. "As long as I get that 'constant feed' feeling, it’s semi-tolerable,"said Zellweger.

Angelina Jolie ate cockroaches in Cambodia.

When Jolie travels abroad, she prefers to eat as the natives do, and encourages her family to do the same, Matthew and Mark Jacob write.

In Cambodia, she called the cockroach a "meaty ... high-protein snack food," but admitted that "there's this very pointy bit on their stomach you just can't eat. You have to kind of pop that off."