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We ordered from McDonald's new kiosks to see if they're better than real cashiers — and the winner is surprising (MCD)

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McDonald's Kiosk

  • Order automation is sweeping the quick-service industry, with digital kiosks and mobile-ordering apps being introduced at major chains like McDonald's, Starbucks, and Panera.
  • A recent MSN poll suggests that most Americans prefer cashiers over automated kiosks.
  • But automated ordering can help wait times and improve order accuracy, and it doesn't negatively affect labor as much as some think. 

Gone are the heady days of cashiers asking if you want your order "supersized."

Not only has the infamous upgrade gone by the wayside, but cashiers at fast-food restaurants are becoming increasingly uncommon. McDonald's started rolling out ordering kiosks at its US locations in 2015, and the chain hasn't looked back since: by 2020, most of its 14,000 locations will have kiosks installed. 

It plans to add the kiosks to 1,000 stores every quarter for the next two years, according to CNBC.

Panera Bread has also committed to digital ordering. Admittedly, when I first tried it in 2015, I found it had decidedly dystopian vibes. But it ended up being a fairly pleasant and painless experience.

A recent poll conducted by Business Insider's partner MSN suggests that diners aren't big fans of automated kiosks: 78% of customers said they would be less inclined to go to a restaurant that has automated ordering kiosks. 

The popular narrative is that kiosks and mobile ordering are here to take jobs and hours away from underpaid cashiers, ultimately saving companies money in the face of rising labor costs — but the data suggests that isn't true. It may be true for some, but most chains are simply reallocating labor behind the scenes. And with such a tight labor market, many chains are struggling to hire and retain customer-facing employees. 

Americans don't seem too threatened by automation in general. Nationally, only 21% of responders to MSN's poll believe their job may one day be done by machines. And restaurants like automated ordering because of it offers increased accuracy and efficiency as more chains look towards cashless options. 

But for now, a question remains: are kiosks, in fact, better for customers? I headed to a McDonald's to find out:

SEE ALSO: We tried biscuit breakfast sandwiches from major fast-food chains, and the winner is shockingly clear

ALSO READ: I tried classic breakfast sandwiches from McDonald's, Burger King, and Wendy's — here's how they stack up

The Chambers Street McDonald's near our office in New York City's Financial District now has kiosks and mobile ordering after undergoing an extensive renovation. There, by the grace of the Hamburglar, go I.



It's the middle of the lunch rush, so the place is packed. Luckily, the kiosks seem to be moving fairly quickly compared to the lengthening line at the registers.



Using the kiosks is straightforward and surprisingly user-friendly.



See the rest of the story at Business Insider

20 last-minute Father's Day gifts that are Prime-eligible and guaranteed to arrive in time

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The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

chefsteps sous videYou can't underestimate the benefits of an Amazon Prime membership. Chief among them is the convenient two-day shipping policy, which I've personally gotten so used to that I forget many other retailers can't guarantee such a fast delivery. 

That's one reason why, as someone who isn't always great at planning ahead, I often find myself shopping on Amazon for gifts just a few days before the big event. Luckily, Amazon offers so many products across a variety of categories that I never feel limited as I last-minute shop. 

This Father's Day, rest assured you'll have a gift to give your dad as long as you shop the millions of Prime-eligible items on Amazon. We found 20 of the best last-minute, Prime-eligible gifts to consider below. 

For more great gift ideas, check out these Father's Day gift guides:

A fascinating cookbook that will help him improve in the kitchen

Gift The Food Lab: Better Home Cooking Through Science, $33.87

Cooking is as much an art as it is a science. When you have the foundational knowledge of how heat, energy, and molecules interact with each other, you can make better-tasting food. 



A wireless charging pad

Gift the mophie Wireless Charging Pad, $46.03

Sleek and convenient, the pad lets him simply place his phone on top to begin charging it (as long as he has an iPhone 8 or higher). The phone won't slip or slide, and neither will the pad itself. Plus, it still works if he has a thick phone case. 

 



An ultra-slim wallet sleeve

Gift the Bellroy Micro Sleeve, $64.95

The micro sleeve is the ultimate minimalist accessory, holding folded bills and up to six cards. It's slim, light, and easy to use so he'll never have to fumble with his wallet while paying. 



See the rest of the story at Business Insider

Inside the marriage of LeBron and Savannah James, who met in high school, had their first date at Outback Steakhouse, and are now worth $275 million

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LeBron James Savannah

  • LeBron James and his wife Savannah met in high school and have been together ever since.
  • They became engaged at a star-studded New Year's Eve bash in 2011, and tied the knot in 2013.
  • The couple has three children, and James is the one of the highest-paid athletes in the world.


In 2013, LeBron James married his longtime girlfriend Savannah Brinson. Their lavish wedding included a performance of "Crazy in Love" from Beyonce and Jay-Z, according to Deadspin. The three days of festivities also featured plenty of celebrity cameos, from family friend and fellow NBA star Dwayne Wade to singer Neyo, wrote The Hollywood Reporter.

The couple started off as high school sweethearts, who grabbed dinner at Outback Steakhouse on their first date and stuck together through James' meteoric rise through the NBA.

Today, they have three children and two sprawling mansions: a $21 million mansion in Los Angeles, and a $9.2 million one in Akron, Ohio. The three-time NBA champion is worth $275 million as of 2016 and is one of the highest-paid athletes in the world, according to Forbes.

Here's a look inside their 16-year-relationship:

SEE ALSO: Elon Musk has finally spoken out about his personal life — here's his complicated history of marriages, divorces, and dating

DON'T MISS: LEBRON JAMES: How the king of the NBA spends his millions

James and Savannah both grew up in Akron, Ohio and attended rival high schools. He was a sports prodigy, excelling at basketball and football. She was a cheerleader and softball player.

Source: Vogue, Harper's Bazaar, Sports Illustrated



They met at a football game. She told Harper's Bazaar she wasn't aware of his athletic prowess when she accepted his invitation to a basketball game: "I had no idea who he was."

Source: Vogue, Harper's Bazaar, Sports Illustrated



Later, Savannah joked to Vogue, "He met me! I didn't meet him!"

Source: Vogue



See the rest of the story at Business Insider

The tragic stories behind 15 animals that went extinct

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With scientists reporting that a sixth mass extinction is underway, it's more important than ever to pay attention to the impact we have on the environment.

Keep scrolling to read about 15 animals that tragically went extinct, from a treefrog named Toughie to Martha, the world's last passenger pigeon. 

The Bramble Cay melomys, a small rodent native to the Great Barrier Reef, is considered to be the first mammal species wiped out by climate change.

Also known as the mosaic-tailed rat, the Bramble Cay melomys was endemic to a coral cay— a type of small, low island — off the coast of Queensland, Australia. 

Last seen in 2009 and declared extinct in 2014, the rodent had the distinction of being the sole mammal native to the Great Barrier Reef. Researchers at the University of Queensland concluded that the species met its demise due to rising sea levels that destroyed its habitat. 



The world's last Rabbs' fringe-limbed treefrog, a male named Toughie, died in 2016.

Technically critically endangered, the Rabbs' fringe-limbed treefrog hasn't been seen in the wild since 2007 — two years after scientists discovered the species in Panama, where the population had already been ravaged by deadly chytrid fungus

Toughie, the last known member of his species, died in 2016 at the Atlanta Botanical Garden. Since he was already an adult when researchers found him, his age was unknown. He and another male were brought back to the US at the same time, but his fellow amphibian was euthanized in 2012

Nicknamed the "loneliest frog in the world," Toughie — who was famous enough to have his own Wikipedia page— became a symbol of the frog extinction crisis. 

 

 

 

 



According to folklore, a lighthouse keeper's cat named Tibbles was responsible for wiping out most of the Stephens Island wren population.

We may think cats are cute and cuddly, but our feline friends have been detrimental to local populations of birds and other small animals for decades, killing millions each year. According to a 2013 study published in Nature Communications, free-ranging cats are "likely the single greatest source of anthropogenic mortality for US birds and mammals." 

Due to land development and predation by cats introduced to the area, the Stephens Island wren, a bird native to New Zealand, was extinct by 1895. According to folklore, a lighthouse keeper's cat named Tibbles enjoyed preying on the birds and wiped out a significant percentage of the species.

However, a report by the Ornithological Society of New Zealand suggests he likely he didn't act alone.



See the rest of the story at Business Insider

Toys R Us is selling every piece of furniture from its closing headquarters that once housed 1,600 people, and the photos are depressing

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Toys R Us liquidation headquarters sale

  • Toys R Us is selling everything in its Wayne, New Jersey headquarters as part of its liquidation plan.
  • The toy retailer filed for bankruptcy in September 2017. In March 2018, it filed a motion to liquidate its US business and began the process of closing all 735 of its stores. 
  • Everything from office furniture and audio-visual equipment to giant Geoffrey the Giraffes are for sale.
  • The photos the company released to help sell the items function as a sort of walk-through of the deserted headquarters.

Toys R Us' liquidation sale has spread to its headquarters.

"Everything must go, even Geoffrey," the company said in its Instagram post announcing the sale.

That includes furnishings, computers, audio-visual equipment, and food-service equipment — basically everything 1,600 employees needed on a daily basis to work comfortably in the company's headquarters in Wayne, New Jersey. 

But nearly all of those workers are gone now, with most of the work force and all executives taking their last day in the middle of May. What's left is now a ghost town. The photos Toys R Us released to sell the items make it look like everyone suddenly evaporated.

Toys R Us filed for Chapter 11 bankruptcy protection in September 2017. The goal was to renegotiate the company's $5 billion debt load, which it had carried since a leveraged buyout took it private in 2005. The company has also been slow to adapt to changing retail trends, like sales primarily being driven by e-commerce.

Toys R Us did not have the holiday performance that would have put lenders in a better position to negotiate favorable terms for the chain. It filed a motion to liquidate its US business in March, and sales to shed inventory began at its stores in the following months. The sales will last until stores run out of inventory.

Take a look at the scene inside Toys R Us' headquarters, as seen in its liquidation sale photos:

SEE ALSO: Toys R Us is no longer accepting gift cards — here's what you can do with them instead

Welcome to a completely empty Toys R Us headquarters, where everything is for sale.



That includes things like displays of Geoffrey the Giraffes and cafeteria furniture.



Touches of Toys R Us can be seen throughout, but otherwise, the pictures depict a relatively normal suburban office park.



See the rest of the story at Business Insider

31 Target employees shared the most useful thing they've learned at work, and 5 lessons kept coming up

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target employee 6

  • Target store employees gain firsthand experience in the world of retail.
  • Business Insider corresponded with 31 current and former Target team members to get a sense of what they've learned from the experience.
  • From what they told us, it sounds like working at Target brings about plenty of potential learning opportunities.


Target store team members have to deal with all sorts of customers and situations.

Whether those interactions are troubling, funny, or just plain exasperating, they all offer employees an opportunity to learn on the job.

Business Insider recently corresponded with 31 current and former Target employees. We asked them to share the most important lesson they've learned from working at the retail giant.

For the most part, their answers were all over the place.

Some of their responses reflected frustration with the sometimes bewildering nature of retail work. Others said they felt that their experience at Target helped them to become tougher, more flexible, and more empathetic.

Here's what Target team members said they've learned on the job:

SEE ALSO: Target employees shared 4 of their worst horror stories — and it will make you appreciate how hard their job is

DON'T MISS: 8 insider facts about shopping at Target that only employees know

SEE ALSO: Target employees share the most ridiculous returns they've seen customers make

Navigating conflicts requires skill — and a sense of humor

Three Target team members told Business Insider that their experience on the job made them realize that they never wanted to work in retail again.

But five other Target employees told Business Insider that they learned how to deal with conflict and brush off rudeness. 

And the biggest weapon in their arsenal? Having a sense of humor when conflict arises.

"Overall, I would say that my way of dealing with difficult people — particularly guests — is to simply remain polite yet stay firm on company policy," the team member told Business Insider. "Also, I constantly remind myself that these people are making complete fools of themselves and that the experience will make a great story in the break room later."

The team member said that many "difficult customers" get mad because they won't lower the prices of certain products or return items "that exceed the 30 day return policy."

"So basically, they're a bunch of — usually — middle-aged to older individuals throwing literal temper tantrums because we won't change the rules for them," the team member said. "And that, to me, is hilarious. I've been called incompetent, stupid, rude, and who knows what else. I never take it to heart because, at the end of the day, I'm not the full-grown adult yelling at the college kid because she won't accept the four year old coupon you want to use. "

A Target team member in Colorado added that they learned to expect people to be "super rude for no reason," while a Texas-based employee said they learned "how to hold back anger" when conflicts arise.

"People are wild," one employee in North Carolina told Business Insider.

And one Target employee from Texas told Business Insider that sometimes it's best to just "smile and nod" when dealing with unhappy people.



Working in retail also presents a good opportunity to hone certain soft skills

Five Target team members told Business Insider that they had gained valuable soft skills through working at the chain.

"It has benefited my confidence and made me come out of my shell, because you have to be more outgoing and bold," an employee from Pennsylvania told Business Insider. "I deal with all kinds of bull-crap — sorry — everyday. So it, in a way, forces you to step up or you'll get walked all over."

Two employees said that they learned that patience is important, while another team member from Colorado said they learned "how to talk to people."

And a team member from California told Business Insider that they learned they were a "strong a-- person."

"I know how to do so many things now, and, even if I don't I know, I'm capable of learning," the team member added. "And I'm fast. Adaptability is key, and Target has really helped me to hone that flexibility in my work life and my personal life."



Everyone has stuff going on in their lives, and being nice goes a long way

"People may not remember your name, but they'll remember the way you made them feel," one Target team member told Business Insider.

The team member said they always tried to remember that "you never know what kind of day someone is having" and that a smile "can make someone feel important."

The team member described an encounter with a woman who called the store. The customer, who said they were facing a family tragedy, was frantic because the store's pharmacy was set to take two hours to fill her anti-anxiety prescription.

"The woman on the phone was in the middle of the worst panic attack of her life," the team member said. "I can never forget how shaky and frantic her voice sounded. At this point, I realized that I was the only person she had to keep her sane."

"I hope I helped her enough until she could get the proper assistance she urgently needed..." the Target team member added. "I think about her a lot and want to give her the biggest hug ever."



See the rest of the story at Business Insider

Here are all the great new features your Apple Watch will get later this year (AAPL)

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apple wwdc 2018

Apple announced several new features for WatchOS 5, the upcoming next version of its smartwatch operating system during the WWDC keynote on Monday. 

WatchOS 5 will be released in the fall, and it'll be available for the Apple Watch Series 1 and newer models. This means that, unfortunately, WatchOS 5 won't be available for the original Apple Watch (the so-called Series 0), which was released in 2015. 

For those who get WatchOS 5, though, take heart, because your Apple Watch is getting a lot smarter. 

Check out all the new features coming to Apple Watch with WatchOS 5:

 

SEE ALSO: Apple is fixing the worst part of its CarPlay software — you'll finally be able to use Google Maps

Interactive notifications

Instead of simply telling you things, notifications will be more interactive in WatchOS 5.

Some examples Apple showed off included checking in to flights and checking flight details in the Lufthansa app, rating your car ride and paying with Apple Pay, and extending restaurant reservations up to 30 minutes from the Yelp app. 

 



Siri gets smarter

Siri on WatchOS 5 will give you live sports scores, commute time to home or work, or your heart rate. 

Siri Shortcuts will let you enable often-used activities based on the time you usually use them when you raise your Watch, like turning on smart light bulbs when you get home from work, playing music when you leave work, or starting a walk. 

Plus, third-party apps can appear on the popular Siri watch face, which presents you with contextual information, when and as you need it. 



You can view websites on the Apple Watch with WatchOS 5

You can view web content on the Apple Watch and click on links in Mail or Messages.



See the rest of the story at Business Insider

9 incredibly successful people who made their careers in their 30s

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megyn kelly ignition

  • Megyn Kelly, Oprah Winfrey, and Jeff Bezos are only a few successful people who got their big breaks in their 30s.
  • Many successful people who made it in their 30s were already on the right path in their 20s.
  • It's not unusual for someone's 30s to be a time of major life changes.


For many people, their 30s are the period of their lives where the biggest changes take place, like moving across the country, changing career paths, or settling down.

It's also the decade when many people move ahead professionally. There are plenty of incredibly successful people who got their big career breaks in their 30s. Megyn Kelly, for example, left a nine-year legal career at age 33 to work in media, while Oprah Winfrey didn't become a national icon until her show became syndicated when she was 32.

Read on to learn about nine successful people who made their careers in their 30s.

SEE ALSO: 17 people who became billionaires with the least amount of work

Jeff Bezos was enjoying a successful career as a Wall Street executive when he launched Amazon at the age of 31. The online retailer has made Bezos the richest man in the world — he has a net worth of more than $130 billion.

Source: Business Insider



NBC host Megyn Kelly didn't even start in TV until she was 33, after a nine-year legal career. She joined Fox News at age 34, and at 39 she got her breakout gig hosting the "America Live" program.

Source: The New York Times



Billionaire Spanx founder Sara Blakely launched her apparel company from her apartment when she was 29 years old. She struck it big when Spanx scored a contract with QVC when she was 30.

Source: Forbes



See the rest of the story at Business Insider

You can order a coffee directly from your lock screen with Apple's new 'Shortcuts' feature — here's how it will work

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Apple WWDC 2018 shortcuts

  • At Apple's developer conference Monday, the company announced a new app, called Shortcuts, that will allow you to customize app actions and reminders using Siri.
  • Shortcuts will team up with other apps on your smartphone to allow iPhone users to access apps and their functions from the lock screen.
  • The tool will be included in next month's iOS 12 update.


Apple showed off a new trick for its Siri assistant on Monday, with a new tool that lets you essentially "program" the virtual assistant to do things that ordinarily would require you to poke around in various apps.  

It's called Shortcuts, and the idea is that you can tell Siri to do something for you — like ordering your morning coffee, finding your lost keys or making restaurant reservations — when you say customized trigger phrases. 

For example, you can add a shortcut that will alert Siri to find your keys via Bluetooth tracking service Tile simply by saying "Hey Siri, I lost my keys." You'll also be able to simply switch on shortcut settings for the apps of your choosing that will send reminders to your lock screen without having to send a voice prompt.

The feature will be included in next month's iOS 12 update, which Apple showcased at its annual developers conference on Monday. And with Siri increasingly looking behind the times compared to voice-based assistants like Amazon's Alexa and Google's Assistant, Shortcuts should make Siri much more useful to iPhone users and owners of the Apple Home smart speaker. 

Here's how it will work:

SEE ALSO: LIVE: Apple's biggest conference of the year

When Shortcuts goes live in next month's software update, the option to add a shortcut to Siri will appear in the apps you use on your iPhone.



These shortcuts will appear on your lock screen and will allow you to use apps without having to enter them on your home screen.

The idea is that you can add a shortcut to any app you use, making your day-to-day routines easier.



An example used at the conference was to prompt Siri to alert the Bluetooth tracking app Tile when you've lost your keys.

Just by giving a voice prompt and without having to navigate into the Tile app, Siri will alert the service to ping the device on your keys and help you find them. 



See the rest of the story at Business Insider

Apple just announced iOS 12 — here are all the major changes coming to iPhones and iPads later this year (AAPL)

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WWDC 2018 Tim Cook iOS 12

Apple just announced the next major update to the iPhone and iPad: iOS 12, the annual upgrade to Apple's mobile operating system.

The update, which is likely not to arrive until this fall, includes some major new features, along with several incremental changes that will make using your device a lot easier.

Among the notable additions: a standalone Measure app that's like a virtual tape measure, third-party app support for CarPlay, grouped notifications, and customizable animated avatars called Memoji. 

Here are all the new features included in iOS 12.

Apple is adding a brand-new app called Measure.

Measure helps you take measurements of real-world objects. The app uses your iPhone's camera to virtually take accurate readings, which let you see the width, length, and height of things just by tapping your screen.

Plus, if you point Measure at a photo, it'll automatically detect it and tell you the dimensions. 



Apple is making the Photos app smarter and more interactive.

Apple made a bunch of subtle updates to the Photos app, putting it on par with apps like the popular Google Photos. Here's what the app can do now:

  • Search suggestions. The app will recommend searching for people, places, categories, business names, sporting events, or concerts. When you select a term, the app will pull up all photos related to that term. 
  • Search refinements. You can search with multiple search terms, too. 
  • For You. The app will automatically generate personalized items like memory movies, features photos, and "On this day" images.
  • Sharing suggestions. The Photos app will suggest photos and videos to share with the people who are in them. When someone accepts the images from you, they'll get a recommendation to share their own photos back with you. Apple says that sharing is end-to-end encrypted, and works via iMessage.


Apple added Siri Shortcuts to help you speed up your day.

Siri Shortcuts is a way to get things done more quickly. Now, Siri will automatically suggest actions based on how and when you're using certain apps. If, for instance, you order a coffee every morning around the same time, Siri will start asking you if you're ready to order it. 

Apple will have several preloaded Siri Shortcuts available, or you'll be able to create your own verbal shortcuts. A phrase like "Help me relax" will trigger a meditation app, or the phrase "Find my keys" will open up the Tile app and start the geolocation process.



See the rest of the story at Business Insider

Apple's next major update to the Mac arrives this fall, and is called 'Mojave' — here are all the new features (AAPL)

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apple wwdc 2018

  • Apple introduced the next major update to the MacOS operating system on Monday: It's called Mojave.
  • The new OS introduces a few major changes, the biggest of which is the ability for some iOS apps to work on MacOS — another blurring of lines between Apple's two main operating systems.
  • Apple senior VP of software engineering Craig Federighi stated explicitly that Apple isn't "merging" MacOS and iOS.
  • Otherwise, new features include a Dark Mode, alongside some new privacy-minded additions to the Safari browser.


Apple's next major update to its main computer operating system, MacOS, is coming this fall. The update is named Mojave, and it will cost nothing to upgrade.

Mojave brings a slew of changes to Apple computers, but the biggest change of all is something more subtle: Some apps from the iPhone/iPad (iOS) will work on MacOS. It's the latest example of Apple blurring the lines between its two main computer ecosystems — iOS and MacOS — and it starts with Voice Memos, Apple News, Stocks, and Home, all new apps coming to the Mac with Mojave.

Some iOS developers will be able to bring over their apps to MacOS, enabling for easier interoperability between the two versions. 

Before introducing this major change, Apple senior VP of software engineer Craig Federighi explicitly pointed out that this shouldn't be misconstrued as the "merging" of iOS and MacOS.

"Are you merging iOS and MacOS?" he said. "I'd like to take a moment to briefly address this question."

apple wwdc 2018, mac os

"No, of course not. We love the Mac, and we love MacOS, because it's explicitly created for the unique characteristics of Mac hardware," Federighi said.

That said, starting in 2019, some iOS app developers will be able to move over their app to the MacOS platform using  new tools created by Apple. 

But that's not the only change coming in the next version of MacOS — here's a breakdown of everything Apple showcased, from "Dark Mode" to a major new privacy push:

1. Four major apps from iOS are coming to Mojave.

It's true: Apple is bringing a quartet of iOS apps to MacOS.

They are as follows:

1. Home
2. Voice Memos
3. Stocks
4. News

The apps act very similarly to how they do on an iPhone or iPad.

Home offers the ability to control various smart devices where you live, Voice Memos enables recording and easy access to recordings from your iOS devices, Stocks shows any stocks you're following, and News is an organized way to access news stories and browse topics from one place



2. Dark Mode.

MacOS can be a bright operating system, in the literal sense. It can be a bit jarring to use a MacBook at night.

For those of us who'd prefer something a bit easier on the eyes, Apple is introducing "Dark Mode" in MacOS Mojave. As you might expect, it makes the entire MacOS experience darker. It might not be a perfect choice for mid-summer, back porch laptop use, but it's a great option for late night computer use.



3. Dynamic desktop.

In the morning, you'll get a look at the Mojave Desert with a bright blue sky in the background (seen above, left). In the afternoon, a slightly calmer version of the same Mojave. At night, you'll see the desert cloaked in darkness (seen above, right).

In so many words, dynamic desktop mode is an option in MacOS Mojave to have your desktop evolve with the hours of the day.



See the rest of the story at Business Insider

The 30 most gorgeous celebrity wedding gowns of all time

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kate middleton elizabeth taylor

Celebrity weddings tend to be highly anticipated and extremely extravagant. It's the nature of wealth and fame. But some brides transcend common lore and become renowned for the exquisite, one-of-a-kind gowns that they wear to tie the knot. Here are 30 of our favorite bridal looks from the last 100 years.

1. Grace Kelly

Grace Kelly set the stage for American actresses becoming royalty when she married Monaco's Prince Rainier in 1956. In what has been called the wedding of the century, the iconic princess and Oscar winner donned an equally iconic dress.

Town and Country magazine reported that the gown, which featured antique Brussels lace and hundreds of pearls, was designed by costume designer Helen Rose and gifted to the actress from MGM. It used over 300 yards of fabric and reportedly required 30 seamstresses and six weeks to make, according to Good Housekeeping. 



2. Michelle Obama

Michelle Obama was well on her way to becoming a fashion maven in 1992 — long before gracing the steps of the White House in designs by Naeem Khan and Marchesa. The former first lady stunned in an off-the-shoulder gown and pouffy veil when she became the wife of Barack Obama.



3. Kim Kardashian West

The third time was the charm for Kim Kardashian West— in terms of both marital and stylistic success. Her custom Givenchy Haute Couture gown was the perfect accessory for hers and Kanye West's opulent Italian nuptials. 

The elegant dress was a far cry from the strapless number — topped with an inexplicable headband — that she wore at her wedding to Kris Humphries.

The reality star seems to have an affinity for gratuitous accessories; she adorned her 2014 bridal look with a thin white belt that accentuated her tiny waist.



See the rest of the story at Business Insider

7 myths about the 'keto' diet — the eating plan that encourages bacon and butter — that you need to stop believing

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ketogenic keto diet review 4091

The ketogenic diet is currently trending as the best diet for weight loss to date. It’s a high-fat, low-carbohydrate diet that produces ketones— the result of the breakdown of fats in the liver to be used as energy.

With the keto diet showing up all over the news, in forums, magazines, and in conversations at the gym, there’s a lot of things being said that are true, but a lot of things that aren’t so true as well.

We’ve compiled a list of a few myths that’ve been debunked about going keto.

MYTH: You can eat as much fat as you want.

While about 75% of your daily calories should come from fat sources, this doesn’t mean you can eat all of the saturated fats that you want to get your fats in. Unsaturated fats are still the preferred option on the keto diet, and lots of them. Olive oil, nuts, seeds, fish, grass-fed red meat, eggs, turkey, and avocado are just a few examples that make the keto cut.



MYTH: It’s dangerous.

Just like with anything there are downsides, but the ketogenic diet isn’t inherently dangerous.

Everyday Health lists the potential downsides, including: kidney stones, vitamin and mineral deficiencies, decreased bone mineral density, gastrointestinal distress, and an increased risk of higher cholesterol and heart disease.

Staying hydrated, easing into fasting if you choose to do so, and ensuring you know and hit your daily macros are essential to avoiding these potential downsides.



MYTH: Going keto means zero alcohol consumption.

Beer and wine are generally carbohydrate-heavy, but there are still options should you choose to continue drinking alcohol while going keto. Most liquors, some light beers, and dry wines are low to no carb, which is keto friendly.

Alcohol isn’t totally out of the question, but you do have to be a bit more conscious of what you choose, and careful when drinking and going keto. Keep in mind that your alcohol tolerance will likely be lower while eating ketogenic.



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The 11 toughest riddles in literature that have stumped even the smartest people

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Hobbiton movie set in New Zealand.

  • Can you solve some of the toughest riddles in history?
  • From the Bible to "Harry Potter," here are the most challenging riddles found in literature that stumped some of the most famous characters. 

From the Bible to Shakespeare to "Harry Potter," these riddles were dreamed up by some of history's most celebrated writers — and puzzled some of its most famous characters.

Ancient Sumer: The world's oldest riddle

Even 4,000 years ago, people tested one another's critical thinking skills with riddles and logic puzzles. This ancient civilization, located in what is today the country of Iraq, left us with one of the earliest known examples of a written riddle. (Ancient Sumer is also the civilization with the oldest surviving writing system that we know of!) Here is the riddle: "There is a house. One enters it blind and comes out seeing. What is it?"



Answer:

A school. The Sumerians placed a significant emphasis on the value of education and knowledge, and some of their mathematical discoveries are still in use today. Learn about some of the strangest unsolved mysteries of the ancient world.



The Bible: Samson's riddle

This riddle isn't Ancient Sumer old, but it probably dates back to the sixth or eighth century B.C. In the Book of Judges, the seventh book in the Old Testament, Samson poses a riddle to his 30 dinner guests. He tells them that if they answer correctly, he will give them 30 expensive pieces of clothing, but if they guess wrong, they must give him expensive clothing. The catch? The riddle was rigged. The guests wouldn't have known the answer because only people who knew Samson personally had any hope of solving it. So you certainly shouldn't break your brain trying to figure it out, but here it is all the same: "Out of the eater, something to eat; out of the strong, something sweet."



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13 ridiculous things people have actually put on their college applications — no joke

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harvard college campus

Everyone who has filled out a college application knows deciding what to write can be agonizing. And, unfortunately, some can't figure it out no matter how long they contemplate it. 

More than 3,000 people on Reddit answered the question, "College admissions officers of Reddit, what is the most ridiculous thing a student has put on their application?"

INSIDER is not able to independently verify these claims, but they're hilarious to read — and great lessons of how not to apply for college.

Here are 14 of the most outrageous things people have actually done in their applications, from claiming their GPA was 95 to asking to be called "The Turtle."

1. He wrote that he would have homeless people fight over $100.

"I wont say how I know this person, but he answered an essay question asking what he would do if he had $100 by explaining he would go to the local playground where homeless people congregated and host a mini Olympics where the homeless could compete for the 150 burgers he purchased with the money. The idea was to feed them but also do a study in human behavior. This was for Johns Hopkins and I'm pretty sure they were not pleased." - TheTaoOfMe



2. He accidentally wrote "farting" instead of "rafting."

"White water farting. He meant white water rafting." - Rock_N_Rye



3. She included a shoe with her application.

"At a law school I was considering attending, the admissions people told the story of a woman who had sent in a shoe with her application along with a note that said 'now I have a foot in the door.'" - harddata



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Microsoft promises that GitHub users won't be stopped from using Amazon's or Google's cloud (MSFT)

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Satya Nadella

  • Microsoft is paying $7.5 billion in stock for GitHub, a company that was on track to earn $200 million last fall and was last valued at $2 billion. That's a hefty price, any way you look at it.
  • The question is: how does Microsoft plan to make its money back?
  • Believe it or not, Microsoft swears it is not going to do the obvious thing and force all of those developers to start using Microsoft's cloud, instead of competitors like Amazon's or Google's.
  • It's true plan is more brilliant: create an app store that makes life easier for them.


On Monday, Microsoft officially announced it was buying GitHub, shortly after Business Insider had reported that the two companies were working on a deal.

Microsoft is paying a whopping $7.5 billion in an all-stock deal. GitHub was last valued at $2 billion and late last year said it was on track to do $200 million in revenue. So, by any standard, that's a hefty premium that Microsoft is paying for GitHub.

The questions is: how does Microsoft expect to earn its money back?

The obvious and jaded answer is that Microsoft wants to push all of those developers to run their software on Microsoft's cloud, Azure. In doing this, Microsoft will earn ongoing monthly fees from millions of GitHub developers that might have otherwise have decided to run their apps on the Amazon Web Services cloud, or on Google Cloud.

But, tempting as that might sound, Microsoft swears that it is not going to do this.

Forcing users to go with Azure would be suicide for GitHub

GitHub is an online service that hosts software code and allows lots of developers to work on it together as a team. It has free version, paid cloud versions and sells old fashioned software.

GitHub founder and CEO Chris WanstrathWhile GitHub has been generating revenue from the developer community, it has also "struggled with how to monetize platform," one insider told us.

GitHub did have a grand plan for becoming a multi-billion business, insiders told us. What if, instead of just hosting everyone's apps as they developed them, the apps could run on a GitHub cloud? 

The top cloud providers are making billions of dollars a year.

On the other hand, the top providers also spend billions of dollars a year building out their data centers to host everyone's apps.

And that's why GitHub was out talking to Microsoft, Google and Amazon about selling itself, multiple people said. And that's also why it might seem logical for Microsoft to simply tell GitHub users that they must now hop onto Microsoft's cloud.

But, politically speaking, forcing them to do so would anger the developer community. They will pick the cloud and technologies that will work best for their own needs. If they aren't given a choice, they will simply leave GitHub for a competitor, like Atlassian's BitBucket, or the fast-growing upstart GitLab.

And GitHub's founder knows developers are wary.

"Skepticism is totally understandable, but we're on the right path," founder Chris Wanstrath told Business Insider's  Matt Weinberger about the acquisition, and developer's fears.

So, if Microsoft is promising that GitHub will remain independent, what's the master plan? It is an app store for developer tools. Microsoft's own tools will be in the apps store. Other company's tools will be, too.

"Today, developers need to find and assemble services from many locations and pay for them separately," Microsoft told investors in a prepared presentation. "In the future, developers will be able to discover, adopt, consume and pay for everything they need in one place."

Controlling an app store that already has access to 29 million developers will not only help Microsoft sell its own developer tools, but could let Microsoft profit on other people's tools, too.

Microsoft isn't saying what kind of a fee it will charge for its app store, but let's just imagine that it will follow Apple's and Google's lead and take some percentage of every transaction. 

That's not to say that Microsoft won't do all it can to convince GitHub users to ditch AWS or Google and use Azure. By owning GitHub, Microsoft can add all kinds of special features to try and make its own cloud work best for them. Ultimately, though, it would be the developer's choice, not Microsoft's.

SEE ALSO: How Microsoft landed in talks to buy GitHub, a startup at the center of the software world last valued at $2 billion

Here's the slide Microsoft shared with investors that promised not to ban Amazon Web Services or Google from working with GitHub.



Here's the slide where Microsoft discusses its grand plans for a developer app store.



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GOLDMAN SACHS: The boost companies got from tax reform is on its last legs — here are the 14 stocks best built to surge even as it fades

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trader

  • Republicans' tax law has been a major boon for stocks, which have seen their profit forecasts adjusted upward throughout 2018. But all good things must come to an end.
  • Goldman Sachs has identified 14 stocks as being best positioned to outperform their peers even as the positive effect of the tax cuts wanes.

Republicans' tax law has given an undeniable boost to corporate earnings-growth expectations. But what happens after the initial high wears off?

We're about to find out, says Goldman Sachs, whose 2019 forecasts for S&P 500 profit expansion have stayed unchanged even as 2018 estimates have skyrocketed.

That's because Goldman, like much of Wall Street, realizes that the shot in the arm companies received from the tax law is a one-time deal. It's been great while it's lasted, but the firm says it is time to consider what the future holds.

For Goldman, traders' best course of action is to identify the stocks positioned to outperform even as the positive effect of tax reform fades. And it has done the dirty work for you.

Before we get into their stock picks, consider the firm's methodology, which is centered on margins. Goldman targets companies boasting high, stable gross margins that have shown no recent weakness. And those firms just so happen to have beaten their weak-margin peers by roughly 900 basis points year-to-date.

"As the margin tailwind from tax reform passes, firms with the ability to sustain or grow profit margins will become increasingly scarce and should be rewarded by investors," a group of Goldman strategists led by Ben Snider wrote in a client note. "The market typically rewards companies with high margins when the outlook for corporate profitability weakens."

Without further ado, here are the 14 stocks in the Russell 1000 index best positioned to withstand the fading effect of tax reform, because of their high and stable gross margins. They're arranged in decreasing order of trailing one-year gross-margin change.

14. Celgene

Ticker: CELG

Sector: Healthcare

Market cap: $57 billion

Year-to-date return: -25%

1-year gross margin change: 93 basis points

Source: Goldman Sachs



13. McCormick & Co.

Ticker: MKC

Sector: Consumer staples

Market cap: $14 billion

Year-to-date return: +3%

1-year gross margin change: 95 basis points

Source: Goldman Sachs



12. VeriSign

Ticker: VRSN

Sector: Information technology

Market cap: $13 billion

Year-to-date return: +14%

1-year gross margin change: 103 basis points

Source: Goldman Sachs



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BANK OF AMERICA: These 17 companies are best positioned to benefit from the millennial boom, which offers investors a $62 trillion opportunity

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millennials coachella

  • Millennials and centennials (ages 18 and under) are "the world's most important demographics," according to analysts at Bank of America Merrill Lynch.
  • They compiled a list of global buy-rated public companies viewed as best positioned to benefit from the demographic boom.
  • The combined income of the two groups should grow to $62 trillion by 2030, BAML estimates.

"The world's most important demographics" are about to take over, according to Bank of America Merrill Lynch.

Millennials, ages 19 to 35, have already overtaken baby boomers as the largest living generation in US history, and Gen Z, ages 18 and under, is coming right behind them. BAML estimates that the two groups' combined income could grow from an estimated $21 trillion in 2015 to $62 trillion by 2030.

Investors can earn a slice of that cash pile.

BAML compiled a list of buy-rated companies positioned to benefit from the growth of these demographics. It identified the 17 companies below as having "high" millennial exposure, meaning millennial- or centennial-related products are core to their sales and business models.

"We need to prepare for the rise of the 2.4bn Centennials — born at the turn of the century and set to live to over 100Y," Beijia Ma, an equity strategist, said in a note on Monday. "They are embracing diversity, sustainability, globalization, disruptive technology, 'peak stuff,' new business models, and entrepreneurialism like no generation before them — and they are economically optimistic to boot."

Ma said investors should look into the fundamentals of each company before making any decisions to buy the stocks. She added that while these stocks were going to be moved by more than their relationship to millennials, they are important to keep track of, since the demographic boom is set to be a long-term trend.

SEE ALSO: 17 stocks about to rocket higher because of catalysts most investors are ignoring, according to UBS

Netflix

Ticker:NFLX

Location: United States

Market Cap: $155.35 billion

Millennials Sub-Sector: Media & Entertainment



Funko

Ticker:FNKO

Location: United States

Market Cap: $240.61 million

Millennials Sub-Sector: Media & Entertainment



Facebook

Ticker: FB

Location: United States

Market Cap: $558.95 billion

Millennials Sub-Sector: Social Media



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This is everything NBA star LeBron James eats and drinks for breakfast, lunch, and dinner

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LeBron James

LeBron James may be 33 years old and in his 15th season, but the NBA veteran remains a force to be reckoned with.

The Cleveland Cavaliers are currently trailing the Golden State Warriors 2-0 in the 2018 NBA Finals, despite extraordinary headline-grabbing performances from James — the small forward scored 80 points in those two games alone.

James is renowned for the dedication to his craft, for his basketball intelligence, and has even been described as a "freak athlete" by the NBA coach who knows him better than most.

But what sort of food does this "freak" eat?

Here's everything James likes to have for breakfast, lunch, and dinner.

SEE ALSO: This is what makes LeBron James a 'freak athlete' according to the NBA coach who knows him better than most

DON'T MISS: LEBRON JAMES: How the king of the NBA spends his millions

UP NEXT: This photo of a very upset LeBron James sums up the brutal way the Cleveland Cavaliers blew the win in the final seconds

This is LeBron James. Considered the greatest NBA player of all time, James has extraordinary career averages including 27.2 points per game, 7.4 rebounds, and 7.2 assists. James, contesting the 2018 NBA finals with the Cleveland Cavaliers, is currently hoping to become a four-time NBA champion.

Source: Fox Sports.



James apparently spends seven-figure sums per year just looking after his body — but his favourite cereal is Fruity Pebbles, which he probably eats for breakfast on occasion.

Sources:Business InsiderInstagram.



He even has his own pair of Nike shoes — the LeBron XV — in colours that honour the cereal.

Instagram Embed:
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6 celebrities who publicly identify as pansexual

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Janelle Monae

There's been a lot of buzz about pansexuality lately, ever since singer Janelle Monáe publicly came out as pansexual and, then, when it was revealed that beloved "Star Wars" character Lando Calrissian, appearing in the new "Solo: A Star Wars Story" movie, is pansexual, too.

According to GLADD, "being pansexual means being attracted to all gender identities, or attracted to people regardless of gender," whereas "being bisexual means being attracted to more than one gender."

But Monáe isn't the first celebrity to identify with this label. These other celebs are pansexual, too.

Amandla Stenberg initially said they were bisexual because they didn't think people understood pansexuality.

Known for playing Rue in "The Hunger Games," Amandla Stenberg — who identifies as gender non-binary — called themself bisexual during a 2016 Teen Vogue Snapchat takeover. Later, they stated in a 2016 video for Rookie magazine that they only used the word "bisexual" because they didn't feel enough people understood what "pansexual" means.



Rapper Roes, previously known as Angel Haze, has identified as pansexual for years.

The rapper Roes, who used to be known as Angel Haze, told Fusion TV in 2013 that she identifies as pansexual. Also in 2013, when someone on Twitter asked if she was gay, she responded: "No. Lol. I am whatever I am when I am it." In the past, she has been linked to model and actress Ireland Baldwin.



Reality TV star and trans activist Jazz Jennings tweeted that she is pansexual earlier this year.

In January, transgender activist and reality TV star Jazz Jennings declared on Twitter: "I am pansexual. This means that I am attracted to people at a level that surpasses gender identity or sexual orientation. I love people for their souls and internal beauty."



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