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12 investing books to read if you want to get rich

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reading book

If you want to get rich, the single most effective way to do it is to invest.

"On average, millionaires invest 20% of their household income each year. Their wealth isn't measured by the amount they make each year, but by how they've saved and invested over time," writes Ramit Sethi in his New York Times bestseller, "I Will Teach You To Be Rich."

To help you get started, we compiled some of the greatest books out there on investing by sorting through legendary investor Warren Buffett's favorites, and adding a few of our own top picks.

No guarantees, of course — but if you want to get rich, it can't hurt to get reading.

SEE ALSO: 11 short books to read if you want to get rich

'The Intelligent Investor,' by Benjamin Graham

Warren Buffett first picked up a copy of legendary Wall Streeter Benjamin Graham's "The Intelligent Investor" when he was 19. It was one of the luckiest moments of his life, he said, because it gave him the intellectual framework for investing.

Buffett is not the only fan: Billionaire investor Bill Ackman, among countless other Wall Street power players, cite this in-depth introduction to value investing as life-changing.

Even if the industry you work in is far removed from finance, Graham's advice will help you make the most of your money in the long term.

Buy it here »



'The Little Book of Common Sense Investing,' by Jack Bogle

Endorsed by Buffett in his 2014 Berkshire Hathaway shareholder letter, "The Little Book of Common Sense Investing" tells you how to use index funds to build wealth.

Bogle, founder of the Vanguard Group and creator of the world's first index fund, explains why these relatively straightforward vehicles can be so effective — and warns against investment fads and fashions.

Fans say it's far from boring, and the stats and charts are balanced with anecdotes and advice.

Buy it here »



'The Investment Answer,' by Daniel C. Goldie and Gordon S. Murray

In "The Investment Answer," Goldie and Murray provide a general guide to investing by focusing on five decisions every investor has to make. These include whether to invest alone or with a professional; how to allocate among stocks, bonds, and cash; and when to sell or buy assets.

Murray, a Wall Street veteran, and Goldie, a financial adviser, keep their guide brief and jargon-free for any investor — experienced, beginner, and everyone in between.

Buy it here »



See the rest of the story at Business Insider

14 of Twitter's earliest employees: Where are they now? (TWTR)

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 Evan Williams and Jack Dorsey

Twitter celebrated its 10th birthday on Monday, and many are taking the occasion to reflect on its early days.

So who were Twitter's first employees?

To answer that, you have to go all the way back to a company named Odeo.

Odeo was co-founded in 2005 by Evan "Ev" Williams, and the startup was going sideways. About one year in, Odeo employees started building Twitter as a side project. The 140-character platform grew from there. 

Most of Odeo/Twitter's earliest employees are no longer at the company. But we trawled through a list of the first 500 Twitter accounts ever created and found 14 early staffers who worked on the product. [Note: The first documented Twitter account begins at 12. Numbers one through 11 were likely test accounts].

One of the early Twitter employees, Crystal Taylor, is still at the company. Most of the others — including all of its founders except for Jack Dorsey — have moved on.

It's worth noting that just because these people all had early access to Twitter, it doesn't mean they all made a fortune when it went public. It's unclear who was given shares when Ev Williams bought Odeo back from investors and restructured Twitter as a new company in 2006.

Regardless, here's what some of the early employees are up to now.

Florian Weber, @csshsh

Twitter account number: N/A

Twitter bio: "Freelance Software Engineer – Formerly: First engineer of Twitter, CTO & Founder of Amen" He didn't get any stock in Twitter.

Current number of followers: 2,802

Date worked for Twitter/Odeo: March 2005 to February 2007

Most Recent Twitter/Odeo title: Lead Ruby on Rails developer

What he's doing now: Freelance Software Engineer

Handle: @csshsh



Blaine Cook, @Blaine

Twitter account number: 246

Twitter bio: "Sociotechnologist. Social solutions for technological problems. CTO / Co-founder at . Founding Engineer at ."

Current number of followers: 14,606

Date worked for Twitter/Odeo: February 2005 to April 2008

Most Recent Twitter/Odeo title: Lead Developer, Twitter CTO

What he's doing now: Founder, Poetica

Handle: @blaine



Ray McClure, @rayreadyray

Twitter account number: 31

Twitter bio: "Hyped on the internet and related activities. Creating immersive desktop, mobile, VR and installation experiences at Dreamboat. VR, WebGL, WebVR, Web Audio"

Current number of followers: 10,768

Date worked for Twitter/Odeo: December 2004 to April 2007

Most Recent Twitter/Odeo title: Actionscript Developer

What he's doing now: Creating immersive desktop, mobile, VR and installation experiences at Dreamboat.

Handle: @rayreadyray



See the rest of the story at Business Insider

6 advantages the iPhone SE has over bigger phones (AAPL)

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iphone 5se colors and dock

Apple is back to making iPhones with 4-inch screens with the brand new iPhone SE.

That's a big change from the general trend for premium smartphones, which have only gotten bigger in the last few years.

But Apple's iPhone SE has its merits that some might argue makes it better than the bigger iPhones.

Check out how: 

 

It's easier to use with one hand.

While the iPhone 6's 4.7-inch screen is small enough for some people, some still might struggle to comfortably reach the upper corners of the screen with their thumbs.

The iPhone SE's 4-inch screen makes it easy for pretty much anyone with any hand size to reach every part of the screen.



It's easier to put it in and take it out of your pocket.

The iPhone 6/6s is easy to put in your pocket and take out again, but it's not as easy as it was with the iPhone 5/5s' diminutive form.

 



It's more portable.

The iPhone SE is 30 grams lighter than the iPhone 6/6s, which makes a surprisingly large difference to make it more portable.

That means it's even easier to carry around and lighter in your bags or pockets.



See the rest of the story at Business Insider

11 crazy yet genius food mashups

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slurpee donut

7-Eleven just unveiled its "Slurpee donut," a masterful deep-fried pastry that tastes like a cherry icee.

It's just the latest food mashup to cause a collective Internet freak-out. 

Below, a look at 15 food concoctions that are true feats of human ingenuity.

 

The rainbow bagel.

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Earlier this year, Brooklyn's The Bagel Store's bagels made from rainbow-colored dough captivated our Instagram feeds.

Due to all the hype, the store closed for renovations, but will re-open some time in the near future.

 



The Slurpee donut.

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7-Eleven introduced a donut that tastes like its iconic Wild Cherry Slurpee, complete with sugar crystals to imitate the icy beverage.



The pizza donut.

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The Dough Exchange blessed Santa Ana, CA with the pizza donut in late 2014. Sadly, it closed last year, but here's a recipe if you'd like to make a batch at home.



See the rest of the story at Business Insider

Here are the 2 biggest changes that just hit your iPhone

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On Monday Apple released iOS 9.3, its latest software update for the iPhone and iPad.

Now that the update is out, here are the two biggest features you should know about:

Night Shift mode will make it easier to read at night.

Plenty of scientific research has shown that it can be harmful to look at your smartphone's screen at night— doing so can negatively affect your sleep quality and cause even more serious health problems.

Apple's Night Shift mode automatically makes the display's color palette warmer as the sun sets. Check out our detailed Night Shift guide for more.



You can secure the Notes app with your fingerprint.

If you want to make sure prying eyes can't peep your notes in the Notes app, iOS 9.3 lets you lock individual notes with a password or your Touch ID fingerprint. Tap the share menu from a note and "Add Password" to get started.



See the rest of the story at Business Insider

Striking photos of Obama's trip to the revolutionary heart of Cuba

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obama cuba

On Sunday, President Barack Obama became the first sitting US president since 1928 to travel to Cuba.

After a decades-long freeze between the two nations following the rise of the Castro regime in the early 1960s, Obama announced the normalization of relations between the US and Cuba in late 2014.

And after 14 months since, the president, accompanied by a delegation of dignitaries and business representatives, set foot on the island, meeting with Cuban President Raul Castro for bilateral talks.

Obama's trip has already sparked a bit of controversy. While paying tribute to Jose Marti, a respected Cuban writer, Obama was photographed in front of the large mural of revolutionary Ernesto "Che" Guevara.

Here are some of the best photos from Obama's historic visit to Cuba:

SEE ALSO: We took 27 gorgeous photos of ordinary life in Havana, where Obama began a historic visit

Air Force One, carrying US President Barack Obama and his family, flies over a neighborhood of Havana as it approaches the runway to land at Havana's international airport on March 20.



Obama joins others in looking out the window of Air Force One on final approach into Havana on March 20.



The Obamas disembark Air Force One at Jose Marti International Airport in Havana.



See the rest of the story at Business Insider

23 examples of amazing camouflage on military planes

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israel f-16

Just like their sister branches on the ground, air forces around the world constantly seek to change and improve the camouflages they use.

And like all other examples of camouflage, aircraft patterns vary widely between countries, aircraft, historical period, and the location the aircraft was being deployed to.

Below we have listed some of our favorite examples of unique and varied aircraft camo patterns.

SEE ALSO: Can you spot the elite Israeli soldiers hiding in this photo? Hint, there are 2

DON'T MISS: See if you can spot the armed camouflaged Marine watching you

A Russian SU-27 Flanker aircraft banks away with an RAF Typhoon in the background. RAF Typhoons were scrambled on June 14, 2014, to intercept multiple Russian aircraft as part of NATO's ongoing mission to police Baltic airspace.



A Russian Su-35 Super Flanker soars through the clouds.



Two RF-4Es of the Japan Air Self-Defense Force patrol above Japan.



See the rest of the story at Business Insider

Inside Twitter's 10th birthday party

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#LoveTwitterEmployee

Twitter celebrated its 10th birthday on Monday.

Although the company has had its share of troubles — user growth has stalled and the company still isn't profitable — ten years is like a lifetime in tech. So the employees there had a lot to celebrate.

Here are some pictures Twitter sent along of the internal celebration. 

SEE ALSO: 14 of Twitter's earliest employees: Where are they now?

Twitter cofounders Jack Dorsey (the current CEO), Biz Stone, and Ev Williams kick off the celebration.



Another shot of Stone, Dorsey, and Williams talking to employees.



Employees listen to recently hired Chief Marketing Officer Leslie Berland.



See the rest of the story at Business Insider

The 16 best universities in the world by excellence in subjects

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Colorado School of Mines2

Every year QS releases a ranking of all the best universities in the world by subject and region. The study takes into account the opinions of thousands of academics and employers, as well as the number of times work done by people at the university is cited in academic research. It's a hugely comprehensive survey, and is respected across the world.

In its 2016 list, released on Tuesday, QS, a British company specialising in education and study abroad, ranked 42 different academic disciplines across the board, more than any other ranking it has ever done. To honour this Business Insider decided to rank the world's universities based on how many different categories they rank first in.

In total, 16 different universities came top of at least one of the 42 subjects, which range from economics to history, all the way to mineral and mining engineering. The universities right at the top are well-known, and there aren't too many surprises. However, further down the list, there are some pretty unknown institutions.

Check out the list below. The number in brackets represents the number of academic disciplines each university topped QS' ranking in.

University of California, Davis (1) — Just outside the city of Sacramento, Davis is one of the 10 constituent campuses of the University of California. It’s the place to go if you want to become a vet, ranking first of any university on earth.



University of Pittsburgh (1) — Aspiring philosophers should head to the American city of Pittsburgh, Pennsylvania, where the philosophy programme is ranked as the best in the world by QS. Notable alumni of Pitt include three Nobel Prize winners, and NFL MVP quarterback Dan Marino.



The Juilliard School (1) — Located in New York City, Juilliard is probably the most famous performing arts school in the world. It’s also the best, at least according to QS. The company ranks Juilliard as the best place on earth to do a performing arts degree.



See the rest of the story at Business Insider

A 35-year-old and his wife ditched the rat race for a cabin in the woods and now live off the grid debt-free

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Dan Timmerman lives off the grid

Professional cyclist Dan Timmerman always wanted direct access to nature. Sitting around observing it from a distance was never enough. He wanted to be in nature.

Five years ago, Timmerman and his wife, Sam, bought a 10-acre property in rural New York and moved into a cabin. They have lived there ever since.

While the couple hasn't totally rejected modern life — they have no TV, but do own cellphones, laptops, and cars — they lead an unconventional lifestyle that is simple and enlightening. They own their property outright, have no debt, and live on solar power.

DirtWireTV recently profiled Timmerman for a day-in-the-life video, and Business Insider later caught up with him to learn more about what it's like living off the grid.

DON'T MISS: One of the hottest things in cycling right now is riding your bike someplace far and then taking the train home

SEE ALSO: 35-year-old American who thinks modern life is too stressful works 6 months a year, then lives on $10 a day adventuring around the world on a bicycle

By living in their cabin off the grid, Timmerman and his wife, who is a caterer, have saved a good deal of money.

"We're on the reduce-your-expenses method," he told Business Insider. "This is an off-the-grid cabin that we bought pretty cheaply, and living this way is cheap. We don't have many expenses, if any, basically just a cellphone bill.

"We have plenty of money in the savings, and I'm able to work as a professional racer mainly because of the way that we live. If I had to pay rent in town it would be a different story."



"Off the grid" can have a lot of meanings. For Timmerman, it means their cabin isn't connected to the electrical grid at all.

"We have our solar power, which is stored in batteries. A lot of people assume that means you're also disconnected, but that's not true in our case. We are connected. We talk on the phone. We have the internet."



Though Timmerman and his wife live in the woods, that doesn't mean they aren't connected to the world. They have cellphones and laptops, using mobile data to go online. While they don't stream movies, they occasionally watch DVDs. He uses the internet to keep up with the bike-racing community and do research for all his projects.

"We're pretty content," he says. "Living in the city or in town, you have the social aspects and the conveniences, but you're surrounded by concrete and motors, you know? For us it's more worth it to be out here, to have access to the natural world, have our place, and do all the projects we want to do."

Timmerman says living off the grid does have drawbacks.

"We end up driving more because my wife works in Ithaca, and we're 18 miles outside of town. And certain times of the year, like winter, you tend to feel a bit isolated. But it's not like we live in the middle of a mountain with nobody around us. We have a pretty hoppin' village eight miles away, and we go in, and we have friends down the hill."



See the rest of the story at Business Insider

14 of the coolest apps and tech products not available in Europe

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sad unhappy shocked scared facepalm germans germany football supporters

Europe's has a burgeoning tech scene, but when it comes to the coolest new apps and products, the continent often gets left behind.

Sometimes it's because the continent is lower priority; other times it's because of onerous regulation.

But whatever the reason, Europeans often end up missing out on the latest American tech, from Snapchat's Snapcash to the Amazon Echo.

Here are 14 of the most exciting products that Europeans can't get their hands on.

Amazon Echo

The Echo is a speaker and digital assistant released by online retail giant Amazon. Using your voice, you can use it to play music from a variety of sources, read audiobooks and the news, provide traffic, weather, and sports updates, control internet-connected appliances and more. But not if you live in Europe.

The US is Amazon's primary market, and so it tends to roll out its products exclusively there first. The Echo may make its way to European shores eventually, but there has been no official announcement yet.



Pandora

Pandora is an extremely popular online radio service, with 80 million active users. But Europeans wanting to give it are out of luck: It’s only operational in the US, Australia, and New Zealand due to "licensing constraints."



Facebook Graph Search

Facebook Graph Search was a radical revamp of Facebook’s search box that was first introduced in March 2013. It allows for natural-language search queries — or more simply, you can just type what you want and it understands it. “Friends who went to the University of Oxford and like Kendrick Lamar,” or “People who are single and like Oasis.”

Although Graph Search has been discontinued as a product name, its natural-language features still exist — but they're only available for Facebook users who use English (US) as their language, the primary language of Facebook's developer team. It is yet to launch for English (UK) or any other European languages.



See the rest of the story at Business Insider

The Raleigh Roker Comp is the funnest bike we've ever ridden

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Raleigh Roker Comp bike review copy

Most of my cycling friends live in a perpetual state of want, and if you're like them, you always want a new bike, or at least think about owning a new bike, no matter how wonderful your bike may be. You might even find yourself staring at other people's bikes.

How many bikes can you realistically own? Apparently the correct number is n+1, as Velominati notes, with an important caveat: "While the minimum number of bikes one should own is three, the correct number is n+1, where n is the number of bikes currently owned. This equation may also be re-written as s-1, where s is the number of bikes owned that would result in separation from your partner."

But if you could really own just one bike, which would it be? I'd want a bike that could do just about everything and not be crazy expensive. It wouldn't have to be perfect at anything, except at doing everything well. I like riding on all terrains, often in the same week and sometimes on the same ride, so it would need to be an all-seasons commuter, fast enough for weekend group rides, and something I could confidently take off-road when the trails call. It'd also have to be fun and good-looking.

For me, the Raleigh Roker Comp would probably be that bike. I just rode it for a month, and this is what it's all about:

SEE ALSO: Pro cyclist ditched the rat race for a cabin in the woods and now lives off the grid debt-free

DON'T MISS: The hottest thing in cycling right now is riding your bike someplace far and then taking the train home

This Roker Comp came to me brand new, via a local bike shop, assembled with Shimano 105 components, disc brakes, 700c wheels, and 40mm tires. In size 58cm it weighs 20.4 pounds (claimed, without pedals) and sells for $3,300.

The Nottingham, England-based Raleigh Bicycle Co. is one of the oldest bicycle companies in the world and has built its reputation on steel bikes, but the Roker Comp's frame and fork are made of carbon fiber, the super-stiff and extremely light material used in the vast majority of higher-end performance bikes today. And as is the case with a lot of big bike companies now, Raleigh's bicycles are made in Asia — its carbon and aluminum bikes in China and its steel bikes in Taiwan.

As I rode it home the first day, the bike felt remarkably comfortable, plush even — in contrast to my aluminum cyclocross bike turned commuter — but also immediately responsive when I sprinted.

In all, about half the riding I did was commuting to work, between Brooklyn and Manhattan, a 10-mile ride that brings me down (unavoidable) bone-rattling streets with potholes, uneven surfaces, and sunken manhole covers. None of it was a bother on the Roker Comp, which with its wide tires and relaxed frame geometry smoothed out the bumps.



On weekends I hit dirt trails, gravel and fire roads, and singletrack wherever I could find it, usually in nearby Long Island. While not intended for hardcore mountain biking, on not-too-technical singletrack and fast-and-flowy trails the Roker Comp rose to the occasion. All I wanted to do was bunny-hop and jump stuff and, most of all, keep riding. On one local twisty descent, where you reach 30 mph in a few seconds, the thing was perfectly predictable each time.

I appreciated what it lacked too. It didn't have the harsh rigidity of a road or even cyclocross bike, but it didn't have the heaviness of a sluggish mountain bike either. And that's what made it so fun to ride for hours: the pleasing snappiness of the carbon frame, the tall wheels, the excellent tires, the stability, good for on the road and off. It's a serious bike, and it's a fun bike.



What kind of bike is the Roker Comp exactly? I asked Dave Pearson, the product manager at Raleigh. "It's all road, any road, a go-anywhere, do-anything bike," Pearson told Business Insider. "I like to call it an adventure bike."

So what are those? In short, and as the name implies, they're bikes you can ride almost anywhere. Adventure bikes typically have frames that resemble those of cyclocross bikes, drop handlebars, disc brakes, and extra tire clearance for mud.



See the rest of the story at Business Insider

Here's everything leaving Netflix in April that you should watch

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April's coming up, and these titles will be headed out the door on Netflix.

So it's a good time to catch up on Dave Chappelle's cult comedy "Half Baked," Steven Spielberg's "Hook," and "2 Fast 2 Furious," to name just a few.

Below is the full list.

We've highlighted some titles we think you should check out in bold. 

SEE ALSO: Here's the trick directors use when they can't get stars to finish a movie

Leaving April 1

"101 Dalmatians"
"2 Fast 2 Furious"
"Along Came Polly" 
"Amistad"
"Bad Johnson" 
"Bandslam" 
"The Butcher's Wife" 
"Flashdance" 
"Hook" 
"Hotel Rwanda" 
"House of Wax" 
"I'll Be Home for Christmas" 
"The Inexplicable Universe with Neil deGrasse Tyson" 
"Léon: The Professional"
"M*A*S*H*" (Seasons 1-11)
"Nanny McPhee" 
"The Naked Gun 2 1/2: The Smell of Fear" 
"Nine to Five" 
"Pride & Prejudice" (2005) 
"Remember Me" 
"Rock Star" 
"The Rundown" 
"Smokin' Aces 2: Assassins' Ball" 
"Something New" 
"Star Trek: Insurrection" 
"Starship Troopers" 
"The Tale of Despereaux" 
"Vanilla Ice Goes Amish: Season 1" 
"The Vanilla Ice Project: Season 1­4" 
"The Wedding Date" 
"The Whole Ten Yards" 



Leaving April 2

"Anchors Aweigh" 
"Around the World in 80 Days: Special Edition" 
"The Devil at 4 o'clock" 
"High Society" 
"On the Town" 
"Pal Joey"
"Some Came Running" 
"Take Me Out to the Ball Game"



Leaving April 3

"Short Poppies: Season 1"
"Space Dogs"



See the rest of the story at Business Insider

The highly technical tricks behind all the blood and gore on 'The Walking Dead'

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the walking dead zombies

Ever had to clean up zombie blood? John Sanders does it all the time.

Tech Insider spoke with John Sanders, the property master for AMC's "The Walking Dead" about the gallons of gore that make up the series. Keep reading to see how the team handles and coordinates the massive amounts of blood and guts on the show. 

There are about a dozen different types of blood, used in lots of different occasions. Humans, for example, have a brighter shade of blood than walkers.



The "deadness" of the zombie affects what color blood the props team will use.

Sanders explained that the more decomposed a walker is, the blood will become a darkened, rotten color. 

"[Executive producer and makeup supervisor] Greg Nicotero’s guys, they have all these different colors of blood that we use for the actual killings of different things, whether it's humans or zombies or old zombies or new zombies or old dead people," Sanders said.

When Tech Insider spoke with Nicotero last fall, he described how the walkers will appear more decayed as time passes on the show. As Sanders mentioned, this will affect the color and material of the prop blood they use, saying they have different shades of "zombie dark blood" for the further decomposed and "zombie light blood" for newly resurrected walkers.



Lighting and the environment affect blood choice as well.

The show also uses different colors depending on the brightness or darkness of the scene.

"The [director of photography] may say 'Well, there’s not enough light. We need a lighter color.' or 'There’s too much light, we need a darker color.' Environment can make a difference, the type of walker, the type of person will make a difference."



See the rest of the story at Business Insider

5 things everyone should do in Iceland

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Snaefellsnes Peninsula Iceland Fodor'sIn his new novel, The Travelers, author Chris Pavone takes readers on a thrilling journey across Europe, from Bordeaux to Paris, Dublin to the Mediterranean, and even to an isolated cabin perched on the rugged cliffs of Iceland. That final locale is one of the many amazing places Pavone has traveled with his family, and he loved it so much that he offered to share his favorite experiences from his trip.

Including breathtaking hikes, picturesque vistas, New Nordic cuisine, and a one-of-a-kind museum that won't soon be forgotten, here are 10 things you can't skip in Iceland.

SEE ALSO: This futuristic Chinese opera house looks like a spaceship

DON'T FORGET: Follow Business Insider's lifestyle page on Facebook!

Take in the stunning scenery.

Wherever you look there are snow-capped volcanoes, or stark cliffs towering above the churning sea, or lush valleys or thunderous waterfalls or vast expanses of lava, often no sign whatsoever of civilization. It’s a sometimes bleak place, Iceland, but it’s pristine and unpolluted and constantly beautiful, like a greatest-hits album of nature’s power ballads.

Plan Your Trip: Visit Fodor's Iceland Guide



Visit the Golden Circle.

This set of well-merited tourist destinations is perfect for a guided day trip from Reykjavik: the geysers at Geysir, hard to beat for excitement; the breathtaking Gullfoss waterfall; Thingvellir, where you can descend into the ever-widening rift between the North American and Eurasian tectonic plates (Iceland grows about 2 centimeters per year), then visit the site of the world’s first parliament, Althing, more than a thousand years old. A perfect jet-lagged first day.

Plan Your Trip: Visit Fodor's Iceland Guide



Go whale watching out of Húsavik.

You clamber aboard a battered boat, and buckle a life vest atop your bright orange jumpsuit (all the better to see you with if you tumble overboard). The boat launches from this small hardscrabble port on the north coast into Skjálfandi Bay, just 50 miles shy of the Arctic Circle—the nearest landfall is the polar ice cap—and chugs out into the cold sea until, sooner or later, you see something breaching out of the water that takes your breath away. A once-in-a-lifetime experience.

Plan Your Trip: Visit Fodor's Iceland Guide



See the rest of the story at Business Insider

How to make the perfect poke bowl at home

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poke food52The first time I had a poke bowl, I was not in Hawaii. I was sitting in a restaurant in New York City two days after one of the largest blizzards in the city's history. Like I said, not Hawaii.

This explains why I know poke the way I (and many mainlanders) do: As a heaping serving of fresh, raw fish served over a bed of rice, doused in sauce, and covered in garnishes. It isn't traditional — its predecessor is served in Hawaii sans rice, with sea salt and maybe some limu, a type of algae — but iterations of the poke bowl are popping up all over the mainland.

These days, you can find poke served over zucchini noodles, doused in ponzu or soy sauce, covered with chile flakes, or served with avocado slices. Think of it as a fish-forward grain bowl.

Here's how to make a poke bowl in 5 steps.

 

SEE ALSO: Why a bowl of raw fish will be the next big thing in fast food

DON'T FORGET: Follow Business Insider's lifestyle page on Facebook!

Select your base.

The easiest way to turn poke into a meal is to serve it over a grain or vegetable. You’ll want about 2 cups of whatever you choose, per serving. If you’re looking for something more filling, opt for white or brown rice, soba noodles, or ancient grains like quinoa and farro. You can also use zucchini noodles (the customer favorite at Wisefish Poké, a poke restaurant in Chelsea) or mixed greens. Place your chosen base into a medium-sized bowl.

If you’re looking for a shareable snack, rather than a meal, serve the poke with tortilla chips, guacamole-style. (This is what we like to call Party Poke.)



Add your protein.

If you're opting for raw fish, make sure it's high-quality, from a fishmonger you trust. Michael Chernow, co-founder of New York City’s The Meatball Shop and their recent seafood restaurant Seamore’s which serves a poke appetizer, told me over the phone that there are several freshness indicators to keep an eye out, especially when purchasing fish to eat raw. “If you’re buying the fish whole, make sure the eyeballs are crisp and clear, that the flesh is resilient—when you push your finger into it, you want it to bounce back right away—and that the gills are bright red,” he explained.

Once you’ve found the freshest fish, eat it as soon as possible. As Michael puts it, “Once fish has been caught, it often spends five to seven days on ice on the fishing boat before it’s brought to harbor, then to a fish market, then to a monger or market. By the time you buy fish, it’s been out of water for ten to fourteen days.” He suggests eating raw fish the day you purchase it, if possible, and no longer than a day later, at most. Wisefish serves Ahi tuna, salmon, and Albacore tuna sourced from Wild Fish Direct, which offer overnight shipping, but any local fish seller you trust is also a great place to start!).

Most poke is made with tuna, which Roudy Leath, Seamore’s executive chef, explained is the because its traditional, holds its shape better, and is easy to bite through when raw. To make sure tuna is fresh, look for a deep red color, not dark purple, unless it’s Albacore tuna, which is slightly more pale.

If tuna isn’t your thing, go for fluke, flounder, salmon, or porgy. A good rule of thumb is to choose any fish you would make a ceviche with. Once you’ve found your fish, debone it and cut it into bite-sized pieces. You’ll want about four to five ounces per person. If you’re opting for mix-ins (we’ll get to this soon!), set the fish aside in a medium-sized bowl. If you’re eating it plain, add it on top of your base.

If raw fish isn’t your thing, cut an eight-ounce, firm slab of tofu or a large cucumber into bite-sized cubes. Set it to marinate for a few minutes in sesame oil and soy sauce or ponzu sauce before adding it to your base.

Chung Chow executive chef and co-owner of Noreetuh, a Hawaiian-inspired New York restaurant, suggests trying cured meats as poke. In Hawaii, this is called Pipikaula Poke. “This can include brisket, short ribs, or a piece of meat that’s been marinated and seasoned like poke,” he explained.



Opt for mix-ins.

If you want more flavor and texture in your protein (or vegetable!), add some mix-ins into it. To do so, toss as much or as little of the following options to your fish, to taste.:

- Grated ginger or ginger paste

- Cube avocado

- Sweet onion (this is often found in Hawaiian poke)

- Furikake

- Edamame beans

- Dried seaweed, like hijiki

Once you’re all set, pile your creation on top of your base.



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IBM's Watson analyzed all the 'Harry Potter' books and movies — and the results are fascinating

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You may know Watson for its ability to dominate Jeopardy, but did you know it has impressive movie skills too?

IBM has hinted at Watson's movie-watching capabilities, like in its commercial with film director Ridley Scott, but we've never seen it in practice. So we asked Watson to tell us what it thought of the "Harry Potter" original book series and movies — and the results are really interesting.

Watson jeopardy

By analyzing written text, Watson can identify different tones such as fear, joy, confidence, and openness. 

It can also analyze written text to assess personality traits based on the Big Five test, one of the most common, preferred ways psychologists use to measure personality. The test measures where you fit in the spectrum of these five qualities: extroversion, agreeableness, conscientiousness, neuroticism, and openness to experience.

These tone and personality assessment capabilities allowed Watson to analyze the "Harry Potter" characters. Watson was then able to rank the different traits of the "Harry Potter" characters and see how the characters differ in the books and movies.

Here's what Watson found:

Vinith Misra, a research staff member for IBM Watson, fed the supercomputer text from the "Harry Potter" books and movies to see if it could catch any differences between the two.

Because books naturally have more text than movie scripts, Watson can pick up more from the original series than the movies. Still, there was enough material for Watson to gain an understanding of how the character portrayals in the two differed, Misra told Tech Insider.



Neville and Voldemort are similar in many ways.

"I think part of it is that Voldemort and Neville are very extreme characters," Misra explained. They both ranked low on the "openness to experience" portion of the Big Five personality test.

Additionally, both scored fairly evenly on neuroticism. Neville ranked the highest out of all the characters for neuroticism in both the books and movies, which wasn't particularly surprising.

 



But Voldemort also ranked high on neuroticism.

"Voldemort is very high on neuroticism — it makes sense this guy is basically coming out in secret and has this master plan he must execute and anyone can screw it up," Misra said. "The guy has a lot of paranoia around him."

I guess you can see it as two very different kinds of neuroticism...



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6 things you don't owe your boss

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boss laptop feedback

The typical workday is long enough as it is, and technology is making it even longer.

When you do finally get home from a full day at the office, your mobile phone rings off the hook, and emails drop into your inbox from people who expect immediate responses.

While most people claim to disconnect as soon as they get home, recent research says otherwise.

A study conducted by the American Psychological Association found that more than 50 percent of us check work email before and after work hours, throughout the weekend, and even when we're sick. Even worse, 44 percent of us check work email while on vacation.

A Northern Illinois University study that came out this summer shows just how bad this level of connection really is. The study found that the expectation that people need to respond to emails during off-work hours produces a prolonged stress response, which the researchers named telepressure. Telepressure ensures that you are never able to relax and truly disengage from work. This prolonged state of stress is terrible for your health. Besides increasing your risk of heart disease, depression, and obesity, stress decreases your cognitive performance.

We need to establish boundaries between our personal and professional lives. When we don't, our work, our health, and our personal lives suffer. 

 

 

 

 

SEE ALSO: 17 things the boss should always say in a performance review

1. Your health.

It's difficult to know when to set boundaries around your health at work because the decline is so gradual. Allowing stress to build up, losing sleep, and sitting all day without exercising all add up.

Before you know it, you're rubbing your aching back with one hand and your zombie-like eyes with the other, and you're looking down at your newly acquired belly.

The key here is to not let things sneak up on you, and the way you do that is by keeping a consistent routine. Think about what you need to do to keep yourself healthy (taking walks during lunch, not working weekends, taking your vacations as scheduled, etc.), make a plan, and stick to it no matter what. If you don't, you're allowing your work to overstep its bounds.



2. Your family.

It's easy to let your family suffer for your work. Many of us do this because we see our jobs as a means of maintaining our families. We have thoughts such as "I need to make more money so that my kids can go to college debt-free."

Though these thoughts are well-intentioned, they can burden your family with the biggest debt of all--a lack of quality time with you. When you're on your deathbed, you won't remember how much money you made for your spouse and kids. You'll remember the memories you created with them.



3. Your sanity.

While we all have our own levels of this to begin with, you don't owe a shred of it to your employer. A job that takes even a small portion of your sanity is taking more than it's entitled to. Your sanity is something that's difficult for your boss to keep track of. You have to monitor it on your own and set good limits to keep yourself healthy.

Often, it's your life outside of work that keeps you sane. When you've already put in a good day's (or week's) worth of work and your boss wants more, the most productive thing you can do is say no, and then go and enjoy your friends and hobbies.

This way, you return to work refreshed and de-stressed. You certainly can work extra hours if you want to, but it's important to be able to say no to your boss when you need time away from work.



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These 5 US companies are opening for business in Cuba

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obama castro

As President Barack Obama wraps up his first full day in Cuba with an historic meeting with President Raul Castro, U.S. businesses are considering new opportunities as relations between the two countries continue to improve.

On Monday, the President said he was “confident” that the U.S. embargo on Cuba would end, a move that would go a long way to normalizing ties between the two nations. The president is expected to meet with U.S. business leaders and Cuban entrepreneurs later in the day at beer brewery along Havana Bay. A group of U.S. business executives traveled with the president to the island nation, underscoring the interest in building economic ties with the island nation.

Here are 10 companies that are already in Cuba doing business or paving the way for future operations.

Airbnb

The San Francisco-based company that matches travelers with home rentals began offering Cuban accommodations to authorized U.S. visitors almost a year ago after the president eased travel restrictions at the beginning of 2015. On Sunday, the company said it will be able to provide accommodations in Cuba to travelers from around the world starting April 2 after receiving special authorizations from the U.S. Treasury. Airbnb has accommodations in nearly 40 cities and towns in Cuba.



Google

President Obama said that Google has a deal to set up Wi-Fi access and broadband access in Cuba. Only 5 percent of the residents of the island nation have access to the Internet.



Starwood Hotels & Resorts Worldwide

Starwood on Saturday inked three hotel deals in Cuba, marking the first U.S. hospitality company to enter the country’s market in almost 60 years. The Hotel Inglaterra in Havana will join the company’s luxury collection while the Hotel Quinta Avenida will become a Four Points by Sheraton. Starwood also plans to include Hotel Santa Isabel into its luxury collection.



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5 hard truths about money even smart people forget

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businesswoman london sidewalk walking

We’ve all been there: You’re thinking so hard about how to solve a problem that you don’t notice the solution is right in front of you. Smart people do this all the time, sometimes overcomplicating their personal finances.

By overlooking simple financial truths, otherwise intelligent people can make a mess of their finances.

Take a look at some of these simple financial truths. Which ones deserve more of your attention?

SEE ALSO: 5 simple etiquette habits that help the rich get ahead, according to a man who spent 5 years studying millionaires

1. Behavior significantly affects the results of financial plans.

Even the most intricate financial plans are not immune to human behavior.

Unfortunately, it’s really easy to be rational and reasonable on paper, but it’s another story to be rational and reasonable in practice.

Financial planners understand this, as they have experienced firsthand how clients will often drift from the path laid before them — many times capsizing their lives.

Our desire for instant gratification and quick solutions can overshadow long-term plans. For example:

Desperate actions are often followed by sharp consequences.

Never avoid the simple financial truth that, even though you have a financial plan, you must use significant self control to see positive results.



2. Even the wealthy need a budget.

Smart people are often good at making a living — a great living.

But that doesn’t mean they don’t need a budget. Sometimes they think they don’t, but they’re wrong. Well, that is, unless they want to be severely ineffective with their funds.

Wealth brings with it a great deal of responsibility. Making big mistakes with few assets results in few losses. Making big mistakes with many assets results in huge losses.

Many wealthy people don’t feel the need to create a budget because they are able to “out pay” their financial negligence. But that comes at a high cost.

Instead, if you’re wealthy, you should truly consider the long-term benefits of creating a budget. By doing so, you should be able to identify several areas where you can save some money, which you could turn around and invest. You’ll also have the opportunity to prioritize your spending so you can make the most of your awesome income.

The smart thing to do is get on a budget — regardless of your financial status.



3. Money isn’t what matters most in life.

Smart people are great at calculations. But sometimes they get wrapped up in finance so much they forget the simple financial truth that money isn’t what matters most.

Money is simply a means to achieve certain financial goals. It can’t buy everything, and it certainly can’t buy the most important things in life.

Think about your family. Think about the meaning behind your work. Think about your friendships and the way you help others. These are all more important than money.

However, money certainly can help your family. It can also enable you to embark on a new career path. And, it can help you go out to have a good time with friends or give to others in need.

Money can certainly help you in many ways. But it isn’t the full story. Money never buys the best relationships or the most meaningful work. That’s because money is a tool. But there’s something deeper that allows the most important things in life to be realized.



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