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I wore the stress-tracking Spire device for a week — and it completely changed how I go about my day

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Stressed Law Students

I'll admit it: I can be a very stressed out person from time to time. Just don't try to interrupt me when I'm on deadline, or running late, or when I'm getting ready in the morning, or right when I come home from work...

So, I decided to try out the Spire, a wearable stress-tracking device that supposedly uses your breath to help monitor how tense, focused, or calm you are. 

The logic is simple: When you're stressed, your heart rate tends to picks up, so taking deep breaths can often be a good way to get that heart rate to slow down.

Here's what I learned from wearing the Spire for a week:

UP NEXT: I tried Fitbit for a month, and taking it off was the best decision I've made

CHECK OUT: Scientists made an online calculator that tells you your ‘fitness age' — and you can try it right now

My Spire arrived in the mail last Friday. The box came with the device, its charging dock, and instructions about how to get it set up.



The device picks up its charge by a sleek pad, which hooks up to your computer using a USB port. The device holds its charge for about 3 days, and since I chose not to wear the device overnight, it was easy to make sure it stayed charged throughout the day.



The device is pretty small, and clips underneath your shirt or onto your pants. I opted to put it under my shirt to make sure it was accurately tracking my breath, which took some getting used to.



See the rest of the story at Business Insider

There's one app you should be using to make your Instagram pictures look so much better — here's how it works

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VSCO pic

If you really want your Instagram pictures to stand out, you can't rely on the photo-editing options within the app itself.

Even Instagram’s preset filters feel passé. A regular 'grammer can spot Valencia a mile away, and Instagram itself seems to be realizing that “the cool teens don’t use Instagram filters anymore.” The company has rolled out new filters — and even new products, like its new one-second-video option, Boomerang — to entice users.

Instead, teens are obsessed with a little app called VSCO Cam. The Oakland, California, based VSCO lets users use its gorgeous filters and editing options to turn their otherwise boring pictures into masterpieces. Plus, like Instagram, you can create a profile on VSCO Cam and follow other users — VSCO Cam is essentially a more artistic and curated version of Instagram.

But navigating VSCO Cam’s set of editing tools can prove challenging for first-time users.

The app's interface has almost no text. The idea is to give the app a global feel, so people can easily use it regardless of their language, but some of the pictograms are confusing. Scroll down to learn how to use VSCO Cam.

Taylor Lorenz contributed to an earlier version of this story.

SEE ALSO: I tried every major dating app — and the best one surprised me

If you want to transform your boring iPhone photos into stunning works of art the key is mastering VSCO Cam.



The first thing you'll see when you download the app is an introduction slide. Click the box in the bottom-left corner to navigate to the app's main menu.



The main menu lets you view your profile, explore other users' photos, access your library, or buy more filters. Take an in-app photo by clicking the camera icon (the small square with a circle inside it).



See the rest of the story at Business Insider

A 23-year-old Google employee lives in a truck in the company's parking lot and saves 90% of his income

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google headquarters

When 23-year-old Brandon headed from Massachusetts to the Bay Area in mid-May to start work as a software engineer at Google, he opted out of settling into an overpriced San Francisco apartment. Instead, he moved into a 128-square-foot truck.

The idea started to formulate while Brandon — who asked to withhold his last name and photo to maintain his privacy on campus — was interning at Google last summer and living in the cheapest corporate housing offered: two bedrooms and four people for about $65 a night (roughly $2,000 a month), he told Business Insider.

"I realized I was paying an exorbitant amount of money for the apartment I was staying in — and I was almost never home," he says. "It's really hard to justify throwing that kind of money away. You're essentially burning it — you're not putting equity in anything and you're not building it up for a future — and that was really hard for me to reconcile."

SEE ALSO: To avoid outlandish rent prices, one San Francisco woman moved onto a 136-square-foot sailboat

SEE ALSO: A Google employee lives in a truck in the company's parking lot — here's what his family and friends think

SEE ALSO: Here's how much a family needs to earn to live comfortably in San Francisco while still saving money

He started laying the groundwork for living out of a truck immediately, as he knew he'd be returning to work full time in San Francisco. A school year later, he was purchasing a 16-foot 2006 Ford with 157,000 miles on it.

It cost him an even $10,000, which he paid up front with his signing bonus. His projected "break-even point" is October 21, according to the live-updating "savings clock" he created on his blog, "Thoughts from Inside the Box."



His one fixed cost is truck insurance — $121 a month — as he doesn't use electricity, and his phone bill is handled by Google.

"I don't actually own anything that needs to be plugged in,"he explains on his blog. "The truck has a few built-in overhead lights, and I have a motion-sensitive battery-powered lamp I use at night. I have a small battery pack that I charge up at work every few days, and I use that to charge my headphones and cellphone at night. My work laptop will last the night on a charge, and then I charge it at work."

The space is sparse and minimal, he says: "The main things that I have are a bed, a dresser, and I built a coat rack to hang up my clothes. Besides that, and a few stuffed animals, there's pretty much nothing in there."



As for food and showers, that's all on Google's campus. He eats breakfast, lunch, and dinner at work and showers every morning in the corporate gym post-workout.

Few expenses mean significant savings: "I'm going for a target of saving about 90% of my after-tax income, and throwing that in student loans and investments," he says.

He graduated with $22,434 worth of student loans, and has paid it down to $16,449 over the course of four months. "As a conservative estimate (and taking bonuses into consideration), I expect to have them paid off within the next six months, saving thousands of dollars over the standard 10-year, or even 20-year plans," he says.

Additionally, saving on rent has allowed him to dine at nice restaurants and enjoy San Francisco more than if he opted for living in an apartment.



See the rest of the story at Business Insider

Trick-or-treating is totally different for kids living in NYC — here's what it's like

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Halloween NYC 2015

Halloween means fun costumes, spooky stories, and lots of candy for eager kids.

Children who live in suburban or rural neighborhoods know the holiday means heading out to several square blocks worth of houses to collect candy door-to-door.

But in New York City, things are totally different.

Instead of cul-de-sacs, we have high rises.

Instead of driving to the next residential neighborhood, kids take the subway with their parents, hopping from business to business (think CVS, the local laundromat, and the bank) hoping to score some treats. 

We went out in two different neighborhoods in two different NYC boroughs — the Upper East Side in Manhattan and Park Slope in Brooklyn — to get a feel for how this works. 

Let's see what it takes to be a successful trick or treater in the Big Apple.

First off, daytime trick or treating is all the rage in NYC. One shop told us kids began arriving as early as 9 a.m.



And because most buildings are private residencies you need to be buzzed into, kids go instead to the stores located on the street-level.



This is the back office of a custom-tailoring shop. The owner told me the super of the apartment building above the store coordinated with her. "The super tells me what time, so I'm getting little bags ready."



See the rest of the story at Business Insider

11 disturbing quotes that take you inside of Alfred Hitchcock's ingenious mind

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alfred hitchcock psycho

Halloween is nearly upon us! 

To celebrate, we've drawn from this Wikipedia list of quotes spoken by the man whose name is synonymous with fear: Alfred Hitchcock.

Hitchcock was a master of cinema who specialized — and reveled — in terrifying his audience with psychological thrillers like "Psycho," and "Vertigo."

But there's more to the cinematic genius than you know. These quotes take you inside the mind of Hitchcock.

Be warned: They might disturb you. 

READ MORE: A giant 'spooky' space rock is flying close to Earth on Halloween, but that's not the most disturbing part

SEE ALSO: Germany is about to start up a monster machine that could revolutionize the way we use energy

On breakfast.

"I’m frightened of eggs, worse than frightened, they revolt me. That white round thing without any holes … have you ever seen anything more revolting than an egg yolk breaking and spilling its yellow liquid? Blood is jolly, red. But egg yolk is yellow, revolting. I’ve never tasted it." 

[News summaries, December 31, 1963]



On Disney.

"If I made 'Cinderella,' the audience would immediately be looking for a body in the coach."

 [Newsweek, June 11, 1956]



On television.

"One of television’s great contributions is that it brought murder back into the home, where it belongs."

[National Observer, August 15, 1966]



See the rest of the story at Business Insider

27 surprising things that affect whether you get hired

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interview

Hiring managers typically use your résumé to determine whether you're qualified for the job, and the interview to decide if you're the perfect fit. 

Knowing that, most people take the process very seriously. They arrive to the interview on time, dress impeccably, and answer each question intelligently.

But as it turns out, there's more to it than just showing up and doing your best — there are dozens of small details that overtly or subconsciously affect the way you're perceived.

Vivian Giang contributed additional reporting.

SEE ALSO: A sneaky move that will boost your chances of success in an interview

1. The time of your interview.

Apparently, 10:30 a.m. on a Tuesday is the best time for you to schedule an interview, reports Glassdoor. People are shown to be most productive on Tuesdays and won't feel rushed by the time they meet you. It's also late enough in the day that your interviewer has had time to check their email, have a cup of coffee, and get ready for your arrival.

You also don't want to be someone's last meeting of the workday, because there's a good chance the interviewer's attention might not solely be on you. They could be thinking about priorities that they have after work, for example, such as dinner plans, kids' homework, etc.

Also, avoid interviewing pre or post-lunch because your time with them could either be cut short or you could be left waiting for a long time.



2. The weather on the day of your interview.

University of Toronto researchers Donald Redelmeier and Simon D. Baxter found that medical school applicants fared worse if they interviewed on a rainy day compared to sunny day interviewees.  

They say: "Overall, those interviewed on rainy days received about a 1% lower score than those interviewed on sunny days. This pattern was consistent for both senior interviewers and junior interviewers. We next used logistic regression to analyze subsequent admission decisions. The difference in scores was equivalent to about a 10% lower total mark on the Medical College Admission Test." 

The data included nearly 3,000 applicants over a six-year period. 



3. How early you arrive.

You may think it'll look good if you arrive early — but if you're excessively early, you could be hurting your chances.

"Of course arriving a few minutes early is a good idea, and is certainly better than arriving late — but don't show up a half hour before your interview," says Lynn Taylor, a national workplace expert and the author of "Tame Your Terrible Office Tyrant: How to Manage Childish Boss Behavior and Thrive in Your Job." "It can make you appear too anxious or put pressure on the interviewer. If you have extra time, gather your thoughts in your car or take a brief walk to get your energy up."



See the rest of the story at Business Insider

An app you've probably never heard of is the most important social network in China

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A picture illustration shows a WeChat app icon in Beijing, December 5, 2013. A REUTERS/Petar Kujundzic

You may have never heard of WeChat, but it's the most important app in China right now.

WeChat users can do just about anything, including play games, send money to people, make video calls, order food, read the news, book a doctor appointment, and more. It's basically China's version of Facebook.

"WeChat’s reach and influence is unrivaled in China’s online space," said research firm China Skinny. "It touches everything from consumers communicating with their nearest and dearest, to sharing their most special moments, to buying everything from cinema tickets to taxi rides."

WeChat had 600 million monthly active users in August 2015, and only 70 million of them were outside of China.

That's only 100 million less users than Facebook Messenger.



In Chinese, the app's name is "Weixin," which means "micro message."



A multi-billion dollar company called Tencent launched WeChat four years ago as a way to message people over an internet connection.



See the rest of the story at Business Insider

Tony Robbins explains how he sustains energy with no stimulants and little sleep

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tony robbins

Tony Robbins is 55, but if you see him on stage or even have a casual conversation with him, you'll see he has more energy than most 20-somethings.

Robbins is not only the personal performance coach of business leaders like Salesforce CEO Marc Benioff and hedge fund manager Paul Tudor Jones, he's the head of a conglomerate of companies and the main attraction for long, incredibly lively seminars that he has relentlessly given around the world for the past 30 years.

He told Business Insider that he wasn't born a naturally energetic person, that he gets little sleep when he's on tour, and that he doesn't take stimulants for a boost.

Instead, he's developed strict habits around diet, exercise, stress management, and the approach to his work. We'll explain below how one of the world's greatest distance runners, an 85-year-old Catholic nun triathlete, cryotherapy, and a strange anxiety-reducing headset have contributed to Robbins' seemingly limitless energy.

SEE ALSO: Tony Robbins describes his intense morning routine

He exercises 'slowly.'

Robbins said that he struggled with his weight as a kid, so he embraced working out in his early 20s to boost his confidence. After some time, he was able to get washboard abs, which he thought was incredibly cool — but his flexibility was terrible and he had no muscle balance. He decided that rather than being motivated by vanity, he wanted to prioritize energy supply above all else.

He learned about Stu Mittleman, an American who set three consecutive records for the American 100-Mile Road Race from 1980 to 1982, and then in 1986 set another world record in the 1,000-Mile World Championship when he ran that distance in just over 11 days, running 21 hours straight each day.

Robbins said he had no desire to run such an absurd amount, but he adopted Mittleman's approach to exercising "slowly" in order to maximize fat burn. In his book "Slow Burn," Mittleman argues that the ordinary person exercises quickly and intensely, which results in feelings of nausea and pain, but that is not the way to build the most efficient system of energy consumption.

To train like Mittleman, you should maintain a comfortable pace when running and keep your heart rate at a steady level when doing other exercises. A way to think of it is never exerting yourself beyond a difficulty level of 7/10.



He doesn't worry about age.

After an intense 120-day seminar tour when he was 39, Robbins felt more drained than he ever had in his life. He said that one of his friends told him, "Dude, you're 39. Most athletes retire at 40 ... It's not like you're going to be doing this when you're 42."

Robbins started to doubt himself. But, being Tony Robbins, he decided to seek out the world's oldest extreme athletes and figure out their secrets.

One of the people he met with was Catholic nun, Sister Madonna Buder. Now 85, she is a member of the Triathlon Hall of Fame and has completed 45 Ironman races and more than 350 triathlons. She was not remotely an athlete for the first half of her life, and only began her athletic career at 40 after a priest recommended running as a spiritual exercise.

And that's what Robbins found most remarkable. In her book "The Grace to Race," Buder explains that she never considered her age to be an impediment to her athletic progress, and that she has been driven by the spiritually uplifting nature of pushing herself physically.



He uses blood tests to tailor his diet.

Robbins also found nearly all of the exceptional athletes over 65 he interviewed paid careful attention to their nutrient levels through blood tests.

It inspired Robbins to start getting a blood test every six months rather than annually, and to use the results as a guide to adapt his diet to whatever nutrients he had too much or too little of.

Robbins said he keeps his diet pretty basic, with a focus on green vegetables and fish. He doesn't consume caffeine, alcohol, nicotine, or recreational drugs because he said he wants to keep himself conditioned the same way a professional athlete does.



See the rest of the story at Business Insider

31 smart answers to really tough interview questions

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confused man

Some job interviewers ask tough questions to trip you up or to get you to reveal information you may be trying to conceal. Others want to get a better sense of your thought process or see how you respond under pressure.

Whatever the reason, you'll want to be prepared.

In her book "301 Smart Answers to Tough Interview Questions," Vicky Oliver says in order to prevail, you need to "trounce your competition."

One of the best ways to stand out: have the smartest answers to the toughest questions.

Note: Many of these are examples of great responses to help guide you. They won't necessarily work for everyone, in every situation. You should never lie in an interview.

Vivian Giang contributed to a previous version of this article.

SEE ALSO: Former Google employee who is now CEO of her own startup shares 4 tips for landing a job right after college

Q: What is your biggest weakness that's really a weakness, and not a secret strength?

A: I am extremely impatient. I expect my employees to prove themselves on the very first assignment. If they fail, my tendency is to stop delegating to them and start doing everything myself.

To compensate for my own weakness, however, I have started to really prep my people on exactly what will be expected of them. 



Q: Will you be out to take my job?

A: Maybe in about 20 years, but by then, I suspect you'll be running the entire company and will need a good, loyal lieutenant to help you manage this department!  



Q: You have changed careers before. Why should I let you experiment on my nickel?

A: As a career-changer, I believe that I'm a better employee because I've gained a lot of diverse skills from moving around. These skills help me solve problems creatively.



See the rest of the story at Business Insider

The 27 jobs that are most damaging to your health

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Anaesthesioloigst

Some jobs intrinsically have more health risks than others. A nurse working in a hospital is more likely to catch an infectious disease than a lawyer working in an office, for example.

To rank the most unhealthy jobs in America, we used data from the Occupational Information Network, a US Department of Labor database full of detailed information on occupations.

In order to analyze jobs by their impact on workers' health, we took O*NET measures of six health risks in each of the 974 occupations in the database: exposure to contaminants; exposure to disease and infection; exposure to hazardous conditions; exposure to radiation; risk of minor burns, cuts, bites, and stings; and time spent sitting, since studies show that frequent inactivity shortens your lifespanO*NET scores these factors on a scale from 0 to 100, with a higher score indicating an increased health risk.

Read on to find out which jobs have the most potential to damage your health.

Max Nisen contributed to an earlier version of this post.

SEE ALSO: The 25 highest-paying jobs for people who don't want to sit at a desk all day

DON'T MISS: Here's the most disproportionately high-paying job in every state

24 (tie). Radiologists

Overall unhealthiness score: 52.8

What they doExamine and diagnose disorders and diseases using X-rays and radioactive materials.

Top three health risks:

1. Exposure to radiation: 87
2. Exposure to disease and infections: 85
3. Time spent sitting: 74



24 (tie). Metal-refining furnace operators and tenders

Overall unhealthiness score: 52.8

What they doOperate or tend furnaces to melt and refine metal before casting or to produce specified types of steel.

Top three health risks:

1. Exposure to contaminants: 100
2. Risk of minor burns, cuts, bites, and stings: 96
3. Exposure to hazardous conditions: 94



24 (tie). Embalmers

Overall unhealthiness score: 52.8

What they doPrepare bodies for burial in conformity with legal requirements.

Top three health risks:

1. Exposure to disease and infections: 83
2. Exposure to contaminants: 83
3. Exposure to hazardous conditions: 75



See the rest of the story at Business Insider

11 startups with more innovative perks than pingpong tables and beer kegs

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Startup

More and more startups have realized that benefits like creative equity plans and favorable parental-leave policies increase employee satisfaction better than pool tables and endless supplies of free food.

That's why the folks over at Luminary Labs put together a presentation of tech-based startups pushing the envelope.

We selected the most compelling perks companies are giving employees.

You can read the rest of Luminary Labs' "Human Company Playbook" and see why its founder thinks that "high-growth and human-friendly are not mutually exclusive" here.

SEE ALSO: 25 entrepreneurs reveal what they wish they'd known before their first startup

This internet service provider pays for its employees to attend a conference that they believe will encourage their personal development and also gives them free Amazon Kindles loaded up with inspiring books recommended by the founders.



Employees at Next Jump actually *vote* on who the management team should be every year.



This beauty-box subscription service celebrates employees' three-year anniversaries in a big way: With extra paid vacation, more equity, and a one-on-one dinner with the CEO.



See the rest of the story at Business Insider

The Hamptons estate of a late hedge funder just sold for $27 million

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Jack Nash Hamptons

A Hamptons home that belonged to the same family for more than 30 years has finally sold after more than a year on the market, according to The Wall Street Journal.

Dating back to 1904, this Water Mill mansion previously belonged to Jack Nash, the co-founder of the hedge fund Odyssey Partners.

Nash died in 2008, and his wife, Helen, had put the house on the market with Corcoran and Harald Grant of Sotheby’s International Realty.

Though realtors had originally hoped to get $38.5 million for the home, it finally sold for $27 million — a 30% reduction.

The home sits on Mecox Bay and includes panoramic ocean views and even a livable water tower.

Alyson Penn wrote an earlier version of this story. 

SEE ALSO: Priced at $40 million, Michigan's most expensive home for sale is like a giant cabinet of curiosities

DON'T FORGET: Follow Business Insider's lifestyle page on Facebook!

This expansive, waterfront Hamptons property belonged to the Nash family for 30 years.



The compound sits on six acres and has 500 feet of land fronting Mecox Bay.



The property is said to have stunning Linden maple and dogwood trees.



See the rest of the story at Business Insider

People with these 20 jobs got the biggest pay raises over the past 12 months

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laptop

We all hope to see our paychecks grow every year, but for many, raises are few and far between — or they're so small they hardly make a difference.

In fact, the national average for salary increase is 2.2%, according to the BLS. But that's certainly not the case for everyone.

To find out who saw the biggest spikes in salary over the past 12 months, Glassdoor looked at total pay data (which includes base pay, tips, commissions, bonuses, and all other forms of pay) for people in all professions and pinpointed the 20 jobs for which people reported the most significant growth between September 2014 and September 2015.

For a job title to be eligible for the report, it had to have at least 500 salary reports shared by US-based employees on Glassdoor between September 2013 and today.

"This jobs report is helpful for anyone who may be thinking about a new job, and wants to go into a role where salary is increasing more than average," says Scott Dobroski, Glassdoor's community expert. "What's especially interesting about the results is the wide variety of jobs, showing that pay is rising across tech and healthcare jobs in particular, which isn't a big surprise, but also in retail and food services. We're likely seeing an increase there due to the minimum wage and fair wage debates continuing."

Here are the 20 jobs with the biggest pay raises over the past 12 months:

SEE ALSO: The 20 highest-paying jobs you can do from home

20. Software engineer

Total pay for 2015: $105,000
Total pay for 2014: $102,100
% increase from 2014 to 2015: 3%
Number of current job openings on Glassdoor: 23,859



19. Network engineer

Total pay for 2015: $87,903
Total pay for 2014: $85,360
% increase from 2014 to 2015: 3%
Number of current job openings on Glassdoor: 3,621



18. Web developer

Total pay for 2015: $68,407
Total pay for 2014: $66,365
% increase from 2014 to 2015: 3%
Number of current job openings on Glassdoor: 2,688



See the rest of the story at Business Insider

These 15 traditional games from around the world are wildly dangerous

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traditional games

In America, grown men hurl themselves at each other at insane velocities, often resulting devastating outcomes.

We call this sport "football."

The US isn't the only country that loves of violent and dangerous activities, however.

Traditional games from all around the world — from cheese rolling in the UK to horseback wrestling in Kyrgyzstan — reveal just how strongly people have an urge to get physical.

We just hope their parents signed the necessary consent forms.

 

In the village of Studenicani, near Macedonia's capital city of Skopje, men cover their bodies in oil before competing in the country's traditional wrestling competition. In nearby Turkey, oil wrestling is the national sport.



Bavarian men try to pull one another across the table as part of the country's traditional finger pulling championship, called "Fingerhakeln."



An exhibition game of Maya Ball takes place in Guatemala City, Guatemala. The aim of the ancient game is to hit the ball through a hoop on the side of a wall.



See the rest of the story at Business Insider

31 of the most cringe-worthy science jokes

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doc back to the future

Science and humor go surprisingly well together, and scientists love studying it.

For example, scientists have figured out there are big health benefits from laughter, psychologists conducted a huge survey to figure out the funniest joke in the world and why people found it funny, and there's even a Humor Research Lab in Colorado. 

We can learn a lot from studying humor, but science also makes a great subject for a lot of jokes.

Here are 31 science-themed jokes and puns and their explanations.

Warning: Some are so cheesy, it's possible only scientists will find them amusing. 

Q: Did you hear oxygen went on a date with potassium? A: It went OK.

Explanation: The atomic symbol for oxygen and potassium are "O" and "K," respectively. They get together they spell OK. Find the joke here.



If the Silver Surfer and Iron Man team up, they'd be alloys.

Explanation: In chemistry, an alloy is a mixture of metals. Silver and Iron are both metals, so if these guys teamed up they wouldn't just be allies, they would be alloys too. Find the joke here.



The optimist sees the glass half full. The pessimist sees the glass half empty. The chemist sees the glass completely full, half with liquid and half with air.

Explanation: The glass is always completely full of something, be it a solid, liquid, or gas — unless the entire thing is in a vacuum and all the atoms are removed. Find the joke here.



See the rest of the story at Business Insider

Celebrities share the best Instagram pics of fans dressed as them for Halloween

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beyonce nicki minaj

Tons of people dressed as their favorite celebrities this Halloween weekend and no one loved it more than the stars themselves.

The Rock, Miley Cyrus, Kylie Jenner, Nicki Minaj, and many more all posted their favorite photos of fans dressed as them.

Check out this year's most creative celeb-inspired costumes.

SEE ALSO: The 24 best-dressed celebrities of Halloween 2015

Cindy Crawford captioned this collage of people dressing up as her famous Pepsi ad: "A very Cindy Halloween. A few of my favorites this year...Look-alike #regram"

Instagram Embed:
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A lot of people dressed as The Rock's viral fanny pack photo.

Instagram Embed:
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Even a baby got in on the fun!

Instagram Embed:
http://instagram.com/p/9gkiA2oh6z/embed/
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See the rest of the story at Business Insider

DEUTSCHE: Here are 32 great stocks to buy right now

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black bass fish fishing lake scenery

With the bull market now 6 1/2 years old, some of Wall Street's investing pros warn that it's a good time to begin preparing for an eventual end to the bull market.

Others think that you can stay bullish, but they recommend having greater exposure to some industries than others.

"We believe Energy and Industrial positions should generally be reduced heading into yearend as operating disappointments are likely through 1Q16, in favor of over weights on Health Care and consumer exposed Tech companies and select Financials and Consumer companies," Deutsche Bank's David Bianco wrote in a note to clients Sunday.

Bianco offered a list of the big companies to invest in for the upcoming year. They're all rated Buy by Deutsche Bank analysts. We've compiled that list, which features companies with market caps over $10 billion, price-to-earnings ratios below 22, and positive 2015 earnings per share growth.

The companies are assembled below by industry, along with Deutsche Bank's price target, the company's share price when the note was published, the company's price-to-earnings based on 2015 earnings per share, and Deutsche's 2016 projections for earnings per share growth. Additionally, for the companies that have reported Q3 earnings, we've pulled a quote from an executive during the earnings conference call if available.

Check out the stock picks below.

Bank of America

Ticker: BAC

Industry: Banks

Price Target: $19

Current Price: $17.09

Current P/E: 12.1

Projected 2016 EPS Growth: 10%

Executive Comment: "So, in the context of the environment we faced, we are operating what we feel is a solid quarter, and as evidenced, the continuing progress on our strategy, our strategy of responsible growth with our customs,"said CEO Brian Moynihan.



JP Morgan Chase

Ticker: JPM

Industry: Banks

Price Target: $72

Current Price: $65.21

Current P/E: 10.9

Projected 2016 EPS Growth: 3%

Executive Comment: "We continue to invest in our businesses and the underlying drivers are growing strongly and we're gaining share. And we have more than successfully delivered against each of our capital, balance sheet and expense targets,"said CFO Marianne Lake.



Keycorp

Ticker: KEY

Industry: Banks

Price Target: $16

Current Price: $13.38

Current P/E: 12.3

Projected 2016 EPS Growth: 10%

Executive Comment: "The other thing that we've said before about our business model that I think is really important is when there is a little bit of dislocation in the market, we feel like that's a great opportunity for us because there are certain shops that are focused on one product, the ability to go to one market,"said Chris Gorman, president of corporate banking. "And as we think about serving our clients and we can look broadly across markets, we think when there is a little dislocation and everything isn't flashy and green, that's a nice opportunity for us to really come in and serve our clients."



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The 18 best smartphones in the world

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The holidays are right around the corner, which means smartphone makers are now offering their best devices.

Here's our ranking of the best phones you can buy.

Note: All prices below indicate how much the phones typically cost without a carrier contract. Prices may vary depending on the retailer.

#18 BlackBerry Passport

The BlackBerry Passport may look strange, but a lot of BlackBerry fans seem to love it. It has a really nice physical keyboard, but the key feature is its unique square design.

Price: $500



#17 BlackBerry Classic

If you were a BlackBerry fan back in the company's heyday, you're going to love the BlackBerry Classic. It looks similar to older BlackBerry models, but features a sharp touchscreen and an excellent physical keyboard.

Price: $380



#16 BlackBerry Priv

The BlackBerry Priv is a huge departure for BlackBerry. Instead of running BlackBerry's own operating system, the Priv runs Android. While it may look like a standard Android phone, the Priv actually has a slide-out keyboard. This could be a great device for those who want a physical keyboard but still have access to Google's apps and services that aren't available on other BlackBerry devices.

Price: $700



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How 'Game of Thrones' actress Gwendoline Christie became the first female Stormtrooper

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Gwendoline Christie, star wars, sdcc

Gwendoline Christie, best known as the indomitable Brienne of Tarth on "Game of Thrones," is the feminist hero you're looking for.

Later this year, the Sussex-born actress appears as the first female Stormtrooper in "Star Wars: The Force Awakens." She joins another blockbuster franchise this holiday season via "The Hunger Games: Mockingjay – Part 2."

In honor of Christie's breakout success, we're taking a look back at her meteoric rise to fame. 

Born October 28, 1978, Gwendoline Christie grew up in the countryside of Sussex, England.

Source: Stylist



Growing up, her first passion was rhythmic gymnastics, but a back injury when she was 11 forced her to try something new.



At 15, Christie took on the role of Lady Macbeth in Shakespeare's "Macbeth" and felt she found what she was supposed to do in life.



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One game is bringing the infinite potential of space to your home

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Even the youngest among us won't casually explore space. Not like this, anyway.

Humanity is still far from space travel being for anyone other than highly-trained astronauts and the super-rich — we're looking at you, Virgin Galactic! But one incredible-looking game is promising the endless exploration of space all from the comfort of your living room: the studio is Hello Games, and it's making "No Man's Sky."  This is "No Man's Sky" in a nutshell:

In "No Man's Sky," you're a space explorer, and you're exploring space in first-person.



On your travels, you'll encounter lots of different stuff: plants, animals, buildings, other spacecraft, etc.



Here's the twist: there are 18 quintillion planets.

Each one of these dots of light represents a star, and each star has planets swirling around it. You can explore all of them.RAW Embed

"If a new planet was discovered every second after the game comes out, it would take 584 billion years to visit every one just for a second," the game's creative director told CNN.



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