Homeowners in Toronto face the biggest risk worldwide of seeing their property values collapse.

That's according to UBS' latest annual Global Real Estate Bubble Index, which examines which housing markets have experienced unsustainable price increases.

"Annual price-increase rates of 10% correspond to a doubling of house prices every seven years, which is not sustainable," the report said. "Nevertheless, the fear of missing out on further appreciation predominates among home buyers."

Buyers are being egged on by easy financing conditions, growing wealth among the ultrarich, and a shortfall of building supply relative to demand, the report said. By overblowing the impact of these three factors, homebuyers have driven at least eight cities into bubble territory.

Toronto and Amsterdam were the new additions this year to this cohort of cities where home prices have increased by more than 50% since 2011.

Here's the full list in ascending order of the bubble index:

SEE ALSO: Wall Street analyst unleashes on Jamie Dimon and everyone else calling bitcoin a fraud

Amsterdam

"Since 2015 real prices have increased by 30% and the city has entered bubble-risk territory. The city's housing market sharply decoupled from the weak countrywide housing market. Deviations from market fundamentals in the capital are, however, not extreme."

Hong Kong

"Residential market prices reached an all-time high in midyear. Thus the UBS Global Real Estate Bubble Index score for Hong has increased significantly. Prices — especially for smaller dwellings — surged in the last four quarters. In real terms they are close to three times higher than in 2003, having increased at an average annual growth rate of 10%. Real rents rose in the same period by 3%, while incomes were unchanged."

London

"London's inflation-adjusted housing prices are almost 45% higher than five years ago and 15% higher than before the financial crisis a decade ago. But real income remains 10% lower than in 2007. The rise in house prices, however, has been decelerating since the UK referendum in June 2016, and real prices are 2% lower. The UBS Global Real Estate Bubble Index score for London dropped to 1.77, but remains in bubble-risk territory."

Corporations aren't the only ones set to profit from the Republican tax plan released on Wednesday.

You can too — if you know where to look.

Just focus on the so-called Trump trade, which involves betting on the areas of the market poised to benefit most from the pro-business policy overhaul being touted by President Donald Trump.

Investors have already started piling back into the trade after a long hiatus, as they start to hope for real progress on the policy front.

But don't worry; you haven't missed much yet. There's still a great deal of upside potential to be realized, especially since these same Trump-linked strategies retraced all of their postelection gains — and then some — as investors lost confidence in the president's proposed policies.

Here's a quick primer on what matters to investors:

• The key measure investors are focusing on involves a lowering of the corporate tax rate to 20% from 35%. Trump has pushed for 15% in the past, but that's being increasingly viewed as unviable.
• The repatriation tax holiday for companies holding trillions of dollars overseas. They'll be allowed to bring that cash back to the US at a lower-than-usual rate. It could spur investment in the US, but it's also very likely to wind up being used to pay dividends and buy back shares.
• Another element that investors could trade on is the ability to immediately expense capital expenditures.

The two most straightforward Trump trades involve buying stock in two types of companies:

1. Those that pay the most taxes and
2. Those that hold the most cash overseas.

Lucky for you, both Goldman Sachs and JPMorgan have baskets tracking both groups.

For more detail, here's a breakdown of how those two firms, plus two other Wall Street titans, recommend investors play tax reform:

Goldman Sachs, part 1

Overview: The chart above shows a Goldman-curated basket of 50 companies that pay high taxes, spread across a variety of US industries.

After a postelection surge, the index saw all of its gains relative to the broader market erased by mid-March. Now, amid rising optimism around some sort of tax cut, it's been ticking up in recent weeks. 

Top recommendation: Figure out which companies pay the most taxes, then buy their stocks and don't look back.

Goldman Sachs, part 2

Overview: The second big component of the tax plan, a repatriation tax holiday, will incentivize multinational companies — which make a large portion of their earnings overseas — to bring cash held internationally back into the US.

The chart above shows another Goldman index containing the stocks with the highest earnings reinvested overseas. After losing their postelection gains, they recovered before spiking in recent weeks on increased policy optimism.

The firm estimates that a lowering of the corporate tax rate would result in multinationals repatriating $250 billion of a possible $920 billion untaxed overseas cash in 2018. In terms of the specific sectors that stand to benefit most, Goldman highlights tech and healthcare, which combine for roughly 85% of the total overseas cash for S&P 500 companies.

Top recommendation: Figure out which companies are reinvesting the most earnings overseas, then buy their stocks and don't look back. Large-cap tech and healthcare are a good place to start.

JPMorgan

Overview: While JPMorgan shares Goldman's view that highly taxed companies will benefit from the tax policy, they will also get a boost from the immediate expensing of capital expenditures (capex). That's expected to benefit asset-heavy industries, most notable energy and industrial companies.

To help better understand the effect of the newly-announced 20% corporate tax rate, take a look at JPMorgan's analysis from last week around a cut to 25%. Such a trimming would boost the S&P 500's earnings by $11.40 a share to $143.40. That, in turn, would add more than 150 points to the index, which is fresh off a series of record highs.

And with the stock market serving as a handy signaling device for the likelihood of policies being introduced, JPMorgan also sees areas of the bond market impacted by the repatriation portion of the tax plan.

"Tax reform that repatriates foreign cash and eliminates interest deductibility would greatly reduce US corporate bond supply and should thus on net tighten credit spreads," analysts led by Jan Loeys, the firm's head of global asset allocation, wrote in a recent client note.

Top recommendations:

1. Buy stocks of companies paying high taxes
2. In the event of immediate capex expensing, buy stocks of companies in asset-heavy sectors like energy and industrials over those in asset-light sectors
3. Keep an eye on the potential for tighter credit spreads

Traffic is increasing in cities worldwide, but some have it worse than others.

INRIX, a traffic data firm based in Washington, ranked the 25 US cities with the worst congestion based on the duration, length, and frequency of traffic jams in the city. As part of the ranking, INRIX determined the number of traffic "hot spots" in each city.

INRIX then identified the cost of congestion to each city by evaluating what the overall economic cost to drivers would be if nothing were to change by 2026. That cost was determined based on wasted time, fuel, and emissions.

Scroll down for a closer look at the 25 cities with the worst congestion:

SEE ALSO: Tesla wants to build 'mega supercharging' stops that sell food and coffee

FOLLOW US: on Facebook for more car and transportation content!

25. Santa Barbara, California

Santa Barbara had 174 traffic hot spots. The worst hot spot was located at US-101 N at San Ysidro Road to La Conchita.

INRIX said the 2026 cost of congestion would be $1.1 billion.

24. Baton Rouge, Louisiana

Baton Rouge had 1,090 traffic hot spots. The worst hot spot was located at I-10 E at College Drive to Port Allen Lock. 

INRIX said the 2026 cost of congestion would be $3 billion. 

23. Pittsburgh, Pennsylvania

Pittsburgh had 530,395 traffic hot spots. The worst hot spot was at Lincoln Highway E at Fort Pitt Tunnel to Settlers Ridge.

INRIX said the 2026 cost of congestion would be $4.1 billion. 

A couple of months ago, a couple of friends and I decided to take a European vacation. One leg of our journey took us from Amsterdam in the Netherlands through Belgium before winding up in the Paris.

But what's the best way to see Europe?

Some may say it's best done by train. Air travel is pretty affordable these days. Also, those Viking River Cruises sound like an absolute blast. But for me, there's nothing better than blasting my way through the continent behind the wheel of a high-powered automobile. Admittedly, as an automotive journalist and a car fanatic, I may be biased here.

This leads to the next big decision. What should be our road trip car? With the need to carry four full-sized Americans and their luggage, many of the usual suspects like Volkswagen GTI, BMW M3, and Porsche 911 are off the table.

The Audi RS6 Avant, Volvo V60 Polestar, and even the Range Rover Sport were just some of the enticing options we considered. But in the end, we went with a less obvious choice, the Cadillac CT6.

The CT6 debuted in 2016 as Cadillac's new flagship sedan. The aluminum-intensive Caddy represents the brand's new vision for luxury that blends style and sophistication with technology and driving pleasure.

As a result, its one of Business Insider's favorites, nearly taking home our 2016 Car of the Year Award. (In case you're wondering, the Acura/Honda NSX hybrid supercar won.)

However, we were curious to see how a big Cadillac would hold up on the streets of Europe. Here's a closer look at our European road trip.

SEE ALSO: The 46 hottest cars at the 2017 Frankfurt Motor Show

FOLLOW US: on Facebook for more car and transportation content!

Here's the route. Our 350-mile trip will take us from the Netherlands through Belgium before wrapping up in Paris.

For me, the road trip started at Amsterdam's Schiphol Airport.

There, I found a beautiful Phantom Gray Metallic 2017 CT6 sedan waiting for me. Our test car came from Cadillac Europe's demonstrator fleet.

When you visit Las Vegas today, you'll likely see plenty of Elvis impersonators and other performers roaming the Strip. And while Sin City is plenty glamorous today, it doesn't quite compare to what the glittery city was like in its heyday, when legends like Elvis and The Beatles gambled in their hotel rooms and performed in casinos with a bevy of showgirls to back them up. 

The upcoming book "Vegas Gold" celebrates an especially memorable time in the city's history: the 1950s through the 1970s. With photographs that showcase the history of Las Vegas as well as the celebrities that descended upon it, the book is a full look at what the party town was once like. It's being released by HarperCollins on October 31.

From Sean Connery to The Beatles and, of course, Elvis Presley, see what the live entertainment capital of the world looked like 60 years ago.

SEE ALSO: The fabulous life of entertainment icon Hugh Hefner, founder of Playboy

Elvis Presley and a number of showgirls performed at the Riviera Hotel in 1956.

In 1964, the filming of "Viva Las Vegas" took place in various parts of the city, including the Flamingo Hotel and Frontier Hotel. Stars Ann-Margret and Elvis dated for a short time during shooting.

Here, you'll see Elvis and Cesare Danova in "Viva Las Vegas."

President Donald Trump's new tax plan could cause a tidal wave of internationally held cash to flood back into the US.

The repatriation tax holiday outlined in the plan, released on Wednesday, is designed to incentivize US-based companies that do big business overseas to bring those profits back home.

By Goldman Sachs' calculation, S&P 500 companies hold $920 billion of untaxed overseas cash, and the firm estimates that $250 billion of that would be repatriated. Looking at all US-based companies, Citigroup says there's a whopping $2.5 trillion of capital stashed internationally.

Once a company brings that money back to the US, it has a few options for how to use it. The first is reinvestment into core businesses — this is most likely the avenue policymakers would prefer, as it holds the most direct bearing on economic expansion.

Another option is for a company to repurchase its shares — this would be beneficial to stock prices and, by extension, the market as a whole. Buybacks are a good way to achieve immediate share appreciation and signal to investors that a stock is viewed as undervalued.

And regardless of how the cash is used, a tax break for multinational companies at least partially addresses what a recent World Economic Forum survey identified as the most problematic factor for doing business: tax rates.

So with that established, which companies stand to benefit most? Goldman says it's those holdings the most post-tax cash overseas relative to their market cap — a group heavily concentrated in the tech and healthcare sectors.

The firm has put together a handy list of the stocks that fit the bill. Here are the ones it has identified as the top 13 beneficiaries.

Note: TE Connectivity, which was previously included on the list, reached out to Business Insider after publication to point out that it is incorporated in Switzerland and therefore should be excluded from any discussion of US repatriation. It has been removed from the list.

13. General Electric

Ticker: GE

Sector: Industrials

Total return year to date: -19%

Overseas cash: $35 billion

Overseas cash as % of market cap: 14%

12. Foot Locker

Ticker: FL

Sector: Consumer discretionary

Total return year to date: -52%

Overseas cash: $1 billion

Overseas cash as % of market cap: 15%

11. Citrix Systems

Ticker: CTXS

Sector: Tech

Total return year to date: 7%

Overseas cash: $2 billion

Overseas cash as % of market cap: 16%

Sofia Vergara is currently the highest-paid television actress in the world, according to Forbes. 

Vergara has been the world's highest-paid television actress for the past six years in a row. (Forbes' period ran from June 2016 to June 2017.)

Vergara reportedly made a whopping $41.5 million this past year - $15.5 million more than the world's highest-paid film actress, Emma Stone.

According to Forbes' list of the world's highest-paid TV actresses in 2017, Vergara's big financial gain this year comes not only from her role on the hit series "Modern Family," but from two licensing deals, and her uber-popular line of perfumes.

While the other women on the list have made exorbitant amounts of money this past year, none have even come close to beating Vergara's earnings.

These are the 10 highest-paid TV actresses of 2017:

SEE ALSO: Emma Stone jumps above Jennifer Lawrence — these are the top 10 highest-paid actresses in the world

10. Pauley Perrette ($8.5 million)

Perrette earned her six-figure salary from playing forensic scientist Abby Sciuto on "NCIS."

It looks as though playing Abby for the past 14 years has payed off.

9. Robin Wright ($9 million)

Thanks to her role on the acclaimed Netflix series "House of Cards," Wright has become one of the top female earners in television. 

Wright also had a role in "Wonder Woman," and the upcoming films "Justice League" and "Blade Runner 2049" this year.

8. Priyanka Chopra ($10 million)

The Bollywood actress' major sources of income this year came from her drama "Quantico," as well as her endorsement deals with Pantene, Lyf Mobile, and Nirav Modi. 

Chopra also had a role in the film "Baywatch" this year.

It's clear that the future of headphones is wireless, and Apple has a pair of wireless headphones to everyone — if you're willing to pay. 

Its latest model of headphones is the Beats Studio 3, a big pair of great-sounding headphones that go over your ears and come with a big price tag to match at $349.95. 

It's the most expensive base-model pair of headphones Apple-subsidiary Beats makes.

It's also the only pair of Apple headphones with noise-cancelling that blocks out the world around you. And like most Apple products, it works best if you already own tons of other Apple gear. 

Apple no longer includes headphone jacks on the iPhone, and other manufacturers are rapidly following suit. The bottom line is that unless you want to deal with dongles, your next pair of premium headphones will likely connect to your phone and/or computers over Bluetooth.

But Apple's wireless headphones are different from other wireless headphones, at least if you're an iPhone user. Last year, it introduced a chip it called W1, which allows Apple headphones to quickly and easily pair with iPhones and iPads. Pairing two devices over Bluetooth can be finicky, but newer Beats will automatically find a nearby iPhone and pop open a big "connect" button. Simple. 

If you want this easy-pair experience, you're stuck with Apple or Beats headphones. But if you walk enough tech and finance offices, you'll see that there are a lot of keyboard warriors that need to block out noise to focus — and many of them are wearing Bose noise-cancelling headphones, which are typically seen as the noise-cancelling market leader. 

One way to look at the new Beats Studio 3 is it's a direct challenger to high-end Bose models like the QC35. Apple wants to peel off Bose fans who need serious noise cancelling but want to more easily use them with their new iPhone 8.

So how do the Beats Studio 3 hold up? Are they worth their money? Are they for everyone or just Apple users?

Let's take a look:

SEE ALSO: Apple just launched a pair of $600 Beats headphones with design house Balmain

Noise-cancelling

The top feature on the Beats Studio 3 is noise cancellation. Apple calls their technology "adaptive noise cancelling," or ANC.

The Beats Studio 3 are the only pair of noise-cancelling headphones Apple makes. 

In a nutshell, adaptive noise cancelling uses tiny microphones to listen to the world around the headset and then "subtract" that noise from what you're hearing. Boston-based Bose is generally acknowledged as the leader in active noise cancelling headphones. 

The end result is a quieter experience. When you slip the Beats Studio 3 on your ears and turn them on, you can hear everything get quieter as the noise cancelling kicks in. If you don't turn on music or other audio, you can use the noise-cancelling feature by itself. 

The noise-cancelling isn't perfect. At the Business Insider offices, where I did most of my testing, it didn't create complete silence. I could hear my coworkers on the phone or laughing, although it sounded like they were far away. On the subway, I heard trains pull into the station, but my ears were saved from loud screeching. 

Most sounds were definitely muffled. Wearing the Beats Studio 3, I couldn't hear my fingers typing on my keyboard, for example. It's definitely good enough if you just want a slightly better way to block out the world around you.

Unlike the Studio 3's closest competitor, the Bose QC35, Beats doesn't offer noise cancelling on the headphones' mic while making calls, which is a very attractive feature. 

Sound quality

The sound quality on the Beats Studio 3 is good — certainly an upgrade over the earbuds that came with your phone, or a cheap pair of headphones, but perhaps not up to the standards of a audiophile who really cares about the equipment used to enjoy music.

I tested the Studio 3 with hip-hop, punk, and jazz songs streamed through Apple Music. Most of the time, I paired the headphones with my iPhone over Bluetooth, but at times I listened through a wired connection to my laptop. 

I also listened to a few high-quality MP3s downloaded from Bandcamp. I didn't hear any difference. 

The Studio 3 performed best at hip-hop — on the song "Bodak Yellow," bass was loud and Cardi B's vocals were clear. It sounded like I was hearing it played on a big sound system.

Performance was less distinguished for rock and jazz, though. The Beats Studio 3, like other headphones with noise cancelling, doesn't create a "soundstage" effect where you feel like you can hear where individual instruments are coming from. 

Podcasts were fine. 

Ultimately, the sound quality on the Beats Solo 3 is good-to-great. For 95% of people it will be satisfactory. For the remaining 5% who are looking for the best possible audio reproduction, I'd recommend looking at other headphones — probably without active noise cancelling. 

Wireless pairing

The Beats Studio 3 has Apple's W1 wireless chip built-in. Basically, for iPhone, iPad, and Mac users, this means that pairing the wireless headphones is easier than for other Bluetooth devices.

You press the button at the bottom of the right ear cup, and you'll see a pop-up on your phone's screen: "Connect." Then you're done. To switch the headephones over to a Mac or your Apple Watch is as easy as flipping a switch inside a menu. 

The increased ease of pairing with Apple's W1 is so major that I personally don't recommend non-Apple headphones to people who want to use wireless headphones with an iPhone. You just pick up your headphones and go. If you're going to be using wireless headphones on a daily basis with an iPhone, you really want to have Apple's new quick-pairing system. 

For non-Apple phone users, the Beats Studio 3 can be paired through your gadgets through Bluetooth, like other wireless headphones, or plugged in through a headphone jack. But that eliminates one of the biggest reason to pick the Beats over similarly priced models from companies like Sennheiser and Bose. 

In today's streaming age, initial airings of important TV episodes are no longer the cultural events they once were.

According to Nielsen's measurements of the top network telecasts of all time, the top 20 most-watched TV episodes ever all date back at least a decade.

For example, the "Seinfeld" series finale, in 1998 — which had a very mixed reaction — was the most recent episode to crack the top 100.

Decades-old miniseries like "Roots" and "The Thorn Birds" and finale episodes of the most popular shows in TV history dominate the list.

We compiled the data from Nielsen on the most-watched broadcasts ever to create this list of the top episodes of TV.

Note: We've excluded all live broadcasts, including Super Bowls and award shows, as well as movies broadcast on TV, all of which appear prominently in Nielsen's top 100.

Check out the top 20 most-watched episodes of TV ever:

SEE ALSO: Here are the best TV shows of the past year, according to critics

20. "All In The Family"— "Edith's Problem"

Ratings: 25.2 million viewers*

Date aired: January 8, 1972

Plot (from IMDb): "Edith's irritability as of late may be a sign of her going through menopause. Archie is frustrated when he finds out she can't possibly have her 'change of life' in 30 seconds."

*Nielsen's viewer ratings are determined by measuring the average audience in each minute of a program as a representation of the total number of people who watched the show.

19. "The Fugitive"— "The Judgment: Part 2" (Series Finale)

Ratings: 25.7 million viewers

Date aired: August 29, 1967

Plot:"Lt. Gerard agrees to work with Kimble for 24 hours to prove his innocence, because someone who may have been there when his wife was killed, posted bail for the one-armed man."

18. "Roots"— Part 1

Ratings: 28.8 million viewers

Date aired: January 23, 1977

Plot:"A dramatization of author Alex Haley's family line from ancestor Kunta Kinte's enslavement to his descendants' liberation."

October is here and that means it's time to watch some good movies.

The fall season has already started off strong with impressive titles like the blockbuster "It" and the Oscar-buzzy Jake Gyllenhaal drama "Stronger."

And things will only get better with event movies like "Blade Runner 2049" and "Justice League" mixed with dramas like "Call Me By Your Name" and "Mudbound," coming soon. 

Here are 34 movies coming out this fall that you shouldn’t miss:

SEE ALSO: Every "Game of Thrones" romantic relationship, ranked from worst to best

"It" - IN THEATERS

The latest adaptation of Stephen King's classic novel looks to be the most chilling yet. In it, a group of bullied kids team up to take on a monster named Pennywise (that looks like a clown) that hunts kids.

"First They Killed My Father" - ON NETFLIX

Netflix's next anticipated movie from a marquee name is Angelina Jolie's latest directing effort that looks back on the horrific upbringing in Cambodia of Loung Ung. Jolie cast hundreds of survivors and their children to recreate their stories. 

"mother!" - IN THEATERS

Darren Aronofsky's latest thriller stars Jennifer Lawrence and Javier Bardem as a couple whose lives are suddenly interrupted when guests arrive at their home. Aronofsky has always had a knack for completely messing with audience's heads, and this one looks to be no different. The movie also stars Ed Harris and Michelle Pfeiffer. 

The Emmy-winning variety show "Saturday Night Live" has created an expansive canon of hilarious sketches throughout its 41 years on television.

If you're a fan of the show you'll find it nearly impossible to pick just one of your favorite sketches.

"Saturday Night Live" has satirized everything from cereal commercials to fairy tales and everything in between — but the show also introduced the world to comedy legends like Amy Poehler, Eddie Murphy, Gilda Radner, and Chris Farley, just to name a few.

In celebration of "Saturday Night Live's" 43rd season premiere on September 30, we decided to put together a list of its best sketches.

Here are the 29 best "Saturday Night Live" sketches:

SEE ALSO: Conor McGregor gets roasted by 'Saturday Night Live' ahead of his fight against Floyd Mayweather

"Ice Cream" (Season 39, 2013)

Two men working in an ice cream shop get beyond confused when a customer makes a joke, and have out-of-body experiences while trying to decipher its meaning.

"Brian Fellows' Safari Planet" (Season 27, 2000)

The unqualified host of "Safari Planet" Brian Fellows meets with a parrot he quickly grows to hate.

"Another Dysfunctional Family Dinner" (Season 27, 2001)

An eerily quiet family dinner quickly erupts into name calling. 

Archie and his buddies broke out into the comic world in 1941 and have been a staple ever since.

The characters have continued through multiple comic variations and cartoon series, and are now a CW hit drama. 

"Riverdale" features the beloved comic characters of Archie, Veronica, Jughead, Betty, and more, but with a new twist. Here's how the classic characters compare to their real life TV counterparts. 

KJ Apa plays the redheaded Archie Andrews.

Cole Sprouse wears a new twist on Jughead Jones' familiar crown.

Lili Reinhart wears her hair in a ponytail like the comics version of Betty Cooper.

Warning: There are spoilers ahead for "The Walking Dead" season seven. 

"The Walking Dead" returns to AMC October 22. And when it does Rick, Daryl, Michonne, and company will be going up against their biggest threat yet. 

While they're fighting for their freedom from the bat-wielding Negan and his Saviors, there are a lot of unanswered questions from the season seven finale and beyond the show has left wide open.

Keep reading to see all the questions we have going into season eight we hope to see answered.

Where is Gregory?

One of the few characters we didn't see on the season seven finale was the official leader of the Hilltop, Gregory.

The last time we saw him, he was planning a road trip to Negan's Sanctuary compound. Is that where we'll see him wind up, blissfully unaware of the impending war?

Is Maggie now the official leader of the Hilltop?

No one really seems to like Gregory and Maggie did teach the Hilltop survivors how to defend themselves against the Saviors. Maggie was commanding the Hilltop group pretty well inside Alexandria and gave a big speech to everyone at the end of the season seven finale.

Will Negan try and capture Maggie?

Negan seemed pretty upset with his right-hand man Simon after he learned that Glenn's wife was still alive and residing at the Hilltop. Negan doesn't seem to like it one bit.

"That widow is alive, guns a-blazin'!" Negan cried out to his second-in-command during the big finale fight. "You taste that, Simon? That is the taste of sh—!"

While the Savior leader said he was interested in getting Daryl back, could he also be interested in Maggie?

From the looks of it, Atherton could be any ritzy suburb in America.

But it isn't anywhere. Atherton is an idyllic town located on the San Francisco Peninsula, where even modest homes go for millions of dollars. It is the third priciest zip code in the US and the most expensive in Silicon Valley, according to Forbes.

It's no surprise that tech billionaires — including Microsoft cofounder Paul Allen, HP CEO Meg Whitman, and Google chairman Eric Schmidt — come home to Atherton's 94027. The town's prestige, privacy, and proximity to major tech companies draw ultra-rich homebuyers, who often pay all cash and bidhundreds of thousands of dollars above asking price.

Here's what it's like inside Atherton.

SEE ALSO: The next hottest housing market in America is this San Francisco micro-hood that's so obscure, most residents have never heard of it

Atherton is a small, mostly residential town located about 45 minutes south of San Francisco and less than 20 minutes from the headquarters of Facebook, Google, and Tesla.

Mega-mansions line nearly every block. Many homes have fences or landscaping that prevent prying eyes from looking in. Each lot feels like its own gated community.

The median sale price in Atherton was $5.42 million in 2016, four times higher than that of San Francisco. That figure is highly conservative, according to local realtor Tom LeMieux.

The ranking by Forbes probably did not take off-market sales into account, which made up one-third of home sales in Atherton in 2015, LeMieux told The Almanac. Those exclusive deals are transacted through real-estate agents but are not publicly advertised.

Despite their walls, Atherton estates still have an imposing presence from the street.

The adorably small, nostalgia-laced Super NES Classic Edition is finally here, and it's got a mess of killer games built in. 

But what to play first?

That's the question! Luckily, we've ranked the top five below in an entirely subjective way that's sure to please everyone. 

SEE ALSO: Here's everything you get with Nintendo's miniature $80 Super Nintendo

5. "Super Metroid"

Whether or not "Super Metroid" is the best "Metroid" game ever made is up for debate. That said, it's a damn fine game that set many of the standards for the rest of the series. 

If you've never played "Super Metroid," prepare to be delighted — it's a challenging, memorable action game that requires deft skills and quick wit to tackle. You play as Samus Aran, a female bounty hunter in a crazy robot suit who's tasked with saving a baby Metroid from the grips of evil space pirates. Space pirates! 

More important than the surprisingly complex plot, "Super Metroid" is a tremendously engaging, smart game that holds up astonishingly well in 2017.

4. "Contra III: The Alien Wars"

There's a reason people hate "Contra," and it's not because the series is bad — it's because it's notoriously difficult, and "Contra III: The Alien Wars" is no exception. 

The same run-and-gun gameplay from the first few games returns in "Contra III," but it's got far more nuance and graphical fidelity than previous series entries on the original Nintendo Entertainment System. As endless hordes of aliens rush, shoot, and repeatedly attempt to murder you — often successfully — you've got a mess of ridiculous weapons at your disposal to take them out first. 

Yes, "Contra III: The Alien Wars" is hard as hell. Yes, it's often insanely frustrating. But also wow it's tremendously fun to play, and a strong reminder of how foundational so much of the Super Nintendo's catalog remains.

3. "F-Zero"

Long before "Wipeout" took video game racing to the future, Super Nintendo classic "F-Zero" was conveying a ridiculous sense of speed on crazy-looking, challenging tracks. Bump into the wall? You lose "energy," which can only be re-filled by driving over energy refill areas. Bump into another racer? You might be sent careening off in the wrong direction. 

Unbelievably, "F-Zero" in 2017 feels amazingly fresh, fast, and frantic (the classic three Fs, obviously). More than just a great racing game, it's got one of the best soundtracks of all-time in any game.

The United States is in a housing crisis.

Land prices rose after the 2008 recession, but incomes have not increased with them. At the same time, major cities have seen an influx of capital (and gentrification), contributing to increased housing prices.

Economic prosperity is becoming increasingly concentrated in America's elite zip codes. And as the country's richest get richer, America's middle class has been slowly disappearing. 

This change is evident in many major metro areas, like New York City and San Francisco, where home prices have skyrocketed. A look at the costs of the top 1% of homes reveals the extent of the crisis.

Business Insider analyzed data from the Minnesota Population Center's Integrated Public Use Microdata Series, a collection of individual-level results from the US Census Bureau's 2015 American Community Survey.

One of the measures on the survey is selected monthly homeowner costs, which combines various expenses like mortgage payments, property taxes, insurance, and utilities. Based on the household-level responses among those surveyed who owned their homes, we found the cutoff point for the top 1% of the distribution of homeowner costs — those homeowners spending more on their houses than 99% of their neighbors — in the largest metro areas in the country.

Here are the minimum monthly costs for homeowners in the top 1% for 12 major metro areas.

SEE ALSO: The 8 states suffering the most from the affordable housing crisis

12. Atlanta-Sandy Springs-Roswell, Georgia

Monthly homeowner cost required to be in the top 1%: $4,813

11. Philadelphia-Camden-Wilmington-Cecil County, Pennsylvania-New Jersey-Delaware-Maryland

Monthly homeowner cost required to be in the top 1%: $5,131

10. Houston-The Woodlands-Sugar Land, Texas

Monthly homeowner cost required to be in the top 1%: $5,158

Neuroscientist Moran Cerf has made a living studying how people make choices.

Turns out, humans are pretty lousy decision-makers. We fall victim to bias, let emotions cloud our judgment, and tire of making choices pretty quickly.

But Cerf has also learned that making a handful of really smart choices at the right moment can eliminate the need to make hundreds of smaller, nagging choices.

Here are Cerf's recommendations for living a happy, successful, stress-free life.

SEE ALSO: A neuroscientist who studies decision-making reveals the most important choice you can make

1. Choose your friends wisely

Cerf has said this is the most important choice a person can make in life.

Since decision-making is both faulty and exhausting, he argues that picking your social circle maximizes your chance of reaching happy, fulfilling outcomes.

It's based on research that has found people's brain waves sync up when they're in each other's presence. So if you want to become a funnier or more physically fit person, Cerf's advice is to seek out funny or physically fit friends. You'll naturally start becoming more like them.

2. Keep track of your luck

Cerf argues that people are much luckier than they think. Each semester, he encourages his students at Northwestern to keep track of times they took a risk and it paid off.

Every time they speed on the highway and don't get a ticket, they make a note. Every time they do get a ticket, they make a note. At the end of the month, they can divide their bad outcomes by their good ones. Often, people are surprised to see just how lucky they were, Cerf said.

"You see that you were lucky," Cerf told Business Insider. "Most of us are lucky. That's the point."

3. Avoid data overload

Many people like to think that information is the key to unlocking their potential, Cerf said. But the numbers on a scale or the paces counted on a watch don't necessarily change people's habits.

Cerf's advice is to stop basing day-to-day choices about fitness and diet on individual numbers. They too easily become the goals themselves instead of a metric for tracking progress.

In his own life, Cerf covers the number on his bathroom scale. The scale logs each weigh-in, but he looks just once at the numbers at end of the week. He said it helps him think less about numbers and more about the bigger trend of weight loss.

Parents, if you want to up your toy-giving game, then you'll want to listen up.

The new season of ABC competition, "The Toy Box," premieres Sunday at 7 p.m. ET – just in time for holiday gift shopping.

Hosted by "Modern Family" star Eric Stonestreet, the show's young judges will evaluate more than 30 new toy inventions. The winning toy then goes into production and becomes available at Toys 'R' Us stores.

The kid judges from "The Toy Box" told INSIDER what they're looking for in the perfect toy. Beware, some of the answers are brutally honest and are clearly out of the mouth of babes.

Here's what they told us about the perfect toys and the mistakes parents make when buying toy for their kids.

Kyle Lee, 7: He's a child actor/comedian, whose favorite toy is Legos, likes sports and playing with friends.

What makes the perfect toy?
"It has to be fun. It can be played with anybody. It can be played anywhere and in any season. Finally, it should be portable, so I can carry it anywhere."

What makes for a horrible toy?
"If it is not fun or too difficult to play."

What’s the biggest mistake parents make when picking toys for their kids? 
"Getting a toy for the wrong age range (too baby or too advanced)."

Gideon Reynolds, 7: He has been inventing since he was 3 and appeared on "The Ellen Show" with one of his inventions. He loves science and engineering.

What makes the perfect toy?
"The perfect toy is one that changes a lot and can be used many times."

What makes for a horrible toy?
"Toys you can only use once and break easy are horrible."

What’s the biggest mistake parents make when picking toys for their kids? 
"Parents buy toys they want more than me. Once my mom bought a 3D drawing sketchbook for me and ended up taking it to work with her. And that is only one of many examples."

Sydney Mae Estrella, 9: She's a dancer, actress, and model who has appeared in commercials and on several TV shows, including "Scandal."

What makes the perfect toy?
"It has to be unique and interesting. It has to be different than any other toy out there. It has to be something that everyone can relate to."

What makes for a horrible toy?
"A toy that is inappropriate for kids would be horrible. Also a bad quality toy – like if it breaks easily or it's poorly made."

What’s the biggest mistake parents make when picking toys for their kids?
"When they only pick educational toys that are boring! Personally, I don't always enjoy school or doing homework, so I don't want games and toys that make me feel like I'm doing school work! It needs to be super fun!"

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.   

Whether it's smart or totally analog, a watch will always be considered part of the fashion world. 

Apple had that idea in mind when it created its smart watch, which ships with your choice of a few different bands. 

You can buy additional bands from Apple, or save a tremendous amount of money by buying alternatives from third-party companies. 

There's no doubt that Apple's official bands will ultimately be made out of better materials, with a very precise look, and come in better packaging. But most people won't be able to tell the difference on sight, and you'll be able to buy several of the bands below for the price of a single genuine one. 38mm and 42mm options are available for each style, so whichever watch you have, you're covered. 

I've found alternatives to all but one of Apple's official band styles (the Sport Loop is elusive), so you can switch up your style without breaking the bank. 

SEE ALSO: 5 tech accessories under $50 that every MacBook owner should have

SEE ALSO: 10 practical iPhone accessories under $20

Sport Band alternative

Woven Nylon alternative

Uitee Woven Nylon Band for Apple Watch (38mm), $12.99, available at Amazon

Uitee Woven Nylon Band for Apple Watch (42mm), $9.99, available at Amazon

Classic Buckle alternative

BERGEN Single Tour Calf Genuine Leather Strap with Classic Buckle for Apple Watch (38mm), $19.99, available at Amazon

JSGJMY Apple Watch Band Black Leather Replacement Wrist Strap (42mm), $12.99, available at Amazon

I've been to my fair share of hotels, but they all lacked a certain something. Now, I know what that something was: High-performance gaming PCs!

Each room at the iHotel in Taoyuan, Taiwan has not one, but two high-performance gaming PCs — complete with glowing peripherals, large monitors, and expensive chairs designed around gaming. 

Even the hotel's lobby is packed with several gaming PCs, if you want to visit and play for a few hours. 

Check out the iHotel, designed for the gamer in all of us:

SEE ALSO: I built my own PC and it was super easy — here's how to do it

The iHotel lobby itself is a gamer's paradise.

As soon as you enter the iHotel in Taiwan, you'll find a veritable gaming parlor. It comes complete with several high-performance gaming PCs, accessories, and gaming-oriented chairs.

Even the seats are expensive high-end gaming chairs.

The chairs at each gaming station in the iHotel are from DXRacer, a company that makes high-end, expensive gaming chairs. These models take after the bucket-seat design you'd find in high-performance cars. The most most expensive model goes for $600!

The gaming hardware is all top notch.

Each gaming station is complete with glowing keyboards, glowing mice, and large 32-inch monitors from ASUS. All the computers pack one of the most powerful graphics cards you can buy for some serious graphics and smooth gameplay, the Nvidia GTX 1080ti. iHotel doesn't say how much each PC costs, but computers of this caliber often exceed $1,000. The Nvidia GTX 1080ti card alone costs about $650.