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Here are your favorite TV shows that are getting renewed for another season

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the big bang theory

It's that time of year when the broadcast networks are making the tough decisions as to what will stay and what has to go.

With today's shrinking live viewership, it takes more than just good ratings for a TV show to survive to see another season.

Networks are now looking at online, on-demand, and streaming viewership; social-media audiences; and international appeal, among countless other factors.

It can be a pretty anxious time for fans: Did you fall in love with a new show you desperately want to come back? Or did you invest years on something that might suddenly get the axe? Or do you just need one essential plot question solved so you can move on with your life? We feel you.

Here are the shows that are coming back for the 2016-2017 TV season from ABC, CBS, The CW, Fox, and NBC.

We'll update this story as networks announce decisions.

SEE ALSO: 12 TV shows that have just been canceled

DON'T MISS: The 22 most exciting TV shows this summer you need to see

"500 Questions" Season 2 (ABC)

Returning: Thursday, May 26 at 8 p.m.



"American Crime" Season 3 (ABC)

Returning: Winter/Spring 2016



"America's Funniest Home Videos" Season 27 (ABC)

Returning: Fall 2016



See the rest of the story at Business Insider

Larry Ellison explains why life isn't about money: 'At some point, you can't spend all of it. Trust me, I've tried'

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Larry Ellison graduation

On Friday, self-made billionaire Larry Ellison gave a funny and poignant speech filled with life advice to the University of Southern California's class of 2016.

Ellison's commencement speech was quite the coup for the USC class, but there's a good reason why he was there.

He was granted an honorary doctorate by USC, a Doctor of Humane Letters. He has just donated $200 million to the university, one of the largest donations in USC's history, to establish a first-of-its-kind holistic cancer-treatment and research center.

It will be run by Dr. David Agus, the famed cancer-research doctor and best-selling author. Agus is known for treating the cancer of many tech elite, including Ellison's best friend, Steve Jobs.

During the speech, he revealed something about himself that puts that donation into perspective.

"When I was your age, I used to dream about this place. My dream was to go to med school at USC," he told the class.

Instead, Ellison went to two different colleges, the University of Illinois at Urbana-Champaign and University of Chicago, and dropped out of both. But he learned enough about computers to move to Northern California to find work in the tech industry. He then helped create a new kind of database, cofounded Oracle, and built it into one of the world's biggest software companies.

He was born of modest means but is now the seventh-richest man in the world.

Ellison's commencement speech was filled with quotable tidbits and words of wisdom. Here's a few:

SEE ALSO: How to find out everything Google knows about you

"At some point, it's not about the money. At some point, you can't spend all of it. Trust me, I've tried." Ellison is known for his lavish lifestyle and collection of cars, airplanes, art, and real estate — including the Hawaiian island of Lanai.



"When people start telling you that you're crazy, you just might be onto the most important innovation in your life."



"Deep inside all of us there is a primal desire to do something important in life."



See the rest of the story at Business Insider

We quit our jobs to sail to Tahiti — here are our 10 best tips to afford an adventure of your own

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sailing tahiti bora bora

Years ago, on a Sunday afternoon, I sat across from my wife Gayl in a taco stand and told her that I thought we should sell our house, quit our jobs and sail to Tahiti. “Terry, we don’t know how to sail,” she said.

She had a point, but I was much more worried about the financials of how we would bail out of society for two years and not end up begging in the streets of a foreign country. I was a magazine editor making less than $50,000 a year; she was a surf industry production manager making about the same. To make matters even more complicated, we had just bought our first house and had no savings.

Yet while she dreamed of starting a family, I dreamed of starting an adventure — anything that got me out of my cubicled existence. It took a hard sell, a lot of beer and promises of future parenthood, but somehow I convinced Gayl of the plan. Three years later, after taking everything from basic sailing to advanced anchoring, we quit our jobs and set sail in an old, leaky boat on a two-year, 6,000-mile journey to Mexico and the South Pacific.

Financially, the most difficult part was getting away; once Gayl and I were traveling, without even attempting to be frugal, we spent only $600 to $1,000 a month. That was less than our mortgage alone had been.

The trip, and preparing for it, convinced me that, when properly motivated, anyone can take two years off to travel the world. Here are the 10 top things we did to make our dream adventure a reality.

SEE ALSO: 6 important lessons I learned from being broke

1. Get or stay debt-free

The one thing Gayl and I had going for us is that we were debt-free — if you don’t count a $225,000 mortgage. We used credit cards sparingly, usually to get the rewards.

Most financial advisors will tell you that paying off high-interest credit cards should be your first move toward financial freedom. Unfortunately, Americans are not so great at that, with the average indebted household holding approximately $9,600 worth of credit card debt, according to a 2015 study by the Federal Reserve Bank of New York.

Even with a relatively low interest rate of 15 percent, it will take you more than 16 years of paying $300 a month to pay that off. You’ll also pay nearly $16,000 doing it.

So ask yourself whether you’d rather spend that $300 on “stuff” like big-screen TVs to watch other people’s grand adventures, or on scuba diving the Great Barrier Reef or hiking to Machu Picchu yourself. The point: Before you do anything else, pay down credit cards.

Related: Travel Prep: 10 Financial To-Dos Before Going on a Trip



2. Downsize your life

Gayl and I did the ultimate downsize, from a house on an 8,000-square-foot lot to a 32-foot sailboat with about 200 square feet of living space. We sold the house and anything that wasn’t useful at sea — i.e., everything. The house netted us the money to buy our boat — a swap to give any financial planner nightmares. The yard sale chipped in more than $1,000, much of it for things we hadn’t used in years.

We moved into a small apartment for a year before we left to save money and prepare the boat. By doing this, we saved about $450 every month. Before we left, we also sold our cars and netted close to $10,000 more for our travel fund.

If you rent, chances are you can always move into a smaller apartment and save money. Either way, downsizing sooner rather than right before your jump will not only save you money, it will also help you see how much unnecessary “stuff” you have been collecting and give you practice in living with less.



3. Never eat out, ever

Everyone enjoys eating out. Maybe that’s why, in 2015, for the first time, Americans spent more on dining out than on groceries. Unfortunately, eating out will kill your world-travel dreams faster than a dengue fever outbreak.

To see why, consider a study by marketing company Restaurant Marketing Labs about the dining out habits of millennials, Americans born between 1980 to 2000. On average, they spend $174 per month on dining out, whereas other adults spend about $153 per month, the study found. That $150 will buy a lot of tacos in Mexico.

For this reason, Gayl and I stopped dining out a year before we set sail. We weren’t big fine diners to begin with, but the decision still saved us about $200 a month. Whenever we were tempted by the thought of white linen and a $15 glass of wine, we reminded ourselves that for every hour at a fine restaurant, we could spend about four days in a tropical port instead.



See the rest of the story at Business Insider

The world in photos this week

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A selection of photos from some of the biggest news that you might have missed this week. 

SEE ALSO: Every vehicle used by the US Marine Corps

A boy plays with a machine gun during an event in remembrance of the upcoming Victory Day, marking the anniversary of the Allied victory over Nazi Germany, in the southern city of Ashdod, Israel, May 7, 2016.



Members of Brazil's Homeless Workers' Movement (MTST) burn a poster with the images of President of the Brazilian Senate and Brazil's interim President, after the Brazilian Senate voted to impeach President Dilma Rousseff. The poster reads: "Republic of the Coup."



A masked protester demonstrates outside Republican National Committee (RNC) headquarters, where Republican U.S. presidential candidate Donald Trump was meeting with House Speaker Paul Ryan (R-WI) and RNC Chairman Reince Priebus in Washington, U.S., May 12, 2016.



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These photos of mainframe computers from the 1960's are stunning

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Control Data 6600

All fashion — even computer fashion, changes.

James Ball, a UK photographer who also goes by the name "DocuByte" has just released a collection of incredible photos of vintage computers called "Guide to Computing."

In conjunction with INK studios, this collection is part of a greater body of work capturing the look of 1960's mainframe computers. His goal was to show off the startling beauty of these historic machines, along with stories behind each computer.

Ball explained in a press release: "from the colourful randomness of Alan Turing’s Pilot Ace to the bug­eyed stare of the retro­futuristic Control Data 6600, early computer and mainframe designs are as beautiful as they are fascinating."

SEE ALSO: This camera is going to change the world

Control Data 6600: The CDC 6600 was the flagship mainframe supercomputer of the 6000 series of computers manufactured by Control Data Corporation.

 



Harwell Dekatron: The Harwell Dekatron, also known as the Wolverhampton Instrument for Teaching Computing from Harwell (WITCH), is an early British relay­based computer created in the 1950s.

 



EAI Pace (TR 48): The EAI Pace is a "desktop computer" that was manufactured and produced in the early 1960’s.

 



See the rest of the story at Business Insider

10 things you can learn in 10 minutes that will change your life

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laptop headphones

You're probably short on time reading this, and I don't blame you. Life moves fast. It seems impossible to keep up with hundreds of tasks being thrown your way every day, especially at the office.

In fact, more than two-thirds of employees reported being overloaded at work, according to Cornerstone's 2014 State of Workplace Productivity Report. And 84% think the overload won't be letting up anytime soon — it's increasing.

In light of this reality, you're probably searching for the best productivity hacks the internet has to offer, but you don't have a lot of time to apply them.

So here's a solution: Learn one of these 10 things in the next 10 minutes, and you'll be more productive for the rest of your life.

The Young Entrepreneur Council (YEC) is an invite-only organization comprised of the world's most promising young entrepreneurs. In partnership with Citi, YEC recently launched BusinessCollective, a free virtual mentorship program that helps millions of entrepreneurs start and grow businesses.

SEE ALSO: Doing these 9 uncomfortable things will pay off forever

1. The Pomodoro Technique

Time management is huge for productivity. I've found the Pomodoro technique to be one of the most effective ones. It requires you to design your daily tasks in 25-minute intervals, forcing you to be extremely focused. — Syed Balkhi, OptinMonster



2. How to improve your average

Take five minutes to look up Dr. Stan Beecham's philosophy on elite minds, and then take the remaining five minutes to commit to improving your average. We tend to focus all our time on improving our peak performance while improving our average performance can have a much more dramatic impact on overall progress. — Douglas Hutchings, Picasolar



3. How to plan ahead

I learned this recently from the Stagen Leadership Academy. Weekly planning and setting appointments with myself for the following week (and then keeping those appointments) ensures I give my priorities the appropriate amount of attention. It's so easy to get distracted by what everybody else needs. This methodology ensures I stay on target with my own projects. — Corey Blake, Round Table Companies



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9 of America's coolest Southern towns

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spanish moss

Oak trees dripping with Spanish moss, architecture straight out of Gone with the Wind, soulful bluegrass, and food that doesn’t skimp on butter—that's what we call Southern Comfort.

Simultaneously sweet and a little badass, check out our top towns.

SEE ALSO: Take a look inside A-Rod's modern Miami home

DON'T FORGET: Follow Business Insider's lifestyle page on Facebook!

Athens, Georgia

The college town that birthed two major bands — the B-52's and R.E.M. — never lost its groove. Everyone from Widespread Panic to The Police have played at The Georgia Theatre (and John Mayer recorded his video for "No Such Thing" there). After a show, go for drinks at Five Bar, where there are (blessedly) only five choices of any given thing – five red wines, five local brews on tap, five cocktails (trust us, you want the Bordeaux Bourbon, with Maker's Mark, St. Germain, Bordeaux cherries and ginger ale).

From there, make your way to Last Resort Grill for the crispy pork belly and classic salmon and grits. You'll be ready to take on the town's endless outdoor diversions, including hiking through Sandy Creek Park and kayaking the Middle Oconee. Just make sure to spend at least one day hip- deep exploring the city's art galleries and museums; the Georgia Museum of Art is world-class, with works by blue-chip artists like Georgia O'Keefe and Elaine de Kooning.



Bentonville, Arkansas

Bentonville has made many a "top southern towns" list – and there's a reason why. Walmart was founded here in 1950, but forget the rolled back prices — the town has become one of America’s must-see art capitals. Learn all about our country’s art history at the Moshe Safdie-designed Crystal Bridges Museum of American Art, founded by Walmart heir Alice Walton. The collection includes everything from Andy Warhol's COCA-COLA (which set the superstore family back some $57 million) to the Frank Lloyd Wright-designed Bachman-Wilson House, which was moved from New Jersey to the Crystal Bridges grounds.

Go for dinner at the The Hive in the 21C Hotel, where chef Matthew McClure (a Food & Wine Best New Chef) churns out grits with mascarpone and parsley and Berkshire hog chops with sweet potato.

RELATED:13 New Museums to See Now



Florence, Alabama

There's a reason fashion designer Billy Reid set up his headquarters in Florence — and it's not just because the town is part of the Americana Music Triangle (the iconic FAME studios, home to Muscle Shoals is right across the river). It's also because of the town's creative DIY spirit and design-forward ethos. Start at Frank Lloyd Wright's Rosenbaum House for a primer on the architect's Usonian house concept, then head to lunch at local favorite, Trowbridge's Ice Cream & Sandwich Bar (try the Babysitter – hot dogs with chili and mustard on white-bread toast.).

After perusing the one-off boutiques downtown, head to the Marriott Shoals Hotel & Spa for a deep tissue massage. It's just what you'll need before dinner at City Hardware – the place for Southern fare, like crawfish and andouille pasta and blackened catfish over parmesan grits.



See the rest of the story at Business Insider

What Elon Musk, Mark Cuban, and 11 other successful people do on weekends

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Mark Cuban

For some, the weekend's a sacred retreat from the hustle and bustle of work.

For others, the weekend is a myth — Saturday and Sunday are mere extensions of the workweek and a chance to get ahead of the competition.

Judging from the ways successful people spend their — at least theoretical — time away from work, there really is no right or wrong way to structure your weekends. It's all about striking the right balance for you.

Here's how some of the most successful people do it:

SEE ALSO: Donald Trump, Mark Cuban, and 13 other successful people share some of their biggest pet peeves

Richard Branson hangs out on his island in the Caribbean.

While Branson told the Telegraph he spends half the year traveling the world on business trips, he said he spends the other half on his tiny private Caribbean island, Necker.

"I know I shouldn't, but I still like to party on Friday nights," he admitted. The business mogul said he dances until the wee hours of the morning to the sounds of the island's band, the Front Line, and heads to the crow's nest on his roof around 2 a.m. to watch the stars.

Despite being up late, Branson still wakes up early, usually before everyone else, and goes for a swim around the island.

"It's exquisitely beautiful; I'll see spotted eagle rays, giant leatherback turtles and a number of species of shark, such as nurse sharks and lemon sharks,"he told the Telegraph. "It's not frightening; if you're swimming with sharks they don't tend to bother you at all, it's only if they mistake you for a seal that they might have a nip."

His morning swim is usually followed by a healthy breakfast of fruit salad or natural muesli, though on occasion he spoils himself with kippers or an English breakfast.

The day's activities could include tennis, kitesurfing, scuba diving, or hanging out with dolphins and whales in his tiny submarine. But Branson said afternoons are always spent on the beach, oftentimes playing chess with his kids. 

Saturday evenings consist of more partying, and Sundays include rock jumping, paddle boarding, and boat races, Branson told the Telegraph



Elon Musk spends time with his children.

Musk, the billionaire CEO of SpaceX and Tesla, has five sons, with whom, he told Mashable, he hangs out on the weekends.

But he also admitted at South by Southwest in 2013 that some of this "quality time" is spent sending emails.

"Because they don't need constant interaction, except when we're talking directly," he said. "I find I can be with them and still be working at the same time."



Arianna Huffington catches up on email.

Though she admits that she likes to go through her inbox Saturdays, the "Thrive" author has said she never expects a response from her staff.

"If I send an email at 11 at night, it's to get it off my to-do list, but I don't expect a reply,"she told Mashable. "And I make that very clear, I don't expect replies over the weekend."



See the rest of the story at Business Insider

How to get the old Instagram app icon back

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instagram apps

Ah, change. 

Some of us welcome it, others fear and loathe it.

Personally, I'm not too bothered by Instagram's new app icon design, but you can change it back to the old design if the new one boils your blood.

BGR was first to discover the method devised by app designer Juan Ramirez. Unfortunately for Android users, this trick only works on iOS.

You have to do it from your iPhone, and it involves downloading a shortcut icon that's meant to take you to the web version of Instagram. But, since Instagram is installed on your iPhone, you'll be automatically prompted to open the Instagram app instead of going to the website. 

It's easy and takes less than a minute. Here's how to do it.

SEE ALSO: Instagram just announced a new icon

First, tap and drag that new Instagram app icon to the folder where the apps you never use go to die. Don't uninstall it, though.



Then, tap this link to open this webpage. Make sure it opens in Safari. Scroll down a little to tap where it says "Tap Here."



Then, tap the square icon with the up-facing arrow in the bottom center of your screen.



See the rest of the story at Business Insider

11 ways to get richer this year without winning the lottery

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racegoers wealthy

Three lucky winners will split the record $1.58 billion Powerball jackpot, leaving the rest of us disappointed and down a few dollars.

The good news is that there are other ways to get start getting rich this year.

In T. Harv Eker's bestselling book, "Secrets of the Millionaire Mind," the self-made millionaire identifies specific "millionaire actions" that could help you master and grow your money.

Here, we've highlighted 11 that you can start implementing today:

SEE ALSO: 13 bad money habits you should break in 2016 to build more wealth

1. Write down specific goals for your money

"Write 'play to win' goals for your annual income and net worth," Eker stresses. "Your intention should be to create abundance, not mediocrity."

Be realistic when setting a time frame to attain these goals, but at the same time, think big and don't be afraid to challenge yourself.

Why it works: Rich people choose to commit to attaining wealth. It takes focus, courage, knowledge, and a lot of effort, Eker emphasizes, and it's possible if you have precise goals and a clear vision.

"The number one reason most people don't get what they want is that they don't know what they want," he writes. "Rich people are totally clear that they want wealth."



2. Join a high-end club

This could be a tennis, golf, health, or business club, and the idea is to mingle with rich people in a wealthy environment.

"If there's no way you can afford to join a high-end club, have coffee or tea in the classiest hotel in your city," recommends Eker. "Get comfortable in this atmosphere and watch the patrons, noticing they're no different from you."

Why it works: Rich people hang out with those who are equally or more rich.

"Exposure to people who are more successful than you are has the potential to expand your thinking and catapult your income,"explains self-made millionaire and author Steve Siebold."In most cases, your net worth mirrors the level of your closest friends."



3. Read, listen to podcasts, and invest in classes or seminars

Constantly self-educate, and acquire specific knowledge about your industry, investing, entrepreneurship, or the psychology of money.

Why it works: Rich people choose to constantly learn and grow. The wealthiest learn how to be successful from those who are richer and more successful than they are. They then continue to learn even after they've attained incredible success.

"Success is a learnable skill," emphasizes Eker. "If you want to be a great golfer, you can learn how to do it. If you want to be a great piano player, you can learn how to do it ... If you want to be rich, you can learn how to do it."



See the rest of the story at Business Insider

Take a tour of Microsoft CEO Satya Nadella’s Seattle-area home, which just sold for $2.8 million (MSFT)

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Nadella house

Microsoft CEO Satya Nadella has just sold his Seattle-area home for roughly $2.8 million, according to the LA Times.

That's slightly less than the $3.5 million he had initially asked for in January, but still double what he paid for when he first bought the house in 2000.

The house, which was initially listed on Redfin, has four bedrooms and three bathrooms, including more than 4,000 square feet of open space.

"Clean lines and sleek steel anchor the free-flowing layout," Redfin writes to describe the house.

Let's take a look inside the place Nadella lived for the last 15 years:

SEE ALSO: The incredible real-estate portfolio of Microsoft billionaire Paul Allen

Nadella bought this house for roughly $1.38 million back in August 2000. It's supposed to be just up the hill from where Bill Gates lives.



The house was built in 1963, but has been renovated to a more modern style.



It has floor-to-ceiling windows across the property.



See the rest of the story at Business Insider

How to quit your job the right way

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Lotto QuitThis post from LinkedIn Influencer James Altucher appeared originally on LinkedIn.

When I was at a corporate IT job, I kept wondering: What are all these people doing?

Many people were on the phone. Or were already outdated by new software systems. The corporation wouldn't fire them until much later. When layoffs were mandated.

But they were mandated. And they lost their jobs. And now I don't know where they are.

I ran into one of these useless people at a minor league baseball game about seven years ago.

I said, George, what are you doing these days?

He said, I follow this one team. I go around to all of their games. He pointed to a woman in the first row of seats.

See that woman? She's married to one of the players. I sat next to her at dinner last night.

I walked back to my seat. I thought to myself, good ol' George. Like I used to say to myself when we sat next to each at work 14 years prior to that. Things change — and then they don't.

As for me, 14 years later, I have my masks also. I am trying.

SEE ALSO: 16 signs it's time to quit your job

Automation is eating the world

Here's the problem: Industrialism consumes itself. As an example: Every time a line of software is written, a job is lost.

Software increases automation, which removes the need for a worker.

Think of all the innovations happening and what they replace:

•Artificial intelligence removes the need for thinkers of basic jobs (and later…more advanced jobs).

•3D printing removes the need for construction and many manufacturing jobs.

Virtual reality is going to be a trillion-dollar industry that removes the ultimate middleman…air and distance.

•Robotics removes the need for much manual labor. Walmart shelves are already being stocked by robots and not humans.

And on and on. Autonomous cars remove the need for drivers and will eventually replace public transportation.

Robin Chase, the founder of Zipcar, told me that automated cars will eliminate 90 percent of the auto industry.

Biochemistry and personalized medicine will turn insurance and the drug industry upside down.

If the ultimate innovation happens — "the cure"— then doctors will be needed less.

All innovation consumes the innovation of the generation earlier.

Corporatism, which is different from capitalism, wants to appease shareholders, not employees.

Employees are paid salaries that allow the shareholders to extract as much profit as possible.

And innovation forces the gap wider between the needs of the shareholders at the top and the employees who are moving closer to the bottom.

This is not a bad or a good thing. It's reality.

Corporations want to ultimately fire you, whether you like your job or not. Their entire purpose is to create and squeeze the efficiencies out of you until you drop dead or are no longer needed.

OK.

You can love your job so you don't want to quit. But the company that hires you eventually will quit you.

Eventually they will squeeze every bit of profit out of you. Eventually you will join the class of workers who have become outdated. Eventually they will fire you.



Quitting at the right time

Wait.

View your life as a business. A business has many product lines and shifts many times during the course of its life.

Let's call your life, Me Inc.

When you have a single job, your life has a problem. Me, Inc has only one product (you) and you are charging, by definition, less than what Me, Inc should charge.

Why? Because, a corporation is really the distributor of Me, Inc. It buys you and then rents you out for a higher amount to it's customers. Customers that you may never even meet or see.

And you have no other product. Because the corporation fills up all your time or you get "warned".

The corporation (in partnership with the mortgage industry and your bank) tethers you to a location to make it harder for you to seek out alternatives.

The corporation often only hires people who paid $100,000 or more for a piece of paper (a degree) when they were ages of 18-22. This tethers you even more because you have to pay back that money or the government comes after you.

It's a partnership of corporation and government and college to enslave you.

Our goal is to break out of the slavery.

And the corporation even dictates your social behavior of how you can interact with your new "friends" at the workplace.

The manual of rules is bigger than you can read to make it as easy as possible for them to discipline you or get rid of you once Me, Inc has exhausted its own resources.

You have become an asexual, friendless, low self-esteem person handcuffed to a file cabinet that contains your mortgage and your student loan debt.

But even though it's only one line of income for Me, Inc, it pays the bills. Until it won't anymore.

Let's say you have a great idea. By the way, if you exercise your idea muscle by writing ten ideas a day, you WILL have a great idea.

You will want to leave your job as quickly as possible. But have patience. Look:

Steve Wozniak stayed at Hewlett-Packard before he finally jumped to Apple.

Bill Gates stayed at Harvard until he wrote the first code for what became Microsoft Basic.

Larry Page and Sergey Brin stayed in graduate school until Google started to become viable as a business. They even tried to sell their business to Yahoo for one million but Yahoo said no.

I never started a great company like the above. Many of the companies I started were consumed by innovation so fast I either failed or was lucky to sell before that innovation hit.

But for my first business, I stayed at my full time job for 18 months until I finally jumped.

I loved my job. And it paid well. And I liked my friends there and my boss was even a good boss.

So I left when my side-business was finally able to replace my salary and a little more (a "little more" because you have to be compensated for the risk). I stayed at my full-time job for 18 months until I left.

My side business then was able to flourish until it was sold a year later. But I never would have been able to do that if I jumped too early and was scared and anxious all of the time.

The best entrepreneurs are not risk-takers. They spend every day reducing risk.

They have an "evil plan." Every day they work a little on that evil plan. The evil plan compounds. Then they make the jump.

The myth of the entrepreneur is that he or she takes massive risks.

Entrepreneurs like to spread that myth to destroy the lives who attempt to jump across the lagoon of dragons before the right time.

Don't jump.



How do you know its the right time?

I was talking to Scott Adams of "Dilbert" fame. Scott is the master of cubicle psychology (read "Dilbert").

Scott was an engineer at a firm and he hated it. He tried and failed at about 20 jobs until he finally wrote a cartoon called "Dilbert."

He sent the cartoon strip to the company that syndicates cartoons to every newspaper. The woman who read it hated it. She threw it to the floor of her car.

She picked up her husband who was also an engineer. He picked up the cartoon and started laughing. "This is great!" he said.

So she called up Scott Adams and the rest is history. He quit his job.

But this is when he had already tried 20 other ideas.

Life does not promise you stability. It promises you a laboratory. In that laboratory you can experiment.

Before I quit my job I tried: a TV show, a novel, starting a tea company (ugh!), starting a record label, starting a software company to make intranets, and finally starting the company I ended up at (Reset, Inc, which made websites for entertainment companies).

Some people think they have a passion. They don't. In 80 years of life you might have 500 passions. 500 things that are your "purpose." Don't be hypnotized by any one of them.

A passion is a theory. Now you have to test your theory. The world is your laboratory. Construct the experiment that will test your theory. Then test and test and test and tweak and test more.

Was the theory correct? Did it provide a sustainable income and interest? If so, then quit. If not, then move on.

It might take two weeks to test. It might take five years. This is why you can't just test one theory (passion/purpose/job/business).

You have to test many at the same time and constantly be dropping some and adding others.

Else you will be disappointed and you will fail.



See the rest of the story at Business Insider

8 jaw-dropping tax havens of the super rich

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seychelles

There are roughly 80 countries that are considered tax havens. These are secrecy jurisdictions with incredibly low to no taxes. (See also: 7 States With the Lowest Taxes for Retirees).

Billionaires and millionaires flock to these places to take advantage of tax loopholes that allow them to establish offshore bank accounts and shell corporations, and pay virtually nothing.

By doing so, they avoid the otherwise high tax rates they would pay in their home countries, without renouncing their citizenship.

Recently, the IRS announced plans to go after U.S. citizens holding offshore accounts. Still, that hasn't been a deterrent for a lot of wealthy individuals seeking to escape steep tax implications. Done correctly, offshore banking is completely legal.

And you don't have to have tons of cash in order to seek out the reprieve tax havens offer. Because, in addition to the lenient tax laws, many of these nations are exotic travel destinations that offer outside investors simplified pathways to citizenship.

Take a closer look.

SEE ALSO: A former banker shares his top 5 tips to build wealth

Belize

Best known for the scuba diving and its astonishing Barrier Reef, Belize is a tropical paradise in the Caribbean Sea and just the place for anyone seeking discretion. English is the country's native language, though many habitants also speak Spanish. There are two pathways to citizenship: Permanent Residence and the Qualified Retired Person (QRP) program.

Permanent Residence status is applicable if you intend to earn income as an employee. Otherwise, you would be considered a QRP and all you have to do is spend four weeks of the year in Belize, while meeting a minimum yearly retirement income threshold. As a QRP, foreign income is tax-exempt and there's no tax on capital gains or inheritances.

Language: English, Spanish, and Creole

Population: 332,000



British Virgin Islands

Another Caribbean oasis, The British Virgin Islands (BVI) has long been known for its banking secrecy. BVI's income tax rate is 0% — there's no corporation, capital gains, gift, sales, profit, or inheritance tax. And property owners or real estate investors can become part-time residents, which permits you to stay in the country six months out of the year. There is a nominal property tax of 1.5% of the assessed value per annum.

Language: English

Population: 32,680



Cayman Islands

The Cayman Islands has been on the radar for multinational U.S.-based Fortune 500 companies with offshore subsidiaries for decades. Apple, IBM, and others are just a few on the list. The country has no corporate tax — and no taxes on income, capital gains, profits, or estates, either.

Language: English  

Population: 58,435



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12 science-backed tricks for appearing smarter than you are

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Some people are indeed born smarter than others — it's genetics

But that doesn't mean you can't appear to look more intelligent.

In fact, there are plenty of science-backed ways to convince others that you're a modern-day Einstein.

We rounded up 12 of them, so you can impress everyone from your beau to your boss with your seeming brainpower.

SEE ALSO: 9 everyday behaviors that make you look dumber than you really are

Don't hold a beer.

People often do idiotic things after they've had too many drinks. 

No wonder that even holding a beer can make you look less intelligent, according to a joint study by the University of Michigan and University of Pennsylvania.

"People who hold an alcoholic beverage are perceived to be less intelligent than those who do not, a mistake we term the imbibing idiot bias," write authors Scott Rick and Maurice Schweitzer. 

In one of five experiments the researchers conducted, 300 managers saw photographs and read transcripts from a hypothetical dinner interview. Results showed that the managers perceived the candidates who ordered wine instead of soda as significantly less intelligent and less hirable. 

 



Walk at the same speed as everybody else.

A study led by Boston University marketing professor Carey Morewedge found that if you walk faster — or slower — than the people around you, they might think you're stupid.

For the study, 49 undergrads watched films of three different people walking at either slower-than-average, average, or faster-than-average speed. Then they indicated how competent and intelligent that person appeared.

Results showed that people were perceived as smarter and more competent when they moved at the same speed as everyone else.



Put on thick glasses.

Research suggests that if you're wearing glasses, you'll appear less attractive but more intelligent

In one small study, researchers at the University of Vienna had 76 participants look at 78 images of faces — some without glasses, some with full-rim glasses, and some with rimless glasses — and rate them on a number of traits, including intelligence and attractiveness.

According to the researchers' findings, people wearing glasses (rimless or with rims) were rated as more intelligent than people without glasses. Yet those without glasses were seen as more attractive than those with full-rim spectacles.

Go hipster, look smart.



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This vintage Bugatti could sell for almost $2 million

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Seemingly pulled right from the grainy, black-and-white footage of the first attempts at motor racing, a 1925 Bugatti Type 35 Grand Prix Two-Seater for sale in Monaco this weekend is a wonderful example of beauty by mechanical simplicity.

Bonhams estimates a sale price of $1.1 million to $1.7 million.

A purpose-built vehicle from the famous French manufacturer of luxurious and speedy automobiles, the car was raced to some success in Europe by a private owner before finding a new home in Australia, where it has remained to this day.

The car is well-documented and exceptionally well-maintained, despite almost constant usage to date — including several long rallies including drives across Australia.

Take a look:

SEE ALSO: This incredible collection of Ford and Shelby race cars is worth millions

DON'T MISS: I take back every bad thing I ever said about the Jaguar F-Type

"As delivered, they lacked a rear-view mirror and an engine driven air pump for the fuel tank," the auction house said. "Since a riding mechanic was still mandatory for Grand Prix racing, his duties included maintaining fuel pressure while also acting as the driver's lookout to spot any imminent overtake from behind."



The car also demonstrates the carmaker's very rudimentary, though undeniably innovative, understanding of aerodynamics at the time.



Bugatti, now a property of the Volkswagen Group, maintains a certain association with speed and currently holds the record for the world's fastest production car: the 1,000-horsepower Veyron, soon to be replaced by the even faster Chiron.



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This is the best photo editing app for your phone or tablet

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As smartphone photography has become the dominant way people document and share their lives online, photo editing apps have rapidly improved — and then plateaued.

My favorite until now, Photoshop Express, offers users powerful tools to filter and tone their images, bringing some of the rudimentary, core features of Adobe Photoshop Lightroom to mobile devices.

Other apps, like Snapseed, VSCO, and even Instagram's built-in editing tools now offer similar features.

Enlight, from the makers of Facetune, represents a revolutionary leap over what Photoshop Express and its ilk can do. Filtering and toning are part of this app, but the technology goes much farther. In essence, this is an app that empowers users to pull off tricks we'd expect from a design professional using the full version of Adobe Photoshop on a computer — but any user should be able to learn them with a few swipes of a finger.

This is a truly impressive piece of technology — easily worth its $4 price in the iOS app store.

SEE ALSO: These photos of mainframe computers from the 1960's are stunning

We'll start with this un retouched image.



Like any photo editing app, Enlight lets you adjust brightness. I'll use it here to blow out the background. However, my subject's face now looks way off.



But Enlight lets you create "masks"– which let you paint on and erase adjustments on different parts of the image.



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Our favorite photos so far from the Giro d'Italia, the world's most beautiful bike race

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Andre Greipel wins 2016 Giro d'Italia stage 5

The Giro d'Italia is the most beautiful bicycle race in the world. The 99th edition started in the Netherlands on May 6, and we're following the race as it makes its way around Italy to the finish in Torino on May 29. You can also watch the Giro live.

Scroll on to see some of our favorite pictures, in no particular order, and check back for daily updates.

SEE ALSO: Our favorite way to watch the Giro, the world's most beautiful bike race

DON'T MISS: Aussie cyclist has an incredible streak going that we may never see again

The Giro started in the Netherlands this year and kicked off with a team presentation. Some people showed up.



For three weeks the peloton will visit many beautiful Italian towns. And completely take over the roads.



Our kind of rush hour!!



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Google hired this graffiti artist to paint some crazy designs on its building in Belgium (GOOG)

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When you search for something on Google, your near-instant answer comes courtesy of one of the company's enormous data centers, located all around the world. 

In an attempt to shed some light on the hidden brains behind all of its technology, Google is embarking on a mission to "bring a bit of the magic" to the exteriors of those data centers via the Data Center Mural Project.

Google has paired up four artists with Google engineers to create a series of stunning designs, with plans to extend the efforts to its other data centers around the world.

Take a closer look:

SEE ALSO: This startup wants to woo you with a workspace that includes cleansing juices and reminders to meditate

Meet Jenny Odell, the artist chosen to take on Google's data center in Mayes, Oklahoma.



Talk about a massive blank canvas.



Odell decided to create collages using digital snippets that she cut out of Google Maps satellite imagery.



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7 practical steps to harness the power of emotional intelligence

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High Emotional Intelligence is what differentiates great leaders from the rest. 

They're the people who are self-aware, self-regulated, and motivated to do more and be more.  

They're charismatic leaders who transcend the competition and motivate their teams to accomplish the impossible. 

Understanding how emotions effect your own performance is important.

Understanding how emotions impact your teams performance is even more important. 

So how can we re-wire our brains to perform at a higher level and thrive? 

Here are some practical ways to cultivate your emotional intelligence. 

SEE ALSO: How being aware of your emotions can make you super-productive

1. Ask yourself what type of leader you want to be 

Daydreaming about becoming an amazing leader? Great. What does that leader look like? What do they do that makes them a great leader?

If you can clearly see what that leader is doing in your ideal fantasy and then think of your current reality, you will identify weaknesses. Use this as a starting point to grow. 



2. Challenge yourself to make lasting change

I like to take change on in small doses. If I can get myself to one CrossFit class, I can get to another. If I can confront my weaknesses and see in my minds eye how I'll respond to certain difficult situations I can push myself in real life.

Visualize yourself and how you may handle change or confrontation. Get comfortable with that challenge. When you confront those issues in real life they will begin to come more easily. 



3. Get by with a little help from your friends. 

If you have colleagues who are seeking growth in their career as well, ask for support. If they're a friend outside of the office too, I think this helps. Offering candid feedback is important for growth.

My business partner and I are candid, and truthful, but never harsh with each other. This trust allows us to grow without hurting the other. 



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9 prominent Republicans are backing Donald Trump — here's what they used to say about him

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If Sen. Marco Rubio is concerned about Donald Trump's readiness to assume control of the US nuclear codes, he's not willing to talk about it anymore.

In a Tuesday CNN interview, Trump's former presidential rival stood by his criticisms of the mogul. But he maintained that the presumptive Republican presidential nominee was a positive alternative to Democratic presidential frontrunner Hillary Clinton.

"I'm not going to sit here right now and become his chief critic over the next six months, because he deserves the opportunity to go forward and make his argument and try to win," Rubio said.

Indeed, Rubio is far from the only candidate to awkwardly reverse course on negative statements about the inflammatory presidential candidate. Former Trump rivals such as Sen. Rand Paul, former Louisiana Gov. Bobby Jindal, and former Texas Gov. Rick Perry, among others, have found themselves walking back strongly worded criticisms of Trump.

Trump on Thursday will be trying to swing another prominent Republican who has yet to support the magnate — House Speaker Paul Ryan.

Here are 9 prominent Republican politicians who have reversed course on Trump:

SEE ALSO: Donald Trump is embarking on a scorched-earth general-election plan to beat Hillary Clinton

Former Louisiana Gov. Bobby Jindal

In a September op-ed for CNN, then Republican presidential candidate Jindal described Trump as "a shallow, unserious, substance-free, narcissistic egomaniac."

"We can decide to win, or we can be the biggest fools in history and put our faith not in our principles, but in an egomaniac who has no principles," Jindal wrote.

But following Trump's victory in the Republican presidential primary, Jindal offered a very tepid endorsement of the real-estate magnate.

"I think electing Donald Trump would be the second-worst thing we could do this November, better only than electing Hillary Clinton to serve as the third term for the Obama administration's radical policies," Jindal wrote in The Wall Street Journal.



Former Texas Gov. Rick Perry

During his short-lived 2016 presidential bid, Perry called Trump a "cancer on conservatism" and criticized his inflammatory rhetoric about Mexican immigrants.

"Demeaning people of Hispanic heritage is not just ignorant. It betrays the example of Christ," Perry said in his September concession speech. "We can enforce our laws and our borders, and we can love all who live within our borders, without betraying our values."

But after Sen. Ted Cruz dropped out of the race last week, Perry quickly endorsed the presumptive nominee.

"He is not a perfect man,"Perry told CNN. "But what I do believe is that he loves this country and he will surround himself with capable, experienced people and he will listen to them."



Sen. Rand Paul

Last month, Paul said he would support Trump in a likely matchup between Democratic presidential frontrunner Hillary Clinton.

But in the lead-up to the Iowa caucuses, the former presidential candidate wasn't as fond of Trump, comparing him to infamous Nazi propagandist Joseph Goebbels.

"Donald Trump is a delusional narcissist and an orange-faced windbag," Paul said on Comedy Central.

He added: "A speck of dirt is more qualified to be president."



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