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The Coolest Speakeasies In America

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franklin mortgage & investment co company

Prohibition was repealed 81 years ago today, but some of America's hidden speakeasies are still around.

The secret watering holes haven't changed much, from the passwords required on entry to the caliber of handcrafted cocktails served.

We dug up the hottest and most exclusive speakeasies in the US, and even gave away their addresses. Let's keep this one on the DL.

Did we forget your favorite speakeasy? Let us know in the comments.

SEE ALSO: 21 Hidden Bars In New York City

ATLANTA

The Chapter Room
5600 Roswell Rd., Sandy Springs

Join the Brewniversity craft beer loyalty club to gain access to this modern-day speakeasy in the basement of the Taco Mac, which puts a large emphasis on craft beer. The Chapter Room maintains no fewer than 18 different kinds on draft at a time, as well as many others in bottles. Cozy up to Bobb, the bar's "overseer," and you may also have access to the rare and limited edition beers in his secret stash.



AUSTIN, TEXAS

Midnight Cowboy
313 E. 6th St.

Midnight Cowboy was formerly a massage parlor, and it still sports the original "Midnight Cowboy Modeling Oriental Massage" sign out front. Reservations are required, and when you get there you're free to enjoy classic and creative cocktails, as long as you leave all your mobile devices behind — they have no place at this lounge.



BALTIMORE

The Owl Bar
1 E. Chase St.

The historic Hotel Belvedere is the resting place of the Owl Bar, which has been serving fancy mixed drinks, beer, and wine for more than 100 years. The bar served as the stomping grounds for numerous famous and non-famous Baltimore natives and remained unnamed until after Prohibition. The Owl Bar also has an exquisite food menu, including weekend brunch.



See the rest of the story at Business Insider

25 Awesome Gifts Under $25 For Your Office Secret Santa

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Secret Santa_Gift Guide

Finding the perfect gift for a coworker in your office Secret Santa pool can be tricky. 

You have to stay under a set price limit while buying a gift for someone you may not even know.

We found 25 office-appropriate gifts under $25 to accommodate every type of coworker.

Keep your coworker caffeinated with a travel coffee mug.

Everyone needs a little pick-me-up in the mornings, so your colleague will appreciate a cup that keeps his coffee warm without burning his hands.

If you have some extra money in your Secret Santa budget, buy your coworker a gift card to his favorite coffee shop. 

Price:$10-$20



Fitness freaks will love guided workouts from a fitness fan.

Fitness fans will give your coworker guided workout instructions for a yoga, cardio, or strength training.

The fans have comprehensive workouts for every skill level. It's like having having your own personal trainer. 

Price:$13



Liven up work happy hours with Cards Against Humanity.

This popular game is very fun and a great ice breaker. The idea is simple: match two cards to make the funniest combination of bizarre verbs and nouns.

The politically incorrect game will spice up after work happy hours, dinner parties, or game nights.

Price: $25



See the rest of the story at Business Insider

QUIZ: Can You Name These 13 Cities From Their Metro Maps?

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Moscow metro Map

Many cities have underground railway lines, but no single network of stations and subterranean tunnels is the same.

See if you can name these world cities just by looking at their metro map (HINT: many of the answers are capital cities). 

HINT: The Piccadilly line.



It's London!



HINT: A white building with a dome.



See the rest of the story at Business Insider

QUIZ: Can You Answer These English Grammar School Entrance Exam Questions From The 1940s and 50s?

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Lettuce

You might find the following test questions from the 1940s and 50s extremely difficult. 

They come from past 11 Plus entrance exams issued by British grammar schools and have been republished in the "Eleven-Plus Book."  

English grammar schools still run entrance exams, but the format is different.

If December 1 falls on Friday, on what day will Christmas Day fall that year?



ANSWER: Monday

 



Simplify (which means solve in 2014):

(a) 15 x 20  

(b) 1/2 + 1/3

(c) 0.75 x 3



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The 10 Deadliest Jobs In America

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Logger

Although the national rate of workplace fatalities is on the decline — some jobs remain incredibly dangerous. 

According to the latest Bureau of Labor Statistics (BLS) data, a preliminary total of 4,405 fatal work injuries were recorded in the US in 2013. Read on to see the deadliest occupations.

10. Construction Laborers

Total fatalities for 2013 (based on preliminary data): 215

Fatality rate (per 100,000 full-time equivalent workers): 17.7

According to the BLS, these workers perform tasks involving physical labor at construction sites. They may operate hand and power tools of all types, and may clean and prepare sites, dig trenches, set braces to support the sides of excavations, erect scaffolding, and clean up rubble, debris, and other waste materials.



9. Electrical Power-Line Installers And Repairers

Total fatalities for 2013 (based on preliminary data): 27

Fatality rate (per 100,000 full-time equivalent workers): 21.5

According to the BLS, these workers install or repair cables or wires used in electrical power or distribution systems.



8. Farmers, Ranchers, And Other Agricultural Managers

Total fatalities for 2013 (based on preliminary data): 220

Fatality rate (per 100,000 full-time equivalent workers): 21.8

According to the BLS, farmers, ranchers, and other agricultural managers run establishments that produce crops, livestock, and dairy products.



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12 Awesome Private Dining Experiences In New York City

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il Buco wine cellar

There are plenty of places to grab a bite in New York City. But for a special occasion or a private dining experience, not just any place will do.

We asked the restaurant pros at The Infatuation to compile some of the best private dining rooms and chefs' tables in the city.

You'll definitely want to consider these spots the next time you're charged with planning a birthday dinner or client lunch.

Barbuto

775 Washington St., Manhattan

Located in a garage in the West Village, Barbuto offers both a private dining room and a chef's table in the kitchen, where guests can watch their 3- or 4-course meals prepared before their eyes.

The seasonal menu changes often, but it's always top-notch Italian cuisine.



Chef's Table at Brooklyn Fare

200 Schermerhorn St., Brooklyn

At Chef's Table at Brooklyn Fare, the whole restaurant is a chef's counter. It seats 18, and is connected to the Brooklyn Fare market. Meals, according to our friends at Infatuation, are just shy of TWENTY courses, including multiple amuse-bouches, four entrees, and two desserts.

Of course, at $255 a person (excluding beverages), you need to have a fat wallet or fat expense account to pick up the tab at this Michelin three-star restaurant.



Kyo Ya

94 E. 7th St., Manhattan

Kyo Ya isn't just any Japanese restaurant  it's an underground culinary mecca for those in the know, specializing in kaiseke meals (served during traditional tea ceremonies). Tasting menus range from $95-$150, but you can also choose to order à la carte.

The best spot in the house is the "amazing  share table" in the middle of the restaurant, according to the Infatuation's Andrew Steinthal.



See the rest of the story at Business Insider

17 People Whose Incredible Work Ethic Paid Off

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It's nice to be talented, but the old saying is true: "Hard work beats talent when talent doesn't work hard."

Despite their obvious gifts, successful people like Kobe Bryant, Tim Cook, and Sheryl Sandberg wouldn't be where they were today without having insane work ethics.

This is an update of a post originally written by Max Nisen. 

Apple CEO Tim Cook routinely begins emailing employees at 4:30 in the morning.

Steve Jobs left incredibly big shoes for Cook to fill. However, the man got the top job for a reason. He's always been a workaholic, and Fortune reports that he begins sending emails at 4:30 a.m.

profile in Gawker reveals that he's the first in the office and last to leave. He used to hold staff meetings on Sunday night in order to prepare for Monday. 



Mary Barra rose to the top of General Motors after 33 years at the company.

Barra started at the very bottom of General Motors at age 18, when she enrolled in an engineering college sponsored by the company. There, she spent half the year inspecting parts at a Pontiac plant, according to Fortune.

She worked her way up the ladder with smart decision-making and a willingness to give the company everything she had. The Financial Times reports colleagues recall her being the first person in the office every morning and responding to emails after 11 p.m.

In 2013, her dedication was rewarded when she was named GM's first ever female CEO.



Dallas Mavericks owner Mark Cuban didn't take a vacation for seven years while starting his first business.

At first glance, Cuban's amazing success looks like a stroke of luck. He sold his first company at the peak of its value and got into technology stocks at exactly the right time.

Cuban writes on his blog that it took an incredible amount of work to benefit from his luck. When starting his first company, he routinely stayed up until 2 a.m. reading about new software, and went seven years without a vacation. 



See the rest of the story at Business Insider

9 Research-Backed Strategies For Making Friends When You're A Grown-Up

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friends

It used to be so easy to make friends. In grade school and college, you're tossed into a situation where everybody has to get to know each other.

But once you're shot out into the adult world, it gets much harder. Luckily, we've got some tips to make it easier, based on the latest research.

Invest in situations that encourage friendship.

Back in the 1950s, sociologists discovered three factors that are necessary for making friends

• Proximity: You have to simply be near one another.

• Unplanned interactions: You run into each other even when you don't schedule it.

• Privacy: You need to be in an environment where you can confide in one another.

As the New York Times has reported, adulthood provides few situations where all three are available. 

So let's get to the methods for making them happen. 



Get out of the office.

Lots of us work in open offices.

Susan Cain, the author of "Quiet: The Power of Introverts In A World That Can't Stop Talking," says open office designs may be popular, but they actually provide a barrier to building relationships.

"Open office plans are harder to make friendships in,"she says"When people are first forming friendships, the currency they're using is the exchange of confidences."

Thus the need to head elsewhere.

 



Become a regular at your neighborhood bar, cafe, or restaurant.

The key is to spend time with the same people. Eventually, the mere exposure effect takes over. 

The mere exposure effect is where "people feel a preference for people or things simply because they are familiar,"writes Psych Central. "Just because we see a stranger occasionally does not make them any more trustworthy ... we just feel like they are because we 'know' them." 

Thus the value of being a regular at a bar, cafe, or restaurant: If you run into the same people again and again, you'll feel more comfortable around them, and thus more apt to form bonds. 



See the rest of the story at Business Insider

14 Financial Tasks To Check Off Your List Before 2015

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The last few weeks of the year are always a mad rush to wrap up loose ends, often in a frantic fashion.

In the spirit of the season, we thought it a good time to share a checklist of important items to consider before the calendar year ends, all related to your investments and finances.

We also wanted to reiterate some key topics we've already discussed, but that are especially important to review by end-of-year.

Here are some brief pieces of financial advice on several fronts that could benefit you and yours in multiple ways, and that could ultimately add to your long-term bottom line, not to mention peace of mind.

1. Establish or tune up your emergency fund.

If you have not already, give yourself and/or your family the gift of an emergency fund.

As we discussed in Build the Emergency Fund That's Right for You, our recommendation is to keep funds that could cover at least three to six months' worth of expenses saved and easily accessible in the form of a fairly liquid type of low-risk account such as a money market fund.



2. Rebalance your portfolio.

While those of you with a Wealthfront account do not have to worry about rebalancing (our platform does it automatically), your outside accounts might not be getting the same treatment.

As we are fond of pointing out around here, at least once or twice a year you should look to rebalance your investment portfolio to make sure you're not becoming too weighted toward one asset class because it has outperformed everything else in your portfolio.

David Swensen, the Chief Investment Officer at the Yale Endowment, performed an analysis that showed optimal rebalancing could add 0.4% to your annual return. And there are other methods you can follow to grow your portfolio by Minimizing Your Investment Taxes.



3. Harvest your losses.

Tax-loss harvesting (TLH) is a method of reducing your taxes by selling an investment that is trading at a significant loss and replacing it with a highly correlated though not identical investment.

In doing so you maintain the risk and return characteristics of your portfolio and generate losses that can be used to reduce your current taxes. The tax savings you generate can then be reinvested and will compound over time.

According to New Research on the Efficacy of Tax-Loss Harvesting, the practice of tax-loss harvesting can prove extremely worthwhile, even at low risk levels and tax rates, and this is especially the case if it is offered for no additional cost (as is the case at Wealthfront). Your potential amount of annual benefit (tax alpha) can vary significantly based on your risk tolerance, income level, and the length of your investment time horizon (again, read the New Research post for extensive simulation and back-testing results). 

Granted, tax-loss harvesting done manually can be a tedious, time-consuming process. Wealthfront launched the first automated software-based TLH engine more than two years ago. We now offer two different levels of TLH service. Clients with a minimum of $100,000 invested in a taxable account qualify for our daily TLH service at no additional charge.



See the rest of the story at Business Insider

9 Books Steve Jobs Thought Everybody Should Read

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Steve Jobs Commencement HD

Why did Apple think different? 

Because, Steve Jobs said while introducing the iPad, the Mac maker was never just a tech company. 

"The reason that Apple is able to create products like the iPad is because we've always tried to be at the intersection of technology and the liberal arts," he said.

Jobs' lifelong interest in the humanities gave Apple a human touch.

By combining tech and the liberal arts, Jobs said that Apple was able to "to make extremely advanced products from a technology point of view, but also have them be intuitive, easy-to-use, fun-to-use, so that they really fit the users." 

Jobs arrived at that perspective through a lifetime of reading, as reviewed in Walter Isaacson's biography and other places. We've put together a list of the books that most affected him. 

'King Lear' by William Shakespeare

Jobs really began his literary bent in the last two years of high school. 

"I started to listen to music a whole lot,"he tells Isaacson, "and I started to read more outside of just science and technology — Shakespeare, Plato. I loved 'King Lear.'" 

The tragedy may have provided a cautionary tale to a young Jobs, since it's the story of an aged monarch going crazy trying to divide up his kingdom. 

"'King Lear' offers a vivid depiction of what can go wrong if you lose your grip on your empire, a story surely fascinating to any aspiring CEO," says Daniel Smith, author of "How to Think Like Steve Jobs." 

Buy it here >>



'Moby Dick' by Herman Melville

Another epic story colored Jobs' outlook in his adolescence: "Moby Dick," the deeply American novel by Herman Melville. 

Isaacson draws a connection between Captain Ahab, who's one of the most driven and willful characters in literature, and Jobs. 

Ahab, like Jobs, did lots of his learning from direct experience, rather than relying on institutions. 

"I prospectively ascribe all the honour and the glory to whaling,"the captain writes early in the story, "for a whale-ship was my Yale College and my Harvard."

Buy it here >>



'The Collected Poems of Dylan Thomas' by Dylan Thomas

But the intellectual flowering that Jobs had in late high school wasn't confined to hard-charging megalomaniacs — he also discovered a love for verse, particularly Welsh poet Dylan Thomas. 

"How To Think Like Steve Jobs" author Daniel Smith says that Thomas' poems "drew him in with its striking new forms and unerringly popular touch."

"Do not go gentle" became a reported favorite:  

Do not go gentle into that good night,
Old age should burn and rave at close of day;
Rage, rage against the dying of the light.

Though wise men at their end know dark is right,
Because their words had forked no lightning they
Do not go gentle into that good night.

Buy it here >>



See the rest of the story at Business Insider

One Of America's Best Summer Vacation Spots Is Being Destroyed

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The Outer Banks is a paradise for residents and tourists alike. The string of islands, laid end to end just off the coast of North Carolina and a portion of Virginia, are beloved for their stunning beaches, picturesque towns, and pleasant weather. Many resident families have been there for generations, and visitors often return season after season to take advantage of the sun and the scenery.

But the Outer Banks, like many coastal communities in the United States and around the world, is up against a dire challenge. As global temperatures continue to heat up, causing an ever-lengthening list of consequences such as sea-level rise, drought, and intense storms, the very existence of the islands may be in jeopardy.

The Outer Banks could be devastated in the next 50-100 years as rising sea levels threaten to sweep away the 200-mile-long string of barrier islands off the North Carolina coast.



A 2010 North Carolina report warned that local sea levels could rise as much as 55 inches by the end of the century if no major actions are taken to curtail climate change.

Source: North Carolina Sea-Level Rise Assessment Report (2010) 



Even the base line scenario for rising sea levels would flood beachfront roads and homes and devastate the tourism and real estate industries. Here, a beachfront home on the eroded shoreline tilts on its supports.

 



See the rest of the story at Business Insider

The Incredible History Of The Navy SEALs, America's Most Elite Warriors

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PBS SEALs documentary title screen

One of America's elite special operations units was back in the spotlight when a SEAL claiming to be the "trigger man" who killed Osama bin Laden in May of 2011 decided to reveal his identity on a Fox News special last month.

A recent PBS documentary, "Navy SEALs - Their Untold Story," digs into the history of their predecessors during World War II, their first official operations in the Vietnam War, and their deployment in 21st century conflicts.

Along the way, former commandos tell the stories of some of the SEALs' most incredible covert operations.

There are only around 2,000 active Navy SEALs — and they endure maybe the hardest military training anywhere in the world.



A retired SEAL explains that during the rigorous training known as "hell week,""you stay up for 120 hours ... and you get about 3 or 4 hours sleep."



Here trainees swim with their hands bound behind their backs, a feat only excellent swimmers can pull off.



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Google Puts Hollywood To Shame With This High-Tech Studio That YouTubers Can Use For Free

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youtube spaces laWhen YouTube was first getting started, all you really needed was a webcam and an Internet connection to create videos and build an audience.

But now there's a lot that YouTube creators can do to improve the quality of their channels. YouTube itself has invested in its creators in a number of ways, launching national ad campaigns and providing venture capital to top channels. 

The company has also opened YouTube Spaces in Los Angeles, New York City, London, and Tokyo, where YouTube creators with at least 10,000 subscribers can use sound stages, editing bays, and camera equipment for free.

"We invest in our creators in a myriad of ways, and the Space is a tangible resource that can help creators towards their goal of building a business on YouTube," Liam Collins, head of the YouTube Space LA, said to Business Insider. 

We visited the YouTube Space in Los Angeles to see those resources firsthand. The studio, which was designed by architecture and design firm HLW, had plenty of fun features to explore. 

The YouTube Space Los Angeles, located in the city's Playa Vista neighborhood, officially opened in January 2013.



The studio is part of a cluster of buildings that were once a hub for Howard Hughes' aircraft company. A helicopter in the courtyard pays homage to the area's aviation roots.



Totaling 41,000 square feet of space, the building has production stages, green screens, cameras, and electrical and grip equipment. This stage can accommodate audiences of between 100 and 150 people and has hosted a number of interesting setups. One Direction recently did a seven-hour livestream event from this stage, and Legendary Pictures brought massive sets from "Godzilla" for YouTube creators to play around with.

Watch the One Direction videos »

Watch the "Godzilla" videos »

 



See the rest of the story at Business Insider

Lessons From Modern Art On How To Sell Your Ideas

Take Our 21-Day Plan For Radical Self-Improvement

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BIBetter

Faced with unlimited career, personal, and health advice and little time to spare, it's hard to know where to start.

#BIBetter is a 21-day self-improvement program designed for the busy professional, featuring a few habits that will make a big difference and a bunch of tasks that most of us have been putting off for too long.

We recommend participating with at least one other person, so you have more fun and keep each other in check. You can start on any Monday and should complete actions on their specified day when possible.

The following slides go through the days and the science behind them in detail, while you can also reference our infographic calendar.

MONDAY, DAY 1: Floss your teeth. Do it every day for the rest of your life.

Believe it or not, as many as 50% of Americans say they don't floss every day. If you are one of those people, then make today the day you start doing it consistently.

How can you get in the habit?

Stanford psychologist B.J. Fogg is one of the foremost researchers on habit formation. The takeaway from all his work: Floss one tooth.

As in, if you're trying to form a habit, it can helpful to start as small as possible, with a minimum viable habit. The point, Fogg emphasizes, is to insert the structure of the activity in your day, rather than doing it perfectly every time. This way of thinking works for all habits, and it works for flossing, too — and if you floss the whole mouth, then you're doing even better.

Indeed, this core dental hygiene technique will clean your teeth and gums of plaque, protecting your teeth as you age and saving you on dental bills. Some studies have even found that flossing is associated with a lower risk of heart disease, diabetes, and dementia.



TUESDAY, DAY 2: Break a sweat. Do it every day for the rest of your life.

For a wide range of ailments, exercise is an almost magical cure, which "can improve memory and concentration, lessen sleep disorders, aid heart disease by lowering cholesterol and reducing blood pressure, help sexual problems such as erectile dysfunction, and raise low libido," notes Slate.

Just a little bit of exercise has huge benefits. Research shows that running just five to 10 minutes a day can add years to your life, and if you establish that minimum habit now of doing at least that, you can build on it. A seven-minute workout using interval training can make a huge difference.

Longer workouts are obviously great, too.

Think you're too busy to work out? Tell that to GE CEO Jeff Immelt, who gets up at 5:30 every morning for a cardio workout; or Xerox CEO Ursula Burns who has an hour of personal training at 6 a.m. twice a week; or Square CEO Jack Dorsey, who gets up similarly early to take six-mile jogs; or Starbucks CEO Howard Schultz, who likes to ride his bike every morning.



WEDNESDAY, DAY 3: Write in a journal. Do it every day for the rest of this program.

Psychologists have been studying "expressive writing," or journaling about difficult moments in your life, for a few decades. They've found that a few minutes journaling improves everything from mood to immune system to sporting performance.

It works for work, too: A Harvard Business School study found that people who wrote about their jobs improved their performance by 23%.

"When people have the opportunity to reflect, they experience a boost in self-efficacy," says HBS professor Francesca Gino. "They feel more confident that they can achieve things. As a result, they put more effort into what they're doing and what they learn."

So as a part of this life-improvement adventure, we're asking you to reflect on your day, plus on whatever journeys we send you on. You should also take the opportunity to look at the tasks that lie ahead and start making plans for the ones that require preparation.

If you find journaling to be useful, then we encourage you to keep it up for the rest of your life.



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Cathay Pacific Was Just Named The Best Business Class Airline In The World — Here's Why

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Cathay Pacific Business Class seats

Cathay Pacific Airways was just named the world's best business class airline for 2015 by AirlineRatings.com.

And no wonder. Each business class flight comes with incredible amenities, from noise-canceling headphones and chairs that transform into fully flat beds to on-demand movies and restaurant-quality meals. 

The Hong Kong-based airline also has great business class lounges all over the world. 

Many travelers start at the Hong Kong International Airport, a Cathay Pacific hub. Here, business class passengers get access to the airline's exclusive lounge.



The lounge offers plenty of space to spread out and relax before a long flight.



There are also several options if you want to grab a bite to eat.



See the rest of the story at Business Insider

Silicon Valley's Biggest Homeless Camp Has Been Broken Up, And The Photos Are Devastating

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silicon valley homeless

Though Silicon Valley is home to some of the wealthiest people in the world, the area also has one of the worst levels of income disparity in the country. According to the latest data from the US Department of Housing, Santa Clara County has the highest percentage of homelessness in all of America.

"The Jungle" is a 68-acre encampment where as many as 200 homeless people have lived in makeshift structures not far from the headquarters of major tech companies like Google and Apple.

This week, the city of San Jose began the process of dismantling the camp and evicting its residents, a third of whom have not been promised a place in a shelter.

Reuters photographer Beck Diefenbach captured the scene as people were forced to collect their belongings and leave.

The Jungle isn't far from the headquarters of tech giants like Apple, Adobe, and Google, and wealthy executives own mansions nearby. Some locals call the gap between the tech industry and the homeless population the "Great Divide."



The city warned residents that they would be evicted just three days before it happened. "It was a change in approach," Ray Bramson, San Jose's homelessness response manager, said to Reuters. "Historically we'd come in and clean the site and people would come back and repopulate it. We realized that we needed to deal with the underlying issue creating the encampment, which is homelessness."



Dismantling the camp was the second part of a $4 million project by the city, who had spent the last 18 months finding shelters where the homeless could be placed.



See the rest of the story at Business Insider

The 10 Ultimate Bond Cars

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Aston Martin DB10 James Bond Side

Daniel Craig's James Bond will once again find himself behind the wheel of an Aston Martin in the upcoming "Spectre." The car that shuttles the world's greatest spy around will be the seductive DB10. Specially commissioned for the latest and 24th film of the wildly popular franchise, the DB10 was designed with the input of the film's director, Sam Mendes. 

The DB10 joins the long list of eyecatching and beloved cars to have appeared in the films over the past 50 years. Some of them Q would like to have seen returned in "pristine order," while others were better off destroyed by Bond.

But for most of them, their brief appearance in a Bond flick solidified their status as pop culture icons. 

Although 007 drove a Bentley in Ian Fleming's novels, the greatest and most famous of the Bond cars is the Aston Martin DB5. It's appearance in 1964's "Goldfinger" made it an overnight sensation.



In fact, the DB5 has appeared on and off in numerous Bond films —including a breathtaking cameo in 2012's "Skyfall."



The DB5 kicked off a long line of Aston Martin Bond cars, including a souped up V8 Volante in 1987's "The Living Daylights" driven by Timothy Dalton's Bond. Although Bond's V8 Volante was to be a hardtop convertible, some modified coupes (like this one pictured below) were used as well.



See the rest of the story at Business Insider

30 Stocks Traders Are Shorting Like Crazy (RHP, X, BKW, ATHN, ATHM, CZR, SUNE, CVC, WB, RH, ANF, AFSI, BBRY, Z, MNKD, SAFM, JCP, DDD, HLF, GME, ZU, UBNT, SCTY, GPRO, PPC, JMEI, MYGN, JD, WUBA, CMCM)

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Shorting a stock can be a huge loss of its price goes up.

The major stock indices are up this year, with the Dow up nearly 8% year-to-date, and the S&P 500 up 12%.

But there are a number of stocks that traders have consistently shorted, or bet will fall.

We compiled a list of 30 stocks with market caps over $2 billion that investors are still betting against big time.

We ranked the stocks by percentage of shares outstanding held short, going from the least shorted to the most.

Ryman Hospitality Properties

Ticker: RHP

Short interest: 24.67%

YTD return: 28.01%

Sector: Financial

Comment: Revenue in the third quarter increased 10.8% to $245 million.

Source: FinViz



United States Steel

Ticker: X

Short interest: 24.67%

YTD return: 6.13%

Sector: Basic Materials

Comment: On October 28, United Steel reported a third quarter net loss of $207 million in the fourth quarter.

Source: FinViz



Burger King

Ticker: BKW

Short interest: 25.03%

YTD return: 50.69%

Sector: Services

Comment: On November 9, Burger King opened its first restaurant in India, its 100th country of operation.

Source: FinViz



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The Sad State Of American Inequality In 12 Charts

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Income and wealth inequality continue to be a major political issue in the US and around the world. The World Economic Forum just surveyed its list of Global Agenda Council Members on the biggest issues facing the world, and rising inequality came in at number one.

On a number of measures, inequality in the US has been rising for the last few decades.

We put together a dozen charts and maps that show some of the core issues of inequality.

Income inequality in the US has gone up over the last 40 years:

The Gini index is a standard measure of inequality, ranging from 0 to 1. The index measures how far away the income distribution in a population is from a completely egalitarian distribution. An index of 0 corresponds to a completely equal distribution, in which everyone has the same income, and and index of 1 is a completely unequal distribution, in which one person gets all the income and everyone else gets nothing. The Gini index has steadily risen in the US since the late 1960s.



Inequality varies geographically across the country:

Gini indexes in metropolitan areas and areas around middle-sized towns range from a fairly egalitarian 0.36 in Juneau, AK to a highly unequal 0.55 in Ruston, LA. We recently made a list of the most unequal large metro areas based on US Census data.



America's high Gini index is rare among developed countries:

Among OECD countries, only Chile, Mexico, and Turkey have more inequality by this measure.



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