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These are the 11 most game-changing aircraft of the 21st century

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Stratolaunch

Today's most sophisticated aircraft are the things of science fiction.

In a few years, drones that can fit in the palm of a person's hand and 117-foot-wingspan behemoths capable of launching satellites into space could both be a reality.

At the same time, drone and advanced-fighter technologies will spread beyond the US and Europe, and countries including China, Russia, and Iran may have highly advanced aerial capabilities.

Here's our look at the most game-changing aircraft of the past few years — and the next few to come.

VIDEO: 11 game-changing military planes from the last 15 years

F-35 Lightning II

The F-35 program may cost as much as $1.5 trillion over its lifetime. But the plane is also supposed to be the most fearsome military aircraft ever built, a plane that can dogfight, provide close air support, and carry out bombing runs, all with stealth capabilities, a high degree of maneuverability, and the ability to take off and land on aircraft carriers.

It hasn't quite worked out that way so far, and problems with everything from the plane's software system to its engines has delayed its deployment and pushed its costs upward. And it isn't nearly as effective at close air support as existing platforms such as the A-10.

But the US has more than 1,700 F-35s on order. Like it or not, the F-35 will be the US' workhorse warplane for decades to come.



F-22 Raptor

The predecessor to Lockheed Martin's F-35 Lightning II is the single-seat, twin-engine F-22 Raptor, currently the most advanced combat-ready jet.

The US is the only country that flies the F-22 thanks to federal law that prohibits the jet from being exported. Lockheed Martin built 195 jets before the last one was delivered to the US Air Force in May 2012. Despite the program's cost and the jet's advanced features, it saw combat for the first time relatively recently, during the opening phase of the bombing campaign against the Islamic State in mid-2014.



T-50

Russia's Su-50, also known under the prototype name of the T-50 PAK-FA, is the Kremlin's fifth-generation fighter and its response to the F-35.

Though still in prototype, Moscow thinks the Su-50 will ultimately be able to outperform the F-35 on key metrics such as speed and maneuverability. The stealth capabilities of the Su-50, however, are believed to be below those of the F-22 and the F-35.

The Kremlin plans to introduce the Su-50 into service by 2016. Once the plane is combat-ready, it will serve as a base model for the construction of further variants intended for export. India is already codesigning an Su-50 variant with Russia, and Iran and South Korea are possible candidates to buy future models of the plane.



See the rest of the story at Business Insider

Single women were behind nearly every social and political movement in US history

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1972 women

As Rebecca Traister highlights in her new book, "All the Single Ladies," for the first time in American history, single women now outnumber married women.

Singlehood is no longer considered weird or shameful, she writes. Autonomy is actually now the norm.

Women have children, start thriving businesses, and travel the world, all without ever tying the knot.

We should actually thank the single ladies of yesteryear for many of the basic affordances American women (and men) have today, from fair labor practices to voting rights to marriage equality.

In her book, Traiser interviews over 100 single women, and traces the history of single women from the early colonial period to the 21st century. 

To celebrate International Women's Day on March 8, let's take a look at how women have driven these social and political movements in the US.

Single women are remaking the US, but it's not a new phenomena, Traister writes.



Throughout history, unmarried women have continuously changed the country. Since they were not formally tied to men, they tended to devote their energy toward social and political movements.



Single women were a critical force in the fight for the abolition of slavery. Traister points to a quote by Frederick Douglass, who wrote in 1881, "When the true history of the antislavery cause shall be written, woman will occupy a large space in its page."



See the rest of the story at Business Insider

21 times women made history on 'Saturday Night Live'

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gilda radner, jane curtin, OJ simpson, snl, saturday night liveDozens of female comedians have blazed a trail across Studio 8H over the 41-year history of "Saturday Night Live."

Gilda Radner and Jane Curtin joined the season one cast in 1975, showing that being a woman and being funny were not mutually exclusive.

Since then, Tina Fey, Amy Poehler, Maya Rudolph, Molly Shannon, Leslie Jones, and others have kept us roaring with laughter.

To celebrate International Women's Day on March 8, we've rounded up some shining moments from the women of "SNL."

When Lorne Michaels began putting the show together in 1975, he made Gilda Radner his first hire.

The year before, a pint-sized, squawky-voiced Radner came to New York to do "The National Lampoon Radio Hour" and "The National Lampoon Show."

Michaels had seen some of her work with Toronto's "Second City" comedy troupe, and was hooked. "I felt there was a remarkable quality to her," Michaels said, "a goodness which came through whatever she was doing."



Radner's quirky characterizations brought her an Emmy for outstanding performance as an actress in a variety series in 1978.

Radner created such characters as Roseanne Roseannadanna, the frizzy-haired, lisping broadcaster; Lisa Loopner, a nerdy teenager with "mosquito-size" breasts; and "Baba Wawa," a parody of Barbara Walters which made Radner the first person to lampoon a news anchor on TV.



Jane Curtin was the first female co-anchor on "Weekend Update."

Curtin's deadpan delivery made her the perfect foil for three different male co-anchors during her time at the desk.

Cerebral and restrained, she never backed down from a debate with conservative-playing Dan Aykroyd during their "Point/Counter-Point" segments. He regularly chastised her, "Jane, you ignorant slut!



See the rest of the story at Business Insider

The best public high school in every state

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Poolesville High School

Each state has a ton of public high schools, but some really stand out.

Niche, a company that researches and compiles information on schools, just released its 2016 rankings of the best public high schools in the US. We took a look at which school earned the top slot in every state.

The ranking examined over 100,000 schools based on 27 million reviews from more than 300,000 students and parents.

They rated schools in areas like academics, teachers, student culture and diversity, and resources and facilities. (Read more about the methodology here.) Many are charter or magnet schools, meaning they pull in qualified students from around their districts.

SEE ALSO: The 25 best public high schools in America

DON'T MISS: The 50 smartest private high schools in America

ALABAMA: Loveless Academic Magnet Program High School

Location: Montgomery

Academics: A+

Student culture & diversity: A

Teachers: A+

Resources & facilities: B-

"Providing students with a tough and rigorous academic environment, Loveless consistently develops [students] that colleges are actively seeking," one senior said. "The school makes you appreciate the value of a good education, and instills motivating values in the students."



ALASKA: Unalaska Junior/Senior High School

Location: Unalaska

Academics: N/A

Student culture & diversity: N/A

Teachers: N/A

Resources & facilities: N/A

"Most of our teachers know the students personally," one junior reported of the small school, which earned an overall A+ grade from Niche. "All of our teachers encourage us to do our best and get help if needed. They are usually available before and after school for anyone who needs it."



ARIZONA: University High School

Location: Tucson

Academics: A+

Student culture & diversity: A

Teachers: A+

Resources & facilities: C-

"This school is challenging but definitely worth it," one sophomore said. "If you put in the work, this school will prepare you very well for college."

Another sophomore noted, "University High School is a unique school that gives students the freedom to express themselves through their academic experiences. Teachers are overall caring, and the variety of AP classes offered give a fantastic head-start for college."

 



See the rest of the story at Business Insider

Jeff Gundlach on the global economy, the Fed's next move, and negative interest rates (USD, DXY, TLT, TLO, SPY, SPX, DJI, IXIC, IWIM, QQQ)

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Jeffrey Gundlach, chief executive and chief investment officer of DoubleLine Capital,  speaks during the Sohn Investment Conference in New York in this file photo from May 4, 2015.    REUTERS/Brendan McDermid/Files

Jeff Gundlach held his latest webcast on markets and the economy, called "Connect the Dots," on Tuesday.

The big takeaways were:

  • The Federal Reserve has no business raising rates right now. Markets aren't pricing in a hike this month in, and no one has forgotten the volatility that ensued after the first hike in December.
  • The rally in risk assets is near its end. Stocks have 2% of upside but 20% of downside. And there's still time to wait for commodities to cheapen more before buying.
  • There isn't a strong case for an imminent US recession.
  • Negative interest rates are bad for the world. They are having the opposite effect on currencies like the Japanese yen, which has rallied instead. They are also hurting European banks.

Here's the summary:

SEE ALSO: The big takeaways from Gundlach's webcast in January

Here's the title slide for Gundlach's presentation.

If you look closely, there are two bears, which tells you much of what you need to know about Gundlach's outlook.

On politics, he said that if you think this election cycle is crazy, then just wait four years. He thinks Republican hopeful Marco Rubio may drop out after Tuesday's voting.

He said that politics will continue to drive markets and the economy. And he added that a win by Donald Trump would mean more fiscal stimulus for the economy.



Jeb!



The Fed needs to review its rate-hike plans.

That's the Fed's dot plot, which shows the Federal Open Market Committee's (FOMC) projections for interest rates out to 2018. Gundlach said that the Fed's forecasts are not wise given how they diverge from central banks' abroad.



See the rest of the story at Business Insider

16 accounts you should follow if you're new to Snapchat

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8xW1icZo

Snapchat can be difficult to understand. The app is confusing to navigate at first, and it's not immediately clear how to find people to follow outside of who's in your phone's contact list.

A good way to get Snapchat is to follow people who are already using it well. We've gathered 16 Snapchat accounts, including self-made Snapchat stars, techies, and big celebrities, you should check out.

These Snapchat pros show how the app can not only be a powerful storytelling tool, but a raw, unfiltered look into someone else's life.

DJ Khaled is the undisputed king of Snapchat.

No one loves Snapchat as much as DJ Khaled. The Miami-native hip hop producer has amassed over 6 million followers in a few short months on the app, and he shows no signs of slowing down.

Khaled has made countless headlines for his Snapchat antics, which include many motivational speeches about the major keys to success, "fan luv" meet-ups, hanging out with other celebrities, and the occasional jet ski ride.



Rick Ross lives a fancy life as a famous rapper.

While DJ Khaled may be getting the most attention on Snapchat, his friend and frequent collaborator Rick Ross is another force of nature to observe in the app.

Like Khaled, Ross has reoccurring themes in his Snapchat stories you can expect to see frequently, like him vibing to music in the backseat of an expensive car or popping black bottles in the club.

Just don't expect anything short of extravagance.



Shonduras was the first homegrown Snapchat star. His stories are still on point.

Shaun McBride, who is known as Shonduras to his hundreds of thousands of followers, was the first person to make it big on Snapchat in the app's early days.

Over the last couple of years, he's worked with dozens of brands and traveled the world through his work on Snapchat. He's still as creative as ever.



See the rest of the story at Business Insider

Shocking gas prices from around the world reveal just how bad things are for the oil industries

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RTS98QBIf you ever thought about driving across the US, or some other country, now is the time to do it. 

The oil industry is in the midst of a historic downturn, which is plunging the price per barrel of oil to all-time lows across the globe.

International markets sell oil for a fixed price. But drivers are subject to fluctuating fuel costs depending on their location.

Taxes and subsidies play a large part in this, and the fluctuations are quite impressive, ranging from as little as $0.20 per gallon all the way up to $5.64.

Here, we've compiled fuel costs for 17 different gas stations across the world in order from most to least expensive. 

 

CHECK OUT: Scott Kelly exposed himself to 24 times more radiation in space than the average human

SEE ALSO: Stop hurting your engine by idling the car when it's cold out

Llanteg, Wales

Location: Murco gas station in Llanteg

Date: Jan. 28, 2016

Cost per liter: 103.9 pence ($1.49) 

Cost per gallon: $5.64

(*All of these fuel prices are subject to changes in exchange rates.)



London, Britain

Location: BP gas station near Heathrow Airport in west London

Date: Jan. 30, 2016

Cost per liter: 101.9 pence ($1.44) 

Cost per gallon: $5.45



Santiago, Chile

Location: Copec gas station in Santiago

Date: Feb. 7, 2016

Cost per liter: 760 pesos ($1.08) 

Cost per gallon: $4.09



See the rest of the story at Business Insider

The 'Game of Thrones' season 6 trailer has us convinced Jon Snow will be resurrected

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Jon Snow Game of Thrones season five

The first words spoken in the official trailer for season six of "Game of Thrones" are seemingly about Jon Snow.

"He's gone," fans hear Davos Seaworth (Liam Cunningham) say in a voiceover.

But everything that follows in the trailer tells us that Jon Snow is actually going to survive.

When we last saw Davos, he was the right-hand man of the now deceased Stannis Baratheon (Stephen Dillane). Davos was making his way to Castle Black at the Wall, as was the red priestess Melisandre (Carice van Houten).

The stage is primed for the ultimate fan theory that Melisandre will be resurrecting Jon Snow (Kit Harington).

Let's break down the evidence:

The first thing we see is Jon Snow lying abandoned after the brutal stabbing he suffered at the hands of his brothers of the Night's Watch. He's in a pool of his own blood next to a sign that reads "TRAITOR."



In a voice-over, Melisandre tells Davos, "The great victory I saw in the flames, all of it was a lie."



She's talking about her prophecy that Stannis Baratheon was the reborn Azor Ahai, the fabled hero of lore who defeated "the darkness." She also predicted that he would defeat Ramsay Bolton in a great battle.

Many fans believe she confused Stannis with Jon Snow.



See the rest of the story at Business Insider

A breakdown of everything in the 'Game of Thrones' season 6 trailer

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Daenerys game of thrones

HBO has been teasing "Game of Thrones" fans for months, releasing only the tiniest hints at new footage for the upcoming sixth season. Now, we finally have a full-length trailer— and boy is it good. 

If you haven't watched it yet, do that now. We're going to take a closer look at everything happening in the nearly two-minutes of awesomeness.

Warning: Major spoilers ahead for "Game of Thrones."

The trailer opens with a haunting shot of Castle Black, it's dawn — which means Jon's body has been laying on the ground through the night.



Then we get a slow zoom into Jon's bloodied corpse laying in the snow.



We hear Davos say "he's gone." We weep silently inside.



See the rest of the story at Business Insider

7 signs you might want to be overweight gold

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gold bars

It seems like almost every day we’re hit with another piece of downbeat news. But it isn’t just that the news is negative. It’s turned, well, wacky. Eyebrow raising. Credibility straining. Confidence eroding.

As soon as I get used to the latest central bank oddity, another one gets dumped on me. I feel like I better get out soon, or my portfolio will get boiled to death.

Here are seven unhealthy economic and monetary trends that stand in stark contrast to what is historically “normal.” When taken together they suggest that, like JP Morgan just recommended, we should be overweight gold…

Interest rates (fed funds rate)

ZIRP is bad, NIRP is worse, and ZIP is what you’ll have for retirement if this trend keeps up. It’s clear that our assumptions for bond returns must be lowered—potentially to less than zero.



10-Year Treasury rate

Treasuries that pay hardly anything force us to enter the riskier category of stocks to get some yield. I think the Fed is already done raising rates—but if they’re not, look out… if T-bill prices decrease any further, we could have an implosion in the bond market.



Negative interest rate bonds

Over 20% of global GDP comes from countries with subzero rates. Negative yields in Europe and Japan and Switzerland and Sweden and Denmark mean the US could be next. Heck, Fed Chair Janet Yellen admitted she won’t take negative rates “off the table.” If that happens, that will essentially be a tax on your bank deposits.



See the rest of the story at Business Insider

How Facebook will improve one of its most 'powerful' products (FB)

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Facebook Groups

Urvashi Pateole got hooked on motorcycles as a teenager, falling in love with the excitement and liberation that riding offered her.  

But she knew very few other Indian women who wanted to ride with her.

"I realized that there was a lack of women bikers and the very few who existed were treated with hardly any respect," she told Business Insider via email.

"There were many women who wanted to start riding bikes but had to face denials from home and from peers — especially men who said that this was not a place for women."

So, in 2011, she started the "Bikerni" Facebook Group to try to unite Indian motorcyclists already out there and inspire others. It has since swelled from 11 members to nearly 1,000 "free-spirited women who are afraid of nothing, are full of confidence and ride together to far off places."

Pateole's story highlights one of the many unexpected ways in which people are using Groups, which is one of Facebook's most-used standalone products. With more than one billion monthly users, it's more popular than either Messenger or Instagram (chat app WhatsApp also has 1 billion MAUs). Group members make more than 10 billion comments and they "like" 25 billion posts or photos each month.

A huge range of uses

When the social network first launched Groups, people treated them more like bumper stickers. You'd join a group like "I'm really ticklish" or "I love the sound of crunching leaves." Since the company relaunched the product in 2010, though, it has evolved into a tool for communication, event planning, and support. 

Facebook Groups product manager Alex Deve tells Business Insider that he's stunned on a daily basis by the wide range of communities out there. Personally, he has recently used Groups to plan a trip to Jazzfest with his friends (they particularly appreciated the polls tool to pick restaurants and hotels) and to avoid email when communicating with his direct reports at Facebook. But he's seen Groups uniting people suffering from rare diseases, helping coordinate community meal donations, and to let people swap theories about the TV show "Making a Murderer." People use Groups with people they know as well as complete strangers. Facebook exec Chris Cox recently said that Groups have become "like Craigslist" in Indonesia. 

"Every day when I come to work, I try to find one Group that is really meaningful," Deve says. "Every day you can find something cool." 

He readily acknowledges that there's one area that needs work though.

"We're going to do a much better job of showing you Groups," he said.

Improving discovery

Today, discovery depends largely on current members sharing info about the group and inviting their friends. Although you can search for Groups if there are a few keywords that you want to find a community around, Facebook wants to make it much easier for you to discover communities that you might be interested in. 

Right now, for example, there are less than a dozen options in both "Suggested Groups" and "Local Groups" on my own Facebook. And the Suggested Groups aren't very interesting — they're mostly communities about finding an apartment in San Francisco, likely because I joined a similar group over the summer. I liked the book "On the Road" back in college, so Facebook suggests I might want to join a Jack Kerouac group. 

FacebookAlthough I can also see Groups my friends are part of, there doesn't seem to be any rhyme or reason to how they're organized. I'm seeing closed Groups that friends have with their families, and communities that would probably have been fun if I still lived in New York City. 

When I told Deve that I wasn't active in any Groups yet,because I hadn't really found any that I was interested in, he was aghast. He promises that it will eventually be much easier for everyone to connect across Groups. 

"How do you get everybody to have a meaningful experience? How do you help people accomplish things they want to accomplish?" he says. "I can't stress enough the meaningfulness of the Groups. It's more powerful than any other product you can imagine." 

So when will these better discovery features be rolled out? 

"Very soon."

The dedicated Groups app already has much better suggestions than the Facebook app or desktop site. Facebook declined to say how many people use the app, but say that the company is "very happy" with user growth (though it doesn't rank in the top 100 apps for iOS or Android on App Annie). 

Facebook is also working on creating better collaboration tools and Neve believes that the product's potential is so enormous both because of Facebook's scale and the fact that people need to use their real identity's for profiles. 

In honor of International Women's Day, here are some other amazing ways that women like Pateole are using Groups:

SEE ALSO: Surprising ways people are using the Facebook Live video product Mark Zuckerberg is 'obsessed' with

"Good Sister" Facebook Group includes more than a quarter of Iceland's female population and exists as a platform for them to "celebrate each other."

Check it out here



After a spurt of bad experiences with taxi drivers, Jackie Traverse created a "Women Helping Women Ride Safe" Facebook Group for First Nations women in Winnipeg, Canada.

"I feel as though the most valuable thing to come from this is to see the true strength of indigenous women come out and to show what they're capable of when they all work together towards one common goal — to keep our children, elders and ourselves safe," she tells Business Insider via email. "If we don't take a stand and do this who else will? This movement has also built bridges between women from all different walks of life and has built a sense of community."

Here's what the Group looks like



Members of the Group for Arab Women in Computing plan hackathons.

Find the Group here



See the rest of the story at Business Insider

The world's biggest bouldering gym is inside a former produce processing plant — and it's gorgeous

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Austin Bouldering Project

What's been called the biggest bouldering gym in the world opened in Austin, Texas, a few months back, and it's catching the attention of climbers and designers alike.

Most bouldering facilities look relatively similar. Worn, greyish blocks jut out from the walls, and the floor is blanketed with blue exercise mats reminiscent of sixth-grade gym class.

The Austin Bouldering Project, designed by Dylan Johnson of DJA Architects and furnished by interior designer Lilianne Steckel, is a work of art. Energetic pops of color, skylights, and industrial details make it look more like the inside of an Urban Outfitters catalogue than a place to break a sweat.

We spoke with Steckel about how she brought this beautiful bouldering gym to life.

As you enter through the roll-up garage door fronts, it's immediately clear the Austin Bouldering Project is unlike any climbing gym on Earth. It's breathtaking.



The Austin Bouldering Project is housed in a former produce processing plant, which Steckel says inspired the "slightly refined industrial details," like the steel railings and red oak wall cladding.



"I have had a love affair with wood for many years," she says, citing its rustic quality. "By presenting it in a crisp modern way, it can become more refined."



See the rest of the story at Business Insider

Gorgeous color photos from the Great Depression show life in one of America's darkest times

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Homesteaders Great Depression

The US entered the Great Depression — one of history's great financial calamities — in the late 1920s, and the country spent most of the 1930s mired in a debilitating economic malaise.

It ultimately took the outbreak of World War II to help the US wrench itself out of the protracted slump.

Photos of America during the Depression, much like the mood of the country, are often bleak, available only in black and white.

But the photos below, produced using color transparencies taken by various photographers between 1939 and 1941 and compiled by the Library of Congress, show the period and the people who endured it in vivid color — offering a new way to look at one of America's most studied historical eras.

SEE ALSO: Amazing colorized photos show a unique side of World War II

Trucks outside of a starch factory, in Caribou, Aroostook County, Maine, in late 1940. There were almost 50 trucks in the line. Some had been waiting for 24 hours for the potatoes to be graded and weighed.



Boys fishing in a bayou, in Schriever, Louisiana, in summer 1940. Cajun children in a bayou near a school in Terrebonne, a US Farm Security Administration project.



Hauling crates of peaches from the orchard to the shipping shed, Delta County, Colorado, in late 1940.



See the rest of the story at Business Insider

9 critical skills that will make you more successful in any field

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ice climbing

This post from LinkedIn Influencer Travis Bradberry appeared originally on LinkedIn.

The further along you are in your career, the easier it is to fall back on the mistaken assumption that you’ve made it and have all the skills you need to succeed.

The tendency is to focus all your energy on getting the job done, assuming that the rest will take care of itself. Big mistake.

New research from Stanford tells the story. Carol Dweck and her colleagues conducted a study with people who were struggling with their performance. One group was taught to perform better on a task that they performed poorly in.

The other group received a completely different intervention: for the task that they performed badly in, they were taught that they weren’t stuck and that improving their performance was a choice. They discovered that learning produces physiological changes in the brain, just like exercise changes muscles. All they had to do was believe in themselves and make it happen.

When the groups’ performance was reassessed a few months later, the group that was taught to perform the task better did even worse. The group that was taught that they had the power to change their brains and improve their performance themselves improved dramatically.

The primary takeaway from Dweck’s research is that we should never stop learning. The moment we think that we are who we are is the moment we give away our unrealized potential.

"Live as if you were to die tomorrow. Learn as if you were to live forever."— Mahatma Gandhi

The act of learning is every bit as important as what you learn. Believing that you can improve yourself and do things in the future that are beyond your current possibilities is exciting and fulfilling.

Still, your time is finite, and you should dedicate yourself to learning skills that will yield the greatest benefit. There are nine skills that I believe fit the bill because they never stop paying dividends. These are the skills that deliver the biggest payoff, both in terms of what they teach you and their tendency to keep the learning alive.

 

SEE ALSO: 8 critical things successful people do before 8 a.m.

1. Emotional intelligence (EQ)

EQ is the “something” in each of us that is a bit intangible. It affects how we manage behavior, navigate social complexities, and make personal decisions that achieve positive results. EQ is your ability to recognize and understand emotions in yourself and others and your ability to use this awareness to manage your behavior and relationships.

Decades of research now point to EQ as the critical factor that sets star performers apart from the rest of the pack. It’s a powerful way to focus your energy in one direction, with tremendous results.

TalentSmart tested EQ alongside 33 other important workplace skills and found that EQ is the strongest predictor of performance, explaining a full 58% of success in all types of jobs. Of all the people we’ve studied at work, we've found that 90% of top performers are also high in EQ. On the flip side, just 20% of bottom performers are high in EQ.

You can be a top performer without EQ, but the chances are slim. Naturally, people with a high degree of EQ make more money, an average of $29,000 more per year than people with a low degree of emotional intelligence.

The link between EQ and earnings is so direct that every point increase in EQ adds $1,300 to an annual salary. Increasing your EQ won’t just pad your bank account, it’ll make you happier and less stressed as well.



2. Time management

One of the biggest things that gets in the way of effective time management is the “tyranny of the urgent.” This refers to the tendency of little things that have to be done right now to get in the way of what really matters.

When you succumb to it, you spend so much time putting out fires that you never get any real work done. How many times have you left work at the end of the day, only to realize that you didn’t move the important things along even one inch?

Learning to manage your time effectively frees you up to perform at your absolute highest level, and it does so every single day of your life.



3. Listening

This one should be easy. If we’re not talking, we’re listening, right? Well, not exactly. A lot of times, we think we’re listening, but we’re actually planning what we’re going to say next. True listening means focusing solely on what the other person is saying.

It’s about understanding, not rebuttal or input. Learning how to suspend judgment and focus on understanding the other person’s input is one of the most important skills you can develop.

Listening is a bit like intelligence — most everyone thinks they’re above average (even though that’s impossible). A study at Wright State University surveyed more than 8,000 people from different verticals, and almost all rated themselves as listening as well as or better than their co-workers. We know intuitively that many of them were wrong.

There’s so much talking happening at work that opportunities to listen abound. We talk to provide feedback, explain instructions, and communicate deadlines. Beyond the spoken words, there’s invaluable information to be deciphered through tone of voice, body language, and what isn’t said. In other words, failing to keep your ears (and eyes) open could leave you out of the game.



See the rest of the story at Business Insider

I'm a self-made millionaire, and I think there are only 3 ways to build massive wealth

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businessmen crossing street

There are only three ways that you can create massive wealth for yourself.

Besides becoming a professional athlete or reaching fame in the arts (musician, artist, etc.) there are other legitimate ways to earn your wealth, and they'll be the same for a long time. Becoming a millionaire is more possible then ever before.

The first question before you become a millionaire is why? Why do you want to earn millions? Most people only want to become a millionaire to spend a million dollars — and that's not the right reason.

Jim Rohn once said, "When the why gets bigger, the how gets easier." This means that if you know why you're doing something, you'll always find a way to do it. When you know what you want, you'll learn how to do it.

In the process of becoming wealthy, you've got to increase the quality and quantity of service that you render. Otherwise, there's no other way to reach the financial position you seek.

As you go down this list, earning your fortune will become easier. Here are the only three ways to become a millionaire:

SEE ALSO: The 12 skills that helped me become a millionaire at 24

1. Specialize in a trade

This means that you'll have to give up entry level jobs and seek schooling so that can secure you a degree in a highly specialized and in-demand professional job for the rest of your career.

For instance, if you wanted to become a doctor, nurse, lawyer, engineer, professor, architect, banker, project manager, IT specialist, executive, or any kind of specialized position that is in-demand, you would basically have to go to school for several years and secure a job of some kind in your field.

Not only will this take five years of more to start earning money, but you'll also have to hold a steady job for a while to pay off your school loans. Eventually, after 10 years or so, you'll be able to earn over $1 million if you make the right investments with your money in your career.



2. Become a sales superstar

This is a better alternative, since you don't necessarily have to go to school, although it would not hurt. You can obtain many positions in the United States that would pay you a commission-base job. This way, you can control how much you earn based on your performance.

There are many positions waiting to be dominated such as account management, real estate, car sales, insurance, home remodeling, and many more jobs. If you live in a city of at least 50,000 people, all you have to do is go do a search on Indeed.com or Craigslist.org and you'll find dozens of sales jobs.

The virtue is mastering a sales job is that you have control over how much you would like to earn, to a certain extent. Of course, you still have a job, which may limit your freedom from living the kind of lifestyle that you want, but this is still a feasible route that could take five years or less, depending on your actions.



3. Build a business

This is the easiest way to earn your millions. We've heard stories of entrepreneurs who have made their fortunes many times over because of the business they've built. Building a business is fun and gives you maximum freedom if you do it the right way.

However, I would stay away from multi-level marketing firms, unless you're a sales superstar. Building a successful business requires you to create and use your own template, not that of others. The better system you can devise, the further you can go. One of the keys to building a business is that you surround yourself around the right people and stay educated.

You'll also have to break many habits that you've been taught while growing up. Besides the many hours you put into your business in the beginning, the payoff is substantial and you could earn your first million within three years, like I did. There are more options than ever to do this if you're willing to make it happen!

Bonus: Or you can do all. If you can specialize in a trade and become a sales superstar as you build your business, you'll be able to do what only the greatest innovators have been able to do.



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These beautiful tiny homes cost less than $20,000 to build — take a look inside

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A team of architecture students designed a seemingly impossible home.

After more than a decade of designing, editing, and re-working, the students at Rural Studio, Auburn University 's architectural design program, built two cottages with materials that cost just $14,000 each (The team calls them the "20K Homes").

The goal was to create a model for building homes that are both beautiful and affordable. Take a look inside.

SEE ALSO: Take a look at what it's like to live in a 98-square-foot tiny home

The Rural Studio students built the homes at Serenbe, a community of nearly 500 artists in residence in northwestern Georgia. The site features a 25-acre organic farm, seasonal Saturday farmer's markets, art galleries, films, and lectures.



"There's a need for affordable homes to be designed with integrity," Serenbe's co-founder Steve Nygren tells Tech Insider. "We need to downsize in general."



The 500-square-foot homes' walls are primarily made from local pine lumber, and the roofs are made tin. They share a connected wooden porch.



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The 15 most stylish guys in the world right now, ranked

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4x3_the 15 most stylish guys in the world

Style is inherently subjective.

Who does it better? Who is better dressed than somebody else? When it comes down to it, style is really half nailing the basics and half personal preference.

With that in mind, we've decided to rank the best-dressed men in the world according to pure style, keeping in mind how well each nails the basics of tailoring and grooming.

This is by no means a comprehensive list, but these are the 15 guys who we think are the most stylish in the world right now:

SEE ALSO: 12 things the modern gentleman should keep in his gym bag

DON'T FORGET: Follow Business Insider's lifestyle page on Facebook!

15. Michael B. Jordan

Michael B. Jordan has been killing the game in his recent red-carpet appearances and promotions for his 2015 movie "Creed."

He's since taken an interest in men's style, and we have to say that he's a natural — enough to earn the last spot on our list.



14. Cam Newton

It's no surprise that the most stylish man in the NFL would make a list like this. We respect Newton's irreverent take on press-room dress, which includes a lot of bare ankle and loud patterns.

For that reason, he's dabbed his way onto our list.



13. Ryan Gosling

Gosling already? Yes, the dreamiest man in show business is good enough to only take No. 13 on our list.

But that doesn't mean that "The Big Short" actor is any slouch. We respect his penchant to switch it up, wearing shawl collars with no tie and a top that can be referred to only as a "pajama shirt."



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An airplane-sized asteroid just flew past Earth — it didn't hit us, but others might

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Asteroid Crash from space

On Monday, March 7 at 8:42 a.m. ET, a rogue asteroid passed by Earth, missing us by a safe 2.54 million miles.

This was obviously great news for our planet, considering scientists predicted back in February that there was a chance it could swoop as close as a staggering 11,000 miles from Earth — about 22 times closer than our moon. That would've been a near-miss.

Scientists have been keeping a watchful eye on this errant space rock they've dubbed asteroid 2013 TX68 since they discovered it a few years ago.

In 2013, it swooped within 1.3 million miles of our home planet, measuring about 100 feet in diameter, roughly the size of an airplane.

While new NASA calculations say that this particular rock isn't going to hit us within the next 100 years — even on its next pass slated for September 28, 2017 — others might.

Though the likelihood is small, the consequences of a strike would be enormous, according to Nahum Melamed, a project manager with the Aerospace Corporation.

Melamed recently spoke at an event for the American Institute of Aeronautics and Astronautics in Manhattan Beach, California, about what scientists refer to as planetary defense, and Tech Insider was in the audience.

Here's what asteroids have done in the past, and what scientists at NASA and other institutions are doing to mitigate their threat in the future.

About 30,000 objects are floating near Earth that could strike it someday — 1,600 of which NASA has labeled "potentially hazardous."



An impact by one could mean anything from broken windows to global extinction, which is why scientists are working hard to find and, if necessary, deflect or destroy these rogue space rocks.

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These space rocks are leftovers from the solar system's formation some 4.6 billion years ago. A big one slamming into Earth could mean our end.



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The multimillion-dollar sums that celebrities make on books — and how they actually sell

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Amy Schumer

After returning a one million-dollar book advance (with interest) to HarperCollins in 2014, Amy Schumer landed one of the biggest advance deals the publishing world has ever seen — at an astounding rumored $8-10 million

The comedian announced the pre-order for her book, out August 16, on Tuesday, and posted the book cover to her Instagram.

Though Schumer's multimillion-dollar book advance tops the deals made for Tina Fey's "Bossypants" and Lena Dunham's "Not That Kind of Girl," these giant sums for A-list books are becoming more and more common. And the actual book sales don't always end up being so impressive.

Bruce Springsteen recently announced that he has an autobiography coming out in September of this year.

The autobiography's publisher, Simon & Schuster, declined to release the amount of his advance, but Page Six reported that it was more than $10 million. 

Here's a look at six reported celebrity advances and how some of the subsequent books have sold.

SEE ALSO: Here are your favorite TV shows that are getting renewed for another season

"Bossypants" by Tiny Fey

Advance: $6 million

Sold: More than 3.5 million copies since 2011

Source: New York Times



"Boys in the Trees" by Carly Simon

Advance: More than $1 million

Sold: 74,999 copies since November 2015 

Source: Crain's New York, Publishers Weekly 



"Modern Romance" by Aziz Ansari

Advance: $3.5 million

Sold: 282,000 copies from June 2015 through September 2015 

Source: New York Times



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Top US Olympic athletes open up about the music they use for inspiration and motivation

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The 2016 Olympics are getting closer and closer. In August, Olympians will pack up their bags and head over to Rio De Jinero to compete against athletes from around the world. 

Training is crucial to success and becomes a way of life for most of these athletes for years leading up to the Olympic Games. Finding that perfect niche to get you motivated can be tough.

There is one key to prepping for a competition, getting motivated, or just getting in the right mindset that many U.S Olympic athletes have in common — and that's music.

Below is a look at some of Team USA's top athletes, via  and the music that helps them prepare.

Swimmer Simone Manuel listens to a lot of Christian and gospel music to keep her motivated.



Gymnast Donnell Whittenburg likes to listen to "Jumpman" by Drake while he trains.



During training, Gymnast Aly Raisman likes to listen to country music for inspiration.



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