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8 things you should always include on your résumé

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resume, job interviewCapturing someone's attention and making a great first impression in just six seconds is no easy feat. Now imagine trying to do this without ever meeting that person.

Sounds impossible, right?

Well, if you're a job seeker who submits an outstanding résumé that tells your "career story" in a succinct, easy-to-follow way, it's actually very achievable.

To ensure your résumé stands out (for the right reasons), there are a few things you'll want to avoid and some you'll definitely want to include, says Tina Nicolai, executive career coach and founder of Résumé Writers' Ink"Basically employers want to see where candidates have earned, learned, and contributed." 

Whether to include things like an objective statement, list of skills, and education will depend on your level of experience and industry — but here are eight simple things you should always include on your résumé, no matter what:

SEE ALSO: The 29 smartest questions to ask at the end of every job interview

Contact information

This may seem obvious, but candidates sometimes forget to include basic information like their email address, or they bury it at the bottom. "Include your name, phone number, email, and URL to your LinkedIn profile right at the top of the page," Nicolai says. "And you don't need to include your home address."

Executive résumé writer Mary Elizabeth Bradford suggests including just one phone number and email address. "Some people will include their home and cell numbers, for example — but I find multiple contact choices to be confusing. Make it easy for your reader to understand how to contact you."



Professional title

When someone reviews your résumé, there should be no question as to the type of role you're seeking, says Amanda Augustine, a career-advice expert for TopRésumé, "Make sure your goals are crystal clear by including a professional title at the top of your résumé, such as 'Senior Accounting Professional' or 'Marketing & Sales Associate,' just below your contact information and above your career narrative (what I usually call the 'professional summary')."

 



Keywords from the job posting

You'll want to include (without making it look like you did a lot of copying and pasting) some keywords and phrases from the job posting. This is especially important if the employer uses a résumé-scanning system.

Augustine says in addition to eyeballing job descriptions that are relevant to your job search and pulling out the most commonly used keywords, you can also copy and paste a number of the job descriptions into JobScan.co to identify the most frequently mentioned terms and see how your résumé measures up.

"You get up to five scans for free, so I recommend scanning your résumé against a number of job descriptions (3-5) at the same time to get the most out of the service and get a better aggregate of the terms you should be using."



See the rest of the story at Business Insider

19 photos of the life of Free Syrian Army fighters

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Free Syrian Army

As Syria's bloody civil war enters into its fifth year, the conflict shows no signs of abating.

The FSA, led by Colonel Riad al-Asaad, was founded in 2011 and is composed of former military defectors, and touts itself as a more moderate alternative to the various jihadist factions operating across Syria, reports the BBC.

Reuters photographers give us a firsthand look of what it's like to be a soldier in the Free Syrian Army (FSA).

 

SEE ALSO: Unnervingly clear drone footage shows the toll Syria's war has taken on one of its oldest cities

An FSA fighter stands at a lookout point in the northern Aleppo countryside.



An FSA fighter fires a shell towards Islamic State fighters in the northern Aleppo countryside.



FSA fighters party during a wedding ceremony in the town of Douma, eastern Ghouta in Damascus.



See the rest of the story at Business Insider

The best new apps and updates you may have missed this month

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iPhone homescreen

Keeping up with all of the updates to your favorite apps is nearly impossible. And it can be even harder to keep track of all the cool new apps that come out every day.

That's why we've done the hard work for you. Here are the best new apps and significant updates to existing apps that came out in January:

Facebook gave every iPhone owner in the United States the ability to live stream video.

After testing the feature with celebrities and verified accounts, Facebook now lets anyone with an iPhone in the U.S. broadcast live video from its mobile app. Android users should get the feature soon.

When composing a status update in the app, you'll see a new option to share live video. The stream can be customized for anyone to watch or restricted to just your friends, and people who watch can leave comments as you broadcast. After you end a stream, it's saved on your profile.



Facebook also launched a standalone hub for sports in its app.

Facebook wants to be the place you get sports news and talk about games with your friends. This month it launched the standalone Sports Stadium hub in its main mobile app, which is accessible once you search for a specific game.

The hub shows you the live score at the top with a clock, and your feed becomes filled with other people talking about the game and relevant news.



The card game "Exploding Kittens" dominated the App Store.

$2 game called "Exploding Kittens" quickly shot to the top charts of the App Store this month.

The game is based off the physical card game with the same name and it was created by famous cartoonist Matthew Inman, who is best known for his website The Oatmeal. Originally funded as a project on Kickstarter, Inman calls "Exploding Kittens" a "highly-strategic, kitty-powered version of Russian Roulette."



See the rest of the story at Business Insider

101 things you thought were true, but have actually been debunked by science

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science myths 3x4

Who hasn't shared an amazing science fact only to feel embarrassed later on, when you find out the information was wrong?

No more.

It's time to put an end to the most alluring science myths, misconceptions, and inaccuracies passed down through the ages.

To help the cause we've rounded up and corrected dozens of the most shocking science "facts" that are bizarrely wrong about food, animals, the Earth, biology, space, alcohol, and health. (Click a link to skip to that section.)

Have any favorites we missed? Send them to science@techinsider.io.

Kevin Loria, Lauren Friedman, and Kelly Dickerson contributed to this post. Robert Ferris contributed to a previous version.



MYTH: An apple a day keeps the doctor away.

Apples are packed with vitamin C and fiber, both of which are important to long-term health, but they aren't all you need.

And if certain viruses or bacteria get into your system, an apple will unfortunately do nothing to protect you.

Go ahead and get that flu shot, even if you eat apples.

Source: Business Insider



MYTH: The chemical tryptophan in turkey makes you sleepy.

Who doesn't love the post-Thanksgiving nap? After all, turkey contains tryptophan — an amino acid that is a component of some of the brain chemicals that help you relax.

But plenty of foods contain tryptophan. Cheddar cheese has even more than turkey, yet cheddar is never pointed out as a sleep inducing food.

Experts say that instead, the carbs, alcohol, and general size of the turkey-day feast are the cause of those delicious holiday siestas.

Sources: Business Insider, LiveScience



See the rest of the story at Business Insider

I've lived in New York City for 22 years, and here are my favorite places to eat for less than $20

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dinersartichoke

Born and raised in Brooklyn for the past 22 years, I have a knack for finding the best cheap eats that are not dingy, hole-in-the-wall restaurants. I love food, and there are plenty of restaurants throughout the city that offer it affordable and good. Living in New York City is expensive enough, but not every meal has to be.

Here are my favoriterestaurants to have a full meal, including a 15% tip — where it applies — for less than $20:

SEE ALSO: One couple fed themselves for 6 months on less than $200 by eating the food no one else wanted

Chive and pork dumplings at Vanessa's Dumplings, Lower East Side

For your dumpling needs, Vanessa's has an amazing selection of fried and steamed dumplings, along with sesame pancakes.

Their best-seller is the pork-and-chives dumplings — four for $1.25 — but you can't miss out on the sesame pancake with Peking duck. Not into pork? They also offer chicken, shrimp, and vegetarian dumplings.

118A Eldridge St.
New York, New York 10002

For more locations, check their website.



Artichoke slice at Artichoke Basille's Pizza, Chelsea

When you're craving a slice that's not your average Margherita, look no further than Artichoke Basille's Pizza. My favorite is their $5 artichoke slice, but they also offer the Staten Island, crab, burnt anchovy, and more.

Though it might seem outrageous to pay $5 for a slice of pizza, this one is a meal in itself. You can find slices at one of three locations in Manhattan — I frequent the Chelsea one.

114 10th Ave.
New York, New York 10011

For more locations, check their website.



Any pasta dish at San Marzano, East Village

Craving fresh pasta and authentic Italian food? Try not to get sucked into the Little Italy joints by eager hosts. Pay a visit to San Marzano instead. You will find fresh pasta made in-house for just $9 a dish. They also have pitchers of sangria for just $15.

117 Second Ave.
New York, NY 10003



See the rest of the story at Business Insider

There's a PlayStation 4 exclusive game coming out soon that's incredibly gorgeous

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We're barely one month into 2016 and there are already great new games arriving on the PlayStation 4.

FirewatchThis is "Firewatch," a new adventure/exploration game coming to the PlayStation 4 and PC on February 9, 2016. It's gorgeous and massive and set in the late 1980s! But what is it? Let's find out!

In "Firewatch," you play as a man named Henry.



It's a first-person exploration game — you'll get loads of story from the environment itself.



The whole game takes place in the gorgeous Shoshone National Forest (which is a real place in case you were wondering).



See the rest of the story at Business Insider

These before-and-after photos show how much fast-food restaurants have changed over the years

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McDonald's

Fast-food chains across America are revamping their menus and re-designing their looks in order be more competitive.

Many chains are noticing they need to look more modern.

This is how some popular chains have changed over the years.

SEE ALSO: 11 photos that show how McDonald's has changed since the 1950s

NOW WATCH: A brilliant teen built a vending machine for McDonald's Chicken McNuggets — and it's made entirely from Lego blocks

Back in 1955, McDonald's offered 15-cent hamburgers. At the time, its menu only offered nine items.



McDonald's packaging has gone through noticeable changes over the years. This is what it looked like in 1955, complete with its old mascot.



Ronald McDonald made his first appearance in 1963, and he has been around ever since.



See the rest of the story at Business Insider

See how the amazing cast of 'American Crime Story' transformed to bring the O.J. Simpson trial back to life

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CUBA2D1A_083822dc

FX is hoping for another hit from "American Horror Story" co-creator Ryan Murphy with his upcoming true-crime anthology series "The People v. O.J. Simpson: American Crime Story."

Based on Jeffrey Toobin's book "The Run of His Life: The People v. O.J. Simpson," the limited series will look at the Simpson trial from the perspective of the lawyers.

It will explore the chaotic behind-the-scenes dealings and maneuvering on both sides of the court and how the LAPD's history with the city's African-American community affected the trial.

The show has a stellar cast playing the actual people, including Cuba Gooding Jr. as Simpson, John Travolta as his attorney Robert Shapiro, and Sarah Paulson as prosecutor Marcia Clark, among others — and the costuming, hair, and makeup certainly do a lot of work.

Take a look at the actors in character next to the real-life people they're portraying below:

SEE ALSO: O.J. Simpson contemplates suicide in the new teaser for FX's true-crime series with Cuba Gooding, Jr.

MORE: John Travolta asks O.J. Simpson the tough question in this 'American Crime Story' teaser

Cuba Gooding, Jr. ("Jerry Maguire,""Empire") as O.J. Simpson:

Simpson was tried on two counts of murder for the deaths of his ex-wife Nicole Brown Simpson and waiter Ronald Lyle Goldman in June 1994.



David Schwimmer ("Friends") as Robert Kardashian:

The late Kardashian was one member of Simpson's team of high-profile defense attorneys. And, yes, he's the father of Kim Kardashian, her sisters, and her brother, who is named after the attorney.



Courtney B. Vance ("State of Affairs,""Revenge") as Johnnie Cochran:

The most well-known member of Simpson's defense team, which was dubbed "The Dream Team." Cochran went on to represent several celebrities, including Sean Combs, Snoop Dogg, and Michael Jackson.



See the rest of the story at Business Insider

The 32 highest-paying cities for people who work in tech

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san francisco

Silicon Valley may be the highest-paying area for tech professionals — but it certainly isn't the only place where these workers are raking in more than $100,000 a year.

There are now a total of eight cities where tech workers are earning six figures, on average, according to the Dice Tech Salary Survey.

"The competition for tech talent today is undeniable," said Dice president Bob Melk in the report. "Employers realize offering competitive pay is a necessity. What's promising is the tech industry recognizes the need to fill open seats as well as to reward tech talent for their hard work."

Here are the 32 highest-paying areas for people who work in tech:

 

SEE ALSO: Here's how much tech workers are paid in all 50 states — see where yours ranks

DON'T MISS: The 27 jobs that are most damaging to your health

32. San Antonio, Texas

Average pay in 2015: $79,668

Change from 2014: -3.9%



31. Cleveland, Ohio

Average pay in 2015: $82,303

Change from 2014: 11.8%



30. Pittsburgh, Pennsylvania

Average pay in 2015: $82,788

Change from 2014: 4.0%



See the rest of the story at Business Insider

Real-estate experts say these will be the 10 hottest US neighborhoods in 2016

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chicago

Where will American homebuyers turn in 2016?

According to real estate website Redfin, which releases an annual list of the hottest neighborhoods nationwide, buyers will be prioritizing affordability, charm, and access to public transportation in 2016. The emphasis on affordability explains why the San Francisco Bay Area — where the median sale price of homes is now over $1 million — didn't crack the top 10 for the first time.

"Another trend that has emerged in this year's hottest neighborhoods is that buyers are looking for homes and neighborhoods with character,"Redfin reports.

Here, we've highlighted the 10 neighborhoods projected to take off in 2016, which Redfin ranked by looking at the most recent growth in page views and favorites per home on their site.

We also included the median number of days a home is on the market in that neighborhood, the median sale price for 2015, and insights from local Redfin real-estate agents:

SEE ALSO: These will be the up-and-coming neighborhoods in 30 major US cities in 2016

10. Roosevelt, Seattle

Roosevelt, which has been heating up in recent years, rounded out the top 10, thanks in part to its prime location. "Roosevelt touches the interstate, so people have easy access to downtown Seattle or can easily escape for the weekend,"says local agent Dorothee Graham.

Plus, there are a bunch of easily accessible parks, including Cowen Park, Ravenna Park, and Green Lake.

Median days on the market: 7

Median sale price: $623,500

See more Roosevelt real-estate trends.



9. Powderhorn Park, Minneapolis

While Powderhorn Park cracked the top 10 nationwide, it has stiff competition in Minneapolis and ranked the second-hottest neighborhood in this up-and-coming Minnesota city. The median sale price is on of the lowest on this list: $180,000.

Plus, residents enjoy plenty of green space, thanks to Powderhorn Park and Lake situated in the center of the neighborhood.   

Median days on the market: 32

Median sale price: $180,000

See more Powderhorn Park real-estate trends.



8. Hampden, Baltimore

Hampden offers home prices that are hard to beat. "Houses are relatively affordable and have a historical touch and lots of potential to upgrade into a dream home,"says local agent Chris Calabretta.

The food scene is also top notch, with an abundance of locally owned restaurants, he notes.

Median days on the market: 32

Median sale price: $198,000

See more Hampden real-estate trends.



See the rest of the story at Business Insider

Travel Instagrams get monotonous, so this guy added something his pics to make them better

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Instagram pizza

Instagram has no shortage of accounts devoted to travel photos and shots of delicious dishes. 

But Phil Duncan likes to keep things simple when it comes to his food choices.

The 28-year-old has traveled to six continents, eating slices of pizza everywhere he goes. He documents his wanderings on Instagram, where his photos regularly rack up hundreds of likes. 

"It amazes me no matter what the traditional food is like, you will always find somewhere that sells pizza,"Duncan told Elite Daily

Keep reading to find see where Duncan's passion for pepperoni slices and adventure has taken him so far. 

Meet Phil Duncan.

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Duncan has two serious passions.

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The Englishman enjoys traveling the world.

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See the rest of the story at Business Insider

17 common mistakes to avoid when you're networking

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networking

"Networking" isn't just drinking a glass of chardonnay at a party while chitchatting about your career. 

It isn't handing your business card to someone and walking away.

It isn't "connecting" with someone on LinkedIn without any sort of introduction or follow-up.

To be an effective networker, you have to put in the time and effort, do your homework, step out of your comfort zone, and avoid the common mistakes many people make.

Here are 17 things you don't want to do while networking:

 

SEE ALSO: The 17 best icebreakers to use at awkward social events

DON'T MISS: The 27 jobs that are most damaging to your health

Don't dress down.

Looks matter, whether you like it or not. 

Before you can "wow" people with your impressive set of skills, you'll need to awe them with your appearance and body language. 

"A networking event can be a dress rehearsal for a job interview, but no one will help you get your foot in the door if you give the impression that you'll slouch through it once it's open," Dan Woog writes on Monster.com

 



Don't dismiss people who don’t look important.

"You should behave here like everyone you interact with has the potential … to get you a cover story in The New York Times — because many of them do," Tim Ferriss, author of "The 4-Hour Workweek," previously told Business Insider.

This came in handy at an event in 2007 when he was standing in line for a movie screening and asked a muscly man in front of him how he got such big forearms. They started chatting and Ferriss realized he was speaking with filmmaker Morgan Spurlock's brother, who connected him with Morgan, who later used Ferriss as his subject for an episode of "A Day in the Life."



Don't expect a job.

Getting a job might be more about who you know that what you know — but don't be so obvious about it. 

People aren't going to be inclined to help you if they feel like you are just talking to them because you expect them to help you find a job, Diane Kulseth writes in an article for The Daily Muse

"If you’re looking for a job, don’t ask for it — work for it," she writes. How? By finding out how you can use your expertise to help them first, Kulseth writes. 



See the rest of the story at Business Insider

I sat down with a bunch of really smart research analysts — this is what their clients are freaking out about

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stock traders nervous

One of the fun things about being a financial journalist is you get to sit in on some really interesting meetings with super-smart people. 

I got the opportunity to sit down with a team of bank research analysts and equity salespeople at a top firm on Friday.

These guys cover financial stocks, providing short-term stock-specific coverage and big-picture "future of the industry" type reports. 

They speak to clients pretty much every day, fielding questions on what is going on out there with financial stocks, so I asked them what their clients were asking them about most often.

Here is what they said, with a few suggestions for further reading:

Credit, credit, credit

The big question on investors' minds is where we are in the credit cycle, according to one of the analysts. The possibility that there might be a recession on the way is the talk of Wall Street. 

The energy sector has already taken a hammering, with high-yield markets showing signs of stress and big banks taking provisions in the fourth quarter on their energy loans.

The question now is whether that stress will spill over to the wider economy. Corporate balance sheets look surprisingly weak, according to one of the analysts, who said leverage ratios had risen and interest-coverage ratios had fallen.

That might not be a problem if the economy rides out the recent market volatility, but if a recession were to arrive, it could spell trouble. 

Further reading:

JPMORGAN CEO: We're not that worried about the oil industry

Recessions in the US could start happening more often

RAY DALIO: The 75-year debt supercycle is coming to an end



Brexit and the state of Europe

One of the analysts said he had a number of incoming calls asking about the possibility of a Brexit― that is the UK leaving the European Union ― and the impact that might have.

Another said investors were asking about the banking sector in Italy. Italy just reached a "bad bank" deal with European officials, allowing banks to offload bad loans, but there is still some concern over the likely success of the clean-up operation. 

Another analyst said a key theme that is underappreciated at the moment is what is going on in Germany. Germany took in more than 1 million refugees in 2015, according to Reuters, testing Angela Merkel's popularity as chancellor. Forty percent of respondents to a recent poll said they wanted her to resign over her refugee policy. 

That has wide-ranging consequences for Europe, as Merkel is regarded as a regional leader. 

So yeah, a lot going on in Europe. 

Further reading:

The UK voting to leave the EU 'would open Pandora's box' in Europe

Merkel’s political career is unravelling because of the refugee crisis

Italy is set up for a showdown with the European Union

 



Monetary policy, and its limitations

The Bank of Japan stunned financial markets on Friday, taking official interest rates into negative territory. The central bank announced that it will charge an interest rate of -0.1% for excess reserves parked at the bank by financial institutions.

That follows earlier decisions by the likes of Switzerland and Sweden to experiment with negative interest rates. 

The question investors are asking, according to one of the analysts, is how central banks extricate themselves from that kind of policy, and what ammo they have left if things deteriorate from here. 

"The central banks don't have much left in the toolbox," one of the analysts said. 

Further reading:

SURPRISE! The founder of the world's largest hedge fund thinks everyone is wrong on the Fed's next move

This is how a central bank could kill off cash with negative interest rates

FORMER FED PRESIDENT: 'The Federal Reserve is a giant weapon that has no ammunition left'

 

 



See the rest of the story at Business Insider

Recruiters explain 6 social media habits that could cost you the job

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social media

Relationship expert Blaire Allison was ecstatic when she was recruited to cohost a Florida radio dating show and answer callers’ questions as “The Love Guru.”

She’d aced the first round of interviews and even taped a trial segment, which the producers loved.

That’s why what happened next came as such a surprise.

She was in the editing room, mapping out the show, when her cohost was suddenly called away for a meeting. Upon his return, he informed her that the job offer was being rescinded.

When Allison pressed him for more information, he revealed that her social media footprint was the source of contention.

Allison ran an event planning business on the side, specializing in playful, semi-racy girls’ nights out for birthdays and bachelorette parties. But when the radio station’s conservative director stumbled across some PG-13 event photos she’d posted online, he decided hiring her wasn’t worth the risk of losing advertisers.

“I was upset—I really wanted that job,” Allison says. “I was also surprised because I thought the pictures were just innocent fun—there was no nudity or obscenity.”

Think this disappointing experience couldn’t happen to you?

waiting for job interviewWell, as it turns out, it’s actually quite common—especially in media and tech companies, where the internet is an integral part of the office culture. In fact, in a 2014 Jobvite survey, 55% of recruiters admitted to reconsidering candidates based on their social media profiles.

“A lot of people put things out there without realizing the ramifications,” says David Blacker, a Tampa-based 20-year veteran headhunter and founder of Venerate Media Group, a company that provides social media and PR services. “The internet is a living, breathing entity that goes on indefinitely, and assessing a candidate’s social media presence is one of the top things recruiters do.”

To help you from getting burned by an internet blunder, we’ve rounded up six social media behaviors that could alienate a recruiter during your job search. Learn why they send the wrong message—and what you can do instead to come out looking supremely hirable.

Recruiter confession #1: Badmouthing employers or coworkers

If you think Sunday night Twitter rants ending in “#hatemyjob” are harmless enough, think again. Gossiping about colleagues or your company—even former ones—is a major turn-off for potential employers.

Need some proof? A 2014 CareerBuilder survey found that 36% of hiring managers have passed on a candidate for this very reason.

Putting down your workplace in the public sphere reflects badly on you because it makes recruiters doubt whether you’re a team player who’s going to support the organization. After all, if you had no qualms complaining about your last job, what’s to stop you from doing the same thing in the future?

“People often use social media as a forum to vent their frustrations,” Blacker says. “But the only time you should reference your company or a coworker online is to be a cheerleader. Anything else will have negative repercussions.”

And while you’re at it, put the brakes on dishing about the job search process—at all.

Shayleen Stuto, a talent coordinator for TechnologyAdvice in Nashville, once nixed a top candidate who mocked the hiring organization’s application process by tweeting: One should never ask a college grad, “What makes you unique?” #givemeajob #hiremeformyhumor.

“Her humor was lost on me,” Stuto says. “So we didn’t pursue the candidate further.”



Recruiter Confession #2: Getting too personal

Theoretically, you should be able to dish about your private life and hobbies on sites like Facebook, Twitter and Pinterest. And for the most part, you can—employers aren’t likely to count you out based on your passion for LOLCats.

Still, sharing certain personal information online can come back to bite you.

Take religion, for example. A 2014 Carnegie Mellon study that analyzed how hiring behavior is affected by what employers find online about candidates discovered significant discrimination against Muslim applicants relative to Christians.

“I’m not a proponent of mentioning religion on social media because of this potential bias,” Blacker says.

Pregnancy is another hot-button topic. According to a 2013 Rice University study, pregnant job candidates typically receive more interpersonal discrimination from employers, such as rude treatment, attempts to end the conversation prematurely, and such dismissive facial expressions as pursed lips and furrowed eyebrows.

“Employers can’t legally preclude people for this reason,” Blacker explains. “But if they don’t want to hire you, they can just give you a stock answer about picking another candidate, who they determined was a better fit.”

All that said, plenty of people still feel strongly about posting personal things, including religious topics and new family additions. If that’s important to you, make sure to double-check that your privacy settings are air-tight, so only your close network can view your updates.



Recruiter Confession #3: Contradictory posts

The candidate’s story was heart-wrenching: She had to quit her job because she was injured in a car accident and unable to return from a leave of absence.

“But shortly thereafter, the hiring manager found pictures of her waterskiing on vacation, which told a slightly different version of the story,” says Liz D’Aloia, founder of the Dallas-based mobile recruiting company HR Virtuoso. “That’s exactly how posting on social media can knock you out of the running.”

Blacker has also passed on an applicant he caught in a lie, when after a little sleuthing, he found a tweet proving the man who’d claimed he’d been laid off had actually been dismissed for cause.

“Part of preparing for an interview these days is to ensure that every piece of information you put out there is something you want people to see,” Blacker says. This is why he recommends parsing through your social media history with a fine-toothed comb whenever you’re job hunting.



See the rest of the story at Business Insider

The 50 most violent cities in the world

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salvador brazil

Latin America holds the undesirable distinction of having the most cities on the Mexico Citizens Council for Public Security's annual ranking of the world's most violent cities.

Of the 50 cities on the list, 41 are in Latin America, including 21 in Brazil.

The lion's share of the elevated violence in the region is due to drug trafficking supplemented with gang wars, political instability, and the deregulation of economies triggering widespread poverty.

"Narcotics are the biggest black market earner of all. Estimated to be worth more than three hundred billion dollars a year, the global industry has pumped huge resources into criminal empires decade after decade," wrote Ioan Grillo the author of "Gangster Warlords: Drug Dollars, Killing Fields, and the New Politics of Latin America."

"So that amount of money, $100 billion a year, 10 years, a trillion dollars, 30 years, $3 trillion. That amount of money pumps in these organizations ... buying more guns, paying more assassins, bribing more police, bribing more politicians ... and that is why the region right now, Latin American and the Caribbean, are at a boiling point," Grillo told Business Insider.

The council's ranking contains cities with populations of more than 300,000 and does not count deaths in combat zones or cities with unavailable data, so some dangerous cities may not be represented on the list.

SEE 2015 RANKINGS: The 50 most violent cities in the world

50. Obregón, Mexico, had 28.29 homicides per 100,000 residents.



49. Maracaibo, Venezuela, had 28.85 homicides per 100,000 residents.



48. Macapá, Brazil, had 30.25 homicides per 100,000 residents.



See the rest of the story at Business Insider

What it's like in the world's most violent city

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A macaw flies over buildings with the Avila mountain behind in Caracas March 31, 2015.REUTERS/Jorge Silva

The latest edition of the most violent cities in the world index from the Mexican nongovernmental organization Citizen's Council for Public Security and Criminal Justice, ranking the world’s cities with populations over 300,000 people by their homicide rates, was released in January.

Caracas, Venezuela, earned the regrettable distinction of No. 1, replacing San Pedro Sula, which fell to No. 2 after four years in the top spot.

Caracas has never been far from the top of the list. It has been in the top ten every year since 2008. In 2012, its 118.89 homicides per 100,000 people placed it at No. 3. Rates of 134.36 and 115.98 per 100,000 earned it No. 2 in 2013 and 2014, respectively. 

Venezuela’s capital and largest city closed 2015 with a homicide rate of 119.87 per 100,000, and while the exact number of killings has been debated, the shocking level of violence the country has experienced is directly related to its social, economic, and political dysfunction.  

SEE ALSO: Venezuela has turned to its military in its fight against crime, and the results have been brutal

Crime has increased significantly in Venezuela since the 1990s, and while its origins are hard to pin down, it is likely attributable to several factors.

There is widespread impunity, "the complete dysfunctioning of the judicial system that allows for" a significant degree of impunity for some, usually high-profile, offenders, and, as a result, "disregard for the law, because it's selectively applied," Alejandro Velasco, a professor at New York University, told Business Insider last year during an interview about Venezuela's response to crime.

Velasco also identified the “schizophrenic” way the government of late President Hugo Chavez, in office from 1999 to 2013, addressed crime, viewing it as something rooted in political factors and failing to address it with a dedicated law-enforcement effort, "which then, some people say, contributed further to this sort of increase in crime," said Velasco.



Velasco also identified spillover from Colombia’s longstanding civil conflict, and related drug-trafficking activity, as a driver of crime and insecurity in Venezuela in recent years.

"As the drug war in Colombia has sort of phased down and some of that has bubbled over into Venezuela, where in this climate of impunity and confusion in terms of policy, [criminal elements] have really had sort of a field day, both institutionally with corruption in the military and in the national guard in particular, but also just in terms of socially with sort of easy access to weapons and all sorts of other things," Velasco told Business Insider.



Maduro has used Colombia, and Colombians in Venezuela, as bogeymen for his country's current crises, identifying the frontier as a source of economic instability due to rampant smuggling as well as violence because of Colombian criminal groups operating in the area.

Over the last year, the Venezuelan government has closed the border with Colombia, deployed troops to the region, and expelled thousands of Colombians, some of whom were refugees, living illegally in Venezuela's western border region.

 



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These are the worst mistakes we have seen young people make in job interviews

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At Business Insider, we have interviewed hundreds of job applicants.

We are usually impressed with the calibre of candidates. Most people we meet seem smart and accomplished, and applicants "get" our all-digital, fast-paced, anti-boring way of handling business news.

But ... young people are human, too. They make mistakes. And the following mistakes have cost them the jobs their CVs and résumés otherwise said they were good for ...

20. Typos in your cover letter, CV, or résumé.

Your command of written English — spelling, grammar, and punctuation — is a shorthand test of your intelligence. Or at least, of your ability to memorize the rules of the language. Typos make you look unintelligent, even though smart people make mistakes all the time.

Tip: Get someone else to edit your letter and CV before you send them.



19. Having bad breath.

Everyone suffers from dry mouth at the office.

Tip: Chew a piece of gum and then remove it five minutes before the interview.



18. Not telling a good story about your life.

Who are you, what are you good at, and what do you want to do with your life? We want a quick, clear history of your life and career so far. At Business Insider, storytelling is literally what we do, but at any company, communication is key. If you cannot communicate who you are quickly, you're not getting the job.

Tip: Write it down beforehand and rehearse with a friend.



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These are the 16 most corrupt countries in the developed world

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Every year, Transparency International, the global anticorruption coalition, releases its Corruption Perceptions Index, a survey into the countries people perceive as the most corrupt on earth.

As Transparency International notes, there is no hard and fast way "to assess absolute levels of corruption in countries or territories on the basis of hard empirical data." This is basically because, by its very nature, corruption is usually hidden from the public.

But it creates a ranking based on several other corruption studies, and gives 168 countries a ranking out of 100, where 100 is the least corrupt and 0 is most corrupt. This helps to give a pretty good idea of where in the world is most corrupt.

The countries seen as most corrupt tend to be in Africa and the Middle East, in societies with weak legal and governmental systems and widespread poverty. For example, Somalia tops this year's list, with North Korea and Afghanistan close behind.

Business Insider decided to take a look at the wealthy, democratic nations where corruption is most rife. To do so, we looked at the positions of countries within the Organisation for Economic Co‑operation and Development (OECD) and then picked out those with the highest levels of perceived corruption.

Check them out below:

Chile — Despite being one of the most corrupt countries in the OECD, Chile is one of the least corrupt in Latin America, where countries like Brazil, Venezuela, and Paraguay are riddled with bribery and fraud. Overall, Chile scored 70 points, three fewer than in last year's index, meaning it has become slightly more corrupt in the past 12 months.



Estonia — In 2012, Estonia's president, Toomas Hendrik Ilves, helped implement an anticorruption act to increase transparency in the public sector. It has helped improve its Corruption Index score grow from 69 to 70.



France — France has become slightly less corrupt in the past year, gaining a single point and scoring 70 out of 100, and corruption is not massively widespread. GAN Integrity's anticorruption portal notes that "The Penal Code criminalises active and passive bribery and bribery of national and foreign officials."



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What 25 popular websites used to look like

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What did LinkedIn look like the first time you visited the site in 2003?

How ugly was Yahoo in 1994?

We found the earliest versions of some of the most visited websites today, like Facebook, Google, and Buzzfeed.

Here's what the sites looked like then, and what they look like now. Web design has come a long way — oh, and the ads have gotten a lot more in-your-face.

Wikipedia: Then (2001)



Wikipedia: Now



Weather.com: Then (1996)



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Here's what Wall Street said about Apple's quarterly results (AAPL)

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Apple whiffed.

The Cupertino, California, tech giant on Tuesday posted its earnings for the first quarter of the 2016 fiscal year.

Its holiday-quarter revenue — $75.9 billion (£53 billion) — missed both analyst expectations and company guidance.

iPhone sales also failed to meet expectations. They increased year-on-year, but only barely — and Apple is forecasting a decline, its first ever.

CEO Tim Cook says the company is"seeing extreme conditions unlike anything we have ever experienced before," making Apple's overseas activities more difficult.

Analysts remain overwhelmingly positive about the company, though many are revising down their price targets and guidance for investors. We've rounded up more than a dozen analysts' notes about Apple and what they're forecasting in the year to come.

But first, here are the key numbers, versus analyst expectations:

  • Q1 EPS: $3.28, up 7% year-over-year, versus expectations of $3.23
  • Q1 revenue: $75.9 billion, up 2% year-over-year, versus expectations of $76.6 billion
  • Gross margin: 40.1% versus expectations of 39.9%
  • iPhone unit sales: 74.8 million, flat year-over-year, versus expectations of 75 million
  • iPhone ASP: $690 versus $674 expected
  • iPad unit sales: 16.12 million, down 21% year-over-year, versus expectations of 17.3 million
  • Mac unit sales: 5.31 million, down 3% year-over-year, versus expectations of 5.8 million
  • Q2 revenue guidance: $50 billion to $53 billion versus expectations of $55.7 billion. At its midpoint of $51.5 billion, Apple revenue would be down 11% year-over-year.

Read on to see what analysts had to say about the results ...

Barclays: BULLISH

Rating: Overweight

Price Target: $142 (previously $150)

Comment: "We think the stock can be attractive to long-term investors if there is any near-term weakness. While the bears might rally around the implied 10- 20% Y/Y decline in Mar-Q iPhone units, we think a combo of stout ASPs, market share momentum, and sturdy gross margin suggest that Apple’s iPhone franchise can firmly step from tough comps heading into 2H C2016."



Credit Suisse: BULLISH

Rating: Outperform

Price Target: $140

Comment: "We maintain our Outperform rating, and adjust our CY EPS estimates to $8.92/$10.20. After much market speculation, Apple finally confirmed that the iPhone business may enter a period of decline with its March quarter guidance. (We continue to see evidence of a subdued iPhone 6s cycle.) We believe we now have a handle on the degree of GM erosion over this subdued iPhone cycle. This, we believe, provides a baseline CY EPS estimate of $8.92, meaning incremental downside risk is capped at ~$89. With high retention rates, a superior ecosystem, and multi-product compute advantage and an installed base of 1bn users, we believe Apple provides a sustainable, annuity type FCF of ~$60bn per annum."



Pacific Crest: BULLISH

Rating: Overweight

Price Target: $132

Comment: "iPhone customers remain extremely loyal, and we believe the extraordinary utility of the smartphone provides room for a superior product to extract excess profits well into the future. This suggests that Apple is likely to continue growing iPhone units over several years at least, and can maintain its gross-margin profile. If this proves accurate, we believe the current multiple of below 5.0x trailing EV/EBITDA will prove to be an attractive entry point."



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