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Here are all the nominees for the 2019 People's Choice Awards

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billie eilish keanu reeves sophie turner_edited 1

The E! 2019 People's Choice Awards will take place live at the Barker Hangar in Santa Monica, California on Sunday, November 10 at 9 PM ET. 

Encompassing a wide variety of categories, including music, movies, TV shows, and celebrities, the ceremony has numerous awards, including male movie star of 2019, song of 2019, and the binge-worthy show of 2019.

Stars like Billie Eilish, Ariana Grande, and Shawn Mendes lead with the most nominations in musical categories, while shows like "Game of Thrones" and "Stranger Things" also received several nominations. 

Reality TV shows and stars were also recognized, with "Vanderpump Rules" and "Keeping Up With the Kardashians" scoring plenty of nominations for both the show and the stars. 

Keep reading for the full list of nominees and winners. 

Movie of 2019

"Avengers: Endgame"

"Toy Story 4"

"Captain Marvel"

"Fash & Furious Presents: Hobbes & Shaw"

"The Lion King"

"John Wick: Chapter 3 — Parabellum"

"Us"

"Spider-Man: Far From Home" 



Comedy movie of 2019

"The Upside"

"Yesterday"

"The Hustle"

"Men In Black: International"

"Long Shot"

"Little"

"Good Boys"

"Murder Mystery" 



Action movie of 2019

"Avengers: Endgame"

"Spider-Man: Far From Home"

"Captain Marvel"

"John Wick: Chapter 3 — Parabellum" 

"Shazam!"

"Godzilla: King of the Monsters"

"Dark Phoenix"

"Fast & Furious Presents: Hobbes & Shaw"



Drama movie of 2019

"Once Upon a Time in Hollywood"

"Rocketman"

"Five Feet Apart" 

"Glass"

"Us"

"Triple Frontier"

"After"

"Extremely Wicked, Shockingly Evil, and Vile" 



Family movie of 2019

"Toy Story 4"

"The Lion King"

"Aladdin"

"The Secret Life of Pets 2"

"How to Train Your Dragon: The Hidden World"

"The Lego Movie 2: The Second Part"

"Pokémon: Detective Pikachu" 

"The Angry Birds Movie 2" 



Male movie star of 2019

Robert Downey, Jr., "Avengers: Endgame"

Chris Hemsworth, "Avengers: Endgame"

Tom Holland, "Spider-Man: Far From Home"

Will Smith, "Aladdin"

Keanu Reeves, "John Wick: Chapter 3 — Parabellum"

Samuel L. Jackson, "Captain Marvel"

Dwayne Johnson, "Fast & Furious Presents: Hobbes & Shaw" 

Adam Sandler, "Murder Mystery" 



Female movie star of 2019

Millie Bobby Brown, "Godzilla: King of the Monsters"

Scarlett Johansson, "Avengers: Endgame"

Zendaya, "Spider-Man: Far From Home"

Sophie Turner, "Dark Phoenix"

Jennifer Aniston, "Murder Mystery"

Brie Larson, "Captain Marvel"

Lupita Nyong'o, "Us"

Tessa Thompson, "Men in Black: International" 



Drama movie star of 2019

Taron Egerton, "Rocketman"

Coule Sprouse, "Five Feet Apart"

Zac Efron, "Extremely Wicked, Shockingly Evil, and Vile"

Lupita Nyong'o, "Us"

Leonardo DiCaprio, "Once Upon a Time in Hollywood"

Brad Pitt, "Once Upon a Time in Hollywood"

Sarah Paulson, "Glass"

Samule L. Jackson, "Glass"



Comedy movie star of 2019

Ali Wong, "Always Be My Maybe"

Kevin Hart, "The Upside"

Rebel Wilson, "Isn't It Romantic"

Adam Sandler, "Murder Mystery"

Liam Hemsworth, "Isn't It Romantic"

Dwayne Johnson, "Fighting With My Family"

Mindy Kaling, "Late Night"

Noah Centineo, "The Perfect Date"



Action movie star of 2019

Robert Downey, Jr., "Avengers: Endgame"

Chris Hemsworth, "Avengers: Endgame"

Tom Holland, "Spider-Man: Far From Home"

Halle Berry, "John Wick: Chapter 3 — Parabellum" 

Keanu Reeves, "John Wick: Chapter 3 — Parabellum"

Sophie Turner, "Dark Phoenix"

Brie Larson, "Caption Marvel"

Dwayne Johnson, "Fast & Furious Presents: Hobbes & Shaw" 



Animated movie star of 2019

America Ferrera, "How to Train Your Dragon: The Hidden World"

Tom Hanks, "Toy Story 4"

Kevin Hart, "The Secret Life of Pets"

Chris Pratt, "The Lego Movie 2: The Second Part"

Tiffany Haddish, "The Secret Life of Pets"

Awkwafina, "The Angry Birds Movie 2" 



Show of 2019

"Game of Thrones"

"WWE Raw"

"Stranger Things"

"The Walking Dead"

"The Big Bang Theory"

"Riverdale"

"This Is Us"

"Grey's Anatomy" 



Drama show of 2019

"Grey's Anatomy"

"This Is Us"

"Chicago P.D."

"Game of Thrones"

"Stranger Things"

"Big Little Lies"

"Riverdale"

"The Walking Dead"



Comedy show of 2019

"The Big Bang Theory"

"Saturday Night Live"

"Modern Family"

"The Good Place"

"Grown-ish" 

"Veep"

"Orange Is the New Black"

"Schitt's Creek" 



Reality show of 2019

"Keeping Up with the Kardashians"

"Love & Hip Hop: Atlanta"

"The Real Housewives of Atlanta"

"The Real Housewives of Beverly Hills"

"Queer Eye"

"Bachelor in Paradise"

"Vanderpump Rules"

"Jersey Shore: Family Vacation" 



Competition show of 2019

"American Idol"

"RuPaul's Drag Race"

"America's Got Talent"

"The Masked Singer"

"The Bachelor"

"The Voice"

"The Bachelorette"

"The Challenge"



Male TV star of 2019

Kit Harington, "Game of Thrones"

Cole Sprouse, "Riverdale"

Norman Reedus, "The Walking Dead"

Finn Wolfhard, "Stranger Things"

Jim Parsons, "The Big Bang Theory"

Milo Ventimiglia, "This Is Us"

Sterling K. Brown, "This Is Us"

KJ Apa, "Riverdale" 



Female TV star of 2019

Mandy Moore, "This Is Us"

Millie Bobby Brown, "Stranger Things"

Sophie Turner, "Game of Thrones"

Maisie Williams, "Game of Thrones"

Danai Gurira, "The Walking Dead"

Camila Mendes, "Riverdale"

Lili Reinhart, "Riverdale"

Reese Witherspoon, "Big Little Lies" 



Drama TV star of 2019

Zendaya, "Euphoria"

Norman Reedus, "The Walking Dead"

Sophie Turner, "Game of Thrones"

Maisie Williams, "Game of Thrones"

Millie Bobby Brown, "Stranger Things"

Reese Witherspoon, "Big Little Lies"

Lili Reinhart, "Riverdale"

Sterling K. Brown, "This Is Us" 

 



Comedy TV star of 2019

Leslie Jones, "Saturday Night Live"

Kristen Bell, "The Good Place"

Julia Louis-Dreyfus, "Veep"

Tiffany Haddish, "The Last O.G." 

Tracee Ellis Ross, "Black-ish"

Jameela Jamil, "The Good Place"

Yara Shahidi, "Grown-ish"

Jim Parsons, "The Big Bang Theory" 



Daytime talk show of 2019

"The View"

"Red Table Talk" 

"The Ellen DeGeneres Show"

"The Wendy Williams Show"

"Live With Kelly and Ryan"

"Today"

"Good Morning America"

"The Real" 



Nighttime talk show of 2019

"The Late Show With Stephen Colbert"

"The Tonight Show Starring Jimmy Fallon"

"The Daily Show With Trevor Noah"

"Jimmy Kimmel Live!"

"The Late Late Show With James Corden"

"Full Frontal With Samantha Bee"

"Last Week Tonight With John Oliver"

"Watch What Happens Live With Andy Cohen" 



Competition contestant of 2019

Buddy Valastro, "Buddy Vs. Duff"

Hannah Brown, "The Bachelorette"

Kodi Lee, "America's Got Talent"

T-Pain, "The Masked Singer"

Colton Underwood, "The Bachelor"

Tyler Cameron, "The Bachelorette"

Tyler Oakley, "The Amazing Race"

Vanessa Vanjie Mateo, "RuPaul's Drag Race" 



Reality star of 2019

Khloe Kardashian, "Keeping Up With the Kardashians"

Kylie Jenner, "Keeping up with the Kardashians"

Kyle Richards, "The Real Housewives of Beverly Hills"

Lisa Vanderpump, "The Real Housewives of Beverly Hills"

NeNe Leakes, "The Real Housewives of Atlanta"

Kandi Burruss, "The Real Housewives of Atlanta"

Jonathan Van Ness, "Queer Eye"

Antoni Porowski, "Queer Eye"



Bingeworthy show of 2019

"Game of Thrones"

"Orange Is the New Black"

"Law & Order: SVU"

"The Umbrella Academy"

"Queer Eye"

"Outlander"

"13 Reasons Why"

"Stranger Things"



Sci-Fi/Fantasy show of 2019

"Stranger Things"

"Shadowhunters"

"The Chilling Adventures of Sabrina"

"Supernatural"

"The Flash"

"The Umbrella Academy"

"Arrow"

"The 100"



Male artist of 2019

Shawn Mendes

Post Malone

Ed Sheeran

Drake

Travis Scott

Khalid

Lil Nas X

Bad Bunny



Female artist of 2019

Ariana Grande

Taylor Swift

Cardi B

Halsey

Billie Eilish

Miley Cyrus

Camila Cabello

P!nk



Group of 2019

Jonas Brothers

BTS

5 Seconds of Summer

Panic! At the Disco

CNCO

Imagine Dragons

The Chainsmokers

BLACKPINK



Song of 2019

"Sucker" by the Jonas Brothers

"7 rings" by Ariana Grande

"Old Town Road" by Lil Nas X feat. Billy Ray Cyrus

"Talk" by Khalid

"I Don't Care" by Ed Sheeran and Justin Bieber

"Dancing With a Stranger" by Sam Smith and Normani

"Bad Guy" by Billie Eilish 

"Señorita" by Shawn Mendes and Camila Cabello



Album of 2019

"Thank U, Next" by Ariana Grande

"Free Spirit" by Khalid

"WHEN WE ALL FALL ASLEEP, WHERE DO WE GO?' by Billie Eilish

"Cuz I Love You" by Lizzo

"Happiness Begins" by the Jonas Brothers

"No. 6 Collaborations Project" by Ed Sheeran

"Death Race for Love" by Juice WRLD

"Lover" by Taylor Swift

 



Country artist of 2019

Luke Combs

Blake Shelton

Carrie Underwood

Luke Bryan

Thomas Rhett

Kane Brown

Kelsea Ballerini

Maren Morris



Latin artist of 2019

Daddy Yankee

Anuel AA

Maluma

Karol G

Bad Bunny

J Balvin

Natti Natasha

Becky G



Music video of 2019

"Con Calma" by Daddy Yankee and Snow

"ME!" by Taylor Swift feat. Brendan Urie of Panic! At the Disco

"Kill This Love" by BLACKPINK

"7 rings" by Ariana Grande

"Bad Guy" by Billie Eilish

"Boy With Luv" by BTS feat. Halsey

"Dancing With a Stranger" by Sam Smith and Normani

"Señorita" by Shawn Mendes and Camila Cabello



Concert tour of 2019

BTS, "Love Yourself, Speak Yourself"

Lady Gaga, "Enigma"

Ariana Grande, "Sweetener"

P!nk, "Beautiful Trauma"

Justin Timberlake, "Man of the Woods"

Jennifer Lopez, "It's My Party"

Cher, "Here We Go Again Tour"

BLACKPINK, "BLACKPINK 2019 World Tour" 



Social star of 2019

Emma Chamberlain

The Dolan Twins

David Dobrik

Rickey Thompson

The Ace Family

Shane Dawson

Liza Koshy

Tana Mongeau



Beauty influencer of 2019

James Charles

Nikita Dragun

Nikkie de Jager (NikkiTutorials)

Jeffree Star

Rachel Levin (RCL Beauty)

Desi Perkins

Jackie Aina

Bretman Rock



Social celebrity of 2019

Ariana Grande

Taylor Swift

Ellen DeGeneres

Miley Cyrus

Kim Kardashian West

Cardi B

Shawn Mendes

Justin Bieber



Animal star of 2019

Jiffpom

Doug the Pug

Nala Cat

Tuna the Chiweenie

Juniper the Fox

Shinjiro Ono — Marutaro

Tecuaniventura

Lil Bub



Comedy act of 2019

Kevin Kart, "Kevin Hart: Irresponsible 2"

Joe Rogan, "The Joe Rogan Show"

Gabriel "Fluffy" Iglesias, "One Show Fits All"

Trevor Noah, "The Trevor Noah Tour"

Ken Jeong, "Ken Jeong: You Complete Me"

Amy Schumer, "Amy Schumer: Growing"

Colleen Ballinger, "Miranda Sings... You're Welcome"

Wanda Sykes, "Wanda Sykes: Not Normal" 



Style star of 2019

Kim Kardashian West

Rihanna

Celine Dion

Lady Gaga

Gigi Hadid

Cardi B

Jennifer Lopez

Harry Styles



Game changer of 2019

LeBron James

Megan Rapinoe 

Coco Gauff

Drew Brees

Alex Morgan

Stephen Curry

Serena Williams

Simone Biles



Pop podcast of 2019

"Getting Curious with Jonathan Van Ness"

"Armchair Expert Podcast with Dax Shepard"

"Off the Vine with Kaitlyn Bristowe"

"Whine Down with Jana Kramer"

"Bitch Sesh: A Real Housewives Breakdown with Casey Wilson and Danielle Schneider"

"Scrubbing In with Becca Tilley and Tanya Rad"

"WTF with Marc Maron"

"The Joe Rogan Experience"




The best value plays in your DraftKings lineup for Week 10 of the NFL season

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Darius Slayton

  • Week 10 of the NFL season is here.
  • For daily fantasy players, the difference between winning and losing the day comes down to finding the best value plays at every position.
  • This week, we like Kyler Murray, David Montgomery, Darius Slayton, and more to outplay their prices in DraftKings and FanDuel.
  • Visit Business Insider's homepage for more stories.

Daily fantasy sports are all about finding value.

Last week was a solid one for our DraftKings value picks, with DK Metcalf and Derrick Henry both finishing with big days.

This week, we're back at it again, diving deep into the DraftKings player pool to find players that might be undervalued and can help you fill out your lineup when you feel the need to overspend at other positions.

Take a look below for our best value picks for your Week 10 DraftKings lineups.

QB: Kyler Murray, $6,500

It's worth it to splurge on a quarterback this week, with plenty of top-tier talents facing solid matchups. While $6,500 is a bit more than we'd typically spend on a value pick at QB, it's a steal for Kyler Murray this week, who is taking on a Tampa Bay defense that is giving up a staggering 294 passing yards per game to opponents.



RB: David Montgomery, $5,300

The Bears are in desperate need of a win this week and, based on their play-calling, clearly, do not trust quarterback Mitch Trubisky to make plays from the pocket. David Montgomery is their most reliable running back. Against a Detroit defense that is giving up more yards per game than every team in the league besides the Bengals, his price is a steal this week for daily fantasy players.



RB: Frank Gore, $4,000

If you need to scrape a bit lower in the bargain bin for running backs, Frank Gore and the Buffalo Bills have a solid matchup this week against the Cleveland Browns, who are the third-worst rushing defense in the league.

While the Buffalo backfield is something of a mystery, Gore has proven time and time again in his career that he can do some damage even with limited usage.



WR: Jamison Crowder, $5,000

Jamison Crowder went off with eight receptions for 83 yards and a score last week against the Dolphins. This week he faces a secondary with almost as many question marks in the New York Giants. As the top receiving option on a team facing a dreadful defense, $5,000 for Crowder feels like a pretty good deal.



WR: Darius Slayton, $4,200

Darius Slayton is something of a boom-or-bust play for daily fantasy players, but there's a reason to think Sunday will be a boom day for him. Evan Engram and Sterling Shepard are both out due to injury, meaning that Slayton should get plenty of targets. It might be tough to replicate his two-touchdown performance in Week 8, but it's not out of the realm of possibility.



WR: Alex Erickson, $3,900

Over the past two weeks, Alex Erickson is averaging seven catches and 117 yards per game. He still hasn't found the end zone this season, so there's the potential to have a bigger day than he's had yet this season even if he doesn't come down with a ton of catches. Bengals receivers can be tough to predict — Auden Tate is another potential option if you believe he'll be the one to go off this Sunday — but after two weeks of great production, Erickson is one heck of value this week.



TE: T.J. Hockenson, $3,900

Last week, the Bears defense let Eagles tight end Zach Ertz go off for nine catches, 103 yards, and a score. This week, look for T.J. Hockenson to emulate Ertz's production for the Lions.



DEF: Cleveland Browns, $2,500

While the Browns season is spiraling out of control, the Cleveland defense still has enough talent to put up a fight, and the Bills offense has scored more than 21 points in just two of their past outings.



Now check out our best bets for Week 10 of the NFL season...

NFL WEEK 10: Our official predictions for who wins this weekend



20 ugly Christmas sweaters that will be hits at any holiday parties

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tipsy elves

  • Donning an ugly Christmas sweater is a fun holiday tradition that anyone can enjoy taking part in. 
  • Whether you want to go minimal or totally over-the-top, there is an ugly Christmas sweater out there that'll fit your style or whomever you are gifting it to.
  • Check out our picks for 20 of the best ugly Christmas sweaters you can buy now. 
  • For more holiday gifting inspiration, check out all of our 2019 holiday gift guides

While most holiday parties warrant your winter best, there are plenty of occasions that call for more casual and fun wares. Whether it's for the family holiday card photo shoot or a holiday party, ugly Christmas sweaters deserve a spot in your winter wardrobe — and you'll probably want one this holiday season. 

When it comes to ugly Christmas sweaters, the bolder the better. Go for something over-the-top with 3D accents or with a funky pattern you wouldn't normally wear. The options are endless, and each one seems funnier and uglier than the last. 

To make sure you have a shot at winning the ugly Christmas sweater contest in your future, we rounded up some hilarious options that are sure to make you, and anyone who sees you, laugh. We even added in some more subtle designs if that's more your style. 

Keep reading for 20 funny ugly Christmas sweaters you need for the holiday season:

A subtly festive Christmas sweater

ASOS Design Charity Christmas Sweater, available at ASOS, $45

For a more laid-back option, go for this cozy crewneck dotted with colorful, textured trees. 



A spirited sweater that pays homage to their favorite team

Foco NFL Ugly Sweater, available at Amazon, from $10.19

Since the football and holiday seasons overlap, a sweater that pulls double duty for both occasions just makes sense. There are options for every NFL team, and plenty of different designs to choose from. 



A celestial Santa sweater

Tipsy Elves Santa Unicorn Sweater, available at Amazon, $39.95

Ditch the snow and one-horse open sleigh for stars and a unicorn, and you have the funky, festive design on this thick sweater. 



A sweater that tells it like it is

Blizzard Bay Ugly Christmas Sweater, available at Amazon, $25

In case the bold red and green wasn't enough of an indication, the lettering on this pick will make sure everyone knows how you feel about the holiday. 



A sweater fit for Disney-lovers

Disney Minnie Holiday Sweater, available at Target, $34.99

Minnie Mouse brings some Disney magic to this festive backdrop. It's a cozy, cute gift that any Disney fan will love. 



An ugly Chrismukkah sweater

Faux Real Half & Half Holiday Sweater, available at Amazon, $19.75

The best of both holidays come together in this long-sleeve tee, made to look like a Hanukkah and Christmas sweater in one. 



A punny pug sweater

Hanes Men's Ugly Christmas Sweater, available at Amazon, $11.09

There's nothing we love more than a cheesy pun. Put it on a sweater with a picture of a puppy and you're sure to be the life of the office holiday party. 



A contest-winning Christmas sweater

Tipsy Elves Gaudy Garland Sweater, available at Amazon, $54.95

This Christmas sweater takes it to the next level with 3D additions like tinsel and ornamental bulbs. Throw it on and you're effortlessly transformed into a tree.

 



A Christmas sweater on the dark side

Star Wars R2-D2 Christmas Sweater, available at Amazon, $29.99

Star Wars fans will get a kick out of this Darth Vader Christmas sweater. If R2-D2 or Stormtroopers are more your style, they have those too



A conversation-starting sweater

Uideazone Ugly Christmas Pullover Sweatshirts, available at Amazon, from $25.98

We're not particularly sure what space, pizza, and kittens have to do with Christmas, but we're not complaining. This quirky sweatshirt is sure to spark a conversation — you can even get it in an alpaca or sloth version. 



A standout sweater that looks like a gift

Tipsy Elves Wrapping Paper Sweater, available at Amazon, $39.95

Turn yourself into a perfectly wrapped present with this cute Christmas sweater, modeled after festive wrapping paper and ribbon. 



A quirky reindeer sweater

Daisys Reindeer Knitted Pullover, available at Amazon, from $19.99

Complete with a comically large pom-pom red nose, this reindeer sweater is a fun addition to your winter wardrobe. 



A sweater for those attached at the hip

Christmas Naughty-Nice Holiday Set, available at Amazon, $25.99

This two-in-one sweater may seem kind of odd, but if you're headed to an ugly Christmas swear party with a partner or friend, it makes so much sense. Hopefully, nobody gets offended at which side they end up wearing.



A Parisian-inspired pullover

Blizzard Bay Girls Ugly Christmas Sweater, available at Amazon, from $24.99

Little ones will look adorable, over-the-top pullover inspired by all things Paris — the Eiffel Tower, Arc de Triomphe, shopping, and poodles. 



An ugly Christmas sweater dress

ASOS Design Christmas Cardigan Dress, available at ASOS, $56

A red and green sweater dress covered with "XMAS" lettering is a fun, feminine take on the classic holiday sweater. 



A sweater full of dancing Santas

Blizzard Bay Ugly Christmas Sweater Santa, available at Amazon, $29.99

Get ready for holiday party season with this sweater covered in dancing Santas. 

 

 

 



An ugly Christmas sweater for foodies

Blizzard Bay Ugly Christmas Sweater Food, available at Amazon, $39

Tacos make a delicious addition to a traditional red and green fair isle pattern. 



A festive sweater you can wear all year round

Chums Booby Isle Cardigan, available at Urban Outfitters, $149 

You can wear this cozy, chunky, colorful cardigan any time of year, but the fair isle pattern and frosty trees give it a festive feel.



A simple sweatshirt with festive accents

'Tis the Season Holiday Sweatshirt, available at ModCloth, $49

A sequined Christmas tree appliqué adds a jolly touch to a casual pullover that's perfect for lounging around the house on holiday vacation.



An oddly festive shark sweater

Blizzard Bay Sharks Ugly Christmas Sweater, available at Amazon, $29.99

Shark Week may be long gone, but any of its devotees will love this bright sweater covered in sharks doing classic Christmas things like caroling and eating candy canes. 



THEN AND NOW: The cast of 'The Devil Wears Prada' 13 years later

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The Devil Wears Prada


When "The Devil Wears Prada" was released in June 2006, the movie introduced iconic one-liners (like Miranda Priestly's curt "that's all") and memorable fashion looks. The film focused on Andy (played by Anne Hathaway), a journalist who moved to New York and landed a coveted job at a well-known magazine run by a no-nonsense editor-in-chief portrayed by Meryl Streep.

The movie, which was based on a book written by Lauren Weisberger, was a hit and received several award show nominations. In addition to an Oscar nomination for best lead actress, Streep ended up winning a Golden Globe for her depiction of Miranda. Her young cast members have gone on to achieve acting success, as well.

Here's what the cast has been up to since "The Devil Wears Prada" hit theaters 13 years ago. 

Meryl Streep starred as Miranda Priestly, the editor-in-chief at Runway magazine.

She instilled fear in all her employees and scolded Andrea for moving at a "glacial pace." Since the author of the book of the same title was a former assistant to Vogue Editor-in-Chief Anna Wintour, many have speculated that Streep's character is based on the fashion icon.

 



Streep is still a force to be reckoned with and she recently appeared on season two of HBO's "Big Little Lies."

Since "The Devil Wears Prada," the 70-year-old actress has dominated the big screen with starring roles in musicals (like "Mamma Mia!") and dramas (like "August Osage County"). Streep's film roles have earned her more Academy Awards nominations than any another actor, and she currently has four Oscars.

She earned her most recent Oscar nomination for her portrayal of Kay Graham, the first female newspaper publisher in the US, in "The Post."The actress has more than six Golden Globe awards and three Emmy wins, too. 

Streep has also reunited with "Devil Wears Prada" costar Emily Blunt for two movies, "Into the Woods" and "Mary Poppins Returns." 

The actress is currently a scene-stealer as Mary Louise Wright on "BLL." Streep also appears in Greta Gerwig's highly-anticipated film adaptation of Louisa May Alcott's "Little Women," in theaters on Wednesday, December 25.  The star-studded cast also includes Emma Watson, Florence Pugh, Eliza Scanlen, Saoirse Ronan, and Timothée Chalamet.



Anne Hathaway portrayed a young journalist named Andy Sachs, who got hired to be an assistant to Miranda.

She graduated from Northwestern University and landed a job that "a million girls would kill for." Andy started off with no interest in the fashion world, but became more stylish and invested as the movie progressed. 



Hathaway most recently starred on Amazon's "Modern Love."

Hathaway's roles have ranged from a bridezilla in "Bride Wars" to Selina Kyle (also known as Catwoman) in "The Dark Knight Rises." Her supporting role as Fantine in the 2012 movie "Les Misérables" led Hathaway to earn her first Oscar. 

The actress has also been outspoken about her post-baby physique (she and husband Adam Shulmanwelcomed a son named Jonathan in 2016) and masterfully shut down body shamers. In July, Hathaway revealed that she's pregnant with her second child.

Many fans got to know Hathaway through her role as Mia Thermopolis in "The Princess Diaries" films. Even though it's been 15 years since the second movie hit theaters, the actress said that there's a script for a third film. She added that Julie Andrews is also on board for it. 

In 2018, Hathaway starred in the female-led "Ocean's Eight." Her recent films include a drama called "Serenity" and a comedy titled "The Hustle."



Emily Blunt played Miranda's primary assistant named Emily Charlton.

When Emily first met Andy, she wasn't impressed by her ignorance and lack of knowledge about fashion. 



Blunt will star alongside Dwayne "The Rock" Johnson in Disney's "Jungle Cruise."

The movie is based on Disneyland's theme park ride of the same name and hits theaters on July 24, 2020. You can watch the trailer here

After "The Devil Wears Prada," Blunt went on to land roles in action films like "Looper,""Sicario," and "Edge of Tomorrow." She also starred as whimsical nanny Mary Poppins in 2018's "Mary Poppins Returns."

Blunt was recently praised for work as Evelyn Abbott in the 2018 thriller "A Quiet Place" and earned a SAG Award. She starred in the movie with real-life husband John Krasinski, who also directed and cowrote the screenplay. 

Blunt and Krasinski have been married since 2010 and have two children together named Hazel and Violet. The two stars will reunite for the upcoming "Quiet Place" sequel, which will hit theaters on May 15, 2020.  

 

 



Runway's art director, Nigel, was portrayed by Stanley Tucci.

Nigel gave Andy a stylish makeover after raiding the office's fashion closet.  



Tucci will star in the upcoming "Kingsman" prequel alongside Aaron Taylor-Johnson, Gemma Arterton, and Ralph Fiennes, which is called "The King's Man."

Tucci has guest-starred on shows like "Monk,""ER,"  and "30 Rock." He also lent his voice to characters on "American Dad,""Robot Chicken," and "Beauty and the Beast."

The 58-year-old is no stranger to popular franchises. Tucci appeared as Dr. Erskine in "Captain America: The First Avenger" and eccentric host Caesar Flickerman in "The Hunger Games" films. 

He has been married to Felicity Blunt, Emily Blunt's sister, since 2012. They met at Emily and John Krasinski's wedding and have two children together, son Mateo and daughter Emilia.

 



Andy's boyfriend, Nate, was played by Adrian Grenier.

Near the end of the movie, he took up an offer to work as a sous-chef at a Boston-based restaurant. 



Grenier is known for his "Entourage" role, but he's more focused on environmental issues these days.

Grenier cofounded the site SHFT, whose mission is "to convey a more sustainable approach to the way we live through film, design, art, and food."

He also cofounded Lonely Whale, an organization that's focused on strategies that will positively impact the world's oceans. 

 



Simon Baker starred as a writer named Christian Thompson.

Christian helped Andy get a copy of a "Harry Potter" manuscript that Miranda demanded for her twin daughters, who were going on a trip. 



Simon Baker is best known for his seven-season run on "The Mentalist."

After "The Devil Wears Prada," Baker starred on the short-lived drama "Smith," but most people probably know him for his role as  Patrick Jane on CBS' "The Mentalist" (which lasted for seven seasons). 

Most recently, Baker starred in the movie "Here and Now" with Sarah Jessica Parker, Renée Zellweger, and Jacquline Bisset. 



Gisele Bündchen played a Runway magazine employee named Serena.

After Andy walked into the office with a brand new look (complete with Chanel boots), Serena complimented her.



Bündchen is one of the highest paid models in the world.

In 2018, Forbes said that the Brazilian model earned $10 million. The model has also been married to athlete Tom Brady since 2009 and they have two kids together, a son named Benjamin and a daughter named Vivian. 

Bündchen also released a book called "Lessons: My Path to a Meaningful Life," in 2018. In the memoir, she opened up about past suicidal thoughts and panic attacks, detailed what she eats and drinks to maintain good health, and revealed her workout routine

 

 



Target is gearing up for Cyber Monday 2019 — here's what might be on sale on December 2

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Insider Picks Cyber Monday Target Deals 4x3

Cyber Monday isn't until December 2, but Target is already gearing up for the retail holiday. We'll be compiling the best of Target's Cyber Monday 2019 deals on this page, and answering your questions in the meantime.

Does Target have Cyber Monday?

Yes, Target will Cyber Monday deals in a broad range of categories. We'll be posting the deals here as they're announced. 

What time does Target Cyber Monday start? 

Cyber Monday begins at 12 a.m. on December 2. However, we expect Target to run early Cyber Monday deals throughout the preceding weekend. 

Can you order Target doorbusters online? 

Whether you can order Target doorbusters online depends on the item. Some of the retailer's deals will only be available in stores, while others will run both in stores and online. 

What will be on sale at Target for Cyber Monday?

We don't know for sure what will be on sale at Target on Cyber Monday, but we're tracking its Black Friday deals on this page. You can expect many of the same deals to extend through Cyber Monday. 

Check out our guides for more information about Cyber Monday:

Early Cyber Monday Target deals:

If you can't wait to get started with your holiday shopping, here are some early deals happening at Target now:

Early Cyber Monday kitchen deals at Target

 

 

 



Early Cyber Monday TV deals at Target

 

 

 



Early Cyber Monday laptop deals at Target

 



Early Cyber Monday home good deals at Target

 

 



Early Cyber Monday vacuum deals at Target

 

 



Early Cyber Monday furniture deals at Target

 

 

 



Inside Kenya’s Rift Valley, which produces the world's best marathon runners year after year

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A group of runners takes part in a training session on March 12, 2019 in Kaptagat.

  • Kenya is home to many of the best marathon runners in the world.
  • It's no coincidence. Many of these world-class runners come from Iten, the "city of champions," a town that sits on the edge of Rift Valley, 7,000 feet above sea level.
  • Scientists and runners have questioned how they keep winning.
  • Harvard biologist Daniel Lieberman, who studied the evolution of running, told NPR it was impossible to quantify — it's a mixture of factors like training, culture, biology, and the runner's determination.
  • What used to be an unknown region is now a mecca for runners from around the world due its repeated successes.
  • Visit Business Insider's homepage for more stories.

Kenya's Rift Valley is a mecca for running champions.

For decades runners from Kenya and Ethiopia have been dominating distance races. From 1968 onwards, Kenyan athletes have been a force to reckon with.

And what's intrigued runners and experts is that so many champions come from, or train at, Rift Valley in Kenya. In particular, the town of Iten, which sits on the edge of the valley 7,000 feet above sea level, has produced so many marathon runners that it's known as "the city of champions."

But there's no clear factor for the region's repeated successes. It's a variety of things like altitude, training, culture, and runners' determination.

One thing's for sure — from an early age, local children watch runners crowd the streets and dream of following in their footsteps. A successful career as a distance runner is a way out of poverty.

Here's what Rift Valley is like.

SEE ALSO: The winner of the New York City Marathon and the fastest marathoner in the world have one thing in common: Both wear the same controversial shoes

DON'T MISS: Inside war-torn Yemen's ancient skyscraper city, dubbed the 'Manhattan of the desert,' that's on the brink of ruin

Welcome, the sign says, to Iten, a small town on the edge of a plateau on Rift Valley in Kenya that's home to many of the best runners in the world.

Source: Independent



Rift Valley, which began forming about 40 million years ago, at times reaches 7,000 feet above sea level. Up there, it's flat, with mild temperatures ranging from 50 to 80 degrees Fahrenheit all year round, meaning it's perfect for marathon training.

Source: South Florida Sun Sentinel



Kenya has 50 million people, but only a fraction of the population is responsible for the country's sporting successes. It's mostly runners from Rift Valley who have gone on to dominate marathons for decades.

Source: CNN



The latest example of this was on Sunday, when the male and female winners of the New York Marathon were both from Kenya. Geoffrey Kamworor won his second title and Joyciline Jepkosgei won her first. They continued a tradition that's been going since 1968.

Source: CNN



It began with unknown runner Kip Keino, who ushered in a new age of running for Kenya when he won gold in the 1,500 meter at the 1968 Olympics, despite having a gallbladder infection. It was the first of many medals to be won by runners from Rift Valley, and it helped turn the world's gaze to the region.

Sources: South Florida Sun Sentinel, Independent



When Keino began training to be a distance runner, it was out of the norm. His neighbors and peers thought he was chasing the wind, or that he was a madman, but he knew what he was doing.

Source: South Florida Sun Sentinel



He went onto win gold in 1972 as well, and his success began to catch on. Soon his neighbors were silver medalist Peter Koech and three-time steeplechase champion Joshue Kipkemboi.

Source: South Florida Sun Sentinel



After Keino, came winner after winner. Between 1988 and 2012, 20 out of 25 male winners of the Boston Marathon were from Kenya. In October 2011, after the Berlin Marathon, sports writer David Epstein said the statistics were laughable. "There are 17 American men in history who have run under 2:10 in the marathon. There were 32 Kalenjin who did it in October of 2011," he said.

Sources: CNN, The Atlantic, NPR



For Kenyan women first win was in 2000. The Atlantic's Max Fisher said this discrepancy could have been be due to discriminatory laws and forced marriages. But after the country's reforms, Kenyan women won nine marathons between 2000 and 2012. Here's Pamela Jelimo, the first Kenyan woman to win gold at the Olympics when she was 18.

Sources: The Atlantic, Independent



All this success by different people from the same region, led many to wonder what it was about Rift Valley that made so many of these runners the world's best, year after year.



In 1990, Copenhagen Muscle Research Center compared school boys from Iten to Sweden's national track team and found they consistently did better than the professionals.

Sources: The Atlantic, Active



That same study found that Kalenjin people from the region could outrun 90% of global population. The Kalenjin tribe is often mentioned in regards to marathon winners, because about 73% of Kenya's Olympic medal winners are from the Kalenjin tribe. There are about 4.5 million members of the Kalenjin tribe.

Sources: The Atlantic, Active, CNN



Later controversial research said the reason for all of the success was genetics, but Keino condemned the research as racist. "There's nothing in this world unless you work hard to reach where you are, and so I think running is mental," he said.



So it's remained a question without a definitive answer. Brother Colm O'Connell, an Irish missionary who started training his high school students to be runners even though he had no sports background, told the South Florida Sun Sentinel that he didn't know.

Sources: South Florida Sun Sentinel, CNN, ABC



O'Connell, who has been called the "godfather of Kenyan running," watched 25 of his students become world champions, and four win Olympic gold medals.

Source: Australia Broadcasting Corporation (ABC)



"The only secret is there's no secret," author Adharanand Finn quotes O'Connell saying. "It's not one thing but a perfect storm of elements that come together in Kenya's Rift Valley region to make the people there so strong at distance running."

Sources: South Florida Sun Sentinel, CNN, ABC



O'Connell also said it helped that it wasn't an expensive sport. He told ABC, "you don't need anything to be a runner. Even as young kids they run barefoot — you don't even need a pair of shoes."

Sources: NPR, ABC



Harvard evolutionary biologist Daniel Lieberman, who has studied the evolution of running, said something similar to NPR. It was impossible to quantify what made one runner better than another, he said. Instead, it's a mixture of things like training, culture, biology, and the runner's determination.

Source: NPR



Lieberman said young people from the valley only had two options — work on a farm or become a runner. And even if they train to be a runner, it's not easy. They get "no goo, no gel, no sports drinks," he said.

Sources: NPR, The Guardian



What they get is to see roads filled with world champion runners every day. People like British Olympic champion Mo Farah travel to train in the Rift Valley. He's been traveling there since 2008, and when he's training, he can run 140 miles a week. On his rest day he only runs 10 miles.

Source: The Guardian



The terrain is a factor. Runners train on dirt roads and rolling hills, as well as one challenging route known as "the big dipper," which is a steep hill that goes for a mile. Farah told The Guardian running in Rift Valley was like driving on bumpy terrain. "Instead of going 50mph, here you are just driving at 25mph and holding the steering on some bumpy road. Your legs and your body feel that," he said.

Sources: CNN, The Guardian



The high altitude play a key role. Three scientific studies found training in high altitudes improves running performance when the runner is down at sea level. This is because when the runners are down at sea level the air is thicker air and gives them a boost of oxygen.

Sources: CNN, The Atlantic



But there are lots of places with high altitudes around the world, like the Mexican Andes and Nepal, so it's not that alone.



The runners' rigorous routines are important as well. The tape above a runner's exercise routine says, "Every Day." And that's part of it, too. It's a way of life.



A runner named Justin Kipchumba told The Guardian, he followed the same daily routine. "I sleep, I run, I eat. One day I will win big races,” he said. By 8 a.m. on the day of the interview he had already run 18 miles.

Source: The Guardian



One of the bonuses of the town is that there are few distractions stopping runners from training. Here, runners rest by playing pool.

Source: BBC



Food is another factor that's often pointed to. In particular a lack of junk food in runner's diets has been said to help the athletes.

Source: CNN



Renata Canova, a trainer who is called the "wizard," and who spends much of the year in Iten, told the Independent everyone was asking the wrong question. "We continue to speak about why the Kenyans are so strong. We should ask why is Europe so weak," he said.

Source: Independent



Put more gently, Brother O'Connell told BBC, "running is an extension of their lives. It's not something that's imposed on them - they do it instinctively."

Sources: BBC, The Guardian



Regardless of the exact reason for success, Rift Valley's reputation has grown, and dozens of running camps have sprouted up. Most are for Kenyans, but some are for overseas runners, too. Full time physiotherapists live in the area to keep the runners in good condition.

Source: France24



The Kenyan runners are hoping that by winning marathons or Olympic medals they can earn enough to secure their family's future, paying for children to go to school or buying farmland.

Source: The New York Times

 



But that hope isn't entirely realistic. According to The New York Times, while young runners continue training to give themselves and their families better lives, the reality is that very few actually can ever live off what they make running.

Source: The New York Times



Welsey Korir won the 2012 Boston Marathon. He's one of Kenya's top athletes and because of that the pressure's even worse for him. He's responsible for a foundation that pays for 300 children go to school, and which also supports 2,000 farmers.

Source: The Guardian



World champion runners like Korir, according to runner and writer Malcolm Gladwell, are idolized the way Americans idolize rock stars.

Source: The Atlantic



But they're also under a lot of pressure. Korir told The Guardian, “If I win a race, those kids go to school next year. If I don’t, they don’t. It’s a very big motivation. When you reach the pain, you have to have a reason."

Source: The Guardian



For those who do win big, the injection of money into their lives can have the same intoxicating effect as alcohol. Moses Tanui, who won the Boston Marathon twice, told The New York Times, “When you drink a lot of alcohol you become stupid — you don’t know what you’re doing. It’s the same when you get a lot of money.”

Source: The New York Times



For instance when Duncan Kibet won the Rotterdam Marathon in 2009 and ran the second fastest time ever at that point at 2:04:27, he won $180,000. But what was meant to be enough to set up his life was mostly gone within two years, after he helped pay for school fees for relatives, bought a house for his mother, and a car and clothes for himself.

Source: The New York Times



Kenya has also been plagued by concerns over athletes doping. Dick Pound, who investigated Russia for doping, said in 2015 it was, "pretty clear that Kenya have enjoyed huge success in the endurance events and it is also pretty clear that there is a lot of performance-enhancing drugs being used in Kenya."

Sources: The Guardian, Reuters



From 2004 to 2018, 138 Kenyans had tested positive for prohibited substances, but a World Anti-Doping Agency report said the incidents were uncoordinated, and not part of an institutionalized system.

Source: Reuters



But doping is a big concern for Kenya's runners. A ban from races means the runner has no way to provide. One Kenyan runner, who kept his identity secret, told Al Jazeera doping was a common practice, as his peers felt an intense pressure to succeed. "I know doping is bad, but as runners we have to support our families by whatever means. This is my livelihood," he said.

Sources: Al Jazeera



Drive, more than anything else, may be the reason why these runners keep on winning. As Korir told The Guardian, the reason they run so fast is simple. "We are running away from poverty," he said.

Source: The Guardian



The rise of KSI, the 25-year-old YouTube millionaire who is fighting Logan Paul in a professional boxing match

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KSI

  • British YouTube star KSI is preparing to battle US vlogger Logan Paul in their second livestreamed boxing match on December 9.
  • London-born KSI — real name Olajide "JJ" William Olatunji — pioneered YouTube celebrity boxing matches after making a name for himself playing FIFA on the platform.
  • His first match with Logan Paul in August 2018 ended in a draw, and the pair will be fighting a re-match in LA on Saturday.
  • Visit Business Insider's homepage for more stories.

Here we go again.

KSI, the 26-year-old British YouTube star, is set to face off against controversial vlogger Logan Paul once again in a YouTube celebrity boxing match. The pair will battle it out on Saturday at the Staples Center in Los Angeles, which holds 21,000 people. And this time, they'll be classified as professional boxers.

YouTube boxing matches are a hot new trend, kickstarted by KSI. Although the British vlogger first made his name playing video games on YouTube, he's pioneered boxing events as a way to whip up famous YouTubers' huge followings. The real-life matches could generate millions of pounds in ticket, merchandise, and streaming sales.

Here's how KSI, real name Olajide "JJ" William Olatunji, went from a suburban London upbringing to becoming one of the biggest YouTube stars in the world.

SEE ALSO: Logan Paul reveals his plans to become a professional boxer, release a music album, and try out TikTok in the future

KSI was born in London, after his parents moved to the UK from Nigeria. "They would work their asses off," he told The Sun in an interview.



He eventually moved with his parents out to the suburbs of Watford and went to a fee-paying school. It would now cost you £20,000 ($26,000) a year to send your child to the "posh" Berkhamsted School.



Despite the expensive education, KSI said he discovered YouTube from the age of about 15 and ended up failing his A-Levels. "Back then, people would be like: 'What are you doing? You're such a weirdo. Why are you making videos online?'" he told the Sun.



He created his first YouTube channel in his early teens, the now-defunct "JideJunior." Almost all the videos feature KSI playing "FIFA 08," a theme that would continue in his main YouTube channel.



Eventually, JJ would adopt the name "KSI", which stands for "Knowledge, Strength, Integrity."



In 2010, KSI created his main channel and began posting game play footage from "FIFA 11." He began to amass a big following, and after just two years in he made enough money from YouTube ads and sponsorship to drop out of school.



KSI teamed up with six other YouTube gamers to form a group of creators called The Sidemen. "A sideman is basically someone's bitch who just follows them around," said fellow Sidemen member Miniminter in an FAQ. "I was basically JJ's [KSI's] bitch that followed him around."



The Sidemen brand and channel mostly revolved around the YouTubers playing video games and charity football matches with each other.



The Sidemen would go on to live together in various plush houses in London. Their latest is a mansion at an undisclosed location in South London. It's thought that's where KSI lives.



Out of all the Sidemen members, KSI has the biggest following with 20.5 million subscribers.



He's a young millionaire, with estimated annual earnings of up to £1.5 million, according to SocialBlade.

Asked about his wealth by TV presenter Piers Morgan, he said: "I'm doing alright."



KSI also branched out into music, posting "diss" tracks insulting other YouTubers - including his fellow Sidemen. The drama keeps viewers hooked.



KSI's younger brother Deji is also on YouTube, posting under the name ComedyShortsGamer. The two often cross over into each other's channels.



KSI and Deji's relationship sometimes grows turbulent. The brothers feuded on Twitter on Christmas after KSI was allegedly thrown out of their family home.

Instagram Embed:
//instagram.com/p/Bslms5Wg0MF/embed
Width: 540px

 



KSI has had some controversy. He was banned from a Eurogamer event and sponsor Microsoft dropped ties with him last year after he made sexist remarks to attendees. He subsequently apologised.



KSI pioneered a new genre of crossover: The YouTube boxing match.

His first fight was against Joe Weller, a YouTube creator on the same talent network (OP Talent).



The YouTube boxing match involves two famous personalities fighting each other just like a real match. KSI fought Weller in London's Copper Box Arena in 2017 and won the fight.

Here's the full fight:

Youtube Embed:
//www.youtube.com/embed/y4bDWUD-EkQ
Width: 560px
Height: 315px


His most high profile fight to date was against Logan Paul in August 2018 at the 20,000 capacity Manchester Arena.



The two whipped up anticipation for the fight in a bad-tempered press conference in London, in which KSI hurled insults at Paul's girlfriend and family.



The fight was a majority draw, with two judges giving the YouTubers equal points and a third giving the edge to KSI.



21,000 people packed out the stadium to watch the fight, and over 800,000 people watched it via YouTube's pay-per-view service.

Business Insider calculated the match generated as much as $11 million in revenue.



KSI and Logan Paul's younger brothers, Deji and Jake Paul, also fought.

Jake Paul won the match after five rounds.



The two organized a rematch, which is due to take place on Saturday in LA at 8 p.m.



The second match is taking place in a more professional setting. Neither of the fighters will wear headgear, and both will be drug-tested.

Both men have professional boxers' licenses.



The match is being promoted by Eddie Hearn, who has worked with boxing superstars like Anthony Joshua.



KSI and Anthony Joshua occasionally train together. KSI told Behind the Gloves that Joshua advised him to "train hard, remain focused and be calm" ahead of the fight.

Instagram Embed:
//instagram.com/p/B39zPosgDoE/embed
Width: 540px

 



But KSI's main trainer is Jeff Mayweather, uncle of boxer Floyd Mayweather.



The two YouTubers have been busily hyping up their fans for round two. In a press conference in September Paul mocked KSI's Christmas argument with his brother Deji and said he smelled "like herpes."



Justin Bieber has expressed support for Logan Paul.

 KSI responded: "Bieber's an idiot for backing Logan Paul... If he is gonna be at the fight I'll be sure to lock eyes with him so he can see his boy knocked out." When asked if he'd ever fight Bieber he said: "No, that's stupid."



KSI said he's successful because he creates new trends. "When it came to diss tracks I found my way into that," he told Esquire. "Now with boxing, I’ve created a new trend. I’ve always adapted well, and that’s what’s led to my success."



We asked Insider employees for their all-time favourite beauty products, and the same ones came up time and time again

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beauty products winners 2x1

The Ordinary serums

Cult brand The Ordinary is a clear favourite among Insider employees, and the serums appear to be the biggest hit.

24-year-old Corina from Queens, New York City said: "I know in beauty circles it's well known but I was surprised to see that most people haven't heard about it (at least within my friend group).

"Makeup is fun but I've been trying to curate a skincare beauty regime and a brand like The Ordinary has an array of products (serums, sunscreens, vitamins, etc.) that are affordable and effective."

Talking about the brand's Niacinamide 10% + Zinc 1% serum, $5.90, Rosie, 29 from London, said: "I had comedonal acne for years and nothing could shift it (from hormones to antibiotics). Finally read about this product, and within 10 days it had made a very noticeable difference. I've been using it for about a year now and my skin is almost perfectly clear."



Benefit mascaras

When it comes to mascara, Benefit can't be beat, with Benefit BADgal BANG! Volumizing Mascara ($25) and They're Real! Lengthening Mascara (also $25) being nominated as favourites across the board.

22-year-old New Yorker Shivani is a fan of the "super volumizing" BADgal BANG!, which "stays on for a super long time, and makes my eyelashes look great!"

Shana, 30 of New York, added: "It makes my lashes look (naturally) longer and thicker."



NARS Radiant Creamy Concealer

Insider employees agree with Khloe Kardashian— NARS Radiant Creamy Concealer is truly the best, and its name came up in our survey a number of times.

A recent Business Insider article named it the best long-wearing concealer at $30, calling it "a highly effective under eye concealer with impressive results and serious staying power."



Kiehl's Midnight Recovery Concentrate

"It hydrates, it smells good, and it somehow cures everything by the morning," 27-year-old Becky from San Francisco said of this cult Kiehl's product, $49.

30-year-old Megan from New York City was also a fan, while 32-year-old Nico suggested trying the brand's Midnight Recovery Eye Cream as well.



MAC Matte lipsticks

MAC lipsticks ($18.50) are a handbag staple.

23-year-old Melina from Brooklyn loves the shade "Red Rock," saying: "Lipstick is super easy to apply and can automatically make you look put together."

22-year-old Page from Staten Island added: "I'm not one to splurge, but MAC Matte lipsticks are worth their price tag. My favorites are 'Mehr' and 'MAC Red.' They're super long-lasting, they never make my lips feel dry, and they always fade nicely and evenly as I drink coffee and eat snacks."



Anastasia Brow Wiz

A number of Anastasia products were nominated in this survey, but the brow products — particularly the Brow Wiz pencil, $23 — were a clear favourite.

"Everyone's a fan of the Anastasia brow pomade, but the Anastasia Brow Wiz pencil is underrated," said 23-year-old Melina from Brooklyn. "It's the most natural-looking brow pencil I've come across, and it comes with a brush on the end that does a great job of fluffing out brows."



Milk Makeup Highlighter

The Milk Makeup Highlighter stick, $28, is not only great for achieving that pearly glow, but it's a good brand to get behind, too.

22-year-old Katya of New Jersey said: "I think a lot of people go for the more traditional powder highlights but this one is amazing for the fresh, everyday look."

Shivani, 22 of New York, added that the brand "is vegan, cruelty-free, has the best packaging and really high quality products."



Chanel lipstick

There's nothing like a timeless classic, and Chanel lipsticks are no exception — in "any shade," according to 30-year-old Shana from New York.

"The texture is so much more appealing than cheaper brands," she said.

"I think everyone who wears makeup should own a good lipstick," added Chloe, 28 from New York City. "At least, I find putting on lipstick can change your entire mood."

She added that if you're "willing to splurge,"Chanel's Rouge Allure Intense Long-Wear Lip Colour ($38) is ideal for a red lip.

Ashley, 28 from Brooklyn, said: "I think lipstick is something worth splurging on, because high-end lipsticks have a better consistency than drug store brands. I really like Chanel's Rouge Coco ones (also $38)."



Clinique moisturizer

Insider employees are big Clinique fans, but the gel moisturizers were their favourite items.

"I can't say enough about Clinique Moisture Surge (from $39.50) for being light-weight but super hydrating," said 28-year-old Ali of London. "It's a gel that sits really nicely under makeup and is the only thing that consistently helps my dry skin without clogging pores."

Marissa, 22 of New Jersey, added that Clinique Dramatically Different Moisturizing Gel (from $15) is her "favorite/best product for everyday use (for anyone)."



DevaCurl hair products

"If you have a unique hair type, it really pays to splurge on products that are specially made for it and don't contain harsh chemicals," said Melina, 23 from Brooklyn, who claims to be a fan of DevaCurl hair products.

Shana, 30 and also from New York, agreed: "They're a total life-changer for anyone with unruly hair!"



Origins face masks

Qayyah, 25 from London, is a big fan of the Origins Drink Up Intensive Overnight Mask ($26) — and she's not the only one who loves the brand.

"I'm always a bit sceptical of face masks (and most beauty products, if I'm honest) but, aside from just being a nice thing to do after a long day, this mask has helped a lot with combatting the effects of hard water and pollution in London," she said. "If I put this on at night as an 'emergency' fix, I wake up with much smoother, calmer skin, much less of the flakiness and much less blotchiness."

Megan, 30 from New York, added: "Origins face masks are some of the best around."



Mario Badescu skin products

Mario Badescu skin care products are "cheap and good," according to 33-year-old Hilary of New York.

Meira, 25, added that she loves the Mario Badescu Facial Spray With Aloe, Herbs and Rosewater ($7) because "it is cheap and works wonders in the summer when rehydrating your face."




A Miami restaurateur went from 'massive failure' to running a $20 million sushi chain. Here's how he used market research, family-oriented leadership, and savvy partnership strategies to grow to 20 locations.

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Abe Ng

  • Abe Ng is the CEO and founder of a multimillion-dollar sushi franchise, Sushi Maki, which has over 20 locations throughout South Florida and won Whole Food's "Supplier of the Year" award.
  • Ng shared with Business Insider what he learned from the "colossal failure" of his first venture, a gourmet burrito chain that quickly went under.
  • Collaborating with other companies was vital to improving business, Ng said.
  • He also explained how his family-oriented management style increased productivity and fostered loyalty, and how he adapted to food delivery apps to increase sales.
  • Click here for more BI Prime stories.

Abe Ng took a big risk opening a sushi franchise in Miami 19 years ago. It was uncharted territory for Japanese cuisine in South Florida, and Ng wasn't sure how well it would do. His confidence was already shaken from a previous failed venture in 1997, a gourmet burrito chain that quickly folded in under three years.

Abe Ng

Ng (pronounced "ing") already gave personal guarantees on leases for two locations in Miami for the burrito restaurant that was, in his words, a "massive failure." Since he already signed the leases and his burrito chain folded, he looked at what kinds of restaurants would be successful in the neighborhood. He realized that a burrito chain wasn't doing well in a city already saturated with Mexican and Hispanic food, but his research showed that sushi was underrepresented.

But he still feared his next venture would end the same way as the first.

"You think of all the consequences and what do you do if it fails? Go back to school? You think of all the downsides," Ng said. 

Abe Ng in his office

Ng said that he had no choice but to go ahead with something to fill the space that he leased. Because of his first failed venture, his funds were stretched thin. 

"Our first logo was Microsoft Word Century Gothic Font. We couldn't afford a logo," Ng said. 

Ng opened the first Sushi Maki in the summer of 2000 and earned less than $1 million in revenue. He has since opened over 20 locations throughout South Florida, leading over 250 people, where Sushi Maki earned over $20 million this year. His company won a Whole Food's "Supplier of the Year" award and Ng personally received leadership awards, including a title from South Florida Business Journal as the "Ultimate CEO," and a regional finalist for the Ernst & Young's "Entrepreneur of the Year."

In an interview with Business Insider, Ng shared how he rebounded from his failures and how he grew his business to be one of the most recognizable sushi chains in Miami.

SEE ALSO: A 32-year-old small business owner who works full time and manages her company by night explains how to run a company while working a 9-to-5 job

READ MORE: Roaches, crickets, and superworms: How a 34-year-old capitalized on an SEO keyword to build a creepy-crawly $270,00-a-year side hustle

Identify the market

Miami has never had a considerable Asian population, so it makes sense that the city didn't have many sushi restaurants in the 90's. According to a census report, the population of Asians living in the city was less than 1% in 2000.

An underrepresented cuisine could stand out and do well, but it came with the risk that something new may not work out.

Ng said there were a variety of cuisine options in Miami, except for sushi. He also researched that people were interested in new and ethnic food, along with healthy eating.

Miami had a strong and stable economy at the turn of the millennium, the art scene was emerging, and the city, dubbed the "gateway to the Americas," had Latin cuisine popping up, and the strong Cuban culture made it a top tourist destination. 

Sushi Maki used high-quality ingredients, had hands-on service, and offered a trendy dining experience, all of which Ng said brought customers back. In the winter of 2000, Ng opened another restaurant in Coral Gables, which was the second location he'd originally leased for his burrito chain, and from there kept expanding.

Ng said Sushi Maki was the first company to serve bubble tea to Miami, a popular East Asian drink that was absent in Miami.

"My wife and I were in LA visiting family and we saw bubble tea everywhere — we thought, why not us?" Ng said. "We identify what is cool and fun and try to introduce it through our platform." 



Collaboration and professionalism

Sushi Maki's first big break came when a hotel ordered sushi for wholesale in 2002. Since it was one of the only sushi restaurants in Miami then, with a rising reputation in the community, event planners and hotels started asking Sushi Maki to cater. 

"Whenever someone called for an order, I would immediately create an invoice and send an email on my Blackberry to confirm," Ng said. "When we professionalize, that was when business skyrocketed."

Apart from the restaurants, which were doing well, Ng realized catering was a great opportunity to further business. He also noticed more people were eating prepared food from supermarkets, so he wanted to sell branded sushi. He reached out to different supermarkets in Miami and targeted Whole Foods for its clientele. He eventually got a deal with Whole Foods to have a Sushi Maki store in every South Florida market.

Sushi Maki started selling there in 2007, and because of the overwhelming success of sales, Whole Foods awarded the restaurant "Supplier of the Year" for the Florida region in 2018. 

Sushi Maki recently secured a long-term multi-year agreement with Whole Foods to continue being their supplier. Ng said it has given the business a lot of confidence and security.

He also used "non-traditional" venues to sell sushi. He opened up stands in two universities, the University of Miami and Florida International University, two stadiums, a hospital, and in the Miami International Airport. Instead of serving the full restaurant menu, these stands had Sushi Maki storefronts that only sold sushi.

"The growth ahead for the food industry is non-traditional, forward thinking, and that means it is always going to be collaborative," Ng said. "No one does it alone anymore. To be successful you have to be a good team player. It is a great investment." 



Family-oriented leadership

Every quarter of the year, Sushi Maki closes early on a weekday to hold a casual, fun gathering for over 250 employees. The company evaluates each location's sales performance and how to better themselves, but also has time for the staff to kick back, have fun, win cash prizes, and participate in the talent show.

The gathering, which the company calls the Pow-Wow, is an important event that helps strengthen staff unity and makes employees feel part of the Sushi Maki family. This is also a chance for Ng to reward his staff members for their hard work. Business Insider went to the event and saw chefs, cashiers, accountants, and a member of the marketing team each winning $100 for exemplary work. The winner from the talent show won $500. 

Ng said the company loses over $50,000 in sales while restaurants are closed for the event. He said it is important they close on a working day instead of a holiday or weekend so that staff members can be with their loved ones. 

"Always have the employees on your side and it comes down to them trusting you. Put their interest first," Ng said. "My son says that the customers may always be right, but the employees will always be the most important."  



Embrace disruption

Ng worried that food delivery apps could cause a "restaurant apocalypse." But leaning into delivery apps helped Sushi Maki increase its sales, Ng said. To make sure his restaurants won't die, he made the dining experience memorable for customers, an experience they would miss out on if consumers use delivery apps. 

Sushi Maki has dining rooms for celebratory events, and hosts chopstick lessons for the community. The experience, Ng said, differentiates them. 

"We embrace digital apps, but you have to make it part of your business, not let it take over the business. " Ng said. "Let these third parties help grow our brand and make them want to come to our locations." 

Ng said embracing these kinds of threats and finding unconventional venues to sell their sushi helped grow the brand. And Ng wants Sushi Maki to be remembered for a long time.

"We want our brand to stand for something," Ng said. "If Sushi Maki ceased to exist, we want people to really miss it."



Sam's Club is discounting a handful of Vizio TVs by up to $420 today only

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Sam's CLub Vizio

  • Vizio has been making some of the best TVs of the past few years.
  • For one day only, Sam's Club has discounted some of Vizio's best TVs by $30 to $420.
  • If you're in the market for a new TV, now is absolutely the time to buy – but it's worth acting quickly, as these sales will only last today, November 9, 2019.

Vizio has been making some of the best TVs at relatively reasonable prices for the past few years — and now, for one day only, you can get your hands on some of Vizio's best TVs at an impressive discount. Sam's Club has announced a pretty huge sale on Vizio TVs, spanning from the relatively affordable V-Series to more feature-heavy P-Series.

There are few Vizio TVs on sale at Sam's Club today only. The deals expire when November 9 ends. Check out all the deals below.

Vizio V-Series TV deals

The Vizio V-Series is made up of excellent TVs at super affordable prices. During the one-day deal event, you can get the 50-inch model for $239, or $50 off its normal price. The massive 70-inch model is on sale for $549, which is $140 off its normal price.

Unlike some other TVs in this price range, you'll get a 4K resolution with support for HDR, ensuring that you'll get an excellent image quality. The TVs are pretty smart too — they support both the Google Assistant and Amazon's Alexa. Vizio's SmartCast operating system is also built in, allowing you to easily download and watch content from your favorite streaming services.

Get the 50-inch Vizio V-Series from Sam's Club, $239 (originally $289) [You save $50]

Get the 70-inch Vizio V-Series from Sam's Club, $549 (originally $689) [You save $140]



55-inch Vizio M-Series Quantum TV deal

The Vizio M-Series Quantum may be more expensive than the V-Series, but it also seriously steps up the image quality. The M-Series Quantum leverages a technology called Quantum Dots, which help make for much more natural and vivid colors on the display. The screen can get super bright, at 400 nits. Like other Vizio TVs, it has the company's SmartCast platform built in. The TV also offers 16 local dimming zones to help make for deeper black levels and higher contrast. 

Normally, the 55-inch model costs $549, but it's currently on sale for $399. 

Get the 55-inch Vizio M-Series Quantum from Sam's Club, $399 (originally $429) [You save $30]



65-inch Vizio P-Series Quantum X TV deal

The Vizio P-Series Quantum X represents the best image quality that Vizio has to offer. Not only does the TV use Quantum Dot tech, but it also steps up the number of dimming zones to an impressive 384 local dimming zones. That should help make black levels much more deep and natural. Many reviewers have found that on this TV, black levels even approach the high level of OLED TVs. Safe to say, the 65-inch P-Series Quantum X TV is an excellent way to go for those who want great image quality.

Get the Vizio P-Series Quantum X from Sam's Club, $979 (originally $1,399) [You save $420]



After more than 2 months with the Apple Card, I've never felt more attached to my iPhone (AAPL)

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Apple Card

  • The Apple Card has made it harder than ever for me to give up my iPhone— an observation that may not sound too surprising but became very real for me when I tried switching to Android.
  • Using my iPhone to make daily purchases and keep track of my spending has made it all the more difficult to switch to Android.
  • There are benefits that come with switching to the Apple Card, but I've found that it comes at the cost of willingly feeling locked into Apple's ecosystem.
  • Visit Business Insider's homepage for more stories. 

Switching between Android and iOS can feel burdensome, despite the efforts that companies like Google and Apple have made to make migrating to their respective platforms as seamless as possible. Even if you're generally familiar with how both operating systems work, it usually still takes some time to before you feel comfortably at home after making the switch.

But when your credit card lives on your phone in an app that's exclusive to one operating system, switching between Android and iOS isn't just slightly uncomfortable — it feels nearly impossible. I experienced this firsthand when I recently swapped out my iPhone 11 Pro to try out Google's new Pixel 4. Since I've been using the Apple Card as one of the two primary credit cards I typically reach for in my day-to-day transactions — my morning cup of coffee or Uber ride home after a night out — I quickly found myself missing my iPhone.

It's unclear what Apple Card adoption has been like since its launch in August. But if part of Apple's intention with its new credit card is to provide more of an incentive for iPhone users to remain loyal to its platform, that plan has seemingly worked on me. After spending more than two months with the Apple Card, my iPhone has felt more essential than ever before.   

Here's a closer look at what it's been like to use the Apple Card for almost three months.

SEE ALSO: Both AirPods and PowerBeats Pro are the perfect wireless earbuds for iPhone owners — here's how to decide between them

I pay for nearly everything with my iPhone, and rarely find myself reaching for my wallet.

Companies like Apple, Samsung, and Google have made it possible to pay for goods and services with your phone for years. All three companies launched their own respective mobile wallets around the 2014-2015 timeframe: Apple Pay, Samsung Pay, and Google Pay, the latter of which was initially branded as Android Pay.

But if you're anything like me, Apple Pay has mostly served as a backup to my normal credit card when shopping in brick-and-mortar stores or dining out. I would usually pull out my credit card and only resort to my phone if I was in a rush and didn't want to dig out my wallet if it was buried in my backpack or purse.

There are a few reasons for this. For one, it's not always clear which retailers accept Apple Pay and which ones don't, although Apple says that 65% of all retail locations across the US support it. And the last thing anyone wants when they're shopping is to hold up the line because their method of payment isn't working.

But more broadly, changing user behavior is hard. If I'm used to reaching for my wallet, it's going to take a strong incentive to get me to change my ways.

The Apple Card, however, provides that motivation. That's because you get 2% cash back on any purchase made through Apple Pay, and only 1% if you use the optional physical titanium card. The sleek look and feel of Apple's tangible card certainly makes you want to use it. But as time went on, I found myself reaching for it less and less. 

There are also some security benefits that come from using Apple Pay more often. Apple doesn't share your actual credit card number with retailers when you use Apple Pay  — rather, it shares a device number it's generated that's specific to your iPhone. That means you're sharing your credit card number far less often, which in theory should make it more difficult for thieves to steal it.



I'm generally more aware of my transactions and how much I'm spending — at least on this specific card.

Before the Apple Card, I would usually only check my credit card balance occasionally as it got closer to a payment deadline. I would only go through my monthly transactions line-by-line if my balance seemed higher than usual. These habits may not be the best practices for keeping a close eye on your budget, but it was more than enough to make sure all of my bills were paid in full on time.

Nearly every major credit card and bank has a mobile app these days, making it easy to manage your finances on the go. But since the Apple Card is mostly meant to be used digitally, I find myself scrolling through my latest transactions in the Wallet app almost as frequently as I would browse Instagram or Facebook. It's just become a part of my routine, whereas with other cards, I don't really browse through my statements unless I'm paying a balance.

The downside, however, is that this only really holds true for expenses charged to my Apple Card. I take care of my other bills through my bank's website and app, which allows me to handle all of my credit cards and bills through one portal. Because you need Apple's Wallet app to manage the Apple Card, those expenses often feel isolated from the rest. 



Overall, the Apple Card has made me feel more dependent on my iPhone — for better or for worse.

I knew that signing up for an Apple Card would further bind me to the iPhone. But that didn't become real to me until I switched to Android and suddenly had to adjust how I go about daily routines, like ordering dinner, grabbing a coffee, or taking an Uber. 

After more than two months with the Apple Card, I've found that I'm reaching for my phone more often to make daily purchases, and that the Wallet app has made it easier to keep track of my finances. Taken together, those perks have made me more attached to my iPhone than ever before. 

But it also means that Apple's grip on me as a consumer has grown even tighter, at a time when the influence and reach of tech behemoths like Apple, Google, Facebook, and Amazon is under more scrutiny than ever before.

It's already getting increasingly difficult to use products and services that aren't operated by one of these companies. Registering for a credit card that's owned by one of them hasn't made that any easier.



Women in Japan are being told not to wear glasses in the workplace — here are 5 sexist dress codes from around the world

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  • Business Insider Japan published an article in October based on a survey of more than 1,400 workers, finding that female workers were being asked to refrain from wearing glasses at work for aesthetic reasons.
  • The hashtag #メガネ禁止, which translates to "glasses are forbidden," is currently trending on Twitter in Japan, according to The Washington Post.
  • This revelation about glasses follows on the heels of the #KuToo movement started in Japan in early 2019 according to Quartz, which criticizes the widespread practice of employers in Japan requiring that female workers wear high heels.
  • Sexist dress codes for women in the workplace are enforced around the globe, from the US to the UK to France.
  • Visit Business Insider's homepage for more stories.

Women are subjected to sexist dress codes — requiring high heels and make up, or banning glasses — in workplaces around the globe.

In Japan, a requirement in workplaces that women not wear glasses for aesthetic reasons is catching flack on social media with the hashtag #メガネ禁止, which translates to "glasses are forbidden," according to The Washington Post.

"Employers that create and enforce poorly drafted gender-based dress code policies assume the risk of running afoul of gender discrimination laws," employment attorney Mirande Valbrune wrote about US companies for Forbes in 2018.

"If a policy inappropriately targets or negatively impacts employees of a particular gender, it may be deemed illegal," Valbrune continued, pointing to Title VII of the Civil Rights Act of 1964 prohibiting workplace discrimination on the basis of sex.

Here are five sexist dress codes for women in the workplace across the globe, from the US to Japan.

Got a tip on sexist dress codes? E-mail this reporter, Rebecca Aydin, at raydin@businessinsider.com

SEE ALSO: Here are 5 hacks for shaving down your company's meeting time, from a startup that whittled theirs down to just 4 hours a week

In Japan, some companies have forbidden their female employees from wearing glasses because they give off a "cold impression."

Business Insider Japan published an article by Reiko Takeshita in October based on a survey of more than 1,400 workers, finding that female workers were being asked to refrain from wearing glasses at work because they are not aesthetically pleasing.

The BBC reported on Friday that retail chains said glasses give shop assistants a "cold impression," and therefore female workers should not wear them.

The hashtag #メガネ禁止, which translates to "glasses are forbidden," is currently trending on Twitter in Japan, according to The Washington Post.

Japanese women are using the hashtag to call out the sexist workplace dress code. The Post highlighted one Tweet reading, "Isn't it so troublesome when you can see all the middle-aged men in the world?" accompanied by a picture of red glasses frames on a keyboard.

 



Also in Japan, high-heel requirements for women in the workplace sparked the #KuToo hashtag.

The practice of employers requiring their female workers to wear heels is widespread in Japan.

The #KuToo movement started in Japan in 2019 with a tweet from Yumi Ishikawa, a funeral parlor worker required to wear heels, which she argues is gender discrimination, Quartz reported in an article by Vivian Rachelle.

#KuToo is a "triple pun," Rachelle wrote, "playing on the Japanese words kutsu (shoes), kutsuu (pain), and the #MeToo movement."



In France, women have been stopped at the Cannes Film Festival for not wearing heels, although it's not an official rule.

While it's not a traditional office, the Cannes Film Festival is a workplace for actors, filmmakers, and journalists. Anecdotally, women have been banned from wearing flat shoes at the festival.

In 2015, women wearing flats were excluded from the film premiere of "Carol" at the festival. Then in 2018, actress Kristen Stewart ditched her heels at the red carpet premiere of "BlacKkKlansman" at Cannes. The actress had previously spoken out against the festival's de facto dress code saying, "Things have to change immediately."

The festival's organizers have pushed back against the criticism, however. According to The New York Times, the Cannes Film Festival media office maintained that the festival's dress code had "no specific mention about the height of women's heels."

The Guardian quoted a since-deleted Tweet from festival director Thierry Frémaux saying, "the rumor saying the festival insists on high heels for women ot he red carpet is unfounded."



In the US, Virgin Atlantic airlines made female flight attendants wear makeup until March 2019.

Virgin Atlantic has been operating as since 1984. Thirty-five years later, the airline ditched its requirement that female flight attendants wear makeup, including red lipstick, blush, and mascara, according to The New York Times.

The Times also reported that the airline started offering pants as a standard part of the flight attendant uniform, whereas female flight attendants previously had to specially request pants.



In the UK, a woman was sent home from her temp job as a receptionist at PwC because she was not wearing heels.

Nicola Thorp, a British actress, was sent home for not wearing heels to her temp job as a receptionist at PwC in 2016, according to The New York Times.

The requirement came from outsourcing firm Portico, which enforced a dress code including high heels measuring two to four inches. The dress code also required women workers to wear makeup, including lipstick, eye shadow, and mascara. Portico told The New York Times that it rewrote its code after Thorp complained.



See inside a woman's 270-square-foot tiny home complete with 2 bedrooms and a walk-in closet

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TinyMissDolly 6222

  • Dolly Rubiano has lived in a 270-square-foot tiny home for two years.
  • The house sits on wheels, allowing Rubiano to move it wherever she wants. It currently sits on a farm in Victoria, Australia.
  • Rubiano says it took her three months to build the tiny house, which has two lofted bedrooms, a kitchen, full bathroom, and even a walk-in closet. The home can run on electricity or solar power.
  • "Downsizing is inevitable, but it doesn't mean you need to give up the things that you hold dear," Rubiano said of tiny living.
  • Rubiano's home was recently featured in Brent Heavener's book "Tiny House." You can read more about it on Amazon, or follow Rubiano on Instagram.
  • Visit Insider's homepage for more stories. 

Dolly Rubiano lives in a 270-square-foot tiny home in Victoria, Australia.

"I discovered my love for tiny spaces when I found a cleverly designed house truck in New Zealand back in 2013," Rubiano told Insider.

She stayed in the truck for one night and said the experience "had a profound effect" on her.



In 2017, she built her own tiny home, which sits on wheels, allowing her to travel whenever she wants.

"My tiny house was built in NSW, Australia and towed 497 miles (800 kilometers) to where it is now in Victoria," she said. 

The house sits on a farm among other tiny homes.

"The landowner builds tiny houses on wheels too," Rubiano told Insider. "Those are occupied by visiting friends and relatives and farmhands."



"The actual build took less than 3 months," Rubiano said of the process of making her home.

"I spent another month doing the finishing touches before the tiny house became liveable," she added.

The home features natural wood, white cabinetry, and abundant greenery. 

"The french doors open to a spacious kitchen and allow natural light to come through," she said of her kitchen. "Plenty of sunshine makes the plants happy too!"



"I have a mix of minimalist, vintage, bohemian and hand-crafted decors and furnishings," Rubiano said of her decor style.

"Some people describe it as a giant dollhouse," Rubiano said of her house.

The open layout of her kitchen creates more space for her to move about the home.



"The most challenging part in designing a tiny house for permanent living is the limited horizontal and vertical space," Rubiano said.

Almost everything in her home is smaller than it would be in a typical house.

For instance, her stove only has two burners, and she's made use of hanging storage.



Rubiano's bedroom sits in a loft above the kitchen, and she was able to fit a large mattress in the space.

The loft features a skylight that fills the bedroom area with light.

And Rubiano built storage into the stairs, again maximizing her space.



"For me, downsizing is the number one challenge" of living in a tiny space, Rubiano said.

But because she made storage an integral part of her home's design, she hasn't had to sacrifice as many of her possessions as she once thought to enjoy her tiny home.

"Downsizing is inevitable but it doesn't mean you need to give up the things that you hold dear. A clever storage design helps in this regard," she said.



"I managed to include a walk-in wardrobe," Rubiano said of her storage-oriented design.

The closet also serves as her laundry room, adding another function to her home.



The home also features a second loft, which doubles as a living room and guest room.

"I can stand on it too," Rubiano said of the multifunctional space.

Her home was recently featured in Brent Heavener's "Tiny House," a book of inspiration for those interested in tiny living.



The house runs on electricity.

Rubiano plugs the home into an outlet on the farm property using an extension cord.

"But it is future-proofed to be solar-power-ready," she told Insider of her home, giving her versatility in where she can take it if she chooses to travel.



Her bathroom sits under the additional loft.

The bathroom features a composting toilet, but Rubiano didn't sacrifice style for function. The greenery decor continues within it, and she has a unique sink as a focal point.

"I am proud to have made a floating vanity sink from a wooden salad bowl," Rubiano said of the bathroom's chic design.



"Low impact tiny house living makes sense to me because I want a simple, eco-friendly and clutter-free life," Rubiano said.

"You have to embrace simplicity and be happy with less material possessions," she added.

You can follow Rubiano's tiny-living adventures on her Instagram.



A YouTuber launched a viral campaign to plant 20 million trees by 2020. Here's the list of prominent people who have donated, including Elon Musk, Jeffree Star, and other tech CEOs and YouTube personalities

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The organizing power of YouTube creators is on full display thanks to one YouTuber's effort to plant 20 million trees by the end of the year.

YouTuber MrBeast launched the #TeamTrees campaign last month after fans bombarded him with memes suggesting he commemorate reaching 20 million YouTube subscribers by planting 20 million trees. At $1 a tree, the cause's goal is to raise $20 million by January 1, 2020 to plant trees in part with the Arbor Day Foundation's reforestation program.

The initial debut of the #TeamTrees campaign gathered the support of more than 600 influencers, who flooded social media and YouTube with videos and posts to raise awareness about the tree-planting effort. It seems that the mass-bombardment has been successful however: #TeamTrees has drawn donations upwards of tens of thousands of dollars from some of the most popular YouTube stars, and more than $1 million from two tech CEOs as well.

Here are all the big names in tech and YouTube that have so far donated to the #TeamTrees campaign:

SEE ALSO: Elon Musk changed his username to 'Treelon' on Twitter after pledging to donate $1 million to a YouTuber's tree-planting cause

MrBeast is known on YouTube for his attention-grabbing stunts and thousands of dollars in donations. To kick off the #TeamTrees campaign, MrBeast (aka Jimmy Donaldson) donated $100,000. A day later, he gave an additional $100,002 to maintain the top-spot on the #TeamTrees' donation leaderboard.

 



NASA engineer-turned-YouTuber Mark Rober was part of the team behind the planning of the #TeamTrees movement, and contributed $50,000 to the cause.

Source: Mark Rober on Twitter



Makeup artist Jeffree Star has been quite busy launching his newest makeup collection with fellow YouTuber Shane Dawson, but he donated $50,000 to the cause.

 



Wildlife educator Coyote Peterson, the face of YouTube channel Brave Wilderness, recorded a video announcing the team's $1,000 donation to #TeamTrees.

 



YouTuber Alan Becker shared an animation blaming one of his well-known stick figures for making him donate $5,100.

 



Odd 1s Out, aka James Rallison, participated earlier this year in a real-life Battle Royale game held by MrBeast. He gave back the earnings he won to the #TeamTrees campaign.

 



Another YouTube animator, Jaiden Animations, donated $20,000 to #TeamTrees.

 



Gamer-turned-memer PewDiePie got help earlier this year from MrBeast during his attempt to keep his spot as the most-subscribed-to YouTuber, so it makes sense PewDiePie would help with #TeamTrees. In true PewDiePie fashion, his choice of donation amount was comedic — at $69,420 — as was the name he used.

Read more:PewDiePie's war with T-Series hit the Super Bowl, as YouTuber Mr Beast turned up to the game with 'Sub 2 PewDiePie' shirts

 



Many of YouTube's popular sect of gamers have also contributed to #TeamTrees. LazarBeam, who has nearly 12 million subscribers, gave $10,000.

 



Lachlan, a YouTuber known for his 'Fortnite' videos, donated $15,000.

 



Professional gamer Ninja, who recently moved his livestreaming over to Mixer, teamed up with his wife Jessica Blevins to contribute $15,000.

 



Arin Hanson — better known as Egoraptor — took time away from his web series "Game Grumps" to donate $12,345.

 



Members of the British YouTuber gaming squad Sidemen also pledged money to the cause. Vikkstar123 gave $10,000 and encouraged others to "show how powerful we are" by donating.

 



Another Sidemen member, Miniminter, contributed $10,010. Notably missing from the list of donations is fellow Sidemen member KSI, who's currently prepping for his upcoming boxing match against Logan Paul.

 



Some gamers hosted livestreams to encourage fans to watch and raise more money for #TeamTrees. On top of a $20,000 personal contribution, Jacksepticeye streamed to raise an additional $153,000.

 



Roi Fabito, the name behind poplar YouTube channel Guava Juice, dolled out $10,009, after helping MrBeast to plant a tree earlier.

 



Canadian YouTuber AzzyLand didn't publicly announce her donation, but a #TeamTrees contribution bearing her name shows the YouTuber contributing $10,000.

 



Internet celebrity MD Dr. Mike donated $11,111 to "keep the world Happy & Healthy!"

 



YouTube magician Chris Ramsay also donated $11,111.

 



Cristine Rotenberg is the bonafide face of viral nail art as the person behind YouTube's Simply Nailogical channel. She donated $12,000 to the #TeamTrees campaign.

 



Ethan Klein, one-half of comedy duo h3h3 Productions, announced a $1,000 donation from "your favorite boomer," a nod to how much older he is than the usual YouTuber.

 



But YouTubers weren't the only group to get in on the donations. The #TeamTrees campaign reached the radar of tech executives too, and Twitter CEO Jack Dorsey donated twice for a total of $350,000.

 



Salesforce CEO Marc Benioff is known for his philanthropy toward environmental efforts, so it's not surprising he gave $900,000 to #TeamTrees.

 



Patreon is a popular platform among creators and YouTubers to crowdfund money for projects and work. Its CEO, Jack Conte, shared a video on Twitter to announce his contribution of $10,000.

 



Verizon's division focused on sustainability efforts, called Green Team, donated $100,000 to the environmentally friendly fundraiser.

 



Tesla CEO Elon Musk took the top spot on the donation leaderboard after saying the cause seemed "legit," and donated $1 million. He went further by temporarily changing his Twitter display name to "Treelon" and his profile picture to a forest.

Read more: Elon Musk changed his username to 'Treelon' on Twitter after pledging to donate $1 million to a YouTuber's tree-planting cause

 



But Musk's lead didn't last long. Shortly after, Shopify CEO Tobi Lutke donated just one more tree than Musk to take the top spot "on behalf of 1,000,000 Shopify merchants and my own defunct snowboarding store."

 



Shopify's chief technology officer, Jean-Michel Lemieux, followed in his boss' footsteps with a donation of his own, although he capped his contribution at $100,000.

 



YouTube CEO Susan Wojcicki has taken notice of the major fundraiser happening on her platform, and showed up to help the #TeamTrees team, both in person and with a $200,000 donation.

 



Since then, YouTube has also pledged on Twitter to match up to $1 million of donations that are given through YouTube's fundraising feature. YouTube has yet to say that the $1 million milestone has been reached, and has told Twitter users to "keep giving" and look out for YouTube's contribution.

 



Amazon's wildly popular video game streaming service, Twitch, is bleeding: These are all the stars who have left for competing services (MSFT, AMZN, GOOGL)

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Amazon's Twitch is the most popular live video streaming service by a large margin. 

Like Google-owned YouTube dominates internet video-on-demand, such is Twitch's dominance of live-streamed internet video. As I write this on a Friday morning, hundreds of thousands of people are watching live videos streams on the service.

But Twitch is bleeding: a major talent exodus has more people than ever using competing services from Microsoft and Google.

It all started with Tyler "Ninja" Blevins in August.

SEE ALSO: Ninja ditching Twitch for Microsoft's Mixer was a brilliant decision

1. Tyler "Ninja" Blevins

In a fake press conference in early August, Tyler "Ninja" Blevins announced his intention to switch from Amazon-owned Twitch to Microsoft-owned Mixer.

"I know this may come as a shock to many of you," he said, "but, as of today, I will be streaming exclusively on Mixer." 

The announcement itself was lighthearted and silly, but the news was anything but — the world's most popular, well-known video game streamer was switching from Amazon to Microsoft. We're talking about a guy who makes hundreds of thousands of dollars each month streaming himself playing "Fortnite" to tens of thousands of viewers, a guy who was reportedly paid $1 million for a single day of playing EA's "Apex Legends."

On paper, the deal looks straightforward: Microsoft is paying the most popular video game streamer to exclusively stream on its platform, Mixer.

In reality, Microsoft is locking in an important influencer who can both increase the value of Mixer and bring eyes to Microsoft's entire gaming platform — a platform that's expanding greatly in the next year with a new Xbox console ("Project Scarlett") and a major new game streaming platform



2. Michael "Shroud" Grzesiek

After Ninja, it was only a matter of time before another high-profile streamer announced a deal — and Michael "Shroud" Grzesiek was an unsurprising choice. 

He's a former professional "Counter-Strike: Global Offensive" (CS:GO) player, and his experience with professional gaming transitioned into a lucrative career professionally streaming. He's notorious for having an absurdly good aim in shooters, and for explaining competitive gameplay tactics to his viewers. 

Though Shroud isn't quite as well-known as Ninja, he built a large, loyal fanbase on Twitch before moving to Mixer in late October. The terms of the deal were not disclosed, but he now streams exclusively on Mixer.



3. Cory “King Gothalion” Michael

Not long after Shroud, on October 27, Cory "King Gothalion" Michael announced his own exclusivity deal with Microsoft's Mixer

In a video posted to Twitter, Michael said, "It's my belief that working with Xbox and Microsoft is not only gonna help us propel what we're doing, but also propel what's always been important to the channel, which is doing good in gaming."

He specifically cited, "the potential of having platform-level input," which is a notable difference from the arrangement streamers have with Twitch.

When Ninja left the platform back in September, his manager and wife, Jessica Blevins, told Business Insider they felt as if Twitch "did not listen" to them.

"Everything we were asking, it never came back reflecting our wishes — and that's completely outside of finances," she said. "And for us, two people who were streaming on Twitch, it was really upsetting for us to go months and months and keep reiterating that we love you guys, we've been here for a long time, but the things that are in the contract right now just don't make sense."



4. Jack “CouRage” Dunlop

Microsoft isn't the only one with a major stake in the online live video market — Google's YouTube just cut a deal with Jack "CouRage" Dunlop, a former esports commentator-turned-influencer with millions of followers.

Though Dunlop was already producing recorded videos on his YouTube channel, he's moving his live video presence from Twitch to YouTube.

It's the first such deal for a streamer, and the first sign that other major streaming platforms are taking notice of Microsoft's increasingly competitive approach. Look no further than this statement from Ryan Wyatt, YouTube's head of gaming, for proof: "We are continuing to invest in our live business in gaming in many ways, and bringing Jack over is just another way of bolstering our presence in this space."

Amazon's Twitch is far from the only service offering live video, of course: YouTube has live video, as do Facebook and Microsoft's Mixer. None of those services has been able to overtake Twitch's dominance thus far, but it's clear that major moves are happening.




A pilot and Instagram influencer with nearly half a million followers reveals 7 secrets most people don't know about the job

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Swedish pilot and Instagram influencer Maria Fagerström uses Instagram to share her work as a pilot, her travels, and her home with her boyfriend with her nearly 500,000 followers.

In her bio, she promises, "I'm here to give YOU a bit of insight into the aviation world," and she follows through. Fagerström responds to comments, and she sometimes makes posts about certain questions that come up again and again.

She shared some common things people don't know about being a pilot with Business Insider.

SEE ALSO: This pilot influencer is giving her nearly 500,000 Instagram followers an inside look at the world of aviation

1. Pilots are allowed to sleep while working, although not both at the same time. "It’s called ‘controlled rest’ and there are of course procedures to follow, like setting a timer," Fagerström told Business Insider.



2. Flying is actually relaxing, "once we’re up in the air and at cruising level," if the weather is good.



3. For Fagerström, the best part of the job is the "feeling after touching down after a tricky approach, and you’ve done well with maneuvering the aircraft all the way from start to finish."



4. Flight school is really intense, and you will be scrutinized. "You’ll most probably have to say goodbye to your social life for a year or two. But I can assure you it’s totally worth it when you get your wings" she said.



5. The busiest time of year for pilots is the holidays, when everyone else is trying to get home, so those are also the most difficult days to take off.



6. Going to the bathroom is surprisingly difficult. "When every single passenger is back in their seats with seat belts on, then you can come out ... while everyone is watching you sneaking into the toilet ... not ideal" she said.



7. You might have to skip dinner if there's turbulence. Fagerström said that if her meal comes when the plane hits a rough patch, she'll have to spend the rest of the flight "watching the speed like a hawk."



The world's first hybrid cruise ship is currently on its maiden voyage, an 18-day trip to Antarctica with 450 guests onboard. Here's a look inside.

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MS Roald Amundsen

  • Hurtigruten, a Norwegian expedition cruise company, unveiled the world's first hybrid cruise ship earlier this year. It is currently on its maiden voyage to Antarctica with 450 passengers aboard. 
  • The vessel, MS Roald Amundsen, runs on low sulfur diesel fuel that is supported by battery packs, cutting emissions by 20%.
  • But it's not all science and technology on board: The ship is also equipped with an infinity pool, luxury suites, three restaurants, and a glass-encased sauna.
  • Visit Business Insider's homepage for more stories.

Luxury and sustainability are merging in the world of yachts.

In September, the world's first hydrogen-powered superyacht was unveiled at the Monaco Yacht Show. And right now, the world's first hybrid, battery-supported cruise ship is making its maiden voyage to Antarctica with 450 passengers aboard, according to Robb Report.

The MS Roald Amundsen's first expedition to Antarctica is fitting – it was named after the eponymous legendary Norwegian polar explorer. The ship was unveiled by Hurtigruten, a Norwegian expedition cruise company, this summer.

The 459-foot cruise ship is equipped with battery packs that support its low sulfur, diesel-powered, Rolls Royce-built engines.

That's not to say the cruise is devoid of the lavish trappings of a typical cruise ship: There's also an infinity pool, a glass-encased sauna, three restaurants, and luxurious cabins on board. Throughout the ship, there are almost 600 works of art produced by young Norwegian artists, handpicked by the queen of Norway.

Prices for a future cruise featuring the same route start at $14,720 per person. The more lavish cabins raise that baseline to $23,046 per person.

Keep reading for a look inside the cruise ship.

SEE ALSO: The world's first hydrogen-powered superyacht was unveiled at the Monaco Yacht Show. Here's a look inside the game-changing 367-foot vessel concept.

NOW READ: 10 packing essentials for cruises that will save time, space, and money — from foldable luggage to a portable safe

The MS Roald Amundsen is the world's first hybrid cruise ship.

Source:Hurtigruten



It runs on Rolls Royce-built engines powered by low sulfur diesel fuel and batteries, which, according to the ship's developer, lowers the ship's CO2 emissions by 20%.

In addition to its operating systems, the ship is also committed to sustainability in other ways. There are no single-use plastics aboard and the uniforms worn by the crew are made from recycled ocean plastic.

Source:Hurtigruten



The cruise ship is currently on a full capacity, 18-day maiden voyage to Antarctica.

The maiden voyage started in Valparaíso, Chile before cruising south along the coast of South America toward the Drake Passage. From there, the ship spends three days in Antarctica before returning to Punta Arenas, Chile.

Passengers can disembark in Antarctica and partake in activities that include kayaking, hiking, whale-watching, and penguin-watching.

Source:Hurtigruten



And it's not just science and sustainability on board: Like other cruise ships that support travels of that length, the ship is flush with luxury amenities. The ship has 264 cabins.

Source:Hurtigruten



The Scandinavian-inspired interior design features oak, granite, birch, and wool throughout the cabins.

Source:Hurtigruten



Many of the suites have private lounging areas and balconies with hot tubs.

Source:Hurtigruten



All passengers have access to the infinity pool and the hot tubs on the observation deck ...

Source:Hurtigruten



... and the sauna and wellness center, which also offer sweeping views.

Source:Hurtigruten



The ship has three restaurants and other communal amenities ...

Source:Hurtigruten



... including a science center where passengers can attend lectures and learn more about Arctic exploration.

Source:Hurtigruten



The ship will be conducting arctic expedition cruises into 2020.

Source:Hurtigruten



The MS Roald Amundsen is just one example of the luxury travel industry becoming more eco-friendly in 2019.

Business Insider previously reported that a model for the first hydrogen-powered yacht was unveiled in September by Sinot, a Dutch yacht-design company. The 367-foot vessel will be completely powered by liquid hydrogen and fuel-cell technology. Its only emission will be water.

Beyond boats, luxury African safaris are also embracing the eco-friendly. In August, Business Insider's Katie Warren reported on a Botswana safari company equipped with conservation camps for children, where lessons on the environment, health, and nutrition are taught.

Increased attention to sustainability and conservation in the luxury travel sector play into the larger trend of "transformational travel." Ultimately, the ultra-wealthy want to leave their vacation with a transformative, emotional experience to bring home, and in some cases, want to make a positive impact on the places they visit.



Americans are spending money on their pets at a higher rate than they are on food or medicine

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buy a house, pets

  • From 2013 to 2018, total expenses on pets increased by 50%, according to new research from Magnify Money.
  • Spending on pets actually increased at a higher rate than spending on food and medicine.
  • Wealthy Americans also heavily invested in pets — their spending increased by 70%.
  • Visit Business Insider's homepage for more stories.

Americans love to pamper their pets — and animals rule the world now more than ever. If they're not getting subscription-only BarkBoxes full of treats and toys on a monthly basis, they're getting dropped off at doggie daycare instead of staying home while you work — and relaxing at the end of a long day at a doggie spa or hotel.

New research from Magnify Money, a Lending Tree company, found that total expenses on our furry (or feathered) friends increased a whopping 50% in five years, between 2013 and 2018. (Those numbers have a lot of bite — think going from $57.8 billion in 2013 to $87 billion to 2018).

Additionally, Magnify Money analyzed data from the Bureau of Labor Statistics Survey of Consumer Finances and discovered that the amount of money spend on Spot and Dot and Ruff is increasing at a higher rate than money spent on essential items like food and medicine (for humans).

Pets are in charge of their human's pocketbook at home. Average spending on pets increased 44% per household in the last five years, from $460 in 2013 to $662 in 2018.

What are Americans giving up to spend money on their furry companions? Well, Americans spent more on pets in 2018 than they did on fresh fruit and veggies, alcohol, beef, pork and poultry, water, and even medicinal drugs.

And if you're rich, forget it — your animal companion has got you under some kind of spell. Wealthy Americans increased their spending on pets by 70%, to the tune of $1,523.

SEE ALSO: Gen Z only just started working, and they already have the worst work-life balance

What's the deal?

Some theorize that across generations, pets are our new children. Millennials are putting off having kids or opting out completely. Baby boomers are finding themselves empty-nesters without grandkids and instead finding contentment and delight with a dog.

Niche services and industries, ever attuned to what their customer wants, have began noticing what their customers want — and what they've noticed is how much they love their dogs. Do you want your dog at your wedding? There are plenty of professionals to help you do that, for a price.

MagnifyMoney's research found that married couples without children are one of the main groups who spend a lot on their pets — in 2018, the average amount was $937.

But proving everybody loves our fuzzy darlings, even married couples with children weren't very far behind them in spending, with $753.

It looks like pets are set up for pretty sweet lives for the near future.



The US is scrambling to invest more in Asia to counter China's 'Belt and Road' mega-project. Here's what China's plan to connect the world through infrastructure is like.

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  • The Belt and Road Initiative is one of China's most ambitious projects.
  • It involves partnering with dozens of countries around the world through trade and infrastructure projects, such as shipping lanes, railroads, and airports.
  • Supporters say it's a way for China to invest in emerging markets and strengthen ties. Critics say this is a way for China to use money to leverage political gains and increase its global power.
  • The US is now trying to create a viable alternative to the project by increasing investment in Asia. Whether that will work, though, is not clear.
  • Learn more about the mega-project here.
  • Visit Business Insider's homepage for more stories.

China is undertaking what it considers the largest project of the century — linking itself with more than 100 countries across Asia, Africa, Europe, and Oceania through trade.

The main focuses of the Belt and Road Initiative (BRI) — also known as "One Belt, One Road"— are in infrastructure, transportation, and energy. The initiative was first announced in 2013, and is seen to be President Xi Jinping's pet project.

Most BRI deals involve China lending vast amounts of money to other countries to build new railroads, shipping lanes, and other ventures in those countries. Investment from China alone in the project is estimated to be between $1 trillion and $8 trillion.

Proponents of the BRI say it's a way for China to invest in emerging markets and strengthen its ties with them. However, the inner workings of the BRI are shrouded in secrecy, and some projects have already been abandoned due to host countries being unable to pay back their loans.

Critics also say that by creating these loans, China is engaging in debt-trap diplomacy — a strategy of extracting political concessions out of a country that owes it money.

Scroll down to learn more about the BRI.

SEE ALSO: This map shows a trillion-dollar reason why China is oppressing more than a million Muslims

The Belt and Road Initiative is a massive trade and infrastructure project that aims to link China to dozens of economies across Asia, Europe, Africa, and Oceania.



It consists of two parts: the "belt," which recreates an old Silk Road land route, and the "road," which is not actually a road, but a route through various oceans.

The Silk Road was an ancient land route across Europe and Asia that connected traders and travellers from regions like the China, Persia, and the Roman Empire.

Merchants used to transport silk and other commodities by camel or horse along those roads.



As of November 2019, 138 other countries are part of the project, according to China. They include New Zealand, Russia, Italy, and even Syria.

Source: Chinese government



BRI partnerships typically come in the form of joint memoranda of understanding to support future projects. But these contracts are typically shrouded in secrecy, so it's hard to understand how they work.



China has invested between $1 trillion and $8 trillion in projects along the Belt and Road, mainly in infrastructure, transport, and energy.

These include gas pipelines in Pakistan; a port in Kazakhstan; and a rail route linking Yiwu, China, to the United Kingdom.

Source: Center for Strategic and International Studies, South China Morning Post



This 2017 photo shows a freight train directly running from Kouvola, Finland, to Xi'an, China. The trip takes 17 days, and is supposed to be faster than sea travel and cheaper than air.

Source: New China TV



Here are workers building a natural gas pipeline linking China and Russia — one of the landmark BRI projects between the two countries.

Russian President Vladimir Putin — whom China's President Xi calls his "best and bosom friend"— has propped up China's Belt and Road Initiative in the past.



China's ambitions have even reached the Arctic, with plans to build a "Polar Silk Road" with infrastructure projects and shipping routes between the Arctic and Asia.

China first announced plans to build the Polar Silk Road in January 2018.



Critics have warned that the building infrastructure projects under the BRI can cause environmental damage and displace people.

China — which has led action on climate-change policies in recent years— has pledged to build environmentally sustainable BRI projects in the past, but has not given much detail on how it would do so, the Center for Strategic and International Studies said.

Activists and locals have spoken out about the potential environmental damage of various BRI projects.

In 2018, activists in Kenya managed to halt, via judicial order, the construction of a Chinese-financed coal plant because it would destroy the environment and human health.

Environmental groups in Indonesia have also warned that the building of a $1.6 billion dam on Sumatra island could wipe out a species of orangutan, the Financial Times reported.

A villager in Bom Or, Laos, told the Financial Times that Laotian and Chinese officials had visited more than 30 households asking them to make way for a building, without offering them financial compensation or other housing.



Regardless, China is immensely proud of the BRI — it's considered President Xi Jinping's pet project. Experts say that you can just cite it to get government funding for projects.

"If you package something and say it's Belt and Road-related, you have a much better chance of getting money from the Chinese government,"Stanley Rosen, a China expert and political-science professor at the University of Southern California told Business Insider earlier this year.

Similarly, Charles Parton, a former EU diplomat in China, told the Financial Times in 2017: "If you want to get projects or programmes approved, you say it's OBOR [One Belt, One Road], so everything becomes OBOR."



China is so keen to plug the project that state media outlets have made multiple music videos to promote it.

One video published by China Daily, ostensibly aimed at Gen-Z, shows children "from participating nations of The Belt and Road" singing these lyrics:

"The world's we're dreaming of starts with you and me / The future's coming now, the Belt and Road is how."

Source: New China TV



In March 2019 China claimed one of its biggest victories for the BRI by signing a memorandum of understanding with Italy, the 8th-biggest economy in the world.

The two countries' MOU, reportedly to support a joint infrastructure project, is non-binding — meaning there will be no legal ramifications for Italy or China if either withdraws from the agreement.

The exact details of what the memorandum aims to achieve are also unclear, further shrouding the BRI in secrecy.



The US isn't a part of BRI, but recognizes and deems it a threat. In November 2019, President Donald Trump's administration announced it will invest and trade more in Asia to counter China's economic power in the region.

The Trump administration in November launched the "Blue Dot Network," a US-led public-private initiative to increase "financially sustainable infrastructure development" in Asia.

The organization wants to "promote market-driven, transparent, and financially sustainable infrastructure development in the Indo-Pacific region and around the world," it said in a statement.

It appears to be directly targeting countries concerned about the BRI's opacity.



In 2016, China established the Asian Infrastructure Investment Bank, an regional development bank to fund infrastructure — like an Asian version of the IMF. The UK, Germany, and France all joined despite the Obama administration warning its allies not to.

Source: Asian Infrastructure Investment Bank, Business Insider



Though China typically stays out of other countries' politics, the BRI has given it reasons to get involved in some of them. When Turkey invaded northeastern Syria — a BRI partner nation — in October, China told Turkey to stop (and was ignored).

Source: Chinese government, South China Morning Post



The project has also amplified feuds between other countries. India is suspicious of the BRI because of Beijing's plans to build the China-Pakistan Economic Corridor (CPEC).

Projects along the CPEC include a coal-fired power plant, schools, and solar energy facilities, according to China's state-run Xinhua news agency.

Tensions between India and Pakistan, meanwhile, reached a height this year when India claimed the disputed region of Kashmir as its own federally-administered territory.



China's backing of Pakistan-based infrastructure projects has also appeared to encourage it to support Beijing in other political issues. Pakistani Prime Minister Imran Khan has routinely ignored criticism of China's abuse against its Muslim minority.

Khan has repeatedly claimed not to know anything about China's oppression of the Uighurs, a mostly-Muslim ethnic minority in its west.

Critics told Business Insider earlier this year that through the BRI, China had bought Pakistan's silence.



It's an example of what critics call Chinese "debt-trap diplomacy"— the strategy of extracting political concessions from a country that owes money. Another example of this can be seen in BRI countries shunning Taiwan.

Taiwan has been self-governing for decades, but Beijing continues to call it a Chinese territory. Tensions between the pair have ramped up in recent years because the island nation's incumbent president is particularly critical of China.

A handful of countries, which are also BRI partners, have formally severed ties with Taiwan in recent months, leaving the island nation with just 15 allies left globally — all of whom are relatively impotent on the world stage.

Taiwan's allies include the Pacific island nations of Nauru and Tuvalu, and Eswatini, a southern African nation of 1.4 million people

Many of those countries have also restored or improved ties to China after cutting off Taiwan.



Not everyone agrees with that characterization, though. An Australian think tank found that China's actions in the Pacific do not, at this point, show any sort of debt-trap diplomacy.

"The evidence suggests China has not been engaged in problematic debt practices in the Pacific as to justify accusations of debt trap diplomacy, at least not to date," the Lowy Institute said in October 2019, according to The Guardian.

The think tank did warn, however, that the "sheer scale of Chinese lending and the lack of strong institutional mechanisms to protect the debt sustainability of borrowing" could still bring risks for the borrowing nations.



One thing is clear: China has poured a lot of money and effort into the BRI, and is unlikely to stop. The US — the only world power strong enough to take on China — will have to step up if it wants to be taken as a serious alternative in Asia.



Meet the typical millennial millionaire in America, who has a real-estate portfolio worth $1.4 million, is married, and is more likely to live in California than any other state

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There are 618,000 millennial millionaires in America, and they're sitting on a nice pile of assets.

Think a net worth ranging from $1 to $2.49 million, three properties, and a BMW. That's according to a new report by Coldwell Banker

The Coldwell Banker Global Luxury program worked with wealth intelligence data and research firm WealthEngine to analyze the lifestyles of millennial millionaires, from wealth creation and property investments to spending trends. It defined millennial millionaires as those ages 23 to 37 with a net worth of more than $1 million.

The report found that the average millennial millionaire is married, lives in California, and is on the hunt for real estate that is affordable and within walking distance of the center of action.

Meet the typical American millennial millionaire, according to highlights from the report.

SEE ALSO: Meet the average American millennial, who has an $8,000 net worth, is delaying life milestones because of student loan debt, and still relies on their parents for money

DON'T MISS: The top 10 ZIP codes where America's wealthiest millennials live, ranked

The typical millennial millionaire is between the ages of 34 to 37 and has a net worth between $1 and $2.49 million.

Millennial millionaires differ from the millionaires of the early 1980s (the time of America's last millionaire boom) in that they're set to inherit even more wealth from their baby boomer parents, who are considered history's wealthiest generation, according to the report.

It's estimated that $68 trillion will be passed down from boomers within the next few decades during the "Great Wealth Transfer." By 2030, millennials will hold five times as much wealth as they do today.

"While the inheritance component is hard to quantify with the current data available, there are still many millennials who are not considered wealthy today, but will be in the future," the report states.



Millennial millionaires in the US own an average of three properties. Their average real-estate portfolio is worth $1.4 million.

"Given their age and real-estate portfolio value, plus the fact that many of them own businesses and stand to inherit a lot of wealth, millennial millionaires are poised to be one of the richest and most influential generations in history," reads the report.

Additionally, many millennial millionaires see investing in real-estate as the key to wealth building.

According to Dana Bull, a real-estate investor, the financial advantages of investing in real estate are plentiful: positive cash flow, appreciation in terms of housing values, leverage, and tax advantages.

 



Most American millennial millionaires are homeowners, and most own a single-family home.

Ninety-two percent of millennial millionaires in the US are homeowners, according to the report. And 77% of them said they're interested in home improvement.

Some real-estate agents in luxury markets find that millennial millionaires aren't into fixer-uppers, according to the report. But Jade Mills, a Coldwell Banker Global Luxury Ambassador and Beverly Hills real-estate agent, said they're open to open to buying fixer-uppers in desirable areas if they can't afford new construction properties.



The most popular state for millennial millionaires is California: Eight of the top 10 ZIP codes they live in are concentrated in the Golden State.

According to the report, 44% of millennial millionaires live in the Golden State. Seven of the eight California ZIP codes are in Silicon Valley specifically, which highlights the relationship between tech and wealth.

New York, Florida, Massachusetts, and Texas are the states with the next-largest population of millennial millionaires.



When buying luxury real estate, most millennial millionaires focus on the walkability factor.

"They want to live near gathering spaces," Karen Yang of Coldwell Banker Residential Brokerage in Los Altos in California said in the report. "They want to live near throwback downtowns, or districts that grew organically — and they are willing to give up square footage and amenities to be able to live in those kinds of locations."

Business Insider previously spoke with several real-estate agents in three states that are popular among rich millennials — New York, California, and Florida. They, too, all told Business Insider that location and walkability are key factors among buyers.

In New York City, many want to be able to walk to work, Ian Slater of Compass told Business Insider. Millennials also want to walk to restaurants, recreational activities, and, in the case of Florida, the water, West Palm Beach real-estate agent Burt Minkoff of Douglas Elliman said. 



Most American millennial millionaires are married. Those who have kids typically have just one.

Millennials have delayed significant life milestones like marriage and children, but wealthier millennials are ahead of the curve when it comes to marriage: 67% are married, compared to only 40% of the general millennial population.

According to the report, all cohorts — millennials, millionaires, and millennial millionaires — who have children typically have just one.



Millennial millionaires have a wide range of interests, but they're overwhelmingly interested in health and fitness, and technology.

The report states that they prefer to live within walking distance of yoga studios, fitness facilities, and organic dining restaurants. They support local farms and farmer's markets and some grow their own produce.

Entire industries are developing or adjusting services to cater to this increased interest in wellness, Business Insider's Lina Batarags reported. Consider wellness, which is increasingly regarded as a modern embodiment of luxury. Accordingly, an array of spas and studios offering treatments like cryofacialsweeklong retreats, and vitamin IV drips are delivering those experiences.

When it comes to real estate, they've expressed interest in trends like eco-conscious building practices and expect a high level of smart-home technology.



Millennial millionaires are practical and reliable when it comes to car ownership. The most frequently-owned car model among millennial millionaires is a BMW 3 series (one of the brand's more affordable models), followed by a Honda Accord and Jeep Cherokee.

The top car brands millennial millionaires drive are Toyota, Honda, and Ford, the report indicates.

A BMW 3-series car has a starting price of $40,750.

But some millennial millionaires indulge in collectible and classic cars. As the report states, at the 2019 Monterey Classic Car event, there was an increase in buyers among this cohort, who preferred vintage cars from the 80s and 90s and sports cars.



The typical millennial millionaire donates to charity, more than any other generation. Political causes are their charity of choice.

Thirty-five percent of millionaires donate to charity, compared to 56% of millennial millionaires, according to the report.

And 70% of these millennials are willing to spend more with brands that support causes they care about.

"More and more, the wealthy are evaluating a brand in terms of: What mission does this brand represent?" Mike Phillips, Wealth-X's vice president of marketing and communications, told Batarags. "How does it contribute to the greater good ... If I choose to purchase this product, what does that say about me and my values?"



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