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10 Of The Saddest, Weirdest Kickstarter Projects We've Ever Seen

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3d iphone

Kickstarter is a tool for making your creative dreams come true.

Of course, you have to convince others that that dream is worth pursuing. And then you have to convince them that it's worth giving you money for it.

As you can easily imagine, this doesn't happen all the time. For every Kickstarter homerun like the Pebble watch or Printrbot, there's another project that flops and falls flat.

Buzzfeed recently collected a bunch of these oddball projects and the Tumblr blog Sh*tstarter catalogs weird projects full time.

Here are our favorites.

What Is A Juggalo?

Billing itself as "the most hated documentary in the world," this movie about fans of the band Insane Clown Posse got almost no love. A self-fulfilling prophecy?

Total raised: $5 of $5,000 goal



House Boy: The Boardgame

Not very many people were interested in this "frisky and fun board game designed for the gays by gays."

Total raised: $5 of $7,500 goal



Hubble Star Cards: The Universe In Your Hands

These aren't conventional playing cards. They just feature pictures of heavenly bodies on them.

Unsure of what to do with them? The Kickstarter page offers some suggestions: "Pos­si­ble games include War, Go Fish, Sort­ing, Dis­tances, and Match­ing."

Total raised: $0 of $8,500 goal



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The Navy's New BAMS Drone Sees Everything That's Happening In The Persian Gulf [Presentation]

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Triton

While visiting the Persian Gulf last month for an international mine clearing exercise it was mentioned that the whole area was under constant surveillance by a Broad Area Maritime Surveillance (BAMS) drone.

Check out the BAMS drone >

The BAMS offers a 360-degree scanning ability with an Automatic Identification System that clocks and catalog's all surface vessels from 60,000 feet.

If the BAMS truly is flying above the Gulf it's early, not having been pegged for regular duty until 2015, but that's what I heard.

In addition to the high altitude scanning, the USS Ponce also uses the Scan Eagle drone system that can zoom in on individuals in small boats from several thousand feet in the air.

We posted this presentation several months ago, but thought it interesting after getting wind it was stationed in the Gulf, and shows that multi-level surveillance could become the norm.

Here's what the U.S. is watching. These are the 5 main operating bases where the MQ-4C fleet will be used, networking with other Navy and Air Force drones — notice the Persian Gulf has overlapping coverage by two BAMS drones



The MQ-C4 is designed for persistent maritime surveillance and intelligence-gathering — its makers say the Navy will have "24/7" coverage. The drone can travel 11,450 miles before it needs to be refueled



Along with its 360-degree scanning, it can capture images or full motion video at high resolution



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The Spooky Stories Behind 10 Of America's Most Famous Haunted Houses

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McPike Mansion Illinois Haunted

Creaking floors, inexplicable cold drafts and eerie sounds usually don’t top the list of dream house features.

Unless, of course, we’re talking about dream haunted house features.

It’s October, and we’re forgoing the usual roundup of eye candy in favor of some cobweb-draped places most people wouldn’t dare put a down payment on.

Tales of horror, glimpses of ghosts and a bevy of cobweb decor — it’s all here.

Click here to see the haunted mansions >

Winchester House: San Jose, CA

It’s as if original owner Sarah Winchester wanted her home to be haunted.

The eccentric widow of William Winchester, founder of Winchester rifles, held nightly seances to gain guidance from spirits and her dead husband for the home’s design.

The end result? A maze-like structure that took 38 years to build and includes twisting and turning hallways, dead ends, secret panels, a window built into a floor, staircases leading to nowhere, doors that open to walls, upside-down columns and rooms built, then intentionally closed off  — all to ward off and confuse evil spirits.

Source: Zillow.com 



Gardette-LaPrete House: 716 Dauphine St, New Orleans, LA

This Greek revival home was the site of the one of the grisliest murders in New Orleans‘ history.

A Turkish merchant, renting the home, was buried alive in the backyard and his harem entourage murdered.

Years later, the French Quarter home is still said to be the site of the merchant’s wanderings, and on certain nights, exotic music and incense from ancient parties waft from the home.

Source: Zillow.com 



Hampton Lillibridge: 507 E Julian St, Savannah, GA

This historic home was moved to its current location in Savannah by a local restoration expert.

As work began on the house, workers reported odd noises and a male presence.

Early on, they discovered a crypt on the building site half filled with water and covered it.

Despite the rumors of hauntings, the home was finished and was last on the market for $2.2 million in 2011. Although it’s off the market now, there’s no word of a buyer.

Source: Zillow.com 



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Europe Has Another Big Crisis, And It's MUCH Bigger Than Sovereign Debt

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Thin Ice caution danger

Europe is in crisis, and it's not just about occasional flare-ups in peripheral sovereign debt markets anymore.

In fact, it's really never been about that.

The European continent has for decades since the end of the Second World War struggled to create a transnational identity, the fulfillment of a dream to end military conflict between continental superpowers like France and Germany that has plagued it for centuries.

However, that identity – and the institutions like the EU and the ECB that embody it – has come at a great price. Voters in euro area member states have found that they are able to exercise less and less control over their own governance at the ballot box. In short, democracy is in crisis.

Now, Europe is at a historic crossroads, brought about by the disastrous implementation of the euro – it must either cede even more power to the supranational level, where voters aren't represented by elected officials, or face the fallout in financial markets.

The European Union was just awarded the 2012 Nobel Peace Prize for its contributions to democracy in Europe

On October 12, the European Union was awarded the 2012 Nobel Peace Prize. Interestingly, its contribution to strengthening democracy in Europe was cited as a key driver of the Nobel prize committee's decision, per the press release:

In the 1980s, Greece, Spain and Portugal joined the EU. The introduction of democracy was a condition for their membership. The fall of the Berlin Wall made EU membership possible for several Central and Eastern European countries, thereby opening a new era in European history. The division between East and West has to a large extent been brought to an end; democracy has been strengthened; many ethnically-based national conflicts have been settled.

The admission of Croatia as a member next year, the opening of membership negotiations with Montenegro, and the granting of candidate status to Serbia all strengthen the process of reconciliation in the Balkans. In the past decade, the possibility of EU membership for Turkey has also advanced democracy and human rights in that country.

The EU is currently undergoing grave economic difficulties and considerable social unrest. The Norwegian Nobel Committee wishes to focus on what it sees as the EU's most important result: the successful struggle for peace and reconciliation and for democracy and human rights. The stabilizing part played by the EU has helped to transform most of Europe from a continent of war to a continent of peace.



In contrast, the EU's critics usually say democracy is the EU's biggest enemy...

German author Hans Magnus Enzensberger argues that anti-democratic principles are part of the core construction of the European Union.

Enzensberger writes in his essay, Brussels, the gentle monster:

Officially, [the core problem of the EU] bears a euphemistic designation. The 'democratic deficit', as it's called, is considered to be a chronic deficiency disease, apparently difficult to treat, which is both lamented and played down. Yet it is far from being a medical puzzle; rather, it represents a quite deliberate decision of general principle.

As if the constitutional struggles of the nineteenth and twentieth centuries had never happened, Council of Ministers and Commission already agreed at the foundation of the European Community that the population at large should have no say in their decision. By now no one believes any more that this relapse into preconstitutional conditions can be cured by cosmetic corrections. The deficit is, therefore, nothing more than a fancy term for the disenfranchisement of Europe's citizens.



And that the structure of the EU is not conducive to the democratic process

Austrian writer Robert Menasse says that the way the EU is set up, the institution's effect on democracy in Europe is like a black hole:

We can only talk of developed democracy when there is a separation of powers...

In the EU, however, the division of powers has been done away with. The parliament is certainly elected, but has no right to initiate legislation (or now, after Lisbon, only through the back door): only the Commission has the right to initiate legislation...

But the Commission is the institution in which, in the end, democratic legitimation is annulled: here an apparatus is at work which is not elected and cannot be voted out and which has abolished the separation of powers...

In terms of democratic politics, therefore, this triad of Parliament, Council and Commission produces a black hole into which what we used to understand as democracy disappears.



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9 Android Features That Blow iPhone Out Of The Water (GOOG, AAPL)

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scream shock scared murder

While iPhone fans prattle on about their beloved devices, Android fans will grin knowingly and take comfort in the fact that there are at least nine solid reasons to stick with—or switch to—their Google-powered phones.

What are those reasons?

Expandable storage

If your iPhone is filled with files, you're out of luck. Not the case with Android, which welcomes and supports SD cards for added storage capability.



Maps that don't suck

The iPhone 5 saw Apple pull the plug on Google Maps and sub in its own mapping app. And it's embarrassingly bad. Apple CEO Tim Cook even wrote a statement apologizing for it.

Google Maps is still alive, kicking, and as accurate as we remember it on Android phones.



No "walled garden"

In the Android ecosystem, there are fewer restrictions on apps. Apple will only allow apps into its App Store after it reviews and approves them, which can take weeks. Google will let anyone who agrees to follow their policies publish an app, often within hours.



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The Future Of 'Smobile' -- Social Networking And Mobile [SLIDE DECK]

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FreqUsage

A few weeks we ago, at our Social Media ROI conference, we spoke about the convergence of social and mobile

We looked at the continued shift of social networking to mobile, how smartphones compound the difficulties of advertising on social networks, the potential of social commerce and social discovery applications, and the players who have the early lead in monetizing social-mobile media.

The deck below was produced by our BI Intelligence team--analysts Marcelo Ballvé, Alex Cocotas, and I. We hope you enjoy it.

BI Intelligence is a new research and analysis service focused on mobile computing and the Internet. Subscribers can download the entire deck as a PDF or PowerPoint, as well as any of the individual charts from the presentation. Please sign up for a free trial here.







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Old-School Lomography Cameras Are The Ultimate Hipster Travel Accessory

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Lomography

In a world of Instagram and Facebook, film photography has taken a major nosedive. Look no further than the once-almighty Kodak's financial difficulties to see how far analogue photography has truly fallen.

Which is why the phenomenon of Lomography has been so surprising. For the uninitiated, Lomography derives from a kind of Russian camera called the Lomo LC-A. Due to varying and ever-changing light leaks, lo-fi grain, blurring, and a high level of color saturation, Lomograph images develop surprisingly similarly to an Instagram-filtered or Photoshopped image.

Click here to check out some mesmerizing lomography >>

The major difference is that a photographer using a Lomo LC-A has no idea how the picture will turn out beforehand, which is what makes each shot so surprising and fun.

But it's more than just a camera that develops visually-arresting images — Lomography has become a hobby in-and-of itself. There are now Lomograph exhibitions all around the world, Lomography-brand stores located everywhere from Chicago to Japan, and a healthy and growing online community where Lomography fans can upload their analogue images and share digitally with others.

The Lomography brand emerged in the early 1990s when a group of friends discovered a small Russian camera on a school trip to Vienna, Austria. The camera, a Lomo Kompakt Automat, produced images that were vibrant with vignettes framing each shot. After developing the pictures, friends and family began requesting cameras of their own, and slowly a business venture grew.

Now the Lomography website and stores sell over 34 variations on the Lomo cameras and nine different types of film, not to mention device and fashion accessories. The cameras themselves retail for anywhere between  $35 and $399 (the original Lomo LC-A+ cameras are in the $300+ range), and the film costs on average between $7 and $20.

The Lomo LC-A+ is the company's updated take on the original Russian camera.



It has zone focusing, auto-exposure, and the original multi-coated lens that makes the colors so vivid.



The Lomo LC-A+ automatically creates vignettes on all of your images—no Photoshop required.



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12 Faces Of The Law School Underemployment Crisis

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Claire Bula

This is part of our comprehensive ranking of The Best Law Schools in America.

With law firms cutting back, thousands of law school graduates are still unemployed while stuck with six-figure student loan debt.

Some students have filed class-action law suits against more than a dozen schools alleging that officials misled them about their job prospects after graduation. 

"The system of legal education is completely broken now," former Chicago-Kent College of Law student Richard Komaiko told us. "Almost everyone I know from law school is unemployed or seeking alternative employment."

We wanted to hear the truth behind the crisis, so we interviewed several recent graduates, including those who have gone into entirely different fields, and one who is living just above the poverty line.

Four years after graduating from law school, Erin Gilmer is on food stamps.

While in law school at the University of Colorado and the University of Houston, Gilmer developed a passion for health law and policy, but pursuing that passion has made it exceedingly hard to pay her bills.

Since her 2008 graduation, Gilmer has completed a variety of health policy-related fellowships and other advocacy work, but all have been time- and funding-limited. Since this fall, she has been on her own, attempting to build a practice, Gilmer Health Law, in the areas of patient advocacy and health care technology.

"I have literally never made it above about 200 percent of the federal poverty limit. It’s just stressful, really stressful," she says. "But it gives me a new angle to when I’m helping people. I can understand exactly what they’ve been through. I know how hard it is to apply for food stamps. I know how hard it is to apply for medical assistance."

Some ask her why she has stuck with her current career path, says Gilmer, who says she just doesn't see herself working at a typical law firm job. "Working in that kind of corporate culture isn't where I want to be," she says.

Still, at times she has her doubts. She remains on food stamps so her social life suffers. She can't afford a car, so she has to rely on the bus to get around Austin, Texas, where she lives. And currently unable to pay back her growing pile of law school debt, Gilmer says she wonders if she will ever be able to pay it back.

"That has been really hard for me," she says. "I have absolutely no credit anymore. I haven't been able to pay loans. It's scary, and it's a hard thing to think you’re a lawyer but you’re impoverished. People don’t understand that most lawyers actually aren’t making the big money."



Jordan Harbinger was laid off from his Wall Street law firm job and launched a business advising men on dating skills.

Harbinger had applied to law school on a whim, and ended up attending University of Michigan-Ann Arbor, one of the nation's top law schools.

"I didn’t know that there were law school rankings," he says. "Everyone is obsessed with these things. I found these after I got into Michigan. I had no idea. I figured Harvard law was top dog or something, but I thought who cares, what’s the big deal?"

After graduating in 2006, Harbinger landed a job at a Wall Street law firm, specializing in mortgage-backed securities. "At that time, you could kind of walk into a job on Wall Street if you graduated from a decent law school," he says. 

When he was laid off less than a year later ("they laid off their whole first year class," he says), he had little desire to look for another "boring" law job, instead deciding to focus on something he'd been doing since law school: advising other men how to pick up women.

During law school, Harbinger and a fellow Michigan graduate student had started an Internet podcast on the topic, called "The Art of Charm." It had become increasingly popular with thousands of regular listeners so after he was laid off, they decided to turn it into a business, which they advertised through their radio show.

Today, The Art of Charm offers a range of seminars and classes for men looking to increase their social skills, whether for dating or networking. Thousands of people from across the United States and the world have attended the school's programs, according to Harbinger.

While Harbinger says he doesn't regret his time in law school, he doubts he will ever practice law.

"I really thought I was going to be the worst employee in the world. It worried me to no end in college and law school and even when I was on Wall Street," he says. "Becoming an entrepreneur where your brain is always firing on all cylinders, now I'm finally like, 'Oh this is what I’m supposed to do.'"



Abby-Gail Chaffatt turned down several "Big 4" accounting jobs to go to law school, and now she's relying on contract work.

In 2008 Chaffat, a then senior finance major at the University of Florida, decided to turn down the job offers from several Big 4 accounting firms and attend law school at Boston University, driven by an interest in forensic accounting.

"I was really intrigued by the legal part of that so I decided to turn down those offers and go to law school, thinking that once I came out I would have my choice of what I wanted to do with my business background and doing a business focus at law school," she says. 

Once in law school, Chaffatt quickly realized that finding a job might not be so easy after all. After the economy crashed, the coveted well-paid summer associate jobs at major law firms became scarce. She and her classmates found themselves fighting for any summer law job, many of which were unpaid.

"I thought about not completing law school, but at that point, that was my plan and I didn't know what else to do with myself," she says. "I had already turned down these positions in the finance market so I had nothing to go back to so I stayed."

After graduating in 2011, Chaffatt took the Maryland bar exam and moved to Washington, D.C., in hopes of landing a job working in financial regulation. So far, she has been unsuccessful in her search and is relying on document review jobs (where firms pay contract lawyers to help prepare for the discovery process) to pay the bills.

"I’m in this limbo where no one wants me. It’s really difficult and thank god for doc review. That’s how I support myself," she says. "As for starting a career, at this point I have no idea when I’ll start my career and what I’ll be doing once I do."



See the rest of the story at Business Insider

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Inside The $32M Conservatorship That Controls Britney Spears' Money

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Britney Spears

Despite her reported $15 million "X Factor" paycheck and landing a spot as Forbes' second-highest paid woman in Hollywood this year, Britney Spears spends a lot to maintain her image (hair extensions aren't cheap!) and lead her celebrity lifestyle. 

According to TMZ, new documents filed in Spears' conservatorship case, as of December 31, 2010, reveal how the singer spends her money.

In addition to her hefty "X Factor" paycheck and concert tour grosses, Spears also earns millions from endorsement deals and a fragrance line with Elizabeth Arden.

From childcare to haircare, see where Spears spends her hard-earned cash.

This year, Britney Spears will get $15 million for one season as a judge on Simon Cowell's Fox show, "X Factor." She will also get money from her fragrance deal with Elizabeth Arden and various endorsement deals.



In 2011, Spears' Femme Fatale concert raked in $68 million after the singer performed 75 shows.



Back in 2010, documents showed that Spears' conservatorship was worth around $32.4 million. Here's what she spent it on ...



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The 10 Best Tweets That Sum Up The Response To Ray Lewis' Season-Ending Injury

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ray lewis

Baltimore Ravens head coach John Harbaugh announced yesterday afternoon that All-Pro linebacker Ray Lewis would be lost for the rest of the season after tearing his triceps muscle in his right arm during Sunday's game.

After hearing the news, people began to fear that the injury could potentially end his illustrious 17-year career.

Lewis is deemed by many to be the most dominating and passionate linebackers of all time, so his absence from the league is depressing to think about. He's locked up 12 Pro Bowl appearances and his 57 tackles this season are that fourth-most in the NFL.

That's why it's so hard for people to believe that this could be the end of Lewis' career.

He's looked up to as one of the hardest-working players around the league.



And almost no one wants to see his career come to an end.



His numbers speak for themselves.



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GOLDMAN: These 11 Small-Cap Stocks Are Ready To Surge

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Diamond massage

Goldman Sachs's equity strategy team led by Robert Boroujerdi recently identified 11 small-cap stocks that offer a projected average upside to their price target of about 26%. 

Small-cap stocks are defined as those with market values under $3.5 billion.

All of the picks are included on Goldman's exclusive America's Conviction List, a collection of analysts' 65 most highly recommended investment opportunities.

So far, 2012 has not been especially kind to small-cap portfolio managers.

"Despite one of the most conducive backdrops for stock selection in the last three years, only a quarter of managers are beating their benchmarks on a YTD basis," write the analysts.

Perhaps these stocks could help juice returns.

Basic Energy Services, Inc.

Ticker: BAS

Target Price: $15

Target Price Period: 6 months

Sector: Oil Services

Description: Oil is the major catalyst, but gas in the $3.50-$4.00/mcf range could help activity recover
quicker-than-expected.

 

Source: Goldman Sachs



Domino's Pizza Inc.

Ticker: DPZ

Target Price: $44

Target Price Period: 12 months

Sector: Restaurants

Description: International same restaurant sales growth has been extraordinarily stable with SSS positive
for over 70 straight quarters.

 

Source: Goldman Sachs



Lamar Advertising Co.

Ticker: LAMR

Target Price: $42

Target Price Period: 12 months

Sector: Media and Entertainment

Description: LAMR expects to receive an IRS ruling on its REIT election in 1Q13 which should drive re-
rating of the stock,

 

Source: Goldman Sachs



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The 50 Most Expensive Boarding Schools In America

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boarding school students, prep school, Eaglebrook school

It can be just as tough to get into some of the nation's most elite boarding schools as some top colleges—and cost just as much money.

Of course, the hefty price tag attached to a boarding school education includes room and board, state-of-the-art facilities, and countless perks like travel programs, community farms and even a model trading floor.

We've rounded up the 50 most expensive boarding schools in the U.S., looking at total costs including tuition, room, board and mandatory fees for the 2012 to 2013 school year. Special needs schools were not taken into consideration for this list.

#50 Emma Willard School, Troy, N.Y.

Boarding student tuition: $49,080

Enrollment: 328

Endowment: $78.5 million

Fact: The school was founded in 1814 by Emma Hart Willard. She called the school the Troy Female Seminary, which was renamed for her after her death.

Methodology: The boarding schools taken into consideration come from several lists of the nation's top private high schools. Rankings are based on tuition (including room, board, and fees) for boarding-only students in grades 9 through 12 for the 2012-2013 school year.

Source: Emma Willard School



#49 Canterbury School, New Milford, Conn.

Boarding student tuition: $49,100

Enrollment: 358

Endowment: $16 million

Perks: Athletics include five international squash courts, a training room, weight room, wrestling room, hockey rink, and tennis courts.

Methodology: The boarding schools taken into consideration come from several lists of the nation's top private high schools. Rankings are based on tuition (including room, board, and fees) for boarding-only students in grades 9 through 12 for the 2012-2013 school year.

Source: Canterbury School



#48 St. Mark's School, Southborough, Mass.

Boarding student tuition: $49,130

Enrollment: 347

Endowment: $123 million

Fact: St. Mark's has been well-known for its baseball team for many  years. A student from the class of 1909 was the first-ever at St. Mark's to throw a no-hitter game.

Methodology: The boarding schools taken into consideration come from several lists of the nation's top private high schools. Rankings are based on tuition (including room, board, and fees) for boarding-only students in grades 9 through 12 for the 2012-2013 school year.

Source: St. Mark's School



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Circa Is Trying To Fundamentally Change How We Read The News

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circa iphone appIn a world full of news readers like Flipboard, Google Currents, Pulse, and Prismatic, is there really any more room on your home screen for another one?

Circa believes there is—and not just because the iPhone 5 added an extra row of apps.

Circa News is the self-proclaimed "best way to the the news on your phone." It's backed by Ben Huh, the CEO of Cheezburger Network, a group of sites better known for funny captions on cat photos.

The news reading app, which debuted yesterday is aiming to fix problems with how mobile users interact with news.

Circa has an interesting take on how it presents the news to its users. Unlike most news sites and readers, which take articles written for the Web (or worse, print) and reformat them for mobile devices, its content is "born on mobile."

Click here to jump straight to screenshots of  Circa in action >

Each day the service's 16-person editorial staff curates what it believes is the most relevant news. The editors take stories that in original form might take seven scrolls to get through and write them up as single-screen briefs or transform them into simple charts.

While the app is beautifully designed and easy to navigate, we believe it is missing something: personalization. Right now, there's no way to sort out news that is of no interest to an individual user.

We asked Circa CEO Matt Galligan about the genesis of the app and what's coming next. Here's a lightly edited transcript of that conversation.

Business Insider: Where did the idea for Circa come from?

Matt Galligan: The idea came out of frustration more than anything. I'm a product guy that likes to solve problems. When I see a problem I want to go after it. Reading news on my phone, on the go, seemed like a tedious task. Rather than let the status quo continue, we thought of Circa, a new approach.

BI: What is Circa's primary goal?

MG: Circa's goal is to make it so that news is easy to stay in touch with on the go. It used to be that we would consume a newspaper for 40 minutes a day but now that people are much more mobile its gotten really low on the priority list. We think Circa can provide a compelling experience.

BI: Tell us more about the editorial curation process. What goes on behind the scenes?

MG: We have 12 editors working on the news at any given time all around the world. It's the first of its kind.

Our editorial process is such that we have a completely custom back-end, the first of its kind. It allows us to produce news in it and it doesn't resemble a modern CMS or anything like that. An editor can create a story, cite their sources, and even update it over time.

BI: What makes you all different from the competition—Flipboard, Prismatic, etc.?

MG: I love all those other news readers. But Circa isn't trying to make the existing content better looking on the devices, we're actually trying to fundamentally change the content itself. No matter how you look at it, all the other news apps still take you to articles and that's what's broken. Those apps aren't broken but it's not exactly conducive to the phone. It's not conducive to reading on the phone because the content tends to be too long. But I am an avid user of those apps they just have a different use case.

BI: Who is the target audience for Circa?

MG: Right now, I would say Circa's target audience is people that are interested in news, but maybe feel jaded about the way they're currently handing it.

BI: What are your favorite features of the app?

MG: It's about two things, following stories and related stories. Following stories is interesting because I don't have to stay proactive, I don't have to constantly check back to see if a story has been updated. Simply tap the follow button and Circa keeps me up to date.

Related stories are a neat feature as well. On a point by point basis, Circa is able to direct me to stories that allow me to dive deeper. It acts kind of like a Wikipedia, where you can almost lose yourself in the data.

BI: Any plans for an Android app?

MG: Right now we aren't in active development for Android, but there is interest. We only have so many resources right now.

BI: What's the vision for Circa? Where do you see it in six months to a year?

MG: We're trying to produce news in a fundamentally new way. I hope that this format catches on. I see us on a number of different devices and different types of coverage. I hope Circa starts a trend. Our articles are absolutely important and I think that journalism as an industry, I would want to see it survive, I just feel like sometimes we have to adapt.

Circa is available now free in Apple's App Store.

If you search for "Circa" in the App Store, you'll see several choices. Make sure you get the right one by picking its distinctive logo. Download it and tap to open.



The app wants to send you push notifications—likely for stories that you follow where there are updates. You won't get any until you start following stories, but click "OK" here.



After you sign up for an account, users are guided through a few screens that describe the app and what it is about.



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Arianna Huffington Might Have Bought One Of These Gorgeous Townhouses On E. 80th Street

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arianna huffington woolworthIt seems life on the Upper East Side could suit Arianna Huffington.

The New York Daily News is reporting that Huffington may have purchased a townhouse on E. 80th Street. But which one?

The famed Woolworth Mansion is on E. 80th Street, but with a price tag of $90 million, we're willing to bet it's unlikely Huffington bought it despite The Huffington Post's sale to AOL for $315 million last year.

Still, we couldn't help but speculate which property it could be.

170 E. 80th Street is still on the market for $31 million. The townhouse is known as "The Waterfall Mansion."

Click here to see more photos of the home >



There's actually a 23-foot waterfall inside of the home. The residence was renovated from an old carriage house, and completed earlier this year.

Click here to see more photos of the home >



The famed Woolworth Mansion has been on and off the market this year. The property was recently up for rent for $150,000 a month, and was just returned to the market for $90 million.

Click here to see more photos of the house >



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We Would Drop Everything To Enroll In This Fancy Culinary School In Napa Valley

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culinary institute america wine food class napa

Last week, Nissan flew me and other journalists out to California to test drive the new Pathfinder. As a treat, they took us for a special dinner at the Culinary Institute of America, aka the CIA, in Napa Valley.

The night included an hour-long class on how to pair wine with different meals, a cooking demonstration, and an amazing dinner.

Of course, enrolled students actually have to work hard and study, but from my experience, it's a pretty sweet place to go to school.

Disclosure: Nissan provided travel and lodging expenses for us to visit San Francisco and drive the 2013 Pathfinder.

The building, in St. Helena, California, is gorgeous.



Students live on campus.



It's got a great view of Napa Valley.



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The Long, Ugly Downfall Of Lance Armstrong

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lance armstrong tour de france 2009

Nike terminated Lance Armstrong's contract today in the face of "insurmountable evidence" that he used performance-enhancing drugs throughout his career.

Even though it seems like Armstrong's world has only recently come crashing down, the fact is he has been fighting cheating allegations since his first Tour de France in 1999.

It has been a long, long downfall.

We took a look back at this past decade or so to see trajectory of Armstrong's fall, from the failed drug test in 1999 to Nike's termination today.

In the early '90s he wasn't yet a contender for the Tour de France title. He won a stage in 1995, but that was as far as his success went



In 1996, he was diagnosed with late-stage testicular cancer that had spread all over his body

Source: Cycling News



He was only given a 40% chance to live

Source: People



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7 Ways Your Brain Is Making You Lose Money

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brain scan

"Investors are 'normal,' not rational," says Meir Statman, one of the leading thinkers in behavioral finance.

Behavioral finance aims to better understand why people make the financial decisions they do.  And it's a booming field of study.  Top behavioral finance gurus include Yale's Robert Shiller and GMO's James Montier.

It's also a crucial part of the Chartered Financial Analyst (CFA) curriculum, a course of study for financial advisors and Wall Street's research analysts.

We compiled a list of the seven most common behavioral biases.  Read through them, and you'll quickly realize why you make such terrible financial decisions

Your brain thinks it's great at investing

Overconfidence may be the most obvious behavioral finance concept.  This is when you place too much confidence in your ability to predict the outcomes of your investment decisions.

Overconfident investors are often underdiversified and thus more susceptible to volatility.

 

Source: CFA Institute



Your brain doesn't know how to handle new information.

Anchoring is related to overconfidence.  For example, you make your initial investment decision based on the information available to you at the time.  Later, you get news that materially affects any forecasts you initially made.  But rather than conduct new analysis, you just revise your old analysis.

Because you are anchored, your revised analysis won't fully reflect the new information. 

 

Source: CFA Institute



Your brain is too focused on the past.

A company might announce a string of great quarterly earnings.  As a result, you assume the next earnings announcement will probably be great too. This error falls under a broad  behavioral finance concept called representativeness: you incorrectly think one thing means something else.

Another example of representativeness is assuming a good company is a good stock.

 

Source: CFA Institute



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Restaurants Are Starting To Make Instagram Menus [Photos]

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Scallops comodo instagram menu

Instagram has proven that it only takes a smartphone to become a food photographer with a following. It was only a matter of time until restaurants would start capitalizing on the trend.

Click here to see the food and how it's done>

Comodo, a new Latin American restaurant in Soho, has started what it's calling the first-ever Instagram menu.

Basically, New York diners are encouraged to tag food pics with #ComodoMenu — the restaurant goes so far as to spell it out on the menu.

This way, restaurant-goers won't have to take a fake trip to the bathroom in order to spy on what the food at other tables looks like.

Of course, there's a downside. Since the campaign lives on Instagram, Comodo has absolutely no control over what people post. So if there's a bad plate of food, there's no way to keep it from ending up on the stream.

Although Comodo is trying to keep #ComodoMenu co-opted, so when someone posted a picture of an IKEA lunch of Swedish meatballs using that hashtag, the restaurant commented:

Hey there, I saw you posting a few food pictures on Instagram under the ComodoMenu hashtag. ComodoMenu was created to display the dishes of the Comodo Restaurant and we wouldn't want to confuse people with other dishes from other places. If you don't mind, would you please remove the hashtag from your pictures? And of course, you're invited to come by our restaurant on 58 Macdougal st, NYC and take your own. Thank you so much.

Good luck with that one ...

Diners are encouraged to tag photos with #ComodoMenu.

By @Danycaccia



That way people can know what the scallops with risotto looks like.



Or that the Picanha is "from god" (according to @mrsbrebenel).



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This Marine Infantry Course Proved Too Much For Its First Two Women Applicants

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Women IOC Marines

The Marine Corps sent two female Lieutenants to Marine Corps Infantry Officers Course in Quantico on Sept. 24 for the first time ever.

By last week both women had washed out.

Tom Bowmen at NPR reports the first woman was out the first day into the 68 day course, and the second failed last week after she could not complete two events due to medical reasons.

None of the training had been changed, or altered — In enlisted boot camp, as well as in the fleet Marine Corps, women have different physical fitness standards than men.

So we talked to a few Marine Corps Infantry Officers to get a feel for what these Marines were in for. The consensus was that the course was "one of the most rigorous the Marine Corps has to offer."

The two women were the first in a batch of 100 or so the Marines will run through the course as part of their evaluation.

The first challenge was breaking through into a man's world

Women have never served in an infantry training unit.

The Marines world is totally dominated by men. Yes, women have a foot in the door, but the first obstacle they have is to break through socially with the men.

"Shoot, move, communicate," as Marines say. Communication is key.



The obstacles were not altered in any way

In enlisted boot camp, most of the obstacles are different for women — bars are a little lower, walls a little shorter.

The female IOC Marines will have to surmount the exact same obstacles as the men.



Everyone went through the early morning indoctrination test

"They drop you off in the woods, zero five in the morning, hand you a envelope, and say 'Go!" One officer tells me.

This is the indoctrination test.

Day 2, initial test, just to see if you have what it takes to do the training. The test consists of about 15 to 20 miles of land navigation, carrying a rifle and military "deuce gear," which is what carries ammunition and water.



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Take A Tour Of The New Most Expensive Zip Code In America

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the most expensive zip code in the country, 10065, new york city, upper east side, david burke townhouse

A new zip code jumped to the top of Forbes' newest list of the most expensive zip codes in America: 10065.

The zip code covers part of Manhattan's Upper East Side, from 60th to 69th Streets, and from Central Park to the East River. It saw a 384.9 percent median price change from last year in asking prices of homes currently on the market, on which Forbes' list is based.

In fact, three Upper East Side zip codes made it into the top 15 of the list, but the 10065 reigned supreme. The current median asking price for a home in the area is $6.53 million.

This morning we ventured uptown to see what all the fuss was about. We found some pricey real estate listings, celebrity homes, and of course the luxury stores where all of those rich residents shop.

Welcome to the Upper East Side. We started our tour by taking the M15 bus uptown, and got off at 57th Street And First Ave. Shown here is Bridge Tower Place, where a condo is selling for an average of $1,471 per square foot, according to StreetEasy.



On the outskirts of the 10065 zip code is the Roosevelt Island tram service. You can hop on at 60th Street, but it will take you outside the bounds of the country's wealthiest zip code.



On Second Avenue, we found these busy Upper East Siders hurrying to work.



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