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You Can Dunk Sony's Latest Smartphone In Water And It Still Works (SNE)

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sony xperia z underwater

Sony unveiled its latest smartphone, the Xperia Z, at CES 2013.

We got to spend some time with the the 5-inch Android-powered phone and came away very impressed.

The Xperia Z is packed with the latest technology, putting it in line with some of the best smartphones available right now.

Key features include a full HD Reality Display with the same technology as Sony's television line;  a 13-megapixel camera; a dust- and water-resistant chassis; an antiscratch coating; and a quad-core processor.

This is Sony's latest Android smartphone, the Xperia Z. It features a 5-inch 1080p HD screen.



The power button is titanium. It responds well.



The Xperia Z is crafted from tempered glass coated with an antishatter film for durability.



See the rest of the story at Business Insider

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Some Of Facebook's Best Features Were Once Hackathon Projects (FB)

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facebook hackathon

It seems that almost every major feature on Facebook started as a hackathon project.

Hackathons are all-night coding sessions where engineers get amped up on caffeine, brainstorm ideas, and build anything they want.

There's just one rule for a Facebook hackathon: You can't work on the same thing that you work on during the day. 

Facebook engineering manager Pedram Keyani is often mentioned as the guy who made hackathons a tradition at Facebook. The first official hackathon took place in 2007 after Keyani emailed his fellow colleagues to see if anyone would be interested in hacking with him the following night.

That hackathon, Keyani says, generated a lot of great projects and ideas. So the next day, Facebook CEO Mark Zuckerberg approached him saying how awesome it was. From that point on, Keyani made an effort to ask people every six to eight weeks if they wanted to hack. 

As Ryan Tate documented in "The 20% Doctrine," a book about hackathons and other forms of in-house innovation, these hackathons developed an idea for "hack days" pioneered at Yahoo by Chad Dickerson, who's now the CEO of Etsy. But Facebook married the idea to the college all-nighter and came up with a formula that's now part of startup culture throughout Silicon Valley.

Where Facebook has proved especially strong in its implementation of the idea is turning hackathon work into reality.

Facebook's "Mail a Postcard" feature is cool but it's still in its testing phase

Facebook started testing a new "Mail a Postcard" feature in August 2012 to let users send any of their own photos as physical postcards to friends.

is still in its testing phase, but the company rolled it out to a select number of users in August 2012.

We still have yet to see the Mail a Postcard feature make its way to the masses. 



Facebook Chat is probably one of the best hackathon projects turned real

Facebook Chat launched back in 2008 to offer a way for users to communicate with their friends, other than via their Wall (now called Timeline) or Inbox. 

Chat has gone through a few iterations since its early days, but it still provides the same service: real-time communication with friends. 



Facebook's app for users without smartphones added Instagram-like filters in May 2012 all thanks to one engineer who came up with the idea at a hackathon

Facebook's feature phone app, dubbed Facebook For Every Phone, launched back in 2011. 

Facebook announced plans to acquire Instagram just one month before this feature's release, but the deal didn't close. Today, Instagram remains an app for smartphone users—so this photo-filter feature helps bring special effects to the large number of Facebook users who aren't on iPhone or Android.



See the rest of the story at Business Insider

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13 Major Global Risks That Used To Be The Stuff Of Science Fiction

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death star

The theme of World Economic Forum's Global Risks 2013 report, just out this week, is "resilience."

It includes a new a "national resilience measurement" to determine which countries are best positioned to manage catastrophe. 

But no country would be able to bounce back from some of the risks included in the survey.

We picked out 13 of the more bizarre scenarios the Forum envisions.

Militarization Of Space

Risk category: Geopolitical

Risk likelihood: 3.16/5

Description: Targeting of commercial, civil and military space assets and related ground systems as core to defence strategy.

Source: World Economic Forum



Unintended Consequences Of Nanotechnology

Risk category: Technological

Risk likelihood: 2.79/5

Description: The manipulation of matter on an atomic and molecular level raises concerns on nanomaterial toxicity.

Source: World Economic Forum



Massive Incidence Of Data Fraud Or Theft

Risk category: Technological

Risk likelihood: 3.52/5

Description: Criminal or wrongful exploitation of private data on an unprecedented scale.

Source: World Economic Forum



See the rest of the story at Business Insider

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21 Amazing Moments From The World's Most Hardcore Desert Race

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dakar rally 2013

Most car races last a few hours. The 24 Hours of Le Mans takes a whole day. Then there's the Dakar, the off-road endurance race open to cars, trucks, and motorcycles.

Originally known as the Paris-Dakar Rally, the event began in 1977 as a race through Africa and Europe. In 2009, the race was moved to South America because of security concerns.

Even in the Western Hemisphere, it is a dangerous proposition: At least four people died during last year's edition, only one of them a participant.

This year's 5,000-mile route goes down the Pacific coast, into the Peruvian desert, over the Andes Mountains into Argentina, and then back to the coast before concluding in Santiago, Chile.

About halfway through the race, there has been plenty of excitement so far, all of it captured in these 21 remarkable photos.

All of the motorcyclists competing in this year's Dakar gather for a group photo.



Models pose in front of a Monster car before the rally begins.



Ignacio Flores Seminario is representing Yamaha's racing team on an ATV.



See the rest of the story at Business Insider

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The 10 Most Lowbrow Reality Shows Ever

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Here Comes Honey Boo Boo

Controversy has erupted over Oxygen's new in-development reality series All My Babies' Mamas, which stars rapper Shawty Lo, who has fathered 11 children by 10 different mothers.

The Parents Television Council calls it"grotesquely crass and exploitative " and writer Sabrina Lamb has started a petition against All My Babies' Mamas that has already earned more than 20,000 signatures.

But as bad as All My Babies' Mamas might be, can it really compete with the very worst that reality television has to offer?

Here, 10 of the dumbest, grossest, most offensive reality TV shows ever aired.

1. Buckwild (2013-present)

MTV's latest reality series, which nakedly aims to ape the formula that made Jersey Shore a ratings success, follows an utterly unsympathetic group of teenagers as they shoot, punch, and drink their way through life in rural West Virginia. 



2. Here Comes Honey Boo Boo (2012-present)

Buckwild probably wouldn't exist without TLC's hit proto-redneck reality series Here Comes Honey Boo Boo— itself a spin-off of the similarly odious Toddlers & Tiaras. Child pageant contestant Alana Thompson, better known as the eponymous Honey Boo Boo, goes through life under the care of parents "Mama" and "Sugar Bear."



3. Amish Mafia (2012-present)

Discovery Channel's latest foray into trashy reality TV follows four young Amish men who serve as self-appointed "fixers" in their religious community, which seems mostly to entail harassing people and committing petty crimes. According to The New York Times, the show admits to featuring an unspecified number of "select re-enactments," making the title "reality show" an even bigger stretch than usual.



See the rest of the story at Business Insider

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MORGAN STANLEY WEALTH MANAGEMENT PRESENTS: The 10 Best Investments In A Year Of Easy Monetary Policy

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david darst

"The highly accommodative policy stance being pursued by the Federal Reserve, the European Central Bank (ECB) and other central banks should continue to bolster financial markets in 2013 despite fiscal policy drag and another year of subpar growth in the global economy," writes the global investment committee for Morgan Stanley Wealth Management.

Led by Chief Investment Officer Jeff Applegate and Chief Investment Strategist David Darst, MSSB have put together the firm's list of 10 Investment Ideas for 2013.

The firm isn't especially bullish on global growth prospects, but they believe central bank easing should prop up financial markets.

Morgan Stanley's ideas are based off the following trends:

  • Exceptionally low interest rates;
  • Emerging markets driving global growth; and
  • Continued monetary easing.

We've provided the team's list of favored investments, the benchmarks used to track performance, and the rationale for each idea's inclusion.

10. Master limited partnerships receive special tax benefits

Benchmark: Alerian MLP Index

Listed on securities exchanges, these investment vehicles are concentrated in natural resource industries and offer superior dividends compared to conventional stocks. MLPs can avoid state and federal taxes if 90 percent of their income is derived from the production, transportation, or processing of natural resources.

Source: Morgan Stanley



9. Water might be the most important commodity story of the century

Benchmark: ISE Water Index

This was Morgan Stanley's top idea for 2012, and it provided a return close to 28 percent. The team believes that declining supply and rising demand will continue to create the 'perfect storm' as increasing urbanization contributes to the scarcity of this precious resource.

Source: Morgan Stanley



8. High-quality municipal bonds are exempt from taxes

Benchmark: Barclays Capital AMT-Free Intermediate Continuous Municipal Index

Morgan Stanley expects investors to flock to municipal bonds to avoid the impact of higher tax rates eating into returns. The team recommends high quality general obligation and essential services revenues bonds as well as prerefunded muni bonds with higher yields than U.S. Treasuries of identical terms.

Source: Morgan Stanley



See the rest of the story at Business Insider

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Five Smart Financial Moves 40-Somethings Should Do Every Day

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boomer-man1. Open a 529

If you have kids, you can’t open a 529 educational savings plan soon enough. And even if you don’t have little ones, you can open a 529 for yourself if you plan to go back to school. Similar to retirement investing, your biggest ally when it comes to 529 investing: time for your money to grow. Here’s what you need to know about 529s.

2. Do a Comprehensive Health Checkup

From getting a full annual physical to keeping up with mammograms, make sure to prioritize your health. (Here are the six doctor visits you should do regularly.) Health extends to more than just your physical body—take care of your spiritual side by going on a meditation retreat, if that’s your sort of thing, or engage your mind through community classes and continuing education.

3. Mentor a Young Person

Once you’ve arrived at your career, help others do the same. Whether that means taking your intern out to lunch or becoming the official mentor of a young person in your field, put your experience to work!

4. Make a Will

Once you have a family, you should have a will. If you aren’t married or don’t have kids, make sure you’ve at least named beneficiaries on all of your financial accounts. If something should happen to you, your money will go to the people you love—rather than getting stuck in probate court. Here’s when you can make a will on your own, and when you need to call in the experts.

5. Take Care of Your Parents

You probably have a lot on your own financial plate right now, but talk to your folks now to figure out whether they have sufficient savings for retirement–and what kind of help they’re expecting from you. One of the simplest ways to make sure that you (and they) are protected is to invest in long-term care insurance, which will cover the costs of a nursing home, if it comes to that.

SEE ALSO: 13 money lies to stop telling yourself by age 30 >

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Sony's Impressive 2013 Lineup Proves The Company Is Far From Obsolete (SNE)

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sony president phil molyneux ces 2013

If you listen to the critics, you'd think Sony was a dying brand.

And they're mostly right. Sony is going through some tough times. 

However, taking a look at its booth at the Consumer Electronics Show this year, it's pretty clear Sony is finally catching up to other tech giants that have passed it in recent years.

Most notably, Sony has a new smartphone called the Xperia Z that is on par with any other top-tier Android smartphone out there.

Plus there are plenty of new Smart TVs and other cool home gizmos that left us slightly more optimistic about the company's future.

Sony's booth had a massive revolving screen that displayed the companies products and videos. This is a glimpse of the outside.



Before we stepped in we got a good view of the 65-inch 4K LED TV. The picture doesn't do the TV justice but it felt as if we were looking underwater.



Here's a better view of the 65-inch. The set pushes out a resolution of 3840x2160 pixels. That's twice as sharp as your typical HDTV.



See the rest of the story at Business Insider

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Meet The Pebble Smartwatch Everyone Went Nuts For Today

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Pebble smartwatch ces 2013

The Pebble smartwatch will begin shipping Jan. 23.

Before you can get your hands on it, take a look at this photos that show off the devices design.

In case you aren't familiar, Pebble is a smartwatch that syncs with your smartphone to display text messages, Facebook statuses, email notifications, and of course the time.

The idea is to show you what's happening on your smartphone so you don't have to pull it out of your pocket or bag whenever you get a new email or something.

You can pre-order one of your own straight from Pebble for $150.

The Pebble smartwatch will ship starting Jan. 23. It is available in 5 colors. The red and white models are missing from this photo. The clear version is just a prototype.



The Pebble uses an e-ink display which makes it visible in direct sunlight.



There is one button on the left directly above the magnetic charging port and three buttons on the right. This is what you use to cycle through menus on the watch.



See the rest of the story at Business Insider

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This 'Geolocated' Twitter Photography Is Beautiful And Surreal

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artists

Artists Nate Larson and Marni Shindelman are the brains behind an intriguing photography project that starts simply by finding interesting tweets that have location data attached to them.

It's called "Geolocated." They visit these tagged locations, photograph them, and display the picture alongside the text of the tweet.

With the context of the location to supplement the tweet itself, the result is a unique piece of art, and they were kind enough to share some with us.

"Amy is Dying @HighlandHospital"



"One thing I've come to recognize is you can't assume your feelings are more profound than that of others. Everyone feels. Differently."



"Love hiding in the back at work because I have a 35 year old creeper. #scared #help"



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10 Mistakes That Turn Investors Into Their Own Worst Enemy

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S&P 500 Trading Pit at the Chicago Mercantile Exchange

The hardest part of investing can be learning when to get out of your own way. 

As human beings, we are emotional, impressionable, and often a lot less savvy when it comes to investing than we think. That can spell disaster for portfolios.

After the fallout of the Great Recession, the SEC commissioned the Library of Congress to research "Behavioral Patterns and Pitfalls of U.S. Investors," a study that shines a harsh light on the shortcomings of individual investors. 

Using sources from this and other reports, we've highlighted the pitfalls.

Selling winners and holding onto losers

Researchers call it the "Disposition Effect"–– when foolhardy investors sell off 'winning' stocks in their portfolio to lock in gains and hang tight to losers in hopes that they'll bounce back in the future.

In a study of 10,000 trading accounts at discount brokerage firms, “Trading Is Hazardous to Your Wealth,"University of California business professor Terrence Odean found this method almost always had the opposite of its intended effect.

Once sold, the winning stocks went on to outperform whatever gains were earned by the losing stocks that the investor kept behind in his portfolio.



Ignoring fees when signing up for mutual funds

An August report by S&P Indices found more than 80 percent of actively managed U.S. stock funds underperformed the market in 2011.

Why, you ask? Fees. 

The average mutual fund charges up to 3 percent of annual returns for the privilege of divvying up your investments, according to Forbes, which means they've got to promise returns of at least that amount for investors to break even. 

"More often than not, a majority of funds underperform because returns are reduced by investment fees to cover fund operations, including costs to pay managers and analysts who support them," writes the AP's Mark Jewel. "Those fees are difficult to offset, even if a manager is a strong stock-picker." 

Furthermore, the SEC cites a study by former Univ. of Southern California professor Mark M. Carhart, who found "no evidence that portfolio managers are particularly skilled or informed, characteristics that would justify additional fees."



Trading too much

In an article published in The Journal of Finance and cited in the SEC's report, researchers found some pretty intriguing facts about investors who treat the market like an arcade.

Of more than 66,000 households using a large discount broker in the mid-1990s, those who traded most often (48 or more times a year) saw annual gains of 11.4 percent, while the market saw 17.9 percent gains.



See the rest of the story at Business Insider

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The 7 Most Important Oil Chokepoints In The World

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frankfurt oil tanker ship

"About half of the world's total oil production of nearly 90 million barrels per day is transported over water," write US Funds analysts.

At some point, almost all of this seaborne oil passes through one of seven chokepoints, or a narrow body of water.

At these chokepoints, oil tankers face various risks ranging from heavy traffic to piracy.  Any disruption could lead to volatility in oil prices.

US Funds recently took a close look at these seven chokepoints.  We highlight some of their findings here.

Danish Straits

The EIA says that as Europe grows more reliant on Russian energy exports, the Danish Straits will gain in importance. Three million barrels per day passed through in 2010.

Source: US Funds



Turkish Straits

One of the busiest chokepoints in the world, the Bosporous and Dardanelles saw a total of 50,000 ships carrying an average of 3 million barrels a day, pass through it in 2011.

Source: US Funds



Suez Canal/SUMED Pipeline

Though just 1,000-feet-wide at its maximum point, 18,000 ships passed through the Suez in 2011. Combined with the SUMED oil pipeline, the Suez area transports 2.4 million barrels per day.

Source: US Funds



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These 20 Brands Have Mastered The Use Of Instagram

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Romeo Beckham burberry shootWhen it comes to social media, brands tend to have a fairly firm grasp on how to handle Facebook and Twitter, but Instagram still appears to challenge many companies. 

Some brands, like American Express and Burberry, excel on the all-picture site, while other companies fail because they treat the platform like an online catalogue for showcasing their products.

When it comes to Instagram, followers want to see behind-the-scenes images from their favorite companies that they wouldn't normally be able to through traditional media. For example, Burberry, unlike its high-end competitors, uses its account to post cool images of London, where the company is based, along with backstage pictures from photshoots. It posts the occasional merchandise image, but does not flood its account with boring pictures of clothing. 

Retailers aren't the only brands excelling on the social media site, though. A select handful of fast food chains, financial institutions, and professional sports teams have also mastered the platform. 

We've ranked them according to the number of their followers — these companies are the masters of Instagram.

Intel: 1,206 followers

Account Tagline: "Inspired innovation that's changing the world."

Why it's a great account: While Intel may not have a huge follower-base, its account is filled with creative images of Intel products or ideas, such as this Lego man with an Intel shirt rising "above the bar." Another image shows a robot with an Intel logo on it laying at the bottom of a pool.

Check out the account here. (You need to have an Instagram account to access the link.)



Virgin America: 19,401

Account Tagline: "A Breath of Fresh Airline. Tag your travel pics with #virginamerica so we can follow along on your trips. Tweet us: @VirginAmerica"

Why it's a great account: The images make flights look more like parties than solely methods of transportation. This image shows director Kevin Smith handing out cocktails to a cabin full of passengers. The lighting in the cabin makes it look more like a danceclub than an airplane. 

Check out the account here.



Bonobos: 19,413

Account Tagline:"Better fitting men's clothes. Ninja customer service. And we have a pretty good time too. Tag your Bonobos gear & looks with #BonobosNation"

Why it's a great account: Bonobos uses its followers as models. Fans submit images of themselves wearing Bonobos clothing, which the company then promotes on its Instagram account. It use customers as a key element to its social media marketing campaigns.

Check out the account here.



See the rest of the story at Business Insider

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HOUSE OF THE DAY: Kelly Ripa And Mark Consuelos List Their SoHo Penthouse For $24.5 Million

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Kelly Ripa 76 Crosby

Manhattan's wealthy SoHo neighborhood is a favorite among celebrities, but it seems the nearby shopping and food was not enough to keep Kelly Ripa and Mark Consuelos from selling their New York pad.

The couple have put their 76 Crosby Street penthouse on the market with The Modlin Group for $24.5 million, according to Curbed NY. The real estate website also reported that Kelly and Mark had previously spent two years renovating the home after originally paying $9.5 million back in 2005.

The 6,800-square-foot loft has five bedrooms and tall 12 foot ceilings. It was outfitted with a fully vented six-burner Wolf stove in the kitchen, a Jacuzzi in the master suite, and a private roof deck with outdoor fireplace and hot tub.

This is 76 Crosby Street. It has a full-time doorman and easy access to SoHo's main shops on Broadway.

Source: The Modlin Group and Google Maps



The grand living room has tall 12-foot ceilings and seven large windows that let in ample natural light.

Source: The Modlin Group



A dramatic staircase leads from the foyer to the upper bedrooms.

Source: The Modlin Group



See the rest of the story at Business Insider

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16 Startups Worth Risking Your Career For

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GitHub office tour

Joining a startup is always risky, but some companies are better bets than others.

If you pick well, you could be financially set for life.

If we could have a pile of stock options in any company right now (besides Business Insider), here's who we'd pick.

BuzzFeed

Location: New York

What it is: Media company that produces viral content, led by Jonah Peretti, Ben Smith and Jon Steinberg.

Date founded: 2006

Company size: 180 employees

Financing: $46.3 million from Hearst Ventures, SoftBank Capital, Ken Lerer, John Johnson, RRE Ventures, Founder Collective, Ron Conway, NEA, Michael and Kass Lazerow

Why it's a good bet: BuzzFeed is monetizing its content very well, even on mobile devices, which is important as people consume more on the go. Its ads actually work better on mobile devices than they do on desktops.

Steinberg is creating high engagement placements for advertisers without running a single banner ad, and Peretti has become a world expert in producing viral content.

It's growing quickly with 40 million monthly unique visitors, and investors are so excited about BuzzFeed they think it could become a billion-dollar digital brand. Its current valuation is about $200 million, so there's still an opportunity to join the company and grow with it.



Stripe

Location: California

What it is: Developer-friendly payment company that makes it easy to accept payments on any website

Date founded: 2010

Company size: 38 employees

Financing: $38 million from Sequoia Capital, General Catalyst Partners, Peter Thiel, Chris Dixon, Elad Gil, Aaron Levie, Redpoint Ventures

Why it's a good bet: Stripe is still small in terms of employees, but it's apparently generating a ton of revenue. It has signed on some well-known clients including 10gen, Pebble, Livestream, Foursquare, Fast Company and Sugar Inc.

(Full disclosure: Business Insider uses Stripe for its subscription research product).



GitHub

Location: San Francisco, CA

What it is: Social network for programmers so they can collaborate on code

Date founded: 2008

Company size: 143 employees

Financing: $100 million from Andreessen Horowitz

Why it's a good bet: GitHub bootstrapped itself to profitability until the Andreessen round late last year. It's become the go-to enterprise company for developers. A lot of development teams at startups use it to work on company code together and it has nearly 2 million registered users. The company is valued at about $750 million and it's only just getting started.



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Frank Holmes' Massive Presentation On Why All Kinds Of Commodities Are Going To Surge

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us funds

Frank Holmes, the Chief Investment Officer at U.S. Funds, just published his market outlook for 2013.

In his presentation titles More Sunshine, Less Storms, Holmes offers the key charts that underlie his bullish call on commodities, an asset class that underperformed in 2012.

In short, he argues that much of the uncertainty from last year will be washed away by two major themes: strengthening emerging markets and the rise of American energy production.

There are also some interesting correlations that have emerged between bond flows, equities and gold.

Check it out.

Thanks to US Funds for giving us permission to feature this presentation.







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The True Story Of The Time The Government Printed A $100,000 Bill

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dollar currency

A $1 trillion-dollar coin seems like a high denomination to ask the government to print.

Some say its weight could sink the Titanic! (This is benightedly ludicrous).

But one time, the U.S. government actually got 1/10000000th of the way there — by printing a $100,000 bill.

And it really helped the economy.

The year was 1933. We were in the midst of a worldwide depression characterized by massive deflation.



President Roosevelt ordered Americans to surrender any gold they held to the government.



The reason: no one was buying anything with cash.



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11 Great Stephen Hawking Quotes For His 71st Birthday

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Stephen Hawking

When Stephen Hawking was diagnosed with motor neurone disease at age 21, doctors thought he’d only survive a few more years. But the theoretical physicist defied the odds: Hawking turned 71 this week on January 8, 2013.

Here are 11 quotes from the Director of Research at the Centre for Theoretical Cosmology at Cambridge and author of "A Brief History of Time."

Happy birthday, professor!

On His Schooling

"At school, I was never more than about halfway up the class. It was a very bright class. My classwork was very untidy, and my handwriting was the despair of my teachers. But my classmates gave me the nickname Einstein, so presumably they saw signs of something better. When I was twelve, one of my friends bet another friend a bag of sweets that I would never come to anything. I don't know if this bet was ever settled, and if so, which way it was decided..."

From the lecture "My Brief History", 2010.



On Contacting Aliens:

"If aliens visit us, the outcome would be much as when Columbus landed in America, which didn't turn out well for the Native Americans. We only have to look at ourselves to see how intelligent life might develop into something we wouldn't want to meet."

From "Into the Universe with Stephen Hawking," 2010.



On the Eureka Moment Scientific Discovery:

"I wouldn't compare it to sex, but it lasts longer."

From a lecture at Arizona State University, April 2011.



See the rest of the story at Business Insider

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Homeless Tour Guides Show Visitors A Darker Side Of The City

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Homeless Prague Czech Republic Winter

There are a multitude of ways to experience a new city — biking, pub crawls, and museums among them.

But what about through the eyes of a homeless person?

A growing trend in Europe, as well as in San Francisco's infamous Tenderloin district, is city tours led by a homeless guide. The tours are marketed as a cheap alternative for visitors who want to see a different side of well-known world capitals.

The Guardian was one of the first to report on homeless tours back in 2010, specifically London's Unseen Tours. Unseen Tours grew out of a volunteer network called Sock Mob that would distribute socks and food to London's homeless population. It started training some of the city's homeless to give tours of the places they lived. Of the £7-£10 per person rate, the guide keeps the majority of the cash, though some is reinvested into Sock Mob for future volunteer training.

Reuters followed up on the growing trend in Prague, reporting last month that from August to December 2012, 430 people paid roughly $10 to visit the spots where the Czech city's homeless population lived. Half of the proceeds went to the homeless guide, and the rest to a student-run agency called Pragulic that puts together the tours.

Like other traditional city tours, visitors can register for homeless tours online: San Francisco's Homeless Walking Tour is on the website Vayable; a homeless tour in the Netherlands simply called "Walking with a Homeless Guy in Amsterdam" is available through Mokum Events; and you can sign up to reserve tickets for Unseen Tours in London on its website as well.

Faktum Hotels Homeless swedenTours are not the only homeless-centric novelty appealing to tourists these days. There's now a website where a variety of homeless camp "hotels" are available to book in Gothenburg, Sweden.

First reported by PSFK, the website's goal is to raise awareness for where the majority of the city's homeless have to seek shelter at night. The money raised, either by donation or from those who choose to stay in the camps, goes toward the street magazine Faktum that writes about —and employs — Gothenburg's homeless population.

Whether it's a homeless hotel or tour, the idea is not only to raise money, but to focus on the darker side of city culture. London's Unseen Tours, for example, mentions the "Winchester Geese," medieval London prostitutes who were taken advantage of by the city's Bishops and buried in the Cross Bones graveyard reserved for "the outcast dead." Prague's tour guides speak candidly about how hard it is to become employed as a homeless person and the crime and disease one can witness, while San Francisco's guides lead visitors through shelters and soup kitchens for an in-depth look at living on the street.

But do the tours take advantage of a vulnerable population?

In one listing we saw, the guide was described as more of a cultural rarity than a human being. From the Amsterdam ad on Mokum :

Take a walk with this very interesting person and experience what it's like to live on the streets, to depend on the generosity of other people, to eat what you and I think not to be healthy anymore and to sleep at the Salvation Army or at worst, to sleep in a cardboard box in the open air!

The website goes on to promise that the homeless guide is not unhappy, and "will tell you with pleasure his story and the adventures of his drifting friends."

San Francisco Homeless TourLanguage aside, the idea of taking a tour of these homeless communities is still dubious. When done without thought to treating the homeless as human beings and not simply objects to be witnessed, the tours are at best problematic and at worst hugely exploitative.

But when done well — where the goal is to see the city through the eyes and experiences of the homeless and not simply to view the homeless individuals as a cultural attraction — the tours can be constructive. They are a chance to give a voice to a largely voiceless culture, and show what life can be like for this socially invisible community. For the guides, being able to tell their own story can also provide a sense of ownership over their lives, and a chance for candid discussion.

As Badalec, a Prague tour guide, said to Reuters: "I'm trying to do the best I can. I don't steal, I don't cheat people, I don't abuse welfare benefits. The tours are great. They are a chance for me to explain myself better." Which is all any of us really wants.

DON'T MISS: The 20 Most Distressed Cities In America

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Meg Whitman Says These New Offices Are The 'Symbolic Rebirth' Of HP (HPQ)

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HP Visitor Center Palo Alto

On January 16, HP will hold an official ribbon-cutting to open its newly remodeled customer meeting center at its headquarters in Palo Alto, Calif.

This building is already home to CEO Meg Whitmanwho famously ditched her cushy office in favor of an ordinary cubicle. reports Businessweek.

At the center: an oak tree planted in the 1960s by Hewlett-Packard founders William Hewlett and David Packard, who long ago planted HP's roots in Palo Alto, near Stanford University.

Construction for the new building took a year, almost as long as Whitman has been CEO. And it's been another year of turmoil for the iconic Silicon Valley tech company.

“Without overstating things, this is symbolic of the rebirth of Hewlett-Packard anchored by the foundation of that oak tree,” Whitman told Businessweek.

HP sent Business Insider some photos of the new building.

Gone is the dated 1980s decor, replaced with a modern entry and lots of windows.



The building was built around a tree planted by Hewlett and Packard themselves. The founders remain revered figures at the company.



The oak tree symbolizes the blending of HP's past and future.



See the rest of the story at Business Insider

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