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25 trips every couple should take this fall

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montpelier vt

The INSIDER Summary:

  • Fall is the perfect time for a romantic getaway as you get to escape the heat and crowds.
  • The Loire Valley in France is home to numerous castles that look like they're taken from the pages of a fairytale.
  • Montpelier, Vermont, is the epitome of New England charm, and the perfect spot to view fall foliage.


Between outdoor adventures and beach getaways, summer might the more obvious time for romantic trips, but fall allows couples to beat the heat and the crowds, as well as save on travel.

From seeing the fall foliage in Vermont to taking romantic walks along Bruge's many canals, keep reading for our list of the best romantic travel destinations this fall.

Budapest, Hungary

Known as the "City of Baths" thanks to its rich spa heritage (introduced by the Romans), Budapest offers plenty of opportunities to unwind in stunning, thermal baths, which are said to have healing powers.



Savannah, Georgia

Nicknamed the "Forest City" thanks to its abundance of live oak and ample Spanish moss providing shade, Savannah is super romantic by any standard. It has cobblestone streets, cute bed and breakfasts galore, and 21 lush public squares ringed by beautiful old homes, but you can take the romance up another notch by riding a horse-drawn carriage through the historic district. The weather is blissfully temperate in the fall.



Bruges, Belgium

Take long, romantic strolls along the city's many canals. With a body of water literally named Lake of Love, and a bridge known as Lover's Bridge, few places are as inherently romantic as Bruges.



See the rest of the story at Business Insider

This is the best any 'Grand Theft Auto' game has ever looked

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"Grand Theft Auto" has always been an impressive video game franchise, but it's never been this impressive before.

Grand Theft Auto V (NaturalVision mod, August 2017)

The latest game in the series, "Grand Theft Auto V," has been available on PC for over two years. Since its launch in 2015, fans have taken the already gorgeous game and modified into into something truly remarkable.

SEE ALSO: The next major Xbox One game looks like nothing else on modern game consoles

Every image you see here is from "Grand Theft Auto V" on PC, using the "NaturalVision" modification.



The mod's creator, who goes by the pseudonym "Razed," says it took "over 1200 hours" to create this update across six months.



Notably, this is the "Remastered" version of the original "NaturalVision" mod, which presumably took another few hundred hours and several months of work. It's a huge step up over an already very impressive mod.



See the rest of the story at Business Insider

Here's how much the top-earning women make in every US state compared to men

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Gender wage gap top 2 percent

Across the US, the average income for the top 2% of all earners is $206,000.

But among women in the top 2%, the average salary is $145,000, compared to $371,000 for men, according to an analysis of the 2015 American Community Survey by labor economics research firm Job Search Intelligence (JSI).

That means the average woman in the top 2% makes just 39 cents for every dollar a man makes. Overall, women earn an average of 79 cents for every dollar a man makes in the US, according to a 2016 report published by the Joint Economic Committee Democratic Staff.

While striking, the pay gap at the top isn't likely a matter of women being paid significantly less than their male counterparts, but rather that women are underrepresented at the highest levels of management.

In fact, in some states, so few women make it into the top 1% — which requires an average annual salary of $389,436 or more, based on calculations by the Economic Policy Institute— that, to protect anonymity, salary data is not reported by gender, according to JSI. That's why we're comparing earnings among the top 2%, rather than the more standard top 1% of earners.

Below, see the average income for the top earners in every US state — listed from the smallest gender wage gap to the largest — as well as the average income for women and men in the top 2% of all earners.

SEE ALSO: Here's how much you need to earn to be in the top 1% of every US state

DON'T MISS: The key to earning more money may be switching jobs — and this chart proves it

Alaska: Women earn $50,000 less.

Alaska

Average income for:

Top 2% of earners: $185,000

A man in the top 2%: $200,000

A woman in the top 2%: $150,000



North Dakota: Women earn $70,000 less.

North Dakota

Average income for:

Top 2% of earners: $150,000

A man in the top 2%: $170,000

A woman in the top 2%: $100,000



Indiana: Women earn $80,000 less.

Indiana

Average income for:

Top 2% of earners: $170,000

A man in the top 2%: $200,000

A woman in the top 2%: $120,000



See the rest of the story at Business Insider

Here's your best look at the iPhone 8 based on all the rumors (AAPL)

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iPhone 8 MKBHD (3)

Tech YouTuber Marques Brownlee, also known as MKBHD, got his hands on a dummy model of Apple's next-generation iPhone, which has so far been known as the iPhone 8. 

The dummy iPhone 8 model is a culmination of all the rumors and "leaked" details surrounding the iPhone 8's design. It's essentially a physical rumor.

As credible and reputable as the rumors' sources are, this is not the iPhone 8. It's just a dummy, and the special iPhone that Apple will reportedly unveil during its iPhone event in September could be totally different. 

Still, it's interesting to see a physical manifestation of the rumors we've heard. 

Check out Brownlee's iPhone 8 dummy, and his video at the bottom:

SEE ALSO: Everything we know about the iPhone 8

YouTuber Marque Brownlee, or MKBHD, got a hold of an iPhone 8 dummy that's based on all the credible rumors about the iPhone 8.



Brownlee edited the iOS 11 home screen onto the dummy model using Adobe's After Effects software to see what the phone might look like while powered on.

The screen is supposedly an OLED display, which looks a lot better than the LCD display on previous iPhones. We know OLED displays are better because Samsung's Galaxy S8 has an OLED display, and it's much nicer than the iPhone 7's display. The colors on OLED displays are more vivid and the color black is deeper, which makes for astounding contrast.

The iPhone 8's display will purportedly have a 1125 x 2436 resolution, which is sharper than the 1080p resolution on the iPhone 7 Plus.



As rumors claim, the iPhone 8 will have an edge-to-edge display that does away with the majority of the borders around the current iPhone's display. It makes for a higher screen-to-body ratio that's becoming more prevalent in flagship smartphones, like the Galaxy S8.

Brownlee also noted how recent rumors are pointing towards a 3D facial recognition system for unlocking the iPhone 8 instead of a Touch ID fingerprint sensor. 



See the rest of the story at Business Insider

19 amazing Airbnb's where celebs have stayed

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beyonce airbnb

The INSIDER Summary: 

  • Many celebrities have started opting for Airbnb instead of a hotel during their travels. 
  • They usually go for private beaches, villas, or entire compounds. 
  • Stars like Beyoncé, Britney Spears, and Drake have stayed in some pretty impressive locations.


Celebs — they're just like us…with just a
few more zeros in their bank accounts and Instagram follower tallies. But like the rest of us savvy travelers, more than a few stars have opted to go the Airbnb route over a hotel while on vacation. Check out the private beaches, villas, and entire compounds where your fave celebs have stayed around the world — and start planning (and saving for) your next trip in true A-list style.

Beyoncé

After Queen Bey stole the Super Bowl 50 halftime show with an empowering "Formation" performance, she retreated up to the hills to this $10,000 per day, net-zero energy mansion, complete with views of San Francisco and Silicon Valley, a game room, an infinity pool, a fitness center, a chef's kitchen, and a 60-acre orchard. The Beyhive would expect nothing less.



Aaron Paul

Aaron Paul deserves some kind of husband-of-the-year award: For his wife Lauren's 30th birthday last year, Paul whisked her away to this breathtaking estate in Thailand. The two-acre beach property costs $5,974 per night and is basically a private luxury resort. It includes an executive chef, a tennis pro, massage therapists, mixologist-curated bars, a swimming pool, and a yoga pavilion.



Britney Spears

The pop star and her friends and family took a Memorial Day weekend getaway to a $30 million two-story house on Malibu's Billionaire's Beach. The property features glass balconies, a lap pool, a hot tub, an indoor fireplace, and huge windows to take in views of the Pacific.



See the rest of the story at Business Insider

Meet Kayleigh McEnany, the 29-year-old who left CNN to make controversial, pro-Trump videos as an RNC spokeswoman

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Kayleigh McEnany

Former CNN commentator Kayleigh McEnany, 29, made headlines on Sunday for her appearance in a pro-Trump video segment that was posted to President Donald Trump's official Facebook page.

It was not the first time McEnany had gone to bat for the president. She gained recognition during the 2016 election for frequently appearing as a Trump surrogate on cable news networks. McEnany immediately drew attention for her combative style and polished demeanor.

Throughout her tenure as a CNN talking head, McEnany got into more than a few heated exchanges with other personalities like New York Times columnist Charles Blow and CNN host Van Jones.

On Monday, the Republican National Committee announced McEnany will join its ranks, bringing a decidedly Trump-friendly tilt to the party apparatus. Here's what we know about McEnany, one of Trump's earliest and most vocal supporters:

SEE ALSO: One of Trump's most vocal supporters left CNN to make a pro-Trump news video that's been compared to state TV

DON'T MISS: How Kellyanne Conway became one of America's most powerful political operatives

McEnany was born in 1988 and grew up in Florida, where she attended the Academy of the Holy Names, a private Catholic school for girls.

 



She received a Bachelor's of Science in international politics from Georgetown University's School of Foreign Service, and also spent a year studying at Oxford University in the UK.

Source: Georgetown University



She previously interned for a number of high-ranking politicians, including former President George W. Bush. McEnany volunteered for the Bush reelection campaign as a high school sophomore in 2004.

Source: University of Miami School of Law



See the rest of the story at Business Insider

Malia Obama is having an epic 'gap year' before school starts at Harvard — here's a look back at her life

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Malia Obama

Malia Obama is taking advantage of time off before starting at Harvard University.

The former president's daughter has been taking a "gap year" before classes start this fall. 

Malia was most recently shown dancing to The Killers at Lollapalooza festival in Chicago this weekend, in footage obtained by TMZ.

Here's a look at her life so far:

 

 

SEE ALSO: Pictures just leaked of Sasha Obama's Sweet 16 — here's a look back at her life

Malia Obama was 10 when Obama took office.



She spent her teens growing up in the White House.



With her younger sister, Sasha.



See the rest of the story at Business Insider

Here’s every law Trump has signed in his first 200 days

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donald trump executive order

Monday marks President Donald Trump's 200th day in office.

While the White House has consistently touted its legislative success in the face of "historic Democratic obstructionism," the administration has yet to fulfill any major legislative achievements, even with Republicans in control of both houses of Congress.

"I think we've been about as active as you can possibly be at a just about record-setting pace,"Trump said in June of his administration's policy achievements.

While Republican attempts to pass a bill repealing and replacing Obamacare have thus far failed, Trump's predecessor signed a $787 billion economic stimulus package into law less than one month into his presidency.

Since taking office, Trump has signed 44 congressional actions — by comparison, former President Barack Obama signed 46 — but a large portion of them are straightforward repeals of Obama-era regulations. In early July, The Washington Post reported that 60% of the bills Trump had signed so far contain just one page of text.

Here are all the laws Trump has signed leading up to his 200th day: 

SEE ALSO: 7 presidential actions Trump blasted Obama for and then did himself

SEE ALSO: Trump blasts Russia sanctions bill he just signed into law as 'seriously flawed'

S. 84: On his first day in office, Trump signed a Senate bill into law that allowed him to appoint General James Mattis as defense secretary. Prior to the bill's passage, federal law prohibited individuals from leading the department of defense until they had been out of the armed forces for at least seven years. Mattis retired from the Marine Corps in 2013.

Source: The White House



H.R. 72: On January 31, Trump signed into law authorization for the Government Accountability Office to obtain all federal agency records needed for the GAO to perform its duties.

Source: The White House



H.J.Res. 38: On February 16, Trump signed a congressional action repealing an Obama-era regulation which prevented coal-mining companies from dumping debris and toxic waste into streams and waterways.

Source: GovTrack



See the rest of the story at Business Insider

The 12 easiest and cheapest countries for gaining European Union residency

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Malta

LONDON – Most countries in the world offer a deal offering fast-tracked residency permits and, ultimately, citizenship in return for investments in local businesses and property.

With the UK voting to leave the European Union last June, it is more attractive for wealthy Brits to look elsewhere for access to the European single market and the freedom of movement to travel and work across the 28-nation trading bloc.

A study by citizenship consultancy firm Henley and Partners analysed the programmes offered by different governments across the world, ranking them by value, quality and reputation among other metrics.

Here are the EU countries that performed the best for cheap and easy access to residency.

12. Bulgaria — A deposit of around €500,000 in a Bulgarian government bond portfolio for five years is enough to qualify for Bulgaria's residency programme.



11. Greece — After being granted a so-called "D" visa, investors can apply for Greek residency after purchasing properties with a total value of €250,000.



10. Cyprus — The Mediterranean island offers a low corporation tax of 12.5% for residents' businesses but to apply you need to buy a property worth more than €300,000.



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Take a tour of what may be the most photogenic resort in the world

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oberoi

The Oberoi Udaivilas Resort is a masterpiece of dizzying architecture, luxurious amenities, and beautiful accents at every turn.  A visit to the Oberoi Udaivilas starts off in the most romantic way possible: by boat.

In the town of Udaipur, India, there’s a dock on Lake Pichola, where a smiling and dapper host waits under a colorful umbrella to greet visitors with an ice-cold homemade ginger soda.

SEE ALSO: Take a rare look at the enormous mansions hidden behind the Hamptons' famously high hedges

There's a boat tied up to the dock, but it's not just any boat; this boat is sleek and wooden, with benches, a canopy, and a musician in a turban playing the flute. Guests step onto the boat, leaving bags where they are, and the boat begins to make its way to what might possibly be the world's most photogenic hotel.

After crossing glassy Lake Pichola and passing the imposing City Palace, the hotel comes into view: peach-colored domes, green expanses, and glassy infinity pools. The boat docks under the shade of a giant flowering tree, where there’s another group of greeters and welcome cocktail. 



Steps from the boat, there’s a golf cart waiting to take visitors to the grand entrance of the hotel, where carved stone elephants flank the entry to the hotel courtyard. Through the tall doors, a grassy expanse peeks through.



In front of the doors, there's a cast of hotel characters to welcome guests, including a man dressed all in white with an impossibly large mustache. Everyone is dressed in elaborate saris and kurtas fit for an elegant occasion, but as it turns out, those are just their work uniforms. Prepare to feel underdressed.



See the rest of the story at Business Insider

How Meghan Markle's style has evolved from gifting suites to potential royalty

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meghan markleThe INSIDER Summary:

  • Before Meghan Markle was in talks to become royalty, she was just another up and coming actress.
  • Markle was frequently spotted at gifting suites.
  • Today, she has moved up to the front row of fashion shows as Hollywood royalty.
  • Markle's style has evolved since she started out in Hollywood to the moment she was recognized as Prince Harry's girlfriend.

Before Meghan Markle was poised to become royalty, and ready to replace acting with more philanthropic endeavors, she was just another up and coming actress with a side hustle (her lifestyle blog, obviously). When the Northwestern grad first began attending events, she wasn’t exactly high on the totem pole of Hollywood royalty.

Now, her style has evolved, befitting someone regal, and her fitted A-line dresses wouldn’t look out of place on Kate Middleton. Still, there’s something to be said for her earlier looks and the events she wore them to—instead of attending royal weddings and jetting to Norway like a "Bachelor" contestant, she was most at home in off-brand gifting suites.

Over the years, Markle moved on from going to those NYFW gifting suites to sitting front row at shows. She has been particularly fond of Marchesa (they also design wedding gowns) and Herve Leger’s bandage dresses, and was most often spotted in some variation of hot pink, with a particular affinity for the aforementioned going out dresses.

In honor of her 36th birthday recently, scroll through her photos over the years to see how her many appearances began to change once she was linked to Prince Harry.

Racking up the swag bags at a pre-Emmy gifting lounge in 2009.



Spotted at the Some Kind-a Gorgeous Style and Beauty Lounge at the Chateau Marmont way back in 2010, collecting all of her swag bags.



The Northwestern grad wears a hot pink dress best suited for a high school Homecoming dance to a 2012 ball in Toronto, where she films "Suits."



See the rest of the story at Business Insider

WHERE ARE THEY NOW: All of 'The Bachelor' and 'The Bachelorette' runners-up

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trista sutter bachelorette

For 15 years, single hopefuls have taken to "The Bachelor" and its spin-offs looking for love.

Every season of ABC's "The Bachelor" or "The Bachelorette" typically starts with 25 people. And over the weeks, these are whittled down to the final two. But winning the season doesn't necessarily mean the couples will stay together. Sometimes, it's the runners-up who have the better luck. Some have even become bachelors or bachelorettes in their own right.

The 13th season of "Bachelorette" ended on Monday and there's a new runner-up from Rachel Lindsay's season, Peter Kraus.

Here's what he and the other runners-up are up to now:

"The Bachelor" season one (2002): Trista Rehn

Rehn was living in Miami where she spent four years working in pediatric physical therapy and two years as a Miami Heat dancer before heading to the first season of "The Bachelor" to win Alex Michel's heart.   

Where is she now? She was later cast as the first bachelorette on ABC's spin-off show and ended up marrying her winner, Ryan Sutter. The couple married in 2003 and have two kids. She has since appeared on other reality shows, like "Dancing With the Stars," and even wrote a book.



"The Bachelor" season two (2002): Brooke Smith

Smith was in her senior year of college at the University of Alabama when she left to find love on Aaron Buerge's season.

Where is she now? She went back to school to finish her degree and is now married with two daughters. She works as a TV news anchor in Alabama and runs marathons. 



"The Bachelorette" season one (2003): Charlie Maher

Maher was a financial analyst from California before seeking love on the first season of "The Bachelorette" with Trista Rehn.

Where is he now? No idea. After having his heart broken, he did appear on "Extra" as a special correspondent, though



See the rest of the story at Business Insider

20 craziest moments from 'The Bachelor' and 'The Bachelorette'

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corinne whipped cream bachelor

All's fair in love when you're looking for it on reality TV, which means there are always surprises in store. 

Fans of "The Bachelor" and "The Bachelorette," know by now that anything can happen when contestants are vying for one person's heart and they're being taped. From broken hearts to surprising secrets, there is always some drama on the ABC reality dating show.

Here's a look back at 20 of the craziest "Bachelor" moments: 

Jesse Palmer picks the wrong woman.

The football player messed up during a rose ceremony when he called out the wrong name. He gave a rose to Katie Gehart when he meant to give it to Karen Lindsay. He pulled host Chris Harrison aside to tell him. Gehart was given the option to stay, which she did. 



Wes Hayden has a girlfriend.

Hayden went on Jillian Harris' season of "The Bachelorette" with bad intentions, but nothing was quite as surprising as his limo revelation. After making it to the top four and then being rejected, he bragged about having a girlfriend the entire time as the limo was taking him away.

"I'm going down in flames," he said. "The first guy on 'The Bachelorette' to ever make it to the top four with a girlfriend."



Jason Mesnick changes his mind.

Mesnick became the bachelor for its 13th season, having been a runner-up on "The Bachelorette" season four. He picked Melissa Rycroft, but on the "After the Final Rose" special episode, Mesnick revealed that he changed his mindHe broke up with Rycroft on TV and asked runner-up Molly Malaney if she wanted to give him another try. She said yes, and the couple has now been married since 2010. 



See the rest of the story at Business Insider

Nintendo is about to release a miniature version of the original SNES — here's everything we know about it

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Super NES Classic Edition

That smell of teen spirit and Nickelodeon slime isn't just you — the '90s are cool again. Look no further than the adorably angular Super Nintendo console above for confirmation of that fact.

Nintendo isn't going so far as straight up rereleasing the original SNES console, but it has instead created a new device called the SNES Classic Edition. We're just a few weeks away from the console's release, so we compiled everything we know about it in our Trapper Keeper — then published our findings below.

SEE ALSO: You can finally buy Nintendo's new $80 mini Super Nintendo later this month

DON'T MISS: It looks as if Nintendo's making a miniature, inexpensive version of the original Nintendo 64 console

As hinted above, the SNES Classic Edition is smaller than the original Super Nintendo. Here's the original SNES — the console is much larger than the gamepad.



By contrast, the SNES Classic Edition is minuscule. The game pad is far larger than the console, which is adorable and hilarious. The console fits in the palm of your hand.



Don't be fooled by the look of it, though. The SNES Classic Edition doesn't function anything like the original SNES. You can't put cartridges in it, nor can you plug original game pads into the ports on the front.

Controllers plugged into the front ports of the original Super Nintendo console, and game cartridges went into the slot on top. The blue sliders controlled power and resetting the console, and the gray lever in the middle ejected games. It now seems pretty low-tech.



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Kellogg is closing the 'cereal cafe' in New York City that charges $7 per bowl to open an even bigger one — here's what to expect

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Kellogs Cereal Cafe 2Kellogg is closing its cereal café after a little more than one year of serving up gourmet breakfast-inspired treats. 

On Tuesday, the cereal company announced it would close its first-ever restaurant: Kellogg's NYC, a trendy, New York City café.

However, don't worry if you haven't visited yet. The creators of the cafe are simply seeking a larger space, and plan to reopen the café in downtown Manhattan. 

"Significantly larger than our current location, the new spot will be able to contain an explosion of cereal inspiration and fun," Kellogg said in a statement. "For now, we're keeping the details and the exact location boxed up like our favorite breakfast, but we can promise you a more immersive experience and new kitchen to explore cereal in exciting, fresh ways throughout your day."

Prior to the original café's official opening, Business Insider had the chance to check out the location and try some of the menu items.

Here's what it was like to eat at the first Kellogg's cereal café in the world. 

SEE ALSO: We visited Ann Taylor's new store for the 'ageless generation' and discovered how H&M and Forever 21 are blowing a huge opportunity

Kellogg's NYC is located in the heart of New York City, in Times Square, picked for its high-foot traffic and constant influx of travelers.



However, unlike the chaotic streets or the frantic energy of the nearby M&M's World, Kellogg's NYC is intended to be an old-school oasis in the busy city.



Anthony Rudolf, formerly of Thomas Keller Restaurant Group, partnered with Kellogg to design the café. He aimed to make it the "antithesis of Times Square," allowing the experience and the cereal to speak for themselves.



See the rest of the story at Business Insider

The best sunscreen you can buy

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The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

sunscreen 4x3

The Insider Pick:

  • Daily use of a good sunscreen like Coppertone Ultraguard SPF 70 will fend off sunburns today, and help prevent the skin damage that leads to aged, wrinkled, blotchy skin later on in life.

Growing up in Southern California, summertime meant heading to the beach or swimming pool, a bottle of what was then labeled “tanning oil” in hand. SPF wasn’t a “thing” back then. In fact, I often slathered mineral oil on my skin to increase the tanning effects. Of course, I paid a price for that youthful foolishness with roasting sunburns back then, and today, in freckled patches of sun damage along with a greatly increased risk of skin cancer.

Knowledge of the powerful and dangerous effects of the sun’s ultraviolet rays has come a long way in the decades since my fruitless attempts at tanning my pale skin. Today, it’s well understood that excessive sun exposure damages skin both on the surface and deep beneath the epidermis, and that damage is cumulative through your lifetime. That's why you need to use sunscreen if not daily, then at least when you'll be out in the sun for hours.

We've rounded up the best sunscreens you can buy to protect your skin, but first, a few notes on why it's important to protect your skin.

What are UV rays?

While the sun emits a wide variety of electromagnetic rays, 99% of them fall into three categories: Visible light, which is otherwise known as daylight; infrared rays, which we feel in the form of heat; and ultraviolet rays, which cause skin problems and also provoke several eye ailments, most notably cataracts.

There are three types of UV rays: UVA, UVB, and UVC. Because the atmosphere’s ozone layer absorbs the majority of the UVC rays, they aren’t much of a problem. UVA and UVB, on the other hand, are.

  • UVA rays are the most prevalent type, comprising 95% of the sun’s UV rays that reach the earth. These long rays penetrate deeply into your skin, reaching the dermis and wreaking havoc on your cells. It’s UVA that promotes your tan, but also UVA that eventually, with enough exposure, leaves your skin wrinkled, leathery, and old looking. UVA also causes changes in cells that can lead to cancer. UVA rays are present all year round, and throughout the entire day. They penetrate clouds, glass, and shallow water, so don’t think you’re safe without sunscreen as long as it’s cloudy.
  • UVB rays don’t penetrate deeply into the skin, but these are the rays that cause sunburn and also contribute to tanning. They are strongly linked to the formation of skin cancers, as well. UVB are strongest during the late morning through afternoon hours of the spring and summer months, but they are present to some extent throughout the year.

What does SPF really mean?

You may know that SPF stands for Sun Protection Factor, but do you really know what that means?

SPF is the measure of a sunscreen’s ability to filter out UVB rays. The length of time a sunscreen is effective depends on how long it normally takes your skin to burn without any protection. For example, if your skin normally starts turning red within 20 minutes, applying a sunscreen with an SPF of 15 will theoretically allow you to stay in the sun 15 times longer before burning, or for five hours.

In reality, however, most people don’t apply a thick enough layer of sunscreen for full protection, and neglect to reapply the product throughout the day. Dermatologists recommend a full one ounce of sunscreen per application, and reapplying sunscreen every two hours you’re in the sun. It’s also important to choose a full-spectrum sunscreen, which blocks both UVA and UVB rays. But most important of all, keep in mind that no sunscreen, regardless of SPF, blocks 100% of UV rays. Even an SPF of 100 blocks 99% of the damaging sun radiation, not a full 100%.

We want your skin to stay healthy and look good through your lifetime. That’s why we did the research to determine the five best sunscreens to protect you from the sun’s burning rays. After all, no one wants their summer vacation spoiled by a painful sunburn — and certainly, no one wants to hear their dermatologist say that the funky spot on their back is a skin cancer. So slather on one of the following skin-saving products and enjoy your fun in the sun, but remember — once your skin starts to turn pink, the damage has already been done.

Although the Coppertone Ultraguard SPF 70 is our top pick, for various reasons laid out in the slides below, you should also consider the Banana Boat SunComfort Clear UltraMist SPF 50, the Neutrogena Pure & Free Liquid Sunscreen SPF 50, the La Roche-Posay Anthelios 60 Melt-In Sunscreen Milk, and the Thinkbaby Safe Sunscreen SPF 50.

The best sunscreen overall

Why you'll love it: Coppertone Ultraguard SPF 70 lets you enjoy the great outdoors longer without skin damage.

Non-greasy, hypoallergenic, water-resistant, and without added fragrance, Coppertone Ultraguard SPF 70 is a great way to protect your skin whether you’re spending the day at the beach, playing a game of softball at the park, or just taking your dog for an afternoon walk.

It doesn't have a strong scent and best of all, it dries quickly and cleanly without that ghostly white cast some sunscreens leave. Although it is water-resistant, you should still reapply after swimming, of course.

Expert reviewers and buyers alike approve of the sunscreen. Copperton's Ultraguard SPF 70 is the number one recommended sunscreen at The Sweethome. The reviewers praise the sunscreen for its strong protection and easy application. They also like the plastic bottle, because it's easy to hold and close, even with wet or slippery hands.

Consumer Reports also gives this sunscreen high marks with an overall score of 94 out of 100. They found it to be excellent at blocking both UVA and UVB rays, and also very good at performing at the stated SPF of 70.

Amazon buyers like Coppertone Ultraguard SPF 70 as well. The sunscreen has more than 200 reviews and an average rating of 4.4 stars. Buyers like the way the non-greasy lotion rubs easily into their skin without leaving a white film or feeling sticky. Most also appreciate the lack of strong fragrance.

Pros: Effective performance, non-greasy feel, hypoallergenic, reasonable price

Cons: None to speak of

Buy Coppertone Ultraguard SPF 70 on Amazon for $8.97



The best spray-on sunscreen

Why you'll love it:  If you prefer the convenience of spray sunscreen, you’ll love Banana Boat SunComfort Clear UltraMist SPF 50.

While dermatologists generally prefer lotion sunscreen over spray products — it’s not as easy to get an even, thick coating of spray sunscreen as it is lotion — it’s undeniably better to use a spray than go without any sunscreen at all. And Banana Boat SunComfort Clear UltraMist SPF 50 is an excellent product, even compared to many lotions.

As the name suggests, this sunscreen sprays on clear, so it doesn't leave white marks or streaks. It dries super-fast and keeps sand from sticking to your skin, as well, which is a definite plus when you're enjoying the shoreline. The sunscreen won’t leave you feeling sticky or like you’re encased in a thin plastic film, as many other spray sunscreens do. It’s also broad-spectrum, water-resistant up to 80 minutes, and moisturizing to your skin.

Consumer Reports gives Banana Boat SunComfort Clear Ultramist SPF 50 a very high score of 97 out of a 100, rating it as excellent for UVA and UVB protection and reliability of claimed SPF.

Good Housekeeping chose it as a top pick as well, stating, “This spray tied for first place, receiving the highest scores in absorbency, texture, and overall satisfaction.” They also found that their testers loved the lightweight formula and mildly fruity fragrance.  

Pros: Easy to use, dries fast, excellent performance, low price

Cons: You need to be very conscientious about full coverage when using any spray sunscreen

Buy Banana Boat SunComfort Clear UltraMist SPF 50 at Walmart.com for $7.92



The best chemical-free sunscreen

Why you'll love it:  If you have ultra-sensitive skin, or simply prefer to avoid chemical sunscreens, you’ll find the Neutrogena Pure & Free Liquid Sunscreen SPF 50 to be an excellent alternative to conventional products.

Most sunscreens rely on various chemicals to block UV rays, such as avobenzone, homosalate, and ozybenzone. While there is nothing necessarily wrong with the ingredients, and they are all highly effective at keeping damaging sun radiation from penetrating your skin, some people are highly sensitive to these chemicals, or just prefer a more “green” lifestyle. For those people, sunscreens that use minerals such as zinc oxide or titanium dioxide are a viable alternative. And if you’re in that group, you’ll love the effectiveness of Neutrogena Pure & Free Liquid Sunscreen SPF 50.

Formulated with “Purescreen,” a 100% naturally sourced blend of mineral sunscreen ingredients, Neutrogena Pure & Free soaks into the skin almost immediately, leaving no greasy feel, shine, stickiness, or irritation. While it goes on white — allowing you to ensure even coverage — it dries clear. It's also hypoallergenic, non-comedogenic, waterproof, and sweatproof.

Health.com likes this sunscreen, praising it for soaking in quickly and not feeling greasy or gloppy.

Amazon customers feel the same, giving it an average of 4.2 stars out of 250+ reviews. Many praise the formula for working well under makeup and for absorbing quickly. Some do complain that it doesn’t dry entirely clear on their skin, however, leaving a faint white cast.

Pros: Mineral sunscreen ingredients, easy to use, reasonably priced

Cons: Might leave a white cast on skin, small bottle

Buy Neutrogena Pure & Free Liquid Sunscreen SPF 50 on Amazon for $10.23 (originally $10.77)



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These are the electric cars arriving by 2020 that you can actually afford

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Volvo 40 series

A slew of long-range electric cars are expected to hit the market by 2020.

Several of these electric vehicles will be made by luxury automakers and will most likely cost upward of $50,000.

But several automakers are working on EVs with a range of more than 200 miles that are likely to have a friendlier price tag.

Here's a breakdown of the long-range electric cars coming to market in the next few years that people would be able to afford.

SEE ALSO: Ford’s first electric SUV could have an edge on Tesla's Model Y

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Tesla's Model 3.

The Model 3, which Tesla began delivering on July 28, starts at $35,000. But consumers will have to pay a couple thousand extra if they want features of Autopilot, Tesla's driver-assist technology, activated.

The base version of the Model 3 has a range of 220 miles per charge and is spacious enough for five people.

Tesla began taking preorders for the vehicle in April 2016. The company said it was averaging about 1,800 orders a day since the company's handover event in July.

While the company plans to deliver some of the preorders by the end of 2017, the bulk will most likely be delivered in 2018. So if you want your Model 3 before 2020, you should place your order now.



Tesla also plans to launch its Model Y, a compact SUV, by 2020.

Musk said during the company's first-quarter earnings call that the Model Y would arrive by late 2019 or 2020.

Musk has kept mum on details about the upcoming vehicle, but he has said it would share components of the Model 3.

Tesla has not shared a price range, but given that it already sells a luxury SUV, the Model X, and that it wants to target the mass market, the upcoming SUV most likely will have a more competitive price tag.

And because General Motors sells its all-electric SUV crossover, the Chevy Bolt, for $37,500 before tax incentives, it would make sense for Tesla to price the Model Y in the same ballpark.

However, there's always the possibility that Tesla could make the Model Y a cheaper version of the Model X — similar to the BMW X3, which starts at about $40,000.



Volvo says its first electric car is coming by 2019.

In April, Volvo said it would build its first all-electric car in China and export it around the world.

The vehicle is expected to have a 100-kilowatt-hour battery and a range of 250 miles per charge. But perhaps the best thing will be its price tag.

In March, Lex Kerssemakers, the CEO of Volvo Cars of North America, said he was pushing for its first electric car to price between $35,000 and $40,000, according to a report from Automotive News.



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Meet French first lady Brigitte Macron: President Emmanuel Macron's former schoolteacher turned wife who may get a formal role in his administration

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Glamorous former high school teacher Brigitte Trogneux is France's first first lady in five years, and it's caused some adjustments.

French President Emmanuel Macron, whose popularity has plummeted in recent weeks, is planning to give his wife Brigitte an official role in the government.

When Macron cinched the French presidency in May, Brigitte was right by his side — and regularly featured in the media for being 24 years older than her husband.

Scroll on to learn more about Brigitte Macron, and what her new role may look like.

SEE ALSO: Meet Kayleigh McEnany, the 29-year-old who left CNN to make controversial, pro-Trump videos as an RNC spokeswoman

SEE ALSO: Here are photos of the Trumps having dinner in the Eiffel Tower with the French president and his wife

Meet Brigitte Macron, high-school teacher who is the wife of French President-elect Emmanuel Macron.

Source: CNN



She is the youngest of six Trogneux children and her family are famous chocolatiers in the region of Amiens. Les Trogneux is lauded for its macaroons.

Source: L'Express



There is a 24-year age gap between 64-year-old Brigitte and 39-year-old Macron.



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These 11 images compare iconic shoes to their prints on fallen magnolia petals

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Advertising duo Ben Polkinghorne and Scott Kelly certainly think outside the box.

Currently working for AMV BBDO in London, their roles in big projects like the global relaunch of Pedigree have made them Cannes Lions winners.

They even made Business Insider's list of the 30 most creative people in advertising under 30 last year.

However, what they do outside of the 9 to 5 is just as interesting. Kelly has designed a flag for each planet in the "Star Wars" universe, while Polkinghorne started a company called Bangerritos that makes sausage burritos.

Their latest project is a little different.

After seeing a "sea of beautiful petals all over the footpath," Polkinghorne told Business Insider: "We noticed they had different markings and on closer inspection noticed it was a result of different shoes walking over them."

"We thought it was super interesting they were all so different and that we could even recognise certain iconic shoe brands. We wanted to show the petal patterns off to to the world."

They combined their footwear wardrobes, borrowed shoes off friends, and even bought and returned a few pairs "with all the care of a surgeon" in order to track down what they considered to be the most iconic shoes in the world. They then stood on a bunch of petals.

"It took multiple goes to then get a petal we were happy with for each shoe by standing on the petals," Polkinghorne said.

Scroll down to see 11 iconic shoeprints on fallen magnolia petals.

Adidas Original Superstar



Birkenstock Arizona



Converse Chuck Taylor All Star



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The 25 most high-tech cities in the world

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Most high tech cities in the world

Cities are the way of the future.

In less than 35 years, the World Health Organization estimates that two-thirds of the world population will be living in urban areas. That's an additional 2.5 billion people. The cities that will flourish the most are those that rely on cutting-edge technologies and create opportunities for people to develop new ones.

To get a sense of which cities do that the best, Business Insider consulted 2thinknow, a research firm that specializes in analyzing innovative cities, to rank the most high-tech cities in the world.

The firm chose 10 factors related to technological advancement — including the number of patents filed per capita, startups, tech venture capitalists, ranking in other innovation datasets, and level of smartphone use  — weighted them, and ranked a list of 85 cities accordingly.

If you want to know what the future will look like, these are the cities to keep an eye on.

SEE ALSO: 22 things we wish we'd known before moving to San Francisco

25. Washington, DC

The US capital has been rapidly expanding its tech scene over the last decade, growing its overall number of tech-related jobs by 50%.

In addition, more than 1,000 startups call DC home. The proximity to the federal government mixed with the deep pockets of nearby venture-capital firms makes starting a world-changing company an appealing prospect in the city.



24. Barcelona, Spain

The Spanish city cracked the top 25 for the first time since last year's ranking, in particular for its growing population of industrial designers and prominent smartphone use.

Smartphone infrastructure is so sophisticated, in fact, that electrical boxes strewn around Barcelona contain computers that capture noise levels, traffic patterns, and how many selfies people take. 



23. Copenhagen, Denmark

What Copenhagen lacks in startup culture and venture capital, it makes up for with innovative urban planning and a strong contingent of industrial designers — factors that 2thinknow praises as signs the city prioritizes smart manufacturing.

By 2025, the city plans to sever its dependence on fossil fuel, due in large part to harnessed wind energy. Its robust bike culture and fleet of architecture firms allow Copenhagen to be a city that's not just green, but beautiful.



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